Podcasts about ssrn

law religious bias law schools rankings business law conklin visiting assistant professor ssrn vexento christian legal society

Play Episode Listen Later May 29, 2025 15:19

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore the paradox between consumers' stated privacy concerns and their willingness to share data for small incentives, revealing how privacy regulations affect the entire advertising ecosystem.Topics covered: [01:00] "Privacy and Consumer Empowerment in Online Advertising"[02:00] GDPR's impact on ad platforms and consumer behavior[04:00] How data sharing affects product pricing[05:00] The privacy paradox explained[07:00] New privacy-friendly ad models[10:00] Balancing personalization with cultural imprinting To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter. Resources: Choi, W. J., & Jerath, K. (2021). Privacy and Consumer Empowerment in Online Advertising. Forthcoming in Foundations and Trends in Marketing. Available at SSRN: https://ssrn.com/abstract=4017940 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

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Formula Investing: Schwartz and Hanauer compare the Magic Formula and Acquirer's Multiple | S07 E17

The Acquirers Podcast

Play Episode Listen Later May 28, 2025 58:39

Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. Marcel Schwartz and Matthias X. Hanauer's paper published in the Journal of Portfolio Management: https://www.pm-research.com/content/iijpormgmt/51/6/28 (and the free SSRN version: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5043197)See our latest episodes at https://acquirersmultiple.com/podcastWe are live every Tuesday at 1.30pm E / 10.30am P.About Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

191. Religious Law Schools, Rankings, & Bias — Michael Conklin

Cross & Gavel Audio

Play Episode Listen Later May 28, 2025 50:42

With the release of U.S. News Rankings last month, renewed interest has surfaced regarding the parameters and impact of placement. Where law schools fall speaks to not only the quality of their percieved education, but also success regarding student employment and faculty publication. On this episode, I speak with Michael Conklin, a scholar who's been measuring bias within the Rankings system, this time focusing his attention on religious law schools. His paper, soon to be published in the Florida Journal of Law & Public Policy, is entitled Religious Law Schools, Rankings, and Bias: Measuring the Rankings Penalty at Religious Law Schools. Dr. Michael Conklin is the Visiting Assistant Professor of Business Law at Texas A&M University Central Texas and a lecturer at Texas A&M University School of Law. Full bio and SSRN papers. Cross & Gavel is a production of CHRISTIAN LEGAL SOCIETY. The episode was produced by Josh Deng, with music from Vexento.

Ep 90: How to Evaluate Zoning Reforms with Aaron Barrall pt. 2

Play Episode Listen Later Apr 23, 2025 64:34 Transcription Available

When a city proposes zoning changes, how do you know whether they'll be effective? Aaron Barrall shares how we approached the problem in Los Angeles, with lessons for similar upzoning efforts around the world. This is the second episode in a two-part conversation.Show notes:Barrall, A., & Phillips, S. (2024). CHIPing In: Evaluating the effects of LA's Citywide Housing Incentive Program on neighborhood development potential. UCLA Lewis Center for Regional Policy Studies.YouTube recording of Aaron's and Shane's presentation at UCLA on the report's findings.Wikipedia article about the États-Unis neighborhood in Lyon, France.Episode 20 of UCLA Housing Voice: French Social Housing and the SRU Law with Magda Maaoui.Monkkonen, P., Carlton, I., & Macfarlane, K. (2020). One to Four: The market potential of fourplexes in California's single-family neighborhoods. UCLA Lewis Center for Regional Policy Studies.Gabriel, S., & Kung, E. (2024). Development Approval Timelines, Approval Uncertainty, and New Housing Supply: Evidence from Los Angeles. SSRN.Manville, M., Monkkonen, P., Gray, N., & Phillips, S. (2023). Does discretion delay development? The impact of approval pathways on multifamily housing's time to permit. Journal of the American Planning Association, 89(3), 336-347.Hilgard Analytics 2024 update on City of Los Angeles housing permitting.Dillon, L. (Nov 18 2024). Los Angeles rezoning plan won't spur enough new housing, report finds. Los Angeles Times.Summary of California Senate Bill 79 (2025).Information on California Assembly Bill 647 (2025).Barrall, A., & Monkkonen, P. (2024). The Fair Housing Land Use Score in California: An Evaluation of 199 Municipal Plans. UCLA Lewis Center for Regional Policy Studies.

The Legal Boundaries of User Innovation and Patents with Prof. Andrew Torrance

The Innovation Show

Play Episode Listen Later Mar 29, 2025 40:10

We welcome Prof. Andrew Torrance, distinguished Professor of Law at the University of Kansas and visiting scholar at MIT, to discuss the complex legal landscape surrounding user innovation and patents. The conversation delves into the freedom and challenges of product innovation, the balance between open and closed inventions, and the ethical implications of experimental treatments. They also explore the historical and ongoing impact of FDA regulations and the role of patents in fostering or hindering innovation. Sponsored by Wazoku, this episode is essential listening for innovators, legal experts, and anyone interested in the intersection of technology, law, and ethics. 00:00 Introduction and Wazoku Sponsor Message 00:27 Upcoming Reinvention Summit 01:01 Previous Episodes Recap 01:28 Introducing Andrew W. Torrance 02:01 Legal Aspects of Free User Innovation 03:29 Experimenting and Sharing Innovations 09:02 Selling Innovations and Legal Implications 11:07 Influencers and Legal Responsibilities 17:21 Trust in the FDA and Alternative Medicine 24:38 Patient Rights and Experimental Drugs 30:44 Patenting Innovations 38:54 Closing Remarks and Contact Information 39:44 Final Wazoku Sponsor Message Andrew on SSRN: Ted Talk: https://youtu.be/g8GTg_632qY?si=lieqXrcdwUWD1l_l

A Debate About The Need, If Any, For a Federal Charter for Non-Banks Engaged in the Payments Business

Sensitive Periods: A Flux Society Podcast

Play Episode Listen Later Mar 27, 2025 64:14

Our podcast show today features Professor Dan Awrey of Cornell Law School, and Matt Lambert, Deputy General Counsel of the Conference of State Bank Supervisors (“CSBS”) who discuss the pros and cons of Congress enacting a statute which would require federal charter for non-banks engaged in the payments business. At present, such non-banks are generally required to be licensed by state departments of banking under money transmitter laws. On November 14 of last year, on our podcast show, Professor Awrey discussed his working paper “Money and Federalism” in which he advocates for the enactment of Federal legislation creating a Federal charter for non-banks engaged in the payments business, like PayPal and Venmo. The article may be accessed online at SSRN and will likely be published in a law review at some time in the future. The abstract of Professor Awrey's article states, in relevant part: The dual banking system is now under stress. The source of the stress is a new breed of technology-driven financial institutions licensed and regulated almost entirely at the state level that provide money and payments outside the perimeter of both conventional bank regulation and the financial safety net. This article examines the rise of these new monetary institutions, the state-level regulatory frameworks that govern them and the nature of the threats they may one day pose to monetary stability. It also examines the legal and policy cases for federal supremacy over the regulation of these new institutions and advances two potential models, one based on complete federal preemption, the other more tailored to reflect the narrow yet critical objective of promoting public confidence and trust in our monetary system. The CSBS on Nov. 12 of last year published an article on its website entitled “The Reality of Money Transmission: Secure, Convenient, and Trusted under State Supervision” in which it purported to dispel several myths about state money transmitter and money services statutes. CSBS stated: Recent statements about money transmission in the United States have perpetuated myths about consumer protections and the safety and soundness of this vibrant, secure, and trusted part of our country's payments ecosystem. It is time that we dispel some of these myths by explaining the realities of the state-developed, nationwide framework for regulation, licensing, and supervision of money transmission. While targeted reforms made through cooperation between the states and federal government may be appropriate, a complete overhaul of an established, secure, convenient, and stable money transmission ecosystem is an unwarranted federal overreach. Because of these sharp differences of opinion between Professor Awrey and CSBS, we decided to invite Professor Awrey and Matt Lambert to be our guests on this show and to discuss the following issues: The historical background to and rationale for state money transmitter laws How the National Multistate Licensing System (“NMLS”) and state supervision work today The emergence of new business models: e.g. PayPal, Stripe, Crypto A brief history of recent federal proposals: from the OCC fintech charter to the current stablecoin bills How state legislatures and regulators have responded to the emergence of new business models (e.g. model act amendments and adoption, new chartering frameworks) Where the federal government can meaningfully improve on these state level responses (standardization, bankruptcy protection, payment network access, systemic risk regulation, international coordination) Where state regulators have a comparative advantage (novel chartering, supervision) Where we think the nonbank payment industry and regulation are heading in 2025 and beyond Alan Kaplinsky, Senior Counsel and former practice group leader of the Consumer Financial Services Group, hosts the podcast show.

S3E4 Strength-based approaches in DCN with Drs. Divyangana Rakesh, Monica Ellwood-Lowe and Meriah DeJoseph

Play Episode Listen Later Mar 19, 2025 45:29

In this episode, we chat about strength-based approaches in developmental cognitive neuroscience and the importance of identifying and building upon individuals' strength rather than solely focusing on deficits/weaknesses. We explore how strength-based perspectives highlight individuals' resilience and adaptivity in the face of structural inequities, and the ways we can incorporate strength-based approaches in our work. Gavkhar is joined by wonderful guests who have done and are continuing to do impactful work in advancing strength-based research in our field -- Drs. Divyangana Rakesh, Monica Ellwood-Lowe, and Meriah DeJoseph.For a full transcript, visit: bit.ly/S3E4-strength-based-in-dcnConnect with our guests:Dr. Monica Ellwood-Lowe: @mellwoodlowe.bsky.socialDr. Meriah DeJoseph: @meriahdejoseph.bsky.social Dr. Divyangana Rakesh: @divyangana.bsky.socialRelevant resources and discussed papers:Communicating and Expanding Research on Adversity Network (https://cera-network.com/) Monica E. Ellwood-Lowe, Gabriel Reyes, Meriah L. DeJoseph, Willem E. Frankenhuis; Caring for Children in Lower-SES Contexts: Recognizing Parents' Agency, Adaptivity & Resourcefulness. Daedalus 2025; 154 (1): 52–69. doi: https://doi.org/10.1162/daed_a_02123DeJoseph, M. L., Ellwood-Lowe, M. E., Miller-Cotto, D., Silverman, D., Shannon, K. A., Reyes, G., Rakesh, D., & Frankenhuis, W. E. (2024). The promise and pitfalls of a strength-based approach to child poverty and neurocognitive development: Implications for policy. Developmental cognitive neuroscience, 66, 101375. https://doi.org/10.1016/j.dcn.2024.101375Rakesh, D., Sadikova, E., & McLaughlin, K. (2024). Beyond the income‐achievement gap: The role of individual, family, and environmental factors in cognitive resilience among low‐income youth. JCPP Advances, Article e12297. Advance online publication. https://doi.org/10.1002/jcv2.12297Ellwood-Lowe, M. E., Whitfield-Gabrieli, S., & Bunge, S. A. (2021). Brain network coupling associated with cognitive performance varies as a function of a child's environment in the ABCD study. Nature communications, 12(1), 7183. https://doi.org/10.1038/s41467-021-27336-yBanerjee, A. V., Bhattacharjee, S., Chattopadhyay, R., Duflo, E., Ganimian, A. J., Rajah, K., & Spelke, E. S. (2025). Children's arithmetic skills do not transfer between applied and academic mathematics. Nature, 1-9.Hoff, Karla and Pandey, Priyank, Belief Systems and Durable Inequalities: An Experimental Investigation of Indian Caste (June 25, 2004). Available at SSRN: https://ssrn.com/abstract=610395Taylor, E. K., Abdurokhmonova, G., & Romeo, R. R. (2023). Socioeconomic status and reading development: Moving from “deficit” to “adaptation” in neurobiological models of experience‐dependent learning. Mind, Brain, and Education, 17(4), 324–333. https://doi.org/10.1111/mbe.12351 Reach out to your host, Gavkhar Abdurokhmonova (ga2541@umd.edu | @gavkhar-a.bsky.social).Connect with us on social media! We are always looking for ideas for episode topics, co-hosts, or guests.

“Accidental Arbitration” -- A New Theory that Would Rein in Consumer Arbitration Clauses and the Scope of the FAA

university california law professor finance prof consumer accidental scope faa rein horton arbitration clauses senior counsel mark levin new theory ssrn david horton

Play Episode Listen Later Mar 6, 2025 62:01

Our special guest is David Horton, Professor of Law at the University of California, Davis, who has written a creative and thought-provoking article analyzing how courts should interpret certain key provisions that are frequently used in consumer arbitration agreements. The article may be accessed online at SSRN and will be published in the Washington University Law Review later this year. Prof. Horton first contends that courts have misinterpreted the Federal Arbitration Act (FAA) as requiring arbitration clauses to be construed broadly, which in many cases forces consumers to arbitrate disputes they never agreed to because the dispute is not causally related to the consumer's original transaction with the company. Instead, he argues, courts should be guided by the literal text of the FAA, which limits the statute's application to disputes that “arise out of” the contract containing the clause. Such an approach would narrow the scope of the arbitration clause to disputes that were contemplated by both parties at the time of contracting. Second, Prof. Horton addresses the issue of third parties who are not signatories to the consumer arbitration agreement but are nevertheless defined as “parties” in the agreement. According to Prof. Horton, such “artificial privity” unduly broadens the scope of the arbitration clause because many courts automatically permit the third parties to enforce the agreement without satisfying more rigorous state law requirements for establishing third-party beneficiary status. Third, Prof. Horton argues that arbitrability questions concerning whether a dispute “arises under” the contract and whether a third party properly has enforcement rights should be decided by a court even if the arbitration clause purports to delegate such issues to the arbitrator. Mark Levin, Senior Counsel in the Consumer Financial Services Group, who helped pioneer the use of arbitration agreements and class action waivers in bank, credit card and other consumer contracts, provides the industry response to each of the arguments asserted by Prof. Horton. Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

Episode 346 - Hendrik Bessembinder: Why It's So Hard to Beat the Market

The Rational Reminder Podcast

Play Episode Listen Later Feb 27, 2025 63:06

Did you know that just a handful of stocks drive nearly all of the stock market's long-term gains? In this episode, we sit down with Hendrik Bessembinder to discuss his groundbreaking research on why most stocks fail to outperform Treasury bills and how a small fraction of stocks generate the most long-term market returns. Hendrik is a Professor in the Department of Finance at Arizona State University whose research focuses on market design, trading, and long-term investment performance across stock, foreign exchange, fixed income, futures, and energy markets. In addition to his academic contributions, Professor Bessembinder has over 25 years of consulting experience, advising major firms, financial markets, and government agencies. In our conversation, we delve into the findings of his research and find out how a small fraction of stocks generate the majority of long-term returns. We explore why traditional investment strategies often overlook the impact of skewness, the impacts of broad diversification and passive investing, and why active fund managers struggle to beat the market. Discover why chasing past returns can lead to costly mistakes, his latest research on 'sustainable returns', what type of industries have the highest stock returns, common investing mistakes, and more. Join us to uncover the surprising realities of stock market returns and how you can build a portfolio that stands the test of time with Professor Hendrik Bessembinder. Key Points From This Episode: (0:03:54) Explore Hendrik's research on long-term stock returns and how most returns come from a small group of stocks. (0:08:30) Learn how company size interacts with the skewness in stock returns and what it means for individual investors. (0:11:39) Considering fundamentals in stock returns and the implications of skewness for measuring portfolio performance. (0:15:42) Unpack how he used bootstrap simulations in his paper and the performance of stock returns versus Treasury bills. (0:19:01) Find out the proportion of US firms responsible for dollar wealth creation and why diversification is essential for long-term stock returns. (0:25:23) Navigating volatility in the market and why it is difficult to identify skilled managers in time to leverage the market. (0:28:00) Compare the performance of US stocks versus global stocks and what is driving their performance. (0:32:04) What the findings of his research means for financial planners and individual investors. (0:35:35) Uncover which US firms generated the highest returns and what type of industries these companies are in. (0:42:07) Hear about the long-term performance of US mutual funds and how investor behaviour contributes to it. (0:49:54) How passive investing and index funds have reduced the contributions of actively managed mutual funds and the lessons for investors. (0:55:48) Discover Professor Bessembinder's broader research interests and his definition of success. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Professor Hendrik Bessembinder — https://search.asu.edu/profile/2717225 Arizona State University — https://www.asu.edu/ KRIS — https://www.kris-online.com/ Professor Hendrik Bessembinder papers on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=667 SPIVA — https://www.spglobal.com/spdji/en/research-insights/spiva/ Episode 322: Professor Marco Sammon — https://rationalreminder.ca/podcast/322 Episode 124: Professor Lubos Pastor — https://rationalreminder.ca/podcast/124 Papers From Today's Episode: 'Do Stocks Outperform Treasury Bills?' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X18301521 'Extending Portfolio Theory to Compound Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3875870 'Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1540-6261.2010.01598.x 'Measuring Skill in the Mutual Fund Industry' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X15000628 'Long-Term Shareholder Returns: Evidence from 64,000 Global Stocks' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2023.2188870 'Which U.S. Stocks Generated the Highest Long-Term Returns?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4897069 'How Should Investors' Long-Term Returns Be Measured?' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2024.2401765

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How To Respond to Someone Who Comes Out of the Closet

Ruth Institute Podcast

Play Episode Listen Later Feb 20, 2025 29:42

Dr. Morse gives a presentation about what parents need to know about the Gender Ideology to help people navigate our turbulent times. Subscribe to the newsletter and get the 5 Myths Report: https://ruthinstitute.org/refute-the-top-five-myths/ The Sexual State: https://thesexualstate.com/ Main Resource Center: https://ruthinstitute.org/resource-centers/ Healing from the Sexual Revolution:https://ruthinstitute.org/healing-from-the-sexual-revolution/ Parent Resource Center: https://ruthinstitute.org/resource-centers/parent-resources/ Counseling Freedom for All: https://ruthinstitute.org/counseling-freedom-for-all/ YouTube channel: https://www.youtube.com/RuthInstitute Related Playlists: Gay No More Testionieshttps://www.youtube.com/playlist?list=PLSi2OoPf_APvpYetZ--PHACCS1oTkhJ9f Counseling Freedom for All: Experts Defending Choice: https://www.youtube.com/playlist?list=PLSi2OoPf_APt0rwnPIw_jFIrbMWEqNJMM Advice for Parents of LGBT+ Children: https://www.youtube.com/playlist?list=PLSi2OoPf_APu5qIvFpqlppaYPWfPWOM-D Clergy Sex Abuse: https://www.youtube.com/playlist?list=PLSi2OoPf_APtqWhe1N9SH2_5oG0PLXM7M Ex-Gay Visibility Panel: https://www.youtube.com/watch?v=UI9-J225ZEg Luis Ruiz: Pulse Nightclub Survivor: https://www.youtube.com/watch?v=g_z-vtkyvJo Nancy Charles Pt. 1: https://www.youtube.com/watch?v=99S1_mv903I Nancy Charles Pt. 2: https://www.youtube.com/watch?v=GrWIe0ld2Nk Ken Williams: https://www.youtube.com/watch?v=LxiQfFwH36Q Charlene Cothran at the 5th Summit: https://www.youtube.com/watch?v=7Rna7CFzzkM Marco Casanova: https://www.youtube.com/watch?v=gSh7nlhZ6XQ Nancy Charles Advice for Parents: https://www.youtube.com/watch?v=w2MVtjGDmTs Daisy Strongin Advice for Parents: https://www.youtube.com/watch?v=WhQcupSWXZ0 James Parker advice for parents: https://www.youtube.com/watch?v=vEm_SZS3iPc APA on What Causes Sexual Orientation: http://www.apa.org/topics/lgbt/orientation.aspx Leaving Pride Behind: https://www.ncregister.com/commentaries/leaving-pride-behind-fiducia-supplicans The Social organization of Sexuality: Sexual Practices in the United States: https://press.uchicago.edu/ucp/books/book/chicago/S/bo3626005.html Judith P. Andersen and John Blosnich, “Disparities in Adverse Childhood Experiences among Sexual Minority and Heterosexual Adults: Results from a Multi-State Probability-Based Sample,” PLOS ONE 8, no. 1 (2013): e54691, http://dx.doi.org/10.1371/journal.pone.0054691 “Special report on Sexuality and Gender” The New Atlantis, Lawrence S. Mayer and Paul McHugh. http://www.thenewatlantis.com/publications/number-50-fall-2016 UK data: Sexual Identity–Behavior Discordant Heterosexuals in Britain: Findings from the National Survey of Sexual Attitudes and Lifestyle 2010–2012, Maria Clatrava, D. Paul Sullins and Steph James, Sexes, 2023, Vol 4, No. 4. https://www.mdpi.com/2411-5118/4/4/39 US data: “How many Homosexual Desistors are there in the US?” Donald Paul Sullins, SSRN, August 6, 2024. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4910854 The trans-minded client: https://www.youtube.com/watch?v=tV3a36ALLLA Gender Ideology's Verbal Engineering: https://www.ncregister.com/commentaries/gender-ideology-s-verbal-engineering Ruth Institute Parent Resource Center: https://ruthinstitute.org/resource-centers/parent-resources/ Ruth Institute Transgender Resource Center: https://ruthinstitute.org/resource-center/transgender/ Ruth Institute statement on therapy bans: https://ruthinstitute.org/wp-content/uploads/2022/05/Ruth-Institute-Statement-on-Therapy.-Banspdf.pdf Desist, Detrans, & Detox: https://sophiainstitute.com/product/desist-detrans-detox/ref/61/ A Practical Response to Gender Distress: https://www.amazon.com/Practical-Response-Gender-Distress-Families Transformation, A Former Transgender Responds to LGBTQ: https://www.amazon.com/dp/1625862601/ref=sr_1_2?crid=2DYF18PSUU7HB&keywords=linda+seiler&qid=1690328087&sprefix=linda+sei%2Caps%2C546&sr=8-2

Nerd Alert: What Makes a Great Super Bowl Ad?

Play Episode Listen Later Feb 6, 2025 12:12

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore what drives ROI for Super Bowl advertisers by examining six years of sales data across nearly 200 media markets. They reveal why some brands see significant returns while others struggle to justify the investment.Topics covered: [01:00] "Super Bowl Ads"[03:00] Top advertising categories during the big game[05:00] How viewership impacts beer and soda sales[06:00] The importance of owning consumption occasions[07:00] Why competing ads can cancel each other out[08:00] Building brand associations beyond sales lift To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter. Resources: Hartmann, W. R., & Klapper, D. (2016). Super Bowl Ads. SSRN. https://doi.org/10.2139/ssrn.2385058 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

Nerd Alert: Digital vs. Traditional Advertising

spotify business marketing song research digital brand equity nerds seo traditional advertising recognition marketers display mergers brand building nerd alert ssrn

Play Episode Listen Later Jan 30, 2025 11:35

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how traditional advertising, display ads, and paid search impact brand value during mergers and acquisitions. Their discussion reveals surprising insights about which channels create lasting brand equity.Topics covered: [01:00] "Digital versus Traditional Advertising and the Recognition of Brand Intangible Assets"[03:00] Brand valuations in major acquisitions[06:10] Why paid search falls short for brand building[07:15] Traditional and display advertising's role in brand value[08:30] The relationship between ad spend and acquisition value To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter. Resources: Citation for episode notes: Song, S. X. (2023). Digital versus Traditional Advertising and the Recognition of Brand Intangible Assets. SSRN. https://doi.org/10.2139/ssrn.4675064 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

Ep. 131: How Tariffs Affect You - Three Things You Maybe Didn't Know

Cents and Sensibility: the Inflation Guy Podcast

Play Episode Listen Later Jan 30, 2025 40:15

It seems every day these days we hear about another tariff being applied to a trading partner of the U.S. (or, more usually, being threatened). The usual media reaction to these threats are something along the lines of saying "Oh my sainted aunt. This sort of talk gives me the vapors" because it is so, so, so bad. Tariffs are archaic shibboleths that no truly modern economist would ever support. Come to think of it, that sounds like the archaic notion that money causes inflation. But we digress. The Inflation Guy in today's episode discussed three things about tariffs that you might have thought you knew...and certainly everyone else seems to think they know...but which don't really work that way in the real world. NOTES Yesterday's Inflation Guy blog on this topic: “Trump Tactical Targeted Tariffs: A Reminder of the Impact of Tariffs” https://inflationguy.blog/2025/01/29/trump-tactical-targeted-tariffs-a-reminder-of-the-impact-of-tariffs/ Ashton, Michael, The Efficient Tariff: Systematically Balancing Security and Welfare Concerns (March 1, 1992). The American Economist, Vol 36, No 1, 1992, pp 44-52. , Available at SSRN: https://ssrn.com/abstract=2915287 Very important blog post: “What Makes a Stable Coin Stable?” https://inflationguy.blog/2024/10/31/what-makes-a-stable-coin-stable/ Blog for this month's CPI: “Inflation Guy's CPI Summary (December 2024)” (https://inflationguy.blog/2025/01/15/inflation-guys-cpi-summary-december-2024/ ) To Subscribe to Quarterly Inflation Outlook: https://inflationguy.blog/shop/ Now just $29.99/quarter! To Subscribe for free to the blog: https://inflationguy.blog/ Check out the website! https://www.EnduringInvestments.com/

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Nerd Alert: How Advertising Improves Pricing Power

Effective Altruism Forum Podcast

Play Episode Listen Later Jan 16, 2025 10:15

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how advertising affects consumers' sensitivity to price changes, particularly for premium and niche brands. They discover that even competitors' ads can benefit your brand by increasing category attention.Topics covered: [01:00] "Advertising's Long-Term Impact on Brand Price Elasticity Across Brands and Categories"[02:30] How brand equity influences pricing power[03:00] Price elasticity explained[05:00] Which brands benefit most from advertising[06:45] The seasoning effect of category advertising[08:15] How luxury brands approach advertising differently To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter. Resources: Ataman, M. B., Pauwels, K., Srinivasan, S., & Vanhuele, M. (2016). Advertising's Long-Term Impact on Brand Price Elasticity Across Brands and Categories. SSRN. Retrieved from SSRN. Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

“Will a food carbon tax lead to more animals being slaughtered? A quantitative model” by Soemano Zeijlmans

Play Episode Listen Later Jan 8, 2025 16:35

Does a food carbon tax increase animal deaths and/or the total time of suffering of cows, pigs, chickens, and fish? Theoretically, this is possible, as a carbon tax could lead consumers to substitute, for example, beef with chicken. However, this is not per se the case, as animal products are not perfect substitutes. I'm presenting the results of my master's thesis in Environmental Economics, which I re-worked and published on SSRN as a pre-print. My thesis develops a model of animal product substitution after a carbon tax, slaughter tax, and a meat tax. When I calibrate this model for the U.S., there is a decrease in animal deaths and duration of suffering following a carbon tax. This suggests that a carbon tax can reduce animal suffering. Key points Some animal products are carbon-intensive, like beef, but causes relatively few animal deaths or total time of suffering because [...] ---Outline:(00:57) Key points(03:07) The Small Animal Replacement Problem(05:46) The model(05:49) Input data and market model(08:14) Measuring animal welfare impacts(09:39) Results(09:42) Carbon taxes(11:31) Slaughter taxes(12:10) Is a carbon tax or a slaughter tax better?(13:41) Cant we just put a simple tax on meat and fish instead?(14:06) Limitations(15:54) Full thesisThe original text contained 1 image which was described by AI. --- First published: January 3rd, 2025 Source: https://forum.effectivealtruism.org/posts/KbREamTda2sZhKtTz/will-a-food-carbon-tax-lead-to-more-animals-being --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

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Episode 338 - Peter Mladina: Factor Betas and ICAPM in Practice

The Rational Reminder Podcast

Play Episode Listen Later Jan 2, 2025 68:47

In today's episode, we unpack how rigorous research translates into actionable strategies for wealth management. Ben and Mark are joined by Peter Mladina, Executive Director of Portfolio Research at Northern Trust Wealth Management and professor at UCLA. With an impressive body of published work and practical innovations like his goals-based asset allocation software, Peter offers a unique perspective on bridging the gap between theory and practice. The conversation delves into foundational topics like asset allocation and factor models, with a special focus on practical applications of research in wealth management. Peter shares insights from his research, including intriguing findings on factor investing and joint tests of market efficiency. From real estate investment trusts to the nuances of the Intertemporal Capital Asset Pricing Model (ICAPM), the discussion covers how these concepts can directly inform financial planning and portfolio construction. Tune in to explore the intersection of academic insight and everyday financial decision-making! Key Points From This Episode: (0:00:17) Introducing Peter Mladina and his wealth management research. (0:04:00) Theoretical and practical shortcomings of Markowitz's Modern Portfolio Theory (MPT). (0:05:24) How the Capital Asset Pricing Model (CAPM) resolves MPT's shortcomings, and how the Intertemporal CAPM (ICAPM) resolves the CAPM and MPT's shortcomings. (0:10:16) Key distinctions between an optimal ICAPM portfolio and an optimal CAPM portfolio. (0:15:33) Allocating between liability hedge assets and risky assets, and when it's sensible for individual investors to try to fully hedge consumption liabilities. (0:20:14) The role of Monte Carlo simulation and human capital in building ICAPM portfolios. (0:24:15) Steps for practitioners starting with ICAPM and how to advise their clients. (0:37:18) Insights from Peter's papers on factor models: why common risk factors should explain returns across most asset classes. (0:40:11) The value of looking at asset classes through a factor lens. (0:41:54) Main factors Peter uses in his research and observations on the zoo of factors. (0:46:23) Takeaways from Peter's paper on real estate (and why he doesn't like it that much). (0:56:45) Unpacking hedge fund returns and factor models and Yale's endowment performance. (01:02:44) Peter's research on traded portfolios and jointly testing factor models and manager performance. (01:07:14) How Peter defines success, both professionally and personally. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Peter Mladina on LinkedIn — https://www.linkedin.com/in/peter-mladina-177194125/ Peter Mladina on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=890472 Northern Trust — https://www.northerntrust.com/ Episode 169: John Cochrane — https://rationalreminder.ca/podcast/169 Papers From Today's Episode: ‘Real Estate Betas and the Implications for Asset Allocation' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3134732 ‘An ICAPM Framework for Asset Allocation' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4319731 ‘An ICAPM for Goals-Based Investing' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4943241 'Portfolios for Long-Term Investors' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3790823 ‘Yale's Endowment Returns: Manager Skill or Risk Exposure?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2959074

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The Quill & Sword | NSL Unscripted | Episode 22 – Louboutin Lawfare: Reconceptualizing Sanctions Utility with Professor Vinita Singh

The Quill & Sword

Play Episode Listen Later Nov 20, 2024 41:27

In this episode, MAJ Brian Jones, Associate Professor in the National Security Law Department, talks with Professor Vinita Singh, Assistant Professor at the University of Iowa College of Law. Professor Singh shares her research on economic sanctions imposed by the United States and European Union connected with the Russia–Ukraine war. Professor Singh focuses on export controls on luxury goods, using those measures as a case study to reevaluate widespread beliefs about the effectiveness of economic sanctions. Professor Singh discusses her arguments in favor of reconceptualizing the utility of economic sanctions and proposes new paradigms for considering and measuring the success of economic sanctions. Professor Singh's article, Louboutin Lawfare: Exploring Conceptions of Sanctions Utility Through Export Controls on Luxury Goods, is forthcoming in the Northwestern University Law Review. It is currently available for review on SSRN here. Learn more about The Quill & Sword series of podcasts by visiting our pod-cast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/ or on Facebook (tjaglcs), Instagram (tjaglcs), or LinkedIn (school/tjaglcs).

Should Congress Create a New Federal Charter for Non-Bank Payments Companies?

Play Episode Listen Later Nov 14, 2024 54:23

In this podcast show, we explore with our repeat guest, Professor Dan Awrey of Cornell University Law School, his working paper “Money and Federalism” in which he advocates for the enactment of Federal legislation creating a Federal charter for non-banks engaged in the payments business, like PayPal and Venmo. The article may be accessed online at SSRN and will likely be published in a law review at some time in the future. The abstract of Professor Awrey's article describes in general terms what we discussed: The United States is the only country in the world in which both federal and state governments possess independent and yet overlapping authority for bank chartering, regulation and supervision. The roots of this unique dual banking system can be traced back to the Constitution, written almost a century before banks rose to the apex of the financial system and became the dominant source of money. Beginning with the landmark Supreme Court decision in Maryland v. McCulloch, the system has been a wellspring of jurisdictional conflict. Yet over time, this highly contested and highly fragmented system has also produced strong federal oversight and a financial safety net that protects bank depositors, prevents destabilizing runs, and promotes monetary stability. This system is now under stress. The source of the stress is a new breed of technology-driven financial institutions licensed and regulated almost entirely at the state level that provide money and payments outside the perimeter of both conventional bank regulation and the financial safety net. This article examines the rise of these new monetary institutions, the state-level regulatory frameworks that govern them and the nature of the threats they may one day pose to monetary stability. It also examines the legal and policy cases for federal supremacy over the regulation of these new institutions and advances two potential models, one based on complete federal preemption, the other more tailored to reflect the narrow yet critical objective of promoting public confidence and trust in our monetary system. Professor Awrey explained why existing state money transmitter statutes under which non-bank payments firms are generally licensed provide insufficient protection for consumers who use these firms. State money transfer statutes were created many years ago to protect consumers that were using Western Union. These laws were not designed to protect consumers that deploy non-bank Fintech companies using new technologies to transfer funds. These companies don't have access to the Federal Reserve's central payments system that banks have access to. These non-bank companies, unlike banks, are subject to federal bankruptcy law. That increases the likelihood that consumers can lose their funds deposited in one of these non-bank companies in the event of its failure. Professor Awrey concludes that the answer to this problem is the enactment of federal legislation which would create a federal charter for non-bank companies engaged in transmitting payments. A company that is granted such a charter would have access to the Fed's payment rails and would be exempt from the federal Bankruptcy Code. Such a company would be very restricted in the types of investments it may hold. The federal charter would ideally preempt many state laws, including state money transmitter laws. We also spent some time at the beginning of the show discussing the status of FedNow, the instant payments system launched by the Federal Reserve System in July 2023. Professor Awrey was previously a guest on our podcast show on September 14, 2023 entitled “What is FedNow and its Role in the U.S. Payments System.” At that time, Professor Awrey predicted that FedNow was too little, too late and too expensive for small banks. Professor Awrey's opinion is unchanged. He noted that the Fed has so far refused to share any data about FedNow usage. Alan Kaplinsky, Senior Counsel and former practice group leader for 25 years of the Consumer Financial Services Group, hosted the podcast show.

Ep 81: How New Zealand Passed Its Ambitious Zoning Reforms with Eleanor West

Cents and Sensibility: the Inflation Guy Podcast

Play Episode Listen Later Nov 13, 2024 70:55 Transcription Available

In a previous episode we discussed Auckland's unprecedented upzoning and its effect on housing production and land prices. This time we're joined by Eleanor West to talk about the political, social, and economic conditions that made the reforms possible — not only in Auckland, but across New Zealand.Show notes:West, E. (2024). Up-zoning New Zealand: the localisation of a globally mobile policy idea (Policy paper no. 003). University of Auckland: Economic Policy Centre, Urban and Spatial Economics Hub. West, E., & Garlick, M. (2024). Upzoning New Zealand. Works in Progress.Episode 45 of UCLA Housing Voice with Ryan Greenaway-McGrevy, on the effects of Auckland's upzoning on housing production and land prices.Greenaway-McGrevy, R., & Phillips, P. C. (2023). The impact of upzoning on housing construction in Auckland. Journal of Urban Economics, 136, 103555.Greenaway-McGrevy, R. (2023). Can zoning reform reduce housing costs? Evidence from rents in Auckland. Economic Policy Centre. WP016, 203.Two of the recent articles on how people are more skeptical of supply-and-demand arguments for housing compared to other goods and services, while also being very persuadable:Nall, C., Elmendorf, C. S., & Oklobdzija, S. (2024). Folk economics and the persistence of political opposition to new housing. Available at SSRN 4266459.Elmendorf, C. S., Nall, C., & Oklobdzija, S. (2024). Do Housing Supply Skeptics Learn? Evidence from Economics and Advocacy Treatments. Available at SSRN 4955033.Episode 23 of UCLA Housing Voice with Michael Hankinson, on the relationship between at-large vs district-level political representation and housing supply.YouTube: The Spinoff vs the worst Auckland City Council meeting of all time.

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Ep.124: Market Thoughts After a Trump Victory

Play Episode Listen Later Nov 7, 2024 40:01

Contrary to a lot of expectations, we already seem to know the basic shape of American government going forward, with Donald Trump as President with a Republican Senate and (likely) a marginally Republican House. In this podcast episode, the Inflation Guy addresses the initial market moves, which he characterizes as the "Trump caricature" response, and explains which of these moves make sense, and which are likely senseless knee-jerk reactions to cartoonish representations of Trump's likely priorities come January 20th. NOTES Ashton, Michael, The Efficient Tariff: Systematically Balancing Security and Welfare Concerns (March 1, 1992). The American Economist, Vol 36, No 1, 1992, pp 44-52. , Available at SSRN: https://ssrn.com/abstract=2915287 Blog post on sizing positions when volatility changes: “Kicking Tails” (Feb 2018) https://inflationguy.blog/2018/02/12/kicking-tails/ Blog for this month's CPI: “Inflation Guy's CPI Summary (September 2024)” (https://inflationguy.blog/2024/10/10/inflation-guys-cpi-summary-september-2024/ ) Very important blog post: “What Makes a Stable Coin Stable?” https://inflationguy.blog/2024/10/31/what-makes-a-stable-coin-stable/ To Subscribe to Quarterly Inflation Outlook: https://inflationguy.blog/shop/ (we may close up subscriptions to this soon) To Subscribe for free to the blog: https://inflationguy.blog/ Check out the website! https://www.EnduringInvestments.com/

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E142: Convertible Notes and Responding to Criticism

Venture in the South

Play Episode Listen Later Oct 28, 2024 51:38

E142: In this three-part episode: - David updates listeners on venture for the week. (Angel investing is not what it used to be!)- David & Paul have a detailed review about Convertible Notes: what they are, why they are used, the benefits and risks for founders and investors, and when they work the best. - then to wrap up Paul outlines and rebuts some recent complaints about early stage investors in the southeast, revealing his addiction to LinkedIn complaining (recorded 10/24/24)For anyone interested in the data underlying some of the more controverial discussion, source material is here:- ACA's 2023 Angel Funders Report - https://publuu.com/flip-book/37288/751879/- ARI's 2022 Halo report - https://angelresourceinstitute.org/research/report.php?report=121&name=2022%20ARI%20HALO%20Report.php- The Center for Venture Research - including the 2023 report - https://paulcollege.unh.edu/sites/default/files/media/2024-07/2023-full-year-analysis-report-final.pdf- The VentureSouth blog, especially the series examining SSRN papers - https://www.venturesouth.vc/resources?type=all&term=ssrnFollow David on LinkedIn or reach out to David on Twitter/X @DGRollingSouth for comments. Follow Paul on LinkedIn or reach out to Paul on Twitter/X @PalmettoAngel We invite your feedback and suggestions at www.ventureinthesouth.com or email david@ventureinthesouth.com. Learn more about RollingSouth at rollingsouth.vc or email david@rollingsouth.vc.

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Robert Eccles - Visiting Professor at Oxford University and Founding Chairman of SASB - Sustainability Accounting Standards Board

Climate Finance Podcast

Play Episode Listen Later Oct 12, 2024 57:31

Purchase the Climate Finance Course at www.climatefinancecourse.com Robert G. Eccles is a leading ESG integration academic focusing on sustainable corporate and investment strategies. His work focuses on how capital markets can contribute to ensuring a sustainable society for generations to come. Dr. Eccles is a Visiting Professor of Management Practice at the Said Business School, University of Oxford. He was a Tenured Professor at Harvard Business School. Eccles has also been a Visiting Lecturer at the Massachusetts Institute of Technology, Sloan School of Management, and a Berkeley Social Impact Fellow at the Haas School of Business, University of California, Berkeley. He was the founding chairman of the Sustainability Accounting Standards Board (SASB) and one of the founders of the International Integrated Reporting Council (IIRC). He is also the first Chair of KKR's “Sustainability Expert Advisory Council” and was an Eminent Academic Advisor to the Boston Consulting Group on Global ESG Integration and Reporting. He is notably a prolific commentator on Forbes, having published over 150 articles. Dr. Eccles received an S.B. in Mathematics and an S.B. in Humanities and Science from the Massachusetts Institute of Technology and an A.M. and Ph.D. in Sociology from Harvard University. Topics discussed: Dr. Eccles's early intellectual evolution was from studying mathematics and humanities at MIT to doing a Ph.D. in sociology focusing on the construction industry. How writing books on Transfer Pricing and Investment Banking Dealmaking earned Dr. Eccles tenureship at Harvard Business School. Transition from Academia to Consulting in Disclosure and Performance in the 1990s 1991: The Performance Measurement Manifesto 1992: Creating a Comprehensive System to Measure Performance 1993: Consulting: Has the Solution Become Part of the Problem? 1995: Improving the Corporate Disclosure Process Book Publications on Value & Integrated Reporting in the 2000s: 2001: The Value Reporting Revolution: Moving beyond the earnings game 2002: Building Public Trust: the Future of Corporate Reporting 2010: One Report: Integrated Reporting for a Sustainable Strategy Founding Leadership Journey with IIRC (International Integrated Reporting Council) and SASB (Sustainability Accounting Standards Board). Post-SASB Book Publication: The Integrated Reporting Movement: Meaning, Momentum, Motives, and Materiality (2014). Importance of Materiality: Materiality in Corporate Governance: The Statement of Significant Audiences and Materiality (2016). A Preliminary Analysis of SASB Reporting: Disclosure Topics, Financial Relevance, and the Financial Intensity of ESG Materiality (2020). How material is a material issue? Stock returns and the financial relevance and financial intensity of ESG materiality (2020). Thoughts on IIRC & SASB Consolidations to ISSB-IFRS A Debate At The Oxford Union: Should FASB And IASB Set Standards For Nonfinancial Information? (2018 - Forbes; SSRN). The International Sustainability Standards Board As An Ideological Rorschach Test (2021 - Forbes). Historical Origins of ESG and Sustainability Reporting Exploring social origins in the construction of ESG measures (2018). The Social Origins of ESG: An Analysis of Innovest and KLD (2020) From “Who Cares Wins” To Pernicious Progressivism: 18 Years Of ESG (2022) Political Backlash and Regulation on ESG: Some Constructive Feedback To 23 Red States On Their Anti-ESG Campaigns (August 2023). A Color Spectrum Analysis Of The Redness Of 23 Red States (July 2023). Written Statement for the House Financial Services Committee June 12, 2023 Hearing entitled "Protecting Investor Interests: Examining Environmental and Social Policy in Financial Regulation" Anti-ESG Fund Analysis: Drilling Into DRLL's Top 10 Holdings: A Woke Analysis (2022) Global SDG Funding Gap: How to close the $2.5 trillion annual funding gap (Jan 2018). $2.5trn in need is not $2.5trn in opportunities (September 2023). Advice to Future ESG and Sustainable Finance Academics, Practitioners, Financiers, and Investors. Note: This podcast is for informational purposes only and should not be considered as investment advice. The interview took place on 26 September 2023.

The Regulation of Negative Option Consumer Contracts – Silence as Consent

The Rational Reminder Podcast

Play Episode Listen Later Oct 10, 2024 59:33

Our podcast today focuses on negative option consumer contracts, i.e., agreements that allow a seller to assume a customer's silence is an acceptance of an offer. Such contracts are ubiquitous in today's marketplace. Today's guests are Kaitlin Caruso, a professor at the University of Maine Law School, and Prentiss Cox, a professor at the University of Minnesota Law School. They have written an article entitled, “Silence as Consumer Consent: Global Regulation of Negative Option Contracts.” The article is available on SSRN and will soon be published in the American University Law Review. The Professors first describe what they perceive to be some of the consumer harms resulting from the use of negative option contracts – consumers signing up for “free trial” offers that convert to term contracts requiring consumers to pay periodic fees after the free trial period has expired; credit card “add-on” products which are sold through telemarketing, like credit life and disability insurance; subscription contracts which make it difficult for consumers to cancel; subscription contracts for services, which are not used for lengthy periods of time while the consumer continues to pay periodic fees. The Professors then describe the existing federal and state statutes and FTC regulations and why they are inadequate to protect consumers. They point out that the current FTC negative option rule was promulgated decades before the development of the Internet and obviously does not begin to deal with online sales of goods and services. Instead, the FTC rule is intended to deal with mail order sales like the “Book-of-the-Month” club. While the FTC has proposed a new negative option rule which is a vast improvement over the existing FTC rule, it is unclear when or if a final rule will be promulgated. The Professors also describe the federal Restore Online Shoppers Confidence Act, and the FTC‘s Telemarketing Sales Rule which tangentially pertain to negative option contracts. Finally, the professors discuss a patchwork quilt of state laws (mostly part of state UDAP statutes) which deal with negative option contracts. After surveying the existing federal and state laws, as well as negative option laws enacted in many foreign countries, the Professors describe the core elements of what a negative option law (be it state or federal) should contain in order to protect consumers. The core elements are: 1. A prohibition against converting a “free trial” offer into a term contract; 2. A prohibition against automatically converting a negative option contract into another term contract with the contract instead becoming a month-to- month contract. Alternatively, the negative option contract could convert to a term contract, which could then be canceled during the first 90 days after the consumer sees a charge on a credit card statement. 3. If a subscription to services is not used by the consumer for at least one year, then the seller must notify the consumer of the dormancy, and if the service remains dormant for another three months thereafter, then the seller must cease charging the consumer for the service. Alan Kaplinsky, Senior Counsel in Ballard Spahr's Consumer Financial Services Group, hosts today's episode.

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Episode 324 - Dr. Bryan Taylor: Lessons from Market History (1600-2024)

Play Episode Listen Later Sep 26, 2024 64:25

Have you ever wondered how financial markets performed centuries ago or how world events impacted stock prices? Today, we sit down with Dr. Bryan Taylor, President and Chief Economist at Global Financial Data, to unpack the world's fascinating financial history. Dr. Taylor is known for his extensive work in collecting and analyzing historical financial data that spans several centuries and his valuable knowledge of stock, bond, and commodity market trends, which led to the creation of Global Financial Data. In our conversation, Dr. Taylor shares insights from his extensive research, covering stock and bond returns from as far back as the 1600s. From the impact of the French Revolution on financial markets to the performance of commodities, Dr. Taylor provides a rare view of the long-term trends shaping today's financial decisions. Learn about the value of historical financial data, its importance for investment decision-making, and how long-term trends can provide insights into future market behaviour. We discuss the creation of Global Financial Data's extensive historical financial database, the challenges of gathering centuries-old data, and the long-term performance of stocks versus bonds. Explore the impact of major geopolitical events on financial markets, the importance of studying historical market trends for modern investment decisions, and how his data-driven research has been utilized. Join us as we delve into the world's financial history and its relevance to today's investment landscape with Dr. Bryan Taylor. Tune in now! Key Points From This Episode: (0:03:41) Background about Global Financial Data, their data sources, and the challenges of collecting historical data. (0:09:27) What he finds fascinating about historical data, who uses the database, and the role of historical data in financial decision-making. (0:14:49) How stocks have performed relative to bonds throughout the financial records. (0:17:34) Uncover the main historical factors that limit returns and increase risk for investors and the five financial eras. (0:23:18) Explore the trends in stocks and bonds during the five financial eras and the impact of government debt and inflation on returns. (0:29:04) Common characteristics of countries that have had bad long-term market outcomes and the effect of world events on markets. (0:35:11) Learn about the best and worst-performing markets and what makes the US market so resilient. (0:38:36) His outlook for stocks and bonds and how the recent bear market compared to past market upheavals. (0:41:36) Compare past and current interest rates and the return on commodities versus stocks and bonds. (0:46:20) Overcoming the lack of historical data for emerging market returns and what defines an emerging market. (0:52:29) Find out how emerging markets have performed throughout history and how often they make the transition to developed. (0:59:04) Unpack the historical market concentration in the US and his thoughts on the expected returns of the US stock market. (1:03:42) Final takeaways and Dr. Bryan Taylor shares his definition of success. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Dr. Bryan Taylor — https://www.linkedin.com/in/bryan-taylor-46a92032/ Global Financial Data — https://globalfinancialdata.com/ Dr. Bryan Taylor on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=4320002 Papers From Today's Episode: ‘France and the Four Horsemen of the Market' — https://globalfinancialdata.com/france-and-the-four-horsemen-of-the-market ‘The Financial History of Emerging Markets: New Indices' — https://dx.doi.org/10.2139/ssrn.4193062

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Encore Episode: Market-Rate Development and Neighborhood Rents with Evan Mast

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Play Episode Listen Later Sep 18, 2024 46:53 Transcription Available

We've long known that building more homes helps keep prices in check at the regional or metro area level, but what about the house down the street? Evan Mast shares two research studies that shed light on this important and controversial question. Originally aired in 2021. Updated show notes.Show notes:Mast, E. (2023). JUE Insight: The effect of new market-rate housing construction on the low-income housing market. Journal of Urban Economics, 133, 103383.Asquith, B. J., Mast, E., & Reed, D. (2023). Local effects of large new apartment buildings in low-income areas. Review of Economics and Statistics, 105(2), 359-375.Bratu, C., Harjunen, O., & Saarimaa, T. (2023). JUE Insight: City-wide effects of new housing supply: Evidence from moving chains. Journal of Urban Economics, 133, 103528.Li, X. (2022). Do new housing units in your backyard raise your rents? Journal of Economic Geography, 22(6), 1309-1352.Guerrieri, V., Hartley, D., & Hurst, E. (2013). Endogenous gentrification and housing price dynamics. Journal of Public Economics, 100, 45-60.Phillips, S., Manville, M., & Lens, M. (2021). Research Roundup: The Effect of Market-Rate Development on Neighborhood Rents. UCLA Lewis Center for Regional Policy Studies.Diamond, R., McQuade, T., & Qian, F. (2019). The effects of rent control expansion on tenants, landlords, and inequality: Evidence from San Francisco. American Economic Review, 109(9), 3365-94.Liu, L., McManus, D. A., & Yannopoulos, E. (2020). Geographic and Temporal Variation in Housing Filtering Rates. Available at SSRN.“Opportunities and Obstacles for Rental Housing Registries,” Jan. 20 Lewis Center event with Assembly member Buffy Wicks and Catherine Bracy. https://youtu.be/vaDTWHxk-I8

Hendrik Bessembinder: ‘Do Stocks Outperform Treasury Bills?'

The Long View

Play Episode Listen Later Sep 10, 2024 47:31

Our guest this week is Dr. Hendrik Bessembinder. Hank is the professor in Francis J. and Mary B. Labriola Chair in Competitive Business at Arizona State University's Department of Finance. Prof. Bessembinder's research focuses on market design and trading, including stock, foreign exchange, fixed income, futures, and energy markets, as well as on measuring long-term investment performance. He's published numerous articles in the Journal of Finance, Journal of Financial Economics, and Review of Financial Studies, among others.In today's conversation, we'll focus on the most widely cited and influential of Prof. Bessembinder's papers, which is entitled, Do Stocks Outperform Treasury Bills? The paper's key findings could have implications for stock investors of all stripes. So, we were excited to talk to Hank and dig into his work. You can find this paper and other follow-on work that Hank has done on SSRN and we'll link to it in the show notes.BackgroundBioResearch“Do Stocks Outperform Treasury Bills?” by Hendrik Bessembinder, ssrn.com, June 3, 2018.“Wealth Creation in the US Public Stock Markets 1926 to 2019,” by Hendrik Bessembinder, ssrn.com, Feb. 13, 2020.“Which US Stocks Generated the Highest Long-Term Returns,” by Hendrik Bessembinder, ssrn.com, July 22, 2024.“Long-Horizon Stock Returns Are Positively Skewed,” by Adam Farago and Erik Hjalmarsson, Review of Finance, April 6, 2022.“Why Has IPO Underpricing Changed Over Time?” by Tim Loughran and Jay Ritter, Financial Management Journal, Autumn 2004.“Long-Run Stock Market Returns: Probabilities of Big Gains and Post-Event Returns,” by Hendrik Bessembinder, ssrn.com, Dec. 27, 2021.“Extreme Stock Market Performers, Part I: Expect Some Drawdowns,” by Hendrik Bessembinder, ssrn.com, July 21, 2020.“Shareholder Wealth Enhancement, 1926 to 2022,” by Hendrik Bessembinder, ssrn.com, June 17, 2023.“Long-Term Shareholder Returns: Evidence From 64,000 Global Stocks,” by Hendrik Bessembinder, Te-Feng Chen, Goeun Choi, and K.C. John Wei, ssrn.com, March 6, 2023.“Predictable Corporate Distributions and Stock Returns,” by Hendrik Bessembinder, ssrn.com, Nov. 24, 2014.OtherCenter for Research in Security Prices (CRSP)“What Is Jensen's Measure (Alpha), and How Is It Calculated?” by James Chen, Investopedia.com, July 1, 2024.

Europe Needs to Focus on Solving Its 30-Year Innovation Problem, With David Evans

Innovation Files

Play Episode Listen Later Sep 9, 2024 26:05 Transcription Available

Europe has been enormously unsuccessful in creating substantial digital businesses for over three decades. Rob and Jackie sat down with David Evans, chairman of Market Platform Dynamics, to discuss why it's imperative that Europe ends this ‘digital winter'.MentionedDavid S. Evans, “Why Europe Must End Its 30-Year Digital Winter to Ensure Its Long-Run Future,” (SSRN, April 2024).Robert D. Atkinson and David Moschella. Technology Fears and Scapegoats: 40 Myths about Privacy, Jobs, AI, and Today's Innovation Economy, (Palgrave Macmillan, 2024).

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Ep 78: Building Height and Construction Costs with Anthony Orlando

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Play Episode Listen Later Sep 4, 2024 63:46

Building taller lets us fit more homes on valuable urban land, but more homes doesn't necessarily mean more affordable. Anthony Orlando joins to share his research on why taller isn't always better — and the circumstances where it definitely is.Show notes:Eriksen, M. D., & Orlando, A. W. (2022). Returns to scale in residential construction: The marginal impact of building height. Real Estate Economics, 50(2), 534-564.Episode 69 of UCLA Housing Voice, with Mike Eriksen discussing the Low Income Housing Tax Credit and “Crowd Out”Giuliano, G., Redfearn, C., Agarwal, A., & He, S. (2012). Network Accessibility and Employment Centres. Urban Studies, 49(1), 77-95.An, B., Orlando, A. W., & Rodnyansky, S. (2019). The Physical Legacy of Racism: how redlining cemented the modern built environment. Available at SSRN 3500612.Eriksen, M. D., & Orlando, A. W. (2024). A Cost Decomposition of Break-Even Rents for New Multifamily Housing Development. Journal of Housing Economics, 102012.

Ep. 63 RVUs in Gynecologic Surgery: Equity and Reform with Dr. Louise King and Christopher Robertson

BackTable OBGYN

Play Episode Listen Later Aug 20, 2024 55:29

Women's health has a history of being underfunded in the United States, leading many women to receive suboptimal care. In this episode of the BackTable OBGYN podcast, hosts Dr. Mark Hoffman and Dr. Amy Park engage in a detailed discussion with Dr. Louise P. King, a minimally invasive gynecologic surgeon, and Christopher Robertson, a law professor at Boston University, regarding the inequitable reimbursement structures that persist within the field of OBGYN. --- SYNPOSIS The guests emphasize the systemic discrepancies between gynecologic and other surgical disciplines. The conversation delves into the origins of these disparities, the complexities of revising current codes and creating new codes, and potential legislative and legal remedies to address gender-based inequities. The guests also stress the importance of patient care outcomes and the role of proper reimbursement in enhancing healthcare delivery. --- TIMESTAMPS 00:00 - Introduction 06:28 - Background on RVUs and Disparities in OBGYN 12:39 - Gender Disparities in Medical Billing 18:00 - Efforts to Address Inequities 31:22 - RUC Structure and Surgical Specialties 32:42 - Billing and Reimbursement Inequities 35:15 - Diagnosis Related Groups 36:42 - Turnover Times and Gender Disparities 40:21 - Advocacy and Legislative Solutions 48:23 - Legal Approaches for Change 52:44 - Conclusion --- RESOURCES Watson KL, King LP. Double Discrimination, the Pay Gap in Gynecologic Surgery, and Its Association With Quality of Care. Obstet Gynecol. 2021 Apr 1;137(4):657-661. doi: 10.1097/AOG.0000000000004309. PMID: 33706362. Robertson, Christopher T. and Kupke, Annabel and King, Louise P., Structural Sex Discrimination: Why Gynecology Patients Suffer Avoidable Injuries and What the Law Can Do About It (May 9, 2024). Emory Law Journal, Forthcoming, Boston Univ. School of Law Research Paper Forthcoming, Available at SSRN: https://ssrn.com/abstract=4800783 or http://dx.doi.org/10.2139/ssrn.4800783

Greer Donley - Episode 4

CORRECT with Ryan Hamilton

Play Episode Listen Later Aug 13, 2024 31:56

Professor Greer Donley is a national expert on abortion and the law. Donley has published widely and been quoted extensively in the media, especially on topics related to medication abortion, interjurisdictional abortion conflicts, and the impact of abortion bans on other aspects of reproductive healthcare. Donley's scholarly works have been published in the Stanford Law Review, Columbia Law Review, Cornell Law Review, Vanderbilt Law Review, and Minnesota Law Review. Her popular writing often appears in the New York Times, the Atlantic, the Washington Post, and Slate. Her paper, The New Abortion Battleground, co-authored with David S. Cohen and Rachel Rebouché, was downloaded over 20,000 times, covered widely in the media, and cited by the Supreme Court's dissent in Dobbs v. Jackson Women's Health Organization. Since the fall of Roe v. Wade, Professor Donley has regularly applied her expertise to advocacy work. Professor Donley helped design, draft, and pass the first abortion shield law in Connecticut, which has now been replicated in many states and cities. She also helped draft an FDA Law Scholars amicus brief in the Alliance for Hippocratic Medicine v. FDA case and was one of two primary drafters of a citizen petition to the FDA to add miscarriage management to the mifepristone label. Donley's scholarship, advocacy, and teaching have been recognized through a variety of awards, including a Chancellor's Distinguished Research Award (junior category), Marion Young Award for Political Engagement, Robert T. Harper Excellence in Teaching Award, Haub Law Emerging Scholar Award in Women, Gender & Law, and SLU & ASLME Health Law Scholar Award. In 2022, she was the 11th most downloaded law professor on SSRN.

Crisis and Opportunity: Crypto Market Shifts, Solana vs. Ethereum, and Political Crossroads - The Chopping Block - Ep. 686

Unchained

Play Episode Listen Later Aug 9, 2024 75:21

This episode addresses the recent market crash, the Bank of Japan's surprising rate hike, and its global impact. The team also discusses the Science of Blockchain Conference's relocation from Stanford to New York, and the current political landscape affecting crypto, including reactions from key politicians and internal community conflicts. Highlights include Solana's recent performance surge, opportunities in its ecosystem, and the effects of Elizabeth Warren's letter to the CFTC on prediction markets. Tune in for an insightful overview of these significant developments! Show highlights

Nerd Alert: How to Reach the ‘Right' Customers

Play Episode Listen Later Aug 1, 2024 9:48

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob discuss why first-party data is more reliable and cost-effective than third-party data. They learn that investing in first-party data is essential for accuracy and avoids high costs associated with third party data. Topics covered: [00:50] “Is First or Third-Party Audience Data More Effective for Reaching the ‘Right' Customers?”[01:40] How much can Google ads predict your interests?[04:25] Comparing performance data with deterministic and probabilistic segments[06:35] The resistance of using contextual targeting[08:25] Finding the right dancing partner To learn more, visit marketingarchitects.com/podcast Resources: Neumann, Nico and Tucker, Catherine E. and Subramanyam, Kumar and Marshall, John, Is First- or Third-Party Audience Data More Effective For Reaching The `Right' Customers? The Case of IT Decision-Makers (May 19, 2023). Forthcoming - Quantitative Marketing and Economics, Available at SSRN: https://ssrn.com/abstract=4083057 or http://dx.doi.org/10.2139/ssrn.4083057 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

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Nerd Alert: The Validity of LLMs for Market

Play Episode Listen Later Jul 18, 2024 10:25

Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob dive into the new world of Large Language Models (LLMs), revealing how AI models are shaking up market research with impressive accuracy. They also stress the need to blend this cutting-edge tech with traditional methods for better insights and data.Topics covered: [01:00] “Determining the Validity of Large Language Models for Automated Perceptual Analysis”[01:20] Using LLMs in market research[02:20] Battling skepticism with proof[04:25] LLMs can visualize brand similarities[06:15] Why there is pushback for adopting LLMs[07:50] Combining LLMs with human insight To learn more, visit marketingarchitects.com/podcast Resources: Li, Peiyao and Castelo, Noah and Katona, Zsolt and Sarvary, Miklos, Determining the Validity of Large Language Models for Automated Perceptual Analysis (December 6, 2023). Available at SSRN: https://ssrn.com/abstract=4241291 or http://dx.doi.org/10.2139/ssrn.4241291 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

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EA - New NAO preprint: Indoor air sampling for detection of viral nucleic acids by ljusten

The Nonlinear Library

Play Episode Listen Later May 16, 2024 2:23

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: New NAO preprint: Indoor air sampling for detection of viral nucleic acids, published by ljusten on May 16, 2024 on The Effective Altruism Forum. Cross-post from the new NAO blog. Link: https://dx.doi.org/10.2139/ssrn.4823882 Airborne pathogens cause a significant amount of present harm and are the most likely cause of future pandemics. By targeting their primary mode of transmission, air sampling could enable earlier detection and persistent monitoring of such pathogens. As part of our work on sampling strategies for early detection of stealth pathogens, we performed a comprehensive review of air sampling, which has now been published as a preprint on SSRN. In our review, we examine the sources and composition of viral bioaerosols, evaluate the benefits and drawbacks of sampling technologies, and lay out strategies for effective implementation of air sampling programs. We find that: Both PCR and metagenomic sequencing have detected a wide range of human viruses in indoor air, including respiratory RNA viruses and skin-borne DNA viruses. Sampling viruses in air remains challenging, largely due to the difficulties in efficiently collecting ultrafine viral aerosols. However, recent advancements in sampling technologies, such as condensation-based methods and wetted-wall cyclone sampling, have shown promising results in effectively capturing these viral particles. HVAC systems and high-traffic locations like airports and hospitals are particularly promising sampling sites for aggregating airborne material, including viral pathogens, from many individuals. Passive sampling approaches, such as sampling vacuum dust collected in buildings, also show potential but remain underexplored. While we believe more research on air sampling would be valuable, we're not currently planning on prioritizing it at the NAO, as we want to focus our limited resources on wastewater and swab sampling. We'd be excited for others to take this up and advance the state of the art in this area; if you're interested in taking this on, please reach out ! Note: This preprint is a substantially more comprehensive version of an earlier preprint described in this forum post. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org

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The Psychology of Money: Understanding Your Money Mindset

Inspired Money

Play Episode Listen Later May 9, 2024 56:59

In this episode of the Inspired Money Podcast, host Andy Wang welcomes Dr. Bob Wright, Dr. Mary Bell Carlson, and Victor Ricciardi to discuss the role of psychology in shaping our money mindset. They explore biases, mindset shifts, and the education needed to make sound financial decisions. Transitioning to a New Chapter In "The Psychology of Money: Understanding Your Money Mindset," we explore how overcoming biases, adopting a positive mindset, and aligning financial decisions with personal values can lead to financial well-being. Our guests offer strategies to reframe beliefs, cultivate mindfulness, and make informed financial decisions.

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Nerd Alert: Advertising's Impact on Stock Price