Podcasts about Senior counsel

The past few years have been a critical time in the development of data privacy laws and the regulation of AI in the United States. As we look toward 2026, the complexities are only increasing. In this episode, the Antitrust Law Section's Privacy and Information Security (PRIS) Committee joins forces with OCA to focus on the highlights of 2025 and predictions for 2026. Hosts Alicia Downey and Anora Wang talk to PRIS Committee vice chairs Jessica Cohen of Verizon Communications and Alex Brown of Alston & Bird about why the next 12 months could redefine how AI and data privacy are regulated at the federal and state levels. In addition, listeners will hear from Jessica about being a mother of five, and get an update on Walter, a beauty pageant-winning dog, who was just a puppy when Alex was a featured guest on OCA Episode #89 back in 2020. With special guests: Jessica Cohen, Senior Counsel, Regulatory Affairs, AI, Cybersecurity & Privacy, Verizon Communications and Alexander G. Brown, Partner, Alston & Bird LLP Related Links: Kathleen Benway, Alexander G. Brown, Maki DePalo, Jennifer C. Everett, Graham Gardner & Hyun Jai Oh, "Flurry of FTC Activity Shows Enforcement Emphasis on Youth Protection," 12 PRATT'S PRIVACY &CYBERSECURITY LAW REPORT 8 (LexisNexis A.S. Pratt 2026) Alexander G. Brown & Katherine Doty Hanniford, "First 100 Days – Federal Privacy and Cybersecurity Regulation and Enforcement Under the Second Trump Administration," Alston & Bird Advisory (May 8, 2025) Our Curious Amalgam, Episode #89 What's the Deal with Data Portability? Understanding the Competition and Privacy Aspects Surrounding the Movement of Data, November 30, 2020, featuring Alex Brown Hosted by: Alicia Downey, Downey Law and Anora Wang, Arnold & Porter

The feds are there because local officials are made to stand down. Will Chamberlain is here to explain, Senior Counsel at the Article 3 Project.

Our podcast show this week consists of a webinar we produced on November 10, 2025, titled, "Breaking Developments in National Bank Act Preemption." Join our panel of top legal experts as they break down how landmark court rulings are changing the rules for national banks, examine the growing application of state law, and discuss what these changes mean for compliance, risk, and the future of consumer financial services. Meet the Panelists: ·                 Alan Kaplinsky (Host & Moderator): Senior Counsel and former Practice Group Leader and Founder of the Consumer Financial Services Group at Ballard Spahr ·                 Professor Arthur Wilmarth: Professor Emeritus at George Washington University Law School, widely recognized for his scholarship on National Bank Act preemption. ·                 John Culhane, Jr.: Senior Counsel of the Consumer Financial Services Group at Ballard Spahr specializing in national bank compliance and regulatory strategy. ·                 Ronald Vaske: Senior Counsel of the Consumer Financial Services Group at Ballard Spahr advising financial institutions on regulatory and compliance matters. ·                 Joseph Schuster: Partner of the Consumer Financial Services Group at Ballard Spahr guiding national banks on state law adaptation and implementation. Key Points Covered: ·                 Landmark Court Decisions: Recent cases like Cantero in the Supreme Court and Conti in the First Circuit Court of Appeals have moved National Bank Act preemption away from blanket coverage, requiring courts to carefully assess each state law's impact on national banks. ·                 Dodd-Frank's Transformative Impact: The Dodd-Frank Act codified the legal standard established by the Supreme Court in the Barnett Bank Case that state laws are only preempted if they "prevent or significantly interfere" with national bank authority, and curtailed the OCC's sweeping preemption powers. ·                 Erosion of Uniform Federal Standards: National banks now face the reality of complying with an increasing patchwork of state laws, which challenges the traditional advantage of a federal charter. ·                 Compliance Strategies in Practice: Banks are proactively reviewing and updating their products, disclosures, and processes to ensure compliance with varying state requirements using robust legislative tracking methods. ·                 What's Next - Regulatory and Litigation Outlook: The panel anticipates ongoing legal and regulatory developments and urges institutions to prepare for further changes by starting comprehensive compliance reviews now. This episode delivers vital updates and practical guidance on the evolving landscape of national bank preemption, making it essential listening for anyone involved in consumer financial services, banking compliance, or regulatory strategy.  Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Thursday, January 22, 2026 Welcome to today's special edition. On the anniversary of Roe v. Wade, our hosts are Chelsey Youman and Liberty McArtor. Chelsey is Senior Counsel for Alliance Defending Freedom's Center for Public Policy and Liberty is the host of the Know Why Podcast and a frequent host for Point of View Radio Talk […]

Allegations of politically motivated “debanking” have intensified debate over how federal regulation, supervisory practices, and concerns about “reputation risk” influence banks’ decisions about which customers to serve. In recent months, the President issued an Executive Order directing agencies to reexamine supervisory and risk-management frameworks, while the banking regulators themselves have taken steps related to supervision, anti-money-laundering obligations, and the treatment of reputation risk—often implicating questions surrounding confidential supervisory information. At the same time, Congress and stakeholders across the financial sector continue to grapple with the scope and meaning of federal “fair access” standards and what they might require of banks going forward.With these developments unfolding in parallel, important questions remain unresolved. What role should the government play in shaping banks’ customer relationships? How should supervisory expectations be calibrated, and what legal clarity—whether legislative or regulatory—might be needed to strike the proper balance?Please join the Federalist Society on Wednesday, January 7, at 12 PM ET for a virtual discussion exploring these issues and examining where regulators and lawmakers may go from here. Featuring: John Berlau, Senior fellow and Director of Finance Policy, Competitive Enterprise InstituteTabitha Edgens, Executive Vice President & Co-Head of Regulatory Affairs, Bank Policy InstituteBrian Knight, Senior Counsel, Corporate Engagement Team, Alliance Defending Freedom(Moderator) John Heltman, Washington Bureau Chief, American Banker

The rights protected by the First Amendment to the U.S. Constitution are essential for the proper functioning of a responsive democracy.  As we mark the end of the first year of the Second Trump Administration, Nora Benavidez joins Lindsay Langholz to take stock of the effects of a year-long assault on free speech and discuss her recent report, Chokehold: Donald Trump's War on Free Speech & the Need for Systemic Resistance.Join the Progressive Legal Movement Today: ACSLaw.orgHost: Lindsay Langholz, Senior Director of Policy and ProgramGuest: Nora Benavidez, Senior Counsel and Director of Digital Justice and Civil Rights, Free PressLink: Chokehold: Donald Trump's War on Free Speech & the Need for Systemic ResistanceLink: I Counted Trump's Censorship Attempts. Here's What I Found., by Nora BenavidezLink: Defending Academic Freedom, Episode 175 of Broken Law Visit the Podcast Website: Broken Law Podcast Email the Show: Podcast@ACSLaw.org Follow ACS on Social Media: Facebook | Instagram | Bluesky | LinkedIn | YouTube -----------------Broken Law: About the law, who it serves, and who it doesn't.----------------- Production House: Flint Stone Media Copyright of American Constitution Society 2025.

Leo Terrell, Chair of the DOJ Task Force to Combat Antisemitism & DOJ Senior Counsel, joins Sid on this Martin Luther King Jr. Day to discuss the legacy of MLK Jr., asserting that King would align with the Republican Party and President Trump if he were alive today. Terrell emphasizes King's commitment to non-violence and support for the Jewish community. The conversation covers civil rights progress, challenges within the black community, and criticisms of the Democratic Party's handling of race issues. Terrell argues for the importance of education and law and order, highlighting disparities in crime statistics and educational outcomes in black communities. The interview concludes with Terrell expressing his admiration for King and his desire to continue King's work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ronan Lupton, Senior Counsel specialising in media, data protection and commercial law, discusses changes to Grok to restrict the AI-undressing of images.

Join us for a timely and insightful conversation on the evolving landscape of anti-money laundering (AML) compliance in consumer financial services. In this episode of the Consumer Finance Monitor Podcast, Alan Kaplinsky, founder and senior counsel of Ballard Spahr's Consumer Financial Services Group, hosts Terence Grugan, co-chair of Ballard Spahr's AML team and a recognized authority in financial crimes compliance. Together, they deliver a comprehensive discussion on the latest regulatory developments, enforcement trends, and strategic implications for institutions across the industry. Episode Overview and Key Takeaways: 1.     Regulatory Streamlining: Explore how AML and Bank Secrecy Act (BSA) compliance requirements are being recalibrated, with a focus on reducing unnecessary burdens, modernizing supervisory practices, and emphasizing substance over form. 2.     Bank Examination Modernization: Learn how recent policy changes are promoting risk-based, targeted examinations for community banks, enabling institutions to allocate resources more effectively while maintaining compliance. 3.     Non-Bank Financial Institution Developments: Gain insights into emerging proposals from FinCEN and the Treasury aimed at gathering industry feedback and potentially scaling back AML obligations for non-bank entities such as casinos, money services businesses, and others. 4.     SAR Reporting Reforms: Hear about FinCEN's clarifications that are refining suspicious activity reporting (SAR) requirements, streamlining documentation, and reducing operational complexity for financial institutions. 5.     Evolving Crypto Regulation: Assess the regulatory retreat within the cryptocurrency sector, implications for AML risk, and anticipated impact of new regulatory initiatives including upcoming Stablecoin rules. 6.     Enforcement Trends: Review notable shifts in enforcement priorities, with fewer high-profile AML fines this year and an increased focus on targeting substantive violations rather than technical compliance failures. 7.     National Security and Economic Policy Alignment: Understand how AML and financial crime policies are aligning with broader national security priorities, including sanctions compliance, immigration enforcement, and efforts to disrupt international cartels. 8.     Future Outlook: Preview possible future developments, including greater centralization of AML enforcement within the Treasury Department and continuing modernization of compliance obligations. This episode equips financial institutions, compliance professionals, and industry leaders with expert perspectives on the regulatory, operational, and strategic changes transforming AML compliance. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

It's Wednesday, January 14th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Most dangerous countries for Christians: The 2026 Red List Global Christian Relief released its 2026 Red List of the world's most dangerous countries to be a Christian.  The report verified nearly 2,000 Christians were killed between November 2023 and October 2025. The country with the most killings of Christians was Nigeria. The country with the most violence and intimidation against churches was Rwanda. China led with the most arrests and sentences of Christians. Mozambique saw the most displacement of believers. And Mexico had the most abductions of Christians.  Other dangerous countries for Christians included the Democratic Republic of the Congo, Ethiopia, India, Iran, Myanmar, Nicaragua, Russia, Ukraine, and Vietnam. Psalm 37:14-15 says, “The wicked have drawn the sword and have bent their bow, to cast down the poor and needy, to slay those who are of upright conduct. Their sword shall enter their own heart, and their bows shall be broken.” Trump threatens Nigeria with more military strikes Speaking of Nigeria, the country could see more military strikes from the United States if violence against Christians continues. On Christmas Day last month, the U.S. launched deadly strikes in Nigeria against militants linked with the Islamic State.   U.S. President Donald Trump told The New York Times last Thursday, “I'd love to make it a one-time strike. But if they continue to kill Christians it will be a many-time strike.” Listen to President Trump's warning last November. TRUMP: “I'm hereby instructing our Department of War to prepare for possible action. If we attack, it will be fast, vicious and sweet, just like the terrorist thugs attack our cherished Christians.” Texas banned tax-funded abortion travel Texas Attorney General Ken Paxton claimed victory last Friday in a case against San Antonio's abortion travel fund. The city established its so-called “Reproductive Justice Fund” last year to support women traveling to other states to kill their unborn babies. However, Texas subsequently passed a law to ban such funding. Attorney General Paxton commented on the case. He said, “I will always do everything in my power to prevent radicals from manipulating the system to murder innocent babies. … San Antonio's unlawful attempt to cover the travel and other expenses for out-of-state abortions has now officially been defeated.” Trump wants to ban institutional investors in single-family homes President Donald Trump is calling for Congress to ban large institutional investors from buying single-family homes. Such investors have acquired thousands of single-family homes since the 2008 financial crisis.  President Trump hopes his ban on institutional investors would make single-family homes more affordable. The median price for an existing home hit a record $435,300 last year. On Truth Social, he wrote, “People live in homes, not corporations.” More immigrants left America than entered in 2025 A report by the Brookings Institute estimates that more immigrants left the U.S. than entered it last year. The report suggests net migration fell by anywhere from 10,000 to 295,000 in 2025. It's the first time in at least 50 years that net migration was negative for America. 2026 is also expected to see negative net migration. Actor Timothy Busfield arrested on child sex abuse charges NewsNation has confirmed that Emmy-winning actor Timothy Busfield has surrendered to law enforcement after an arrest warrant was issued last week amid allegations of sexual abuse involving minors in New Mexico. According to a criminal complaint, two young actors allege that Busfield, age 68, touched them inappropriately while on set filming the Fox series “The Cleaning Lady” from 2022 to 2024, where Busfield was an Executive Producer. The court documents detail a pattern of grooming, where Busfield would allegedly shower the children with gifts and praise, while also kissing and fondling the boys in a bedroom on set. They were 7 and 8 years old at the time. Record high of U.S. independents A new Gallup survey found a record-high 45 percent of U.S. adults identified as political independents last year. The last time that Americans were evenly split between Republicans, Independents, and Democrats was 2005. Since then, identification with Republicans and Democrats has dwindled to 27 percent each.  The rise of political independents comes as younger generations are less likely to identify with a party. However, slightly more Americans still lean Democrat than Republican.  Christian homeless shelter allowed to hire like-minded staff And finally, the U.S. Ninth Circuit Court of Appeals ruled unanimously in favor of Union Gospel Mission last Tuesday. The Christian homeless shelter in Washington state serves anyone but only hires employees who agree with their religious beliefs. A state anti-discrimination law would have required the mission to hire people who did not align with their beliefs. So, the mission challenged the law with the help of Alliance Defending Freedom. Jeremiah Galus, Senior Counsel with the Christian legal group, said, “Yakima Union Gospel Mission exists to spread the Gospel of Jesus Christ through its homeless shelter, addiction-recovery programs, outreach efforts, meal services, and health clinics. The Ninth Circuit correctly ruled that the First Amendment protects the mission's freedom to hire fellow believers who share that calling.” Hebrews 13:16 says, “But do not forget to do good and to share, for with such sacrifices God is well pleased.” Close And that's The Worldview on this Wednesday, January 14th, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

This week on the award-winning Consumer Finance Monitor Podcast, host Alan Kaplinsky is joined by Senior Counsel Mark Levin and special guest Professor Mohsen Manesh for a powerful roundtable on one of today's most consequential topics: the SEC's new position on mandatory arbitration in corporate governance documents and how state law and market realities are shaping the future for consumer financial services companies, investors, and legal counsel. Meet the Speakers: Alan Kaplinsky - Host and Senior Counsel at Ballard Spahr's Consumer Financial Services Group, Alan brings decades of expertise in arbitration and class action waivers to the table. Mark Levin - A leading authority on arbitration provisions and regulatory compliance, Mark (now retired) was a seasoned attorney at Ballard Spahr and long-time collaborator with Alan. Mohsen Manesh - The L.L. Stewart Professor of Business Law at the University of Oregon, Mohsen is a nationally recognized legal scholar and co-author of a widely cited NYU Law Review article on shareholder arbitration clauses. In This Episode, the Panel Explores: The SEC's Policy Shift: Why the SEC now allows mandatory arbitration provisions in registration statements, and how the focus has moved to disclosure, not the substance, of arbitration clauses. State Law Challenges: How Delaware's SB 95 (DGCL 115(c)) bans arbitration provisions for federal securities law claims in corporate charters, and the legislative backstory behind this move. Federal vs. State Authority: The panel debates whether states like Delaware can lawfully prohibit shareholder arbitration in corporate charters without being preempted by the Federal Arbitration Act (FAA). Practical Guidance for Issuers: The importance for issuers of providing clear, plain-language disclosures about arbitration clauses and drafting these provisions conservatively while preserving statutory remedies to address current legal and regulatory challenges. Market Realities and Investor Response: Despite ongoing legal debates, public companies thus far have shown little interest in reincorporating elsewhere to enable arbitration provisions, as both shareholder demand for mandatory arbitration and management support for such proposals remain limited. Issuer and Investor Impact: While arbitration can offer faster, more efficient, and confidential dispute resolution and reduce costly class actions, it may also limit options for class-wide remedies and restrict investor recourse. What's Next? With the SEC's new stance and ongoing uncertainty about the interplay with state laws, the landscape for shareholder arbitration is in flux—and this episode breaks down the key issues you need to watch. Whether you're a legal professional, corporate executive, or investor, this episode delivers sharp insight and practical takeaways on regulatory trends that could reshape the field of consumer financial services. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry. Following this episode, Professor Mohsen Manesh released a new article, The Past, Present, and Likely Future of Shareholder Arbitration, which builds directly on the insights he shared on the podcast. The full paper is available here.

Stewart Kameen, Partner, Bass Berry & Sims PLC, Brandon Helms, Shareholder, Hall Render Killian Heath & Lyman PC, and Matthew Westbrook, Senior Counsel, Proskauer Rose LLP, discuss some of the key health care fraud and abuse trends from 2025 and what to expect in 2026. They cover the current landscape; Administration priorities; general trends; and key settlements, cases, and advisory opinions. From AHLA's Fraud and Abuse Practice Group.Watch this episode: https://www.youtube.com/watch?v=AE0p4j-RXMwLearn more about the AHLA Fraud and Abuse Practice Group's February 18 webinar, “Fraud and Compliance Year In Review”: https://educate.americanhealthlaw.org/local/catalog/view/product.php?productid=1691Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Comprehensive members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

It's New Year's Eve, Wednesday, December 31st, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Ugandan Muslims killed Christian evangelist Muslim extremists killed a Christian evangelist in Uganda earlier this month. Konkona Kasimu was a convert from Islam. He participated in multiple Christian-Muslim dialogues across Uganda. Several Muslims turned to Christ during one of these events on December 12. However, angry Muslims ambushed Kasimu that evening. He later died from the injuries he sustained during the attack. A local pastor told Morning Star News, “Kasimu was killed because of advancing the Kingdom of God. We have lost a great man who was well-versed in both the Quran and the Bible and used that knowledge to witness for Christ to many people.” Revelation 12:11 says, “And they overcame [the Devil] by the blood of the Lamb and by the word of their testimony, and they did not love their lives to the death.” Evangelicalism on rise in Catholic Spain Evangelicalism continues to grow in the historically Catholic country of Spain. Evangelical Focus reports that Christianity is the most deeply rooted among minority religions in the country. There are 4,700 evangelical places of worship in Spain this year. That's up from 3,700 places of worship ten years ago. At the same time, secularization is advancing. Over 40% of the population say they do not identify with any religion.  400 sex-selective abortions in United Kingdom Life News reports that new data from the United Kingdom government suggests at least 400 sex-selective abortions have taken place in the country.  The government says killing unborn babies on the basis of their sex is illegal. However, the U.K.'s largest abortion provider is telling women that sex-selective abortion is not illegal.  Catherine Robinson with Right to Life UK noted, “This report is very likely to underestimate the number of sex-selective abortions in the UK. The true scale of sex-selective abortions in the UK, is in all likelihood, far higher than the figures suggest.” America blew up Venezuelan port loading boat with narcotics U.S. President Donald Trump told reporters on Monday that the U.S. carried out a strike on a port facility in Venezuela. He said the facility was being used to load boats with narcotics. If confirmed, this would be the first land-based attack by the U.S. in Venezuela.  CNN and the New York Times report that the CIA carried out the attack with a drone strike. Rising church attendance among Millennials and Gen Z Evangelist Franklin Graham  spoke to Fox News about rising church attendance among younger generations. Data shows that Millennials and Gen Z lead monthly church attendance compared to other generations. Listen to comments from Graham. GRAHAM: “I think Gen Z and Millennials have been fed the lie of socialism. And socialism is basically anti-God. They've been turned off, I think, by this, and they're asking themselves, ‘There's got to be something more.' Yes, they're going to church, but Bible sales are up. So, they're buying Bibles. They're reading for themselves.” Kentucky restored Ten Commandments monument at Capitol Kentucky restored a permanent monument of the Ten Commandments to the state Capitol grounds earlier this month. The monument was put up in 1971. It was moved for construction in the 1980s. The legislature passed a resolution to restore it in 2000. However, a federal appeals court order kept the monument from being displayed until recently. First Liberty was involved in the legal case to restore the monument. Roger Byron, Senior Counsel for First Liberty, said, “We congratulate the people of Kentucky for restoring a part of their history. There is a long tradition of public monuments, like this one, that recognize the unique and important role the Ten Commandments have played in state and national history.” Lutheran Bible Translators delivered new Bible to Ghana tribe And finally, the Komba people of Ghana received their complete Bible last month after years of translation work. Missionary work among the Komba began in the 1950s. In 2005, Lutheran Bible Translators began to translate the New Testament which was completed in 2014. The Old Testament translation began in 2015. Now, they have the entire Bible. One of the translators said, “Reading the Bible has become part of my people. They are reading it day in and day out, and they have taken it upon themselves to do so. They have learned to read, and now they can go out and preach because they can read the Bible, something they were unable to do in the past.” Romans 10:15 says, “How beautiful are the feet of those who preach the Gospel of peace, who bring glad tidings of good things!” Close And that's The Worldview on this Wednesday, December 31st, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Join host Alan Kaplinsky, founder and former longtime leader of Ballard Spahr's Consumer Financial Services Group and one of the foremost thought leaders in the industry, as he welcomes two special guests for a timely and insightful conversation about the most significant deregulatory developments in banking law during 2025. Alan is joined by his Ballard Spahr colleague Scott Coleman, a partner with more than 30 years of experience guiding banks and bank holding companies through mergers, acquisitions, and all facets of regulatory compliance, especially in the community banking sector. They're also joined by Dr. Sean Campbell, Chief Economist and Head of Policy Research at the Financial Services Forum, where he represents the eight U.S. global systemically important banks. Dr. Campbell is a distinguished economist, former senior Federal Reserve official, and published academic. In this episode, Alan, Scott, and Sean break down the latest developments and ongoing trends in bank regulation and supervision, and digital innovation. You'll get expert analysis and practical takeaways on: ·                 The Deregulatory Wave: How the Trump administration's aggressive deregulatory agenda is streamlining exams, reducing supervisory burdens, and shifting the focus toward core financial risk-while eliminating reputational risk as a part of President Trump's Debanking Executive Order. ·                 Supervision and Stress Testing Reform: Why new Federal Reserve proposals to increase transparency in stress testing mark a turning point for large banks, moving away from a "check-the-box" approach to a laser focus on tangible risks like capital, liquidity, and asset quality. ·                 Deposit Insurance Debate: The pros, cons, and historical lessons of raising FDIC insurance limits-especially in the wake of recent bank failures and how the right balance can preserve market discipline. ·                 Community Reinvestment Act in the Digital Age: Why the CRA's geography-based model is due for an overhaul as banking goes mobile and regulatory priorities shift. ·                 Crypto, Stablecoins, and Regulatory Parity: What the Bipartisan Enactment of the GENIUS Act (regulating stablecoins) means for banks and fintechs, and why applying anti-money laundering rules across the board could level the playing field. ·                 Eliminating Reputational Risk: How regulators are eliminating the use of "reputational risk" as a catch-all supervisory and enforcement tool and what this means for fair access and bank governance. ·                 Looking to the Future: The group reflects on what's next for the bank regulatory landscape, Wall Street's view on the industry, and the practical impacts on banks and consumers. Whether you're a banker, regulator, or just want to understand how Washington and Wall Street are shaping the future of finance, this episode delivers the highlights of 2025 and insights you need going into 2026. Tune in for expert opinions, real-world examples, and a roadmap to what's ahead! Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the banking and the consumer finance industry.

Today's episode features Part 2 of our November 4 webinar, "The CFPB's Most Ambitious Regulatory Agenda Ever."  (Part 1 of this series was released on December 18. We encourage you to listen to that episode as well). In Part 2, we continue to unpack the far-reaching implications of the Consumer Financial Protection Bureau's (CFPB) regulatory ambitions. The CFPB has published a sweeping agenda that promises to reshape the landscape for consumer financial services, and our panel of seasoned attorneys offers vital context and actionable insights for industry professionals, regulators, and informed consumers alike.   Key Topics Discussed:  ·        CFPB's Pre-Rule and Long-Term Actions - What's on the regulatory horizon, including advance notices and rulemaking targets that could reshape consumer finance. ·        Clarifying "Unfair, Deceptive, and Abusive" Practices - Will the CFPB issue new rules or guidance to define these critical terms? The panel reviews statutory definitions and industry implications. ·        Identity Theft and Coerced Debt Regulation - Proposed amendments to Regulation V including new protections for survivors of identity theft and economic abuse. ·        Redefining Large Market Participants - Examination of thresholds for CFPB supervision in areas like auto financing, debt collection, consumer reporting, and international money transfers, aiming to target the largest market players. ·        Qualified Mortgage Rules & Loan Originator Compensation - What changes might be coming to mortgage rules and compensation methods, especially for small-dollar loans? The industry's wishlist and regulatory challenges are explored. ·        The Equal Credit Opportunity Act (ECOA) & Disparate Impact - Is the CFPB shifting its stance on disparate impact liability in lending? Hear the latest on the Trump administration's influence and evolving regulatory language. ·        CFPB's Withdrawal of Guidance Documents- A look at the Bureau's move away from guidance towards formal rulemaking and the impact on regulated entities. ·        Industry Feedback and Uncertainty - Lively discussion about compliance burdens, regulatory rescissions, and the ongoing uncertainty surrounding the CFPB's future funding and priorities. Meet Your Speakers from Ballard Spahr:   ·        Alan Kaplinsky (Host & Moderator): Senior Counsel and Founder and former leader of Ballard Spahr's Consumer Financial Services Group  ·        Rich Andreano, Jr.: Partner and head of the firm's Mortgage Banking Group  ·        John Culhane, Jr.: Partner in the Consumer Financial Services Group  ·        Kristen Larson: Of Counsel, Consumer Financial Services Group   ·        Daniel Wilkinson: Associate, Consumer Financial Services Group   ·        Rob Lieber: Associate, Consumer Financial Services Group   ·        Aja Finger: Associate, Consumer Financial Services Group   Tune in as our expert panel breaks down the complexities, anticipated impacts, and the road ahead under the CFPB's ambitious agenda. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Episode 75 Who's in Charge? Navigating Uncertainty in New Jersey's U.S. Attorney's Office The prolonged legal fight over Alina Habba's status as New Jersey's top federal prosecutor has thrown court proceedings throughout the Garden State into turmoil. Even with the recent Third Circuit Court of Appeals decision and Habba's alleged resignation, the future remains uncertain, according to James Pearce, Senior Counsel at the Washington Litigation Group, who was involved in the litigation challenging Habba's appointment. James joins host Matt Adams to delve into the thorny legal issues that began with Habba's spring 2025 appointment and culminated in the ruling earlier this month by the  Middle District of Pennsylvania that she was unlawfully serving in the role. James and Matt explain why her position was challenged, where the case stands now and what is currently happening to cases in the state's federal court. Matt and James also explore the broader implications of this case for the Justice Department and how it's impacting similar pending litigation in other jurisdictions.

Today's episode features Part 1 of our November 4 webinar, "The CFPB's Most Ambitious Regulatory Agenda Ever." In this packed episode, our expert panel breaks down the Consumer Financial Protection Bureau's largest and boldest regulatory agenda to date. Discussing an unprecedented lineup of 24 rulemaking items that could reshape the consumer financial services industry. What's Included: Unprecedented Regulatory Activity: We unpack why this semi-annual agenda stands out, the record number of proposed rules, and what this means for financial institutions, FinTechs, and consumers alike. Hot Topics Covered: From sweeping changes in mortgage servicing to open banking (1033 of Dodd-Frank/personal financial data rights), small business lending rules (1071 of Dodd-Frank), and the rollout of the Financial Data Transparency Act, we cover all the major initiatives and legal battles on the horizon. Industry Insight: Hear why certain rules are stirring up controversy, what compliance challenges lie ahead, and how litigation and funding woes at the CFPB might impact the pace of change. Practical Impact: Learn about technical corrections in remittance transfer rules, new standards for data sharing, and what these changes mean for day-to-day business operations. Meet Your Speakers from Ballard Spahr: Alan Kaplinsky (Host & Moderator): Senior Counsel, founder and former leader of Ballard Spahr's Consumer Financial Services Group  Rich Andreano, Jr.: Partner and head of the firm's Mortgage Banking Group  John Culhane, Jr.: Partner in the Consumer Financial Services Group  Greg Szewczyk: Chair of the firm's Privacy and Data Security Group  Mudasar Pham-Khan: Associate, Consumer Financial Services Group  Kristen Larson: Of Counsel, Consumer Financial Services Group  Daniel Wilkerson: Associate, Consumer Financial Services Group  Rob Lieber: Associate, Consumer Financial Services Group  Aja Finger: Associate, Consumer Financial Services Group  Tune in for strategic insights and practical tips to help you prepare for the CFPB's evolving rulebook. Whether you're a compliance leader, financial executive, or simply interested in how Washington's boldest moves will impact your world, this episode is your essential guide to what's next in consumer financial services. Don't miss Part 2, coming next week with even more updates and expert perspectives! Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

We knew it at the time, but now there's the documents to prove it. So why don't Republicans start acting like they understand the stakes? Will Chamberlain is Senior Counsel at the Article 3 Project.

Today's podcast brings listeners a timely and insightful discussion as our panel examines the CFPB's proposed amendments to Regulation B under the Equal Credit Opportunity Act (ECOA). As our regular listeners know, we released an episode yesterday, and we are providing this additional special episode in light of a development we consider both time-sensitive and exceptionally important. The discussion is hosted by Alan Kaplinsky, Senior Counsel, founder and former chair for 25 years of Ballard Spahr's Consumer Financial Services Group, and features these distinguished experts in the field: ·       Bradley Blower, Founder of Inclusive Partners LLC. ·       John Culhane, Jr., Senior Partner and charter member of Ballard Spahr's fair lending team. ·       Richard Andreano, Jr., Practice Group Leader for Ballard Spahr's Mortgage Banking Group and the head of Ballard Spahr's fair lending team.  Together, the panel takes listeners through the sweeping changes proposed to Reg B, including the elimination of the longstanding disparate impact provisions, significant revisions to discouragement standards, and new limitations on special purpose credit programs for for-profit entities. The conversation covers the legal and political motivations behind the proposal, references to recent Supreme Court decisions, and the implications for lenders, regulators, and consumers. The group also addresses the unusually short 30-day comment period and speculates on why the CFPB may be moving quickly to finalize the rule. Tune in for expert analysis, must-know takeaways, and predictions about industry impact and possible legal challenges. This episode is essential listening for anyone invested in the future of consumer financial services and fair lending. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Gabriel Olivier is an evangelical Christian who often shares his faith in public. In May 2021, when sharing his faith near an amphitheater in a public park in Brandon, Mississippi, the city’s chief of police confronted Olivier with a recently amended city ordinance requiring “protests” to occur in a designated area. Olivier repositioned himself but soon returned when the designated area proved remote and isolating. The city charged Olivier for violating the ordinance, and he pled nolo contendere and agreed to pay a fine. Olivier then challenged the ordinance under the First and Fourteenth Amendments, seeking an injunction prohibiting future enforcement of the law against his expressive activity. The district court barred Olivier’s request for injunctive relief, applying the preclusion doctrine from Heck v. Humphrey, 512 U.S. 477 (1994). As a result, Olivier cannot challenge the ordinance, even though he alleges that it continues to restrict his speech and risks future penalties. On appeal, the Fifth Circuit affirmed, splitting from the Ninth and Tenth Circuits and deepening a circuit split on whether Heck applies to noncustodial plaintiffs who cannot access habeas relief. The Fifth Circuit denied rehearing en banc by one vote, over dissents arguing Olivier’s plea should not bar future constitutional protection. In July, the Supreme Court granted certiorari.Join us for an expert breakdown of oral arguments.Featuring:Nathan Kellum, Senior Counsel, First Liberty Institute(Moderator) Steven Burnett, Clinical Instructional Fellow, Religious Freedom Clinic, Harvard Law School

Today's episode features Part 2 of our October 30, 2025 webinar, "AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out." In this installment, our panel dives deeper into the evolving intersection of artificial intelligence, regulation, and innovation in financial services. Moderated by Alan Kaplinsky, Senior Counsel, founder and former longtime leader of Ballard Spahr's Consumer Financial Services Group, and Greg Szewczyk, chair of the firm's Privacy and Data Security Group, the discussion cuts through hype and uncertainty to provide clear, practical insights. Alan and Greg lead a lively discussion exploring the practical and policy-driven challenges posed by AI, particularly how existing legal frameworks often struggle to keep pace with rapid technological advancement. Our panel includes: Charley Brown, leader of Ballard Spahr's technology and patents teams, who explains how institutions can protect and capitalize on AI-enabled technologies; Dean Ball, former White House senior advisor and one of the architects of the White House AI Action Plan, who provides a rare inside look at the policy landscape; Kristian Stout, Director of Innovation Policy at the International Center for Law and Economics, who examines the intersections of AI, regulation, and competition; and Charlie Bullock, Senior Research Fellow at the Institute for Law and AI, who outlines practical frameworks for responsible, compliant AI governance. Throughout the episode, the panel addresses crucial topics including privacy challenges, explainability requirements for AI-driven decisions, and the potential for AI to level the playing field for smaller institutions. Whether you're in the C-suite, a compliance officer, or simply interested in how Washington's decisions shape the future of finance, this episode delivers a clear-eyed look at what the White House action plan covers and what crucial issues still need attention. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr and founder of the firm's Consumer Financial Services Group. We encourage listeners to subscribe on their preferred podcast platform for weekly insights into the consumer finance industry.

Today's episode features Part 1 of our October 30, 2025 webinar, "AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out." In this installment, a panel of leading experts breaks down the rapidly evolving role of artificial intelligence in financial services—from foundational concepts to the latest regulatory developments. Moderated by Alan Kaplinsky, Senior Counsel,  founder and former longtime leader of Ballard Spahr's Consumer Financial Services Group, and Greg Szewczyk, chair of the firm's Privacy and Data Security Group, the discussion cuts through hype and uncertainty to provide clear, practical insights. Alan and Greg guide an energetic conversation about how AI has become a strategic priority for banks, credit unions, payments companies, and fintechs. Our panel includes: Charley Brown, leader of Ballard Spahr's technology and patents teams, who explains how institutions can protect and capitalize on AI-enabled technologies; Dean Ball, former White House senior advisor and one of the architects of the White House AI Action Plan, who provides a rare inside look at the policy landscape; Kristian Stout, Director of Innovation Policy at the International Center for Law and Economics, who examines the intersections of AI, regulation, and competition; and Charlie Bullock, Senior Research Fellow at the Institute for Law and AI, who outlines practical frameworks for responsible, compliant AI governance. Together, they unpack the complex patchwork of state, federal, and international rules now shaping AI deployment in financial services. The discussion highlights how automated decision-making laws, privacy requirements, and emerging definitions of "artificial intelligence" are forcing institutions to rethink compliance programs, manage risk differently, and anticipate new regulatory expectations. You'll also hear real-world examples of how organizations are grappling with these challenges in practice. This episode provides an essential foundation for understanding where AI and financial services intersect, and where the regulatory environment is headed. Be sure to tune in next Thursday for Part 2, where our experts delve even deeper into the future of AI, innovation, and legal risk in the financial sector. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr and founder of the firm's Consumer Financial Services Group. We encourage listeners to subscribe on their preferred podcast platform for weekly insights into the consumer finance industry.

Phillip Jauregui, Senior Counsel for AFA Action and Director of the Center for Judicial Renewal, joins The Steve Gruber Show to discuss the potential impact of a high-profile judicial appointment by former President Trump. The conversation explores how a new circuit court pick could influence a generation of rulings, shaping issues ranging from constitutional interpretation to the direction of federal law for years to come. Phillip offers insight into the nomination process, the stakes for the judiciary, and why such appointments can have far-reaching consequences for American families and the legal landscape nationwide.

Are you building a business you could sell tomorrow, or are hidden mistakes quietly draining its value?In this episode, Bill joins a roundtable discussion with host Peter Levy, and other powerhouse leaders, including M&A dealmaker Alan Sharfstein, serial entrepreneur Bill Bartzak, strategic advisor Bill Barrett, and hands-on exit veteran John Peck. Together, they deconstruct the most urgent and overlooked truths about navigating the sale of your business, from killer red flags and ruthless buyer tactics to essential “owner's playbooks” for every stage.If you're tempted to DIY your deal, break this habit now. Tune in to protect your life's work, avoid devastating oversights, and hear real-world insights you won't find anywhere else. Listen now before the next buyer knocks. By then, you need to be ready.Timestamped Highlights[00:11] – The candid, emotional question that every seller must dare to ask[07:39] – How legendary entrepreneurs survived—and thrived—by switching lanes[09:47] – Why today's M&A market is exploding with both risk and opportunity[14:00] – The one “secret mentor” move that multiplies your business value overnight[21:27] – Shocking? How recurring revenue rewrites your exit story…or kills it[27:20] – The DIY disaster: True stories of owners who left millions on the table[34:07] – The “reverse diligence” test: Are you the buyer…or being bought?[41:12] – Fatal red flags, stealthy earnouts, and the non-negotiables in every deal[48:48] – When to bring your team into the trust circle—and how to handle it[54:28] – How top buyers quietly poach your secrets…and how to block themAbout the SpeakersPeter Levy is Senior Counsel at Mandelbaum Barrett, where he has called home for the past 11 years. As a trusted legal advisor and frequent moderator, Peter brings deep experience and pride in representing one of the finest law firms in the industry. With a longstanding reputation for strategic insight and an engaging, client-centered approach, Peter regularly facilitates panels and seminars for business owners, focusing on topics like exit strategies, business transitions, and personal growth within entrepreneurial careers. His perspective incorporates lessons from leading experts, blending practical business advice with inspiration from renowned thought leaders.

Brilliant digital health ideas die every day, not because of technology, but because founders ignore the legal and regulatory realities of healthcare.In this episode, Dr. Stephanie D. Barnes, Senior Counsel at Nixon Law Group, discusses how digital health entrepreneurs can navigate the complex intersection of law, regulation, and innovation without jeopardizing their company's growth before it scales. She shares her journey from traditional health law to innovation and explains why every startup must first understand who pays for their solution, as reimbursement drives everything from design to go-to-market strategy. Dr. Barnes breaks down the implications of software becoming a regulated medical device, how FDA scrutiny increases as products move closer to clinical decision-making, and why MSO/PC structures and corporate practice of medicine laws are critical for anyone deploying virtual care or owning clinics across state lines. She clarifies the risks of Anti-Kickback, Stark, and False Claims for RPM, telehealth, and SaaS models, and demonstrates how poor contracting, governance, and entity structure can compromise limited liability or deter investors. Finally, Dr. Barnes highlights her passion for supporting women and Black founders who receive a tiny fraction of venture capital. Tune it and learn how to build legally sound, scalable digital health solutions that can actually stay in the market long enough to save lives!ResourcesConnect with Stephanie Barnes on LinkedIn here.Follow Nixon Law Group on LinkedIn here and visit their website here.Subscribe to Nixon Law Group's newsletter here.

Andrew Visnovsky formerly with MLS Player Relations joins Jeremiah to help break down some of the challenges of the upcoming CBA negotiations for this next era of Major League Soccer.Andrew Visnovsky is Senior Counsel at Vela Wood. His practice is focused on the sports business, advising players, agents, clubs, and governing bodies on matters related to strategic regulatory advice, player and business transactions, and disputes.Sponsor

Andrew Visnovsky formerly with MLS Player Relations joins Jeremiah to help break down some of the challenges of the upcoming CBA negotiations for this next era of Major League Soccer.Andrew Visnovsky is Senior Counsel at Vela Wood. His practice is focused on the sports business, advising players, agents, clubs, and governing bodies on matters related to strategic regulatory advice, player and business transactions, and disputes.Sponsor

Step into the intersection of consumer finance law and the solar energy industry with host Alan Kaplinsky, senior counsel at Ballard Spahr, and special guest Steven Burt, attorney and former public policy leader at major residential solar companies. In this episode, listeners will get an insider's look at today's solar landscape. Discover the key market segments, from utility-scale projects to commercial installations, community solar, and residential rooftop systems. Explore how recent shifts in federal policy under the Trump administration have changed energy priorities, from cancelling critical programs and phasing out residential solar tax credits, to redirecting support toward fossil fuels. Learn why understanding new requirements around foreign entities of concern (FEOC) is now urgent for companies relying on global supply chains. Benefit from practical legal insights covering consumer financial services law, such as FICO checks, leasing regulations, and credit disclosures, and see how these shape the way solar powers American homes. Despite evolving policy headwinds, the outlook for solar remains strong. Hear expert perspectives on state-level hotspots like California and Texas, emerging trends such as net metering reforms and battery storage, and the growing role of "virtual power plant" models that are reshaping residential solar's future. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

The Deputy Prime Minister of the United Kingdom, David Lamy, has drawn up proposals for all Jury trials except for the most serious crimes such as rape, murder and manslaughter to be scrapped.Is that something we should do here? Or would it have a negative impact on the justice system?Joining guest host Anna Daly to discuss is Ronan Lupton, Barrister and Senior Counsel, as well as listeners.

Leo Terrell, Chair of the DOJ Task Force to Combat Antisemitism & DOJ Senior Counsel, makes his debut on the morning show with Sid to talk about his dedication to combating antisemitism 24/7, praising President Trump's and Pam Bondi's support in this mission. He criticizes certain political figures and media outlets for their stance on Jewish issues, highlighting the need for bipartisan efforts against antisemitism. Terrell also addresses the violence against Christians worldwide and reassures that civil rights complaints will be taken seriously. Despite being urged to consider running for office, Terrell reaffirms his commitment to his current role under President Trump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode marks the second of a two-part series, with Part One having been released on November 13th. In this installment, we continue our conversation on the many changes in fair lending policy and enforcement under the second Trump administration. The discussion is moderated by Alan Kaplinsky, Senior Counsel, founder and former chair for 25 years of Ballard Spahr's Consumer Financial Services Group, and features these distinguished experts in the field: Bradley Blower, Founder of Inclusive Partners LLC. John Culhane, Jr., Senior Partner and charter member of Ballard Spahr's fair lending team. Richard Andreano, Jr., Practice Group Leader for Ballard Spahr's Mortgage Banking Group and the head of Ballard Spahr's fair lending team. In this week's episode our expert panel unpacks the fast-changing landscape of fair lending in consumer finance. With candid discussion from leading attorneys and industry insiders, we cover how federal policy swings, especially between recent administrations, have left lenders and businesses searching for direction on compliance, risk management, and best practices. Hear insights on the evolving standards for disparate impact claims, the high stakes of Supreme Court challenges, and how regulatory shifts are changing the rules of the road for everyone. Learn why the future of lending is increasingly tied to artificial intelligence, what it means for fairness and oversight, and why receiving clear guidance is more vital than ever. Our hosts tackle the challenges posed by executive orders on 'de-banking' and fair access, ongoing delays and debates surrounding the small business lending data rule, and the persistent struggle to address appraisal bias. Find out how states are stepping up where federal agencies may leave gaps and get practical advice for keeping your compliance management systems strong in uncertain times, particularly in view of how a future Presidential Administration may seek to reverse Trump Administration initiatives. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

0:30 - Women set on fire on blue line 13:09 - Mom and son attacked outside school by kids 37:38 - Van Jones at Forbes confab: black people will dominate with AI because they're the most innovative 58:37 - CAIR 01:21:50 - CAMPUS BEAT 01:33:45 - NYC candidate for mayor in ’21 & ’25 and founder/CEO of the Guardian Angels Curtis Sliwa: Andrew Cuomo was the spoiler, not me 01:44:46 - Noted economist Stephen Moore examines NYC and Seattle — and why voters made the choices they did. Get more Steve @StephenMoore 02:00:23 - CEO/President of Human Coalition, Jeff Bradford: We are committed to finding new and better ways to rescue children from abortion and provide compassionate care to women facing unexpected pregnancies. A gift of $130 will help reach 5 pregnant women who are seeking an abortion choose life for their babies - To give a gift, go to 560TheAnswer.com/human 02:15:13 - Senior Counsel at the Article III Project, Will Chamberlain, breaks down the Epstein files and explosive redistricting battles. For more on the Article III Project article3project.orgSee omnystudio.com/listener for privacy information.

We know that you know beer! But what if you're adding additional product categories? This presentation aims to give you a solid understanding of the rules and regulations around the advertising and marketing of all your brands, alcoholic beer as well as non-alc, spirits and hemp-derived beverage products.Key Objectives:Know what is considered an advertisement and the “Golden Rule” to avoid most TTB/FTC concerns.Advertising alcoholic beverage brands and what rules/regulations you are required to follow, including social media and printUnderstand how the rules/regulations may or may not change if you are advertising a spirit, non-alc or hemp derived product?Understand where some companies selling only non-alc beer and/or hemp-derived products have more flexibility than you do as a producer of alcoholic beverages.How to get the influencers that you work with to understand all of this, or at least what they need to know to keep you from getting into troubleShana Metzger, Senior Counsel at Barnes Beverage Group, provides strategic counsel on the full spectrum of commercial operations, from crafting distribution, sales, and expansion strategies to negotiating complex agreements.Shana excels in drafting and managing distribution contracts, alternating proprietorships, and other key commercial arrangements, in both traditional and emerging beverage sectors. Beyond commercial work, she advises clients on labor and employment issues as well as intellectual property matters, ensuring comprehensive support for client businesses.Join us in person for CBP Connects New OrleansDecember 8–10, 2025It's never been more important to connect: https://cbpconnects.com/

In this episode, Darren Jones, Senior Counsel and Director of Group Services at the Homeschool Legal Defense Association, joins us to explore the growing world of homeschooling, co-ops, and micro schools. Darren explains why parents are fully capable of educating their children, pointing to decades of strong academic outcomes and the wide range of resources available to families today. He also breaks down what co-ops and micro schools are, how they differ from private schools, and how parent involvement varies across these models. Darren offers practical guidance for families looking to join or start a homeschool co-op or micro school, discusses how state laws can impact these options, and shares insights from nearly 30 years of helping homeschool families navigate challenges such as diploma recognition and group formation. The EPPiC Broadcast is hosted by Michael Ramey, President of the Parental Rights Foundation. Stay informed on parental rights news by signing up for email alerts at parentalrightsfoundation.org/getinvolved.Resources Mentioned in This Episode:HSLDA's list of homeschool co-ops and groups: https://my.hslda.org/groups/s/Support the show

Today's episode marks the first of a two-part series, with Part Two scheduled for release on November 20th. In this installment, we examine the sweeping changes in fair lending policy and enforcement under the second Trump administration. The discussion is moderated by Alan Kaplinsky, Senior Counsel, founder and former chair for 25 years of Ballard Spahr's Consumer Financial Services Group, and features these distinguished experts in the field: Bradley Blower, Founder of Inclusive Partners LLC. John Culhane, Jr., Senior Partner and charter member of Ballard Spahr's fair lending team. Richard Andreano, Jr., Practice Group Leader for Ballard Spahr's Mortgage Banking Group and the head of Ballard Spahr's fair lending team. Listeners will gain essential insights on how federal agencies are scaling back oversight, phasing out the use of statistical disparities and disparate impact theory in fair lending cases. The conversation illuminates how redlining investigations are now driven by clearly expressed intent rather than just the numbers, and why states are stepping in as the federal role diminishes. The episode also tackles potential regulatory changes, the move back to the 1995 Community Reinvestment Act rule, and what these shifts mean for institutions and the communities they serve. In addition, the hosts unpack high-profile cases like Townstone Financial, diving into the ongoing debate about whether discouraging would-be applicants is covered under the Equal Credit Opportunity Act. They also address the intersection of AI and the economy, examining the Trump administration's focus on rapid innovation over regulatory restrictions and its implications for consumer protection. With actionable information for professionals in consumer financial services, banking, compliance, and advocacy, this episode keeps you informed on the latest policies shaping fair lending in 2025 and beyond. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Lawyers usually like the law. The more the better. But in addition to his life as a top corporate lawyer, Philip K. Howard has made a second career out of criticizing the invasion of law into American society. In books like The Death of Common Sense, Life Without Lawyers and his latest, Saving Can-Do, Howard argues that a uncontrolled thicket of legal red tape is undermining innovation in America. The lawyer's central thesis is against the law: America has morphed from a can-do nation into a can't-do society where individual judgment has been replaced by legal central planning, and where citizens must ask lawyers for permission before acting. Too many lawyers and too many laws, Howard says, are transforming America into a dystopia caught between Brave New World and Nineteen Eighty-Four. But isn't that a bit rich, perhaps even Orwellian, from the Senior Counsel at one of America's most illustrious law firms?Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.1. America's transformation from can-do to can't-do spirit Howard argues America has abandoned individual judgment and self-reliance for a system where citizens must seek legal permission before acting. The “spirit of America” — the ability to make choices and associate freely — has been replaced by legal central planning.2. Law has become a secular religion Rather than a practical tool for ordering society, law has become something Americans worship and defer to reflexively. People can no longer make basic judgments about character, competence, or risk without consulting legal frameworks — transforming citizens into dependents.3. The legal profession needs radical reduction Howard believes America has far too many lawyers acting as gatekeepers in daily life. His solution isn't reform but elimination: get lawyers out of routine human interactions, contracts, and decisions. Let people negotiate directly and make their own judgments about trust and risk.4. This isn't partisan — it's about human agency Howard rejects the “conservative” label, arguing both left and right have created their own legal straitjackets. Progressives impose legal controls through regulation; conservatives through litigation and status quo protection. His concern transcends ideology: can individuals still exercise judgment and take responsibility?5. The contradiction is the point Howard embraces the irony of a successful corporate lawyer attacking his profession. He's spent his career in BigLaw precisely because he understands how the system works — and that insider knowledge fuels his conviction that legal overreach is suffocating American innovation and freedom. The question isn't whether he's hypocritical, but whether he's right.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

Buckle up for a fast-paced news update with Joe Pags covering the day's biggest and wildest stories. A Virginia teacher wins $10 million in damages after being shot by a 6-year-old student, despite her repeated warnings to school administrators. Then, an update on the UPS plane crash in Louisville — with at least 13 dead and 9 still missing as investigators race for answers. Pags also digs into a new House GOP probe targeting Soros-linked groups over alleged Antifa funding, asking the question everyone's thinking: “Who's really funding these people?” And — royal drama overseas as Prince Harry and Meghan Markle are reportedly set to lose their titles, while Prince William says he's ‘done' with the ongoing chaos. Then, Will Chamberlain, attorney and Senior Counsel at the Article III Project (A3P), joins the show to break down the filibuster fight, the “nuclear option,” and Judge Boseburg's looming impeachment. They also discuss what's next for SCOTUS, including a major case on tariffs that could reshape executive power. It's a lightning-fast, fact-packed hour of headlines, analysis, and law the way only Pags can deliver it.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's podcast features the second part of a recent webinar produced on September 24, 2025, titled: "A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers." In Part 2, we discuss the following topics: 1.               What are the areas of uncertainty with respect to the Executive Order, including:  ·                 Defining an "unlawful business" or "religion and why those definitions are important.   ·                 What regulator or regulators will issue regulations or other guidance? 2.               What is the role of the Small Business Administration ("SBA") 3.               Intersection with AML/BSA 4.               Intersection with state debanking statutes and experience of the states 5.               Pending Federal legislation 6.               What should financial institutions be doing now to prepare for regulator review? 7.               Is the Executive Order good or bad policy? 8.               Is there a proven need for the Executive Order?  Is there any empirical evidence of need based on complaints submitted to states with debanking statutes, SBA or other federal banking prudential regulators or is it all anecdotal? Our presenters, who hold diverse views on the wisdom of the Executive Order, are: ·        Jason Mikula Founder and Publisher, Fintech Business Weekly Jason Mikula is an independent fintech and banking advisor, consultant, and investor. He also publishes Fintech Business Weekly, a newsletter analyzing trends in banking and fintech. He opposes the Executive Order. ·        Brian Knight Senior Counsel, Corporate Engagement, Alliance Defending Freedom Brian Knight serves as Senior Counsel on the Corporate Engagement Team at Alliance Defending Freedom. His work focuses on issues of financial access, debanking, and preventing the politicization of financial services. He opposes the Executive Order. ·        Todd Phillips Assistant Professor of Law, J. Mack Robinson College of Business, Georgia State University Todd Phillips is an assistant professor of law at Georgia State University. His areas of expertise include bank capital and prudential regulation, deposit insurance, and the laws governing federal regulators. He opposes the Executive Order. ·        Will Hild Executive Director, Consumers' Research Will Hild is the Executive Director of Consumers' Research, the nation's oldest consumer protection organization. He has led efforts to combat ESG and what he considers "woke capitalism," including launching the Consumers First campaign. He supports the Executive Order. ·        Graham Steele Assistant Secretary for Financial Institutions, U.S. Department of the Treasury Graham Steele serves as the Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury. He is an expert on financial regulation and financial institutions, with over a decade of experience working at the highest levels of law and policy in Washington, D.C. He opposes the Executive Order. Alan Kaplinsky, the founder and first practice group leader and now Senior Counsel of the Consumer Financial Services Group at our firm, moderated the webinar. We released Part 1of this webinar on October 30, 2025

This episode is presented by Create A Video – Will Chamberlain, Senior Counsel at the Article 3 Project, has some thoughts about the statement by the Heritage Foundation president in the wake of Tucker Carlson's softball interview with anti-Semite Nick Fuentes. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Today's podcast features the first part of a recent webinar produced on September 24, 2025, titled: "A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers." In Part 1, we discuss the following topics: 1.     History of Debanking, including: o   Operation Chokepoint: An initiative by federal prudential banking regulators during the Obama administration aimed at discouraging banks supervised by them from providing services to companies engaged in payday lending. o   OCC Final Regulation on Debanking: Issued by Acting Comptroller Brian Brooks toward the end of President Trump's first term, this regulation applied only to the largest banks in the country. It was sent to the Federal Register but never published and, therefore, never became effective. 2.     Elements and Scope of the Debanking Executive Order 3.     Statutory Authority (or Lack Thereof) of the Executive Order, which was largely based on the unfairness prongs of UDAAP and UDAP, even though a federal district court in Alabama held a few years ago that such unfairness prongs do not cover discrimination. Our presenters, who hold diverse views on the wisdom of the Executive Order, are: ·        Jason Mikula Founder and Publisher, Fintech Business Weekly Jason Mikula is an independent fintech and banking advisor, consultant, and investor. He also publishes Fintech Business Weekly, a newsletter analyzing trends in banking and fintech. He opposes the Executive Order. ·        Brian Knight Senior Counsel, Corporate Engagement, Alliance Defending Freedom Brian Knight serves as Senior Counsel on the Corporate Engagement Team at Alliance Defending Freedom. His work focuses on issues of financial access, debanking, and preventing the politicization of financial services. He opposes the Executive Order. ·        Todd Phillips Assistant Professor of Law, J. Mack Robinson College of Business, Georgia State University Todd Phillips is an assistant professor of law at Georgia State University. His areas of expertise include bank capital and prudential regulation, deposit insurance, and the laws governing federal regulators. He opposes the Executive Order. ·        Will Hild Executive Director, Consumers' Research Will Hild is the Executive Director of Consumers' Research, the nation's oldest consumer protection organization. He has led efforts to combat ESG and what he considers "woke capitalism," including launching the Consumers First campaign. He supports the Executive Order. ·        Graham Steele Assistant Secretary for Financial Institutions, U.S. Department of the Treasury Graham Steele serves as the Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury. He is an expert on financial regulation and financial institutions, with over a decade of experience working at the highest levels of law and policy in Washington, D.C. He opposes the Executive Order. Alan Kaplinsky, the founder and first practice group leader and now Senior Counsel of the Consumer Financial Services Group at our firm, moderated the webinar. We will be releasing Part 2 of this webinar on November 6, 2025.

Crisis management has emerged in recent years as an increasingly prominent practice area, helping clients to avoid major pitfalls and determine the path forward amidst conflict and public discourse. In this episode of In the Public Interest, host Felicia Ellsworth speaks with Partner Sid Velamoor about his experience managing many such cases both in the public and private sector.Throughout their conversation, Velamoor discusses his career pathway from WilmerHale to the Computer Hacking and Intellectual Property Crimes section of the US Attorney's Office, and then serving as Senior Counsel at Boeing before returning to the firm in 2024. He describes how the unique experiences he had in each role culminated in his current skillset in managing complex, high stakes matters. He also explains to Ellsworth how he views effective crisis management as crisis elimination, with skilled practitioners able to anticipate market challenges and proactively avoid them.

We continue our Space series with Kiersten Fortson, Senior Counsel for Launch Operations at Relativity Space and former FAA counsel. Kiersten shares how an unexpected moot court competition on international space law sparked her passion for the field, setting her on a path from the Pentagon to the FAA, where she worked on the landmark Part 450 launch licensing framework. She reflects on translating complex engineering concepts into clear regulatory language, the similarities between government and in-house counsel roles, and the satisfaction of partnering with clients to advance spaceflight. Along the way, Kiersten highlights the evolving nature of space law, the value of community in this close-knit industry, and the sense of “hope” that drives her work in commercial launch operations.

Today's podcast features the second part of a repurposed webinar produced on September 3, 2025, which dives into the legal risks, compliance challenges, and emerging constitutional questions stemming from the GENIUS Act. The conversation examines the strict prohibition of deceptive claims regarding federal backing or insurance for stablecoins, highlighting the significant civil liabilities and penalty provisions attached to violations. Art Wilmarth delves deeply into areas such as federal preemption of state laws, consumer protections, and the power dynamics introduced by big tech and non-bank entities in the stablecoin market. Richard Rosenthal outlines the importance of building cross-functional teams, updating risk taxonomies, and adapting existing safety and soundness frameworks to the new environment presented by stablecoins. Peter Jaslow highlights legal risks for stablecoin issuers, such as the lack of explicit federal insurance, the reliance on monthly attestations of reserves, complex issues surrounding redemption policies, and significant civil and criminal penalties for non-compliance. The speakers articulate the importance of rigorous compliance frameworks and the critical role finance teams will play in adapting to the new regulatory demands. Additionally, there is emphasis on the GENIUS Act's consumer protection priorities and its alignment with administration policy objectives. This episode also explores the business model impact of the GENIUS Act, discussing the growing demand for stablecoin and tokenized deposit solutions, and how institutions might leverage these technologies for treasury management and cross-border payments. Panelists provide perspectives on how innovation is being fostered, the implications for privately-held stablecoins, and the ways the GENIUS Act reflects the desires of the crypto industry. This session offers a holistic look at both the challenges and opportunities that financial institutions must consider as regulatory and market landscapes evolve. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

0:30 - Pritzker at Economic Club of Chicago 14:47 - Cupich message to illegal immigrants 38:07 - The Curious Misadventures of Mr. Bailey 01:04:09 - Believe it or not 01:15:26 - Senior Counsel at the Article III Project, Will Chamberlain, goes through the docket from Bolton, Brennan & Comey to circuits 7, 9 and the Supreme Court. For more on the Article III Project article3project.org 01:34:28 - Trading, tariffs and turkey with the Capitalist Pig’s Jonathan Hoenig. Get more from Jonathan at capitalistpig.com 01:48:32 - Jeff Daniels serenades Nicole Wallace with song that helps him cope 01:52:35 - Chris Ferguson, psychology professor at Stetson University, on what the latest research says about adolescent-onset gender dysphoria and the influence of social media. Get more from Chris at his substack - Secrets of Grimoire Manor 02:14:35 - John McCormack, senior editor at The Dispatch, on Fear and Loathing in Chicago — a savage journey through the city’s politics, chaos, and contradictions. Follow John on X @McCormackJohnSee omnystudio.com/listener for privacy information.

Poor estate planning can leave your family with confusion, conflict, and unnecessary costs — but it doesn't have to.In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Eric Kaplan, Senior Counsel in Greenspoon Marder's International Wealth and Asset Planning Group. With nearly 25 years of experience, Eric shares valuable insights on the biggest mistakes people make with their estate plans, what happens when someone passes away without a will, and how strategic asset protection — both domestic and offshore — can safeguard your wealth for generations.In this episode, you will learn:Why failing to create or update an estate plan can have serious consequences for your loved ones.The key documents every comprehensive estate plan should include.How to avoid probate and ensure your assets are distributed according to your wishes.The role of asset protection trusts — including offshore structures — in shielding wealth from creditors and lawsuits.And more!Tune in to discover how proactive estate and asset protection planning can help you protect what matters most.Resources: Episode Transcript & Blog | eric.kaplan@gmlaw.com | www.gmlaw.com | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call

Steve is joined by Kaylan Phillips, Senior Counsel at the Public Interest Legal Foundation, to discuss the Supreme Court case Louisiana v. Callais, a potential landmark decision on race-based congressional districts. They explore how the case could reshape redistricting law, the legal arguments at stake, and why it matters for fair representation and voter equality across the country. A must-listen for anyone following the future of voting rights, election integrity, and constitutional law.

Today's podcast features the first part of a recent webinar produced on September 3, 2025, which examined the key provisions of the GENIUS Act (“The Guiding and Establishing National Innovation for U.S. Stablecoins Act”) and its regulatory impact on banks, fintechs and the future of stablecoins. The discussion covers critical definitions, licensing, oversight and enforcement requirements, the relationship to state stablecoin laws. Panelists offer insights into the role of federal banking regulators such as the Comptroller of the Currency, the Federal Reserve, and the Financial Stability Oversight Council (“FSOC”), highlighting the Act's efforts to establish a uniform regulatory framework and how financial institutions are responding to the new rules. The webinar features three expert speakers: Art Wilmarth, Professor Emeritus at George Washington University Law School, Richard Rosenthal, Principal in Deloitte's Risk and Financial Advisory practice and Peter Jaslow, Practice Co-Leader of Ballard Spahr's Blockchain Technology and Cryptocurrency group Listeners will gain an understanding of how the GENIUS Act may reshape business stablecoin models.  The episode touches on compliance timelines, emphasizing the rapid pace of regulation, and previews issues of consumer protection and its ban on making interest payments. This dialogue sets the foundation for deeper analysis of legal risks and constitutional challenges, which will be explored in the upcoming second part of the series. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

0:30 - NJ, VA 16:47 - ICE incident on SE side 37:47 - Tom Homan on the Open Borders Crowd's "end game" 01:00:35 - National political reporter Salena Zito says to keep an eye on New Jersey - Republicans are paying attention this time. For Salena’s latest SalenaZito.com and check out her newest book Butler: The Untold Story of the Near Assassination of Donald Trump and the Fight for America’s Heartland 01:19:47 - Chris Whalen, chairman of Whalen Global Advisors and editor of The Institutional Risk Analyst, analyzes the shifting dynamics of America’s financial relationships with China, the EU, and Argentina. Check out Chris’ most recent book Inflated: Money, Debt and the American Dream – 2nd Edition 01:39:03 - Why Dan Proft is Single 01:56:50 - Keira Knightley asked about fans boycotting JK Rowling over trans 02:12:56 - Senior Counsel at America First Legal Foundation, James Rogers, separates fact from political theater in Gov. Pritzker’s threats to prosecute ICE agents. For more on America First Legal Foundation aflegal.orgSee omnystudio.com/listener for privacy information.

0:30 - Pritzker redux on Nazi comparison 11:15 - Durbin vs. Bondi in committee hearing 37:02 - Waukegan Mayor Sam Cunningham at presser with Schenider, Lake County 01:00:20 - Katie Porter interview with CBS News in CA...how are you going to win Trump voters? 01:14:28 - Chicago Alderman Ray Lopez points out the irony: criminals get a pass, ICE gets prosecuted. For more on Ray and the 15thward - the15ward.org 01:31:51 - Noted economist Stephen Moore runs through Democrats’ shutdown wish list— “It’s lunacy!” Get more Steve @StephenMoore 01:50:42 - AOC backtracks on hitting Stephen Miller over his height..."bodyshaming" 01:57:39 - Annie Roney, founder of IRL Movie Club, brings her in-person documentary screenings and post-film discussions to Illinois. For more info and screenings near you irlmovieclub.org 02:08:11 - Will Chamberlain, Senior Counsel at the Article III Project, on Trump’s Portland National Guard case and the chilling “Arctic Frost” fallout. For more on the Article III Project article3project.org 02:23:29 - Zach Bryan's "Bad News"See omnystudio.com/listener for privacy information.

President Trump signs an executive order directing the DOJ to pursue prosecutions for flag burning despite longstanding Supreme Court precedent protecting it as free speech. Senior Counsel at Foundation for Individual Rights and Expression, Bob Corn-Revere,  weighing in on whether it can survive a legal challenge. The Trump Administration targets soft-on-crime policies with new executive orders to end cashless bail in D.C. and cut federal funds to cities that allow it. Rapper Snoop Dogg sparks backlash after saying he was blindsided by an LGBT subplot in Pixar's Lightyear while watching with his grandson. BAU: Go to https://BAUmovie.com to watch the Artist of war trailer and learn more. Herald Group: Learn more at https://GuardYourCard.com