ABI Podcast

Hon. Christopher S. Sontchi, an International Judge of the Singapore International Commercial Court and a former Chief Judge of the U.S. Bankruptcy Court for the District of Delaware, where he served for 16 years, talks with ABI Executive Director Amy Quackenboss about moments that helped shape his incredible restructuring career — and provides tips to new practitioners entering the industry.

The latest episode of ABI's "Party in Interest" podcast features ABI Executive Director Amy Quackenboss talking with Tara Twomey, the director of the Executive Office for U.S. Trustees (EOUST). How did Twomey develop a passion for consumers and businesses being able to access a financial fresh start in bankruptcy? What steps led her to a career in the restructuring industry? What does she do to decompress? Find out the answers to these questions and more on the latest episode!

The latest episode of the ABI Business Reorganization Committee's “Unordinary Course” podcast series features host Lee Pacchia of ICR talking with Mark Podgainy, a managing director at Getzler Henrich & Associates LLC, about the financial and operational challenges facing institutions of higher education.

The latest episode of ABI's "Party in Interest" podcast features ABI Executive Director Amy Quackenboss talking with Melissa B. Jacoby, the Graham Kenan Professor of Law at the University of North Carolina at Chapel Hill and soon to be a visiting professor at Harvard Law School in the fall. ABI's Resident Scholar for the spring 2016 semester, Prof. Jacoby recently released her first book, Unjust Debts, which received a starred review from Publisher's Weekly and made the Financial Times' best economics books list.

Host Lee Pacchia of ICR talks with James Doak, the head of Miller Buckfire, a Stifel company, to discuss current trends in the retail industry and what to expect going forward.

ABI's newest podcast features a conversation between the author, Gordon Z. Novod of Grant & Eisenhofer, and editor, Rosa Evergreen of Arnold & Porter, of ABI's newest publication, Driving the Recovery Bus: Augmenting Creditor Recoveries Through Claims Brought by a Litigation Trustee. Listen to Novod and Evergreen provide insights on the issues at play in Driving the Recovery Bus, the audiences the book was intended for and the process of how it was written.

Latest "Unordinary Course" Podcast Prof. Kevin Kaiser of the University of Pennsylvania's Wharton School of Business joins host Lee Pacchia of ICR on the latest edition of "Unordinary Course" to take a closer look at the intersection of private equity and restructuring, and the recent spike in private-equity-backed companies filing for chapter 11.

Kara E. Casteel of ASK LLP and Luke Murley of Saul Ewing LLP join hosts Edward L. Schnitzer of Womble Bond Dickinson LLP (New York) and Connor Bifferato of The Bifferato Firm (Wilmington, Del.), co-chairs of ABI's Mediation Committee, to discuss a host of key mediation topics. Click here to listen.

The latest episode of ABI's "Unordinary Course" podcast, brought to you by ABI's Business Reorganization Committee, features Lee Pacchia of ICR Inc. (New York) talking with Frank Pometti of AlixPartners, LLP (New York) about the ongoing turmoil and challenges in the digital media space, and where the industry might be headed in the future.

The latest episode of the ABI Mediation Committee's "Reframing Mediation" podcast features an informative debate on four key issues in mediation practice. Listen as ABI Mediation Committee Co-Chairs Edward L. Schnitzer of Womble Bond Dickinson LLP (New York) and Connor Bifferato of The Bifferato Firm (Wilmington, Del.) volley viewpoints on the following issues: - Remote vs. In-Person Mediation - Joint Caucuses vs. Private Sessions Only - Openings vs. No Openings - The Role of Mediators to Be ‘Evaluative' vs. ‘Facilitative' The points debated in the podcast are the personal views of the hosts for informative purposes only and not the official positions of their respective firms or ABI.

The latest episode of ABI's "Party in Interest" podcast features ABI Executive Director Amy Quackenboss talking with Chad Van Horn, the founding partner of Van Horn Law Group, P.A. in Fort Lauderdale, Fla. An ABC board-certified attorney and member of ABI's 2022 “40 Under 40” class, Van Horn recently appeared as Player 286 on the popular Netflix reality show “Squid Game: The Challenge” and says he would have donated the $4.56 million in prize money to Big Brothers Big Sisters (he finished out the game as one of the top 10 contestants). Find out more about Van Horn's drive to succeed in both representing clients in the courtroom and competing in “Squid Game.”

The latest episode of ABI's "Party in Interest" podcast features ABI Executive Director Amy Quackenboss talking with David M. Tanabe, an associate with Winthrop & Weinstine in Minneapolis who played for nine years in the National Hockey League before an injury forced him into early retirement. Find out about Tanabe's drive to transition from professional hockey to law, the mentors that assisted in his transition, and the lessons he's gleaned from the ice rink that he applies in the courtroom.

The latest episode of "Unordinary Course," brought to you by ABI's Business Reorganization Committee, examines key events in SVB's demise, regional banking distress last year and the current state of the American banking sector. Host Lee Pacchia of ICR (New York) talks with Marshall S. Huebner, co-head of restructuring at Davis Polk & Wardwell LLP (New York) and counsel to the ad hoc group of SVB's senior noteholders. Huebner gave a presentation in November at the New York State Bar Association's 2023 Corporate Counsel Institute titled, "Silicon Valley Bank: A Tragedy in Three or Four Chapters."

ABI Executive Director Amy Quackenboss talks with Rachel Albanese, co-chair of DLA Piper's U.S. Restructuring practice and a partner in the firm's New York office. In addition to her more than 20 years of restructuring experience that has included a wide range of chapter 11 cases, cross-border insolvencies and Puerto Rico's restructuring efforts, she is integral to a number of ABI initiatives, including ABI's Task Force on Veterans and Servicemembers Affairs. Find out more about the efforts that are important to Rachel and those that inspired her for all these important endeavors.

The final installment of a series of TechBytes podcasts looking at cryptocurrency and bankruptcy provides key insights and takeaways that practitioners may encounter in these cases. Join Patricia K. Burgess of Frost Brown Todd LLP (Nashville, Tenn.), the Special Projects Leader of ABI's Emerging Industries and Technology Committee, as she talks with John S. Wagster, who leads Frost Brown Todd's Technology Industry Team (Nashville, Tenn.); Jordan S. Blask, the partner-in-charge at Frost Brown Todd's Pittsburgh office; and Jared M. Tully, who is vice chair of Frost Brown Todd's Business Litigation Practice Group and serves as the team leader for the firm's Community Bank and Financial Institutions Team, as they provide their perspectives on cryptocurrency bankruptcy cases.

ABI's Business Reorganization Committee is proud to launch "Unordinary Course," a podcast series that aims to unpack current events and emerging trends in the restructuring industry. The inaugural episode features host Lee Pacchia of ICR talking with Karol Denniston of Squire Patton Boggs about trends and issues surrounding industrial policy, and why practitioners should take note.

This is the third and final installment of a series of TechBytes podcasts that looks at cryptocurrency and bankruptcy. On this episode, Patricia K. Burgess of Frost Brown Todd LLP (Nashville, Tenn.), the Special Projects Leader of ABI's Emerging Industries and Technology Committee, talks with John S. Wagster, who leads Frost Brown Todd's Technology Industry Team (Nashville, Tenn.); Jordan S. Blask, the partner-in-charge at Frost Brown Todd's Pittsburgh office; and Jared M. Tully, who is vice chair of Frost Brown Todd's Business Litigation Practice Group and serves as the team leader for the firm's Community Bank and Financial Institutions Team. They discuss issues surrounding fiduciary duties in cryptocurrency bankruptcy cases.

Lee Pacchia of ICR (New York) interviewed members of ABI's Health Care Committee to discuss the health care trends that shaped 2023, what they expect for 2024, and upcoming events that practitioners should note on their calendars to help prepare for the year ahead. Pacchia was joined by Health Care Committee Co-Chair Cynthia Romano of FTI Consulting, Inc. (Palm Beach Gardens, Fla.), Committee Special Projects Leader Clare Moylan of Gibbins Advisors (Nashville, Tenn.) and David Gordon of Polsinelli (Atlanta). The conversation weaves through 2023 trends, 2024 expectations and upcoming events, including the health care panel at this week's 2023 Winter Leadership Conference, a special abiLIVE on Dec. 11 being moderated by Moylan, health care programming at the 2024 ABI Annual Spring Meeting and ABI's 2024 Health Care Conference in Nashville in October.

In the inaugural "Fresh Start" podcast of ABI's Young and New Members Committee, Gabrielle G. Palmer of Onsager Fletcher Johnson Palmer LLC (Denver), the committee's Special Projects Leader, talks with Karlene Archer, compliance manager of Skylight Lending, about issues and strategies concerning work/life balance for young professionals.

This is the second in a series of TechBytes podcasts that looks at cryptocurrency and bankruptcy. On this episode, Patricia K. Burgess of Frost Brown Todd LLP (Nashville, Tenn.), the Special Projects Leader of ABI's Emerging Industries and Technology Committee, talks with John S. Wagster, who leads Frost Brown Todd's Technology Industry Team (Nashville, Tenn.), and Jared M. Tully, who is vice chair of Frost Brown Todd's Business Litigation Practice Group and serves as the team leader for the firm's Community Bank and Financial Institutions Team. They discuss the ways in which the law is and isn't developing to meet the unique needs of crypto assets.

The latest episode of ABI's "Party in Interest" podcast features ABI Executive Director Amy Quackenboss talking with Kenneth R. Feinberg, one of the nation's leading experts in alternative dispute resolution. Currently the court-appointed mediator in both the Imerys/Cyprus talc bankruptcy case in Delaware, and the Honx asbestos bankruptcy case in Texas, Feinberg's distinguished career includes previously having served as Special Master of the 9/11 Victim Compensation Fund, the Department of Justice Victims of State-Sponsored Terrorism Fund, the Department of Justice Boeing 737 Max Crash Victim Beneficiaries Compensation Fund and many other high-profile complex disputes over the past 40 years.

This is the first in a series of TechBytes podcasts that will look at cryptocurrency and bankruptcy. On this episode, Patricia K. Burgess of Frost Brown Todd LLC (Nashville, Tenn.), the Special Projects Leader of ABI's Emerging Industries and Technology Committee, talks with John Wagster, who leads Frost Brown Todd's Technology Industry Team. With his focus on technology-related commercial agreements with a particular interest in blockchain technology and cryptocurrencies, Wagster provides a brief primer on cryptocurrency and discusses some of the issues that arise in bankruptcy proceedings.

Ian Williams of Williams Consulting International (London), the program chair of ABI's International Insolvency & Restructuring Symposium, recently joined ABI Executive Director Amy Quackenboss on a “Party in Interest” podcast that was taped live and followed by an ABI Virtual Happy Hour. Williams discusses his growth in ABI from overseas, some of his favorite conference memories, and what he is excited about for this year's International Insolvency & Restructuring Symposium, being held in Lisbon, Portugal, Nov. 2-3.

The latest episode of the "Reframing Mediation" podcast features ABI Mediation Committee Co-Chairs Edward L. Schnitzer of Womble Bond Dickinson LLP (New York) and Connor Bifferato of The Bifferato Firm (Wilmington, Del.) discussing the hot-button topic of mediation and bad faith.

The latest “Party in Interest” podcast features ABI Executive Director Amy Quackenboss talking with ABI President-Elect Chris Ward, chair of Polsinelli's Bankruptcy and Restructuring practice and managing shareholder of the firm's Delaware office. Ward discusses how his career path turned toward bankruptcy, ways he decompresses when he's not working, and his reputation as a snappy dresser.

ABI Editor-at-Large Bill Rochelle discusses the Supreme Court's opinion in Lac du Flambeau Band of Lake Superior Chippewa Indians v. Coughlin with Prof. Jack F. Williams of Georgia State University College of Law (Atlanta) and Thomas Salerno of Stinson LLP (Phoenix). The Court held that the Bankruptcy Code unequivocally abrogates the sovereign immunity of all governments, including federally recognized Indian tribes.

ABI Podcast Episode 250, Mediation Episode 001 ABI Mediation Committee Co-Chairs Edward L. Schnitzer of Montgomery McCracken Walker & Rhoads LLP (New York) and Connor Bifferato of The Bifferato Firm (Wilmington, Del.) recently launched ABI's "Reframing Mediation" podcast to highlight interesting case law and trends in mediation. On this inaugural episode, Ed and Connor tackle the topic of confidentiality.

ABI's latest "Party in Interest" podcast features a conversation between ABI Executive Director Amy Quackenboss and the co-chairs of ABI's Subchapter V Task Force, Bankruptcy Judge Michelle Harner (D. Md.; Baltimore) and Megan Murray of Underwood Murray (Tampa, Fla.). Learn more about how Judge Harner and Murray became passionate about small business matters, their overall impressions of how subchapter V helps small business debtors, and what the task force's work will entail.

ABI Executive Director Amy Quackenboss talks with ABI President Soneet R. Kapila of KapilaMukamal, LLP (Fort Lauderdale, Fla.) for the inaugural edition of ABI's "Party in Interest" podcast. The "Party in Interest" series highlights extraordinary members of our community for their contributions to key bankruptcy developments, initiatives to push the practice forward and/or passion for a cause or activity outside the office. Kapila, who is of East Indian origin and was born in Kenya, shares the story of his life and career that has led him to be one of the most respected figures in the restructuring community. The podcast was recorded live at the start of a “Kick-Off to Summer” ABI Virtual Happy Hour.

The second TechBytes podcast features ABI Emerging Industries and Technology Committee communications  manager Tara J. Schellhorn of Riker, Danzig LLP (Morristown, N.J.) talking with Prof. Juliet M. Moringiello, Associate Dean for Academic Affairs at Widener University Commonwealth Law School (Harrisburg, Pa.). Schellhorn and Moringiello discuss digital assets and proposed Uniform Commercial Code amendments aimed at bringing the (UCC) into the digital age by providing commercial law rules for a new category of transactions: the transfer and leveraging of virtual currencies and certain other digital assets.

This edition of ABI Podcast features experts examining the Supreme Court's February 22 opinion in Bartenwerfer v. Buckley. ABI Editor-at-Large Bill Rochelle talks to Profs. Lawrence Ponoroff and David Kuney about the Court's unanimous February 22, 2023, holding that Section 523(a)(2)(A) precludes a debtor from discharging in bankruptcy a debt obtained by fraud, regardless of her own culpability.

The inaugural TechBytes podcast features ABI Emerging Industries and Technology Committee co-chair Matthew T. Faga, Esq. of Markus Williams Young & Hunsicker LLC (Denver) talking with ABI Chief Operating Officer Karim Guirguis about the evolution of his career at ABI and the technology that propels the organization forward.

Held in conjunction with Sheppard Mullin's "Restructure This!" podcast, this special ABI podcast features Bankruptcy Judges Marvin Isgur and David R. Jones of the U.S. Bankruptcy Court for the Southern District of Texas (Houston) discussing a number of important issues, such as third-party releases and venue reform, with host Justin Bernbrock, a partner at Sheppard Mullin. Click below to listen. For previous episodes of ABI's podcasts, please click here. [https://www.abi.org/newsroom/podcasts] To listen to previous episodes of Sheppard Mullin's "Restructure This!" podcast, please click here. [https://www.sheppardmullin.com/podcasts-restructure-this-podcast]

Latest ABI Podcast: Former ABI Executive Director Sam Gerdano Discusses His Transition from the Hill, the Growth of ABI and the Enactment of the Small Business Reorganization Act A special two-part podcast features ABI Editor-at-Large Bill Rochelle talking with former ABI Executive Director Sam Gerdano, an alumnus of Syracuse University, about his move from Capitol Hill to ABI, the growth of ABI as an organization, the enactment of the “Small Business Reorganization Act” and what may be on the horizon in Congress. Gerdano's reflections on his career were featured in the Bankruptcy Symposium edition of the Syracuse Law Review (scroll to "Book 2: Bankruptcy Symposium 2020-2021"). In addition to Gerdano's oral history, the edition features articles by many ABI members on key bankruptcy issues. Sen. Grassley also provided a foreword for the

Part I: Former ABI Executive Director Sam Gerdano Discusses His Career Arc Toward Bankruptcy, His Time on the Hill and the Enactment of Chapter 12 A special two-part podcast features ABI Editor-at-Large Bill Rochelle talking with former ABI Executive Director Sam Gerdano, an alumnus of Syracuse University, about his career arc toward bankruptcy, chapter 12, how ABI has grown as an organization, and what bankruptcy policies he sees on the horizon for congressional consideration. The first podcast, accessible below, features Sam's insights on his move toward bankruptcy policy, his time on the Hill in Sen. Charles Grassley's (R-Iowa) office, and the enactment of chapter 12. Gerdano's reflections on his career were featured in the Bankruptcy Symposium edition of the Syracuse Law Review (scroll to "Book 2: Bankruptcy Symposium 2020-2021"). In addition to Gerdano's oral history, the edition features articles by many ABI members on key bankruptcy issues. Sen. Grassley also provided a foreword for the edition. https://lawreview.syr.edu/

Legislative measures throughout 2020 were aimed at providing economic stability to meet the challenges of the financial distress caused by the COVID-19 pandemic, and December saw a flurry of activity that resulted in the Combined Consolidated Appropriations Act of 2021. The $2.3 trillion spending bill combined $900 billion in stimulus relief for the COVID-19 pandemic with a $1.4 trillion omnibus spending bill for the 2021 federal fiscal year. The bill passed both chambers of Congress on Dec. 21 and was signed into law by the President on December 27. Within the nearly 5,600 pages of this bill were important changes to the Bankruptcy Code. In this podcast, ABI Consumer Committee Co-Chair Christopher L. Hawkins of Bradley Arant Boult Cummings LLP (Birmingham, Ala.) discusses the changes with Charissa Potts of Freedom Law, PC (Eastpointe, Mich.) and John Rao of the National Consumer Law Center (Boston).

Legislative measures throughout 2020 were aimed at providing economic stability to meet the challenges of the financial distress caused by the COVID-19 pandemic, and December saw a flurry of activity that resulted in the Combined Consolidated Appropriations Act of 2021. The $2.3 trillion spending bill combined $900 billion in stimulus relief for the COVID-19 pandemic with a $1.4 trillion omnibus spending bill for the 2021 federal fiscal year. The bill passed both chambers of Congress on Dec. 21 and was signed into law by the President on December 27. Within the nearly 5,600 pages of this bill were important changes to the Bankruptcy Code. In this podcast, ABI Legislation Committee Co-Chair Ferve Khan of BakerHostetler (New York) discusses the changes with Tiffany Payne Geyer of BakerHostetler (Orlando) and Tom Salerno of Stinson LLP (Phoenix).

ABI Editor-at-Large Bill Rochelle talks with Susan N.K. Gummow of Foran Glennon (Chicago) about key issues confronting bankruptcy and insurance jurisprudence. Gummow is the author of the recently released Bankruptcy and Insurance Law Manual, Fourth Edition, and discusses key scenarios, strategies and cases at the intersection of bankruptcy and insurance law.

ABI Editor-at-Large Bill Rochelle spoke with experts about the June 1 decision by the Supreme Court that the appointment of the Puerto Rico Oversight Board did not violate the Appointments Clause. Prof. Stephen Lubben, the Harvey Washington Wiley Chair in Corporate Governance & Business Ethics at Seton Hall (Newark, N.J.); Prof. Juliet Moringiello, Associate Dean for Research and Faculty Development and Professor of Law at Widener University Commonwealth Law School (Harrisburg, Pa.); and Zachary Smith of Moore & Van Allen (Charlotte, N.C.), who has been involved in restructuring matters pertaining to Puerto Rico, joined Rochelle to examine the decision.

The latest ABI Podcast features an engaging discussion between Stinson LLP's Tom Salerno and ABI Editor-at-Large Bill Rochelle. Salerno reviews some of the predictions he provided in a commentary in March about the financial crisis due to the COVID-19 pandemic, and discusses how his recent publications (Pre-Bankruptcy Planning for the Commercial Reorganization, 3rd Edition and Acquisitions from Financially Distressed Companies) can assist practitioners during these uncertain times.

ABI's latest podcast features members of ABI's Commission on Consumer Bankruptcy discussing recommendations from the Final Report to expand chapter 13’s debt limit and create a chapter 13 reserve fund. Commissioner and chapter 13 trustee Henry Hildebrand (Nashville, Tenn.) moderates the discussion with Jenny L. Doling of J. Doling Law, PC (Palm Desert, Calif.) and Prof. Angela Littwin of the University of Texas at Austin School of Law, who were both members of the Commission's Chapter 13 Advisory Committee.

ABI Executive Director Sam Gerdano talks with Prof. Anne Fleming of Georgetown University Law (Washington, D.C.), author of City of Debtors: A Century of Fringe Finance. In City of Debtors, Prof. Fleming explores the origins, growth and regulation of small-dollar lending institutions in the U.S. over the twentieth century. Listen to the discussion about the book and issues surrounding small-dollar loans.

ABI Endowment-Funded Research that Found Individuals with Gap in Medical Coverage More Than Twice as Likely to File for Bankruptcy - Ep. 234. ABI Consumer Committee Co-Chair Jon Jay Lieberman of Sottile & Barile LLC (Loveland, Ohio) talks with Profs. Brook E. Gotberg of the University of Missouri School of Law (Columbia, Mo.) and Michael D. Sousa of the University of Denver Sturm College of Law (Denver) about their research finding that individuals who experienced a gap in medical care coverage over a two-year period were roughly twice as likely to file for bankruptcy as those who retained continuous coverage. Their research appeared in the Summer 2019 edition of the ABI Law Review and was funded in 2016 by ABI's Anthony H.N. Schnelling Endowment. Profs. Gotberg and Sousa detail their research, which examined data from a national survey of adults from 2004 through 2014 that indicates that the principal predictor of consumer bankruptcy is a lapse in medical insurance coverage.

Members of ABI's Consumer Commission Discuss Recommendations on Discharge Violations, Attorney Competency and Lawyer Misconduct ABI's latest podcast features members of ABI's Commission on Consumer Bankruptcy discussing recommendations from the Final Report looking at remedies for discharge violations, attorney competency and remedying lawyer misconduct. Commissioner Rudy Cerone of McGlinchey Stafford, PLLC (New Orleans) moderates the discussion with fellow Commissioners Tara Twomey of the National Consumer Law Center (San Jose, Calif.) and Richardo Kilpatrick of Kilpatrick & Associates, P.C. (Auburn Hills, Mich.), and Karen Cordry of the National Association of Attorneys General (Washington, D.C.), who was a member of the Chapter 7 Advisory Committee.

Members of ABI's Commission on Consumer Bankruptcy discuss the recommendations in the Final Report focused on the Code's credit counseling and financial management course requirements, and means test provisions. The Commission's recommendations address provisions established by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) that made obtaining the financial fresh start of bankruptcy more challenging for consumer debtors. Bankruptcy Judge (ret.) Randall Dunn moderates the discussion with John Rao of the National Consumer Law Center, Ariane Holtschlag of the Law Office of William J. Factor, Ltd. and Wendell Sherk of SkerkLaw.

The latest ABI Podcast features members of ABI's Commission on Consumer Bankruptcy providing insights on the Commission's recommendations on student loans and bankruptcy, the first topic addressed in its Final Report. Prof. Robert M. Lawless of the University of Illinois College of Law (Champaign, Ill.), the Commission's Reporter, hosts the discussion with Commissioners Prof. Dalié Jiménez of the University of California, Irvine School of Law, Prof. Bruce Markell of Northwestern University Pritzker School of Law (Chicago) and Edward C. Boltz, a partner at the Law Offices of John T. Orcutt, P.C. (Durham, N.C.). In addition to providing the background for how the Commission arrived at the recommendations, the Commissioners discuss how the recommendations could be considered by Congress and currently applied in the courts.

ABI Editor-at-Large Bill Rochelle talks with Bankruptcy Judge Kevin Carey (D-Del.; Wilmington), Paul Hage of Jaffe Raitt Heuer & Weiss (Southfield, Mich.) and Lindsay Milne of Bernstein Shur (Portland, Maine) about the Supreme Court's decision in Mission Product Holdings Inc. v. Tempnology, LLC (17-1657). On May 20, the Court held that rejection of an executory trademark license does not bar the licensee from continuing to use the mark. Ms. Milne represented the party that prevailed in the Supreme Court.

Examining the Intersection of Tribal Sovereignty and Bankruptcy - Ep. 229 by ABI

New SIPC CEO Discussing Recovery Efforts in Madoff Case - Ep. 228 by ABI

Highlighting Women's History Month with ABI Presidents - ep. 227 by ABI

Elaborating on their ABI Journal article "Too Broke for a Fresh Start" about chapter 7 being too expensive for those in need, Bankruptcy Judge Henry Callaway (S.D. Ala.; Mobile) and Jonathan Petts of Upsolve (New York) talk with former ABI Resident Scholar Prof. Drew Dawson of the University of Miami School of Law about why chapter 7 is less accessible to those in need. They also discuss potential technological, policy and administrative solutions that could help make chapter 7 more accessible to low-income debtors.