Podcasts about Forbes

Someone out there is looking for exactly what you do. So what makes them choose you over the hundred other people offering something that sounds just like it? Whether you're a coach, a consultant, a speaker, an author, or a service-based business owner, that's the question underneath everything — and most people are confusing building a brand and having clear messaging with a social media marketing strategy.In this episode I'm sitting down with my friend Tiffany Neuman, founder of Your Legacy Brand and creator of Brand OS Pro to talk about what branding and messaging is from a true professional. Tiffany was a creative director and trend predictor for Adidas and Burt's Bees, has taught branding at the university level for over 15 years, contributes to Entrepreneur and has been featured in Forbes multiple times as a branding expert. She's also one of the amazing sponsors and panelists for Passionate & Prosperous LIVE! this October in NYC!I wanted you to hear from a real branding expert, because that word has gotten so muddied that most people don't know the difference between building a personal brand that turns you into a “category of one” and marketing - which do crossover - but are not one and the same.Tiffany and I go deep on what actually makes someone distinguishable — where a brand really comes from, why it has so much less to do with design and one-liners than anyone expects, and so much more to do with who you've become and what you're finally willing to say out loud about yourself and your work.In this episode you'll hear:The difference between your brand and your marketing — and why confusing the two keeps business owners stuck for yearsWhat actually makes up a personal brand, long before you get anywhere near a logo or a color paletteWhy you can't brand your way out of an offer that isn't selling yetThe thing most people build their business around that's quietly excluding the very clients they wantWhat has to get integrated before your brand can genuinely feel like youHow to own your expertise out loud when you've been conditioned your whole life to play smallWhy repeating yourself is a feature and not a bugWhat still makes someone stand out when every website and every piece of copy is starting to sound the sameIf you've been avoiding your brand because you don't know where to start — or quietly wondering if you need to blow the whole thing up and begin again — this conversation is going to make it all feel a lot clearer.Tiffany will be with us for BOTH days at Passionate & Prosperous LIVE!, on the panel — The Human Edge: Building Your Personal Brand in the Age of AI. And because she's a sponsor, every person in the room is getting Brand OS Pro, her authority positioning sprint that walks you through the exact process she uses with her one-on-one clients and leaves you with your own brand manual.Find Tiffany:LinkedIn: https://www.linkedin.com/in/tiffanyneuman/Instagram: https://www.instagram.com/tiffanyneumancreative/Free authority bio agent: https://yourlegacybrand.com/bio/Your Legacy Brand: https://yourlegacybrand.com/Passionate & Prosperous LIVE!: Your Genius Edge is October 16th & 17th in New York City — and there are only about 10 tickets left in the room. Get yours here! https://www.staceybrassrussell.com/passionate-prosperous-live-2026

In this special re-release episode, Kristel Bauer revisits her conversation with Dr. Michelle Rozen about what separates the people who follow through on their goals from those who don't. Dr. Rozen shares insights from The 6% Club, including how to make change feel less overwhelming, become more intentional about your goals and take consistent action toward what matters most. Key Takeaways From This Episode: What sets people who achieve their goals apart How to make positive changes that actually last The Law of Specification and why getting specific matters How to use the 0–10 Rule to make better decisions Strategies to protect your time and set stronger boundaries How to get more comfortable saying no Ways to make change feel less overwhelming Tune in now to learn how to turn your goals into action and create meaningful, lasting change. Connect with Dr. Michelle Rozen Website: https://www.drmichellerozen.com/  Book: https://www.amazon.com/6-Club-Achieving-Thriving-Business/dp/1394254326/  LinkedIn: https://www.linkedin.com/in/drmichellerozen/  Instagram: https://www.instagram.com/drmichellerozen/  Facebook: https://www.facebook.com/DrMichelleRozen/  Youtube: https://www.youtube.com/channel/UC7-iAV4Xu6FnFOjie2SCNhw  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

What if uncertainty isn't something to fear or even survive, but a skill you can train and a competitive advantage you can build?Scott Stirrett has spent more than a decade helping people do exactly that. Scott is a Canadian entrepreneur, author, and the founder of Venture for Canada, a national charity that has supported over 10,000 young professionals since 2013. He's also the author of The Uncertainty Advantage, a powerful guide for navigating the future of work that argues uncertainty isn't a bug in the system. It is the system.Scott walks us through how empathy and emotional skills play starring roles in his six pillars that help build real resilience, alongside some surprising mindset shifts and practical exercises you can start using right away. We also talk about why traditional career playbooks no longer apply and how leaders and professionals can turn volatility into opportunity instead of paralysis.If you're navigating change, rethinking your career, or leading others through uncertainty, this episode offers both reassurance and a roadmap.To access the episode transcript, go to www.TheEmpathyEdge.com and search by episode title.Listen in for…The six pillars that help build real resilience and momentum in uncertain times. Seeing the opportunity in uncertainty and volatility. How to act when you don't have perfect information. Why it is so important to build your uncertainty muscles. "We don't choose what era we live in. We live in an era of rapid change. Learning to develop a positive relationship with uncertainty is one of the most important things that you can do, perhaps at any moment in human history." — Scott Stirrett Episode References: Scott's Book: The Uncertainty AdvantageAntifragile: Things That Gain From Disorder by Nassim Nicholas TalebThinking in Bets by Annie DukeMIT study on human skills that complement AI: mitsloan.mit.edu/ideas-made-to-matter/these-human-capabilities-complement-ais-shortcomingsAbout Scott Stirrett: Founder, Venture for Canada and Author, The Uncertainty AdvantageScott Stirrett is a Canadian entrepreneur, author, and the Founder of Venture for Canada (VFC), a national charity that has supported over 10,000 young professionals since 2013. Under his leadership, VFC raised $80 million and partnered with leading organizations to equip early-career Canadians with entrepreneurial skills to thrive in an uncertain world.Scott is the author of The Uncertainty Advantage, a guide for young professionals navigating the future of work, endorsed by leaders including Andrew Yang and Amanda Lang. The book draws on lessons from building VFC, emphasizing adaptability, entrepreneurial thinking, and lifelong learning.A graduate of Georgetown University's School of Foreign Service, Scott began his career at Goldman Sachs in New York. He's been recognized as a Telus LGBTQ Innovator, Ashoka Fellow, and Globe and Mail Changemaker. His commentary has appeared in The Washington Post, Forbes, The Globe and Mail, and more. He currently co-chairs the Canadian Centre for Housing Rights.Connect with Scott:The Uncertainty Advantage: scottstirrett.comX: x.com/scottstirrettLinkedIn: linkedin.com/in/scottstirrettFacebook: facebook.com/stirrettInstagram: instagram.com/scottstirrettSubstack: substack.com/@scottstirrett Connect with Maria:Get Maria's books: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a LeaderLinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red Slice

Amy Leigh Mercree is a bestselling author of nineteen books, journals, and card decks. She is the creator of Atomic Healing™, a media personality, holistic health expert, and world renowned medical intuitive. She instructs internationally sharing Meet Your Goddess Guides, Ancestral and Karmic Shamanism, Spirit Writing with the Grandmothers of the Seven Directions, and the Atomic Healing™ Method: Medical Intuitive Certification.Amy is an internationally acclaimed medical intuitive with 24 years of experience. Using a combination of spirituality and science, Amy's job is finding the root cause of imbalances in the body. She's helped thousands of people find the root causes of numerous mild and moderate medical conditions and uncover their bodies wisdom to heal permanently.Mercree has been featured in Glamour Magazine, Women's Health, Inc. Magazine, Shape, The Huffington Post, Your Tango, Soul and Spirit Magazine, Mind Body Green, CBS, NBC, Hello Giggles, Reader's Digest, The Oprah Magazine, Forbes, ABC, First for Women, Country Living, CW, FOX, Bustle, Well+Good, Refinery 29, Hello Glow, She Knows, Thrive Global, Spartan, Poosh, Parade Magazine, Oprah Daily, and more.Mercree is the author of “The Spiritual Girl's Guide to Dating,” “Joyful Living: 101 Ways to Transform Your Spirit and Revitalize Your Life,” “The Compassion Revolution: 30 Days of Living from the Heart,” “A Little Bit of Chakras: An Introduction to Energy Healing,” “The Chakras and Crystals Cookbook: Juices, Smoothies, Sorbets, Salads, and Crystal Infusions to Empower Your Energy Centers,” “A Little Bit of Meditation: An Introduction to Mindfulness,” “Recipes for Natural Living: Essential Oils Handbook,” “Recipes for Natural Living: Apple Cider Vinegar Handbook,” “A Little Bit of Mindfulness: An Introduction to Being Present,” “The Mood Book: Crystals, Oils, and Rituals to Elevate Your Spirit,” “A Little Bit of Goddess: An Introduction to the Divine Feminine,” “Guided Journal A Little Bit of Chakras: Your Personal Path to Energy Healing,” “Guided Journal A Little Bit of Meditation: Your Personal Path to Mindfulness,” “Guided Journal A Little Bit of Mindfulness: Your Personal Path to Awareness,” “100 Days to Calm: A Journal for Finding Everyday Tranquility,” “The Healing Home: Your Room-by-Room Guide to Positive Vibes,” “Blissful Baths: 40 Rituals for Self-Care and Relaxation,” “Aura Alchemy: Learn to Sense Energy Fields, Interpret the Color Spectrum, and Manifest Success,” and “The Atomic Element Healing Oracle: A 44-Card Deck & Guidebook.”In This Episode, We Explore:How ancestral energy shapes our current reality and deepens self-understandingThe way our internal energy, including both light and shadow, shows up in our auraWhy humans act as projectors, with the external world reflecting our inner stateHow energy projection influences our relationships and daily interactionsThe power of awareness and mindset shifts to transform our reality and life experiencesLearn more about Amy Leigh Mercree on her website: www.AmyLeighMercree.comFollow Amy Leigh Mercree on Instagram: https://www.instagram.com/amyleighmercree/Follow Amy Leigh Mercree on Facebook:https://www.instagram.com/amyleighmercree/Follow Amy Leigh Mercree on Pinterest: https://nl.pinterest.com/amyleighmercree/Follow Amy Leigh Mercree on Tiktok: https://www.tiktok.com/@iamamyleighmercreeGet Amy's Grounding Joy Bundle for free here: https://amyleighmercree.com/amazon-review/Stay Connected:Instagram https://www.instagram.com/whitneyaronoff/Instagram https://www.instagram.com/starseedkitchen/TikTok https://www.tiktok.com/@whitneyaronoffTikTok https://www.tiktok.com/@starseedkitchenLearn more about Starseed Kitchenhttps://starseedkitchen.com/Shop organic spiceshttps://starseedkitchen.com/shop/code STARSEED for 10% offShop Chef Whitney's favorite source for organic regenerative meats at StarWalker Organic FarmsUse code CHEF for 10% off your online order of $150 or more. Get an additional 10% off for a total discount of 20% when you choose a subscription. https://www.starwalkerorganicfarms.com/discount/CHEFSave 20% off on the healthiest beef sticks by Artemis. 100% organic grass-fed & grass-finished beef sticks. Regeneratively raised with the added bonus of organ meat, heart & liver. Use code STARSEED20 for 20% off. https://bit.ly/4aHDKFlThe 36-pack Subscribe & Save plus my code saves you about 36% off retail.Work with a personal chefhttps://form.typeform.com/to/CGDu08tEBook a 1-on-1 callhttps://bit.ly/4smXWUfFind more of Chef Whitney's offerings herehttps://linktr.ee/whitney.aronoff

Stop letting broken workplace rules hijack your day. In this episode of I Dare You, I'm joined by award-winning psychologist and bestselling author Dr. Ron Friedman to tear down the myths keeping you and your team stuck in survival mode. Backed by the largest study of high-performing teams ever conducted in his new bestselling book, Superteams: The Science and Secrets of High-Performing Teams, Dr. Friedman breaks down the exact, research-backed moves you need right now to take back control of your time, build fierce peer accountability, and unlock your real potential. In this episode, we get into: The Anatomy of a Superteam The Toxic Meeting Trap (and Attention Residue) The Uncomfortable Question Every Real Leader Asks Why 97% of Traditional Feedback Fails The Secret Cognitive Power of Movement Ron's Simple, High-Impact I Dare You Experiment Challenge About Dr. Ron Friedman:Ron Friedman, PhD, is an award-winning psychologist, founder of Superteams, Inc., and bestselling author of The Best Place to Work, Decoding Greatness, and Superteams: The Science and Secrets of High-Performing Teams. An expert on human motivation and peak performance, Dr. Friedman has served on the faculties of the University of Rochester, Nazareth College, and Hobart and William Smith Colleges. He contributes regularly to Harvard Business Review—where his article “How to Build a Superteam That Keeps Getting Better” was a recent cover story—and his work has also been featured in The New York Times, Forbes, Bloomberg, Fast Company, and The Wall Street Journal.

  If your resume isn't getting the attention you want, then the solution may not be adding more keywords or squeezing another accomplishment onto the page. A winning resume starts with understanding your value, knowing where you want to go, and building a clear record of achievement that shows employers a consistent pattern of excellence. In this episode, three-time certified master resume writer and career strategist Emily Kapit shares how to craft a resume that reflects not only what you've done, but the impact you've made and the strengths that differentiate you. Whether you're an individual contributor, manager, or executive, you'll learn how to turn your career experience into a focused, compelling story that supports your next move.    You'll learn: ✔ How to build a powerful record of achievement that demonstrates your impact and pattern of success ✔ Why effective resume writing starts with career strategy and clarity, not simply keywords, templates, or formulas ✔ How to identify and communicate the accomplishments, strengths, and experiences that matter most for your target role ✔ How resume strategy differs for individual contributors, managers, and executives, including how to showcase leadership and cross-functional impact ✔ Why understanding your value and learning to communicate it clearly strengthens your resume, interviews, networking, and overall job search strategy   About Emily Kapit: Emily Kapit is a 3X-certified Master Resume Writer as well as an industry leading career strategist and career resilience expert. She is also the Founder of ReFresh Your Step, LLC, a career advisory firm with clients located nationally and internationally. She and her team collaborate extensively with clients on The Kapitalize Process, an innovative methodology that addresses all facets of one's career progression (internal & external) and resilience, including tactical career guidance, job search strategies, mock interviews, negotiation tactics, written professional assets, and more. Emily's insights and guidance have been published in Forbes, The Atlanta Journal-Constitution, Medium, HuffPost, and MindBodyGreen, among others.    More from Emily Kapit Website: refreshyourstep.com Facebook, Instagram, LinkedIn (Emily Kapit / Refresh Your Step) Email: emily@refreshyourstep.com   Connect with Me on LinkedIn Patricia Ortega  

Are you a grandparent navigating the chaos of raising neurodivergent grandchildren, feeling like you're exceeding your emotional limits every single day? Do you find yourself craving just one uninterrupted breath, struggling to reconcile the clinical language of “disorder” and “correction” with the vibrant, complex reality of your family? Are your own sensory needs clashing with those of the children in your care, leaving you feeling both isolated and unseen?Jennifer Brunton, is an autistic mother and grandmother, and primary caregiver to two brilliant, intense, neurodivergent toddlers. Her projects encompass books, talks (including Keynotes), thought leadership and other articles, and consulting. She is coauthor of The #ActuallyAutistic Guide to Advocacy. She's worked as a writer and editor at Forbes, Random House, Mirabella, and Bristol-Myers Squibb, as well as for a range of individual, corporate, and academic clients.Welcome to “Grandparents Raising Grandchildren,” where we break down old, pathologizing walls and build a house rooted in acceptance, honesty, and shared challenge. Here, you'll find solidarity from other grandparents who understand what it is to stretch past capacity, expert insight on neuroaffirming advocacy, and real tools for adapting your household—headphones, comfort chickens, and micro-adjustments included. Together, we reframe compliance as compassion, and disorder as difference.Join me on this journey as we create new blueprints for our families, root out stigma, and uplift each other. In community, we honor the survival—and the leadership—of kinship caregivers like you, dismantling isolation with every honest story shared.Send us Fan MailI want to know how you're doing. Is the podcast giving you what you need? What support are you missing most right now? Send me a Direct Message on Facebook or Instagram or email me directly at laurabrazan@grandparents-raising-grandchildren.org. I read and reply to every message because this community is built on supporting each other! Every single one of us raising our grandchildren has a story worth telling. And your story truly matters. What is one thing you wish our community did more of that we aren't doing yet? You can connect with us on Facebook, Instagram, and through the fan mail link. They're all right here in the show notes and on our website.Thank you for tuning into today's episode. It's been a journey of shared stories, insights, and invaluable advice from the heart of a community that knows the beauty and challenges of raising grandchildren. Your presence and engagement mean the world to us and to grandparents everywhere stepping up in ways they never imagined.Remember, you're not alone on this journey. For more resources, support, and stories, visit our website and follow us on our social media channels. If today's episode moved you, consider sharing it with someone who might find comfort and connection in our shared experiences.We look forward to bringing more stories and expert advice your way next week. Until then, take care of yourselves and each other.Want to be a guest on Grandparents Raising Grandchildren: Nurturing Through Adversity? Send Laura Brazan a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/grgLiked this episode? Share it and tag us on Facebook @GrandparentsRaisingGrandchilden Love the show? Leave a review and let us know!CONNECT WITH US: Website | Facebook 

Engaged Views and Disengaged Truths - Pods Like Us Chronicles — Episode Show NotesHost: Martin "Marv" QuibellEpisode SummaryMarv opens with a look at the World Humanoid Robot Games in Beijing (kicking off Saturday 22 August 2026), including a robot smashing Usain Bolt's 100m record and a musing on what happens when you put an LLM inside a humanoid robot. Then it's on to the week's podcast industry news: audiobook/podcast crossover, YouTube's changing definition of a "view," Spotify's new ad and skip-ahead features, AI's growing role in podcast discovery (and its occasional gaslighting), a tribute to John C. Dvorak, and more.In This EpisodeIndustry ReadsFrank Racioppi's Forbes piece on the audiobook/podcast listener overlap, and Noiser's audio drama adaptations of Dickens, Conan Doyle, and AustenCody McLaughlin's Substack interview with Brad Pipkin (IAB Tech Lab) on whether podcasting is becoming "the evolution of television"Frank Racioppi's spotlight articles on This Podcast Will Kill You and Auntie PleaseJohn McDermott's Random Thoughts newsletter — praise for School of Podcasting's episode, Apple Podcast embedding woes, YouTube's payout threshold change, and the headaches of vertical video repurposingSam Illingworth's viral Substack post (40,534 views, 575 comments, 364 restacks) and his follow-up on LLMs "gaslighting" users — plus the finding that a Substack upload of Moby Dick was flagged 44% AI-writtenStephanie Fuccio's two Substack pieces on using Stephen King's On Writing as inspiration for better show notes and titlingPlatform & Business NewsSpotify's new "unskippable" ads on its own shows, with skippability elsewhere governed by contract clauses (via Podnews Daily)Inception Point AI has rebranded as Liquify AI (parent of Liquid Studios), covered by the New York TimesYouTube redefines "view" as an "engaged view," roughly aligned with the IAB/AMP consumption-length standard — and doubles the download threshold for ad payouts from 4,000 to 8,000Megaphone's advertising issues, and Flightpath's new "Automation Playbook" tool, via Podnews DailySounds Profitable's That Stupid Radio episode — Tom Webster's story of a nine-button Italian radio rendered useless when its app stopped workingPodcasting Craft & CommunityPodmastery: Neal Veglio on checking your show name isn't taken — and the underrated problem of how your title sounds when spoken aloud (Marv's own "misheard lyrics" comparison to Sister Sledge's We Are Family)School of Podcasting: Dave Jackson on YouTube/Spotify changes and a potted history of Spotify in podcastingIn and Around Podcasting: Rob and Elsie trace the history of skipping — from 1930s reel-to-reel to Spotify's new "Skip Ahead" button — plus Overcast updates, a tribute to John C. Dvorak, and Ana Xavier's sit-down with Barack ObamaInto the Podverse: Tony on AI-driven podcast discovery (asking ClaudeAI, ChatGPT, Gemini, Siri, and Alexa for show recommendations), video podcasting, hosting migration risks, and how to vet download-growth offers from unsolicited emailsDan Murphy (SiriusXM co-founder) on his new book, They Pay For WaterComicbook Nation CornerA nod to Connor Casey's "Christ on a crouton cracker" line from December 2023, and a bit of nostalgia for the old news-desk format

Elon Musk's DOGE gutted staffing and budgets at NOAA and the National Weather Service early last year. It left America's fishing fleets, farmers and insurers exposed to the fallout. Read the full story on Forbes: https://www.forbes.com/sites/alanohnsman/2026/08/17/the-cost-of-doge-americas-environmental-intelligence-is-going-stale/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan.  Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices.  He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage.  Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning.  Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education.   Keith Weinhold  0:29   What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower.   Keith Weinhold  4:02   Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim.    Hayden Weston  5:19   The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent.   Keith Weinhold  6:02   A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it?   Keith Weinhold  7:54   The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming.   Keith Weinhold  9:32   Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more.   Keith Weinhold  11:39   You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts.   Keith Weinhold  15:00   Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Keith Weinhold  17:22   Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing.   Keith Weinhold  20:46   I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  21:23   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Robert Kiyosaki  22:26   This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man.   Keith Weinhold  22:47   Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds.   Keith Weinhold  25:11   It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible.   Keith Weinhold  26:58   Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment.   Keith Weinhold  28:09   Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation.   Keith Weinhold  30:59   Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code.   Keith Weinhold  33:41   Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live.   Keith Weinhold  36:46   The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can.    Keith Weinhold  38:24   That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not.   Keith Weinhold  39:34   But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific.   Keith Weinhold  42:23   Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  44:14   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  44:42   The preceding program was brought to you by your home for wealth building. getricheducation.com.

You do not need a massive PR budget to earn meaningful media coverage, but you do need to give journalists the right response at the right time. In this episode of Sharkpreneur, Seth Greene interviews Dan Simon, CEO and Co-Founder of Qwoted, who explains how Qwoted connects journalists, podcast producers, writers, and other media professionals with credible expert sources. He also explains how business owners and professionals can improve their chances of securing media coverage by responding quickly, building complete profiles, offering authentic insights, and providing concise, usable quotes. Dan also discusses how the platform is democratizing media access while helping journalists verify sources and find perspectives they may not encounter through traditional PR agencies. Key Takeaways:→ Qwoted was created to give journalists access to a much broader and more diverse range of potential sources. → Experience in a particular profession, industry, location, or life situation can offer a valuable perspective for a story. → Sometimes journalists need personal experience and authentic opinions rather than formal credentials or advanced expertise. → Speed is one of the strongest predictors of whether a journalist will use a source's response. → Concise, memorable quotes and unique perspectives are more useful to journalists than lengthy explanations or full white papers. Dan Simon is the founder and CEO of Qwoted, an online network connecting journalists with expert sources and used by reporters across major newsrooms. He serves on the U.S. Board of Advisors for Reporters Without Borders (RSF) and has built Qwoted's work around press freedom, newsroom economics, and journalists' working conditions. Dan is also the founder and Chairman of Vested, one of the largest financial communications firms in the world. He is the author of The Money Hackers (HarperCollins, 2020), which explores how technology has transformed our relationship with money. The book was named the best small-business book by the Axiom Awards. He has been a regular columnist for Forbes, Markets Media, and CoinTelegraph, and he co-chairs the Communications Advisory Board of the Museum of American Finance. Connect With Dan:Website: https://www.qwoted.com/LinkedIn: https://www.linkedin.com/in/dansimon/

In this episode you will hear: Mark and Carter debate an article Brennan Barnard wrote in Forbes entitled: "College Admissions Maxing: A Troubling Trend Mark reads the article before part 2 of the debate Mark interviews Dr. Rick Barth, Director of Undergraduate Admissions Part 2 of 5 Preview of Part 2 of 5 µ Rick Barth explains the impact of the two football national championships µ Rick talks about engineering at Clemson and especially the automotive engineering, as it is the only program of its kind in the country µ Rick talks about Clemson's Bridge Program with Tri-County; he describes the program and discusses the strengths and challenges of Bridge µ Rick discusses, how is Clemson different than The University of South Carolina µ We transition to talking about Admissions at Clemson and Rick explains the big 3 factors Clemson looks at µ Rick explains how Clemson calculates a GPA µ Rick shares why he likes STARS and why Clemson uses it µ Rick explains if Clemson looks at dual enrollment the same as they look at AP or IB µ Rick talks about how they try to account for the different high schools students are coming from Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

Not every co-parenting relationship can be fixed through better communication. What do you do when the other parent refuses to cooperate, no matter what you try? There's a name for the path forward: parallel parenting. Susan Guthrie welcomes divorce and recovery coach Dr. Courtney Evans, who has lived through high-conflict co-parenting herself and now helps others build the boundaries that get them out of it. This episode continues Divorce & Beyond's summer series, picking up where last week's conversation on uncooperative co-parents left off. Dr. Evans explains what parallel parenting is, when to use it, and how to create real peace for you and your children even when the conflict doesn't stop.  Episode 6 of 8 in the Divorce & Beyond Summer Essentials Series. This summer, Divorce & Beyond brings back 8 the episodes listeners reach for most, the conversations with the clearest, most practical guidance for anyone thinking about, going through, or rebuilding after divorce. New Essentials air every other Monday all summer. Follow the show so you never miss one.   What You'll Learn  Parallel Parenting: a transformative approach that can help you manage high-conflict situations with greater ease and clarity “There is no one solution for how to divorce, co-parent or parallel parent or how to recover after. Every situation is unique.” The difference between counter-parent, co-parent, and parallel parent Why Courtney likes to refer to parallel parenting as peaceful parenting How and when to get started with parallel parenting or make the transition Episode 6 of 8 in the Divorce & Beyond Summer Essentials Series. This summer, Divorce & Beyond brings back 8 the episodes listeners reach for most, the conversations with the clearest, most practical guidance for anyone thinking about, going through, or rebuilding after divorce. New Essentials air every other Monday all summer. Follow the show so you never miss one.  About this week's special guest: Dr. Courtney Evans Dr. Courtney is an experienced divorce and co-parenting coach who also holds a DNP. Her two-decade career in the healthcare field has lent to her deep understanding of mental health and the importance of self-care during challenging life transitions. In 2021, after a traumatic family court journey, she switched gears in her career, determined to turn her experience into a source of healing. She began coursework in Alternate Dispute Resolution strategies. In 2022, Courtney received her Divorce Coach and Recovery Coach certifications from the CDC® International Divorce Coach Certification Program and a specialization in Divorce Conflict from the Divorce Coach Academy®. Courtney is currently in school working on her MBA as well as continued work in co-parenting and high conflict dispute resolution specializations. She is also currently writing her first book, Uncaged: Redefining Forgiveness out January 13, 2025. Find More Information on Dr. Evans: Contact Dr. Courtney: TheDivorceCo@gmail.com Dr. Courtney's website: www.thedivorceco.org Dr. Courtney on Instagram: http://instagram.com/thedivorceco Dr. Courtney on Facebook: http://facebook.com/thedivorceco Resources mentioned in this episode: The Parallel Parenting Solution (book)  If This Episode Helped You Follow Divorce & Beyond so you never miss an episode. Share it with someone who needs clear, reliable guidance right now. And if you have a moment, a five-star review makes a real difference in helping the show reach the people who need it most. Follow Divorce & Beyond Website: divorceandbeyondpod.com Instagram: instagram.com/divorceandbeyondpod About the Host: Susan Guthrie, Esq. Susan Guthrie is one of the nation's leading family law and mediation attorneys, with more than 35 years of experience helping people navigate divorce with clarity and strategy. She is the Immediate Past Chair of the American Bar Association Section of Dispute Resolution, a best-selling author, and a sought-after speaker and trainer. Susan recently appeared as the featured expert on The Oprah Podcast and has been cited in The Wall Street Journal, Forbes, Town & Country, The Washington Post, NewsNation, and NBC Chicago Today, among others. As the creator and host of Divorce & Beyond, ranked in the top 1% of all podcasts worldwide with more than 1.3 million downloads and an Apple Top 100 Self-Help designation, Susan brings together leading legal and mental health experts to help listeners move through divorce and into what comes next. Learn more at divorceandbeyondpod.com/about.   Disclaimer: The commentary and opinions shared on this podcast are for informational and entertainment purposes only and do not constitute legal advice. Consult a licensed attorney in your state regarding your specific situation.  

Send us Fan MailIn this episode, Jessica Barber Scott joins host Jason Mudd to discuss how public relations professionals can move beyond impressions and advertising value equivalency to measure outcomes and impact, build measurement frameworks around business objectives, and use AI without losing the human judgment a CFO relationship requires.Tune in to learn more! Meet our guest:Our guest is Jessica Barber Scott, a senior communication professional and independent consultant with 15 years of experience across regulated financial services, state government, and higher education. She is a PRSA Silver Anvil Award winner for crisis communication and has advised C-suite leaders at organizations including TIAA, Corebridge Financial, and EverBank.Five things you'll learn from this episode:1. Why AVE still shows up in reporting and what it costs you2. How to climb the three tiers of PR measurement (outputs, outcomes, and impact)3. Why your measurement framework should start with the business objective—not the data4. Four moves that change the dynamic of any CFO budget meeting5. What AI can do for measurement and what it can't replace Quotables“The numbers are getting smaller as the work gets credible.” — Jessica Scott“Come in with the data. Not with an apology, with data.” — Jessica Scott“AI can pull faster. It can synthesize more broadly. It can find patterns across data at a scale that really no human team can match. But what it can't do is tell you whether you're measuring the right thing in the first place.” — Jessica Scott“Getting media coverage is not a result. It's an output of the work and the effort that you made.” — Jason MuddIf you enjoyed this episode, please take a moment to share it with a colleague or friend. You may also support us through Buy Me a Coffee or by leaving us a quick podcast review.Guest's contact info and resources:Jessica Scott on LinkedInAMECAdditional Resources:How do you measure PR?Yes, PR is measurable. How to measure and report public relations and strategic corporate communicationsThe 3 biggest PR measurement mistakes5 metrics you should measure in PRListen to more episodes of the On Top of PR with Jason Mudd podcast.Find out more about Axia Public Relations.If you like this episode, you're going to love this:What you should be measuring in your PR campaigns with Johna BurkeBarcelona Principles 4.0: How to measure PR effectively with AMEC CEO Johna BurkeThe power of PR measurement with Katie Delahaye Paine Recorded: August, 2026Support the showOn Top of PR is produced by Axia Public Relations, named by Forbes as one of America's Best PR Agencies. Axia is an expert PR firm for national brands.On Top of PR is sponsored by ReviewMaxer, the platform for monitoring, improving, and promoting online customer reviews.

Adina Appelbaum, Esq., is an Intuitive Business, Financial & Attorney Strategist for Changemakers who has helped dozens of entrepreneurs build sought-after online businesses that grow profit and massive impact. In her company International Empowerment®, she helps successful experts, professionals, and thought leaders position themselves to make the move from offline to online and become the obvious choice for dream clients on repeat. When not strategizing to support Changemaker brands, Adina also leads national impact litigation in the highest courts as an immigration attorney and runs the social impact brand Immigrant Finance.® Adina's work has been featured in various media outlets including Forbes, NPR, the New York Times, and NBC. She is the host of the 'Illuminate Digital Podcast' and loves geeking out on all things personal development, mission-driven business and B Corps, and mamapreneur life.Visit Adina's Website: internationalempowerment.com

California Attorney General Rob Bonta accused Paramount's leadership of leaking information and acting in bad faith as he canceled a planned meeting with the media giant's executives scheduled for Monday to discuss a potential settlement in an antitrust suit to block Paramount's acquisition of Warner Bros. Discovery. Read the full story on Forbes: https://www.forbes.com/sites/siladityaray/2026/08/24/california-ag-calls-off-paramount-antitrust-settlement-meeting-alleging-leaks/ Learn more about your ad choices. Visit megaphone.fm/adchoices

A tongue twister of a move – Bessent's Big Bond Blunder (say that a few times). Bitcoin moving higher – not for the reasons you think. The shine is off the penny – Investors rethinking their tech bets. This week’s guest – all over SpaceX, Tesla and the latest tech is  – Ross Gerber of Gerber Kawasaki. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment)   Ross Gerber is the Co-Founder, President and CEO of Gerber Kawasaki Wealth and Investment Management. Ross oversees Gerber Kawasaki’s corporate and investment management operations as well as serves individual clients. Ross has become one of the most followed investors on social and in traditional media. His investment ideas and advice have made him a regular in the business news and he is featured on CNN, CNBC, Fox Business News, Bloomberg and Reuters as well as a contributing writer for Forbes.com. He has been ranked as one of the most influential investment advisors and Fintech innovators in America. Ross and the Gerber Kawasaki team oversees well over a billion dollars of investments focused on technology, media and entertainment companies for clients and the firm. Gerber Kawasaki has grown to be a leader in Fintech by leveraging technology to work with a younger generation of clients. Ross is an expert in online marketing and social media as well as co-developed the company's app for IOS. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE (https://thedisciplinedinvestor.com/blog/tdi-strategy/) Stocks mentioned in this episode: (NVDA), (MSFT), (AMD), (TSLA), (SPCX)

Forbes' Barry Bloom joins Talkin' Baseball with Marty and Kerry on what Mark Walter's federal probe means for the Dodgers See omnystudio.com/listener for privacy information.

Authors, archivists, historians and bibliophiles have launched an online war against tech giants and artificial intelligence developers after an increasing mountain of evidence shows they're buying rare and antique books en masse and feeding them to large language models—only to slice off their spines and destroy the original print copies in the process. Read the full story on Forbes: https://www.forbes.com/sites/maryroeloffs/2026/08/17/ai-companies-are-buying-and-destroying-antique-books-heres-why/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2017, James Dacombe dropped out of high school to found brain monitoring startup CoMind. Four years later, he took a Thiel Fellowship to skip college and build his first startup. Now the 25-year-old is Europe's youngest self-made billionaire thanks to his two-year-old chipmaking company Olix, as well as an undisclosed stake in CoMind—which he still runs separately.  Founded in 2024, Dacombe's London-based Olix tripled its valuation in six months to $3.3 billion in early August, after raising $312 million from investors including NYC-based investment firm Fundomo, Nasdaq-listed chip designer Arm, American quant fund Hudson River Trading and Netflix cofounder Reed Hastings. The UK government's Sovereign AI fund also backed Olix in the round. The new round pushes Dacombe, who owns an estimated 30% of the company, into the three comma club. He also has a 12% stake in CoMind, which raised $102.5 million in August 2025 but did not disclose its valuation. Olix and CoMind did not respond to Forbes' request for comment. Dacombe is one of eleven self-made billionaires in the world who have yet to turn 30 and one of just four from outside the U.S. By Alicia Park, Reporter and Iain Martin, Forbes Staff Learn more about your ad choices. Visit megaphone.fm/adchoices

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Lewis Raymond Taylor is a Forbes-featured entrepreneur and 25 million dollar business owner who overcame abuse, addiction, mental illness, and prison to transform his life and success. Top 3 Value Bombs 1. At times, you have to make ruthless decisions. 2. The Coaching Masters is the world's first coaching academy delivered in virtual reality and artificial intelligence. 3. See every setback as something that happened for you, not to you, a lesson you can use to help others. Connect with Lewis on Instagram - Lewis's Instagram Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Nexus Install - Have a high-ticket offer? Nexus Install builds you a custom LinkedIn prospect booking system designed to generate more quality sales calls. Email JLD at John@EOFire.com to learn more.

Ralph welcomes Dr. Mimi Syed to discuss the recent report from Brown University's Costs of War Project: “Lethal Precision Without Accountability: Israeli Government ‘Quadcopter' Use in Gaza.” Then, Ralph speaks to Joel McCleary (former Deputy Assistant to President Jimmy Carter and international consultant) about his “Dancing in the Dark” essay series on the strategies that Trump is using to hold onto power at almost any cost.Dr. Mimi Syed is an emergency medicine physician and assistant clinical professor at University of Washington and Washington State University, and a fellow of the American College of Emergency Physicians. Dr. Syed served in Gaza at both al-Aqsa Hospital and Nasser Hospital, where she documented severe injuries from drone strikes and she has firsthand experience treating civilians targeted by the IDF. She is co-author of the Costs of War Project's new report: Lethal Precision Without Accountability: Israeli Government “Quadcopter” Use in Gaza.A lot of the attention has essentially fallen off from Gaza because of this so-called ceasefire…And the media (Western media) unfortunately is complicit in this—has no interest in covering Gaza, has no interest in covering the ongoing slaughter that's happening in Gaza.Dr. Mimi SyedThe irony of all of this is that the drones and the capabilities that these drones have to shoot and to distinguish between a civilian and a combatant—the whole purpose of this is to mitigate civilian harm. And instead, perversely, they're being used for the opposite. They're being used to target civilians and children. And in the U.N. report, they specifically talk about a soldier describing the experience, saying that it's like a video game. He can be sitting somewhere far away, away from the dangers of a military zone, away from the dangers of combatants, and essentially target whoever he wants, and shoot. And these drones have the capability of distinguishing between a child, an adult, a combatant. And most of these cases that I documented, the child was by themselves. There was no other adult harmed.Dr. Mimi SyedJoel McCleary served as Deputy Assistant to the President during the Carter Administration. As president of the Sawyer-Miller Group he oversaw international strategic advisory work for fourteen prime ministers and presidents. Currently, he is Managing Partner of Four Seasons Ventures, which has conducted in-depth studies for the Department of Defense and Department of Homeland Security on biodefense. These studies reviewed the emergency powers of the President in the event of a pandemic or major biological weapons attack. He is co-founder of the nonpartisan nonprofit Keep Our Republic.November 3rd is just the prelude to January 3rd—the game (so to speak) is who controls the Speakership. And that is determined by the certified members who are certified by the current House—they will determine who meets on January 3rd. So obviously what Trump does not want (or any President does not want) is there to be an opposing party's Speaker.Joel McClearyWe're not saying that anything is inevitable. We're just saying what is possible if you look at what they're saying and if you look at where they might go if they feel compelled to do so. So NSPM-7 is probably the most frightening aspect of this whole thing. And what's most frightening is how few people have focused on it. All of us need to read these documents at the ACLU (the Brennan Center has done fantastic work). And Mark Medish and I just are appalled that still, in Democratic circles or other circles, we are not yet comprehending the meaning of NSPM-7 and how it threatens each one of us in reality.Joel McClearyNews 8/21/26* This week, another round of primaries were held, most notably in Florida. For progressives, the biggest victory is that of Angie Nixon, a DSA-backed member of the Florida House of Representatives, representing Jacksonville. Nixon trounced her opponent – Alex Vindman, who testified against Trump during the 2019 impeachment effort – winning 56% of the vote to his 44% despite being outspent by a margin of 16 to 1. Forbes reports that in her victory speech, Nixon said “We have proved that everyday people are more powerful than corporations and billionaires…We went up against the political establishment, against millions of dollars of outside spending…and we won. This win was for the little guys and girls…We, the hardworking everyday people of Florida, sent a shock wave to the Washington, D.C., establishment.” Unfortunately, Nixon's candidacy, like that of any statewide Democratic campaign in the Sunshine State, remains a long shot. The last Democrat to win a U.S. Senate seat in Florida was former astronaut Bill Nelson in 2012.* More disappointing were the down-ballot results in these primaries. In the 20th congressional district, a majority-minority district centered on Broward County, Debbie Wasserman Schultz won with 45% of the vote, according to NBC. She defeated four Black candidates, including young progressive Elijah Manley. Wasserman Schultz previously represented the 25th district, but following the Republican-led mid-decade redistricting program carried out in Florida, she opted to seek reelection in this heavily Democratic seat. The Black candidates had tried and failed to consolidate behind a single choice.* And in Florida's 25th congressional district, ultra-zionist incumbent Congressman Jared Moskowitz “warded off” a challenge from his left in the form of Oliver Larkin, a DSA-backed union organizer. Larkin drew substantial media attention, first when he appeared on Fox and, asked about immigration and crime, he demanded accountability for “this pedophile president Donald Trump” and others implicated in the Jeffrey Epstein scandal and again during an interview with WPLG Local 10 when Larkin was “faced with genocide denial.” According to the Middle East Eye, Larkin “raised the topic of Israel's genocide in Gaza, pointing to statements and findings from institutions such as the United Nations, Amnesty International and Israeli human rights organisation B'Tselem,” which the interviewer, Glenna Milberg incorrectly dismissed as “factually incorrect.” Larkin “outlined Israel's deliberate targeting of civilians, restrictions on humanitarian aid and attacks on churches, schools and other places of worship,” and Milberg again “interrupted and said his account was ‘factually not correct.'” The Middle East Eye writes that the exchange was then “cut short when Milberg said she was being told they had to wrap up the interview.”* Turning to Texas, NOTUS reports Democratic Senate nominee James Talarico – capitalizing on the acrimonious primary battle between sitting Republican Senator John Cornyn and his victorious primary opponent Texas AG Ken Paxton – has taken the extraordinary step of bringing a Cornyn aide onto his campaign. According to this piece, “Jacob Smith, who worked for Cornyn for five years as a deputy legislative director and policy adviser, is taking on the role of deputy policy director for Talarico's campaign.” In a statement, Smith said that he is “proud” to join Talarico's campaign and that “Instead of playing partisan politics, Talarico speaks to the needs of everyday people who day in and day out work too hard for too little.” Smith also laid into Paxton, calling him “the most corrupt, self-dealing politician in Texas who would sell their futures to the highest contributor just to hold onto power,” and urging “fellow Republicans who know Ken Paxton is unfit to serve in the Senate to finally hold him accountable at the ballot box.” This piece quotes an anonymous “Republican operative” who characterized this kind of “cross-party hire” as “unheard of.” He added that Talarico has a “better chance than any Democrat has had in the state in a very long time.”* In more primary news, last week we discussed the victory of former Hartford, Connecticut Mayor Luke Bronin over 14-term incumbent Congressman John Larson. That same day, the Lever published an exposé of Stephen Mandel, a Connecticut-based billionaire hedge fund manager and Democratic mega-donor who is the “largest bankroller of a nascent political machine promising to ‘redefine' the Democratic Party.” Via two organizations – Majority Democrats and the Bench – Mandel and his wife have funneled tens of millions of dollars to candidates of their choosing in an attempt to form a “new [political] center.” According to this report, Bronin amassed a “sizable war chest,” during his primary challenge against Larson, much of which traces back to Mandel. Not only that, apparently, Bronin “used to be on the payroll of a nonprofit funded by the billionaire,” and his campaign's policy stances reflect the network's preferences and priorities. The Lever notes that, perhaps unsurprisingly, the Mandels did not return their requests for comment.* In more Connecticut news, in the wake of Larson's defeat, local media is beginning to question whether Senator Richard Blumenthal should run for another term in 2028, with WTNH noting that he will be 82 at the end of his current term. While Blumenthal has not formally announced that he will run for a fourth senate term, he did confirm that he has a campaign committee and it is raising money. This piece notes that Blumenthal is the second oldest member of Connecticut's congressional delegation, behind only Congresswoman Rosa DeLauro, 83, who represents the state's third congressional district. With the increased scrutiny on aging Democrats, and donors like Stephen Mandel bankrolling primary challenges by younger candidates, Blumenthal's decision of whether or not to run or anoint a successor could prove critical. For his part, Blumenthal is quoted saying “Age is a state of mind…and I am very, very happy doing my job right now, as energetically as I feel is appropriate.”* Senator Blumenthal features prominently in another story this week from a different part of Washington. NOTUS reports that on K Street, lobbyists for the defense industry – literally the military industrial complex – are “girding for aggressive investigations of President Donald Trump's Pentagon and the companies that do business with it,” if the Democrats retake one or both houses of Congress in the midterm elections. This piece emphasizes that Democrats have “spent two years seething that the Trump administration shut Congress out of decisions about the Pentagon, from the Iran war to politically connected contractors and a defense budget that's ballooned to $1.5 trillion.” Lobbyists are reported to be particularly wary of their clients being caught between outraged congressional Democrats and an uncooperative White House for the next two years. Blumenthal, the top Democrat on the Senate Investigations Subcommittee, is already zeroing in on 1789 Capital, where Donald Trump Jr. is an investor, and American Ventures, where Eric Trump is an investor, both of which received billions of dollars in government awards. He is quoted saying “We need to look into whether Trump's sons are profiting from investments in defense contractors that involve insider information or contracts awarded in ways that compromise defense interests.” Other investigations he signaled they might pursue include a probe of “the administration's growing reliance on single-source contracts and whether the administration has given preferential treatment to companies with political ties, particularly those that donated to Trump's White House ballroom project.” In the House, Democrats on the Armed Services Committee will likely focus on “military strategy, acquisition decisions and the Pentagon's rapidly growing budget,” while the Oversight Committee, is more focused on “corruption, conflicts of interest, companies connected to Trump allies such as SpaceX and other ethics issues.” When Republicans won control of the House, Senate, and presidency in 2024, many lobbying firms axed their Democratic staff. It seems they are beginning to regret that decision.* Our next two stories have to do with the AI boom. First, in Wisconsin, the politics of AI data centers have come to in large part define the ongoing race to succeed Democrat Tony Evers as Governor. DSA-backed candidate Francesca Hong rode her vow of a moratorium on new data center construction to front-runner status in the primary, only to lose by a hair to Evers' last minute chosen successor, David Crowley. Since becoming the nominee, Crowley has refused to adopt Hong's signature issue and his opponent, Republican Congressman Tom Tiffany is taking full advantage. According to Wisconsin Public Radio, Tiffany's campaign has released a new TV ad labeling his opponent “data center David Crowley.” In the ad, Crowley is “seen saying Wisconsin has the opportunity to be ‘an AI and a data hub not only for the entire country, but for the entire globe.'” Ironically, Tiffany himself has cast “pro-data center votes in Congress” and Crowley's campaign argues that Tiffany “wouldn't be as hard on developers as his campaign claims,” though he is now campaigning on “ending state subsidies for data centers and creating additional protections for ratepayers and the state's farmland and water.”* Next, a stunning feat of reporting by 404 Media exposed how “Amazon is buying massive quantities of books, scanning them for AI training data, and destroying them in the process.“ To investigate this, the outlet placed a tracking device in a rare book that they suspected would be acquired by an AI company for training data. Then, when indeed it was, they followed the book around the country to its final destination – an Amazon warehouse in Las Vegas, Nevada – where employees say that “all [they] do is scan books..Some are assigned to cut books, and others go to receive where they get books and scan the bar codes.” The printed book is destroyed in the process. The logo of the Amazon team that works at this warehouse, called VGT3, is a dinosaur, brandishing its teeth and with a book in its hands. The piece notes that the AI company Anthropic has previously been sued for engaging in the practice of destroying rare books in order to feed them into their large language models, or LLMs, on copyright grounds, but the “judge in the lawsuit ruled it was fair use and not a copyright violation for Anthropic to scan a book for training data in part because it destroyed the original, printed copy.” The author of this piece notes that these rare books are not necessarily monetarily valuable – they could be rare because “not many copies of them were ever printed,” or “they are in a foreign language not many people speak.” Still, as one bookseller said “There are different types of value…[besides monetary value] There's historical value, intellectual value, sentimental value. All sorts of things, and all of those the AI companies don't care about. They just want the content as a bunch of words strung together.”* Finally, we turn to the Vatican, where, Drop Site reports, Pope Leo XIV is using his pulpit to call for the opening of humanitarian corridors for civilians in Sudan. In his weekly Angelus address, the first American Pope highlighted “the plight of civilians in the besieged city of el-Obeid.” In addition to his call for humanitarian corridors, the pontiff called for both sides to “cease attacks on civilian targets.” Drop Site explains that El-Obeid, the largest city in Kordofan – the region comprising central Sudan – has faced intense drone attacks as the rebels of the Rapid Support Forces (RSF) battle the Sudanese army for supremacy in the region. An RSF siege has “left over 500,000 people in famine conditions for months and without supplies.” The United Nations warns that if El-Obeid falls, it could follow in the mold of el-Fasher, which fell to the RSF last year and resulted in “mass ethnic cleansing massacres by the RSF that killed an estimated 60,000 people.” We can only hope that the world will heed the Pope's plea for peace and humanitarian assistance to the civilian population of Sudan.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

Matthew traces the concept of wetiko — a Cree figure for a cannibal spirit whose hunger grows with what it consumes — from its original anticolonial and anti-imperialist meaning in Jack Forbes's 1992 book Columbus and Other Cannibals, through Derrick Jensen's anti-civilization lense, Ladha and Kirk's 2016 application to neoliberal capitalism, Paul Levy's syncretic New Age elaboration, and finally to Bernhard Guenther and Laura Matsue's QAnon-adjacent version.  Wetiko's metaphysical framing, inherited from Forbes's explicit rejection of Marxist materialism, left the concept open to spiritual recuperation by the right. He proposes a different application: reading wetiko through David Harvey's "capital surplus absorption problem," compound growth's insatiable hunger for profitable outlets. Show Notes Columbus and Other Cannibals (Jack D. Forbes) — Internet Archive  Derrick Jensen interview, "The Left has never been against civilization" — Platypus Affiliated Society  Exorcising Wetiko — Journal of Futures Studies  Seeing Wetiko: On Capitalism, Mind Viruses, and Antidotes for a World in Transition — Kosmos Journal  Dispelling Wetiko — Chaucer's Books Wetiko: Healing the Mind-Virus That Plagues Our World — Simon & Schuster  Undreaming Wetiko — Book Soup  Wetiko: Healing The Mind-Virus That Plagues Our World — Paul Levy | TCM #62 — YouTube  Divide & Conquer and the Wetiko Mind Virus | TCM #35 — veilofreality.com  The Cosmic Matrix — Apple Podcasts Bernhard Guenther, Author — Piercing the Veil of Reality  Interview: David Harvey — Exploring the Logic of Capital — Socialist Review  The Enigma of Capital and the Crises of Capitalism — reviewed by Ed Rooksby, Marx & Philosophy Review of Books  The 'New' Imperialism: Accumulation by Dispossession — David Harvey, Socialist Register Learn more about your ad choices. Visit megaphone.fm/adchoices

Bobby Krivitsky covers the Boston Celtics for Hardwood Houdini and for Forbes. Bobby joins the program to discuss what he expects out of Boston this year, why Paul George could be the main character of the season, and which C's PG (of last 20 years) is the best? X: @BobbyKrivitsky 3:34 Big reasons to be optimistic about Celtics regular season 21:32 Queta is DEFINITELY starting at C this year 29:41 This year will define Tatum's future 40:20 Celtics will be ready to strike on next superstar 50:24 Nobody celebrates a championship like the '08 Celtics Available for download on iTunes and Spotify on Saturday, August 22nd, 2026. Celtics Beat is powered by Prize Picks! Prize Picks is the official daily fantasy sponsor of CLNS Media. Download the app and use the promo code CLNS for $150 instantly when you win your first $5 lineup!  Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Coaching Call, Sifu Rafael welcomes Celeste Moore, Identity and Image Strategist who helps industry leaders, public figures, speakers, and visionaries create a presence that is aligned, authentic, and unforgettable.For more than 20 years, Celeste has helped high-performing entrepreneurs, executives, and public figures understand that image is about far more than what you wear. It communicates who you are before you ever say a word.Celeste's own journey began by learning how to style herself to gain access to influential rooms. Eventually, she discovered an important distinction: dressing for validation isn't the same as showing up from a place of authenticity. That realization transformed her approach and became the foundation of her work.Today, Celeste works with TEDx speakers, luxury brand founders, celebrities, thought leaders, and award-winning CEOs preparing for high-visibility moments, including keynote stages, national media appearances, investor meetings, and major rebrands. Her expertise has been featured in Forbes, The Wall Street Journal, and Fox News, and she continues to influence the industry through New York Fashion Week.Join us as we explore identity, image, communication, confidence, and what it really means to walk into a room with presence. When your external image aligns with who you truly are, you don't simply get noticed. You become remembered.Watch on YouTube and subscribe:https://www.youtube.com/@sifurafaeltv?sub_confirmation=1Sifu Rafael is a master instructor and founder of Speaking Prowess, combining communication and leadership to help people unlock their potential with greater clarity, confidence, and purpose.This episode is brought to you by Sifu's Mind Body Method, a lifestyle transformation blending movement, mindset, nutrition, hydration, fasting, journaling, and faith. Learn more at sifumethod.comThat's where connecting with Sifu Rafael matters.Through Speaking Prowess and Sifu's Mind Body Method, Sifu Rafael helps leaders, entrepreneurs, and experts refine their message, command a room, and step onto more stages with clarity and confidence. From podcasts and live shows to keynote stages and curated experiences, he helps people get seen, heard, and positioned as trusted voices in their industry.If you know you're meant to speak, lead, and impact at a higher level, this conversation is your invitation.Visit sifurafael.com to connect, explore speaking opportunities, and start positioning yourself for more stages, stronger presence, and real influence.#coachingcall #sifurafael #identity #presence #personalbranding #communication #leadership

Better Home & Finance on Tuesday sued founder Vishal Garg, accusing him of a “scorched-earth campaign” to regain control of the company in a lawsuit that highlights his controversial tenure as chief executive, during which employees allege Garg called them “monkeys” and “dumb dolphins.” Read the full story on Forbes: https://www.forbes.com/sites/tylerroush/2026/08/18/ceo-who-fired-900-people-on-zoom-allegedly-calling-employees-monkeys-faces-lawsuit-from-his-company/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Luke and Andrew review Forbes' top twenty list of the highest paid podcasters. They are not on the list. Yet.

In this Live Greatly 2 Minutes of Motivation podcast episode, Kristel Bauer shares a simple technique to help build self-compassion, cultivate compassion for others and support forgiveness. Kristel shares a practice she learned during her Integrative Medicine Fellowship and how you can use it in your own life. Tune in now! Key Takeaways From This Episode: A simple technique to build self-compassion How to cultivate more compassion for yourself and others A practice to support forgiveness and letting go Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact  Order Kristel's Book  Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Walmart's stock on Thursday slid after the retailer reported its slowest U.S. sales growth in years, despite beating Wall Street's earnings expectations, as its pharmacy business took a hit amid federal negotiations that have cut drug prices. Read the full story on Forbes: https://www.forbes.com/sites/tylerroush/2026/08/20/walmart-shares-sink-8-after-slowest-us-sales-growth-since-2020/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob Parsons is navigating his golf cart through the twisting dry dirt road of the golf course he built in the Sonoran Desert in Scottsdale, Arizona, avoiding lizards, rabbits and giant saguaros. He stops near the ninth hole, named Catfish, which overlooks a manmade lake and surrounded by three million acres of preserved land. It cost Parsons hundreds of millions of dollars to develop and renovate Scottsdale National, which has two 18-hole courses and the “Bad Little Nine,” a punishingly difficult nine-hole par-three course. He points to the center of the lake where a small black hut sits with the words “Suggestion Box” painted in white.  “This is a marvelous spot to put a suggestion box,” the 75-year-old Parsons tells Forbes. “The vent is painted on. I guess you could try.” After all, Parsons did not become a billionaire by taking other people's suggestions. He built his fortune thanks to his nonstop hustle, often working 60-plus hours straight. He sold his first company, Parsons Technology, which made personal finance and tax software, to Intuit for $64 million in 1994 (or about $165 million today). In 1997, he started domain name registrar GoDaddy and sold a 71% stake for $2.3 billion in 2011 (or $3.4 billion today). By Will Yakowicz, Forbes Staff. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode you will hear: (17:44) Mark and Carter debate an article Brennan Barnard wrote in Forbes entitled: "College Admissions Maxing: A Troubling Trend (44:36) Mark interviews Dr. Rick Barth, Director of Undergraduate Admissions Part 1 of 5 Preview of Part 1 of 5 µ Rick Barth shares his backstory µ Rick mentions several reasons why students should consider Clemson and he mentions some of Clemson's marquee programs µ Rick explains how Clemson admits by major µ Rick explains how the undeclared/undecided major works at Clemson µ Rick opens up and shares the most competitive majors, at Clemson, Rick often refers to these majors as the limited enrollment majors µ Rick shares the numbers of the growth of Clemson's applications, and he explains why he feels Clemson has taken off since 2020 µ Rick talks about the Clemson alumni network Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

Henna Pryor, workplace performance expert, executive coach, bestselling author of Good Awkward, and award-winning two-time TEDx and keynote speaker, joins me on this episode. Henna was named a SUCCESS Magazine Woman of Influence and has spoken to global organizations including Google, Johnson & Johnson, and JPMorgan Chase. She's been featured in popular media outlets including Forbes, NBC, The Washington Post, Business Insider, and Fast Company. Henna has spent much of her life thinking about what other people think, navigating the discomfort that comes with not fitting expectations, and learning what happens when we stop trying to avoid awkwardness and instead get better at it. Her work explores why awkwardness is a natural part of being human and how learning to navigate it can help us become more confident, courageous, creative, and connected. In our conversation, Henna shares the science behind awkwardness, why our social muscles may be getting weaker, and practical strategies we can use to become more comfortable with discomfort.

What if the way you use technology could actually teach you more about yourself? We spend so much of our lives surrounded by technology—scrolling, searching, streaming, texting, working, and increasingly, asking AI to think alongside us. But what if our relationship with technology isn't just about willpower or screen time? What if it's a window into our deeper emotional needs? In this episode of Centered in the City, I'm joined by Jay Vidyarthi, award-winning author of Reclaim Your Mind, designer, entrepreneur, and thought leader at the intersection of mindfulness and technology. Jay has spent more than 15 years practicing meditation and has helped design more than 50 technologies aimed at improving human wellbeing. His work includes Muse, the Healthy Minds Program, and other innovative approaches to using technology in service of human flourishing. We explore what it really means to reclaim our minds in a world designed to capture our attention. Jay offers a nuanced perspective: there is absolutely a responsibility on technology companies and attention-harvesting platforms to create healthier digital environments, but there is also a personal responsibility to become more aware of how and why we engage with technology. And that awareness can tell us a lot. In this conversation, we explore: Why our relationship with technology can be a mirror for our deeper emotional needs How scrolling, notifications, and algorithms can give us a watered-down version of what we're actually seeking How self-awareness can help us recognize when we're being hooked by an algorithm Why simply blaming technology doesn't give us back our agency How mindfulness or journaling can help us pause long enough to notice what we're actually looking for How to create a more empowered and intentional relationship with technology How we can use AI to enhance our capabilities without cannibalizing the very human capacities we want to preserve Why protecting our attention may be one of the most important ways we protect our humanity   Take a listen to this episode and share your takeaways with us on Instagram @OneWade  and @jay.vidyarthi   Resources: Centered Walks: Guided walking meditations to support you getting out of your head and into your body 100 Mindful Moments to Balance & Energize by Wade Brill Reclaim Your Mind By Jay Vidyarthi   ***** Jay Vidyarthi is the award-winning author of RECLAIM YOUR MIND and an accomplished designer, entrepreneur, and thought leader at the unique intersection of mindfulness and technology. As the founder of Still Ape, he's been involved in over fifty technologies that have helped millions of people improve their well-being, including Muse, the Healthy Minds Program, Sonic Cradle, and many more. His work and ideas have been featured by Harvard, MIT, TED, Forbes, CNN, Fast Company, Psychology Today, and Mashable. A meditation practitioner for over fifteen years, Jay is as comfy on a silent retreat as he is challenging his son to epic video game battles. On days off, he can usually be found making music, enjoying screen time, or out for a walk somewhere near Lake Ontario. Learn more at jayvidyarthi.com

Most business owners think their exit value will come down to EBITDA and an industry multiple. But buyers are not only evaluating what the company earns; they are deciding how much risk they would inherit.  That risk can show up in customer concentration, weak financial reporting, founder dependence, an incomplete leadership team, or a business that has not been prepared to operate without its owner.  In this episode of Money School Elite, I sit down with Mike Bennett, founder of Crewe Capital, to examine what sophisticated buyers actually look for and why strong exits often take years to build.  We also explore why a business does not have one fixed value, how multiple indications of interest can create competitive tension, and why the right buyer may see strategic value that another completely misses.  What You'll Discover In This Episode    Why buyers price a business according to risk, not the effort it took to build The operational weaknesses that can quietly reduce your exit valuation Why founder dependence can make an otherwise profitable company harder to sell How tracking the right KPIs helps you understand whether your business is truly ready for market Why speaking to one buyer can leave significant value on the table How multiple indications of interest reveal what the market actually believes your company is worth Why the highest-value buyer may come from outside the traditional private equity landscape   About the Guest Mike Bennett is the Managing Partner of Crewe Capital. Mr. Bennett held senior positions with three different investment banking firms before this. Mr. Bennett provides capital solutions to middle-market companies and alternative investment advisory to institutional clients. Mr. Bennett has completed over 100 investment banking transactions. Expertise includes mergers, acquisitions, corporate finance, strategic advisory, fundraising, and direct investment in real estate, private equity, and private credit. Mr. Bennett sits on multiple boards and is actively involved in his community by participating in various organizations with a charitable focus. He is a graduate of Brigham Young University and the Saïd Business School at the University of Oxford. To learn more, visit crewe.com and send an email to m@crewe.com.     About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.   Resources Private Money Guide:  https://go.moneyschoolrei.com/book-podcast Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast Mapping out the Millionaire Mystery:  https://go.moneyschoolrei.com/newbook-podcast    

Most people think the hard part is making money. But Lawrence Dunning's story shows that making money, keeping money, and using money well are three very different things. By 30, Lawrence had built a multi-million-dollar net worth on the trading floor in Chicago. Then he stepped away to pursue a dream that had a much smaller window: becoming a professional MMA fighter. When he came back, the trading business model that had made him wealthy had changed, and the income stream he once relied on was gone. In this episode of Money School Elite, I sit down with Lawrence to talk about what he learned from becoming a millionaire, losing it, rebuilding through real estate, and developing a very different philosophy around money. We get into the difference between being rich and being wealthy, why one revenue stream can create hidden fragility, how risk changes when the goal moves from making money to preserving it, and why the wrong partner can cost more than a bad investment. But this conversation goes beyond money. Lawrence and I also talk about time, fatherhood, health, giving, hard things, and why wealth only becomes meaningful when it helps you build a life you actually want to live.   About the Guest Lawrence Dunning is a real estate investor, broker, entrepreneur, former fixed-income derivatives trader, and former professional MMA fighter. Born and raised in London, England, Lawrence holds both an undergraduate degree and an MBA from the University of Exeter. He began his career in finance as a fixed-income derivatives trader, working in London, Amsterdam, and Wall Street before settling in Chicago, where he traded at the Chicago Board of Trade and eventually founded his own trading company. After beginning his real estate investing journey in 2009, Lawrence shifted his focus fully into real estate and became a full-time broker in 2014. Since then, he has sold more than a quarter of a billion dollars in real estate investment properties and built a diversified portfolio of commercial and residential assets. He specializes in helping investors find turnkey, cash-flow-positive buildings and has been recognized as a Top 1% agent in Chicago for a decade. Lawrence is part of the Dunning Team at Fulton Grace, host of the Enter the Lionheart podcast, and author of The Forgotten Asset Class. He is also a Jiu-Jitsu 3rd Degree Black Belt, bringing a rare perspective on discipline, risk, resilience, money, and what it takes to rebuild after major setbacks. Follow @LawrenceDunning on Instagram.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.   Resources Private Money Guide:  https://go.moneyschoolrei.com/book-podcast Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast Mapping out the Millionaire Mystery:  https://go.moneyschoolrei.com/newbook-podcast    

An advisor who served as a top aide to Dr. Anthony Fauci during the COVID-19 outbreak has pleaded guilty to plotting to conceal federal records related to the pandemic, amid a wave of Republican legislative scrutiny over the federal response to the pandemic. Read the full story on Forbes: https://www.forbes.com/sites/maryroeloffs/2026/08/19/top-fauci-advisor-pleads-guilty-in-covid-19-origin-cover-up-case/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Boyce Watkins speaks about the new black billionaire, David Grain.

You've probably been driving down the road in some suburb and noticed that an old piece of land is now being turned into a subdivision. Have you ever wondered how that happens? Today you'll learn how. Brandon Cobb was a former medical device sales rep before becoming a fund manager and land development coach at LearnLandDevelopment.com. His firm HBG Capital manages $22 Million of land development annually. He has been featured on the covers of REI Wealth and Realty 411 Magazines and has been published in Forbes magazine.  He joins Roger today to discuss the entire process of developing land from raw dirt to finished houses. Along the way you'll see how he conducts analysis and manages risk at every stage of the way. He will talk about some expensive mistakes that make good lessons for us all.

What do a Home Depot employee and a satellite have in common? More than you might think. In this episode, Mike Rowe talks with two CEOs about the people and technology quietly building the future around us. First, Mike sits down with Ted Decker, CEO of The Home Depot, to talk about workforce development, the company's "inverted pyramid" philosophy—where frontline associates and customers sit at the top and management exists to support them—and why developing people from the ground up is central to the company's success. Decker also explains the story behind Home Depot's Kids Workshop program, which has introduced generations of young people to tools, building, and the satisfaction of making something with their own hands. Then Mike talks with Forbes 30 Under 30 honoree Ian Cinnamon, CEO and co-founder of Apex, a company tackling one of the space industry's biggest challenges: making satellites faster and at much greater scale. Cinnamon explains just how many aspects of everyday life depend on satellites—from communications and navigation to weather and national security—and why getting more capable spacecraft into orbit is becoming increasingly important. From the aisles of Home Depot to the edge of space, this is a conversation about building things, building people, and building what comes next. Shout out to our great sponsors K12.com/Rowe—Find a K12-powered school near you and see what's possible for your child with K12's Career and College Prep. ZipRecruiter.com/Rowe—The recruiting site that really is the smartest way to hire. Post a job for FREE and find a qualified candidate in 24 hours. GoodRanchers.com/ROWE—Sourcing 100% of their meat from American farms and ranches and delivering straight to your door. Get $50 off anything on their site and get DOUBLE the FREE meat with every order when you start a plan. CamelCityMill.com—The last work sock you'll ever need. 100% American made with a 10-year warranty.  Use code ROWE for 10% off Mike's favorite work sock.

Music journalist Jim Ryan from Forbes.com is back to talk about his latest interviews, including a conversation with Corey Glover of Living Colour. Jim also reviews a packed lineup of recent concerts, including Chicago and Styx at Allstate Arena, Guns N’ Roses and Public Enemy in Tinley Park, Rush at the United Center, and Billy Idol at Ravinia. Jim and Nick also compare notes on this past weekend’s Fan Expo at the Rosemont Convention Center. Later, Esmeralda Leon and Nick continue the Fan Expo conversation, including how Mel Gibson managed to make about $45,000 in just three hours by basically standing still. They also get into the recent illegal raves at the Congress Theater and revisit Marathon Man to ask an important question: Why the hell didn’t Dustin Hoffman have locks on his doors? [Ep 483]

This week on the Live Greatly podcast, we're revisiting a favorite conversation with New York Times bestselling author Katherine Schwarzenegger Pratt. Kristel Bauer sits down with Katherine for a candid conversation about parenting, navigating mom guilt, staying connected and supporting your well-being while juggling the many demands of life. Katherine shares what has helped her navigate motherhood and working life, lessons from her own childhood, and why connection can be such a powerful source of comfort and support. She also discusses her relationship with her sister, Christina, and the inspiration behind her children's book, Good Night, Sister. Originally recorded in 2023, this conversation offers timeless insights around parenting, guilt, connection and making time for what matters. Tune in now! Key Takeaways From This Episode: Katherine's perspective on navigating mom guilt What helps Katherine support her well-being as a mom How she approaches the juggle of motherhood and work Why connection can be a powerful source of comfort Insights from Katherine's childhood and family relationships How sibling relationships can evolve over time Tips for supporting positive relationships between siblings The personal inspiration behind Good Night, Sister About Katherine Schwarzenegger Pratt: Katherine Schwarzenegger Pratt is a New York Times bestselling author, animal advocate, daughter, sister, wife and mom. Katherine is the daughter of Arnold Schwarzenegger and Maria Shriver and she is married to actor Chris Pratt. Order Katherine's book 'Good Night, Sister'  here  Website: https://www.katherineschwarzenegger.com/  Instagram: @katherineschwarzenegger Facebook: https://www.facebook.com/KatherineSchwarzenegger/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

The crew's back together after a week off, and it takes about five minutes before anyone actually mentions basketball. Bob's fresh off a trip to San Antonio (river walk, wine, a very serious debate about mashed potatoes), and once the guys settle in, they get to the real news.   The big story is the Lakers sale, or more accurately, the Lakers sale that might not be happening. Jeanie Buss is reportedly refusing to hand over her remaining stake to Bob Iger's group, and the guys dig into why she's digging in, who could realistically help her buy out her siblings, and whether Vanessa Bryant factors into any of it.   From there it's a full lap around the league. There's an update on where the Clippers salary cap investigation stands, Russell Westbrook calling it a career after 18 seasons, and a debate over which stars from the 2000s draft classes have the most left in the tank. Horry also gets something off his chest about the 2026 Hall of Fame class, and he's not shy about who he thinks got left out.   The back half is schedule season. The guys break down the best revenge games on the 2026-27 slate, argue about whether Philly got handed a cupcake schedule, and run through the week's roster news, including Bradley Beal to the Clippers, jersey retirements for Kevin Garnett and Diana Taurasi, and Dennis Schroder quietly climbing the all-time journeyman list. Then it's game time. Bob pulls the fresh Forbes franchise valuations and puts Rob and Harp through a full round of guessing which team is worth more, running across the NBA, NFL and MLB, with a few results that catch everybody off guard.   00:00     Cold Open: Water Temps, Steak Orders & Asparagus Chaos 05:49     Lakers Ownership Drama: Jeanie Buss Won't Sell 09:20     Who Could Help Jeanie Buy Out Her Family? 15:29     Clippers Cap Case Update & Forbes Valuations Teased 20:48     Russell Westbrook Retires After 18 Seasons 24:02     Ranking the Last 2000s Stars Still Playing 26:09     Paul George's Health and Longevity 27:25     Horry Snubbed Again: Breaking Down the 2026 HOF Class 33:41     Reviving the Campaign to Get Horry In 35:51     2026 Schedule's Best Revenge Games 38:20     Is Philly's Schedule Too Easy This Year? 43:17     Quick Hits: Beal Signs, KG & Taurasi Retire, Schroder Traded 45:15     Big Shot of the Week: Teen's 3D-Printed Wheelchair 46:51     Buy My Team: Knicks-Clippers & Cowboys-Patriots 48:13     Buy My Team: Mets-Braves & Bulls-Heat 49:35     Buy My Team: Falcons-Panthers & Dodgers-Yankees 51:55     Buy My Team: Hawks-Cavs, Eagles-Giants & Rays-Marlins 55:33     Buy My Team: Chiefs-Ravens Finale 57:02     Wrap-Up: Football Season and Picks Are Coming Back

If you're posting on Instagram because you know your studio should be there—but you're not quite sure whether all that posting is actually helping you get seen, build trust, or increase enrollment, this episode is for you.I'm joined by Katelyn Rhoades, Forbes-featured entrepreneur, founder and CEO of Enfluence Marketing Studio, and host of the top-ranked podcast Call Her Creator. Katelyn has grown a community of more than 350,000, built a seven-figure business from scratch, and partnered with brands including Adobe and Meta.But this conversation isn't about becoming an influencer.It's about using Instagram to grow a local studio business.We talk about what studio owners should actually be posting, how to create content that reaches the right people in your community, and why you don't have to become a full-time content creator—or even love talking to the camera—to make Instagram work for your business.And then I put Katelyn on the spot.I gave her a real-world scenario: You're a dance studio owner heading into enrollment season. What would you do on Instagram to get more students through the door?What followed was basically a mini masterclass.In this episode, we talk about:How local businesses should think differently about InstagramWhat to post when enrollment is your goalHow to create content for the people who are actually likely to buyTalking-head videos vs. Reels vs. graphics, and where each fitsWhy you don't need a massive following to make Instagram valuableHow to turn visibility into trust and, ultimately, enrollmentPractical content ideas you can start using immediatelyIf your studio is doing great work but not enough people know about it yet, this conversation will give you some incredibly practical ways to change that.Grab ⁠⁠The Visibility Vault™⁠⁠⁠ : 150+ Canva templates + done-for-you captions to help you stay consistent and get seen online. FollowKatelyn on IG: @thekatelynrhoadesCall Her Creator on IG: @callhercreatorKatelyn on YouTubeKatelyn on LICompany - Enfluence Studio Want to strengthen your local visibility beyond Instagram?Grab my FREE Google Business Profile workshop. I'll show you what to do, where to do it, and how to optimize your profile so that when people in your community are searching for what you offer, your studio has a better chance of showing up.

A real estate transaction may involve homes, emotions, and major life decisions, but underneath all of it is money. Can the buyer afford the property? Will the taxes affect their qualification? Does the appraisal support the deal? Is the financing actually a good choice for the client? Agents who cannot answer those questions may struggle to advise buyers, identify problems early, or find the solutions that keep transactions moving. In this Best Of episode, we revisit a practical conversation with real estate and financial technology entrepreneur Teresa Grobecker about why agents need a stronger understanding of the financial side of real estate. Teresa argues that real estate professionals should know more than whether a buyer has received a preapproval. They should understand the financial information to determine whether that client can actually reach the closing table, and whether purchasing the property is a responsible decision for them. You'll learn: Why real estate is fundamentally a financial transaction How financial knowledge can help agents close more deals Why a preapproval does not tell an agent everything they need to know How property taxes can affect a buyer's ability to qualify Why understanding PITI gives agents a strategic advantage How financial knowledge can help agents identify overlooked solutions Why agents must disclose any compensation connected to financing How helping buyers evaluate their options can build greater trust   Guest Bio Teresa Grobecker is a recognized innovator in the real estate, fintech, and proptech sectors. With over a decade of experience as a licensed real estate broker and deep expertise in brokerage management, compliance oversight, and technology integration, Teresa has consistently pioneered solutions that bridge the gap between traditional real estate processes and emerging technologies. As the first founder to successfully take a real estate brokerage onto a blockchain, Teresa combines her deep understanding of regulatory requirements with forward-thinking technology strategies to drive operational efficiencies and revenue growth. Her background includes founding and scaling multiple companies in real estate and finance, serving as a venture partner, and contributing as a thought leader in both industries. As the founder of the first online real estate and mortgage brokerage in San Francisco, she showcased her innovative approach. With a background as an equity partner at a global investment bank, Teresa has deep insights into capital markets and has advised the Federal Reserve, SEC, and FHFA on regulatory matters. Additionally, she led three National Association of Realtors portfolio companies during high-growth stages and consulted with Blackstone's ancillary services, advising bank CEOs and presidents. Her expertise in underwriting loans and enhancing their appeal to secondary and capital markets further strengthens her ability to craft compelling marketing strategies that drive growth. Connect with Teresa on LinkedIn.   About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR®, and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, the Washington Post, Homes.com, and REALTOR® Magazine.   Subscribe, Rate & Review Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm, so our show reaches more people. Thank you!     

"We did a study where we shared the story of the careful thought that went into products that were better for people and the planet … Then we administered the standard guest satisfaction survey, and what we found, Joan, was 150% increase in satisfaction, loyalty numbers… Why?...They equated it to service. They said a hotel that goes out of its way to choose products that are better for me and the planet is a hotel that I have confidence is going to take better care of me while I'm there." JoAnna Abrams on Electric Ladies Podcast   With summer travel season is in full swing, a lot of us are staying in hotel rooms - 56% of us, according to the American Hotel and Lodging Assn. (AHLA) per year.  And business travellers stay in hotels a lot more - 77% of business travellers do. But did you ever think about what impact those rooms might have on your health? Or the planet's? Listen to JoAnna Abrams, Founder/CEO of MindClick in this fascinating conversation with Electric Ladies Podcast host Joan Michelson. MindClick is a supply chain product intelligence company with deep experience in analysing hotels. They tell us if furniture, carpets, beds, etc. in hotels have toxic chemicals, were made with renewable materials, if hotels use clean energy, etc. Since this episode aired last year, they expanded into home furnishings too. You'll hear about: ●        How MindClick measures the impact of the furnishings in hotels on our health and the planet. ●        How corporate travel buyers decide which hotels their executives and employees need to stay in when they travel – and how MindClick intelligence helps keep their teams safe & sustainable. ●        How consumers can find information on hotels verifiably adhere to ESG-related standards. ●        Plus, career advice, such as:   "First of all, don't give up on that, wanting to make a difference.  I remember early in my career saying that that's something I wanted to do, and the response was, no, you don't. You just want to make money. The truth is, you can find opportunities to make a difference and make money. The key is, being very clear in communicating that out to your network, and you'll be pleasantly surprised at how many people actually share that same sentiment. We all want to feel good about the work that we're doing, and by being open about that you'll find that people will be open in return and refer you to those that are on that path." JoAnna Abrams on Electric Ladies Podcast   Read Joan's Forbes articles here.   You'll also like: ·       Japan's Expo Embraces Sustainability & Clean Energy – Yvonne Burton, Burton Consulting gives a tour of the Osaka Expo's many sustainability features and exhibits ·       Recycled Steel Goes Mainstream – Tabitha Stone, G.M. of Energy Solutions at Nucor Steel Corporation ·       Green Cement Is Changing How We Build – Marci Jenks, Eco Material Technologies ·       Sustainable Business Is Good Business – Tensie Whelan, Director, the NYU Stern Center for Sustainable Business   Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers.   Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

TIME Top 100 creator Shira Lazar shares her creator playbook. Before "creator" became a career path, Shira Lazar was already building one. In this episode of The AI Marketing Companion, Shira shares the lessons she's learned from more than 15 years of building media brands, identifying trends, and helping creators navigate a rapidly changing digital landscape. Timestamps 00:00 Introduction and Shira's journey from early digital media to the creator economy 04:25 How to recognize a real trend before it reaches peak popularity 10:18 Why follower counts don't tell the whole story when selecting creator partners 16:42 How to use AI to enhance your work without losing your authentic voice 22:10 Authenticity in an era of AI-generated content and invisible watermarking 27:35 The Creator Bill of Rights and building healthier creator partnerships 31:12 Shira's homework assignment for every marketer What signals are you missing? Which creator partnerships are worth pursuing? And how can AI amplify your work without replacing what makes it uniquely yours? Listen in for a practical playbook from one of the world's most influential creators. Connect with Sandy LinkedIn: https://www.linkedin.com/in/sandyacarter/ Forbes: https://www.forbes.com/sites/sandycarter/ Sandy Carter: https://sandycarter.net/ Youtube: https://youtube.com/@aifirstmarketing?si=Qkyd3smETP8HQ7SM

Holly Budge is a global keynote speaker on risk, innovation, and human potential, operating at the intersection of conservation, science, and bold ideas. As an Everest summiteer and the first woman to skydive Everest, she now focuses less on surviving extremes and more on solving the complex conservation challenges shaping our future.  As founder of international NGO How Many Elephants and World Female Ranger Week, Holly explores how nature, technology, and innovation can work together to design smarter systems, from using bees as bio-engineers to reduce human-elephant conflict in Africa, to empowering women as front-line wildlife rangers. Her work has reached over 500 million people globally, been featured in Forbes, and praised by Sir David Attenborough. In this episode, Holly shares powerful insights from her journey between extreme adventure and global conservation work, including how her definition of risk and purpose has evolved over time. We dive into the real-world impact of wildlife conservation projects, from elephant corridors and bee-based deterrents to the rise of female ranger teams protecting some of the world's most vulnerable ecosystems. Listen to this episode to hear how adventure can become a force for global change, why women are reshaping the future of conservation, and what it takes to turn bold ideas into real-world impact at scale. ***  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x *** Show notes Who is Holly Being an adventurer and passionate conservationist  Founder of How Many Elephants, Wildlife Positive Travel and World Female Ranger Week First speaking to Holly March 26th 2019 on the Tough Girl Podcast   Recap on what was discussed on that episode  Deciding to move to New Zealand in 2019 Training for the Coast to Coast Race  Learning how to kayak especially for this race  Getting over her fear of fast moving water Doing a training course and getting to a Grade 2 whitewater certification Doing the challenge solo and being supported by her mum at the checkpoints Working on her charity - How Many Elephants  How have things changed for the elephants over the years  How poaching numbers have come down  Human elephant conflict and how it has increased over the years Partnering with an NGO in Tanzania  Elephants being scared off bees and creating elephant corridors  Dr Lucy King  Why it works differently in Asia  How her definition of adventure has changed over the years Heading out with armed rangers Creating world female ranger week in 2021 and how it's gotten bigger and bigger every year Reaching over 500 million people!! The importance of women in these roles Why it matters that women are involved  The Black Mambas - the all female anti -poaching team  Women are proving to be way less corruptible than men June 23rd - 30th - world female ranger week - same week - every year How it has evolved to - Women in conservative  Amanda Dungeon - Ambassador - world female ranger week Listen to Amanda on the Tough Girl Podcast The goal of getting the untold stories out there Connecting donors and their money to the right projects  Conservation without funding is just conversation  Needing to be able to track and measure the money and the impact Making her money via speaking events at corporates and conferences  Looking at sustainable tourism - with Wildlife Positive Travel  Why every year is different Moving into a camper van and planning to drive to New Zealand How does it work with her husband? Training for the Montane Arctic Spine Race (290 miles)  Cold weather experience and training  Training with Chat GBP How to connect with Holly on social media Putting herself into more uncomfortable situations Final words of advice and wisdom for other women who want to get outside their comfort zone Think Tall - Start Small Get prepared  Win or Learn Smile through the pain A positive mindset is a resilient mindset   Social Media Holly Budge Website: www.hollybudge.com Instagram: @hollybudge LinkedIn: www.linkedin.com/in/hollybudge Wildlife Positive Travel Website: www.wildlifepositivetravel.com Instagram: @wildlifepositivetravel How Many Elephants Website: howmanyelephants.org Instagram: @howmanyelephants World Female Ranger Week Website: www.worldfemalerangerweek.org Instagram: @worldfemalerangerweek

The hardest person you'll ever lead is the person you see in the mirror every day. And the more influence you have, the more important self-leadership becomes. In this episode, Andy Stanley and Holly Goddard continue their conversation on why self-leadership is the foundation of great leadership. They explore why leaders must prioritize what they value most over what they want now, and why leading yourself well requires inviting others in. Download the application guide: https://re.yourmove.is/4xBuTOx Get your copy of Andy’s new book, What Great Leaders Do: https://re.yourmove.is/4g7pEz5 Here's what they cover in this episode: Three commitments great leaders make What great leaders prioritize (2:10) How to determine what you value most (7:36) Why great leaders invite feedback (19:36) Prefer to watch instead of listen? You can find new episodes of the Andy Stanley Leadership Podcast on YouTube at YouTube.com/AndyStanleyOfficial Recognized as one of Forbes' 6 Leadership Podcasts To Listen To In 2024 and one of the Best Leadership Podcasts To Stay in the Know for CEOs, according to Industry Leader Magazine. If this podcast has made you a better leader, you can help it by leaving a quick Spotify or Apple Podcasts review. You can visit Spotify or Apple Podcasts, and then go to the “Reviews” section. Thank you for sharing!See omnystudio.com/listener for privacy information.

You Down With YPP?Episode Description:I break down YouTube's latest changes to its Partner Program, including doubled watch-hour requirements and higher Shorts monetization thresholds ahead of the February 2027 deadline. I also bring in YouTube expert Adam Ivey's take on why the real story isn't necessarily the new criteria, and I share my own channel's numbers so you can set realistic expectations for your own YouTube journey.Then the AI kids stop by for story time as I take a look at Spotify's decade-long history of making big podcasting promises—and quietly failing to deliver on them. From a scrapped hosting partnership to a Creator Fund that never paid a cent, there's plenty to unpack.Plus, Ray Ortega drops by with the shortest—and most accurate—definition of “podcast” you'll ever hear.YouTube Partner Program (YPP) changes, effective February 1, 2027Watch-hour requirement doubles: 4,000 to 8,000 hours in the past year (new creators only; existing YPP members are grandfathered in)Shorts monetization threshold doubles: 10 million to 20 million qualified views in 90 days to get in, then a rolling 10 million views every 90 days to maintain earningsFull monetization tier: 1,000 subscribers, $100 payment thresholdLower tier (500 subscribers): unlocks YouTube Shopping (affiliate) and channel memberships, requires 3,000 watch hours or 3 million Shorts viewsThe real story behind the changesAdam Ivy's stat: 67% of YouTube creators make less than $10,000/yearYouTube's stated pivot: broadening revenue beyond ads, with bonuses for YouTube Shopping, brand-deal incentives, and trend-based earning boostsYouTube says it expects to pay creators more in 2027 than 2026: money is shifting, not shrinkingSteve Stewart (Podcast Editor Academy): "Don't just sell your audience to sponsors, sell sponsors on how great your audience is"Is YouTube worth it? The dataSounds Profitable's Podcast Atlas (slide 23): Clips lead viewers to watch a specific episode (30% often/always, 81% at least sometimes) and to become regular listeners (33% often/always, 84% at least sometimes)Dave's real channel numbers: 3,523 subscribers, ~$2.49 per 1,000 views, one video with 115 views earned 25 centsBottom line: YouTube ad revenue is icing, not cake. Don't budget groceries on itSpotify: a bedtime story for the AI kidsMay 2015: Spotify launches podcasts through a small group of hosting "partners" (Libsyn, Blubrry), framed as a growth opportunity, not monetizationSpotify initially insists on hosting the media files itself rather than letting partners host. Partners build custom engineering to comply, then Spotify reverses course2019: Spotify buys Anchor for $150 million, turning former hosting partners into competitors overnight, with free hostingSpotify quietly submits shows to Apple Podcasts under its own account, hiding stats from creators and sparking creator frustration (often aimed at consultants, not Spotify)2020: Megaphone acquired for $235 million. 2021: Whooshkaa acquired and folded into Megaphone, then shut down2021: Betty Labs acquired, becomes Greenroom (Spotify's Clubhouse competitor)2021: "New Era of Podcast Monetization": paid subscriptions, Open Access Platform, Spotify Audience Network announcedMid-2021: Greenroom launches with a Creator Fund promised for live audio creators. Payment mechanics never disclosed2021: Music + Talk announced ("play music in your podcast"), restricted to the Spotify app, paying subscribers only, after listening to the full episodeSeptember 2021: Q&A and Polls launch, pitched as "the future of podcasting is interactive"January 2022: In-house production studio "Studio Four" shut down with layoffsApril 2022: Greenroom rebrands to Spotify Live; Creator Fund confirmed to have never launched, quietly shelvedMarch 2023: Anchor rebranded to Spotify for PodcastersApril 2023: Spotify Live shut down entirely, two years after the original Greenroom launchFebruary 2024: Music + Talk and Anchor's recording tools killed; users redirected to RiversideJuly 2024: Q&A and Polls shut down, replaced with CommentsSpotify's "walled garden" habits: video and transcripts only available on Spotify, resistance to RSS since it sends listeners off-platform2026: Skip Ahead ad-skipping button testing begins, available only to Premium subscribers, while advertisers still pay for the adAudiobooks added, bundled with music, resulting in lower royalty payments to musiciansWhat it actually takes to make money on Spotify1,000 Spotify audience members (last 30 days)2,000 Spotify hours consumed (last 30 days)At least 3 published episodesFree alternatives exist too: Buzzsprout (90 days free), RSS.com, Red CircleAlso in this episode:Ray Ortega's shortest definition of a podcast: "An RSS feed with audio or video content"Dave will be at the Empowered Podcasting Conference. Say hello if you see himLinks:Podnews (the definitive investigative piece): https://podnews.net/update/greenroom-creator-fund-mirageHollywood Reporter (original confirmation): https://www.hollywoodreporter.com/business/digital/spotify-greenroom-creator-fund-live-audio-1235132234/TechCrunch (Spotify's official statement): https://techcrunch.com/?p=2302547Tubefilter (stock price angle): https://www.tubefilter.com/2022/04/19/meta-live-audio-rooms-spotify-green-roSpotify's own support doc: https://support.spotify.com/al/creators/article/understanding-skip-ahead-button/Podnews (the deepest industry-side reporting): https://podnews.net/article/spotify-threat-ad-skippingHollywood Reporter (advertiser reaction): https://www.hollywoodreporter.com/business/digital/spotify-new-ad-skipping-feature-1236670480/Forbes (scale/downloads context): https://www.forbes.com/sites/gabrielalinzainescu/2026/08/10/spotify-tests-ad-skip-button-that-could-upend-podcast-advertising/Variety (original 2024 reclassification): https://variety.com/2024/digital/news/spotify-music-audiobook-bundle-lower-royalty-for-songwriters-1235974942/Music Tech (MLC lawsuit filed): https://musictech.com/news/industry/spotify-royalties-lawsuit-audiobook-bundling/Music Business Worldwide ($3.1bn NMPA projection): https://www.musicbusinessworldwide.com/nmpa-says-spotify-bundling-move-could-cost-music-publishers-3-1bn-through-2032/Music Business Worldwide (lawsuit dismissed): https://www.musicbusinessworldwide.com/spotify-wins-audiobook-bundling-lawsuit-as-court-dismisses-legal-action-brought-by-the-mlc/Variety (ruling coverage w/ judge's quote): https://variety.com/2025/music/news/spotify-wins-lawsuit-bundling-royalties-1236289823/Time (FTC complaint, $150M NMPA estimate):