Podcasts about Credit card debt

On this Ask Suze & KT Anything episode, KT asks Suze questions from you about adding a partner’s name to credit cards and utilities, taxes on retirement accounts and financial advisor fees. Plus, helping relatives with money and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Ted Rossman shares new data from Bankrate on credit card debt. What's causing it? Ted tells us.

Have you ever heard people talking about net worth and wondered what it means? Well, today, you are going to learn!    Links: Watch our Financial Freedom Webinar to learn how to strategize and build a debt payoff plan Learn how to set savings goals with Goal Builder  Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Net worth! What is it? Why is it important to track? How do you find out what your financial net worth is? All valid questions, my friends. First, let's define what net worth is.   The dictionary defines net worth as "the total wealth of an individual, company, or household, taking account of all financial assets and liabilities."    Most people will agree that the definition of net worth is simply: assets - liabilities = net worth.     Now that we know what it is, why is it essential to track it?    Well, it allows you to see your financial situation at any point and whether your wealth is increasing or decreasing. Tracking your net worth is important because it gives you a clear picture of your financial health and can help you make informed decisions about your money. Please know that it is very possible to have a negative net worth. This means that you owe more money than what your assets are worth. We'll talk a little more about this later.     Now, let's take a look at how you can figure yours out. Are you ready? Ok... take out a piece of paper and a pen or pencil. Draw a line straight down the middle.     On one side, you are going to write the word assets, and on the other, write the word liabilities.     On the assets side, make a list of valuable items that you own… think bank accounts, investment accounts like 401(k)s, any real estate property that you may own, personal property such as cars, or other items that have value. Next to these items, write down their approximate value. Here is an example of what this may look like (we'll use easy round numbers for simple math):     Bank Accounts - $5,000     Personal Home - $300,000    401(K) - $50,000    Car - $20,000    At the bottom, you will write the total for all assets. In this example, we will have a total of $375,000. Nice!    On the liabilities side of your sheet, make a list of your liabilities. Liabilities are the debts that you may owe. Next to them, write the balance so again, for easy math, in this example, we will do    Mortgage -  $210,000    Credit Card Debt - $5,000    Auto Loan - $10,000    Student Loans - $50,000      And that Home Equity Line of Credit you took out to fix up your house - $40,000    At the bottom, you will write the total for all liabilities. In this example, we have $315,000. Ouch!    Now, we have the numbers we need to calculate net worth. Remember, net worth equals assets minus liabilities.     In my example, the assets total $375,000, while the liabilities amount to $315,000, resulting in a total net worth of $60,000. Not too shabby.     Let's say you calculated yours, and you didn't like what you got. You got a negative number. This means that your debts exceed the value of your assets. Let's flip my example and say you have a negative $60,000.     Do not get discouraged. Many families and individuals are right there with you. According to MarketWatch, one in five Americans has a zero or negative net worth. You're not alone in this journey. Instead of dwelling on it, get motivated to get that number into the positive. You got this!    Here are a couple quick tips on how to improve your net worth:  Work to pay down existing debts. Focus on developing a method to really pay down debt. Read a book, attend a seminar, or watch one of our debt reduction webinar recordings on YouTube to learn all about the process of taking control of and tackling debt. Check the link in the show notes to watch.   Avoid taking on any new debt. Put those credit cards away and try paying cash or use a debit card more. Even if only for a short time, this method can effectively help you avoid adding onto that growing debt pile and keeps you more conscious of spending habits.  Adjust your budget to emphasize saving. Every saving opportunity can boost your net worth. Explore opportunities to increase savings like boosting retirement contributions, and opening a new account for emergencies or other long-term goals.  For Triangle members listening to this episode, we actually have a lot of cool tools available within our online and mobile banking platform to help you track net worth, pay down debt and set savings goals.   Check out Money Management within online and mobile banking to track your net worth as it grows, set budgets and even debt payoff goals.   We also have a tool called Goal Builder that helps you set up and track savings goals within your Triangle savings accounts. This is great if you're looking for an easy way to save more for emergencies, a new car, a house downpayment or any other long or short term goal.   Alright, that's going to do it! I hope you learned something new today, and we've given you the motivation to look into your net worth and grow your wealth! Remember, it's never too late to start building your financial future.    If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.    Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.    Have a great day!  

The Moneywise Radio Show and Podcast Friday, July 11th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management  

Common college debt traps are avoidable! Emilie Chowdhury was lucky to learn smart money habits early on, but after nearly a decade in the corporate world, she realized most of my friends—brilliant, educated women—had never been taught how to manage their finances. And the truth is, we shouldn't have to rely on luck to learn this. Financial education should be accessible to all of us. That's what sparked this community: no MLMs, no get-rich-quick schemes, no clickbait. Just honest, approachable, and supportive guidance. Inspired by the power of strong female friendships, Emily's mission is to give you the tools to take control of your money so you can thrive, not just survive. In episode 585 of the Fraternity Foodie Podcast, we find out why Emilie decided on Northwestern University, what was special about Alpha Chi Omega, her journey from the corporate world to financial literacy education, what inspired her, how you can flip the "I'm a broke college student" mindset, what are some budgeting strategies for college students, tips to improve chapter-wide financial literacy for treasurers, how to avoid common college debt traps, how to get started with investing, and small steps you can take to own your first home. Enjoy!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid's Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The Young Consumer, Large, Mid or Small Caps, Roth I-R-A Withdrawals, Preferred Dividend Stocks, The Dow vs. The S&P 500, 401k Rollover, Fractional Shares, Growth to Value Trade.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

A new financial report set to be released later this month shows the nation approaching a crisis of credit card debt... with an alarming number of families already there (at 12:46) --- More than 60-million people will be on the road this week, and two-thirds will take a road trip at some point this summer... but too many will be traveling in vehicles that are potentially unsafe (at 21:21) --- What's Happening: Details on upcoming programs, events and activities at the Findlay Family YMCA (at 42:21)

In this week's episode David and Gabby help a daughter who wants her mom to be more active, a listener needing help handling their credit card debt, and a girl who wants to stop her BFF for getting back with their toxic ex! This episode is full of helpful knowledge and has absolutely no schlock advice!  To submit a question to David & Gabby email: letmeaskmydadpod@gmail.com Follow Gabby & David:  Let Me Ask My Dad on Instagram: @letmeaskmydadpod Let Me Ask My Dad on TikTok: @letmeaskmydadpod  David Bryan on Instagram: @davidbryanmusic Gabby Bryan on Instagram: @gabbyisbryan Gabby Bryan on TikTok: @gabbyisbryan Let Me Ask My Dad is produced by Lizzie Stewart in partnership with W!zard Radio Learn more about your ad choices. Visit megaphone.fm/adchoices

Counting Down the Top Ten Old Money Episodes! While Old Money is on Summer Vacation, join us for the encore presentation of Episode 18: Drowning in Credit Card Debt: Healing Habits & Personal Loans, originally released October 2023. ----------------------------JOIN THE VIP LISTSign up for the Old Money newsletter now to be hooked up with news, updates, bonus offers & discount codes! OldMoneyPodcast.com/newsletter----------------------------Escaping credit card debt requires self-forgiveness and accountability. Today, Amber helps a listener explore both the psychological and tactical approaches to debt repayment and if personal loans or debt consolidation is the right solution for her. This episode will dive deep into credit card debt so you can climb out of it and pave your way to financial freedom. ------------------------In today's episode, we cover the following:A review of the Aspire ConferenceBehind the scenes of Amber's business transformation at AFMKTG Advice on getting out of credit card debt Amber's personal experience with credit card debt Healing habit #1: EFT tappingHealing habit #2: JournalingThe dark truth behind student loans Self-forgiveness and deciding to break free from debt Paying off debt: The Basics Considerations before taking out a personal loan and consolidating debt The pros and cons of debt consolidation through a personal loan Getting approved for a personal loan ----------------------------RESOURCESWatch Jesse Itzler's The Words You Speak Matter in Life & BusinessEpisode 003: Financial Fight or Flight is Ruining Your LifeWatch Dealing with Debt - EFT with Brad YatesWatch Gala Darling's Tapping for Cash MoneyFind the best personal loans with NerdWallet----------------------------Connect with the Old Money Podcast:Web: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

 Money doesn't have to be cold, rigid, and intimidating. In this bold, thought-provoking episode, I sit down with financial therapist Rachel Duncan who's revolutionizing how we heal our relationship with cash through art and creativity. Ever felt like the financial industry left you behind? You're not alone. Rachel reveals how her background as both a numbers person AND an artist led her to create a unique approach to financial therapy that actually works for creative, neurodivergent people. You'll discover why "abundance" might be the most meaningless buzzword in finance, how credit card points are a dangerous trap, and a powerful journaling exercise that will transform your relationship with money TODAY. This isn't your boring financial advisor's podcast – this is real talk about the emotional side of money that the industry doesn't want you to hear. Welcome to the No BS Wealth Podcast with Stoy Hall, your candid guide to financial clarity. In our third year, we're spicing things up by enhancing community ties and bringing you straight, no-fluff financial insights. Connect with us on NoBSWealthPodcast.com, and follow Stoy on social media for the latest episodes and expert discussions. Tune in, join the conversation, and transform your financial journey with us—no BS!As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Snag Our Simplified Budget System!In today's episode, we're sitting down with our amazing client Michelle, who just wrapped up her six-month coaching journey—and let us tell you, this one's got all the good stuff: drama, breakthroughs, and some serious “same, girl” moments.Michelle's story is full of heart, humor, and hope. She came to us thinking, “Great, another boring budget podcast,” (yep, we laughed too)… but then she found our system, and everything changed.

Matt Potere, CEO of Happy Money, discusses how credit unions can leverage digital lending strategies to reduce consumer debt while strengthening member relationships. Also, the stars align, and Michael and Natasha both give an enthusiastic recommendation to "Companion" (2025).

Debt can feel like a never-ending trap, especially with rising inflation and maxed-out credit cards draining financial freedom. Many find themselves stuck in a cycle of high interest rates, minimum payments, and growing stress. But breaking free is possible. In this episode, we'll explore practical strategies for crushing debt with cofounder and CEO of TruthinEquity Bill Westrom. He is the mind behind Credit Line Banking, a revolutionary financial strategy designed to help American consumers regain control over finances, and build true independence. Whether you're overwhelmed by credit card balances or looking for a fresh start, our episode today will give ideas for small, intentional steps that can lead to lasting financial freedom. Get the full article at: https://goalsforyourlife.com/crushing-debt  Contact Bill at: Bill@truthinequity.com Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com #debtconsolidation #financialfreedom #financialeducation #debtmanagementplan #financialliteracy CHAPTERS: 00:00 - Introduction 01:50 - Bill Westrom 05:06 - Credit Card Debt Solutions 11:17 - Saving Money on Interest Rates 15:10 - Establishing Good Financial Habits 18:45 - Finding Value in Financial Advice 21:00 - Understanding Money Sources 23:10 - Obtaining a Line of Credit 28:28 - Financial Advice for Americans 31:50 - Investment Strategies 36:04 - Contacting Bill Westrom 38:39 - Final Thoughts on Finances 41:20 - Thank You for Watching 43:18 - Sign Off Quick recap:  Bill, the CEO of Truth in Equity, discussed strategies for managing debt and achieving financial freedom with Deborah, emphasizing the importance of education and smart banking practices. They explored topics such as credit line banking, the impact of debt on different age groups, and the significance of financial transparency with children. The conversation concluded with Bill offering personalized financial guidance and both speakers agreeing on the importance of making financial topics accessible to listeners.

The resumption of federal student loan payments is reducing consumers' purchasing power, leading to tighter household budgets and potentially dampening economic growth due to lower consumer spending. Today's Stocks & Topics: PDI - PIMCO Dynamic Income Fund, Market Wrap, TEVA - Teva Pharmaceutical Industries Ltd. ADR, UPS - United Parcel Service Inc. Cl B, VRNA - Verona Pharma PLC ADR, Restart of Student Loan Repayments Could Squeeze Consumer Spending and Slow Economic Growth, Credit Card Debt, The Big Beautiful Bill, CTRA - Coterra Energy Inc., NET - Cloudflare Inc. Cl A, Japan, O - Realty Income Corp., The FCC Investigating Several Chinese Companies.Our Sponsors:* Check out Square: https://square.com/go/investAdvertising Inquiries: https://redcircle.com/brands

What's driving these trends? Largely, it's uncertainty. Uncertainty, driving concern over where we are headed and what the future holds for the average consumer, is having a real-world impact on the economy and won't resolve favorably until consumer sentiment improves.

U.S. household debt just hit $18.2 trillion. Home equity? A record $35 trillion. So… why are homeowners drowning in 20% credit card interest while sitting on six figures of untapped equity? We break down the disconnect between debt overload and equity potential—and why it's the perfect moment for real estate agents and mortgage pros to lead bold, strategic conversations with clients. This isn't about selling a loan. It's about clarity, options, and unlocking financial freedom.

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to talk about spring homebuying season sputtering, student loan borrowers throughout the country reporting massive credit score drops, the impact of Moody’s downgrading the credit rating of the United States, and Walmart saying price hikes may come soon because of tariffs. Segment 2: Matt Schultz, LendingTree chief […]

BA Fam, we’re back with a classic BA Q&A, and this week’s episode is all about the kind of debt that just hits different credit cards with sky-high interest rates. A listener wrote in with a heartfelt message and a tough reality: nearly $12K in credit card debt spread across multiple cards, with APRs climbing over 30 percent. Mandi breaks down: When debt consolidation actually makes sense How to avoid the trap of solving a short-term problem without fixing the root issue What happens to your credit score (for better or worse) The difference between snowballing your debt vs. avalanching it And why it’s time to stop avoiding your balances You’re not alone, BA fam. And no, you're not failing. You're just one plan away from a financial reset. Let’s talk about it.

Struggling with your credit debt? Debt Redemption Texas Debt Relief may be able to help. Find out how at https://debtredemption.com/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

The stock markets have been on somewhat of a roller coaster since US president Trump announced global trade tariffs. Listeners emailed Money Box to tell us about the impact of the fall out in their pensions and investments. The advice from the Pensions and Lifetime Savings Association which speaks for pension companies is 'if you still have many years until you retire, you have plenty of time to recover short-term price falls'. But, what happens if you're retiring right now and you've seen your pension plummet? Also on the programme, the amount we owe on our credit cards is at record levels, topping £73 billion. But is increased borrowing an indication of consumer confidence or personal crisis?And do you know you state pension age? Research suggests many of close to retirement don't.Presenter: Paul Lewis Reporters: Eimear Devlin and Jo Krasner Output Producer: Craig Henderson Editor: Sarah Rogers(This episode was first broadcast on Saturday the 12th of April on BBC Radio 4)

Apply to 7 Figure Wealth Mastermind Before Doors Close on May 9th 2025: https://ginaknox.co/mastermind Episode Synopsis: In this conversation, Gina Knox interviews Genevieve Dominguez, a myofascial release therapist, about her journey in business and her evolving relationship with money. Genevieve shares her experiences with pain management through myofascial release, her struggles with financial habits influenced by her parents, and her transformation in understanding wealth building. The discussion highlights the importance of having a financial plan, the cycle of spending and saving, and the strategies Genevieve implemented to secure her financial future. In this conversation, Gina Knox and Genevieve Dominguez explore the intricacies of personal finance, emphasizing the importance of cash management, organizing money effectively, and overcoming the mindset barriers that prevent individuals from building wealth. They discuss practical strategies for managing finances, the significance of investing, and the notion that wealth is attainable for everyone, regardless of their background. The dialogue encourages listeners to take actionable steps towards financial literacy and to seek community support in their wealth-building journey. Timestamps: 00:00 - Introduction to Genevieve03:05 - Navigating the Business Landscape05:58 - Understanding Money Mindset08:58 - The Cycle of Spending and Saving12:06 - Wealth Building Realizations14:58 - Strategies for Financial Growth21:41 - Understanding Personal Finance and Cash Management24:42 - The Importance of Organizing Money28:59 - Breaking the Wealth Mindset Barrier32:37 - Overcoming Financial Limitations36:53 - It's Never Too Late to Start41:48 - Finding Help and Community in Wealth Building About Genevieve Dominguez: Born and raised in Huntington Beach I recently returned to my home town and opened up a Myofascial Release office to help people get out of pain. I am Physical Therapist Assistant and became a massage therapist after taking my first John Barnes Myofascial Release class. I knew instantly I wanted to only treat people with MFR because it works! I opened my first office after starting coaching with Heather Hammell (The MFR Coach) in April 23 and closed it in October of 24 then moved to HB. I am a veteran of the US Army and proud to take care of veterans. I love having my own business and excited to help people with pain and dysfunction. Where to find Genevieve: Website: www.hbmfr.com Instagram: @hbmyofascialrelease Facebook: https://www.facebook.com/genevieve.dominguez.9 Category: Wealth Keywords: Myofascial Release, Business, Money Mindset, Wealth Building, Financial Strategies, personal finance, cash management, wealth mindset, financial education, investing, money organization, wealth building, financial literacy, budgeting, financial planning

Credit card debt has been rising at one of the fastest rates in history. The amount Americans owed on credit cards hit an record high of over $1.2 trillion at the end of 2024. And people are not only spending more on plastic, they're also paying down less, carrying high balances and shelling out more in interest and also late fees. A third of Americans now have more credit card debt than emergency savings, according to an annual survey from Bankrate. MPR News host Angela Davis talks about why credit card debt is growing and strategies for tackling it. Guests: Chris Farrell is a senior economics contributor for MPR News and Marketplace. His new 12-part series for Marketplace, “Buy Now, Pay Later,” focuses on the worrisome trend of older Americans carrying debt into retirement. Joanne Lundberg is the financial counseling supervisor at LSS Financial Counseling, a service of Lutheran Social Service of Minnesota. She is based in Duluth. Resources mentioned during the show: The National Foundation for Credit Counseling provides advice on how to avoid and handle credit card debt and manage your credit score. It also provides referrals to nonprofit organizations that can work with people individually on reducing credit card debt. The nonprofit organization LSS Financial Counseling runs a debt management program.

Debt Redemption Texas Debt Relief (800-971-4060) makes it much easier to break free from debt and live the life you've always wanted. Get in touch today! Find out more at: https://debtredemption.com/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

On this episode of Ask KT and Suze Anything, Suze answers questions about beneficiaries of IRAs, student loans, filing taxes as a married couple and so much more. Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Feeling stuck or overwhelmed by your finances? You're not alone—and you're not out of options. In this episode of Ask Gregory, Gregory Ricks helps you reconnect with your financial goals by making them personal, achievable, and even enjoyable. From shifting your mindset about emergency funds (hello, “reserve accounts”) to choosing the best debt payoff strategy, Gregory lays out realistic, motivating steps anyone can take and ways to make financial goal setting fun! Whether you're ready to start saving, stop stressing over credit cards, or just want to feel more in control, this episode gives you the motivation and tools to make it happen.For more episodes like this head over to www.gregoryricks.com/podcastFor the latest in financial news, why don't you tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings from 10 am - 1 pm on: New Orleans - WRNO-News Talk 99.5 FM Biloxi- WBUV - News Talk 104.9 FM OR watch on YouTube LIVE on our YouTube page Winning at Life with Gregory Ricks!If you have any questions or are looking for some financial advice?CLICK HERE to Book a Consultation The free consultation provides an overview of products and services offered by Gregory Ricks & Associates. Investment advisory services made available through AE Wealth Management, LLC, a Registered Investment Adviser, and there is no obligation.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⭐️ Take advantage of our 7-Day FREE Trial of the Rich Habits Network and don't miss out on our next big investment! Click here!---

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textMiguel Armaza interviews Bam Azizi, Co-Founder and CEO of Mesh Connect, a fintech infrastructure company that has transformed from a consumer-focus to a fast-growing B2B platform serving hundreds of corporate clients including Revolut, and Coinbase. After raising nearly $130 million, including a Series B closed in just one month, Mesh is now focusing on serving the stablecoin ecosystem.We discuss:The rollercoaster journey from B2C to B2B and the painful but necessary pivot decisionsWhy stablecoins represent a $37 trillion opportunity that's reshaping global financeHow fragmentation across chains, wallets, and currencies creates the perfect infrastructure opportunityThe immigrant mindset needed to survive funding cycles and build through market volatility and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 75,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

* More Americans now say they trust Democrats on the economy than Republicans * Americans are dealing with a record amount of credit debt, and tariffs could stress that further. We'll break down a new report

What does it take to scale from maxed-out credit cards to a $250 million self-storage empire? Discover how Fernando Angelucci reveals the exact strategies that helped him raise over $30 million, close 54+ deals across 24 states, and dominate one of the most overlooked asset classes in commercial real estate. You'll learn why self-storage outperforms multifamily in risk-adjusted returns, how Fernando builds high-octane investor relationships using podcasts and social proof, and why his team prioritizes community impact with every facility they develop. Whether you're an investor searching for recession-resilient assets or an entrepreneur aiming to raise capital at scale, this episode delivers the insights and playbook you can't afford to miss. 5 Key Takeaways to learn from this episode:$250M Built in 6 Years – Fernando scaled his self-storage portfolio across 24 states with over 822 investors.The Power of Podcasts – His multi-channel strategy turns one podcast into 700+ pieces of content to build trust and visibility.Why Self-Storage Wins – No tenants, toilets, or trash—and recession resilience makes it an investor favorite.Strict Investor Vetting – A high-bar application filters serious, committed investors ready to deploy capital.Community-Driven Brand – Every Social Self Storage facility contributes locally, creating goodwill and brand loyalty.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

Ted Rossman, Senior Industry Analyst at Bankrate, joins Lisa Dent to discuss how the markets responded in response to the tariffs being paused by President Trump. Rossman reviews the factors that may have impacted the president’s decision to pause the tariffs. Then, Rossman talks credit card debt and how it is affecting Americans.

Sam and Sierra answer a letter from someone who just found out their partner of two years has over 40k in secret credit card debt. Join us on Patreon for an extra weekly episode, monthly office hours, and more! SUBMIT: justbreakuppod.com FACEBOOK: /justbreakuppod INSTAGRAM: @justbreakuppod Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Moneywise Radio Show and Podcast Wednesday, April 2nd BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Manageme instagram: MoneywiseWealthManagement

Is this the man who could end the global credit card crisis? In this explosive episode of Secret Leaders, we sit down with Philip Belamant, the visionary founder of Zilch — the UK fintech unicorn that's rewriting the rules of credit, debt, and how we pay. Most people know Zilch as a "Buy Now, Pay Later" app — but it's way more than that. It's an interest-free payment model that flips the credit card industry on its head… all while quietly becoming 27x more effective than Google Ads What we cover: Why credit card debt is a trap — and how Zilch is helping people escape it The shocking truth: The average UK citizen takes 16 years to pay off a credit card How Zilch funds 0% interest payments without hurting consumers The new payment system that could replace traditional credit What it takes to fight against billion-dollar legacy lenders Why Zilch's advertising model funds debt relief — and beats Google in the process The UK's role in the global fintech revolution _______________ Sign up to Wise Business banking: https://wise.com/uk/business/ Join Vanta and receive $1000 off: http://vanta.com/secretleaders

Some things just won’t quit—like credit card debt. It lingers, piles up, and keeps charging you for sticking around. According to our survey, one common goal for many in our community is paying off debt. And we know that this is one of the most dangerous kinds. So in this episode, Jen and Jill break down how credit cards really work and what you can do to take back control of your money.

In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt.These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. If you're feeling overwhelmed by credit card balances, stressed about making minimum payments, or sick of throwing money away on interest, this episode is exactly what you need. Think of it as your roadmap to finally getting ahead of your credit card debt.After listening, you'll have 4 practical steps that can change your money situation. You'll move from feeling stuck in the credit card trap to feeling confident and ready to face your financial future.This episode comes with two helpful resources—the Goodbye Debt Tracker spreadsheet and the Debt Free Roadmap—created to help you overcome credit card debt with simple, proven strategies. And you can start using them right away.Resources Mentioned:Get the ‘Goodbye Debt!' Tracker Download the Debt Free RoadmapSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to what we're facing today.This isn't about spreadsheets or strict budgeting - it's about creating financial peace in your own life, regardless of what's happening in the broader economy. I'm sharing the exact freedom plan that not only worked for me during a recession but has now helped hundreds of my clients break free from debt too.If you've ever felt that pit in your stomach when checking your credit card statement or wondered why those minimum payments never seem to make a difference, this episode is for you. Join the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/donewithdebt Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

U.S. economic growth is fueled by consumer spending with the top 10% of earners contributing to nearly half of those expenditures.  Today's Stocks & Topics: VLO - Valero Energy Corp., Market Wrap, America's Economic Paradox: Wealthy Spending Surge Meets Rising Credit Card Debt, 401k Rollover, BKE - Buckle Inc., PLTR - Palantir Technologies Inc., Economic Analysts: Price Targets, Developed Markets ETFs, PRU - Prudential Financial Inc., Treasury Inflation Protected Securities (TIPS).Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this episode Donny discusses the concept of branding in various contexts, including politics, culture, and consumer behavior. The conversation highlights significant brands and trends shaping the zeitgeist, including the passing of notable figures, shifts in public opinion, and emerging consumer behaviors. Takeaways: Gen Z's approval of Trump has significantly dropped. Columbia University faces backlash for its handling of protests. R.F.K. Jr. downplays the seriousness of measles outbreaks. The creator of Nutella is remembered for his contribution to food culture. U.S. credit card debt reaches a record high, impacting many Americans. Schools are removing analog clocks due to students' inability to read them. Home swapping is becoming a popular alternative to traditional vacation rentals. A significant portion of Gen Z identifies as LGBTQ, indicating changing social norms. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are all of our friends broke and in credit card debt or are they actually just that wealthy? We talked with young adults with various degrees of credit card debt to figure out how they found themselves in debt, if they have a path out, and later, bring on a financial therapist to help us understand our relationship with money. We explore the underlying psychology behind impulsive spending, the nuances of consumerism, and gain valuable tips on fostering money self-control. Additionally, we dive into the art of budgeting, offering practical advice to empower you in making informed financial decisions and securing a stable financial future. SOCIAL LINKS Instagram: https://www.instagram.com/grownk1d/ TikTok: https://www.tiktok.com/@grownkid Podcast: https://open.spotify.com/show/3C6oJYFLbesR2ELhXIk7dz?si=6acdcba455dc4323 JOIN OUR SOCIAL CLUB: https://form.typeform.com/to/eBSho4lE About Our Partners: GrownKid is made possible by the Schultz Family Foundation, dedicated to helping young people unlock their full potential and successfully navigate to fulfilling careers. GrownKid is made in partnership with Joy Coalition where purpose driven content meets powerful storytelling. From 13 reasons Why to unprisoned, Joy Coalition projects are made to bridge generations and drive groundbreaking conversations. Interested in a career in mental health? Check out the Youth Mental Health Corps – a new program created by the Schultz Family Foundation, Pinterest and AmeriCorps - where anyone with a high school degree can gain experience, skills, and a credential during a year of paid service in the mental health field. Learn more at youthmentalhealthcorps.org Featured Guests: Aja Evans: ajaevanscounseling.com, Licensed mental health counselor specializing in mental health and financial wellness. Order ‘Feel Good Finance' out on 12/3! https://www.penguinrandomhouse.com/books/759700/feel-good-finance-by-aja-evans/ Resources: Young Invincibles: Empowers young adults by particularly focusing on issues such as healthcare access, higher education, and financial health. https://younginvincibles.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey BA fam! It's time for another BA QA. This week, Mandi is joined by Yanely Espinal and Chris Brown to tackle everything from auto refinancing, work-life balance, and credit card debt. Get the lowdown on shopping around for the best financial options, the complexities of managing debt versus investments, and more! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey BA fam! It's time for another BA QA. This week, Mandi is joined by Yanely Espinal and Chris Brown to tackle everything from auto refinancing, work-life balance, and credit card debt. Get the lowdown on shopping around for the best financial options, the complexities of managing debt versus investments, and more!We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.

Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dealing with debt. Also rolling in soon are tax documents. Clark has advice on tax preparation, free filing, and more.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 This Tax Season: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 2024 Credit Card Debt Elimination Strategy Why You Might Be Paying Your Credit Card Bills All Wrong What Is FedNow? IRS Direct File Expands to Millions More Taxpayers 8 Free Federal and State Tax Filing Services for 2025 IRS Tax-Refund Checks Keep Getting Stolen in the Mail - WSJ Tax Software vs a Tax Professional: Which Should You Choose? Clark.com - When Should You Get an Accountant To Do Your Taxes? Why Did My Credit Score Drop? 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices