Podcasts about QR

Charlie Parker went on National Panhandler Radio to reveal a new QR code that will prove your vaccine status but don't worry it's completely voluntary until it's not that is.

The X1 credit card harnesses the power of technology to offer higher credit limits, an aggressive rewards program, and unique automated features driven by a mobile app. Created by Twitter alums Deepak Rao and Siddharth Batra, and supported by PayPal co-founder Max Levchin and Instagram's former head of product, Kevin Weil, the X1 card targets younger consumers who want a tech-savvy, elegantly designed stainless steel card. At introduction, there was a 350,000 person waitlist for the card. I'm excited to have Siddharth Batra, co-founder of X1 Card on the Banking Transformed podcast. He discusses the strategy behind introducing a new credit card to an underserved segment and the potential for growth beyond payments. This episode of Banking Transformed is sponsored by FIS. GoCart recognizes email addresses and lets consumers pay quickly anywhere – with no passwords and no long forms. Consumers can pay faster for anything – even things they wouldn't expect like healthcare, processional services, and more. GoCart goes beyond online checkout and allows consumers to pay easily by email, text, or with QR codes.  Find out how you can use GoCart to simplify payments and increase your sales at GoCartpay.com/podcast.   FIS. Advancing the way the world pays banks and invests.

Today on Boston Public Radio: We begin the show by asking listeners about how they are reacting to the latest news about the Omicron variant. Michelle Singletary gives tips on how to budget for the holiday and avoid scams during the shopping season. Singletary is a nationally syndicated columnist for The Washington Post, whose award-winning column "The Color of Money" provides insight into the world of personal finance. Christopher Muther talks about the latest locations of Getaway House, a Cambridge-based startup of tiny homes offered for vacation rental, and weighs in on ABBA's latest album in 40 years, Voyage. Muther is a Boston Globe travel columnist and travel writer. Gov. Charlie Baker discusses why testing is not more widely available across the state, his efforts to create a single QR code showing proof of vaccination and his dissatisfaction with the state legislature's delay in spending the American Rescue Plan Act money. Baker is the governor of Massachusetts.  Revs. Irene Monroe and Emmett G. Price III react to the conviction of Ahmaud Arbery's murderers last week. Monroe is a syndicated religion columnist, the Boston voice for Detour's African American Heritage Trail and co-host of the All Rev'd Up podcast. Price is the founding pastor of Community of Love Christian Fellowship in Allston, the inaugural dean of Africana studies at Berklee College of Music and co-host of the All Rev'd Up podcast. Keith Lockhart mourns the loss of composing giant ​​Stephen Sondheim, who died on Friday. He also previews Boston Symphony Orchestra's Holiday Pops performance. Keith Lockhart is conductor for the Boston Symphony Orchestra, and will be leading the Boston Holiday Pops this season, which starts Dec. 2 and runs through Christmas eve. Anne Barrett Doyle shares memories of Phil Saviano, a survivor of clergy sexual abuse who played a large role in bringing the story to the public, who died on Sunday. Doyle is the co-director of BishopAccountability.org, an online library tracking global clergy sexual abuse in the Catholic Church.

Did Your Computer Have "Intel Inside"? It Won't For long! We're going to talk a little bit about shopping right now. Then we'll get into our chip crunch, and why Intel is being left on the side of the computer road. [Following is an automated transcript.] [00:00:16] There's lots of fun stuff to do. And it's kind of fun getting out of the house. Isn't it getting out, going out, going around? There's a, an outlet store close by where I live and it's kind of one of these outdoor. Outlet things. And it was fun. Just walking around, enjoying the little bit of fresh air, no matter what the weather has. [00:00:40] Uh, I even enjoy going up there when there's some snow on the ground. Because again, it's a little bit of a, uh, it's, it's fun. It's a little bit of a change, which is not. Part of what I love about living in the Northeast. You really get all four seasons and they can be really, really nice. Well, black Friday of course came and went. [00:01:01] It was not a bad black Friday, but one of the questions I been asked all week long, all month long, frankly, has to do. When should I buy, what should I buy? What are the deals? And it is weird this year. Let me tell you really weird. And the reason I say that is I didn't my show prep. And I spent some hours just looking on different websites and looking at opinion pieces, looking at news sources, just trying to find, okay, what's going on? [00:01:36] What's the real word out there. Our items, as rare as everybody seems to be saying they are, or is it easy enough to find. Well, that's what we're going to talk about right now. Really. We've had a very turbulent two years for retail, every branch of retail, whatever it is, it's been been terrible. So many people have lost their businesses. [00:02:03] So many small businesses, small retail restaurants, some restaurants that I, I enjoy and just haven't been to in years, really. Completely gone, which is such a crying shame. And a lot of people have put a lot of the blame for the general retail malaise on Amazon and Walmart. Because again, you know, I had a discussion just this last weekend with. [00:02:35] Oh, friend's father. And he was saying, well, you know, I've been a biologist in pharmacology for years. And, uh, you know, th this is just as just a science. It's all science talking about the lockdown. And so I pointed out how, well, let me see, let me see. I got family from Canada. They cannot drive across the border because of the lockdown, but in, in the states, they won't let us, us, we won't let them fly. [00:03:03] But they drive in, I should say, but they will let them fly in. How does that science, right. There's coronavirus not survive at 30,000 feet. Is that what it is? You know? No, come on. People it's politics and part of the politics was. Walmart got to stay open and all of these other small businesses couldn't so what are they supposed to do? [00:03:29] How are they supposed to compete? And yet, Hey, I understand you need clothes, right? And you need food. Most Walmarts have both. You might need medicine in order to even survive. So that kind of makes sense, but why. Walmart. Why did the government choose Walmart and target are going to survive all of you, little mom and pops stores, you know, that maybe have been multi-generational where it's your parents. [00:04:00] And maybe even your grandparents that started the store, started the restaurant. And now all of a sudden there's a lockout and you cannot be over. It just, it entirely political, entirely political. And I understand the science behind all of this. I have spent a lot of time studying it and you might remember if you've listened to me even. [00:04:26] Dean or 20 years ago, I'm trying to remember when it was, I started talking with scientists about RNI, RNA interference and the coolest stuff that was happening with African violets and getting the, the purple flowers to change to white and all of the stuff they were doing. It it's exciting. It's fun. But why. [00:04:49] Did we use politics here. And so many people lost their livelihood. So many people lost their businesses. It's, it's absolutely incredible. And just pain companies basically to stay closed. Uh, doesn't make sense either. Because now you're pumping more money into the economy and that's causing inflation because there are not more products or not more vendors. [00:05:15] There's not enough competition. So the prices go up. And when there's inflation, how about people who are retired, who have saved something. And now their money is worth what the inflation rates are. Again, it's a hidden tax, but it's really hard on retirees because their money that they've saved, you know, they're getting the pitons, you put it in a savings account and you're making a fraction of 1%. [00:05:43] And yet we're seeing inflation rates on things like fuel being almost a hundred percent. Think about what it was like in 2019, what the gas prices were. It is insane. So small businesses have to be supported. They are the backbone. They are the innovators. Walmart didn't start as a big company. They started very small. [00:06:10] He innovated his claim to fame. That old Sam Walton was let's go ahead and have the best prices and anywhere. Right. And so they got the best prices by beating up their suppliers, et cetera, but it all worked. And Walmart increased, raised its it's demonstrable again through real science, but they raise the standard of living in every community. [00:06:39] They opened a store. It's absolutely funneling. But Walmart stopped innovating a long time ago. Now again, the innovations come just like they do in the tech world. Typically not from the existing companies, right. Facebook isn't innovating, they bought WhatsApp, they bought so much of the technology they're using to drive their company. [00:07:02] Oculus. You look at it, right? That's their future. According to of course, uh, you know, Mr. Mark. What did it come from? What was the cost? Right. They by their competition. So I want to encourage everybody to really try and go out of your way, try and shop at these small places. There are. And so many of these malls nowadays kind of local stores where they've got together and they're running their co-op or where someone's managing a bind product from local craftsman, really that they, everything from these women that are knitting doilies all the way on out, through very cool black iron work things, things that you can find there. [00:07:54] That maybe you can find on Amazon, maybe they come from China. Maybe they're locally sourced. Not very likely, but it's been a very, very tough, tough time here for so many of these industries. One of the things that I did talk about this week, I, one of my radio appearances is. Tik TOK live shopping. If you haven't heard of tick tock, tick tock is this short form video site. [00:08:21] And it kind of started by people saying, okay, well with this song, uh, use that song to make a funny little 32nd. And 22nd and that's what people did. And it was really quite cool to see they there's some innovative people out there. Tick talk has a lot of, I share nowadays way more popular amongst the younger people than Facebook is Facebook has kind of become something for the older people. [00:08:49] But what tech talk is now doing is providing live shop. And this is an innovation that really started in China, which of course is where tick-tock is located. But in 2020, there was a survey done that found that two thirds of Chinese consumers said that they bought products via live stream in the past year. [00:09:13] So what's live stream. I want you to think about QVC online share or a television shop. Those channels, those infomercials that come on at night, but particularly the channels that are constantly selling stuff like micro did a little bit of that at one point in time, right? His interview was, he came in and the, he, the guy who was interviewing him, held up a pen. [00:09:37] Is that okay, you sell me this pencil. And so micro went on and on for 10 minutes or more just talking about the pencil and everything related to the pencil and what a great quality was. All he course, she didn't know anything about it. Right? And that's part of what bothers me about some of these things, right? [00:09:55] These people are just making stuff up, but talk live now is allowing you to go ahead and make funny little things. Gain an audience. Maybe they're not funny. Maybe they're just informative. Have them inserted into people's streams and then sell it right there. In fact, instant purchasing of a featured product during a live stream. [00:10:22] And then obviously audience participation, they got chat functions, reaction buttons. This is what's coming our way. And so all of you, small businesses out there, I really want to encourage you pay attention to social media. This is the sort of thing that you can do. You can target your local area, which is where most small businesses operate, right? [00:10:48] It's in, in your town. It's maybe a 10, 20 mile radius, depending on what, what you're doing, what you're selling. And you can micro target nowadays. That's the joy. That's the beauty of the online world. Micro-targeting Hey, and if you're interested, let me know. We can talk a lot more about this because I have studied this for years now. [00:11:12] Hey, stick around Craig peterson.com online. [00:11:20] So while you're shopping online, what are some of the things you should do or look out for? I've got a few ideas. I'm going to tell you what I do, and it has worked wonders for me. So here we go. [00:11:35] When you're shopping online, there are some obvious tips, just run through them very, very quickly because I don't, I think you guys being the best and the brightest really know these things. [00:11:50] So just very quickly, make sure your security. Today, make sure that everything is patched up the way that it should be, that you have some really great anti-malware hopefully advanced anti-malware, but apply any updates before you start doing shopping, because this is a bad time of year to lose all of your personal information and to have your money stolen. [00:12:18] Uh, number two. If you're seeing an email or you're seeing a deal that really looks too good to be true. Take, take caution here. Right? Do you see a place? Oh, I got five brand new Sony PlayStation fives for sale. You might not want. To buy those, right? The minister, Jeff Foxworthy. Here's your sign. So be careful about that. [00:12:46] Criminals are really taking advantage of consumers who, uh, you know, life's been tough, money's been tight. You're trying to find a deal. So be careful about that. Okay. Coupons or other way, the bad guys have been trying to get consumers. To compromise their own cyber security. Okay. Uh, 12% of emails out there are considered to be spam emails. [00:13:15] I think it's more like 80% or 90%, but then I've had the same email address for 30 years. Okay. Uh, so don't click on link. Be sure you shop on the real website and apply coupons there by manually typing out the code. So for instance, if, if let's say you use duck, duck, go for your search engine, which you should be using for most cases, most searches a duck duck go says, okay, let me see where coupons here you go. [00:13:46] Here's a site that has a lot of coupons be careful about those sites, because some of them are trying to lure you in. Are the websites you're going to the real ones, the legit one. Are you clicking a link in your email in order to get to that sale site? Double check, because what they're doing is using some of these URLs that aren't. [00:14:14] Right. And we see those all of the time. They'll have a misspelling of the business name or they'll, they'll do something else. So they might have Amazon Dodd bad guys.com. Oh, okay. Amazon. Okay. Is Amazon, uh, obviously they wouldn't say bad guys, but yeah. That's kind of what they're doing. So be careful. So once you're on a website, look for that little padlock that's to the side, click on it and double. [00:14:43] To make sure that it is legit because they might have us. What's called a secure, sir. And they might have a certificate that's valid for the site that you just went to, but it's not, there's a different kit for Amazon or Walmart or target or w you know, whatever Joe's clothing.com. It might be something entirely different. [00:15:07] So be careful, okay. Is what you're looking at on the ad. Because there are a lot of fake advertisements out there that looked like they got great deals. And even though black Friday has come and gone, they're going to continue to do this through the end of the year and be on. Okay. So rather than clicking on the ad, just type in the retailer. [00:15:35] Information, because some of these ads that are showing up are in fact, almost every last one of them is coming from what's called an ad network. So that ad network is where people go and buy ads and they say, Hey, I want to retarget people that were at this site or clicked on this link, et cetera, et cetera. [00:15:54] And now. If you are a bad guy, all you have to do is sneak into one of those big ad networks. And all of a sudden your bad guy ads are showing up everywhere. So you see a great ad for a Chromebook. For instance, we've talked about those before you can just go ahead. Okay. Chromebook. No problem. Wow. Yeah. [00:16:14] Yeah. Type it in. If the ads for a Chromebook from Walmart, just type in walmart.com. Okay. Avoid clicking on ads. Isn't it terrible how bad it's gotten, man. I liked the internet better back in the 1980s and nineties. Uh, how should you pay? We're going to talk about that in a minute. Public why fi is a potential problem. [00:16:40] The bad guys will often create fake hot spots and you are now using their hot spot. Now this isn't as much of a problem as a used to be because your visits to most websites nowadays are encrypted. Do you remember that lock? I mentioned in the URL. Well, that means it is using SSL or TLS, which is a secure communications pro protocol. [00:17:07] So if you're seeing that, you know that you basically have a VPN, you don't have to buy a VPM service. You don't have to use a VPN service. You have a VPN that's being provided by the website, your. And that's really what that lock means. So the public wifi is less of an issue for the monitoring, what you're doing, although yeah, they can still do some monitoring. [00:17:33] They might play with DNS and things, but they can also scan you, which is the biggest problem from my perspective about using public wifi and never. Share your personal data. If you can avoid it, one of the things we're going to be covering in the upcoming boot camps and workshops is using fake or alternate email addresses. [00:17:57] I do it all of the time. That's why I have 3000, 3000. Yes. You heard it right different log-ins right now in use active use on. Uh, in my password manager, at least over the last decade. So I've accumulated a lot of them. So I use a different email address pretty much all of the time. And I'll, I explain how to do that in the boot camps and workshops that are coming up. [00:18:25] So keep an eye on. On my weekly emails again, Craig peterson.com/subscribe. So you can find out about them, you know, these, the free ones. I really want to give you guys all of the basics, right? So that's what I'm going to be doing anyways. How should I pay? This is maybe the even bigger side of things. It is very, very rare that I actually put my credit card number in on a website at least. [00:18:54] Real credit card number. There's a number of options that are available to you now that weren't before, even if it's not a credit card, even if it's a debit card and generically, this is known as single use credit cards. So we've got a few things. I use typically capital one's email E N O. If you have a capital one card of any sort, this is a little browser plugin that you can put on. [00:19:25] Now, the downside of this is they will by default, try and look. Every web page you visit. So from their perspective, it's worth it because now they get that data from you. However, in all modern browsers, you can restrict when it runs. But what happens is I go to a website, it wants a credit card and I can pop up that little Eno browser plugin. [00:19:53] And now. Todd, uh, I can generate a virtual credit card number that's tied in behind the scenes to my real credit card number. I can even put an expiration date on that credit card number. So it can't be used after a certain. Some of these virtual credit card options, even allow you to say, Hey, it really is only single use. [00:20:18] It can only ever be used once. And that way the bad guys can't run up your credit card. Bill Citibank, American express, JP Morgan, and the more have these types of options and basically any visa or MasterCard. Look for virtual credit cards. From your bank or whoever's providing your credit card. Hey, stick around. [00:20:42] You're listening to Craig Peterson and I'll be right back. [00:20:46] We're going to talk a little bit now, since it's getting near the end of the year, about what kind of technology do we think is going to be big next year. And I've got to mention this project. My daughter has been working on it. Finally hit the ocean. [00:21:02] My daughter has been busy. You might know she's been in the maritime industry for quite a while now. [00:21:11] And a man, she went to, she graduated 2008. I think it was this, this daughter. And you probably already know I have five daughters, right? Uh, three sons too. So it was kind of a mix, but she has been working on a ship called the Yarra Burkland it's over in Norway. And what the ship is doing here is hauling fertilizer, anything. [00:21:38] Oh, wow. Isn't that exciting? Wow. Craig, I'm so excited for you. Well, it is the world's first autonomous electric ship period. Okay, cargo ship and what it is doing ultimately, is it to eliminating the need for about 40,000 truck round trips a year. See what's happening over there in Norway is there's a factory that's right. [00:22:07] Located right next to a mine. That's making all of this fertilizer and it needs to be hauled down through some fjords. To get to the main shipping Depot where it can be loaded onto the big ocean ship. So these trucks are going up and over the mountains alongside the fjords. And this is a ship that's going to take a trip that's about seven and a half nautical mile. [00:22:34] So give or take eight miles and on the water. And now Norway is doing this in its own waterways. So there's no problem with international rules and regulations about ships here. This is just local and it loads itself. It drives itself and it unloads itself. I think that's really, really cool. And what it does is it plugs itself. [00:23:02] When it is on either port w now we've seen this with some ships, right? You might've been on some of these ferries that are electric. They work pretty well for electric ferries. Cause they're usually short haul. They connect up to shore power and they do a rapid charge and they're ready for. The next leg of their ship while they are busy taking all of their load in right. [00:23:26] Makes sense. And you might've done it, but this is, this is different. And a lot of the incidents that happen in shipping are due to human error. Think about all of the problems we've had with Navy ships, even running into things, human error, and a lot of that's due to fatigue. On the ships. I don't know if you know it. [00:23:47] I have two kids that, well, three actually that have been in the maritime industry, uh, the, the big maritime industry and they take four hour shifts. So four on four off four on four off every day. So fatigue is a very big deal for a lot of the shipping industry. And for the first few years, they're planning on having the ship be. [00:24:15] They're going to be up, of course, on the bridge monitoring everything, because you've got a problem with artificial intelligence machine learning. If a big ship is coming along and there's a kayak in the way, it's actually the kayaks job to get out of the way. But if you run over a kayaker things, aren't going to go very well for you, frankly. [00:24:37] But how does a computer recognize a kayak? Maybe Marine life or even some sort of a swell that's out there. So they think they've got most of this solved. And this is the project that my daughter's been working on for a few years here. She's a Mariner. She has her captain's license unlimited. Tonnage unlimited vessels on unlimited waterways anywhere in the world is just incredible. [00:25:06] All of the stuff she's done. So the wheelhouse could disappear all together, but they've got to make sure that everything is working pretty darn well. Okay. Uh, large vessels. Do anything about the kayak? All they can do is warn, but they definitely can't maneuver. And that's why the deep draft vessels have priority over sailboats or pretty much anything else that's out there. [00:25:32] But, and what that brings up is the fact that we don't have the regulations yet for these autonomous ship. Well, we don't have the regulations yet for the autonomous cars, right? This is normal. The technology tends to proceed the regulations, and we have regulations in place right now for autonomous vehicles in certain areas. [00:25:57] But they're nowhere near mature. It's going to take a while before everything has all frigging. And now that is leading us into our friends at Ford. Ford's done a couple of interesting announcements over the last couple of weeks. So I have to bring the. And an effort really to deal with this ongoing chip shortage. [00:26:21] Ford has made a deal with global founders. Global foundries is a chip maker and they have a non-binding agreement. Now that makes it interesting. If it's non-binding. Why even bother, but the press release says opening the door for global foundries to deliver more chips to Ford in the short term. But what's happening right now because of the chip shortages. [00:26:50] Well, companies are designing their own. Purpose built chips rather than relying on the general purpose chips made by Intel or AMD Qualcomm, Samsung and video media tech, depending on what kind of chips we're talking about. This is fascinating because it is hurting Intel. No question about it. And AMD. So what does Intel done? [00:27:15] Intel is moving its stance to being more of a contracted chip manufacturer. So you can go to Intel and say, here's my chip design. Go ahead and make that for us. And off they'll go and they will manufacture it and they probably even help you with some of the design things. Fascinating. Now, the other thing that's been happening for a while is if you look at apple, for instance, they have been using their own chips in their I phones and eye pads. [00:27:52] Now they also are using their own chips in the laptops and various desktop computers. So apple is the highest profile example I can think of offhand. That have replaced Intel's chips. That's absolutely amazing. Google has also created its own chip for the latest pixel phone. So if you buy the latest flagship pixel, which I would not do, because this is the first time they're really using their own chip, but they've got their own chip now. [00:28:28] Amazon has been deploying its own chips in its internal servers to improve performance as well as to make it better for the Alexa voice assistant. You see how long tail that's a marketing term, but really how special purpose purpose designed purpose built chips are. So it's huge. Intel's changing course. [00:28:55] They've never been a great chip designer. If he asked me and a few know my history, you know, I've been down at the chip level. I was down there for many years in the kernel of operating systems and dealing directly with all. From chips, you know, when you're thinking about drivers and the low end and the operating system, that's what I did for a lot of years. [00:29:18] So I'm, I'm glad to see this happen. It's going to be better for you because the devices can be cheaper because they don't use a general purpose chip. The chip is built and designed. For what it's being used for. So good news there for four, because Ford is going to be kind of doing the same sort of thing. [00:29:39] I bet mark my words. Okay. Well, I didn't get to the predictions for this year, but I will, when we get back this upcoming year, stick around, of course you listening to Craig, Peter Sohn, you can get all kinds of information. And in fact, if you sign up for my email list, which is not a heavy marketing. [00:30:02] Believe me, you'll get a bunch of different special reports. So ones I think are going to help you out the most. Craig peterson.com. [00:30:13] Well, we just talked about the future when it comes to chips and our computers, we're going to continue that discuss discussion right now on artificial intelligence and machine learning. What else is going to be important next? [00:30:29] So, what is the future? [00:30:31] We're getting close to, you know, the end of the year and the beginning of the year. So what am I looking forward to? Well, you just got my basic predictions about what's going to happen with chip manufacturing. These various vendors of various devices are going to continue to move away from Intel AMD, et cetera, these general purpose chips and move more to special purpose chips. [00:31:02] Now there's a number of special purpose type designs that have been out there for a very long time. For instance, a six OCB in industry. No, those I programmed some way back when. I have gotten much more complicated, but for instance, when we're putting in systems for a business, we will typically use Cisco systems that have a basics so that everything is extremely fast. [00:31:29] You don't notice any delay and yet it can do very heavy duty filtering. Packet examination, stream examination, because it's being done in hardware. That's the advantage to it. So we're going to see more and more that since Apple's already moved to their own chips, Google has already moved to their own chips, Amazon, their own chips, et cetera. [00:31:53] And there'll always be a need for general purpose chips. In fact, you can say that the apple chips for instance, are fairly. The purpose they're being used in your iOS devices, your iPhone, your iPad, but they're also being used in desktop applications. But if you look more closely at what Apple's done, it has a couple of different types. [00:32:16] Of CPU's inside the chip. So it has the high-performance CPU's that are only engaged when it needs some serious computing going on. It has the low power, lower performance CPU's that are also built into that same chip that now handle kind of background tasks, things. Dated the don't need a whole lot of CPU or don't need to be really fast. [00:32:42] And then it also has graphics processing units that will handle things like screen updates, moving stuff around on the screens. There is a lot of technology in that chip in reality, it's it would use to take three. Completely different sets of chips to do what the one apple chip can do. So it is an example of a special purpose CPU. [00:33:11] We're going to be seeing more and more of those now as a consumer, you're not really going to notice other than, wow, this thing's fast or wow. This battery lasts forever. You're going to have some great, great functionality. And I think we are seeing, because they're spinning. $2 billion a week right now in the industry, you're going to be seeing more of these fabs come online, chip fabrication plants, and they take a long time to build and put up online, but they're going to be making more specialized chips, which I really. [00:33:46] Well, there's an article that came out based on a survey from the I Tripoli. And this is called the impact of technology in 2022. And beyond of these are some global technology leaders. Of course I Tripoli was all about electrical engineering back in the day today, it's more about general technology. But here's the results. [00:34:12] What is important for next year? Now, remember, I don't give investment advice. So don't look at this as things you should be putting your money into. This is just stuff that is good to know and probably should be considered, but this is not again, investment advice. So. Technologies will be the most important in 2022. [00:34:33] While according to this kind of little, little brain trust, if you will, amongst the respondents more than one in five, say that AI and machine learning are going to be very important. What's the difference between artificial intelligence and machine learning. Uh, the lines are blurred nowadays. They used to be a lot more clear machine learning used to be the, the machine, the computer learns it. [00:35:02] Let's say it's working on a factory floor and it has to do some welding on a joint. And the, it has sensors and it learns, oh, okay. Well, this part, when it comes into me may be here, but I might be there and I might be here. So I got to kind of move around a little bit. That's basic machine. Artificial intelligence, which I think is a super set of machine learning, but other people argue the other way, but you know, they don't know what they're talking about. [00:35:30] There is artificial intelligence is where it doesn't even have to be taught how to learn. It. Just figures things out. So it's. When it's built, talk to learn where that piece that it needs to weld is likely going to be and how to find it. It just knows. Okay, well, I'm supposed to weld. So how do I do that? [00:35:56] That's much more of an artificial intelligence. So that's number one, artificial intelligence next. Cloud computing 20%. Now my opinion on cloud computing is not very high, frankly, because cloud is just the name for somebody else's computer cloud computing does not mean it's safer. It does not mean that it requires less work on your part where I think cloud computing can help a business is where. [00:36:30] Push over flow to the cloud. The many businesses that have moved technology to the cloud have moved it back now because frankly, the cloud did not provide them with what they thought they'd get, which is cheaper, better computing. And a lot of the breaches that we're getting nowadays are in the cloud. [00:36:53] People's databases being exposed, applications, being exposed. It's great for hackers because they know. Okay, well, let me see. Amazon has the majority of all cloud computing in the world, so let's just scan Amazon computers and see what we can find. Right. And they're going to find that this bank has this opener, that company has that database available, et cetera, et cetera. [00:37:17] So be careful with that, but they think cloud's number two, five G. 17% that I am very excited about it. And here's why five G is kind of a generic term for the high speed, uh, room wireless data. So think cell phone basically, but why it really matters is it's designed to handle billions of devices. So that you can have a lot of people sharing data and getting to data, sharing a network connection in a densely populated area. [00:37:58] That's where it really, really shined. And then it also has a faster data rate than the older technology. One of the things you'll find as you compare, if you really dig into the technology compare, the various cell companies is that for instance, T mobile, which is who I use has a lower frequency spectrum. [00:38:24] Lower frequencies can not carry as much data for, but what they can do, I'm really oversimplifying. But what they can do is more readily peers, glass, and brick and walls. So T-Mobile's frequencies are lower than Verizon, for instance. So Verizon can get you faster data. But can't get it into as many places and not as well as T-Mobile just really putting this quite simply. [00:38:57] And in fact, just what was it? Two weeks ago, we had a court order stopping the deployment of these higher frequency, 5g networks. Because of complaints from some people, uh, particularly in the avionics, in the airline industry where they're saying, well, they could be squashing some of our critical systems because they're using some of the old satellite frequencies for 5g up in the upper bands. [00:39:25] Anyhow, one of the things that 5g. Which has already been used for is what I was involved with. You know, I was involved with emergency medicine for a long time and I was an EMT I P D uh, back in the day. So almost a paramedic. And think about what could happen now, you're in the back of an ambulance that you could be the hands for the doctor who can be seeing the patient as you're driving down the highway, bringing that person in, because historically I remember this one woman. [00:40:01] Placenta previa and had just soaked through some towels with blood. She was in really bad shape and we were squeezing IVs to get fluid into her. It was, it was incredible. It was something else. And we brought her right in on the gurney, in emergency room and right up to the operating room and put her on the table, right from her ambulance gurney while with five G. [00:40:27] They can be doing that now, not just in an ambulance, but in, in more rural areas, doctors can be operating remotely on someone. It's very cool. This whole tele medicine, including remote surgery. It's huge. So these technology leaders agreed with me on that 24% is the number one, most benefit four or five G telemedicine. [00:40:53] Number two, remote learning and education 20%. Personal and professional day-to-day communications. Think of all of the stuff we're doing now, how much better that's going to get entertainment, sports, live streaming, manufacturing, and assembly transportation, traffic control. Now we're down to 7% and by the way, that's where the cars are talking to each other. [00:41:16] If you have five G. You don't need a mesh because you can use 5g, carbon footprint reduction in energy efficiency. That's 5% and 2% farming and agriculture. Our farming equipment is already using GPS in order to plow fields, planned fields, harvest fields. It's amazing. So there you go. Those are the top pieces of technology that are predicted to influence us next year. [00:41:46] I think it's absolutely correct. And I've got to give you a bit of good news here again. 97% of these people polled agree that their teams are working more closely than ever before. Because of these working from home workplace technologies and apps for office check-in, et cetera. Good news. All around. [00:42:11] Hey, if you want more good news. If you want to know what's happening, even some bad news, I got the right place for you to go. I have five minute little trainings in my emails every week. I have bootcamps again, all of this is the freeze stuff. You imagine what the paid stuff is like, but I want you to understand this. [00:42:32] Okay. Craig, peter.com/subscribe. Do it right now. [00:42:39] I had a good friend this week that had his life's work stolen from him. Yeah. And you know what caused it? It was his passwords. Now, you know what you're supposed to be doing? I'm going to tell you exactly what to do right now. [00:42:55] Well, let's get right down to the whole problem with passwords. [00:43:00] I'm going to tell you a little bit about my friend this week. He has been building a business for. Maybe going on 10 years now, and this business relies on advertising. Most businesses do so in some way, we need to have new customers. There's always some attrition there's customers that go away. So how do we keep them? [00:43:25] Well, we do what we can. How do we get new customers? Well, for him, it was. Advertising, primarily on Facebook. He did some Google ads as well, but Facebook is really where he was focused. So how did he do all of that? Here's the bottom line. You have to, if you are going to be advertising on Facebook, you have to have an advertising account. [00:43:51] Same thing's true with Google. And then on that account, you tie in either your bank account or your credit card. I recommend a credit card so that those transactions can be backed up. And on top of all of that now, of course you have to use a pixel. So the way the tracking works is there are pixels on websites, you know, about those already. [00:44:17] And the bottom line with the pixels. Those are also. Cookie's about the pixels are used to set a cookie so that Facebook knows what sites you've gone to. So he uses those. I use those. In fact, if you go to my website, I have a Facebook pixel, the get set. And the reason for all of that is so that we know with. [00:44:39] I'd be interested in something on the site. So I know that there's a lot of people that are interested in this page or that page. And so I could, I have not ever, but I could now do some advertising and I could send ads to you so that if you were looking at something particular, you'd see ads that were related to that, which is what I've always said. [00:45:04] Is the right way to go. If I'm looking to buy a pickup truck, I love to see ads for different pickup trucks, but if I don't want a car or truck, I don't want to see the ads. Right. It isn't like TV where it seems sometimes every other ad is about. Car or a pickup truck. It drives me kinda crazy because it's a waste of their money in advertising to me because I don't want those things. [00:45:33] And it's also not only just annoying in money wasting. There are better ways to do targeting. And that's what the whole online thing is. Anyways, I told you about that because he had set up this pixel years ago. Basically the Facebook pixel gets to know you gets to know. All of the people who like you, that might've bought from you. [00:45:58] Cause you can have that pixel track people through your site, your purchase site, they know what you purchase on the shopping cart, et cetera. And you can identify these people over on Facebooks and them ads because they abandoned the cart or whatever it is you want to do there. There's just a whole ton of stuff that you can do for these people. [00:46:19] And it's so bad. It is so valuable. It takes years to build up that account years to put that pixel in place. And our friend here, he had done exactly that. Then he found that his account had been compromised. And that is a very bad thing in this case because the bad guy used his account to place ads. Now there's really two or three problems here. [00:46:52] We'll talk about one of them is. Why was the bad guy going after him? Well, he has been running ads on Facebook for a long time. So as far as Facebook is concerned, his account is credible. All of the ads he runs don't have to be reviewed by a human being. They can, can go up almost immediate. He doesn't have to wait days for some of these things to go up. [00:47:21] So our bad guy can get an account like his, that has years worth of advertising credibility, and now start advertising things that are not correct. So there again is part of the value of having one of these older accounts for advertising. And so the bad guy did that use his credibility. And then secondly, he used 25 grand worth of my friend's money to run ads. [00:47:51] Also of course, very bad, very, very bad. So I sat down with him. In fact, it was this last week and I was out on a trip with just kind of a vacation trip. It was absolutely wonderful. You know, I, I never just do vacation. Right. It's always business plus work whenever I do anything like this, but I was on. [00:48:11] Trip last week. And so my eldest son who works closely with me, and he's also part of the FBI InfraGuard program. I had him reach out to my friend and they, he helped them out and they talked back and forth. Here's the problem that he has. And I'm trying to figure out a really good way to solve this. And I haven't figured that out yet. [00:48:35] And you know, if you guys have an idea because you are the best and brightest, you really are. Go ahead and drop me an email me@craigpeterson.com if you know, a good way around this particular problem, which is he has. This Facebook could count as well as many other accounts, including his website, hosting account, his email account, et cetera. [00:48:57] And. Uh, he has people who manage his ads for him who manages website for him, who put up some of the promotions for him, you know, the advertising and everything else. So these are third-party. This is what we generically call a supply chain, risk people who are not him have access to his stuff, his private stuff. [00:49:24] And, well, how does he do it or how did he do it? Is he went ahead and gave them. Access by giving them accounts or passwords. How well were they guarding their passwords and their accounts? So the first thing I had my friend do was go to have I been poned.com. You'll find that online at have HIV. E I been. [00:49:50] Poem dispelled PW, N E d.com. So I took him to have I been poned and I had him put in his email address, the one he uses the most and it showed up in five different. Hacks data dumps. So these are five different sites where he had used that same email address in this case. And he found out that in those five cases, the bad guy's got his passwords and personal information. [00:50:21] All bad. Right. And he went ahead and cleaned it up. So I said, well, put in the password because have I been, poned also let you check your password, just see if it has been used by someone else and then stolen. So there are billions of passwords in this database. It's incredibly. Of all of these known passwords. [00:50:44] So he put in his password and no it had not been stolen, but the problem is how about the people that were managing his ads on Facebook and managing his Facebook ad. We're the usernames, which are typically the email addresses and the passwords kept securely. That's a supply chain thing I'm talking about, and that's where I I'd love to get him. [00:51:12] But from you guys, me@craigpeterson.com. If you think you have a good answer, What we've been doing. And our advice to him was use one password. That's the only one to use. I don't trust the last pass anymore. After their last big hack where they got hacked, uh, one password, the digit one password. And go ahead. [00:51:33] And set it up. And in a business scenario, you can have multiple vaults. So have a vault. That's just for people that are dealing with your Facebook ad account, maybe have another vault for people who are posting for you on Facebook. Or better yet when it comes to Facebook, go ahead and have an intermediary that is trusted, uh, kind of like the, if this, then that, or there's a few of them out there that can see that you put the post up on the website and automatically posted on Facebook. [00:52:09] So you don't have to get. All of these people, your passwords, but again, it's up to you. You got to kind of figure out if that makes sense to you that those are the types of things that I think you can do. And that is what we do as well. Now, one of the beauties of using one password like that, where you're not sharing all of your passwords to everything you're sharing, the minimum amount of login information that you possibly can share is that if they leave your employees, All you have to do is remove their access to the appropriate vault or volts, or maybe all of your volts. [00:52:49] And this is what I've done with people that worked for me in the U S and people would work for me overseas and there have been a lot of them and it has worked quite well for me. So with one pass, We can enforce password integrity. We can make sure the passwords on stolen. One password ties automatically into have I been postponed. [00:53:12] So, you know, if a password has been exposed, if it's been stolen online, it's a great way to go. Now I've got an offer for you guys who are listening. I have a special report that I've sold before on passwords, and it goes through talks about one password. He talks about last pass, which I'm no longer really recommending, but give some comparisons and how you can use these things. [00:53:35] Make sure you go and email me right now. Me, M e@craigpetersohn.com. That's Emmy at Craig Peter Sohn, S O. Dot com and just ask me for the password special report, and I'll be glad to get that on off to you. There is a lot of good detail in there and helps you, whether you're a home user or a business. [00:54:02] So the next step in your security is multi-factor authentication. Interesting study out saying that about 75% of people say that they've used it for work or for business, but the hard numbers, I don't think the. [00:54:18] One of the things that you have to do is use good passwords. And the best way to do that is to use a password manager. [00:54:27] I was talking about a friend of mine who had been hacked this last week and his account was hacked. His Facebook ad account was hacked. We asked him if we could reach out to. BI and he said, sure. So we checked with the FBI and they're looking to turn this into a case, a real case, because they've never seen this type of thing, the hijacking of an advertising account who hijacked it. [00:54:56] And why did they hide jacket? Was this in preparation maybe for. Playing around with manipulating our next election cycle coming up. There could be a lot of things that they're planning on doing and taking over my friend's account would be a great way to have done it. So maybe they're going to do other things here. [00:55:15] And our friends at the FBI are looking into it. How now do you also keep your data safe? Uh, easily simply. Well, when we're talking about these types of accounts, the thing to look at is known as two factor authentication or multifactor authentication. You see my friend, if he had been using multi-factor authentication. [00:55:42] I would not have been vulnerable. Even if the bad guys had his username, email address and his password, they still would not be able to log in without having that little six digit code. That's the best way to do multi-factor authentication. When we're talking about this code, whether it's four or 5, 6, 8 digits long, we should not be using our cell phones to receive those. [00:56:16] At least not as text messages, those have a problem because our phone numbers can be stolen from us and they are stolen from us. So if we're a real target, in other words, they're going after you. Joe Smith and they know you have some, $2 million in your account. So they're going after you while they can, in most cases take control of your phone. [00:56:45] Now you might not know it and it doesn't have to be hacked. All they have to do is have the phone company move your phone number to a new phone. Once. So that means one of the things you need to do is contact your telephone vendor, whoever it is, who's providing new that service. That's a company like Verizon sprint T-Mobile, uh, a T and T one of those companies that are giving you cell service, you have to contact them and set up a pass. [00:57:15] So that if they have a phone call coming in and that phone call can be faked. So it looks like it's coming from your phone, even if there was a phone call coming in, whether it's coming from your phone or not, they have to get that password or pass code that you gave them. And once they have that pass code now, Right. [00:57:37] Uh, and that's great, but if you don't have that in there targeting you specifically, then you're in trouble. So for many of us really, it, it may not make a huge difference. Uh, but I would do it anyways. I have done it with every one of my cell phone carriers now. A couple of decades set up a password. So the next step is this multifactor authentication. [00:58:03] If I'm not supposed to get it via text message to my phone, how do I get it? Well, there are a couple of apps out there. There's a free one called Google authentic. And Google authenticator runs on your phone. And once it's there on your phone and you are setting it up on a website, so Facebook, for instance, your bank, most websites out there, the bigger ones, all you have to do is say, I want to set up multi-factor authentication, and then it'll ask you a case. [00:58:34] So how do you want to do it? And you can say, I want an app and they will display. A Q R code. That's one of those square codes with a bunch of little lines inside of it. You're seeing QR codes before they become very common. And you take your phone with the Google authenticator app. Take a picture. Of that little QR code on the screen, and now it will start sinking up so that every 30 seconds Google authenticator on your phone will change that number. [00:59:08] So when you need to log back into that website, it's going to ask you for the code. You just pull up Google authenticator and there's the code. So that's the free way to do it. And not necessarily the easiest way to. Again, going back to one password. I use this thing exclusively. It is phenomenal for keeping my passwords, keeping them all straight and then encrypted vault, actually in multiple encrypted vault it's so that I can share some of them. [00:59:37] Some of them are just strictly private, but it also has that same authenticator functionality built right into it. Microsoft has its own authenticator, but you can tell Microsoft that you want to use the standard authenticator. Of course, Microsoft has to do everything differently. Right. But you can tell it. [01:00:00] And I do tell it, I want to use a regular authenticator app, not Microsoft authentication. By the way. That's why I advise you to do don't use the Microsoft authenticator, just use one authenticator for all of the site, and then Microsoft will give you that same QR code. And then you can take that picture and you're off and running. [01:00:20] Next time you log in, it asks you for the code and instead of texting it to you to your phone smarter, otherwise it will not. That require you to open up your authenticator. So for me, for instance, when I'm logging into a website, it comes up and asks for the username, asked for the password. Both of those are filled out automatically by one password for me. [01:00:44] And then it asks for that code, uh, indication code and. One password automatically puts it into my pace to buffer copy paste, buffer, and I just paste it in and they they've got the code. So I don't have to remember the codes. I don't remember passwords. I don't have to remember usernames or email addresses. [01:01:05] One password remembers them all for me. Plus it'll remember notes and other things. So you can tell, I really like one password. We use it with all of our clients. That's what we have for them. And it does meet even a lot of these DOD requirement on top of. Depending again, how much security you need. We will use duo D U O and it also has this authenticator functionality and we will also use UBI keys. [01:01:37] These are those hardware key. They do oh, can provide you with hardware tokens. Those are those little tokens that can go onto your key ring. That show a changing six digit number every 30 seconds. And that's the same number that would be there in your smartphone app. Your one password or Google authenticator smartphone. [01:01:59] Hopefully, I didn't confuse you too much. I think most of the reason we're not using the security we should is because we're not sure how to, and we don't know what we're going to be. And I can see that being a big problem. So if you have questions about any of this, if you would like a copy of my password security, special report, just send an email to me. [01:02:25] M e@craigpetersohn.com. That's me M e@craigpeterson.com. That's S O n.com. I'll be glad to send it to you. Also, if you sign up for my newsletter there on my website@craigpeterson.com, you are going to get. I was hold little series of these special reports to help you out, get you going. And then every week I send out a little bit of training and all of my articles for the week. [01:02:56] It's usually six to 10 articles that I consider to be important so that, you know, what's going on in the cybersecurity world. So you can. With it for yourself, for your family, for your business. Craig peterson.com. Stick around everybody. We'll be right back again. Craig peterson.com. . [01:03:20] According to researchers. 32% of teen girls said that when they felt bad about their bodies, Instagram made them feel worse. And you know what Facebook knew and knows Instagram is toxic for teen girls. [01:03:37] There's a great article that came out in the wall street journal. [01:03:40] And I'm going to read just a little bit here from some of the quotes first. When I went on Instagram, all I saw were images of chiseled bodies, perfect. Abs and women doing 100 burpees in 10 minutes, said, Ms. Uh, now 18, who lives in Western Virginia. Amazing. Isn't it. The one that I opened now with 32% of teen girls said that when they felt bad about their bodies, Instagram, I made them feel worse. [01:04:12] So that is some studies again, that looks like, um, yeah, these were researchers inside Instagram and they said this in a March, 2020 slide presentation that was posted to Facebook's internal message board that was reviewed by the wall street journal quote comparisons on Instagram can change how young women view and describe themselves. [01:04:38] Apparently for the past three years, Facebook has been conducting studies into how Instagram is affecting its millions of young users. Now, for those of you who don't know what Instagram is, it allows these users to create little stories, to have. Pictures videos of things that they're doing, and it it's a lifestyle type thing you might've heard of course, of how this, this, uh, I don't know what it is. [01:05:09] Kidnapping murder plot. These, this young couple and the body I think was found up in Wyoming. Uh, I'm trying to remember, but, uh, of her and it's yeah, there it is. It wasn't my OMI. And I'm looking up right now, Gabby potato. That's who it is. She was what they called a micro influence. And I know a lot of people who can loom, that's what they want to be. [01:05:37] There's a, a young lady that stayed with us for a few months. She had no other place to live. And so we invited her in here and, uh, we got some interesting stories to tell about that experience. And it's, you know, a little, a little sad, but anyhow, she got back up on her feet and then she decided she was going to become an influence. [01:06:01] And what an influencer is, is someone that has a lot of followers. And of course, a lot means different numbers. You get these massive influencers that have tens of millions of people that quote, follow unquote them. And of course, just think of the Kardashians they're famous for. Being famous, nothing else. [01:06:23] Right. Uh, they have subsequently done some pretty amazing things. At least a few of them have. And we've got one of those daughters who now was the first earliest billionaire, I think it was ever youngest. So they have accomplished some amazing things after the fact, but they got started. By just becoming famous by posting on these social media sites. [01:06:48] So you get a micro influencer, like Gabby Petito, who is out there posting things and pictures. And you look at all of these pictures and, oh my gosh, they're up at this national park. Oh, isn't she so cute. Oh, look at her boyfriend. They'll look so good together. And people. Fall for that image, right? It's just like Photoshopping these pictures of models, changing them. [01:07:16] There've been some real complaints about those over the years. So Instagram sets these kids up with these pictures of people that are just totally unrealistic. One of the slides from a 2019 presentation says, quote, we make body. Excuse me. We make body image issues worse for one in three teenage girls teams, blame Instagram for increases in the rate of anxiety. [01:07:49] And depression said another slide. This reaction was unprompted and consistent across. Groups among teens is this according to the wall street journal who reported suicidal thoughts, 13% of British users, and 6% of American users trace the desire to kill themselves to Instagram. Again, according to one of these presentations, isn't this just absolutely amazing. [01:08:18] And you might've heard it discussed a little bit. I saw some articles about it, obviously in the news wall street journal had it, but this is a $100 billion company, Instagram. That's what their annual revenues. More than 40% of Instagram users are 22 years old and younger. And about 22 million teens log into Instagram in the U S each day, compared with 5 million that log into Facebook, the younger users have been declining. [01:08:57] Facebook it's getting, uh, the population there is getting older and older on Facebook. In average teens in the us spend 50% more time on Instagram than they do on Facebook. Uh, and also tick-tock, by the way I took talk has now surpassed YouTube in some of these metrics, quote, Instagram is well-positioned to resonate. [01:09:20] And when with young people said a researcher's slide posted internally. Inside Facebook and post said there is a path to growth. If Instagram can continue their trajectory. Amazing. So Facebook's public phase has really tried to downplay all of these negative effects that the Instagram app has on teens, particularly girls, and hasn't made its research public or available to academics or lawmakers who have asked for it. [01:09:54] Quote, the research that we've seen is that using social apps to connect with other people. Positive mental health benefits said mark Zuckerberg. He's the CEO of course of Facebook. Now this was 2020. In March one at a congressional hearing, he was asked about children and mental health. So you see how he really lawyered the words that they can have, can have positive mental health benefits, but Facebook's own internal research seems to show that they know it has a profound negative effect on a large percentage of their users. [01:10:36] Instagram had Adam Moseri told reporters in may of this year, that research he had seen suggest the app's effect on team's wellbeing is likely quote quite small. So what the wall street journal seems to be pointing out here is that Facebook is not giving us the truth on any of this stuff. It's really sad. [01:10:58] We've got to be careful. No, apparently Mr. Moseri also said that he's been pushing very hard for Facebook to really take their responsibilities more broadly. Uh, he says they're proud of this research. I'm just kind of summarizing this before we run out of time here, but it shows the document. Uh, internal documents on Facebook show that they are having a major impact on teen, mental health, political discourse, and even human trafficking. [01:11:36] These, this internal research offers an unparalleled picture. Uh, Courtney told the wall street journal of how Facebook is acutely aware that the products and systems central to its business success routine. Fail great article. I've got it in this week's newsletter. You can just open it up and click through on the link to the wall street journal. [01:12:01] They have a pay wall and I kind of hate to use payroll articles, but this one, this one's well worth it. And they do give you some free articles every month. So if you're not on that newsletter, you can sign up right now. Craig peterson.com. You'll get the next one. If you miss a link today, if you want some, you know, the special report on passwords, et cetera, just email me directly. [01:12:29] Give me a few days to respond. Uh, but me M e@craigpeterson.com. That's me M e@craigpeterson.com. [01:12:41] We've all worked from home from time to time. At least if we're somehow in the information it industry, I want to talk right now about why you need a personal laptop. Even if the business is providing you with a laptop. [01:12:57] Laptops are something that was designed to be personal, but many of us are using them as our main computer. [01:13:06] I know I often am using my laptop, a couple of my kids and my wife. It's really their main computer, even though they all have other computers that they could potentially be using, laptops are just handy and you have them with, you can take them with you. We've got workstation set up that are kind of. [01:13:27] Workstations, if you will, where there are three screens set up and they're all hooked up into one central screen controller that then has a USBC connection that goes right into the, your laptop. So you can be sitting there with four screens on your Mac laptop on your Mac pro if you needed four screens, it's really handy. [01:13:53] No question. Many of us have a laptop for home and a laptop for business. And many of us also look at it and say, oh wow, this is a great laptop I got from work. It's much better than my home laptop. And you start to use the business laptop for work. At home. Okay. That's what it's for. Right. But then we start to use that business laptop for personal stuff. [01:14:25] That's where the problems start. We've seen surveys out there that are shown. Then half of workers are using work issue devices for personal tasks that might be doing it at home. They might be doing it at the office. Things like personal messages, shopping, online, social media, reading the news. So the prospect of using your work laptop as your only laptop, not just for work, but also for maybe watching some movies, group chat and messaging, reading, fan fiction, paying bills, emailing to family or friend. [01:15:06] It just seems not. It's so tempting. It's just natural. I'm on it. I'm on it all day long. Why wouldn't I just use it? And this is particularly true for people who are working from home, but we have to be careful with that. It's really something that you shouldn't be doing for a couple of reasons. One that. [01:15:30] Top that's a business. Laptop is the property of the business. It's just like walking home with boxes, full of pencils and paper back in the old days, it is not yours to use for personal use. We also have to assume, assume since it is the company's laptop that hopefully it's been secure. Hopefully they haven't set up. [01:15:57] So it's going through a special VPN at the office and it's going through special filters, maybe snort filters or something else. That's doing some deeper inspection on what's coming through your laptop. Well, there are also likely on that laptop. Tools that are monitoring your device. Things like key loggers, biometric tracking, Jill location, software that tracks your web browser and social media behavior, screenshot, snapshot software, maybe even your cam. [01:16:34] Is being used to keep track of you. I know a number of the websites that I've used in the past to hire temporary workers. Those workers have to agree to have you monitor what they're doing. These hourly workers, subtle take screenshots of their screen, unbeknownst to them. Yeah. Pictures from the cameras at random intervals. [01:16:58] Again, unbeknownst to them, it'll track what they're doing. And so I can now go in and say, okay, well he billed me five hours for doing this. And I look at his screen and guess what? He wasn't doing that for all of those five hours that he just billed me. Well, the same thing could be true for your company, even if you're not paid by the hour. [01:17:23] Right now, we're looking at stats that show over half of the businesses that are providing laptops for the employees to use more than half of them are using monitoring software. And through this whole lockdown, the usage of these different types of monitoring systems has grown. Now there's some of the programs you're using. [01:17:50] You might be VPN in, you might be using slack or G suite enterprise, all good little pieces of software. They can monitor that obviously, but it goes all the way through to the business. And using your slack access as paid for, by the businesses also idiotic to do things like send messages to your buddies, set up drinks after work, complain to other people about someone else in the business, your boss, or otherwise your it, people at the business can see all of that. [01:18:31] They can see what you're doing with slack. Even if you have a separate personal account. It's still more likely that you'll end up mixing them up if you're logged into both on the same computer. So the bottom line is if you are on a work computer, whether it's a laptop or something else, you can reasonably assume that I T can see everything. [01:18:56] That's not. They own it. Okay. And they have to do some of this stuff to protect themselves. We put software on laptops for companies not to spy on employees. That's none of our business, but we put software on computers for employees. To make sure they stay safe. Think of what happens when your computer, your laptop, whatever it might be connects to the company's network. [01:19:25] Now that can be through a VPN. It can be because you take your laptop home or on the road when you're traveling and you bring it back into the office. If that computer is infected, somehow now you've brought that infection into the office. And that's how a lot of the malware works. It goes from computer to computer. [01

Color is the topic today. Did you know that color is an energy vitamin? I found that sentence in the book, Feel Better In Five Minutes by Amanda Hainline. And if you've been listening to the show, you know that she was my last episode. I wanted to talk about this whole idea of color because this sentence, ‘Color Is An Energy Vitamin' is the title of one of the chapters in Amanda Hainline's book. I interviewed and released Amanda's interview on Thanksgiving Day in the US. I noticed the episode got quite a few downloads, but I think it's worthy of even more. You can listen to the episode here: www.MindfulnessMode.com/713. Amanda is so vibrant, so upbeat, and so knowledgeable about many things when it comes to gaining control over your emotions and feeling better. After all, feeling better, has everything to do with our emotions. That's why I wanted to talk to you about this topic of color and how it can affect us. Listen & Subscribe on: iTunes / Stitcher / Podbean / Overcast / Spotify Colors For Energy Did you know that colors correlate to different emotions? We are naturally drawn to colors that benefit us energetically. Some of us benefit from bright, vibrant colors, and some of us are naturally drawn to the more muted tones. Colors can be used in healing. I encourage you to get Amanda's book, Feel Better In Five Minutes, because it has so much interesting content about learning to deal with your emotions. The subtitle of the book is, ‘An Empowering Guide To Gain Control Over Your Emotions. Clothing Choices Dressing with certain colors can help your mood. Observe your mood when you're around certain colors. I am well aware that for me, there are certain colors that make me feel really upbeat, and energetic, and other colors that sort of drag me down. Take the next few days and think about what colors empower you, what colors agitate you, what colors drain energy from you. Pay attention to what colors you're naturally drawn to and then begin to surround yourself with those colors. A Mug? When you identify the colors that make you feel good, get a cup or a mug in that color and drink from it. Eating foods of that color will incorporate that color into your body. Amanda also said that sunlight is a great way to get the full spectrum of color into your energy system and clear your energy. I think it's such an interesting concept that color is an energy vitamin. Because even though I never thought of it that way before I realized that yes, color is an energy vitamin. Win With Color Because color is such a powerful tool and holds the energetic vibrations of emotions, it makes sense that we should use it to our advantage whenever possible, like the clothes we wear. She says it's important to note that sometimes you may need a color that does not look particularly great on you. And so if this is the case, wear that color as a small accessory, or a belt or shoes or whatever. A Chill Day? Think about what you have to do during your day. Is there an important meeting on your calendar? Or are you having a chill day? Take stock of how you're feeling? Are you confident, bold, depressed, anxious or overwhelmed? Refer to the color and emotions charts that she has included in this book to see what fits you best. If you're having a big meeting and feel like you're lacking confidence, try wearing something red or orange to bring on the power to boost you. Relax With Color If you are relaxing after a long week, cuddle up in some soft off white, pink or grey loungewear for the morning. If you're not sure what colors to wear, just open up your closet and see what colors you're attracted to that day and let your intuition guide you. Again, colors correlate to different emotions. The book includes a chart of all the different colors and how they correlate to different emotions. Color Charts ‘Feel Better In Five Minutes' has QR codes because there are some charts and some different kinds of images that she was not able to include in the book, so she's included QR codes. You can simply aim your device at the QR codes and you'll see the charts and images that are not included in the book. Vibrancy When I started talking to Amanda at the interview time, I noticed right away that she was just as vibrant as she appeared on the front cover of her book. So again, her book is called feel better in five minutes: An Empowering guide to gain control over your emotions. Use these suggestions so you can feel better, get more energy, and feel more calm. So thanks again for listening to mindfulness mode. Bye now. Suggested Resources Book: Feel Better In Five Minutes: An Empowering guide To Gain Control Over Your Emotions by Amanda Hainline App: Insight Timer Related Episodes 352 The Colors of Mindfulness Through the Eyes of the Spiral; Natasha Todorovic-Cowan 152 Spend Your Time On Your High Priorities; Jean Caton 211 Change Your Thinking, Change Your Life With Lucia Ferraro Are you experiencing anxiety & stress? Peace is within your grasp. I'm Bruce Langford, a practicing coach helping fast-track people just like you to shed their inner bully and move forward with confidence. Book a Free Coaching Session to get you on the road to a more satisfying life, feeling grounded and focused. See me an email at bruce@mindfulnessmode.com with 'Energy Vitamin' in the subject line. We'll set up a zoom call and talk about how you can move forward to a better life. Send me an email at bruce@mindfulnessmode.com

Increasingly, restaurants across China are implementing a system in which diners scan a QR code and self-order from their phones. But is this a convenience, or a hassle with major data privacy concerns?Read the article by Siyuan Meng: https://supchina.com/2021/11/18/scan-to-order-sweeps-across-china-to-customers-chagrin/Narrated by Cliff Larsen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Darren Shaw of Whitespark.ca joins the EDGE again (been a while) to discuss Local SEO, Google Business Profile as well as his annual Local Search Ranking Factors survey from 40 of the top Local SEO professionals in the business. Get up to date on what affects local search engine optimization and where Entity SEO works into the Local SEO concepts, today on the EDGE. [00:05:02] What Does Whitespark Do for Companies? [00:07:05] QR codes are back! [00:08:52] Stats on Local Search [00:10:43] In some industries, Google drives upwards of 90% of all of their business. [00:13:12] Google as your new homepage, care of Mike Blumenthal  [00:15:17] In the past 6 years, Google has been rolling out a ton of incredible features [00:17:51] What are the first steps you help a business owner understand in Local SEO? [00:18:52] What is the top local search ranking factor? [00:21:29] Three Pillars of Local Search [00:23:04] What are citations? [00:26:14] Consistency is a myth in Local SEO [00:28:08] Local SEO = Entity SEO [00:30:02] Get the keywords in the review! [00:31:57] The Local Search Ranking Factor Survey [00:39:02] Keywords in the Business Name?  Seriously, Google?

在人際互動中，我們每一個人都難免有感到不舒服，或是令他人感到不舒服的時刻。而「不舒服」除了是一種個人感受以外，其實很多時候更是一種集體的政治現象與問題。不同個體之間的不舒服可能呈現出共同的性質，與此同時，同一個群體內針對同一個現象所產生的「不舒服」之中，也可能有無盡的多元性。今天的SmallTalQ中，我們想要藉由幾個小例子，來討論「不舒服」這件事情的「政治性」。 本集重點： →　誰（總是）感到不舒服？誰又（總是）造成不舒服？不舒服的感受是平等分布的嗎？ →　我們如何解釋自己的不舒服？面對性別互動中的不舒服，我們只能有單一的解釋和回應方式嗎？ →    我們為什麼不舒服？不舒服感受背後，反映了哪些我們對性別的（本質化）想像？ 更多內容相關資訊請參考：http://queerology.net/2021/11/smalltalq-038/   支持我們：感謝你的收聽。如果你喜歡我們的節目，歡迎你透過以下的方式支持我們。你可以點下訂閱，期待我們下一集的節目；留下五星評價，讓我們知道你的喜歡；也可以將我們的節目分享給更多人知道。如果你願意給我們更多支持，歡迎你前往http://queerology.net，點擊頁面上的QR碼 ，或是透過這裡 https://tinyurl.com/5xsecc9z 請我們喝杯咖啡。

What if superior clothing retained re-sale value enough to justify a reach purchase, knowing you'd be able to recoup a hefty sum when you were ready to move on? We think that way about cars, why not suits? Why not indeed. Vanessa, CEO and founder of Another Tomorrow joins us to discuss how we can shift our thinking about clothes from a disposable commodity to a durable asset class. Another Tomorrow is built on the premise that the best products are crafted with care, intention and integrity. Their garments are sourced back to the farm, with providence clearly - and proudly- delineated through their store. In order to reveal this inherent value to the customer they've embedded trackable QR codes into select garments affording consumers the ability to look beyond the physical product into the story about who made it, how the fibers were sourced and what that means for understanding the overall environmental impact of their purchase. That QR code serves another purpose: it tags the garment as authentic, so at re-sale the buyer knows that their purchase is the real deal. This isn't a new concept- auction houses have long dealt in the nebulous arena of provenance with everything from first growth vintage wine to antique furniture. Vanessa and her team at Another Tomorrow have applied this philosophy to clothes, because we should care about the things we buy, where they came from, what they stand for, and how our decisions in purchasing them will impact the future. Nothing is too small; saving the planet can start with socks, it all counts.

01. Власти Киселёвска спилили частную ель. 02. Сотрудница Почты России с газовым баллончиком. 03. Девушка женилась самам на себе, но в итоге развелась. 04. Проституция по QR-кодам. 05. Меркантильные пироманы.

 في هذه الحلقة نضعكم في أجواء معرض دبي للطيران ٢٠٢١م. ونتحدث عن أبرز الصفقات والمشاركات والاستعراضات الجوية في المعرض، كما تستمعون في الحلقة لأبرز أخبار الطيران الإقليمية والدولية.هذا والمزيد تجدوها في الحلقةhttps://avchat.buzzsprout.com/ تابعونا على حساباتنا في:Twitter: @avchatpodcastInstagram: @avchatpodcastYouTube: AvChatPodcastLinkedIn: @avchatpodcastبامكانكم الاستماع لنا على:Apple Podcast: @AvChatSpotify: @AvChatStitcher: @AvChat

In March of 2021, Square Financial Services officially launched its bank after receiving its Industrial Loan Company license from the FDIC a year prior. The Salt Lake City-based bank, is owned by Square, a fintech worth more than all but four US banks according to the KBW Bank Index. Square Financial Services will offer banking services like deposits and other products, initially to service a nationwide market of small businesses, many that already operate on the Square payment processing platform. I'm excited to have Square Financial Services CEO, Lewis Goodwin on the Banking Transformed podcast. He discusses the strategy behind building a bank to serve small businesses and the challenges facing fintech players in North America. This episode of Banking Transformed is sponsored by FIS. GoCart recognizes email addresses and lets consumers pay quickly anywhere – with no passwords and no long forms. Consumers can pay faster for anything – even things they wouldn't expect like healthcare, processional services, and more. GoCart goes beyond online checkout and allows consumers to pay easily by email, text, or with QR codes. Find out how you can use GoCart to simplify payments and increase your sales at GoCartpay.com/podcast. FIS. Advancing the way the world pays banks and invests.

Starting your own practice isn't something they teach in law school. Join me as I sit down with legal professionals to hear firsthand accounts of just how they did it.  Today, my guest is Kelsey Johnson. Kelsey is the product manager for AWeber, which is an email marketing platform that quite frankly, I use and have used for years and years. Aweber is a perfect platform and they have enough robust capabilities and complexities, and technical skills that you can grow with that platform to do just about anything little that a smaller solo or small firm practitioner would ever want of their email platform. It is a delightful conversation with Kelsey, I hope you enjoy it as much as I did.   In this episode, Neil and Kelsey discuss: The value of having a platform, such as AWeber, for email marketing to small and solo law firms.  The benefits of email marketing, not just utilizing social media for your marketing.  Email marketing beyond the monthly newsletter.  Unique opportunities to build relationships with marketing.  Key Takeaways: Email marketing is like a QR code - it has been around for decades, but it isn't going to go anywhere. There is value in owning your audience.  Each person you communicate with holds enormous potential value. The communication and connection is what makes the biggest difference in your email list.  There are benefits to having landing pages that aren't just your website's homepage, in part because they can be directly built for your target audience.  You can learn from your competitors and how they market and apply those lessons (without plagiarizing) in your own marketing.  "That's really the best way that you do marketing, is by trying to reach everybody on the platform that they prefer." —  Kelsey Johnson Resources: Try AWeber today!  https://www.aweber.com/ (https://www.aweber.com/) Email: kelseyj@aweber.com  Twitter: https://twitter.com/KelseyColorado (https://twitter.com/KelseyColorado)  If you've enjoyed the podcast, http://getpodcast.reviews/id/1086406592 (please head to Apple Podcasts and leave a rating & review for the show)! It only takes a moment, and really helps me to reach new listeners. You can also http://www.thelawentrepreneur.com/ (head to the website at TheLawEntrepreneur.com) for more information on the podcast and my legal services.   --   Thank you to our sponsors! https://confirm.spotlightbranding.com/tle/ (Spotlight Branding) - A legal marketing company that works with solo and small law firms to increase referrals. Go to https://confirm.spotlightbranding.com/tle/ (spotlightbranding.com/TLE) for a better way to market your law practice. http://callruby.com/lawentrepreneur (Ruby Receptionist) - Virtual receptionist & live call services that will help you grow your office (and save money), one call at a time - to learn more, go to http://callruby.com/lawentrepreneur (callruby.com/lawentrepreneur) or call 844.895.7829 https://www.marketcircle.com/ (Daylite) - The all-in-one contact relationship manager. If you feel like it's time to upgrade from spreadsheets to a CRM, visit https://www.marketcircle.com/ (marketcircle.com) and get your first month free when you mention Law Entrepreneur.

You can fight it as much as you like, but doctor reviews are important! Look at it this way, if you can rate & review the local cafe, why shouldn't the person you're about to operate on have the ability to leave reviews also?! I'll save that debate for another day! For private practitioners, doctor reviews are normal. For the hospital-employed doctors, medical residents, and young attendings - doctor reviews play an important role in what bonuses you may get. Next time you look at your contract, there might be a provision where a portion of your salary will depend on how many positive reviews and satisfaction scores you get. Catch my drift now? Now that we have established the importance of patient satisfaction - how do you encourage your patients to leave positive reviews? This is where my next guest steps in. Avalon Hartman comes to talk about EmpathIQ -  software that makes it easy for your patients to leave a positive review on your behalf. It works with Google and other major patient review platforms. Your patient about to be discharged from the hospital and is singing your praises? Boom!! Hit them up with a specially made QR code where they can leave a review on their phone. All before they get discharged! It's that quick gals & guys!! We also talk about: What is reputation management for doctors What is a Google MyBusiness Page What to do when a patient leaves a bad review What a negative doctor review could mean to your finances  BONUS: For everyone who wants to use EmpathIQ - when you call and mention Docs Outside the Box….you'll get the 1st 2 Months FREE!!!!   Resources: Empathiq.io Avalon Hartman: avalon@empathiq.io WATCH THIS EPISODE ON YOUTUBE! https://www.youtube.com/drniidarko   JOIN MY COMMUNITY Text PODCAST to 833-230-2860   Twitter: @drniidarko Instagram: @drniidarko Email: team@drniidarko.com   Podcasting Course: www.docswhopodcast.com Merch: https://docs-outside-the-box.creator-spring.com

Host Jeremy C. Park talks with Suzanna Best, Vice President of Marketing and Communications with Adventure Science Center in Nashville, Tennessee, who highlights their 75th anniversary and the news that they will be offering $0.75 student admission for all Tennessee students starting in January 2022. During the interview, Suzanna talks about their mission to open every mind to the wonders of science and innovation, fostering a better understanding of ourselves and the world around us. She spotlights some of the exhibits and their new arboretum that commemorates their milestone anniversary and expands learning opportunities beyond their four walls, talks about ways to get involved and much more.Adventure Science Center's mission is to open every mind to the wonders of science and innovation, fostering a better understanding of ourselves and the world around us.Revenue earned from events, admission, memberships, sponsorships, and donations help support our mission and ensure that we can continue offering incredible community programs like free admission for all MNPS students and our Curiosity Membership level which is a subsidized membership for families who participate in certain government assistance programs.We're also excited to announce that – in celebration of our 75th anniversary – we will be offering $0.75 student admission for all TN students starting in January. We're hopeful that we can continue this program and potentially expand it beyond 2022. We've also developed an arboretum that commemorates our milestone anniversary and expands learning opportunities beyond our four walls. Through a series of QR codes and interpretive signage, the 75th Anniversary Arboretum provides free learning opportunities about the good of trees and serves as a catalyst for telling the story of the Bass Street Community – Nashville's first free black neighborhood – which resides partially on our site.Learn more:Facebook:             https://www.facebook.com/AdventureScienceCenterTwitter:                  https://twitter.com/adventuresciWebsite:                adventuresci.orgOther:                    https://twitter.com/adventuresci

On this episode, we are talking trends, best practices and the importance of doing your own damn research! We also breakdown the first 7 mints we did of the 365 we will do leading up to Nov 11, 2022. The first seven can be found at HTTP://NFT365podcast.com Day 1. ENS Domain: N3F6T5.ETH Day 2. Chibi Galaxy Day 3. Cubotz Day 4. Astroheads Day 5. ConstituionDAO Day 6. OnigiriNFTS Day 7. Merry Modz We also announced that we have partnered with NFT BZL to do a live recording of the podcast at their event in Miami on Nov 30th. For those attending https://nftbzl.com/ make sure to stop by and say hi. We had a fun surprise with Astroheads and are excited to see what holding the $PEOPLE coin thanks to the Constitution DAO will look like November of next year. This podcast is powered by the ADHD creator coin on Rally.IO where by just holding the coin in your portfolio you qualify for weekly rewards. This week the holders of ADHD coin will be splitting over 17k $RLY rewards based on the percentage owned. Get your coins at ADHDcoin.com *There is a coin giveaway in the video for the first 100 people that scan the QR code so get yourself some SuperPOWERED ADHD coin as a thank you for watching the show. 

Do You Think There's Nothing You Can Do to Keep the Bad Guys Out? What a week. The FBI got hacked. Homeland security supposedly is sending out emails about hackers in your network. This is what we're going to talk about to start with today. What are these new emails, and how are they trying to con you? [Automated Transcript Follows] This is a little bit concerning. We know that the FBI's email system got hacked. And for everyone sitting there saying, well, gee, if the FBI gets hacked, there's no way my business can survive an attack. Remember that the FBI is a huge, huge target. They have so many systems, so many people, and the bad guys really, really would love to send an email out as though they are the FBI. [00:00:49] And, they did, they used, they used the FBI's email servers to send out some of these fake emails. I thought that was kind of funny, but be that as it may, the FBI closed. But there are things you can do to protect yourself, to protect your email. And my wife and I have been working diligently on a guide. [00:01:13] Now, you know that I protect businesses. I work closely with the FBI, been doing cyber security for more than 30 years. I kind of hate to admit it. But, uh, you know, you know, I've been on the internet for more than 40 years. So I've been at this for a very, very long time and there are things you can do. So we're making available a guide. [00:01:38] So she's taken a lot of my teachings and is boiled it down. It looks like it's going to be 25 ish pages. And it's just the essential things, the primary things that you can do. To stop your email from getting hacked, your bank accounts, et cetera. There are some pretty simple things you can do. So we're putting that together, and we're also putting together a Bootcamp and both of these are free. [00:02:07] Okay. Absolutely free. And in the bootcamp, again, this book isn't about selling you all of the, my services and stuff. It's giving you. Actionable things you can do. Yes, you can do. You don't need to be the FBI or a cybersecurity expert to do them, but five things you can do that will, I don't know, 10 X, your cybersecurity, really? [00:02:35] It it's, it's that big a deal. And it's going to take you less than an hour to do all of this stuff. So for those people who like the boot camp, so we're going to have. And, uh, you know, one of these zoom things and we're going to do it live and I'm going to explain it to you, spleen it. And you're going to have some homework before the bootcamp, because I want you to have some skin in the game too. [00:03:02] Right. You're not paying me or anything. So I want to make sure that you've done your homework so we can quickly. Go through all of the stuff that we need to cover in the boot camp and people who are interested in kind of being the example, which means they are going to get more information than anybody else. [00:03:21] You can also say, Hey, listen, uh, yeah, please use mine as an example. So we'll look at all of these different things. We're going to focus in on that first bootcamp primarily on. The stuff with passwords, you know, what should you do? How should you do it? How can you tell if your password has been stolen? If your email accounts been compromised, all of that sort of thing. [00:03:44] And you need to be on my email list in order to find out about this stuff. Right. And in fact, when you sign. I've got three special reports that Karen and I wrote that are really going to be helpful for you. These are three that we've been using with our clients for years, but again, actionable. To do right, is not some marketing sales guy trying to sell you the latest, greatest piece of antivirus software that doesn't work. [00:04:18] So you can get that. If you go to Craig peterson.com right now slash subscribe. If you want the deep link, Craig peterson.com/subscribe. We'll go ahead and sign you up. I have a little automated sequence. It's going to send you the emails with all of the attachments. We got one, that's kind of an introduction to Karen and I, you get to see both of us. [00:04:44] And, uh, it's a really cool picture of when we're on vacation one time and you can get all of that again. It's free. This is the free newsletter. This isn't the paid newsletter. Craig peterson.com. Slash subscribe. All right. So I can help you out with all of that free content. And I have lots of it. I'm on the radio every week talking about free, right. [00:05:08] And you can avoid these things. So like, I kind of hate to bring up this FBI hack because as I discussed again with Karen this week, I, I don't want people to feel like there's nothing that they can do. I have a friend, her name's Laura and she's in one of my mastermind groups. And Laura is, was listening to me because another mastermind member got hacked and it had like, what was it? [00:05:36] $45,000 ultimately stolen from him. And we helped them out. And so I was explaining, okay, so here's the things you can do. And. Basically all she heard was, uh, I'm never going to be able to do this. And, and she's a technical person. She teaches people how to become business analysts, which is pretty technical, right. [00:06:00] There's a lot of steps involved in doing business and analyst work. And so I was really surprised to hear from her that she had. The securing herself was just too hard. You know, the FBI gets hacked, et cetera. And so that's why when I came to this realization, the bottom line is, yeah. Okay. It can be hard if you're like me and you've been in doing this for 30 years, you've got the curse of knowledge, right? [00:06:30] So you, you know, all of this stuff, this isn't for you. If, if you know everything, okay, this is for people who. Quite understand what's going on. Definitely don't understand what they should do. Don't know what they should buy. They don't know how to use the free stuff that Microsoft and apple give you and how to pull it all together. [00:06:52] That's what I want you to be able to understand, and we spend time every. Going through this and every newsletter. I have a, an opening now that is a lot about three to five minute read. If that it can be very, very quick read and is helping you to understand some of the things that you can and should do. [00:07:16] So you'll get that as part of the newsletter. Again, Craig peterson.com. That's in my free newsletter. You should see the paid newsletter. Uh, it's a big deal because it's your life. It's a big deal because it's your business. It's a big deal because it's your job on the line. And most of the time, and when I pick up a new client, it's somebody who's kind of the office manager. [00:07:42] Well, frankly, more than your office manager, sometimes the business owner, you know, owner operator says to the office manager, Hey, we got to do something about cybersecurity and then I get. Saying, Hey, can you do a cyber health assessment for us and that cyber health assessment, which we'll do for almost anybody out there will tell you the basic self. [00:08:05] Okay. Here's what you got to do. You've got to update this. You should turn off this software or you should do this and that with your firewall so that they have. I a little checklist, right. That they can run through. That's the whole idea behind one of these cyber health assessment. And then what happens is they say, okay, well, let's, let's talk some more and we go in and talk with them, talk with the owner. [00:08:32] Do they want to do, help them put together a more detailed plan and then they are off and running so they can do it themselves. They can hire someone, they can have us do it for them, whatever seems to make the most sense, but it's very important. To do it, to do something because sitting there trusting the Google's going to take care of you or apple or whomever, it is, uh, you know, trusting Norton antivirus is going to take care of. [00:09:04] I was reading a quote from John McAfee. He's the guy that started the whole antivirus industry. Now, of course, he passed away not too long ago, under suspicious circumstances, but he came out and said, Hey, listen, antivirus is. Because right now this year, these weren't his stats. These are stats published. [00:09:24] You can find them online. Just duck, duck, go them. Yeah. I don't use Google for most things. Uh, and you'll find that the antivirus is ineffective 77, 0% of the time. So, what do you need to do? Well, you need to listen to me here because I am going to help keep you up to date here. Some people are auditory listeners. [00:09:46] You need to make sure that you get the newsletter so that you get the weekly updates and you find out about these free trainings and special reports that we put together. Makes sense to you and you can attend the boot camps where we cover the basically one hour meetings on zoom, just like you're used to, and we cover one or more specific topics and we do it live and we use your information. [00:10:17] The information you want us to have a, do you want us to share? So how could that be better? And it's the same sort of stuff, but deeper dives and more interactive obviously than radio. And you can listen to me here every week. I think it's important that you do, and you understand this stuff. So anyways, ramble, ramble. [00:10:37] It all starts with email. How do you keep your emails safe? You might remember years ago, you, people were getting broken into and emails were sent out using their accounts. Well, that happened decades ago and it's still happening today. So. Right now, Craig peterson.com. I promise you. I am not a heavy marketer. [00:11:01] Okay. You're going to get good, actionable information that you can put to use in a matter of minutes, Craig peterson.com/subscribe. [00:11:13] Our intelligence monitoring indicates exfiltration of several of your virtualized clusters in a fist sophisticated chain attack. Your, I am trying to put on this like official voice. Right. And it didn't do so well anyways, that's what we're going to talk about, right now. [00:11:29] This is an email that came from the department of Homeland security warning about hackers in our network. [00:11:37] Okay. The subject line here, the one I'm looking at, and this is a, the justice week urgent threat. In systems read the email goes on. We tried to black hole, the transit nodes used by this advanced persistent threat actor. However, there is a huge chance you will modify as attack with fast flux technologies. [00:12:01] I don't know if that ties into a flux capacitor or not, which he proxies through. Uh, multiple global accelerators. So this is somebody who doesn't really know what they're talking about. They're just throwing up big words. We identified the threat actor to be. Somebody whom is believed to be in of course, whom wrong usage of the word here, uh, is believed to be affiliated with the extortion gang, the dark overlord, comma, uppercase. [00:12:33] We highly recommend you to check your systems and IDs monitoring. Be where this threat actor is currently working under the inspection of the MCC. I see, as we are dependent on some of his intelligence research, we cannot interfere physically within four hours, which could be enough time to cause severe damage to your infrastructure. [00:12:59] Stay safe. USDA department of Homeland security, cyber threat detection and analysis network analysis. Total control panel. So this is classic when it comes to scammers. And the classic part is that you could do. Is the grammars bad. The wording is confusing, his punctuation is wrong and he's throwing out all whole bunch of words that are used when it comes to hackers. [00:13:35] You know, there are things like advanced, persistent threats. That's one of the biggest problems in fact, businesses have today. But in reality, the way he used it, Incorrect now that's something I would notice cause I've been doing this stuff for more than 30 years, but the average person is never going to notice something like this. [00:13:59] So it's been pretty, in fact, pretty successful now, a little different than usual here. These fake messages don't have attachments. They don't have phone numbers. They don't have web links. Therefore what? Well, your email filter is not going to look at them and say, oh, these look risky. These URL links are going to risky sites. [00:14:26] I'm going to block it. Right. That's what we do. We have the advanced email filtering from Cisco that we use for our client, or that includes their amazing artificial intelligence for phishing and stuff. So an email like this is not go. To trigger those types of alarms. So they're saying don't panic, avoid contacting the FBI for further details and ignore the accusations that are made in the email. [00:14:55] This is so focused though. So is a cybersecurity company. They have, they have a lot of stuff. They have some pretty good stuff. It's not, um, there's not. But spam house is tracking it. Now, if you've ever been blacklisted, it's called black Coleen really by people who might've used your domain to send spam, or maybe you're a spammer, you've heard of spam house and I've been blacklisted before inappropriately. [00:15:25] The good news is my. That I use for emailing is about 30 years old as well. So it's got a pretty good reputation over the years, but spam house is saying now that this is a scam they've been tracking it. It's a well-known scam and it's been widely circulated. To those office managers that I said are often the people who call us when there's a cybersecurity problem, or we get calls from office managers when something doesn't look right with the emails. [00:16:01] And we have a client that had been getting these weird emails and. We were called saying, what's going on, have a look. We looked and we found all kinds of problems. Right? So that again, an office manager approaching us and thinking everything's fine because they had Norton and they had the more advanced Symantec stuff and it didn't catch. [00:16:27] Any of this really nasty stuff, but that's part of what Spamhaus does. And they're looking at it and saying, oh, okay, wait a minute. Now we're seeing these emails come out. They are definitely not coming from, uh, fbi.gov, which is what the return address is. And so spam house tags, it spam. Assassin's going to tag it and, and it's not even going to make it. [00:16:56] Anything, but a log on are our email filter. So a number of people have received it. If you've received this email, I'd love to know it because they really are trying to go after the people who are a little bit more into this now, how do they find them? Apparently? They have stolen the email addresses by scraping them from public sources. [00:17:22] So databases, uh, published by Aaron, for instance, the American registry for internet numbers. And I'm assigned my own number is CP 2 0 5 because I was so early on by Aaron they're the guys that have been managing. The basic internet domain stuff here in the U S for very long time. And it also doesn't mean by the way that Aaron had any sort of a breach. [00:17:47] And really just showing that the crooks behind this disinformation campaign have really been focusing on people who appear to be in network administration, because those are the email addresses and names that Aaron is going to have. So why are they doing this? Why are they sending it out into it's frankly, it's kinda hard to tell some of the emails have a QR code in them. [00:18:18] Now that is intriguing because here's how, again, how a lot of these basic email filters work, they look at it, they say, well, what links are in there? How many links, how much of the email is a graphic? And they understand while it's going to internet bad guys.com. There's the link right there. Forget about it. [00:18:42] I'm not going to forward this email to the intended recipient, but if there's a QR code in that email to almost every email filter out through. It only looks like a graphic. So might've been a picture of your mother as far as it knows. Most of them are not very smart. So w you getting an email, having a QR code in it and saying, oh, that's kind of interesting. [00:19:07] Let's check out that QR code. That's where the hazard com. All right. So be very, very careful fake news like this. It's not only unfair to the people who are accused in it, which is what happened here. There can be accusing your own it department. They can be accusing. People within your department, which is typically what's happening and then what they may try and do now that you don't trust your, it people, your security people, because they're mentioned by name in the email, but remember their names are probably scraped off of. [00:19:47] That you don't trust them. And now they attack you and you don't trust that you've been attacked. Right? So fake news, a term coined by Hillary Clinton during her campaign, but that's exactly what it is entirely fake. So this email, if you get one from Homeland security about threat actors in your systems, almost certain. [00:20:12] Fake fake, fake, fake stick around. We've got a lot more coming up. Don't forget to subscribe. Get my weekly newsletter. I'm going to be published and even more, I think probably starting next month. I'm going to be sending a couple emails out a week because I got to get you guys up to speed so that you're ready for the upcoming bootcamp. [00:20:35] Everybody knows about the chip shortage, right? Uh, computer chips. They're just hard to find. I'm hearing all kinds of ads from Dell lately on the radio. And they're saying just buy now. Well, they're not selling new high-end machines anymore. The white house. This is a story from the verge has allegedly kinda stepped in about Intel's plans to increase chip production. [00:21:04] And you'd think that the white house would be encouraging chip production. Considering the shortages, the justice week, it came out Tesla hasn't been delivering their electric cars. Without USB ports. Other manufacturers are no longer providing you with an electric window for your car. It's a crank window. [00:21:28] Car manufacturers did it to themselves, frankly, by stopping orders for chips during the lockdown, thinking that somehow people wouldn't need cars anymore. And yet their sales of cars went up and when they go. Yeah. Guess what happens to the price? The price goes up, right? Inflation. You have more money chasing fewer goods. [00:21:52] So they really nailed themselves. Don't feel so sorry for some of these car manufacturers. We need more chips. I mentioned one of the manufacturers of PCs, the many of us use in our offices and, and Jews in our homes. Dell is a good company. They have been for a long time. However, you gotta be careful when you're buying computers because Dell makes very low end computers all the way up through good solid servers. [00:22:22] Same. Thing's true with. P Hewlett, Packard, excuse me, Hewlett Packard. Remember those guys back in the day? Yeah. They also make everything from cheap computers that you never would buy should not buy all the way up through really good ones. It's kind of like going to Walmart, you go to the Walmart and you don't want to buy any of the computer sitting there with one exception. [00:22:48] And that is the Chromebook. If you buy a mid tier Chromebook at Walmart, you're going to get a good little computer. Doesn't run windows, doesn't run Microsoft office word, et cetera, but it can still edit those documents. And it's a very good machine that is kept up to date. Just watch the price $110 Chromebook, probably isn't going to last. [00:23:12] It doesn't have much storage on it, et cetera. A $2,000 Chromebook is probably major overhead. So go somewhere in the $400 $500 range for a Chromebook, which is by the way where they're selling some of the laptops, windows, laptops, same price point. I, again, that's why I just wouldn't buy any of that. So we need more chips. [00:23:37] We need higher end chips. They are very hard to get our hands on right now. We're talking about electrification of everything. And if you've heard me on the radio during morning drive time, you know, I've been just bemoaning how the government's putting the horse before the. They're out there saying electric, electric, electric, and shutting down pipelines and coal mining and coal power plants. [00:24:04] Although coal is one of the cleanest energy sources nowadays because of all of the scrubbing that's going on with the output of the coal plant. And also of course, they're, they've been stomping. Most of the nuclear plants from coming online, even though the new. Technology in nuclear is impossible to fail. [00:24:26] They use basic physics to make sure that these things aren't going to do a Jane Fonda, a China's syndrome thing. Okay. So it's just crazy. We don't have the electrical. Even if we put up, it would take literally millions of wind farm, our turbines, and obviously millions of rooms and fields covered with solar cells. [00:24:54] We would still need nuclear. We would still need other sources of power because the sun doesn't shine all the time and the wind doesn't blow all of the time. This is just completely backwards. People aren't thinking it through. It's again, it's the knee jerk. And of course they're investing heavily. They being the Congress, people of themselves, particularly those Congress people like the Al Gore's of the world and Nancy Pelosi and Chuck Schumer, because they are forcing a move to this technology that isn't ready for prime time. [00:25:31] And at the same time, we are trying to buy electric cars. How are we going to charge them? How are we going to run our homes? It's like Europe, people froze to death last winter in Europe. It's going to happen again this year. And the thing about what happened in Texas last year. Yes. Some of that was because they weren't prepared, but guess what else happens? [00:25:55] Sometimes the wind isn't blowing in Texas. So there's, there's just all kinds of problems. So Intel is saying, well, we got to increase our chip production. Intel's main business right now, by the way, seems to be moving towards making chips on behalf of other people, other companies, rather than making their own chips. [00:26:20] Isn't that kind of interesting. And the industry, the chip fab industry, the ones that fabricate the chips, make the chips are spending about $2 billion a week. According to the latest numbers I saw to try and expand the manufactured. Well, apparently Intel went to the white house because they want some of our tax dollars. [00:26:44] You know, the money they'd take at the point of a gun. They want some of that so that they can build their business, build it back better. And apparently some sources close to the situation told Bloomberg that Intel. Posed making silicone wafers in a Chinese factory, which could start production towards the end of next year. [00:27:12] But in a move that I agree with had the Biden white house, apparently Intel was strongly discouraged due to potential security issues. Yeah, no kidding. Some major security issues here. We don't want to give away our technology to make this leading edge stuff. Think about the U S. We were always the country that people came to for technology. [00:27:43] I mentioned this week on the radio, the cotton gin way back when look at how much labor. That, uh, that cut look at the internal combustion engine. And again, the Teamsters, the horses, the cleanup crews in New York city. Right. All of that went goodbye pretty much because of technology and people got higher technology. [00:28:10] Jobs and everyone became more efficient and that's, what's supposed to happen right now when right now based basically we have stagflation in other words, prices are going up, but we're not getting any more productivity out of it. That's a real problem. And that's why they keep talking about the problems we were having in the late seventies. [00:28:31] And I remember those well, I remember gas lines sitting there in California waiting to buy gas. It was incredible what was happening out there. So Intel thinks it needs to secure funding from the federal government in order to ramp up the production. Bloomberg announced, Orwell said that Intel currently has no plans to produce silicone wafers in China after discussing it with governor. [00:29:01] Officials and it will instead consider other solutions. Now I hope those other solutions are to make those plants, those chip fab plant here in the United States. Let's put ourselves back on a leading edge footing here. Google moved its artificial intelligence lab to China talking about. Anti American thing to do moved it to China, artificial intelligence. [00:29:31] That's something we need. The us needs to be the world leader in some of these technologies. And frankly, we're not the leader anymore. It's it frankly, a shame. So you can check this out. It's on the verge. You'll also find it up on my website. Craig peterson.com. Make sure you sign up for the newsletter so you can get all of these little trainings, you know, five minutes a weekend can make a big difference. [00:30:03] Craig peterson.com. [00:30:05] Hey, I don't want to depress anyone, but Bitcoin is now a 13 year old teenager. And back in January, 2009, Bitcoin was priced at well. Wow. [00:30:19] January 3rd, 2009 is when it was launched. And E Bitcoin was priced at you ready for this point? [00:30:30] Zero 8 cents each. Okay. So, uh, the, uh, uh, and because of that, a lot of people. I have been seen, well, you know, we, we've got to get into this and that in fact, Elon Musk has been kind of pushing up the price of another digital currency. All of the initial price increases in Bitcoin were due to fraud. [00:30:57] According to a lot of reports and we can get into those if you'd like fraud. Yeah. That's a great way to launch a whole new product. And they also played some other games. For instance, the biggest driver of Bitcoin price for a long time was crux. For ransomware. Yeah. People had to buy ransom and pay ransoms. [00:31:25] How do you pay a ransom while usually it was with Bitcoin and that meant you had to turn us dollars or other foreign currencies into Bitcoin. And as economists in the white house, don't seem to understand when there is more money tracing, a limited commodity, the price of the commodity goes up, whether it's gasoline, food, or Bitcoin, and that's exactly what happened. [00:31:58] Percentage wise, how much of an increase has there been in the value of Bitcoin? Um, uh, let me see here. You see if I can figure this out 7 billion, 750000000% increase. Isn't that something now of course we don't all have these magical glasses that let us look forward to kind of figure it out. Out, but it's based on this peer to peer electronic cash system that was written about by, uh, someone or a group of people that went by the pseudonym of Natasha Nakamoto. [00:32:42] And there've been a few people over the years who have claimed that they are the person that started it and maybe one of them is, and may be, none of them are who knows, but this was first published, October 31st, 2008. So about a month later is when it started to trade and it is just incredible here. [00:33:04] Bitcoin was really perceived initially. Threat by government and financial institutions. I think it's still perceived as a threat. My government, they are able to track Bitcoin and other cryptocurrencies in many cases and the way they track it as well. If you have Bitcoin, what good is it? Unless you can use the Bitcoin to either buy something or to traded for us dollars or another hard currency, that's how they're tracking. [00:33:38] Without getting into a lot of detail here, but it's interesting to look at because the Bitcoin white papers proposing a solution to prevent what they were calling double spending. And when you don't trust a third party necessarily, and that's where we got these logs, if you will, the. Uh, balance sheets that were being used to track everything. [00:34:06] And then you had the voting, you had to have 50% of these systems that were tracking all of the transactions, agree on a transaction, et cetera. And that's actually been a problem for Bitcoin because of the. Intermediaries, you have to go through or get to approve your transaction. It's a, frankly, a problem that's really slowed down transaction. [00:34:34] So you can't just go like with a credit card and pay for something that's done. It can take your day or more. Now it's interesting that we're getting close to the ultimate limit of Bitcoin offerings. The blockchains mind blocked number 707,000. Which by the way, offered a mining reward of six and a quarter Bitcoins. [00:35:01] So think about that. Well, it costs you more to mine, Bitcoins than they're worth. If you're trying to do it in the Northeast. Pretty much anywhere in the United States. So don't just run out and start doing it. My son and I, I don't know, five, eight years ago, something like that, we decided we'd start trying to do some mining and we did, and we didn't find any Bitcoins and it was just cooking some machines. [00:35:28] And so we said, forget about it. And we gave out on it. It does have a hard cap. Then it's got a ways to go. I said, it's approaching. It is, but there's 21 million Bitcoin is the hard cap and the community that maintains the software and maintains Bitcoin because it is a committed. Has it been modifying the rules as time went around at about how many Bitcoin you get when you're mining something, into solving these problems and, and how the blockchain works and how many honest and dishonest mentions were in the original Bitcoin white paper and how can they reject invalid blocks? [00:36:18] So there's a lot of technical stuff going on and it's changing. All of the time. And ultimately it's the consensus mechanism that has been slowing it. So when it costs you more to mine, a Bitcoin than you get for it. So let's do a little bit of math here. If we say that how much is a Bitcoin worth right now? [00:36:42] So we say current value of Bitcoin. I'm typing it in right now. So it's about $57,000. Per Bitcoin. If we say 57,000, uh, here we go. 57,000 times, what did I say? Six and a quarter, right? So $362,000 equivalent is what they, the person who mined this block was paying. That sounds pretty good. Doesn't it? Yeah, it really does. [00:37:17] It adds up quite, quite quickly. But when you consider that it costs more to mine, a Bitcoin than it costs, then you, then you get to paid for it. 350, $6,000. That's a lot of electricity on a lot of hardware. And because of that, China has. Down Bitcoin mining operations, because it uses so much electricity and in the United States and in some other countries, but here in the U S and in the UK, some of these Bitcoin mining operations have been buying. [00:37:54] Coal powered power plants, coal fired power plants so that they can produce their own electricity so they can make it worthwhile to mine. So things are going to change. They're going to be changing the rules. As I said, we've got a total of 21 million Bitcoin ultimately. And so far we've only just mined numbers, 707,540. [00:38:21] So the interchange, the rules, I'm going to keep an eye on this because that's kind of an interesting one. Elon Musk, his quote is Crip. Cryptocurrency is fundamentally aimed at reducing the power of a centralized government. And that by the way, can be one of the main reasons that Bitcoin hasn't been really adopted in the mainstream yet. [00:38:42] And Ilan has all kinds of tweets. Bitcoin and other cryptocurrencies, he says, Bitcoin is my safe word. Isn't that? Something he's been primarily the guy behind Dodge coin, which is yet another crypto currency, D O G. Coyne D O G E coin doge, I guess, coin. And you can find that online. I think it has new doge even publicly traded while it's certainly traded as a crypto. [00:39:12] Okay. So doge coin right now is worth 22 cents. It's down from its month, week, and day highs. I'm looking. Here. Yeah. Yeah. So it's gone up and down. It's been worth more. Yeah. A couple of weeks ago. So that's part of the problem with it. If you don't have money that you can absolutely waste, don't buy this stuff and I'm not an investment advisor, but I've never bought any Bitcoin or any other cryptocurrency. [00:39:46] And the problem is, and from my perspective that it is not real at all. Yeah, you can say, look at this, I could have made 7000000% on that. Well, you could do the same thing almost if you had, instead of buying a brand new Tesla model as, uh, you know, eight years ago, seven years ago, and paying $77,000 for that. [00:40:11] If you had bought $77,000 worth of Tesla stock, you'd be in the millions of dollars in value. Right? And so we've got the Raven company out there. I don't know if you know these guys or not. I watched a motorcycle show. They're going from the tip of south America all the way on up to San Diego. And they had this reveal and electric truck, which is really quite cool. [00:40:39] Well, they are public right now. They just won. And they have a market capitalization. In other words, a value of ribbon, which has only made a couple of dozen vehicles. That's it? Total. And they're owned by people who work for the company. Their market capitalization is 50% more. Then most of the major manufacturers out there, it's just crazy how much it is worth and why it's because people are looking at it saying, well, Tesla appreciated 7000000%. [00:41:19] Ravion's going to do the same. And by the way, they are cool cars. I love the idea behind. Uh, you know, electric vehicles. It's just that we got the cart before the horse who don't have the electricity. We're not making the hard decisions. We're just ripping stuff out. It's absolutely crazy. By the way, they had a 15% drop in the value of their shares on Wednesday. [00:41:45] Uh, it'll go up. It'll go down. But it's, uh, w it's something we got to test remember? Okay. Cryptocurrency is not it yet of Tesla. Stock is worth something will probably always be worse. Something cryptocurrency is worth something, but tomorrow may be worth zero, and don't go crazy. These market caps of startup companies that have never done anything being worth 50% more than major us auto manufacturer. [00:42:18] What that's crazy. [00:42:19] Clothing prices have been going up. In fact, apparel prices were up 4.2% in the last 12 months. That's as of August, we've got cotton going up. There's a whole bunch of things that are going up and a company out there called dress X thinks it has a solution for all of these prices. [00:42:40] Everything's been going up, I put some gas in my car the other day. I have a, you might know, of course, a 1980 Mercedes and my wife drives a nice little Ford edge, not a particularly big SUV, kind of a guess a mid-size SUV. And I put, I think it was about 15 gallon Zan and it costs me more. 55, $0. I can't believe it. [00:43:12] We used to have a little diesel little Volkswagen Passat diesel. We would drive around and we were getting pretty close to 60 miles per gallon, around town. And diesel was about a buck, a gallon, and it cost 20 bucks to fill the silly thing up. And we could drive all the way down to New York city and back on. [00:43:31] $20 worth of diesel one fill up. Okay. Uh, none of that's true anymore, is it? And we're looking at some increases. It's not like the kind of increase we've seen in certain foodstuffs or gasoline or eating oil. Apparel prices are up and there there's a company out there that thinks that maybe they have a bit of a solution for you. [00:43:56] It's called dress ex I found a video online of a young lady. Who's got a lot of followers, interesting lady. And she was trying them out. She'd tried a different dress or different clothes every day for a month. No, I did not watch all of the video, but I got the basic idea. And the idea is that people are buying digital clothes. [00:44:25] Now I think of that for a minute. Would you pay for a designer? And maybe you would, maybe you wouldn't pay for designer dress, but you know, already like, and AOC is dress that she wore, you know, the lady of the people, uh, only cost. What, w what is it? $30,000. Per seat for her to go to that banquet. And I think her dress was like five or $6,000. [00:44:53] Well, you can get a dress just like AOC. That's designed by a high-end fashion designer for somewhere between 40 and $60. Okay, but it's a virtual dress. It's not a real dress, not in the real world. It's interesting what they're doing and trying to do. If you have used some of these online sites like Instagram, they have various types of what they call filters. [00:45:21] So you can put a filter on you and there's like a makeup filter, for instance, that makes you look like you're all made up, right. That gets rid of all of the blemishes on. In, and there's other filters that do backgrounds and do different things and make you look like you're a kitty cat or whatever. [00:45:41] They'd all kinds of crazy things. Well, this company called dress ex has now come out with filters that you can use in their app. And they don't work too well right now, but people have been buying these digital close to. Now you don't wear them out. Okay. This is really like the King's new clothes. You might remember that story. [00:46:06] Right. And if all you have on are your digital clothes, you don't have anything on. However, what it does is if you're using their app and you're moving around, uh, and with their app, Paste these clothes on you. And it's a little funky right now. It's not the best, but you can bet that's exactly where it's going. [00:46:32] And it reminds me of a blues, Bruce Willis movie. Can't remember the name of it. And, uh, it's I think really bringing up a whole, a whole type of. Dysphoria that I think people are going to have more and more where you're living in this artificial life and that artificial life that you're in now that's called SIRA gets, I was just looking up as we were talking, uh, that artificial life that you're in is so nice. [00:47:05] You don't want to live. In the real world. And I'm starting to see this now with things like dress X, which you'll find online, address x.com. You can now wear anything you want. You can use the filters that are available generally to change. Parents to change your ethnicity, to change anything you want. [00:47:28] And if you ever saw Sarah gets, it was a very interesting movie. I liked it. I watched it because I generally like Bruce Willis and Rosa Mon pike, who were the two primary actors in this movie. But in the movie, everybody was just sitting there. And they were in these 3d chairs. And while you're in that chair, you could be anybody anywhere doing anything and literally anyone. [00:47:57] And so you're sitting in the chair, you can see around you, it looks real, it feels real everything about it is real, at least for the most part, but in reality, And none of it's real. And these people, they, some of them got out of those chairs and while they were out a nasty things happen to them. In fact, it was, he was a cop and they were, uh, investigating some murders of these people who were again, using what they were calling. [00:48:30] Sarah gets nowadays with what our friends over at face. Or doing, you are going to see it called something else. Uh, Facebook, in case you didn't know Facebook changed its name. Now Facebook, Facebook is still Facebook, but the parent company kind of like Google split kind of off and change the company name, uh, Facebook did the same thing. [00:48:56] They're calling it. And the idea is to have this meta universe where again, just like in surrogates, nothing is real, just like on dress ex you can wear any fashions you want to, and instead of paying thousands of dollars, you pay tens of dollars, basically. Now I mentioned that their video isn't very good. [00:49:21] At least not yet over address X, but you can go to dress X. You can take photos of yourself and send them to dress X. They will go ahead and put whatever clothes you want to be. On you it's basically. Yeah, it's Photoshopping, but they do a pretty good job in general. I looked at a whole bunch of them, but it, uh, you know, it, it looked pretty real. [00:49:48] You don't have to consider the fit. You don't have to worry about how big you are because all of these clothes adjust, infinitely a store. Doesn't have to stock a bunch of them. So we're moving. This whole metaverse idea and these digital clothes, which are really a thing nowadays is vice said, vice.com. [00:50:12] We're moving more and more to this unreal world and some real unreal fashions too. I'm looking at some of them and it's, it's hard to even describe them. It looks like there's all of these. Things growing all over the clothes that are coming out and just doing all kinds of weird things. So there you go. [00:50:36] I'm note on fashion. I'm looking right now at a picture that's right in front of the metropolitan museum of art in New York, and a lady is wearing one of the. Digital dresses. Now they tell you what you should be doing. And when you take that picture is aware of skin tight clothes so that they can match the digital close to you a little bit better. [00:51:01] But, uh, w w we'll see, she's saying that in this project, Tweet at the, in front of the mat, she's saying I just can't wait for the met gala. What it'll look like in 21, 21, because you know what, she's not wrong about this. It's really coined to change. There's some real cool stuff. Go to my website. If you want to see this, you can find it on vice, but I have a link to it. [00:51:24] Just look for this. Show notes and you'll find it right there. In fact, you're getting even search for on my website because I have everything transcribed. Just look for digital clothes because there are thing now. Hey, I also want to talk a little bit here about. The, uh, the next little article, which is what's happening right now with apple. [00:51:48] And you've probably heard about these ID cards in Austria right now, they are stopping people randomly and asking for their papers. They want your papers. If you are, have not been, they call it vaccinated. It's not a vaccine. Really. It's still funny to see the CDC change to the definition of vaccine, just so it meets their jab standards. [00:52:16] But, uh, if you're not vaccinated, there's an immediate, it's about of $3,500 fine that the police officer will issue to you. And of course, there's police everywhere. Just stopping people randomly and asking for their papers. Well, apple is making various us states that have decided they want to use a digital ID card. [00:52:43] For customer support and also for some of the technology. Now, the initial idea behind this, and Apple's been working on it for a while, is that you can have your driver's license in the iPhone wallet, app, more secure. It's certainly more convenient for most people. Sometimes you might forget your wallet, but most people don't forget their iPhones. [00:53:10] Yeah. The feature when combined with Apple's biometric security measures really could also cut down on fraud. So we've got about a half a dozen states right now that have signed up with apple and our pain part of the freight for these things. And when they pull you over and ask for your papers, you'll have them right there in your iPhone. [00:53:32] Isn't that handy stick around. We got more to talk about. Thanks for joining. Today and visit me online. Craig peterson.com. Stick around.

JOHNNY'S 2021 LATIN AMERICAN “EXPAT INSIDER” SEMINAR HAS BEEN POSTPONED DUE TO BAD SCIENCE AND US GOVT STUPIDITY... BUT DON'T WORRY... IT'S STILL GOING TO LAUNCH: The last Latin American Seminar was scheduled for January 2021. Please stay tuned for the new rescheduled dates (estimated to be in early 2022). We're on it and will keep you posted…       #1- The trials and tribulations of international air travel; It's not just a “hurry up and wait' situation when you arrive at the airport. Get ready for a world of frustration, online forms and QR code processing worries. Hart to believe that back in the day flying used to be fun…   #2- Mexico cracks down on Gringos and Expats: The latest disturbing immigration traps.   #3- Narco and gang wars for Dummies: What gringos and expats really need to know about Mexican Narcos and gangs.   #4- Expat Eddie rides again: Today we have another wild and crazy Expat Eddie story. Just a warning. Don't try this at home!    #5- Do you want to get into the exploding Crypto-currency world but don't feel quite confident enough to dive in? Our own Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com #6- Be sure to pick up my newly updated, "LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2021 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com and click on the "Latin American Healthcare Report”.

Adam Levin, founder of CyberScout and co-founder of Credit.com, is a nationally recognized expert on cybersecurity, privacy, identity theft, fraud, and personal finance. In this episode of Cybercrime Radio, Adam joins host Hillarie McClure to discuss QR codes, how scammers utilize them for cybercriminal activity, and the red flags consumers should be aware of. To learn more about Adam, visit https://adamlevin.com. • For more on cybersecurity, visit us at https://cybersecurityventures.com

Join Dave and Wayne for genre television show news, a glimpse into what the hosts are currently watching, commentary and analysis of the Apple TV+ science fiction series Foundation, and our listener feedback.  This week on the SciFi TV Rewatch podcast we discuss “The Missing Piece,” the power struggle between Hari Seldon and Gaal Dornick, and whether her reactions to his manipulations are warranted. However, it's Brother Day's quest to complete The Spiral that generates the most significant narrative details.  In our What We're Watching segment, Wayne learns there's an additional season of Dickinson available, and Dave finally gets around to watching the Series 13 premiere of Doctor Who.  In Listener Feedback, Fred from the Netherlands clues the US audience in on Europe's use of QR codes in its battle against Covid 19.  Remember to join the genre television and film discussion on the SciFi TV Rewatch Facebook group and follow us on Twitter @SciFiTVRewatch for the latest genre television show news and podcast releases. Episode Grade: A-  

最近，血液檢驗公司Theranos執行長霍姆斯詐欺一案在九月開庭。霍姆斯從一位成功的女性創辦家，到今天公司倒閉，訴訟纏身，她的經歷被寫成書《惡血》，拍成紀錄片，之後也會被拍成電影。她的故事給了矽谷什麼樣的教訓？她的行為舉止和她現在面臨的指控，又如何顯明了男女創業家在創業時的不平等？ 本集重點： →  霍姆斯如何從一位19歲的天才女性創辦人，到如今公司倒閉，訴訟纏身的地步？ →  什麼是Fake it till your make it？「惡血」事件當中的種種矽谷日常給了矽谷什麼樣的警示？ →  女性創業家在募資時會遇到什麼樣的困難，她們又如何能突破這些困難？ 更多內容相關資訊請參考：http://queerology.net/2021/11/podcast-m04/   支持我們：謝謝你收聽今天Queeroology的節目【我在男人谷】。我們是一群關心性別議題的朋友，在平常忙碌的生活中，拼湊時間、克服各地時差，一起來製作這個節目。如果你喜歡我們的節目，你可以幾種方式支持我們：收聽節目、訂閱我們的頻道、留下五星評價，或是邀請你的朋友一起來聽Queerology的節目，也可以到Queerology.net，點選頁面上的QR碼，請我們喝杯咖啡。  

Pamela Fusco, former Navy cryptographer, is the CISO at Splunk, Inc., and Founder of ZuluTails – the first "pet to people” portal that connects you with your pet instantly via QR code. In this episode of Cybercrime Radio, Pamela talks with host Zack Hack about why she founded ZuluTails, what makes the QR code technology different than a microchip, and how her company keeps pet owner information safe and secure. To learn more about ZuluTails, visit https://zulutails.com • For more on cybersecurity, visit us at https://cybersecurityventures.com

Sales and plumbing guru Roger Wakefield (The Trade Guy) joins Corey to discuss how tradespeople can make more sales. They discuss how to go from service provider to trusted advisor by asking open-ended questions, using winning listening techniques, and the importance of understanding your clients communication style to your sales numbers.   Roger Wakefield is a plumber and YouTuber with 400K+ subscribers. He teaches plumbers and tradesmen the sales skills they need to make more sales.     “When we learn to communicate with people in a way they want to be communicated with, our sales probably have to up 75%” - Roger Wakefield   Timestamps    [00:04] Episode overview and who is the plumber Roger Wakefield?  [01:26] Overcoming the mental barriers and anxiety around selling high ticket products and services.  [04:54] Why you should offer your customers financing options.  [08:20] How ‘listening to repeat' can level up your plumbing sales skills.  [15:51] The TWO most important sales skills for tradesmen.  [21:14] Why every tradesperson needs to learn body language.  [23:40] Why you need to spend more than 10 minutes with inquiring clients. OR How to gain trust with potential plumbing/hvac clients? [24:57] Keeping your credibility as a sales lead for tradesmen.  [26:48] What to say and do to easily get reviews/testimonials after performing a plumbing/hvac service.  [30:30] When should you ask your clients for a referral?  [33:55] How has COVID-19 affected the trades business? [37:33] Should employers make the COVID-19 vaccine be mandatory?  [43:13] Why explaining the science behind the COVID-19 vaccine is so vital.  [51:23] How to connect with Roger Wakefield (The Trade Guy) 5 Key takeaways    When you are selling a high ticket product or service that you cannot imagine buying for yourself, it is hard to put yourself in the customer's shoes and leverage that empathy to refine your sales technique. A good way to overcome this is to understand where every dollar goes. When you give a job to every dollar, you understand why you cannot offer discounts on your product. Rather than a discount, you can offer financing options.    If you are listening to your customer in a way that you can repeat to them what they are looking for, you can provide a much better service to them. You will be able to detect problems and symptoms that you wouldn't have if you were not listening and investigating so intently.    We learn through visual, auditory, or kinesthetic means. When interacting with your client, try to detect their preferred learning method and explain your service in their preferred learning method.   When a potential client is interested in your service, make sure to invest quality time with them. Spending only ten minutes explaining what they need and how you can help them is simply not enough time for you to build a relationship with the potential client. People want to buy, but they hate being sold to.    Make it as easy as possible for your client to leave you a review. One way you can do that is by providing them a QR code that they can scan that takes them straight to the review page.     Links   Connect with Roger Wakefield (The Trade Guy): LinkedIn | YouTube    I'll make you 5X the amount I charge you or your money back + $500 for your time and trouble: Sales CEO   Connect with Corey Berrier: Website | Instagram | LinkedIn Keywords   Plumbing sales, plumber sales skills, sales skills for tradesmen, open-ended questions in sales for plumbing, hvac sales, plumbing reviews, gaining trust in sales, communication styles in sales, roger wakefield plumber,  plumber youtube, youtube plumbing. 

Thanks for tuning in this week! On this episode we talk about how to tackle some serious conversations and why it is not necessary to have them same life experiences as students in order to be empathetic and a positive and stable role model for them. Fabian also talks about using fake Twitter and text message exchanges to review previous knowledge and why it is important to NOT share a QR code that lets students edit your Google Forms. Click on Leave us a Message! We will make sure to reply to you and will play your message on our show! Give it a try! You can also find the button on our homepage, findingourtribe.net. Please also check out our 9 episode sidepod project "Jedi in the Classroom" which we recorded with @MrsJamieHalsey. Find it in the feed! As always, please join us on Twitter for our growing community. Follow us @findingtribepod for our podcast, and also individually @hofmannEDU (Fabian) and @findingmyaloha (Scott)! Or, if you are old school, send us an email at findingourtribepodcast@gmail.com. We would love to hear from you! Rate us! Leave a review on Apple Podcasts! Subscribe to our YouTube channel to get notifications about new videos we post. This is how we get found and can grow our community. Things we mentioned on the show: - FakeTwitter conversation generator - Fake text message exchange creator

Pete talks with Sebastian Ortiz, a portable sanitation consultant and the expert behind the International Portable Sanitation Observatory (IPSO). Listen to my interview with Jack Sun at https://www.getflushed.online/episode/jack-sim (https://www.getflushed.online/episode/jack-sim) Visit https://www.podinbox.com/getflushed (www.podinbox.com/getflushed) to enter our baseball cap giveaway or leave Pete a message Learn more about our title sponsor at https://www.sanitrax.com (Sanitrax.com) IPSO (International Portable Sanitation Observatory) is an information management organization within the portable sanitation industry. IPSO is now the watchman of the European (CEN) and International (ISO) portable sanitation regulatory and compliance matters. Learn more about IPSO at: https://ipsoeu.eu/ (https://ipsoeu.eu) AirVote® is a real-time customer feedback service. Customers provide instant service feedback by scanning a QR smiley with their smartphones. Thanks to easy setup and simplicity of use, ArVote QR smileys can be found in thousands of public restrooms worldwide, connecting businesses in real-time with the actual users of the facilities. Learn more about AirVote at: https://air-vote.com/ (https://air-vote.com) Support this podcast

Guest Blake Hall, CEO and founder of a company called ID.me, discusses protecting your identity online, Dave and Joe have some follow up from listener Rafa on 2FA he uses, Dave has a story about bots that take advantage of 2FA to break into your payment accounts, Joe's story is about scams carried out through QR codes, and our COTD comes from listener Wyatt about an award-winning email from Warren Buffett. Links to stories: The Booming Underground Market for Bots That Steal Your 2FA Codes Fake “Sugar Daddies” are cheating on Instagram Have a Catch of the Day you'd like to share? Email it to us at hackinghumans@thecyberwire.com or hit us up on Twitter.

So, as most of you know, I was in Mexico last week for a family wedding, well it is good to be back in the studio, and back to the hands on the plow. Having grown up in Texas, having lived in New Mexico, it reminded me how important Mexico really is, and I would love to find good connections to build out Fight Laugh Feast Mexico, similar to what we are doing in Canada. So, if you know of any good churches or Christian leaders down in Mexico, and would love to connect them, please email me at Waterboy@CrossPolitic.com. Folks, we are already getting excited about Christmas around here. It is November, so that is allowed right? Well starting now, for all those who sign up for an annual Silver membership or above will get our CrossPolitic Christmas Man Box. This box will come with: -Special Fresca Holiday T-Shirt* -CrossPolitic Patch Hat -3 Fight Laugh Feast Cigars (Little Anthony's) -CrossPolitic Ceramic Camper Mug So, go to FightLaughFeast.com, click on Shop, and make sure you select an annual membership that is Silver or above for this offer. Included in this offer is a 13 month member, meaning we will bill you in January, CrossPolitic stickers, and a signed thank you note by the CrossPolitic crew. Get this while supplies last! Secondly, all club members will be getting a free copy of our Flight Laugh Feast Christmas magazine. I know some club members are already magazine subscribers, so if that is the case, you can just gift the magazine to your favorite friend for Christmas. Lastly ladies, we have not forgotten about you. Actually men, here is your opportunity to buy your wife a unique Christmas present. Rowdy Christian Clothing is now carrying beautiful Fight Laugh Feast bracelets that come in brass, gold, or silver. Go to RowdyChristian.com and order them while supplies last for Christmas! Liberals Don't Want Logic: Play clip: https://rumble.com/vpbc7w-the-view-hosts-cut-off-unvaxxed-conservative-guest-for-sharing-covid-facts.html?mref=22lbp&mc=56yab Texas Dem Ryan Guillen switches to Republican Party over defunding the police, 'chaos' on the border https://www.foxnews.com/politics/texas-dem-switches-republican-defunding-police-border According to Fox News: “A Texas Democrat switched his affiliation to the Republican Party over the party's left-leaning embrace of defunding the police policies and "chaos" on the southern border. State Rep. Ryan Guillen announced in a Monday press conference that he would seek reelection to his south Texas seat as a Republican, saying the Democratic Party's far-left values are no longer in line with his own. Specifically, Guillen cited his now-former party's backing of defunding the police and the compounding crisis at the southern border under President Biden. "Friends, something is happening in South Texas, and many of us are waking up to the fact that the values of those in Washington, D.C., are not our values, not the values of most Texans," Guillen said. "The ideology of defunding the police, of destroying the oil and gas industry and the chaos at our border is disastrous for those of us who live here in South Texas," he continued. The former Democrat had won his seat by nearly 17 points in the 2020 election and has served in the Texas House for almost two decades.” YouTube Cuts Off the Best Real-Time, Legal Coverage of Rittenhouse Trial and Immediately Regrets It https://pjmedia.com/news-and-politics/victoria-taft/2021/11/15/youtube-cuts-off-the-best-real-time-legal-coverage-of-rittenhouse-trial-and-immediately-regrets-it-n1533042 “The Rekieta Law channel, which featured multiple lawyers doing real-time analysis of the trial Rittenhouse trial, often beat the number of people watching the PBS stream. The PBS stream is one of the more reliable ones available to YouTube users and was being used by several outlets.” Well guess what Youtube did to them? Ya you guest, Youtube cut off their live feed as “Assistant District Attorney Thomas Binger began his closing statement”. As you know, we are still suspended from Youtube, I think, until November 22nd. Youtube is big tech, and big tech hates the truth. So any honest attempt at live streaming a fair assessment of the Rittenhouse trial, and that was competing with platforms like PBS, will get the cancel treatment. Rekieta's media team tweeted this out: Florida woman dies after unsuccessful suit to get ivermectin https://thehill.com/regulation/healthcare/581735-florida-woman-dies-after-unsuccessful-suit-to-get-ivermectin A teacher in Palm Beach Gardens, Fla., who was hospitalized with COVID-19 died following her husband's unsuccessful attempts to force doctors to treat her with the anti-parasitic drug ivermectin, according to reports from ABC News. Tamara Drock, 47, spent 12 weeks at the Palm Beach Gardens Medical Center, as explained by her husband, Ryan Drock, per ABC News. According to The Palm Beach Post, she was not vaccinated against COVID-19. Ryan Drock sued the hospital in October over its refusal to administer ivermectin to his wife, ABC News reported. Misinformation about ivermectin's ability to treat coronavirus infections has circulated widely online in recent months. However, the Food and Drug Administration (FDA) has stated that "ivermectin has not been authorized or approved for use in preventing or treating COVID-19 in humans or animals." The agency also noted that "ivermectin is approved for human use to treat infections caused by some parasitic worms and head lice and skin conditions like rosacea." Ryan Drock's lawsuit was rejected by Palm Beach County Circuit Judge James Nutt in October, according to ABC News's reports, as Nutt said that permitting a judge's rule to override a doctor's recommendation could set a dangerous precedent. Nutt encouraged the Drock family to try to negotiate a deal on their own with the doctors at the hospital. A doctor at the hospital did eventually agree to administer ivermectin, though the family attorney said it was too low of a dose, per ABC. QR code now the only acceptable form of COVID-19 vaccine proof in Alberta According to Canada's government media, I mean Global News: “Alberta residents will now need more than a paper record from a COVID-19 vaccine clinic if they want to sit down at a restaurant, work out at a gym or enter indoor venues like arenas or movie theatres. Albertans hoping to enter any business that has implemented the COVID-19 restrictions exemption program — or Alberta's vaccine passport — will now need to have the QR code provided by the provincial government. As of Monday, proof of vaccine received at the time of vaccination or those saved from MyHealthRecords is longer be accepted. “Alberta's more secure and scannable QR code vaccine record makes it easier for Albertans to safely take part in daily activities,” Health Minister Jason Copping said.”” UK “set to require three vaccinations from those eligible for booster”: https://www.theguardian.com/world/2021/nov/15/no-10-plans-booster-jab-requirement-for-people-to-obtain-covid-pass According to the Guardian: “Ministers are set to require three vaccinations from those eligible for booster jabs in order to qualify as being fully vaccinated in areas where people must prove their status, such as travel or avoiding mandatory isolation. Downing Street sources said the intention was to end up in a place where three jabs, rather than two, was the requirement to obtain a Covid pass showing full vaccination – though currently only over-40s are eligible for the booster. If the Joint Committee on Vaccination and Immunisation (JCVI) continues to recommend boosters for all adults six months after their second jab, then the requirement could be in place in England by the early spring. News of the plan came as England's chief medical officer, Chris Whitty, also warned there was “major concern” about vaccination rates among pregnant women – saying 98% of severely ill pregnant women in hospital had not been vaccinated. Speaking at a press conference on Monday, Boris Johnson said the concept of what constitutes “full vaccination” will need to be adjusted – and said that getting a third jab would become part of that.” Read it and Weep: California Hits All-Time High Gas Prices, and Some SoCal Stations Charge More According to NBC LA: “California just hit a new all-time record high for the average price of a gallon of regular gasoline, and some local gas stations around SoCal are charging even more. At one gas station in the Mid Wilshire district, on Monday, a gallon of regular unleaded is $5.99, while a gallon of premium gas is $6.59. California's gas prices are higher, on average, than any other state: the national price for a gallon of regular unleaded gas is $3.41. According to AAA, the statewide average price for a gallon of regular unleaded gas is $4.68 in California as of Monday. Other regions around SoCal were slightly cheaper than the average California price, but not by much: -In the Long Beach/Los Angeles area, the average price for one gallon of regular gas is $4.67, -in Orange County, the average price for one gallon of regular gas is $4.63, -in San Bernardino County, the average price is $4.61, and -in Riverside County, the average price is $4.59.” Closing This is Gabriel Rench with Crosspolitic News. Support Rowdy Christian media by joining our club at fightlaughfeast.com, downloading our App, and head to our annual Fight Laugh Feast Events. With your partnership, together we will fight outdated and compromised media, engage news and politics with the gospel, and replace lies and darkness with truth and light. Go to fightlaughfeast.com to take all these actions. Have a great day. Lord bless

Nina Angelo is an Australian artist and storyteller whose sheer existence is the result of an incredible love story against all the odds. Her parents met serendipitously (if we can use that term) at Auschwitz during World War II. The fact that they even lived to meet is itself amazing because the Nazis killed the whole of their respective families, leaving only Nina's future parents. Having built a life in Australia as an artist over many years now, Nina - who knows the horrors of fascism only too well - is speaking out with a warning for the complacent masses of a dying Australia. Mandatory masks, vaccines, pervasive QR codes (tracking), covipasses, and the push for universal digital ID: the intentional installation of totalitarian control under the guise of "health and safety" measures against "covid-19" is only too clear to see for a (growing) minority of us. Perhaps an echo from the horrors of the second World War will break through the mass hypnosis before the Great Reset is complete? Special Guest: Nina Angelo.

Met vandaag: Oranje | 2G debat in Den Haag | Duizenden gevaccineerde ongedocumenteerden zonder QR-code | Rob Brandes over zijn moeder Janny Brandes-Brilleslijper | Presentatie: Wilfried de Jong

The government has given details on the vaccine pass set to be rolled out on Wednesday. Covid-19 vaccine certificates, dubbed 'My Vaccine Pass'  will sit inside people's digital wallet on their smart phones. The certificates will be available to download later today for anyone who is double vaccinated. The Covid-19 Response Minister Chris Hipkins told Morning Report he is confident the system will stand up to demand, but is urging people to wait a few days before downloading them. He says each pass will have a QR code, although photo ID may be required for some places. The government will also provide a phone number and drop in centres to help people who have trouble downloading the certificates.

Every financial institution must evaluate how to adapt technology strategies to support business change, operational resiliency and digital response. More than ever, the ability to innovate at speed and scale has become a core competitive requirement. In this year's Digital Banking Report, 'Innovation in Retail Banking 2021', sponsored by Infosys Finacle and Efma, it was found that innovation is beginning to take center stage at many financial institutions. Our guests on the Banking Transformed podcast are Sanat Rao, CEO of Infosys Finacle and Miguel Rio-Tinto, Group CIO and CDO at Emirates NBD. We will discuss the increase in innovation and digital transformation maturity at financial institutions and what still needs to be done. This episode of Banking Transformed is sponsored by FIS. GoCart recognizes email addresses and lets consumers pay quickly anywhere – with no passwords and no long forms. Consumers can pay faster for anything – even things they wouldn't expect like healthcare, processional services, and more. GoCart goes beyond online checkout and allows consumers to pay easily by email, text, or with QR codes. Find out how you can use GoCart to simplify payments and increase your sales at GoCartpay.com/podcast. FIS. Advancing the way the world pays banks and invests.

Sign up to all live workshops and podcasts here: https://lu.ma/fullfunnelTune in to learn:— The lowest hanging fruit to build an effective account list for a pilot campaign— How to validate your message before the outreach— Why do most B2B companies suck with warm-up programs— How to personalize your pitch— Overview of campaign materialsRESOURCES:Video & slides: https://youtu.be/6bliQXAhtxAOn-Demand B2B Marketing Courses: https://fullfunnel.io/b2b-marketing-cFull-Funnel Insider - A Marketing Newsletter For B2B Marketers: https://fullfunnel.io/marketing-newslJoin our community for B2B marketers - The Trenches: https://sendfox.com/trenchesUpcoming events: https://lu.ma/fullfunnel/eventsFull-Funnel Marketing Content Hub: https://fullfunnel.io/blog------------------------------------------------------------------------------------------------------------Here is a breakdown of a simple ABM campaign that generated 6 sales opportunities, 2 deals and helped to validate the idea of launching my company Fullfunnel.io in September 2020.But before we'll dive in, here is the context.Before launching our company, we partnered with Vladimir Blagojević on one project developing an ABM strategy for 30+ B2B tech companies from Belgium.When we were running office hours, the majority of companies talked a lot about ABM, but their understanding of ABM was limited to:1. Create a list of companies that fit firmographic data2. Identify decision-makers, find their LinkedIn profiles and emails3. Upload the list to LinkedIn and run some product ads4. Reach out via email and/or LinkedInTo my biggest surprise, lots of B2B companies still think about account-based marketing that way.We decided to launch a pilot campaign for 6 weeks with a $300 budget to validate if there will be demand for developing inhouse ABM operations.Here is a step-by-step overview.1. Ideal Customer ProfileBelgium B2B Tech (Hardware / SaaS) with ACV more than $50k, long sales cycle, execs background not in sales or marketing.2. Warm-up by leveraging Content Networking (credits to James Carbary).We invited our target buyers to appear as guests on our Full-Funnel B2B Marketing Podcast.From the 21 accounts, we got a response from 16 (76%), and 9 accounts agreed to an interview (46%).Our goals:— Connect and discuss with strategic decision-makers the challenges they face in growing B2B tech companies + what works for them— Create unique content we can use for LinkedIn and guest posts— Share a new initiative and validate our idea by asking if a service like this makes sense to them and might be valuable— Mention the case studies we have to create a demand3. 1-1 Personalized Outreach.The interviews allowed us to understand our target accounts' priorities and challenges, identify the accounts that were a good fit with an existing need.We decided to activate these accounts using a 1-1 personalized outreach via direct mail.Our swag included:— 100% personalized proposal with a clear plan on how to tackle their challenges— QR code that redirects to a content hub with relevant case studies— Personalized gift4. Follow-up.Most opportunities are created during follow-ups. We had a chance to explain our proposal, align it with their needs, get the team's buy-in.As well, we received direct qualitative feedback on our proposal.I sat down with my co-founder Vladimir Blagojevic to share the behind-the-scenes of this campaign.Tune in to learn:— The lowest hanging fruit to build an effective account list for a pilot campaign— How to validate your message before the outreach— Why do most B2B companies suck with warm-up programs— How to personalize your pitch— Overview of campaign materialsVladimir on LinkedIn: https://www.linkedin.com/in/vladimirblagojevic/Andrei on LinkedIn: https://www.linkedin.com/in/azinkevich/

This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 12th, 2021. It is just not looking good in Europe. Germany had a record-high number of daily cases yesterday as new measures are being considered. One of the country's top virologists warns another 100,000 could die in the next few months if the vaccination rate doesn't quickly accelerate. To the south, in Austria, that country's chancellor is stepping up threats of lockdowns for the unvaccinated as new cases soar. At least one province is definitely taking that step next week. Their rate of new cases is three times that of Germany's. Russia's preparing new restrictions that will only allow vaccinated people with QR codes to access most public places, shops, transportation, and restaurants. Fewer than 40% of Russians are fully vaccinated, which combines with lax public attitudes and government's reluctance to toughen restrictions in making the situation there worse. Denmark, also headed for at least a limited lockdown. The Dutch public health institute announced the highest daily tally of new cases since the pandemic began, and this is in a country where more than 84% of the adult population is fully vaccinated. A common question being asked now is why, in places like Denmark, and in states like Vermont where vaccination rates are over 70%, are cases and breakouts so bad? It's a fair question. Most experts claim it's the start of a seasonal spike in places with cooler weather. Or that vaccines given early in 2020 are waning. Or maybe people are gathering indoors without masks now. You starting to get the idea nobody knows? Either way, the hope is that because of high vaccination rates, these case surges won't lead to out of control hospitalizations and deaths. In the United States cases were up 7%, deaths are down 13%, and hospitalizations are down 12% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Alaska, Wyoming, Oregon, Kentucky, and Idaho. There are 9,183,252 active cases in the United States. With not all states reporting daily numbers, the five states with the greatest increase in hospitalizations per capita: Utah 29%, New Mexico 20%, Arizona and Michigan 15%, and Colorado and Minnesota 14%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Lincoln, WV. Nome Census Area, AK. Bethel Census Area, AK. Humboldt, NV. Scotts Bluff, NE. Grant, NM. San Juan, NM. Fayette, AL. Carbon, UT. And Wadena, MN. There have been at least 759,636 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont unchanged at 71.8%, Rhode Island at 71.5%, and Connecticut and Maine at 71.2%. The bottom 3 vaccinating states are West Virginia unchanged at 41.1%, Wyoming at 44.6%, and Alabama unchanged at 45.2%. The percentage of the U.S. that's been fully vaccinated is unchanged at 58.5%. Globally, cases were up 8% and deaths were down 1% over 14 days, with the 7-day average trending up since October 15. There are 18,982,709 active cases around the world. The five countries with the most new cases: Germany 50,377. The United States 43,596. The U.K. 42,408. Russia 40,759. And Turkey 24,898. There have been at least 5,079,013 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast app or ask your smart speaker to play the Coronavirus 411 podcast. See acast.com/privacy for privacy and opt-out information.

近日被稱為Deepfake的深偽色情片在台灣社會掀起熱烈討論，許多評論認為這是一種新興的性別暴力，卻落在當前法律規範之外，因此主張透過積極修法來管理、禁止這類產出，並為受害人提供支持。但另一方面，除了強調Deepfake色情片會對當事人造成重大傷害與侵犯以外，我們是否可以針對此現象背後的各種性別文化提出更多分析？在這集的節目中，我們就要從「慾望」、「平等」和性別權力結構等面向出發，試圖理解並拆解Deepfake的現象與意義。 本集重點： →　這只不過是一個網路現象，不會造成實質傷害，當事人根本無須在意？ →　被變造成色情片女主角為什麼是一件帶有羞辱意味的事情？Deepfake帶來的羞恥，究竟是出自於恐性的文化，還是不平等的性別位階？ →    慾望應該被管制跟整肅嗎？個人慾望實踐的邊界究竟在哪？ →　當慾望不平等時，我們如何回應Deepfake色情片這樣的現象？ 更多內容相關資訊請參考：http://queerology.net/2021/11/smalltalq-037/   支持我們：感謝你的收聽。如果你喜歡我們的節目，歡迎你透過以下的方式支持我們。你可以點下訂閱，期待我們下一集的節目；留下五星評價，讓我們知道你的喜歡；也可以將我們的節目分享給更多人知道。如果你願意給我們更多支持，歡迎你前往http://queerology.net，點擊頁面上的QR碼 ，或是透過這裡 https://tinyurl.com/5xsecc9z 請我們喝杯咖啡。

Today on Learn English Through Listening with Adept English we're talking about traveling to and from the UK in 2021. Expect to hear about QR codes, visas, ID checks and the new language used to describe these processes. The podcast is perfect for learners of all levels but especially those at pre-intermediate level of English. Heading to the UK? Here is the New Language You Should Know Before You Travel ✔Lesson transcript: https://adeptenglish.com/lessons/english-listening-practice-uk-2021-travel/ Plenty of people from many countries visit the UK every year. Let's see how easy it is to get from point A to B in 2021 as you listen and learn English! You'll be glad you were paying attention. Our English podcast helps over half a million English language learners who listen to us every month. You'll learn vocabulary, grammar, pronunciation and key listening skills you need to understand English better. Learning to speak English has never been more convenient. You can listen to the podcast on your mobile phone while you're waiting for the bus, while you're walking home from work, or whenever you have a few minutes to spare. It's good for beginners because it focuses on everyday English and pronunciation, but it's also really interesting to listen to for advanced learners because of all the cultural reference points. We publish 2 English lesson podcasts every week. With almost 500 episodes to choose from, with the latest 75 always available to download for free. We specifically design each lesson to help you learn how to speak English like a native. But each lesson also covers topics related to British English culture, which makes for an even more enjoyable listening experience. Learn more about our courses here: https://adeptenglish.com/language-courses/ Adept English is here to help with FREE English lessons and language courses that are unique, modern and deliver results. You can learn to speak English quickly using our specialised brain training. We get straight to the point of how you should learn to speak English. We teach you in a fun and simple way that delivers results. If you want to learn to speak English, our approach to learning through listening will improve your English fluency.

David Gornoski is joined by returning guest Randall Evans from Australia who updates us on the frightening concept of government utilizing QR codes for movement and basic facilities. How can we survive spiritually in this time of growing totalitarianism? Is segregation making a return? How are the green passes affecting daily life in Italy? What caused America's biggest inflation in thirty years? Listen to the full episode to find out and more. Check out Randall Evans' YouTube channel here. Visit A Neighbor's Choice at aneighborschoice.com

A new episode of #LocationWeekly is out! Today we talk about Digital Envoy acquiring Location Sciences, Campbells Soup & Universal Music's QR code experiences, Stirista launching their Crosswalk geo-attribution platform, and Text Request launching location tracking by SMS. Tune in now!

Our guest today is Alex Cohen co-founder of Accessible Pharmacy, a company which provides a multitude of services, but first and foremost it is a comprehensive medication management healthcare company specializing in services for the visually impaired community. Recognizing that this community is not homogenous, and that every individual has individual needs including within its health care services, they work on a case by case basis to match their various services to the individual's needs. Once accessible Pharmacy secures the patient's insurance information, they contact all of the servicing physicians to fully understand what those doctors are prescribing and what the patient's needs truly are. Accessible Pharmacy then becomes a member of the healthcare team, and coordinates all of their medication needs with the various physicians, as well as informing the individual patient of the various packaging options available for their medication's. These include braille, large print, and talking prescription labels provided by Script Talk all of which can be delivered to the patient's front door.  Note: check out a previous episode of the Blind Abilities podcast for more detail regarding Script Talk . Alex Cohen was not born blind, but experienced severe nearsightedness in his youth, eventually being diagnosed with retinitis pigmentosa at the wills hospital in Philadelphia, Pennsylvania. Intent upon completing a degree in hotel management, Alex assumed the position of hotel manager in a local Philadelphia hotel. Recognizing that he was unable to continue in that career, he went back to school to become a professor who taught hotel management, a "hospitality professor". While working on his PhD thesis in marketing, he studied the marketing of various products within the disability community, specifically, how to make a more inclusive marketplace for people with disabilities. as he dug deeper, he realized that many websites of top companies across the nation were inaccessible. Moreover, he delved into the personal impact on the people, i.e. blind and visually impaired technology users as well as their families. He eventually identified substitutional empathy. Which causes friends and family members to feel the inconvenience and hardship of their disabled friends as they experience an accessible technological products. He and his partner and cofounder, Andy Burstein, embarked upon reaching out to see Pacific pharmacies to ask what services, if any they provided to blind and visually impaired customers. The results prompted the formation of accessible Pharmacy to fill the gap that clearly exists in that segment of the marketplace. They launched the company in May 2020, deep in the heart of the COVID-19 pandemic. Their service of providing home delivery of prescription medication was particularly appealing to their consumer market during that time. The convenience of pre-sorting pills etc. was also appealing to blind and visually impaired customers who may have spent considerable time doing so on their own otherwise. They have now developed an app, Accessible Pharmacy on the App Store, that contains an OCR camera and QR code reader which is all voice activated. Customers can use that to read all of their prescription labels, as well as two access accessible pharmacy services online. Additionally, you can access their website at accessiblepharmacy.com or via their various social media platforms. They are also partnered with Seeing AIas a Specialized Help resource on that app. Dealing frequently with senior aged customers, Alex encourages users to contact the company by phone where they will not be subjected to multiple layers of menus and phone navigation hoops through which they must Jump. Ultimately he says they prefer to speak with their customers to get the full picture of their medical and health care needs. * Call  215799 9900. Currently registered and 31 states, Accessible Pharmacy continues to work to grow their company across the nation. they are also launching their new product line for pre-measured medication‘s for children, in order to aid buying and visually impaired parents, as well as their pet care medication line. They will also be providing educational seminars, and a conference on Diabetes and breast cancer awareness in which one may enroll via their website.  Inclosing, Alex shares his advice with young blind and visually impaired individuals: don't deny yourself anything“. Do not let opportunities pass you by because of your blindness. Additionally, most people are kind and genuinely wish to help. Don't turn down an offer of assistance that might save you valuable time with which you can do more pleasurable and productive things elsewhere, such as spend time with your family, your kids, or doing something that is fun! Good advice Alex! Be sure to listen to this informative and enjoyable interview as Simon Bonenfant  chats with Alex Cohen of Accessible Pharmacy a strong provider of a valuable service to the BVI community. Contact Your State Services If you reside in Minnesota, and you would like to know more about Transition Services from State Services contact Transition Coordinator Sheila Koenig by email or contact her via phone at 651-539-2361. Contact: You can follow us on Twitter @BlindAbilities On the web at www.BlindAbilities.com Send us an email Get the Free Blind Abilities App on the App Storeand Google Play Store. Give us a call and leave us some feedback at 612-367-9063 we would love to hear from you! Check out the Blind Abilities Communityon Facebook, the Blind Abilities Page, and the Career Resources for the Blind and Visually Impaired group

ما مدى تأثبر المطبات الجوية على الطائرات؟ وما هو هو سبب إلغاء العديد من الرحلات رغم عودة الطلب على السف؟إجابات هذه الأسئلة بالإضافة إلى الأخبار الإقليمية والعالمية، واستعراض لأبرز ما سيكون في معرض دبي للطيران ٢٠٢١ تستمعون له في حلقة AvChat 25هذا والمزيد تجدوها في الحلقةhttps://avchat.buzzsprout.com/ تابعونا على حساباتنا في:Twitter: @avchatpodcastInstagram: @avchatpodcastYouTube: AvChatPodcastLinkedIn: @avchatpodcastبامكانكم الاستماع لنا على:Apple Podcast: @AvChatSpotify: @AvChatStitcher: @AvChat

新型コロナウイルスパンデミックにより、日常で欠かさなくなったQRコード。スマートフォンをかざすだけで、一瞬にしてデータを読み込むQRコードにはどのような工夫があるのでしょうか？　生みの親、株式会社デンソーウェーブの原昌宏さんにお話を聞きました。

Recent events have put a spotlight on the urgent need for financial institutions to advance financial inclusion initiatives. Beyond responding to recent regulatory developments to provide economic opportunities to underserved and unserved sectors, there also a strong business case for banks and credit unions to align purpose and profits. That said, is the banking industry doing more than simply talking about meeting the needs of the underserved market? We are joined on the Banking Transformed podcast by Courtney Davis, Banking Principal at Deloitte. We discuss the strategic business imperatives that serve the greater good through financial inclusion, and the progress being made by the banking industry. This episode of Banking Transformed is sponsored by FIS.  GoCart recognizes email addresses and lets consumers pay quickly anywhere – with no passwords and no long forms. Consumers can pay faster for anything – even things they wouldn't expect like healthcare, processional services, and more. GoCart goes beyond online checkout and allows consumers to pay easily by email, text, or with QR codes.  Find out how you can use GoCart to simplify payments and increase your sales at GoCartpay.com/podcast.   FIS. Advancing the way the world pays banks and invests.

Today I read an excerpt from my new book of devotions, "Whispering in His Ear."  I'm reading from Chapter Two: Understanding Your Purpose -- Joy Robber." It's about the real reason we should serve our church and our community. The devotional, in multiple scripture translations and with multimedia links and QR codes, is available at Amazon: https://www.amazon.com/dp/B09K5SCJF9?ref_=pe_3052080_276849420.

You should know by now that growing your Amazon storefront followers helps big time in conversion. That being said, I'm pretty sure a lot of us have tried tactics, including black ones in an attempt to convert more. In this episode, I'm gladly sharing an insert card tactic that for me is a white hat and would help you grow your Amazon followers like it did mine. So, stay tuned. In This Episode: [00:20] It's a solo episode [00:54] An insert card tactic I'm sharing. [01:50] What is white hat and how to tell. [02:35] Insert cards with black hat tactics and what it could do to your account. [03:40] The reason why Amazon sellers get around insert cards. [04:40] What attracts me with insert cards. [06:18] Followers by Amazon. [06:58] Here's what I did with the insert card that helped me get followers. [13:10] Followers conversion. [15:10] Incorporating a QR code to gain followers. Links and References: Wizards of Amazon: https://www.wizardsofecom.com/ Wizards of Amazon Courses: https://wizardsofamazon.mykajabi.com/a/27566/x6Kwkz6p Wizards of Amazon Meetup: https://www.meetup.com/South-Florida-FBA/ Wizards of Amazon on Facebook: https://www.facebook.com/groups/WizardsofAmazon/ Wizards of Amazon on Instagram: https://www.instagram.com/wizardsofecom/

New show - new location Even the weather can't stop us! Customer Service Experience - more important than ever! Business class configuration Modernization Value product not Volume Is there the focus? Will employees also up their game and be given the direction of 'the ultimate - expected service quality' Clarity of offer is so important Well done to Wizz Air and Ryanair -- positive results Good luck to BA for Speedbird 1 flight tomorrow Quantas - great news ref returning staff 5-6 months earlier than expected Jetstar - 75,000 tickets sold in a 72 hour period   Onwards and upwards... More good news needed.. QR - good initiative re the commitment to transfer ULD fleet over to Safran''s fire resistant containers.

Samson Folk details the Raptors heartbreaking loss to the Cavaliers. Reggie Evans Award: Gary Trent Jr. QR comment: Giovanni Galley Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of our cybersecurity series, we talk about identity. You have to know if that's a good person you're going to let into your castle or your computer system and ensure you're keeping the bad people out. We have CTO John Summers from our portfolio company (Trusona) to take us through the authentication space. You'll hear about: Authentication with little friction Ensuring no false negatives and false positives through cryptographic keys How multifactor authentication looks likes today Biomechanic measures used as continuous authentication The evolution to password-less authentication Validation through the registration process Rise of QR codes in a touchless world

With coronavirus cases on the rise again, experts call for firm, decisive action to bring infections down. Politicians, however, prefer to tinker with work from home rules, rely on a patchy QR code system and put the hard decisions off for another week. Elsewhere this week the Netherlands clocked up a record number of billionaires, while Amsterdam announced plans to restrict the city's housing market for private landlords. Ajax marched on in Europe but Rotterdam's mayor lost his rag with Feyenoord supporters who went on the rampage in Berlin. And if you want to get away from plagues and hooligans, a new ferry route is starting up between Eemshaven and Norway.

你聽過「女權自助餐」嗎？隨著性別平權議題在台灣社會與社群網站上受到越來越多關注與討論，女性主義在近年來看似成為了一種顯學，與此同時，也面臨了一些質疑和反抗，其中一個最常見的指控就是「女權自助餐」了。然而就和很多網路用語一樣，女權自助餐這個詞一直缺少明確的定義，每個人藉此指涉的對象和內涵往往也不甚相同，甚至經常變動，成為一種浮濫的指控，而這也讓溝通討論變得更為困難。因此，在這集的筆記本裡，V太想要跟大家聊聊，「女權自助餐」到底是什麼。 本集關鍵字：女權自助餐 筆記重點： →　「女權自助餐」是什麼？這個說法從何而來？ →　誰吃到了女權自助餐？吃女權自助餐的人到底吃到了什麼？女權自助餐這個指控是有道理的嗎？ →　女權自助餐是一個真議題還是假議題呢？它涉及了哪些真實與迷思，又為什麼我們這麼反感與擔憂女權自助餐的現象？ Music in the background: Touch Of Love (By David Renda) , from https://www.fesliyanstudios.com 更多內容相關資訊請參考：http://queerology.net/2021/11/vnote-09/   支持我們：感謝你的收聽。如果你喜歡我們的節目，歡迎你透過以下的方式支持我們。你可以點下訂閱，期待我們下一集的節目；留下五星評價，讓我們知道你的喜歡；也可以將我們的節目分享給更多人知道。如果你願意給我們更多支持，歡迎你前往http://queerology.net，點擊頁面上的QR碼 ，請我們喝杯咖啡。

Guest Dr. Jessica Barker from Cygenta talks with UK correspondent Carole Theriault about how every month should be cyber awareness month, Joe has a story about password spraying (kind of like a credential stuffing attack), Dave's story is about scams carried out through QR codes, and our COTD comes from listener Wyatt about an award-winning email from Warren Buffett. Links to stories: Microsoft warns over uptick in password spraying attacks Scammers are emailing waves of unsolicited QR codes, aiming to steal Microsoft users' passwords Have a Catch of the Day you'd like to share? Email it to us at hackinghumans@thecyberwire.com or hit us up on Twitter.

Wizards Never Die! and our in studio guest has made it possible for your favorite glass piece to do the same. @pogoglass will be launching this Sat 10/16/21 8,008 Hash Wizards https://twitter.com/HashWizardsNFT immutably minted on the Ethereum network. ERC-721 Compliant. He has also managed to embed QR code's into his glass work “mind blown” making them a physical reminder of your now virtual art that could live on even after you managed to break or lose your pipe at that festival ...damn I can't believe you just left it ! We will dive deep with him live in studio, POGO is a hard guy to get to sit down and chill so we are looking forward to this sesh !Our buddy @thefarmacist and his friend @vinniew.nft will Zoom in and fill us in on their amazing “Stoner does Good” story and announce some major FARMACIST NFT news ! The future is definitely going to be ruled by information and when used correctly it can be very powerful ,Mix that with Cannabis and you really open Pandora's box . We will have a couple drop ins during the show including a Croptober update from Uncle Andy down @area420colorado and hopefully @hennesyhemp invites out! And of course @therealjamezbean man on the scene.... whew... now that's a big lineup ! So Join us 4:20ish - 7:10ish YouTube.com/adamdunnahow Where we go from Croptober to Cryptober #pogoglass #cannft #thefarmacist #vinniew.nft #jamezbeanmanonthescene #croptober #cryptober #sagemastaselect #area420colorado