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Tonya Rapley is a nationally recognized millennial money expert. She was deemed the “New Face of Wealth Building” by Black Enterprise magazine and was selected as a Modern History Maker by TV One. Her mission is to help millennial women break the cycle of living paycheck to paycheck and look fabulous while doing it. Because of her relatable personality and fabulous flair, Tonya is a highly sought after media personality. Her work has been featured in Women’s Day, EBONY, and on CentricTV. Tonya’s expertise has also been recognized by popular media outlets such as, the NY Daily News, Yahoo! Finance, and Marketwatch. As a writer, Tonya has also contributed to Credit.com, Buzzfeed, and TheRoot.com, making a powerful influence on the financial lives of millennials.
Visit kitodelgado.com/tonyarapley for complete show notes! Tonya Rapley is a nationally recognized millennial money expert and founder of the award-winning site, My Fab Finance. She has graced the cover of Black Enterprise magazine and was deemed the "New Face of Wealth Building". She was also selected as a Modern History Maker by TV One and has been recognized as one of the “Top 10 Most Influential Women in Personal Finance on Twitter”. Her mission is to help millennial women break the cycle of living paycheck to paycheck and own their power. An engaging, relatable, and fun public speaker, Tonya has spoken at The New York Stock Exchange, Essence Fest, Bloomberg, The Taco Bell Foundation, PepsiCo, Fidelity and a host of colleges and universities across the country. 3 KEY HIGHLIGHTS 1. Know your worth! Walk into any room with the understanding that you're supposed to be there, and you deserve to be there. 2. So many aspiring entrepreneurs chase exposure without having systems in place to capitalize on the attention. Develop your systems first and then pursue eyes. 3. Tonya's advice for improving your finances- "Sit down and be honest with yourself on where you are and where you want to go." You need to be crystal clear on what you want to do and block out the opinions of others; including your parents. Check out Tonya's new book, "The Money Manual: A Practical Money Guide to Help You Succeed On Your Financial Journey."
Today in the guest chair we have Tonya Rapley. Tonya is a nationally recognized millennial money expert and founder of the award-winning site, My Fab Finance. She has graced the cover of Black Enterprise magazine and was deemed the "New Face of Wealth Building". She was also selected as a Modern History Maker by TV One and has been recognized as one of the “Top 10 Most Influential Women in Personal Finance on Twitter”. Her mission is to help millennial women break the cycle of living paycheck to paycheck and own their power. Because of her relatable personality and fabulous flair, Tonya is a highly sought after media personality. Her work has been featured in Glamour, Cosmopolitan, EBONY, and on CentricTV. Tonya’s expertise has also been recognized by popular media outlets such as Forbes, the NY Daily News, Yahoo! Finance, and Marketwatch. As a writer, Tonya has also contributed to Credit.com, Buzzfeed, and TheRoot.com, making a powerful influence on the financial lives of millennials. On this episode, you’ll learn how Tonya went from crying tears of frustration at a thankless job to branching out on her own as a Personal Finance Coach and Entrepreneur. Listen on Apple Podcasts, Soundcloud, Stitcher and Google Play Links mentioned on this episode My Fab Finance Profit First book Rakia Reynolds Click here to subscribe via RSS feed (non-iTunes feed): http://sidehustlepro.libsyn.com/rss Announcements This episode is brought to you by FreshBooks. FreshBooks is offering an unrestricted 30 day free trial for all my listeners. No credit card required. Visit FreshBooks.com/SIDEHUSTLEPRO and enter SIDE HUSTLE PRO in the how did you hear about us section. This episode is also brought to you by Skillshare. Skillshare is offering Side Hustle Pro listeners a limited time offer of 3 months of Skillshare for just 99 cents. To sign up, go to Skillshare.com/hustlepro99. Act now for this special New Years offer, and start learning today. Side Hustle Pro is now over 5388 members strong. If you’re looking for a community of supportive side hustlers who are all working to take our businesses to the next level, join us here: http://sidehustlepro.co/facebook Social Media Info Connect on Instagram: Tonya Rapley - @myfabfinance Side Hustle Pro – @sidehustlepro #SideHustlePro
One of the most powerful but overlooked tips for getting your finances under control is to find a personal finance coach who can help you assess your situation and make a plan to deal with it. Today’s guest is Tonya Rapley, an amazing black woman who has taken personal finance coaching to a whole new level. She’s become one of the go-to resources for many women when it comes to developing a way out of debt and into wealth. You’ll learn a lot from her tips and advice, so be sure you listen to this episode. Why would you want to hire a personal finance coach? A personal finance coach is an amazing resource most women entrepreneurs don’t tap into. The right person will be a resource like no other - a professional when it comes to financial tools and strategies, and a third-party who can help you be objective about the things you’re doing with your money. If you’d like to hear one of the best, you need to take the time to hear Tonya Rapley from My Fab Finance, on this episode. Know that your financial situation does not define you. There are many situations women find themselves in financially that not only make life tough on a practical level but are also challenging in regard to the way they think about themselves. Financial struggles can cause you to feel like you’re not capable or not enough. But today’s guest - a personal finance expert - says that you ARE enough, no matter your situation. You can’t let the situation define you personally. Find out how Tonya suggests you go about it, in this episode. Snowball your debt and gain your financial freedom faster. If you’ve never heard of the concept of a debt snowball, you need to know about this incredible approach to accelerating debt elimination. It’s pretty simple: you start making the largest payment you can on your smallest debt until it is paid off. Once it is, you start rolling that entire payment into your next smallest debt and repeat the process. Over time your payments snowball into a bigger and bigger amount so that you’re able to pay off your debt quickly. Today’s guest walks through the concept in detail so make sure you take the time to listen. How you know it’s time to step out to build your own business. When Rosetta asked her guest, Tonya Rapley, what she would suggest to women who are eager to build their own business, she had some very practical advice. Make sure you have paying clients before you step out into your own thing. You’ve got to know that what you’re doing is valued and people are willing to pay for it - before you put all your eggs in that basket. You can hear more great insights like this from Tonya on this episode of Happy Black Woman. Outline of this great episode [0:30] Today’s guest, Tonya Rapley. [2:00] Tonya’s mission and how it’s developed into a great resource for others. [4:49] How Tonya decided to take the leap and make her business her only income. [9:40] The services Tonya offers through her business. [12:35] First steps to starting off your debt repayment plan. [16:44] Advice for unemployed women regarding debt and finances. [23:12] Amazing books Tonya recommends. [28:56] The number one piece of advice Tonya has for you. Resources & Links mentioned in this episode www.MyFabFinance.com Tonya’s free gift: http://myfabfinance.com/hbwpodcast/ BOOK: The Power of Habit BOOK: The Energy of Money BOOK: The Wealth Choice BOOK: The One Page Financial Plan BOOK: Girl, Get Your Money Straight BOOK: Profit First About TONYA RAPLEY Tonya Rapley is a nationally recognized millennial money expert and founder of the award winning site, My Fab Finance where she helps millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. Tonya was deemed the "New Face of Wealth Building" by Black Enterprise magazine and was selected as a Modern History Maker by TV One. Her work has been featured in Glamour, Women’s Day, EBONY, Marie Claire, and on Forbes, Business Insider, and Buzzfeed. She is the host and executive producer of the web-series Fab Finance with Tonya for Centric and is the creator of the #BanishTheBalance challenge, a debt elimination challenge that helped over 4,000 participants pay off more than $210,000 of debt in sixty days.
Tonya Rapley is a nationally recognized millennial money expert and founder of the award-winning site, My Fab Finance. She was deemed the "New Face of Wealth Building" by Black Enterprise magazine and was selected as a Modern History Maker by TV One. Her mission is to help millennial women break the cycle of living paycheck to paycheck and look fabulous while doing it. Episode Outline 03:10 What are you most grateful for right now? 03:30 What got you interested in Finance? 04:15 What was the back story for putting this brand in place? 06:25 What MyFabFinance does today? 08:00 What steps did you take to build your personal brand over the past several years? 11:25 What have you had to give up to grow up? 14:00 The biggest misconceptions people have about their credit and finances? 21:20 What's the best wisdom you'd like to impart to those willing to listen? 23:20 Why black people struggle with investing for the next generation? 33:20 What's one action we should take this week to blaze our trail?