Podcasts about stacking benjamins

Memorial Day weekend is here, which means it's officially time to break out the grill, the beach bag… and maybe that travel budget spreadsheet. But don't worry—this isn't a guide from travel influencers who hike barefoot with artisanal backpacks. Nope. This episode is brought to you by your favorite money geeks in Joe's mom's basement. Joe Saul-Sehy, OG, Jesse Cramer, Crystal Hammond, and Doug gather 'round the card table to share their best budget-friendly travel strategies, hilarious vacation stories, and maybe one or two travel fails. From choosing the right travel companion to navigating airports like a boss, this crew drops loads of practical wisdom for making your summer adventures awesome and affordable. You'll learn why credit card points can be your best friend, how to pick lodging that won't make you cry (or bankrupt you), and why packing a toothbrush is a good idea… even if Doug's trivia makes you question the timing. This isn't expert advice. These are the musings of people who spend more time optimizing their wallets than their luggage. And that's exactly why you'll leave feeling better prepared to tackle your own summer travel—without the jet-setter guilt trip. Kicking off summer with a Stacking Benjamins travel roundtable Real-life travel hacks from people who care more about budgeting than boarding groups Credit card point strategies that actually work Hot takes on hotels, Airbnbs, and airport snacks Why picking the right travel buddy can make or break your trip The one item Doug thinks was more important than nylon (it's… something) Whether you're headed to the lake, the mountains, or just your backyard with a cold drink, join the crew for a hilarious and practical celebration of summer travel. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What do cupcakes, frosting, and financial independence have in common? This week in the basement, Stacking Benjamins welcomes legendary personal finance thinker JL Collins, author of The Simple Path to Wealth, to connect the dots between simple investing and sweet, stress-free success. In a lively conversation with Joe Saul-Sehy, OG, and Mom's neighbor Doug (who may or may not be launching a frosting-themed protest movement), JL shares timeless wisdom on avoiding complexity, embracing low-cost index investing, and why FU money is more than just a clever phrase—it's freedom in a bank account. You'll hear JL's take on portfolio allocation, debt's sneaky impact on your future, and how to survive volatile markets without sacrificing your peace of mind. If you've ever felt stuck in a soul-crushing job? JL's got some perspective you'll love. Then, in the second half of the episode, Joe and OG shift gears to answer a listener question from Mike. He's wondering about the efficient frontier—yes, we're getting fancy now—and wants to know how to move beyond the Simple Path. Joe walks through the different asset classes he thinks about when crafting a diversified portfolio, while OG shares how to think through asset allocation as your wealth and confidence grow. Whether you're curious about real estate, international investing, or just how much to hold in bonds, you'll walk away with a clearer picture of what your portfolio could look like after “graduating” from JL's foundational advice. Why keeping it simple beats chasing trends What “FU money” really means—and how to get it The truth about withdrawal rates and why they matter When debt becomes a dream killer Tips for navigating market downturns without panic How to find freedom without spending a fortune JL's surprisingly profound parable about a monk, a minister, and money Doug's hot take on the great frosting vs. cake debate A deep dive into the efficient frontier and how to set up your asset allocation beyond VTSAX Joe Saul-Sehy and OG's thoughts on portfolio construction for seasoned investors JL's insights have inspired millions on the path to financial independence—and now it's your turn. Tune in, take notes (or don't, we'll recap it in the 201), and remember: sometimes the sweetest success starts with doing less. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Buying vs. renting: it's one of the most emotionally charged—and financially misunderstood—topics in personal finance. This week on The Stacking Benjamins Show, Joe Saul-Sehy, OG, and guests Jesse Cramer and Chris Luger enter the ring to challenge the conventional wisdom behind homeownership. It's not just a polite chat. It's a full-on basement debate where no side goes unchallenged. You'll hear: The surprising math behind renting—and why it's not “throwing money away” What most homeowners don't budget for (and pay dearly for later) Why buying a house might be one of the best—or worst—decisions you ever make How lifestyle, mobility, and flexibility factor into long-term wealth The emotional traps, practical benefits, and tough tradeoffs on both sides Plus, Mom's neighbor Doug gets into full trivia-host mode with a Star Wars challenge, and we sprinkle in some good-natured jabs, marketing wisdom, and a reminder that there's no one-size-fits-all answer. If you've ever bought a home, sold one, rented, or even thought about doing any of the above—this episode will make you think twice. FULL SHOW NOTES: https://stackingbenjamins.com/renting-vs-buying-forever-1677 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What do zipper injuries, holiday party mishaps, and servant leadership have in common? They're all part of today's wide-ranging look at careers—what to do, what not to do, and how to make your next move smarter (and safer). Joe Saul-Sehy, OG, and Neighbor Doug are joined by contributors Sandy Smith, Jesse Cramer, and a few classic career stories from the SB vault. Together, they explore: The surprising power of likability in the workplace How consistency and personal branding can open big doors Why some leadership styles flop and others inspire The real-life career missteps that made us all a little wiser A closer look at the Elevate Conference, which champions financial literacy for Black women And of course, it wouldn't be a basement episode without a trivia challenge. This time, Doug delivers a stat that'll make every listener squirm—let's just say it involves zippers and emergency rooms. Whether you're climbing the corporate ladder, considering a leap, or just trying to avoid HR's bad side, this episode packs in real advice and memorable stories from people who've been there, done that, and got the awkward email to prove it. Smart moves, cautionary tales, and Doug's very specific warning about pants—this one's got it all. FULL SHOW NOTES: https://www.stackingbenjamins.com/improve-your-career-trajectory-1674/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Some people master reinvention. They move from one stage of life to the next with confidence, purpose, and an eye on long-term success. What if your financial plan could do the same? In today's roundtable, Joe is joined by Alyssa Maes, Roger Whitney (The Retirement Answer Man), and OG to talk about what it takes to build wealth that lasts—not just through one season of life, but through all of them.

Feeling anxious about where your money's going? You're not alone—and you're not without a plan. In today's episode, Joe is joined by OG, Mom's neighbor Doug, and two sharp minds from the personal finance world: Paula Pant from Afford Anything and Dr. Jordan Grumet from Earn and Invest. Together, they take a deep dive into the many faces of investment risk, from the obvious to the overlooked. Because when it comes to your financial future, the real danger isn't just volatility—it's misunderstanding the terrain. Whether you're dipping a toe into international markets, piling into real estate, or wondering if your long-term plan can survive a little inflation, this episode will help you better understand the risks that matter—and avoid the ones that don't.

Is good debt a myth? Should we all chase FIRE? The basement panel weighs in. In today's Financial Concepts Friday roundtable, Joe brings the basement crew together for a lively “In or Out” debate on some of the most polarizing personal finance topics out there. Are we in or out on the idea of “good debt”? Do budgets really matter when you're just starting out? Should you talk about money with your friends and family… or is that still taboo? Joining Joe are three financial thinkers who aren't afraid to stir the pot: Paula Pant from Afford Anything Jesse Cramer from The Personal Finance for Long Term Investors Show OG from our own basement think tank (and planning headquarters) Together, they dig into: Whether any debt can actually be considered good If living without a budget is a fast track to financial regret—or freedom The upside (and awkwardness) of open money conversations How FIRE goals like retiring by 35 sound… and feel, once you really unpack them Plus, Mom's neighbor Doug drops by with a trivia challenge that'll have you laughing (and maybe yelling at your speaker). And of course, we wrap up with reflections that'll leave you both entertained and a little bit wiser. So grab a LaCroix from the mini fridge and join us in the basement—this one's packed with laughs, insights, and hot takes on cold, hard cash. FULL SHOW NOTES: https://stackingbenjamins.com/personal-finance-most-controversial-questions-1665 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever fallen for an investment that seemed like a sure thing... until it wasn't? You're not alone. Today, we shine a light on some of the worst investment advice out there—and help you steer clear of it. Joining Joe at the roundtable are: Paula Pant from Afford Anything Jesse Cramer from Personal Finance for Long-Term Investors And Don McDonald, financial pro and former astronaut (not really, but just go with it) from Talking Real Money. Infinite banking and other shiny traps – What sounds like genius often comes with fine print you'll wish you'd read. Penny stocks and the illusion of easy money – Spoiler: if it feels like a shortcut, it's probably a detour. Equity-indexed annuities and their slick sales tactics – When someone tells you there's “no downside,” maybe run. Gut feelings vs. data – The panel weighs in on trusting instincts vs. trusting actual math. Teachers and 403(b) plans – A quick peek behind the curtain at one of the most overlooked problem areas in personal finance. How not to invest – A rundown of red flags and hard-won wisdom from people who've seen the worst up close. Meanwhile, Doug brings the trivia thunder with a question about sitcom salaries—and things quickly go from Big Bang to big bucks. Whether you've made a misstep or are just trying to avoid one, this episode will help you tune out the noise, spot the nonsense, and build a smarter, more resilient investment plan. FULL SHOW NOTES: https://stackingbenjamins.com/our-least-favorite-investments-1662 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever wonder why some people crush their financial goals while others keep hitting snooze? Today, we're talking about the secret sauce behind sticking to a financial plan—and no, it's not just “wanting it more” (though that helps). Joining Joe in the basement is OG, alongside personal finance expert Jesse Kramer from The Best Interest and CFP Dana Anspach from Sensible Money. Together, they'll break down why staying financially motivated is harder than it looks—and how to actually keep yourself on track, even when life (or a killer sale on Amazon) tries to derail you. We'll explore why people resist financial planning (hint: it's not always laziness), how goal-setting psychology plays into money habits, and why tracking your finances can be as powerful as tracking your fitness. Dana shares the surprising link between logging your retirement balance and saving more, while OG and Jesse tackle the age-old debate: should financial advisors be more like sports agents—pushing, coaching, and sometimes delivering the tough love? Plus, we dig into why writing things down actually works (seriously, it's science) and how a simple mindset shift can help you finally take action. And of course, what's a Friday without Doug's trivia? This week, Doug takes us back to the boxing ring with a question about the legendary Joe Louis—and the sucker punch that is junk fees. ? Our roundtable throws their best guesses into the ring, but who will come out on top? Play along and see if you can take home the trivia belt! This was a great finish to a week of talking motivation and drive! From the seven steps to dynamic drive to sports agent Molly Fletcher on Wednesday and this discussion, it's a well-rounded week that should help you get up and go...even if you think YOUR get up and go got up and went. FULL SHOW NOTES: https://stackingbenjamins.com/motivation-habits-and-planning-1659 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever feel guilty about that $7 airport coffee or the mystery fees that somehow turn your $15 DoorDash order into a $40 financial regret? You're not alone. This episode, Joe Saul-Sehy is joined by Paula Pant (Afford Anything) and Justin Peters (The Struggle Is Real) to unravel the sneaky ways convenience drains our wallets. In this episode: Airport Food: The Ultimate Financial Heist – Why does a sad turkey sandwich cost more than a steak dinner? We investigate. Concert Tickets & Junk Fees – You found $50 tickets… but somehow the total is now $127? Yep, we've been there. The True Cost of Convenience – From Uber Eats to express shipping, when is paying extra worth it—and when are we just being lazy? Trivia Time: Pie Day Special! – Who knew McDonald's pie sales could spark heated debate? Well, now we all do. Wedding Costs Gone Wild – Creative ways to cut costs without making your guests eat ramen. The Ben Franklin Effect & Social Hacks – Want better connections without breaking the bank? Turns out, old Ben had some wisdom on that, too. All this, plus some hilarious personal finance confessions that will make you feel better about your last impulse buy.

In this episode of the Inspired Money Live Stream Podcast, we focus on building financial resilience. Host Andy Wang brings together a panel of experts to discuss strategies for handling financial challenges and emerging stronger. Guests include Vicki Robin, author of Your Money or Your Life; Joe Saul-Sehy, financial expert and host of Stacking Benjamins; Anne Lester, a retirement savings specialist; and Yanely Espinal, creator of MissBeHelpful. This episode highlights essential practices like setting up emergency funds, managing debt effectively, and developing a resilient mindset. Why Financial Resilience Matters Financial resilience is the capacity to manage and recover from financial setbacks. Creating an emergency fund, reducing debt, and adopting strong financial habits are crucial steps. In this episode, experts share practical advice on budgeting, saving, and adapting to unexpected expenses to create a solid foundation for financial resilience.

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Joe Saul-Sehy, Katherine Pomerantz and Rhianna Basore to talk about applying the principles of improv to money by saying yes, and to money. Here's what we each think we know and then discussed: Life is improv. Find your voice.Everyone wants you to win. Leaning into play and joy will always make it better - RhiannaTrust ourselves with our money, - KatherineFeel the fear and do it anyway - Joe Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins show and the author of Stacked: Your Super Serious Guide to Modern Money Management. Stacked was called the #1 book on personal finance by CNN for 2023. Stacking Benjamins has been called the top personal finance podcast by Kiplinger and Bankrate, and FastCompany calls the show the "perfect blend of finance and humor." Joe lives in Texarkana, Texas with his spouse Cheryl and cat Cooper.Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties. Rhianna Basore is the innovative founder and CEO of Self Trust Fund, a pioneering platform dedicated to empowering high-achieving women to build confidence and achieve financial success. With a background in both business and creative psychology, Rhianna integrates these disciplines to offer a comprehensive approach to personal and financial development. At Self Trust Fund, Rhianna combines her expertise in financial planning with a deep understanding of self-trust principles. Her work focuses on helping clients align their financial decisions with their personal values, fostering a sense of self-efficacy and long-term prosperity. Rhianna's methodology emphasizes the importance of self-awareness and strategic financial management, guiding individuals towards a more empowered and fulfilling financial future.  Rhianna is recognized for her ability to simplify complex financial concepts and make them accessible to a broad audience. Her professional credentials include being an award-winning director, international actor and professional writer with over twenty years of experience on stage and screen. Connect with Joe Saul-Sehy:WebsiteInstagramTwitterFacebookConnect with Katherine Pomerantz:WebsiteLinkedInConnect with Rhianna Basore:WebsiteLinkedInSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

If disaster struck tomorrow, would your financial essentials be ready to grab and go? Today, Joe—along with contributors Paula Pant from Afford Anything, Jesse Cramer from Personal Finance for Long-Term Investors, and our resident expert OG—assemble the ultimate financial go bag. Meanwhile, Doug handles his usual duties as announcer, trivia master, and general chaos instigator. The must-have documents – Passports, Social Security cards, insurance policies... what belongs in your bag, and what can stay in the filing cabinet? Cash vs. digital access – How much should you keep in physical cash? And is gold really a smart emergency asset, or just a really heavy way to slow yourself down? Estate planning and emergency preparedness – The financial moves today that can make a crisis less stressful later. Password managers: genius or a liability? – We debate whether your digital keys should be stored in the cloud, on paper, or tattooed in invisible ink. Trivia showdown: Doug tests the team's knowledge with a question that (probably) has nothing to do with financial preparedness. Campus co-op stores and Harvard history—why are we talking about this? You'll find out. If you've been meaning to get your financial house in order for emergencies, this episode has everything you need to build your own financial go bag—without overpacking. FULL SHOW NOTES: https://stackingbenjamins.com/your-financial-go-bag-1650 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

RESOURCES Joe Saul-Sehy (Website): http://www.stackingbenjamins.com GUEST BIO - Joe Saul-Sehy Joe Saul-Sehy is a financial expert, author, and host of the award-winning Stacking Benjamins podcast, known for its fun and approachable take on money management. A former financial advisor with 16 years of experience, he has appeared in major media outlets, co-authored Stacked: Your Super-Serious Guide to Modern Money Management, and served on The Plutus Foundation board. Based in Texarkana, Texas, he continues to share financial insights from his home studio, humorously dubbed "Joe's mom's basement." MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your questions or comments here  HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Management: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

We are so excited to welcome Joe Saul-Sehy for episode 158! Joe is a seasoned financial expert with a background as a financial advisor and co-host of the award-winning Stacking Benjamins podcast, where he dives into personal finance topics with a fun and approachable style. Joe's experience and insight make him a trusted voice for those seeking financial wisdom, especially business owners looking to balance their personal and business financial health. In today's episode, Joe will share valuable strategies to help you leverage personal financial management to support your business growth. 

Is it time to break up with international stocks? They've been underperforming U.S. markets for years, so should we finally call it quits, or is there still hope for a global comeback? On today's episode, Joe, OG, Paula Pant, and Jesse Cramer dig into the great international investing debate. Are international funds a lost cause? The panel unpacks why they've lagged U.S. stocks and whether diversification still makes sense. Beyond stocks: Exploring other asset classes—private equity, real estate, commodities, and collectibles (because who doesn't want to invest in Beanie Babies and vintage lunchboxes?). The $3 coin mystery: Yep, that was a thing. And yes, it's as weird as it sounds. Election results and wooden nickels: The intersection of money, history, and questionable currency choices. Weekend plans and podcast highlights: Because investing is important, but so is having fun. Of course, it wouldn't be a Stacking Benjamins episode without some friendly debate, expert insights, and the occasional off-the-wall tangent. Tune in for a laid-back but insightful conversation on making smart investment decisions! FULL SHOW NOTES: https://stackingbenjamins.com/is-international-investing-dead-1647 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Click here to work with us! Employee benefits are one of the most overlooked aspects of financial planning. We often check a few boxes during open enrollment and move on—but are we truly maximizing what's available to us?  This week, we sit down with Joe Saul-Sehy, host of Stacking Benjamins, to uncover the hidden value in workplace benefits. From disability insurance pitfalls to term vs. whole life insurance, Joe walks us through key strategies to ensure we're not leaving money (or protection) on the table. Joe also introduces a powerful HR benefits guide, a resource designed to help us navigate workplace perks with confidence. Whether it's understanding own-occupation disability insurance, avoiding junk policies, or knowing when to self-insure, this conversation is packed with actionable advice. If you've ever wondered whether you're making the most of your benefits—or if you're just blindly accepting what's offered—this episode is for you.  Outline of This Episode (0:00) Maximizing Workplace Benefits (2:32) Disability Insurance: Are You Really Covered? (6:50) The Truth About Accidental Death Policies (10:30) How Your Emergency Fund Can Replace Certain Insurances (14:50) The Hidden Costs of Small-Dollar Insurance Policies (18:00) Term vs. Permanent Life Insurance: What's Right for You? (24:20) How Much Life Insurance Do You Actually Need? (27:40) The Ongoing Evolution of Workplace Benefits & Joe's HR Guide Resources & People Mentioned The Retirement Podcast Network Website: Stacking Benjamins Connect with Joe Saul-Sehy Twitter: @AverageJoeMoney Instagram: @StackingBenjamins LinkedIn: Joe Saul-Sehy Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Ever dreamt of quitting your job early and sipping piña coladas on a beach? Before you tell your boss what to do with that job and start booking your one-way ticket to paradise, today's roundtable might make you think twice. Join Jesse Cramer from The Best Interest, Paula Pant from Afford Anything, and our own OG as they break down the case against early retirement. The gang's here to challenge the “quit work, retire early” dream and explore whether it's really as awesome as it sounds—or if there are a few catches you haven't considered. The conversation gets into the nitty-gritty of why early retirement might not be the smooth ride some people think it is. From the psychological toll of too much free time to the unexpected financial hurdles, our panelists share the real stories behind the headlines. What's the balance between financial freedom and a fulfilling life? Can you really retire early without regret, or does the cost of quitting work too soon outweigh the benefits? And don't forget about Doug's wicked trivia challenge! FULL SHOW NOTES: https://stackingbenjamins.com/the-case-against-early-retirement-1638 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do financial boogeymen haunt your dreams? You're not alone. Today, we're diving into the worries that keep even the most seasoned finance nerds up at night. From concerns about index fund concentration to the fear of market manipulation and obsession with asset allocation, this episode tackles it all with insight and a healthy dose of perspective. Joining Joe and OG in the basement is an all-star panel: Paula Pant from Afford Anything, Jesse Cramer from Best Interest, and Dr. Jordan Grumet from Earn and Invest. Together, they'll share strategies to conquer financial fears by staying calm, focusing on the big picture, and sticking to sound investment principles. And don't miss the kickoff of the year-long Stacking Benjamins Trivia Challenge! It's packed with brain-busting questions, lively debates, and, yes, the occasional cat butt reference (because it's still the basement, after all). What's Inside Today's Episode: Meet the Contributors: Paula, Jesse, and Dr. Grumet join the crew. Index Fund Concentration: Are index funds too risky? The panel weighs in. Addressing Financial Fears: From market scams to fraud and manipulation, here's how to keep your cool. Trivia Challenge Kickoff: A brand-new Stacking Benjamins tradition begins. Market Efficiency and Insider Trading: Can you really beat the market? Asset Allocation Obsession: Why overthinking your portfolio can be your worst enemy. Upcoming Episodes: What's next on the Stacking Benjamins calendar? Highlights from the Episode: Index Fund Concentration: The crew discusses whether having too much of the market in a few big players is a recipe for disaster. Financial Fears: Practical advice for keeping anxiety at bay when market volatility hits. Market Scams and Frauds: How to spot them and protect yourself. Trivia Time: A heated debate over billionaire counts, complete with unforgettable banter. Asset Allocation: Tips for avoiding paralysis by analysis and focusing on long-term strategies. Resources Mentioned in the Episode: Learn more from Paula Pant at Afford Anything. Explore Jesse Cramer's insights at Best Interest. Dive into Dr. Jordan Grumet's conversations at Earn and Invest. FULL SHOW NOTES: https://stackingbenjamins.com/financial-worries-and-what-to-do-about-it-1635 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Tune in now and learn how to leave your financial fears in the dust while keeping your money goals on track. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ready to ring in the new year with a twist? On this episode of Stacking Benjamins, we consult the one and only Magic 8-Ball to make our bold predictions for 2025. Will the stock market be riding high, or is it headed for a tumble? What's next for Bitcoin, and can Taylor Swift's love life predict the future? Join Joe, OG, Len Penzo, and Mindy Jensen as they tap into the 8-Ball's mystical power (or maybe just have a laugh trying) to forecast the year ahead. But before we get too caught up in the crystal ball, we take a look back at last year's predictions. The 8-Ball hit some big marks, like predicting Nvidia's rise, but it also missed a few. Along the way, Mindy shares her early (and hilarious) experience with Berkshire Hathaway, sparking a fun conversation about investing wisdom. And of course, Len brings his signature humor, diving into everything from crypto to drones to the wild world of Taylor Swift fandom. If you're in the mood for financial insights, pop culture predictions, and a whole lot of fun, this episode is for you. Whether the Magic 8-Ball is on the money or way off the mark, you won't want to miss our 2025 forecast. Grab your popcorn, sit back, and join us for an episode packed with surprises! FULL SHOW NOTES: https://stackingbenjamins.com/magic-8-ball-2024-recap-2025-predictions-1632 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feeling a little queasy about your financial plans for 2025? Fear not! Today, Joe steps out of the cozy basement and straight into the bustling chaos of Manhattan to bring you top-tier advice from some of the brightest financial minds. Joined by Paula Pant from Afford Anything, Nick Magiulli, author of the Of Dollars and Data blog, and Doc G from the Earn & Invest Podcast, this powerhouse panel digs into the money missteps you'll want to dodge in the year ahead. From tackling FOMO in investments to learning why small, consistent changes are your financial BFFs, this episode is packed with practical tips to help you make 2025 a year of smart money moves (and fewer facepalms). What's Inside: Meet our stellar guests and hear how New York City inspired their financial insights. Discover why chasing the next big investment trend could leave you behind. Learn how an investment policy statement can keep your goals on track. Avoid analysis paralysis when market uncertainty strikes. Uncover strategies to navigate political uncertainty without losing sleep (or cash). Dive into real estate trends, historical data, and staying focused on what you can control. Understand the power of spending on what truly matters to you. Find out why gradual changes beat impulsive overhauls every time. Learn how doubling down on bad decisions is like hitting a pothole and accelerating instead of swerving. Episode Highlights: Meet the Guests: Get to know Paula Pant, Nick Magiulli, and Doc G as they join Joe in the Big Apple for some big-time financial lessons. NYC Moments: Joe shares a peek into his adventures in Manhattan—yes, it's a jungle out there. Investment FOMO: Why chasing trends could cost you (and how to avoid it). Building an Investment Policy Statement: Your GPS for financial decision-making. Analysis Paralysis: How to keep market fears from freezing your progress. Navigating Political Uncertainty: Keep your portfolio calm, even when headlines aren't. Spending Smarter: Align your money with what you value most. Gradual Wins: Why slow and steady wins the financial race every time. Bad Decisions: How to recognize when you're doubling down and when to hit the brakes.

Every year, I ask my audience, "What is your favorite podcast - and WHY." When we hear what resonates with people, we can ensure we include those ingredients in our show.ParticipantsSteve Stewart from The Podcast Editor Academy and the Podcast Editors Mastermind loves Stacking Benjamins.Ralph Estep Jr from the Ask Ralph Podcast (Christian Finance) loves the Ask the Podcast Coach show.Randy Black from Bible Bytes loves the No Agenda Show.Kim Newlove from The Pharmacist's Voice and Perrysburg Podcast loves The Erectile Dysfunction Radio show.York from Welcome to Earth Stories loves Podtastic Audio.Wolfman Mike from the 70's vs 80's show loves Beach too Sandy Water too wetHarris from His Daughter's Podcast Loves the Founders PodcastChris Nesi from House of Ed Tech AND the NEW Perpetual Syndication loves the Al and Jerry Postgame PodcastLouis Goodman from Love thy Lawyer loves Commentary.Zita Christian from Ritual Recipes and My Spouse Has Dementia loves the Build a Big Podcast.Craig Wealand from Aprender ingles with Reza and Craig loves

To close out the year, and to close out the weekend edition of Jill on Money, we're joined today and tomorrow by Joe Saul-Sehy, host of the Stacking Benjamins podcast. Two money gurus talking personal finance, enjoy! Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

To close out the year, and to close out the weekend edition of Jill on Money, we're joined today and tomorrow by Joe Saul-Sehy, host of the Stacking Benjamins podcast. Two money gurus talking personal finance, enjoy! Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

What happens when Doug gets visited by three ghosts in the basement? A classic holiday story gets a Stacking Benjamins twist in this special episode. Inspired by A Christmas Carol, we explore lessons from the past, present, and future to help you make smarter money moves. From learning to avoid past financial missteps to balancing life's experiences with your financial goals, this episode blends memorable storytelling with practical advice. Along the way, Joe, OG, and Doug serve up clever banter, unexpected insights, and strategies you can put into action to ensure your finances stay merry and bright. What You'll Learn Today: How reflecting on financial mistakes can help shape smarter decisions. The importance of balancing money with life experiences in the present. Why intentionality and automation are the secret weapons for future financial success. Practical strategies to avoid the consequences of inaction. Episode Highlights: The team kicks off by debating the best versions of A Christmas Carol. Doug's journey begins with a visit from the Ghost of Christmas Past, offering lessons on overcoming financial missteps. The Ghost of Christmas Present emphasizes being mindful of your current financial habits and enjoying life without overindulgence. The Ghost of Christmas Future shows why planning and automating your finances now can save you from future regret. Practical advice on setting short- and long-term goals, creating financial intentionality, and balancing fun with financial responsibility. Why You Should Listen: If you've ever felt haunted by past money decisions, unsure about how to balance saving with spending, or overwhelmed by future financial planning, this episode is for you. It's a thoughtful, engaging, and surprisingly relatable take on holiday classics—with plenty of tips to ensure your financial wellness story has a happy ending. Gather around, grab some eggnog, and join us for a holiday tale that'll leave you inspired to tackle your finances with clarity and purpose. FULL SHOW NOTES: https://www.stackingbenjamins.com/doug-and-the-three-ghosts-1620 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

As 2024 winds down, we're taking a look back at the year that was—its challenges, its surprises, and the financial lessons we've all had to learn (sometimes the hard way). Whether you're strategizing for big goals in 2025, making sense of unpredictable markets, or just trying to stay one step ahead of inflation, this episode has you covered. We've assembled a powerhouse panel of financial thinkers—OG, Paula Pant, and Jesse Cramer—to break it all down. Together, they tackle everything from the unpredictable influence of AI on markets and investing to the surprising resilience of real estate in the face of rising interest rates. Plus, they explore the year's most intriguing (and occasionally jaw-dropping) headlines, like the impact of significant economic shifts and even the infamous United Healthcare CEO murder. Why You'll Want to Tune In: Discover how 2024's biggest events, including the AI revolution and shifting inflation trends, impact your wallet. Learn why patience and adaptability are critical tools for navigating market volatility. Get actionable strategies for tackling real-life financial challenges, like managing interest rates and planning for 2025. Episode Highlights: Reflecting on the big financial lessons of 2024: From AI in market behavior to Bitcoin's latest chapter. How the crypto craze evolved this year—and what it means for the future. The ongoing unpredictability of investing and how to stay grounded. Surprising lessons from corporate America's headlines, including shocking events like the United Healthcare CEO murder. Inflation, real estate, and housing market realities: What it all means for your plans in 2025. How AI is reshaping everyday life, job markets, and even podcasting. Our Panel's Key Takeaways: OG shares portfolio management strategies to help you ride out market uncertainty. Paula Pant unpacks real estate trends and the importance of designing a life you love. Jesse Cramer dives into how behavioral finance plays into today's fast-changing landscape. Looking Ahead: As we close out another exciting year of The Stacking Benjamins Show, we want to thank you, our loyal Stackers, for joining us on this journey. In 2025, we're bringing even more fresh takes, insightful interviews, and, of course, the best money advice disguised as good conversation. What's Coming in 2025: We'll dive into the latest financial trends, explore groundbreaking stories, and keep helping you make smarter money moves while keeping it entertaining. Stick with us as we continue stacking those Benjamins—and maybe even have a little fun along the way. Thank you for being part of the Stacking Benjamins community. Here's to another year of learning, laughing, and leveling up your financial life! FULL SHOW NOTES: https://stackingbenjamins.com/2024-year-end-review-1618 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever feel like you're your own worst enemy when it comes to reaching a goal? Today, we sit down with Thais Gibson from the Personal Development School to explore how self-sabotage sneaks into our lives and—more importantly—how to kick it out for good. While you've maybe heard Thais on Mel Robbins or other shows, what you haven't heard is what we talk about today - how specifically she walks Joe through limiting beliefs and then outlines how it's done. Whether you've followed Thais' huge social media presence consistently or it's your first time with her, we know this will help you kick self-sabotage to the curb and get to work. From aligning your conscious and subconscious goals to overcoming limiting beliefs, this conversation is packed with actionable insights to help you get out of your own way. But that's not all. We also dive into a financial hot topic: influencer-backed crypto scams. Learn how a viral coin duped investors last week and why speculation isn't the same as smart investing. Of course, it wouldn't be a Stacking Benjamins episode without some holiday flair. Joe, OG, and Doug share festive mall memories, debate the best holiday tunes, and throw in some trivia to keep things lively. Why You'll Love This Episode: Practical tips to recognize and overcome self-sabotage. Eye-opening lessons on speculative investments and influencer-driven hype. A nostalgic take on holiday mall culture. Remember that? Episode Highlights: Kicking off with holiday concerns and a satirical take on seasonal trends. Festive mall memories: shopping chaos, holiday tunes, and the art of people-watching. Thais Gibson's insights on aligning conscious and subconscious goals to beat self-sabotage. Turning resistance into opportunities and tackling the emotional costs of inaction. Practical steps to rewire limiting beliefs and visualize success. Lessons from a viral influencer's crypto scam and the dangers of speculative investing. Speculation vs. investing: Why it matters and how to avoid costly mistakes. Holiday trivia fun and laughs with the Basement crew. What You'll Take Away: Whether you're looking to improve your mindset, steer clear of financial pitfalls, or just enjoy some holiday tunes, this episode offers a little something for everyone. Walk away with tools to set yourself up for success—mentally, financially, and maybe even musically (if Doug's favorite holiday tune is your jam). Keep the Conversation Going: Have a story of self-sabotage you've overcome or a holiday memory to share? Join us in the Basement Facebook group to swap tips, laughs, and maybe a little holiday cheer. FULL SHOW NOTES: https://www.stackingbenjamins.com/stop-self-sabotaging-thais-gibson-1616 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you ready for a shake-up in the world of financial planning? This week, we're diving into Robinhood's bold leap into financial advising and what it could mean for the industry—and for you. We'll cover navigating market volatility, how AI is reshaping personal finance, and why index funds remain a top choice for long-term goals. Plus, Doug's latest escapade leads us to some unexpected places, including a yacht adventure and the art world's million-dollar banana. Episode Highlights Introduction and Doug's latest antics Robinhood's big move into financial planning Practical tips for navigating today's volatile market Why index funds might still reign supreme for long-term investors The pros and cons of RIAs (Registered Investment Advisors) and custodial platforms Financial planning strategies for young investors starting out Emerging trends shaping the financial planning landscape Smart debt management strategies to keep you ahead Highlights from past episodes that you'll want to revisit Doug's TikTok Minute: Yacht adventures and high-seas drama Trivia Time: The Great Smog of London and what it teaches us about resilience Listener Q&A: How to project portfolio growth without losing your cool The wildest story of the week: The art world's million-dollar banana From the latest in financial trends to practical strategies, this episode is packed with insights to help you take your financial planning to the next level. Tune in and start stacking smarter! Links to Check Out Show Notes & Resources: Get the full scoop at StackingBenjamins.com Retiremeet 2025: Joe is taking the stage on February 8, 2025! Grab your ticket at Retiremeet.com and use code STACKING for a discount! New York City Meetup: Join us for a fun-filled evening on December 12! Details at StackingBenjamins.com/NYC Learn more about your ad choices. Visit podcastchoices.com/adchoices

In our most EPIC board game episode EVER, Joe is joined by board game aficionados Katie, Sean, and Daniel. The four of them dive into the world of board games—just in time for holiday gatherings! Whether you're hosting family, looking for a budget-friendly gift idea, or just want to create memorable moments, this panel has you covered. The create two lists on today's show. The first includes their top 5 games with a money or economic component. From games about running economies, to running businesses, to buying real estate and more, the team comes through with some great recommendations, just in time for the holidays (check out our show notes for links to purchase any of the listed games!). The second list helps ensure you don't waste money this holiday season on games that stink! If you're playing games this holiday season with friends and family, our panel lists off their top 5 games that you can find reliably in the Target or Walmart game aisle, your friendly local game store, or online. You're sure to find something you love on these lists. (Again, you can help the show AND enjoy your holiday season by purchasing from our show notes page!). Overall, they share their top picks, including timeless classics and modern favorites, guaranteed to spark fun and foster connections. Along the way, the crew chats about the lessons these games can teach—strategy, teamwork, and maybe even a little patience when Uncle Doug gets competitive. Speaking of Doug, he's back with a trivia segment on the popular game Carcassonne and its iconic wooden game pieces, the 'Meeples.' If you're looking to level up your family game nights or find the perfect holiday game, this episode is a jackpot! Episode Highlights Introduction and Black Friday Buzz – How board games fit into your budget-friendly shopping plans. Meet the Panel – Katie, Sean, and Daniel share their board game obsessions and how they got started. Top Picks from the Experts – From Katie's family-friendly favorites to Sean's fast-paced picks and Daniel's strategic challenges. Spotlight on Unique Games – Explore gems like The Zen of Takeo, Mr. President, and Juicy Fruits. Holiday Recommendations – Perfect games for all ages, from casual party players to strategy enthusiasts. Deep Dive on Popular Games – Learn about strategies for Catan, the charm of Ticket to Ride, and the quick thrills of Five Minute Marvel. Trivia Fun with Doug – A game within the episode! Can you guess the answer to Doug's Carcassonne trivia? A Few of Our Panelists' Top Picks Katie's Favorites: Phase 10, Ticket to Ride, and more. Sean's Must-Haves: Azul and Five Minute Marvel. Daniel's Top Choices: Fishbowl, The Crew, and Cinco Lingo. Whether you're a seasoned gamer or a newbie looking to try something fun, this episode is packed with tips, laughs, and plenty of game ideas to keep your holidays entertaining and affordable. Got a favorite board game? Share it with us on social or call in—we'd love to hear your recommendations! FULL SHOW NOTES: https://stackingbenjamins.com/board-game-extravaganza-2024-1609 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever feel like life is one long, chaotic to-do list? Maybe it's time to grab the reins and start living with intention. In today's episode, Joe Saul-Sehy, Paula Pant, and Doc G team up with special guest Candy Valentino to help you cut through the noise, focus on what matters, and make purposeful choices that align with your goals. We'll explore the power of saying “no” (because sometimes your calendar deserves a break), the magic of setting three non-negotiables, and how small, thoughtful shifts can lead to massive wins. Whether you're a business owner plotting your empire or a 9-to-5er trying to reclaim your time, this episode offers practical tips to help you design the life you want. And just when you thought it was all deep thoughts and purpose, we take a detour to discuss Blackbeard's treasure (yes, that Blackbeard) and debate its true value. Spoiler alert: The answer might surprise you—or at least make you re-evaluate your treasure-hunting strategy. Grab a seat, Stackers—it's time to get intentional. Run of Show Opening Scene: Can You Fly This Plane? Welcome to the Stacking Benjamins Show Getting Intentional About Your Life Meet the Guests: Candy Valentino Joins the Crew Candy on The 9% Edge Why Intentional Living is Your Secret Weapon Trivia Time: Digging Into Blackbeard's Treasure Debating the Value of Pirate Booty The Final Answer Revealed: Was It Worth It? Deep Dive: Intentionality and Finding Purpose Setting Intentions and Dodging Distractions How Small Shifts Can Spark Big Changes Learning to Say No Without Guilt Podcast Highlights and Wrap-Up FULL SHOW NOTES: https://stackingbenjamins.com/all-about-intentional-living-1606 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

How many personal finance rules does it actually take to keep your financial house in order? Book after book, podcast after podcast—everyone seems to have "the" set of rules you need. But one intrepid blogger asked himself, "How much do I really need to know to keep my financial health on track?" Today, we dive into his answer: the four laws of financial health, as explored by our lively roundtable crew. Joining Joe and OG are Paula Pant, who's made it her mission to Afford Anything, and Jesse Cramer from The Best Interest podcast. OG's here with a sports injury story (with a twist!), Paula's got thoughts on ramping up savings, and Jesse dives deep into the need for a solid safety net. Get ready for laughs, valuable insights, and practical tips to help you set, track, and knock out your financial goals with confidence. Plus, we're treating you to some of Doug's legendary trivia, and revisiting Oprah's unforgettable weight loss reveal moment. Buckle up for a mix of fun and insight straight from Mom's basement! Run of Show Introduction and Opening Remarks Meet the Hosts and Guests OG's Sports Injury Story (with a twist) Paula's Early Voting Adventure Diving into the Four Laws of Financial Health Trivia Time with Doug Oprah's Weight Loss Reveal: Guessing Game Different Theories on Oprah's Weight Loss Answer Reveal and Lessons Learned Importance of Cash Reserves Building and Maintaining an Emergency Fund Systematic Saving and Investing Strategies Weekend Plans and Podcast Updates Closing Remarks and Takeaways  FULL SHOW NOTES: https://stackingbenjamins.com/the-four-laws-of-financial-health-1603 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you ever thought about the intersection of health and wealth? Today we start by sharing personal anecdotes about an unexpectedly painful break, leading into a robust chat with mentor Alua Arthur, a death doula who helps people find purpose through preparing for the end of life. The conversation dives deep into practical tips about setting financial goals while staying grounded, and the importance of balancing spending with saving, all while holding onto life's deeper purposes. Al Pacino's financial mishaps also serve as a cautionary tale about the importance of being an active CEO of your personal finances. The episode wraps up with advice on navigating the future as veterans from OG, insights into helping children understand finances, and more. You may go look for community, but there is only one that leaves you feeling satisfied: Stacking Benjamins.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today, we look at the other side of financial independence: being able to travel the world! Our new Stacking Adventures show is off the ground, and we're giving you a peek at the latest episode. This show highlights YOUR experiences traveling, and when it comes to Japan, you share the best, worst, and in-between. From puking in your bosses' wife's shoes to riding the bullet train, we hear stories from Adventurers and share our own comments. You'll hear tips on packing, organizing luggage storage, theme parks to attend, places to find good food, navigating transportation, and more. You'll find more episodes wherever you're listening to Stacking Benjamins, OR you'll find blog posts, trip reports, packing lists, and more at StackingAdventures.com. Do you have travel stories about Peru, Chile, ghost tours, or New Orleans? Share those stories at StackingAdventures.com/MyStory Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are the long-term gains of educated investment decisions? The COVID pandemic triggered fear and uncertainty, with many wanting to sell everything amid the stock market's 30% drop. However, disciplined investors maintained their perspective and followed their investment policy. This approach, coupled with proper financial planning, often results in a stronger portfolio after market crashes, helping investors avoid costly mistakes. In contrast, a friend who sold his business for $10 million was initially hesitant to invest in the stock market due to a lack of education, but with advice to seek higher yields and follow a well-planned asset allocation strategy, he increased his earnings from 0.05% to 4.5% annually. Throughout Jesse's monologue, he highlights examples where educated, deliberate, and disciplined decisions helped grow people's portfolios and prepare them for their long-term goals. Joe Saul-Sehy of Stacking Benjamins, returns to the podcast for the second half of the show. Jesse and Joe each brought 5 questions to ask before retirement - ideally long before retirement. Alternating, back and forth, they discover how few of these questions are about money. Sound investment and retirement planning isn't just about the number going up, but also about what you're going to do with the money you accumulate. Many of us plan to enjoy plenty of golfing during retirement, but, who among us can say we'd like to golf every day for 20 years? Join Jesse and Joe on an exploration of the questions you need to ask when planning your retirement.   Key Takeaways:• Have you taken your mental and physical health into consideration when planning your retirement years? • How long do you expect to be retired? And what do you plan to do with your time? • Find something you can passionately be involved in during your retirement years. • Why “chasing kids” isn't a great retirement plan. • How to simplify your savings plan and make the most of it. • What engineers can teach us about planning for the unknown unknowns.   Key Timestamps:(02:14) - Jesse's Monologue: Putting a Dollar Sign on Financial Planning (07:23) - Car Loan Decision Making (08:24) - Backdoor IRA Contributions (10:11) - Choosing the Right Home Location (14:01) - Understanding Cash Balance Plans (20:48) - Interview: Joe Saul-Sehy (22:08) - Top Questions for Retirement Planning (37:40) - Creative Solutions for Health Insurance in Retirement (39:20) - Behavioral Aspects of Investing (41:26) - The Fee Wars and Financial Planning (45:36) - Asset Allocation and Investment Choices (48:45) - Health and Healthcare in Retirement (53:05) - Maintaining Relationships in Retirement (57:46) - Protecting Yourself in Retirement (01:01:06) - Giving Back to the Community (01:07:58) - Conclusion and Podcast Information   Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, retirement lifestyle, FIRE lifestyle, mental health, physical health   Mentions:Website: https://www.stackingbenjamins.com/ LinkedIn: https://www.linkedin.com/in/joe-saul-sehy-b3426b31/ What Retirees Want: A Holistic View of Life's Third Age by Ken Dychtwald and Robert Morison Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years by Fritz Gilbert   More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Have you ever felt overwhelmed by your finances? Do you find yourself either making purchases as "retail therapy" or avoiding looking at your statements and online accounts? Or maybe, on the other end of the spectrum, you find yourself hoarding cash because you don't know when the next "rainy day" is going to arrive? In all of these cases and more, you might be experiencing financial trauma, a topic that is the focus of today's Stacking Benjamins live round table at FinCon 2024 in Atlanta, Georgia. Hosted by Joe Saul-Sehy and featuring licensed family and marriage therapist Wendy Wright, certified financial planner Lawrence Sprung, and Afford Anything's Paula Pant, the discussion dives into the deep-seated emotional aspects of money. You'll learn about the signs of financial trauma, such as neglecting finances, overspending, and hoarding, and how these behaviors can impact your life. The panel offers insights into addressing and overcoming these issues, emphasizing the importance of compassionate curiosity and seeking professional help when needed. Whether you're living paycheck to paycheck or have a significant net worth, this episode will guide you on the path to better financial health and well-being. RUN OF SHOW Opening Banter and Introduction Live from FinCon 2024 Meet the Panelists Diving into Financial Trauma Signs of Financial Trauma Scarcity Mindset and Personal Stories Cultural and Individual Financial Trauma Judgment and Financial Secrecy Inherited Wealth and Emotional Struggles Behavioral Finance in Financial Planning Building Compassionate Financial Relationships Recognizing Financial Trauma: Hoarding Societal Views on Hoarding vs. Saving Personal Stories of Financial Extremes Balancing Financial Planning and Living in the Present Diagnosing Money Hoarding and Anxiety Steps to Address Financial Anxiety Exploring False Connections with Money The Importance of Financial Planning and Adjustments Tracking Spending and Financial Awareness Principles of Financial Therapy When to Seek Financial Therapy Conclusion and Resources FULL SHOW NOTES: Add show notes URL here. Please include https://www at the beginning of the URL, that makes it clickable on YouTube Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Grab your coffee mug and join us for a journey full of strategic insights and valuable life lessons. Business legend Seth Godin joins us to share his wisdom on financial strategy and personal success. From college applications to wedding planning, Seth's advice on using a strategic compass over an outdated map will help you navigate big decisions and avoid wasting time and potential. Plus, we explore the balance between effortless yet intricate service and strategic pricing, advocating for value over cutting costs like Walmart because, sometimes, the tension in the experience is what makes it memorable and rewarding. There are plenty more actionable takeaways in our discussion with one of the most prominent gurus in marketing. Mainly, we delve into why having a well-thought-out strategy for life and personal finance can make all the difference. Learn from Seth's rich experience—from guiding startups to success to creating impactful strategies. We also explore the historical strategies that have shaped businesses like Yahoo and Google. Seth emphasizes the importance of vocalizing strategies, balancing personal agency with systemic constraints, and the essential threads of strategy: time, empathy, games, and systems. Using personal finance as a lens, Seth helps you understand complex concepts in a relatable way, underscoring how strategic thinking can transform everything from wedding expenses to retirement planning. Of course, that's not all. In our headline segment, we share the results of a recent study by Harvard, Vanguard, and others on 401k plan "leakage." New rules allow people to take annual withdrawals from their retirement plans. Will people abuse this new rule? The results of this study are surprising, to say the least. We discuss how to use 401k loans, why we don't favor them, and strategies to plug leaks so that your financial boat doesn't sink. On top of that, we also share trivia from Doug and much, much more! This may be your favorite Monday on Stacking Benjamins! Run of Show Morning Optimism and Weekend Plans Saluting Our Troops Special Guest: Seth Godin on Strategy The Importance of Strategy in Personal Finance College Applications and Life Strategies Seth Godin's Background and Achievements Understanding Strategy: Time, Empathy, Games, and Systems Walmart's Competitive Edge Freelancing on Upwork: A Race to the Bottom Justifying Higher Prices The Power of Peer Groups Mentorship vs. Peer Groups Personal Experiences with Peer Groups Trivia Time with Doug 401k Loans and Retirement Plan Leakage The Importance of Cash Reserves Upcoming Events and Meetups Consulting Firm Anecdote FULL SHOW NOTES: https://stackingbenjamins.com/create-you-life-strategy-with-seth-godin-1590 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's show tackles the age-old dilemma: is it better to have good health or more money during your retirement years? Join our lively roundtable as we discuss balancing financial planning with health priorities, featuring insights from Jesse Cramer of 'The Best Interest Podcast', Paula Pant from 'Afford Anything', and OG. Learn how different retirement stages can affect your spending habits, and explore creative ways to integrate health expenses into your financial plan. Plus, discover actionable tips on motivating yourself to stick to a healthy lifestyle and whether to invest in gym memberships or home equipment. Don't miss our contributors' take on the potential misuse of Health Savings Accounts (HSA) and their hilarious anecdotes about life and fitness. Run of Show: Introduction and Show Opening Panel Introduction and Health vs. Wealth Debate Segway and Scooter Anecdotes State Farm Advertisement and Personal Stories Health and Retirement Planning Trivia Question and SNL Discussion Comedian Salaries Revealed SNL Cast Member Earnings HSA: The Health Savings Account Debate Navigating Healthcare Plans Choosing the Right Workout Routine Podcast Highlights and Upcoming Guests Final Takeaways and Closing Remarks FULL SHOW NOTES: https://www.stackingbenjamins.com/good-health-vs-more-money-retirement Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

After close to 2000 podcast episodes, Joe Saul-Sehy knows a thing or two about growing an audience.  In fact, his finance podcast, Stacking Benjamins, has amassed a massive following of 180k listeners, with shows averaging around 40k listens/episode. Joe's no stranger to awards, either.  Stacking Benjamins was named Best Personal Finance Podcast 3 times by the Plutus Awards, it was called Best Personal Finance Podcast by Kiplinger and Bankrate, and it was awarded the Best Business Podcast title by the Tim Ferriss Show, Startup, and others from the Academy of Podcasters.  Joe shares the details of his journey in this interview: how he initially struggled, what he did to grow the audience, and how "hockey-sticked" his results. He talks about his recent struggles in podcasting and the events driving his decision to diversify with a view to serving his audience in multiple ways. He also discusses standing out in a crowd, his ideation process, and why following his “north star” has served him well. Links & Resources Stacking Benjamins - https://www.stackingbenjamins.com/ Podcast Studio Pro - https://www.podcaststudiopro.com/ Influencer, by Brittany Hennessy - https://www.amazon.com/Influencer-Building-Personal-Brand-Social/dp/0806538856 Joe's YouTube channel - https://www.youtube.com/stackingbenjamins Joe's Instagram - https://www.instagram.com/stackingbenjaminspodcast Joe's Twitter - https://x.com/averagejoemoney Ready to join a niche publishing mastermind, and hear from industry experts each week? Join the Niche Pursuits Community here: https://community.nichepursuits.com Be sure to get more content like this in the Niche Pursuits Newsletter Right Here: https://www.nichepursuits.com/newsletter Want a Faster and Easier Way to Build Internal Links?  Get $15 off Link Whisper with Discount Code "Podcast" on the Checkout Screen: https://www.nichepursuits.com/linkwhisper Get SEO Consulting from the Niche Pursuits Podcast Host, Jared Bauman: https://www.nichepursuits.com/201creative

Here's a shock: our least favorite brokerage company is in the news again with some monster hidden fees. Robinhood is accused of charging customers a huge "spread" between the amount option buyers pay and the amount sellers receive. While this isn't a charge on the statement, it's a lot of money (nearly double) that other companies charge. This topic got us thinking: what hidden charges, expenses, and costs exist in our life that we overlook or choose to ignore? How much are all of THESE costs adding up? We have the perfect triumvirate for this discussion. Jen Smith, one half of the Frugal Friends duo joins us (they talk consumption non-stop on their podcast). Roger Whitney chimes in (his Retirement Answer Man helps people control excess costs in retirement or when prepping). OG also joins in, with all of his experience helping clients reach their goals. It's a wide ranging, fun discussion, from the cost of pollution to hidden Doordash costs we didn't know about! Of course, halfway through this episode, we take a break to challenge these contributors to a round of Doug's epic trivia. FULL SHOW NOTES: https://www.stackingbenjamins.com/hidden-fees-and-costs Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jump into Monday with a whirlwind of money topics! We start by celebrating the arrival of fall and the excitement around baseball playoffs (especially for Detroit Tigers fans). But the real fun begins after we salute the troops and dive into the main event: a riveting conversation with Erin Wade, a former lawyer turned chef and entrepreneur. Have you ever thought you wanted to do more with your life than you currently do? Erin shares her tumultuous journey from corporate law to opening one of America's top restaurants, Homeroom, and drops valuable lessons on following your passions and creating a rewarding work environment. During our headline segment, we discuss the recent Federal Reserve rate cuts and what it means for your finances. How can you benefit from lower interest rates? We'll dive into how interest rate cuts work and help the economy. We discuss what this means for your savings, debt strategy, and more. Plus, macaroni and cheese-related trivia AND—how to take your mac and cheese recipe to the next level! Monday Morning Musings Baseball Playoffs Excitement Saluting Our Troops Introducing Today's Guest: Erin Wade Mac and Cheese and the Holiday Season The Journey to Entrepreneurship The Importance of Passion and Play Challenges and Triumphs in the Restaurant Industry Empowering Teams and Open Book Management Mac and Cheese Tips from the Expert Mac and Cheese Tips and Tricks Doug's Mac and Cheese Trivia Powdered Cheese and Nostalgia Federal Reserve and Interest Rates Explained Impact of Interest Rates on Loans and Economy Credit Scores and Mortgage Tips Car Market and Financing Insights Upcoming Events and Closing Remarks Post-Game Press Conference FULL SHOW NOTES: https://www.stackingbenjamins.com/erin-wade-from-attorney-to-mac-and-cheese-millionaire-1581/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

This is a live episode in collaboration with Joe Saul-Sehy of The Stacking Benjamins podcast where we interview attendees on their more pressing issues. Listen in and hear what happens when you hang out with a bunch of financial independence minded people. This Episode is Sponsored by: Monarch Money: Monarch is the top-rated, all-in-one personal finance app. It gives you a comprehensive view of all your accounts, investments, transactions, cash flow, net worth, and more. Plus, create custom budgets, track progress toward financial goals, and collaborate with your partner. And now listeners for this show will get an extended thirty day free trial when you go to monarchmoney.com/EARN. Fundrise: Right now, high-interest rates have crushed the real estate market. Prices are falling and properties are available at a discount, which means Fundrise believes now is the time to expand the Fundrise Flagship Fund's billion-dollar real estate portfolio. You can add the Fundrise Flagship Fund to your portfolio in minutes by visiting Fundrise.com/EARN. LinkedIn: LinkedIn isn't just a job board. LinkedIn helps you hire professionals you can't find anywhere else, even those who aren't actively searching for a new job but might be open to the perfect role. In a given month, over 70% of LinkedIn users don't visit other leading job sites. So if you're not looking on LinkedIn, you're looking in the wrong place. NordVPN: Grab the exclusive NordVPN deal ➼ https://nordvpn.com/earninvest and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Incogni: Use promo code EARNINVEST to get an exclusive 60% off an annual plan at incogni.com/earninvest. Here are a few simple ways to support the podcast that would mean the world to us. And guess what? They don't cost a cent. Please subscribe to the podcast on Apple, or Spotify. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we focus on accountability, diving into what it means to be responsible for your financial decisions. One recent blog post states that it's easier than ever to get yourself into massive trouble with your money. To what extent is this your fault? How can you protect yourself better from making a mistake that leaves you in financial ruin? We discuss the rapid pace at which bad decisions can be made due to modern conveniences like apps and online services. Jesse Cramer (Best Interest Podcast) emphasizes the importance of finding a 'bigger Yes' to avoid impulsive spending, while Paula Pant (Afford Anything) speaks on the broad accessibility of money-making opportunities in the digital age. OG suggests taking actionable steps towards financial goals to keep the momentum going. Today's trivia quiz is all about the history of 'The Tonight Show,' and maybe features a tangent or two about toga parties. For a bit of drama, there's a video clip debunking myths about cash value life insurance. Overall, as always, today we bring you an engaging mix of humor and practical financial advice. Introduction and Opening Remarks Show Introduction and Guest Lineup Welcoming the Hosts and Guests Discussion on Accountability and Financial Responsibility Main Topic: The Degenerate Economy Debate on Government Intervention and Free Market The Role of SEC and Financial Disclosures Gambling, Lotteries, and Financial Ethics Trivia Contest Nostalgia and TV Memories The Tonight Show Timeline Guessing the Debut Year Revealing the Correct Answer Financial Advice and Scams Creating a Financial Plan Weekend Plans and Wrap-Up FULL SHOW NOTES: https://stackingbenjamins.com/taking-personal-responsibility-for-your-finances-1580 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Game Show Fun and Financial Missteps with the Stacking Benjamin Show On today's popular game show segment we present: '15 Ways to Lose Money in the Financial Markets,' where contributors Jesse Cramer, Paula Pant, and OG explore investment pitfalls. The show presents financial advice in a light-hearted, engaging format, complete with a trivia question celebrating author George RR Martin's birthday. Contributors discuss speculative trading, panic selling, margin investing, and more, ending with practical takeaways on avoiding investment mistakes. The episode is rounded off by discussions on meme stocks, game shows, pop culture, and practical financial planning tips, all with the usual fun and wit of the Stacking Benjamin team. Introduction and Opening Remarks Meet the Contributors Game Show Begins: 15 Ways to Lose Money in the Markets Round One: Poor Investment Decisions Round Two: Strategies to Avoid Trivia Break: Game of Thrones Special Guessing the Number of Deaths in Game of Thrones Counting On-Screen Deaths: The Research Wildfire Explosion and Mass Casualties Final Guesses and Results Discussing Game of Thrones Infographics Meme Stocks and Financial Decisions Ways to Lose Money in the Market Podcast Updates and Weekend Plans Closing Remarks and Lessons Learned FULL SHOW NOTES: https://stackingbenjamins.com/how-to-lose-money-in-financial-markets-1577 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of The Stacking Benjamin Show, host Joe (alongside guests Jesse Cramer from the Best Interest Podcast, Paula Pant from Afford Anything, and our own OG) delves into transforming financial goals into ongoing quests. They discuss the importance of falling in love with the process and how systematic approaches and habits can aid in personal growth and goal achievement. The episode wraps up with a trivia challenge, financial wisdom, and maybe some slightly humorous banter, emphasizing the importance of seeking real financial advisors. Links to the guest podcasts and additional resources are available at StackingBenjamins.com. Spider Pig Introduction Welcome to the Stacking Benjamin Show Meet the Hosts and Guests Creepy Old Guy Stuff Podcast Goal Setting Discussion Begins Financial Metaphors and Humor Introducing Jesse Kramer The Best Interest Podcast State Farm Sponsorship Mid-Year Goal Setting Do Quests, Not Goals Health and Fitness Goals Procrastination and Goal Setting Wayne Dyer and Goal Setting The Importance of Starting Now Trivia Time with Doug Thanksgiving Pecan Pie Debate Guessing Game: Percentage Debate Trivia Question: Jim Cramer's Hedge Fund Goal Setting: Systematic Approaches Quest vs. Goal: A Transformative Journey Fighting the Inner Dragon Podcast Highlights and Wrap-Up FULL SHOW NOTES: https://stackingbenjamins.com/turning-goals-into-adventures-1574 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kyle Collins joins Joe and host Doc G for an episode of the Earn & Invest podcast to discuss a recent piece featuring Mark Cuban, a billionaire, talking about frugality. Do we really care what billionaires think about being frugal? Download/follow/subscribe to our "brother" show Earn & Invest wherever you're listening to Stacking Benjamins! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sure, you've rented a car. Maybe your home. But what about renting your clothing, your tools, or even your Christmas tree (if you celebrate the holiday)? Today we talk about an emerging group of people who have taken renting to the extreme. They rent nearly everything. If you decide to rent are you asking to spend more money or is the concept of "ownership" outdated? Today we dissect renting and what it truly means AND how it affects your financial picture. We're excited that CFP Benjamins Brandt (Retirement Begins Today podcast) and Paula Pant (Afford Anything) join OG, Joe and Doug to help you make better rent/own decisions. Plus, of course, at the halfway point of our discussion, we make time for our epic trivia challenge! FULL SHOW NOTES: Add show notes URL here. Please include https://www at the beginning of the URL, that makes it clickable on YouTube Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We collectively lose MILLIONS because we skim our company benefit package and quickly pick options, or we simply take what we've always had and ignore the rest. Today we'll dive into the changing world of benefits. From tele-health to mental health and gym memberships, perks are looking different at companies than they did ten years ago. We'll share what's new in the world of benefits, what's out, how to pick smarter, and shine a flashlight on some hidden gold in that gigantic pdf most of us receive to make our choices. In our TikTok minute, we share the story of a hated football player and also a valuable money lesson. Do you have haters? Of course you do! Maybe you can learn something about cha-chinging the cash register in a quirky way on today's show! Of course, Doug shares his trivia, but we also open up a fun election-jitters contest. OG will explain, and we hope you participate. Joe will also unveil a new guide from Stacking Benjamins that could help you save thousands. He'll walk you through the details. FULL SHOW NOTES: https://stackingbenjamins.com/raising-money-smart-kids-1565 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What advice would you give your younger self just starting in the workforce? With many recent graduates securing their first "real" job, that's the question on our minds. Joining us to dish out sage advice, we welcome Paul Lambert ("Lambo") from the FILighter podcast, Paula Pant from Afford Anything, and our resident financial planner OG. In the second half of the show, sponsored by DepositAccounts.com, we dive deeper into less-common advice for new career entrants. Be sure to stick around for Doug's Bonnie-and-Clyde-related trivia question. FULL SHOW NOTES: https://stackingbenjamins.com/advice-for-recent-graduates-1563 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Should you aim to die with zero, or is there a better way? What role does money play in our lives, and what can it do after we're no longer here? Diving into this deep topic on today's roundtable discussion, we welcome back Lacey Langford from the Military Money Show, Doc G from the Eatn & Invest podcast, and OG. In the second half of today's show, brought to you by DepositAccounts.com, we dive deeper into giving money to others while you are alive and how that can add happiness to your life. Be sure to stick around for Doug's Elvis-inspired trivia question. FULL SHOW NOTES: https://stackingbenjamins.com/die-with-zero-question-mark-1560 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The piggy bank is clearly outdated. What kid needs to learn about cash now? It's far more important to know what those plastic things in mom or dad's wallet really are and how to use them responsibly. While contemplating the piggy bank we asked ourselves, "What are some other outdated ideas about money that we're holding?" That topic created this wild ride of a podcast episode where OG, Doc G (Earn & Invest podcast), and Paula Pant (Afford Anything) share and critique each other's ideas of outdated money concepts. You'll hear everything from big ideas to tactical solutions that no longer work on today's show. From the concept of "retirement age" to "don't refinance until you can beat your interest rate by 2%," you'll hear it all. Of course, as we do every Friday, we'll feature our year-long contest between our contributors for the big Dollar Store trophy prize. Paula actually won trivia last week...can she make it two in a row? FULL SHOW NOTES: https://stackingbenjamins.com/outdated-financial-concepts-1557 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices