Podcasts about Consumer Financial Protection Bureau

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Latest podcast episodes about Consumer Financial Protection Bureau

Passing Judgment
Mississippi's Social Media Law, Marriage Equality Threats, and CFPB Firings Explained

Passing Judgment

Play Episode Listen Later Aug 19, 2025 8:29


In this episode of Passing Judgment, Jessica breaks down three major legal developments: the Supreme Court allowing Mississippi's age verification law for social media to take effect while litigation continues, a renewed but unlikely push to overturn the Court's marriage equality decision in Obergefell, and a federal court ruling enabling potential mass firings at the Consumer Financial Protection Bureau. Jessica explains what these cases mean for our rights and daily lives, highlighting the ongoing balance between state power, individual liberties, and consumer protection.Here are three key takeaways you don't want to miss:Supreme Court and Mississippi's Social Media Age Verification Law: The episode opens with a discussion of the Supreme Court's decision to allow Mississippi's new law requiring age verification for children on social media to take effect while legal battles continue. The law mandates social media companies verify users' ages and get parental consent for kids under 18. Supporters claim it protects children from online harms, while critics argue it's vague, intrusive, and may violate the First Amendment.Renewed Push to Overturn Marriage Equality (Obergefell v. Hodges): There's renewed legal activity aimed at overturning the Supreme Court's 2015 decision in Obergefell v. Hodges, which legalized same-sex marriage nationwide. The case gained attention due to Kim Davis, a former Kentucky clerk who refused to issue marriage licenses to same-sex couples, now asking the Supreme Court to revisit the ruling.Trump Administration and the Consumer Financial Protection Bureau (CFPB): The final major story discusses a recent court decision paving the way for the Trump administration to pursue mass firings at the CFPB—a federal agency created after the 2008 financial crisis to protect consumers. Follow Our Host: @LevinsonJessica

The Dividend Cafe
Monday - August 18, 2025

The Dividend Cafe

Play Episode Listen Later Aug 18, 2025 19:27


Today's Post - https://bahnsen.co/45lNva0 Analyzing a Flat Market and the Impacts of International Events In this Monday edition of Dividend Cafe, the host discusses the relatively stagnant state of the DOW, S&P 500, and Nasdaq, attributing this to ongoing events such as the meeting between President Trump, European leaders, and Ukrainian President Zelensky, and the upcoming Jackson Hole meeting with Chairman Powell. The episode delves into metrics like the earning yields and price-to-book ratios of the S&P 500, highlighting historically low real earnings yield due to high stock prices despite high earnings and moderate inflation expectations. David also explores foreign investments in U.S. stocks, particularly a record $163 billion purchase in June, insights into tariff impacts and court rulings related to the Consumer Financial Protection Bureau, and the uncertainty surrounding upcoming Fed rate cuts. On the energy front, updates include WTI closing at $62.63 and midstream energy sector trends discussed at a recent Las Vegas conference. The episode concludes with an overview of the supply-side effects of monetary and fiscal policy, touching upon tariff implications and monetary supply growth. 00:00 Introduction and Market Overview 01:38 Inflation Insights and Market Metrics 03:35 Valuation Indicators and Market Analysis 05:33 Foreign Investments and Geopolitical Updates 07:30 Tariffs and Legal Challenges 11:07 Economic Indicators and Sector Performance 13:21 Energy Sector Deep Dive 15:52 Monetary Policy and Supply Side Economics 17:51 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Minimum Competence
Legal News for Thurs 8/14 - Alex Jones' Infowars Receivership, Trump's Aid Freeze and Pro-Antitrust Moves, Rumble Lawsuit Dismissal, and a Ruling on Birth Control Coverage

Minimum Competence

Play Episode Listen Later Aug 14, 2025 8:09


This Day in Legal History: Social Security ActOn August 14, 1935, President Franklin D. Roosevelt signed the Social Security Act into law, establishing the foundation of the modern American welfare state. The legislation was a centerpiece of Roosevelt's New Deal and aimed to address the widespread economic insecurity caused by the Great Depression. For the first time, the federal government created a structured system of unemployment insurance and old-age pensions, funded by payroll taxes collected from workers and employers. The law also introduced Aid to Dependent Children, a program designed to support families headed by single mothers, later expanded into Aid to Families with Dependent Children (AFDC).The Act marked a major shift in federal involvement in individual economic welfare and signaled a broader acceptance of the idea that the government bears some responsibility for the financial well-being of its citizens. Though limited in scope at first—agricultural and domestic workers, for example, were excluded—the framework it established would evolve through amendments and court challenges over the following decades.The Social Security Act was challenged on constitutional grounds shortly after its passage, but the Supreme Court upheld its key provisions in Helvering v. Davis (1937), affirming Congress's power to spend for the general welfare. Over time, the Social Security program expanded to include disability insurance, Medicare, and Medicaid. While the structure and funding of these programs remain a subject of political debate, the 1935 Act remains one of the most enduring and significant pieces of social legislation in U.S. history.A Texas state court has appointed a receiver to take control of Alex Jones' company, Free Speech Systems LLC, the parent of his Infowars show, in an effort to collect on $1.3 billion in defamation judgments related to his false claims about the 2012 Sandy Hook school shooting. Judge Maya Guerra Gamble granted the request from families of victims in the Connecticut case, authorizing receiver Gregory S. Milligan to manage and potentially liquidate the company's assets. Another hearing is scheduled for September 16 to determine whether the Texas-based judgments should also be placed under receivership.Jones, who has been in personal bankruptcy since 2022, has been shielded from immediate collection on many of these judgments, but his company's Chapter 11 case was dismissed in 2024, giving a separate bankruptcy trustee limited control over its assets. The receiver now has authority, subject to that trustee's approval, to pursue the sale of Infowars' media assets, access financial records, and initiate legal actions to recover property.Attorneys for the Sandy Hook families hailed the order as a major step toward accountability. Meanwhile, Jones' legal team plans to appeal, arguing the court was misled about prior bankruptcy rulings. Jones is also seeking U.S. Supreme Court review of the Connecticut judgment, with a filing deadline set for September 5.Alex Jones' Infowars Assets to Be Taken Over by Receiver (1)A federal judge in Philadelphia struck down Trump administration rules that allowed employers to deny birth control coverage based on religious or moral objections. U.S. District Judge Wendy Beetlestone ruled that the 2018 exemptions were not justified and found a disconnect between the sweeping scope of the rules and the limited number of employers likely to need them. The ruling came in a case brought by Pennsylvania and New Jersey, which previously reached the U.S. Supreme Court. The Court upheld the rules on procedural grounds in 2020 but did not evaluate their substance.The Affordable Care Act mandates contraception coverage in employer health plans, with narrow exemptions for religious organizations. The Trump administration expanded this to a broader class of employers, arguing that even applying for exemptions could burden religious practice. Judge Beetlestone disagreed, saying the administration failed to show a rational link between the perceived issue and its response.The Biden administration had proposed reversing the Trump-era policy in 2023, but that effort stalled before Biden left office. The Little Sisters of the Poor, a Catholic group involved in defending the rules, plans to appeal the new decision. The Department of Justice has not yet commented on the ruling.US judge blocks Trump religious exemption to birth control coverage | ReutersPresident Trump revoked a 2021 executive order issued by then-President Joe Biden that aimed to promote competition across the U.S. economy. Biden's order targeted anti-competitive practices in sectors such as agriculture, healthcare, and labor, and was a key element of his economic agenda. It included efforts to reduce consumer costs by curbing monopolistic behavior and increasing oversight of mergers.Trump's administration criticized the Biden-era approach as overly restrictive and burdensome. The Justice Department, under Trump, endorsed the revocation, stating it would pursue an “America First Antitrust” strategy focused on market freedom and less regulatory interference. Officials also announced plans to streamline the Hart-Scott-Rodino merger review process and reinstate targeted consent decrees to address specific anti-competitive behavior.Critics argue the revocation will weaken protections for consumers and small businesses. A June 2025 report by advocacy groups estimated that dismantling consumer protection policies, including those from the Consumer Financial Protection Bureau, has cost Americans at least $18 billion through higher fees and lost compensation. Trump has also taken steps to drastically reduce the CFPB's workforce.Former Biden competition policy director Hannah Garden-Monheit condemned the move, claiming it contradicts Trump's promise to support everyday Americans and instead benefits large corporations.Trump revokes Biden-era order on competition, White House says | ReutersA federal judge in Texas dismissed a lawsuit filed by video-sharing platform Rumble, which had accused major advertisers—Diageo, WPP, and the World Federation of Advertisers—of conspiring to boycott the platform by withholding ad spending. U.S. District Judge Jane Boyle ruled that the Northern District of Texas was not the appropriate venue for the case, as the defendants are based in the UK and Belgium. Her decision did not address the substance of Rumble's antitrust claims.Rumble's lawsuit alleged that the advertisers participated in a “brand-safety” initiative through the Global Alliance for Responsible Media, which it claims was used to pressure platforms like Rumble—known for minimal content moderation—into compliance or risk being excluded from ad budgets. The defendants countered that business decisions not to advertise on Rumble were based on brand protection and had nothing to do with collusion or a boycott.Judge Boyle noted it remains an "open question" whether the Texas court is the right venue for a similar lawsuit brought by Elon Musk's social media platform X, which is also pending. The advertisers argued Rumble's legal action was a misuse of antitrust laws intended to force companies to do business with it.US judge tosses Rumble lawsuit claiming advertising boycott | ReutersA federal appeals court ruled in favor of President Donald Trump, allowing him to halt billions in foreign aid payments that had been previously approved by Congress. In a 2-1 decision, the D.C. Circuit Court of Appeals lifted an injunction issued by a lower court that had ordered the administration to resume nearly $2 billion in aid. The aid freeze was initiated on January 20, 2025—Trump's first day of his second term—through an executive order and followed by significant staffing and structural changes to USAID, the government's main foreign aid agency.The lawsuit challenging the freeze was brought by two nonprofit organizations that depend on federal funding: the AIDS Vaccine Advocacy Coalition and Journalism Development Network. The appeals court, however, ruled that the groups lacked legal standing to challenge the freeze and that only the Government Accountability Office, a congressional watchdog, had authority to do so.Judge Karen Henderson, writing for the majority, explicitly stated the court was not deciding whether Trump's actions violated the Constitution's separation of powers or Congress's control over federal spending. In a sharp dissent, Judge Florence Pan argued the decision undermined the Constitution's checks and balances and enabled unlawful executive overreach.A White House spokesperson praised the ruling, framing it as a victory against "radical left" interference and a step toward aligning foreign aid spending with Trump's "America First" agenda.US appeals court lets Trump cut billions in foreign aid | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Plan Dulce Podcast
‘We Help Each Other', Casita Ownership Opportunities with Noerena Limón

Plan Dulce Podcast

Play Episode Listen Later Aug 14, 2025 56:33


Plan Dulce host Vidal F. Márquez (He/Him) speaks with Norena Limón (She/Her) from the Casita Coalition to discuss the California housing supply crisis and her journey raised in the Inland Empire, working at the Obama White House, going to Harvard and becoming a CEO in policy advocacy in California. Bio and Links:Noerena Limón brings over 16 years of experience working at the nexus of government, public policy, and the private sector. She is currently the CEO of the Casita Coalition, where she leads efforts to address California's housing crisis through policy advocacy and community engagement. Previously, she founded Mariposa Strategies LLC, a consulting firm providing strategic guidance to nonprofits, government entities, and private organizations on housing. In 2023, Limón was appointed by Governor Gavin Newsom to the Board of the California Housing Finance Agency. Since 2021, she has also served as a Housing Fellow at UC Berkeley Terner Center for Housing Innovation, where she collaborates on research addressing California's housing supply crisis.Noerena has spent most of her career doing federal policy work with experience at the National Association of Hispanic Real Estate Professionals, the Consumer Financial Protection Bureau, the Obama White House and U.S. Congress. Noerena received her B.A. from UC Berkeley and her Masters in Public Policy from the Harvard Kennedy School of Government.Learn more:https://casitacoalition.squarespace.com/https://casitacoalition.squarespace.com/build-the-middle-national-housing-convening-2025 --------------------------------------Plan Dulce is a podcast by members of the ⁠⁠Latinos and Planning Division⁠ of the American Planning Association⁠. The information, opinions, and recommendations presented in this Podcast are for general information only. Want to recommend our next great guests and stay updated on the latest episodes? We want to hear from you! Follow, rate, and subscribe! Your support and feedback helps us continue to amplify insightful and inspiring stories from our wonderfully culturally and professionally diverse community.This episode was conceived, written, edited and produced by Vidal F. Márquez (He/Him). Connect:Instagram:https://www.instagram.com/plandulcepodcast/ Facebook:⁠https://www.facebook.com/LatinosandPlanning/⁠Youtube:Subscribe to Plan Dulce on Youtube LinkedIn:⁠https://www.linkedin.com/groups/4294535/⁠X/ Twitter:⁠https://twitter.com/latinosplanapa?lang=en⁠

Marketplace Tech
The uncertain future of consumer data control

Marketplace Tech

Play Episode Listen Later Aug 7, 2025 7:01


Section 1033 of the Dodd Frank Act was finalized at the end of the Biden administration and would require banks to give consumers free access and control of their personal banking data.The rule had met legal pushback from the bank industry and the CFPB under the Trump administration planned to scrap it. But last week, the bureau said it will instead rewrite Section 1033.Marketplace's Meghan McCarty Carino discusses the news with Rohit Chopra, who served as the director of the Consumer Financial Protection Bureau when the rule was finalized in 2024.

Marketplace All-in-One
The uncertain future of consumer data control

Marketplace All-in-One

Play Episode Listen Later Aug 7, 2025 7:01


Section 1033 of the Dodd Frank Act was finalized at the end of the Biden administration and would require banks to give consumers free access and control of their personal banking data.The rule had met legal pushback from the bank industry and the CFPB under the Trump administration planned to scrap it. But last week, the bureau said it will instead rewrite Section 1033.Marketplace's Meghan McCarty Carino discusses the news with Rohit Chopra, who served as the director of the Consumer Financial Protection Bureau when the rule was finalized in 2024.

NerdWallet's MoneyFix Podcast
Does Medical Debt Impact Your Credit Score? And How Much Do You Really Need To Save for a Home

NerdWallet's MoneyFix Podcast

Play Episode Listen Later Jul 31, 2025 36:42


How to protect your credit from medical debt and choose the right way to save for a home down payment. How does medical debt affect your credit score? What accounts can you use to save for a house down payment? Hosts Sean Pyles and Elizabeth Ayoola discuss the recent reversal of a Consumer Financial Protection Bureau rule that would have removed medical debt under $500 from credit reports and explore the consequences for consumers. Joined by senior news writer Anna Helhoski and guest Rohit Chopra, former director of the Consumer Financial Protection Bureau, they explain why the rule was proposed, what the legal ruling means for borrowers, and what consumers can do to protect themselves. They share insights on why the CFPB is vital to maintaining financial fairness and what the agency's dormancy could mean for future protections. Then, housing Nerd Kate Wood joins Sean and Elizabeth to discuss how to save for a home in today's high-cost, high-interest-rate housing market. They dig into what emergency fund you should consider having before buying a house, how to choose between high-yield savings accounts and CDs, and why the 20% down payment myth could be holding you back. The conversation also covers how much you really should save (spoiler: it's more than just your down payment), why closing costs are often misunderstood, and how first-time buyers can explore down payment assistance programs that offer real help. NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: medical debt and credit scores, saving for a down payment, CFPB medical debt rule, how to save for a house, down payment assistance programs, how medical debt affects credit, CFPB rule overturned, home buying costs, closing costs calculator, how much to save for a house, best high yield savings accounts, down payment myths, private mortgage insurance explained, how much to put down on a house, 20% down payment myth, CD ladder strategy, high yield CD rates, CD vs savings account, home equity from appreciation, real estate agent commission changes, home maintenance budgeting, how to avoid PMI, how to get rid of PMI, what is PMI, CFPB complaint database, checking credit reports, how to prequalify for a mortgage, how to calculate closing costs, state housing authority grants, and first-time homebuyer programs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

GREY Journal Daily News Podcast
Why Is the CFPB Facing Legal Heat Over Small-Business Data?

GREY Journal Daily News Podcast

Play Episode Listen Later Jul 25, 2025 2:58


Consumer advocacy groups led by Rise Economy filed a lawsuit against the Consumer Financial Protection Bureau for not implementing a small-business data collection rule mandated by Congress under the Dodd-Frank Act. The lawsuit alleges violations of the Equal Credit Opportunity Act and the Administrative Procedure Act and seeks to require the CFPB to collect and publish data on small-business loan applications, including demographic details and loan denials. Banking trade groups have also challenged the rule, citing compliance burdens, resulting in multiple court delays and an extended compliance deadline to July 2026. The case centers on the need for data to identify lending discrimination and credit access gaps for small businesses.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

The Consumer Finance Podcast
Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access

The Consumer Finance Podcast

Play Episode Listen Later Jul 24, 2025 25:20


In this special joint episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory Practice, is joined by Keith Barnett and Jason Cover from the Payments Pros podcast, along with Troutman Pepper Locke Consumer Financial Services Partner Mark Furletti. They discuss the future of earned-wage access (EWA) products following the Consumer Financial Protection Bureau's (CFPB) rescission of previous guidance. The conversation explores the history and evolution of EWA products, initially designed as employer-based solutions to provide employees early access to earned wages without extending credit.The group highlights regulatory challenges, including the CFPB's changing stance and the impact of state laws on EWA offerings. They examine how these products are structured to avoid being classified as credit, focusing on optional fees and the absence of repayment obligations. The discussion also addresses the legal landscape, noting potential state-level regulatory landmines and private litigation. The episode emphasizes the importance for fintechs and payroll processors to navigate these complexities carefully, especially in states with stringent regulations like California and New York. The podcast concludes with insights into the future of EWA, stressing the need for compliance with evolving state and federal laws.

#RolandMartinUnfiltered
Trump's Voter Data Grab, Guard Exits LA, Judge Strikes Down Medical Debt Rule, CARES & U‑FIGHT Act

#RolandMartinUnfiltered

Play Episode Listen Later Jul 20, 2025 126:27 Transcription Available


7.16.2025 #RolandMartinUnfiltered: Trump’s Voter Data Grab, Guard Exits LA, Judge Strikes Down Medical Debt Rule, CARES & U‑FIGHT Act The Trump administration and its allies are pushing to obtain voter data from states and inspect voting equipment. We'll discuss the implications with the Director of the Voting Rights Project. Two thousand National Guard troops deployed to Los Angeles over a month ago, following protests against immigration enforcement raids, are being withdrawn. A federal judge strikes down a Biden administration rule removing medical debt from credit reports. We'll talk with a former Director of the Consumer Financial Protection Bureau about what this means for consumers. National CARES is a pioneering initiative tackling the devastating impact of intergenerational poverty. We'll speak with the organization's new president about their mission and impact. This week, Senator Angela Alsobrooks and Congresswoman Shontel Brown introduced the U-FIGHT Act, a bold step toward expanding early detection and funding research to save the lives of Black women. Congresswoman Brown and a medical expert will be here to discuss the importance of this Act, especially for black women. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

Selwyn’s Law Podcast
Is Another 2007-2008 Financial Crisis on the Horizon? What the Trump Administration's Active and Ongoing “Obliteration” of the Consumer Financial Protection Bureau (CFPB) Portents for our Financial Futures - Part 2

Selwyn’s Law Podcast

Play Episode Listen Later Jul 19, 2025 24:27


Project 2025: The Ominous Specter
Project 2025: The Conservative Blueprint Reshaping America's Government

Project 2025: The Ominous Specter

Play Episode Listen Later Jul 19, 2025 4:31


Project 2025 has emerged as one of the most ambitious and polarizing policy blueprints in recent American history. Developed under the guidance of the Heritage Foundation, with participation from more than 100 conservative organizations, Project 2025 represents a detailed roadmap for the executive branch—the so-called “Mandate for Leadership”—aimed at fundamentally reshaping the federal government should a conservative administration return to the White House.At its heart, Project 2025 proposes to dramatically increase presidential control over the federal bureaucracy. According to The Heritage Foundation's Kevin Roberts, “every federal employee should answer to the president,” and the blueprint recommends eliminating the independence of agencies like the Department of Justice, the FBI, and the Federal Communications Commission. Supporters argue this would remedy what they see as an unaccountable, left-leaning bureaucracy, but critics warn that the plan would threaten the separation of powers and basic civil liberties by putting nearly all executive branch decision-making directly under the president.Specifics from the plan highlight its scope. The project calls for the replacement of all State Department leadership before Inauguration Day with appointees handpicked for ideological alignment, bypassing Senate confirmation requirements wherever possible. Kiron Skinner, who authored the State Department chapter, said that career officials had become “too left-wing” and should be replaced with loyal conservatives, despite admitting she could not name a time when these officials had obstructed Trump policies.The workforce reductions proposed are equally sweeping. Project 2025 recommends dismissing up to a million federal workers, either by abolishing entire agencies or through mass layoffs. According to reporting from Government Executive, the Trump administration, implementing elements of the playbook through the Musk-led Department of Government Efficiency, has already cut hundreds of thousands of jobs and eliminated agencies such as the Consumer Financial Protection Bureau and USAID, moves claimed to save $1 trillion but mired in legal disputes with federal workers' unions. These layoffs coincide with aggressive return-to-office mandates and office consolidations, disrupting telework programs relied upon since the pandemic.Policy changes extend well beyond personnel. On public health, Project 2025 would fundamentally curtail the Centers for Disease Control and Prevention's authority. The plan advises preventing the CDC from issuing prescriptive guidance on vaccines and masks, transferring these decisions to parents and providers, and splitting the CDC into two agencies to limit its agenda-setting power. The Food and Drug Administration's drug approval process would be reformed, and federal public health funding would be channeled directly to states, bypassing agencies like NIH.On social policy, the proposals are stark. Project 2025 outlines a strict anti-abortion agenda—cutting federal funds to states that don't require detailed abortion reporting, limiting access to medications like mifepristone, and instructing the Department of Health and Human Services to combat so-called “abortion tourism.” The blueprint also calls for a ban on transgender individuals in military service and would have the CDC stop collecting data on gender identity. Civil rights and liberty organizations like the ACLU argue these measures would “replace the rule of law with right-wing ideals,” further noting that Project 2025's reach would touch nearly every aspect of American life.While the Heritage Foundation frames its mission as restoring efficiency and democratic accountability, critics like the Center for Progressive Reform describe Project 2025 as the “authoritarian blueprint” of an administration racing to roll back worker and environmental protections, undo public health safeguards, and undermine democratic checks and balances nationwide.The next weeks and months will be crucial as lawmakers, federal employees, and advocacy groups react to the ongoing implementation of these policies and court challenges move forward. As Project 2025 continues to unfold—whether through executive action, litigation, or legislative attempts—Americans face a period of tremendous uncertainty about the future shape of their government.Thank you for tuning in, and be sure to come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.ai

Oral Arguments for the Court of Appeals for the Ninth Circuit
Consumer Financial Protection Bureau v. Kaine Wen

Oral Arguments for the Court of Appeals for the Ninth Circuit

Play Episode Listen Later Jul 16, 2025 31:37


Consumer Financial Protection Bureau v. Kaine Wen

Insight On Business the News Hour
The Business News Headlines and More 15 July 2025

Insight On Business the News Hour

Play Episode Listen Later Jul 15, 2025 32:45


We told you it was coming and...it's here Think tariff induced inflation.  This is the Business News Headlines for Tuesday the 15th day of July, thanks for listening! In other news we've got a couple of stories about the Consumer Financial Protection Bureau that should scare the hell out of you. Nvidia gets US approval to sell powerful chips to China and that after a meeting the CEO had with President Trump. We've got the Wall Street Report and a major shake up over at McDonald's that industry watchers say is the biggest menu change in 50 years.  For the conversation you'll meet Darryl Ahnemann and an amazing story about food rescue just a year old but breaking new ground every day.  It's the St. Marks Neighborhood Fridge that is open 24/7 for people who are food insecure.  And perhaps it's something that your community could start.  Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

AURN News
Judge Blocks Rule Erasing $49B in Medical Debt

AURN News

Play Episode Listen Later Jul 15, 2025 1:47


A Trump-appointed judge in Texas has struck down a rule from the Consumer Financial Protection Bureau that would have erased $49 billion in medical debt from Americans' credit reports. Nearly 30% of Black Americans and 22% of Latinos carry medical debt compared to 17% of white Americans. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Project 2025: The Ominous Specter
Project 2025: Reshaping American Governance with Sweeping Executive Power Consolidation

Project 2025: The Ominous Specter

Play Episode Listen Later Jul 15, 2025 4:59


Project 2025 is reshaping the landscape of American governance in ways unseen for generations. Conceived by The Heritage Foundation and over a hundred allied conservative groups, with a sprawling document called “Mandate for Leadership” running over 900 pages, the project sets an ambitious course: consolidate executive power, overhaul federal agencies, and imprint a distinctly right-leaning ideology across the machinery of the state.The latest developments reveal sweeping changes since President Donald Trump's inauguration for his second term. With Elon Musk at the helm of the newly created Department of Government Efficiency, or DOGE, implementation has not only started but moved at unanticipated speed and scale. Agencies like the Consumer Financial Protection Bureau and USAID have been eliminated virtually overnight, mirroring the project's stated goal to "save $1 trillion" and rid the government of what its proponents call unaccountable bureaucracy. Tens of thousands of federal workers, including around 280,000 across 27 agencies, have been or are slated to be laid off, according to Challenger, Gray & Christmas Inc. Agency leaders, especially in foreign policy, have been systematically replaced by ideologically vetted loyalists who, as one Project 2025 advisor put it, will "answer to the president" alone.One key feature of Project 2025 is the expansion of presidential powers. As Kevin Roberts of The Heritage Foundation declared, "all federal employees should answer to the president." The plan's architects rely on the controversial doctrine of “unitary executive theory,” giving the Oval Office greater leverage to direct previously independent agencies like the DOJ, FBI, FCC, and FTC. In practice, Biden- or Obama-era leaders have been removed, often bypassing Senate confirmation in favor of acting appointments drawn from the project's talent pool—a who's who of conservative legal scholars and former administration officials.Policy objectives are equally far-reaching. The executive order signed this February, for example, severely restricts federal hiring—agencies can now add just one new employee for every four who depart, with exceptions only for national security or law enforcement. By identifying redundant or statutorily nonessential agency components, DOGE is empowered to recommend consolidation or outright elimination, provoking intense legal and political battles. According to statements from union leaders such as NTEU's Tony Reardon, challenges are already underway: “We have taken the necessary action to file a lawsuit to uphold the law and stop this attack.” Simultaneously, the administration has pushed for return-to-office mandates, making remote work much less tenable for government employees.Project 2025's authors are explicit about their social agenda. The American Civil Liberties Union outlines how the blueprint would reverse decades of advancements on abortion rights, LGBTQ protections, and racial equity. The Mandate for Leadership contains provisions for undermining agency independence, tightening restrictions on civil service protections, and dismantling social safety net programs, all justified as aligning federal practice with conservative values.Concrete procedural reforms are visible in the State Department, where plans called for dismissing almost all leadership before January 2025 and installing those vetted for their ideological alignment with administration priorities. Kiron Skinner, who co-authored that chapter, rationalizes the overhaul as necessary because too many senior officials are “too left-wing” and insufficiently loyal to a conservative president. This, she believes, is essential to ensure agency cooperation with White House policy.Critics and analysts, from the ACLU to the Center for Progressive Reform, warn of “devastating consequences”—threats to workers, public health, civil rights, and the democratic process itself. Legal experts voice deep concern over the undermining of checks and balances and the risk of institutionalizing a more authoritarian model of executive power. Yet, for supporters, the project promises to make government leaner, more responsive, and ideologically coherent, echoing the Reagan-era ambitions of a smaller administrative state.In the weeks ahead, all eyes are on a series of forthcoming Supreme Court decisions that could determine the limits of this new presidential authority—and Congress's next moves as legislation is introduced to codify, or counteract, these transformative changes. As these milestones approach, the stakes for the federal workforce, the balance of power, and the country's democratic norms could not be higher.Thank you for tuning in, and be sure to join us next week for more insights on the forces shaping our nation's future.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.ai

Selwyn’s Law Podcast
Is Another 2007-2008 Financial Crisis on the Horizon? What the Trump Administration's Active and Ongoing “Obliteration” of the Consumer Financial Protection Bureau (CFPB) Portents for our Financial Futures

Selwyn’s Law Podcast

Play Episode Listen Later Jul 12, 2025 24:54


Project 2025: The Ominous Specter
Seismic Shake-Up: Project 2025 Aims to Centralize Executive Power and Dismantle the Administrative State

Project 2025: The Ominous Specter

Play Episode Listen Later Jul 12, 2025 4:31


Project 2025 represents a seismic attempt to reshape the machinery of American governance, guided by a philosophy that seeks to place virtually all executive power directly under presidential control. Initiated by the Heritage Foundation and an alliance of over a hundred conservative organizations, its centerpiece is the “Mandate for Leadership,” a massive policy playbook published in 2023 designed to act as the transition manual for a potential new administration following the 2024 election.At its core, Project 2025 seeks to “destroy the Administrative State,” meaning it aims to strip federal agencies of much of their independence and dismantle what its authors claim are layers of unaccountable and biased bureaucracy. Proponents, such as Kevin Roberts of the Heritage Foundation, argue that “all federal employees should answer to the president,” encapsulating the project's vision of a centralized, powerful executive branch. To achieve this, Project 2025 recommends the widespread dismissal of current senior officials across agencies like the Department of State—and their immediate replacement with individuals selected for their loyalty and ideological alignment, bypassing traditional Senate confirmation hurdles.One of the most controversial levers in the playbook is the resurrection of Schedule F, a proposed employment classification that would allow the president to convert career civil servants into at-will employees, stripping them of long-standing job protections. This maneuver would, according to its critics, allow the White House to purge thousands of nonpartisan officials and replace them with political loyalists—an approach described in detail by advocacy outlets and union leaders as a recipe for “political overreach or abuse of power."The document's scope spans 30 federal departments, each with a dedicated chapter and specific 180-day action plans—right down to pre-drafted executive orders waiting for a president's signature on inauguration day. Concrete proposals include eliminating entire agencies such as the Consumer Financial Protection Bureau and USAID, mass layoffs affecting hundreds of thousands of federal workers, and strict mandates requiring employees to return to office buildings, often ignoring remote work policies established during the pandemic. Since January 2025, the Trump administration's Department of Government Efficiency, led by Elon Musk, has acted on this blueprint with remarkable speed, eliminating agencies and laying off more than 280,000 federal employees and contractors across 27 agencies in just a few months.In terms of social policy, Project 2025 is unmistakably ambitious. The playbook calls for aggressive curbs on abortion rights, restrictions on LGBTQ protections, and a reversal of progress regarding racial and immigrant rights. Critics such as the American Civil Liberties Union warn that these measures, if implemented, could erode civil liberties and tip the balance of American governance toward an “imperial presidency.” Legal scholars, as referenced by Wikipedia, raise alarms that this model risks undermining the rule of law, the separation of powers, and the independence of key regulatory and law enforcement bodies.Supporters, however, frame these moves as an overdue correction. Kiron Skinner, author of the State Department chapter, claims the agency is overrun by left-leaning officials and needs a leadership overhaul favoring those loyal to a conservative president, though she famously could not cite specific examples of deliberate obstruction during her tenure when pressed in a 2024 interview.The latest developments underscore both the swiftness and controversy with which Project 2025 is moving forward. President Trump's administration is already well underway in executing its most dramatic provisions, facing a slew of lawsuits from federal employee unions and advocacy groups. The legal and partisan battles that loom will determine whether this vision of governance—marked by centralization, sweeping personnel changes, and redefined federal agency missions—becomes a new American reality or stalls amid constitutional challenges and public resistance.Listeners, thank you for tuning in to this deep dive into Project 2025. Stay with us next week for more analysis and updates on the future of American governance.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.ai

Optimal Finance Daily
3206: 6 Types of Credit Cards You Need to Avoid by Kumiko of The Budget Mom on Financial Security

Optimal Finance Daily

Play Episode Listen Later Jul 9, 2025 11:09


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3206: Many credit cards promise rewards and flexibility, but as Kumiko warns, certain types can trap you in debt and threaten your financial security. From deferred interest schemes to credit cards secured by your home or bank account, these offers often prey on vulnerable consumers. Learn how to spot these dangers and protect your financial future. Read along with the original article(s) here: https://www.thebudgetmom.com/types-of-credit-cards-you-need-to-avoid/ Quotes to ponder: "If you think there is even a slight chance you can't pay off the entire balance by the end of the promotional period, you need to avoid a deferred interest credit card." "Home secured credit cards are always a bad idea. The potential consequence of not making payments is the loss of your family's shelter, which is a necessity." Episode references: Debt.org on predatory lending: https://www.debt.org/credit/predatory-lending/ Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3206: 6 Types of Credit Cards You Need to Avoid by Kumiko of The Budget Mom on Financial Security

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Jul 9, 2025 11:09


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3206: Many credit cards promise rewards and flexibility, but as Kumiko warns, certain types can trap you in debt and threaten your financial security. From deferred interest schemes to credit cards secured by your home or bank account, these offers often prey on vulnerable consumers. Learn how to spot these dangers and protect your financial future. Read along with the original article(s) here: https://www.thebudgetmom.com/types-of-credit-cards-you-need-to-avoid/ Quotes to ponder: "If you think there is even a slight chance you can't pay off the entire balance by the end of the promotional period, you need to avoid a deferred interest credit card." "Home secured credit cards are always a bad idea. The potential consequence of not making payments is the loss of your family's shelter, which is a necessity." Episode references: Debt.org on predatory lending: https://www.debt.org/credit/predatory-lending/ Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3206: 6 Types of Credit Cards You Need to Avoid by Kumiko of The Budget Mom on Financial Security

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Jul 9, 2025 11:09


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3206: Many credit cards promise rewards and flexibility, but as Kumiko warns, certain types can trap you in debt and threaten your financial security. From deferred interest schemes to credit cards secured by your home or bank account, these offers often prey on vulnerable consumers. Learn how to spot these dangers and protect your financial future. Read along with the original article(s) here: https://www.thebudgetmom.com/types-of-credit-cards-you-need-to-avoid/ Quotes to ponder: "If you think there is even a slight chance you can't pay off the entire balance by the end of the promotional period, you need to avoid a deferred interest credit card." "Home secured credit cards are always a bad idea. The potential consequence of not making payments is the loss of your family's shelter, which is a necessity." Episode references: Debt.org on predatory lending: https://www.debt.org/credit/predatory-lending/ Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Chrisman Commentary - Daily Mortgage News
7.8.25 Market Sentiment; Polunsky Beitel Green's Peter Idziak on CFPB Funding; Light Data

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Jul 8, 2025 24:40 Transcription Available


Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at market sentiment as it assesses the labor market. Plus, Robbie sits down with Polunsky Beitel Green's Peter Idziak to discuss the recent Senate Parliamentarian's decision blocking efforts to defund the Consumer Financial Protection Bureau via reconciliation and the implications for the agency's independence and the broader mortgage lending framework. And we close by examining what to make of today's light economic calendar.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

Federal Drive with Tom Temin
Best practices to help oversight agencies prevent the release of confidential information

Federal Drive with Tom Temin

Play Episode Listen Later Jul 3, 2025 8:29


The Consumer Financial Protection Bureau declared a major incident breach in 2023 that affected over 200,000 consumers and 46 institutions. As their Inspector General investigated the event, they found a need for much stronger internal controls. Here with more on their findings and recommendations are Laura Shakarji and Michael Zeitler from the Inspector General of the Federal Reserve Board and Consumer Financial Protection Bureau.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Consumer Finance Podcast
Point-of-Sale Finance Series: Banking on Lending Models

The Consumer Finance Podcast

Play Episode Listen Later Jul 3, 2025 19:06


In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess continue the Point-of-Sale Finance Series to discuss licensed lending and bank model lending programs. This conversation dives into the benefits, challenges, and regulatory landscapes that shape these popular lending models for financial institutions and fintechs. Consumer finance providers will gain valuable insights on structuring successful lending partnerships in today's complex environment.

On Point
The legacy of the Consumer Financial Protection Bureau

On Point

Play Episode Listen Later Jul 1, 2025 46:38


Since its creation 14 years ago the Consumer Financial Protection Bureau has used its powers to return billions of dollars to defrauded consumers. Now the Trump administration wants to close it. What the CFPB has meant for consumer protection in the U.S.

Insight On Business the News Hour
The Business News Headlines 27 June 2025

Insight On Business the News Hour

Play Episode Listen Later Jun 27, 2025 11:24


And, just like that...we're not talking to Canada about tariffs.  How do we know? President Trump threw a hissy and cancelled any deals with our neighbor to the north.  Oh, and there is more about tariffs in our first story.  Welcome to the Business News Headlines for Friday the 27th day of June, thanks for being here.  In other news inflation ticked up in May and you are not buying as much…we'll share details. The markets did very well.  But the economy is contracting. The Smucker company is doing away with artificial dyes and joins a growing list of companies doing the same.   Expect a higher amount of fraud and abuse as the Consumer Financial Protection Bureau has its funding cut in half. The Wall Street Report and there will soon be new hours for some Costco members…not all but…some.  Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Auto Remarketing Podcast
NIADA's Patrick O'Brien on work to be done in Washington for independent dealers

Auto Remarketing Podcast

Play Episode Listen Later Jun 27, 2025 11:57


The newest member of the team at the National Independent Automobile Dealers Association spent a few minutes during this week's NIADA Convention in Las Vegas for this episode of the Auto Remarketing Podcast. Patrick O'Brien, who joined NIADA in May as director of government relations and compliance, shared more details about his background with the U.S. Treasury and the Consumer Financial Protection Bureau, as well as how he hopes to represent independent dealers in Washington, D.C.

Tangle
The "Big Beautiful Bill" gets a Byrd bath.

Tangle

Play Episode Listen Later Jun 26, 2025 29:22


Following a meeting of the Senate Finance Committee on Sunday, Senate Parliamentarian Elizabeth MacDonough advised that several measures in the “Big Beautiful Bill” fail the Byrd Rule and cannot be included in Republicans' omnibus spending and taxation bill under budget reconciliation. Among the measures MacDonough identified are provisions barring certain noncitizens from receiving benefits under the Supplemental Nutrition Assistance Program (SNAP), requiring the U.S. Postal Service to sell its electric vehicles, reducing the Consumer Financial Protection Bureau's funding to zero, and forcing the federal government to sell public lands. Ad-free podcasts are here!Many listeners have been asking for an ad-free version of this podcast that they could subscribe to — and we finally launched it. You can go to ReadTangle.com to sign up!You can read today's podcast⁠ ⁠⁠here⁠⁠⁠, our “Under the Radar” story ⁠here and today's “Have a nice day” story ⁠here⁠.Take the survey: What do you think of the parliamentarian's decisions? Let us know!Disagree? That's okay. My opinion is just one of many. Write in and let us know why, and we'll consider publishing your feedback.You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast was written by: Isaac Saul and edited and engineered by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Hunter Casperson, Kendall White, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.

The Consumer Finance Podcast
Current Regulatory, Legislative, and Litigation Developments on ADA Website Accessibility for Consumer Finance Digital Platforms

The Consumer Finance Podcast

Play Episode Listen Later Jun 26, 2025 16:56


In this episode of The Consumer Finance Podcast, Chris Willis and Lori Sommerfield discuss the latest regulatory, legislative, and litigation developments under the Americans with Disabilities Act (ADA), as accessibility of digital platforms and mobile applications increasingly become crucial for consumer finance providers. This episode covers the DOJ's guidance on website accessibility, evolving Web Content Accessibility Guidelines, potential legislative solutions, and the risks of private litigation amid a surge in lawsuits alleging violations of the ADA. With a focus on litigation trends and risk mitigation strategies, this discussion is vital for businesses striving to ensure compliance and protect their digital assets in a complex legal environment. Gain practical insights on assessing and improving website accessibility and learn how to establish a robust ADA risk management program to shield your business from potential legal challenges.

CQ Budget
'Beautiful' bill picked apart

CQ Budget

Play Episode Listen Later Jun 23, 2025 23:11


The Senate parliamentarian has been busy throwing out key provisions in the GOP's reconciliation bill, ruling against measures affecting food stamps, immigration policy, the Consumer Financial Protection Bureau and more. CQ Roll Call's David Lerman and Aidan Quigley assess the latest condition of the reconciliation package and the fiscal 2026 appropriations process. Learn more about your ad choices. Visit megaphone.fm/adchoices

CQ on Congress
CQ Budget: 'Beautiful' bill picked apart

CQ on Congress

Play Episode Listen Later Jun 23, 2025 23:11


The Senate parliamentarian has been busy throwing out key provisions in the GOP's reconciliation bill, ruling against measures affecting food stamps, immigration policy, the Consumer Financial Protection Bureau and more. CQ Roll Call's David Lerman and Aidan Quigley assess the latest condition of the reconciliation package and the fiscal 2026 appropriations process. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Consumer Finance Podcast
Cruising Through Change: The Auto-Finance Industry's New Era Under Trump Unveiled

The Consumer Finance Podcast

Play Episode Listen Later Jun 20, 2025 27:37


In this special crossover episode between Moving the Metal and The Consumer Finance Podcast, Brooke Conkle, Chris Capurso, and Chris Willis analyze the first 100 days of the second Trump administration, focusing on its impact on the auto-finance industry. They discuss the anticipated enforcement slowdown by the Consumer Financial Protection Bureau (CFPB), unexpected halts in supervisory activities, and leadership changes at the Federal Trade Commission and CFPB. The conversation highlights the administration's focus on consumer fees, the evolving role of state regulators, and shifts in discrimination theories impacting compliance practices. This episode provides insights into strategic regulatory changes and offers guidance for navigating the complexities of the auto-finance sector in 2025.

We Can Do Hard Things with Glennon Doyle
How to Stop the War, the Bill & the Trump Regime with Sen. Elizabeth Warren

We Can Do Hard Things with Glennon Doyle

Play Episode Listen Later Jun 19, 2025 55:21


421. How to Stop the War, the Bill & the Trump Regime with Sen. Elizabeth Warren If you, like us, have been active in fighting our descent into facism, but are wondering what the Democratic party's plan is to stop the Trump regime, join us as we ask Senator Elizabeth Warren today what the Democratic party is doing – and what we can do.   Listen to this episode for Senator Warren's answers to your questions on the “Big Beautiful Bill,” War with Iran, Gaza, and midterms — and clear calls to action: how to find your representatives, and scripts for the three things to tell them to do.   For contact info for your Congress members, go to: https://www.congress.gov/members/find-your-member About Senator Warren:  Elizabeth Warren, the senior Senator from Massachusetts and top Democrat on the Senate Committee on Banking, Housing, and Urban Affairs, is a fearless consumer advocate and one of the nation's leading progressive voices. Before becoming the first woman ever elected to the Senate from Massachusetts in 2012, Elizabeth led the fight to create the Consumer Financial Protection Bureau, an agency established in the aftermath of the financial crisis to protect consumers from predatory financial practices. Elizabeth lives in Cambridge, Massachusetts, with her husband Bruce and their golden retriever, Bailey. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

NerdWallet's MoneyFix Podcast
Will AI Take Your Job—or Just Your Time? Plus, Rebuilding Credit After Debt Consolidation

NerdWallet's MoneyFix Podcast

Play Episode Listen Later Jun 12, 2025 32:13


Learn how to use AI to boost your career and finances—plus, what to do when debt consolidation tanks your credit score. How can you use AI to stay competitive in your career and manage your money better? What should you do when debt consolidation tanks your credit score? Hosts Sean Pyles and Elizabeth Ayoola discuss the rapid rise of generative AI and how it's reshaping both the workplace and personal finance tools. Senior news writer Anna Helhoski joins the show to share her conversation with Maria Curi, technology policy reporter for Axios, which explores how generative AI is reshaping white-collar jobs, the skills you'll need to stay competitive, and why you should be cautious about sharing personal financial data with AI tools. They cover how to use thoughtful AI prompting for budgeting, researching financial topics, and automating everyday tasks. Then, personal finance Nerd Amanda Barroso joins Sean and Elizabeth to answer a listener's question about how to recover from a steep credit score drop after working with a debt consolidation company. They dive into the differences between debt settlement and credit counseling, walk through ways to rebuild your credit score, and share strategies to avoid falling back into debt. They also explain how to check your credit reports for red flags, make the most of credit utilization thresholds, and evaluate whether to stick with or switch from a debt relief company. In their conversation, the Nerds discuss: how to rebuild credit after debt consolidation, AI and personal finance, using AI for budgeting, credit score dropped after debt consolidation, debt settlement vs debt consolidation, credit counseling vs debt consolidation, how to use AI in your job, credit utilization and credit score, generative AI tools for finance, credit monitoring tips, how to check your credit reports, how to avoid debt settlement scams, credit score recovery strategies, prompt engineering for AI tools, AI hallucinations explained, privacy risks of AI financial tools, best ways to use ChatGPT for money help, AI in white collar jobs, AI in blue collar work, how AI is changing the workplace, National Foundation for Credit Counseling, credit mix and credit score, 0% interest balance transfer cards, how to get out of debt without ruining credit, Consumer Financial Protection Bureau debt settlement warnings, risks of debt consolidation companies, and how to diversify your credit. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

NC Policy Watch
Consumer Fed. of America Director of Financial Services Adam Rust on the national watchdog CFPB

NC Policy Watch

Play Episode Listen Later Jun 9, 2025 14:15


  A decade-and-a-half ago in the aftermath of the Great Recession and the financial crisis that sparked it, consumer advocates in North Carolina and around the country succeeded in spurring the creation of a new federal government watchdog known as the Consumer Financial Protection Bureau. In the years since, the CFPB has done prodigious work […]

Sitch & Adam Show

Streamed live on Feb 18, 2025 The SITCH and ADAM Show! (Full Livestreams)Last chance to buy our graphic novel!!! http://adamfriended.com/supervillains New media channel:    / @howtokillafranchise  

Marketplace All-in-One
Medical debt and your credit: It's changing and we have an update

Marketplace All-in-One

Play Episode Listen Later Jun 3, 2025 6:57


Money borrowed for hospitalization is seen by many as different from paying what you owe for consumer goods: The debt is seldom from discretionary spending. The Biden-era Consumer Financial Protection Bureau had moved to protect credit scores from medical debt, but the agency is now reversing course. A nonprofit called Undue Medical Debt, led by CEO Allison Sesso, works to pay off people's medical debt as a charitable endeavor. But first, Trump's spending bill moves to the Senate.

Marketplace Morning Report
Medical debt and your credit: It's changing and we have an update

Marketplace Morning Report

Play Episode Listen Later Jun 3, 2025 6:57


Money borrowed for hospitalization is seen by many as different from paying what you owe for consumer goods: The debt is seldom from discretionary spending. The Biden-era Consumer Financial Protection Bureau had moved to protect credit scores from medical debt, but the agency is now reversing course. A nonprofit called Undue Medical Debt, led by CEO Allison Sesso, works to pay off people's medical debt as a charitable endeavor. But first, Trump's spending bill moves to the Senate.

Scholars Strategy Network's No Jargon
Episode 277: Consumer Protection Under Fire

Scholars Strategy Network's No Jargon

Play Episode Listen Later Jun 3, 2025 37:17


Under the Trump administration, major changes at key consumer protection agencies, including widespread staff cuts and rule rollbacks, are raising concerns about the future of efforts to curb unfair or deceptive financial practices. Professor Terri Friedline explains what's been happening at the Consumer Financial Protection Bureau, why it matters, and how these shifts impact the people who can least afford to be left unprotected. And she draws on her research to highlight how the financial system has left many behind, despite the promises of new financial technologies.   For more on this topic:  Read Friedline's commentary about how financial technology firms prey on the poor in Truthout  Check out her book, Banking on a Revolution: Why Financial Technology Won't Save a Broken System   

Closer Look with Rose Scott
Biden-era rule for medical debt on credit reports in limbo; KSU 2025 grad to research information security in Belgium

Closer Look with Rose Scott

Play Episode Listen Later May 29, 2025 50:34


In Jan. 2025, then-Vice President Kamala Harris announced a final rule by the Consumer Financial Protection Bureau to remove medical debt from consumers’ credit reports. The policy was to take effect in March, but just like many other Biden-era actions, the Trump administration is changing course. Now, a federal judge is expected to decide in mid-June about whether to vacate the consumer protection rule. Georgia ranks among the top five states with the most medical debt, with 13% of adults in the state owing money. Former health tech executive and consumer advocate Scott Speranza, the CEO of HealthLock, discusses what this could mean for Georgians. For “Closer Look’s” Class of 2025 graduation series, we hear from Bon Varlet. The standout Kennesaw State University graduate majored in information technology. She talks with Rose about her academic journey, including earning a Fulbright Study Award, and her aspirations to attend law school and to protect public institutions, particularly libraries.See omnystudio.com/listener for privacy information.

Cyber Security Today
Microsoft Emergency Patch, Pwn2Own Berlin 2025 Highlights, and Emerging Cybersecurity Threats

Cyber Security Today

Play Episode Listen Later May 21, 2025 10:01 Transcription Available


In this episode of 'Cybersecurity Today,' host Jim Love discusses several urgent cybersecurity topics. Microsoft has released an emergency patch after a recent Windows update caused BitLocker recovery mode on certain systems, locking users out without warning. The issue stems from the May security update affecting systems using Intel, vPro chips, and TXT. Tech enthusiasts may manually download the patch through the Microsoft Update catalog, while Microsoft urges users to secure their BitLocker recovery keys. The episode also highlights day one of Pwn2Own Berlin 2025, where hackers successfully breached Windows 11, Red Hat Linux, and Oracle Virtual Box, earning a combined $260,000 in prize money. Additionally, US experts discovered hidden communication hardware in Chinese-made solar equipment, raising concerns about remote access risks to the power grid. The FBI warns of a new wave of AI-generated phishing attacks that bypass traditional security measures. Finally, the Consumer Financial Protection Bureau has quietly backed down from regulating data brokers, sparking controversy among privacy advocates. Jim Love offers insights and reminds listeners of the importance of cybersecurity. 00:00 Introduction and Headlines 00:27 Microsoft's Urgent Patch for BitLocker Issue 02:26 Pwn2Own Berlin 2025: Major Security Breaches 04:11 Hidden Devices in Chinese Solar Equipment 06:05 FBI Warns of New Linkless Phishing Attacks 07:58 CFPB Withdraws Rule on Data Brokers 09:33 Conclusion and Contact Information

Audio Arguendo
USCA, D.C. Circuit National Treasury Employees Union v. Vought, Case No. 25-5091

Audio Arguendo

Play Episode Listen Later May 20, 2025


Administrative Law: May courts enjoin the President from dismantling of the Consumer Financial Protection Bureau? - Argued: Fri, 16 May 2025 13:0:16 EDT

The Checklist by SecureMac
Checklist 423 - Less Consumer Protection and More OS Updates

The Checklist by SecureMac

Play Episode Listen Later May 16, 2025 19:06


The Consumer Financial Protection Bureau's changed its mind about protecting consumers from data brokers - we'll tell you more. Plus a look at the security side of this week's OS updates from Apple on this edition of The Checklist, brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com

It's Complicated
Episode 121 | Democracy Under Attack: Trump's War on Free Press Exposed

It's Complicated

Play Episode Listen Later May 12, 2025 46:23


In today's all-new episode, our hosts Renato Mariotti and Asha Rangappa discuss Trump's attempt to dismantle Voice of America, a government-funded international broadcasting agency created during World War II to counter foreign propaganda. They analyze the legal challenges to Trump's executive order, highlighting the First Amendment implications and the Administrative Procedure Act violations. Before diving in, remember to subscribe to our Patreon for exclusive insights and behind-the-scenes content: patreon.com/reallyamericanmedia. Asha kicks off the discussion by emphasizing the indispensable role Voice of America has long played in countering disinformation and delivering unbiased news around the world. Now, under the Trump administration, this vital institution is under attack—disguised as a routine executive order. Renato delves into the unfolding legal battle, explaining how this overreach not only threatens First Amendment rights but also sidesteps congressional oversight in violation of established law. The conversation then expands as Renato and Asha examine Trump's persistent pattern of undermining key institutions. His assault on Voice of America is just one front in a broader campaign—one that has also targeted agencies like the Consumer Financial Protection Bureau—eroding the checks and balances that hold our government accountable. Asha warns that such unilateral decisions create dangerous vulnerabilities in our democratic framework. Moving into in-depth legal analysis, our hosts question whether these executive actions effectively usurp Congress's legislative authority and destabilize the separation of powers essential to our democracy. They examine the societal fallout from unchecked executive overreach and lay bare the threat posed to the core values that guide our nation. In a notable twist, the episode highlights an emerging legal precedent. A Reagan-appointed judge recently blocked Trump's action via an injunction—revealing deep tensions within the judiciary as it grapples with the limits of executive power. The subsequent appeal and full court review underscore both the urgency and the high stakes involved, with the livelihoods of over 1,300 journalists hanging in the balance. Wrapping up, the discussion widens to the global stage. Voice of America is not just a news outlet; it symbolizes America's unwavering commitment to truth and free speech. The attempt to silence it represents a serious blow to our nation's reputation as a defender of democracy worldwide. Renato and Asha passionately call for vigilance and collective action. They urge every branch of government—and all of us—to stand up for democratic principles and resist efforts to curtail our freedoms. Their incisive exploration of these legal and political battles reminds us that democracy thrives on transparency and accountability. Don't miss this crucial episode as Renato and Asha dive deep into the pressing issues threatening our media landscape and democratic institutions. Join the discussion and subscribe for more thought-provoking conversations on the topics that matter most. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jim Hightower's Radio Lowdown
Trump Backs Rip-Off Credit Card Fees. Making America Great Again?

Jim Hightower's Radio Lowdown

Play Episode Listen Later May 1, 2025 2:10


Top officials of the Consumer Financial Protection Bureau erupted in cheers this month.How odd. The cheers were for a federal court that had just ruled in favor of letting big banks gouge us with exorbitant feeds when we're late making a credit card payment. Bizarrely, agency officials joined jubilant bank executives in declaring, “This is a win for consumers.”Huh? The court's blatantly plutocratic ruling lets financial giants slap us credit card customers with punitive fees of $32 or more for every late payment. The court is legalizing their consumer robbery, allowing credit card lenders to pluck an extra $10 billion a year in excess fees from our pockets. Adding to their shame, the profiteering bankers will mainly squeeze this windfall from low-paid working families who're living paycheck to paycheck, having to rely on credit to make ends meet.So why in hell are the government's consumer protectors cheering this? Because these officials are no longer “ours,” but corporate operatives been installed by Trump's brigade of billionaires. The supreme goal of their autocratic government is to further empower the rich over the rest of us.Indeed, displacing consumer protectors with agents who'll protect corporations from consumers was an explicit goal of Project 2025. That extremist manifesto was co-authored by Russell Vought, a fanatical right-wing politico from the Christian Nationalist cult. What's he doing now? Trump has put Vought in charge of the Consumer Financial Protection Bureau.Thus, a national agency meant to help average consumers have a bit more of a fighting chance against financial greed has been perverted by Trump into just another tool helping moneyed elites rip off working families. How great does that make America?Do something!Consumer Reports and the Consumer Federation of America are both working to save the CFPB; additionally, a lawsuit has been filed by Gupta Wessler, a high-stakes litigation firm in D.C., on behalf of the National Treasury Employees Union, National Consumer Law Center, NAACP, Virginia Poverty Law Center, Pastor Eva Steege, and the CFPB Employee Association.Jim Hightower's Lowdown is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jimhightower.substack.com/subscribe

Jim Hightower's Radio Lowdown
Trump Backs Rip-Off Credit Card Fees. Making America Great Again?

Jim Hightower's Radio Lowdown

Play Episode Listen Later May 1, 2025


Marketplace All-in-One
How economic tensions fueled the Revolutionary War

Marketplace All-in-One

Play Episode Listen Later Apr 18, 2025 7:10


The American Revolutionary War began 250 years ago Saturday. You probably know the political reasons behind the American colonists' fight for independence, but there were major economic grievances, as well. Today, we're taking a look back. Plus, the Trump administration has moved to fire most staffers at the Consumer Financial Protection Bureau. And despite attempts at a revival from the Trump administration, the future of coal will likely continue to look bleak.

Decoder with Nilay Patel
Why DOGE is killing the agency that stops banks from ripping you off

Decoder with Nilay Patel

Play Episode Listen Later Apr 10, 2025 52:25


Rohit Chopra was the Consumer Financial Protection Bureau head until the end of January, when President Donald Trump fired him and Elon Musk's DOGE began trying to dismantle the agency. The CFPB has been pretty popular since it was founded in the wake of the 2008 financial crisis to protect consumers, so shutting it down has kicked off a bunch of controversies — not least of which was whether Trump and Musk even had the power to do it. This all led me to ask several times who made the decision to fire him, who is currently responsible for the various policies of our government, and whether any of those things add up to a clear plan. Some of the most powerful executives in the world answer questions like this on Decoder all the time. But Rohit just didn't know — and that should probably be as worrying as anything. Links:  Trump fires CFPB director Rohit Chopra | Associated Press Trump orders CFPB to stop work, closes building | Associated Press CFPB workers reinstated after court order but still can't work | The Verge Trump admin to appeal order blocking CFPB shutdown | Bloomberg Law A shady tech bootcamp may be sneaking back online | The Verge CFPB won't enforce long-awaited payday lending rule | Bloomberg Law CFPB seeks to vacate redlining settlement, refund lender | Banking Dive CFPB signals it will drop rule regulating BNPL like credit cards | PYMTS CFPB drops fraud lawsuit against banks, Zelle | CNBC Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright.  The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Majority Report with Sam Seder
2467 - Fighting Trump's Power Grab w/ Robert Weissman, Rohan Grey

The Majority Report with Sam Seder

Play Episode Listen Later Apr 2, 2025 90:01


It's Wednesday! Sam and Emma are joined by Robert Weissman, co-president of the non-profit advocacy organization Public Citizen, which has filed 8 lawsuits against the Trump administration and says they have more coming. Later, Rohan Grey, Assistant Professor of Law at Willamette University, discusses his latest research on the Trump administration's attempt to seize direct political control over the core payments software of the Treasury's Bureau of the Fiscal Service, which handles spending for most of the federal government, to block funds to politically disfavored agencies and programs. First, they run through updates on the victory by liberal Susan Crawford in the Wisconsin Supreme Court race, Democrats' growing margins in deep-red regions, Trump's tariff fears, the GOP's anger at proxy voting for new parents, Mike Waltz Gmail whoopsie, Senator Cory Booker's marathon filibuster, the closure of free measles vaccine clinics in Texas amid a breakout, Ed Martin nomination for D.C. U.S. Attorney, Tesla's tanking earnings, and the Senate GOP's budget reconciliation, before expanding on the beautiful revelations around the toxicity of Elon Musk in US politics as seen in the incredible leftward swing amid his intense campaigning for conservative Brad Schimel Wisconsin. Robert Weissman then joins, first previewing the typical work of Public Citizen including advocacy, litigation, and organizing on behalf of the public against corporations, touching on everything from trade and consumer financial protection to drug pricing and campaign finance laws. Weissman then unpacks Public Citizens tactical shift under Trump 2.0, walking through the various legal battles they have taken on against Trump's attempt to dismantle the federal U.S. government through executive reform, with a particular focus on their case to save the Consumer Financial Protection Bureau – an agency birthed from the 2008 Financial Crisis' overwhelming impact on consumers – also touching on their effort to protect USAID and the Department of Education. Robert, Sam, and Emma expand on these lawsuits' ultimate goal of preventing the full-scale deletion of these agencies, understanding that, even with success, the Trump Administration will constantly be searching for (and finding) new ways to obstruct any accountability or pushback from this project, and focusing instead on ensuring the potential of rebuilding under future leadership, before wrapping up by looking to the upcoming fights over Trump's insistence on using his executive power to fire any and everybody, and the role of “national emergencies” in bolstering executive power. Rohan Grey then joins, diving right into Elon Musk's outrageous (and obviously untrustworthy) agenda of digitizing America's fiscal regime, stepping back to walk through the process by which US fiscal policy operates, with said policy – be it spending, taxation, issuing debt, etc – originating in Congressional legislation, moving through the Office of Management and Budget under the President to manage the allocated spending over the allotted time, to the Treasury's instructions with the Federal Reserve as the ultimate entity in charge of the dollars. After expanding on the utter absurdity of Elon's plan – outside of if, perhaps, you wanted to completely rid the system of accountability or pushback – Rohan, Sam, and Emma parse through DOGE's opaque takeover of the Bureau of Financial Services amid their project to indiscriminately cut funds, including Elon setting up an obvious assault on Social Security, wrapping up by expanding on what a botched system shift for the federal payment systems would look like, and assessing a more realistic idea for bringing our systems into the modern era. And in the Fun Half: Sam and Emma listen to Wisconsin Justice Susan Crawford celebrate winning an election against tens of millions of Elon Musk's money, unpack Elon's very-related copium, and watch Fox try to justify the extensive negative impact Trump's tariffs will have on the American people. The MR Crew also touches on Cory Booker's marathon filibuster (and the tactics underneath it), admires Lauren Boebert's self-assured idiocy, and dissects the blatant inhumanity on display with the Trump Administration's justification for their indiscriminate renditioning of migrants – legal or not – to a Salvadoran gulag, plus, your IMs! Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase! Check out today's sponsors: FastGrowingTrees: Get 15% off your first purchase. FastGrowingTrees.com/majority Nutrafol: Get $10 off your first month's subscription + free shipping at Nutrafol.com when you use promo code TMR10 Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

The Daily Beans
Deny, Attack, Reverse*

The Daily Beans

Play Episode Listen Later Apr 1, 2025 50:14


Monday, March 31st, 2025Today, we're just hours away from the Wisconsin Supreme Court election which will decide the balance of the highest court in the state; law firm Skadden Arps gives $100M in free legal services; the plaintiffs in the Alien Enemies Act case have filed a motion for a preliminary injunction as Judge Boasberg extends his temporary restraining orders; the Trump administration is looking to gut funding to combat child labor abroad; Wisconsin Attorney General Josh Kaul is shot down by the courts after suing to stop Elon from buying votes; RFK Jr is gutting the vaccine promotion and HIV prevention office at HHS after forcing out the FDA's top vaccine scientist; Amy Berman, Judge Jackson if you're nasty, has blocked the dismantling of the Consumer Financial Protection Bureau; Pete Hegseth hired his brother and then brought his wife to sensitive Pentagon meetings; an appeals court says that Trump CAN fire members of the NLRB and MSPB and plaintiffs Wilcox and Harris are going to seek an en banc reversal; DOGE plans to rebuild the Social Security Administration's code base; thousands turn out for the Tesla Takedown protests over the weekend; a piece on how to think like a dissident; and Allison delivers your Good News.*A previous version of this episode included an interview with Swing Left's Executive director Yasmin Radjy. That interview was meant to run on Thursday. For more about Swing Left and their upcoming 3 to Win campaign check out SwingLeft.org on April 3rd. Thank You, HomeChefGet 18 Free Meals, plus Free Shipping on your first box, and Free Dessert for Life, at HomeChef.com/DAILYBEANS.  Must be an active subscriber to receive free dessert.Stories:The ACLU Has Filed for a Preliminary Injunction in the Alien Enemies Act Case | MuellerSheWroteFederal judge halts Trump administration's policy of deportation to third countries | Miami HeraldFederal judge blocks mass firings of Consumer Financial Protection Bureau workers | CBS NewsJudge blocks Trump executive order targeting law firm tied to Mueller probe | CNN PoliticsTrump administration moves to cut programs that fight child labor abroad | The Washington PostAppeals court clears way for Trump to fire members of labor and workforce protection boards | CBS NewsThe top FDA vaccine official is forced out, cites RFK Jr.'s 'misinformation and lies' | NPRRFK Jr. to gut vaccine promotion and HIV prevention office, sources say | CBS NewsDOGE Plans to Rebuild SSA Code Base in Months, Risking Benefits and System Collapse | WIREDHegseth's younger brother is serving in a key role as liaison and senior adviser inside the Pentagon | AP NewsHow to Think (and Act) Like a Dissident Movement | The BulwarkGood Trouble: The American Psychological Association just suspended their diversity standards under pressure from the Trump admin. Fuck that shit. I wrote a letter to the APA telling them that I am suspending my membership until they reverse this capitulation to fascism and dumb anti-science bull shit.  Good trouble for everyone: write or call the American Psychological Association and tell them that diversity is crucial to mental health.Mailing address:American Psychological Association750 First Street, NEWashington, DC 20002-4242Telephone: (800) 374-2721 or (202) 336-5500Trump and Musk are attempting an illegal power grab is a crisis we must stop. HandsOff2025.comFederal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. From The Good NewsSocial Security Fairness Act: Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) update | sea.govDancing Well: The Soldier ProjectFrom Seattle to Miami, anti-Musk protesters gather at hundreds of Tesla locations | NPRVocational Rehabilitation Program - Texas Workforce CommissionReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.Share your Good News or Good Trouble:https://www.dailybeanspod.com/good/ Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts