Podcasts about OCC

On The Chain - Blockchain and Cryptocurrency News + Opinion

Play Episode Listen Later Aug 5, 2025 46:42

C'est l'une des clés de la réussite en trail : savoir grimper efficacement ! Dans ce nouvel épisode de RMC Running, on s'attaque à un incontournable de la préparation trail, les fameuses séances de côtes. À quoi servent-elles ? Comment les intégrer dans un plan d'entraînement ? Faut-il privilégier les côtes longues ou courtes ? Et quel est le rôle des bâtons dans tout ça ? Notre coach Romain Adam, cofondateur de l'appli RunMotion Coach, vous livre tous ses conseils pour progresser en montée. On prendra également des nouvelles de la team RMC Running avec Damien qui participera à la MCC (40km), Claire sur la OCC (57km), Romain sur la TDS (148km) et Laurent sur la mythique UTMB (176km).

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XRP Bull Run | Crypto Explodes, Dems Implode | Go woke, Go Broke | Sweeney Breaks the Internet

Play Episode Listen Later Aug 4, 2025 86:40

XRP Bull Run | Crypto Explodes, Dems Implode | Go woke, Go Broke | Sweeney Breaks the Internet ----- Bull Run Confirmed: Markets are surging, but historically August and September are brutal for gains—just ask Jim Cramer. Ripple Goes Banking: Ripple's OCC banking license application is public—what it reveals could reshape their future footprint. XRP NYC: Builders, holders, and devs are converging for XRP Community Night in New York. Big energy incoming. Fighting FUD: Best resource to shut down BTC maxi denial of XRPL facts. Share it, save it. Xahau Ecosystem: New projects rolling out on Xahau—check the full list and see who's building. One Shot: A cinematic teaser drops—“Would you mint it or let it slip?” A nod to the XRP community. Geopolitics: Trump launches new sports council with legends, and his trade strategy vindicated—media, as always, doubted him. Dems in Decline: Gallup, CNN, WSJ—all show brutal numbers for the Democratic Party. The narrative is cracking. Kennedy & Robinson: Sen. John Kennedy delivers another zinger, and Tommy Robinson joins Advance UK. Political shifts in motion. Woke Fallout: Jaguar CEO steps down after viral fail; Sweeney's Dunkin' ad drives liberals mad; American Eagle doubles down—corporate insanity continues. Cultural Chaos: Yellow jeans, TikTok meltdown, and Baby Trump memes—because of course. ----- #XRP #Bitcoin #Trump #CryptoNews #OnTheChain #CryptoAirdrop #Geopolitics SUPPORT ON THE CHAIN GRAB A BADASS YETIS COFFEE – Fuel your crypto grind! ☕ Visit: otc.one/BadassYetisBrew MINT YOUR BADASS YETIS NFT – Own a piece of the legend! Visit: otc.one/mint OTC MERCH IS HERE! – Represent the community in style! Visit: onthechain.shop BUY US A COFFEE – Help keep the content flowing! Visit: otc.one/buy-us-a-coffee JOIN THE CHANNEL – Get exclusive perks & behind-the-scenes content! Visit: otc.one/join ********** ON THE CHAIN – CONNECT WITH US! Listen to the OTC Podcast – Never miss an update! Visit: otc.one/podcast Visit Our Website – The home of crypto insights! Visit: onthechain.io Follow OTC on Twitter – Stay updated in real time! Visit: otc.one/otc Join the OTC Community on Twitter – Be part of the discussion! Visit: twitter.com/i/communities/1599435678995062788 ********** FOLLOW THE OTC TEAM Follow Jeff on Twitter:

FCPA Rollbacks, OCC Risk Tolerance, and Crypto Compliance Gaps

AML Conversations

Play Episode Listen Later Aug 1, 2025 16:12

In this week's episode, Joe McNamara and John Byrne examine significant shifts in the regulatory landscape, starting with a tribute to compliance leader Anna Rentschler. They dive into concerning changes to FCPA enforcement guidance that critics say abandons universal ethical standards, the OCC's unusual LinkedIn post signaling increased risk tolerance for banks, and growing threats to the Corporate Transparency Act. The discussion moves internationally to cover the UK's crypto asset sanctions compliance findings, the EU's latest money laundering risk assessment highlighting fintech vulnerabilities, and an FBI advisory on the Scattered Spider cybercriminal group.

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RADIO TRAIL Carreras de Montaña Mayayo

Play Episode Listen Later Jul 31, 2025 48:22

STIAN ANGERMUND BUSCA EL TRIPLETE EN MARATÓN MUNDIAL CANFRANC 2025. Entrevista por MayayoLa Maratón del Mundial 2019 en la Patagonia Argentina nos trajo una fabulosa edición, donde en un trazado alpino y nevado del K42 La Angostura, con un recorrido de 41.5km/D+2184m histórico en este mundillo. Se coronaron campeones del mundo el estadounidense Jim Walmsley y la rumana Cristina Simion, mientras España lideró el mundial, sumando un oro masculino y una plata femenina inolvidables.La actual Short Trail debutó en el Mundial Thailandia 2021 sobre un recorrido de 38k/D+2.425m entre las junglas y colinas de Chang Mai, donde los campeones individuales fueron el noruego Stian Angermund y la rumana Denisa Dragomir. Los títulos por equipos fueron para España en categoría femenina e Italia en masculina.El Mundial Short Trail en Innsbruck 2023 deparó un duro recorrido sobre 45k/D+3.135, tan alpino como abrupto y vistoso, donde Stian Angermund logró su segundo oro, mientras Clementine Geoffray conquistaba el oro para una Francia que venció también por equipos en categoría femenina. Gran Bretaña firmó la victoria masculina equipos.LA MARATÓN CANFRANCPIRINEOS EN EL MUNDIAL 2025. El próximo mes de septiembre el corazón del Pirineo aragonés latirá al ritmo de las zancadas más rápidas del planeta en la Short Trail de 45k/D+3.657m. El trazado replica la mítica Maratón CanfrancCanfranc, que durante años ha forjado leyendas entre bosques de pino rojo, barrancos solitarios como el de Epifanio y panorámicas que cortan la respiración; de La Moleta a las faldas del Aspe y más allá. Será un desafío para atletas totales, los que no solo corren sino que trepan, descienden y se mueven por la alta montaña como si formaran parte de ella. Aquí no bastarán unas piernas rápidas: hará falta estrategia para gestionar la dureza del perfil, saber cuándo apretar y cuándo guardar fuerzas, y sobre todo, cabeza para no dejarse atrapar por la belleza áspera de estas cumbres. STIAN ANGERMUND BUSCA EL TRIPLETE. Uno de los grandes protagonistas será, sin duda, Stian Angermund, el noruego de 38 años asentado en Bergen, que sueña con firmar el triplete como colofón a más de diez años de presencia en la élite del Trail running mundial. No ha sido el suyo un camino fácil pues frente al brillo de esos dos oros mundial se haya la sanción de 16 meses por dopaje impuesta por la Federación francesa tras su oro en los 50km de OCC en 2023. En esta entrevista, Stian Angermund comparte con Mayayo sus recuerdos de Thailandia e Innsbruck; su amarga experiencia tras la sanción y sus enormes ilusiones puestas en Canfranc.#carrerasdemontaña #radiotrailConviértete en un seguidor de este podcast: https://www.spreaker.com/podcast/radio-trail-carreras-de-montana-mayayo--4373839/support.

STIAN ANGERMUND BUSCA EL TRIPLETE EN MARATÓN MUNDIAL CANFRANC 2025

RADIO TRAIL CARRERAS DE MONTAÑA, por Mayayo

Play Episode Listen Later Jul 31, 2025 48:21

TIAN ANGERMUND BUSCA EL TRIPLETE EN MARATÓN MUNDIAL CANFRANC 2025 La Maratón del Mundial 2019 en la Patagonia Argentina nos trajo una fabulosa edición, donde en un trazado alpino y nevado del K42 La Angostura, con un recorrido de 41.5km/D+2184m histórico en este mundillo. Se coronaron campeones del mundo el estadounidense Jim Walmsley y la rumana Cristina Simion, mientras España lideró el mundial, sumando un oro masculino y una plata femenina inolvidables. La actual Short Trail debutó en el Mundial Thailandia 2021 sobre un recorrido de 38k/D+2.425m entre las junglas y colinas de Chang Mai, donde los campeones individuales fueron el noruego Stian Angermund y la rumana Denisa Dragomir. Los títulos por equipos fueron para España en categoría femenina e Italia en masculina. El Mundial Short Trail en Innsbruck 2023 deparó un duro recorrido sobre 45k/D+3.135, tan alpino como abrupto y vistoso, donde Stian Angermund logró su segundo oro, mientras Clementine Geoffray conquistaba el oro para una Francia que venció también por equipos en categoría femenina. Gran Bretaña firmó la victoria masculina equipos. LA MARATÓN CANFRANCPIRINEOS EN EL MUNDIAL 2025. El próximo mes de septiembre el corazón del Pirineo aragonés latirá al ritmo de las zancadas más rápidas del planeta en la Short Trail de 45k/D+3.657m. El trazado replica la mítica Maratón CanfrancCanfranc, que durante años ha forjado leyendas entre bosques de pino rojo, barrancos solitarios como el de Epifanio y panorámicas que cortan la respiración; de La Moleta a las faldas del Aspe y más allá. Será un desafío para atletas totales, los que no solo corren sino que trepan, descienden y se mueven por la alta montaña como si formaran parte de ella. Aquí no bastarán unas piernas rápidas: hará falta estrategia para gestionar la dureza del perfil, saber cuándo apretar y cuándo guardar fuerzas, y sobre todo, cabeza para no dejarse atrapar por la belleza áspera de estas cumbres. STIAN ANGERMUND BUSCA EL TRIPLETE. Uno de los grandes protagonistas será, sin duda, Stian Angermund, el noruego de 38 años asentado en Bergen, que sueña con firmar el triplete como colofón a más de diez años de presencia en la élite del Trail running mundial. No ha sido el suyo un camino fácil pues frente al brillo de esos dos oros mundial se haya la sanción de 16 meses por dopaje impuesta por la Federación francesa tras su oro en los 50km de OCC en 2023. En esta entrevista, Stian Angermund comparte con Mayayo sus recuerdos de Thailandia e Innsbruck; su amarga experiencia tras la sanción y sus enormes ilusiones puestas en Canfranc. #carrerasdemontaña #radiotrail

The Wire Coverage Has Begun!

On The Brink with Castle Island

Play Episode Listen Later Jul 30, 2025 72:04

Ross Bolen and Barrett Dudley discuss Happy Gilmore 2 and The Gilded Age being renewed for season 4, take a few hotline calls from listeners, and announce/preview coverage of The Wire season 1 which began this week exclusively on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Support Our Sponsors: ⁠OpenPhone.com/OCC ⁠⁠for 20% OFF your first 6 months Subscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

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From Karaoke to Comments: Your Chance to Shape Fraud Policy

Banking on Fraudology

Play Episode Listen Later Jul 30, 2025 12:22

Banking on Fraudology is part of the Fraudology Podcast Network.In this eye-opening episode of Banking on Fraudology, host Hailey Windham dives into a critical development in the financial fraud prevention landscape. Fresh off a cruise where she performed her fraud-prevention parody of Meghan Trainor's "No," Hailey shifts gears to discuss a major opportunity for fraud professionals to shape future policy. The CFPB, NCUA, FDIC, OCC, and the Fed have issued a joint request for information, seeking input from industry experts on how to address rising threats in digital payments fraud.Hailey breaks down the key areas regulators are focusing on, including effective fraud prevention tools, barriers to data sharing, industry collaboration, consumer education, and regulatory gaps. She emphasizes the importance of credit unions and regional banks participating in this conversation, as their unique perspectives and challenges need representation. The host provides actionable advice for listeners, encouraging them to read the summary, discuss it with their teams, and submit comments before the September 18 deadline.This episode serves as a rallying cry for fraud fighters to seize this rare opportunity to influence regulatory policy directly. Hailey's passion for the subject shines through as she urges listeners to elevate each other's voices and show up "smart and aligned." Don't miss this chance to make your experience count in shaping the future of fraud prevention. Listen now and prepare to make your voice heard in this crucial industry conversation.https://americascus.widen.net/view/pdf/e03c71f0-112b-4e61-a57b-b6f8bffb6911/Interagency[…]&_hsmi=368732194&utm_content=368732194&utm_source=hs_emailAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

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NCUA in Limbo: What the Board Shakeup Means for Credit Unions

With Flying Colors

Play Episode Listen Later Jul 29, 2025 15:35 Transcription Available

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/NCUA in Limbo: What the Board Shakeup Means for Credit UnionsEpisode Date: July 28, 2025 Host: Mark Treichel Episode SummaryThe NCUA board is in complete chaos following President Trump's firing of board members Todd Harper and Tanya Otsuka, their court-ordered reinstatement, and subsequent legal stay. Mark breaks down the dramatic week of legal battles, analyzes what happened during last Thursday's awkward board meeting, and predicts the 80% chance Harper and Otsuka won't return permanently.Key Topics CoveredThe Legal Drama TimelineTrump's firing of Harper and OtsukaFederal court ruling that Trump violated the Federal Credit Union ActWednesday court decision ordering immediate reinstatementWeekend stay blocking their returnLikely Supreme Court appeal aheadLast Thursday's Board Meeting AnalysisHarper and Otsuka's awkward return (Harper via video, Otsuka in person)Three "safe" briefings: AI, CLF, and the new Ombudsman officeThe "500-pound elephant in the room" that everyone avoidedWhy staff is in an impossible positionWhat's Next for the Board80% odds Harper and Otsuka don't return permanentlyKyle Huffman's term expires next monthPossibility of Trump appointing 2-3 new board members before year-endImpact of onboarding multiple new board members simultaneouslyInspector General Report BombshellCritical Infrastructure Division Director scandal exposedFalse statements on background investigationsSending sensitive NCUA documents to personal emailUnauthorized outside employment while at NCUAPossible connection to unauthorized AI usageBudget ImplicationsTwo-year budget cycle hanging in limboNo mid-year budget briefing despite historical precedentHow a Republican board majority might cut costs to credit unionsAugust board meeting hiatus continues traditionNotable Quotes"The 500 pound elephant in the room relative to the whole issue, all three sides avoided.""I would say 80% chance that they do not come back and that the places will be filled before the end of the year.""The professionalism of staff is well above average. And while they're going through all these things, it's chaotic."Upcoming ContentMark announces the OCC Risk Report series - breaking down his longer three-person discussion with Dennis, Steve, and Todd into shorter Thursday episodes throughout the summer. These will explore OCC findings and their implications for credit union examinations.

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July 25th, 2025 | Cautious Bank Outlook, Crypto Law Update, Dividends or Buybacks, New Tax Rules, Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & (ABT)

Smartinvesting2000

Play Episode Listen Later Jul 26, 2025 55:37

Big bank earnings give a cautious green light on the economy Every quarter we get excited about listening to and reading about how things went for the big banks in the most recent quarter as they release their earnings. I'm primarily talking about JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo. We have held a couple large banks in our portfolio for years and they have provided very useful information along with great returns as well. Overall, the big banks were happy with the low rates of consumer delinquencies and writing off debt that was unrecoverable stayed around the same rate as last year. One banker made a comment that with a 4.1% unemployment rate it's not likely to see a lot of weakness in their portfolio. This is something we have said for quite a while now, but we believe as long as the employment picture stays strong, the economy should do well. Deal making for the banks looked pretty good across the board and all of them had profit increases compared to one year ago. The overall tone from the bankers was largely upbeat, but a couple banks did call out some concern around commercial real estate and office buildings. There are certain cities with economies that are doing well, but there are other areas that are more problematic and the banks generally have commercial real estate in many markets across the country. To summarize, it appears the bankers feel pretty good, but they still remain somewhat cautious as bankers always should. Understanding new legislation on cryptocurrencies Last week new legislation on cryptocurrencies was announced as the Genius Act, which stands for Guiding and Establishing National Innovation for US stable coins, made its way through Congress and to the President's desk. The legislation is supposed to provide licensing and oversight for stable coins as issuers must obtain licenses through either a national trust bank charter with the OCC, which stands for the Office of the Comptroller of the Currency, or a state level money transmission license. The Genius Act is supposed to provide consumer protection in the case of the issuer of a stable coin becoming insolvent. The solution in the Genius Act is to prioritize stable coin holder claims so the holders of those coins should be able to get their money back. This is nowhere near the safety one has in a bank where your deposits are insured by the FDIC should that bank fold. I feel this law will give people a false sense of security and I don't believe it will prevent a major collapse of stable coins. There's also a conflict of interest from President Trump‘s promotion of digital currencies since he himself has a coin and his sons Donald Trump Junior and Eric Trump run a bitcoin mining firm called American Bitcoin and are heavily involved in the crypto space. I believe the whole thing is just adding to the bubble of cryptocurrencies. Keep in mind that a bubble can last 10 to 12 years, if not longer, but the bigger it gets the bigger the financial disaster it causes. What is better for investors stock dividends or stock buybacks? Unfortunately, there's no hard and fast rule based on performance figures in terms of what is better for stock investors, but I would have to lean towards stock dividends. If you look at the right companies paying dividends over a 10-year period you can find that perhaps the company you invested in is now giving you a yield of maybe 7-8% based on your initial investment. Those dividends can be a really great tool for long-term investing and while companies could always stop the dividend, most companies that have paid a dividend for the long-term do not like to stop or even reduce paying that dividend. This can help stabilize returns during downturns and may help investors be less emotional. A problem with stock buybacks is they can be announced and the stock may see a little bounce, but then it's possible that management does not fulfill the commitment to buy back all the shares they had planned to. Also, if the company or the markets were to hit a rough patch many times the first thing to go is stock buybacks. It is also possible that the company could do a stock buyback, but within a year or two the stock might drop below the price where the repurchases occurred, which would make those investments a questionable use of capital. Benefits to stock buybacks include the fact that there's no taxes for shareholders when they occur and they do increase your ownership of that business. While dividends are generally taxed, they are tax favored and depending on one's tax bracket you may pay very little or no tax at all. And don't forget about the compounding effect of reinvesting those dividends back into another investment. Unfortunately, it has become harder to find good quality companies paying dividends for a reasonable price. Looking at the S&P 500 index, the yield is now only 1.2%, which is near the all-time low that was hit during the dot-com bubble. Over the long-term history of the S&P 500, it's yield is generally around the 10-year Treasury and I was surprised to learn that up until the 1960's, the S&P 500 actually generally yielded more than the 10-year Treasury. Even looking just 10 years ago they were both yielding around 2%, but currently the spread between the two is about 3%. This comes as the S&P 500 has seen its forward P/E based on the next 12 months of earnings expand from 17 to around 22 during that time frame. Could this be another warning sign that the S&P 500 index is overvalued? Financial Planning: New Tax Rules for Tips and Overtime Starting in tax year 2025 and through 2028, the One Big Beautiful Bill Act exempts up to $25,000 in tip income and up to $12,500 in qualifying overtime pay per individual from federal income tax—doubling to $50,000 and $25,000 respectively for married couples filing jointly. The tip exemption applies only to workers in occupations where tips are customary and must be properly reported through W-2s. The overtime deduction applies only to the premium portion of overtime wages—i.e., the extra pay above an employee's standard hourly rate—and must be paid in accordance with Section 7 of the Fair Labor Standards Act (FLSA), meaning it only covers overtime worked in excess of 40 hours per week under federal rules. Overtime paid under state laws or union contracts does not qualify unless it also meets the FLSA criteria. The full exemption is available to taxpayers with modified adjusted gross incomes up to $150,000 (single) or $300,000 (married filing jointly) and begins to phase out above those levels. To claim the exemption, workers must file a new IRS Form 10324-T with their annual tax return. Keep in mind Social Security, Medicare, and state taxes still apply to the tip and overtime pay. The policy begins with wages and tips earned on or after January 1, 2025, with claims first filed on 2025 tax returns in 2026. Companies Discussed: Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & Abbot Laboratories (ABT)

Weekly Roundup 07/25/25 (Tether's GENIUS options, Defending Free Banks, Saylor's Stretch) (EP.649)

Play Episode Listen Later Jul 25, 2025 37:06

Matt and Nic are back with another week of news and deals. In this episode: Defending “Free Banking” from the critics – and why stablecoins are unlike free banks The American Bankers Association doesn't like new crypto charters Tether CEO Paolo Ardoino announces the company's plan to launch a new US-based stablecoin this year Strategy announced the plans for the fourth preferred stock offering this week, STRC, or "Stretch." Anchorage Digital, which does hold an OCC banking charter, is launching a new stablecoin issuance platform. The first stablecoin product will be USDtb in partnership with Ethena Labs The Senate Banking Committee released their discussion draft for crypto market structure legislation this week, designed to build off the House's passage of the CLARITY Act last week Citadel Securities has expressed concern around the rise of tokenized securities Bhutan's Bitcoin trade BitGo, a crypto custody provider, and Bullish, a crypto exchange, both announced that they had confidentially filed an S-1 Further reading: Wired, The Great Crypto Re-Banking Has Begun Galaxy Digital, Crypto Policy Under Trump: H1 2025 Report

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The Bear S4E9-10

Play Episode Listen Later Jul 21, 2025 71:32

Ross Bolen and Barrett Dudley discuss and review episodes 9-10 of The Bear season 4. Tune in later this week on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further discussion fueled by hotline calls from listeners! Support Our Sponsors: Factor75.com/occ for 40% OFF first order + FREE shipping LiquidIV.com (code "OCC" for 20% OFF first order) Subscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

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THE FED, FDIC, & OCC GIVE BANKS ABILITY TO PUMP CRYPTO!

Play Episode Listen Later Jul 15, 2025 18:59

Crypto News: Bitcoin hits $123,000 and pulls backl. Fed, FDIC, & OCC give Banks guidance on crypto and stablecoins. XRP Futures and Ondo Finance Tokenization news.Show Sponsor -

The Hidden Risks Every Credit Union Should Be Watching in 2025

With Flying Colors

Play Episode Listen Later Jul 15, 2025 57:11 Transcription Available

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Credit Union Roundtable: Mid-Year Risk Reports - Our Take on What it Means for CUsEpisode DescriptionIn this inaugural Credit Union Roundtable episode, host Mark Treichel is joined by three industry veterans to break down the OCC's Spring 2025 risk report and what it means for credit unions. Steve Farrar, Todd Miller, and Dennis Bauer bring decades of combined NCUA and credit union experience to analyze the top risk concerns facing the industry.Featured GuestsSteve Farrar - Former NCUA examiner and problem case officer with 30+ years of regulatory experience, including work on the risk-based capital rule and Central Liquidity FacilityTodd Miller - 34-year NCUA veteran, former Director of Special Actions in the Western Region, capital markets specialistDennis Bauer - Recently retired CFO of Ideal Credit Union (grew from $100M to $1B+ during his tenure), former NCUA examinerKey Topics CoveredCommercial Credit Risk (9:00)Rising delinquencies in commercial real estateImpact of interest rate resets on variable rate loansOffice building vacancy concerns post-COVIDNCUA's increased focus on annual review processesNew concentration limit requirements by property typeRetail Credit Performance (18:00)Student loan payment resumption impactsGenerational differences in borrowing behaviorAuto loan portfolio shrinkage trendsRegional economic performance variationsInterest Rate Environment (24:00)Yield curve normalization effectsCD composition changes (13% to 28% of deposits)Underwater investment portfoliosEnhanced stress testing requirements from examinersOperational Risk Challenges (33:00)Cybersecurity incident response planningLegacy system conversion risksCommunication strategies during cyber incidentsCost vs. benefit analysis for security upgradesFraud & Payment Systems (39:00)Elder fraud targeting (timeshare scams example)ATM jackpotting and skimming schemesVenmo usage statistics (85% under 40, $342B in Q1 transfers)Third-party payment system competitionBSA/AML Compliance Burden (45:00)Staffing challenges for smaller credit unionsCreating collaborative BSA officesCommittee-based approach to complianceGrowth & Competition (46:00)Slow loan growth trendsCredit unions gaining deposit market share vs. banksMoney supply impacts on deposit availabilityPricing strategy considerationsAI & Technology Adoption (50:00)Model validation requirementsThird-party vendor risk managementNCUA's AI policy challengesCompetitive advantages vs. compliance risksKey TakeawaysCommercial Real Estate Monitoring: Credit unions should closely watch their CRE portfolios, especially office properties and loans approaching rate resetsStress Testing Expansion: Expect more detailed scenario analysis requests from NCUA examiners across interest rate and liquidity risksOperational Risk Investment: Cybersecurity and system conversion planning require significant ongoing investment and expertiseGenerational Shifts: Adapting to younger members' payment preferences and borrowing behaviors is critical for long-term growthAI Adoption Strategy: Credit unions need to embrace AI while implementing proper model validation and risk management frameworksResources MentionedOCC Spring 2025 Risk Report (link in show notes)Credit Union Regulatory Guidance podcast (AI-powered audio summaries)Attorney General scam awareness resourcesNotable Quotes"A rolling loan gathers no loss" - Professor Willie Stotts reference on commercial loan repricing challenges"We took the approach that we're gonna have a cyber incident... so we took that approach in developing our incident response plan" - Dennis Bauer on cybersecurity preparation"If you don't have time to do it right, you don't have time to do it over" - On system conversion planningContact InformationMark Treichel - Host, With Flying Colors Podcast Consulting Services: Available for credit union risk management and regulatory guidanceNext Episode PreviewStay tuned for more Credit Union Roundtable discussions featuring industry veterans sharing practical insights on regulatory trends and risk management strategies.This episode provides general information and should not be considered specific regulatory or legal advice. Credit unions should consult with their own advisors and regulatory contacts for guidance on specific situations.

En route vers l'UTMB : à l'assaut des descentes !

Play Episode Listen Later Jul 15, 2025 51:11

Beaucoup de dénivelé positif oui. Mais aussi de longues descentes ! Pour préparer au mieux l'UTMB, il faut savoir appréhender ces descentes. C'est le thème de notre nouvel épisode consacré à la course d'ultra-trail prévue fin août. Comment s'entrainer à descendre ? Faut-il utiliser des bâtons ? Quelles sont les différences entre les descentes sinueuses et techniques, et les descentes longues et dégagées ? Notre coach Romain Adam, cofondateur de l'appli de coach RunMotion Coach, vous donne tous les conseils pour bien savoir descendre. Benoit Boutron et Yohan Durand prennent également des nouvelles de la team RMC Running avec Damien qui participera à la MCC (40km), Claire sur la OCC (57km), Romain sur la TDS (148km) et Laurent sur la mythique UTMB (176km).

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PREPARE FOR GAINS! BITCOIN HITS NEW HIGH & ALTCOINS LIKE XRP & ETHEREUM MOVE!

Play Episode Listen Later Jul 11, 2025 18:31

Crypto News: Bitcoin pumps to a new high of $117,000 as Altcoins like Ethereum and XRP starting moving. US Treasury rolls back crypto broker reporting rules.Show Sponsor -

En route vers l'UTMB : les clés d'une rando-course, la séance basique pour préparer un trail !

Play Episode Listen Later Jul 8, 2025 45:40

A moins de 2 mois de l'UTMB, les choses s'accélèrent : les séances d'entrainement s'intensifient, les kilomètres s'accumulent... L'occasion pour la Team RMC Running x RunMotionCoach de se focaliser sur la séance basique du trail : la rando-course. Comment bien l'apprivoiser ? Comment s'entrainer sans beaucoup de dénivelé autour de chez soi ? Notre coach Romain Adam vous donne toutes les clés pour réussir cette séance qui vous apprendra à savoir marcher dans les moments importants. RMC Running prend des nouvelles de sa team avec Damien qui participera à la MCC (40km), Claire sur la OCC (57km), Romain sur la TDS (148km) et Laurent sur la mythique UTMB (176km).

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The Bear S4E4-6

The Options Insider Radio Network

Play Episode Listen Later Jul 7, 2025 73:01

Ross Bolen and Barrett Dudley discuss and review episodes 4-6 of The Bear season 4. Tune in later this week on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further discussion fueled by hotline calls from listeners!Support Our Sponsors:OpenPhone.com/OCC ⁠for 20% OFF your first 6 months⁠⁠Mood.com⁠⁠⁠ (code "OCC" for 20% OFF your first order)Subscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com

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The Option Block 1388: CORZ Craziness and Big ETH Boosts

Play Episode Listen Later Jul 7, 2025 56:33

In this episode, Mark Longo, Andrew Giovinazzi (The Option Pit) and Mike Tosaw (St. Charles Wealth Management) delve into the latest happenings in the options market. The show covers a variety of segments including unusual options activity, such as the sizable trades in Clover Health Investments and Bit Digital. The discussion spans market trends, notably the recent market pullback likely influenced by tariff news and possible market reactions to political maneuvers. Uncle Mike shares a strategy block focused on the careful selection of covered calls. The episode also touches on listener polls and questions, including opinions on assets with the most upside potential in the second half of 2025. 03:08 Show Kickoff and Recent Updates 05:36 80s Trivia Challenge 07:43 Market Analysis and Trading Block 12:20 Political Commentary and Market Reactions 20:57 VIX and Single Stock Analysis 27:36 Tesla's Market Impact 28:29 June's Hot Numbers from OCC 30:58 Unusual Options Activity: Clover Health 35:59 Unusual Options Activity: Bit Digital 41:03 Unusual Options Activity: Core Scientific 44:15 Strategy Block: Covered Call Selection 48:55 Mail Block: Listener Questions and Polls 52:00 Around the Block: Market Watch 53:31 Conclusion and Upcoming Content

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The Option Block 1388: CORZ Craziness and Big ETH Boosts

The Option Block

Play Episode Listen Later Jul 7, 2025 56:33

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New SMFM Stillbirth Checklist Update (July 2025)

Dr. Chapa’s Clinical Pearls.

Play Episode Listen Later Jul 5, 2025 25:42

Stillbirth is one of the most devastating adverse pregnancy outcomes, occurring in 1 in 160 deliveries in the United States. In March 2020, the ACOG released OCC #10, "Management of Stillbirth". Now, formally released July 2025, the SMFM has an updated checklist for stillbirth care, published in the journal Pregnancy. In this episode, we will highlight some nuances in this list. Listen in for details. SMFM Special Statement (July 2025): Society for Maternal-Fetal Medicine Special Statement: Checklists for management of pregnancies complicated by stillbirth. ACOG OCC 10; March 2020

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Fentanyl in North America, FinCEN on CIP, OCC, and FATF on VASPs

AML Conversations

Play Episode Listen Later Jul 4, 2025 17:42

In this episode of This Week in AML, Elliot Berman is joined by Joe McNamara to unpack efforts across North America to combat fentanyl trafficking—including Treasury's designation of Mexican financial institutions and Canada's new FinTRAC intelligence unit, FATF's latest update on virtual assets and VASPs, he OCC's report on key risks in the federal banking system, FinCEN's change on TIN collection under the CIP rule, and other issues affecting the financial crime prevention community.

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Blockchain DXB

Play Episode Listen Later Jul 4, 2025 19:29

Episode produced entirely using AI via Notebook LM by Google

RIPPLE FILES FOR BANK CHARTER! WHAT IT MEANS FOR XRP & RLUSD!

Play Episode Listen Later Jul 3, 2025 20:02

Crypto News: Ripple files for a national bank charter from the OCC and if approved could mean big adoption for RLUSD and XRP. Coinbase aquires token management platform Liquifi. Show Sponsor -

Blockchain DXB:- Daily update

Blockchain DXB

Play Episode Listen Later Jul 3, 2025 35:16

03rd July: Blockchain DXB podcast

The Bear S4E1-3

Play Episode Listen Later Jun 30, 2025 76:13

Ross Bolen and Barrett Dudley discuss and review episodes 1-3 of The Bear season 4. Tune in later this week on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further discussion fueled by hotline calls from listeners!Support Our Sponsors:⁠Mood.com⁠⁠ (code "OCC" for 20% OFF your first order)Subscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com

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What is Happening at the Federal Agencies That is Relevant to the Residential Mortgage and Settlement Service Industries

Consumer Finance Monitor

Play Episode Listen Later Jun 26, 2025 58:40

We are releasing today on our podcast show a repurposed webinar that we produced on June 11, 2025 entitled “What is happening at the federal agencies that is relevant to the residential mortgage and settlement service industries.” During this podcast, we will inform you about recent developments at federal agencies, including the CFPB, HUD/FHA, OCC, FDIC, FRB and USDA (collectively, the “Agencies”), as well as Congress, the White House, states and the courts. Some of the issues we consider are: • Changes in leadership and priorities at the CFPB, as well as efforts to significantly reduce the funding and staffing at the CFPB and related lawsuits. • House Republican criticism of various CFPB actions under former Director Chopra. • The rescission and revisiting of CFPB final rules, proposed rules and informal guidance, including the Nonbank Enforcement Order Registry final rule, Residential Property Assessed Clean Energy (PACE) Financing final rule, Residential Mortgage Servicing proposed rule, and FCRA “Data Broker” proposed rule. • The termination of CFPB enforcement efforts and revisiting of CFPB redlining consent orders. • The rescission of Community Reinvestment Act rule amendments. • The White House directive for the federal government to eliminate the use of disparate-impact liability. • The status of the HUD disparate impact rule under the Fair Housing Act. • HUD's reversal of various FHA policies adopted during the Biden Administration, including guidance regarding appraisal bias and reconsideration of value. • Trigger leads bills. • White House firings of independent agency board/commission members and efforts to exert control over independent agencies. • State efforts to fill the void left by the actions at the CFPB. John Socknat, co-head of our Consumer Financial Services Group, moderated and participated in the presentation, along with the following other members of the Consumer Financial Services and Mortgage Banking Groups: Richard Andreano, Jr., John Culhane and Matthew Morr.

Prepare For The Bear

Play Episode Listen Later Jun 24, 2025 74:10

Ross Bolen and Barrett Dudley discuss Better Call Saul (Ross finally finished it), the return of The Gilded Age, and The Secret Lives of Mormon Wives, plus expectations for The Bear season 4. Tune in later this week on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further discussion fueled by hotline calls from listeners!(2:40 - 24:40) Better Call Saul(27:31 - 43:23) The Gilded Age(43:34 - 51:37) The Secret Lives of Mormon Wives(52:56 - 1:06:04) The Bear Season 4Support Our Sponsors:Mood.com⁠ (code "OCC" for 20% OFF your first order)OpenPhone.com/OCC for 20% OFF your first 6 monthsSubscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com

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UTMB, le début de la grande aventure !

The Pyllars Podcast with Dylan Bowman

Play Episode Listen Later Jun 24, 2025 48:38

C'est le lancement d'une grande aventure avec la Team RMC Running ! A l'occasion de l'Ultra Trail du Mont-Blanc, Benoit Boutron et Yohan Durand s'entourent de Romain Adam, co-fondateur de l'application de coaching spécialisée Trail, "RunMotionCoach", et de notre partenaire Hoka pour vous préparer au mieux. L'opportunité d'encadrer 4 nouveaux auditeurs pour les mener vers les sommets : Damien qui participera à la MCC (40km), Claire sur la OCC (57km), Romain sur la TDS (148km) et Laurent sur la mythique UTMB (176km) ! L'occasion dans ce premier épisode de découvrir ces nouveaux profils, et pour nos coachs de délivrer leurs premiers conseils pour bien se préparer sur l'Ultra-Trail !

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Broken Arrow 46k Men's Podium - Eli Hemming, David Sinclair, Ryan Becker

Play Episode Listen Later Jun 22, 2025 28:54

Dylan sits down for a post-race interview with the men's podium from today's Broken Arrow 46k: Champion Eli Hemming (Terrex), 2nd place David Sinclair and 3rd place Ryan Becker after their incredible battle today. David and Ryan will be headed to Spain in September to represent Team USA in the Short Trail event. Eli has his sites set on OCC by UTMB in August and is evaluating if he can do both. Congratulations, Eli, David and Ryan! Want to learn more about Freetrail? Check out Freetrail.com to learn more and consider joining our membership community, Freetrail Pro, to be part of the best global online community of passionate trail runners. Best sport in the world! Make sure to play Freetrail's own fantasy trail running at https://fantasy.freetrail.com/events. Don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes. Our Broken Arrow coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail. Make sure to check out the latest and greatest from HOKA, the Mafate X. The Mafate X is all about innovation and pushing past limits. HOKA evolved their max-cushion trail experience to provide the confidence, control, and adaptability ultra runners require for their biggest trail efforts. Embracing the paradox of max cushion and stability on trail to develop a new experience for the longest adventures. You can learn more and shop here: https://www.hoka.com/en/us/mafate/ Freetrail Links: Website | https://freetrail.com/ Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | / dylanbowman Instagram | https://www.instagram.com/runfreetrai... YouTube | / @freetrail Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/?hl=en Twitter | https://twitter.com/dylanbo?lang=en LinkedIn | / dylan-bowman-06174380 Strava | / strava

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Fintech FMK: Hot Takes on the Regulatory Wild West

Breaking Banks Fintech

Play Episode Listen Later Jun 19, 2025 41:05

In This Episode Live from the main stage at Arizent's Digital Banking 2025, this high-energy episode of Breaking Banks brings the regulatory heat. Host Jason Henrichs is joined by Alex Johnson (Fintech Takes) and Dara Tarkowski (Actuate Law) for unfiltered, rapid-fire takes on the most urgent—and divisive—issues shaping digital finance regulation today. In a fintech twist on the classic ‘90s game FMK, the trio tackles which regulatory bodies to "love, leave, or reform"—from the CFPB and OCC to the NCUA and beyond. No topic is off-limits as they debate the shifting landscape around Section 1033, Open Banking implementation, UDAP enforcement, and the growing tensions between innovation and compliance. Plus: what do the STABLE Act, the GENIUS Act, and Stablecoin policy have in common? They all point to a regulatory future that's as complex as it is critical to get right. This episode is not for the faint of heart, but essential listening for anyone working at the intersection of fintech, policy, and consumer protection.

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Sam Lewis - Pre Broken Arrow 46K Interview

The Steep Stuff Podcast

Play Episode Listen Later Jun 19, 2025 23:19 Transcription Available

Send us a textSam Lewis brings a wealth of experience to the starting line of the Broken Arrow 46K, having represented Team USA three times internationally and competed in the 23K version of this iconic mountain race twice before. In this compelling conversation, she shares the meticulous preparation that has her feeling "in the best shape of my life" heading into one of the season's most competitive events.Training from her temporary base in Boulder, Colorado has given Lewis the mountain-specific preparation needed for Broken Arrow's demanding terrain. Working with long-time coach Travis Fleck, she's compiled her highest-ever training volume while maintaining the physical health that's become the hallmark of their eight-year partnership. "He's always thinking about what I'm doing not just today, but five years from now," Lewis explains, highlighting the sustainable approach that's kept her performing at an elite level.Lewis reveals her tactical approach to the challenging two-loop course, describing herself as a hunter who patiently waits to strike on the second loop. "I like to hunt down my prey," she says with understated confidence, drawing on lessons learned from aggressive European race starts that left her frustrated. This balanced strategy reflects both physical preparation and philosophical grounding—Lewis holds a PhD in philosophy of sport and embraces the ancient Greek concept of "arete" (pursuing personal excellence) rather than fixating on placements.The conversation delves into equipment choices, including On's new Cloud Ultra Pro trail shoe that Lewis describes as "game-changing," nutrition strategies for mountain ultras, and the profound meaning she finds in representing her country. "Being on Team USA is one of the greatest honors of my life," she reflects, while maintaining perspective about the exceptional depth of American talent.Most compelling are Lewis's insights on mental resilience, drawn from races like the 2023 Verbier Marathon where she battled severe stomach issues yet finished. "It's not if it's going to happen in these ultra races, it's when," she notes about inevitable low points. This hard-earned wisdom, combined with her physical preparation and measured approach, makes Lewis a formidable competitor at Broken Arrow and beyond as she looks toward OCC at UTMB later this summer.Follow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podUse code steepstuffpod for 25% off your cart at UltimateDirection.com!

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Broken Arrow 46K Race Preview

The Steep Stuff Podcast

Play Episode Listen Later Jun 19, 2025 37:07 Transcription Available

Send us a textThe mountain running world turns its attention to Palisades Tahoe this week for what promises to be an epic showdown at the Broken Arrow 46K. This isn't just any race – it's a Team USA selection event that has attracted virtually every elite mountain runner in the country, creating what might be the most competitive field ever assembled on American soil.The race itself presents a formidable challenge: approximately 28 miles with a punishing 9,000 feet of vertical gain over two loops. Course record holder David Sinclair's time of roughly four hours could be under threat this year, with perfect weather conditions and extraordinary talent at the starting line. Unlike previous years where scorching heat played a factor, this year's forecast calls for cooler temperatures in the 60s, potentially setting the stage for blistering performances.What makes this race particularly fascinating is the strategic complexity surrounding Team USA selection. Several favorites, including Eli and Tabor Hemming, have indicated they may decline team spots even if they qualify, preferring to focus on European races like OCC and CCC. This creates a dynamic where some athletes are racing purely for personal achievement while others see this as their golden opportunity to represent their country internationally. With limited spots available and such depth of talent, expect fierce competition down to the final descent.The women's field features multiple former champions including Helen Mino Faulkner and Jennifer Lichter, with Grayson Murphy's potential participation looming large over the competition. On the men's side, Eli Hemming enters as the clear favorite after dominant performances this season, with Garrett Corcoran, David Norris, Brian Whitfield, and John Aziz among those battling for podium positions. For mountain running fans, Saturday's race represents a rare opportunity to witness America's best athletes pushing their limits on one of the sport's most challenging and prestigious courses.Follow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podUse code steepstuffpod for 25% off your cart at UltimateDirection.com!

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Dani Moreno - Pre Broken Arrow 46K Interview

The Steep Stuff Podcast

Play Episode Listen Later Jun 18, 2025 53:47 Transcription Available

Send us a textA broken bone can shatter more than just your foot – it can fracture your confidence. When professional Adidas Terrex athlete Dani Marino suffered a cuboid fracture (the rare "nutcracker fracture") during OCC last year, the physical damage was just the beginning. The psychological barrier of running downhill again loomed larger than any mountain course.This conversation captures a pivotal moment in Marino's comeback journey. Fresh off a confidence-building performance at the GoPro Games, where navigating through crowds of runners on technical terrain proved she could trust her body again, Dani opens up about the mental obstacles that often outweigh physical ones. "Coming home I'm like I think I'm healed, like I can run downhill now," she reflects with palpable relief.What stands out most is the evolution of athletic support systems in trail running. Marino describes her approach as a table where she sits at the center, with equal input from specialists: coach Tom Evans, nutritionist Kyla Chanel, sports psychologist Kai, her sister as strength coach, plus massage therapists and chiropractors. This integrated method represents how trail running has professionalized beyond solo training into comprehensive athletic development.The relationship between athlete and sponsor shines as especially progressive. When injury struck, Adidas Terrex didn't disappear – they increased support. "Getting a phone call from my team manager, 'Hey, just how's it going today?' goes such a long way," Marino explains. "It makes you want to show up more for the brand when you know they care about you." This approach respects athletes as humans, not just result-generating machines.Looking ahead to Broken Arrow 46K and CCC later this season, Marino reveals her tactical approach as "a hunter" who excels at closing strong. Her race philosophy and patient return from injury offer valuable lessons for athletes at any level. Whether you're battling back from injury or seeking to understand elite performance, this candid conversation reveals the mental, physical, and professional elements that shape a champion's journey.Follow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podUse code steepstuffpod for 25% off your cart at UltimateDirection.com!

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Sinners

Oviedo City Church Sermons

Play Episode Listen Later Jun 13, 2025 81:51

Ross Bolen and Kade Orris discuss and review "Sinners" from writer/director Ryan Coogler starring Michael B. Jordan. Support Our Sponsors:FactorMeals.com/occ50off (code "occ50off" for 50% OFF your first box + FREE shipping)Mood.com (code "OCC" for 20% OFF your first order)Subscribe on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Presented by Bolen Media: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com

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Is Christianity Sane? | Hopeful Not Harmful

Play Episode Listen Later Jun 8, 2025 39:28

We are thrilled to welcome Dela Adadevoh as our guest preacher! Since 1980, Dela has authored several books and worked with Cru in Africa and the U.S., holding various leadership roles, including National Director of his home country of Ghana. He currently serves as the Senior Vice President of Global Leadership. With a passion for seeing the gospel transform individuals and nations, Dela founded the International Leadership Foundation, where he serves as president. Dela and his wife, Elizabeth, have three children and five granddaughters. They have been longtime members of OCC, and we are blessed to have him lead us as we finish our "Is Christianity Sane?" series!

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How Crypto is Transforming Traditional Banking

Public Key

Play Episode Listen Later Jun 2, 2025 30:53

Solana spot ETF applications, the OCC green lighting digital asset activity and the US emphasizing its desire to be the crypto capital of the world. It's hard not to feel the momentum that is happening in the US and worldwide when it comes to crypto transforming traditional banking. In this “Live from Links” episode, Eitan Danon (Content Marketing Manager, Chainalysis) has an in person discussion with Carlos Salinas, Head of Digital Assets at Morabanc on the fascinating intersection of fintech, digital assets and traditional banking in Andorra. Carlos shares how his bank has responded to both client demand and new forms of economic activity, highlighting their novel digital asset custody solutions and the transformative role of regulatory frameworks that Andorra implemented three years ahead of its European peers, allowing Morabanc to navigate the burgeoning digital asset landscape effectively. The conversation highlights the crucial balance between risk mitigation and innovation, drawing parallels between the evolution of derivatives and the current wave of cryptocurrencies, while discussing the bank's strategy in offering stablecoin-based settlement solutions. This is truly a snapshot of current trends but also a look at the future potential for programmable finance and digital assets. Minute-by-minute episode breakdown 2 | Comparing derivatives in the early 2000s to early days of cryptocurrency 4 | Andorra: Unique characteristics and financial environment 6 | Morabanc's role in digital asset custody came from customer demand 11 | The impact the USA momentum on digital assets has around the world 14 | Introducing Morabanc's revolutionary new stablecoin settlement solution 19 | Consumer protection and crypto security at Morabanc 21 | Future roadmap for Morabanc and digital assets 25 | Attackers try to hack Carlos on LinkedIn Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: Morabanc: We understand the new role of responsible banking, bringing greater value to our stakeholders Blog: New LinkedIn Scam: How to Detect It and Protect Yourself Announcement: MoraBanc offers the first digital asset custody wallet in Andorra Customer Story: Morabanc serves as trusted entry point to world of digital assets Event: Links 2025 Digital Premiere: Free virtual event bringing together the leaders defining the future of blockchain intelligence Blog: U.S. Senate Advances GENIUS Act: Long Awaited Stablecoin Framework Edges Closer to Reality Blog: What the Huione Group Shutdown Signals About the Future of Crypto Scam Infrastructure YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in Speakers on today's episode Eitan Danon *host* (Content Marketing Manager, Chainalysis) Carlos Salinas (Head of Digital Assets, Morabanc) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company.

What Is Happening at the Federal Agencies (Other Than the CFPB) That is Relevant to the Consumer Financial Services Industry

Consumer Finance Monitor

Play Episode Listen Later May 29, 2025 83:30

We are releasing today on our podcast show a repurposed webinar which we produced on May 13, 2025 entitled “What is happening at the federal agencies (other than the CFPB) that is relevant to the consumer financial services industry.” During this podcast, we will inform you about recent developments at those other agencies, including the FTC, OCC, FDIC, FRB and DOJ (collectively, the “Agencies”) and the White House (through the issuance of Executive Orders). Some of the issues we consider are: • What are the strategic priorities of the Agencies, including cryptocurrency (OCC, FRB and DOJ); reducing regulatory burden, promoting financial inclusion, embracing bank-fintech partnerships and expanding responsible bank activities involving digital assets (OCC); adopt a more open-minded approach to innovation and technology adoption (FDIC); public inquiry into anti-competitive regulations (FTC and DOJ); and regulation of AI technology, boosting protections for children and teens online and strengthening enforcement against companies that sell, transfer, or disclose Americans' geolocation information and other sensitive data to foreign adversaries, more emphasis on antitrust enforcement and less on consumer protection (FTC). • What is the status of proposed or final regulations of the Agencies? (e.g., FTC CARS Rule, Click-to-Cancel Rule, Junk Fees Rule, and Rule banning Noncompetes; FDIC advertisement and brokered-deposit rules, OCC rule on bank mergers; and the Community Reinvestment Act final rule)? • What is the status of enforcement investigations and litigation of the Agencies? • What impact will staff cuts have on supervisory examinations? • What is the impact of President Trump's executive order requiring the Agencies to obtain approval from the White House of all proposed and final regulations? • Will the Supreme Court approve of President Donald Trump's firing of the Democratic members of the FTC and NCUA and other federal agencies (who have subsequently sued Trump to challenge the firings) and, if so, what are its implications? • What is the significance of the FDIC and OCC agreeing to eliminate “reputation risk” as a basis for evaluating risks to banks? • Will the OCC adopt a regulation or other guidance, or will Congress enact legislation pertaining to debanking/fair access? • Will the OCC and/or FDIC issue any guidance or regulations pertaining to federal preemption of state law in light of the Supreme Court's opinion last term in Cantero and the impending Courts of Appeal decisions in Cantero, Kivett and Conti? • What is the significance of the FDIC withdrawing its amicus brief in support of the Colorado Attorney General in the 10th Circuit in the lawsuit brought by industry against him challenging a Colorado statute which purported to opt out of Section 521 of DIDMCA? • Will there continue to be fair lending and disparate impact enforcement at any of the Agencies? Alan Kaplinsky, former chair and now senior counsel of Ballard Spahr's Consumer Financial Services Group, moderated the presentations of the following other members of the Consumer Financial Services Group: Scott Coleman, Ronald Vaske and Kristen Larson.

The Pre-Run: GTWS - Results from Noli and Zegama IS STILL Zegama!!

The Sub Hub Podcast

Play Episode Listen Later May 22, 2025 63:14

Dani and Emkay preview the Golden Trail World Series race in Zegama, Spain this weekend. As the only marathon distance left in the series, it will be interesting to see some different players mix it up at the front of the field. On the women's side - Spanish starts Sara Alonso and Marta Martinez will have to race defending champion Sylvia Nordskar and last year's OCC runner-up Judith Wyder. On the men's side, the flying camel Elhousine Elazzoui comes back as the favorite after a second place to Kilian Jornet last year. But, he will have to contend for the top spot against athletes like Luca del Pero, Thomas Roach, Ezekial Rutto and more!---Follow us:Instagram:⁠⁠⁠⁠⁠⁠⁠ @emkaysulli ⁠⁠⁠⁠⁠⁠⁠| ⁠⁠⁠⁠⁠⁠⁠@dan_yell_a⁠⁠⁠⁠⁠⁠⁠Podcast: ⁠⁠⁠⁠⁠⁠⁠@the_subhub_pod⁠⁠⁠⁠⁠⁠⁠ Episode Sponsors:Neversecond: Use code SUBHUB25 for 25% off your purchase-- ⁠⁠⁠⁠⁠⁠⁠never2.com⁠⁠⁠⁠⁠⁠⁠Beekeepers Natural: Use code SUBHUB20 for 20% off your purchase-- ⁠⁠⁠⁠⁠⁠⁠www.beekeepersnaturals.com⁠⁠⁠⁠⁠⁠⁠Pit Viper:⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link for 20% off at checkout

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Episode 59 - From Twins to Trails: Taylor Nowlin's Postpartum Return to Racing

The Trail Network Podcast

Play Episode Listen Later May 22, 2025 36:32

In this episode of the Trail Network Podcast, host Rachel Drake sits down with professional trail runner, ICU nurse, and new mom of twins, Taylor Nowlin. Known for her top-10 finishes at Western States, CCC, and OCC, Taylor opens up about the highs and lows of pregnancy, motherhood, and her remarkable return to racing just eight months postpartum.Taylor shares the surprise of learning she was having twins while her husband was off-grid on a climbing trip, the complications that led to a high-risk pregnancy and early bed rest, and the physical and emotional challenges of recovering from a C-section. She also reflects on how her sponsors supported her through this season of change, and how strength training, a shift in mindset, and support from her community helped guide her back to competitive racing.Now training with coach Paul Lind and focusing on shorter, faster trail events like the Broken Arrow 23K, Taylor is embracing a new chapter of motherhood and racing—balancing lower mileage with higher intention. She and Rachel also share plenty of laughs about postpartum life, family travel chaos, and the role of their dogs as unofficial cleanup crew during baby mealtimes.Whether you're an athlete, a parent, or somewhere in between, this episode is an honest and inspiring look at resilience, identity, and the joy of returning to sport after life-changing transitions.This episode is edited and produced by the Sandyboy Productions Podcast Network.A special thank you to Osprey for supporting this episode. Visit Osprey.com to explore their incredible products!And a big thanks to our newest sponsor, ⁠Janji with the code TRAILNETWORK for a 10% discount on your Janji order.

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Banks and Innovation: Acting Comptroller of the Currency Rodney Hood

Barefoot Innovation Podcast

Play Episode Listen Later May 21, 2025 43:21

Rodney Hood, Acting Comptroller of the Currency, chats about bank innovation, digital assets, and tech's role in financial inclusion. He shares insights on modernizing regulation and how the OCC supports fintech partnerships.

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2025 OIC: Fireside Chat with The Honorable Hester M. Peirce

The Options Insider Radio Network

Play Episode Listen Later May 20, 2025 43:09

Dan Busby, Chief Operating Officer, OCC leads a fireside chat with The Honorable Hester M. Peirce, Commissioner, U.S. Securities and Exchange Commission.

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New DOJ Guidelines, OCC Priorities, Weapons Diversion, and Conflicts of Interest

AML Conversations

Play Episode Listen Later May 16, 2025 18:06

This week, John and Elliot discuss updates to the US Department of Justice corporate enforcement policy, the OCC's priority areas, Transparency International's report on corruption's role in fueling arms diversion, and other items impacting the financial crime prevention community.

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The Option Block 1378: Forever Calls and the Revenge of the Quantum?

The Options Insider Radio Network

Play Episode Listen Later May 15, 2025 57:34

This episode of The Option Block delves into recent trends in options markets, including a massive surge in volume during April and the notable activity in quantum computing stocks such as D-Wave Quantum. The discussion also covers the rise and fall of various sectors, key activities in names like American Eagle Outfitters and United Health, and the state of volatility in the markets. Additionally, the hosts engage the audience with polls on VIX trades and options strategies, discuss the unpredictable nature of the current market, and share insights from recent industry conferences. 03:15 Kickoff: The Option Block Show Begins 05:44 Market Overview and Trading Insights 07:57 Uncle Mike Tosaw's Market Observations 11:48 Kevin Carter's Market Analysis 14:32 April Options Market Performance from OCC 18:37 Zero-Day Options Trading 23:22 Single Name Stocks and Market Movers 29:05 Market Panic and Put Options Strategy 30:13 Tesla and Nvidia Stock Analysis 31:02 Hot Earnings Action This Week 33:22 The Odd Block: Unusual Options Activity 38:31 Quantum Computing Stocks: D-Wave Quantum Inc. 43:05 Open Door Technologies and Long-Term Calls 46:03 VIX Polls and Market Predictions 51:23 Around the Block: Market Leaders and Bonds

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Bitcoin Returns Above $100K as Trump Announces U.S.-U.K. Trade Deal | COINDESK DAILY

Late Confirmation by CoinDesk

Play Episode Listen Later May 8, 2025 2:29

Host Christine Lee breaks down the latest news in the crypto industry as bitcoin soared over $100,000 again.Bitcoin soared over $100,000 again Thursday after U.S. President Donald Trump announced a trade deal with the United Kingdom. Plus, Arizona became the second U.S. state to sign a crypto reserve bill into law and the OCC is further relaxed rules to allow banks offer crypto services. CoinDesk's Christine Lee hosts "CoinDesk Daily."-This episode was hosted by Christine Lee. “CoinDesk Daily” is produced by Christine Lee and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Play Episode Listen Later May 8, 2025 15:30

Crypto News: Vivek Ramaswamy's Strive Asset Management to buy $1 billion in Bitcoin. Ethereum's latest network upgrade, Pectra, goes live. Robinhood is developing a blockchain-powered platform that would let European users trade tokenized U.S. financial assets.Show Sponsor -

The Last of Us S2E2: Through the Valley