Podcasts about OCC

National bank preemption is headed toward another Supreme Court showdown. The Second Circuit has held that New York's mortgage escrow-interest requirement is preempted, directly conflicting with the First Circuit's decision upholding a comparable Rhode Island requirement and the Ninth Circuit's decision allowing a similar California law to remain in effect. The OCC has sided with the Second Circuit, issuing final preemption regulations concluding that state laws requiring national banks to pay interest on mortgage escrow accounts are preempted. In the latest episode of the Consumer Finance Monitor podcast released today, Alan Kaplinsky (founder and former chair for 25 years, and now Senior Counsel of our Consumer Financial Services Group) is joined by Professor Emeritus Arthur Wilmarth of George Washington University Law School to discuss the Second Circuit's post-remand decision in Cantero v. Bank of America, the Supreme Court's 2024 decision in the case, the conflicting decisions in Conti v. Citizens Bank in the First Circuit and Kivett v. Flagstar Bank in the Ninth Circuit and the OCC's The immediate dispute is whether national banks must pay interest on residential mortgage escrow accounts under state law. The broader question is whether state consumer financial laws (other than state usury laws) may regulate national banks and, if so, when those laws are preempted by the National Bank Act. With certiorari petitions pending in Cantero and Kivett, further proceedings in Conti potentially bringing that case back before the Supreme Court, and the OCC's regulations now under challenge by ten state attorneys general, the circuit split and the OCC's intervention make another Supreme Court review increasingly likely. Our podcast with Professor Wilmarth explores these issues in depth and provides an important perspective on what could become one of the most significant national bank preemption disputes in years. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Ross Bolen and Barrett Dudley discuss and review episode 3 of Lanterns on HBO. Tune in later this week on Patreon.com/OystersClamsCockles where we'll continue coverage of The Wire season 4, friendly to first-timers and re-watchers. Support Our Sponsors: Mod.com for free consultation - code "OCC" for 10% OFF your first order + FREE shipping Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Recorded August 30. A short episode looking ahead at the last four months of the year, plus one development worth flagging now.NCUA sent out a letter on how the exam process is going to work this coming cycle. It went to credit union CEOs. It was not posted on NCUA's website. Mark has a copy and will cover it in an upcoming episode with Steve Farrar and Todd Miller of the Credit Union Exam Solutions team.An attorney pointed out that an item on bylaws went out the same way — to CEOs, not listed online. That's two communications in short order that credit unions received directly and that the public record does not reflect. Mark has thoughts on why NCUA may be handling it that way. He does not agree with it.Also in this episode: the FDIC and OCC's new final rule on safety and soundness and whether NCUA needs one of its own; what is likely to land on NCUA's agenda in the remaining four months; a coming episode on ten things a new chairman should do for clarity and sunshine; the ex-regulator panel of John McKechnie, Geoff Bacino, and Alonzo Swann returning in the fourth quarter, probably after John Crews's first board meeting; the Inspector General's report to Congress; and new YouTube shorts that will not appear on the podcast feed.

*If you would like to contribute to Jeff Brownings GoFundMe, here is the link: https://www.gofundme.com/f/support-jeff-and-the-browning-family?cp_src=d *     Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In this interview, Dylan sits down with Lauren Gregory, Champion of this years OCC as they discuss what it took, and how it feels to have completed this massive accomplishment.   Who are you picking for the win for UTMB? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more. You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/Patreon | https://www.patreon.com/dylanbowmanInstagram | https://www.instagram.com/runfreetrail/YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/Strava | https://www.strava.com/pros/1596921

*If you would like to contribute to Jeff Brownings GoFundMe, here is the link: https://www.gofundme.com/f/support-jeff-and-the-browning-family?cp_src=d *   Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In this interview, Dylan sits down with Frédéric Tranchand, Champion of this years OCC as they discuss what it took, and how it feels to have completed this massive accomplishment.   Who are you picking for the win for UTMB? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more. You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/Patreon | https://www.patreon.com/dylanbowmanInstagram | https://www.instagram.com/runfreetrail/YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/Strava | https://www.strava.com/pros/1596921

Lauren Gregory joins us in studio to recap her victory at OCC. Partners:Precision Fuel and Hydration - use code SINGLETRACK at checkout for 15% off your next orderNorda - check out the 005: the lightest, fastest, most stable trail racing shoe ever madeRaide - Making equipment for efficient human-powered movement in the mountains Support the show

VLOG Aug 28 Epstein victims deal with BofA OKed https://matthewrussellleeicp.substack.com/p/epstein-deal-objectors-dismissed DOJ tries to cut bail on Venezuela inside trader by 90% https://matthewrussellleeicp.substack.com/p/soft-on-white-collar-crime-as-sdnyAbercombie #MeToo trial hearing https://matthewrussellleeicp.substack.com/p/edny-insiders-abercrombie-metoo-hearing FOIAs FDIC on CRA, OCC zerohash. UNanswered, UN access

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In today's show give our instant recap of this years thrilling OCC, with special guest Emkay Sullivan and Ryan Montgomery.   Who are you picking for the win in CCC and UTMB? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more.   You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921  

In this episode

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In today's show we'll share our Final Thoughts about OCC, CCC, and UTMB with special guests Corrine Malcolm and Keith Byrne.   Who are you picking for the win? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more.   You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921  

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In this interview, Dylan sits down with Francesco Puppi, last years CCC Champion as he discusses his experience at Western States where he took second place, and his plans for this years OCC. Who are you picking for the win? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more. You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921  

Dennis Agajanian is an award-winning country musician who has traveled the world with Franklin Graham performing at evangelistic crusades and working closely with Samaritan's Purse. Izabella McMillan grew up in communist Romania and at age 13 received an Operation Christmas Child shoebox from Samaritan's Purse, changing her life forever. She later emigrated to the USA and now serves as a spokesperson for Operation Christmas Child. In this conversation with John Coulombe and Wayne Rice, Dennis and Izabella describe how Samaritan's Purse shares the gospel around the world one shoebox at a time. If you have been looking for a way to get your grandchildren involved in a service project during the upcoming holiday season, give this podcast a listen.Website mentioned during this podcast:SamaritansPurse.org/OCC

Send us Fan MailSierre Zinal doesn't hand out gifts, and neither does a season that starts with a stress reaction, rolls into a posterior tib strain, and then keeps whispering from an irritated Achilles. We sit down with Christian Allen fresh off a huge European stretch to talk about what finally clicked, how he stayed consistent enough to stack results, and why his best racing shows up when he resists the urge to force the day early.We get specific about the realities of pro trail running training: when to shut things down, when to lean on cross training to keep your engine, and how you decide whether pain is “manageable” or a warning siren. Christian shares how he navigates limited certainty without perfect health insurance, why trusted PT support matters, and what a hydrodisection injection did and did not change. If you care about injury prevention, Achilles tendinopathy management, or smart return to running, there are plenty of practical takeaways here.Then we pivot to OCC at UTMB week. Christian explains why OCC feels like one of the sport's most meaningful sub ultra wins, how he thinks about pacing a now longer 60K distance, and why “run your own race” is harder than it sounds when the front of the field lights up from the gun. We also talk Golden Trail World Series selection, the balance between road speed and trail skill, and his longer arc toward Olympic Trials marathon goals before stepping up to 100 mile racing.If you enjoyed this conversation, subscribe, share it with a trail running friend, and leave a rating and review so we can keep telling these athlete stories.Follow Slim on IG - @slimtherunnerUse code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Send us Fan MailChamonix does something to your brain. You land, look up at the peaks, and suddenly every run feels like it should be longer, harder, and higher. We sit down with Noah Williams to talk through the reality of preparing for OCC when the terrain is unreal, the field is stacked, and the smartest move might be holding back even when your legs feel electric.We get into the nuts and bolts of mountain running performance: adapting from Leadville altitude to lower-oxygen-cost running, why that “superhuman” feeling can still destroy your quads, and how Noah thinks about controlled downhill stimulus to build durability without blowing up the taper. He also opens up about a rough Sierra-Zinal day, what he learned from it, and the lifestyle shifts that are improving recovery in a measurable way, including better sleep quality and HRV.From there, we zoom out to race craft and expectations. Noah breaks down how he approaches deep fields like OCC: staying within himself for the first 20 to 25K, taking stock mid-race, then turning it into a real fight over the final kilometers. We also talk course recon choices, realistic goals like a top-10 finish, and why the sport's growth and sponsorship money can be a good thing if we protect what makes trail running special.If you're training for OCC, UTMB week races, or any mountain marathon style ultra, this one is packed with practical strategy, recovery lessons, and honest perspective. Subscribe, share this with a trail friend, and leave a rating and review so we can keep bringing you these conversations. What part of taper week do you struggle with most?Follow Noah on OG - @nowawillUse code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Send us Fan MailUTMB week has a way of making trail running feel bigger than sport. The streets of Chamonix fill up, legends stroll past like it's normal, and suddenly a 60K like OCC feels like the center of the universe. We're back with Nick Tusa to break down why this year's OCC field looks so deep, how the course changes keep reshaping the short trail world, and why tactics matter as much as fitness when everyone's fast.We dig into the men's side with a real focus on decision-making: who can stay patient, who risks detonating early, and why “letting guys go” might be the difference between a podium and a long walk home. We talk veterans with course reps, skyrunning talent jumping in, and the Americans we're most curious about when the pace goes nuclear. Then we pivot to the women's race, where one question hangs over everything: how do you beat someone who doesn't crack? We lay out what it would take to pressure Tove Alexandersson, who has the downhill and durability to try it, and why Lauren Gregory vs the field could turn into a defining moment.After OCC, we zoom out to UTMB and CCC for the biggest storylines of the week: Jim and Kilian after Western States DNFs, Ben Dhiman's closing problem, and the women's title fight with Ruth Croft and Courtney Dauwalter. If you're building fantasy picks, planning your livestream schedule, or just want sharper context before the starts, this one is for you. Subscribe, share this with a UTMB-obsessed friend, and leave a quick rating and review if the show helps you follow the racing.Use code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Ross Bolen and Barrett Dudley discuss and review episodes 1 and 2 of Lanterns on HBO. Tune in later this week on ⁠Patreon.com/OystersClamsCockles⁠ where we'll continue coverage of The Wire season 4, friendly to first-timers and re-watchers. Support Our Sponsors: Download PrizePicks app today and use code “OCC” to get $150 instantly in Lineups if you win your first $5 lineup! TryMiracle.com/OCC to save over 40% and use code “OCC” for an EXTRA 20% OFF plus a FREE 3-piece towel set Lucy.co/OCC code “OCC” for 20% OFF your first order Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Treasury just signaled it will do whatever it takes to hold the long end together, and Bitcoin ripped toward $80,000 about 45 minutes after the headline hit.

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In this interview, Dylan sits down with Jan Frodeno, as he prepares to tackle OCC on Thursday. Jan is a 5x World Champion and 2008 Olympic Champion in triathlon. This is a conversation about his career and his journey with trail running.    Who are you picking for the win? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more. You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In today's show we'll share our preview of OCC 2026. Our host Dylan Bowman will be joined by special guests Hayden Hawks and EmKay Sullivan.   Who are you picking for the win? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more.   You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921  

Brett Hornig joins me in our Chamonix studio to preview the men's and women's fields at the 2026 OCC, part of the UTMB World Series Finals.In both fields, we cover top storylines and what to watch for, we answer some listener mail about the race, provide analysis of top contenders, categorize who we see as candidates for the win, for the podium, and the top 10, and we make bold predictions across a number of other fun categories.Partners:Precision Fuel and Hydration - use code SINGLETRACK at checkout for 15% off your next orderNorda - check out the 005: the lightest, fastest, most stable trail racing shoe ever madeRaide - Making equipment for efficient human-powered movement in the mountains Support the show

Send us Fan MailA 15K can feel longer than a 100K when the course is straight up, straight down, and the field is absolutely loaded. We're fired up for ETC in Courmayeur during UTMB week, and we're treating it like what it's becoming: a legitimate proving ground for mountain running specialists who live for steep climbs, fast singletrack, and fearless descents.We dig into what makes ETC unique, starting with the course math that matters: 15K with roughly 1200 meters of gain, a big first climb, a dip, a second push to the high point, then a demanding downhill where pacing mistakes show up fast. We also talk about why this race sits at a fascinating intersection of the Golden Trail Series, the European championships scene, and the UTMB week spotlight. With OCC now stretching to a harder 60K, athletes have to choose their battles, and we debate how racing blocks like Pitz Alpine plus Sierre-Zinal can either sharpen you or leave you flat.Then we make picks. On the women's side, we break down the contenders and why an athlete like Courtney Coppinger has the tools to take the win, plus we look at how the American crew could surprise. On the men's side, we lay out the matchups, the skyrunning wild cards, and why Taylor Stack feels like a true “guy to beat” pick if he gets his day. We also sneak in a few OCC predictions, including excitement around Lauren Gregory and Christian Allen.If you like smart race previews, mountain running strategy, and honest takes on what actually wins these courses, subscribe, share this with a trail friend, and leave us a rating and review. What's your podium prediction for ETC?Follow Rachel on IG - @rachrunsworldUse code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Send us Fan MailMont Blanc in the background has a way of rewriting your definition of “normal.” We're checking in with Taylor Stack from Chamonix as UTMB week starts to buzz, and he shares what it feels like to train in a place where even the “easy” routes quietly stack thousands of feet of vertical gain.We talk about the practical reality of Alpine trail running versus Colorado mountain running: bigger relief from a lower start, fewer truly flat miles, and terrain that can surprise you even when the map looks friendly. Taylor also gets into the mental side of being in a legendary venue, the temptation to over-explore, and how he's trying to stay disciplined with a big effort coming up.Then we zoom in on ETC and why racing early in the week is such a gift. Taylor explains how he plans to use the rest of UTMB week to spectate OCC, CCC, and UTMB, and why watching the gear logistics, nutrition, and crewing up close can be the best prep if you want to race OCC next year. We also hit course recon, what elevation profiles miss, the joy of French food on a runner's budget, and what it's like to be just recognizable enough to get stopped for a photo while still holding onto that underdog mindset.If you're training for a mountain race, dreaming of UTMB Chamonix, or curious about ETC, press play, then subscribe, share the episode with a friend, and leave a quick rating and review so we can keep telling these stories.Follow Taylor on IG - @stack_taylorUse code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Brett Hornig joins me in our Chamonix studio to preview the men's and women's fields at the 2026 CCC, part of the UTMB World Series Finals.In both fields, we cover top storylines and what to watch for, we answer some listener mail about the race, provide analysis of top contenders, categorize who we see as candidates for the win, for the podium, and the top 10, and we make bold predictions across a number of other fun categories.At the end of the preview, we transition to a pre-race interview with Toni McCann - a past CCC and OCC champion - who is lining up again at CCC. We get insights into her state of mind heading into her third straight appearance at this World Series final.Partners:Precision Fuel and Hydration - use code SINGLETRACK at checkout for 15% off your next orderNorda - check out the 005: the lightest, fastest, most stable trail racing shoe ever madeRaide - Making equipment for efficient human-powered movement in the mountains Support the show

Matt and Nic return for another week of news and deals. In this episode:  The boys review SALT Wyoming in Jackson Hole Why did Stripe buy Openrouter? Stripe says we have entered the Singularity People are upset about data centers The SEC proposes Reg Crypto governing token issuance The CFTC convenes a crypto roundtable in Washington FASB proposes treating stablecoins as cash equivalent under GAAP World Liberty gets an OCC charter Trump should divest his WLF tokens to push Clarity through Saylor wriggles out of another jam Tether passes a big 4 audit The White House issues a "crypto privateer" memo

In this episode of This Week In AML, Joe McNamara fills in for Elliot Berman and joins John Byrne for a packed week of AML news on both sides of the Atlantic. The conversation opens with the fallout from Treasury and FinCEN's final rule eliminating domestic beneficial ownership reporting under the Corporate Transparency Act, then moves to Transparency International's guidance for EU member states that have not yet published a national anti-corruption strategy. Ireland, one of the six late adopters named in that report, has now released its first national AML/CFT/CPF strategy, and John walks through its five strategic goals and three pillars ahead of AMLA supervision and FATF evaluation. The hosts also cover the UN Security Council's 38th Monitoring Team report on ISIL, AMLA's warning that money laundering in the EU property sector could deepen the housing crisis, and the OCC's conditional approval of a national trust bank charter for World Liberty Trust Company, along with the sharp objections raised by Senator Elizabeth Warren and others over conflicts of interest. Stateside, they close on Treasury: an unreleased internal report on the risks of an AI bubble, and the department's public request for comment on GENIUS Act implementation. John rounds out the episode with a $165 million crypto Ponzi indictment reported by OCCRP. Links Referenced Transparency International, Good Practices for National Anti-Corruption Strategies in EU Member States: https://knowledgehub.transparency.org/helpdesk/good-practices-for-national-anti-corruption-strategie... Ireland Department of Finance, Ireland's First National Anti-Money Laundering Strategy: https://www.gov.ie/en/department-of-finance/press-releases/t%C3%A1naiste-and-minister-for-finance-si... UN Security Council, 38th Report of the Analytical Support and Sanctions Monitoring Team (S/2026/651): https://docs.un.org/en/S/2026/651 AML Intelligence, AMLA Urges Crackdown on Money Laundering in EU Property Sector: https://www.amlintelligence.com/2026/08/news-amla-urges-crackdown-on-money-laundering-in-eu-property... OCC, Conditional Approval for World Liberty Trust Company (CD 1385): https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/cd1385.pdf NOTUS, Treasury Internal Report Warns of the Dangers of an AI Bubble: https://www.notus.org/economy/treasury-internal-report-warning-dangers-ai-bubble?utm_source=content_... U.S. Treasury, Request for Public Comment on GENIUS Act Implementation: https://home.treasury.gov/news/press-releases/sb0605

Send us Fan MailA hamstring injury doesn't just take away fitness. It can mess with your confidence, your decision-making, and even your ability to trust basic sensations like a cramp. Sam Lewis joins us from the Chamonix area to talk about the messy middle of a comeback, right after a hard Sierre-Zinal and just before lining up for ETC near Courmayeur.We get into what it's like to train in the Alps without getting carried away, why UTMB week in Chamonix feels like a mini home for so many trail runners, and how Sam is approaching a short, fast mountain race as a way to reconnect with her roots. She also shares a meaningful shift in her week: pacing an OCC para athlete through Born To Adapt, and what it means to show up as support instead of chasing your own result.Then we go deep on her PhD in philosophy of sport and sport ethics at the University of Idaho. Sam breaks down research on moral reasoning in sport, why win-at-all-costs culture can make people worse at ethical decision-making over time, and how coaches can actively teach better values through reflection and lived-experience focused tools. If you care about trail running culture, coaching, athlete development, and what we sacrifice to win, this one hits hard.If you enjoyed it, subscribe or follow, share the episode with a friend headed to UTMB week, and leave a rating and review so we can keep telling these stories.Follow Sam on IG - (@samkeliiahonui)Use code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Send us Fan MailChamonix has a way of making trail running feel like the center of the universe, and Sydney Peterson is soaking it up while she can. After stacking a string of brutally competitive European races, she joins me for a catch-up from the Alps where recovery, team time, and UTMB week energy all collide. We talk about what it's like to live among people who treat mountains like a daily ritual, from running vests at the grocery store to the quiet confidence that comes from being surrounded by athletes chasing big days outside.Sydney breaks down what's happening at Brooks trail camp, why UTMB recon is such a powerful advantage, and how scouting now can set up future goals like Marathon du Mont Blanc or an OCC debut. We also get into ETC and why it's such a smart way to experience the UTMB scene: you race early, then you get the rest of the week to cheer, crew, and actually enjoy the spectacle without carrying race-week nerves the whole time.The deeper thread is how she's building her season on purpose. Sydney explains why she's choosing courses that attack her weak points, especially technical downhill running and the mental intensity of deep fields. Then we look ahead to the Golden Trail Series final in South Korea, a course she describes with a “healthy amount of scared” and a lot of excitement to learn. We close with an incredible story about trail legend Stevie Kremer and how mentorship can shape not just results, but an entire career. If you enjoy the conversation, subscribe, share it with a trail friend, and leave a rating and review so we can keep telling these stories.Follow Sydney Petersen on IG - @sydneypetersen33Use code SteepStuff for 20% your cart on Sidas.usFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podFollow Sidas USA on IG - @sidas_usa

Welcome to Freetrail's coverage of the 2026 UTMB hosted in collaboration with the UTMB race for the first time ever! Join us during race week as we discuss the top storylines of this year's race, preview the fields and provide our expert analysis and predictions for the win. All of our shows will be recorded in the studio in the heart of Chamonix just steps from the UTMB start / finish line. You can join us all week on the Freetrail and UTMB YouTube channels!   In this interview, Dylan sits down with Lauren Gregory who is racing OCC by UTMB on Thursday.   Who are you picking for the win? Let us know in the comments! And don't forget to pick your favorite athletes in Freetrail Fantasy at fantasy.freetrail.com for your chance to win sweet prizes from Freetrail and HOKA!    Freetrail's UTMB Show Schedule: --Saturday August 22, 2026 - The Top 10 Storylines of the 2026 UTMB --Sunday August 23, 2026 - OCC & CCC Preview Shows --Monday August 24, 2026 - UTMB Preview Show --Tuesday August 25, 2026 - UTMB Final Thoughts & Predictions --Wednesday August 27, 2026 - Champions Show featuring Ludovic Pommeret, Katie Schide, Pau Capell and first ever UTMB men's finisher, Dawa Sherpa --Thursday August 28, 2026 - OCC Recap Show --Saturday August 29, 2026 - UTMB Instant Recap + CCC Results –Sunday August 30, 2026 - UTMB Week Wrap-up Show   Starting on Thursday August 20th, we'll also be hosting interviews with top personalities and athletes leading into race week including Jenn Lichter, Francesco Puppi, Molly Seidel, Vincent Bouillard, Ben Dhiman, Riley Brady and much more. You can view our full UTMB race week schedule including additional events and activations at Freetrail.com. You can find HOKA's full UTMB schedule here: https://eu-events.hoka.com/hokautmbmontblanc2026   Make sure to subscribe to the Freetrail YouTube channel and follow us on Instagram @runfreetrail to ensure you stay up to date and don't miss a thing!    Our UTMB coverage is brought to you by our good friends at HOKA. We're grateful for their generous support and belief in Freetrail!   Make sure to check out the latest and greatest from HOKA, the TECTON x 4, podium-chasing propulsion for technical terrain. Made for trails like in Chamonix!   You can learn more and shop here: https://www.hoka.com/en/us/coming-soon/tecton-x-4/1176633.html?dwvar_1176633_color=FNTN   Freetrail Links Website | https://freetrail.com/Freetrail Pro | https://freetrail.com/freetrail-pro/ Patreon | https://www.patreon.com/dylanbowman Instagram | https://www.instagram.com/runfreetrail/ YouTube | https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts | https://freetrail.com/freetrail-experts/ Dylan Links: Instagram | https://www.instagram.com/dylanbo/ Twitter | https://twitter.com/dylanboLinkedIn | https://www.linkedin.com/in/dylan-bowman-06174380/ Strava | https://www.strava.com/pros/1596921  

Lauren Gregory joins us in our Chamonix studio a week ahead of her debut at OCC.Partners:Precision Fuel and Hydration - use code SINGLETRACK at checkout for 15% off your next orderNorda - check out the 005: the lightest, fastest, most stable trail racing shoe ever madeRaide - Making equipment for efficient human-powered movement in the mountains Support the show

Crypto News: Bitcoin pumps to $70K and Altcoins such as Ethereum, XRP, and Solana are on the move. Trump pushes Congress to move on Clarity Act during White House crypto event.

John Byrne is joined by Sarah Beth Felix, author of Dirty Money Weekly, for their monthly conversation on financial crime developments. They start with FinCEN's final rule ending Corporate Transparency Act reporting and what it means in practice: the detection burden for shell companies shifts back to financial institutions, the CDD rule remains in force, and beneficial ownership data belongs in SAR backup documentation to support law enforcement. Sarah Beth shares practical red flags for spotting shell companies, from formation mill documents to companies with no online presence and unexplained revenue. The conversation then turns to the Wise enforcement action and why a clean exam history is the wrong benchmark for a compliance program, including the OCC's pointed finding that leadership lacked financial crime expertise at the board level. They also discuss the Capital One litigation and the safety risks of demands to identify individual investigators, and close on the operational obstacles AML teams face in responding to the executive order on credit risk and illegal immigration, where citizenship indicators are buried across lending and deposit systems that financial crime teams rarely see.

In this episode of Compliance 911, Len Suzio and Dean Stockford examine the OCC and FDIC's newly proposed revisions to the Community Reinvestment Act, focusing on how the rule could reshape bank classifications, reporting requirements, assessment areas, and performance evaluations. Len highlights the Federal Reserve's absence from the proposal, predicts it may eventually join, and explains that raising the large-bank threshold to $10 billion could reduce the number of mandatory CRA reporters from more than 700 institutions to roughly 135, significantly weakening peer comparisons for small-business and small-farm lending. The discussion also addresses proposed restrictions on assessment area boundaries, whole-county requirements for large banks, the exclusion of loans made outside designated assessment areas, and changes to lending, service, complaint, and community development evaluations. Len argues that reduced reporting offers little meaningful relief because banks must still demonstrate CRA performance, and he encourages institutions to submit comments before the proposal is finalized. Brought to you by GeoDataVision and M&M Consulting

The FDIC and OCC have a CRA proposal out. The Federal Reserve hasn't signed on. Shaun Harms joins the show to separate what's in the text from what's circulating on LinkedIn. Harms is a principal and regional sector leader over the consulting practice at Forvis Mazars, concentrated in compliance and BSA. He's about 20 years out of the graduate school and now sits on the Barret banking faculty. He also runs the quarterly compliance roundtable. His read: this is a threshold rewrite, not a rebuild. The deposit-based assessment area that drove most of the angst in the rescinded rule is gone — it's the ordinary assessment area again. What's left is a tiering change. As Harms describes the proposal, banks under $1 billion fall under the small bank test, banks from $1 to $10 billion get an easier test with no reporting, and banks above $10 billion carry on as they do now. The lending test stays the core of it. The piece he expects to cause real work is the community development side. The proposal would cap the share of a CD activity that can go to administrative and overhead costs at 15%, which means banks need documentation to prove they're under it. He calls that the politically charged part of the rule and the one thing he'd flag as genuinely new effort. Everything else on the CD test, he thinks, gets less subjective — more examples, tighter parameters, easier to support a qualification. Two things he pushes back on. First, "majority of your lending" has never meant a 50/50 ratio. He walks through Delta banks running 40% in-area ratios and examining out satisfactory, because the loan demand simply wasn't there and the data showed it. Second, the argument that relief will pull community banks out of their communities. Banks don't sponsor the Little League team for the credit; they take the credit because they were going to sponsor it anyway. Where he's honest about not knowing: what the Fed does. He'd spoken with an FDIC member the day before recording, and the answer there was the same — everyone's waiting. His advice to banks in the meantime is status quo. Nothing has changed yet, and the last time two agencies moved without the third, the industry got an unequal playing field and a do-over.

In this OCC preview episode, Emkay and Dani break down this year's biggest storyline: the course change from a mountainous 50K to a faster, more runnable 60K, and how that shift could reshape racing strategy, favoring athletes with both technical skill and speed.On the women's side, Tove Alexandersson is the clear favorite, with Judith Wyder, Sara Alonso, Lauren Gregory, Malen Osa, Naomi Lang, McKenna Morley, and Tabor Hemming among the contenders. The men's field is just as stacked, led by Petter Engdahl, Francesco Puppi, Frédéric Tranchand, Rémi Bonnet, Christian Allen, Andrew Blanes, Daniel Pattis, and Antonio Martínez.Emkay and Dani debate how the race could unfold on the new course, compare recent results and tactical strengths, and lock in their top-five predictions for both races — plus takes on weather, fueling, and gear for the final push to Chamonix.A must-listen for anyone following UTMB week.---If you want to support the pod - here's how

Ross Bolen and Barrett Dudley discuss and review other TV shows and movies we watched during House of the Dragon season 3. Tune in later this week on Patreon.com/OystersClamsCockles where we'll begin coverage of The Wire season 4 (friendly to first-timers and re-watchers). Support Our Sponsors: FactorMeals.com/occ50off code “occ50off” for 50% OFF and 1 FREE breakfast item per box for 1 year Quince.com/OCC to upgrade your wardrobe with FREE shipping and 365-day returns  Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of This Week in AML, Elliot Berman and John Byrne break down FinCEN's final rule eliminating beneficial ownership reporting requirements for millions of small businesses and discuss what the move means for AML compliance, transparency, and financial crime prevention. The conversation also explores the renewal of FinCEN's Minnesota Geographic Targeting Order and the growing debate over whether the U.S. is experiencing a true fraud crisis, including insights from Jonathan Rusch's recent analysis of federal fraud enforcement efforts. Beyond the U.S., the hosts examine OCC concerns that led to the rejection of a European fintech's national bank charter application, the Luxembourg FIU's new authority to freeze fraud-linked payments, developments surrounding European beneficial ownership registries, Russia's reported sanctions-evasion payment network, and Australia's enforcement action against a major cryptocurrency ATM operator. The episode concludes with a discussion of a new de-risking resource for nonprofits.

Ondo's founder died at 32, and now his mother and its ousted president are fighting for control. Katherine, Jessi, and Vy on the succession lesson crypto keeps skipping. ======================================================== Thank you to our sponsor! Visit 1inch.com  to swap tokenized securities, crypto and more. Simple. Secure. Self-custodial. Whatever asset you're buying - swap it at 1inch.com ======================================================== Ondo Finance co-founder and CEO Nathan Allman died suddenly this summer at 32, leaving the real-world-asset tokenizer with zero sitting directors and two people claiming to run the company: ousted president Ian De Bode, and Allman's mother Kathleen, acting for his estate. Katherine Kirkpatrick Bos, Jessi Brooks, and Vy Le use the fight to unpack a problem that has nothing to do with crypto and everything to do with it: what happens when a fast-growing company never writes down a succession plan. They also cover the White House's new frontier AI oversight framework, which officials confirm exists but will not publish, a proposed FDIC and OCC certification that would let a fintech satisfy every bank's diligence questions at once, and the CLARITY Act's newly scheduled September 15 cloture vote, squeezed into a narrow window before midterms. Vy Le asks the harder question underneath all three stories: can boundaries this important really be left voluntary? Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Katherine Kirkpatrick Bos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Host of DEX in the City and General Counsel of Chainlink ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jessi Brooks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, General Counsel at Ribbit Capital⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vy Le⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Co-host of DEX in the City and General Counsel of Veda Timestamps

The Last Trade: BlackRock just cut the IBIT in-kind conversion minimum from $25M to $1M, and Jackson, Michael, and Brian ask whether the post-Cold Card rush out of self-custody and into the ETF is swapping one single point of failure for another. They break down the SEC and OCC moving on tokenized securities and a path for crypto firms to become banks as a Clarity Act plan B, Trump Media stacking real Bitcoin while divesting its other crypto, gold surging toward $4,500, and the wrench-attack reality that makes multi-institution custody matter.---

✔️ Bitcoin is getting ready for an explosive move ✔️ Current levels remain attractive for long-term investors✔️ It's happening again!✔️ Is this BTC chart too crazy?✔️ BTC is barely moving✔️ The market is paying for downside protection✔️ US regulator OCC approves Bitcoin and crypto firms to become national banks✔️ Pokémon cards have outperformed both the S&P 500 and $BTC✔️ Goldman Sachs' $2.25B NEOS Deal ✔️ ZeusLN Update ✔️ Boltz Update ✔️ rBitcoin?✔️ ICANN .bitcoin TLD application update ✔️ BLIP-110 ✔️ Imagine trying to hack someone and getting trapped in an 87-minute discussion about Bitcoin✔️ Sources:► https://x.com/barchart/status/2087375236953939985► https://x.com/washigorira/status/2087225192745693410► https://x.com/Washigorira/status/2087479851200782421► https://x.com/seth_fin/status/2087258083789566236► https://x.com/DigitalAssets/status/2087506635631513925► https://x.com/david_eng_mba/status/2087573601662951850► https://x.com/coindesk/status/2087197622205309385► https://pluang.com/en/news-feed/regulator-usa-setujui-perusahaan-kripto-jadi-bank-nasional► https://x.com/BitcoinMagazine/status/2087512671209869538► https://x.com/bitcoinarchive/status/2087572411658998184► https://finance.yahoo.com/markets/crypto/articles/goldman-sachs-2-25b-neos-185826212.html► https://x.com/zeusln/status/2087340691391140161► https://x.com/Boltzhq/status/2087636521746674168► https://x.com/reardencode/status/2087287579926581298► https://rbitcoin.org/► https://x.com/wiz/status/2087578462416687435► https://x.com/LukeDashjr/status/2087581635294470415► https://x.com/roryhighside/status/2087521405542011367► https://x.com/btcbenchmark/status/2087447762899972466► https://x.com/btcbenchmark/status/2087426343386398794► https://x.com/2140data/status/2087650061932990486► https://x.com/coinjoined/status/2061801602688688294► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Disclaimer: We recorded this episode a few days before the news broke that Courtney Dauwalter is racing UTMB.Brett Hornig joins the show for a preview-before-the-preview of UTMB 2026. We each bring our top 5 storylines heading into the biggest week in trail running, put out our current power rankings for the men's and women's fields, and play a round of Buy or Sell on the boldest claims for each of the championship races (UTMB, CCC, OCC).Partners:Precision Fuel and Hydration - use code SINGLETRACK at checkout for 15% off your next orderJanji - running apparel that goes the distanceRaide - Making equipment for efficient human-powered movement in the mountains Norda - check out the 005: the lightest, fastest, most stable trail racing shoe ever madeMomentous - use code SINGLETRACK for up to 35% off your first order Kodiak Cakes - my favorite oatmeal and pancakes Support the show

Ross Bolen and Barrett Dudley discuss and review the season 3 finale of House of the Dragon on HBO. Tune in later this week on Patreon.com/OystersClamsCockles where we'll take hotline calls from listeners driving further discussion of this week's episode! Support Our Sponsors: TryMiracle.com/OCC to save over 40% and use code "OCC" for an EXTRA 20% OFF plus a FREE 3-piece towel set Hims.com/OCC for a personalized, affordable weight loss plan that gets you Quo.com/OCC for 20% OFF your first 6 months Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

 In this episode of Compliance 911, Len Suzio and Dean Stockford review key banking and compliance developments from June 2026, including new OCC rules affirming federal banks' authority over real estate escrow interest and fees, updated FDIC guidance on official signs and advertising, and CFPB changes to Regulation B that have created uncertainty around disparate impact and fair lending enforcement. They also discuss a joint FinCEN advisory identifying red flags tied to fraud involving unauthorized employment, CFPB guidance on considering immigration status in ability-to-repay decisions, and expanded use of Section 314(b) information sharing for fraud and cyber-related activity. The episode concludes with FHA's decision to make certain appraisal field reviews optional and an overview of the proposed 21st Century ROAD to Housing Act, which could provide regulatory relief for community banks through higher examination thresholds, brokered deposit reforms, streamlined bank formation, and support programs for smaller and newly chartered institutions. Brought to you by GeoDataVision and M&M Consulting

VLOG Aug 5 - DC edition, FOIA suit v DOJ on Live Nation https://innercitypress.com/FOIAsdnytrial1elivenationicp080426.html FDIC and OCC v communities https://innercitypress.com/crafoia1occfdicderegffw080326.html Diddy seizure list: https://patreon.com/MatthewRussellLee/posts/diddy-seizure-on-165769059 John Doe v Columbia U https://matthewrussellleeicp.substack.com/p/columbia-confidential-as-columbia @USUN colludes in UN decay and censorship

Dice rolls are now confirmed safe. Portland HODL published a full verification, independently cross-checked by James O'Beirne, Block's engineering team and Rob Hamilton: the Coldcard did use dice entropy rather than falling back to the pseudo-random generator. Fifty or more rolls was sufficient. Still rotate anyway. The prevailing view on the show was that dice-generated seeds are safe but worth rotating as hygiene. Separately, no other hardware wallet firmware vulnerability has surfaced yet from the red-team sweep. The red team is scaling. Rob Hamilton's group, now joined by other Bitcoin developers, is pointing Kimi K3 and other frontier models at repos across the ecosystem. Critical vulnerabilities have been found and responsibly disclosed, none in hardware wallets so far. Cory rejects the "always more to learn" framing. He argued that line doesn't apply here: the entire point of code securing assets is that there can be no mistakes that put those assets at risk. He gave two press interviews on the exploit. The custody spectrum, with a chart in the nest. Cory laid out five positions: solo self-custody, guided self-custody via Swan Sovereign at $25 a month, collaborative multisig, delegated custody with OCC-chartered custodians, and multi-institutional custody, which Swan has been building since December. The real gap is knowing how to use your wallet. Alec, who spent the weekend on client calls, found people holding large amounts in setups they could not operate. Getting Bitcoin off an exchange is not enough. Practice moving it more than once. Jason on the false binary. People have been taught there is one right way to hold Bitcoin, and that it's the most esoteric one. His question: what is self-custody worth if you cannot move your coins in an emergency? Zach Herbert of Foundation. Self-custody is not dead, and he framed this as negligence by a single vendor rather than an indictment of every maker. His takeaway is free and open source software, shared libraries and engagement with auditors. He calls it the worst event for committed Bitcoiners since Mt. Gox. Boltz went dark. The Lightning swap provider shut down entirely, hit by automated attacks faster than a small team could patch, taking swaps in Zeus, Aqua and Blockstream's app with it. No user funds lost. Brady drew the line from Kimi K3's release through Coldcard to this. The AI incentive argument. Phillip's case: calls to regulate AI harder are moat-building, not safety, and defenders keep having to reach for open-weight models because the US frontier models refuse legitimate security work. Steve noted five figures a day in tokens is not a sustainable audit model.

VLOG Aug 4: Luigi Mangione trial access order goes offline https://matthewrussellleeicp.substack.com/p/access-gate-for-luigi-mangione-nys Bling Bishop boondoggle, Lamor Whitehead at Sup Ct https://patreon.com/MatthewRussellLee/posts/bling-bishop-got-165683884 FDIC and OCC fail on FOIA too: https://innercitypress.com/crafoia1occfdicderegffw080326.html UN #NextSG race goes South https://innercitypress.com/nextunsg1cstraw1pollwaltzusunicp080326.html

On CoinDesk's The Policy Protocol, Renato Mariotti is joined by guest host Ari Redbord, Global Head of Policy at TRM Labs, for a conversation on the politics of the CLARITY Act, the state-vs-federal fight over prediction markets, and Wisconsin's invocation of an 1849 law that could bar prediction-market users from voting. And, they sit down with Rachel Anderica, Head of Global Operations at Anchorage Digital, who walks through Anchorage's agentic banking build inside its OCC trust and a "cashless reserves" model in partnership with JPMorgan. Plus, the hosts name the TradFi endorsers of CLARITY — BlackRock, Fidelity, and Goldman Sachs — as the Person of the Week. - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at⁠⁠⁠⁠⁠⁠ ledn.io⁠⁠⁠⁠⁠⁠ - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets:⁠⁠⁠⁠⁠⁠ https://x.com/jpegtrading⁠⁠⁠⁠⁠⁠ - Timecodes: 00:00 Cold Open: Wisconsin's 1849 Voting Law 01:13 Welcome to The Policy Protocol 01:29 Ari Redbord Joins as Guest Host 02:13 CLARITY's Law Enforcement Provisions 03:05 'Burn and Reissue': Getting Funds Back to Victims 04:19 The Politics: Why the Votes Aren't There 06:26 Prediction Markets and the CFTC Battle 08:04 Wisconsin's 1849 Law and the Right to Vote 09:53 Federalism, Circuit Splits, and the Road to SCOTUS 11:10 The HFSC Scam Report and AI at Scale 14:04 Rachel Anderika of Anchorage Digital Joins 14:34 Who's Liable When an Agent Moves Money? 18:56 OCC Rulemaking, Secondary Markets, and Sanctions 20:40 'Cashless Reserves' with JPMorgan Tokenized Funds 22:53 Trash Talk: The Skinny Master Account 24:29 Person of the Week: The TradFi Endorsers of CLARITY

In this episode of This Week in AML, John Byrne and Elliot Berman unpack several significant developments across the AML, sanctions, fraud, and compliance landscape. They begin with the U.S. Senate's overwhelming bipartisan vote to advance new Russia and Iran sanctions legislation, then turn to FinCEN Director Andrea Gacki's recent congressional testimony, including her emphasis on fraud prevention, BSA modernization, SAR guidance, and the industry's ongoing uncertainty about AML priorities and effectiveness standards. The conversation also explores Transparency International's 2025 achievements in advancing anti-corruption reforms worldwide and raises important questions about whether corruption will remain a formal U.S. AML priority. John and Elliot review FinCEN's new alert on financial student aid fraud, discuss the continued role of shell companies in fraud schemes, and examine a House Financial Services Committee report on scams and fraud. Additional topics include Treasury's review of the SDN List, the growing industry around sanctions delisting petitions, the closure of crypto exchange BitMEX despite presidential pardons for its founders, the OCC's denial of Wise US's national trust charter application due to AML compliance concerns, and new reporting linking crypto-to-cash storefronts to money laundering activity.

Ross Bolen and Barrett Dudley discuss and review episode 6 of House of the Dragon season 3 on HBO. Tune in later this week on Patreon.com/OystersClamsCockles where we'll take hotline calls from listeners driving further discussion of this week's episode! Support Our Sponsors: Quo.com/OCC for 20% OFF your first 6 months ForHers.com/OCC to get personalized, affordable care that gets you Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ross Bolen and Barrett Dudley discuss and review episode 5 of House of the Dragon season 3 on HBO. Tune in later this week on Patreon.com/OystersClamsCockles where we'll take hotline calls from listeners driving further discussion of this week's episode! Support Our Sponsors: Quince.com/OCC for FREE shipping on your order and 365-day returns Lucy.co/OCC code "OCC" for 20% OFF your first order Squarespace.com/OCC to save 10% OFF your first purchase of a website or domain using code "OCC" Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ross Bolen and Barrett Dudley discuss and review episode 4 of House of the Dragon season 3 on HBO. Tune in later this week on Patreon.com/OystersClamsCockles where we'll take hotline calls from listeners driving further discussion of this week's episode! Support Our Sponsors: FactorMeals.com/occ50off code "occ50off" for 50% OFF and FREE daily greens per box Leesa.com code "OCC" for 25% OFF select mattresses PLUS an extra $50 OFF Quo.com/OCC for 20% OFF your first 6 months Video Produced by Kade Orris Subscribe on YouTube:⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/@OystersClamsCockles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Presented by Bolen Media:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices