Podcast appearances and mentions of Todd J Zywicki

Send us a textTodd Zwicky, professor at George Mason's Scalia Law School, challenges some conventional legal doctrine, taking up the views of Bruno Leone and Friedrich Hayek. What if the legal world has underestimated the power of spontaneous order? Todd's intellectual journey sheds light on how these groundbreaking ideas contrast sharply with the dominant constructivist views shaping contemporary legal thought. Todd offers perspectives on the role of intuition and reasonableness in the courtroom, inspired by the legacies of Leone and Hayek. Uncover the hidden parallels between market dynamics and legal systems, emphasizing the fluidity of Roman law as a process of discovery. Links:Todd Zywicki's Faculty PageZywicki's published work on Leoni, and the Common LawThe Rise and Fall of Efficiency in the Common Law: A Supply-Side Analysis, 97 NORTHWESTERN L. REV. 1551 (2003). Common Law and Economic Efficiency (with Edward Stringham), in 7 ENCYCLOPEDIA OF LAW AND ECONOMICS: THE PRODUCTION OF LEGAL RULES (2d ed., Francesco Parisi, ed., 2012). Bruno Leoni's Legacy and Continued Relevance, 30(1) J. OF PRIVATE ENTERPRISE 131-41 (2015).Austrian Law and Economics and Efficiency in the Common Law (with Edward Stringham), in RESEARCH HANDBOOK ON AUSTRIAN LAW AND ECONOMICS 192 (Todd J. Zywicki and Peter J. Boettke, eds. 2017). The Loper Bright SCOTUS Decision (And the Gorsuch concurrence!)If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com ! You can follow Mike Munger on Twitter at @mungowitz

The C. Boyden Gray Center for the Study of the Administrative State, the Mercatus Center, and the Journal of Law, Economics & Policy recently hosted a full-day symposium on the future of financial regulation. This episode of Gray Matters is a panel discussion featuring the Hoover Institution's John H. Cochrane and professors Kathryn Judge, Jonathan R. Macey, and Todd J. Zywicki, moderated by Scalia Law professor Paolo Saguato. They discuss banking regulation, consumer finance, and what might be coming next in the world of financial regulation.Notes:Videos from the conference

Featuring:Hon. Lina M. Khan, Chair, Federal Trade CommissionProf. Todd J. Zywicki, George Mason University Foundation Professor of Law, Antonin Scalia, Law School, George Mason University

The CFPB has issued a proposal that would make significant changes to the current rules for credit card late fees, including substantially reducing the safe harbor late fee amounts that card issuers can charge and eliminating annual inflation adjustments. After reviewing the legislative and regulatory history of the current rules, we look at the CFPB's flawed rationale for reducing the safe harbor to a flat $8 for all late payments, identify the serious flaws in its economic analysis of the likely effects of the reduction, and discuss how the proposal relates to the Biden Administration's junk fees initiative. We also discuss the likelihood of the proposal's adoption in its current form and potential legal challenges to a final regulation. We conclude by looking at other major changes on which the CFPB seeks comment in the proposal, such as whether to require issuers using the safe harbor to provide a 15-day courtesy period before imposing a late charge and offer automatic payment options. Alan Kaplinsky, Senior Counsel in Ballard Spahr's Consumer Financial Services Group, hosts the conversation.

Profs. Zywicki and Miller have co-authored a soon-to-be published study, “The Effects on Consumers from Two State-Level Regulations of the Payday Loan Market,” in which they analyzed 15.6 million storefront payday loans made to 1.8 million unique borrowers in 2013 to determine whether the number of loans a consumer takes in a year is a meaningful assessment of consumer welfare. They explain how the results of their analysis demonstrates that the CFPB's prohibition on more than six loans a year in its payday loan rule was arbitrary and did not represent a reasonable consumer protection policy. They also discuss their expectations for how the CFPB under Director Chopra is likely to approach payday and other small dollar loans and respond to criticism of their study by consumer advocates. Alan Kaplinsky, Ballard Spahr Senior Counsel, hosts the conversation.

Professor Zywicki shares his views on the current trend of denying access to financial services to politically-disfavored industries or based on political views, whether through the actions of banking regulators, most notably Operation Choke Point, or actions taken by banks on their own initiative. We discuss the appropriateness of possible responses to these tactics, such as the OCC's final fair access rule that did not become effective due to the change in Administrations. Professor Zywicki, who chaired the CFPB's Taskforce on Federal Consumer Financial Law, also shares his reaction to the settlement of the lawsuit challenging the Taskforce's creation and its impact on the Taskforce's recommendations in its report. Alan Kaplinsky, Ballard Spahr Senior Counsel, hosts the conversation.

Featuring:Todd J. Zywicki, George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason UniversityModerator: Chad Davis, President, Polk County Lawyers Chapters* * * * * As always, the Federalist Society takes no position on particular legal or public policy issues; all expressions of opinion are those of the speaker.

In this episode, Todd J. Zywicki, Foundation Professor of Law at the George Mason University Antonin Scalia Law School, discusses his provocative scholarship on the history and regulation of consumer credit. Zywicki begins by explaining the origins of both modern consumer credit and consumer credit scholarship in the 1920s. Then he discusses the gradual emergence of other forms of consumer credit, including credit cards. In light of this history, he offers some thoughts on how the government could better regulate access to consumer credit, as well as some observations on the use of behavioral law and economics by scholars of consumer credit. You can read more of Zywicki's voluminous scholarship on consumer credit and other subjects on his SSRN page.Keywords: bankruptcy, consumer credit, distress model, foreclosure, homeownership, lending practices, mortgages, option model, regulation, subprime See acast.com/privacy for privacy and opt-out information.

Conversation with Prof. Todd J. Zywicki This edition of the ABI podcast features an interview by ABI Executive Director Sam Gerdano with Prof. Todd J. Zywicki of the George Mason University School of Law about his perspectives on bankruptcy, including the relationship between medical debt and bankruptcy.