Podcasts about Credit card debt

Nicole is joined by journalist and podcast host Nayeema Raza, host of Smart Girl Dumb Questions, for a crossover episode! This is a shame-free conversation about the money questions we're all holding in, starting with perhaps the most loaded one of all: should you buy a home? Nicole breaks down the 5% rule for renting vs. buying, why she personally chose not to buy, and how to strip the emotion out of a decision that's usually anything but. She also answers common questions about debt, HSAs, growing generational wealth and more. Plus, Nayeema and Nicole talk about which expenses are worth going into debt for, and what Mark Cuban told Nayeema about how money can make you feel poorer the wealthier you become. Listen to Nayeema's podcast Smart Girl, Dumb Questions Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Nayeema:  00:00 Are You Ready for Some Money Rehab?  01:17 Nicole's Controversial Take on Homeownership  04:44 The 5% Rule: Rent vs. Buy Math  08:37 Why Nicole Chose to Rent (And Invest the Difference)  12:30 How the LA Fires Changed Nicole's Relationship to Home  17:00 Not All Debt Is Created Equal: Good Debt vs. Bad Debt  20:02 What Rich People Know About Leverage  24:03 How Nicole Got Into (and Out of) Credit Card Debt  25:51 Avalanche vs. Snowball: Which Debt Payoff Method Wins?  28:09 The Shame Cycle Keeping People Stuck in Debt  29:18 The Debt Game: What's Worth It?  34:35 Investing in Your 20s: Nicole's Biggest Regret  36:27 Nicole's Daughter's Investment Portfolio  37:15 HSAs, 401(k)s, and Where to Put Your Money First  38:39 How Do You Know If You're Rich?  41:26 Mark Cuban on How Money Can Make You Feel Poorer  42:34 Nicole's "Dumb" Question  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

The collective credit card debt of Americans has reached an all-time high of $1.25 trillion. Soaring interest rates and stubborn inflation have also led more people to be late making their credit card payments or not paying at all. WSJ's Dan Frosch reports on why that debt is growing and where people can turn for help. Jessica Mendoza hosts. Further Listening: Swipe, Spend, Repeat: The Perks Arms Race in Your Wallet Student-Loan Debt Is Strangling Gen XSign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom tackle a Wall Street Journal financial decision-making quiz that explores how to prioritize competing goals such as retirement savings, high-interest debt, mortgages, and student loans. The discussion highlights the importance of employer matching contributions, the damaging impact of credit card debt, and the reality that many financial decisions depend on individual circumstances and risk tolerance. They then answer listener questions about retirement portfolio allocation, Fisher Investments' sales tactics and fees, stock ownership concentration among wealthy Americans, and whether a federal retiree should consolidate TSP assets into a Vanguard IRA. The episode emphasizes building a financial plan before making allocation changes, avoiding market predictions, and simplifying finances where possible.0:00 Wall Street Journal financial decision-making quiz begins1:23 Prioritizing 401(k) matches versus high-interest debt4:31 When to pay down credit cards instead of investing more5:20 Borrowing from a 401(k) to eliminate 22% credit card debt6:07 Mortgage payoff versus other debt reduction strategies7:55 Mortgage prepayment versus additional retirement savings9:35 Building a hierarchy for financial priorities11:07 Listener Bob asks about retirement readiness and portfolio allocation13:02 Fisher Investments' fees, sales tactics, and active management claims16:15 Why retirement planning should come before allocation decisions19:40 Stock ownership concentration among the wealthiest Americans22:03 Why markets are not a zero-sum game23:51 Will retiring Baby Boomers hurt stock prices?25:52 Listener asks about consolidating TSP and Vanguard retirement accounts29:18 Comparing Vanguard and TSP target-date fund allocations31:57 Benefits of simplifying and consolidating retirement accounts35:06 Don discusses sales and distribution of The Line UncrossedQuestions? Comments? Click!

A naive Trump official confused higher credit card usage with a strong economy. The truth: Americans are charging necessities to survive.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Today's video is our year Christmas Eve compilation video and todays first story the OP has a Fiancee who's REFUSING to sign a pre-nup after even though she has MASSIVE credit card debt.00:00:00 Intro00:00:36 Story 100:09:12 Story 200:15:29 Story 300:24:09 Story 400:34:40 Story 500:49:17 Story 601:02:29 Story 701:11:05 Story 801:21:23 Story 901:41:07 Story 1001:52:30 Story 1102:01:30 Story 1202:05:12 Story 1302:28:46 Story 1402:37:31 Story 1502:45:20 Story 1602:49:50 Story 1702:59:07 Story 1803:15:25 Story 1903:24:58 Story 20 Hosted on Acast. See acast.com/privacy for more information.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Caroline and AJ both booked a free call… without knowing the other one had already done it. That's how ready they were for change.

Learn how to tackle $25,000 in credit card debt and which payoff strategy could work best for your situation. How do you get out of $25,000 in credit card debt when minimum payments aren't making a dent? In this episode, hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down with listener Jessica, a Bay Area mom carrying three maxed-out credit cards with interest rates ranging from 11% to 24%. They walk through her real budget, including nearly $2,000 in rent, close to $1,200 in monthly transportation costs, and significant childcare expenses, to understand why her spending outpaces her income. They also explore what options could realistically help her make progress, from nonprofit credit counseling and debt management plans to whether a free bankruptcy consultation might be worth her time before committing to any path. Read through NerdWallet's guide to the best strategies for whittling down what you owe, depending on how much debt you have: https://www.nerdwallet.com/personal-loans/learn/pay-off-debt  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Top Trump economic advisor Kevin Hassett sparked backlash after praising soaring credit card spending as a sign of economic strength. Critics argue it's not prosperity — it's Americans going deeper into debt just to cover essentials like gas and food, while interest rates and balances keep climbing.

Kia ora. Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand. I'm David Chaston and this is the international edition from Interest.co.nz. Today we lead with news American households are struggling as inflation pressures consume their reserves. In the US there were 181,000 new initial jobless claims last week, about what seasonal factors would have indicated. There are now 1.735 mln people on these benefits, lower than at this time last year, but still above two year-ago levels. And there were 83,000 reported job cuts in April, a bit above the average over the past year. For a second month in a row, AI is the key reason for shedding jobs now. Median one-year-ahead inflation expectations in the US rose in April and for a second month to 3.6% in April which is their highest since October 2023. Inflation uncertainty also increased at the one-year-ahead horizon. Income expectations are up less than 3%, so on average most people there expect inflation will set them back from where they are. US consumer debt jumped in March by much more than expected, driven by a +9.1% surge in credit card debt. The big end of town is noticing. Executives across retail, restaurants and packaged goods are increasingly worried about American shoppers with tighter budgets amid surging fuel prices caused by Trump's Gulf War. “They're literally running out of money at the end of the month,” one said. Across the Pacific, China's FX reserves jumped in April to just over US$3.4 tin after the unexpected March dip, and back up in its rising trend. This is their largest gain in 28 months. But it is still off its US$4 tln level in mid 2014. Gold holdings increased again by another +8 tonnes. The central bank of Malaysia reviewed its monetary policy late yesterday and kept its official rate unchanged at 2.75%. And Malaysian discount airline AirAsia said it has ordered 150 Airbus aircraft worth US$19 bln, and said it has an option to order another 150 from Airbus. Orders like this are being driven by the need for fuel efficiency. The central bank of Norway unexpectedly raised its policy rate by +25 bps to 4.25% at its overnight meeting, defying market expectations for no change. They said inflation remains too high at 3.6% and is likely to stay elevated and action is needed now to keep it closer to its 2% target. In the EU, the volume of retail sales fell in March from February to be up just 1.9% from year ago levels. The lower volume of fuel sales was the key reason driving the recent reversal. Non-food, non-fuel activity was actually up an impressive +3.0% for the year. In Germany they posted an impressive factory order intake for March, up +6.3% from the same month a year ago and resuming the upward trend they have had since August 2025. Australia said its exports fell -2.7% in March from February as rural exports plunged -11.6%. Also, non-monetary gold exports dropped -6.1%. That makes its March merchandise exports -2.2% lower than year-ago levels. Meanwhile, imports rose +14%. That means they recorded a -AU$1.8 bln trade deficit for the month, far larger than the expected +$4.2 bln surplus and the first monthly deficit since 2017. The import surge of "ADP equipment" totaling $4.8 bln in March (likely for data centers), is a key reason. Meanwhile, the Aussie government has imposed punitive tariffs of up to 82% on Chinese coil steel exports in a major effort to shield local manufacturers from low-cost competition from China that receive 'unfair' Chinese government subsidies. Global container freight rates rose +3% last week to be +10% higher than year-ago levels. Outbound China rates are rising again. Bulk cargo rates were up +11.5% over the past week to be +112% higher than year-ago levels. The UST 10yr yield is now just on 4.40%, up +5 bps from this time yesterday. The price of gold will start today up +US$17 at US$4697/oz. Silver is up +US$2.50 at just over US$79.50/oz. American oil prices are up +50 USc at just on US$96/bbl, while the international Brent price is little-changed at US$101.50/bbl. Oil company Shell announced quarterly earnings overnight, more than doubling them to US$6.9 bln in the three months to March, from Q4-2025's US$3.2 bln. Clearly more than 'cost increases' are being passed on at the pump. The Kiwi dollar is unchanged from yesterday at this time at 59.5 USc. Against the Aussie we are also unchanged at 82.3 AUc. Against the euro we are holding at just on 50.7 euro cents. That all means our TWI-5 starts today at just under 62.8 which is unchanged from yesterday. The bitcoin price starts today at US$79,843 and down -1.9% from this time yesterday. Volatility over the past 24 hours has been modest at just under +/- 1.4%. You can get more news affecting the economy in New Zealand from interest.co.nz. Kia ora. I'm David Chaston and we'll do this again on Monday.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties… this one is GOOD.We're back with the one and only

I'm sitting down with Jonathan Ronzio, who scaled Trainual from an idea to $30M ARR—while building a company known for its culture and still finding time to climb mountains, run marathons, and live a full life outside of work. What stood out to me in this conversation is how intentional he's been about building systems—not just in the business, but in his life. We talk about why most founders document the wrong things early, how structure actually creates freedom, and how AI is completely reshaping how companies build, sell, and operate. We also get into how he thinks about balance versus alignment, what changes (and what doesn't) after raising capital, and why the most defining moments in business are usually the ones you never planned for. If you're trying to scale without becoming consumed by your business, there's a lot here worth paying attention to. Key Takeaways  (00:00) Introduction (01:28) Summiting Aconcagua vs Closing a Series B (03:01) What Is Trainual and Why It Exists (03:52) The #1 Thing SaaS Founders Document Too Late (04:59) When to Create Company Core Values? (06:48) Why Structure Actually Creates Freedom (09:57) Which Processes Deserve SOPs? (11:43) How AI Transformed Trainual's Product Roadmap (15:16) Will AI Kill SaaS? His Honest Take (18:49) Figure Out How to Disrupt Your Business (20:38) Agentic AI and the New Outbound Playbook (22:34) The Exact AI Tech Stack His Team Uses (26:05) Data Security in the Age of AI (30:11) $400K in Credit Card Debt for FB Ads  (32:27) Balance vs. Alignment  (34:31) Why Daymond John Joined the Cap Table (38:05) Cultural Practices That Actually Work (39:48) Project Management & Communication Tools (43:36) How to Define Culture at Scale (46:30) Mountaineering Lessons That Made Him a Better Leader (53:08) Living an Adventurous Life  (58:50) Obsessive Compulsive Creative Disorder (59:43) Advice for Founders Torn Between Focus and Exploration   Watch on YouTube: https://youtu.be/q17qPXHSEC0     Let's Connect: Website | Instagram | YouTube | TikTok | Twitter | Facebook

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Would you feel comfortable telling your best friend how much debt you're in? That was the last thing Jamie Feldman wanted to do, but when her credit card debt spiraled out of control, she knew she needed help. Together, Jamie and Rachel Webster tackled that debt and documented the process with their award-winning podcast “Debt Heads.”Reema is joined by Jamie and Rachel to talk about friendship, shame and how opening up about money changed their relationship with debt. If you liked this episode, share it with a friend. And if you have an experience with debt to share, we want to hear it! Call our hotline 347-RING-TIU and leave a message, or you can always email us at uncomfortable@marketplace.orgFollow us on Instagram and Tiktok.Support This Is Uncomfortable with your donation today: https://bit.ly/tiu_mayfy26

Kamala Harris released a cringey video talking about gas prices, even though she was part of an admin. that raised them to force everyone toward electric vehicles.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Would you feel comfortable telling your best friend how much debt you're in? That was the last thing Jamie Feldman wanted to do, but when her credit card debt spiraled out of control, she knew she needed help. Together, Jamie and Rachel Webster tackled that debt and documented the process with their award-winning podcast “Debt Heads.”Reema is joined by Jamie and Rachel to talk about friendship, shame and how opening up about money changed their relationship with debt. If you liked this episode, share it with a friend. And if you have an experience with debt to share, we want to hear it! Call our hotline 347-RING-TIU and leave a message, or you can always email us at uncomfortable@marketplace.orgFollow us on Instagram and Tiktok.Support This Is Uncomfortable with your donation today: https://bit.ly/tiu_mayfy26

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

New research upends assumptions about credit card debt, and we explore what AI gets wrong about money. Could you be making credit card debt worse without realizing it? Should you trust AI with your finances? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola discuss the pros and cons of using AI for financial guidance. But first, senior news writer Anna Helhoski and NerdWallet writer Kurt Woock join them to unpack the findings of a new NerdWallet study that challenges common myths about credit card debt. They discuss why income is a poor predictor of who carries it, what expenses actually drive balances higher, and why Baby Boomers carry multi-card debt at surprisingly high rates. Then, Sean and Elizabeth sit down with Ryan Sterling, wealth advisor with NerdWallet Wealth Partners, to explore how large language models and agentic AI fit into your financial life, where DIY money managers and delegators diverge, what "human value" a financial planner provides that no chatbot can, and how to think about AI-generated answers when your money is on the line. NerdWallet Wealth Partners, LLC is an affiliate of NerdWallet Inc. NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management. Learn more at nerdwalletwealthpartners.com/smart  2025 Household Credit Card Debt Study: 49% Say Card Debt is Normal https://www.nerdwallet.com/credit-cards/studies/household-debt-study  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Authority On Demand Podcast (formerly Authors on Mission Podcast), host Danielle Hutchinson sits down with author Tommy Kilpatrick to unpack his controversial perspective on credit card debt and his creative approach to writing.Tommy explains why bank‑issued credit cards may not be “true debt,” urging listeners to question long‑held assumptions and verify claims. He also shares practical writing strategies, including structuring word counts mathematically, weaving in sensory details, and using transitional sentences for flow.Highlights include:Why credit card debt might not be what you thinkTips for structuring and enhancing your writingThe ethical role of AI in creative workHow “infotainment” can keep readers engagedJoin Danielle as she explores Tommy's bold ideas, his writing techniques, and actionable advice for both consumers and aspiring authors.Dive into the journeys of standout experts exploring how their books and speaking platforms helped them carve out their own Category of One in Authority On Demand Podcast (formerly Authors On Mission Podcast):Youtube - https://www.youtube.com/@authorityondemand Facebook - https://www.facebook.com/authorityondemand/ Instagram - https://www.instagram.com/authority_on_demand/ LinkedIn - https://www.linkedin.com/company/authorityondemandcompany/ Captivate - https://feeds.captivate.fm/authorityondemand/ #AuthorityOnDemand #PodcastInterview #TommyKilpatrick #CreditCardDebt #WritingTips #AIinWriting #BookMarketing #AuthorsOnMission #Infotainment #PodcastCommunity

Spring is here... and it's lying to you.The sun came out. Soccer started up. You feel optimistic. And that's actually the problem.Because while everyone's outside, the economy is still a mess. Jobs are disappearing. Credit card debt hit an all-time record. Mortgage delinquencies are climbing. Gas prices jumped 60 cents in eleven days because of a war nobody voted for. And your salary still hasn't caught up to any of it.In this episode I'm giving you the real numbers and three things you can actually do right now to protect yourself.Go enjoy the weather. But keep your eyes open.If this hit home, drop a comment. Tell me where you're feeling it most. I read every single one.New episodes every week on Spotify, Apple Podcasts, and YouTube. Subscribe so you never miss a real conversation.

After filing your taxes, it can feel smart to wait for your refund before making a debt plan. But in this episode, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, explain why waiting could be costing you hundreds or even thousands of dollars in credit card interest, personal loan payments, and financial stress. They talk about the real cost of delaying action, how tax refunds are often used as a financial rescue parachute, why so many people procrastinate on debt relief, and when options like bankruptcy, debt settlement, or a smarter payoff strategy may make more sense than continuing to struggle.This conversation also covers money and marriage, financial stress, bankruptcy myths, and why getting independent debt advice can help you make a better decision faster. If you are dealing with credit card debt, tax debt, debt stress, or wondering how to use your tax refund wisely, this episode will help you stop waiting and start taking control.Learn more at https://getoutofdebt.org and reach Damon directly at https://damonday.com.

In this episode of the Young Dad Podcast, host Jey Young interviews Tommy A. Kilpatrick, who shares his transformative journey from a life of wealth to one of purpose and service. Tommy discusses his unique approach to challenging the legitimacy of bank-issued credit card debt, advocating for financial literacy and awareness. He emphasizes the importance of understanding the nature of debt and the role of banks in perpetuating financial struggles. Through his experiences, Tommy offers insights into sustainable living practices and the importance of questioning societal norms surrounding finance.Chapters00:00 Introduction to Tommy's Journey02:13 Life Transformation and Lessons Learned04:38 From the U.S. to the Philippines08:01 Teaching Sustainable Practices09:13 Understanding Credit Card Debt11:50 Challenging the Legitimacy of Debt16:42 The Concept of Alleged Debt22:13 The Role of Banks in Debt29:31 Finding Solutions to Debt Issues35:38 The Path Forward and Resources AvailableAmazon Book: https://www.amazon.com/dp/B0D1DV398C/ref=sr_1_1?crid=2T2J79MRKEUEU&dib=eyJ2IjoiMSJ9.G90ZVPhD0xasgrjK1S6Zav-5RWRmyKGJXLtFrEC-vmXA6jUGS2pViUpmSgWO-Ej1.kCp4IluM5LPmPjlMj27czPETspNIHPNSRAuqq-BBEgw&dib_tag=se&keywords=forgive+and+forget+by+kilpatrick&qid=1738377754&sprefix=forgive+and+forget+by+kilpatrick%2Caps%2C328&sr=8-1Landing Page https://www.diy-debtrelief.com/Email: tom.yourhelpexpert@gmail.comFB: Tommy A. Kilpatrick https://www.facebook.com/profile.php?id=61571446316625Please don't shoot the messenger. I see myself as the accountant who discovered this massive bank fraud. Not unlike this guy:Newsweekhttps://www.newsweek.com/letitia-james-mortgage-fraud-trump-2060388Apr 24, 2025 — Sam Antar, the financial expert who accused New York Attorney General Letitia James of mortgage fraud, released new documents this week as part of his ...1. Banks don't lend money: https://www.educatedinlaw.org/2017/03/banks-dont-take-deposits-banks-dont-lend-money/#https://youtube.com/shorts/zmkLfzjMcIU?si=wU3cO42SyVcawZmb2. Banks must have a promissory note for the bank to grant a loan.https://upload.wikimedia.org/wikipedia/commons/4/4a/Modern_Money_Mechanics.pdfThe Federal Reserve says the only way a bank can make a loan is if you first sign a promissory note to pay and the bank will enter numbers in your free checking account. Page six, right column, second paragraph, second line.3. Fraud undoes all contracts.https://casetext.com/case/vokes-v-arthur-murray-incThe bank says you used the card, therefore you are contracted to our terms and conditions, but Hirschman v. Hodges, etc., (1910) In this case, the Florida Supreme Court found that a contract could be rescinded based on fraudulent misrepresentation.4. Banks match your deposits and all you have to do is to withdraw it and close the account; the same when the bank gave (GAVE YOU) a bank-issued alleged credit card that was in fact a “Gift Card” to induce you to be a customer, in this video he explains how to get free money from the bank: https://youtube.com/shorts/CbGSRvHgbKQ?si=9WOLMhxBMbKA6OtQ5. Dave Ramsey on CC Debt Relief Companies that scam you.https://youtube.com/shorts/MgEJIocyefc?si=43SEAZY4gphYPxw-

What if the real foundation of entrepreneurship is less about making money and more about mastering your mindset around it? In this episode of The Angel Next Door Podcast, host Marcia Dawood explores how our early experiences and psychological beliefs about money shape our financial behaviors—and ultimately, our freedom to create and build. Guest Shang Saavedra, who reached retirement savings goals by age 31, shares her journey from a frugal upbringing as the child of immigrants to graduating from Harvard, thriving in management consulting, and building the Save My Cents community. She's passionate about helping others use psychology and practical strategies to rewrite their financial stories, break the cycle of fear, and pave the way for meaningful wealth. This episode is essential listening for entrepreneurs and anyone needing a mindset reset around finances. With actionable advice on automating savings, understanding investment options, and handling financial setbacks, Shang Saavedra proves that changing how you think about money can transform your life—and your business.   To get the latest from Shang Saavedra, you can follow her below! https://www.linkedin.com/in/shangsaavedra/ https://savemycents.com/ https://www.instagram.com/savemycents/?hl=en Wealth Is a Mindset: Change Your Mind, Change Your Money   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

Seems that everyone is in debt these days. Chip Lupo from WalletHub calls in to talk about the increasing credit debt in America.

Debt charity StepChange says its research suggests around 2.5mn people who have debt on a credit card have paid more in interest, fees and charges over the past 18 months than they have repaid off the debt itself. Its survey of 6,000 adults, done by the polling organisation YouGov, found 1 in 20 adults had this persistent credit card debt. Its calling on the regulator, the Financial Conduct Authority, to improve the lending rules to stop debt building up and and ensure banks are intervening sooner to support customers in difficulty. The FCA says its rules mean that lenders should only provide credit to people who can afford to repay.The government has started a hardship fund because thousands of newly retired civil servants have been kept waiting months for their pensions to be paid. The Public and Commercial Services union, which represents many civil servants, has described the situation as "catastrophic" and is calling for urgent action to put things right. In a joint statement Capita and the Cabinet Office said they are "deeply sorry for the worry, frustration, and distress this has caused." Adding they both take this responsibility "very seriously and are urgently working together to put this right."New figures show that banks are refunding more of the money stolen from customer accounts, following new rules which force them to do so.And as the big lenders offer mortgages worth six times people's salary, what does this mean for borrowers?Presenter: Paul Lewis Reporters: Dan Whitworth, Jo Krasner and Niamh McDermott Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm Saturday 7th February 2026)

Your 60-second money minute. Today's topic: Personal Loans For Credit Card Debt Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“I upgraded my phone even though my old one worked perfectly”… jail or no jail?

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Coach Michelle is back in Office Hours every Wednesday, helping budget besties get unstuck—whether you're brand new, you've got the budget system already, or you're still trying to save up to buy it. This episode is basically a peek into the kinds of questions that come up every week… and the little shifts that create BIG momentum.What we coveredOffice Hours = judgement-free help Bring your questions. Bring your chaos. Bring your “I don't even know where to start.” Michelle helps you build a plan that actually fits your life—without making you feel behind.The $3,000 credit card win (in about a month!) One budget bestie started in November and by the end of December had paid $3,000 off her credit card—because she:organized the budget clearly,separated accounts,set up automation,and finally saw what her money could actually do.Why separation of accounts creates “discipline” without the stress When everything sits in one account, it becomes a black hole. When you separate money by purpose, you instantly know:what's for bills,what's for spending,what's for saving,and what can go toward debt.And then the “discipline” isn't you white-knuckling—it's the system doing what it's designed to do.The “$3 left for gas” problem (aka: detail overload) A budget bestie was dialing gas and groceries down so tightly she ended the month with $3 left for gas. Michelle's coaching: Stop budgeting down to the last penny in categories that fluctuate. Gas + groceries need a buffer so you don't create anxiety, second-guessing, and late-night panic math.We are NOT the frugal besties If you're looking for “rice and beans forever” or “never go out to eat again,” we're not your girls. We're here for bougie on a budget—a budget built in abundance, with breathing room, that supports a life you actually enjoy.The $3,000 car insurance bill (semi-annual stress) One bestie had a $3,000 car insurance bill due in a few months and only had $1,000 saved. The strategy:calculate the gap,temporarily pull back on other savings buckets or extra debt payments,fund the insurance first (because it's non-negotiable),then return to debt payoff after the bill is paid.The big breakthrough: once annual bills are set up properly, you stop “magically finding” thousands of dollars every few months.Order of operations (so you don't sabotage yourself) We want you to build this in steps:get spending (gas/groceries/etc.) realisticbuild savings bucketsthen go hard on debt That's how you avoid having to put surprise expenses right back on a card later.Getting your husband on board (and ending the swipe-stress) One bestie was constantly transferring money to cover her husband's spending and carrying all the stress alone. The game-changer:separate accounts,give him his own spending account,agree on the amount together,turn off overdraft transfers so the limit is real,and make him responsible for managing his account.It shifts the dynamic from parent/child to teammates.Acorns in the budget (and why “investing on purpose” matters) The round-up investing sounded fine… until she started paying attention to her numbers. Tracking tiny, random round-ups can create unnecessary chaos. Our take:either assign a consistent monthly investment amount (on purpose),Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

New data on 2025 credit card debt is scheduled to be released by the Federal Reserve this afternoon, and WalletHub is projecting a $90 billion increase in credit card debt! Greg and Holly learn more about what's behind this sharp increase with Chip Lupo, WalletHub Writer and Analyst.

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching

Learn about money dealbreakers in dating, then how to plan ahead for assisted living and Medicaid costs. First, hosts Sean Pyles and Elizabeth Ayoola dig into a new dating dealbreakers study with NerdWallet spokesperson and credit card writer Sara Rathner. They unpack why “financial infidelity” can feel like a relationship ender, what people are most likely to hide, and how to start money conversations earlier without turning the third date into an audit. They also share ways to talk about spending, expectations, and values so you can spot incompatibilities before big commitments. Then, personal finance Nerd Kate Ashford (a certified senior advisor) helps answer a listener's question about caring for an aging parent and budgeting for senior living. She discusses how assisted living costs can vary dramatically by location, what's typically included in base fees vs add-ons, and how “buy-in” communities like continuing care retirement communities (CCRCs) compare with standard monthly-pay models. They also walk through key planning moves if a future nursing home stay is possible, including what to know about Medicaid being state-run, where to start researching benefits, and how to prepare for the paperwork and timelines. 0:00 Who will care for you in old age? 0:52 Dating money dealbreakers: debt and financial lies 3:33 Why couples hide purchases and spending 5:59 Rebuilding trust after financial infidelity 8:14 Dealbreakers: tipping, splitting dates, savings 13:16 Talking money early: what's a red flag? 18:02 No-spend challenge: Brick and cash-only 20:35 Friction hacks to curb impulse spending 21:49 Listener question: budgeting for senior care 23:40 Assisted living costs and what drives prices 31:02 Monthly vs buy-in CCRCs and refund rules 33:34 How long care lasts: model best/worst cases 38:00 Medicaid basics: eligibility, look-back, who can help 40:21 Final tips for families planning senior living NerdWallet Survey: One in 10 Americans Would Never Date Someone with Credit Card Debt https://www.nerdwallet.com/finance/studies/data-undateable-debt  Cost of Long Term Care by State | Cost of Care Report | Carescout https://www.carescout.com/cost-of-care  Eldercare Locator https://eldercare.acl.gov/home  Medicaid.gov: The Official U.S. Government Site for Medicaid and CHIP Services | Medicaid https://www.medicaid.gov/  Medicaid Planning Assistance – Helping Americans obtain the Medicaid long term care they require https://www.medicaidplanningassistance.org/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching

Financial security is about more than just building wealth: it's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever.On this episode, FINRA Investor Education Foundation and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation that sits right at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.Resources mentioned in this episode:BrokerCheckMarket Data CenterFund AnalyzerFixed Income DataFINRA Investor Education FoundationProtecting Consumers from FraudFINRA ForwardBlog Post: FINRA Forward's Rule Modernization—An UpdateBlog Post: Vendors, Intelligence Sharing and FINRA's MissionBlog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They ServeEp. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial GoalsEp. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In this episode of the podcast, we're tackling a question many female real estate investors face: Should you invest in real estate if you have credit card debt? We share how tools like 0% APR cards can be used strategically for renovations—when you have the cash and discipline to pay them off—while explaining why it's nearly impossible to out-invest 20–30% credit card interest. We break down key red flags, including making only minimum payments, having no emergency reserves, and relying on rental cash flow to cover interest with no plan to eliminate principal.We walk through a few cases where investing while carrying debt might make sense, such as a conservative flip or a house hack that significantly reduces your housing costs, allowing you to attack debt faster. Lastly, we discuss using reserves, selling, or refinancing properties to pay off high-interest credit cards, and the mindset shift from avoidance to taking small, quick-win steps forward.  Resources:Simplify how you manage your rentals with TurboTenantGet in touch with Envy Investment GroupFind out more about how to work with Grace's sister, Malia Gudenkauf, by visiting her websiteMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3437: Kumiko shares practical, experience-driven strategies for regaining control when credit card debt spirals out of control. From acknowledging the issue and building a debt payoff plan to considering consolidation options, she offers both emotional support and tactical advice to help you become debt-free and financially empowered. Read along with the original article(s) here: https://www.thebudgetmom.com/dealing-with-credit-card-debt-when-youre-in-over-your-head/ Quotes to ponder: "You can't successfully pay off debt and stay debt free without a budget. A budget is the foundation on which any successful debt elimination plan is built." "Be sure to shop around for the best deal before you commit to a lender." "The last thing you want to do is pay off your existing credit card balances then rack up more debt. That's a recipe for financial trouble in the future." Episode references: Credible: https://www.credible.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to shop for cheaper insurance and escape rising credit card debt before it snowballs. Is credit card debt becoming the new normal? How can you get the insurance coverage you need in 2026 without overpaying? Hosts Sean Pyles and Elizabeth Ayoola discuss insurance shopping to help you understand how to protect yourself at a price you can live with. But first, senior news writer Anna Helhoski joins Sean and Elizabeth to discuss NerdWallet's Household Debt Survey with data studies writer Erin El Issa. They break down why revolving credit card balances keep climbing, how “normalizing” debt can reduce urgency to pay it off, and why tools like buy now, pay later can feel easier upfront but get overwhelming fast. Then, insurance Nerd Kaz Weida joins Sean and Elizabeth to discuss what's driving higher insurance rates and how to shop smarter in 2026. They discuss ways to lower auto and homeowners premiums without leaving yourself exposed, how renters and pet insurance can be worth it depending on your situation, and why many people may need more life insurance than they think. They also discuss NerdWallet's Best-Of winners for budget-friendly auto, budget-friendly homeowners, same-day term life, and comprehensive pet coverage. Our Nerds researched more than 240 insurance products, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-insurance-2026?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011526_podcast_sm_desc_allepisodes_best-of-insurance  See all of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011526_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

So many of us struggle with credit card debt, which can be especially acute after the holidays. Clark shares some eye-opening stats, and a 3 step approach to getting debt under control.  Also, does ordering groceries online save you money, or rip you off? Clark updates the dynamic pricing angle and online options.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 Online Grocery Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid Clark Howard's Credit Card Debt Elimination Strategy How Do You Pay off Credit Card Debt? 6 Things To Know Before Contacting the National Foundation for Credit Counseling How the Capital One-Discover Merger Impacts This Big Clark Credit Card Rule Why You Need To Lock Your Brokerage Account Today Protect Your Brokerage Accounts From ACATS Transfer Fraud 5 Best Grocery Delivery Services Travel Insurance Checklist: 5 Types of Coverage To Consider What Should You Do if Your Insurance Claim Is Denied? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid's Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The Young Consumer, Large, Mid or Small Caps, Roth I-R-A Withdrawals, Preferred Dividend Stocks, The Dow vs. The S&P 500, 401k Rollover, Fractional Shares, Growth to Value Trade.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Ado (33) and Gabby (32) are exhausted by a cycle they can't seem to escape: getting into credit card debt, paying it off, and then ending up right back where they started. Now, with $44,000 in credit card balances, student loans on both sides, and an $1,800 monthly daycare bill, they feel one setback away from losing everything. Ado's avoidant, live-in-the-moment approach clashes with Gabby's desire for structure and long-term security. Both come from financially chaotic childhoods, and those old patterns are replaying in their marriage. They dream of moving to Europe and building stability for their young daughter—but can they break the cycle that's defined their entire relationship? This episode asks: What will it take for them to finally stop the spiral and create a plan that lasts? In this episode we uncover: • Why Ado and Gabby keep finding themselves back in credit card debt • How their “dance” of overspending, working extra, and then trying to catch up has cost them thousands • The emotional toll on Gabby as she tries to break a cycle that feels unsustainable • Why Ramit pushes them to examine their spending through the lens of their daughter watching and learning their habits • Taking apart their monthly budget line by line • The $170 date nights, lattes, Costco trips, and Target runs that add up • Gabby's realization that overspending isn't just about Ado • Ado's upbringing as a Bosnian refugee, and how frugality, scarcity, and parental sacrifice shaped his desire to enjoy life • How childhood experiences continue to shape Gabby's budgeting, anxiety, and need for security today • How both partners absorb social norms around spending and treat exhaustion as a justification for impulse purchases • The truth about using their savings account as a checking account • The staggering $3,075/month they spend on debt payments • Their dream of moving to Europe being pushed back year after year • The emotional rupture of realizing one missed paycheck could destabilize everything they've built Chapters: (00:00:00) “We never tell ourselves no” (00:17:24) “It's not just about paying off debt” (00:33:21) Ramit breaks down their numbers (00:48:21) “I feel like it gives me comfort” (01:02:26) “Money was a weapon” (01:12:53) “Denial lasts a week, vision lasts a lifetime” (01:32:00) “Nobody making this much should have credit card debt” (01:36:45) Where are they now? Ado and Gabby's follow-ups This episode is brought to you by: Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com Masterclass | Get up to 50% off Masterclass during the holiday season at https://masterclass.com/ramit Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Offer expires December 31, 2025 Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Wildgrain | Get $30 off the first box — PLUS free Croissants in every box — at https://wildgrain.com/ramit Links mentioned in this episode • Join my event “Becoming Time Rich” on December 18th at 8pm ET. Register at https://iwt.com/timerich Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Holiday spending tends to drive up U.S. consumers' credit card debt. In the past, most households were able to pay down that debt come the new year. But as wallets get squeezed, that may not be the case in 2026. Plus: Monopoly celebrates his 90th anniversary, a family moves from a farm to the city, and we visit a lab growing the chocolate of the future.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Holiday spending tends to drive up U.S. consumers' credit card debt. In the past, most households were able to pay down that debt come the new year. But as wallets get squeezed, that may not be the case in 2026. Plus: Monopoly celebrates his 90th anniversary, a family moves from a farm to the city, and we visit a lab growing the chocolate of the future.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.