The Mental Wealth Show with Rich Jones

A quick update + the trailer for my new podcast. Get the Find More Balance podcast on your favorite podcast player or by visiting findmorebalance.com!

It's been a while. I catch you up on what's happened since the last episode in May, including a few celebrations and a big lesson you can apply to your life.  I also announce the launch of the Find More Balance Network! It's a private membership community for growth-minded professionals who are ready to go after meaningful goals, live a healthier lifestyle, find inspiration to sustain progress, or simply interested in connecting with like-minded folks who are on their own health & wellbeing journeys.  The network kickoff event is on September 16th at 11am ET. It's a live session focused on what to know about taking a mental health leave from work. I explain more in this episode. If you're serious about growth, let's get to work. Visit fmbnetwork.com.

Sometimes the path of least resistance is the best path to follow. Rich reflects on what he's learned from focusing on one thing at a time, including the idea that things don't need to be difficult to be meaningful. Tune in for this quick listen and share it with someone if you find it useful.    Twitter: @iamrichjones Instagram: @iamrichjones Interested in coaching? Visit tmws.co/coaching. Interested in having Rich come speak at your company or organization? Visit https://tmws.co/speaking.  

Some reflection on my birthday weekend before I chat with Jordan Grumet, long time friend of the show from the personal finance community, host of the Earn and Invest podcast, and author of Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life.   Toastmasters - Giving a talk at 730am PT on April 12th at the weekly Toastmasters meeting I attend. I haven't spoken about it much, but it's helped me become a better speaker and podcast host. At this meeting, I'll be talking about how to start a podcast. So visit tmws.co/toastmaster to register for the session and see an example of Toastmasters in action.   

On today's episode from the unreleased archives, I'm chatting with the author of Indistractable - how to control your attention and choose your life, Nir Eyal. If you struggle with distraction, this episode is for you! We also cover how behavior changes facilitates identity change and a lot more.  Nir's distraction guide ---- May is Mental Health Awareness Month and I'm available to speak to your company, organization, or ERG about how mental health and wellbeing translate to your performance, the wealth that comes with healing, and so much more. If you're interested in looking like a genius by booking a dope speaker, send me a note at info@findmorebalance.com. (Pitches from podcast bookers will be ignored)  

In addition to reasons you need to move, I share what I learned from a recent 8-week challenge and how you can apply the insights in your own life. May is Mental Health Awareness and I'm looking forward to talking more about my journey, the importance of mental health, and the wealth that comes with healing. If you'd like me to come speak to your team, organization, or at a special event, drop me a note at info@findmorebalance.com. (Please note: I am not accepting podcast guest pitches. This is not the time to shoot your or your client's shot. :) Magic Mind is a 2 oz. energy shot I personally use to accompany my morning caffeine or take solo when I need a boost. It helps me get into the zone. The Magic Mind team created an offer for the mental wealth family. You'll get up to 56% off your first subscription order in the next 10 days or 20% off a one-time purchase by visiting magicmind.co/mentalwealth and redeem using the code mentalwealth20.

In this episode, Aja and Rich talk about the impact of generational trauma, some tips for navigating related challenges and more. If you hear yourself in this episode and you're not currently working with a professional, it may be time to start breaking that cycle. Aja is a Licensed Mental Health Professional based in NYC. Learn more about her at ajaevanscounseling.com.    Magic Mind is a 2 oz energy shot that helps me get in the zone without all the chemicals. The Magic Mind team created a dope offer for me to share with the Mental Wealth family. You'll get up to 56% off your first subscription order in the next 10 days or 20% off a one-time purchase by visiting magicmind.co/mentalwealth and redeem using the code mentalwealth20.

Jason Vitug is the founder of Phroogal, a purpose driven financial wellness company empowering people to achieve goals through knowledge, access, and community. I was blown away by his vulnerability, storytelling, and ability to connect the dots during our conversation. He's also the author of the new book (his second book) dropping on February 1st: Happy Money Happy Life - A multidimensional approach to health, wealth, and financial freedom.  We talk about all three areas and Jason shares some lessons and insights from his personal journey.    The Magic Mind team created a dope offer for me to share with the Mental Wealth family. You'll get up to 56% off your first subscription order in the next 10 days or 20% off a one-time purchase by visiting magicmind.co/mentalwealth and redeem using the code mentalwealth20.

In this episode, I talk about six things I'm taking into 2023 and lessons learned you can apply this year, too. I also talk about the recent tech layoffs and a day I've never been through before. (There's a special message for those impacted) I mention a 2 oz energy shot called Magic Mind. This ain't no tummy tea or anything like that! For me, it's just good calm focus. The Magic Mind team created a dope offer for me to share with the Mental Wealth family. You'll get up to 56% off your first subscription order in the next 10 days or 20% off a one-time purchase by visiting magicmind.co/mentalwealth and redeem using the code mentalwealth20. Want to work with me? Visit tmws.co/coaching to learn more.

In this episode, I talk about reaching a critical milestone in my trauma healing journey, some lessons learned, and a storybook ending to a season of my life.If you're new, I encourage you to go back to the bonus episode released  in Feb 2022 for context to what I'm talking about. There are other solo episodes along the way where I fill in gaps about the path to healing. If you've been around, this is probably the episode you've been waiting for. This one is the conclusion to vol. 1 of my story. And it really does have a storybook ending.Lastly, I'm back for the long haul. Those gaps you see between episodes will be no more. That'll make more sense when you listen. Holler at me on IG or Twitter @richrunstrack for thoughts and questions.Want to work with me? Visit tmws.co/coaching to learn more.

On the surface, Angela is an investment strategist, coach and founder of the Happy Investor Method, where the goal is to make wealth inevitable. But through hearing her story, you'll realize she's so much more. This is her high achiever origin story!Want to work with me? Visit tmws.co/coaching to learn more.

In this episode , 2009 Super Bowl champion and former NFL wide receiver Marques Colston talks about the importance of mindset in performance, how to create separation in your life, competing at a high level, and more. Be sure to check out Marques' site to elevate your game (we ain't talking sports): https://www.separationplaybook.com/----Interested in working on your wellness 1-on-1 with Rich, visit tmws.co/coaching to learn more about wellness coaching and the many benefits.

It's been over a month since my last update. I catch folks up on what happened at track nationals and my journey over the past couple years. I'm  also joined by EconoMe Conference founder, Diania Merriam, who candidly shares her mental health journey and experience with the therapy modality that's helped her most: Eye Movement Desensitization and Reprocessing (EMDR). If you've ever heard of or wondered about EMDR, this episode is for you. Jump to 10:20 to go directly to the interview. Trigger Warning: discussion of death/lossAs always, talk to a professional before doing anything you heard on a podcast! This is for informational and entertainment purposes only.

As a Certified Wellness Coach, my goal is to help high-achieving professionals make better choices and live healthier lives. Because high performance doesn't mean you're well. If you're thinking of making a lifestyle change or better choices, or increasing your sense of wellbeing so you can show up more consistently across your life, maybe we should talk. My 1-on-1 coaching doors are open and you can schedule a free discovery call to see if I'm the right coach for you by visiting richrunstrack.com.Stop thinking, start doing. It's time.---In this episode, I talk about some challenges that popped up and the week I've spent a year training for. I also chat with Welcome Sarah Fletcher.  She's helped thousands reinvent their lives, increase their professional influence, and propel their careers and business forward.  We talk about mental fitness, the power of coaching and more.  And while this episode was recorded a few months ago, it's right on time with what's happening in life. That'll make more sense when you listen. Her Podcast: https://pod.link/WelcomeToReinventionHer IG: welcome_sarah

Thinking about changing your relationship with alcohol? Be sure to check out Monument. You don't have to struggle in silence. They've got a great anonymous community, free live meetings, optional therapy services and more.Full link: https://tmws.co/monument ---In this episode, I chat with Harold and Steven Hughes. Harold is the founder of Bandwagon and cofounder of Blackat.xyz. Steven is a past pod guest, financial therapist and money reiki practitioner. They help break down how to learn the NFT space so you understand it in a real world way.  This is NOT about how to profit off NFTs! Understand the technology, understand the future.This episode also planted the seed for something happening soon. I didn't know it at the time, but glad I held this one til now. It makes the big happening even sweeter!Me on IG/Twitter: @richrunstrackKey Definitions: Eth = Ether = the unit of currency on the Ethereum blockchainWeb3 = New era of the internet defined by blockchain technologies and decentralization. Web2 = the internet today. Companies provide services in exchange for your info (Facebook, etc)Key links:Wellness for Black MenBandwagon (Harold's company)Steven's siteThe NFT Handbook https://techintersectpodcast.com/ https://www.blackat.xyz/ https://partakefoods.com/

An update on the past couple months and the work I've been doing to move through past trauma.  I also talk about the future of the show and the new Wellness for Black Men community. Links mentioned:www.wellnessforblackmen.comrichrunstrack.comfindmorebalance.com

Rich discusses his mental health and a conversation with his mom that didn't go well, but yielded some valuable insight.

Catching you up and reflecting on a decision I almost made that I'm now so thankful I didn't. Interested in changing your relationship with alcohol? Check out Monument by visiting paybal.co/monument. They've got an anonymous community, therapists and more. 

This week I'm chatting with Jason Brown, founder of The Brown Report. A one stop shop for all things investing and more. We talk about his mental wealth journey, a revelation that shocked me, his mastermind experience and more. 

Some thoughts.

Kicking off the new year with some reflections and lessons to help you chart your path in 2022. If you haven't already, check out http://www.mentalwealthshow.co to learn about premium. Let's go!!!!

Edited by me. Check out The Mental Wealth Show premium at www.mentalwealthshow.co! That's correct, c-o. Talk to you soon!

Micah Johnson is a self-taught figurative artist who uses strong gestural lines and loose brush strokes to create dramatic portraits that feature African-American children. Although Micah spent seven years as a professional baseball player, you rarely see reference to his career in any of his works. He sees art as an independent journey with the opportunity to inspire a broader demographic around the subjects of racial equality, chasing your dreams without limitations, and the empowerment of young people. I'm excited to have Micah on the show today to discuss his interest in Non Fungible Tokens (NFTs) and his current opportunity to blend digital NFTs with offline life.     

It's time.

Chris Colbert began his career in audio production as an intern and consultant for Sirius Satellite Radio (now SiriusXM Radio). While simultaneously earning his degree from Seton Hall University, he helped create Oscar and Grammy award winner Jamie Foxx's comedy and music channel “The Foxxhole.” Chris founded DCP Entertainment, a destination for the underrepresented voice because of his passion for connecting audiences with innovative and inspiring content.  Chris joins me on the shoe to discuss why he was moved to start DCP Entertainment, why he's so committed to representing marginalized communities and having underrepresented conversations that focus on themes such as mental health and overcoming adversity. 

Happily married for 13 years, Reshawn and Robert of Learn, Hustle, Grow are in search of a more balanced life and prioritize their financial independence. They are real estate investors who also invest in the stock market, they have no consumer debt and have paid off their mortgage after getting serious about their money. Reshawn and Robert are now debt-free empty nesters living their best life and working towards financial freedom with the goal of having more control over their time. Robert and Reshawn join me on the Paychecks and Balances podcast to share the process of trying to organize their combined finances and figure out their steps toward financial independence when they first got married. 

I never want to get to a place where getting behind this microphone feels like work, I love hosting the podcast right now, and I want to make sure that going forward, Paychecks and Balances will continue to be part of my legacy. I want to let other people know about the impact of mental health on all aspects of your life because it's something I've been talking about in the podcast. If there's something that you've been struggling with, struggling to accept, let go of, or do, this shows you that things can get better, and you can come out okay on the other side.     

Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. She explains why she created the Simplify and Enjoy website and podcast to help others discover the options and time to do more for the people and projects they love. Elle also shares her insights on creating a path to financial independence that is flexible and fun! Elle joins me again on the Paychecks and Balances podcast to discuss how to initiate a conversation with your spouse about setting new financial goals or trying new projects. P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Sam Dogen, the founder of Financial Samurai, spent ten years working in the finance industry, studied economics at William & Mary, got his MBA from UC Berkeley, saved aggressively, diversified his investments, and retired aged 34.  Sam joins me on the Paychecks and Balances podcast to share his philosophy of ‘save until it hurts' and why that idea is central to how he lives his life. He discusses why he started the Financial Samurai blog and the tipping point that made him sure that it would be successful. Sam and I also dive into the detail of his recent article on wealth, opportunity, and racial discrimination and discuss why he is so passionate about working to safeguard his children's futures. P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Diania Merriam is the founder of The EconoMe Conference, a two-day event with roots in the FIRE movement (Financial Independence, Retire Early), the lifestyle movement that aims for financial freedom. The FIRE movement taught Diania how to save 60% of her income, and she's now on track to be financially independent before she's 40 years old. She's passionate about personal finance and thrilled to be the new host of the Optimal Finance Daily podcast.  Diania makes her second appearance on the show to discuss how she got inspired to explore the Financial Independence, Retire Early (FIRE) space and why she wanted to put together the EconoMe Conference.  P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich

Kiersten and Julien Saunders of Rich and Regular are on a mission to inspire better conversations about money. Kiersten describes herself as a recovering perfectionist who spent her 20s climbing the Corporate Ladder. Although she was outwardly successful, she was in debt with no financial plans for retirement. When her husband Julien told her about the financial independence movement, she was initially skeptical but came around and, a  few years later, was able to quit her full-time job at 35. Julien Saunders has a degree in Culinary Arts, a BBA in business/Hospitality Administration, and an MBA in Marketing. His career has ranged from preparing fine dining meals, project management, distribution, and brand marketing, white he built a real estate portfolio on the side. Julien spends his time growing the couple's online business, exploring other entrepreneurial ventures in emerging industries, and inspiring the Black community to build generational wealth. 

Jen Smith is a personal finance writer and co-host of the Frugal Friends Podcast. She started the Modern Frugality blog to help people who want to pay off debt learn to do it efficiently, stay motivated on the journey, and achieve a lifestyle full of joy and contentment. Jen joins me on the show to discuss why she is so passionate about showing others that living frugally and practicing intentionality with your finances is possible for everyone, no matter their current money situation. She shares how she and her husband paid off $78,000 of debt in two years on an average income and simply defines the concept of frugality. 

Roger Ma, CFP, is an award-winning financial planner at lifelaidout, a publisher strategist at Google, contributor to Forbes, and author of Work Your Money, Not Your Life: How to Balance Your Career and Personal Finances to Get What You Want. Roger joins me today to share how to balance your financial and career aspirations in a fulfilling way. He discusses the lessons he has learned from running a business during the COVID-19 pandemic, including the need for flexibility. Roger also shares what inspired him to write his book - which covers both your money and your career - how each of these facets of your life impacts the other, and how to make them compliment each other.

Tori Dunlap of Her First $100K, maintains that she was put on this earth to fight for women's financial rights, help them make what they're worth, build wealth, and get financially educated. Tori joins me for the second time on the show to share why she thinks women still don't have financial equality. She discusses her work as an educator about money, gives actionable tips, and explores systemic oppression and current financial norms that keep women from gaining agency over their cash. Tori also explores seeing money through the lens of feminism and why she believes that getting your financial situation together should be understood as a form of protest. 

Rich catches up with founder of The Ivy Investor, Courtney Richardson to discuss her path to investing in cannabis and crypto, and few things you should know before you dip your toes into these worlds.

Courtney Stephen is an athlete, father, coach, business owner, and investor. Although he has played over 100 games as a pro in the CFL, Courtney is best known for his dedication to helping young athletes in the community. He has a passion for financial education and empowering people to create generational wealth. Courtney also educates about personal finance on his website teaching students, athletes, and young professionals how to build wealth for their families.Courtney joins me on the show to share why he first took an interest in financial planning and what drew him to find out more about investing in cryptocurrency. He shares how he educates people on how they can actually put themselves in a better situation to live the lifestyle, they want to live and build wealth for their family and where you can go to get his advice on achieving your financial goals.  

I have a lot to share.

Steven Hughes is back on the podcast for round two. Steven is a Financial Wellness Educator and Reiki Practitioner. Steven works with individuals and companies by giving them the tools they need to make healthier money decisions. Steven is a nationally Certified Financial Education Instructor and was selected as one of only 400 young adults in the world to join the World Economic Forum's esteemed Global Shapers Community in 2015.Today we’re discussing why he quit his job to pursue entrepreneurship, how to gain control of your thoughts, setting goals and managing money expectations, the importance of a financial plan, why he decided to become a Reiki Practitioner, The Four Money Cycles and the Financial Wellness programs he builds for people and companies.

Patrice Washington is an award-winning author, transformational speaker, hope-restoring coach, and media personality committed to redefining the term wealth using its original meaning of well-being. Patrice got her start as your favorite personal finance expert, ‘America’s Money Maven,’ but has since expanded her brand and mission to encourage people to chase purpose, not money. In 2020, Success Magazine named Patrice one of their 12 Inspiring Black Voices in Personal Development, and 2021 sees the release of her fifth book.  Patrice joins me for the second time today to discuss why she has moved beyond pure personal finance and into encouraging others to embrace wealth in all areas of their lives holistically. She shares why she decided that 2021 was the right year to release her book, Redefining Wealth for Yourself, and outlines the six core pillars of wealth that she encourages her readers to explore and balance. Patrice also shares her wisdom on activating abundance and fostering an abundance mindset rather than a poverty mindset “Sometimes we need public accountability, we need to say things out loud, and just call a thing, a thing, put a name to it, so that we can really get the support and the love — oftentimes when we tell our stories, it is the very permission that someone else needs to tell their story or to own some part of their narrative, their truth, and not allow it to be weaponized.” - Patrice Washington This week on Paychecks and Balances:●      The amazing community Patrice has built through her podcast Redefining Wealth and the type of content she shares with her ‘purpose chasers’ from all over the world  ●      Why it is essential to look for 365 degrees of accountability - how to get accountability and why you need to focus on the next thing rather than the next big thing ●      Why you don't have to be a perfect 10 to share something that will be valuable to others and share the lessons you've gleaned from your experience and find the purpose in all parts of your journey●      The story behind why Patrice has expanded her purpose to encompass a more holistic approach to wealth than just finances●      The difference between walking the walk, talking the talk but not necessarily spending everything you have keeping up appearances●      The mission behind Redefine Wealth for Yourself and how Patrice hopes to empower women to understand that the true definition of wealth is the condition of well being   Connect with Patrice Washington:●      Redefine Wealth for Yourself by Patrice Washington●      Patrice Washington’s Website●      Patrice Washington on Facebook ●      Patrice Washington Instagram●      Patrice Washington on Twitter●       Connect with Paychecks and Balances:●      Paychecks and Balances Website●      Patreon Paychecks and Balances●      Paychecks and Balances on Instagram●      Paychecks and Balances on Facebook●     

Today, I’m welcoming back Zach Nunn to the podcast. Zach was previously on episode 175. We’re rehashing some things we previously talked about, most importantly, mental health AND Rich’s new role at his current company. Zach is the founder of  Living Corporate, an online media company on a mission to empower black voices. Zach is also a consultant at Price Waterhouse Cooper, where he leads multi-disciplinary teams which provide execution support to tech clients, energy clients, and healthcare clients.In this episode, we’re talking about fatherhood, getting your priorities straight, the current happenings with Living Corporate, how to play “the game” at your job, and tips for staying authentic in a world and culture that already has their mind made up about you because of the color of your skin.“You owe it to yourself to invest in yourself, all the time, but certainly in this season. I’ve yet to see anyone regret it.”– Zach Nunn Episode Highlights:●     Rich’s thoughts on starting a family●     Dealing with the anxiety of repeating and not repeating old partners and learned behavior●     The importance of therapy●     Rich’s new role at Google in the Diversity, Equity and Inclusion space●     Being interviewed for the first time by a black person●     “Code Switching” at work and “playing the game”●     Dress codes and being allowed to be authentic at work●     Investing in yourself through therapy, health, online courses, classes, coaching etc... Connect with Zach Nunn:·      Living Corporate ·      Zach NunnConnect with Paychecks and Balances:●      Paychecks and Balances Website●      Patreon Paychecks and Balances●      Paychecks and Balances on Instagram●      Paychecks and Balances on Facebook●      Paychecks and Balances on Twitter  

Today it’s just Rich on the mic. He’s got a bunch of updates, including his progress on his side hustle goal of generating 60k in revenue. In this episode, Rich is also touching on his 8th month of sobriety, the mental health issues that come with 1 year of lockdown, the latest P&B updates, and the launch of his YouTube channel. This week on Paychecks & Balances:● The results of consistency and on-going efforts in the business, finally paying off● Remaining authentic throughout the entrepreneurship journey ● Giving yourself the tools to handle roadblocks in life and business ● Using negativity to fuel yourself ● Making 8,600 YTD on a goal of 60k● Creating authentic partnerships in your business● Diversifying your income streams, so no one thing can have a significant impact on your revenue● Why Rich is putting a stop to unnecessary spending“Words mean things. What you say to someone may seem inconsequential at the time, but words do mean things, and not everyone is able to take those negative things and turn them into positive things.” - RichConnect with Paychecks and Balances: ● Paychecks and Balances Website ● Patreon Paychecks and Balances ● Paychecks and Balances on Instagram ● Paychecks and Balances on Facebook ● Paychecks and Balances on Twitter

Malcolm Hodge is a 27-year-old self-confessed personal finance/supply chain/fitness/travel enthusiast gone savage. A native of Atlanta, GA, Malcolm currently lives in Seattle, WA where he works at Microsoft, leading global strategy for some of the most current devices in the tech space. Malcolm’s passion is helping others build and sustain real wealth, which is why he founded the Dreamers Creative Foundation to support the next generation of millionaires, and his philosophy that everything you put into the universe will manifest itself is the commitment he makes to himself and everyone he supports through the foundation.Malcolm shares what got him interested in personal finance in the first place and dives into some of the milestones he has achieved over the past two and a half years. He explains how he has smashed his goals because of the mindset he has built from listening to guests on this podcast and others and how that mindset contributed to helping him crush over $90,000 of debt. Malcolm also explains why it is important to him to make space to check in with his values every week to ensure that he remains aligned with his goals. “You have to give yourself grace because things change; life events happen over time. But the things that are intrinsic to you, those things that are at your core, they will stand the test of time.” - Malcolm HodgeThis week on Paychecks and Balances:● The two pieces of advice that Malcolm’s first mentor gave him that changed his life● Malcolm’s philosophy of having a board of directors to support him, both professionally and personally, and how you can build a team of people who buy into who you are and what you want to accomplish ● Some myths Malcolm has to dispel about the experience of working for Microsoft, how he got the job there and why he still holds onto a piece of paper that helps him reflect on what he has achieved so far in life ● How Malcolm accumulated $90K of debt and how he built a three-year plan for attacking it ● What the ‘vesting cycle’ is and Malcolm’s advice on how to leverage it to pay off your debt● The impetus that drove Malcolm to be so intentional about paying off his debt● Malcolm’s advice on whether you should focus on your credit score or net worth and why● Why Malcolm is an advocate of better financial advice in schools● The importance of gratitude and grace on your journey to financial freedom Connect with Malcolm Hodge:● Malcolm Hodge Website● The Dreamers Creative Foundation Website● Malcolm Hodge on LinkedIn● Malcolm Hodge on Instagram● Malcolm Hodge on Twitter Connect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter

Dorianne St Fleur founded Your Career Girl to create a safe space for upwardly mobile, professional women of color to get honest, open, and transparent career support and guidance. She is a high-performance coach and a visibility strategist who primarily works with black women who are high achieving and ambitious and want to get clear on what the possibilities are in their career. Dorianne works with her clients through coaching, facilitating mastermind sessions, and leading training workshops geared toward helping women of color stop self-sabotaging and navigate toward their desired career path gracefully.Dorianne joins me today to discuss why she started Your Career Girl back in 2015, how it helped her set professional goals for herself and why she focuses her advice on women of color specifically. She shares her experience of working both in consulting and in corporate America during her career, including in leadership roles at Google and how she managed to juggle her full-time job and developing Your Career Girl and find a balance and flexibility in her career. Dorianne also emphasizes knowing your worth, knowing your value, and asking the tough questions in order to achieve your career goals.“Success is inevitable - the only variable is time. We will all be successful If we get clear on what we want and we are consistent in making it happen.” - Dorianne St Fleur This week on Paychecks and Balances:● Why Dorianne believes you can have it all as a woman in business, just not all at the same time.● Why negotiation is a critical skill, some of the areas where people miss out on the opportunity to negotiate, and how not to leave cash or benefits on the table.● How to avoid guilt and focus on self-care, and women can create space to prioritize their mental health and well being without dropping any career balls● Dorianne's philosophy on avoiding mediocrity and striving for excellence● The practical steps Dorianne took before leaving her corporate job to take Your Career Girl full time and how she prepared to make the leap into entrepreneurship● Where Dorianne's achievement orientation comes from and her family's attitude to work● How Dorianne manages money, saves, and still prioritizes activities she enjoys● Dorianne's rule of thumb when asking for a raiseConnect with Dorianne St Fleur:● Your Career Girl Website● Your Career Girl on Facebook ● Your Career Girl Instagram● Your Career Girl on Twitter Connect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter

Ryan Clark, founder and President of Qube Money, entered the financial services industry, first in the real estate market, then as a mortgage broker, before realizing that his true passion was teaching people about money. In his ten years as a financial planner, Ryan watched his clients fail at budgeting repeatedly despite his recommendations and wanted to find a solution to help them manage their money successfully. This inspired him to create a digital cash envelope system, and he launched Qube Money to provide better tools, systems, and training to clients, to allow them to work toward real financial freedom.Ryan joins me today to dive into why he developed Qube Money in response to his frustration over not finding something that suited him and his clients and enabled them to exercise real-time control over their finances. He discusses why Qube’s mission is central to their long term success and how it ensures that they meet their commitment to freeing people from the tyranny of money. Ryan also shares the number one reason people hate budgeting and explains how Qube can cut the time you spend managing your finances. “Everything that you want to do in life stems from how you control the resources that you’re given - and money is a resource. It builds a financial house, and cash flow is the foundation.” - Ryan Clark This week on Paychecks and Balances: ● Why current fintech solutions for tracking your money don’t work● Ryan’s entrepreneurship journey and how he moved from financial planning to the tech arena● The central belief that continues to motive Ryan and the Qube Money team ● Why there have been so many ups and downs in developing the Qube technology and bringing it out of the beta phase● What digital cash envelopes are, how they work, and why Qube technology continues to improve its customer experience and efficacy● How Qube connects you to your money and stops you from overspending in the moment● Why intentional financial planning is empowering and gives you the freedom to spend where it’s most important to you● How Qube is different from other platforms out there right now● Why Ryan is confident that Qube Money goes further than other apps to prevent fraudulent transactions Connect with Pete McPherson:● Qube Money Website● Qube Money on Facebook ● Qube Money Instagram● Qube Money on TwitterConnect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter

Kicking off the new year with a solo episode! I'm sharing some financial and personal habits I'm bringing into the new year. I also speak to some things I haven't spoken about before.

Damona Hoffman is a certified dating coach, radio host, and TV personality who starred in the TV series #BlackLove and A Question of Love on FYI TV; a former TV casting director and executive, she has been showing singles how to harness the power of technology to find love for over a decade. She hosts the popular Dates & Mates with Damona Hoffman Radio Show & Podcast and is the Love Expert for BET.com. Damona is a sought-after speaker who inspires with her talks on various topics, including Modern Dating Dilemmas, Personal Branding, Diversity & Inclusion, Interracial/Interfaith Dating, Dating Safety, and Succeeding in Hollywood.Damona joins me today to share the importance of the magic space of not knowing what will happen in the future but being open to possibilities that may unfold later on their own timeline and why you can't force some things.“Time is finite, and every choice you make to do something is giving up something else. Really look at how you’re spending your time - are you spending it in a way that makes you happy?” - Damona HoffmanThis week on Paychecks and Balances:● What Damona sacrificed to climb the corporate ladder without breaching her very firm boundaries● Tips on what entrepreneurs can do to help them approach negotiation● How you can find yourself advocates by working on building great relationships and rapport with other people in your industry● Where Damona’s firm grasp of boundaries comes from and why she takes her mental health so seriously● The times when Damona’s boundaries have created a negative impact or conflicts in her life● The breaking point moment that impelled her to become an entrepreneur and how Oprah was involved!● The benefits of working with a life coach and how the experience clarified how Damona could have a life and a career and be happy and fulfilled ● Why she enjoys hosting tv shows and decided to pursue opportunities that arose in that arena despite her initial misgivings● The financial element of Damona’s decision to become an entrepreneur and how she manages her finances to pursue her dreams, and the importance of making time to have regular meetings with her financial advisorConnect with Damona Hoffman:● Damona Hoffman Website● Dates & Mates with Damona Hoffman Podcast● I Make a Living Podcast● Damona Hoffman on Facebook ● Damona Hoffman on Instagram● Damona Hoffman on TwitterConnect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter

Teri Ijeoma joins the show today. Best known for making $1000 in a day, Teri Ijeoma is the founder of Trade and Travel, a robust personal finance community with access to expert resources that expedite learning. She teaches people from around the world, how to supplement their income through day trading, so that they can build a lifestyle that they design for themselves.In today’s episode Teri and I talk about the behind the scenes work and long hours that go into building an 8 figure business. It’s not all glitz and glamour! We chat about Teri’s career path that ultimately led her to start day trading, her struggle with imposter syndrome, why money is only part of the happiness equation, being protective of your time, the importance of self-care in 2020 and why Teri believes in giving back to her community. “Doing things for free is actually a form of self-hate.” - Teri Ijeoma This week on Paychecks & Balances:● How going through high school with a single mother, motivated Teri to become wildly successful● Why Teri’s school field trip to the Chicago Stock Exchange changed her life● Teri’s experience interning at Morgan Stanley ● How Teri lost money for the first 6 years of trading, but kept pushing forward● Struggling with imposter syndrome● The importance of accepting where you’re at and celebrating how far you’ve come● The blessing and curse of being a “high achiever”● How to guard your time and influence● Teri’s process for giving back to the community Connect with Teri Ijeoma:● Facebook● Twitter● LinkedIn● Instagram● YouTube Connect with Paychecks & Balances:● Twitter● Apple Podcasts● Spotify● Instagram● Facebook

Today it’s just Rich solo on the podcast. He’s talking about how the month of October was one of the most stressful months of his life. In fact, it almost brought him to tears. But, it wasn’t all bad! Paychecks & Balances won Best Generational Financial Literacy Content at the Plutus Awards. This marks the second year in a row that P&B has brought home a Plutus award. In this episode Rich is breaking down his recent dance with burnout and why his highly ambitious drive almost backfired on him. The outlying theme in this episode is that you need to know what’s worth your time and commitment and what you can say no to. It’s important that when you do commit to something you give it your all and produce the results you know you’re capable of, and the results that are expected of you. This week on Paychecks and Balances:● Door Dash gone wrong● How Rich negotiated a cheaper lease at his apartment and then immediately broke it● The pain of procrastination ● How Rich threw his backout getting on his Peleton● Knowing your stress cycle● The stress and anxiety of taking on too many freelance gigs● The power of referrals' Resources Mentioned:· Himalaya Connect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter

My first course, Change Your Day Job, is officially live! I'm sharing episode 1 here today, and you can go to himalaya.com/dayjob and enter promo code DAYJOB at checkout to get your first 14 days free and to check out the rest. I hope to see you there!

Today my long-time friend Crystal V. Thomas joins me on the podcast. Crystal is a brand marketing professional with over 10 years’ international experience driving brand innovation and operational excellence, crafting memorable guest experiences, creating global brand marketing campaigns, and executing branded events and partnerships. She’s a passion-led seeker of all things awesome, craver and creator of unforgettable travel moments, and, more personally, a lifestyle and culture enthusiast obsessed with TV, singing, and Oprah. In this episode we talk about the importance of using your network to help you make a career change, having an abundance mindset with your friends, family and money, the correct way to negotiate a job offer, how you have to be intentional with how you want to create your life’s story, and much more.“Know what you’re ready to accept and know what you’re ready to walk away from.” – Crystal V. Thomas This week on Paychecks and Balances: ● How Crystal transitioned from hospitality to tech, then back to hospitality● The decimation of the travel industry because of COVID● Using the pandemic to do deep inner work● The benefits of discussing salary with friends and family● Knowing the basis for which you can negotiate from and how to win● Lifting up your community by being transparent with your income● Why you should start your 401k contributions early on in your career● Approaching life with an abundance mindset rather than a scarcity mindset● How to use your network to help you make a career change● How journaling can help you get clarity on what you want● Tips for negotiating salary and benefits packages Connect with Crystal V. Thomas:· LinkedIn· Instagram Connect with Paychecks and Balances:● Paychecks and Balances Website● Patreon Paychecks and Balances● Paychecks and Balances on Instagram● Paychecks and Balances on Facebook● Paychecks and Balances on Twitter