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Bible Reading: John 10:2-5, 14"Oh, look!" Amelia said as her mother parked the car at Grandpa's farm. "I see Grandpa's new sheep! Let's go pet them." The children climbed out of the car and raced toward the sheep, but the animals darted to the far corner of the pen."Oops! We scared them," said Josiah. "Let's try again. Let's pull some grass for them, and this time let's walk, not run."Amelia agreed, and they each pulled a handful of grass and slowly carried it toward the corner where the sheep huddled. But as they approached, the flock spun around and dashed away. Amelia dropped her grass. "I give up.""Me too," said Josiah, throwing his grass on the ground.A moment later, the children saw their grandfather coming. They ran to give him a hug. "Grandpa, why do you have those baby bottles?" Amelia asked."Two of my lambs need these," replied Grandpa. "I feed them because their mother died.""I wish I could feed one of them," said Amelia, "but your sheep don't like us. They run away."Grandpa smiled. "Watch," he said as he led the children to a small pen beside the barn. They saw that it held two little lambs. "Here, Fluffy. Here, Snowball," Grandpa called as he opened the pen. The lambs scampered out and followed him as he crisscrossed the lawn.Josiah laughed. "They're playing follow the leader!" Grandpa handed each of the kids a bottle. "Here," he said. "You can hold these for them.""Cool!" said Amelia, offering her bottle to one of the lambs. She giggled in delight as the lamb eagerly took it. "This one dances while he eats!" Amelia looked at Grandpa. "But why wouldn't your other sheep eat the grass we pulled for them?""Sheep know their shepherd's voice and follow him. They tend to run away from strangers," Grandpa explained. "It reminds me that we are like sheep. We follow our Shepherd--Jesus--by obeying Him and trusting Him to guide us and take care of us. We don't let anything or anyone lead us away from Him because we've heard His voice and know that He is the Good Shepherd who calls us to eternal life with Him." –Margaret M. Primrose How About You?Are you following Jesus, the Good Shepherd? You may not have wool and four legs, but the Bible often refers to Christians as sheep who hear and follow Jesus's voice. He's the one who loves us so much that He gave His life to save us and promises to guide us, care for us, and supply our needs. If you trust in Jesus, you are following Him.Today's Key Verse:My sheep hear My voice, and I know them, and they follow Me. (NKJV) (John 10:27)Today's Key Thought:Follow your Shepherd--Jesus
Google is ruled an illegal monopoly. Again. But for a different reason this time. Switch 2 pre-orders are back on. Americans are flocking to Temu and Shein alternatives. And in the Weekend Longreads Suggestions, what if I told you 25 percent of community college applicants are now AI bots? And not only that, the bots are now “attending classes” in quotes.Sponsors:FactorMeals.com/ride50off and code ride50offLinks:Google Broke the Law to Keep Its Advertising Monopoly, a Judge Rules (NYTimes)Google loses online advertising monopoly case (Axios)Google Found GUILTY of Monopolization Again (The Big Newsletter)Nintendo Switch 2 preorders start April 24th and the price is still $449.99 (The Verge)The latest viral ChatGPT trend is doing ‘reverse location search' from photos (TechCrunch)Chinese shopping app Taobao joins DHgate in Top 5 on US App Store (TechCrunch)Weekend Longreads Suggestions:As ‘Bot' Students Continue to Flood In, Community Colleges Struggle to Respond (Voice Of San Diego)Astronomers Detect a Possible Signature of Life on a Distant Planet (NYTimes)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Explicit Aloha Podcast Episode 203 “Happy Five Dollar Friday/A Snowball of Deterioration”0:00 Happy Five Dollar Friday @safeway1:56 Chee-Steaks & Chee-li (Cheesesteaks & Chili)5:31 “Bowie”, Spelled E L I7:46 Mahalo Monster & Keala! @freakshowaiwohi @monsterenergy9:26 A Snowball of Deterioration 14:16 Breakfast Ball Launch Party/Vinyls
You crushed your quota. Commission check hits the account. Your first instinct? Celebrate! You earned it, right? Not quite. You've earned a reward, sure. But if every check disappears faster than a cold call prospect can hang up the phone, then you're just renting a lifestyle. Here's the truth: Top sales pros don't just sell like professionals—they manage their money like professionals. They know the high of a commission check can't replace long-term financial freedom. I've got the financial low-down. 1. Don't Spend It All in One Place—Or All at Once When a big check hits, it's tempting to splurge. New watch. Fancy dinner. Extra drinks on you. But here's the catch: commission highs come and go. Quarters fluctuate. Markets shift. Now more than ever, you can't treat every paycheck like a lottery win. Try this instead: Split your check. A solid money rule: 50% to lifestyle, 30% to savings/investments, 20% to debt. Set auto-transfers. Remove temptation. Have a percentage automatically move to savings or investments the minute you get paid. Living below your means is how you avoid feeling broke—even during dry spells. 2. Build the "Oh Crap" Fund Sales is high-risk, high-reward. One quarter, you're crushing it, the next you're staring down a dry pipeline and a mortgage payment. Enter your emergency fund. This isn't optional—it's survival. Ideally, you want 3–6 months of living expenses saved in a separate account, untouched unless it's a true money emergency. Having this cushion keeps you from making desperate decisions when things get tight—and keeps your mind clear to prospect fanatically. 3. Debt Doesn't Care About Your Commission Credit cards. Car payments. Student loans. Debt is a silent killer of long-term wealth. And the more you make, the more it sneaks in. Why? Because it's easy to think, “I'll just pay it off with my next check.” Then the check comes. And goes. Start taking control: List your debts. Highest interest first. Choose a strategy. Snowball (smallest balance first) or Avalanche (highest interest first). Stick to it. Automate payments. No missed due dates. No excuses. Pay with cash. And stick to it. If you can't afford to pay for it all now. You can't afford it, period. Freedom means having money that belongs to you—not a credit card company. 4. Your Future Self is Counting on You It's easy to feel invincible when you're 25, 30, 35—closing deals, stacking checks. But time moves fast. And if you don't start investing for the long haul, future-you will be making cold calls at 70. Start with your 401(k) if your company offers one—especially if there's a match (that's free money). If not, look into IRAs or Roth IRAs. Even small monthly contributions grow massively over time thanks to compounding interest. The earlier you start, the easier it is. The later you start, the harder it gets. 5. Plan, Don't Wing It You wouldn't wing a sales call with a high-value prospect, right? The same goes for your finances. You need a plan. Set financial goals. Pay off $10K in debt. Save $20K this year. Max out your Roth IRA. Track your spending. Use an app or spreadsheet. Know where every dollar goes. Meet with a financial advisor. Let a pro help map the path. Sales success without financial structure is just noise. You work too hard to have nothing to show for it in the end. 6. Discipline is Freedom This isn't about deprivation. It's about choice. When your money's right, you can: Stop chasing bad deals. Invest in coaching, property, or your own business. Sleep well, knowing you're not one missed quota away from panic. The people who look rich often aren't. The people who stay rich? They play the long game. Protect the Bank Account You already know how to grind. You already know how to win. Now it's time to build a life where that effort creates lasting freedom—not just fleeting dopamine hits.
Spring is when many people spring clean their home. But how many of us Spring Clean our finances? How many of us declutter our debt? April is also Financial Literacy Month, and for most of the Country April is the month when income tax returns are due. Did you file on time, or did you file for an extension? On this week's episode, Shawn & George talk about how to spring clean your debt, which is very similar to spring cleaning your home: (1) declutter - what expenses can you reduce or eliminate, (2) pick your cleaning tools - how do you want to eliminate debt, through consolidation, avalanche, snowball, or something else, and (3) stay organized - it's easier to remain debt free if you remain organized. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8
Nvidia (NVDA) will have to pay $5.5 billion for licenses to export its H20 chips, while AMD Inc. (AMD) will pay $800 million. Olivier Blanchard says these companies can absorb these costs without issue if it weren't for the "snowball" of other developments these companies are managing. Olivier believes the tariff picture can be even more complicated if China is more "patient" with negotiations. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Hansen's Sno-Bliz and the Story of the New Orleans Snowball In today's episode, we head over to Hansen's Sno-Bliz on Tchoupitoulas Street, in uptown New Orleans. We visit with Ashley Hansen, granddaughter of Ernest and Mary Hansen, and the current owner of Hansen's Sno-Bliz. Hansen's is the oldest snowball stand in the United States, and is currently open for its 86th season in 2025. In the 1930s, Ernest Hansen created the first machine to shave ice into the snowy powder essential for a terrific New Orleans snowball. That machine is still put to daily use in the shop today! Mary Hansen ran the business, while Ernest was working as a machinist on the ships docked along the Mississippi. In their later years, the Hansen's ran the snowball stand together. As they got older, their granddaughter Ashley was their to assist, and ultimately to continue the tradition. "There are no shortcuts to quality” - Mary Hansen Mary Hansen uttered these words frequently, and ran her business by this code. Today, Ashley continues setting the standard, making the syrups from scratch each day, and using the best possible ingredients. Mary's words are all over the shop - on signs and on every plastic cup sold at Hansen's today. Listen in and learn all about Mary and Earnest Hansen, and the ubiquitous treat New Orleans claim as their birthright today. You'll hear great family stories, and tales of New Orleans traditions. By the end, you'll be ready to make your plans to visit New Orleans this summer and stop in at Hansen's for a delicious snowball! Visit and Follow Hansen's Sno-Bliz If you want to drive yourself crazy with snowball envy, be sure to follow Hansen's Sno-Bliz on Instagram. Go ahead, you know you want to! Check out their website (snobliz.com) for more history about Hansen's and to be sure they are open for the season. You can also get updates on their Facebook page. Better still, visit Ashley and the team over at Hansen's in person. Hansen's Sno-Bliz is located at 4801 Tchoupitoulas Street, New Orleans, LA. Tchoupitoulas is pronounced CHOP-i-TOO-LAS, but you would already know that since you listened to episode #11 - the Language of New Orleans. You did listen to that episode, right? :) Hansen's is open from 1-7PM, Tuesday-Sunday, when they are in season. Be sure to check before you go, and don't go on Mondays - they will be closed. Mondays in New Orleans are for red beans and rice anyway. Thank You Thanks to Ashley Hansen for talking with us on a busy afternoon in the middle of snowball season. I went to meet Ashley and learn about the snowball business. What I got instead was a love story, and a new friend! Thanks also to Paul Broussard who works with Ashley and helped set up our interview! Subscribe to the Podcast If you enjoy the show, please subscribe to the podcast on Apple Podcasts, Stitcher, Spotify, Google Play Music or wherever you get your podcasts. If you do enjoy listening, please share Beyond Bourbon Street with someone who shares our love of New Orleans. Join Us on Facebook We have a free Facebook group where you can ask questions, share your New Orleans experiences and engage with others who love all things New Orleans! Join us by going to beyondbourbonst.com/facebook Contact Us Got an idea for an episode, have some feedback or just want to say hi? Leave us a message at 504-475-7632 or send an email to mark@beyondbourbonst.com Thanks for listening! Mark
Une sélection des actualités du jour qui ont un impact direct ou indirect sur vos finances personnelles. Avec : Géraldine Métifeux, associée-gérante d'Alter Egale, et Yoann Lopez, fondateur de la newsletter économique Snowball.
Ce jeudi 3 avril, Lorraine Goumot a reçu Nicolas Doze, éditorialiste éco BFM Business, Géraldine Métifeux, associée-gérante d'Alter Egale, et Yoann Lopez, fondateur de la newsletter économique Snowball, et Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Ce jeudi 3 avril, Lorraine Goumot a reçu Nicolas Doze, éditorialiste BFM Business, Géraldine Métifeux, associée-gérante d'Alter Egale, Yoann Lopez, fondateur de la newsletter économique Snowball, Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, Étienne Bracq, journaliste BFM Business, Florian Ielpo, en charge de la macroéconomie chez Lombard Odier IM, Pierre Schang, gérant de portefeuille actions chez La Financière de l'Echiquier, Xavier Anthonioz, président du directoire de 123 Investment Managers, Manuel Valente, directeur scientifique chez Coinhouse, Souleymane-Jean Galadima, co-fondateur de Sapians, Amélie Ziegelmeyer, directrice régionale de la Gestion Privée Laplace, et Benjamin Wattinne, co-fondateur et CEO de Sowefund, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Why do talented, hardworking professionals often struggle to get ahead? In episode 239 of IDEAS+LEADERS Podcast, we uncover the hidden rules of career advancement, influence, and power with Michael Wenderoth—an executive coach, Stanford MBA, and award-winning author of Get Promoted.Michael's provocative insights, featured in Harvard Business Review and Forbes, challenge conventional career advice by revealing an uncomfortable truth: hard work alone isn't enough. To rise in leadership, professionals must understand power dynamics, embrace influence, and navigate office politics—ethically and effectively.In this episode, we explore:· Why "being too authentic" can actually hold you back in your career· The biggest misconceptions about power, influence, and office politics· How to use strategic networking and managing up to accelerate success· The “Rock, Map, and Snowball” framework for getting unstuck in your career· How professionals can gain influence without feeling manipulativeIf you've ever felt stuck in your career or wondered why "working hard" isn't enough, this episode will give you the practical strategies and mindset shifts to take control of your professional growth.Connect with Michael Wenderoth:Website: MICHAEL WENDEROTHBook: Get Promoted: What You're Really Missing at Work That's Holding You Back: Wenderoth, Michael: 9781955242219: Amazon.com: BooksLinkedIn: (1) Michael C. Wenderoth - Executive Coach | LinkedInThank you for joining me on this episode of IDEAS+LEADERS. If you enjoyed this episode, please share, subscribe and review so that more people can enjoy the podcast on Apple https://apple.co/3fKv9IH or Spotify https://sptfy.com/Nrtq.
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
The Creative Process in 10 minutes or less · Arts, Culture & Society
“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.
Lorsqu'on s'intéresse aux finances personnelles, on recherche souvent de la rentabilité, de l'optimisation, des techniques plus ou moins avancées pour faire fructifier son argent. Mais la vraie réussite en matière de finances personnelles réside dans les choix que l'on fait au moment d'investir, que cela soit sur le choix du support sur lequel on place son argent (Bourse, SCPI, immobilier etc), ou sur le montant que l'on place. On pense tous faire les bons choix, et on se préoccupe au final assez peu d'améliorer notre prise de décision, alors que c'est pourtant le coeur de la réussite (ou de l'échec) d'une stratégie. Dans cet épisode, David reçoit Pauline de Zeeuw, qui est l'auteur de 2 newsletters autour de la psychologie en matière d'investissements : Snowball Thérapie et Money Feelings. Les thèmes suivants sont abordés :
Une sélection des actualités du jour qui ont un impact direct ou indirect sur vos finances personnelles. Avec : Yoann Lopez, fondateur de la newsletter économique Snowball. Et Géraldine Métifeux, associée-gérante d'Alter Egale.
Ce jeudi 20 mars, Lorraine Goumot a reçu Nicolas Doze, éditorialiste BFM Business, Yoann Lopez, fondateur de la newsletter économique Snowball, Géraldine Métifeux, associée-gérante d'Alter Egale, Andrea Tueni, sales trader chez Saxo Banque, et Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Ce jeudi 20 mars, Lorraine Goumot a reçu Nicolas Doze, éditorialiste BFM Business, Yoann Lopez, fondateur de la newsletter économique Snowball, Géraldine Métifeux, associée-gérante d'Alter Egale, Andrea Tueni, sales trader chez Saxo Banque, Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, Etienne Bracq, journaliste BFM Business, Kevin Thozet, membre du comité d'investissement de Carmignac, Franklin Pichar, directeur de la recherche chez Kiplink Finance, Céline Bourban, vendeuse actions chez Portzamparc (Groupe BNP Paribas), Arnaud Gihan, responsable de iShares & Wealth France, Belgique et Luxembourg du groupe Blackrock, Stéphane Ifrah, directeur de l'investissement chez Coinhouse, et Marie-Christine Sonkin, rédactrice en chef Patrimoine des Echos, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
On this episode, Deedi Brown, who runs The Booker of the Month book club, and I discuss the crossover love of literary fiction and genre, getting sucked in by award lists, and how being more involved in books turns into a snowball! Follow Deedi on Instagram Find Deedi's Substack here Get more information about Booker of the Month Club Support my Open Books fundraiser Books mentioned in this episode: What Betsy's reading: Tomorrow, and Tomorrow, and Tomorrow by Gabrielle Zevin Kingdom of No Tomorrow by Fabienne Josaphat Fundamentally by Nussaibah Younis Books Highlighted by Deedi: An Ember in the Ashes by Sabaa Tahir Crescent City Series by Sarah J. Maas The Most Fun We Ever Had by Claire Lombardo The Song of Achilles by Madeline Miller The Actual Star by Monica Byrne The Spear Cuts Through Water by Simon Jimenez Hollow Kingdom by Kira Jane Buxton Fed is Best: The Unintended Harms of the “Breast is Best” Message and How to Find the Right Approach for You and Your Baby by Christie del Castillo-Hegyi, B. Jody Segrave-Daly, & Lynnette Hafken Braiding Sweetgrass: Indigenous Wisdom, Scientific Knowledge, and the Wisdom of Plants by Robin Wall Kimmerer All books available on my Bookshop.org episode page. Other books mentioned in this episode: Choosing to Run by Des Linden, Bonnie D. Ford The Heaven & Earth Grocery Store by James McBride Ducks, Newburyport by Lucy Ellmann Girl, Woman, Other by Bernardine Evaristo Lenny by Max Porter The Nickel Boys by Colson Whitehead Black Leopard, Red Wolf by Marlon James Disappearing Earth by Julia Philips Trust Exercise by Susan Choi Wandering Stars by Tommy Orange This Strange Eventful History by Claire Messud Playground by Richard Powers Bel Canto by Ann Pachett The Tiger's Wife by Téa Obreht Onyx Storm by Rebecca Yarros Iron Flame by Rebecca Yarros Circe by Madeline Miller Where the Crawdads Sing by Delia Owens
Afficher son succès ou jouer la discrétion : qu'est-ce qui fonctionne vraiment en business ? Faut-il documenter chaque étape de son activité pour inspirer et créer du lien, ou est-ce que la transparence peut se retourner contre toi ?Dans cet épisode de Solo Nation, je réunis 3 entrepreneurs adeptes du "build in public" pour débattre :
"If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?" – Luke 16:11Managing money wisely in today's fast-paced world isn't always easy. With so many financial demands, it's tempting to take shortcuts—grabbing coffee on the go, eating out instead of cooking, or neglecting a budget altogether. But faithfulness in finances requires intentionality. Here's how you can stay faithful in managing your money according to biblical principles.Before making financial decisions, seek God's wisdom. James 1:5 reminds us, “If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him.” Set aside time each week to pray over your finances and seek God's direction.Create a Spending PlanA budget is essential for financial faithfulness. Without one, it's easy to overspend and struggle to meet obligations. If you don't have a budget, download the free FaithFi app, which provides step-by-step guidance for setting up a plan and tracking expenses.If your income isn't covering expenses, you have two choices: cut spending or increase income. Trimming expenses is often the easier option.Cut Unnecessary ExpensesStart by reviewing where you spend the most. While housing costs may be fixed, food expenses can be reduced with intentional planning:Limit dining out to once or twice a month.Meal plan and shop with a list to avoid impulse purchases.Consider online grocery shopping to stick to a budget and avoid overspending.Beyond food, look for other savings opportunities:Cancel unused streaming subscriptions.Form a babysitting pool with other parents.Seek out free local activities for entertainment.Build an Emergency FundFinancial stability requires preparation. Start by setting aside $1,500 for unexpected expenses like car repairs or medical bills. Gradually work toward saving three to six months' worth of living expenses. The peace of mind an emergency fund provides is worth the effort.Tackle Debt StrategicallyIf you're burdened by debt, follow Proverbs 22:7, which warns, “…the borrower is slave to the lender.” Develop a plan to pay off consumer debt using the snowball method:Pay minimums on all debts.Focus extra payments on the smallest balance.Once that debt is paid, roll payments into the next smallest.Repeat until you're debt-free.If you're struggling to make minimum payments, consider a debt management plan through Christian Credit Counselors, who can help reduce interest rates and speed up repayment.Save for the FutureOnce consumer debt is eliminated, shift your focus to retirement savings. Aim to invest 10-15% of your income in a tax-advantaged account like an IRA or 401(k). If your employer offers matching contributions, take advantage of this free money as soon as possible.Practice GenerosityGiving is at the heart of financial faithfulness. Commit to tithing regularly to your local church and seek opportunities to bless others through sacrificial giving. As Jesus said in Acts 20:35, “It is more blessed to give than to receive.”By following these principles—prayer, budgeting, saving, eliminating debt, and giving—you can remain faithful in managing the resources God has entrusted to you.On Today's Program, Rob Answers Listener Questions:My wife is retired. I am 59, and I want to retire next year. So our house is paid off. Vehicles, we have some rented houses. They're almost paid off. When should we take or try to take our Social Security?I'm 50 years old, self-employed, and max out my Roth IRA yearly. I have a question about Social Security—do you expect it to still be around in the next 20 years, or should someone like me be concerned about its future?I have a universal life insurance policy worth about $10,500, and my premiums were recently updated to $50 per month until 2031. However, I don't necessarily need the policy since I've donated my body to a hospital, which means I won't have funeral expenses. Therefore, I'm considering surrendering the policy, depositing the cash value into a bank account, and redirecting the $50 monthly premium into savings instead of continuing the policy. Is this a wise financial decision?My son has about $10,000 in credit card debt. He called the Christian Credit Counselors, who could help him. But he's also $30,000 in debt to payday cash loans, which charge him 300% interest. Unfortunately, they have said that they can't help him with those. Is there any avenue through which he can get help with payday loans?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Healthcare Ministries (CHM)Consumer Financial Protection BureauChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
In this episode, I break down the difference between good debt and bad debt—such as what types of debt can actually work in your favor (like business loans and student loans for lucrative careers), versus credit card debt and loans for things you can't afford. Some highlights:Credit Cards: My personal approach to using credit cards responsibly, including how I leverage rewards while avoiding high-interest debtDebt Repayment Strategies: Exploring effective methods for paying off debt, including the Snowball and Avalanche methods, and how to choose the right one for your situationEmergency Funds: Discover why having a small emergency fund can be a game-changer in your journey to becoming debt-free0% Financing: The pros and cons of 0% interest loans and how they can either be a helpful tool or a slippery slope, depending on your financial habits---------✅ Financial planning for 30-50 year old entrepreneurs: https://www.allstreetwealth.com✅ My personal blog & newsletter: www.thomaskopelman.comDisclaimer: None of this should be seen as financial advice. It is just for informational purposes.
Une sélection des actualités du jour qui ont un impact direct ou indirect sur vos finances personnelles. Avec : Géraldine Métifeux, associée gérante chez Alter Egale, et Yoann Lopez, fondateur de Snowball.
Ce jeudi 6 mars, Lorraine Goumot a reçu Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, Géraldine Métifeux, associée gérante chez Alter Egale, et Yoann Lopez, fondateur de Snowball, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Ce jeudi 6 mars, Lorraine Goumot a reçu Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, Géraldine Métifeux, associée gérante chez Alter Egale, Yoann Lopez, fondateur de Snowball, Etienne Bracq, journaliste BFM Business, Stanislas de Bailliencourt, gérant de fonds chez Sycomore Asset Management, Céline Bourban, vendeuse d'actions institutionnelles chez Portzamparc Groupe BNP Paribas, Franklin Pichard, directeur de la recherche chez Kiplink Finance, Romain Daubry, consultant pour Bourse Direct, Stéphane Ifrah, directeur de l'investissement chez Coinhouse, Philippe Astruc, conseiller financier Barnes Fine Violins, Olivier Brunet, directeur associé Propriétés et Châteaux chez Barnes, et Richard Tzipine, directeur général de Barnes, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Paying off debt is always a smart financial move—but eliminating it before retirement is one of the best decisions you can make. With more people than ever retiring with debt, financial security in retirement is at risk. Let's explore why carrying debt into retirement can be problematic and what you can do to avoid it.The latest statistics reveal a concerning trend. According to the Federal Reserve's 2022 Survey of Consumer Finances, 65% of individuals aged 65 to 74 carry debt—a significant increase from 50% when the Fed began tracking this data 35 years ago.Debt in retirement severely limits lifestyle choices and, for many, leads to an unwelcome necessity: returning to work. A study by T. Rowe Price found that 20% of retirees have gone back to work full-time or part-time, and another 7% are actively looking for jobs. The primary reason? They need more income.Inflation has only worsened the situation. Prices today are around 15% higher than they were three years ago, catching many retirees off guard and stretching already tight budgets—especially those burdened with debt.As Proverbs 22:7 warns, “The rich rule over the poor, and the borrower is the slave of the lender.” To avoid financial hardship in retirement, it's critical to develop a strategy now to eliminate debt.How to Eliminate Debt Before RetirementIf you're 5, 10, or even 15 years away from retirement, now is the time to set a goal of becoming debt-free. A debt-free retirement provides the financial margin necessary to weather economic downturns, stock market fluctuations, and rising costs of living. Here are practical steps to achieve that goal:1. Reduce Your ExpensesA budget overhaul can reveal unnecessary expenses you're paying out of habit. Cut subscriptions, eat out less, and find ways to live within your means.2. Increase Your IncomeConsider taking on a side job, selling unused assets, or even delaying retirement by a few years to maximize savings and accelerate debt repayment.3. Downsize Your HomeOne of the most impactful moves is downsizing. If you still have a mortgage, selling your current home and purchasing a smaller one with cash (or a significantly reduced mortgage) can dramatically lower your monthly expenses. Additionally, a smaller home means lower property taxes, utility bills, and maintenance costs.4. Pay Down Your Mortgage FasterIf downsizing isn't an option, commit to making extra mortgage payments. Even one additional payment per year can shave off several years from your loan and save thousands in interest.Addressing Consumer DebtCredit card debt is another major obstacle in retirement. High-interest rates, which often increase with inflation, make carrying a balance extremely costly. Here's how to tackle it:Use the Snowball Method: Pay off the smallest balance first, then roll that payment into the next debt. This approach provides quick wins and motivation to continue. Avoid Using Home Equity: Converting unsecured credit card debt into a home equity loan puts your house at risk if you can't make payments. Seek Help If Needed: If you have more than $4,000 in credit card debt, consider working with Christian Credit Counselors. They offer debt management plans that can help you become debt-free 80% faster.One thing we've never heard at FaithFi? A person calling in to say they regretted paying off their debt. Eliminating debt before retirement ensures financial security and provides more time and resources to serve God's Kingdom.So, make a plan today. Your future self—and your financial journey—will thank you.On Today's Program, Rob Answers Listener Questions:Do I still have to keep filing married filing joint even though my husband left me about three and a half years ago and we do not live together?I inherited a traditional IRA from my mother when she passed away in 2017, and I'm not sure whether I need to disperse it in 10 years or if I can continue taking required minimum distributions (RMDs) over my lifetime.I don't have a 401(k), but I own a property that I could sell for $250,000 to $350,000. I'm not sure what to do with the money from the sale to help me prepare for retirement, since I'm still working full-time at 61 and don't plan to retire soon.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Economists in both the United States and Europe are now warning that Donald Trump's policies and actions are about to cause a major recession - and it will be entirely his fault. The main driver at this point is actually not the tariffs or the mass deportations (although those are large factors, too.) The REAL problem we're about to have is potentially hundreds of thousands of unemployed government workers, which economists say will create a "Snowball effect" throughout the economy and send us into a recession. Donald Trump and Elon Musk began the process of firing hundreds, possibly thousands, of air traffic controllers, and now they've realized that they apparently made a huge mistake. Musk took to Twitter this week to BEG former air traffic controllers that had either retired or left the field to return to their old jobs because, as he put it, "we have a shortage." The shortage exists because of HIM and his idiotic decisions.Press Secretary Karoline Leavitt mocked members of the press during a recent podcast interview for not having any fun as they cover the Trump administration, and Donald Trump, specifically. Leavitt claimed that Trump is having "the time of his life" during his second term. But the amount of fun that Trump and Leavitt may be having is not being felt by anyone else across the country, as Trump's poll numbers plummet and the economy barrels towards a recession. Farron explains why this is anything but "fun."Text and and let us know your thoughts on today's stories!Subscribe to our YouTube channel to stay up to date on all of Farron's content: https://www.youtube.com/FarronBalancedFollow Farron on social media! Facebook: https://www.facebook.com/FarronBalanced Twitter: https://twitter.com/farronbalanced Instagram: https://www.instagram.com/farronbalanced TikTok: https://www.tiktok.com/@farronbalanced?lang=en
Have you ever had a relationship that started out amazing, made you feel like you had everything you ever wanted, until one day you realized it was ruining your life? No, we're not talking about your ex, we're talking about your credit card! Let's talk about the warning signs of a toxic financial relationship and how to finally break up with debt for good! At first, you go through the honeymoon phase, until the bills start to show up and suddenly the APR is 25%! What red flags do you see with your credit cards? Minimum payments that never make a dent? How do you break up with your credit cards? How do you move on and stay strong? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8
What do sacrificially generous people look like? Which is better—a debt consolidation loan or the debt snowball method? What are some ways to help your child avoid student loan debt? These questions and more are answered in this episode of More Than Money!Resources:8 Money MilestonesAsk a Money Question!
We have some amended and updated information in the case of Samuel Whittemore, the man accused of killing his wife and critically injuring his mother last week.In Texas, police responded to a home after receiving a report about a person having difficulties breathing. Upon arrival, they found a malnourished young woman dead.In New York, a man was arrested for murder after providing law enforcement with a bizarre self-defense claim.Consider joining PLUS+ at swordandscale.com/plus
SpaceTime with Stuart Gary | Astronomy, Space & Science News
SpaceTime Series 28 Episode 23The Astronomy, Space and Science News PodcastSnowball Earth Evidence, Blue Origin's Parachute Failure, and the Moon Illusion ExplainedIn this episode of SpaceTime, we dive into groundbreaking geological research that provides compelling evidence for the Snowball Earth hypothesis, suggesting that glaciers may have covered the planet from pole to pole hundreds of millions of years ago. This research reveals insights into Earth's climatic history and the emergence of multicellular life following this extreme glaciation event.Blue Origin's Lunar Gravity MissionWe also discuss the recent Blue Origin mission, where the New Shepard spacecraft experienced a parachute failure during a lunar gravity simulation flight. Despite the malfunction, mission managers confirm that the capsule was designed to land safely with two parachutes, and investigations are underway to understand the issue.The Moon Illusion: Why Does It Appear Larger on the Horizon?Additionally, we explore the fascinating phenomenon known as the Moon illusion, which causes the Moon to appear larger when it is near the horizon compared to when it is high in the sky. We delve into the psychological and perceptual factors that contribute to this optical illusion, despite the Moon's actual size remaining constant.00:00 Space Time Series 28 Episode 23 for broadcast on 21 February 202500:49 Evidence supporting the Snowball Earth hypothesis06:30 Implications for Earth's climatic history12:15 Blue Origin's lunar gravity mission details18:00 Analysis of parachute failure during descent22:45 The Moon illusion and its psychological explanations27:00 Understanding optical illusions in astronomy30:15 The self-domestication of wolves and its implicationswww.spacetimewithstuartgary.comwww.bitesz.com
Episode SummaryI discuss how to restart from zero and snowball your success into a manageable longterm solution..Show Notes Pagejeffsanders.com/570a.Go Premium!Exclusive bonus episodes, 100% ad-free, full back catalog, and more!Free 7-Day Trial of 5 AM Miracle Premium.Perks from Our SponsorsThe Adaptive Mind Podcast → Subscribe today wherever you get your podcastsTimeline → Get 10% off your order of Mitopure®Kinsta → Get your first month free when you sign up today.Learn More About The 5 AM MiracleThe 5 AM Miracle Podcast.Free Productivity Resources + Email Updates!Join The 5 AM Club!.The 5 AM Miracle BookAudiobook, Paperback, and Kindle.Connect on Social MediaLinkedIn • Facebook Group • Instagram.About Jeff SandersRead Jeff's Bio.Questions?Contact Jeff.© 5 AM Miracle Media, LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Nach den “singenden Tieren” habt ihr euch die Tänzer des Tierreichs gewünscht, und euer Wunsch sei uns Befehl! Also los auf die tierische Tanzfläche! Dort fallen als erstes die geltungsbedürftigen Paradiesvögel auf, die mit glänzenden Federn und elaborierten Standardtänzen versuchen das Herz ihrer kritischen Ladies zu erobern. Fast ihr ganzes Leben haben sie für die perfekte Performance geübt. Sitzen die Tanzschritte dennoch nicht perfekt, sind die Damen schnell gelangweilt und schauen lieber der spektakulären Gruppen-Choreographie von den (Tanz-)Staren zu. Bei diesen großangelegten Flashmobs übersieht man schnell das winzige Spinnenmännchen, das nebenan, mit ausgreifenden Beinbewegungen und kunterbuntem Hinterleib, buchstäblich um sein Leben tanzt. Da haben die Spinnendamen eine sehr kurze Zündschnur – liefert der tanzende Spiderman nicht ab, verspeisen sie ihn kurzerhand. Oben auf dem Podest freestyled dessen ungeachtet die größte Rampensau im Club: Kakadu Snowball zeigt zu den Backstreetboys seine Rhythmusbegabung. Hintergrundtänzerinnen für seine ausgecheckten Moves sind einige Flamencoschnecken, die geschmeidig ihre Mäntel schwenken. Einige Schlammspringer hüpfen von links nach rechts, und wir mischen uns jetzt auch ins Getümmel. Let's dance! Ps.: Die Tänze der Tiere könnt ihr euch in den unten verlinkten Videos nochmal genauer anschauen. Das lohnt sich!!! Tanz Videos: Tanzende Stare über Rom: https://www.youtube.com/watch?v=89Nq4eJojaI Paradiesvögel Tänze: https://www.youtube.com/watch?v=rX40mBb8bkU Tanzende Vögel Compilation: https://www.youtube.com/watch?v=wTcfDCjBqV0&t=1s Tanzende Spinnen: https://www.youtube.com/watch?v=d_yYC5r8xMI&t=5s Snowball, der tanzende Kakadu: https://www.youtube.com/watch?v=OHq4bYJbsBs Blaufußtölpeltanz: https://www.youtube.com/watch?v=lcPHFQP9GN0 Flamenco Schnecke: https://www.youtube.com/watch?v=rISF0ioUzoo Schwänzeltanz bei Bienen: https://www.youtube.com/watch?v=bFDGPgXtK-U Weiterführende Links: Unser Partner, die Biodiversity Foundation: https://biodiversity-foundation.com/ Musik und Tanz bei Tieren: https://mastozoologiamexicana.com/therya/index.php/THERYA/article/view/906/pdf_253 Cornell Lab of Ornithology Tanzvideos: https://www.youtube.com/watch?v=LVQI444mCAQ Tanzende Spidermans: https://www.treehugger.com/tiny-jumping-spiders-dance-like-theres-no-tomorrow-4867844 Hosted on Acast. See acast.com/privacy for more information.
Show Notes Episodes 482: Save the Last Dance For Me This week host Dave Bledsoe was criminal trespassed from Arbor Terrace Teaneck for slow grinding with Mrs. Maria Santamarino during the retirement village's Valentine's Dance. (Maria was into it!) On the show this week we remember the “fun” of high school dances in the 80's, so grab your ruffles, soak yourself in Aquanet and let's get ready to slow dance to Bon Jovi! Along the way we discover that Dave was asked out on a date by a girl, once.(We don't believe it either) Then we dive right into a quick history of “Prom” before we hit the dance floor. We cover all the big dances, Homecoming (Football prom), the Snow Ball (a euphemism Dave keeps trying to make a thing), Sade Hawkins (nerd prom) and finally Senior Prom. (Wedding practice) Relive the memories with a tick-tock countdown the Best Night Of Your Life ™. (Or, if you are like Dave, and never went to prom tell you what all the cool kids did that night.) Our Sponsor this week is The King of the Prom, who wonders if he can interest you in some life insurance. We open with a disastrous prom date and close with Selina Joycee who would like to make a reservation on your dance card. Show Theme: Hypnostate Prelude to Common Sense The Show on Twitter: https://twitter.com/TheHell_Podcast The Show on Facebook: https://www.facebook.com/whatthehellpodcast/ The Show on Youtube: https://www.youtube.com/channel/UCjxP5ywpZ-O7qu_MFkLXQUQ The Show on Instagram: https://www.instagram.com/whatthehellwereyouthinkingpod/ Our Discord Server: https://discord.gg/kHmmrjptrq Our Website: www.whatthehellpodcast.com Give us your money on Patreon https://www.patreon.com/Whatthehellpodcast The Show Line: 347 687 9601 Closing Music: https://youtu.be/8bf65Cun2lc?si=zvdXIdTMqls5n6zb Buy Our Stuff: https://www.seltzerkings.com/shop Citations Needed: Prom in the 1940s and 1950s https://web.archive.org/web/20161125043323/http://www.vintageinn.ca/2014/11/prom-in-the-1940s-and-1950s/ The History of Sadie Hawkins Dances https://web.archive.org/web/20170222053933/http://prom.about.com/od/introtopromsformaldance/p/sadiehistory.htm Sadies: An Ongoing, Outdated Dance https://desertoasisweekly.net/9346/opinioneditorial/sadies-an-ongoing-outdated-dance/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
Building a Monster Dividend Snowball is the ultimate goal for any dividend focused investor. Grab my free Dividend Snowball Calculator to help you plan out your Monster Dividend Snowball!Dividend Snowball Calculator: https://quality-at-a-fair-price.kit.com/snowballQuality At A Fair Price - Newsletter: https://qualityatafairprice.substack.com/Tickerdata Referral Link: https://tickerdata.com/?aff=pZVGdNM1 Finance referral link:https://m1.finance/UNbCUpuP36lmSubscribe to my channel: https://www.youtube.com/c/LongacresFinancePatreon: https://www.patreon.com/LongacresFinanceDisclaimer: This video is intended for entertainment purposes only and should not be taken as investment advice.#dividendincome #dividends #schd #dividendgrowthinvesting
Talk with other Dividend Investors: https://discord.gg/AasPBy3KkySee my $220,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsBest Spring Deals: https://amzn.to/3NGmBPTAnother year of Dividend Investing is over - year number 7 for me. Let's see how the Dividend Snowball has progressed and what new countries I can now retire off of dividends in. Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one
This week, we sat down with Marissa Persico from Junior Council and chatted about one of Chicago's most iconic fundraising events—the Snowball Gala. More than just a glamorous night out, Snowball directly supports the Pediatric & Adolescent HIV/AIDS Clinic at Ann & Robert H. Lurie Children's Hospital of Chicago, ensuring that all children in the program receive high-quality healthcare, regardless of their ability to pay. Now in its 36th year, the Snowball Gala is an unforgettable celebration of music, food, and philanthropy. Marissa takes us behind the scenes, sharing how guests will enjoy live performances from Radio Gaga and DJ Strategy, a premium open bar, a silent auction, and tastings from some of Chicago's best restaurants. She also dives into the history of Junior Council, the lasting impact of Snowball, and what attendees can look forward to this year. With $2.9 million raised to date, Junior Council has provided scholarships, life-saving medications, transportation, and essential services for patients in need. Whether you're a longtime supporter or new to the event, this conversation is one you won't want to miss!Event Tickets: https://bit.ly/4hmtd3KPromo Code: JCFriends
Looking to grow your wealth but only have $1,000 to start with? In this episode, Kris Krohn breaks down the proven snowball strategy that can transform small investments into massive returns. From understanding Warren Buffett's "buy low, sell high" philosophy to actionable real estate strategies, Kris shares how anyone can leverage $1,000 to create exponential financial growth. Learn why it's not about how much you have but how you invest—and how to build momentum toward financial freedom today!
Are you ready to blow the roof off what's possible for your business in 2025? Can you feel the momentum building and the compounding becoming tangible? It's time to stop just hoping for sales and start problem-solving for nonstop sales every single day. This year is about audacity and snowballing - no more looking for six figures, it's time to aim for multiple seven figures with more ease and joy than ever before. Get full show notes, transcript, and more information here: https://www.hellyescoachingonline.com/191
At this time of year, many people hate going to the mailbox or checking their email. That's because the Christmas bills are starting to roll in.Yes, the holidays are behind us, but for many people, burgeoning credit card balances are just ahead. If you think you'll have trouble making those payments, Neile Simon is here with a plan to help you get out of debt.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.The Growing Problem of Credit Card DebtCredit card debt has surpassed $1.16 trillion, marking a 50% increase in just three and a half years. By 2024, the average credit card debt for individuals carrying unpaid balances reached $7,200. Rising costs due to inflation have pushed many to rely on credit cards just to get by.This growing burden isn't just financial—it also creates fear, anxiety, and helplessness. These feelings do not come from God. Recognizing the seriousness of the situation is the first step toward finding freedom from debt.Do You Need Credit Counseling?If you're struggling with credit card debt, it's essential to ask for help. Neely recommends reaching out for credit counseling if:You have an unpaid balance of more than $4,000.You're struggling to keep up with minimum payments.You feel stuck, making payments with little progress.Debt is causing you stress or sleepless nights.Christian Credit Counselors can provide guidance and support to help you regain control of your finances.Why Choose Debt Management Over Debt Settlement?Christian Credit Counselors take a debt management approach, which differs significantly from debt settlement or consolidation. Here's how it works:Pre-Negotiated Terms: They work with creditors to lower your interest rates (ranging from 1–12% APR) and monthly payments.Debt Snowball Method: Payments are structured to help you get out of debt up to 80% faster, all while honoring your debt in full.Customizable Enrollment: You can choose which accounts to enroll in, and the accounts included will be closed during the program.Free Budgeting Support: Counselors help you create a budget, identify areas to cut back, and understand your disposable income.This approach focuses on integrity and honoring your commitments while providing a clear path to financial freedom.The Biblical Foundation for Debt ManagementManaging debt isn't just about financial freedom—it's also a way to honor God. Neely emphasizes the importance of aligning debt repayment with biblical values. Romans 13:7-8 encourages believers:“Give to everyone what you owe them … Let no debt remain outstanding, except the continuing debt to love one another.”Through debt management, Christians can fulfill their financial responsibilities, honor their commitments, and live generously, reflecting God's principles.Take the First Step Toward FreedomIf you're ready to explore debt management, Christian Credit Counselors offers free consultations with no obligation. Their goal is to educate you on your options and help you achieve financial well-being while staying true to your faith.Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more.Managing debt wisely allows us to honor God and live a life of generosity and service to others. Take the step today toward financial freedom and faithful stewardship.On Today's Program, Rob Answers Listener Questions:I currently have a 401(k) and a Roth IRA. I'm wondering if I should be investing in both or if I should just focus on one. What's the best approach here?I have an 18-year-old granddaughter with about $16,000 in a custodial account at Edward Jones. When she turns 18 in May, she'll have complete control over this money. I don't know if she knows about it yet. What would be the best way to handle this? Should I take the money out and put it in a high-yield savings account? Or could I put it into a Roth IRA for her?My husband and I own a small business and are 71 years old. We have $23,000 in high-interest credit card debt from the business. We recently paid off a home equity line of credit. Would it be better to transfer that debt to the home equity line with a lower interest rate? Is mixing business and personal debt a good idea? I also haven't paid business taxes yet for this year, so I would like to know if keeping the Visa debt separate as a business expense is better for tax purposes.When withdrawing from my brokerage investment account, how should I calculate the cost basis of the investments I'm selling? I know there are different methods, like last-in and first-out, but I'm unsure which is the most appropriate. I have a CPA but haven't discussed this with them yet. What would you recommend I do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly PublicationChristian Credit CounselorsOpen Hands FinanceLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
I want to introduce a concept I call The Side Hustle Snowball. If you've heard about Dave Ramsey's “Debt Snowball” framework, this may sound familiar. Here's how The Side Hustle Snowball works: You itemize out your expenses and then aim to come up with side hustle income to cover them, starting with the smallest and working your way up. Once you reach the bottom of your list, you don't need your job anymore! The reason I like this framework is setting out to replace your income with a side business can be a daunting task. The Snowball approach breaks it down into mini-victories and lets you celebrate your progress along the way. And just like a real snowball, it picks up steam, size, and momentum as it gets rolling. Let's look at some real-life examples of how you can make extra money. What follows are some of my actual monthly expenses*, and how we mentally zero them out with job-free income. Full Show Notes: The Side Hustle Snowball: How to “Erase” Your Expenses with Extra Income Streams New to the Show? Get your personalized money-making playlist here! Sponsors: Airbnb — Discover how much your home could be worth and find a professional co-host today! Indeed — Start hiring NOW with a $75 sponsored job credit to upgrade your job post! Mint Mobile — Cut your wireless bill to $15 a month! Gusto — Get 3 months free of the leading payroll, benefits, and HR provider for modern small businesses!