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Advertising SponsorMIF Coffee Business Plan Review Service: AI can write a business plan. We'll help you determine whether it will work in the real world. Email support@mapitforward.org or DM @mapitforward.coffee to get started.Episode DescriptionThis is Part 5 of a five-part series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.Across the first four episodes, the series followed the relationships between the cooperatives and Benecke, the movement of the coffee from Peru to Germany, the growing payment delays, the transition into insolvency, and the challenge of recovering money through an international creditor process.In this final episode, the focus changes.The question is no longer simply what happened?It is: What should the global coffee industry learn from this?Podcast host Lee Safar is joined by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative, and Óscar Inocente, a lawyer working with the affected Peruvian cooperatives. Ana Donneys continues translating for the series and is a contributor to the discussion.Emerson says that if Sanchirio had known Benecke was experiencing serious financial problems, the cooperative could have chosen not to ship and instead sold the coffee to buyers with stronger financial capacity.Anabel says one of the clearest lessons is that years of trading history cannot replace proper due diligence. She argues that cooperatives need to assess the financial position, debt, payment capacity and history of buyers before renewing contracts.Óscar broadens the discussion to the rest of the supply chain, arguing that risk and accountability need to be reconsidered across producers, cooperatives, buyers, certifiers and financiers.At the same time, he says he still believes in Fairtrade and sees this case as an opportunity for the system to improve rather than something that invalidates it.Ana Maria Donneys also joins the conversation as a producer, reminding us that behind every contract and container are people who may have invested months or years of work before receiving payment.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, J.J. Darboven, the insolvency administration, Fairtrade and other organisations reflect the accounts, interpretations and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforward Instagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
The following article of the Health industry is: “The Devastating Impact of a Late Diagnosis in Rare Diseases” by David López García, Former Managing Director for Mexico and CAAC Region, BioMarin Pharmaceuticals México.
In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA sits down with Tom Milewski, Managing Director and Head of Portfolio Management at Deerpath Capital, to discuss why active portfolio management can be just as important as underwriting in private credit. Tom explains how managers can use monthly financials, borrower-specific KPIs, dashboards, and early warning triggers to identify developing risks, learn from portfolio trends, and make more informed investment decisions. They also explore where outcomes begin to diverge between private credit managers, the difference between covenant-light, covenant-loose, and meaningful covenant structures, and why reacting early to signs of stress can help preserve value. Tom also shares what insurance investors should consider when evaluating a private credit manager's approach to portfolio oversight, including how managers apply lessons learned and adjust their strategies over the life of an investment.
Advertising SponsorThis episode is brought to you by Map It Forward Podcast Advertising. Interested in advertising on this podcast? Email support@mapitforward.org to learn more.Episode DescriptionThis is Part 4 of a five-part series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.In Part 3, the cooperatives explained how delayed payments became an insolvency issue and how they entered the German creditor process.Now the question becomes: what happens when an international coffee trader becomes insolvent, and the businesses waiting to be paid are cooperatives thousands of kilometres away?Podcast host Lee Safar is joined again by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins as translator.Óscar Inocente discusses the cooperatives' attempts to obtain clearer information from the insolvency administration and pursue retention-of-title claims over coffee they say remained unpaid.The episode also clarifies that Sucafina did not purchase Benecke Coffee. According to information provided directly to Map It Forward, Sucafina acquired Rehm-related assets from the insolvency estate.Anabel then explains how the unpaid amounts have affected Ubiriki Valley Cooperative. She says planned producer payments, training, inputs and other activities were disrupted, while available financing was reduced by roughly half.She says this reduced the cooperative's ability to contract coffee from around 90 containers to roughly 45.Emerson also raises a key unresolved question around one Sanchirio shipment. He says the administration stated that the coffee had been sold on 26 September 2025, while the cooperative's shipping trace shows the container arriving in Hamburg on 10 October.The cooperative is seeking documentation to understand when the coffee was actually sold and how it is being treated inside the insolvency.In Part 5, we ask what the wider coffee industry should learn from the case.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, the insolvency administration, professional fees, asset sales and other parties reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Advertising SponsorThis episode is brought to you by Map It Forward Podcast Advertising. Interested in advertising on this podcast? Email support@mapitforward.org to learn more.Episode DescriptionThis is Part 4 of a five-part series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.In Part 3, the cooperatives explained how delayed payments became an insolvency issue and how they entered the German creditor process.Now the question becomes: what happens when an international coffee trader becomes insolvent, and the businesses waiting to be paid are cooperatives thousands of kilometres away?Podcast host Lee Safar is joined again by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins as translator.Óscar Inocente discusses the cooperatives' attempts to obtain clearer information from the insolvency administration and pursue retention-of-title claims over coffee they say remained unpaid.The episode also clarifies that Sucafina did not purchase Benecke Coffee. According to information provided directly to Map It Forward, Sucafina acquired Rehm-related assets from the insolvency estate.Anabel then explains how the unpaid amounts have affected Ubiriki Valley Cooperative. She says planned producer payments, training, inputs and other activities were disrupted, while available financing was reduced by roughly half.She says this reduced the cooperative's ability to contract coffee from around 90 containers to roughly 45.Emerson also raises a key unresolved question around one Sanchirio shipment. He says the administration stated that the coffee had been sold on 26 September 2025, while the cooperative's shipping trace shows the container arriving in Hamburg on 10 October.The cooperative is seeking documentation to understand when the coffee was actually sold and how it is being treated inside the insolvency.In Part 5, we ask what the wider coffee industry should learn from the case.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, the insolvency administration, professional fees, asset sales and other parties reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforward Instagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
The following article of the Automotive industry is: “The Four Pillars of Companies That Endure” by Astrid Abugaber Portugal, Founder & Managing Director, Abu Logistics.
AI, agtech and automation are changing agriculture fast, but are relationships becoming more valuable, not less? This week on AgWatchers, Matt and Andrew are joined by Peta Ward, Westpac's Managing Director, Regional Commercial & Agribusiness, to discuss innovation on farm, the next generation of agricultural leaders and why Westpac is putting bankers back into regional communities. They also talk regional careers, diversity, the post-COVID shift back to the bush and why understanding the people behind a farm business still matters in an increasingly digital world. Plus, somehow, polar bear nutrition enters the conversation. Listen now at episode3.net/links.
The following article of the Tech industry is: “AI Hallucinations: Causes, Cures, and Human-in-the-Loop Oversight” by Carlos Aguilar, Managing Director, Globant Mexico.
About SuzanneSuzanne Speak is Managing Director for UK & Ireland at Radisson Hotel Group, with 30 years of experience in hospitality. From her first job at 13 to leading across the UK and Ireland, Suzanne is passionate about people, networking and creating career opportunities for the next generation.Radisson Hotel GroupRadisson Hotel Group is an international hospitality group with hotels and career opportunities across a wide range of disciplines, from hotel operations to finance, legal, marketing and sustainability. The group focuses on memorable guest experiences while developing talent and creating opportunities for people to build long-term careers in hospitality.Chapters0:00 Meet Suzanne Speak1:13 Suzanne's Journey into Hospitality1:46 Building a Strong Work Ethic from a Young Age3:54 Why Networking Is Essential for Career Success5:18 The Importance of Being Authentic7:08 The Sacrifices Behind a 30 Year Hospitality Career9:10 Why Hotels Offer More Careers Than You Think10:37 Suzanne's Journey to Radisson Hotel Group12:13 What Does a Managing Director Actually Do?13:08 Building a People First Company Culture13:54 Why Suzanne Became a Managing Director14:31 Learning from Difficult Leaders and Experiences15:16 Suzanne's Advice for Young People Looking for Work16:49 What Suzanne Would Tell Her 18 Year Old Self17:33 The One Skill Suzanne Would Never Give Up18:27 Suzanne's Duvet Flip19:32 The Quote That Perfectly Defines Suzanne's CareerDisclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you're struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you're struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/
Senior Editor Scott R. Anderson sits down with Contributing Editor Joel Braunold, Managing Director of the Center Project, for the latest installment of their podcast series on developments in the Israeli-Palestinian conflict.Together, they discuss the Trump administration's new plan for Gaza, why Israel doesn't appear to be on board with it, related developments in Lebanon and the West Bank, and how it is all intersecting with Israel's impending elections.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.
From EAA AirVenture Oshkosh 2026: interviews with Cirrus, Joby, the Seaplane Pilots Association, Skyfly, Factory Direct Models, SarahNautics, Samaritan Aviation, and Goodyear. EAA AirVenture Oshkosh 2026 Interviews Hillel and Brian attended AirVenture this year. It was Brian’s first time, while Hillel has returned many times. Both recorded the following interviews: Ivy McIver, Executive Director, SR Series Product on the Cirrus Aircraft TRAC10. Lydon Sleeper, Head of U.S. Strategic Policy, Joby Aviation, Steve McCaughey, Executive Director, Seaplane Pilots Association. Michael Thompson, CEO, Skyfly. Mike Gibson, Managing Director, Factory Direct Models. Sarah Daniels, Commercial Pilot, Cirrus owner, creator, aviation storyteller. Mark Palm, founder, Samaritan Aviation. Capt Adam, Pilot, Goodyear Wingfoot 1. Hosts this Episode Max Flight, our Main(e) Man Micah, Rob Mark, Hillel Glazer, and Brian Coleman.
In this episode, Eddie Wilson, Managing Director at Deloitte, and Yuchen Chen, Associate Vice President at Deloitte, discuss how healthcare organizations can identify and address patient leakage through data, analytics, and improved access strategies. They also explore how stronger network retention, care orchestration, and emerging AI capabilities can support margin growth, patient engagement, and long term strategic planning.This episode is sponsored by Deloitte.
Raising capital isn't just about getting funding; it's about choosing the right strategy at the right stage of growth. In this episode, James Mendelson shares how businesses can balance debt and equity, prepare for acquisitions, and maximize company value before seeking outside investors. Learn what capital providers look for, why clean financials matter, and how founders can position themselves for long-term success. Key Takeaways To Listen For Biggest mistakes founders make before raising capital When debt becomes a smarter option than giving up equity Why clean financials can dramatically increase your company's value How private equity firms decide which businesses to acquire The hidden milestones that make companies more attractive to investors Resources/Links Mentioned In This Episode John Maxwell How to Get a Return on Failure by John C. Maxwell | Kindle and Hardcover About James Mendelson James Mendelsohn is the Managing Director of Proximo Capital, where he advises businesses on debt and equity financing, capital strategy, and long-term growth. A seasoned financial services executive, James has extensive experience in lending, payments, and capital markets, helping companies optimize capital structures, expand into new markets, execute mergers and acquisitions, and accelerate growth. Throughout his career, he has held leadership positions at Capital One, CAN Capital, and McKinsey & Company, where he advised global organizations and emerging fintech firms on strategy, marketing, and business development. Combining deep financial expertise with a practical, growth-focused approach, James helps businesses secure the capital and strategic direction needed to scale successfully. Connect with James Website: Proximo Capital LinkedIn: James Mendelson Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://slipstreamaii.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
Our guests today are Chung Ma, Deputy Chief Investment Officer of the Virginia Retirement System, and Vivian Lau, CEO and CIO of Senado Management. Beyond their remarkable careers, Chung and Vivian share a unique personal connection—they are cousins who grew up together in the same household in Flushing, New York. Chung helps oversee the investment portfolio of the Virginia Retirement System, one of the largest public pension funds in the United States, managing more than $100 billion on behalf of public employees and retirees. His expertise spans asset allocation, portfolio construction, risk management, trading systems, and long-term institutional investing. Vivian is the founder of Senado Management, a special situations investment firm focused on opportunistic investments across credit, equities, and private markets. Most recently, she led Strategic Themes investing at Sixth Street and previously served as Co-Chief Investment Officer of Serengeti Asset Management after beginning her career in Goldman Sachs' renowned Special Situations Group, where she became a Managing Director at just 28 years old. Today we'll explore their career journeys, how they each developed their investment philosophies, and how two cousins from the same family built exceptional careers across public and private investing. Without further ado, here is our conversation with Chung and Vivian.
Hiring the right people isn't about finding the perfect resume. It's about learning how to recognize potential before everyone else does. In this episode, Kehla sits down with Mark Guest, Managing Director of ActionCOACH Canada, to unpack what he's learned after hiring hundreds of employees across high-growth companies, including Absorb LMS, Neo Financial, Humi, and Granify. Instead of chasing "unicorn" candidates with years of experience, Mark shares why the best hires are often hiding in plain sight—and how business owners can identify the behaviours, mindset, and agency that actually predict long-term success. Together, they explore why recruiting should be treated like business development, how to find A-players before they ever apply to your job posting, and why empowering employees starts long before you delegate responsibility. If you're building a team, preparing to hire your first employee, or wondering why your current hiring process isn't producing the people you hoped for, this conversation will change the way you evaluate talent. In this episode, you'll learn: Why experience isn't the best predictor of a great hire. How to identify "diamond in the rough" candidates. What agency is and why it matters more than credentials. How to recruit proactively instead of waiting for applicants. Why your hiring process should look more like your sales process. How to empower employees without micromanaging them. What business owners can do today to build a team that eventually runs without them. Whether you're hiring your first employee or scaling an established business, this episode will help you make stronger hiring decisions, develop better leaders, and build a business that doesn't depend on you doing everything yourself. Follow Mark on LinkedIn Follow Kehla on LinkedIn
Advertising SponsorWant to join our Map It Forward Monthly Community Discussion Group? Head to https://patreon.com/mapitforward to join the community by signing up for the "Roasted Coffee" tier for 20 USD per month. Find other like-minded people in the coffee industry. This community is open to all stakeholders in the coffee industryEpisode DescriptionThis is Part 3 of a five-part series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.In Part 1, we met the cooperatives and learned about the financial and commercial risks they carry on behalf of hundreds of smallholder coffee producers.In Part 2, we followed the coffee from Peru to the export vessel and examined how the contracts, documentation and payment process were supposed to work.Now the series reaches the point where delayed payments became something much more serious.Podcast host Lee Safar is joined again by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins as translator.This is Part 3 of our five-part series examining what happened between Benecke Coffee and coffee cooperatives in Peru.In Part 2, we followed the coffee and examined how payment was expected to work. In this episode, delayed payments become an insolvency problem.Emerson Carrasco says Sanchirio began recognising warning signs when Benecke's payments during 2025 were taking more than 40 days, compared with the roughly 15–20 days he says was typical with other buyers.He says the cooperative repeatedly sought information and received reassurances from Clemens von Storch that payment would be made and that existing contracts should continue to be shipped.Then, on 24 October 2025, Emerson says Sanchirio received a letter stating that Benecke was entering insolvency under self-administration.The episode follows the cooperatives into the creditor process: uploading contracts, invoices, bills of lading and other evidence, registering their claims, and travelling to Hamburg for a creditors' meeting in April 2026.Óscar also discusses concerns about how creditor information was communicated and why some other cooperatives may not have registered in time.The final section introduces the retention-of-title issue. Emerson says the cooperatives raised contractual provisions they believe may affect how some of the unpaid coffee is treated inside the insolvency.In Part 4, we look at what the insolvency has meant in practice for the cooperatives.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, Clemens von Storch, Tobias Brinkmann, the insolvency proceedings and other parties reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
In this episode, we speak with Alex Venino, Managing Director, and Spencer Miles, Technology Operating Partner, at Corsair Capital, a specialist investment firm with approximately $14.6 billion invested across Buyouts and Infrastructure. Founded as a J.P. Morgan private equity practice in 1992 before becoming an independent, partner-owned firm in 2006, Corsair specializes in control buyouts in the payments, software, and business services sectors, alongside value-added infrastructure investments. Alex joined Corsair in 2018 and is a member of the firm's Investment Team, serving on the boards of portfolio companies Spring Venture Group and HungerRush. Spencer works closely with portfolio companies on technology transformation, AI adoption, and operational value creation, drawing on more than 25 years of software engineering and technology leadership experience. I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.
Advertising SponsorWant to join our Map It Forward Monthly Community Discussion Group? Head to https://patreon.com/mapitforward to join the community by signing up for the "Roasted Coffee" tier for 20 USD per month. Find other like-minded people in the coffee industry. This community is open to all stakeholders in the coffee industryEpisode DescriptionThis is Part 3 of a five-part series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.In Part 1, we met the cooperatives and learned about the financial and commercial risks they carry on behalf of hundreds of smallholder coffee producers.In Part 2, we followed the coffee from Peru to the export vessel and examined how the contracts, documentation and payment process were supposed to work.Now the series reaches the point where delayed payments became something much more serious.Podcast host Lee Safar is joined again by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins as translator.This is Part 3 of our five-part series examining what happened between Benecke Coffee and coffee cooperatives in Peru.In Part 2, we followed the coffee and examined how payment was expected to work. In this episode, delayed payments become an insolvency problem.Emerson Carrasco says Sanchirio began recognising warning signs when Benecke's payments during 2025 were taking more than 40 days, compared with the roughly 15–20 days he says was typical with other buyers.He says the cooperative repeatedly sought information and received reassurances from Clemens von Storch that payment would be made and that existing contracts should continue to be shipped.Then, on 24 October 2025, Emerson says Sanchirio received a letter stating that Benecke was entering insolvency under self-administration.The episode follows the cooperatives into the creditor process: uploading contracts, invoices, bills of lading and other evidence, registering their claims, and travelling to Hamburg for a creditors' meeting in April 2026.Óscar also discusses concerns about how creditor information was communicated and why some other cooperatives may not have registered in time.The final section introduces the retention-of-title issue. Emerson says the cooperatives raised contractual provisions they believe may affect how some of the unpaid coffee is treated inside the insolvency.In Part 4, we look at what the insolvency has meant in practice for the cooperatives.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, Clemens von Storch, Tobias Brinkmann, the insolvency proceedings and other parties reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforward Instagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Tom Toumazis spent 8 years as EVP and Managing Director of Disney-ABC-ESPN in EMEA. Since stepping off the executive track a decade ago he has built a portfolio career which includes SID at PRS for Music, NED at Directors UK and Deputy Chair of the University of Westminster amongst others. Interested in what it takes to build a portfolio career? Tune in to hear about: How investing his own money became Tom's way into his first board seats (01:35) His rule for the money he put behind those first bets (05:20) What Tom didn't anticipate about small-table board life (07:51) How he figures out what he's actually bringing to a board beyond money (10:11) What nobody tells you about explaining a portfolio career at a dinner party (11:26) How Tom got his first board seat, and the mistake he admits he made once he had it (12:58) Do you need a stellar career to sit on a board? (15:48) Getting a board role is a numbers game (22:05) Tom's tips for board interviews (26:28) An easy way to enhance your networking strategy (29:39) Enter the Boardroom Community Q&A (32:42) ⚡The Lightning Round⚡(34:51)Host: Oliver CummingsProducer: Will FeltonEditor: Penelope CoumauMusic: Kate MacAudio: Nick KoldEmail: podcast@nurole.comWeb: https://www.nurole.com/nurole-podcast-enter-the-boardroom
Send us Fan MailIn this episode of The Route to Networking, Louis Parratt is joined by Ian Duke, Managing Director at Alaris Linwave, who shares insights from a career spanning more than 40 years in engineering. From starting as an apprentice to leading a specialist RF business, Ian reflects on how curiosity and hands-on experience have shaped his journey. He explores how engineering has evolved, the impact of rapid technological change and why adaptability, collaboration and continuous learning remain key. Ian also highlights the real-world impact of RF technology and the importance of asking questions and learning from others.The episode closes with a quick-fire round covering career advice, key skills and what it takes to succeed in engineering today.Want to stay up to date with new episodes? Follow our LinkedIn page for all the latest podcast updates!Head to: https://www.linkedin.com/company/the-route-to-networking-podcast/Interested in following a similar career path? Why don't you take a look at our jobs page, where you can find your next job opportunity? Head to: www.hamilton-barnes.com/jobs/
Why do so many companies struggle with cash flow at the exact moment they have their biggest opportunity in front of them? Today we're talking about the hidden financial challenges of growth, how businesses can prepare for larger opportunities, and why access to the right capital strategy can determine whether a company scales or stalls. Our guest today is Eric Rabinovich, Managing Director of X-Caliber GovCon Capital. Eric brings a rare perspective to this conversation, having worked as a government contractor, served as a federal contracting officer with the FDA, and now helping businesses access the capital they need to execute on major contracts. During the show we discuss: Why landing a major contract can create a cash-flow crisis even when it's one of the biggest growth opportunities for a business. How to bridge the award-to-payment gap when payroll, vendors, materials and other expenses have to be paid before the customer pays you. How contract-backed working capital works, including how lenders can evaluate unbilled obligated dollars to determine available capital. Why cash flow and profitability are two different conversations and why a profitable business can still run into serious financial trouble. Why waiting until you need capital can dramatically limit your options, and how proactive capital planning can put you in a stronger position. How to prepare your business for financing by maintaining accurate, reliable books and understanding your P&L and financial position. How to compare different financing options, including traditional bank lines of credit, invoice factoring, asset-based lending and contract-based working capital. How to choose capital based on your specific situation, rather than assuming one financing product is automatically the best option. Resources: https://x-calibercap.com/x-caliber-govcon-capital/
Marketplaces have evolved from the fringes of retail to one of its most significant growth engines. With nearly one in three Australian retailers now operating a marketplace, brands are rethinking how and where they compete. In this episode, Teresa is joined by Mark Mansour, Managing Director of Woolworths MarketPlus, to explore the rapidly changing marketplace landscape. Together, they discuss what's driving retailers to launch marketplaces, how brands should think about where to play and how to win, what strong retailer-brand partnerships look like, and how AI and agentic commerce may shape the future of marketplaces. A must-listen for brands navigating the next era of digital commerce.
Welcome to today's episode of FreightWaves Today! In this episode, we explore the cutting-edge technology, Q2 financial results, supply chain strategies, and market dynamics shaping the logistics and transportation industry. Here is what we cover in today's show: AI-Powered Freight Execution with Overroute Alex Reed, Founding CEO of Overroute, joins the show to discuss the official launch of their AI-led freight execution platform. Developed in a year-long co-design partnership with J.B. Hunt, the platform uses AI agents to automate shipment coordination, detect exceptions, and streamline customer communications directly within existing carrier systems. Alex breaks down how the technology works day-to-day, how exceptions are handled, and the role of human oversight in AI-driven logistics. RXO Q2 Earnings & Market Share Growth Drew Wilkerson, Chairman and CEO of RXO, breaks down the company's Q2 financial performance and market strategy. RXO reported strong volume growth across its business, with truckload volume outperforming the market by growing 2%. Drew shares how a 42% spot mix drove gross profit per load, the impact of agentic AI on operational productivity, and why he believes the freight market is in the early stages of a recovery. Managing Summer Retail Surplus & Returns Amrita Bhasin, Co-Founder and CEO of Sotira, returns to discuss how retailers are navigating late-summer return spikes and excess seasonal inventory heading into fall. Amrita explains how Sotira leverages AI to match overstock inventory with secondary buyers and donation markets—helping brands protect their bottom line while keeping surplus goods out of landfills. Transportation M&A & Freight Market Capacity Craig Decker, Managing Director at Brown Gibbons Lang & Company, provides an inside look at the dealmaking environment across logistics and transportation. Craig explores how capacity leaving the system—rather than a surge in demand—is driving early signs of freight market recovery, and what buyers and sellers need to know about transportation M&A activity heading into 2026. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Sustainability Matters podcast, host Colin Tetreault, Managing Director, Climate Change and Sustainability Services, Ernst & Young LLP, explores the shifting environmental landscape of the sports industry. As North America enters an unprecedented era of mega events, a critical question emerges: Is the massive environmental footprint of sports a standard business liability, or can it become a powerful driver for operational resilience? Colin is joined by Heather Watkins, co-founder of Bold Reuse, to break down the operational realities of tackling single-use waste at scale. The conversation confronts major logistical and economic challenges, mapping out the impact of rising supply-chain costs for single-use products and upcoming Extended Producer Responsibility (EPR) legislation in the US. The episode offers an inspiring look at how sports venues act as a "cultural beacon" for innovation. Heather explains how implementing reusable packaging systems not only cuts costs but also drives local jobs, community engagement and new corporate sponsorship revenue.
Advertising SponsorGet “The Coffee Report by Map It Forward” directly to your inbox every Friday by signing up for either our Green Coffee or Roasted Coffee Patreon tiers in our Patreon community. Head to https://www.patreon.com/collection/2275485 to read our first report for free. Sign up for as little as $5 per month.Episode DescriptionThis is Part 2 of our five-part series on The Daily Coffee Pro examining the dispute between Benecke Coffee and coffee cooperatives in Peru pursuing unpaid claims.In Part 1, we established who the cooperatives are and the financial and commercial risks they carry. In this episode, we follow the coffee.Lee Safar, Emerson Carrasco, Anabel Barrientos, and Óscar Inocente, together with Ana Donneys as translator, explain how coffee moves from the farm to the cooperative, through processing and financing, and onto the vessel at Callao.Óscar describes the investment cooperatives make in certification, production support, transport and finance before payment is received. He says financing can carry annual interest rates of approximately 14–18%.The conversation then examines the commercial terms. Emerson explains the export documentation process and says payment from a German importer would normally be expected within approximately 15–30 days.The episode also introduces the retention-of-title issue raised by the cooperatives, which becomes increasingly important later in the series.Anabel then describes the point at which Ubiriki began to realise that Benecke's payment delays were no longer normal. She says the cooperative continued shipping after receiving reassurances that payment would be made.The final section introduces questions about Fairtrade's role after Lee says Fairtrade International confirmed awareness of payment arrears involving Benecke from June 2025.In Part 3, the series moves from delayed payments into insolvency.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, Fairtrade, FLOCERT, the insolvency proceedings and other organisations reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
My guest today is Terence Kim from Cross Ocean Partners. Cross Ocean Partners is a global credit investment specialist focusing on value investing and downside protection through opportunistic sourcing. Terence is a Managing Director on the US Credit team. Our conversation today will revolve around one of the most interesting sectors in all of global finance, US office buildings. Between remote work and high interest rates, the sector is so hated this era is known as - the office apocalypse. Previously at Goldman Sachs and Oaktree, Terence has spent the last ten years at Cross Ocean. This is an ideal perch from which to view the current state of the office market from an opportunistic investment perspective. This podcast was recorded on July 23, 2026. The respective opinions expressed are those of Mr. Kim and Cross Ocean Partners. The opinions referenced are as of the date of this podcast and are subject to change without notice. This material is for informational use only and should not be considered investment advice. The information discussed herein is not a recommendation to buy or sell a particular security or to invest in any particular sector. Forward-looking statements are not guaranteed. BFO reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs and there is no guarantee that their assessment of investments will be accurate. The discussions, outlook and viewpoints featured are not intended to be investment advice and do not take into account specific client investment objectives. Before investing, an investor should consider his or her investment goals and risk comfort levels and consult with his or her investment adviser and tax professional. Biltmore Family Office, LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. More information about BFO's investment advisory services can be found in its Form ADV Part 2, which is available upon request.
Advertising SponsorGet “The Coffee Report by Map It Forward” directly to your inbox every Friday by signing up for either our Green Coffee or Roasted Coffee Patreon tiers in our Patreon community. Head to https://www.patreon.com/collection/2275485 to read our first report for free. Sign up for as little as $5 per month.Episode DescriptionThis is Part 2 of our five-part series on The Daily Coffee Pro examining the dispute between Benecke Coffee and coffee cooperatives in Peru pursuing unpaid claims.In Part 1, we established who the cooperatives are and the financial and commercial risks they carry. In this episode, we follow the coffee.Lee Safar, Emerson Carrasco, Anabel Barrientos, and Óscar Inocente, together with Ana Donneys as translator, explain how coffee moves from the farm to the cooperative, through processing and financing, and onto the vessel at Callao.Óscar describes the investment cooperatives make in certification, production support, transport and finance before payment is received. He says financing can carry annual interest rates of approximately 14–18%.The conversation then examines the commercial terms. Emerson explains the export documentation process and says payment from a German importer would normally be expected within approximately 15–30 days.The episode also introduces the retention-of-title issue raised by the cooperatives, which becomes increasingly important later in the series.Anabel then describes the point at which Ubiriki began to realise that Benecke's payment delays were no longer normal. She says the cooperative continued shipping after receiving reassurances that payment would be made.The final section introduces questions about Fairtrade's role after Lee says Fairtrade International confirmed awareness of payment arrears involving Benecke from June 2025.In Part 3, the series moves from delayed payments into insolvency.Correction: Arthur E. Darboven ceased serving as Managing Director of the Benecke management company on 25 April 2024. His ownership position and any continuing involvement after that date remain under investigation.Connect with our guests here:Anabel Barrientos https://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-pe ecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/ For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, Fairtrade, FLOCERT, the insolvency proceedings and other organisations reflect the accounts and perspectives of participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforward Instagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews RIMS SERMC Member Eric Lobser about his career path at Spire Inc. They discuss his start in Budget Analysis at Laclede Gas, which eventually became Spire Inc. He moved into Operations, Treasury, and then Strategic Planning, including Acquisitions. He continued his career as VP of Enterprise Risk Management. Eric shares how he grew into that position, using knowledge he had gained from all the departments he had worked with. He tells about his early presentations to the Board. Eric explains what ERM means to him, and how ERM helps companies manage risks, including reputation, engage in opportunities, and make the resource allocation decisions that lead to success and mitigate failures. Listen for Eric's idea to improve the ERM acronym. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Eric Lobser. He was a practitioner in the natural gas sector for 35 years. We're going to get his ERM philosophies today. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:13] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! We will take a deep dive into Enterprise Risk Management with Eric Lobser. Eric recently retired from a 35-year career in the natural gas sector. He remained with one company that eventually became Spire Energy. [2:26] Eric is also a member of the RIMS Strategic and Enterprise Risk Management Council. [2:32] We will discuss his career journey, how one role led to the next before settling on Enterprise Risk Management, and his philosophies on what makes ERM truly valuable and why the acronym could use an upgrade. Let's get to it! [2:52] Interview! Eric Lobser, Welcome to RIMScast! [3:17] Justin and Eric met last year during a webinar. Eric has a fascinating career. His entire career was at Spire. Originally, it was Laclede Gas Company. Then it became The Laclede Group, and then Spire. Eric's career was 35 years and some months long. [3:53] Justin says that shows our audience that you can have a risk career at one company. You don't need to jump around. If you're doing well, if you're comfortable, if the company's treating you right, and you're doing a good job. [4:10] Eric says the risk career came later in his life. It was the culmination of a lot of other things he did. He had a varied set of positions at Spire. Over time, it was multiple types of companies. As you go through CEOs, things change. [4:31] Eric says he was there for about five CEOs and got to see many different sides of how business operates. [4:49] Eric says he graduated from Boston College in 1990. It was a tough job market. He wanted a job on the East Coast, but it was an expensive place not to have a job. He went back home. [5:08] His stepfather had a contact at the Laclede Gas Company. He interviewed, and they offered him a position, which he took. Within two weeks, he thought he would be crazy to stay at that company more than a couple of years. He thought it was odd they had a few computers. [5:29] Eric came from a school with a library full of computers. You had to sign up to use them. It taught him to use his mind, and it instilled patience. Those elements have been valuable to Eric's career. [6:06] Eric started as a budget analyst and did that for about a year and a half, in the corporate office in downtown St. Louis. [6:33] Then he was fortunate to move to Operations to do the same sort of work with all the department heads to help them with their budgeting, to translate things from Operations into financial terms and get better relationships with the people who ran the business. [6:53] Eric says he got to understand the business better from the view of the boots on the street. [7:04] Justin asks if risk management and ERM came onto Eric's radar in August 2001, when he became the Managing Director for Strategic Planning and Corporate Development. [7:18] Eric says that he had also worked with property insurance in Treasury. There's a big commodity risk at a natural gas company. There are also market risks and credit risks. [7:33] Eric says Strategic Planning was new to The Laclede Group, taking the budget period and extending it out three years, rolling in strategy and planning. [7:49] Eric helped them to develop software for business planning, custom-made from Access, to help support the Balance Scorecard they rolled out. It included something for Initiatives for making improvements, which were tied to Metrics. [8:11] There were Action Items. There was a section where you laid out your different risks and what you were doing to mitigate them. The Action Items often required support from other areas. The software would put that into their business plan so they could see it and collaborate. [8:33] Eric says risk management and collaboration are hand-in-hand. [9:09] Eric speaks of a change in leadership, where they went from mostly looking at operational excellence and continual improvement to a more external look at other businesses, at ways to diversify within the gas industry: storage, pipeline, E&P, and more. [9:40] That was the beginning of the thought processes Eric would go through, looking at different businesses; what can go right with them, and what can go wrong. [9:57] Part of modeling acquisitions is taking a look at those scenarios and looking for the probability of a downside, what that downside looks like, and what will drive it. What has to go right to have the best case? What does the base case look like? What are those probabilities? [10:20] Eric says that was the beginning of understanding how risk and business go hand-in-hand. They can't have opportunity without risk. There's no reward without risk. Understanding that was an element of that job. [10:39] Eric was fortunate to have a tremendous boss during that time who helped him gain critical thinking about how things operate. [10:58] Eric says when they were looking at how other companies operate, they were companies within the gas industry, to stay within their knowledge base, and simplify their business, within the natural gas value chain, from wellhead to burner tip. [11:30] They were looking at exploration & production, gathering & processing, pipelines, underground storage, down to uses for it, including compressed natural gas for vehicles and local distribution utilities. [11:58] Justin suggests that the 13-year period when Eric was in Strategic Planning and Corporate Development, holding several positions, was a key time in his career. Eric says yes, and it was his favorite period. He had gone to school for investment banking and acquisitions. [12:42] Eric says, at the same time, it was a tremendous amount of work. He thought maybe it wasn't the best place to spend his lifetime because of the level of work and stress involved. [13:04] Eric was married and raising a family, and that had to come into play, as well. He says while his wife was extremely patient with him during all those times, sometimes working around the clock, he felt it wasn't the right long-term opportunity for him. [13:20] Eric says one of the things he learned when he was doing acquisitions was developing models for how utilities make money. Eric worked with people who did rate cases at the company, to understand what drove cash flow. [13:47] In doing that, Eric learned how regulations work and how tariffs work. That led to asking himself, if this isn't the right career for me, taking a look at something next to it, which was regulatory and government affairs. [14:27] Eric had already started to learn about it. Once he was in charge, he based it on Missouri regulations. The first acquisition was a company in Kansas City, Missouri. [15:05] The second acquisition was Alagasco in Alabama, and that was a completely different type of ratemaking approach that was annual. They had a formal department. Eric was asked to develop something more formal for the entire company. [15:21] Eric says then they acquired Energy South, which brought them into Mobile and also Mississippi, a third rate jurisdiction. There was a mountain of information to climb. His drive and thirst for knowledge helped him up the curve pretty quickly. [15:53] Eric says relationships and the stuff between the lines are just as important as what you can read about and study. [16:12] Eric says, pulling from his enterprise risk career, one of the impacts is not just financial, but reputation. Reputation is a huge element of rate setting. Your reputation precedes you to the commission that oversees rate case litigation and the parties to the case. [16:47] The parties that are involved include industrials, AARP, low-income groups, an energy efficiency group, and other parties. [17:01] Understanding where they're coming from, and what they're trying to achieve, and working towards something that gives all parties some of what they want, is a key element. [17:18] If you were a bad operator; if you had a significant incident that showed you weren't a safe operator, or you weren't treating your customers well, then going into the rate case, people had their minds set that they wanted to give you not a rate increase but a rate reduction. [17:40] The value of the relationships and the reputation, the stuff that is gray and in between the lines, is not just about what the numbers are but who you are as a business. [17:56] A Quick Break! Many fantastic RIMS events are coming up in 2026. The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [18:12] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:29] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [18:45] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:00] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [19:10] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [19:29] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [19:44] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:04] Let's Return to Our Interview with Eric Lobser! [20:31] Justin asks about compliance at a natural gas company. Eric says his career at a critical infrastructure utility delivering a relatively volatile product to people's homes was very safety-oriented with a lot of rules, regulations, and areas of compliance. [21:04] The whole industry faced a need to replace some of its aging infrastructure. That started when Eric was in Treasury and trying to think about how they would afford all the replacements they were going through. [21:22] It came again when Eric was in Regulatory, trying to understand the balance between safety and rates and what's best for the business and what's best for the customer. [21:53] Compliance is not something you can decide to do a little bit or a lot. You have to meet at least the minimum standards. Spire was always at that point but also found the benefit of going beyond that, to deal with it a little bit more strategically. [22:14] Spire was generally a group that looked at opportunities to do replacement in a way that overall was more cost-effective, exceeding requirements on their compliance. Compliance was an enterprise risk. [22:34] Eric says it was not just making sure they were in compliance, but also what the cost of compliance is and what if people change their minds and all of a sudden want us to do this or that? [22:53] Being a regulated utility, your rates are dependent on somebody deciding you deserve to have this. [23:02] Compliance was more often not physical replacement but putting in another pipe beside the old pipe and terminating the old cast iron pipe that had degraded and become a safety issue. [23:26] Spire always paid attention to where they were getting leaks or water potentially getting into the system and areas of geography that had similar types of risk. [23:39] Spire took a strategic approach to look at the information they were getting and figure out where to go and do wholesale changes rather than responding to risks as they popped up. [23:54] Eric says that was the approach where they took compliance and said if we do more, it probably can be better for us and better for the customer to take a better strategic approach. [24:19] Eric says it's inconvenient and sometimes problematic for people when there are workers in the street. Part of Eric's career was dealing with claims and issues that can happen with construction. The construction was necessary to make sure the system was safe. [24:53] Eric says the most prevalent claims were when they were doing excavation and hit something unmapped, like an underground dog fence or sprinkler system. To be cost-effective, they used reliable outside partners to replace these. [26:44] Eric says that every year, when he was in Strategic Planning, he would help put on a two-day conference for the Board to review company strategy and present new ideas. [27:01] Any time they found an acquisition opportunity that met the muster of the executives, they presented that to the Board. [27:!3] Eric says the Board is extremely interested in rate cases, which are the heart and soul of a utility's business. [27:28] Something Eric found helpful later in his career, doing regulatory work, was to pull together parties without overlapping interests, such as the Board and the Public Service Commission, to help them find agreement on why something was beneficial for the customers. [28:58] Eric says, for the first time or two, presenting to the Board was frightening. He was fortunate enough not to be leading the presentations. He reported to officers who helped develop the business planning and strategy. They helped Eric work his way into bigger roles. [29:32] Eric says when he became more involved in doing the modeling, one time he was called by the CEO to speak to the Board while he was on a family vacation. His wife reminds him of this. The Board was very interested in the upside case and downside case of a model scenario. [30:31] Eric says in that phone call he had to give the Board a rigorous view of why they should spend $1.1 billion on this acquisition. While exciting, Eric says presenting to the Board was a very stressful part of the job. They're relying on things that he's saying to them. [31:12] Eric says acquisitions have their own timeline and they develop however they want to. It's not like going to the grocery store to pick up something. When something pops, it pops, and it's all hands on deck. You don't stop until the job is done. [31:35] One more Quick Break! RIMS, The Foundation for Risk ManagementTM, is dedicated to shaping the future of the profession. By making a contribution, you are strengthening the global risk management community and investing in the future of the industry. [31:55] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [32:09] You can learn more about the Foundation by visiting www.RIMS.org/FRM. While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [32:28] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM. [32:36] Let's Return to Our Interview with Eric Lobser! [32:52] Eric says that it seems to him that if people viewed Enterprise Risk Management more as Enterprise Value Management, they would better understand that it's more about what you need to do to improve the value of your company. [33:19] In Eric's Strategic Planning days in Corporate Acquisitions, he learned that Expected Value is about changing probabilities, not just the impact of those probabilities. [33:32] Eric says Enterprise Risk Management does a great job of addressing both the likelihood and the impact of things going wrong and things going right. What you're building with ERM is value. You're adding to the value of the company. [33:46] Eric thinks more people would engage. It would resonate with a lot of the corporate cultures to look at ERM as a way to build value for the company. [34:08] Justin says that for almost eight years, Eric was the Spire VP of ERM. Justin asks if Eric was able to hit the ground running, going from Regulatory and Government Affairs into ERM. [34:32] Eric says the position started with Insurance, and then Commodity Risk Management, other elements of the business that helped him up the learning curve. From Acquisitions, Regulatory, Operations, and Customer Service, Eric understood a lot about the business. [34:55] Eric says having a couple of years when he was in charge of Spire's Insurance program, including Captive Management, where you retain risk instead of transferring it, was a great transition to eventually getting Enterprise Risk. [35:31] Eric says he read every book he could get his hands on in the time he had. He noticed some of the things they were doing were based on ISO 31000. Eric read through ISO and COSO. COSO felt very intricate and detailed. [36:10] Eric asked himself what the potential was that we were going to adopt something. The culture of the business manages the risk. ERM oversees how the business manages risk. Eric wanted to pick a framework that fit more with Spire's corporate culture. [36:39] Eric says ISO 31000 is adjustable. He felt like it was a good fit. It was more about strategy and enterprise than Spire's focus had been. It was not just about what could go wrong and what they should be concerned about happening, but what must go right. [37:22] Eric says that looped in what he learned in Strategy, what they have to do to be successful, and what could derail them from that. Spire transitioned a little bit less away from risks and more to strategic imperatives and what they had to do to achieve their strategic vision. [38:02] Justin asks about ERM conferences and what makes a great ERM session. Eric says it's a practitioner who has lived through it with real-world experience on what works, what doesn't work, and why it didn't work. [38:18] Eric says everything's specific to the company, so what works for one may not work for another. An experienced practitioner brings a level of credibility that is important. Eric wants a presenter who focuses on what helps a company be more successful in executing its strategy. [38:41] Eric says a lot of presentations go into risk registers and software, but in the end, risk management is change management, with very complex systems. The presenter should speak to engaging the business, getting different areas to collaborate, and making better decisions. [39:31] Eric says those decisions are about how you allocate resources. Resources are limited. You can't do everything, so you prioritize. [39:41] ERM helps you to prioritize better, using a process of identification and assessment, to help you understand how important a risk is in relation to other risks, how soon it needs to be dealt with, and what level of mitigation and controls you already have in place. [40:13] Eric says, ERM helps you determine if this risk is extremely well-managed and there are resources you can take away from it to put toward a risk that's less well-mitigated. [40:22] Eric says a good ERM session presenter talks about how ERM helps a corporation make better decisions and effectuate those resource allocations that then help that company to be more successful. That's what ERM is about, and when somebody talks about that, it resonates. [41:02] Eric says when he hears a concept that really resonates with him, he tries to pull those concepts together. He has used principles from the Enterprise Risk Oversight Committee. [41:44] Justin says the Global ERM Award of Distinction call for submissions is open. You can send in those nominations now. RIMS Global ERM Award of Distinction nominations are open through Aug. 21! [41:57] Justin asks Eric what makes an Enterprise Risk Management program award-worthy. Eric says some of it is going to be based on the eye of the beholder. Enterprise Risk should be customized to the culture. People are going to view what makes a great program differently. [42:28] Eric says that the SERMC is looking for, with the diverse perspectives of the members, a program that is well-integrated into Strategic Planning, helps the business make decisions, and most importantly, helps it be more successful, with fewer downturns, than their competitors. [43:09] Eric says the business manages risk. ERM can help oversee what they're looking at and turn its attention to important things, and help determine the best ways to mitigate or treat risk, or support what they are doing, so the strategy prevents threats from derailing the company. [43:33] Eric says, in the end, a company that is consistently successful is probably the mark of a good Enterprise Risk Management program. [43:51] Justin says, we're going to see you again on November 19th and 20th in Columbus, Ohio at the RIMS ERM Conference. You can get your nominations in now for the RIMS Global ERM Award of Distinction. We'll have a special awards ceremony, like we do every year. [44:07] Eric, it has been such a pleasure to have you on RIMScast! I look forward to seeing you in Columbus. [44:19] Special thanks again to Eric Lobser for joining us here on RIMScast. We appreciate him and all the great work he does for the RIMS SERMC. The call for nominations for the RIMS Global ERM Award of Distinction is open; a link is in this episode's show notes. [44:36] There are specific attributes that will make a nomination truly award-worthy. Submit your nominations today! [44:42] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [45:00] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support! Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 | RIMS ERM Global Award of Distinction nominations open through Aug. 21! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available The Strategic and Enterprise Risk Center RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All Related RIMScast Episodes: "Board Reporting and ERM in 2026 with Trisha Sqrow and Suzanne Christensen" "The Future of Strategic Risk Management" with John Button "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Emerging Risks and AMRAE's RMIS Panorama 2026 with François Beaume" "Strategy and Change with Ward Ching and Aaron Olson" Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Eric Lobser, SERMC Member Production and engineering provided by Podfly.
Most of us think the hard part of entrepreneurship is strategy. Then we hit a moment where the tactics work, the money shows up, and we still feel restless, split, or oddly numb. That's where this conversation goes. I'm joined by leadership coach and author Celine DaCosta to talk about shadow work, wholeness, and why the stories we tell about our past quietly shape our leadership, our relationships, and our financial decisions.We dig into Carl Jung's idea of the shadow and what “integration” looks like in real life: noticing the parts we've pushed away, bringing them back into awareness, and letting them belong. Celine shares a four-phase map of human transformation that shows up again and again for founders: awakening to a repeating pattern, reckoning with the identity that needs to die, entering the void and stillness after the chaos, and finally sharing a new story through your work. We also name a trap I see constantly in business and brand building: trying to launch, publish, or “rebrand” from phase two, then calling it a marketing problem when it's really an identity problem.From there we get practical. Celine walks me through a simple way to rewrite the future from a clean slate by dropping into the body, naming values, and choosing the path that expands rather than contracts. We close with her upcoming book, The Burning Ground, which tells the story of her circumnavigating the globe through pure human connection and turning that journey into a companion for anyone navigating a major transition.If you're building a purpose-driven business and you want a healthier relationship with money, work, and yourself, listen now. Subscribe, share this with a friend who's in a crossroads season, and leave a review with your biggest takeaway.More about our Guest, Celinne Da CostaThought Leader, Speaker and AuthorCelinne Da Costa is an author, speaker, and advisor who helps leaders close the gap between who they are and how they lead—through story, subconscious reprogramming, and strategic communication.Her methodology blends neuro-linguistic programming, somatic work, and cutting-edge brain-change techniques into a multidimensional approach that works across mind, body, and nervous system. This is how her clients create transformation that holds—not just insight that fades.Featured in TEDx, Forbes, Entrepreneur, and Business Insider, Celinne has supported Fortune 150 executives, industry leaders, and thousands of students across 60+ countries to shed limiting stories and build what's next—on their own terms.Her mission is to support leaders to create meaningful change in the world by living, leading, and communicating from soul alignment—and become the greatest story they've ever told.Website: https://celinnedacosta.com/Email: celinne.da.costa@gmail.comThe Book: https://theburningground.com/Facebook: https://www.facebook.com/CelinneDaCostaInstagram: https://www.instagram.com/celinnedacosta/X(Twitter): https://x.com/CelinneDaCostaYouTube: https://www.youtube.com/c/CelinneDaCostaChannelHear Past episodes of the Way2Wealth Podcast!https://theway2wealth.comLearn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisorhttps://www.carsonwealth.com/team-members/scott-ford/Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.
Welcome to today's episode of FreightWaves Today! In this episode, we explore the cutting-edge technology, Q2 financial results, supply chain strategies, and market dynamics shaping the logistics and transportation industry. Here is what we cover in today's show: AI-Powered Freight Execution with Overroute Alex Reed, Founding CEO of Overroute, joins the show to discuss the official launch of their AI-led freight execution platform. Developed in a year-long co-design partnership with J.B. Hunt, the platform uses AI agents to automate shipment coordination, detect exceptions, and streamline customer communications directly within existing carrier systems. Alex breaks down how the technology works day-to-day, how exceptions are handled, and the role of human oversight in AI-driven logistics. RXO Q2 Earnings & Market Share Growth Drew Wilkerson, Chairman and CEO of RXO, breaks down the company's Q2 financial performance and market strategy. RXO reported strong volume growth across its business, with truckload volume outperforming the market by growing 2%. Drew shares how a 42% spot mix drove gross profit per load, the impact of agentic AI on operational productivity, and why he believes the freight market is in the early stages of a recovery. Managing Summer Retail Surplus & Returns Amrita Bhasin, Co-Founder and CEO of Sotira, returns to discuss how retailers are navigating late-summer return spikes and excess seasonal inventory heading into fall. Amrita explains how Sotira leverages AI to match overstock inventory with secondary buyers and donation markets—helping brands protect their bottom line while keeping surplus goods out of landfills. Transportation M&A & Freight Market Capacity Craig Decker, Managing Director at Brown Gibbons Lang & Company, provides an inside look at the dealmaking environment across logistics and transportation. Craig explores how capacity leaving the system—rather than a surge in demand—is driving early signs of freight market recovery, and what buyers and sellers need to know about transportation M&A activity heading into 2026. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
AI, automation, and digital transformation are reshaping the mortgage industry, but none of them can reach their full potential without a strong data foundation.In this episode of Actualizing Success, Actualize Consulting Partner Matt Seu is joined by Brian Vieaux, President of MISMO, and Geran Combs, Managing Director at Actualize, to explore why MISMO adoption remains one of the industry's biggest challenges, how organizations can reduce implementation friction, and why standardized data is becoming a strategic advantage for lenders, servicers, investors, and technology providers.For more than 20 years, Actualize Consulting has served as a trusted advisor to organizations navigating complex business and technology transformations. Through our longstanding partnership with MISMO, active leadership in industry workgroups, and deep implementation expertise, we've helped organizations translate mortgage data standards into practical, scalable business solutions.In this episode, you'll learn:Why MISMO adoption continues to challenge organizations—and why it's worth the investment.How standardized data creates the foundation for AI, automation, and future innovation.Why data strategy is becoming a competitive advantage across the mortgage industry.Common implementation challenges and practical ways to overcome them.How modern technology can dramatically reduce the time, cost, and complexity of adoption.Why participating in MISMO workgroups helps organizations anticipate industry changes and shape future standards.How collaboration across the mortgage ecosystem is driving innovation.What organizations should consider when building a scalable, future-ready technology strategy.Planning a MISMO implementation or mortgage technology transformation? Actualize's team of trusted advisors brings more than 20 years of experience helping organizations accelerate adoption, reduce implementation risk, and build scalable, future-ready solutions through our longstanding partnership with MISMO. Visit us online to connect with our team of trusted advisors: https://www.actualizeconsulting.com/ Join the conversation and follow us on LinkedIn for ongoing insights, knowledge sharing, and strategy perspectives from our global team. https://www.linkedin.com/company/actualize-consulting We'd love to hear from you! If you have any questions, comments, or would like to collaborate on a future episode, please get in touch with us at podcast@actualizeconsulting.com
Playing the Long Game: Lessons from a HUD Specialist and a Soft Serve Stand I sat down with Gemma Geldmacher, Managing Director of Mortgage Banking at Berkadia, to talk about her successful career and her blog — Playing the Long Game: Hard Lessons Through Soft Serve. It's the story of watching her parents immigrate from Australia in 1984 with three kids, buy a local community ice cream shop, and the lessons that came with it. The business lessons inside that shop can help all of us in business and life. Here are a handful of the lessons Gemma and I talked about: * Efficiency is an act of love. * The universe may have plans you didn't expect. * Consistency isn't a tactic. It's a legacy. * The partner you choose changes everything. * Showing up isn't optional. * The rigid path is a trap. * Someone saw it before you did. * Legacy is built in the ordinary moments. * Reflection is a competitive advantage. * AI won't replace you. Accepting the output will. --- Gemma is a managing director at Berkadia where she has been a loan originator for 10 years. Prior to that she had over eight years experience underwriting and screening commercial real estate loans. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Gemma Geldmacher: Website: www.berkadia.com LinkedIn: https://www.linkedin.com/in/gemmageldmacher Article: https://www.linkedin.com/pulse/playing-long-game-hard-lessons-through-soft-serve-gemma-geldmacher-q05he/? Bio: https://www.berkadia.com/people-and-locations/people/gemma-geldmacher *E - explicit language may be used in this podcast.
Lauren Holden is Managing Director, Head of Retail at AEW, one of the world's largest real estate investment managers, with about $40 billion under management in the US. Holden discusses AEW's retail portfolio of roughly 45 assets and 10.5 million square feet, from enclosed malls to grocery anchored neighborhood centers, and why the community center is her favorite property type. She also covers the firm's move into ground-up development, how it finds deals in a tough acquisitions market, the role of food and beverage in driving dwell time, and what she looks for when hiring a leasing or management firm. James Cook is the Director of Retail Research in the Americas for JLL. Subscribe: Apple Podcasts | Spotify Listen: WhereWeBuy.show Email: jamesd.cook@jll.com YouTube: http://everythingweknow.show/ Read more retail research here: http://www.us.jll.com/retail Theme music is Run in the Night by The Good Lawdz, under Creative Commons license.
Advertising SponsorThis episode is brought to you by Arcadia Green Coffee, Colombian coffee exporters taking fresh green coffee from Colombia to the world, farm to roastery, direct. New office now open in the UK.Instagram: https://www.instagram.com/arcadiagreencoffee/WhatsApp: https://wa.me/353877871523Episode DescriptionThis is episode 1 of a five-part investigative series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.Across this series, we are asking a larger question: What happens when trust, trade and accountability break down in the global coffee supply chain?In this first episode, podcast host Lee Safar is joined by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with four of the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins the series as translator.Before getting into the Benecke dispute itself, this episode establishes who these cooperatives are and the role they play in the lives and businesses of hundreds of smallholder coffee producers.**Correction: In this episode, Arthur E. Darboven was described in a way that could suggest he remained part of Benecke Coffee's executive management during the 2025 payment crisis. Subsequent verification of corporate-register information indicates that he ceased serving as Managing Director of Benecke on 25 April 2024. His ownership position after that date, and any continuing involvement in Benecke's affairs, remain under investigation. We are updating the record accordingly.Emerson explains that Sanchirio Palomar represents 633 small coffee producers, including 220 women, while Anabel describes Ubiriki Valley as a cooperative with 845 members. The conversation explores the work cooperatives carry out across production support, certification, quality control, processing, financing, transportation and access to international coffee markets.That context matters because when an international coffee transaction fails, the unpaid invoice is only one part of the risk.The cooperatives have already financed coffee purchases, supported production, processed and prepared the coffee for export, managed certifications and logistics, and assumed significant commercial and financial exposure before receiving payment from an overseas buyer.The conversation then turns to how the cooperatives began working with Benecke Coffee.Anabel says Ubiriki had worked with Benecke for more than five years and historically had a good commercial relationship with the company, with approximately 25–30% of the cooperative's sales going through Benecke.Emerson says Sanchirio Palomar began trading with Benecke in 2025 and sold seven containers of organic Fairtrade coffee. According to Emerson, five containers were paid for while two remained unpaid at the time of recording.Óscar says the four Peruvian cooperatives he is working with are pursuing claims connected to approximately 18 containers with an estimated value of around US$3 million. He also says there may be additional cooperatives that were affected but did not become formally registered creditors in the insolvency proceedings.Episode 1 lays the foundation for the rest of the investigation: who the cooperatives represent, how much risk they carry, how the relationships with Benecke developed, and the scale of the claims now being pursued.In Episode 2, we follow the coffee from Peru to Germany to understand how these transactions were structured, when payment was expected, and where the commercial process began to break down.Connect with our guests here:Anabel Barrientoshttps://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-peecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, the insolvency proceedings and other organisations reflect the accounts of the participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Advertising SponsorThis episode is brought to you by Arcadia Green Coffee, Colombian coffee exporters taking fresh green coffee from Colombia to the world, farm to roastery, direct. New office now open in the UK.Instagram: https://www.instagram.com/arcadiagreencoffee/WhatsApp: https://wa.me/353877871523Episode DescriptionThis is episode 1 of a five-part investigative series of The Daily Coffee Pro Podcast by Map It Forward examining what happened between Benecke Coffee in Germany and coffee cooperatives in Peru pursuing claims for coffee they say remains unpaid.Across this series, we are asking a larger question: What happens when trust, trade and accountability break down in the global coffee supply chain?In this first episode, podcast host Lee Safar is joined by Emerson Carrasco, General Manager of Sanchirio Palomar Cooperative; Anabel Barrientos, General Manager of Ubiriki Valley Cooperative; and Óscar Inocente, a lawyer working with four of the affected Peruvian cooperatives. Ana Maria Donneys from Café Primitivo joins the series as translator.Before getting into the Benecke dispute itself, this episode establishes who these cooperatives are and the role they play in the lives and businesses of hundreds of smallholder coffee producers.**Correction: In this episode, Arthur E. Darboven was described in a way that could suggest he remained part of Benecke Coffee's executive management during the 2025 payment crisis. Subsequent verification of corporate-register information indicates that he ceased serving as Managing Director of Benecke on 25 April 2024. His ownership position after that date, and any continuing involvement in Benecke's affairs, remain under investigation. We are updating the record accordingly.Emerson explains that Sanchirio Palomar represents 633 small coffee producers, including 220 women, while Anabel describes Ubiriki Valley as a cooperative with 845 members. The conversation explores the work cooperatives carry out across production support, certification, quality control, processing, financing, transportation and access to international coffee markets.That context matters because when an international coffee transaction fails, the unpaid invoice is only one part of the risk.The cooperatives have already financed coffee purchases, supported production, processed and prepared the coffee for export, managed certifications and logistics, and assumed significant commercial and financial exposure before receiving payment from an overseas buyer.The conversation then turns to how the cooperatives began working with Benecke Coffee.Anabel says Ubiriki had worked with Benecke for more than five years and historically had a good commercial relationship with the company, with approximately 25–30% of the cooperative's sales going through Benecke.Emerson says Sanchirio Palomar began trading with Benecke in 2025 and sold seven containers of organic Fairtrade coffee. According to Emerson, five containers were paid for while two remained unpaid at the time of recording.Óscar says the four Peruvian cooperatives he is working with are pursuing claims connected to approximately 18 containers with an estimated value of around US$3 million. He also says there may be additional cooperatives that were affected but did not become formally registered creditors in the insolvency proceedings.Episode 1 lays the foundation for the rest of the investigation: who the cooperatives represent, how much risk they carry, how the relationships with Benecke developed, and the scale of the claims now being pursued.In Episode 2, we follow the coffee from Peru to Germany to understand how these transactions were structured, when payment was expected, and where the commercial process began to break down.Connect with our guests here:Anabel Barrientoshttps://www.linkedin.com/company/cooperativa-cafetalera-valle-ubiriki gerencia@ubiriki.com.peEmerson Carrascohttps://www.linkedin.com/in/emerson-carrasco-791b9871/https://www.linkedin.com/company/sanchirio-peecarrasco@sanchirio.comOscar Innocenteoinocente@hotmail.comWhatsApp +51 995 147 869https://www.linkedin.com/in/oinocente/For media, contact Nataly Fabrikantovahttps://www.linkedin.com/in/nataly-fabrikantova-82609219a/Editorial Note:This series concerns an active insolvency and ongoing creditor claims. Statements concerning Benecke Coffee, the insolvency proceedings and other organisations reflect the accounts of the participants unless otherwise identified. Allegations should not be understood as findings of wrongdoing.If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. ***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforward‘The Coffee Report': https://www.patreon.com/mapitforward Instagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Africa is rapidly embracing electric mobility, but can electric vehicles really transform how Africans move?In this episode of The Long Form Podcast, we sit down with Jones Kizihira, Managing Director of BasiGo Rwanda, for a deep conversation about electric buses, EV adoption, public transport and the future of African cities. We explore why electric buses can be cheaper than diesel over their lifetime yet remain difficult for transport operators to adopt; whether Africa has the charging infrastructure, financing and technical capacity required for mass electrification. This conversation asks a bigger question: as Africa's cities grow, should we simply electrify the vehicles we already have—or completely rethink how Africans move, work and live?Sponsors:ShieldTech Hub- https://www.shieldtechub.com Akagera Medicines- https://www.akageramedicines.com BasiGo Rwanda- https://www.basi-go.com/rwanda CanalBox-https://www.canalbox.rwJoin our Patreon to enjoy ad-free viewing https://www.patreon.com/cw/TheLongFormPod or support us via our MTN Mobile Money Code 95462 or directly to our phone number: +250795462739Visit Sanny Ntayombya's Official Website: https://sannyntayombya.comProduced by LF Media
What happens when AI agents begin doing more than following instructions and start actively deceiving the people around them?In the latest episode of This Week in European Tech, Dan Bowyer and Mads Jensen of SuperSeed are joined by Sion Evans, Managing Director at VenCap, to discuss a new AI security test where models created fake identities, tried to manipulate an open-source maintainer and attempted to hide what they had done when challenged.They look at what this means for cybersecurity, why increasingly autonomous systems create new attack vectors and how AI itself may become part of the defence.The episode also covers the wider shifts shaping European tech and venture this week.HighlightsAI agents, deception and the next cybersecurity challengeGoogle DeepMind's shift from research towards executionWhy venture returns remain dominated by a handful of outliersEurope's growth capital challenge and who should manage itWhy US investors are finding more opportunities in European techThis week's notable deals in AI chips and energy storage
What would it actually take to make New Zealand wealthier?Sam Stubbs, Co-Founder and Managing Director of Simplicity, shares his blueprint for New Zealand's future, exploring tax reform, inequality, KiwiSaver, domestic investment, AI, infrastructure and why saving and investing more could be the key to building a wealthier country for generations to come.Next steps:Explore Simplicity's approach to KiwiSaver, investing and long-term wealth creation.Looking for personalised financial advice? Learn how Lighthouse Financial can help you make confident decisions with your money.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
With nearly 40 years in tax and wealth management, Mark Miller helps business owners, executives, and high-net-worth individuals build, protect, and sustain their wealth. As a best-selling author, his book Hilton Wealth: How to Invest Like an American Dynasty reveals the investment and tax strategies used by Fortune 500 firms and the Hilton family.Featured in over 200 major publications, including Kiplinger's, The New York Times, and Money Magazine, Mark has also appeared as a financial expert on Fox News and national media. Recognized as a Presidential Businessman of the Year, he received a personal commendation from President George W. Bush.Miller is the Managing Director of the Hilton Family office and CEO of Hilton Tax and Wealth Advisors, partnered with J. Bradley Hilton , the grandson of the legendary Hotelier Conrad Hilton. Via their Hilton TruWealth Portfolios™, Mark empowers clients with Smart Money level wealth-building strategies, ensuring financial security and lasting legacies. Hilton's mission is to help clients invest and grow wealth like an American DynastyLearn More: https://www.hiltonwealth.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-miller-president-and-ceo-of-hilton-wealth
Melissa Folz - Managing Director of NonOp at Chord Energy joins the podcast to break down the strategic benefits of having a dedicated NonOp team within a large E&P company. **Disclaimer: This podcast is meant for informational purposes only and does not constitute investment advice. A big thanks to our 3 Minerals & Royalties Podcast Sponsors:--Tokenized Energy: If you are interested in allocating capital to oil & gas minerals, royalties, and nonop assets in order to earn digital mailbox money, then visit www.tokenizedenergy.com or download the Tokenized Energy app for your Apple or Android phone.--Tracts: If you are interested in learning more about Tracts title related services and software, then please call 281-892-2096 or visit https://tracts.co/ to learn more.--Farmers National Company: For more information onFarmer's land management services, please visit www.fncenergy.com or email energy@farmersnational.com
With nearly 40 years in tax and wealth management, Mark Miller helps business owners, executives, and high-net-worth individuals build, protect, and sustain their wealth. As a best-selling author, his book Hilton Wealth: How to Invest Like an American Dynasty reveals the investment and tax strategies used by Fortune 500 firms and the Hilton family.Featured in over 200 major publications, including Kiplinger's, The New York Times, and Money Magazine, Mark has also appeared as a financial expert on Fox News and national media. Recognized as a Presidential Businessman of the Year, he received a personal commendation from President George W. Bush.Miller is the Managing Director of the Hilton Family office and CEO of Hilton Tax and Wealth Advisors, partnered with J. Bradley Hilton , the grandson of the legendary Hotelier Conrad Hilton. Via their Hilton TruWealth Portfolios™, Mark empowers clients with Smart Money level wealth-building strategies, ensuring financial security and lasting legacies. Hilton's mission is to help clients invest and grow wealth like an American DynastyLearn More: https://www.hiltonwealth.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-miller-president-and-ceo-of-hilton-wealth
Eric Oberstein is a Cuban-American 2x Grammy® and 2x Latin Grammy® -winning producer, curator, artist manager, arts administrator, and educator. He runs an artist management and producing company, and an arts management consultancy that produces programming and advises cultural organizations on strategy. Two of his clients are Claudia Acuna and Kali Rodriguez-Pena, both of whom have been guests on this podcast. Eric has served as Managing Director of Harlem Stage; a Director of Duke Performances at Duke University; and Executive Director of the Afro Latin Jazz Alliance. He is also an educator. On top of all this he's a saxophonist and drummer. My featured song is “Mi Cachimber All Stars”, one of my recent singles. Spotify link. —------------------------------------ The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries! Click here for Start Here Click here for All Episodes Click here for Guest List Click here for Guest Testimonials Click here for Pillars Click here for Robert's Project Grand Slam Click here to Subscribe Click here to receive our Email Updates Click here to Rate and Review the podcast —---------------------------------------- CONNECT WITH ERIC:www.ericoberstein.com —------------------------------------ ROBERT'S NEWEST RELEASE:“THE BUZZ” - Ft. Darius de Haas (vocals) and Dave Eggar (Celo). Short, Sweet and Totally Different CLICK HERE FOR OFFICIAL VIDEO CLICK HERE FOR ALL LINKS —-------------------------------------- Audio production: Jimmy RavenscroftKymera FilmsConnect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comFollow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.com
If you want to operate in the private client and high-net-worth space, you cannot afford to just be "the insurance guy." Sophisticated buyers, ranging from $100 million to $29 billion in net worth, can smell a product pitch from a mile away. To win these relationships, you must master the art of leading with planning, embracing complexity, and speaking the language of their CPAs, attorneys, and family offices.My guest, Dan Bergen, Managing Director of Private Client at Higginbotham and former Head of Insurance at Goldman Sachs, joins me to discuss what it takes to operate at the absolute highest level of the industry. Dan breaks down his journey from the Northwestern Mutual internship and semi-pro hockey to quarterbacking complex strategies like Private Placement Life Insurance (PPLI). We discuss the difference between needs and wants for the ultra-wealthy, the exact formula for a "zeroed-out estate tax plan," and why the most powerful thing an advisor can say is, "You are actually not a good fit for what we do."▶▶ Sign Up For Your Free Discovery Callhttps://completegameu.com/request-a-callTimestamped Outline(00:00) Lead with Planning, Not Insurance: Introducing Dan Bergen(01:29) Earning Your Stripes: The Northwestern Mutual Experience and the Power of 10-3-1(04:31) Evolving to Private Wealth: Merrill Lynch, Lincoln Financial, and Goldman Sachs(05:29) The "Thanksgiving Day Rule": Why Culture Matters at Higginbotham(07:45) Failing Quickly: How Curiosity and the "Ready, Fire, Aim" Mentality Drives Success(10:19) The Semi-Pro Hockey Injury: Breaking a Neck and the Dangers of the OHL(13:08) Learning from the Losses: The Importance of the Post-Loss Debrief Email(15:03) Needs vs. Wants: Changing Your Approach for Ultra-Wealthy Clients(16:42) The Power of "No": Why You Must Tell Prospects When They Aren't a Fit(17:56) Speaking the Language: Understanding Complex Estate Planning Tactics (SLATs, FLPs, IDGTs)(20:01) Kids, IRS, or Charity: The "Zeroed-Out" Estate Tax Plan(22:32) The Complexity of Sophistication: Upgrading Your Game for the Billionaire Buyer(26:34) Dealing with Egos: How to Collaborate with Wealth Managers Who Hate Insurance(29:00) Turning Down the Sale: Why Pushing Premium Finance Can Be a Trap(31:15) Private Placement Life Insurance (PPLI): Exploiting IRC 7702 for "Structural Alpha"(38:15) Taxes for the Fee and Not for Me: Amplifying Yields and Eliminating Tax Drag(41:36) Turning a Loss into a Win: Sourcing SpaceX Pre-IPO Shares for a Client(43:59) Dan's Lightning Round: Saunas, Cold Plunges, and Functional Patterns BiomechanicsCONNECT WITH ANDY NEARY
Andy founded Levison & Co., the predecessor of Southfield Capital, in November 2002. Before that, he was the Head of Leveraged Finance at Donaldson, Lufkin & Jenrette (DLJ), where he oversaw banking and origination activities for all of the firm's investment banking products for leveraged companies. In particular, Andy focused on high yield securities, leveraged bank loans, bridge loans, and mezzanine/equity investments. While at DLJ, Andy also served as Co-Chairman of the Credit Committee and as a member of the Management Committee of the Investment Banking Division and the Banking Review Committee. Prior to joining DLJ, he was a Managing Director of the Leveraged Buyout Group at Drexel Burnham Lambert and a Vice President of the Special Finance Group at Manufacturers Hanover Trust. Andy has served on the boards of over 25 public and private companies related to investments and is currently on the board of directors of Ferrellgas Partners, L.P. (NYSE: FGP), Protos Security, Pacific Landscape Management, Property Management Holdings, TFS, and the Levison/Present Foundation at Mount Sinai Hospital. Andy was also the President of The Red Ribbon Foundation in Greenwich, CT. He earned a B.S. degree in Finance from Babson College.
Host Mark Benzaquen sits down with Sara Levin, Managing Director, ETF and Derivative Trading at WallachBeth Capital, for her very first podcast appearance. Fresh off moderating a panel at the Options Industry Conference, Sara breaks down the rapid growth of derivative ETFs — from buffer and defined outcome strategies to FLEX options and box ETFs. She explains how the ETF wrapper has made sophisticated derivatives accessible to both retail and institutional investors, why education remains essential as these worlds collide, and what it really means to take a scalpel rather than a sledgehammer to the market.
What if the secret to filling your hygiene schedule isn't chasing new patients, it's calling your existing ones? In this episode, Kendall sits down with Greg Brooks, Managing Director at Global Strategic, to talk through how remote staffing is helping practices fix one of their biggest blind spots: hygiene reactivation. Greg breaks down why local teams struggle to keep up with consistent outreach, how a dedicated remote team can turn a 3 to 5% rebooking rate into 45 to 50%, and why that shift ripples into treatment acceptance too. He also gets honest about where offshore staffing goes wrong when practices skip the onboarding and communication piece that makes it actually work.
In this episode, Matthew Ray Scott, MS, Principal & Managing Director, FEED. The Agency, and Scott Sigman,MD, Orthopedic Surgeon, Podcaster, and Pioneer in opioid-sparing surgery, discuss their new book Physician Brand Rx, sharing how physicians can build trust, strengthen their digital presence, and shape their professional reputation in the age of AI.
Dave Santoni, Managing Director at Audax Private Equity, joins Sean Mooney to discuss how decades in investment banking shaped his approach to sponsor coverage, business development, and private equity. He shares what Audax looks for in niche market leaders, how the firm uses industry mapping and add-on acquisitions to build stronger businesses, and why preparation before a process can create real edge. Dave also explains how Audax is using AI across sourcing, diligence, portfolio support, and exits without losing sight of relationships and curiosity. This is a sharp look at how modern private equity firms win before the book ever hits the inbox—hit play. Episode Highlights • 2:00 - Dave's path from Philadelphia and Omaha to law school, banking, and Audax • 6:31 - Why Audax felt like the right next chapter after decades of deal work • 10:19 - Coaching youth basketball and the lasting pull of sports, teams, and leadership • 13:28 - What Audax looks for in niche market leaders across its core verticals • 16:16 - Using add-on acquisitions to expand markets, customers, and capabilities • 21:48 - How Audax maps industries before ownership to accelerate add-on activity • 28:00 - AI becomes a major value creation priority across the firm and portfolio • 39:39 - Dave's advice to his younger self: be more curious, earlier For more on Audax Private Equity, visit https://www.audaxprivateequity.com/ For more on David Santoni, visit: https://www.linkedin.com/in/dsantoni/
Learn more about Astraeus Wealth Management: http://astraeuswealth.com/partner-with-us Guy Adami is joined by Peter Boockvar, CIO of OnePoint BFG Financial, to break down the growing cracks in the Bank of Japan's decades-long rate repression experiment and what a yen reversal could mean for global bond markets. They dig into the historic move in Treasury yields following Kevin Warsh's press conference, rising credit stress in the AI trade (including Meta's off-balance-sheet financing and CoreWeave's blown-out credit default swaps), and why single-stock volatility may be signaling something bigger. They close out with a deep dive on gold — why central banks keep buying even as the metal cools off. Then, Dan Nathan and Guy Adami sit down with Jin Hennig, Managing Director and Global Head of Metals at CME Group, live from CME's New York office. They cover gold's pullback from its 2026 highs, the case for why central bank demand isn't going anywhere, the launch of CME's new 24/7 gold futures product, and what the September Fed meeting could mean for prices. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal MediaThe financial opinions expressed in Risk Reversal content are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on Risk Reversal.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in Risk Reversal carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose.Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.