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Seventy percent of Americans live paycheck to paycheck—and it’s not just a “low-income” problem. In this episode, John Hope Bryant brings in two Hope Financial Coaches from Operation HOPE, who are on the front lines helping everyday people rebuild credit, start real businesses, escape financial trauma, and become homeowners. From refugees and survivors of abuse to struggling entrepreneurs and working families, you’ll hear real stories of transformation—and the practical money lessons behind them. This conversation breaks down the difference between hustle and business, cash flow and profit, income and wealth, and explains why mindset, coaching, and financial literacy—not just money—are the real keys to economic freedom. If you’ve ever felt stuck, ashamed, or overwhelmed by money, this episode will remind you that with the right guidance, your financial reset is possible.See omnystudio.com/listener for privacy information.
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Ready? Buy Our Simplified Budget System Now!Day 3 of our Money Makeover Bootcamp: How to Stop Living Paycheck to Paycheck and Get One Paycheck Ahead. Enjoy!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!"
The Trump administration is about to start their student loan garnishments tomorrow.
Taxes, time off, and more
In this episode, Aqura sits down with her client Mabel to talk about what it really feels like to make good money and still feel out of control financially. This conversation is for women who feel embarrassed about their money, overwhelmed by debt, and tired of feeling like bills are the only thing they can focus on.Mabel shares how money coaching helped her move from paycheck to paycheck stress to feeling safe, organized, and free with her money. She opens up about breaking scarcity thinking, setting up systems that actually work, paying down debt without putting life on hold, and finally enjoying the money she works so hard for.Register for the free training Finally Keep Money In Savings, happening Jan 7 at 6:30 PM EST.Learn more about Self Made Millionaire.Follow Aqura on Instagram @aquranicholson.
Edward wants to get revenge on his sister Vivian for making out with his boss and costing him a raise! Follow us on socials! @themorningmess
This episode follows a personal journey of one of G’s oldest and star student Jess. from learning to invest with just $10 a day to building steady income through trading, side jobs, and smarter financial choices. It covers career pivots from nursing to a higher-paying flight job, the challenges of language barriers in healthcare, and practical moves like refinancing, paying off debt, and buying a car with cash. Throughout, the guest stresses consistency, writing and working for free to build opportunities, and the mindset shifts that turned small steps into real financial progress.
A wild ride through the WNBA “Pay Us What We’re Worth” moment, a straight‑shooting economics lesson, real‑world stories about home‑defense and forced entry, plus a heartfelt reflection on Frank Beard and the magic of Brian Wilson.See omnystudio.com/listener for privacy information.
H2 - 19 Atty Generals sue Trump Admin for banning Trans Surgeries, The American Medical Assn used to treat Transgenderism as a mental illness in 80s, A texter writes, Why do we have an Invisible Governor?, The Trump Admin will soon be garnishing paychecks for student loan repayments
This episode features Dr. Felecia Froe as a guest on She Built It: Boss Lady Chronicles, hosted by Sherita Gaskins-Tillet, where she shares her powerful journey from practicing physician to real estate investor and founder of a women-centered wealth-building community. She opens up about burnout, fear, financial loss, and rebuilding from scratch - including losing everything during the financial crisis and starting again with intention, mentorship, and clarity. This conversation reframes money as a tool for freedom, options, and impact, and invites women to rethink how wealth can support not just their lives, but their values and the communities they care about. [00:00 – 06:30] From Medicine to the Question of "What's Next?" [06:31 – 13:45] Burnout, Fear, and the Cost of Staying Stuck [13:46 – 21:10] Discovering Wealth Beyond a Paycheck [21:11 – 29:30] Losing Everything and Choosing to Start Again [29:31 – 38:15] Control, Community, and a New Way to Invest [38:16 – 45:30] Wealth With Purpose: Social Impact & Women's Freedom
Send us a textWhat happens when the corporate climb stops feeling like success and starts sounding like a countdown? Vlad Tayman reached that edge—under a CEO, high pay, higher cortisol—then hit a wall that made him question everything. From medical leave to the fear of being quietly replaced, he turned toward a path that didn't demand more hours but asked for better systems: selling options premium for steady, probability-based income.We walk through the exact thinking that replaced “get rich quick” with “get paid predictably.” Vlad breaks down premium selling in plain English—how money hits your account upfront, why probabilities matter more than predictions, and the guardrails that keep greed in check. He explains why one-on-one coaching compressed years of trial and error into months, the step-by-step progression from swing trading to cash-flow strategies, and the business metrics he uses to target consistent 8–10 percent monthly returns while protecting capital. You'll hear how compounding becomes a force-multiplier, with real client examples that turned small accounts into meaningful second incomes.But this isn't just about trades. We talk mental health and the trap of business, building optionality to calm anxiety, and the habits that keep you steady: tracking steps and macros, using a treadmill desk to reclaim time, and practicing proactive communication that strengthens relationships. Vlad shares his approach to contribution through mentorship and the quiet spiritual practices—reflection, gratitude, long walks—that keep him grounded. If you've felt the rumble of layoffs, AI reshaping roles, or the weight of living paycheck to paycheck, this conversation gives you a pragmatic way to build resilience and choice.Want to learn the strategy and see it live? Grab access to Vlad's trading community vault via the link below. If this helped you think differently about money and time, follow, share with a friend who needs it, and leave a quick review so more people can find it.To Take Advantage of Vlads Offer:https://start.traderfoundation.co/Clockedin?lead_source=clockedin&lead_medium=podcast To Reach Jordan:Email: Jordan@Edwards.Consulting Youtube:https://www.youtube.com/channel/UC9ejFXH1_BjdnxG4J8u93Zw Facebook: https://www.facebook.com/jordan.edwards.7503 Instagram: https://www.instagram.com/jordanfedwards/ Linkedin: https://www.linkedin.com/in/jordanedwards5/ Hope you find value in this. If so please provide a 5-star and drop a review.Complimentary Edwards Consulting Session: https://calendly.com/jordan-edwardsconsulting/30min
Shane Boston loved cowboying but to support his family he took a job at a concrete plant. He started at the bottom but it was a good secure paycheck. He was young and hungry with a good work ethic and soon worked his way up through the ranks but after a while he began to notice his paycheck wasn't as secure as he thought. Shane saw how replaceable you could be to a company so he decided he needed to build something of his own. Southern Welding was born. Through lots of struggle, hard work, and mentorship they found success in their niche. He's since been able to build his own ranching and horse operation, Southern Ranches. They've made a huge splash in the rope horse world. Review Wizard:https://www.reviewwizard.io/io-demo486587?am_id=crockett9437Sponsorship:https://form.jotform.com/251243256767057Diversified Payments:https://www.diversifiedpayments.com/wealthycowboyThe Wealthy Cowboy Mastermind:https://www.skool.com/the-wealthy-cowboy-vip-6536/about?ref=d30cd83cb8824bc7885158a8ec9366a5
From Struggling Paychecks to Sales Powerhouse: Dusty Clancy's Jaw-Dropping Transformation! Ever feel like life keeps knocking you down, no matter what you do? Meet Dusty Clancy, husband, father, and sales consultant at Revolution Power Sports in Conroe, Texas, whose story will leave you inspired, fired up, and ready to level up your own life. In this explosive episode of Level Up + Live, host Sean Meyers sits down with Dusty to uncover the raw, unfiltered story behind his transformation. Dusty shares how he went from living paycheck-to-paycheck, buried in debt, and feeling lost, to achieving a 21-unit sales month, rebuilding his faith, strengthening his family life, and finding true purpose in community. Hear how Dusty: Took his first steps back into faith and how it reshaped his mindset and his family life Turned sales from a stressful grind into a fun, high-performing experience Tackled almost $100,000 in debt head-on, learning confidence and discipline along the way Learned the power of accountability, mentorship, and surrounding himself with the right people Balanced family, leadership, and personal growth, proving that success doesn't have to cost your relationships or sanity From childhood challenges, injuries, and career obstacles to stepping into leadership, mastering sales, and living life on his own terms, Dusty's story is a masterclass in resilience, discipline, and self-discovery. If you're a business owner, leader, or anyone committed to leveling up without losing yourself, this episode is a blueprint for transformation. Dusty proves that with faith, focus, and the right community, you can turn life around, crush your goals, and live intentionally every single day. Listen now and get ready to take notes, because this is the story that will push you to level up, take control, and rewrite your own life story. Ready to Level Up Your Life and Business? Join our Level Up + Live Mastermind, the weekly power room for business owners and leaders hungry for clarity, accountability, and growth without sacrificing their soul in the process. Try it FREE for one month, levelupandlive.com/contact Hit play. Get uncomfortable. Live with intention. Stay in the loop; stay in the lead! Get exclusive insights on business, fitness, leadership, and community straight to your inbox! Subscribe to the Level Up + Live newsletter now Level Up + Live Tools to Level Up! Free Resources — Level Up + Live
Most new investors think NOI equals cash in their pocket. It doesn't. In this episode, I break down what NOI actually is, how the capital stack works, why GPs get paid last, and how misunderstanding this one concept can destroy deals before they even start. If you want to avoid rookie mistakes and underwrite like a pro, this is required listening.
Today, we're revisiting one of our favorite Money For Couples episodes of the year. Update: Romy and Travis recently shared an update on YouTube about where they are now. You can watch it here. Romy and Travis's story struck a chord with listeners because it shows what really happens when a couple is earning good money…but operating with completely different expectations, habits, and fears around money. This episode is a perfect example of how old patterns can quietly shape a relationship—and what it takes to break them. If you missed it the first time, or want a refresher, this is one of the most revealing conversations of the year. In this episode: • Why Travis believes he can always “go fishing” to make money • How their childhoods shaped their attitudes toward money • The emotional weight Romy carries as the only planner • The story behind Romy's secret UK savings • Their unclear approach to buying property • How disorganized thinking affects everything from taxes to tipping • The risks of having no real emergency fund • Why Travis's role as the “reassurer” holds them back • How Ramit helps them redefine generosity • The first steps toward rebuilding trust Chapters: 00:00 — “I tapped my card and it said insufficient funds” 09:23 — “I'm living the same financial life as my parents” 18:13 — Breaking down their numbers 38:14 — The weight of taking on the “man's” role 52:48 — “I've been poor before—I'll be poor again” 1:02:08 — Living on hope, not numbers 1:12:05 — “We're doing this together” 1:28:56 — Where are they now? Romy & Travis Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
The inflation narrative is unraveling—and the numbers don't lie. Tara breaks down why tariffs never caused inflation, how money printing actually did, and why the media suddenly stopped blaming tariffs once political power changed hands. From a dramatic drop in inflation to wage growth, tax relief, and looming bond market risks, this episode cuts through the noise to explain what's really impacting your wallet—and what could be coming next.
Taurea Vision Avant, founder of Book Profits Club™, a business that helps authors, speakers, and coaches turn their books into consistent income streams of $10,000 or more each month.Through training, coaching, media exposure, and a supportive author community, Taurea shows entrepreneurs how to transform their books into authority-building, money-making machines that open doors to speaking gigs, publicity, and lasting impact.Now, Taurea's personal journey from burnout and isolation to building a thriving community demonstrates the power of resilience, faith, and recommitment to both business and life.And while creating platforms that spotlight her clients on global stages, magazines, and TV, she continues to champion authors who want to turn their message into meaningful success.Here's where to find more:www.howtospeakmorestages.comwww.instagram.com/visionavantwww.facebook.com/visionavantwww.linkedin.com/in/visionavant________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself
You know why we do this? Because of all the dollar bills. That's right, we do it for the Paycheck[2003]. What do you mean you don't recall the John Woo film from that era outside of Mission Impossible 2? Did the performance of Ben Affleck, Uma Thurman, or Aaron Eckart not sear itself into your mind? Well listen to us dredge this corpse up and put it on the dissection table. This is the era of Hollywood milking the estate of Phillip K Dick. Ben Affleck is the protagonist who does engineering jobs where he has his memories cooked after completion. That way he can't sell the tech he develops … Continue reading "Popcorn Pulse 255: Podcheck"
Polyworking — or working two jobs — is a growing trend among workers that comes with various risks and consequences. Discover the legal implications, how it can impact your well-being, and how to bring it up to your manager to avoid violating workplace policy with expert guidance from Jonathan Segal, attorney at Duane Morris. Resources from this Week's Episode: 2026 HR Trends: Planning for Business Impact - https://www.shrm.org/topics-tools/news/hr-trends Ask-a-Lawyer Q&A: Polyworking – shrm.org/topics-tools/flagships/all-things-work/ask-a-lawyer-polyworking Subscribe to the All Things Work newsletter to get the latest episodes, expert insights, and additional resources delivered straight to your inbox: https://shrm.co/fg444d --- Explore SHRM's all-new flagships. Content curated by experts. Created for you weekly. Each content journey features engaging podcasts, video, articles, and groundbreaking newsletters tailored to meet your unique needs in your organization and career. Learn More: https://shrm.co/coy63r
This week on the Retirement Quick Tips podcast, I'm sharing with you my favorite topics that didn't quite make it to the podcast this year - mostly a collection of articles that I found interesting and wanted to cover on the podcast, but it never made it to the top of the heap. Today, I'm sharing with you an article from Investopedia - The Shocking Number of Rich People Who Live Paycheck to Paycheck
It’s that time again! We drink champagne, and we know Christmas movies. This year, we broke our holiday movie discussion up into two parts. In part one, we discuss Oh What Fun (Amazon Prime), A Merry Little X-Mas (Netflix), and Champagne Problems (Netflix). It’s the Notorious B-I-Gingerbread Man. What about the Chet of it all? […]
It's that time again! We drink champagne, and we know Christmas movies. This year, we broke our holiday movie discussion up into two parts. In part one, we discuss Oh What Fun (Amazon Prime), A Merry Little X-Mas (Netflix), and Champagne Problems (Netflix). It's the Notorious B-I-Gingerbread Man. What about the Chet of it all? Put the sex back in Christmas!Feedback: TheBroadcasters3@gmail.com or 331-BROADS3 (331-276-2373)Links: Merchandise, Matt's Broadcast Book ClubSubscribe (MP3) l Become a Patron l Join Our Facebook GroupBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-broadcast-with-amanda-shandy-and-colleen--2940971/support.
So as I've done for the last couple of years, I'm taking a break from publishing new episodes for the month of December. New episodes will resume on Monday, January 5th. In the meantime, check out the info below on top episodes from 2025 to catch up on. Also, listen to hear plans for the podcast in 2026! 2025 Highlights: Top Episodes Topics Money Mindset Wealth Building Investing Episodes on Money Mindset 191 | Navigating Finances with a CFO Mindset 193 | Hip Hop and Financial Literacy 195 | Improve Your Money Behavior Part 1: Understanding Procrastination and our Spending Habits 196 | Improve Your Money Behavior Part 2: Investing 197 | From Middle-Class to Millionaire 207 | Breaking Free from Paycheck to Paycheck Living Part 1 – Mindset, Gratitude, and Challenging Conventional Financial Wisdom 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 222 | Love, Money, and Wealth in Relationships Part 1 223 | Love, Money, and Wealth in Relationships Part 2 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Wealth Building 185 | Child-Free Wealth: Rethinking Financial Independence 197 | From Middle-Class to Millionaire 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 210 | 7 Basic Wealth Strategies 211 | 7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 212 | The Investor's Golden Playbook Part 1 – How a Financial Expert Built Wealth and a Legacy 219 | Lessons from Generational Wealth Part 1 220 | Lessons from Generational Wealth Part 2 – The Real Secrets of the Wealthy 222 | Love, Money, and Wealth in Relationships Part 1 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Investing 187 | For the Investment Curious 192 | Empowering Women: Investing with Confidence and Values 193 | Hip Hop and Financial Literacy 196 | Improve Your Money Behavior Part 2: Investing 200 | Financial Fees Explained: Navigating the Costs of Investment Advice 205 | Reviving Investment Clubs: Strategies for Young Investors 206 | Creating a Lasting Financial Legacy 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 226 | Demystifying Money, Becoming Financially Empowered Top 5 Episodes based on Downloads 198 | Reverse Budgeting: Turning Your Finances on Their Head 211 | 7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Gen Wealth 199 | Layoff Preparedness: Building Resilience and Financial Security 214 | Navigating Elder Care Part 1 – Protecting Your Family's Wealth
Join us as we talk with Cris Ritchie about the exciting new Teleworks Academy from the Eastern Kentucky Concentrated Employment Program (EKCEP). Learn how this enhanced program is creating personalized pathways to high-demand remote work opportunities, empowering Eastern Kentuckians to build stable, rewarding careers without having to leave home.The Teleworks Academy is an enhanced, free program by EKCEP, designed to equip Eastern Kentuckians with the skills, confidence, and connections needed to land and succeed in legitimate, long-term remote (work-from-home) careers.Core Mission: Its mission is to prepare, advance, and expand the workforce of Eastern Kentucky by making the global job market accessible from local homes. It focuses on turning job seekers into job ready candidates for high-demand remote roles.Biggest Benefit: The ability to secure a sustainable, higher-wage job while staying right here at home.Life-Changing Impact (ROI):Eliminates the Need to Move: Job seekers can access the global economy and better careers without the emotional and financial cost of relocating, keeping families and communities together.Improved Quality of Life: Less stress, lower costs (no commute), and more time with family (increased parental presence).Economic Stability: Provides a path to a career, not just a job, leading to higher annual wages and greater financial well-being.Teleworks USA (Old Model): Primarily focused on job-matching and offering quick workshops (e.g., customer service, digital literacy) to prepare candidates for immediate, entry-level remote jobs.Teleworks Academy (New Model/Enhancement): Represents a more comprehensive, structured career journey.Personalized Roadmap: Starts with a dedicated Career Advisor who assesses skills, creates an individualized training plan, and provides one-on-one guidance from enrollment through placement and beyond.Deeper Training: Offers recognized certifications and more in-depth, practical skills training developed with partners like the University of the Cumberlands.Sustained Support: Provides ongoing support even after a person is hired to ensure long-term job retention and success.Links: - ekcep.org - ekcep.org/programs-services/teleworks/- youtube.com/watch?v=LFrQAfLCh1c&t=9s
Living paycheck to paycheck making over 300k a year. We have a police chief problem in our cities. Police departments refusing to give real crime numbers. Why is Jasmine Crockett putting out ads for the Texas Primary when she doesn’t have any competition? Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.
Scott Peters on Trades, Talent and the Culture Shift Manufacturing Can't AvoidScott Peters is one of those guests who reminds you why the industry still matters. He came up in the late seventies, learned the trade before CNC was common, built model-kit molds that ended up on Kmart shelves, moved into medical devices where your mistakes affect real lives, and eventually ran a 300-person plant in Guangzhou where “yes-boss culture” smashed into his belief that people should think for themselves.This conversation isn't polished. It's real. Offshoring. Apprenticeships. Pay. Responsibility. Pride. And the uncomfortable truth that young people won't line up for jobs that pay less than McDonald's.Scott argues that culture isn't a slogan. It's whether people feel safe enough to tell you you're wrong and proud enough to stand beside the work they produce. If you care about the future of plastics, the trades or the next generation coming up behind us, this one is worth the time.What you'll hearScott's jump from the Marines to an apprentice mold maker after his mother spotted a classifieds ad and pushed him toward it.What mold shops looked like in the late seventies and early eighties when CAD wasn't an option and everything ran on skill, graphite smudges and problem solving.Why seeing his designs turn into products on store shelves changed how he viewed responsibility and pride in the trade.How managing a Chinese plant forced him to break top-down culture and build a team willing to challenge him instead of nodding along.Why he thinks shops are losing young talent to Amazon warehouses and fast food, and how transparent pay ladders used to keep apprentices motivated for years.The generational damage caused by offshoring and why communities still don't trust manufacturing jobs even as the work returns.How to build culture that works on the floor instead of in HR decks: respect, honesty, disagreement and shared ownership of deadlines.Where to listenAvailable on all platforms. Search “Manufacturing Culture Podcast.”#manufacturingculture #manufacturing #trades #skilledtrades #plastics #injectionmolding #moldmaking #manufacturingjobs #engineering #operations #leadership
WNBA star Lexie Brown joins Joy Taylor for a raw, unfiltered Two Personal interview — and nothing is off limits. From the WNBA's “feminine era” to league gatekeeping, player relationships, NIL money, Crohn's disease, dating as a pro athlete, and the reality of social media trolls — Lexie holds NOTHING back. Lexie explains why the WNBA finally stopped gatekeeping players' personalities, how femininity is finally being embraced, and the truth behind the public feud involving the commissioner. She also breaks down the new wave of fans, the impact of NIL on women's sports, and why players deserve real revenue sharing — not “be grateful and quiet.” Joy and Lexie then go deep into dating, monogamy, sex expectations, cheating, “fake pages,” male loneliness, why men don't have friends, and the internet's obsession with women's bodies. One of the most honest conversations we've ever had on Two Personal. Learn more about your ad choices. Visit megaphone.fm/adchoices
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Check out Office Hours!Guess who's back on the podcast? Our incredible coach Michelle is here, and she's bringing the behind-the-scenes scoop from office hours — aka where the magic happens every single week. Whether you've joined us live or you're wondering what office hours are all about, this episode breaks down the real questions people are asking (and the “aha” moments they're walking away with).From paycheck planning to deciding between savings buckets and spending accounts, this convo is full of clarity, encouragement, and real-life strategy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
Andy and Randy visit the Backpage with Beau Johnson
When it comes to empathy at work, there are a hundred different ways to infuse empathy into your operations and systems - in real, practical, non-emotional ways. One of those ways is to look at compensation strategies and professional growth and development.Today, Scott Trumpolt talks about empathy in compensation that leads to better employee engagement and more strategic growth. We discuss both the pitfalls of pay transparency leading to a dead end, but also the upside in how it catalyzes your company to reflect on and improve internal practices. He talks about how compensation is more than just salary, and the overlooked piece of career architecture - a concept that supports the Clarity pillar of empathetic leadership. Scott shares why programs fail, but culture shifts succeed, the #1 element to think about in determining competitive compensation structures, and why empathy is vital to ensure that compensation is about a one-on-one conversation and not a one-size-fits-all proposition. Scott also shares how HR leaders can strengthen credibility with business leaders and move the needle on company growth.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…Driving solutions aimed at employee engagement.Why compensation is not a one-size-fits-all solution and needs to be tailored to your employees and organization.Balancing pay transparency and directing packages and compensation for the individuals.Why job titles and compensation matter."There's a reason why compensation is not in finance. Yes, I use a lot of numbers, but we do it in a completely different way, and we are impacting the individual directly." — Scott TrumpoltEpisode References: Drive: The Surprising Truth About What Motivates Us by Daniel PinkThe Empathy Edge: Rhonda George-Denniston: Why Betting on Your People Leads to Market DominationAbout Scott Trumpolt, Managing Director & Compensation Consultant:Scott Trumpolt's career is defined by a seamless evolution from corporate leadership to independent consultancy, reflecting over 30 years of expertise in compensation planning, HR leadership, and rewards strategies. For 18 years, Scott excelled in the corporate world, holding leadership roles in HR and Compensation across the United States and Germany. In 2012, he launched Trumpolt Compensation Design Solutions (TCDS) to provide bespoke solutions tailored to the unique needs of organizations worldwide.Scott's corporate experience provided a solid foundation for mastering market-based pay structures, sales incentive plans, and job classification systems. Transitioning into independent consultancy, Scott has spent the past 12 years leveraging this expertise to deliver innovative, client-focused strategies. Scott's global reach includes projects across North America, Europe, Asia Pacific, and Latin America/Caribbean, reflecting his adaptability to diverse work cultures. He is a Certified Global Remuneration Professional (GRP), holds a master's degree in Human Resources Management, and has maintained an A+ Better Business Bureau rating, underscoring his commitment to excellence and client satisfaction.From Our Sponsor:Keynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariaross Connect with Scott: Trumpolt Compensation Design Solutions: hrcompensationconsulting.com LinkedIn: linkedin.com/in/scott-trumpolt-m-a-g-r-p-257a6b317 BBB profile: bbb.org/south-east-florida/login/page/0/?li=1 Connect with Maria:Get Maria's books on empathy: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Course! Leading with EmpathyLinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceThreads: @redslicemariaKeynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariarossGet your copy of The Empathy Dilemma here- www.theempathydilemma.com
If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our Money Diarist started on eight dollars an hour at Macca’s, saved like a girl with a plan, and built a foundation that most of us don’t hit until our thirties.... and she did it before she could legally rent a car. This episode is packed with the stuff that actually matters when you’re starting small. The tiny habits that added up to her first thirty thousand dollars. The mindset that kept her choosing long-term wins over short-term fun. The discipline she built on a low wage that turned out to be her biggest superpower once her income jumped. If you’ve been telling yourself you’ll start saving “when you earn more,” this diary will change your whole perspective, and maybe your next pay cycle too. If you want the motivation to start with what you’ve got, this diary will light that fire. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
END OF YEAR SUPPORT: Give a one-time or recurring donation on PayPal. Or click here or click on the Support-Donate tab on our website to subscribe for as little as $3 a month. We are so grateful for this small but growing amount of monthly crowdsource funding on Patreon. PATREON NOW HAS A ONE-TIME, ANNUAL DONATION FUNCTION! On the 2025 Thanksgiving holiday, the lies of settler colonialism have never been laid so bare, for all the world to see. Gerald Horne discusses a plot to re-enslave Haitians. And in DC, a call for a boycott of Amazon and Whole Foods, connecting the dots between tech corporations, increasing surveillance, ICE raids, and authoritarian over-reach in the U.S. Plus headlines. “On the Ground: Voices of Resistance from the Nation's Capital” gives a voice to the voiceless 99 percent at the heart of American empire. The award-winning, weekly hour, produced and hosted by Esther Iverem, covers social justice activism about local, national and international issues, with a special emphasis on militarization and war, the police state, the corporate state, environmental justice and the left edge of culture and media. The show is heard on three dozen stations across the United States, on podcast, and is archived on the world wide web at https://onthegroundshow.org/ Please support us on Patreon or Paypal. Links for all ways to support are on our website or at Esther Iverem's Linktree: https://linktr.ee/esther_iverem
Da'Vine Joy Randolph is an Oscar-winning, Tony-nominated actress, best known for her roles in projects like The Holdovers and Only Murders in the Building. Yesterday, her newest project, A24's romantic comedy, Eternity, hit theatres. On this episode, Randolph discusses her relationship with money, power, and style, including why her family prioritized education, when she admitted to herself she really did want to win an Oscar, and why she aims to be “stylish” rather than “fashionable.” Plus, she shares behind-the-scenes details of filming Eternity and where she would choose to spend her own personal eternity.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Erica talks through the often-ignored issue of why business profits don't always translate into personal take-home pay. She introduces the 50/25/25 Rule to help consultants achieve financial stability, explaining how to divide profits into owner distributions, tax liabilities, and business reserves. Erica also discusses the nuances of tax planning based on location and household income. 00:00 Intro 00:51 The Profit and Paycheck Disconnect 01:27 Introducing the 50-25-25 Rule 02:53 Breaking Down the 50-25-25 Rule 05:28 Implementing the Rule with Rolling Averages 06:36 Adjusting for Taxes 08:03 Creating Financial Stability and Confidence 08:48 Final Thoughts www.ericagoode.com ____________________ Resources Referenced: 103. Forecasting for Real Life | https://www.ericagoode.com/podcast/ep103 ____________________ Connect with Erica | LinkedIn | Website | Newsletter
The Power of a Second Income — Why One Paycheck Is the Biggest Financial Risk of Your Life Depending on a single income stream today is like walking a tightrope with no safety net. Corporate layoffs. Rising cost of living. Entire industries shifting overnight. So here's the real question:
It's important to know who we work for. I don't mean the name of your boss or the name of your company. I mean, who is your company? What do they stand for? What do they support with their profits? We need to know everything about the company where we invest 40 to 50 hours weekly. I'm just saying you need to be aware of the company you're working for to make sure that they're not taking your hard-earned hours and turning them into a campaign to destroy the biblical worldview that this great country was founded upon. Who do you work for, really? It is a really important question to ask. If you are already in a job with a company that does not honor God, see how you can make a difference. But if you're searching for work, choose wisely because you were called to be a good steward, including where you invest your work time.
There's something deeply counterintuitive about generosity in our modern world. We've been taught that security comes from accumulation, that freedom is measured by our bank balance, and that the path to happiness is paved with purchases. Yet research in neuroscience, psychology, and happiness studies consistently reveals what Scripture has been declaring for thousands of years: when we give, we flourish.__________Get more out of today's teaching by visiting our Church Online page for things like our community guide, a weekly devotional, and the teaching slides. EthosOH.com/churchonline
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Who gets an actual payCHECK anymore?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
(November 17,2025) California Republicans split on President Trump’s immigration strategy, poll finds. LAX approved $1.5BIL to relieve traffic… opponents say it won’t work. “Things are pretty crappy:” 1 in 4 US households are living paycheck to paycheck. Is more development coming to California’s coast.See omnystudio.com/listener for privacy information.
David does The News.
Headlines: – Welcome To Mo News (02:00) – Government Turns Back On: Flight Status Update (07:00) – Pentagon Preparing For Possible Military Action in Venezuela (15:00) – Rubio Calls For Foreign Governments To Stop Funding Sudan Paramilitary As War Expands (19:00) – 1 in 4 US Households Are Living Paycheck to Paycheck (23:50) – Britain's 300-Year Tradition Of Wearing Wigs In Court Gets A Trim (26:00) – ‘Naked' Cheetos and Doritos Ditch Iconic Colors in Health Push (29:10) – Holiday Shopping Preview With Target (31:45) – AI-Generated Country Song Is Currently Topping Charts in America (35:10) – What We're Watching, Reading, Eating (39:00) Thanks To Our Sponsors: – LMNT - Free Sample Pack with any LMNT drink mix purchase – Industrious - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Surfshark - 4 additional months of Surfshark VPN | Code: MONEWS – Factor Meals – 50% your first box plus free shipping | Promo Code: monews50off – Shopify – $1 per-month trial | Code: monews
Patrick Bet-David, Tom Ellsworth, Adam Sosnick, and Vinnie Oshana break down the government shutdown, how Trump flipped the Senate, and why Democrats used it to win blue-state elections. The crew debates inflation, affordability, and America's recurring “government showdowns.”
Most people think rate cuts will save them—but the truth is, we're already out of runway.Rich sits down with Kenny Simpson, capital markets expert and founder of KBS Lending, to break down what's really happening in the economy heading into 2026. From record-high credit card debt to collapsing liquidity and mass layoffs, Kenny shares why most Americans are one unexpected bill away from disaster—and how savvy investors are quietly positioning for the biggest buying window in years.They cover:What's really driving the Fed's rate cuts and when to expect the next oneWhy the job market has been the only thing holding the economy togetherHow car repossessions and consumer credit reveal a brewing crisisWhy 2026 could trigger both a refi boom and a wealth resetThe smartest plays for investors during a high-rate, low-liquidity economyIf you're serious about building wealth while everyone else is tightening their belts, this episode will show you exactly how to play the coming reset.Let's go.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.
More than a million federal workers are missing their first full paycheck as the shutdown stretches into week four, with pressure building on Washington to end the standoff. A wild NBA gambling scandal involving secret gadgets lands an active player and a Hall of Fame coach in legal trouble. And Russia's president shrugs off new U.S. sanctions after President Trump cancels his summit with Vladimir Putin.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Emily Kopp, Russell Lewis, Kate Bartlett, Mohamad ElBardicy and Martha Ann Overland.It was produced by Ziad Buchh, Ben Abrams and Christopher ThomasWe get engineering support from Stacey Abbott. And our technical director is Carleigh Strange.And our Executive Producer is Jay ShaylorLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
President Trump pivots from the Middle East to peace in Ukraine, Trump intervenes to protect military paychecks amid the shutdown, and drug cartels declare “open season” on federal agents. Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: Vanta - Visit https://vanta.com/MORNINGWIRE to sign up for a free demo today! Boll & Branch - Get 20% off Bed Bundles at https://BollAndBranch.com/WIRE Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump travels to Israel to meet with leaders and hostage families as the peace deal takes effect, mass layoffs take shape as the shutdown continues, and we dig into the latest polling data on two Virginia races. Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: American Beverage Association - Learn more about America's beverage companies at https://WeDeliverForAmerica.org ZocDoc - Find and instantly book a top-rated doctor today. Visit https://Zocdoc.com/WIRE #sponsored - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit megaphone.fm/adchoices