Exciting new podcast about all things that affect us as property investors and landlords. Presented and written by Adrian Kempton-Cumber who began his Buy-To-Let experience back in the 90s!
I'm taking a break for a few weeks so keep an eye out for the next season coming soon.
Being in the US for a few weeks now I've been struck more and more by the contrasts of regulation in the UK and especially in Texas, where I am right now. So I examine some of the ways I think we're getting it wrong in the UK, and what that means for property investors
Distractions are a problem in most areas of life, but few more so than when building a business. I examine how to decide whether something is a shiny object or actually something that could help you and save time or enhance your efforts.
How to prepare for the unexpected. If you're trying to create financial freedom and security, then it's important to protect it from the unexpected. I discuss the options and the sort of things that have upset people's plans in the past.
I take a look at the risks involved in being a landlord,, and a human being, and give some ideas to quanitfy the risk you have and how to protect against it
I look at the best way to determine how to work towards a portfolio that is big enough to give you the financial freedom you desire. There are lots of rubbish ways to do this so I take the mystery out of it!
It's all very well finding a deal and diving in, but the success lies in the planning. I explain what needs to be done in order to make sure your property journey arrives at the correct destination!
This week I speak with Paul Hilliard of LNPG, which is a discount club where exclusively landlord members get big discounts on everything from kitchens to boilers to paint. Discounts are brilliant at improving your return on investment and also kitting your units out with affordqable quality products, providing your tenants or guests with a better environment, and also lasting longer reducing costs in the future.
Changes in the way we work and in demographics are telling us that we need to prepare for the future now or get left behind. In the UK particularly we've always had a fairly laid back approach to work and money. But missing this opportunity will have sever consequences.
This episode I look at the abysmal state of the digital ecosystem where even very big companies are making rookie mistakes. Real life examples of digital failures which should have been picked up before publishing!
Health is important if you're trying to make something of yourself. Without it you might as well not bother. Money is no use to you if you're dead or incapacitated. In this episode I will cover three biohacks, as they call them nowadays, all of which are free to do, and that can improve your health and prolong your life!
Last episode I looked at making travel arrangements. In this episode I look at the requirements and decisions in selecting your accommodation. Obviously, this is an window into my likes and dislikes as a traveller. I explain why I dislike AirBnB, and what I demand form hotels. These are the sort of decision your guests will be making in choosing whteher to stay in your SA/HL. So hopefully a useful insight for SA and HL investors.
Most of us will be travelling to residential courses and so forth. Our guests will be travelling to stay with us. So I delve into the getting there part of it in this episode and in the next I examine the accommodation part of it. My resources - the apps and services I use to find travel tickets (updated July '24): GoogleMaps.com aggregator Kayak.com information: nationalrail.co.uk 10% back with Uber.com for train tickets (excludes tfl travel cards and some other journeys. 10% returned tas Uber credit a ffew days later) app: TrainSplit - this is great for taking those slightly slower trains on longer journeys and saving a lot of moeny on your tickets Kayak.co.uk great for air ticket deals. Hacker fares are ones where you combine tickets from different carriers that are cheap meaning you may fly out one way and back another but you'll make a saving. Watch out it doesn't take too much longer - no point saving £10 and having a 10 hour wait where you connect flights!
I talk about property training in the UK. How it works and how to make a good decision when choosing which course/s to spend your hard earned on. Training is a critical part of the property journey for anyone who wants to take property investment seriously. Mistakes are costly, both financially and in terms of lost time,. I look at how training companies work and their objectives, which you are better off knowing on the way in!
Now we know the election result I thought it would be a good time to look at news, propaganda and what the future holds for us. I also talk about what news to focus on and what is simply a distraction, or worse.
I travelled down to Uckfield in East Sussex to meet with Jenny Carter-Vaughan, Managing Director of the Expert Insurance Group to talk about, well, insurance. As property investors we are exposed to all kinds of risks that don't apply tomoeowners but most of us are simply not covered by whatever insurance we do have. You should insure to protect your own interests, but if you have investors then it's esential you protect their investment with you. I suspect that a vast majority of property investors are incorrectly and under insured. Does that include you? Find out in this episode! https://JCTInsurance.com 01825 745 410 enquiries@jctinsurance.com Suscribe to the Adrianomics email list for free and find out when I start posting exclusive extra content which is not publicly available: https://bit.ly/AdrianomicsInCrowd
Networking is essential to any business, and none more so than property: it's a people business. People often get stuck on the basics, i..e. talking to people, but that's the easy bit. The sophistication is in the execution. I talk about both, and where to network. Towards the end of the episode I reveal something that means networking is easier for you than it is for me!
I first started using digital marketing back in the late 90s. I've been running a digital agency for over a decade now, and this episode gives some tips on the everyday house-keeping you need to do for your online presence. Bitly.com (QR codes and shortened links) strategy@adrianomics.com questions@adrianomics.com
I discuss how banks are in it for themselves and their own CYA tactics put you at risk. Below are some links related to the material in the podcast episode Book a free 1-1 call with Adrian: strategy@adrianomics.com - link coming soon meanwhiel just email mentioning you would ike to set up a 15 minute 1-1 call. Follow your company (Companies House): https://www.gov.uk/government/news/follow-companies-for-free Ask a question: questions@adrianomics.com
I had a ride in an Uber a in early 2024 and the driver was complaining how he worked really hard but, year after year, never seemed to have anything to show for it. He explained how that was happening, and by the end of the 25 minute journey I'd made suggestions to him that he said would make him thousands better off each year. This episode I explain what I did for him and how you can apply the same thinking to your personal and business finances. I will post a link here to all the relevant suggestions in this episode very soon. If you have a specific request in the meantime, then simply email me at questions@adrianomics.com and I'll get back to you with the link/s required.
People typically think that their mortgage is a friendly tool. Perhaps it was those Woolwich adverts years ago. Either way, a mortagge is a piranha and if you don't keep it fed it'll kill your portfolio! This applies to both residential mortgages, and even more to Buy-To-Let and Commercial borrowing.
Looking at what sort of properties and strategies are out there, and some of the regulation that is in force for them. (This is based on properties in England as Wales, Scotland and NI have different rules in some cases). I also talk about training and choosing a strategy, some things to avoid and some alternatives to investing.
In this episode I talk about what you need to do to get started in property investment, really anywhere, since this stuff is actually universal. I talk about the things you need to think about, mindset, education, and what competition you'll face. I also cover the opportunity we have right now. If you have any questions then please email questions@adrianomics.com
In this episode I talk about Holiday Lets, a strategy which I considered quite seriously a year or two ago, but which I'm approaching very differently now. We'll see how the holiday market changed over the decades leading up to Lockdown, how Lockdown had a massive effect on Holiday Lets, what's happened since and what's coming up. Are they dead for ever? Listen and find out... For those interested in strategies as mentioned in the podcast please email adrian@adrianomics.com putting HL in the title.
The property ladder is finished. It's not coming back. But some might be able to climb up the fire escape! In this episode I examine the truth behind the property ladder. As property investors we need to accept that it's over and find new ways to satisfy demand. And there is a way... want to know more? Email Podcast@Adrianomics.com and put Fire Escape in the title.
I want the Adrianomics Property Investment Podcast to be different, unique. Offering opinion and analysis, tips and tricks, and be entertaining whilst educating. So this episode is about my background in property, and what the podcast is about, what it's not about, and what to expect. Which is disruption going forward!