Podcasts about paychecks

Entrepreneurs often believe their financial stress will disappear with the next big contract, launch, or raise. But Mike Michalowicz has seen hundreds of high-earning founders and employees still living paycheck-to-paycheck. The problem isn't income; it's behavior. Now on Spotify video! In this episode, Mike returns to break down the core principles behind his latest book, The Money Habit, revealing the psychology behind why we overspend and how small changes can create massive long-term wealth. He also shares his practical personal finance system to increase savings, eliminate debt, and achieve true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (03:48) Mike's Latest Book, The Money Habit (11:14) Cash Confidence and Financial Independence (17:14) Saving for Big Life Expenses (21:24) Why Traditional Budgeting Fails (24:10) Behavioral Psychology Behind Money Decisions (30:48) The Paycheck-to-Paycheck Money Cycle (37:36) The 6 Essential Money Account System (45:21) The Four Financial Seasons (54:02) Smart Debt Elimination Strategies (57:42) Money Habit Advice for Entrepreneurs Mike Michalowicz is an entrepreneur, bestselling author, and speaker specializing in small business growth strategies. He has built and sold multiple multi-million dollar companies and is the host of the podcast Becoming Self-Made. His latest book, The Money Habit, translates his business finance principles into a practical personal finance system designed to help individuals build stronger money habits and work toward financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Advanced WiFi, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details Huel -  Get all the daily nutrients you need. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Money Habit: bit.ly/MonyHabit  Mike's Podcast, Becoming Self-Made: bit.ly/BSM-apple  YAP E219 with Mike Michalowicz: youngandprofiting.co/E219   Hala's Speech at MIT: bit.ly/HTMITKN  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Career, Leadership, Mindset, Growth Mindset, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast

What does it truly mean to carry the weight of a legendary legacy while striving to carve out your own path? Join host Buzz Knight on this heartfelt encore episode of takin' a walk as he welcomes John Paycheck, the son of the iconic country outlaw Johnny Paycheck. This engaging "lovesongs and heartbreak stories conversation dives deep into the intricate themes of love, loss, and the enduring impact of family legacy, all from John's unique perspective as the child of a renowned musician. John candidly shares his personal journey growing up in a musical household, where the echoes of his father's raw and honest songs about heartbreak shaped his understanding of life and art. As he reflects on the complexities of his relationship with Johnny Paycheck, John reveals the challenges he faced in establishing his own identity amidst the towering legacy of his father. This episode is not just a look at familial bonds; it’s an exploration of how takin' a walkthrough life can lead to profound insights about authenticity in music and the importance of honoring one’s roots With a background in the military, John discusses how his experiences have influenced his approach to music and leadership. He emphasizes the need for authenticity in his songwriting, expressing a deep desire to pay tribute to his father's legacy while also finding his own voice in the vast landscape of American music. Listeners will be captivated by John's journey as he navigates the music industry, sharing stories that resonate with anyone who has ever felt the pressure of expectations. As the conversation unfolds, John Paycheck provides a glimpse into his current musical projects, including his latest album, More Days Behind, co-written with Scott Gabby. He shares exciting plans for future tours and how he is continuously evolving as an artist. This episode is a rich tapestry of music history, filled with insights that are both personal and universal, making it a must-listen for anyone passionate about music conversations and exploring music history. So, lace up your walking shoes and join Buzz Knight and John Paycheck on this poignant journey through the transformative power of music, family, and the pursuit of authenticity. Whether you're a fan of country music, indie music journeys, or simply love storytelling in music, this episode of takin' a walk promises to inspire and resonate deeply. Happy Valentines Day from The Takin A Walk podcast. #american music #country music #John Paycheck interview #inspiring icons Support the show: https://takinawalk.com/See omnystudio.com/listener for privacy information.

Most people are focused on the savings part of their retirement planning. They contribute to their 401k, put something into a Roth IRA, and have an emergency fund. But what they often don't think about is the transition from saving to spending that will happen when they actually retire. That's why on this episode of the podcast I talk with Laura Rehbein of Impavid Wealth Advisors on how to go about creating a new paycheck when the old one goes away. In this episode you will learn: How to shift your mindset from saving to spending How your money can grow while you spend it About the building blocks of your retirement paycheck Why you need to rebuild your paycheck periodically

Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical step in retirement planning. He breaks down how to identify essential expenses, build guaranteed income for necessities, and intentionally create a fun‑money bucket for travel, hobbies, and family experiences. The conversation also explores why market volatility, healthcare costs, and emotional spending decisions can derail retirement if they aren't addressed early. Tim shares why planning isn't just for millionaires—and how clarity and structure matter regardless of account size.Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

You're listening to American Ground Radio with Louis R. Avallone and Stephen Parr. This is the full show for February 11, 2026. 0:30 An unprecedented national security moment at the southern border. We break down the stunning FAA decision to shut down airspace over El Paso and parts of southern New Mexico after cartel-linked drones crossed into U.S. airspace from Mexico. Commercial flights grounded, the military quietly neutralizing the threat, and comparisons to 9/11 and historic cross-border attacks raise a chilling question: was this a probe for something much bigger? From Mexican drug cartels and drone warfare to terrorism designations and the real possibility of U.S. military action, this is not routine border chaos — it’s a warning sign of escalation that could reshape border security, U.S.–Mexico relations, and America’s response to cartel terrorism. 9:30 Plus, we cover the Top 3 Things You Need to Know. President Trump has sent home National Guard troops deployed to several high crime cities across America.These include Portland, Los Angeles, and Chicago. The FAA closed the airspace around El Paso earlier this week for an unspecified security reason. A Grand Jury has refused to indict six Democrats who made a video encouraging members of the military to refuse orders given by President Trump. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 House Republicans pass the SAVE Act—again—mandating proof of citizenship and voter ID for federal elections, and once again it heads straight for a Senate roadblock. We take aim at Democrats’ near-unanimous opposition, the handful of states that still don’t require voter ID, and the growing frustration with Senate leadership refusing to force the issue. Is verifying voters really “voter suppression,” or just common sense election integrity? 16:00 Did you swear you’d never turn into your parents… and then realize you already have? In this American Mamas segment, Terry Netterville and Kimberly Burleson jump into a candid, funny, and surprisingly heartfelt conversation about parenting, boundaries, and the habits we promised ourselves we wouldn’t repeat. From “because I said so” moments and helicopter parenting to free-range childhoods, united fronts, and good cop–bad cop dynamics, the discussion hits home for moms and dads alike. It’s an honest look at generational parenting, raising kids without a blueprint, and why every parent eventually hears, “I’m never doing that with my kids”… right before they do exactly that. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 A blunt warning from across the Atlantic—and a debate Americans shouldn’t ignore. We react to comments from British billionaire Sir Jim Ratcliffe, who says the UK is being “colonized by immigrants” and warns you can’t sustain an economy with millions on government benefits and open borders. From eye-opening wealth comparisons between Britain and the U.S. to free speech crackdowns, mass immigration, and the failure of Europe’s multicultural experiment, the conversation draws sharp lines between border security, national identity, and economic survival. Is Britain saying out loud what many Western nations refuse to confront? 25:30 A deeper dive into the jobs numbers reveals a story the headlines missed. We break down the latest U.S. jobs report and why what’s inside the data matters more than the top-line figures. Private-sector job growth surged while government payrolls shrank to levels not seen since the 1960s, wages are once again rising faster than inflation, and native-born Americans are gaining jobs as foreign-born employment declines. From shrinking bureaucracy and “deep state” influence to AI’s impact on wages, tariffs, reshoring manufacturing, and real wage growth under Trump, this is a data-driven look at why the economy may be stronger—and more America First—than the media wants to admit. 32:00 Get Performlyte from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 Hollywood accounting meets hard reality. We pull back the curtain on Disney’s woke remake of Snow White and why the numbers tell a brutal story Hollywood doesn’t want you to see. Thanks to UK transparency rules, Forbes was able to expose an estimated $170 million loss—turning a beloved classic into a financial bloodbath. From sneaky studio bookkeeping and royalty checks no one can verify to audiences rejecting political lectures at the box office, the message is clear: go woke, go broke. Audiences are finally voting with their wallets. 35:30 A shocking civics failure inside a state legislature sparks a much bigger debate. We react to a North Carolina sheriff who couldn’t identify the basic branches of government during a legislative hearing tied to a deadly crime—and why that moment exposes a deeper problem in American leadership. The conversation turns to Congressman Wesley Hunt’s proposal to require members of Congress to pass a basic civics test, similar to the citizenship exam. From constitutional ignorance and oath-taking to accountability for elected officials, this is a blunt discussion about why you shouldn’t hold power if you don’t understand the Constitution—and why civic literacy may be the missing safeguard in American government. 39:30 A Team USA bobsled athlete and U.S. Air Force airman Jasmine Jones' pride in representing her country stands in sharp contrast to athletes who criticize America on the world stage. Her words about service, sacrifice, and honor strike a powerful chord—showing what it really means to wear “USA” across your chest. 41:30 And we finish off with some words of wisdom about how the country actually works. Articles Trump Pulls Federalized Guard Troops From US Cities FAA Lifts Temporary Flight Suspension at El Paso Airport US Seizes 134 Acres in Texas Used by Mexican Cartel: ‘They Thought They Were Untouchable’ Billionaires tax appears to send Mark Zuckerberg packing FBI has 'substantiated' irregularities in Georgia 2020 vote counts, probing if they were intentional Rapid Response 47 X Post "Under President Trump, federal employment has declined to its lowest level since 1966" @earlyvotedata X Post "One important point that is huge for regular people" @RealEJAntoni "The average American's weekly paycheck, adjusted for inflation, shrunk 4.0% under Biden" Exclusive: GOP lawmaker wants Congress to take — and pass — a basic civics exam GOP lawmaker shocked after anti-ICE sheriff was stumped by 'fifth-grade civics' question Follow us: americangroundradio.com Facebook: facebook.com / AmericanGroundRadio Instagram: instagram.com/americangroundradioSee omnystudio.com/listener for privacy information.

Major corporations are cutting jobs, and for many workers who are close to retirement, a layoff doesn't just mean losing a paycheck - it can feel like losing the plan they've spent decades building. In this episode, Gary Mattson & Laurel Steward of Mattson FInancial Services unpack the economic forces driving today's wave of corporate downsizing and what it means for those nearing retirement. More importantly, we explore what happens next. How do you replace lost income? Should you consider early retirement? What about Social Security timing, healthcare, severance packages, and protecting your investment portfolio during uncertainty? We'll share real-world insight, walking through practical strategies, tough conversations, and the steps that can turn a sudden job loss into a manageable transition instead of a financial crisis.Need help when that paycheck stops? Schedule a second opinion at www.MattsonFinancial.com.  

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today we're pulling back the curtain and sharing real stories from our private coaching sessions – because if our clients are dealing with it, chances are you are too.From job transitions messing with pay schedules to college visits sneaking up on us (hello senior year!), we're breaking down exactly how we helped our clients navigate these challenges without falling into a debt spiral.We're talking about:Why funding your grocery account is non-negotiableWhat to do when your paycheck date shifts and the bills don't careThe sneaky stress of college visit expenses – and how to stop pretending it's not happeningHow skipping a debt payment to build a buffer is actually a smart moveThe power of planning ahead (even if your kid is just a freshman)These are the kinds of wins that may not look flashy on paper — but theLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Federal employees spend decades learning how to save, but far less time learning how to draw those savings down safely. From balancing pension, Social Security, and TSP withdrawals to avoiding early‑retirement missteps, distribution planning is its own discipline. We break down how to build a reliable monthly paycheck in retirement with Thiago Glieger of RMG Advisors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

No dentist dreams of living paycheck to paycheck. Yet, that was Dr. Alan Stern's reality after making several strategic mistakes that found him stuck in a cycle of debt and stress. In this episode of Fail Forward, Dr. Stern speaks openly about how he turned his life around by choosing financial freedom over the illusion of success, a move that not only rescued him from his emotional and financial low, but revitalized his entire practice. More than a story of recovery, this episode is a testament to the transformative power of facing your financial failures head-on. Tune in to discover how you, too, can escape the imprisoning cycle of financial obligation and reimagine your practice as a consistent, stress-free success!‍‍Listen to Alan's Other Episodes Here:From Provider to Healer: Embracing Empathy in Your Career | Dr. Alan Stern | MME – The Dental Marketer Podcast‍Host: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Love the Podcast? Let Us Know How We're Doing on Apple Podcasts!‍‍

Six-time Grammy award winner Bad Bunny performed at the halftime show of Super Bowl LX on February 8 at Levi's Stadium in Santa Clara, California.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Going Long Podcast Episode 601: Are You Feeling Trapped by a Great Paycheck  ( To see the Video Version of today's conversation just CLICK HERE. ) In today's episode of The Going Long Podcast, you'll learn the following:   [00:24 - 01:07] Billy welcomes us to, and introduces, today's show. [01:07 - 10:44] Billy shares insights about how you can move past being stuck in the reality of living paycheck to paycheck - no matter how big and alluring that paycheck is! [10:44 - 11:37] Billy wraps up the show   If you're a corporate executive who wants to make your role optional, then grab your FREE ebook with Billy's proven 3 step process at:  www.makeitoptional.com What you can expect to get out of this ebook: Learn how to achieve corporate optionality Gain true control over your career Turn corporate skills into personal assets With 26 years of experience in corporate sales leadership, achieved optionality through multiple income streams, Billy has helped dozens of executives build their paths to take control of their time. This free ebook gives you everything you need to identify, plan, and take control of your career while building financial optionality, leveraging your skills, and start living your IDEAL day - today! Go to: www.makeitoptional.com Click the above link or just copy and paste the following directly into your browser to sign up and get your free ebook: https://www.makeitoptional.com/?utm_source=podcast&utm_medium=social&utm_campaign=p2olm  To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI     Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels

Are you carrying the culture, energy and emotional weight of your studio by yourself? Many owners feel frustrated that hourly employees don't seem truly committed to the business.  Alina Cooper has you covered in Episode 706: Beyond the Paycheck: How to Turn Hourly Staff into Engaged Team Members, where she highlights five ways to get your team invested.  Promote purpose: show how work directly impacts clients and the business Recognize & reward: specifically acknowledge and celebrate great work   Invite accountability: give staff a voice, request feedback and act on input Let them level up: create micro-growth opportunities that build skills and confidence  Paint the big picture: share goals, wins and challenges to facilitate ownership It's not just about money. Fair play is the floor—not the ceiling—on motivation. Connecting and valuing staff moves them beyond just clocking in and out. Get intentional with Episode 706.  Catch you there, Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/  

Hey Friend!   Finding a good budget that actually works is difficult. But it's even more difficult to find a planner that pairs with it. I don't know how many budget planners I have bought or looked at to see if it will work only to end up buying it and never using it or not buying it because I finally learned my lesson and I don't want another planner to simply collect dust.    That's why in today's episode I am going to share with you the difference between a budget planner that you can buy at Walmart,Target, Hobby Lobby, Amazon or any other place you enjoy shopping at and my Predictable Paycheck Planner. I will be sharing with you 4 things this planner does that other planners don't.    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S.  Pre-Orders are now open from January 27 to February 17. Head over to bit.ly/predictablepaycheckplanner and take a look at the bundles you can choose from. You can simply get a planner for yourself, you can get discounted bundles for friends and family or you can pair a planner with coaching and get your budget set up quickly and easily with my help. Some of the bundles are limited, so make sure you head over there now, before the one you want is sold out! . . . Next Steps:  . GET YOUR PLANNER . Join The Community  . Become an Insider .  Book a Call . Questions? Email me at mollybenell@gmail.com

What if selling more travel still isn't translating into the paycheck you actually want? In this episode, Brianna challenges travel advisors to stop chasing revenue for the sake of it and start designing profit on purpose. She breaks down the five numbers that matter most in your travel business and explains why owners pay should always come before top line goals. Through simple math and relatable examples, Brianna shares from her ten years of owning a travel business a realistic path to paying yourself a six figure salary without working more or burning out. 

Episode Title: The Confidence Gap: Closing the Divide Between Your Value and Your Paycheck Guest: Jo Stone – Founder & CEO, The Balance Institute What happens when a high-achieving woman finally stops striving, pushing, and over-delivering… and chooses balance instead? In this powerful episode of the Find Your Leadership Confidence Podcast, host Vicki Noethling welcomes award-winning executive coach Jo Stone, Founder and CEO of The Balance Institute, for an eye-opening conversation about confidence, leadership, and the systemic and internal barriers women face on their way to the top. After her own burnout wake-up call, Jo built The Balance Institute to help ambitious women reclaim their strength, clarity, and fulfilment—without sacrificing their wellbeing. By blending neuroscience, ancient wisdom, holistic practices, and community support, Jo now guides women to step into their brilliance while honoring who they truly are. In this episode, Jo shares why high achievers are so prone to imposter syndrome and self-sabotage, the hidden obstacles that keep women from breaking through the glass ceiling, and the untapped leadership potential that so many women overlook. She also explores why leading with feminine energy is not only empowering—but transformative. You'll walk away with strategies for closing the confidence gap, redefining success on your own terms, and creating a career aligned with your value and vision. Some of the questions asked and answered include: What part of your personal journey led you to create The Balance Institute? Why are high-achievers particularly vulnerable to imposter syndrome, and how can they overcome it? What are the biggest obstacles holding women back from breaking through the glass ceiling—and how can they conquer them? How do women unknowingly self-sabotage their success and limit their potential? What untapped leadership potential do women often overlook? What does it mean to lead with feminine energy—and why is it a game-changer? How can women redefine success on their own terms, rather than society's expectations? What changes need to happen in workplaces to truly support high-achieving women? This episode is a must-listen for women ready to rise, lead with confidence, and create a life they no longer have to compromise for. Book an appointment for a free one-on-one discussion to see if our team and our programs are best equipped to help you banish burnout and find balance. https://www.balanceinstitute.com/book   Subscribe to Our PodcastConnect With Our Guest Website: https://www.balanceinstitute.com/ Facebook: https://www.facebook.com/stonejoanne/ LinkedIn: https://www.linkedin.com/in/stonejoanne/ Instagram: https://www.instagram.com/betterbalanceinstitute/ Balance & Beyond Podcast The post Jo Stone on The Condifence Gap: Closing the Divide Between Your Value and Your Paycheck first appeared on The Find Your Leadership Confidence Podcast with Victoria Noethling.

Buying something and pocketing the receipt is a universal, forgettable ritual. But across China, that small slip of paper is being weaponized for the economy. Dozens of cities are transforming routine purchases into a nationwide policy experiment, using receipts as a direct lever to stimulate consumer spending and modernize how taxes are tracked. / There's no such thing as "hangry" (17:32). On the show: Niu Honglin, Steve & Yushan

If Elon Musk were to hit certain performance benchmarks, his compensation could reach a trillion dollars. The idea that a single individual could earn that much money has sparked strong reactions and widespread discomfort. Dan Sullivan and Jeffrey Madoff break down what's really happening, why it provokes intense feelings, and what this moment reveals about wealth, markets, and modern capitalism. Show Notes: Most people struggle to understand how a single individual could earn something approaching a trillion dollars. The idea of one person generating that level of wealth creates confusion, resentment, and widespread misunderstandings—economically, politically, and culturally.Much of Elon Musk's valuation comes not just from his companies, but from who he is perceived to be and what people believe his creations will do in the world. Taken together, that belief is what leads some to argue that he's probably “worth” a trillion dollars.Musk is a mercurial figure, and there's ongoing debate about whether the wealth he generates ultimately flows into other people's pockets or stays concentrated at the top.Investors aren't just betting on Tesla or SpaceX. They're betting on Elon Musk himself.Musk has publicly suggested he could walk away from his companies if his demands aren't met, a stance that leaves many investors exposed and uncertain.Tesla is no longer the only company with strong advantages in manufacturing, distribution, or sales networks, which changes how investors assess its future.One of Musk's most significant achievements came through SpaceX, where launch costs were reduced by roughly 90%, reshaping the economics of space travel.In Musk's case, it's precisely the scale and audacity of his bets that have elevated him to celebrity status—and made so many people willing to bet on him in return. Resources: What's In It For Them? by Joe Polish Learn more about Jeffrey Madoff Dan Sullivan and Strategic Coach®

Discover the 3 proven steps—master budgeting, crush debt, and multiply your money— straight from my book Level Up Your Money—start building real financial freedom today!

Send us a textOne deal. Three phases. Zero cash flow. A failed flip turned rental, then sold years later for a massive appreciation win. This episode breaks down why rentals don't pay you monthly, why “passive income” is mostly a myth, and why wholesaling is the lowest-risk way to make real money right now.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

Sales is one of the greatest income engines available, yet too many high earners still struggle to build real wealth. In this episode, we unpack why so many sales professionals make great money but fail to keep it.We break down the five core traps that hold salespeople back: irregular income, short-term thinking, lifestyle inflation, poor risk management, and lack of structure. We dig into the behavioral side of sales, the dopamine-driven wins, and why excitement often replaces consistency when it comes to money.We also get practical. We talk about paying ourselves like a W-2 employee, capping lifestyle spending, planning for taxes, and converting commissions into ownership. Most importantly, we challenge the idea that wealth is just income. Wealth is stability, optionality, and legacy.If you're a top producer who wants more than just another big year, this conversation is for you.We talk about:[00:00] Why Do So Many High-Earning Salespeople Retire Broke?[04:38] What Are the Five Core Wealth Traps Salespeople Fall Into?[08:15] Are Sales Behaviors Wired Against Long-Term Wealth?[10:18]  How Do You Normalize Irregular Income Like a W-2 Paycheck?[14:09] Why Are You Not as Good as Your Best Year (or as Bad as Your Worst)?[17:20]  How Do You Build Financial Structure Without Killing Motivation?[22:22] What Happens When Winners Ignore Risk While They're Winning?[30:12] How Do You Check Yourself When Success Is at Its Peak?[38:23] What Tactical Systems Turn Commissions Into Long-Term Wealth?Resources:Learn more at The Color of MoneyLearn more about DISC behavioral profilesLearn about risk-free government bondsBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

Hey Friend!   Want to embrace a life of financial security? Do you wish you could save money and reach your goals? Are you ready to organize your money so that you know what's going on with one little look?    In today's episode you are going to learn the systems inside the predictable paycheck planner that will help you Dream, Organize, Systemize and Achieve your goals so that you can live the life you want. You will be able to get off the paycheck to paycheck rollercoaster and start living with consistency. You will become financially secure and free!    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. It's Launch Day! Head over to bit.ly/predictablepaycheckplanner to pre-order your planner today. There is a special launch day only pricing so head over there now before supplies run out!  . . . Next Steps:  . GET YOUR PLANNER . Join The Community  . Become an Insider .  Book a Call . Questions? Email me at mollybenell@gmail.com

The Break Room (TUESDAY 1/27/26) 8am Hour 1) No matter how much you love your job, you can only wait so long to get paid before you start looking for something new 2) Will Kodak ever be BACK back? 3) Hotel Moon

At age 47, Neil Whitney and his wife were living paycheck to paycheck—one bad day away from losing everything. Now, less than ten years later, he's financially free with $8,000/month in passive income from rentals. Neil started with almost no money, promising his wife he would keep their life savings untouched while investing. He picked up side gigs, drove for Uber for a year and a half, and saved anything he could to buy a rental. And once he got his first rent check, everything changed for Neil and his family. Neil is now a millionaire in his 50s, thanks to “boring rentals,” all in affordable price ranges ($200K or under homes!). Once paid off, his rental portfolio will make him over $20,000 per month. In his own words, “If I can do this, anyone can do this.” Today, he shares the steps he took, how he finds the best tenants, and how to use rentals to fund the dream life you've always wanted (new cars, overseas trips, and more).  So if you're in your 40s, 50s, or 60s and thinking it's too late for you to turn your life around and get to financial freedom, Neil is ready to prove you wrong.  In This Episode We Cover How to buy your first rental property even if you're living paycheck to paycheck  Are $200K houses really worth it? Neil says “yes!” and explains why lower-income tenants should not scare you  The one side hustle that helped Neil save over $15,000 for real estate investing  Using home equity to invest and build a real estate portfolio faster  Want a new car? A nice vacation? How to have rentals pay for all of it  The best piece of advice for new investors and those wanting to build financial freedom  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1231 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Boyce Watkins explains three things you should never do with your paycheck.

Clark Smith boasts an impressive career spanning over three decades in the financial advisory realm. He embarked on his journey in 1990 as a financial advisor with Dean Witter Reynolds, quickly rising to prominence as the firm's youngest Retirement Planning Specialist by 1993. Specializing in Retirement Financial Planning, Clark has dedicated his career to helping clients achieve their long-term financial goals.His career trajectory continued upward, becoming Vice President of Investments at Prudential Securities in 1995. From 2000 to 2006, Clark served as Vice President of Investments at UBS, further honing his expertise in investment strategies. In 2006, he took a significant leap by becoming a founding partner and portfolio manager at Woodridge Capital Portfolio Management, where his leadership extended to managing a hedge fund at Woodridge Partners from 2008 to 2016.After a brief retirement from 2017 to 2020, Clark re-entered the financial sector as a Senior Financial Advisor and Director of Retail Operations. His commitment to nurturing talent led him to become the Head of Training for Advisormax financial advisors from 2021 to 2024, where he played a pivotal role in shaping the next generation of financial advisors.Clark Smith's career reflects a steadfast dedication to financial excellence and leadership, marked by his strategic vision and commitment to education and mentorship within the industry. His specialization in Retirement Financial Planning underscores his passion for guiding clients towards secure and fulfilling retirements.Learn more: https://goldenyearsria.com/Insurance products are offered through the insurance business Golden Years Financial. Golden Years Financial is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Golden Years Financial are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Golden Years Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Golden Years Financial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-clark-smith-president-of-golden-years-financial-discussing-his-book-when-the-paycheck-stops

Clark Smith boasts an impressive career spanning over three decades in the financial advisory realm. He embarked on his journey in 1990 as a financial advisor with Dean Witter Reynolds, quickly rising to prominence as the firm's youngest Retirement Planning Specialist by 1993. Specializing in Retirement Financial Planning, Clark has dedicated his career to helping clients achieve their long-term financial goals.His career trajectory continued upward, becoming Vice President of Investments at Prudential Securities in 1995. From 2000 to 2006, Clark served as Vice President of Investments at UBS, further honing his expertise in investment strategies. In 2006, he took a significant leap by becoming a founding partner and portfolio manager at Woodridge Capital Portfolio Management, where his leadership extended to managing a hedge fund at Woodridge Partners from 2008 to 2016.After a brief retirement from 2017 to 2020, Clark re-entered the financial sector as a Senior Financial Advisor and Director of Retail Operations. His commitment to nurturing talent led him to become the Head of Training for Advisormax financial advisors from 2021 to 2024, where he played a pivotal role in shaping the next generation of financial advisors.Clark Smith's career reflects a steadfast dedication to financial excellence and leadership, marked by his strategic vision and commitment to education and mentorship within the industry. His specialization in Retirement Financial Planning underscores his passion for guiding clients towards secure and fulfilling retirements.Learn more: https://goldenyearsria.com/Insurance products are offered through the insurance business Golden Years Financial. Golden Years Financial is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Golden Years Financial are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Golden Years Financial is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Golden Years Financial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-clark-smith-president-of-golden-years-financial-discussing-his-book-when-the-paycheck-stops

As the end of the month approaches, Gao Jin can't hide his excitement as payday is almost here! He admits to Gao Yue that he's someone who spends all his salary every month - a “moonlight clan” member. Want to join maayot.com for more real-life conversations? Use promotion code “Podcast” , get a 50% off today !—————————————————————————————————安娜：你在想什么？高月：我在想今晚我们吃什么好？安娜：不用想了，我们去吃自助火锅吧。你觉得呢？高月：自助火锅？安娜：嗯，对。两人行，一人免单。高月：喔？我怎么不知道。好啊！安娜：我朋友告诉我的。高月：我也想吃火锅了！—————————————————————————————————If you're enjoying this story, there's so much more waiting for you inside maayot:✅ Daily bite-sized stories that suit your level ✅ native audio✅ Interactions with native for practice your speaking ✅ One tap Pinyin, explain in context for words and sentences✅ Writing and speaking exercises with real person feedback ✅ Track your learning streakNot using these features yet? Open our app or visit maayot.com and explore everything your Mandarin journey needs.If this episode made you smile, laugh, or learn something new. Please Take just 30 seconds to leave us a rating and short review. It helps other Mandarin learners discover us !

January 23, 2026 ~ Chris Renwick, Lloyd Jackson, and Jamie Edmonds speak with Kentaro Toyama, a professor at the University of Michigan, about AI's impact on jobs and wages. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most people think belief is a feeling. This episode makes a different case. Your beliefs are visible — not in what you say, but in the results you keep producing. In this continuation of last week's conversation, we break down why people can have information, opportunity, and effort — yet still see the same outcomes year after year. The issue isn't hustle or knowledge. It's what you truly believe is possible, allowed, or worth fully committing to. This episode explores how partial belief leads to partial commitment — and how that shows up everywhere: finances, relationships, faith, confidence, leadership, and decision-making. We talk about: Why belief always leaves evidence How effort without full belief creates cycles, not progress The difference between participating and fully stepping in Why your environment reinforces what you believe How results quietly reveal where commitment stops This isn't motivation. It's a mirror. If you've been doing the right things but still seeing the same results, this episode may explain why. EPISODE CHAPTERS: Chapters 00:00:00 Opening: The Practice Squad Mentality - You Don't Have to Be Perfect 00:01:50 Caleb Williams and the Ben Johnson Effect: Learning to See the Field 00:02:38 Stop Sleeping With the Enemy: Why Your Circle Is Keeping You Broke 00:03:09 It Burns My Heart: The Real Reason We Talk About Money 00:04:37 Let It Burn: When Your Credit Score Controls Your Destiny 00:07:42 God Said You Should Lend, Not Borrow: The Biblical Case for Wealth 00:09:46 Vengeance Is Mine: When People Owe You and God Is Teaching You 00:10:51 The Conference Invitation: Why You Need to Be in the Room 00:13:43 The $15 Million House Story: How Carl Made It With $30K and Good Credit 00:14:47 They Don't Want You in That Neighborhood: The Truth About Real Estate Gatekeeping 00:19:02 The Wizard of Oz Revelation: Everything You Need Is Already Inside You 00:21:27 Karl's Six-Figure Check Moment: When Belief Became Reality 00:23:51 The Dynasty Trust Attorney: When Doors Only Open at Certain Net Worth Levels 00:24:24 DeDe Said This Was the Best Christmas: When Communication Transforms Marriage 00:29:11 The Briefing to His Daughter: How Money Changed Karl's Family Language 00:31:01 Putting Money in Her Account: The Wisdom Jamal Gave Karl About His Wife 00:44:21 Just Believe: The Song, The Message, The Breakthrough 00:38:13 Every Result Has a Belief Behind It: Karl's Transformation Explained 00:49:56 Paycheck to Prosperity: The New System Mall and Karl Are Building 00:58:59 Work Your Work in the Morning, Evening Let Not Your Hands Be Idle 00:58:05 Turn the Light Switch Off: Carl's Million Dollar Moment 00:40:04 April 16-18 in Chicago: The 1% Solutions Gathering Announcement 01:06:15 Closing: Focus on This Opportunity With All Your Might

Aubrey Masango host Refilwe Marumo, author and purpose-alignment specialist, to discuss the intersection of purpose, identity, and success. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Purpose, Refilwe Marumo, Guided Beyond the Paycheck, Finding purpose, Purpose-driven work The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar's Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance.  This episode is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next. In this episode, Jean and Christine break down: Why there's no one-size-fits-all retirement plan How to shift from a saving to a spending mindset in retirement The biggest retirement blind spots – and why they're more challenging for women The steps you can take today to feel less overwhelmed about retirement planning

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Are you tired of that suffocating paycheck-to-paycheck cycle—even though you make good money? You're not alone, and you're not doing anything wrong. In this episode, Shana and Vanessa are breaking down exactly how to get a paycheck ahead and why it's the key to breathing room in your budget.We're diving into:Why living paycheck to paycheck is still the norm for so many (even with a solid income)How the budgeting system most of us learned is working against usWhat it actually looks like to be a paycheck ahead (and why it changes everything)The exact steps to shift your budget one paycheck ahead—without the overwhelmReal client stories and examples to help you visualize what this looks like in real lifeHow being a paycheck ahead makes your budget automatic, less stressful, and way more peacefulWhether your paychecks land on the 1st, 15th, or every other Friday—this episode will help you finally feel in control of your money (instead of always catching up). If you've ever said, “I make decent money, but I still feel broke,” this one's for you.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Welcome back to Is It Worth It?, the show where Logan bravely sacrifices his free time, sanity, and occasionally his snacks—just so YOU don't waste two hours on a movie you'll regret. Today we're diving into “The Roses” (2025)… a film that has the internet saying everything from “cinematic masterpiece” to “I've never been so emotionally confused in my life.”In today's episode, we break down:

❓Have a money question? Ask Ramsey is here to help! Ken Coleman and George Kamel answer your questions and discuss: “How do I stop living paycheck to paycheck?” “Should we pay the student loans my mother-in-law is supposed to pay?” “Should we buy a home when we move to a different state?” “How much should we be spending on a vacation?” “We have a collection company coming after us for money we don't owe. How should we handle this situation?” “Why won't my wife live in an RV with me?” “I am under contract for a house with leased solar panels. Should I back out of this deal?” “Should we keep helping our daughter financially after her divorce?” “Should I buy a new truck or keep my old one?” “My husband doesn't want to use our savings to pay off our home” “Can we afford a $500k house?” “Is my sister still responsible to make payments towards renovations on a home we co-own?” “How can I get out of $434,000 of debt?” “How fast should I be saving my fully-funded emergency fund?” “Should my husband change careers to make more money?” Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!If you've ever looked at your bank account and thought, “Wait… where did my money just go?” — this episode is your episode, bestie.This week, we're breaking down the 7 real reasons so many of us stay stuck in the paycheck-to-paycheck cycle (even if we're making good money). We're talking overspending, surprise expenses, one giant messy bank account, and some serious decision fatigue.And don't worry — we're not just pointing out the problems. We're showing you how to flip the script and finally get a paycheck ahead, with practical tips to bring clarity, calm, and control to your budget.We cover:

Jon looks at the protests taking place in Minneapolis, including an ICE agent confronting a protestor and fallout from protestors interrupting a church service. Jon offers up his reason for a legitimate protest in Minnesota.

Jon looks at the protests taking place in Minneapolis, including an ICE agent confronting a protestor and fallout from protestors interrupting a church service. Jon offers up his reason for a legitimate protest in Minnesota.See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Am I the Jerk? is the show where you can confess your deepest darkest secrets and be part of the conversation.

If you're making decent money but still feel like you're one bad month away from stress, this episode is for you. Joe Saul-Sehy, OG, and Neighbor Doug sit down with Mel Abraham to talk about something most Stackers think about but don't know how to start: creating income that doesn't depend entirely on showing up to work every single day. Not side hustle mania or get-rich-quick schemes. Just practical ways to build what Mel calls a "money engine" that makes your financial life steadier and way less stressful. Mel breaks down the different types of income streams, how they fit into real life (not just theory), and where to start if you're tired of feeling like your paycheck is the only thing keeping everything afloat. The goal isn't to quit your job tomorrow. It's to create options and breathing room so one surprise expense or career hiccup doesn't derail everything you've built. Then Joe and OG tackle the January financial to-do lists that flood your inbox every year. You know the ones: "15 money moves to make before February!" They separate what's worth your time from what's just financial busywork designed to make you feel productive without moving the needle. Because here's the truth. You don't need more financial homework. You need a few strategic moves that make 2026 feel more manageable from the start. What You'll Walk Away With: • How to think about building income beyond your paycheck without burning out • The different types of income streams and which ones fit your actual life right now • Where to start creating assets that work even when you're not clocking in • Which January money tasks are worth doing and which ones waste your time • How to prioritize your financial checklist for maximum impact with minimum stress • Simple ways to organize your money for the year without it becoming a second job This Episode Is For You If: • You're making decent money but still feel financially stressed • You want options beyond your paycheck but don't know where to start • You're tired of feeling like everything depends on your next paycheck • January financial advice usually overwhelms you more than it helps • You want systems that reduce anxiety, not add more tasks to your list Before You Hit Play, Ask Yourself: What's one income stream you'd love to build if you knew it wouldn't be complicated? If you only had one hour this month to improve your finances, what would you spend it on? Drop your answers in the comments or the Basement Facebook group because Mel's framework plus Joe and OG's January reality check might be exactly what you need to start the year without the usual stress. FULL SHOW NOTES: https://stackingbenjamins.com/build-your-money-engine-mel-abraham-1790 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techishTechish is back for a brand new season! In the first episode of 2026, Michael Berhane and Abadesi Osunsade look back at 2025, unpacking the two tier tech economy, the retreat from DEI and the power of collective action. They also ask what it means when a film like Sinners wins with audiences but not the industry, and for our Patreon listeners, some personal reflections on the past year.Chapters00:34 A Two Tier Tech Economy: Mass Layoffs & Massive Paychecks11:09 DEI Backlash, Target Boycott, And Black Spending Power18:49 Sinners Broke The Box Office: Why Is It Still Being Snubbed?27:11 Personal Reflections On 2025 [Patreon]This episode is sponsored by DeleteMe. Get 20% of DeleteMe at joindeleteme.com/techish with code TECHISH.Extra Reading & ResourcesAI-washing and the massive layoffs hitting the economy [CNBC]This is what plutocracy looks like [New Statesman]Target's CEO Steps Down As Sales Drop Amid DEI Boycott [POCIT]How Sinners became the most culturally important film of 2025 [The Guardian]Everyday AI: Your daily guide to grown with Generative AICan't keep up with AI? We've got you. Everyday AI helps you keep up and get ahead.Listen on: Apple Podcasts SpotifySupport the show————————————————————Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techish Watch us on YouTube: https://www.youtube.com/@techishpod/Advertise on Techish: https://goo.gl/forms/MY0F79gkRG6Jp8dJ2———————————————————— Stay in touch with the hashtag #Techishhttps://www.instagram.com/techishpod/https://www.instagram.com/abadesi/https://www.instagram.com/michaelberhane_/ https://www.instagram.com/hustlecrewlive/https://www.instagram.com/pocintech/Email us at techishpod@gmail.com

Hey Friend!   Do you currently live paycheck to paycheck? Are you paying bills first and living off of what is remaining bringing inconsistency to your budget? Does this make it hard to save money and reach your financial goals? Are you ready to live in financial security?    After today, you are going to know what it takes to create a stable income even with inconsistent paychecks and bills causing you to ride the feast or famine rollercoaster.    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. I have a BUDGET PLANNER and next week I am revealing what it looks like. Make sure you join the Budgeting With Confidence Facebook Community or become an insider so that you can see what the planner is going to look like, what it will do for you and learn all of the details behind how you can pre-order your planner. Plus take one more step by setting up your Kickstarter account so that you can be one of the first to pre-order and get a special launch day only pricing.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Set Up Your Kickstarter Account . Questions? Email me at mollybenell@gmail.com . Resources:  55. Ready for Financial Stability? How an Emergency Fund Can Get You There Fast. 84. Real Life Budget: How to Know if You're off Budget or if It's Time to Rework Your Categories. 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time. 124. Base Budgeting: The #1 Way to Live on Less and Save More

Ready? Buy Our Simplified Budget System Now!Day 3 of our Money Makeover Bootcamp: How to Stop Living Paycheck to Paycheck and Get One Paycheck Ahead. Enjoy!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!"

The Trump administration is about to start their student loan garnishments tomorrow.

Edward wants to get revenge on his sister Vivian for making out with his boss and costing him a raise! Follow us on socials! @themorningmess

A wild ride through the WNBA “Pay Us What We’re Worth” moment, a straight‑shooting economics lesson, real‑world stories about home‑defense and forced entry, plus a heartfelt reflection on Frank Beard and the magic of Brian Wilson.See omnystudio.com/listener for privacy information.