Podcasts about requirements

The Trump Administration reports it is decimating Iran's ruling regime and military capacity, claiming the war is all but won and should end soon.Others see Iran's continued strikes on key infrastructure, ships & civilians across it Gulf neighbors and worry the US is becoming stuck in another long-term Mideast quagmire.Which version is closer to reality?To address, RANE's Mideast analyst Ryan Bohl joins us for this livestream where he'll provide his latest assessment of the situation and take live audience Q&AFollow Ryan on X at @Ryan_BohlOr on LinkedIn at https://www.linkedin.com/in/ryanbohl#iranwar #geopolitics #oilprice 00:00 - Ryan's high-level geopolitical framing: Power rankings02:20 - Why Iran qualifies as a middle power 03:30 - U.S. historical experience04:30 - Trump's strategy misapplied to Iran05:40 - Was this a miscalculation or a planned high-risk scenario?07:10 - Realistic "declare victory & leave" outcome?08:50 - Iran's incentive to prolong economic pain10:55 - If U.S. pulls out soon, will Iran keep disrupting the Strait of Hormuz / energy flows?14:45 - Escalation to destroying Iran's own energy infrastructure16:50 - Supply disruption vs. supply destruction18:30 - Risk of tit-for-tat energy war spiraling across the Gulf19:50 - Could this war accelerate global shift away from Gulf oil?21:40 - Gulf states' adaptation23:20 - Iran's "hostage strategy"24:55 - Probability GCC states join the war26:50 - UAE's potential interest in retaking Abu Musa / Tunb islands28:40 - Limited allied involvement32:15 - If U.S. declares victory & withdraws34:50 - Requirements for truly ending the Iranian threat36:20 - Iran's post-war alignment choices 38:55 - Low probability of near-term internal uprising / regime change from within40:50 - U.S. political will remains the fragile variable43:00 - Current status of Iran's ballistic / drone capabilities45:50 - Limits of air power alone47:40 - Nuclear program assessment50:55 - Most probable next chapter55:20 - Broader economic tailwinds_____________________________________________Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

TOPICS: Trump Iran War Arrests Cuba Blackout Oscars Crazy Requirements "Coffee Talk with David Eon" (LIVE WEEKDAY DAILY NEWS TALK) for Tuesday, March 17th, 2026.

DR1In our 'Asshole is selfish' headline of the week. Billionaire Uber co-founder Travis Kalanick admits strategically moving to Texas before California wealth tax***************Kalanick was caught on camera in a heated argument with an Uber driver, who complained about falling fares and the company's treatment of drivers: "Some people don't like to take responsibility for their own sh*t"In our 'Top snarky podcast hosts plead with airline companies to stop the share buyback bullshit and pay airport workers. ‘Once again, air travel CEOs are bullshit artists'' headline of the week. Top airline CEOs plead with Congress to restore DHS funding and pay airport workers. ‘Once again, air travel is the political football'***************Between June 1, 2025, and March 16, 2026:Southwest repurchased $2.6B in 2005; $400M in 2026United $1.5B5 NEOs: $91 million in 2025Scott Kirby $34M; $97M in shares Delta focused on $4.8B debt reductionFrontline Transportation Security Officers (TSOs, Airport Screeners): 50,000$328M per monthIn our 'Pervy owner does pervy stuff and everybody is fake shocked.' headline of the week. It Was Going to Be Magic City Night at the Atlanta Hawks. Then the Outrage Poured In.***************Tony Ressler founded the private equity firm Apollo Global Management with Leon Black.An independent review revealed that Leon Black paid Jeffrey Epstein $158M for financial and tax-planning services between 2012 and 2017. These payments occurred after Epstein's 2008 conviction for soliciting an underage girl.Ressler is the brother-in-law of Leon Black (Black is married to Ressler's sister, Debra) In our 'College dropout techbro ignores actual experts, part 17 million ' headline of the week. OpenAI's own mental health experts unanimously opposed “naughty” ChatGPT launch*************** The probably might be too many women and not enough Stanford? The council consists of the following eight independent experts:David Bickham, Ph.D. – Research Director at the Digital Wellness Lab at Boston Children's Hospital and Assistant Professor at Harvard Medical SchoolMathilde Cerioli, Ph.D. – Chief Scientific Officer at everyone.AI and researcher in cognitive neuroscience and psychologyMunmun De Choudhury, Ph.D. – Professor of Interactive Computing at Georgia Tech, specializing in how technology shapes mental healthTracy Dennis-Tiwary, Ph.D. – Professor of Psychology at Hunter College and co-founder/CSO of Arcade TherapeuticsSara Johansen, M.D. – Clinical Assistant Professor at Stanford University and founder of Stanford's Digital Mental Health ClinicDavid Mohr, Ph.D. – Professor at Northwestern University and Director of the Center for Behavioral Intervention TechnologiesAndrew K. Przybylski, Ph.D. – Professor of Human Behavior and Technology at the University of OxfordRobert K. Ross, M.D. – Former President and CEO of The California Endowment and a national leader in public health.In addition to the council's pushback, Ryan Beiermeister, OpenAI's head of product policy, was reportedly fired in January 2026 after being an outspoken internal critic of the erotica rollout. OpenAI has denied her dismissal was related to her opposition, citing separate workplace allegations that Beiermeister has called "absolutely false."In our 'Petulant manchild with no regulatory or societal guardrails screws up again and bails himself out with shareholder money from a different company' headline of the week. Elon Musk admits xAI ‘wasn't built right' as only 2 co-founders remain and its biggest AI bet stalls out***************The people leaving xAI right now aren't "legacy" employees—they are the hand-picked superstars Musk himself recruited in 2023 to build his AI dream.Out of the 12 original co-founders, 10 are gone. This isn't just "trimming the fat"; it's the original architects of the company walking out the door.In early 2026, Tesla (a public company) invested $2B into xAI.Tesla shareholders are furious, arguing that Musk used their money to fund a "broken" startup, then tucked it away inside his private SpaceX empire where there is less public oversight.Total Headcount Before Buyout: Approximately 7,500 to 8,000 employees.In his first week, Musk fired roughly 50% of the staff (about 3,700 people) overnight.Shortly after, he issued his famous "extremely hardcore" memo. When hundreds of employees refused to sign it and resigned instead, the headcount plummeted further.By April 2023, Musk confirmed in a BBC interview that the workforce had been slashed by 80%, leaving only about 1,500 employees. MM1In our 'The world's most stable billionaire announces a billionaire to all other billionaires ratio of 693:1' headline of the week. Elon Musk Is Now Worth More Than Bottom 693 Billionaires CombinedIn our 'In news celebrated worldwide, older women announce a "please save us from tech bros" to asshole ratio of 64:1 Elon Musk' headline of the week. Older women set to inherit most of $54 trillion in ‘great wealth transfer' to widowed spousesIn our 'Asshole wants you to know he is still here' headline of the week. ‘I never left': Travis Kalanick launches new robotics company Atoms with manifesto"At Atoms we make gainfully employed robots — specialized robots with productive jobs that bring abundance to their owners and society at large,"In our 'Company founder announces major "stealth mode" company perk is stealthy sexual harassment' headline of the week. Travis Kalanick sees benefits of being in stealth mode for 8 years. ‘You build a culture of people that want to build and do not need to be famous'In our 'Christmas, St. Patrick, Mel Gibson, and Casper the Friendly Ghost have reportedly filed complaints with the EEOC' headline of the week. Nike and Coca-Cola cases point to the next DEI fight: who gets to claim discriminationDR2In our 'Sheryl Sandberg says "If I could have worked at Facebook things would have turned out differently."' headline of the week. Sheryl Sandberg says Silicon Valley's hypermasculine rhetoric is ‘terrible'—contributing to ‘one of the worst' corporate climates she's ever seen*************** In our 'Explosive Messages Show Live Nation Thinks Customers Are ‘Stupid'; board member Richard Grenell Demands Credit for Same Observation' headline of the week. Live Nation Directors Mocked Customers in Explosive Just-Released Messages, Saying They're “Stupid” for Allowing Themselves to Be Gouged***************"Yes, I cut the DEI bullshit." — In a leaked 2025 email Grenell justified dismantling diversity programs by labeling them "woke" initiatives that "haven't made money."appointed to the Live Nation board on May 19, 2025, but was not up for the vote at the AGM on June 12, 2025In our 'Gun manufacturers say, "Oh no, it's not the gun that kills people, it's the pesky bullets."' headline of the week. She spent 16 hours on Instagram in a day. It's up to a jury to decide if Meta is to blame*************** In our 'She responded to "O" with "K," she said "J' to "D," and she responded to "F" with a simple "U"' headline of the week. Mary Barra still responds to ‘every single letter' she gets by hand despite running $65 billion automaker General Motors***************She did not say "V" to "E"In our 'OpenAI Chairman Admits It's Painful Watching AI Replace His Coding, Less So Watching It Accelerate the Collapse of Global Democracy' headline of the week. OpenAI Chairman says it's 'hard, emotionally' to let AI write his code: 'I have a hard time not caring'*************** MM2In our 'Proposals include a reduction in the CEO pay ratio from 1800:1 to 1799:1, for my boss to stop calling me Carl when my name is Todd, having a job, and not to have to take out my nose ring I got in 1998' headline of the week. Starbucks union sent the company a proposed contract. Here's what baristas wantProtections for union baristas against discrimination, unjust firings and temporary or permanent store closures.Starting wage floor of $17 per hour, down from its prior proposal of $20 an hour but still above the company's current starting wage of $15.25 to $16 an hour in 43 states.Annual raises of 4%.A process for baristas, management and union representatives to resolve workforce grievances.A dress code endorsed by the union.Requirement for at least three workers on the floor at all times and enforceable staffing and safety protections.A mandate to offer open hours to existing employees before hiring new baristas.Resolution of hundreds of outstanding unfair labor practice charges.In our 'But Sam Altman is SORRY' headline of the week. Professors Say AI Is Destroying Their Students' Ability to ThinkIn our 'Don't be fooled, I'm actually a MAN' headline of the week. CoStar Group Appoints Nana Banerjee to Its Board of DirectorsI pulled every Trade Wire story with a director appointment - 69 in the last week, all press released, some private some public - and here's the count: 60 men added to boards, 9 women added, 1 woman leftIn our 'Building on Warren Buffet's innovative "Giving Pledge", billionaire creates the rival "Taking Pledge"' headline of the week. Peter Thiel is actively convincing billionaires to abandon The Giving Pledge — and it's workingIn our 'When asked for comment, ISS asked if Nelson Peltz was involved.' headline of the week. The Coca-Cola Company Announces Maria Elena Lagomasino Will Conclude Her Service on the Board of Directors

TO TAKE ADVANTAGE OF ANDY'S JUNK SILVER OFFER go to https://thoughtfulmoney.com/buygoldThe CME recently lowered margin requirements on gold & silver.And the war in Iran continues to rage, increasing global uncertainty.Are these conditions that will send the price of the precious metals back to new highs?Precious metals expert Andy Schectman, CEO of Miles Franklin, returns to provide his latest update and take audience Q&A.#goldprice #silverprice #preciousmetals_____________________________________________Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

Work with me: https://fos.now/KPNNDDGet the Work Reduction System Self-Audit here: https://fos.now/lsPrhZIn this video, I show you the Work Reduction System, 5 rules that remove the exact pressure points that make work expand and pull you back into overworking yourself.You'll see the Value Test to identify what actually creates value, the Replacement Law for redesigning where your work lives, the Finish Line Rule to define what done looks like, the Calendar Reality Check to align your time with your priorities, and why longevity is the only requirement that matters.This system keeps output high even when you step back.If you want content that actually drives business results, not just views, this framework will show you how.Want to LEARN proven systems to grow your personal brand? Go here: https://fos.now/DmWPNJAlready doing $30K+/month? Come to my next free workshop and I'll show you how to systemize your business and get your time back → https://fos.now/zzxfzBWant to WORK with a team of A-players? Apply to Founder OS here: https://www.founderos.com/careersConnect with me:Website: https://bit.ly/3NdzlkQTwitter: https://twitter.com/matt_gray_LinkedIn: https://www.linkedin.com/in/mattgray1TikTok: https://www.tiktok.com/@realmattgrayInstagram: https://instagram.com/matthgray00:00 - Intro00:39 - The Value Test02:18 - The Replacement Law04:53 - The Finish Line Rule06:29 - The Calendar Reality Check07:51 - Longevity is The Requirement#onepersonbusiness #creatoreconomy #entrepreneurshipDisclaimer: Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary. This video shares my personal experience and growth building businesses over 15+ years of consistent effort. Your results will vary depending on your own actions, strategies, and circumstances.

In this episode, we break down the three hobbies I require all my clients to have and how they can make a HUGE impact on your life. 

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Hiring processes are full of design choices that nobody ever questions. Requirements that sound reasonable but aren't defined. Formats that have stayed the same for decades. Onboarding systems built for one type of learner. Talented people are being screened out, not because they can't do the job, but because of how the process itself is designed. These aren't people failures; they're design failures that quietly exclude the people organisations most need. So how do we actually design hiring in a way that works for everyone? My guest this week is Theo Smith, author of the new book Designed for Humans: Rethinking Work in the Age of AI. In our conversation, he shares practical ways to spot and fix the system design flaws hiding in plain sight across the hiring process. In the interview, we discuss: Why people aren't always the problem The hidden barriers in job ads Probation periods as red flags Why structured interviews still fail How people mask gaps at work AI is accelerating flawed system design. Onboarding as a critical failure point Designing workplaces for humans Follow this podcast on Apple Podcasts. Follow this podcast on Spotify.

Mike Harris joins us to talk about the New England Firearms Advocacy Conference, news, and MA's last-minute mishandling of the new LTC training requirements.

Work with me: https://fos.now/KPNNDDGet the Work Reduction System Self-Audit here: https://fos.now/lsPrhZIn this video, I show you the Work Reduction System, 5 rules that remove the exact pressure points that make work expand and pull you back into overworking yourself.You'll see the Value Test to identify what actually creates value, the Replacement Law for redesigning where your work lives, the Finish Line Rule to define what done looks like, the Calendar Reality Check to align your time with your priorities, and why longevity is the only requirement that matters.This system keeps output high even when you step back.If you want content that actually drives business results, not just views, this framework will show you how.Want to LEARN proven systems to grow your personal brand? Go here: https://fos.now/DmWPNJAlready doing $30K+/month? Come to my next free workshop and I'll show you how to systemize your business and get your time back → https://fos.now/zzxfzBWant to WORK with a team of A-players? Apply to Founder OS here: https://www.founderos.com/careersConnect with me:Website: https://bit.ly/3NdzlkQTwitter: https://twitter.com/matt_gray_LinkedIn: https://www.linkedin.com/in/mattgray1TikTok: https://www.tiktok.com/@realmattgrayInstagram: https://instagram.com/matthgray00:00 - Intro00:39 - The Value Test02:18 - The Replacement Law04:53 - The Finish Line Rule06:29 - The Calendar Reality Check07:51 - Longevity is The Requirement#onepersonbusiness #creatoreconomy #entrepreneurshipDisclaimer: Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary. This video shares my personal experience and growth building businesses over 15+ years of consistent effort. Your results will vary depending on your own actions, strategies, and circumstances.

U.S. government agencies continued to have low compliance with a statute designed to ensure that federal websites, software, and other products are accessible for people with disabilities, according to a recent federal review. In a new report, the General Services Administration found that alignment with the accessibility statute known as Section 508 was a 1.96 on a 5-point scale, continuing a trend of lacking compliance. GSA reported that roughly half of agencies didn't review accessibility for their most-used information and communication technology tools, and the majority of agencies don't conduct usability testing with people who have disabilities before resources are deployed or published. The poor compliance showing follows similar findings from past GSA reviews and indicates that more work is needed to help agencies comply. As a result, GSA concluded its report with recommendations that Congress both update the statute to clarify requirements and strengthen enforcement and oversight of agency compliance. The annual report is required by statute and was prepared in consultation with the White House Office of Management and Budget and the U.S. Access Board, an independent agency that establishes Section 508 standards. The report includes responses from 212 agencies, parent agencies, and other components. Its publication follows changes to the review process aimed at reducing the reporting burden on agencies. The top Democrat on the Senate Homeland Security and Governmental Affairs Committee is demanding a full, independent investigation into new reports of DOGE representatives improperly accessing and transferring Social Security Administration data. In a press release sent Tuesday, Sen. Gary Peters, D-Mich., said “new disclosures revealed DOGE personnel may have broken federal law and exposed Americans' most sensitive personal information, including Social Security numbers.” The release came shortly after the Washington Post reported that an SSA whistleblower said a former DOGE engineer put sensitive information from two agency databases — Numident and the Master Death File — on a thumb drive and planned to share that data with his private-sector employer. Democracy Forward, which represents several labor groups in a lawsuit against SSA over DOGE's “unprecedented data grab,” filed a notice of factual development Tuesday in response to the Post's reporting. The new court filing said the revelations in the article “are consistent with the substantial issues … of disclosures beyond SSA and the federal government as a whole and the ongoing risk of further disclosures of such uncontrolled data.” Peters' press release references the Post's story, but also highlights a January court filing from the Department of Justice that disclosed the use of an unapproved third-party server and communication between DOGE and an advocacy group seeking “evidence of voter fraud.” The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

PREVIEW FOR LATER. Rebecca Grant emphasizes the urgent need to accelerate U.S. Navy carrier construction. Despite legal requirements for eleven carriers, current projections suggest a decline, leaving the fleet overstretched against global threats from China. (3)1942 LEXINGTON

On this week's episode, unless you have a bezoar (and a bit of cheek) handy, we highly recommend you brush up on on all of Golpalott's laws! Join Andrew, Eric, Micah and Laura for a show full of alchemy, apparition and plenty of teenage angst! News: Warner Bros. Discovery has a new home in Paramount; plus several dozen young actors have been cast as various Hogwarts students Chapter-by-Chapter continues with Half-Blood Prince, Chapter 18: Birthday Surprises We analyze Golpalott's Third Law: could this Potions class teach Harry something about how to ultimately destroy Voldemort? Does the creation of a Horcrux have an alchemical element to it? How does alchemy present in other book series, such as The Secrets of the Immortal Nicolas Flamel? Can we expect to learn more about Dumbledore and Flamel's partnership in the new Harry Potter TV Show? Apparition: Just put your mind to it! Does this class pass our sniff test? Bezoar! Hermione is upset (again) with Harry's success in Potions. Does Harry's cheek make him a bit to overconfident when trying to acquire Slughorn's unredacted memory? When Harry can't locate Malfoy on the Marauder's Map, why does overlook the Room of Requirement? MVP: Destination. Determination. Deliberation. Which is the of the Three D's? Lynx Line: Name a time in school where you found yourself totally out of your depth subject-wise. Did you overcome your knowledge gap? If so, was it due to hard work and determination? A good teacher or tutor? Or did you merely squeak by in class and never take up the subject again? Quizzitch: In this chapter, a bezoar from the stomach of a goat is used as a cure for poison. In reality, bezoars can appear in humans as ailments. What popular soft drink brand is used to treat bezoars in humans? Answer next week's question via the Quizzitch Form! Learn more about your ad choices. Visit megaphone.fm/adchoices

The Inflation Reduction Act is driving massive investment into construction—but the registered apprenticeship requirements tied to those tax credits are creating confusion and risk for many contractors. In this episode, Eric Anderton talks with Andy Seth, founder of Apprentix, about a smarter approach to complying with Inflation Reduction Act apprenticeship requirements—one that reduces risk, protects margins, and supports business growth. They break down how IRA apprenticeship compliance really works, why sponsorship matters, and how contractors can get compliant quickly without disrupting operations. If Inflation Reduction Act projects are affecting your bids or backlog, this episode will give you clarity and confidence.   Connect with Andy Apprentix: https://www.apprentix.ioApprenticeship Launch System (Book): https://a.co/d/1Lxl0rXLinkedIn: https://www.linkedin.com/in/andyseth/ X: https://x.com/mrasethEmail: andy@apprentix.io Phone: +1 (303) 900-2215 Restaurant Mentioned: https://www.altenorestaurant.com/  

Earlier this month, we recorded a special conversation with Boston Globe reporter Christopher Huffaker. Huffaker is a reporter for “The Great Divide” - an investigative arm of the paper that analyzes and reports on educational inequities throughout the state.  Huffaker spoke to our team about a prominent issue we have covered at length on Last Night at School Committee: MassCore. The interview began with a conversation about AP scores around the Commonwealth, and whether the results indicate true success for the state. From there, Ross asked Huffaker to talk a bit more about his recent report that almost one-third of BPS seniors risk not graduating high school in June. In his analysis, Huffaker noted that MassCore, put forth by the state, is a logical benchmark for students to meet, as it aligns with requirements for entry to the Massachusetts college system. He also flagged that this new system, initially voted on in 2021, was really a situation that raised the standard for many students. As a result, while some students reached a new level of academic achievement, others were left without an opportunity to graduate. Throughout the conversation, Ross and Huffaker touch on whether the district will vote to amend MassCore as a graduation standard at a future meeting, what “exemptions” may look like for students, and ways to ensure all students meet the completion of MassCore requirements Be on the lookout for more from the Shah Foundation team later this month. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dr. Friday highlights expanded IRS partnership audit enforcement under the Bipartisan Budget Act framework. She stresses clean records for basis, allocations, and distributions to protect partners. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. And this is really for people that are in partnerships, which would also be LLCs. The IRS is expanding its partnership audit regime against the Bipartisan Budget Act framework, which allows adjustments to be assessed at the partnership level rather than partner level. That means the partnership can actually end up with the partner being in trouble, so you need to make sure proper documentation is in place. The partnership must maintain clear records supporting basis calculations, income allocations, and distributions. These are important words, and you need to make sure your tax person and accountant are doing them. You need help? drfriday.com. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

Over the last few decades, prior approval requirements were considered an extraordinary remedy in merger settlements, yet their use has fluctuated in agency enforcement across recent administrations. Where do the FTC and DOJ stand in their current practice? Bilal Sayyed, a Counsel at the Cadwalader law firm, and antitrust professor and former FTC policy leader, speaks with Anora Wang and Jeny Maier about the role of prior approval provisions in modern merger enforcement and what their recent rise—and retreat—signals about agency policy. Listen to this episode to learn how prior approval differs from traditional HSR review, when agencies have relied on such provisions, and what the evolving approach means for merging parties and future dealmaking. With special guest: Bilal Sayyed, Counsel, Cadwalader, Wickersham & Taft Related Links: 2021 FTC Statement on Use of Prior Approval Provisions in Merger Orders Bilal Sayyed, U.S. Antitrust Agency Merger Roundup & Commentary: FTC Reverses Routine Use of Prior Approval Requirements in Merger Settlements, Trump Antitrust Leadership Continues Departure from Antitrust Merger Policies of Previous Administration (July 15, 2025) Hosted by: Anora Wang, Arnold & Porter and Jeny Maier, Axinn, Veltrop & Harkrider

Topics: The Reality of Tithing Testimonials, Why Tithing Is Not New Covenant Doctrine (2 Corinthians 9:7), The Difference Between Biblical Giving and Gambling, Debunking the Institutional Box Church System, Why Jesus Warned Against the Tradition of Men (Matthew 15:3), The Error of Using Malachi 3 to Guilt the Church, How the 10% Tithe Harms the Body of Christ, Our New Identity as Natural Givers (Ezekiel 36:26), Why the Law of Moses Ended at the Cross (Romans 10:4), Understanding Why Jesus Fulfilled and Abolished the Law (Matthew 5:17), The Requirement of Death Under the Levitical Law, Why Christ Is the Final Lamb of God (John 1:29), The Truth About the Fading Power of the Mosaic Covenant, How Prosperity Preachers Misuse Pre-cross Scripture, Why You Cannot Buy God's Blessings With Money, The Danger of the "Will a Man Rob God" Mentality (Malachi 3:8-10), Why the Widow's Mite Was Not a Tithe (Mark 12:41-44), The Biblical Definition of Tithe as Food Not Money (Deuteronomy 14:22-29), How Early Church Fathers Mixed Law and Grace, Why the Tithe Was Meant to Support Widows and Orphans, The Myth of Testing God for Financial Gain (Acts 15:10), Why Tithing Is a Matter of the Law and a Curse (Galatians 3:10), Why the Church Administration Has No Right to Your Bank Statements, Promoting Works Over Grace in the Ecclesia (Romans 11:6), Understanding First Fruits as Christ Not Cash (1 Corinthians 15:20), Why a Hired Hand Deserves Food Not a Salary (Luke 10:7), Paul's Refusal to Use the Right to Receive Support (1 Corinthians 9:14-15), Giving Out of Abundance Rather Than Mandate (1 Corinthians 16:2), Why Sowing a Seed for Healing Is a Demonic Lie, Why Abraham's One-time Tithe Was Not a Commanded (Hebrews 7:1-10)Support the showSign up for Matt's free daily devotional! https://mattmcmillen.com/newsletter

Colossians 2:14 (NKJV) ...having wiped out the handwriting of requirements that was against us, which was contrary to us. And He has taken it out of the way, having nailed it to the cross.

"Is Claude a Supply Chain Risk? What Federal Contractors Need to Know About This Designation | Insights & Resources | Goodwin" https://www.goodwinlaw.com/en/insights/publications/2026/03/alerts-practices-is-claude-a-supply-chain-risk"10 USC 3252: Requirements for information relating to supply chain risk" https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title10-section3252&num=0&edition=prelim"Pentagon's Anthropic Risk Decision Spurs Lawmaker Confusion (1)" https://news.bgov.com/bloomberg-government-news/pentagons-anthropic-risk-decision-spurs-confusion-in-congress Hosted on Acast. See acast.com/privacy for more information.

How to Move to Mexico: Visas, Costs, Taxes, and the Best Places to Live Mexico is one of the most popular countries in the world for Americans who want a lower cost of living, a warmer climate, and a richer day to day culture without moving halfway across the planet. Many expats are retirees, remote workers, or entrepreneurs who find that their money goes further while they gain a more relaxed lifestyle. For someone in the southwestern U.S. (like Arizona), Mexico is especially appealing because you can often drive instead of fly, keep close ties with friends and family, and still feel like you've made a big lifestyle upgrade. This guide walks through why and where to move, what it really costs, how visas work, how Mexican taxes function, when you might owe them, and other real world considerations that don't always show up in glossy travel articles. ________________________________________ Why move to Mexico? People move to Mexico for a mix of financial, personal, and lifestyle reasons. You can open this section with a simple story: for example, a couple selling a house in the U.S., paying cash for a home or condo in Mexico, and cutting their monthly expenses nearly in half while eating better and traveling more. Key motivations to highlight: Lower cost of living Mexico's overall cost of living is significantly lower than in the U.S. Rents in many Mexican cities are substantially cheaper than comparable U.S. cities, groceries and fresh produce are affordable, and services like cleaning, childcare, and home repairs cost far less. A couple who spends 5,000 USD per month in the U.S. can often live comfortably in Mexico on 2,000–3,500 USD per month, depending on city and lifestyle. Proximity and connectivity Unlike moving to Europe or Asia, living in Mexico means you're usually one flight away from your U.S. hometown. Major cities like Mexico City, Guadalajara, Monterrey, Cancún, and Mérida have robust air connections. Internet infrastructure has improved a lot; mid size cities now often have fiber optic service, making remote work highly feasible. Lifestyle and climate variety Mexico is huge and geographically diverse. You can choose from: • Coastal beach towns with surf culture and sunsets • High altitude colonial cities with spring like weather • Mega cities with world class dining, museums, and nightlife • Smaller, artsy towns with vibrant local traditions You get to decide whether you want small town community, cosmopolitan buzz, or something in between. Culture, food, and community You'll never run out of festivals, markets, and regional dishes. For many expats, the biggest upgrade isn't just cheaper rent, but living in a place where there's always music in the plazas, food in the streets, and a sense of community. In many popular locations, there is also an established expat network to help you orient. Healthcare Private healthcare in Mexico is dramatically more affordable than in the U.S. Many expats pay out of pocket for routine care and buy local or international health insurance for major events. In larger cities you'll find modern hospitals and specialists, and in some cases doctors who trained abroad. ________________________________________ Where to move in Mexico Mexico isn't a single experience. Moving to Oaxaca is very different from moving to Mazatlán or Guadalajara. This section should help you “try on” a few places in your imagination. Mexico City Vibe: Big city, cosmopolitan, urban energy. Pros: World class restaurants, museums, art, music, and nightlife; excellent air connections; plenty of coworking spaces and job opportunities with international companies. Cons: Higher rents than many other Mexican cities, traffic and air pollution, security can vary by neighborhood. Mexico City suits people who want an urban life and don't mind density. It works well for younger professionals or creatives, and for remote workers who want big city culture at a lower price than New York, LA, or San Francisco. Guadalajara Vibe: Large city with a strong tech scene and traditional Jalisco culture (mariachi, tequila). Pros: Big city services without quite the chaos of Mexico City, growing startup and tech ecosystem, nearby towns and lakes for weekend escapes. Cons: Some neighborhoods can feel sprawling; traffic is very real; summers can be hot. Guadalajara is a good fit for remote workers and entrepreneurs who want a mix of modern infrastructure and traditional Mexican character. Lake Chapala (Ajijic/Chapala) Vibe: Classic retiree and snowbird destination near a large lake. Pros: Mild climate, large English speaking expat community, social clubs and activities, walkable village feel in places like Ajijic. Cons: Heavy expat presence can make it feel less “Mexican” to some; limited big city amenities compared to Guadalajara. This area is ideal for retirees who want community, comfort, and a gentle pace of life within reach of a major city. San Miguel de Allende Vibe: Picturesque colonial city, artsy, charming, and heavily international. Pros: Beautiful historic center, strong arts and cultural scene, plenty of restaurants and galleries. Cons: One of the more expensive inland cities; tourism and expat presence drive up housing costs. San Miguel appeals to people who prioritize aesthetics, architecture, and culture and are willing to pay a premium. Querétaro Vibe: Clean, orderly, fast growing city with industry and a large middle class. Pros: Safe reputation, good infrastructure, beautiful colonial center, strong job market in manufacturing and services. Cons: Less “touristy charm” in some newer suburbs; housing prices have been rising with growth. Querétaro works well for families and professionals who want a modern, organized city with good schools and services. Puebla Vibe: Historic, livable city with serious food culture and nearby nature. Pros: Gorgeous colonial architecture, famous cuisine (like mole poblano), access to mountains and smaller towns, a mix of traditional markets and modern malls. Cons: Higher altitude and cooler winters than coastal areas; still under the radar for many expats, so less English support than in Lake Chapala or San Miguel. Puebla suits people who love culture, gastronomy, and city life but don't need a huge expat bubble. Oaxaca City Vibe: Cultural and culinary capital with strong Indigenous traditions and arts. Pros: Outstanding food, vibrant markets, year round festivals, access to mountains and rural communities, often lower rents than more famous expat hubs. Cons: Smaller airport and fewer direct international flights; infrastructure can be a bit more rustic compared to megacities. Oaxaca is great for people who want deep culture, don't mind a bit of grit, and prefer authenticity over polish. Mérida and the Yucatán Vibe: Colonial city, family friendly, often cited for safety. Pros: Strong sense of community, rich history, cenotes and beaches nearby, growing expat scene. Cons: Hot and humid much of the year; air conditioning can be essential. Mérida appeals to families, retirees, and anyone who wants a mix of culture and relative safety in a warm climate. Puerto Vallarta / Riviera Nayarit Vibe: Beach town/medium city with a strong expat and LGBTQ+ community. Pros: Ocean, sunsets, whale watching, strong tourism economy, many English speaking services, international airport. Cons: Housing and dining in tourist zones are more expensive; high season crowds; summer humidity. This is an easy landing spot if you want a beach lifestyle and community support from day one. Mazatlán Vibe: Working port city with long beaches and a growing expat presence. Pros: Ocean side living, more “local” feel than some resort towns, improving infrastructure, cost of living that can be lower than in ultra commercial tourist areas. Cons: Humid climate; parts of the city feel industrial; some areas are still rough around the edges. Mazatlán is appealing if you want the Pacific coast without the heavy commercialization and highest prices of places like Los Cabos or Cancún. Place Vibe Big Pros Main Tradeoffs Mexico City Mega‑city Culture, jobs, flights Cost, traffic, pollution Guadalajara Big, traditional Tech scene, culture Sprawl, traffic Lake Chapala Retiree village Mild climate, expat community Fewer urban amenities San Miguel Artsy colonial Beauty, culture Higher housing costs Querétaro Modern, orderly Safety, infrastructure Rising prices Puebla Historic, foodie Cuisine, architecture, nature nearby Less expat support Oaxaca City Cultural hub Food, festivals, affordability Smaller airport, rustic edges Mérida Warm, family‑oriented Safety, history Heat and humidity Puerto Vallarta Beach city Ocean, expat support Tourist prices in key areas Mazatlán Port/beach city More local feel, coast Humidity, some gritty areas ________________________________________ Cost of living in Mexico Readers want numbers, but it's better to provide realistic ranges and examples than a single “magic” figure. Basic cost structure Housing Rents vary wildly by location. A modest one bedroom in a non touristy city might rent for the equivalent of a few hundred dollars per month. In upscale neighborhoods of Mexico City or popular beach towns, modern apartments can cost as much or more than many mid tier U.S. cities. Utilities and internet Electricity is affordable unless you run heavy air conditioning all year, which you might need on the coasts and in the lowlands. Internet and mobile service are reasonably priced, with fiber available in many urban areas. Food and groceries Fresh fruits, vegetables, and staples are cheap, especially if you shop in local markets. Imported items (certain cheeses, specialty products) are more expensive. Eating at local restaurants and street food stalls is inexpensive; high end dining in major cities is still far cheaper than equivalent places in the U.S. Transportation Public transit, taxis, and app based rides are affordable. Owning a car involves fuel, insurance, and maintenance costs, but these are usually lower than in the U.S. You can often live car free in dense cities like Mexico City, Guadalajara, or Puebla. Example monthly budgets (rough, per household) Frugal single in a non touristy city • Rent (studio/1 bed): 400–600 USD equivalent • Utilities and internet: 70–120 • Groceries and local dining: 250–350 • Local transport and misc.: 100–150 • Total: roughly 800–1,200 USD per month Comfortable couple in a mid range city • Rent (nice 2 bed apartment): 700–1,200 USD • Utilities, internet, mobile: 120–200 • Groceries and eating out several times a week: 400–600 • Health insurance (local or international): 200–400 • Transport, entertainment, gyms, etc.: 200–400 • Total: roughly 1,600–2,800 USD per month Beach town or premium neighborhood living In high demand areas (like parts of Puerto Vallarta, San Miguel de Allende, or prime zones in Mexico City), you can easily spend 2,500–4,000 USD per month or more for a couple if you choose modern housing, eat out frequently, and live a more upscale lifestyle. Startup costs Don't forget one time or irregular costs: • Visa fees for temporary or permanent residency • International flights or moving your belongings • First month's rent plus deposit (sometimes more for furnished places) • Basic furniture and household goods if you're not renting furnished • Car purchase or import (if you choose to have one) Encourage readers to arrive with a cash cushion: at least 3–6 months of living expenses plus relocation costs. ________________________________________ Visa options and residency paths Mexico's visa system offers several ways to stay, depending on your plans and finances. Tourist stay Many foreigners enter Mexico as tourists without a visa and receive permission to stay up to a certain number of days (often up to 180 days, but it is not guaranteed). A tourist stay: • Does not allow you to work for Mexican employers • Does not let you access local residency benefits • Is not meant as a long term “back to back” solution Tourist entries are good for exploration trips but not for a full time move. Temporary resident (Residente Temporal) Temporary residency is the most common path for people who want to live in Mexico for more than six months without immediately going permanent. General characteristics: • Usually granted initially for 1 year, with the possibility to renew up to 4 years • Allows you to live in Mexico full time, open local bank accounts, and sometimes get local health coverage • Does not automatically grant permission to work; if you plan to work in Mexico you need work authorization attached to your residency Most temporary residents qualify via financial solvency (proof of income or savings). Typical recent numbers: • Monthly income requirement: roughly in the low to mid 4,000 USD range for the last 6–12 months, depending on the consulate • Savings/investment requirement: often in the high five figures to low six figures in USD equivalent, again varying by consulate Each Mexican consulate sets its own exact thresholds and evidence rules, so readers must always check with the specific consulate where they'll apply. Permanent resident (Residente Permanente) Permanent residency is ideal if you plan to live in Mexico indefinitely. Characteristics: • No need for frequent renewals • Lets you live in Mexico as long as you like • Often used by retirees or those with strong ties to Mexico (like family connections) You can qualify either: • Directly from abroad if you meet higher income or savings requirements, often thousands of dollars more per month than temporary residency; or • By first holding temporary residency for several years (for many, 4 years), then converting to permanent status inside Mexico. Again, the exact thresholds and documentation depend on the consulate and can change year to year. Work visas and business If you plan to work for a Mexican employer or run a Mexican company that needs your presence, you need proper work authorization. Basic ideas: • A Mexican employer can sponsor you for a temporary resident visa with permission to work if they are registered with the immigration authorities. • You cannot legally work in Mexico for a Mexican entity on a tourist visa. • If you intend to start a business (for example, a hotel, restaurant, or tourism operation), you'll need legal and tax advice to structure it correctly and secure the right visa. ________________________________________ Visa process: step by step overview You can treat this as a checklist. 1. Clarify your plan Decide how long you want to stay and whether you'll work, retire, or just live on savings or remote income. That determines whether you need temporary or permanent residency, and whether you need work authorization. 2. Choose a consulate and check requirements Review the website of the Mexican consulate you'll use (near your U.S. residence, for example). Requirements vary: one might emphasize income, another savings; some want 12 months of bank statements, others 6. 3. Gather documents Typical documents include: passport, completed application form, passport photos, bank and/or investment statements, pension or Social Security award letters, marriage or birth certificates if applying with family members. 4. Book and attend the consulate appointment You'll have a short interview, submit your documents, and pay a fee. If approved, the consulate places a visa sticker in your passport, usually valid for a limited period to enter Mexico and “activate” your residency. 5. Enter Mexico and finalize at immigration (INM) Within a set number of days after entering Mexico on your new visa (often 30 days), you must go to your local immigration office, complete forms, pay fees, and provide biometrics to receive your residency card. 6. Renew or convert (for temporary residents) Temporary residents must renew before their card expires, often annually at first. After the allowed number of years, many can convert to permanent residency. Many applicants use a local immigration facilitator or attorney, especially if their Spanish is limited or if they have a more complex case. ________________________________________ How Mexican taxes work This is where readers start wondering, “How much are Mexican taxes, and what do they tax?” Income tax (ISR) Mexico has a progressive income tax called ISR (Impuesto Sobre la Renta) that applies to individuals. For tax residents (people who are considered resident in Mexico for tax purposes): • The system uses progressive tax brackets. • Rates start at low single digits on small incomes (around 1.9%) and rise stepwise. • The top marginal rate is around 35% on high incomes (at several million pesos per year). • Most employment income is taxed through withholding by the employer, with an annual true up in a tax return. For non residents (people who are not tax resident in Mexico but have Mexican source income): • There is usually an exemption for a small initial amount of income. • Above that, one common pattern is 15% tax on mid range income and 30% on higher income, depending on the type and level of income. You don't need to quote exact peso thresholds to readers; it's enough to say that most ordinary incomes are taxed at moderate rates, while high incomes pay up to about 35%. What income do they tax? For Mexican tax residents, Mexico generally taxes worldwide income: • Wages and salaries from Mexican or foreign employers • Self employment and business income • Rental income from property in Mexico or abroad • Interest, dividends, and capital gains • Some pensions and retirement income, depending on the source and treaties For non residents, Mexico usually taxes only Mexican source income: • Income from work physically performed in Mexico • Rental income from Mexican real estate • Business profits from a Mexican business or permanent establishment • Some Mexican source interest and dividends If your readers are U.S. citizens, remind them: they must still file a U.S. tax return even if they also become Mexican tax residents, and they may be able to offset Mexican taxes through tax credits or exclusions. Value added tax (IVA) Mexico's sales tax is a value added tax called IVA. • The standard IVA rate is 16%, applied to most goods and services, including many consumer purchases and professional services. • There is a reduced rate (often around 8%) in certain border regions to promote competitiveness. • Some items are zero rated or exempt: many basic foods, some medicines, exports, certain types of housing, and some education and health services. As a consumer, you see IVA embedded in most prices, much like sales tax in the U.S. For businesses (like a hotel or restaurant), you collect IVA on sales and remit it to the government. Other common taxes and contributions Depending on what you do in Mexico, you might also encounter: • Social security contributions for employees (if you work for a Mexican employer) • Property taxes (predial), which are generally much lower than typical U.S. property taxes on a comparable property • Vehicle registration fees if you own a car You don't need to go into detail here, but it's worth flagging that these exist and are part of the overall tax picture. ________________________________________ Tax examples: retiree, remote worker, and Mexican employed American These simplified examples assume the person has become a Mexican tax resident (over 183 days per year in Mexico and/or center of vital interests in Mexico). Real world outcomes depend on exact numbers, deductions, the current year's brackets, and treaty interpretation, so they are for illustration only and not tax advice. Example 1: Retiree getting 30,000 USD/year in U.S. Social Security Assumptions: • 30,000 USD/year in U.S. Social Security, no other income. • Exchange rate of 18 MXN per USD → 540,000 MXN/year. • Lives in Mexico full time and is treated as a tax resident. Key points: • Foreign pensions, including U.S. Social Security, may need to be reported to the Mexican tax authority (SAT) once you are a Mexican tax resident. • In practice, some advisors and expats find that U.S. Social Security and U.S. retirement distributions are primarily taxed in the U.S., with Mexico focusing more on Mexican source income, but the safest assumption is that Mexico can tax worldwide income and may expect you to declare it. How you might explain it to readers: • If you are a retiree with 30,000 USD/year in Social Security and no other income, you will still deal with U.S. tax rules on that income. • Once you become a Mexican tax resident, Mexico may require you to report that income, but whether they actually tax it depends on treaty rules and how your situation is interpreted. • A cross border tax professional can tell you whether you'll see any Mexican tax on that Social Security or whether your liabilities remain mostly on the U.S. side. Plain English takeaway: retirees living on moderate U.S. Social Security often don't get hammered by Mexican income tax, but they should plan on at least reporting their income and coordinating U.S. and Mexican filings. Example 2: Remote American worker living in Mexico, making 80,000 USD/year from a U.S. employer Assumptions: • 80,000 USD/year salary from a U.S. company, work performed remotely while living in Mexico. • Exchange rate 18 MXN/USD → 1,440,000 MXN per year. • Spends more than 183 days/year in Mexico, so is a Mexican tax resident. Key points: • Mexico taxes its residents on worldwide income, which includes your U.S. salary. • If you are effectively working from Mexico, Mexico views that as Mexican taxable employment or self employment income, even if your employer is in the U.S. Approximate effect: • At around 1.44 million MXN/year, you'll be in higher ISR brackets, facing a top marginal rate of 35% on the upper slice of your income and a blended effective rate likely in the low to mid 20% range, after standard calculations. • You still file a U.S. return every year. • You may use the Foreign Earned Income Exclusion and/or foreign tax credits to prevent being fully taxed twice. If you're a U.S. citizen working remotely from Mexico and earning 80,000 USD/year from a U.S. employer, expect to owe Mexican income tax as a resident and still file a U.S. return. The good news is that, with proper planning, Mexican tax you pay can usually be credited against your U.S. tax so you're not double taxed on the same income. Example 3: American earning 60,000 USD/year from a Mexican employer Assumptions: • American citizen employed by a Mexican company, working in Mexico. • 60,000 USD/year salary → 1,080,000 MXN/year at 18 MXN/USD. • Treated as a Mexican tax resident. Key points: • This is clearly Mexican source employment income. • Your Mexican employer will withhold ISR from your paycheck based on the progressive tables, plus social security and other payroll contributions. • At roughly 1.08 million MXN/year, you're again in higher brackets, with an effective tax rate that can land roughly in the low to mid 20% range, depending on deductions and credits. • As a U.S. citizen, you still file a U.S. tax return but can typically use foreign tax credits and, possibly, the Foreign Earned Income Exclusion to avoid paying full tax twice. If you're an American making about 60,000 USD/year working for a Mexican employer, you'll see Mexican taxes withheld from every paycheck and you'll still file in the U.S., but in many cases the Mexican tax you pay will substantially offset what you owe the IRS. ________________________________________ When do you have to file Mexican taxes? Taxes depend on tax residency, not just on immigration status (visa type). When do you become a Mexican tax resident? Mexico may treat you as a tax resident when: • You spend more than 183 days in Mexico in a calendar year; or • Mexico is the “center of your vital interests,” meaning your main economic or family ties are there (for example, your spouse and minor children live in Mexico and you earn most of your income from Mexican sources). Residency for tax purposes is a legal determination, not just a personal choice, so it's wise to consult a tax professional if you're unsure. Filing and paying For Mexican tax residents: • Individuals generally file an annual income tax return, often in the spring of the following year (recent years use April 30 as a common deadline). • Some types of income require monthly provisional payments. • Employers withhold tax on salary, and banks or brokers may withhold on interest and other income. For non residents: • Mexican tax is often withheld at source by the payer (for example, a Mexican employer or tenant), at the applicable non resident rates. A simple rule of thumb for your readers: • If you spend less than 183 days in Mexico per year and don't earn Mexican source income, you usually don't file a Mexican tax return (but you still file in your home country). • If you live in Mexico most of the year, own a business there, or earn income from Mexican property or employment, expect to deal with Mexican tax returns and possibly to be treated as a tax resident. Always encourage readers to get cross border tax advice, especially U.S. citizens who may need to coordinate U.S. and Mexican returns. ________________________________________ Other important considerations Rounding out the blog with practical and cultural issues makes it feel grounded. Healthcare and insurance • Many expats use a combination of local private healthcare and insurance (either Mexican private plans or international expat policies). • Some long term residents enroll in Mexico's public healthcare system, but quality and access can vary by region. • Before moving, review how your current health insurance will work abroad and plan for major emergencies. Banking and money • Most people keep at least one bank account in their home country and open a Mexican account after they get residency, making it easier to pay rent and utilities. • Money transfer services and online banks can offer better exchange rates and lower fees than traditional bank wires. • U.S. citizens must also be mindful of foreign account reporting requirements (like FBAR and FATCA). Renting vs buying property • Renting first is usually smart. It gives you time to test neighborhoods, understand noise patterns, get a feel for the climate, and decide if you really like the city. • Buying property in Mexico can be attractive, especially in less expensive markets, but there are legal nuances, including special structures (like fideicomisos) for coastal and border properties. • Using a reputable notario (a specialized legal official) and real estate professionals is critical. Safety • Safety in Mexico is highly regional and neighborhood specific. Some places are very comfortable for day to day life, while others have serious security issues. • Research specific cities and neighborhoods, use recent data, and talk to locals and expats on the ground, not just headline news. • As in any country, common sense precautions (knowing where not to go at night, avoiding displays of wealth, learning local norms) go a long way. Language and integration • Learning Spanish is one of the best investments an expat can make. Even basic Spanish opens doors: cheaper local services, smoother dealings with bureaucracy, better relationships with neighbors. • Integration means respecting local customs, supporting local businesses, and avoiding “little bubble” lifestyles where expats only interact with each other. Working or running a business • Anyone planning to run a hotel, restaurant, tour company, or other business in Mexico needs clarity on immigration status, work authorization, and tax obligations. • A business that employs locals (for example, a hotel/restaurant concept in Puebla or a tourism operation in Oaxaca or Mazatlán) can be both profitable and socially impactful, but it requires upfront planning with local lawyers, accountants, and immigration professionals. • Operating “informally” or on a tourist visa can create serious immigration and tax problems.

In this episode, part 2 of our latest chat with @Formscapes , we map the emerging landscape of modern aether theory, tracing the structural ideas proposed by researchers who've appeared on DemystifySci. What begins as a survey becomes a deeper look at why so many independent models are quietly aligning around similar mechanical principles. As the conversation unfolds, the old boundaries between fields dissolve, revealing a shared intuition about the medium beneath observable phenomena. Ultimately, the shadows feel less like obscurity and more like the place where a new framework is taking shape.Part 1: https://youtu.be/R8MbZ8DI1ZAPATREON https://www.patreon.com/c/demystifysciPARADOX LOST PRE-SALE: https://buy.stripe.com/7sY7sKdoN5d29eUdYddEs0bHOMEBREW MUSIC - Check out our new album!Hard Copies (Vinyl): FREE SHIPPING https://demystifysci-shop.fourthwall.com/products/vinyl-lp-secretary-of-nature-everything-is-so-good-hereStreaming:https://secretaryofnature.bandcamp.com/album/everything-is-so-good-herePARADIGM DRIFThttps://demystifysci.com/paradigm-drift-show00:00 Go! Requirements for an Aether Theory04:11 Aether as Foundational Medium08:12 Structural Ether and Material Complexity13:16 Limits of Mathematical Modeling20:07 Material Principles and Subunit Configuration23:13 Elasticity, Shear, and the Mechanics of Light26:42 Subunit Connectivity and Solid Ether Models32:12 Mass as a Foundational Concept36:00 Relational Physics and Michelson–Morley Reconsidered41:16 Observational vs Controlled Science47:44 Questioning Particle Physics Paradigms50:58 Structural Failures in Stellar Models57:37 Abstraction, Mystery, and Scientific Authority01:11:22 Cosmological Patchwork and Theoretical Contradictions01:19:09 Reclaiming Comprehensibility Through Structural Thinking01:25:07 A Renaissance of Shared Understanding #Aether, #quantumphysics, #Physics, #FoundationalPhysics, #Reality #MechanicalModels #fields , #physicspodcast, #philosophypodcast MERCH: Rock some DemystifySci gear : https://demystifysci-shop.fourthwall.com/AMAZON: Do your shopping through this link: https://amzn.to/3YyoT98DONATE: https://bit.ly/3wkPqaDSUBSTACK: https://substack.com/@UCqV4_7i9h1_V7hY48eZZSLw@demystifysci RSS: https://anchor.fm/s/2be66934/podcast/rssMAILING LIST: https://bit.ly/3v3kz2S SOCIAL: - Discord: https://discord.gg/MJzKT8CQub- Facebook: https://www.facebook.com/groups/DemystifySci- Instagram: https://www.instagram.com/DemystifySci/- Twitter: https://twitter.com/DemystifySciMUSIC: -Shilo Delay: https://g.co/kgs/oty671

Ron Tiller - The Requirements for a Complete Victory

A stolen truck blows a stop sign at 4 a.m., the driver vanishes into the dark, and ICBC says the injured victims didn't take “all reasonable steps” to find who hit them. We dig into the Court of Appeal's reversal and why the phrase reasonable must mean proportionate to the facts, not an endless checklist of posters, door knocks, and guesswork. When police have already run dog tracks, canvassed cameras, interviewed witnesses, and done forensics, what more would actually move the needle—and when does “try harder” become obviously futile?From there, we shift to a second legal fault line: Aboriginal title and private property in the Cowichan Tribes litigation. A corporate landowner pushes to reopen the case, arguing they should be heard on how title findings could affect fee simple land. The judge draws a crucial line: Cowichan Tribes didn't say private property would never be affected; they said the effect wasn't being decided in this case. That single nuance recasts public assurances like “not at stake” into “not yet,” raising hard questions about notice, delay, and what thousands of owners reasonably knew—or didn't know—over the years.Together, these stories show how outcomes hinge on precise language and practical context. For crash victims, the ruling tempers ICBC's strict stance and acknowledges the real value of a thorough police investigation. For property owners, it underscores that future proceedings may still test the security of fee simple, and that timely, clear notice matters. If you care about no‑fault insurance, hit‑and‑run claims, Aboriginal title, or the reliability of political promises, this conversation offers clarity, caution, and concrete takeaways. Listen, share with someone who needs to hear it, and subscribe to get our next breakdown.Follow this link for a transcript of the show and links to the cases discussed. 

Cameron Anderson General Manager XBert What does AI fluency really mean for accountants and bookkeepers? This episode explores governance, prompting frameworks, and practical AI use cases you can apply immediately. Summary In this episode, we explore AI fluency for accountants and bookkeepers and what it really means in practice. From governance to prompting frameworks, we unpack practical steps firms can take today. Key Discussion Points What AI fluency means for modern bookkeeping firms Traditional AI vs Generative AI explained simply The AI and human partnership model Governance, ethics, and client disclosure considerations The RTRI prompting framework: Role, Task, Requirements, Instructions AI use cases across client communication, reporting, and operations Using AI for financial analysis and contextual insights Capacity planning and workflow intelligence Starting small and building sustainable capability Why data quality underpins every AI initiative Key Takeaways AI should augment human judgement, not replace it Start with low risk, easy to validate use cases Build AI capability alongside human skills Transparency and governance matter Small, consistent learning builds long term fluency Apps & Tools Mentioned XBert, Xero, ChatGPT, Gamma, Otter.ai, Fireflies.ai, Gmail, Microsoft Outlook Contact details: Cameron Anderson : https://www.linkedin.com/in/cameronanderson2/ XBert : https://www.xbert.io/ Accounting Apps newsletter: http://accountingapps.io/ Accounting Apps Mastermind: https://www.facebook.com/groups/XeroMasterMind LinkedIn: https://www.linkedin.com/in/HeatherSmithAU/ YouTube Channel: https://www.youtube.com/ANISEConsulting X: https://twitter.com/HeatherSmithAU

The General Services Administration has updated its contractor cybersecurity requirements. The standards are similar to the Pentagon's Cybersecurity Maturity Model Certification program. But there are also some key differences in GSA's standards that are causing consternation in industry. For more, Federal Network's Justin Doubleday joins me.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tommy says it's wrong of you to not fill out a bracket for March Madness.

From high turnover and typically younger workforces to ever-shifting state and local laws, restaurants face a unique patchwork of pay transparency compliance risks. Denver office colleague Melisa Panagakos joins podcast host Laura Mitchell to share how to check these risks from becoming significant liabilities by better auditing job postings, managing tipped positions and prioritizing compliance efforts across jurisdictions. 

A group of Michigan House Republicans introduced a legislative package this morning -- to eliminate the requirement to carry a Concealed Pistols License. WWJ's Tony Ortiz and Tracey McCaskill have the afternoon's top news stories.

Message Notes: http://bible.com/events/49570821

Please join us for an informative session on the Good Moral Character requirements for the N-400, Application for Naturalization. Attorney Swapnali Kelkar and Client Services Manager Arianna Gonzalez, MBA provided an in-depth overview of how USCIS evaluates good moral character, common issues that may impact eligibility, and practical guidance for preparing strong naturalization applications.This session offered valuable insights for individuals navigating the naturalization process.

What are the requirements for church membership? Is formal membership even biblical? In Ask FGBC #57, Pastor Jim Butler explains why the concept of church membership is necessary from Scripture, even though the word "membership" doesn't appear in the New Testament. He walks through five biblical reasons for formal membership, the specific prerequisites at Free Grace Baptist Church, and how the church's confession of faith and constitution protect both the church and prospective members. He also addresses whether young believers can become members. Ask FGBC is a digital ministry providing biblical, pastoral, and confessional answers to real questions submitted by believers, seekers, and those wrestling with assurance. Recorded with Pastor Jim Butler and Pastor Cameron Porter on November 15, 2025. Submit your own question and see previous topics: https://www.freegrace.ca/ask There is an option to do it anonymously. Videos are available on SermonAudio, Youtube and Facebook. Please like & share on our social media profiles as well to get the word out and distribute further! Church Website: https://www.freegrace.ca

Human have so many requirements to be considered a disciple of Jesus. Jesus only had one. That requirement is still the same over 2,000 years later. This episode explores what that requirement is.

In this episode of Business Brain, we dig into FridAI territory with updates, experiments, and smarter AI workflows. We kick things off with a Press Row Hoops app update, then pivot into something far more powerful: upgrading our custom AI instructions. Instead of settling for generic outputs, we refine how ChatGPT behaves—focusing on decision-making style, pushback tolerance, clarity versus depth, and minimizing fluff. We share a tight prompt that forces better performance from ChatGPT 5.2, helping us get sharper answers with fewer wasted cycles. The goal? Make AI think more like we do. We also explore Google's Pomelli and what it signals about where AI tools are heading. The bigger takeaway is this: when we intentionally design how AI supports us, we reclaim leverage and reduce friction. We stop accepting default settings and start engineering better results. That's how we build businesses—and lives—on our terms. That's the path to a Charmed Life. 00:00:00 Business Brain – The Entrepreneurs' Podcast #731 for Casual FridAI, February 27th, 2026 February 27th: Anosmia Awareness Day 00:01:22 David-Press Row Hoops app update 00:05:27 Ian-Update your custom AI prompt/instructions, and here's a prompt: Review my existing custom instructions. Identify what works well and what is outdated, redundant, unclear, or ineffective for ChatGPT 5.2. Ask only the minimum number of high-value questions needed to meaningfully improve the instructions. Questions should focus on decision-making style, pushback tolerance, clarity vs depth, and how I prefer ChatGPT to behave when uncertain. Do not ask generic preference questions or enter question loops. After I answer, draft a replacement custom instruction that reflects my preferences and how I actually use ChatGPT. Requirements for the new custom instruction: Maximum 1500 characters, including spaces and line breaks. Written as direct instructions to ChatGPT, ready to paste. Optimized for ChatGPT 5.2 behavior. Clear, human-sounding, and practical. Favor correctness over politeness. Avoid fluff, buzzwords, and assistant-sounding language. Minimize unnecessary clarifying questions. Default to direct answers with light supporting rationale. Be opinionated when useful and push back on weak assumptions. Reuse prior context and preferences automatically unless I say otherwise. Constraints: Do not draft the final instructions until after I answer your questions. Do not explain your reasoning unless I ask. Deliver one final custom instruction, not multiple options. Sponsors 00:08:09 SPONSOR: Granola is an AI-powered notepad built for the way real people actually meet, and it integrates seamlessly into the video conferencing tools you already use. Try Granola totally free for three months – just head to granola.ai/brain. 00:10:03 SPONSOR: Fundera from NerdWallet – A free, easy-to-use platform that lets you compare real financing offers from trusted lenders — all in one place. Visit NerdWallet.com/BRAIN to learn more and talk to a real person! 00:11:26 Google Pomelli 00:18:00 Business Brain 731 Outtro Tell Your Friends! Review Business Brain Subscribe to the show feedback@businessbrain.show Call/Text: (567) 274-6977 X/Twitter: @ShannonJean & @DaveHamilton, & @BizBrainShow LinkedIn: Shannon Jean, Dave Hamilton, & Business Brain Facebook: Dave Hamilton, Shannon Jean, & Business Brain The post FridAI Pomelli and Lyria – Business Brain 731 appeared first on Business Brain - The Entrepreneurs' Podcast.

Checkout our Study Courses for free by enrolling below:https://www.wificfi.com/account/studycourses- Private Pilot Study Course- Instrument Rating Study Course- Commercial Pilot Study Course- CFI Study Course- CFII Study Course- Multi Engine Add-On Study CourseCheckout our Checkride Lesson Plans for free by enrolling below:https://www.wificfi.com/account/lessonplans- CFI Lesson Plans- CFII Lesson Plans- MEI Add-On Lesson PlansCheckout our Teaching Courses for free by enrolling below:https://www.wificfi.com/account/teachingcourses- Teach Private Pilot- Teach Instrument Rating- Teach Commercial Pilot- Teach CFI Initial- Teach CFII Add-OnSupport the show

Outsourcing podcast Learn more about this outsourcing podcast and Inside Outsourcing here: https://www.outsourceaccelerator.com/podcast/inside-outsourcing-podcast-series/   We're publishing the entire book, Inside Outsourcing, written by Derek Gallimore, on this podcast feed over the coming weeks. This episode: Episode 577 - Chapter 4.1.3 Outsourcing Requirements, & Chapter 4.2.1 Ways to Outsource If you're tuning in for the first time, go back to Episode 563 to catch the book from the beginning. — — — About the book: Inside Outsourcing: How Remote Work, Offshoring & Global Employment is Changing the World Outsourcing has long been criticized for low wages and poor conditions, yet nearly every major company—from Apple to JP Morgan—depends on it. Once a $200 billion industry limited to multinationals, outsourcing is now accessible to small and mid-sized firms, offering up to 70% savings and access to a global talent pool of 2 billion professionals. Inside Outsourcing unpacks the industry's evolution, misconceptions, and future—offering clear insights and practical guidance for businesses ready to harness outsourcing as a driver of innovation and growth.   NOTES on listening: We will be publishing full chapters of the book over the coming weeks. Start with Ep 563 first, and tune in next week for the following chapter(s). Please share with your friends.   Get a copy of the book: You can buy a full version of Inside Outsourcing for yourself from Amazon - with audio, Kindle, and hardcopy available. https://www.amazon.com/Inside-Outsourcing-Offshoring-Employment-Changing/dp/1739623002   Please leave a review: If you've listened to the book and enjoyed it, please support us by leaving a review on Amazon or Goodreads. https://www.amazon.com/Inside-Outsourcing-Offshoring-Employment-Changing/dp/1739623002 or https://www.goodreads.com/book/show/61210866-inside-outsourcing Enjoy.   Start Outsourcing Outsource Accelerator can help you transform your business with outsourcing. Get in touch now, or use one of the resources below.   Business Process Outsourcing Get a Free Quote - Connect with 3 verified outsourcing experts & see how outsourcing can transform your business Book a Discovery Call - See how Outsource Accelerator can help you enhance your company's innovation and growth with outsourcing The Top 40 BPOs - We have compiled this review of the most notable 40 Business Process Outsourcing companies in the Philippines Outsourcing Calculator - This tool provides you with invaluable insight into the potential savings outsourcing can do for your business Outsourcing Salary Guide - Access the comprehensive guide to payroll salary compensation, benefits, and allowances in the Philippines Outsourcing Accelerator Podcast - Subscribe and listen to the world's leading outsourcing podcast, hosted by Derek Gallimore Payoneer - The leading global B2B payment solution for the outsourcing industry   About Outsource Accelerator Outsource Accelerator is the world's leading outsourcing marketplace and advisory. We offer the full spectrum of services, from light advisory and vendor brokerage, though to full implementation and fully-managed solutions. We service companies of all sectors, and all sizes, spanning all departmental verticals. Outsource Accelerator's unique approach to outsourcing enables our clients to build the best teams, access the most flexible solutions, and generate the best results possible. Our unrivaled sector knowledge and market reach mean that you get the best terms and results possible, at the best ALL-IN market-leading price - guaranteed.

Ed, Rob, and Jeremy took some time from Thursday's BBMS to discuss the NBA's looming issue with this year's MVP award. Due to league requirements in terms of games played, a big group of the game's best will likely be ineligible for the award. Does the NFL need to own the fact that they're in this predicament?

You don't need more discipline to lead. You need less fear, fewer rules, and permission to make bad output on purpose. EPISODE SUMMARY So many leaders say they want creativity—but secretly punish it the moment it looks inefficient, awkward, or unfinished. In this episode, Jenn sits down with creativity instigator Melissa Dinwiddie to dismantle one of the biggest lies holding leaders back: that creativity is a luxury reserved for artists with time, talent, and confidence. Together, they explore what it actually takes to create sustainably—especially when you're tired, responsible, and carrying real stakes. This isn't about “finding your inner artist.” It's about building trust with yourself, loosening perfectionism, and letting play lead the way again. If you've ever felt blocked, blank, or secretly jealous of people who “just create,” this conversation will feel like oxygen. Here's What's in the Episode: [03:10] Why most people confuse talent with trust—and how that kills creativity before it starts. [07:45] The real reason perfectionism shows up (and why it's not a motivation problem.) [12:30] How fear disguises itself as “being practical,” “being busy,” or “being professional.” [18:05] What leaders get wrong about play—and why play is actually a leadership skill. [23:40] How to create when you're exhausted, overcommitted, or convinced you're “not creative.” [29:15] A simple reframe that turns creative blocks into useful information. [34:50] Why joy and creativity are not rewards—but renewable resources. Key Takeaway Creativity builds confidence. You don't wait until you feel ready. You create, and clarity follows. About the Guest: Melissa Dinwiddie Melissa Dinwiddie is an innovation strategist, keynote speaker, and recovering perfectionist who helps leaders create cultures where people can think, connect, and do their best work—especially under pressure. With a background as a Juilliard-trained dancer, professional visual artist, improviser, and jazz singer-songwriter, she brings a deeply human, embodied approach to leadership and organizational change. Melissa works with analytical leaders and teams to replace surface-level innovation tactics with small, practical experiments that build trust, psychological safety, and real momentum. Her work lives at the intersection of play, imperfection, and rapid learning—because that's where joy, creativity, and performance actually thrive. She is the author of the forthcoming book Innovation at Work, a toolkit of micro-experiments designed to help leaders unstick teams and restore the joy of meaningful work. Connect with Melissa at melissadinwiddie.com. About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her book Joyosity and the Joyosity Works Playbooks offer leaders a fresh approach to joy at work that builds real results. jennwhitmer.com Jenn's Social Instagraminstagram.com/jenn_whitmer LinkedinJenn Whitmer - Vistage Worldwide, Inc. | LinkedIn Resources & Links Melissa's Latest book: Innovation at Work Innovation theater is killing your team's potential. Your smartest people are stuck perfecting slides instead of testing ideas while competitors ship messy prototypes and learn what actually works. Find out more here. Get Joyosity and the Joyosity Works Playbook Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't extra. Joy is how you thrive. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Joyosity Works Playbook: Practical Plays and Strategies for Joy at Work and Beyond is the official companion workbook to Joyosity to help you practice joy every day. Find direct links to purchase at your favorite booksellers at https://jennwhitmer.com/books. Free 99: Joyosity Explorer Map → This map will guide you to understanding the deeper purpose and story you tell yourself about your work. Joy is linked to purpose and productivity increases by 20% or more when you directly link your purpose to your work. Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.

Phil Svitek draws a hard line between subjective taste and objective deliverables. Whether it's a 30-second commercial, character limits, missing required text on a graphic, or word/page counts—he explains why blowing objective parameters kills trust fast, even before anyone judges the “quality” of the work.

Colonel Grant Newsham describes how China attacked Baltimore through economic subversion and fentanyl, detailing US policy failures that welcomed China into the WTO despite missed requirements and systematic exploitation of American industry. 1

This week's Addicted to Fitness gives you insight into how to add more fiber to your diet. Nick and Shannon describe the benefits of eating fiber, how most Americans are not eating enough fiber on a daily basis, and list off numerous food items that provide significantly more fiber per serving than a whole cup of broccoli. Follow the podcast profile on Instagram @TheATFPodcast. Give it a listen and let us know what you think by leaving a rating & review in Apple Podcasts. Visit addictedtofitness.libsyn.com to listen to our entire archive. Like & Follow the Addicted to Fitness Podcast Facebook page (Facebook.com/addictedtofitnesspodcast). Follow Nick & Elemental Training Tampa on Facebook (www.facebook.com/ElementalTampa) and Instagram (www.instagram.com/ettampa/) to participate in free live workouts. Follow the podcast profile on Instagram @TheATFPodcast and send Nick a DM if you're interested in receiving a customized workout plan or visit shannonjb.com(IG @shannonjb) to learn more about Shannon's wellness coaching program.

Why Your Product Requirements are Slipping (and How to Fix Them) Abstract Mojan and Dianna explore the often-murky transition from vague product “needs” to actionable engineering requirements. They discuss where the communication gap typically develops between product management and engineering and how to close it using tools like System and Concept FMEAs. By defining failure as […]

The Travel Agents' Association of New Zealand say the last minute back track on UK entry requirements is causing more confusion for travellers Its Chief Executive Julie White spoke to Corin Dann.

The EPA Friday repealed standards for limiting toxic mercury, arsenic and lead that come out of power plants. The Colstrip power plant in Montana is one of the highest emitters of these cancer-causing chemicals.

SUBSCRIBE TO JORDAN'S ⁠SUBSTACK⁠. Get the facts, without the spin. UNBIASED offers a clear, impartial recap of US news, including politics, elections, legal news, and more. Hosted by lawyer Jordan Berman, each episode provides a recap of current political events plus breakdowns of complex concepts—like constitutional rights, recent Supreme Court rulings, and new legislation—in an easy-to-understand way. No personal opinions, just the facts you need to stay informed on the daily news that matters. If you miss how journalism used to be, you're in the right place. In today's episode: EPA Repeals "Endangerment Finding." Here's What You Should Know (1:47) Stephen Colbert Accuses CBS of Pulling Rep. Talarico Interview Over FCC Rule (10:54) Quick Hitters: Trump May Make Decision Soon on Iran Action, Schumer Proposes Legislation to Protect Pride Flag, ICE Agreements with Local Law Enforcement Up 950%, New DHS Memo Allows Arrest and Detainment of Certain Refugees (~23:15) Rumor Has It: Diving Deep Into the SAVE America Act and Voter Registration Requirements. PLUS Did Two ICE Agents Lie Under Oath About Shooting a Man? Here's What You Should Know. (~26:44) SUBSCRIBE TO JORDAN'S ⁠FREE NEWSLETTER⁠. ⁠Watch⁠ this episode on YouTube. Follow Jordan on ⁠Instagram⁠ and ⁠TikTok⁠. All sources for this episode can be found ⁠here.⁠  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feb. 19, 2026- We explore legislation that would prohibit certain food additives and promote greater disclosure of what's in the food consumed by New Yorkers. We talk about the bill and the approach of state regulators with Jensen Jose, regulatory counsel for the Center for Science in the Public Interest.

Feb. 18, 2026- We consider the best way to implement a new personal finance education mandate from the state Board of Regents. Our guest is Next Gen Personal Finance Director of Educational Outreach Yanely Espinal, who calls for a standalone instruction on financial literacy.

Stuart Young, Program Manager, Tactical Technology Office, DARPA joined Grayson Brulte on The Road to Autonomy podcast to discuss DARPA's RACER (Robotic Autonomy in Complex Environments with Resiliency) Program and the development of high-speed autonomous vehicles capable of navigating unstructured off-road terrain without maps or GPS.The operational backbone of this program is a departure from the breadcrumb approach of the Grand Challenge, challenging robots to navigate complex, unstructured environments at speeds faster than manned formations. By removing the dependency on pre-existing maps and GPS, DARPA is forcing the autonomous systems to generalize across environments.In the field, RACER has rigorously tested platforms ranging from modified Polaris RZRs to Textron M5 tracked vehicles across diverse landscapes, including the Mojave Desert, Camp Roberts, and Fort Hood. This ecosystem has not only spurred the creation of companies such as Overland AI and Field AI but also demonstrated tactical relevance, as seen when the 11th Armored Cavalry Regiment utilized RACER technology as an opposition force at the National Training Center.Looking ahead, Stuart envisions a future where autonomy shifts from simple movement to strategic maneuver, enabling a single operator to command platoons of vehicles. This evolution aims to fundamentally change the risk calculus for soldiers while opening new opportunities for dual-use applications in mining, agriculture and search and rescue.Episode Chapters0:00 The History of Autonomy at DARPA: From the Grand Challenge to Today6:54 How RACER Differs from The Grand Challenge11:59 Operating Without Maps or GPS14:00 Managing Heat, Acoustic, and Visual Signatures in Autonomy19:43 Testing in the Mojave, Central California, and Texas25:11 Building the RACER Brain and Spawning New Companies (Overland AI, Field AI)27:12 The Rules of RACER: Speed Metrics and “No Maps” Constraints33:36 The Hardware: Modifying Polaris RZRs and Textron M5 Tanks37:37 Requirements vs. Possibilities40:01 Field Testing with the 11th Armored Cavalry Regiment at the National Training Center44:43 Deploying RACER in the Field46:12 The Legacy of RACER: Dual-Use Applications and Saving Lives--------About The Road to AutonomyThe Road to Autonomy provides market intelligence and strategic advisory services to institutional investors and companies, delivering insights needed to stay ahead of emerging trends in the autonomy economy™. To learn more, say hello (at) roadtoautonomy.com.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of Fox Across America, Jimmy Failla pans former President Barack Obama over his statement on social media about the House-passed SAVE Act, which would implement stricter voting measures. Political commentator Debra Lea stops by to take some calls with your radio buddy about voter ID requirements. PLUS, Fox News Political Analyst Gianno Caldwell explains how he's carrying on his late brother's legacy through the Caldwell Institute. [00:00:00] Obama's disingenuous take on voter ID [00:38:40] Callers on the SAVE Act [00:57:05] Debra Lea [01:15:20] FNSN staff [01:33:40] Gianno Caldwell Learn more about your ad choices. Visit podcastchoices.com/adchoices