Podcasts about ssrn

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Best podcasts about ssrn

Latest podcast episodes about ssrn

The Acquirers Podcast
Formula Investing: Schwartz and Hanauer compare the Magic Formula and Acquirer's Multiple | S07 E17

The Acquirers Podcast

Play Episode Listen Later May 28, 2025 58:39


Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. Marcel Schwartz and Matthias X. Hanauer's paper published in the Journal of Portfolio Management: https://www.pm-research.com/content/iijpormgmt/51/6/28 (and the free SSRN version: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5043197)See our latest episodes at https://acquirersmultiple.com/podcastWe are live every Tuesday at 1.30pm E / 10.30am P.About Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

UCLA Housing Voice
Ep 90: How to Evaluate Zoning Reforms with Aaron Barrall pt. 2

UCLA Housing Voice

Play Episode Listen Later Apr 23, 2025 64:34 Transcription Available


When a city proposes zoning changes, how do you know whether they'll be effective? Aaron Barrall shares how we approached the problem in Los Angeles, with lessons for similar upzoning efforts around the world. This is the second episode in a two-part conversation.Show notes:Barrall, A., & Phillips, S. (2024). CHIPing In: Evaluating the effects of LA's Citywide Housing Incentive Program on neighborhood development potential. UCLA Lewis Center for Regional Policy Studies.YouTube recording of Aaron's and Shane's presentation at UCLA on the report's findings.Wikipedia article about the États-Unis neighborhood in Lyon, France.Episode 20 of UCLA Housing Voice: French Social Housing and the SRU Law with Magda Maaoui.Monkkonen, P., Carlton, I., & Macfarlane, K. (2020). One to Four: The market potential of fourplexes in California's single-family neighborhoods. UCLA Lewis Center for Regional Policy Studies.Gabriel, S., & Kung, E. (2024). Development Approval Timelines, Approval Uncertainty, and New Housing Supply: Evidence from Los Angeles. SSRN.Manville, M., Monkkonen, P., Gray, N., & Phillips, S. (2023). Does discretion delay development? The impact of approval pathways on multifamily housing's time to permit. Journal of the American Planning Association, 89(3), 336-347.Hilgard Analytics 2024 update on City of Los Angeles housing permitting.Dillon, L. (Nov 18 2024). Los Angeles rezoning plan won't spur enough new housing, report finds. Los Angeles Times.Summary of California Senate Bill 79 (2025).Information on California Assembly Bill 647 (2025).Barrall, A., & Monkkonen, P. (2024). The Fair Housing Land Use Score in California: An Evaluation of 199 Municipal Plans. UCLA Lewis Center for Regional Policy Studies.

The Innovation Show
The Legal Boundaries of User Innovation and Patents with Prof. Andrew Torrance

The Innovation Show

Play Episode Listen Later Mar 29, 2025 40:10


We welcome Prof. Andrew Torrance, distinguished Professor of Law at the University of Kansas and visiting scholar at MIT, to discuss the complex legal landscape surrounding user innovation and patents. The conversation delves into the freedom and challenges of product innovation, the balance between open and closed inventions, and the ethical implications of experimental treatments. They also explore the historical and ongoing impact of FDA regulations and the role of patents in fostering or hindering innovation. Sponsored by Wazoku, this episode is essential listening for innovators, legal experts, and anyone interested in the intersection of technology, law, and ethics.   00:00 Introduction and Wazoku Sponsor Message 00:27 Upcoming Reinvention Summit 01:01 Previous Episodes Recap 01:28 Introducing Andrew W. Torrance 02:01 Legal Aspects of Free User Innovation 03:29 Experimenting and Sharing Innovations 09:02 Selling Innovations and Legal Implications 11:07 Influencers and Legal Responsibilities 17:21 Trust in the FDA and Alternative Medicine 24:38 Patient Rights and Experimental Drugs 30:44 Patenting Innovations 38:54 Closing Remarks and Contact Information 39:44 Final Wazoku Sponsor Message   Andrew on SSRN:   Ted Talk: https://youtu.be/g8GTg_632qY?si=lieqXrcdwUWD1l_l

Consumer Finance Monitor
A Debate About The Need, If Any, For a Federal Charter for Non-Banks Engaged in the Payments Business

Consumer Finance Monitor

Play Episode Listen Later Mar 27, 2025 64:14


Our podcast show today features Professor Dan Awrey of Cornell Law School, and Matt Lambert, Deputy General Counsel of the Conference of State Bank Supervisors (“CSBS”) who discuss the pros and cons of Congress enacting a statute which would require federal charter for non-banks engaged in the payments business. At present, such non-banks are generally required to be licensed by state departments of banking under money transmitter laws. On November 14 of last year, on our podcast show, Professor Awrey discussed his working paper “Money and Federalism” in which he advocates for the enactment of Federal legislation creating a Federal charter for non-banks engaged in the payments business, like PayPal and Venmo. The article may be accessed online at SSRN and will likely be published in a law review at some time in the future. The abstract of Professor Awrey's article states, in relevant part: The dual banking system is now under stress. The source of the stress is a new breed of technology-driven financial institutions licensed and regulated almost entirely at the state level that provide money and payments outside the perimeter of both conventional bank regulation and the financial safety net. This article examines the rise of these new monetary institutions, the state-level regulatory frameworks that govern them and the nature of the threats they may one day pose to monetary stability. It also examines the legal and policy cases for federal supremacy over the regulation of these new institutions and advances two potential models, one based on complete federal preemption, the other more tailored to reflect the narrow yet critical objective of promoting public confidence and trust in our monetary system. The CSBS on Nov. 12 of last year published an article on its website entitled “The Reality of Money Transmission: Secure, Convenient, and Trusted under State Supervision” in which it purported to dispel several myths about state money transmitter and money services statutes. CSBS stated: Recent statements about money transmission in the United States have perpetuated myths about consumer protections and the safety and soundness of this vibrant, secure, and trusted part of our country's payments ecosystem. It is time that we dispel some of these myths by explaining the realities of the state-developed, nationwide framework for regulation, licensing, and supervision of money transmission. While targeted reforms made through cooperation between the states and federal government may be appropriate, a complete overhaul of an established, secure, convenient, and stable money transmission ecosystem is an unwarranted federal overreach. Because of these sharp differences of opinion between Professor Awrey and CSBS, we decided to invite Professor Awrey and Matt Lambert to be our guests on this show and to discuss the following issues: The historical background to and rationale for state money transmitter laws How the National Multistate Licensing System (“NMLS”) and state supervision work today The emergence of new business models: e.g. PayPal, Stripe, Crypto A brief history of recent federal proposals: from the OCC fintech charter to the current stablecoin bills How state legislatures and regulators have responded to the emergence of new business models (e.g. model act amendments and adoption, new chartering frameworks) Where the federal government can meaningfully improve on these state level responses (standardization, bankruptcy protection, payment network access, systemic risk regulation, international coordination) Where state regulators have a comparative advantage (novel chartering, supervision) Where we think the nonbank payment industry and regulation are heading in 2025 and beyond Alan Kaplinsky, Senior Counsel and former practice group leader of the Consumer Financial Services Group, hosts the podcast show.

Sensitive Periods: A Flux Society Podcast
S3E4 Strength-based approaches in DCN with Drs. Divyangana Rakesh, Monica Ellwood-Lowe and Meriah DeJoseph

Sensitive Periods: A Flux Society Podcast

Play Episode Listen Later Mar 19, 2025 45:29


In this episode, we chat about strength-based approaches in developmental cognitive neuroscience and the importance of identifying and building upon individuals' strength rather than solely focusing on deficits/weaknesses. We explore how strength-based perspectives highlight individuals' resilience and adaptivity in the face of structural inequities, and the ways we can incorporate strength-based approaches in our work. Gavkhar is joined by wonderful guests who have done and are continuing to do impactful work in advancing strength-based research in our field -- Drs. Divyangana Rakesh, Monica Ellwood-Lowe, and Meriah DeJoseph.For a full transcript, visit: bit.ly/S3E4-strength-based-in-dcnConnect with our guests:Dr. Monica Ellwood-Lowe: @mellwoodlowe.bsky.socialDr. Meriah DeJoseph: @meriahdejoseph.bsky.social Dr. Divyangana Rakesh: @divyangana.bsky.socialRelevant resources and discussed papers:Communicating and Expanding Research on Adversity Network  (https://cera-network.com/) Monica E. Ellwood-Lowe, Gabriel Reyes, Meriah L. DeJoseph, Willem E. Frankenhuis; Caring for Children in Lower-SES Contexts: Recognizing Parents' Agency, Adaptivity & Resourcefulness. Daedalus 2025; 154 (1): 52–69. doi: https://doi.org/10.1162/daed_a_02123DeJoseph, M. L., Ellwood-Lowe, M. E., Miller-Cotto, D., Silverman, D., Shannon, K. A., Reyes, G., Rakesh, D., & Frankenhuis, W. E. (2024). The promise and pitfalls of a strength-based approach to child poverty and neurocognitive development: Implications for policy. Developmental cognitive neuroscience, 66, 101375. https://doi.org/10.1016/j.dcn.2024.101375Rakesh, D., Sadikova, E., & McLaughlin, K. (2024). Beyond the income‐achievement gap: The role of individual, family, and environmental factors in cognitive resilience among low‐income youth. JCPP Advances, Article e12297. Advance online publication. https://doi.org/10.1002/jcv2.12297Ellwood-Lowe, M. E., Whitfield-Gabrieli, S., & Bunge, S. A. (2021). Brain network coupling associated with cognitive performance varies as a function of a child's environment in the ABCD study. Nature communications, 12(1), 7183. https://doi.org/10.1038/s41467-021-27336-yBanerjee, A. V., Bhattacharjee, S., Chattopadhyay, R., Duflo, E., Ganimian, A. J., Rajah, K., & Spelke, E. S. (2025). Children's arithmetic skills do not transfer between applied and academic mathematics. Nature, 1-9.Hoff, Karla and Pandey, Priyank, Belief Systems and Durable Inequalities: An Experimental Investigation of Indian Caste (June 25, 2004). Available at SSRN: https://ssrn.com/abstract=610395Taylor, E. K., Abdurokhmonova, G., & Romeo, R. R. (2023). Socioeconomic status and reading development: Moving from “deficit” to “adaptation” in neurobiological models of experience‐dependent learning. Mind, Brain, and Education, 17(4), 324–333. https://doi.org/10.1111/mbe.12351 Reach out to your host, Gavkhar Abdurokhmonova (ga2541@umd.edu | @gavkhar-a.bsky.social).Connect with us on social media! We are always looking for ideas for episode topics, co-hosts, or guests. 

Consumer Finance Monitor
“Accidental Arbitration” -- A New Theory that Would Rein in Consumer Arbitration Clauses and the Scope of the FAA

Consumer Finance Monitor

Play Episode Listen Later Mar 6, 2025 62:01


Our special guest is David Horton, Professor of Law at the University of California, Davis, who has written a creative and thought-provoking article analyzing how courts should interpret certain key provisions that are frequently used in consumer arbitration agreements. The article may be accessed online at SSRN and will be published in the Washington University Law Review later this year.  Prof. Horton first contends that courts have misinterpreted the Federal Arbitration Act (FAA) as requiring arbitration clauses to be construed broadly, which in many cases forces consumers to arbitrate disputes they never agreed to because the dispute is not causally related to the consumer's original transaction with the company. Instead, he argues, courts should be guided by the literal text of the FAA, which limits the statute's application to disputes that “arise out of” the contract containing the clause. Such an approach would narrow the scope of the arbitration clause to disputes that were contemplated by both parties at the time of contracting. Second, Prof. Horton addresses the issue of third parties who are not signatories to the consumer arbitration agreement but are nevertheless defined as “parties” in the agreement. According to Prof. Horton, such “artificial privity” unduly broadens the scope of the arbitration clause because many courts automatically permit the third parties to enforce the agreement without satisfying more rigorous state law requirements for establishing third-party beneficiary status. Third, Prof. Horton argues that arbitrability questions concerning whether a dispute “arises under” the contract and whether a third party properly has enforcement rights should be decided by a court even if the arbitration clause purports to delegate such issues to the arbitrator. Mark Levin, Senior Counsel in the Consumer Financial Services Group, who helped pioneer the use of arbitration agreements and class action waivers in bank, credit card and other consumer contracts, provides the industry response to each of the arguments asserted by Prof. Horton. Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

The Rational Reminder Podcast
Episode 346 - Hendrik Bessembinder: Why It's So Hard to Beat the Market

The Rational Reminder Podcast

Play Episode Listen Later Feb 27, 2025 63:06


Did you know that just a handful of stocks drive nearly all of the stock market's long-term gains? In this episode, we sit down with Hendrik Bessembinder to discuss his groundbreaking research on why most stocks fail to outperform Treasury bills and how a small fraction of stocks generate the most long-term market returns. Hendrik is a Professor in the Department of Finance at Arizona State University whose research focuses on market design, trading, and long-term investment performance across stock, foreign exchange, fixed income, futures, and energy markets. In addition to his academic contributions, Professor Bessembinder has over 25 years of consulting experience, advising major firms, financial markets, and government agencies. In our conversation, we delve into the findings of his research and find out how a small fraction of stocks generate the majority of long-term returns. We explore why traditional investment strategies often overlook the impact of skewness, the impacts of broad diversification and passive investing, and why active fund managers struggle to beat the market. Discover why chasing past returns can lead to costly mistakes, his latest research on 'sustainable returns', what type of industries have the highest stock returns, common investing mistakes, and more. Join us to uncover the surprising realities of stock market returns and how you can build a portfolio that stands the test of time with Professor Hendrik Bessembinder. Key Points From This Episode:   (0:03:54) Explore Hendrik's research on long-term stock returns and how most returns come from a small group of stocks. (0:08:30) Learn how company size interacts with the skewness in stock returns and what it means for individual investors. (0:11:39) Considering fundamentals in stock returns and the implications of skewness for measuring portfolio performance. (0:15:42) Unpack how he used bootstrap simulations in his paper and the performance of stock returns versus Treasury bills. (0:19:01) Find out the proportion of US firms responsible for dollar wealth creation and why diversification is essential for long-term stock returns. (0:25:23) Navigating volatility in the market and why it is difficult to identify skilled managers in time to leverage the market. (0:28:00) Compare the performance of US stocks versus global stocks and what is driving their performance. (0:32:04) What the findings of his research means for financial planners and individual investors.  (0:35:35) Uncover which US firms generated the highest returns and what type of industries these companies are in. (0:42:07) Hear about the long-term performance of US mutual funds and how investor behaviour contributes to it. (0:49:54) How passive investing and index funds have reduced the contributions of actively managed mutual funds and the lessons for investors. (0:55:48) Discover Professor Bessembinder's broader research interests and his definition of success.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Professor Hendrik Bessembinder — https://search.asu.edu/profile/2717225 Arizona State University — https://www.asu.edu/ KRIS — https://www.kris-online.com/ Professor Hendrik Bessembinder papers on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=667 SPIVA — https://www.spglobal.com/spdji/en/research-insights/spiva/ Episode 322: Professor Marco Sammon — https://rationalreminder.ca/podcast/322 Episode 124: Professor Lubos Pastor — https://rationalreminder.ca/podcast/124   Papers From Today's Episode:    'Do Stocks Outperform Treasury Bills?' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X18301521 'Extending Portfolio Theory to Compound Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3875870 'Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1540-6261.2010.01598.x 'Measuring Skill in the Mutual Fund Industry' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X15000628 'Long-Term Shareholder Returns: Evidence from 64,000 Global Stocks' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2023.2188870 'Which U.S. Stocks Generated the Highest Long-Term Returns?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4897069 'How Should Investors' Long-Term Returns Be Measured?' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2024.2401765

Ruth Institute Podcast
How To Respond to Someone Who Comes Out of the Closet

Ruth Institute Podcast

Play Episode Listen Later Feb 20, 2025 29:42


Dr. Morse gives a presentation about what parents need to know about the Gender Ideology to help people navigate our turbulent times.   Subscribe to the newsletter and get the 5 Myths Report: https://ruthinstitute.org/refute-the-top-five-myths/   The Sexual State: https://thesexualstate.com/   Main Resource Center: https://ruthinstitute.org/resource-centers/   Healing from the Sexual Revolution:https://ruthinstitute.org/healing-from-the-sexual-revolution/   Parent Resource Center: https://ruthinstitute.org/resource-centers/parent-resources/   Counseling Freedom for All: https://ruthinstitute.org/counseling-freedom-for-all/   YouTube channel: https://www.youtube.com/RuthInstitute   Related Playlists:   Gay No More Testionieshttps://www.youtube.com/playlist?list=PLSi2OoPf_APvpYetZ--PHACCS1oTkhJ9f   Counseling Freedom for All: Experts Defending Choice: https://www.youtube.com/playlist?list=PLSi2OoPf_APt0rwnPIw_jFIrbMWEqNJMM   Advice for Parents of LGBT+ Children: https://www.youtube.com/playlist?list=PLSi2OoPf_APu5qIvFpqlppaYPWfPWOM-D   Clergy Sex Abuse: https://www.youtube.com/playlist?list=PLSi2OoPf_APtqWhe1N9SH2_5oG0PLXM7M   Ex-Gay Visibility Panel: https://www.youtube.com/watch?v=UI9-J225ZEg Luis Ruiz: Pulse Nightclub Survivor: https://www.youtube.com/watch?v=g_z-vtkyvJo   Nancy Charles Pt. 1: https://www.youtube.com/watch?v=99S1_mv903I Nancy Charles Pt. 2: https://www.youtube.com/watch?v=GrWIe0ld2Nk   Ken Williams: https://www.youtube.com/watch?v=LxiQfFwH36Q   Charlene Cothran at the 5th Summit: https://www.youtube.com/watch?v=7Rna7CFzzkM   Marco Casanova: https://www.youtube.com/watch?v=gSh7nlhZ6XQ   Nancy Charles Advice for Parents: https://www.youtube.com/watch?v=w2MVtjGDmTs   Daisy Strongin Advice for Parents: https://www.youtube.com/watch?v=WhQcupSWXZ0   James Parker advice for parents: https://www.youtube.com/watch?v=vEm_SZS3iPc   APA on What Causes Sexual Orientation: http://www.apa.org/topics/lgbt/orientation.aspx   Leaving Pride Behind: https://www.ncregister.com/commentaries/leaving-pride-behind-fiducia-supplicans   The Social organization of Sexuality: Sexual Practices in the United States: https://press.uchicago.edu/ucp/books/book/chicago/S/bo3626005.html   Judith P. Andersen and John Blosnich, “Disparities in Adverse Childhood Experiences among Sexual Minority and Heterosexual Adults: Results from a Multi-State Probability-Based Sample,” PLOS ONE 8, no. 1 (2013): e54691, http://dx.doi.org/10.1371/journal.pone.0054691   “Special report on Sexuality and Gender” The New Atlantis, Lawrence S. Mayer and Paul McHugh. http://www.thenewatlantis.com/publications/number-50-fall-2016   UK data: Sexual Identity–Behavior Discordant Heterosexuals in Britain: Findings from the National Survey of Sexual Attitudes and Lifestyle 2010–2012, Maria Clatrava, D. Paul Sullins and Steph James, Sexes, 2023, Vol 4, No. 4. https://www.mdpi.com/2411-5118/4/4/39     US data: “How many Homosexual Desistors are there in the US?” Donald Paul Sullins, SSRN, August 6, 2024. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4910854   The trans-minded client: https://www.youtube.com/watch?v=tV3a36ALLLA   Gender Ideology's Verbal Engineering: https://www.ncregister.com/commentaries/gender-ideology-s-verbal-engineering   Ruth Institute Parent Resource Center: https://ruthinstitute.org/resource-centers/parent-resources/   Ruth Institute Transgender Resource Center: https://ruthinstitute.org/resource-center/transgender/   Ruth Institute statement on therapy bans: https://ruthinstitute.org/wp-content/uploads/2022/05/Ruth-Institute-Statement-on-Therapy.-Banspdf.pdf   Desist, Detrans, & Detox: https://sophiainstitute.com/product/desist-detrans-detox/ref/61/ A Practical Response to Gender Distress: https://www.amazon.com/Practical-Response-Gender-Distress-Families   Transformation, A Former Transgender Responds to LGBTQ: https://www.amazon.com/dp/1625862601/ref=sr_1_2?crid=2DYF18PSUU7HB&keywords=linda+seiler&qid=1690328087&sprefix=linda+sei%2Caps%2C546&sr=8-2

The Marketing Architects
Nerd Alert: What Makes a Great Super Bowl Ad?

The Marketing Architects

Play Episode Listen Later Feb 6, 2025 12:12


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore what drives ROI for Super Bowl advertisers by examining six years of sales data across nearly 200 media markets. They reveal why some brands see significant returns while others struggle to justify the investment.Topics covered:   [01:00] "Super Bowl Ads"[03:00] Top advertising categories during the big game[05:00] How viewership impacts beer and soda sales[06:00] The importance of owning consumption occasions[07:00] Why competing ads can cancel each other out[08:00] Building brand associations beyond sales lift  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Hartmann, W. R., & Klapper, D. (2016). Super Bowl Ads. SSRN. https://doi.org/10.2139/ssrn.2385058   Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

The Marketing Architects
Nerd Alert: Digital vs. Traditional Advertising

The Marketing Architects

Play Episode Listen Later Jan 30, 2025 11:35


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how traditional advertising, display ads, and paid search impact brand value during mergers and acquisitions. Their discussion reveals surprising insights about which channels create lasting brand equity.Topics covered:   [01:00] "Digital versus Traditional Advertising and the Recognition of Brand Intangible Assets"[03:00] Brand valuations in major acquisitions[06:10] Why paid search falls short for brand building[07:15] Traditional and display advertising's role in brand value[08:30] The relationship between ad spend and acquisition value  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Citation for episode notes: Song, S. X. (2023). Digital versus Traditional Advertising and the Recognition of Brand Intangible Assets. SSRN. https://doi.org/10.2139/ssrn.4675064  Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

Cents and Sensibility: the Inflation Guy Podcast
Ep. 131: How Tariffs Affect You - Three Things You Maybe Didn't Know

Cents and Sensibility: the Inflation Guy Podcast

Play Episode Listen Later Jan 30, 2025 40:15


It seems every day these days we hear about another tariff being applied to a trading partner of the U.S. (or, more usually, being threatened). The usual media reaction to these threats are something along the lines of saying "Oh my sainted aunt. This sort of talk gives me the vapors" because it is so, so, so bad. Tariffs are archaic shibboleths that no truly modern economist would ever support. Come to think of it, that sounds like the archaic notion that money causes inflation. But we digress. The Inflation Guy in today's episode discussed three things about tariffs that you might have thought you knew...and certainly everyone else seems to think they know...but which don't really work that way in the real world. NOTES Yesterday's Inflation Guy blog on this topic: “Trump Tactical Targeted Tariffs: A Reminder of the Impact of Tariffs” https://inflationguy.blog/2025/01/29/trump-tactical-targeted-tariffs-a-reminder-of-the-impact-of-tariffs/ Ashton, Michael, The Efficient Tariff: Systematically Balancing Security and Welfare Concerns (March 1, 1992). The American Economist, Vol 36, No 1, 1992, pp 44-52. , Available at SSRN: https://ssrn.com/abstract=2915287 Very important blog post: “What Makes a Stable Coin Stable?” https://inflationguy.blog/2024/10/31/what-makes-a-stable-coin-stable/ Blog for this month's CPI: “Inflation Guy's CPI Summary (December 2024)” (https://inflationguy.blog/2025/01/15/inflation-guys-cpi-summary-december-2024/ ) To Subscribe to Quarterly Inflation Outlook: https://inflationguy.blog/shop/   Now just $29.99/quarter! To Subscribe for free to the blog: https://inflationguy.blog/ Check out the website! https://www.EnduringInvestments.com/

The Marketing Architects
Nerd Alert: How Advertising Improves Pricing Power

The Marketing Architects

Play Episode Listen Later Jan 16, 2025 10:15


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how advertising affects consumers' sensitivity to price changes, particularly for premium and niche brands. They discover that even competitors' ads can benefit your brand by increasing category attention.Topics covered: [01:00] "Advertising's Long-Term Impact on Brand Price Elasticity Across Brands and Categories"[02:30] How brand equity influences pricing power[03:00] Price elasticity explained[05:00] Which brands benefit most from advertising[06:45] The seasoning effect of category advertising[08:15] How luxury brands approach advertising differently  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Ataman, M. B., Pauwels, K., Srinivasan, S., & Vanhuele, M. (2016). Advertising's Long-Term Impact on Brand Price Elasticity Across Brands and Categories. SSRN. Retrieved from SSRN.  Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

Effective Altruism Forum Podcast
“Will a food carbon tax lead to more animals being slaughtered? A quantitative model” by Soemano Zeijlmans

Effective Altruism Forum Podcast

Play Episode Listen Later Jan 8, 2025 16:35


Does a food carbon tax increase animal deaths and/or the total time of suffering of cows, pigs, chickens, and fish? Theoretically, this is possible, as a carbon tax could lead consumers to substitute, for example, beef with chicken. However, this is not per se the case, as animal products are not perfect substitutes. I'm presenting the results of my master's thesis in Environmental Economics, which I re-worked and published on SSRN as a pre-print. My thesis develops a model of animal product substitution after a carbon tax, slaughter tax, and a meat tax. When I calibrate this model for the U.S., there is a decrease in animal deaths and duration of suffering following a carbon tax. This suggests that a carbon tax can reduce animal suffering. Key points Some animal products are carbon-intensive, like beef, but causes relatively few animal deaths or total time of suffering because [...] ---Outline:(00:57) Key points(03:07) The Small Animal Replacement Problem(05:46) The model(05:49) Input data and market model(08:14) Measuring animal welfare impacts(09:39) Results(09:42) Carbon taxes(11:31) Slaughter taxes(12:10) Is a carbon tax or a slaughter tax better?(13:41) Cant we just put a simple tax on meat and fish instead?(14:06) Limitations(15:54) Full thesisThe original text contained 1 image which was described by AI. --- First published: January 3rd, 2025 Source: https://forum.effectivealtruism.org/posts/KbREamTda2sZhKtTz/will-a-food-carbon-tax-lead-to-more-animals-being --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

The Rational Reminder Podcast
Episode 338 - Peter Mladina: Factor Betas and ICAPM in Practice

The Rational Reminder Podcast

Play Episode Listen Later Jan 2, 2025 68:47


In today's episode, we unpack how rigorous research translates into actionable strategies for wealth management. Ben and Mark are joined by Peter Mladina, Executive Director of Portfolio Research at Northern Trust Wealth Management and professor at UCLA. With an impressive body of published work and practical innovations like his goals-based asset allocation software, Peter offers a unique perspective on bridging the gap between theory and practice. The conversation delves into foundational topics like asset allocation and factor models, with a special focus on practical applications of research in wealth management. Peter shares insights from his research, including intriguing findings on factor investing and joint tests of market efficiency. From real estate investment trusts to the nuances of the Intertemporal Capital Asset Pricing Model (ICAPM), the discussion covers how these concepts can directly inform financial planning and portfolio construction. Tune in to explore the intersection of academic insight and everyday financial decision-making! Key Points From This Episode:   (0:00:17) Introducing Peter Mladina and his wealth management research. (0:04:00) Theoretical and practical shortcomings of Markowitz's Modern Portfolio Theory (MPT). (0:05:24) How the Capital Asset Pricing Model (CAPM) resolves MPT's shortcomings, and how the Intertemporal CAPM (ICAPM) resolves the CAPM and MPT's shortcomings. (0:10:16) Key distinctions between an optimal ICAPM portfolio and an optimal CAPM portfolio. (0:15:33) Allocating between liability hedge assets and risky assets, and when it's sensible for individual investors to try to fully hedge consumption liabilities. (0:20:14) The role of Monte Carlo simulation and human capital in building ICAPM portfolios. (0:24:15) Steps for practitioners starting with ICAPM and how to advise their clients. (0:37:18) Insights from Peter's papers on factor models: why common risk factors should explain returns across most asset classes. (0:40:11) The value of looking at asset classes through a factor lens. (0:41:54) Main factors Peter uses in his research and observations on the zoo of factors. (0:46:23) Takeaways from Peter's paper on real estate (and why he doesn't like it that much). (0:56:45) Unpacking hedge fund returns and factor models and Yale's endowment performance. (01:02:44) Peter's research on traded portfolios and jointly testing factor models and manager performance. (01:07:14) How Peter defines success, both professionally and personally.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Peter Mladina on LinkedIn — https://www.linkedin.com/in/peter-mladina-177194125/ Peter Mladina on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=890472 Northern Trust — https://www.northerntrust.com/ Episode 169: John Cochrane — https://rationalreminder.ca/podcast/169   Papers From Today's Episode:  ‘Real Estate Betas and the Implications for Asset Allocation' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3134732 ‘An ICAPM Framework for Asset Allocation' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4319731 ‘An ICAPM for Goals-Based Investing' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4943241 'Portfolios for Long-Term Investors' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3790823 ‘Yale's Endowment Returns: Manager Skill or Risk Exposure?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2959074

The Quill & Sword
The Quill & Sword | NSL Unscripted | Episode 22 – Louboutin Lawfare: Reconceptualizing Sanctions Utility with Professor Vinita Singh

The Quill & Sword

Play Episode Listen Later Nov 20, 2024 41:27


In this episode, MAJ Brian Jones, Associate Professor in the National Security Law Department, talks with Professor Vinita Singh, Assistant Professor at the University of Iowa College of Law. Professor Singh shares her research on economic sanctions imposed by the United States and European Union connected with the Russia–Ukraine war. Professor Singh focuses on export controls on luxury goods, using those measures as a case study to reevaluate widespread beliefs about the effectiveness of economic sanctions. Professor Singh discusses her arguments in favor of reconceptualizing the utility of economic sanctions and proposes new paradigms for considering and measuring the success of economic sanctions. Professor Singh's article, Louboutin Lawfare: Exploring Conceptions of Sanctions Utility Through Export Controls on Luxury Goods, is forthcoming in the Northwestern University Law Review. It is currently available for review on SSRN here. Learn more about The Quill & Sword series of podcasts by visiting our pod-cast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/ or on Facebook (tjaglcs), Instagram (tjaglcs), or LinkedIn (school/tjaglcs).

Consumer Finance Monitor
Should Congress Create a New Federal Charter for Non-Bank Payments Companies?

Consumer Finance Monitor

Play Episode Listen Later Nov 14, 2024 54:23


In this podcast show, we explore with our repeat guest, Professor Dan Awrey of Cornell University Law School, his working paper “Money and Federalism” in which he advocates for the enactment of Federal legislation creating a Federal charter for non-banks engaged in the payments business, like PayPal and Venmo. The article may be accessed online at SSRN and will likely be published in a law review at some time in the future. The abstract of Professor Awrey's article describes in general terms what we discussed: The United States is the only country in the world in which both federal and state governments possess independent and yet overlapping authority for bank chartering, regulation and supervision. The roots of this unique dual banking system can be traced back to the Constitution, written almost a century before banks rose to the apex of the financial system and became the dominant source of money. Beginning with the landmark Supreme Court decision in Maryland v. McCulloch, the system has been a wellspring of jurisdictional conflict. Yet over time, this highly contested and highly fragmented system has also produced strong federal oversight and a financial safety net that protects bank depositors, prevents destabilizing runs, and promotes monetary stability. This system is now under stress. The source of the stress is a new breed of technology-driven financial institutions licensed and regulated almost entirely at the state level that provide money and payments outside the perimeter of both conventional bank regulation and the financial safety net. This article examines the rise of these new monetary institutions, the state-level regulatory frameworks that govern them and the nature of the threats they may one day pose to monetary stability. It also examines the legal and policy cases for federal supremacy over the regulation of these new institutions and advances two potential models, one based on complete federal preemption, the other more tailored to reflect the narrow yet critical objective of promoting public confidence and trust in our monetary system. Professor Awrey explained why existing state money transmitter statutes under which non-bank payments firms are generally licensed provide insufficient protection for consumers who use these firms. State money transfer statutes were created many years ago to protect consumers that were using Western Union. These laws were not designed to protect consumers that deploy non-bank Fintech companies using new technologies to transfer funds. These companies don't have access to the Federal Reserve's central payments system that banks have access to. These non-bank companies, unlike banks, are subject to federal bankruptcy law.  That increases the likelihood that consumers can lose their funds deposited in one of these non-bank companies in the event of its failure. Professor Awrey concludes that the answer to this problem is the enactment of federal legislation which would create a federal charter for non-bank companies engaged in transmitting payments. A company that is granted such a charter would have access to the Fed's payment rails and would be exempt from the federal Bankruptcy Code. Such a company would be very restricted in the types of investments it may hold. The federal charter would ideally preempt many state laws, including state money transmitter laws. We also spent some time at the beginning of the show discussing the status of FedNow, the instant payments system launched by the Federal Reserve System in July 2023. Professor Awrey was previously a guest on our podcast show on September 14, 2023 entitled “What is FedNow and its Role in the U.S. Payments System.” At that time, Professor Awrey predicted that FedNow was too little, too late and too expensive for small banks. Professor Awrey's opinion is unchanged. He noted that the Fed has so far refused to share any data about FedNow usage. Alan Kaplinsky, Senior Counsel and former practice group leader for 25 years of the Consumer Financial Services Group, hosted the podcast show.

UCLA Housing Voice
Ep 81: How New Zealand Passed Its Ambitious Zoning Reforms with Eleanor West

UCLA Housing Voice

Play Episode Listen Later Nov 13, 2024 70:55 Transcription Available


In a previous episode we discussed Auckland's unprecedented upzoning and its effect on housing production and land prices. This time we're joined by Eleanor West to talk about the political, social, and economic conditions that made the reforms possible — not only in Auckland, but across New Zealand.Show notes:West, E. (2024). Up-zoning New Zealand: the localisation of a globally mobile policy idea (Policy paper no. 003). University of Auckland: Economic Policy Centre, Urban and Spatial Economics Hub. West, E., & Garlick, M. (2024). Upzoning New Zealand. Works in Progress.Episode 45 of UCLA Housing Voice with Ryan Greenaway-McGrevy, on the effects of Auckland's upzoning on housing production and land prices.Greenaway-McGrevy, R., & Phillips, P. C. (2023). The impact of upzoning on housing construction in Auckland. Journal of Urban Economics, 136, 103555.Greenaway-McGrevy, R. (2023). Can zoning reform reduce housing costs? Evidence from rents in Auckland. Economic Policy Centre. WP016, 203.Two of the recent articles on how people are more skeptical of supply-and-demand arguments for housing compared to other goods and services, while also being very persuadable:Nall, C., Elmendorf, C. S., & Oklobdzija, S. (2024). Folk economics and the persistence of political opposition to new housing. Available at SSRN 4266459.Elmendorf, C. S., Nall, C., & Oklobdzija, S. (2024). Do Housing Supply Skeptics Learn? Evidence from Economics and Advocacy Treatments. Available at SSRN 4955033.Episode 23 of UCLA Housing Voice with Michael Hankinson, on the relationship between at-large vs district-level political representation and housing supply.YouTube: The Spinoff vs the worst Auckland City Council meeting of all time.

Cents and Sensibility: the Inflation Guy Podcast
Ep.124: Market Thoughts After a Trump Victory

Cents and Sensibility: the Inflation Guy Podcast

Play Episode Listen Later Nov 7, 2024 40:01


Contrary to a lot of expectations, we already seem to know the basic shape of American government going forward, with Donald Trump as President with a Republican Senate and (likely) a marginally Republican House. In this podcast episode, the Inflation Guy addresses the initial market moves, which he characterizes as the "Trump caricature" response, and explains which of these moves make sense, and which are likely senseless knee-jerk reactions to cartoonish representations of Trump's likely priorities come January 20th. NOTES Ashton, Michael, The Efficient Tariff: Systematically Balancing Security and Welfare Concerns (March 1, 1992). The American Economist, Vol 36, No 1, 1992, pp 44-52. , Available at SSRN: https://ssrn.com/abstract=2915287 Blog post on sizing positions when volatility changes: “Kicking Tails” (Feb 2018) https://inflationguy.blog/2018/02/12/kicking-tails/ Blog for this month's CPI: “Inflation Guy's CPI Summary (September 2024)” (https://inflationguy.blog/2024/10/10/inflation-guys-cpi-summary-september-2024/ ) Very important blog post: “What Makes a Stable Coin Stable?” https://inflationguy.blog/2024/10/31/what-makes-a-stable-coin-stable/ To Subscribe to Quarterly Inflation Outlook: https://inflationguy.blog/shop/    (we may close up subscriptions to this soon) To Subscribe for free to the blog: https://inflationguy.blog/ Check out the website! https://www.EnduringInvestments.com/

Venture in the South
E142: Convertible Notes and Responding to Criticism

Venture in the South

Play Episode Listen Later Oct 28, 2024 51:38


E142: In this three-part episode: - David updates listeners on venture for the week. (Angel investing is not what it used to be!)- David & Paul have a detailed review about Convertible Notes: what they are, why they are used, the benefits and risks for founders and investors, and when they work the best. - then to wrap up Paul outlines and rebuts some recent complaints about early stage investors in the southeast, revealing his addiction to LinkedIn complaining (recorded 10/24/24)For anyone interested in the data underlying some of the more controverial discussion, source material is here:- ACA's 2023 Angel Funders Report - https://publuu.com/flip-book/37288/751879/- ARI's 2022 Halo report - https://angelresourceinstitute.org/research/report.php?report=121&name=2022%20ARI%20HALO%20Report.php- The Center for Venture Research - including the 2023 report - https://paulcollege.unh.edu/sites/default/files/media/2024-07/2023-full-year-analysis-report-final.pdf- The VentureSouth blog, especially the series examining SSRN papers - https://www.venturesouth.vc/resources?type=all&term=ssrnFollow David on LinkedIn or reach out to David on Twitter/X @DGRollingSouth for comments. Follow Paul on LinkedIn or reach out to Paul on Twitter/X @PalmettoAngel We invite your feedback and suggestions at www.ventureinthesouth.com or email david@ventureinthesouth.com. Learn more about RollingSouth at rollingsouth.vc or email david@rollingsouth.vc.

Climate Finance Podcast
Robert Eccles - Visiting Professor at Oxford University and Founding Chairman of SASB - Sustainability Accounting Standards Board

Climate Finance Podcast

Play Episode Listen Later Oct 12, 2024 57:31


Purchase the Climate Finance Course at www.climatefinancecourse.com Robert G. Eccles is a leading ESG integration academic focusing on sustainable corporate and investment strategies. His work focuses on how capital markets can contribute to ensuring a sustainable society for generations to come. Dr. Eccles is a Visiting Professor of Management Practice at the Said Business School, University of Oxford. He was a Tenured Professor at Harvard Business School. Eccles has also been a Visiting Lecturer at the Massachusetts Institute of Technology, Sloan School of Management, and a Berkeley Social Impact Fellow at the Haas School of Business, University of California, Berkeley. He was the founding chairman of the Sustainability Accounting Standards Board (SASB) and one of the founders of the International Integrated Reporting Council (IIRC). He is also the first Chair of KKR's “Sustainability Expert Advisory Council” and was an Eminent Academic Advisor to the Boston Consulting Group on Global ESG Integration and Reporting. He is notably a prolific commentator on Forbes, having published over 150 articles. Dr. Eccles received an S.B. in Mathematics and an S.B. in Humanities and Science from the Massachusetts Institute of Technology and an A.M. and Ph.D. in Sociology from Harvard University. Topics discussed: Dr. Eccles's early intellectual evolution was from studying mathematics and humanities at MIT to doing a Ph.D. in sociology focusing on the construction industry. How writing books on Transfer Pricing and Investment Banking Dealmaking earned Dr. Eccles tenureship at Harvard Business School. Transition from Academia to Consulting in Disclosure and Performance in the 1990s 1991: The Performance Measurement Manifesto 1992: Creating a Comprehensive System to Measure Performance 1993: Consulting: Has the Solution Become Part of the Problem? 1995: Improving the Corporate Disclosure Process Book Publications on Value & Integrated Reporting in the 2000s: 2001: The Value Reporting Revolution: Moving beyond the earnings game 2002: Building Public Trust: the Future of Corporate Reporting 2010: One Report: Integrated Reporting for a Sustainable Strategy Founding Leadership Journey with IIRC (International Integrated Reporting Council) and SASB (Sustainability Accounting Standards Board). Post-SASB Book Publication: The Integrated Reporting Movement: Meaning, Momentum, Motives, and Materiality (2014). Importance of Materiality: Materiality in Corporate Governance: The Statement of Significant Audiences and Materiality (2016). A Preliminary Analysis of SASB Reporting: Disclosure Topics, Financial Relevance, and the Financial Intensity of ESG Materiality (2020). How material is a material issue? Stock returns and the financial relevance and financial intensity of ESG materiality (2020). Thoughts on IIRC & SASB Consolidations to ISSB-IFRS A Debate At The Oxford Union: Should FASB And IASB Set Standards For Nonfinancial Information? (2018 - Forbes; SSRN).  The International Sustainability Standards Board As An Ideological Rorschach Test (2021 - Forbes). Historical Origins of ESG and Sustainability Reporting Exploring social origins in the construction of ESG measures (2018). The Social Origins of ESG: An Analysis of Innovest and KLD (2020) From “Who Cares Wins” To Pernicious Progressivism: 18 Years Of ESG (2022) Political Backlash and Regulation on ESG: Some Constructive Feedback To 23 Red States On Their Anti-ESG Campaigns (August 2023). A Color Spectrum Analysis Of The Redness Of 23 Red States (July 2023). Written Statement for the House Financial Services Committee June 12, 2023 Hearing entitled "Protecting Investor Interests: Examining Environmental and Social Policy in Financial Regulation" Anti-ESG Fund Analysis: Drilling Into DRLL's Top 10 Holdings: A Woke Analysis (2022) Global SDG Funding Gap: How to close the $2.5 trillion annual funding gap (Jan 2018).  $2.5trn in need is not $2.5trn in opportunities (September 2023). Advice to Future ESG and Sustainable Finance Academics, Practitioners, Financiers, and Investors. Note: This podcast is for informational purposes only and should not be considered as investment advice. The interview took place on 26 September 2023.

Consumer Finance Monitor
The Regulation of Negative Option Consumer Contracts – Silence as Consent

Consumer Finance Monitor

Play Episode Listen Later Oct 10, 2024 59:33


Our podcast today focuses on negative option consumer contracts, i.e., agreements that allow a seller to assume a customer's silence is an acceptance of an offer. Such contracts are ubiquitous in today's marketplace. Today's guests are Kaitlin Caruso, a professor at the University of Maine Law School, and Prentiss Cox, a professor at the University of Minnesota Law School. They have written an article entitled, “Silence as Consumer Consent: Global Regulation of Negative Option Contracts.” The article is available on SSRN and will soon be published in the American University Law Review. The Professors first describe what they perceive to be some of the consumer harms resulting from the use of negative option contracts – consumers signing up for “free trial” offers that convert to term contracts requiring consumers to pay periodic fees after the free trial period has expired; credit card “add-on” products which are sold through telemarketing, like credit life and disability insurance; subscription contracts which make it difficult for consumers to cancel; subscription contracts for services, which are not used for lengthy periods of time while the consumer continues to pay periodic fees. The Professors then describe the existing federal and state statutes and FTC regulations and why they are inadequate to protect consumers. They point out that the current FTC negative option rule was promulgated decades before the development of the Internet and obviously does not begin to deal with online sales of goods and services. Instead, the FTC rule is intended to deal with mail order sales like the “Book-of-the-Month” club. While the FTC has proposed a new negative option rule which is a vast improvement over the existing FTC rule, it is unclear when or if a final rule will be promulgated. The Professors also describe the federal Restore Online Shoppers Confidence Act, and the FTC‘s Telemarketing Sales Rule which tangentially pertain to negative option contracts. Finally, the professors discuss a patchwork quilt of state laws (mostly part of state UDAP statutes) which deal with negative option contracts. After surveying the existing federal and state laws, as well as negative option laws enacted in many foreign countries, the Professors describe the core elements of what a negative option law (be it state or federal) should contain in order to protect consumers. The core elements are: 1.  A prohibition against converting a “free trial” offer into a term contract; 2. A prohibition against automatically converting a negative option contract into another term contract with the contract instead becoming a month-to- month contract.  Alternatively, the negative option contract could convert to a term contract, which could then be canceled during the first 90 days after the consumer sees a charge on a credit card statement. 3. If a subscription to services is not used by the consumer for at least one year, then the seller must notify the consumer of the dormancy, and if the service remains dormant for another three months thereafter, then the seller must cease charging the consumer for the service.  Alan Kaplinsky, Senior Counsel in Ballard Spahr's Consumer Financial Services Group, hosts today's episode.

The Rational Reminder Podcast
Episode 324 - Dr. Bryan Taylor: Lessons from Market History (1600-2024)

The Rational Reminder Podcast

Play Episode Listen Later Sep 26, 2024 64:25


Have you ever wondered how financial markets performed centuries ago or how world events impacted stock prices? Today, we sit down with Dr. Bryan Taylor, President and Chief Economist at Global Financial Data, to unpack the world's fascinating financial history. Dr. Taylor is known for his extensive work in collecting and analyzing historical financial data that spans several centuries and his valuable knowledge of stock, bond, and commodity market trends, which led to the creation of Global Financial Data. In our conversation, Dr. Taylor shares insights from his extensive research, covering stock and bond returns from as far back as the 1600s. From the impact of the French Revolution on financial markets to the performance of commodities, Dr. Taylor provides a rare view of the long-term trends shaping today's financial decisions. Learn about the value of historical financial data, its importance for investment decision-making, and how long-term trends can provide insights into future market behaviour. We discuss the creation of Global Financial Data's extensive historical financial database, the challenges of gathering centuries-old data, and the long-term performance of stocks versus bonds. Explore the impact of major geopolitical events on financial markets, the importance of studying historical market trends for modern investment decisions, and how his data-driven research has been utilized. Join us as we delve into the world's financial history and its relevance to today's investment landscape with Dr. Bryan Taylor. Tune in now!   Key Points From This Episode:   (0:03:41) Background about Global Financial Data, their data sources, and the challenges of collecting historical data. (0:09:27) What he finds fascinating about historical data, who uses the database, and the role of historical data in financial decision-making. (0:14:49) How stocks have performed relative to bonds throughout the financial records. (0:17:34) Uncover the main historical factors that limit returns and increase risk for investors and the five financial eras. (0:23:18) Explore the trends in stocks and bonds during the five financial eras and the impact of government debt and inflation on returns. (0:29:04) Common characteristics of countries that have had bad long-term market outcomes and the effect of world events on markets. (0:35:11) Learn about the best and worst-performing markets and what makes the US market so resilient. (0:38:36) His outlook for stocks and bonds and how the recent bear market compared to past market upheavals. (0:41:36) Compare past and current interest rates and the return on commodities versus stocks and bonds. (0:46:20) Overcoming the lack of historical data for emerging market returns and what defines an emerging market. (0:52:29) Find out how emerging markets have performed throughout history and how often they make the transition to developed. (0:59:04) Unpack the historical market concentration in the US and his thoughts on the expected returns of the US stock market. (1:03:42) Final takeaways and Dr. Bryan Taylor shares his definition of success.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/  Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Dr. Bryan Taylor — https://www.linkedin.com/in/bryan-taylor-46a92032/ Global Financial Data — https://globalfinancialdata.com/ Dr. Bryan Taylor on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=4320002   Papers From Today's Episode:    ‘France and the Four Horsemen of the Market' — https://globalfinancialdata.com/france-and-the-four-horsemen-of-the-market ‘The Financial History of Emerging Markets: New Indices' — https://dx.doi.org/10.2139/ssrn.4193062  

UCLA Housing Voice
Encore Episode: Market-Rate Development and Neighborhood Rents with Evan Mast

UCLA Housing Voice

Play Episode Listen Later Sep 18, 2024 46:53 Transcription Available


We've long known that building more homes helps keep prices in check at the regional or metro area level, but what about the house down the street? Evan Mast shares two research studies that shed light on this important and controversial question. Originally aired in 2021. Updated show notes.Show notes:Mast, E. (2023). JUE Insight: The effect of new market-rate housing construction on the low-income housing market. Journal of Urban Economics, 133, 103383.Asquith, B. J., Mast, E., & Reed, D. (2023). Local effects of large new apartment buildings in low-income areas. Review of Economics and Statistics, 105(2), 359-375.Bratu, C., Harjunen, O., & Saarimaa, T. (2023). JUE Insight: City-wide effects of new housing supply: Evidence from moving chains. Journal of Urban Economics, 133, 103528.Li, X. (2022). Do new housing units in your backyard raise your rents? Journal of Economic Geography, 22(6), 1309-1352.Guerrieri, V., Hartley, D., & Hurst, E. (2013). Endogenous gentrification and housing price dynamics. Journal of Public Economics, 100, 45-60.Phillips, S., Manville, M., & Lens, M. (2021). Research Roundup: The Effect of Market-Rate Development on Neighborhood Rents. UCLA Lewis Center for Regional Policy Studies.Diamond, R., McQuade, T., & Qian, F. (2019). The effects of rent control expansion on tenants, landlords, and inequality: Evidence from San Francisco. American Economic Review, 109(9), 3365-94.Liu, L., McManus, D. A., & Yannopoulos, E. (2020). Geographic and Temporal Variation in Housing Filtering Rates. Available at SSRN.“Opportunities and Obstacles for Rental Housing Registries,” Jan. 20 Lewis Center event with Assembly member Buffy Wicks and Catherine Bracy. https://youtu.be/vaDTWHxk-I8 

The Long View
Hendrik Bessembinder: ‘Do Stocks Outperform Treasury Bills?'

The Long View

Play Episode Listen Later Sep 10, 2024 47:31


Our guest this week is Dr. Hendrik Bessembinder. Hank is the professor in Francis J. and Mary B. Labriola Chair in Competitive Business at Arizona State University's Department of Finance. Prof. Bessembinder's research focuses on market design and trading, including stock, foreign exchange, fixed income, futures, and energy markets, as well as on measuring long-term investment performance. He's published numerous articles in the Journal of Finance, Journal of Financial Economics, and Review of Financial Studies, among others.In today's conversation, we'll focus on the most widely cited and influential of Prof. Bessembinder's papers, which is entitled, Do Stocks Outperform Treasury Bills? The paper's key findings could have implications for stock investors of all stripes. So, we were excited to talk to Hank and dig into his work. You can find this paper and other follow-on work that Hank has done on SSRN and we'll link to it in the show notes.BackgroundBioResearch“Do Stocks Outperform Treasury Bills?” by Hendrik Bessembinder, ssrn.com, June 3, 2018.“Wealth Creation in the US Public Stock Markets 1926 to 2019,” by Hendrik Bessembinder, ssrn.com, Feb. 13, 2020.“Which US Stocks Generated the Highest Long-Term Returns,” by Hendrik Bessembinder, ssrn.com, July 22, 2024.“Long-Horizon Stock Returns Are Positively Skewed,” by Adam Farago and Erik Hjalmarsson, Review of Finance, April 6, 2022.“Why Has IPO Underpricing Changed Over Time?” by Tim Loughran and Jay Ritter, Financial Management Journal, Autumn 2004.“Long-Run Stock Market Returns: Probabilities of Big Gains and Post-Event Returns,” by Hendrik Bessembinder, ssrn.com, Dec. 27, 2021.“Extreme Stock Market Performers, Part I: Expect Some Drawdowns,” by Hendrik Bessembinder, ssrn.com, July 21, 2020.“Shareholder Wealth Enhancement, 1926 to 2022,” by Hendrik Bessembinder, ssrn.com, June 17, 2023.“Long-Term Shareholder Returns: Evidence From 64,000 Global Stocks,” by Hendrik Bessembinder, Te-Feng Chen, Goeun Choi, and K.C. John Wei, ssrn.com, March 6, 2023.“Predictable Corporate Distributions and Stock Returns,” by Hendrik Bessembinder, ssrn.com, Nov. 24, 2014.OtherCenter for Research in Security Prices (CRSP)“What Is Jensen's Measure (Alpha), and How Is It Calculated?” by James Chen, Investopedia.com, July 1, 2024.

Innovation Files
Europe Needs to Focus on Solving Its 30-Year Innovation Problem, With David Evans

Innovation Files

Play Episode Listen Later Sep 9, 2024 26:05 Transcription Available


Europe has been enormously unsuccessful in creating substantial digital businesses for over three decades. Rob and Jackie sat down with David Evans, chairman of Market Platform Dynamics, to discuss why it's imperative that Europe ends this ‘digital winter'.MentionedDavid S. Evans, “Why Europe Must End Its 30-Year Digital Winter to Ensure Its Long-Run Future,” (SSRN, April 2024).Robert D. Atkinson and David Moschella. Technology Fears and Scapegoats: 40 Myths about Privacy, Jobs, AI, and Today's Innovation Economy, (Palgrave Macmillan, 2024).

UCLA Housing Voice
Ep 78: Building Height and Construction Costs with Anthony Orlando

UCLA Housing Voice

Play Episode Listen Later Sep 4, 2024 63:46


Building taller lets us fit more homes on valuable urban land, but more homes doesn't necessarily mean more affordable. Anthony Orlando joins to share his research on why taller isn't always better — and the circumstances where it definitely is.Show notes:Eriksen, M. D., & Orlando, A. W. (2022). Returns to scale in residential construction: The marginal impact of building height. Real Estate Economics, 50(2), 534-564.Episode 69 of UCLA Housing Voice, with Mike Eriksen discussing the Low Income Housing Tax Credit and “Crowd Out”Giuliano, G., Redfearn, C., Agarwal, A., & He, S. (2012). Network Accessibility and Employment Centres. Urban Studies, 49(1), 77-95.An, B., Orlando, A. W., & Rodnyansky, S. (2019). The Physical Legacy of Racism: how redlining cemented the modern built environment. Available at SSRN 3500612.Eriksen, M. D., & Orlando, A. W. (2024). A Cost Decomposition of Break-Even Rents for New Multifamily Housing Development. Journal of Housing Economics, 102012.

BackTable OBGYN
Ep. 63 RVUs in Gynecologic Surgery: Equity and Reform with Dr. Louise King and Christopher Robertson

BackTable OBGYN

Play Episode Listen Later Aug 20, 2024 55:29


Women's health has a history of being underfunded in the United States, leading many women to receive suboptimal care. In this episode of the BackTable OBGYN podcast, hosts Dr. Mark Hoffman and Dr. Amy Park engage in a detailed discussion with Dr. Louise P. King, a minimally invasive gynecologic surgeon, and Christopher Robertson, a law professor at Boston University, regarding the inequitable reimbursement structures that persist within the field of OBGYN. --- SYNPOSIS The guests emphasize the systemic discrepancies between gynecologic and other surgical disciplines. The conversation delves into the origins of these disparities, the complexities of revising current codes and creating new codes, and potential legislative and legal remedies to address gender-based inequities. The guests also stress the importance of patient care outcomes and the role of proper reimbursement in enhancing healthcare delivery. --- TIMESTAMPS 00:00 - Introduction 06:28 - Background on RVUs and Disparities in OBGYN 12:39 - Gender Disparities in Medical Billing 18:00 - Efforts to Address Inequities 31:22 - RUC Structure and Surgical Specialties 32:42 - Billing and Reimbursement Inequities 35:15 - Diagnosis Related Groups 36:42 - Turnover Times and Gender Disparities 40:21 - Advocacy and Legislative Solutions 48:23 - Legal Approaches for Change 52:44 - Conclusion --- RESOURCES Watson KL, King LP. Double Discrimination, the Pay Gap in Gynecologic Surgery, and Its Association With Quality of Care. Obstet Gynecol. 2021 Apr 1;137(4):657-661. doi: 10.1097/AOG.0000000000004309. PMID: 33706362. Robertson, Christopher T. and Kupke, Annabel and King, Louise P., Structural Sex Discrimination: Why Gynecology Patients Suffer Avoidable Injuries and What the Law Can Do About It (May 9, 2024). Emory Law Journal, Forthcoming, Boston Univ. School of Law Research Paper Forthcoming, Available at SSRN: https://ssrn.com/abstract=4800783 or http://dx.doi.org/10.2139/ssrn.4800783

CORRECT with Ryan Hamilton
Greer Donley - Episode 4

CORRECT with Ryan Hamilton

Play Episode Listen Later Aug 13, 2024 31:56


Professor Greer Donley is a national expert on abortion and the law. Donley has published widely and been quoted extensively in the media, especially on topics related to medication abortion, interjurisdictional abortion conflicts, and the impact of abortion bans on other aspects of reproductive healthcare. Donley's scholarly works have been published in the Stanford Law Review, Columbia Law Review, Cornell Law Review, Vanderbilt Law Review, and Minnesota Law Review. Her popular writing often appears in the New York Times, the Atlantic, the Washington Post, and Slate. Her paper, The New Abortion Battleground, co-authored with David S. Cohen and Rachel Rebouché, was downloaded over 20,000 times, covered widely in the media, and cited by the Supreme Court's dissent in Dobbs v. Jackson Women's Health Organization. Since the fall of Roe v. Wade, Professor Donley has regularly applied her expertise to advocacy work. Professor Donley helped design, draft, and pass the first abortion shield law in Connecticut, which has now been replicated in many states and cities. She also helped draft an FDA Law Scholars amicus brief in the Alliance for Hippocratic Medicine v. FDA case and was one of two primary drafters of a citizen petition to the FDA to add miscarriage management to the mifepristone label. Donley's scholarship, advocacy, and teaching have been recognized through a variety of awards, including a Chancellor's Distinguished Research Award (junior category), Marion Young Award for Political Engagement, Robert T. Harper Excellence in Teaching Award, Haub Law Emerging Scholar Award in Women, Gender & Law, and SLU & ASLME Health Law Scholar Award. In 2022, she was the 11th most downloaded law professor on SSRN.

Unchained
Crisis and Opportunity: Crypto Market Shifts, Solana vs. Ethereum, and Political Crossroads - The Chopping Block - Ep. 686

Unchained

Play Episode Listen Later Aug 9, 2024 75:21


This episode addresses the recent market crash, the Bank of Japan's surprising rate hike, and its global impact. The team also discusses the Science of Blockchain Conference's relocation from Stanford to New York, and the current political landscape affecting crypto, including reactions from key politicians and internal community conflicts. Highlights include Solana's recent performance surge, opportunities in its ecosystem, and the effects of Elizabeth Warren's letter to the CFTC on prediction markets. Tune in for an insightful overview of these significant developments! Show highlights

The Marketing Architects
Nerd Alert: How to Reach the ‘Right' Customers

The Marketing Architects

Play Episode Listen Later Aug 1, 2024 9:48


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob discuss why first-party data is more reliable and cost-effective than third-party data. They learn that investing in first-party data is essential for accuracy and avoids high costs associated with third party data. Topics covered:   [00:50] “Is First or Third-Party Audience Data More Effective for Reaching the ‘Right' Customers?”[01:40] How much can Google ads predict your interests?[04:25] Comparing performance data with deterministic and probabilistic segments[06:35] The resistance of using contextual targeting[08:25] Finding the right dancing partner To learn more, visit marketingarchitects.com/podcast  Resources: Neumann, Nico and Tucker, Catherine E. and Subramanyam, Kumar and Marshall, John, Is First- or Third-Party Audience Data More Effective For Reaching The `Right' Customers? The Case of IT Decision-Makers (May 19, 2023). Forthcoming - Quantitative Marketing and Economics, Available at SSRN: https://ssrn.com/abstract=4083057 or http://dx.doi.org/10.2139/ssrn.4083057  Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

The Marketing Architects
Nerd Alert: The Validity of LLMs for Market

The Marketing Architects

Play Episode Listen Later Jul 18, 2024 10:25


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob dive into the new world of Large Language Models (LLMs), revealing how AI models are shaking up market research with impressive accuracy. They also stress the need to blend this cutting-edge tech with traditional methods for better insights and data.Topics covered:   [01:00] “Determining the Validity of Large Language Models for Automated Perceptual Analysis”[01:20] Using LLMs in market research[02:20] Battling skepticism with proof[04:25] LLMs can visualize brand similarities[06:15] Why there is pushback for adopting LLMs[07:50] Combining LLMs with human insight To learn more, visit marketingarchitects.com/podcast  Resources: Li, Peiyao and Castelo, Noah and Katona, Zsolt and Sarvary, Miklos, Determining the Validity of Large Language Models for Automated Perceptual Analysis (December 6, 2023). Available at SSRN: https://ssrn.com/abstract=4241291 or http://dx.doi.org/10.2139/ssrn.4241291  Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

The Nonlinear Library
EA - New NAO preprint: Indoor air sampling for detection of viral nucleic acids by ljusten

The Nonlinear Library

Play Episode Listen Later May 16, 2024 2:23


Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: New NAO preprint: Indoor air sampling for detection of viral nucleic acids, published by ljusten on May 16, 2024 on The Effective Altruism Forum. Cross-post from the new NAO blog. Link: https://dx.doi.org/10.2139/ssrn.4823882 Airborne pathogens cause a significant amount of present harm and are the most likely cause of future pandemics. By targeting their primary mode of transmission, air sampling could enable earlier detection and persistent monitoring of such pathogens. As part of our work on sampling strategies for early detection of stealth pathogens, we performed a comprehensive review of air sampling, which has now been published as a preprint on SSRN. In our review, we examine the sources and composition of viral bioaerosols, evaluate the benefits and drawbacks of sampling technologies, and lay out strategies for effective implementation of air sampling programs. We find that: Both PCR and metagenomic sequencing have detected a wide range of human viruses in indoor air, including respiratory RNA viruses and skin-borne DNA viruses. Sampling viruses in air remains challenging, largely due to the difficulties in efficiently collecting ultrafine viral aerosols. However, recent advancements in sampling technologies, such as condensation-based methods and wetted-wall cyclone sampling, have shown promising results in effectively capturing these viral particles. HVAC systems and high-traffic locations like airports and hospitals are particularly promising sampling sites for aggregating airborne material, including viral pathogens, from many individuals. Passive sampling approaches, such as sampling vacuum dust collected in buildings, also show potential but remain underexplored. While we believe more research on air sampling would be valuable, we're not currently planning on prioritizing it at the NAO, as we want to focus our limited resources on wastewater and swab sampling. We'd be excited for others to take this up and advance the state of the art in this area; if you're interested in taking this on, please reach out ! Note: This preprint is a substantially more comprehensive version of an earlier preprint described in this forum post. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org

Inspired Money
The Psychology of Money: Understanding Your Money Mindset

Inspired Money

Play Episode Listen Later May 9, 2024 56:59


In this episode of the Inspired Money Podcast, host Andy Wang welcomes Dr. Bob Wright, Dr. Mary Bell Carlson, and Victor Ricciardi to discuss the role of psychology in shaping our money mindset. They explore biases, mindset shifts, and the education needed to make sound financial decisions. Transitioning to a New Chapter In "The Psychology of Money: Understanding Your Money Mindset," we explore how overcoming biases, adopting a positive mindset, and aligning financial decisions with personal values can lead to financial well-being. Our guests offer strategies to reframe beliefs, cultivate mindfulness, and make informed financial decisions.

The Marketing Architects
Nerd Alert: Advertising's Impact on Stock Price

The Marketing Architects

Play Episode Listen Later May 2, 2024 12:29


Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how advertising can impact stock prices and boost investor confidence. Research shows successful campaigns often lead to higher stock values by showcasing a company's market presence and consumer demand.Topics covered:   [00:50] “The Impact of Advertising on a Company's Stock Price”[02:10] Stock price is a good metric for judging company success[03:20] Advertising decisions for customers vs investors[04:50] Do investors recognize the future impact of marketing actions?[08:10] Stock price movement benefits and drawbacks[09:30] Afterthoughts on the study and TV Advertising To learn more, visit marketingarchitects.com/podcast Resources: Srinivasan, Shuba and Hanssens, Dominique M, The Impact of Advertising on a Company's Stock Price (September 8, 2023). Available at SSRN: https://ssrn.com/abstract=4694164 or http://dx.doi.org/10.2139/ssrn.4694164 Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

LCIL International Law Seminar Series
LCIL Friday Lecture: 'Elephants not in the room: Decoupling, dematerialisation and dis-enclosure in the making of the BBNJ Treaty' - Dr Siva Thambisetty, LSE

LCIL International Law Seminar Series

Play Episode Listen Later Apr 11, 2024 44:47


Lecture summary: This lecture examines the treatment of marine genetic resources (MGR) in the negotiations and the text of the new Treaty on Biodiversity Beyond National Jurisdiction (BBNJ). The Treaty provides a coherent governance framework for MGR including an unexpected techno-fix to the most longstanding problem of biodiversity governance, some normative novelty on principles, and a trendsetting approach to valuation of aggregate usage of genetic resources. Yet, this painstakingly formed framework continues to be buffeted by self-interested attempts to redefine and relitigate the value of genetic resources; particularly around decoupling use from access to genetic resources, dematerialisation from physical resources and dis-enclosure under legal frameworks, all of which are now stable features in this and other Treaty-making contexts. How can we better characterise the success of the BBNJ Treaty in a way that helps resist de facto erosion following ratification?Relevant papers:S Thambisetty ‘The Unfree Commons: Freedom of Marine Scientific Research and the Status of Genetic Resources Beyond National Jurisdiction (Dec 4, 2023) LSE Legal Studies Working Paper No. 24/2023 87 Modern Law Review (2024) ForthcomingS Thambisetty, P Oldham, C Chiarolla, The Expert Briefing Document: A Developing Country Perspective on the Making of The BBNJ Treaty (September 21, 2023). LSE Legal Studies Working Paper No. 30/2023, Available at SSRN: https://ssrn.com/abstract=4580046 or http://dx.doi.org/10.2139/ssrn.4580046P Oldham, Paul C Chiarolla, S Thambisetty, Digital Sequence Information in the UN High Seas Treaty: Insights from the Global Biodiversity Framework-related Decisions (January 30, 2023). LSE Law - Policy Briefing Paper No. 53, Available at SSRN: https://ssrn.com/abstract=4343130 or http://dx.doi.org/10.2139/ssrn.4343130

LCIL International Law Seminar Series
LCIL Friday Lecture: 'Elephants not in the room: Decoupling, dematerialisation and dis-enclosure in the making of the BBNJ Treaty' - Dr Siva Thambisetty, LSE

LCIL International Law Seminar Series

Play Episode Listen Later Apr 11, 2024 44:47


Lecture summary: This lecture examines the treatment of marine genetic resources (MGR) in the negotiations and the text of the new Treaty on Biodiversity Beyond National Jurisdiction (BBNJ). The Treaty provides a coherent governance framework for MGR including an unexpected techno-fix to the most longstanding problem of biodiversity governance, some normative novelty on principles, and a trendsetting approach to valuation of aggregate usage of genetic resources. Yet, this painstakingly formed framework continues to be buffeted by self-interested attempts to redefine and relitigate the value of genetic resources; particularly around decoupling use from access to genetic resources, dematerialisation from physical resources and dis-enclosure under legal frameworks, all of which are now stable features in this and other Treaty-making contexts. How can we better characterise the success of the BBNJ Treaty in a way that helps resist de facto erosion following ratification? Relevant papers S Thambisetty ‘The Unfree Commons: Freedom of Marine Scientific Research and the Status of Genetic Resources Beyond National Jurisdiction (Dec 4, 2023) LSE Legal Studies Working Paper No. 24/2023 87 Modern Law Review (2024) Forthcoming S Thambisetty, P Oldham, C Chiarolla, The Expert Briefing Document: A Developing Country Perspective on the Making of The BBNJ Treaty (September 21, 2023). LSE Legal Studies Working Paper No. 30/2023, Available at SSRN: https://ssrn.com/abstract=4580046 or http://dx.doi.org/10.2139/ssrn.4580046 P Oldham, Paul C Chiarolla, S Thambisetty, Digital Sequence Information in the UN High Seas Treaty: Insights from the Global Biodiversity Framework-related Decisions (January 30, 2023). LSE Law - Policy Briefing Paper No. 53, Available at SSRN: https://ssrn.com/abstract=4343130 or http://dx.doi.org/10.2139/ssrn.4343130

Cambridge Law: Public Lectures from the Faculty of Law
LCIL Friday Lecture: 'Elephants not in the room: Decoupling, dematerialisation and dis-enclosure in the making of the BBNJ Treaty' - Dr Siva Thambisetty, LSE

Cambridge Law: Public Lectures from the Faculty of Law

Play Episode Listen Later Apr 11, 2024 44:47


Lecture summary: This lecture examines the treatment of marine genetic resources (MGR) in the negotiations and the text of the new Treaty on Biodiversity Beyond National Jurisdiction (BBNJ). The Treaty provides a coherent governance framework for MGR including an unexpected techno-fix to the most longstanding problem of biodiversity governance, some normative novelty on principles, and a trendsetting approach to valuation of aggregate usage of genetic resources. Yet, this painstakingly formed framework continues to be buffeted by self-interested attempts to redefine and relitigate the value of genetic resources; particularly around decoupling use from access to genetic resources, dematerialisation from physical resources and dis-enclosure under legal frameworks, all of which are now stable features in this and other Treaty-making contexts. How can we better characterise the success of the BBNJ Treaty in a way that helps resist de facto erosion following ratification?Relevant papers:S Thambisetty ‘The Unfree Commons: Freedom of Marine Scientific Research and the Status of Genetic Resources Beyond National Jurisdiction (Dec 4, 2023) LSE Legal Studies Working Paper No. 24/2023 87 Modern Law Review (2024) ForthcomingS Thambisetty, P Oldham, C Chiarolla, The Expert Briefing Document: A Developing Country Perspective on the Making of The BBNJ Treaty (September 21, 2023). LSE Legal Studies Working Paper No. 30/2023, Available at SSRN: https://ssrn.com/abstract=4580046 or http://dx.doi.org/10.2139/ssrn.4580046P Oldham, Paul C Chiarolla, S Thambisetty, Digital Sequence Information in the UN High Seas Treaty: Insights from the Global Biodiversity Framework-related Decisions (January 30, 2023). LSE Law - Policy Briefing Paper No. 53, Available at SSRN: https://ssrn.com/abstract=4343130 or http://dx.doi.org/10.2139/ssrn.4343130

The Bitcoin Podcast
Prof. Tom W. Bell: Special jurisdictions, Copyrights & Internet law | Logos Podcast with Jarrad Hope

The Bitcoin Podcast

Play Episode Listen Later Apr 10, 2024 63:41


JOIN THE COMMUNITYLogos Twitter: https://twitter.com/Logos_networkLogos Discord: https://discord.gg/logosnetworkRESOURCES:Jarrad Hope X - https://twitter.com/jarradhope_Tom W. Bell - http://www.tomwbell.com/READING:The Forecast for Anarchy, in Routledge Handbook of Anarchy 309-34 (Gary Chartier & Chad Van Schoelandt, eds.; Routledge: 2021), available at https://www.routledge.com/The-Routledge-Handbook-of-Anarchy-and-Anarchist-Thought/Chartier-Schoelandt/p/book/9780367645786Distributed Self-Government in Protocol Communities: An Introduction and Index of Examples, 25:2 Independent Review 293 (Fall 2020), available at https://www.independent.org/publications/tir/article.asp?id=1529Ulex:  Open Source Law for Non-Territorial Governance, 1 J. of Special Jurisdictions 1 (2020), available at https://ssrn.com/abstract=3605807 on SSRN or from the source: https://journalofspecialjurisdictions.com/index.php/jsj/article/view/12/9."Intellectual Privilege: Copyright, Common Law, and the Common Good" (Mercatus Center 2014): https://www.mercatus..org/research/books/intellectual-privilege. TIMESTAMPS: 00:17 Introduction and Background 02:25 Motivations and the Journey to Law and Special Jurisdictions 05:16 Ideals of Libertarianism and the Importance of Consent 07:47 Polycentric Law, Special Jurisdictions, and the Future of Governance 15:34 The Political Systems Project and the Infeasibility of Total Anonymity in Communities 25:03 Copyright Issues and Implementing Legal Systems in Special Jurisdictions 37:04 Legal Systems, Copyright, and the Future of Ulex 50:50 Nation States' Shortcomings and the Forecast for Anarchy 01:02:04 Final Thoughts  Logos Press Engine includes Logos Podcast and Hashing It Out. Hashing it Out dives into the mechanisms and hardware of the technology that aid in making sovereign communities.

Face in Hat
6.5 Women and Priesthood, Part I

Face in Hat

Play Episode Listen Later Feb 29, 2024 85:57


Our first of a multi-part series on women and the Priesthood of the Church.  Themes for this part include defining terms, Priesthood vs. religious office, and Priesthood in the past.  Join us! Link to our Face in Hat discord server! https://discord.gg/MnSMvKHvwh YouTube channel!  Thanks Eric! https://www.youtube.com/@FaceinHat https://www.youtube.com/@FaceinHat/playlists Dialogue Podcast Network https://www.dialoguejournal.com/podcasts/ Men and Women and Priesthood Power, by Elder M. Russell Ballard https://www.churchofjesuschrist.org/study/ensign/2014/09/men-and-women-and-priesthood-power Wiki: Mormonism and women https://en.wikipedia.org/wiki/Mormonism_and_women LDS website: Women and Priesthood https://www.churchofjesuschrist.org/callings/relief-society-organization/work-and-purpose/women-and-priesthood Joseph Smith's Teachings about Priesthood, Temple, and Women https://www.churchofjesuschrist.org/study/manual/gospel-topics-essays/joseph-smiths-teachings-about-priesthood-temple-and-women Women Are Not Better at Multitasking. They Just Do More Work, Studies Show, by Leah Ruppanner https://www.sciencealert.com/women-aren-t-better-multitaskers-than-men-they-re-just-doing-more-work Paul Among the People: The Apostle Reinterpreted and Reimagined in His Own Time, by Sarah Ruden https://www.amazon.com/Paul-Among-People-Reinterpreted-Reimagined/dp/0385522576 Eric's initial take on Sarah Ruden: We got mysteries, we got apples, we got St. Paul. . . . https://thmazing.substack.com/p/we-got-mysteries-we-got-apples Stapley, Jonathan A. and Wright, Kristine, Female Ritual Healing in Mormonism (January 1, 2011). Journal of Mormon History, Vol. 37, pp. 1-85, Winter 2011, Available at SSRN: https://ssrn.com/abstract=1754069 A Society Meet For Male Priesthood, by Fiona Givens https://web.archive.org/web/20140223100456/https://difficultrun.nathanielgivens.com/2014/01/20/a-companion-meet-for-male-priesthood/ D&C 25:7: Emma Smith being “ordained” but footnote 7a says “set apart” https://www.churchofjesuschrist.org/study/scriptures/dc-testament/dc/25#p7 History of the Young Women's Organization Timeline Infographic, by Deborah Owen.  Laurels used to be Junior Gleaners! https://makingprogresspersonal.com/2015/03/history-of-young-women-organization/ Frigid Offices Might Be Killing Women's Productivity, by Olga Khazan https://www.theatlantic.com/health/archive/2019/05/warm-offices-women-productivity/589966/ Original study: Tom Y. Chang ,Agne Kajackaite (2019). “Battle for the thermostat: Gender and the effect of temperature on cognitive performance.” PLoS ONE 14(5): e0216362. https://doi.org/10.1371/journal.pone.0216362 2 Ne 2:25 https://www.churchofjesuschrist.org/study/scriptures/bofm/2-ne/2#p25 How Rare a Possession https://www.youtube.com/watch?v=EIhAsifEMFs The Book of Mormon: Brief Theological Introductions, by Joseph M. Spencer et. al. https://www.amazon.com/dp/B085HJWGSQ Family Proclamations, by Blair Hodges https://www.familyproclamations.org/

The Lawfare Podcast
Lawfare Archive: Julian Mortenson on 'The Executive Power'

The Lawfare Podcast

Play Episode Listen Later Feb 10, 2024 52:53


From April 13, 2019: Julian Mortenson, Professor of Law at the University of Michigan, is the author of a remarkable new article entitled "Article II Vests Executive Power, Not the Royal Prerogative," in the Columbia Law Review and available on SSRN.Recently, Benjamin Wittes spoke with the professor about the article, which Mortenson has been working on for years—as long as the two have known each other. The article explores the history of exactly three words of the U.S. Constitution—the first three words of Article II, to be precise: "the executive power."Huge claims about presidential power have rested on a conventional understanding of these three words. Julian argues that this conventional understanding is not just partially wrong, or mostly wrong, but completely wrong, as a matter of history. And, he tries to supplant it with a new understanding that he argues is actually a very old understanding of what those words mean.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

The Long View
Scott Burns: The Case for a Simple Retirement Plan

The Long View

Play Episode Listen Later Nov 7, 2023 51:14


Our guest on the podcast today is syndicated personal finance columnist and author Scott Burns. Burns began his career as a newspaper columnist in The Boston Herald in 1977, where he was also the financial editor. In 1985, he joined the staff of The Dallas Morning News, where his column became one of the most widely read features in the paper. Along the way, he created what he called Couch Potato Investing, which involves buying and holding a broadly diversified portfolio of low-cost index mutual funds. Burns has authored or co-authored several books, including The Coming Generational Storm and Spend ‘Til the End, both of which he co-authored with Laurence Kotlikoff. He received bachelor's degrees in humanities and biology from the Massachusetts Institute of Technology.BackgroundBioCouch Potato InvestingThe Coming Generational Storm: What You Need to Know About America's Economic Future, by Laurence J. Kotlikoff and Scott BurnsSpend ‘Til the End: Raising Your Living Standard in Today's Economy and When You Retire, by Laurence J. Kotlikoff and Scott BurnsBonds and Retirement“Do Bonds Have a Future?” by Scott Burns, scottburns.com, May 14, 2022.“Scott Burns: These Four Pillars of Investing Stand the Test of Time,” by Scott Burns, The Dallas Morning News, July 20, 2023.Allan Roth“TIPS Ladder Funds Don't Yet Exist, but They Should,” by John Rekenthaler, Morningstar.com, June 16, 2023.“Is America Hitting Peak Consumption?” by Scott Burns, scottburns.com, Oct. 12, 2023.“The Pudding Report, 2022,” by Scott Burns, scottburns.com, Jan. 15, 2023.“Examining the Tax Deferral Gift Horse,” by Scott Burns, scottburns.com, April 8, 2023.Investing in Retirement“What's a Safe Withdrawal Rate Today?” by Christine Benz, Jeffrey Ptak, and John Rekenthaler, Morningstar.com, Dec. 13, 2022.“The 4 Percent Rule Is Not Safe in a Low-Yield World,” by Michael Finke, Wade Pfau, and David Blanchett, SSRN, Jan. 15, 2013.“The High Cost of Immortality,” by Scott Burns, scottburns.com, Dec. 18, 2022.“Making a Plan to Retire Now, Not Later,” by Scott Burns, scottburns.com, April 25, 2022.“Is Homeownership Bigger Than It Should Be?” by Scott Burns, scottburns.com, Nov. 14, 2020.“Is Downsizing in Retirement Actually Possible?” by Scott Burns, scottburns.com, Nov. 21, 2020.OtherPortfolio VisualizerCenter for Retirement Research at Boston CollegeEmployee Benefit Research InstituteKaiser Family Foundation

Taboo Trades
The Fight For Privacy with Danielle Citron

Taboo Trades

Play Episode Listen Later Oct 25, 2023 78:52


In this episode, my great friend and colleague, Danielle Citron, joins me and UVA Law students Gabriele Josephs and Aamina Mariam to discuss her latest book, The Fight for Privacy: Protecting Dignity, Identity, and Love in the Digital Age (W.W. Norton, Penguin Vintage UK, 2022). Danielle Citron is the Jefferson Scholars Foundation Schenck Distinguished Professor in Law and Caddell and Chapman Professor of Law at UVA, where she writes and teaches about privacy, free expression and civil rights. Her scholarship and advocacy have been recognized nationally and internationally. She is a 2019 MacArthur Fellow and the Vice President of the Cyber Civil Rights Initiative, which has been advocating for civil rights and liberties on equal terms in the digital age since 2013. Her latest book, The Fight for Privacy: Protecting Dignity, Identity, and Love in the Digital Age (W.W. Norton, Penguin Vintage UK, 2022) was published in October 2022 and has been featured and excerpted in Wired, Fortune, and Washington Monthly, among others, and named by Amazon as a Top 100 book of 2022. Her first book, Hate Crimes in Cyberspace (Harvard University Press, 2014), was named one of the 20 Best Moments for Women in 2014 by the editors of Cosmopolitan magazine. She has also published more than 50 articles and essays. Show Notes: Citron, Danielle Keats, The Surveilled Student (August 25, 2023). Stanford Law Review, v. 76 (Forthcoming) , Virginia Public Law and Legal Theory Research Paper 2023-61, Available at SSRN: https://ssrn.com/abstract=4552267 The Fight for Privacy: Protecting Dignity, Identity, and Love in the Digital Age (W.W. Norton, Penguin Vintage UK, 2022) Hate Crimes in Cyberspace (Harvard University Press, 2014)

UCL Uncovering Politics
Fiscal Transparency And The Public Purse

UCL Uncovering Politics

Play Episode Listen Later Oct 19, 2023 30:17


During the recent pandemic, unprecedented public spending was required to help tackle the deadly disease and minimise its economic fallout. But faced with heightened uncertainty, rapidly changing conditions, and imperfect information, fiscal transparency was perhaps not at the forefront of politicians' minds when making important public investment and spending decisions.  Post-pandemic, in the middle of a cost-of-living crisis, and on the edges of a recession, there is a greater desire to understand the government's fiscal position and policies. In order to understand exactly what's going on, a degree of fiscal transparency – which refers to the publication of information on how governments raise, spend, and manage public resources – is needed.  We are joined by Dr Mike Seiferling, Assistant Professor in Public Finance here in the Department of Political Science at UCL and an expert (and former economist) at the IMF. Mike discusses the cost of non-transparency, and the importance of citizen engagement and civil society organizations in promoting fiscal transparency and accountability in government asset management. Mentioned in this episode:Seiferling, M. and Tareq, S.  ‘Hiding the Losses: Fiscal Transparency and the Performance of Government Portfolios of Financial Assets'Hameed, Farhan, Fiscal Transparency and Economic Outcomes (December 2005). IMF Working Paper No. 05/225, Available at SSRN: https://ssrn.com/abstract=888094

The Social-Engineer Podcast
Ep. 225 - The Doctor Is In Series - The Psychology of Con Artists

The Social-Engineer Podcast

Play Episode Listen Later Sep 4, 2023 44:53


Welcome to the Social-Engineer Podcast: The Doctor Is In Series – where we will discuss understandings and developments in the field of psychology.   In today's episode, Chris and Abbie are discussing the psychology of Con Artists. What motivates them, why people fall for them, and how you can protect yourself. [Sept 4, 2023]   00:00 - Intro 00:30 - Dr. Abbie Maroño Intro 01:11 - Intro Links -          Social-Engineer.com - http://www.social-engineer.com/ -          Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/ -          Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/ -          Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/ -          Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb -          CLUTCH - http://www.pro-rock.com/ -          innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/ 04:58 - The Topic of the Day: Con Artists 06:27 - Definition & Motivation 09:10 - The Empathy Difference 14:57 - Narcissist or Machiavellian??? 20:47 - A Good (Bad) Example 22:49 - Ego & Power 24:46 - The Hacker Mindset 30:54 - Cybercrime Variants 35:29 - The Power of Trust 38:43 - Take a Second 43:55 - Wrap Up 44:18 - Next Month: Mimicry                                      44:33 - Outro -          www.social-engineer.com -          www.innocentlivesfoundation.org   Find us online: -          Twitter: https://twitter.com/abbiejmarono -          LinkedIn: linkedin.com/in/dr-abbie-maroño-phd-35ab2611a -          Twitter: https://twitter.com/humanhacker -          LinkedIn: linkedin.com/in/christopherhadnagy   References: Allchin, D. (2012). Science con-artists. The american biology Teacher, 74(9), 661-666. Benson, M.L. 1985, “Denying the guilty mind: Accounting for involvement in white collar crime”, Criminology, vol. 23, pp. 583–607 Blythe, M., Petrie, H., & Clark, J. A. (2011, May). F for fake: four studies on how we fall for phish. In Proceedings of the SIGCHI conference on human factors in computing systems (pp. 3469-3478). Cowan, L. (2014). The Psychopath: What's Love Got to Do with It?. Psychological Perspectives, 57(3), 291-311. DSM-IV Task Force 1994, Diagnostic and Statistical Manual of Mental Disorders (fourth edition), American Psychiatric Association, Washington DC Duffield, G. M., & Grabosky, P. N. (2001). The psychology of fraud (Vol. 199). Canberra: Australian Institute of criminology. Fisher, K. (2015). The Psychology of Fraud: What Motivates Fraudsters to Commit Crime?. Available at SSRN 2596825. Frankel, T. (2012). The Ponzi scheme puzzle: A history and analysis of con artists and victims. Oxford University Press. Hare, R. D. (1999). Without conscience: The disturbing world of the psychopaths among us. Guilford Press. Konnikova, M. (2017). The confidence game: Why we fall for it... Every time. Penguin. Krambia-Kapardis, M 2001, Enhancing the Auditor's Fraud Detection Ability: An Interdisciplinary Approach, Peter Lang, Frankfurt am Main. Muscanell, N. L., Guadagno, R. E., & Murphy, S. (2014). Weapons of influence misused: A social influence analysis of why people fall prey to internet scams. Social and Personality Psychology Compass, 8(7), 388-396. Teitcher, J. E., Bockting, W. O., Bauermeister, J. A., Hoefer, C. J., Miner, M. H., & Klitzman, R. L. (2015). Detecting, preventing, and responding to “fraudsters” in internet research: ethics and tradeoffs. Journal of Law, Medicine & Ethics, 43(1), 116-133.

Divided Argument
Lib Fanfiction

Divided Argument

Play Episode Listen Later Sep 1, 2023 69:36


The Justices have beenoff  on their European vacations for a couple of months but we're still cranking out episodes breaking down last Term. We start off by discussion Will and Michael Stokes Paulsen's SSRN-breaking article arguing that Donald Trump is ineligible for the presidency under Section 3 of the Fourteenth Amendment. We then break down a couple of shadow-docket happenings involving "ghost guns" and the Purdue bankruptcy. We then finally clear our backlog of June cases by discussing two last opinions: Coinbase v. Bielski, which involves the intersection of arbitration and appellate jurisdiction,  and Groff v. DeJoy, which importantly clarified employers' obligations to provide religious accommodations to employees under Title VII of the Civil Rights Act of 1964.

inSecurities
How much in disgorgement!?

inSecurities

Play Episode Listen Later Aug 24, 2023 42:48


J.W. Verret, an Associate Professor of Law at the George Mason University Antonin Scalia Law School and a long-time friend of the inSecurities podcast, sits down with Chris and Kurt to discuss his new paper “Disgorgement Accounting After Liu v. SEC in Securities Enforcement Cases.” Professor Verret's article is the first to link Liu's directives on disgorgement to fundamental accounting principles. The result is an article at the intersection of securities law and accounting. Chris, Kurt, and J.W. talk about how practitioners should think about disgorgement accounting after Liu, and where they may be able to get a leg up in negotiations with the SEC Enforcement staff.   You can read Professor Verret's new article on SSRN here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4542940

The Disciplined Investor
TDI Podcast: Navigating Discipline (#828)

The Disciplined Investor

Play Episode Listen Later Aug 6, 2023 68:02


The USA debt rating is CUT! Most earnings are out and we have the results. Weekly oil inventories – largest draw-down EVER! Guest – Cullen Roch founder of Discipline Funds, helps us navigate risk. Mr. Roche founded Discipline Funds to help investors obtain access to low fee, diversified portfolios that help them stay the course and meet their financial goals. Cullen's primary areas of expertise include global macro portfolio construction, quantitative risk management, monetary economics, financial accounting and behavioral finance. Prior to establishing his own business, Cullen worked at Merrill Lynch Global Wealth Management where he worked on a team overseeing $500MM+ in assets under management. Upon leaving Merrill Lynch, Cullen managed a private investment partnership which took advantage of reporting irregularities ahead of major corporate events. The strategy generated substantial positive alpha (high risk adjusted returns) without a single negative year of returns from 2005-2011. He formed Orcam Financial Group in 2012 to help better serve the much needed retail space with sophisticated but low fee asset management and financial planning services. Cullen is also a prolific writer. In addition to the weekly musings on his website Pragmatic Capitalism, he is the author of the popular book Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance as well as “Understanding the Modern Monetary System,” one of the top 10 all-time most downloaded research papers on the SSRN academic research network. He is also the author of the popular white paper “Understanding Modern Portfolio Construction.” He was named one of the “Top Wall Street Economists, Experts and Opinion Leaders” of 2011 by Wall Street Economists and was named one of the “101 Best Finance People” by Business Insider, where he was described as “one of the most influential economic thinkers today.” In 2015, Cullen was named one of the “40 Under 40” most influential people in finance by InvestmentNews. He is regularly cited in the Wall Street Journal, on CNBC and in the Financial Times. Cullen is a Georgetown University alumnus, growing up in the DC area and now living in Southern California with his family, troublesome pup Callie and flock of chickens. Follow @CullenRoche Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (AMD), (TUP), (YELL)

My Worst Investment Ever Podcast
Laurens Swinkels – Stay Liquid Even When Investing Long-Term

My Worst Investment Ever Podcast

Play Episode Listen Later Jun 25, 2023 37:53


BIO: Laurens Swinkels is an Associate Professor of Finance at Erasmus University in Rotterdam and Executive Director and Head of Quant Strategy at Robeco's Sustainable Multi-Asset Strategies team.STORY: Lauren bought a house in Rotterdam. Just five years later, he had to move to Norway. Laurens managed to sell the house in the Netherlands many years later at a loss.LEARNING: Liquidity is very important even when investing long-term. Remove emotions from your decision-making. “Even though you're a long-term investor and you think you're really long-term, there may be things that cross your path that require liquidity.”Laurens Swinkels Guest profileLaurens Swinkels is an Associate Professor of Finance at Erasmus University in Rotterdam and Executive Director and Head of Quant Strategy at Robeco's Sustainable Multi-Asset Strategies team. His areas of expertise include allocation research and empirical asset pricing. He teaches Finance courses and has published his academic work in peer-reviewed journals such as the Journal of Financial Economics. Laurens holds a Ph.D. in Finance and a Master's in Econometrics from Tilburg University in the Netherlands.Worst investment everWhen Laurens started his masters in Tilburg, Netherlands, he decided to move out of his parent's home. He was torn between buying an apartment and renting one because the real estate prices were quite favorable for buyers then. He decided to rent since he would only be in school for a few years.After completing his master's, Laurens decided to do a Ph.D. and stayed another five years in Tilburg. He was still renting his apartment. After graduating, Laurens moved to Amsterdam, where the house prices were unimaginably high. Hoping that the prices would go down, he rented an apartment. But the prices just kept going up. Laurens had to commute daily from Amsterdam to Rotterdam. After getting tired of the commute, Laurens decided to buy a house in Rotterdam, where the prices were lower than in Amsterdam.Laurens didn't foresee that he would have to move to Norway five years after that decision. At this point, the house he'd bought was 25% underwater. The investment in this house made a large part of his wealth, so taking a 25% loss was tough for Laurens. He managed to sell the house only two years ago.Lessons learnedThe liquidity that allows you to sell and buy a house in another location whenever you want is very valuable.Even when you're investing long-term, liquidity is still essential.Remove emotions from your decision-making.Andrew's takeawaysBuying a house is a trap because you may lack liquidity.Home buying comes with the risk of not realizing the final capital gain that you thought you would.Actionable adviceIf you're not yet ready to buy a home or don't know where to buy, you can first get exposure to real estate through listed markets.Lauren's recommendationsLaurens recommends his data page on the university website, where you can download datasets if you want to do number crunching when investing. You can also check out Google Scholar or SSRN, where people post their latest thoughts. You can set alerts and get notified when papers on topics you're interested in are published. If you don't have the time for that, there are several people, like

Stuff You Missed in History Class
Lettuce, Slavery, and the Bibb Legacy

Stuff You Missed in History Class

Play Episode Listen Later Jul 6, 2022 37:37 Very Popular


John Bibb is credited with cultivating Bibb lettuce. But his family's legacy, good and bad, is all tied to having enslaved people build their familial wealth.    Research:  Seek Museum. https://www.seekmuseum.org/ O'Neal, Lonnae. “The bitter harvest of Richard Bibb: A descendant of slavery confronts her inheritance.” Andscape. October 14, 2019. https://andscape.com/features/the-bitter-harvest-of-richard-bibb-a-descendant-of-slavery-confronts-her-inheritance/ “Bibb Contributed to Logan's Black History.” March 1, 1979. https://www.newspapers.com/image/554440735/?terms=John%20B.%20Bibb&match=1 Sanders, “John M. Bibb,” ExploreKYHistory, accessed June 23, 2022, https://explorekyhistory.ky.gov/items/show/47. “Bibb Town.” The Courier-Journal of Louisville, Kentucky. Oct. 10, 1897. https://www.newspapers.com/image/32971252/?terms=John%20B.%20Bibb&match=1 “The African-American Mosaic – Colonozation.” Library of Congress. https://www.loc.gov/exhibits/african/afam002.html Metzmeier, Kurt X., Constructing Freedom: A Letter by George M. Bibb Concerning the Will of the Rev. Richard Bibb, Sr. (2016). 9 Unbound: A Review of Legal History and Rare Books 133 (2016), University of Louisville School of Law Legal Studies Research Paper Series No. 2017-5, Available at SSRN: https://ssrn.com/abstract=2919345 “Townhouse of Maj. Richard Bibb.” The Historical Marker Database. https://www.hmdb.org/m.asp?m=123348 Goff, John S. “THE LAST LEAF: GEORGE MORTIMER BIBB.” The Register of the Kentucky Historical Society, vol. 59, no. 4, 1961, pp. 331–42. JSTOR, http://www.jstor.org/stable/23374698.  Morrow, Michael. “Bibb Slaves Sent to Liberia in Africa in 1832.” The Logan Journal. November 2009. http://theloganjournal.com/Stories.aspx?Article=guests10 Goff, John S. “THE LAST LEAF: GEORGE MORTIMER BIBB.” The Register of the Kentucky Historical Society, vol. 59, no. 4, 1961, pp. 331–42. JSTOR, http://www.jstor.org/stable/23374698 Swietek, Wes. “Unique bonds: Descendants of slaves and the man who freed them gather for reunion.” Bowling Green Daily News. August 3, 2019. https://www.bgdailynews.com/news/unique-bonds-descendants-of-slaves-and-the-man-who-freed-them-gather-for-reunion/article_140eccb6-4f51-59dd-b1df-7f2892c0e02a.html See omnystudio.com/listener for privacy information.

Stuff You Missed in History Class
The Gallaudet 11

Stuff You Missed in History Class

Play Episode Listen Later Apr 27, 2022 43:47 Very Popular


The Gallaudet 11 were a group of Deaf men who were subjects in NASA's research into the human body in the early years of the space program. The transcript for this episode is here: https://bit.ly/3KnAGhA Research: Bergey, Jean Lindquist. “Deaf Perspective: Inside View of Early Space Research.” Quest: The History of Spaceflight Quarterly. Vol. 25. No. 1. 2018. Bergey, Jean Lindquist. “How Being Deaf Made the Difference in Space Research.” Smithsonian Air and Space Museum. 4/7/2017. https://airandspace.si.edu/stories/editorial/how-being-deaf-made-difference-space-research Calandrelli, Emily. “In the 1960's 11 deaf men helped NASA get to the moon.” Twitter thread. 12/12/2019. https://twitter.com/thespacegal/status/1205258285412020225?lang=en Williams, Damien P., Heavenly Bodies: Why It Matters That Cyborgs Have Always Been About Disability, Mental Health, and Marginalization (June 8, 2019). Available at SSRN: https://ssrn.com/abstract=3401342 or http://dx.doi.org/10.2139/ssrn.3401342 Clark, Brant and Ashton Graybiel. “Human Performance During Adaptation to Stress in the Pensacola Slow Rotation Room.” Aerospace Medicine. Vol. 32, No. 2, February 1961. Colehour, James K. and Ashton Graybiel. “Excretion of 17-Hydroxycorticosteroids, Catechol Amines, and Uropepsin in the Urine of Normal Persons and Deaf Subjects with Bilateral Vestibular Defects Following Acrobatic Flight Stress.” United States Naval School of Aviation Medicine and National Aeronautics and Space Administration. May 10, 1963. Crowell, Rachel. “Disabled Astronauts Blaze New Space Trails.” Scientific American. 10/20/2021. https://www.scientificamerican.com/article/disabled-astronauts-blaze-new-space-trails/       David, Leonard. “Equal access to space: New study investigates how to get more 'parastronauts' aloft.” Space.com. 12/31/2021. https://www.space.com/inclusive-human-spaceflight-parastronaut-study Dowd, Jim. “9 Deaf Men Volunteer for Navy Research.” Pensacola News Journal. 12/28/1962. Eveleth, Rose. “It's Time to Rethink Who's Best Suited for Space Travel.” Wired. 1/27/2019. https://www.wired.com/story/its-time-to-rethink-whos-best-suited-for-space-travel/ Fregly, Alfred and Robert S. Kennedy. “Comparative Effects of Prolonged Rotation at 10 RPM on Postural Equilibrium in Vestibular Normal and Vestibular Defective Human Subjects.” Bureau of Medicine and Surgery. March 23, 1965. Gallaudet University. “Deaf Difference + Space Survival Exhibition Video.” https://www.gallaudet.edu/museum/ddss-doc/ Gohd, Chelsea. “Disability ambassadors successfully complete Zero-G flight.” Space.com. 10/19/2021. https://www.space.com/astroaccess-disability-ambassadors-zero-g-flight Harrington, Tracy. “Three Deaf Men Serve as Human Guinea Pigs.” Pensacola News Journal. 7/11/1962. Hotovy, Hannah. “How 11 Deaf Men Helped Shape NASA's Human Spaceflight Program.” NASA. 5/4/2017. https://www.nasa.gov/feature/how-11-deaf-men-helped-shape-nasas-human-spaceflight-program Irwin, J.A. et al. “The Pathology of Sea-sickness.” The Lancet. 11/26/1881. James, William. “The Sense of Dizziness in Deaf-mutes.” American Annals of the Deaf and Dumb , APRIL, 1883, Vol. 28, No. 2. Via JSTOR. https://www.jstor.org/stable/44460811 Kellogg, Robert S. et al. “Motion Sickness Symptomatology of Labyrinthine Defective and Normal Subjects During Zero Gravity Maneuvers.” Technical Documentary Report AMRL-TDR-64-47. Air Force Systems Command. June 1964. Kennedy, Robert S. et al. “Symptomology Under Storm Conditions in the North Atlantic in Control Subjects and Persons with Bilateral Labyrinthine Defects.” United States Naval School of Aviation Medicine and National Aeronautics and Space Administration. May 1965. Larimer, Sarah. “‘I wanted to serve': These deaf men helped NASA understand motion sickness in space.” Washington Post. 5/5/2017. https://www.washingtonpost.com/news/retropolis/wp/2017/05/05/i-wanted-to-serve-these-deaf-men-helped-nasa-understand-motion-sickness-in-space/ NASA Video. “How Deaf and Hearing Impaired People Helped the Space Program.” Via YouTube. 5/11/2013. https://www.youtube.com/watch?v=zM47-nz24i4 Space Center Houston. “Gallaudet 11 – Deaf Right Stuff.” 2/18/2020. https://www.facebook.com/watch/?v=3102869376605071 U.S. Naval School of Aviation Medicine Pensacola, Fla. “Symposium on the Role of Vestibular Organs in the Exploration of Space.” Ashton Graybiel, General Chairman. Jan. 20-22 , 1965. See omnystudio.com/listener for privacy information.