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If you've ever misplaced your keys and thought your morning was bad, imagine realizing it at 5:40 AM when you're supposed to be on a daily podcast in 20 minutes. That's exactly what happened to Rafe — which triggered a full-blown on-air investigation into where his keys went, how quickly he blamed his wife, and whether an emergency Uber ride was about to save the show.Marriage milestones, celebrity meltdowns, and one of the greatest radio freakouts of all time — just another completely normal day on The Rizzuto Show.In this episode of the funny podcast chaos factory, Rizz celebrates a huge personal milestone: 20 years of marriage. That's two decades of early alarms, family chaos, and Amelia somehow still deciding not to trade him in for a newer model. The crew takes a moment to reflect on what it actually takes to survive 20 years of wedded bliss… including 4,000+ mornings of a 2:30AM alarm clock and almost 19,000 hours of solo parenting while Rizz talks nonsense on the radio.But the celebration quickly turns into the kind of hilarious derailment you expect from a daily comedy show when the infamous “Divorce Gorilla” gets brought back into the conversation. Nothing says romance like a guy in a gorilla suit serving legal papers.Some episodes of The Rizzuto Show start light and goofy… and some start with a story that makes everyone immediately uncomfortable before we pivot straight into ridiculous trivia battles. Guess which one this isWhy Buc-ee's just got slapped with an F rating from the Better Business BureauThe exact age when family vacations finally stop being parenting in another zip codeWhether couples should try the new travel trend called “seat divorce” on airplanesAnd why spring break flights are about to be filled with screaming toddlersBasically, it's another completely normal episode of The Rizzuto Show, the daily podcast where weird news, life stories, and sarcastic commentary collide every single morning.Uber's new feature lets women choose female driversIts a stretch: Man, 50, pulls truck with penisInside the World of the Men Who Pull Helicopters and Cars With Their DicksBuc-ee's gets an ‘F' grade from the Better Business BureauBest age for family holidays as parents say 8-year-olds make trips 'most fun'If Traveling Is Stressful For You And Your Partner, You Might Want To Try A 'Seat Divorce'Colter Wall Announces 'Indefinite' Break from Touring: 'I Am Mentally Unwell'See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you've ever misplaced your keys and thought your morning was bad, imagine realizing it at 5:40 AM when you're supposed to be on a daily podcast in 20 minutes. That's exactly what happened to Rafe — which triggered a full-blown on-air investigation into where his keys went, how quickly he blamed his wife, and whether an emergency Uber ride was about to save the show.This episode of The Rizzuto Show daily podcast starts with pure morning chaos: missing keys, questionable accountability, and the crew timing exactly how long it takes for Rafe to shift blame. (Spoiler: it wasn't long.)From there the conversation takes a sharp turn into the news about Uber's new “women preference” feature — allowing female riders to request female drivers. It's meant to increase safety, but now it's already sparking lawsuits and debate about discrimination. The crew dives into the arguments from both sides, the stats being thrown around, and what it means for drivers just trying to make a living. It's a surprisingly serious conversation… for about three minutes.Because naturally the show then pivots to a story out of the UK where a kickboxer managed to pull a 4,000-pound car using nothing but his testicles. Yes. You read that correctly. The gang debates whether this is the ultimate display of masculinity or just the world's weirdest public service announcement for men's health.Somewhere along the way, Rizz shares a wild story about getting mugged in New York City back in the day — a story that includes a knife to the throat, a random undercover cop encounter, and a late-night ride around Manhattan trying to identify suspects. It's equal parts terrifying and absurd… which is basically the brand.The episode also dives into:Why Buc-ee's just got slapped with an F rating from the Better Business BureauThe exact age when family vacations finally stop being parenting in another zip codeWhether couples should try the new travel trend called “seat divorce” on airplanesAnd why spring break flights are about to be filled with screaming toddlersBasically, it's another completely normal episode of The Rizzuto Show, the daily podcast where weird news, life stories, and sarcastic commentary collide every single morning.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
That's the real-world question Sandy McIlree and Tricia dig into as they unpack a major rideshare update: Uber's nationwide feature that lets women riders match with women drivers—including options to reserve ahead or set it as a default preference. It's a conversation rooted in everyday reality, safety, and the uncomfortable truth that women often have to stay “on high alert” in situations men may never think twice about. And yes—Tricia delivers one of the most unforgettable (and strangely empowering) lines of the episode: “Practice your throat punch… Nobody ever expects a throat punch.”
En este episodio extendido de El Brieff, analizamos la tormenta perfecta que sacude al mercado energético global: ataques directos en el Estrecho de Ormuz y una liberación de reservas históricas que parece insuficiente. En el frente bélico, desglosamos la crisis de credibilidad de Washington tras confirmarse el error fatal en la escuela de Minab y la salida de Irán del Mundial. En México, profundizamos en el fracaso de la reforma electoral de Sheinbaum, el inminente Plan B de Monreal y la crisis de estado de derecho en el AICM frente al desafío de Uber.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.
Nvidia anuncia $26.000M para modelos open-weight y lanza Nemotron 3 Super. Cursor negocia una valoración de $60.000M por su editor con IA. Replit levanta $400M y apunta a $1.000M en ARR. Robotaxis de Uber, Nissan y Wayve llegan a Tokio. Y Atlassian despide 1.600 empleados para "invertir en IA"
This Week In Startups is made possible by:Circle - http://circle.so/twistSentry - http://Sentry.ioDeel - http://deel.com/twistPlaud - http://Plaud.ai/twistToday's show:It's self-driving time! We're going deep on one of the most exciting spaces developing in the world, autonomous vehicles! We've got 3 experts on the show to talk to us enlighten us, Ben Seidl of Autolane, Ming Maa of Moove, and Nathan Parker of EdgeCase.What's going on in the world of self-driving? How has the reliability of autonomous vehicles improved? What challenges are we still facing in the industry? Will the US reign victorious, or is China sneaking up? Let's find out on TWiST!Timestamps:00:00 intro02:21 Uber teams up with Zoox! 03:02 Does EdgeCase work with Zoox? 03:03 Operational design domains 06:47 The challenges of bringing self-driving to new environments. 00:10:53 Circle: The easiest way to build a home for your community, events, and courses — all under your own brand. TWiST listeners get $1,000 off the Circle Plus Plan by going to http://circle.so/twist. 00:13:26 Plaud: If your work depends on conversations — interviews, meetings, calls — you need a Plaud NotePin. You can check it out at Plaud.ai/twist and use code TWIST for 10% off! 00:17:19 How has reliability of autonomous cars improved? 00:19:18 How Ben Seidl came up with the idea for Autolane! 00:21:08 Sentry: New users can get $240 in free credits when they go to https://sentry.io/twist and use the code TWIST 00:27:47 How Moove helps autonmous vehicles go to market! 00:30:49 Deel: Founders ship faster on Deel. Set up payroll for any country in minutes and get back to building. Visit https://deel.com/twist to learn more. 00:33:28 The logisitcs of managing fleets. 00:37:08 Why is it called Autolane and not multi-modal lane? 00:40:50 Does EdgeCase work with smaller self-driving vehicles as well? 00:41:52 How autonomous systems will interact with one-another! 00:43:14 Why AV's should not talk to other AV's on the road 00:45:07 The state of the self-driving market 00:49:12 Why Tesla isn't involving themselves in California 00:50:34 Why the US is leading the way with regulatory clarity in autonomous vehicles 01:02:51 Ben Seidl says federal regulation is a necessity 01:05:20 What is holding back self-driving growth in the US? 01:06:26 What companies make the most money in self driving Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpFollow Lon:X: https://x.com/lonsFollow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisCheck out all our partner offers: https://partners.launch.co/Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.com
Did JLR wear his red pants to the fence company? Do the men on the show use the zipper hole to pee or pull down their pants? Has JLR been caught in a lie? The wife of the teacher who passed away during a toilet paper prank asks to drop the charges. How many drinks does it take, in one hour, to be over the legal limit? Charlie and Rover make a $100 bet. JLR pees into a coffee mug. Ivanna Oritz has been charged with attempted murder for shooting an AR-15 at Rhianna's home. Update to Dak Prescott's separation. What did JLR do with the mug filled with pee? A former Ohio State linebacker is accused of murdering his girlfriend. Uber releases women-only option nationwide in the U.S. Chappell Roan films paparazzi filming her. Is JLR obsessed with Skinny? Olympic champion figure skater Alysa Liu withdrew from world figure skating championships. Bigfoot sightings in Ohio. Does Krystle have any update on her test results?
Update to Dak Prescott's separation. What did JLR do with the mug filled with pee? A former Ohio State linebacker is accused of murdering his girlfriend. Uber releases women-only option nationwide in the U.S.
Did JLR wear his red pants to the fence company? Do the men on the show use the zipper hole to pee or pull down their pants? Has JLR been caught in a lie? The wife of the teacher who passed away during a toilet paper prank asks to drop the charges. How many drinks does it take, in one hour, to be over the legal limit? Charlie and Rover make a $100 bet. JLR pees into a coffee mug. Ivanna Oritz has been charged with attempted murder for shooting an AR-15 at Rhianna's home. Update to Dak Prescott's separation. What did JLR do with the mug filled with pee? A former Ohio State linebacker is accused of murdering his girlfriend. Uber releases women-only option nationwide in the U.S. Chappell Roan films paparazzi filming her. Is JLR obsessed with Skinny? Olympic champion figure skater Alysa Liu withdrew from world figure skating championships. Bigfoot sightings in Ohio. Does Krystle have any update on her test results? See omnystudio.com/listener for privacy information.
Update to Dak Prescott's separation. What did JLR do with the mug filled with pee? A former Ohio State linebacker is accused of murdering his girlfriend. Uber releases women-only option nationwide in the U.S. See omnystudio.com/listener for privacy information.
Sendil Nellaiyapen, Engineering Manager at Uber, has built systems that scale to millions of users. In this episode he shares what most engineers get wrong about both system design and the move into engineering managementIn this episode, we cover:Ingredients for designing systems that scale to millions of usersHow to know when to compromise on architectureThe trade-offs of going from IC to engineering manager and why the role is harder than it looksHow to handle opinionated engineers, set team guardrails, and build high-performing engineering cultureWhether you're a senior engineer weighing the move into management, or already leading teams and looking to sharpen your system design thinking, this one's for you.OUTLINE:00:00:00 - Intro00:01:05 - The Ingredients for Building Systems at Scale00:02:23 - When to Compromise on Your Foundation00:03:42 - Scaling from 2,000 to 5 Million Users00:06:37 - Why Clarity Beats Seniority Every Time00:08:27 - The Danger of Muscle Memory in Engineering00:10:25 - MVP Mindset: What You Can and Can't Compromise00:13:22 - How High-Performing Teams Handle Growing Complexity00:15:04 - Who Owns the Assumptions? Shared Team Responsibility00:17:04 - Building Open Frameworks Instead of Closed Rules00:19:53 - Latency Is Overrated (Here's Why)00:22:52 - Recipes for Disaster: The Biggest System Design Pitfalls00:24:17 - The Scala Horror Story: When Elegance Kills Velocity00:26:52 - How to Handle Opinionated Engineers on Your Team00:29:03 - Setting Guardrails: The Manager's Design Responsibility00:32:01 - The Hardest Trade-Off Going from IC to Engineering Manager00:34:35 - Should Great Engineers Stay IC or Go into Management?00:37:11 - BFS vs DFS Engineers: Which Type Makes a Better Manager?00:39:05 - The Real Cost of Becoming a Manager (And Why It's Worth It)00:41:52 - Outro#systemdesign #engineeringmanager #softwareengineering
It's been six year since we made our first investment, but how would our approach change if we had to start investing in the world today?If you found this episode helpful, please share it with someone who'd benefit from hearing it. It's a simple way to help a friend or family member feel more confident about the world of finance.Thank you!
In this conversation, Mike VanSickel shares his journey from a non-traditional career path to becoming the CEO Of Iron Sheepdog, a trucking technology solution company. He discusses the challenges faced in the trucking industry, the importance of understanding customer needs, and the cultural shifts necessary for technology adoption. Mike emphasizes the significance of building trust and relationships in business, as well as the value of team dynamics and company culture. The conversation concludes with rapid-fire questions that reveal Mike's personal insights and philosophies. Takeaways Mike's career path was non-traditional, starting from law to construction. Mistakes are valuable learning experiences that shape who you are. The idea for Iron Sheepdog was born out of necessity for better data. The trucking industry still relies heavily on outdated methods. Building a simple user interface is often the hardest challenge. Understanding customer needs is crucial for technology adoption. Trust and relationships are key in the trucking business. Cultural shifts are necessary for embracing new technologies. Team dynamics and company culture play a significant role in success. Results-oriented work environments can enhance productivity. Chapters 00:00 Introduction to Mike VanSickel and Iron Sheepdog 08:24 Building the MVP: Challenges and Solutions 12:41 Navigating the Industry: Insights on Sales and Trust 17:43 Team Dynamics and Leadership Philosophy
En este episodio final exploramos el autosabotaje ejecutivo:como las mismas cualidades que crean el exito pueden destruirlo. A traves deTravis Kalanick cuya agresividad construyo y destruyo Uber, Ron Johnson cuyaconviccion visionaria elimino cuatro mil millones en JCPenney, y Carlos Ghosncuyo aislamiento lo llevo de salvador de Nissan a fugitivo internacional,examinamos los patrones de autodestruccion mas comunes en lideres. Contrastamoscon Ed Catmull y los sistemas de Pixar disenados para prevenir que el exitociegue a sus lideres.
-- On the Show -- Gavin Newsom, Governor of California, joins us in person to discuss Donald Trump's failures, speculation about 2028, and his new book "Young Man in a Hurry: A Memoir of Discovery" -- Antony Blinken says that Barack Obama and Joe Biden avoided war with Iran for years because Iran can fight cheaply with drones, while the United States spends far more on missiles and sustained operations -- Donald Trump advisers quietly urge him to declare victory and exit the Iran war as oil prices rise, U.S. casualties mount, and political pressure grows -- Donald Trump claims the Iran war is essentially complete despite ongoing Iranian attacks and thousands of U.S. strikes that military analysts say have not ended the conflict -- Donald Trump gives contradictory answers in a press conference about the Iran war, says he does not know key facts about attacks, and suggests the war is ending yet expanding -- Pete Hegseth announces the most intense strikes yet inside Iran, even as Donald Trump claims the military objective is essentially complete -- Donald Trump claims future laser weapons will replace Patriot missiles and offers unclear explanations about the timing and purpose of the Iran war -- On the Bonus Show: Pete Hegseth's Pentagon blew billions on luxury items, a Tennessee congressman says Muslims don't belong in American society, Uber launches a women-only driver option, and much more...
Plus: Nvidia invests in Mira Murati's Thinking Machines Lab. And Airbnb hires former Uber executive as new operations chief. Julie Chang hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump suggested yesterday that the war in Iran could be coming to an end soon. Mayor Zohran Mamdani responded publicly to concerns following the recent ISIS attacks at Gracie Mansion, which had raised safety issues for the Mayor, including his own personal beliefs. Mark interviews Boston radio host Howie Carr. Reportedly, the Ayatollah's son was excluded from his will in the event of his death. Who else might succeed the Ayatollah, and how might this conflict in Iran conclude? The discussion also touches on whether continued bombing is a viable strategy. Additionally, Joe Kennedy's humorous jokes from a book about Frank Sinatra are highlighted during the conversation with Howie Carr. Uber announced that New York City riders can now choose between a female or male driver in the app. Stephen Colbert revealed he has been speaking with Conan O'Brien, who indicated that Late Night TV may be nearing its end and elaborated on this to Stephen. Mark breaks down the implications. Mark interviews streaming host Bill O'Reilly. Bill has launched a new podcast called "We'll do it live." YouTube is now seen as a major destination for viewers, especially younger audiences. He expresses concern about continued military action in sensitive areas of Iran due to political risks involving the Strait of Hormuz and the mullahs. The guys also cover the potential for Cuba to benefit financially by partnering with the USA.
Uber announced that New York City riders can now choose between a female or male driver in the app. Stephen Colbert revealed he has been speaking with Conan O'Brien, who indicated that Late Night TV may be nearing its end and elaborated on this to Stephen. Mark breaks down the implications. Mark takes your calls! Mark interviews streaming host Bill O'Reilly. Bill has launched a new podcast called "We'll do it live." YouTube is now seen as a major destination for viewers, especially younger audiences. He expresses concern about continued military action in sensitive areas of Iran due to political risks involving the Strait of Hormuz and the mullahs. The guys also cover the potential for Cuba to benefit financially by partnering with the USA.
Uber announced that New York City riders can now choose between a female or male driver in the app. Stephen Colbert revealed he has been speaking with Conan O'Brien, who indicated that Late Night TV may be nearing its end and elaborated on this to Stephen. Mark breaks down the implications.
Today on the Woody and Wilcox Show: Woody on the Dating Game; NASA satellite will crash to Earth tonight; Chelsea gives her review of Rooster on HBO Max; Ticketmaster/Live Nation settlement; An onion that doesn't make you cry; Woody went to kindergarten for two years; Male Uber drivers file lawsuit against Uber's female driver service; And more!
Brian Moncada (@thebrianmoncada on X) went viral when he revealed he now spends the same $7,500/month he used to pay just for rent in Miami — but in Medellín, Colombia, it funds an unbelievable quality-of-life upgrade: full-time nanny, private chef, boxing 3×/week, Pilates for his wife, classes for his daughter, a dedicated content & podcast studio, and walkable/Uber-easy city living.In this raw conversation, Brian breaks down: Why he left Miami and what the real math looks like How geographic arbitrage changed his family life and business freedom The pros/cons of building a high-ticket agency while living abroad Lessons from running masterminds in Medellín and scaling with YouTube adsIf you're a digital nomad, agency owner, content creator, or anyone tired of overpaying for average living in the U.S., this episode shows what's possible when you rethink location + money.
On today's show: Alyssa had to take an Uber to work because her car didn't start. We played the "Uber Price Is Right" to find out how much it cost her just to be at work today. There's a sinkhole in downtown Cleveland. Multiple Good Vibes today, including our first 7 Brew Drive Thru Coffee Good Vibes moment. Do you use a grounded sheet? Because Bill has one now on his bed. Alyssa's College of Knowledge! (only the 7:50a version today because of a technical issue with the 8:50a). Bill just found out his oldest son will be attending summer school. Plus, did your S.O. make an expensive purchase without clearing it with you first?
AP's Lisa Dwyer reports that Uber has launched a new program to address safety concerns of women.
What does it take to go from “1 out of 10 chance we hit 100 episodes” to actually getting there?In this special milestone episode, Marc Baselga and Ben Erez reflect on reaching 100 episodes of Supra Insider. They share the raw truth about early imposter syndrome—having a Google Doc with pre-written questions, worrying about sounding stupid, focusing more on optics than enjoyment. They discuss the key turning points that made the podcast sustainable: bringing in an editor (reducing their workload from 6-8 hours per week to just recording), stopping the intro recordings, and setting fixed “sacred” time slots that never move.They explore what they've learned about guest selection (intuition-based, not heavily strategic), the tension between timeless vs. timely content, and what successful podcasts have in common—regardless of format. Whether it's Acquired (catalog value, timeless deep dives) or TBPN (daily, day-of relevant), the common thread is two co-hosts who genuinely enjoy each other, are obsessed with making it better over time, stay authentic, and avoid inorganic pressures that force the show to be something it isn't.If you're thinking about starting a podcast, struggling to make one sustainable, or wondering how to build something meaningful that fits your life—this episode is for you.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox
It's EV News Briefly for Saturday 07 March 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyVW SHOWS WORKERS NINTH-GEN GOLF PLANVolkswagen has given Wolfsburg workers a first look at the ninth-generation Golf, expected to carry the ID Golf name and built on VW Group's new Scalable Systems Platform (SSP). From summer 2027, current combustion-engine Golf production shifts to Mexico, freeing Wolfsburg to retool for the ID Golf and an electric VW T-Roc successor.STELLANTIS CUTS ELECTRIC VAN PRICES TO DIESEL LEVELStellantis Pro One is running a European campaign until end of June that matches the purchase price of eight battery-electric vans to their diesel equivalents across compact and mid-size segments. The offer directly closes gaps such as the €7,150 difference between the Opel Combo Cargo Electric and its diesel counterpart, testing whether price parity alone will push fleets to commit.TESLA EYES 400-STALL SUPERCHARGER SITE IN YERMOTesla is planning a 400-stall V4 Supercharger station in Yermo, California on Interstate 15 between Los Angeles and Las Vegas, which would more than double the current record of 164 stalls. The site would be built in six phases as part of a wider retail hub called Eddie World 2, with Phase 1 delivering 72 stalls breaking ground in 2026.UBER BACKS POD HOME CHARGING SUBSCRIPTION FOR DRIVERSUber has partnered with Pod in the UK to offer drivers a home EV charger subscription for £25 per month over three years, with no upfront cost, a lifetime warranty, and potential cash rewards of up to £170 a year through smart charging. The offer arrives as Uber expands its Uber Electric category to eight new UK cities including Birmingham, Manchester, and Leeds.BYD SURGES IN GERMANY AND UKBYD registrations surged 1,550% year-on-year in Germany in February to 3,053 vehicles, while also rising 83% in the UK to 2,154 units and tripling in Spain to 3,003 registrations. The gains come as BYD ramps up its first European plant in Hungary, built partly to sidestep EU tariffs on Chinese-imported EVs imposed in October 2024.NIO SHIFTS EUROPE TO DISTRIBUTORSNio is overhauling its European operations by switching from direct sales to a distributor-led model in Germany, the Netherlands, and Sweden, while retaining direct sales only in Norway. The restructure, moving from a country-led to a function-led organisation, has already seen Nio Germany general manager David Sultzer step down.MILENCE OPENS 400 KW TRUCK CHARGING HUB IN GHENTMilence, backed by Volvo Group, Daimler Truck, and Traton, has opened a 400 kW HGV charging hub at the Volvo Trucks plant in Ghent, its fourth Belgian site, positioned on the TEN-T North Sea–Mediterranean freight corridor. A second phase will add Megawatt Charging System infrastructure, targeting charge times of 30 to 45 minutes for large HGV batteries.UK ADDED TO EU PLANS FOR EV PRODUCTION LIMITSThe European Commission's Industrial Accelerator Act (IAA) will open EU manufacturing subsidies to up to 40 "trusted partner" nations including the UK and Japan, following lobbying by UK business secretary Peter Kyle after fears that Nissan's Sunderland plant could close under earlier exclusionary proposals. The IAA also targets lifting manufacturing's share of EU GDP from 14.3% to 20% by 2035, though US firms are expected to be excluded due to American public procurement restrictions.ETHIOPIA'S EV IMPORT SHARE JUMPS AFTER ICE BANAfter Ethiopia banned ICE vehicle imports in 2024 and cut EV import duties, EVs rose from under 1% to around 6% of all vehicle imports, surpassing the reported global average of roughly 4%. The government is driving electrification as energy sovereignty, aided by low electricity costs of around $0.10 per kWh and a tiered tariff structure that exempts domestically assembled EV kits from import tax entirely.ORBÁN'S BATTERY BET HITS A DOWNTURNHungary has attracted approximately €26 billion in foreign EV battery investment, mainly from South Korean and Chinese manufacturers, but battery output has fallen during a prolonged sector downturn weeks before the April 12 national election. The strategy faces additional political pressure after a news investigation into health and safety violations at Samsung SDI's factory undermined the narrative around foreign-capital-led industrialisation.QUEENSLAND PUSHES UNDER-16 BAN FOR E-MOBILITYA Queensland parliamentary inquiry has tabled 28 recommendations including a ban on under-16s riding e-bikes and personal mobility devices, prompted by 12 e-mobility deaths and over 6,300 emergency department presentations in the state last year. Key proposals also include requiring at least a learner car licence to ride, cutting footpath speed limits to 10 km/h, and reclassifying any device capable of exceeding 25 km/h as a motorcycle.
Daniel Mahncke and Shawn O'Malley take a deep dive into Duolingo — the leading language learning app with over 50 million daily active users and the chaotic green owl as a mascot. Since its IPO in 2021, Duolingo has expanded beyond language instruction to include math, music, and chess. The vision is to create the world's largest learning platform. Some people believe Duolingo will succeed and become a company worth hundreds of billions of dollars, dominating one of the largest and most profitable markets – education. However, the stock has fallen 80% from its highs, as the market views Duolingo as a potential target for AI disruption. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:05:51 - About the mission of the CEO and Founder, Luis von Ahn 00:08:29 - Why Duolingo was founded 00:10:34 - Why Duolingo works better than other apps 00:17:16 - About Duolingo's user numbers and growth 00:37:55 - Why the stock dropped 80% 00:40:55 - Whether AI is a threat or an opportunity 00:53:47 - What the bull and bear cases look like 01:18:11 - Whether Shawn and Daniel add Duolingo to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Learn how to join us in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Track The Intrinsic Value Portfolio. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Duolingo Investor Relations. Explore our previous Intrinsic Value breakdowns: Uber, Nike, Reddit, Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Facebook. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
After nearly a year away, the Monkey Tooth Podcast is back. I sat down with my longtime pal Adem Vant Hull — woodworker, musician, painter, and cook — for a wide-ranging conversation about growing up in Minneapolis, losing a parent young, finding purpose in craft, and what it means to genuinely love what you do. Adem also talks about his upcoming one-day art show at Atelier Woodworks in New Orleans on March 28th, 2026, where he'll be showcasing furniture, cutting boards, birdhouses, and more — plus a special contribution from his son Bo. If you're anywhere near New Orleans, get your ass in an Uber, have some drinks, and buy a birdhouse.Share and Enjoy!
Lucid Motors Q4 2025 Earnings Call Description In this episode, we break down Lucid Motors' Q4 2025 earnings call, featuring insights from interim CEO Mark Winterhoff and CFO Tawfiq Boussaid. The discussion highlights how Lucid navigated a challenging EV market while nearly doubling production and increasing deliveries throughout the year. A major focus is the launch and ramp-up of the Lucid Gravity SUV, which quickly became a significant contributor to deliveries and revenue. We also explore Lucid's manufacturing improvements and operational efficiency gains that helped the company scale production. Another major topic is Lucid's strategic partnerships with Uber and Nuro, which aim to position the company in the emerging robotaxi market and autonomous mobility sector. Financial performance, including improved margins and operational efficiencies, is also reviewed alongside the company's cautious approach to cost management. Finally, we look ahead to Lucid's plans for 2026, including global market expansion, increased brand awareness, and the development of a midsize platform designed to reach a broader EV audience. Overall, the call paints a picture of a company focused on scaling production, expanding technology partnerships, and strengthening its position in an increasingly competitive EV landscape. Support the Show Support Kilowatt Other Podcasts Beyond the Post YouTube Beyond the Post Podcast Shuffle Playlist 918Digital Website News Links Lucid Motors Q4 2025 Earnings Call Show Art Created By DALL·E Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Debbie Millman, designer, author, educator, curator, artist, and pioneering podcast host, joins Designers On Film to talk about Arrival (2016), a movie that has all the ingredients to keep you engaged and make you curious about life on this planet, or life beyond this planet. Amy Adams is Louise Banks, Jeremy Renner is Ian Donnelly, and together they're brought into a government operation to understand, analyze, and hopefully communicate with visitors from another planet. In addition to sharing everything about the movie that she loves, Debbie also talks about how science has been an integral part of her own life, why she believes in alien lifeforms, and ponders big questions about language, love, and time.-Debbie Millman is host of the pioneering podcast Design Matters. Fast Company called her "one of the most creative people in business" and Graphic Design USA called her "one of the most influential designers working today." She's a "woman of influence" as Success Magazine has said, building a career at the intersection of design, storytelling, and cultural commentary. As the founder and host of Design Matters, one of the first and longest-running podcasts in the world, she's interviewed more than 700 of the world's most creative thinkers and makers, having earned the Cooper Hewitt National Design Award, multiple Webby awards and Ambie nominations, and numerous accolades from Apple Podcasts who named Design Matters one of their "All-Time Favorites" three times. Debbie worked on the concept and design of the vault plate that's aboard NASA's Europa Clipper mission to Jupiter's moon. Her work has also appeared in The New York Times, The Washington Post, Philadelphia Inquirer, New York Magazine, The Baffler, The New York Review of Books, and Fast Company. The author of two books of illustrated essays, plus author of eight books, she's also Editorial Director of PrintMag.com which she co-owns, Debbie and her business partners rescued the publication from bankruptcy in 2019, preserving its 80-year legacy. Debbie and her wife, best-selling author Roxane Gay, recently acquired The Rumpus. Debbie lives in New York City and Los Angeles with her beautiful wife, two lovable cats and a very charismatic dog.https://www.printmag.com/author/debbie-millman/https://www.instagram.com/debbiemillman/https://designmattersmedia.com/https://apple.co/designmattershttps://debbiemillman.com/https://therumpus.net/-Zipeng Zhu is a Chinese-born artist, designer, educator, and founder of the award-winning creative studio Dazzle in New York City. He wants to make every day a razzle-dazzle musical and has collaborated with iconic brands such as Apple, Adidas, Adobe, Coca-Cola, Instagram, MTV, Microsoft, Netflix, The New York Times, The New Yorker magazine, Samsung and Uber. His work has been exhibited at major museums and institutions in cities all over the world, including New York, Barcelona, Dubai, Shanghai, Beijing, and Mumbai. Zipeng dedicates his days running both the Dazzle Studio and merch shop Dazzle Supply, bringing his dazzling design to clients and fans around the globe.https://dazzle.studio/-Arrival (2016)https://www.imdb.com/title/tt2543164/ https://www.imdb.com/name/nm5384213/ Stories of Your Life and Others by Ted Chianghttps://amzn.to/4rfSiBk -Other movies, shows, and books discussed:Close Encounters of the Third Kind (1977)Contact (1997)Interstellar (2014) The Twilight Zone, S3.E24: To Serve Man (1962)
Dru Montana and Kyle Regan join Zac Amico and discuss white people fights, guns in NYC vs PA, Dru's first gun, how they treat hotel rooms with two beds, the right number of pillows, getting caught masturbating, naming a child after an album, Jackie Chan movies, times they've called the cops, python dumplings, Darby Allin's Uber incident and so much more! Air Date: 03/02/26(Air Date: February 23rd, 2026)Support our sponsors!SmallBatchCigar.com - Use promo code: GAS10 for 10% off plus 5% bonus points!YoKratom.com - Check out Yo Kratom (the home of the $60 kilo) for all your kratom needs!Green Chef - Get 50% off your 1st month of Green Chef, then 20% off for 2 months & free shipping with code 50zoo at http://GreenChef.com/50ZOOZac Amico's Morning Zoo plug music can be found here: https://www.youtube.com/watch?v=oMgQJEcVToY&list=PLzjkiYUjXuevVG0fTOX4GCTzbU0ooHQ-O&ab_channel=BulbyTo advertise your product or service on GaS Digital podcasts please go to TheADSide.com and click on "Advertisers" for more information!Submit your artwork via postal mail to:GaS Digital Networkc/o Zac's Morning Zoo151 1st Ave, #311New York, NY 10003You can sign up at GaSDigital.com with promo code: ZOO for a discount of $1.50 on your subscription and access to every Zac Amico's Morning Zoo show ever recorded! On top of that you'll also have the same access to ALL the shows that GaS Digital Network has to offer!Follow the whole show on social media!Dru MontanaTwitter: https://twitter.com/dru_montana47Instagram: https://instagram.com/Dru_MontanaKyle ReganInstagram: https://instagram.com/KyleReganComedyZac AmicoTwitter: https://twitter.com/ZASpookShowInstagram: https://instagram.com/zacisnotfunnyDates: https://punchup.live/ZacAmicoSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week… Uber and Lyft drivers say there's too much competition on the road. Washington and British Columbia are now in different time zones. And the King County Library is throwing it back to the 90s by letting adults read for free pizza. Drag Queen and Entrepreneur Chase Burns and Stranger News Editor Vivian McCall are here to break down the week. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.
In this week's episode, Livi gives a full Miami recap—from chaotic Uber rides to creepy encounters and the realization that the men in Miami might actually be unhinged
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March 6, 2026: The U.S. economy lost 92,000 jobs in February — and the headline number is almost the least interesting part of the story. When you break down where the losses actually came from, you get a picture far more complicated than the AI-took-our-jobs narrative dominating social media right now. Healthcare, tech, federal government, manufacturing, transportation — each sector tells a different story, and together they reveal a labor market being squeezed from multiple directions at once: AI, tariffs, Baby Boomer retirements, post-pandemic correction, and a geopolitical shock that just sent oil past $87 a barrel. Meanwhile, the Fed is openly questioning whether it even has the tools to respond — because cutting rates doesn't create jobs for people whose skills have structurally shifted out of demand. Also this week: Uber's CEO says don't come here if you want to coast — and why that lands so differently in this economic moment. A new survey reveals that 90% of companies have AI chatbots but almost none have integrated AI into real workflows — and that gap is driving some dangerous workforce decisions. And the Bank of England just started war-gaming what happens if AI triggers a full economic shock. Watch on YouTube ----- Start your day with the world's top leaders by joining thousands of others at Great Leadership on Substack. Just enter your email: https://greatleadership.substack.com/ Looking for what actually moves the needle on performance and retention? It's in The 8 Laws of Employee Experience. Order here: 8EXlaws.com
Dr. Jack Cush reviews the news and journal reports from this week on RheumNow.com
Rideshare Rodeo Podcast (episode 555) March 5th, 2026 THURSDAY NIGHT LIVE with Shawn (Colorado Rideshare Guy), this week we got into: Prept Vacation Opportunities Dumpling Boss App Joby and Uber team up 4th time now to announce launch of VTOL (vertical take off landing) which is nowhere near reality LYFT, are they headed for Bankruptcy Rideshare Rodeo Brand & Podcast: https://linktr.ee/RideshareRodeo
Ever wondered what happens when gelato meets a Ferris wheel? Sam and Jeff are back after their Seattle adventure, and honestly, this trip had everything. They nearly missed their 5:30 flight thanks to an airport power outage and an overly chatty 3 a.m. Uber driver who couldn't stop talking about San Francisco rent prices. (Trust me, not the conversation you want at that hour.)In Seattle, they hit Pike Place Market for Beecher's mac and cheese and Greek gelato with exotic flavors, toured Lumen Field home of the Seattle Seahawks, and explored the Pop Culture Museum's impressive collections. The Chihuly Gardens featured stunning glass sculptures, and the Space Needle shot them up in just thirty-eight seconds. Their ferry ride to Bainbridge Island proved delightful and relaxing with beautiful views.But let's talk about that Ferris wheel incident—one speaker's indulgent food choices created an increasingly uncomfortable situation over multiple rotations that required an urgent exit. They also caught a Disney Villains brunch at a queer bar, enjoyed espresso martinis throughout the day, and dealt with a birthday party host who refused to share cake.The chaos, the food, the mishaps—it's all here. Listen to find out which moment almost derailed the entire trip.
What happens when your kids start asking hard questions about faith? Kent recently had a fascinating—and heartbreaking—Uber ride with a driver who grew up in a family of pastors but walked away from Christianity completely. His reason? He says every question he asked about faith growing up was shut down. That conversation got us thinking. As dads, how we respond when our kids ask honest questions about God, the Bible, and faith might shape their spiritual trajectory for decades. Are we creating space for those questions, or accidentally pushing them away? In this episode, we talk about: Why questions from your kids are actually a good sign The danger of shutting down honest curiosity about faith How Jesus modeled asking questions What to do when your kids ask something you don't know how to answer How to disciple your kids without pretending you have everything figured out Your kids will ask hard questions someday. The real question is whether they'll feel comfortable bringing them to you, or if they'll go anywhere but their dad for guidance. While we never have complete control over our kids, we can create an environment that fosters communication and honesty. Want to shape the direction of the show this year? Leave us a voicemail and tell us what you're facing as a dad: manhoodjourney.org/podcast Scroll down to "What's Your Story?" and leave us a message! You're not a father on accident. Go be a father on purpose. ------------------------------------------------------------------------- Learn more about our new partners here: https://maninthemirror.org/ Download the Iron Circle worksheet here: https://manhoodjourney.org/iron-circle/ We've launched video now! Check out the video version of today's episode on YouTube: https://youtu.be/dNZfK1G6mFM ----------------------------------------------------------------------- Range Leather: Support the show and upgrade your fatherhood swag. Shop Range Leather and get 15% OFF with code MJ15 Grab some fresh beans! https://rangecoffee.com/ Fatherhood Guard – Help us get to 100 members of the Fatherhood Guard! Connect with dads from over 20 states and at least 2 countries by joining today. Grab your welcome hat at https://manhoodjourney.org/donate/fatherhood-guard/ Buy Kent's latest book "Don't Bench Yourself" on Amazon: https://a.co/d/1qBF3RJ Read the new State Of Biblical Fatherhood report here: http://manhoodjourney.org/sobf Find tools to share the report here: https://manhoodjourney.org/sobf-tools Have a topic you want us to touch on? Well, get in touch! Send us an email at: info@manhoodjourney.org ------------------------------------------------------------------------- About our hosts: Kent Evans is the Executive Director and co-founder of Manhood Journey, a ministry that helps dads become disciple-makers. After a twenty-year career as a business leader, he embarked on biblical Fatherhood ministry projects. He's appeared on television, radio, web outlets and podcasts. He's spoken at parenting and men's events, and authored four books. The first, Wise Guys: Unlocking Hidden Wisdom from the Men Around You, was written to help men learn how to find mentors and wise counsel. The latest, Don't Bench Yourself: How to Stay in the Game Even When You Want to Quit, aims to help dads stay present in their roles as fathers and husbands even when they feel like giving up. Kent's life has been radically affected by godly mentors and his lovely wife, April. They have been married thirty years and have five sons and one daughter-in-law. He lives in Louisville, Kentucky. Lawson Brown is husband to his high school sweetheart, a father of two young adult daughters, has been a business leader since 1995, and is a former Marine. He served as a small group leader for teenage boys for many years, helped start the Christian media ministry City on a Hill Productions, then later Sanctuary – a new church in Kennesaw, GA – where he served as its leader for Men's Ministry. Lawson's journey of faith has always been centered in a grounding from his wife, Audrey, and supported throughout by many men whom he's found as brothers along the way. His family is nearing an empty nest phase and has recently relocated to the Florida Gulf Coast beaches area.
Brim, Kim and Mr. Greer are back at it again. Apart from all the usual shenanigans, the gang chats about everything in pop culture with all the trimmings as they discuss the Long Island Convention of Horror 2026, how Terrifier will be ending the series after the fourth installment, PB4WEGO license plate pardoned by Governor Hochul, and other hysterical license plates. The crew also chats about the Netflix and Warner merger not happening, the guy who stole over $40k from Target using taco seasoning, Looney Tunes chatter, old television gems, and no stars for Darby Allen's Uber driver. The cast talks about the passing of Sondra Lee (Tiger Lilly), McDonald's Big Arch comes to US menus, and the McDonald's CEO seemingly didn't want to taste it. They talk about the real meaning of the Lion King song, missing gorillas at Animal Kingdom, and the reveal of Woody's last name. The crew also discusses the birthplace of Doritos, the originator of the potato chip, Jim Carrey-gate and Kelly Osbourne's current state. The crew chats about entertainment news, opinions and other cool stuff and things. Enjoy.Wherever you listen to podcasts & www.thegrindhouseradio.comhttps://linktr.ee/thegrindhouseradio
Kiera is joined by Derick Van Ness of Big Life Financial to talk about taxes, and how to handle them beyond simply thinking of them as a necessary evil. The pair discuss knowing your numbers, utilizing tax credits, the magic touch of a CPA, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team Listeners, this is Kiera. And today I am super excited. This is one of our top favorite guests that has been on the podcast. We're bringing him back on because there are some new updates and our clients love him. I love him. He is incredible. Derick Van Ness, he is with Big Life Financial. And you might have heard him on the podcast before talking about R &D credits, tax saving ideas, CPA. This man does a lot of your wealth and how to build and keep your wealth. So I always love our conversations and just like his good information. Plus, if I remember right, he might know Garrett Gunderson. So obviously I've been a fangirl since day one. Derick, welcome back to the show. How are you today? Derick Van Ness (00:42) Well, I'm doing great and really happy to be here with you, Kiera. I'm not Garrett Gunderson because he is taller and better looking, but I'm a good second place. The Dental A Team (00:48) Ha ha ha! I think that you're great. The fact that you know Garrett Gunderson, that already just has elevated you. I mean, I think it was one of our first conversations we ever had. And I was like, have you ever read like Killing Sacred Cows? And you're like, I actually know Garrett Gunderson. I was like, what? Fangirling. So ⁓ anyway, Derick, for those who have not met you, haven't heard your episode, because we do have new listeners to the podcast. Just kind of give them a little intro of who is Derick Bennis? What is Big Life Financial? And give the listeners a little intro to who you are. Derick Van Ness (01:20) Okay, well outside of being ⁓ in love with my wife, in love with art and in love with racing sailboats, what I do professionally is I help ⁓ doctors and dentists to be smarter with their money. So what does that mean? That means how do you, not so much to make it, I mean we do help people scale, but once you make the money, which is something a lot of dentists are good at, how do you keep it through tax savings? How do you grow it and how do you protect it, right? And today we're going to talk a little bit about how do you keep more what you make? Because honestly, for dentists, even though taxes seem boring when you don't have to write that $50,000 or $100,000 or $200,000 check, it gets a lot cooler. If you would have told me I'd be a tax and financial guy when I was a kid, I probably would have just taken an early exit somewhere and jumped off a bridge. But I really see money in what we do as a lifestyle business. It's not about money. The Dental A Team (02:01) Yeah. Derick Van Ness (02:17) If you have enough, then money is what it is. When you don't have enough, it's a problem. And I just find for a lot of people, it's the reason or excuse that they constrain themselves. They don't spend time with family. They don't think do things that they want to do. They don't have the experiences that are going to change their life. So when we can get money out of the way, then you can live your big life, which is why the company's big life financial, because it doesn't matter if you have more or less money. The question is, what's the life you're living? What's your quality of life? And so taxes are a big piece of that. Obviously we can't talk about everything on a podcast like this, because you'd be buried under a ton of bricks. But that's what I do is I try to make this stuff easy. I try to make it fun. And I want you to realize that the whole point of all this money stuff is so that you can live a life you want to The Dental A Team (02:55) You Which Derick, that's why we have connected. You have met my husband. have had personal conversations outside of the podcast because I very much align and subscribe to this lifestyle and this mode of thinking. I believe that practices should work for us and us not work for our practices. I believe that we became business owners to have these big lives and these, audacious dreams. And yet I feel so many people live below their, their potential. They are trapped. They are. Derick Van Ness (03:33) Mm-hmm. The Dental A Team (03:34) It's crazy. I ⁓ had a client and she actually made so much money last year, which was amazing because the year before she was like, Kiera, I want to make more. So I was like, great, we're going after profit and production like blinders on. Don't talk to me about anything else. And she had like a crazy year and she's like, great. Now I have this huge check. I've got to write in taxes. And I was like, not my problem. Like you need better CPA help on that, but glad we made you the money. But I bring that up because one, it was a huge win for a client, but two, Derick Van Ness (03:52) I don't know. Yep. The Dental A Team (04:02) I think that people being able to keep the money that they make, hold on to more money that they make. Like I love that we live in America and it's a free country and that we get to pay taxes. Like I'm so freaking grateful for that. With that said, I do not want to pay one penny more than I need to. And I want to maintain and keep as much as I possibly can to live the life I want and to not feel the guilt of being a successful business owner and to do the fun things that I always imagined and dreamed of doing without the guilt of doing it. And I think so many people are so scared of. Derick Van Ness (04:11) Yep. The Dental A Team (04:32) being financially free, they're scared to spend money. They get hit with tax burdens left and right. I can't tell you how many dentists that I hear at the end of their career and they've had great careers, but they have no financial stability. like, Derick, this is the stuff that stresses me out and keeps me up at night and which is why you're on the podcast because I want people to be smarter. want them to be more educated and I want them to live happier lives. So let's walk through like R and D credits and CPA and like how people can live a more enriched Derick Van Ness (04:33) Mm-hmm. Yep. The Dental A Team (05:02) big life today rather than waiting. I think it's just a fun topic to talk about. I'm intrigued, so let's talk about it. Derick Van Ness (05:07) Yeah Well, let's do. mean, we can start generally with taxes and then we can kind of move into the credits piece because it is like a it's just a small very segmented piece of what you do with your taxes. overall, the biggest thing I see is most people see taxes as like a necessary evil. This is the thing I have to deal with. When people see something as a necessary evil, what do they do? They do the minimum. Right. And what that really turns into is You're not talking with your CPA. You're not coordinating with them. You're not being proactive. At the end of the year, you just want to do the least. So you just hand them all your stuff. I realize people don't come in boxes anymore. Now it's like, here's my QuickBooks password. Or I add you to my account. ⁓ And then they tell you how much you owe. But if you ran your business that way, if you just didn't look at anything all year, and at the end of the year, you're like, I wonder how we did. Wouldn't go so well if you didn't talk to your team about anything. What's that? The Dental A Team (06:01) People do that though, Derick. They do it all the time. This is not abnormal. They do it all the time. They're like, my gosh, I owe how much? my gosh, we didn't hit goal. And I'm like, ⁓ let's at least look at our numbers. Like that's step one. Step two, let's talk to our team. You're not wrong. I'm just shocked at how many people do this in real life. And I'm like, hey, there's a different way of living. like, maybe let's take that path. Just try it out. It's like t-shirt. Try that one on. It might feel better than your current oversized, like two baggy of clothes that don't fit. And then you're angry. Derick Van Ness (06:11) I know. The Dental A Team (06:30) the time. anyway go on didn't mean to interrupt the rant. Derick Van Ness (06:32) What if I'm gonna be a Gen Z VSCO girl? I I want the Oversight T-shirt and the angst. The Dental A Team (06:36) Well, as I said it, as I said it, I was like, well, that's like the current style. Like what's uncomfortable clothing? Maybe it's like the wool scratchy. I just came back from Iceland and I'll tell you what, I didn't buy a single shirt there. I was like, that is gonna scratch me. I know it's warm, but I'm not wearing that for the rest of time. Like there are softer clothes in this world that are equally as warm. Like I'll choose that. So that maybe you're wearing a wool scratchy sweater. Cause you never look at your numbers. You're always irritable. You're always angry. Maybe you might get the oversized hoodie that's way more comfy. Maybe that's the better analogy for today. Derick Van Ness (07:07) Well, and so you help them look at their numbers, right? What's your P &L? What are your KPIs? There are tax numbers too, right? Like I'm usually meeting with clients in September-ish to say, OK, how much have you made so far this year? What does that put us on track for December 31st? And then we have November, I'm sorry, September, October, November, December to do things to get that number at the end where you want it to be. I'm not talking about go out and spend $1. to save $0.40, right? People do that. Oh, go buy a car. If you don't need a car, that's just a waste of money. I literally had someone who's like, should I just buy a G-Wagon? I'm like, only if you were going to buy a G-Wagon anyway. They want the tax break, but. The Dental A Team (07:45) I mean, I asked that question too. I mean, I do. I do ask it as well, but it's unnecessary. You're right. Like, so I can repel you you're not going to do it. Don't just because you get the tax benefit. You just have to pay the money. So, but I do ask because I want to know, just tell me I can buy the boat, Derick. Derick Van Ness (07:58) Yeah. Well, boats are totally different. They're way more fun, but they're also way more expensive to maintain. So I love boats. I absolutely do. But they are not cheap, right? As the saying goes, break out another 1,000. That's what boat stands for. Just go to the ocean and throw $1,000 in it every month. That's what owning a boat's like if you don't use it. The Dental A Team (08:05) They are not. I know. gosh, I've never heard that. That's hilarious. That's hilarious. I've heard like the best day and worst day of owning a boat is the day you buy it and the day you sell it. Like that's the only best days. I have a boat. I do love the boat. It is an older boat. things I'm not... Maybe mine's like break out a 10 because we've got a much older boat. But like, know, when we upgrade then we'll be in the thousand realm. ⁓ Derick Van Ness (08:28) So. Yep. Yeah. Yes, yes. So boats are great. Not usually the best tax strategy. But the big thing here is when you sail a boat or when you drive a car, I heard this the other day and I thought it was perfect. It's like when you drive a car, what's bigger, the windshield or the rear view mirror? Most people are doing taxes in the rear view mirror. That is not about your expansive future. That's about recording your past, right? And so if you just did business planning one year at a time, Like you wouldn't ever buy the building. You wouldn't ever invest in the equipment. You wouldn't ever invest in the education, right? It's the same thing for taxes. It is part of a cohesive and ongoing plan. ⁓ so when you want to plan that, we have to look into the future. And so looking into the future allows you to control your income, control your expenses. But you have to know your numbers to your point, right? Like if you don't understand a P &L, It's really hard to do tax work because we don't know what your income is. And I have some clients who come in that way. And I have to really get them to understand that if you don't have good books, you don't have good data, it's like trying to do dentistry without a diagnostic. You just go in and start drilling teeth to see what's happening. No, you wouldn't do dentistry that way. Don't do that way with your taxes either. should I just buy this and I'll just buy that and randomly and I help those work out? Your P &L is really like your diagnostic, right? Both on the income side, but also that's related to taxes. And so I think the big thing for people is think of taxes as an additional income stream. If you do this right, you can keep, like a lot of dentists pay 40 % or more in taxes, right? So if we can cut that from 40 down to 20 to 25 % on average, that's 15 % straight to your bottom line. And it probably takes an average of two hours a month at most, which is pretty good, right? Like if you could add a new service into your business, no employees, no marketing, no overhead, two hours a month, but profits went up by 15%, would you take it? Most dentists would say, yeah, that six figures is pretty good. The Dental A Team (10:53) As long as I'm not going to jail, Derick, I don't want to go to jail. That's my only line. Like, how is this legal? Because so many people talk about tax strategy and my line is I'm willing to live in the gray, I'm just not willing to go to jail. So how do you go from 40 to 20 that's legal and ethical? Derick Van Ness (11:01) you Yeah, we don't want to go to jail. Yeah, so there's two things. There are lots of little things. So research and development credits, which we'll get to in a minute, is one of those things. It's not little. I would call it a medium thing. For a lot of dentists, it's worth between $10, depending on the size of your clinic, $10,000 $50,000 a year. So it's sizable. And then there's all the pay your kids, cost segregation, salary and dividends, all that kind of stuff. And those things stack up. If you pay your kids right, then that can save you The Dental A Team (11:21) I agree, I would too. Mm-hmm. Derick Van Ness (11:40) 10, 15 grand if you're in a state where you can pay your state taxes and have a federal write-off that might save you 10, 15, 20 thousand dollars a year. Taking a salary, the proper salary versus dividends that might save you another 10 or 15 thousand. So these things start to stack up but when you're in that 500,000 plus tax bracket there are things like and I can't totally get into details because this is stuff for accredited investors and I don't know who the listeners are and all that but there are Investments you can make that have big tax breaks, right? And that could be everything from energy types of things to short-term rentals, different types of real estate. There's a lot of different stuff, right? So that sort of depends on what's the life you want to build and aligning that. ⁓ There are lots of charitable and donation type strategies where you can create some really big tax breaks. There's entity structuring, ⁓ where you take your income and how you take your income matters. So you can really layer all of this stuff and make huge chunks, take huge chunks out of your business. The bigger you are, the bigger you can do with these things. And honestly, once you get over a million plus in income, then there's another layer of stuff you can do. It's just a lot of times the setup costs, you have to have enough tax burden to make it worth it. But there's some really neat stuff out there. And some of the stuff with the big, beautiful bill. ⁓ bringing back bonus depreciation. There's some really neat things where, oh, if you do a solar thing, you can get some credits, but then you can also get all the depreciation in the first year. And so you put in $100,000 into this type of investment. You may not make a lot of money, but you might get $150,000, $175,000, $200,000 worth of write-offs on your taxes. And when I say write-offs, mean dollars you don't pay, like true credit dollar for dollar. That could be huge, right? Things like that. The Dental A Team (13:10) Yes. Right. Derick Van Ness (13:38) that a lot of people are just unaware of. And don't take that as an investment advice. I'm just telling you about things that exist in the world that may or may not be for you. Check with your financial professional. But yeah, you start stacking all these things up and you go from, I wrote $150,000 check to, I wrote a $60,000 check. And then what I like to do is help people take that 90 grand you would have given to the government. And now let's add that to what you would already save. And for a lot of people, that's The Dental A Team (13:47) That's amazing. Derick Van Ness (14:07) a lot more than they were already saving. So we more than doubled their savings rate. And the fastest thing you can do to build wealth is just get more money into the equation. So that's really it is we're trying to create money that you can then put to work for you outside your business. Because what nobody ever tells you is, even if you're an amazing dentist and you make all this money and you sell your practice for top dollar, and you get all that money, you become a professional investor. The Dental A Team (14:27) you Derick Van Ness (14:36) And if you don't have any investment skills, if you don't know how to put that money to work, if you don't know how to protect it, you're just a lamb to the slaughter. You know, everybody shows up, they got an idea. Your brother-in-law wants to start a coffee shop or a brewery. Your neighbor has the next best tech app. And all of a sudden, all this money just starts disappearing because you're not seasoned. So one of the things we like to do is get people doing these types of investments, learning, getting a skill set around it so that when you do get that big big shot when you sell your business or you have those huge tax or those huge years and you don't pay all the taxes, you know what to do with the money. Because that's a whole different skill set than running a dental clinic. The Dental A Team (15:17) I don't disagree. And that's why Derick, I love having you on here. And I think your comment of the goal is to get more money to put into the equation. What are the things like, I have 90 grand or I have 150. What are some of those investments that, again, realize that we're being generic and there's a reason you have to be generic is because there are rules that financial planners, advisors, CPAs have to abide by. in general terms, Derick, what are some of the ways that Derick Van Ness (15:25) Mm-hmm. The Dental A Team (15:45) you found to generate higher levels of wealth? We're putting more money into the equation, but what's the equation that's going to get it? And again, I know this is very, I would say like vanilla. We're just talking very much basic. Derick Van Ness (15:56) Yeah, yeah, I'll just give you the principles, right? The philosophy behind it. One of the things is we always, all of our lives we've heard diversify your assets. Diversify, diversify, diversify. The Dental A Team (16:06) all weather portfolio, Ray Dalio, right? Like you got to get it everything, have it all. What is it like? think eight uncorrelated assets or something like that is what it should be. Anyway, there you go. Okay. Derick Van Ness (16:09) Yep. 8 to 16 non-correlated asset classes. Yep. And the idea here is this. It used to be that you could put your money in the stock market. And each individual stock did its thing based on what its performance was. Since the late 90s, early 2000s, everything's kind of gotten grouped together. Almost everybody just buys the S &P 500 or just buys index funds, which is basically the whole market. And so if you look at the top five stocks, which are usually the Google, Apple, Tesla, Nvidia, depending on one or two others, ⁓ whatever they're doing is usually what the market's doing, right? It all has a tendency to ebb and flow together because it's all been chunked together. So I don't see those all as different asset classes anymore. How I personally invest, I'm not saying you need to buy into my ideas, but so you can have money there. But then I do think you want to have money in other things. that maybe aren't tied to the stock market. Maybe you've got some oil and gas. Maybe you've got some farming communities in Central America. Maybe you've got someone who's doing senior living homes, someone who's developing all these empty office buildings. And they're all tied to different things. So that way, if the stock market takes a dump and goes down, that's not all your portfolio. Maybe it's 15 or 20%. if real estate takes a hit. Yeah, your real estate takes a hit, but maybe something else does well. Having things in your portfolio that if some of them struggle during inflation, some of them do well during inflation, right? Things like gold that holds its value. And so the idea is to be able to put your money to work in a way where it's in a bunch of different buckets that aren't all tied to the same thing. And what that really creates is stability, right? And why that's so important is when you're growing your money, The Dental A Team (17:46) Mm-hmm. Derick Van Ness (18:09) You can have the ups and downs a little bit, but when you go to start pulling money out, the volatility, the ups and downs are what really kill your ability to pull money out, because you have to always protect against the downside. And it's why if you look at the market historically, it'll go up, depending on who you ask, 6 to 8%. But when you're pulling money out of the stock market in retirement, the numbers say sustainably over the long term, you can only pull 3 to 4%. Why is that? You would think, ⁓ I can pull. The Dental A Team (18:21) Mm-hmm. Right. Derick Van Ness (18:38) six to eight, but it's three to four because of the volatility. If you are counting on that, it crashes that year and you sell. Then when the market recovers, you have less money to recover with. And over time that stacks up. So the idea there is to work with someone who has the ability to put you into different asset classes, help educate you. This also gives you a chance to try different things. So you can start to get that seasoning we were talking about and learn how money really works because The Dental A Team (18:43) Right. Derick Van Ness (19:09) You know, money, health and relationships are the three things that really dictate the quality of your life. And it's funny, we don't spend a lot of time in them in school, right? And so, ⁓ so it's something you have to learn, just like if you don't learn how to take care of your health, you suffer. If you don't learn how to have good relationships, you suffer. And money is another thing. All of those you can get help with, but at the end of the day, you have to be able to be competent enough. to get the results you want. And money is just one of those things. The Dental A Team (19:40) Yeah. No, Derick, that's a, think it's such a good way to look at it. And I will say, I was very much a baby investor and I think I still would qualify myself as pretty naive. But it is, they say like, I don't know, what is it? The eighth wonder of the world is compound interest. And it's crazy because when you start out and you just get started on your investments, it feels like this is stupid. At least I have, I've so told many financial advisors, feel like they like, Derick Van Ness (20:04) Mm. The Dental A Team (20:07) money monster. So it's like the cookie monster. Like I give my money to you. I never can get it back. I have no clue how to access this money. And then you start to see it and you're like, wow, that started to compound and this started to become different. And we had our first year with it. We didn't have to write such a large check to the IRS and done legally and ethically. And I was like, wow, this is a very different world that I'm living in than I have been. And it wasn't as hard as I thought. And so I, like you said, I do feel like you're Derick Van Ness (20:11) Yeah. The Dental A Team (20:33) comfort level and they do say that women tend to be better investors than men because women, we just put money in, we give it to you. We're like, here you go. We don't ever like go check it and watch the stocks. Stocks. Whereas men are like, cons I'm like looking at those stocks, like my husband checks it like 10 times a day. And I'm like, just don't even look at it. Like I don't even, it's the cookie monster, the money monster. You take the money. I know you haven't like taken it. People get angry with me. They're like, Kiera, we can't legally take your money. And I'm like, no, but I just have no clue how to access it. They're like you email. And I'm like, I know. Derick Van Ness (20:44) Right. Yep. In your brain, right? The Dental A Team (21:02) but it like stocks and then I got to pay taxes and I don't understand any of it. But I will say, I think it's like PNLs, the language of money, the language of investing. It's a skill that you are learning. And I do agree, the younger you can learn this, the more time you have to recover if you make mistakes and versus having to be perfect later on in life. So I really very much subscribe to your model of thinking. And I love that. I love that you've talked about taxes, how to save, how to get it into Derick Van Ness (21:11) Mm-hmm. The Dental A Team (21:31) Again, I remember I sat in a Tony Robbins wealth mastery thing. Ray Dalio was in the room. had no clue who half like Paul Tudor Jones. I think that's his name. Like so freaking smart. I had no clue who these people were. And like here you've got like five billionaires sitting in the room with us. And I was like, I had no clue. And they start talking about this stuff. And I feel like an idiot, but I will say it's an idiot that I love to be because the more I learn about the more I'm involved in it, the more you expose yourself, the more you learn how it works. Derick Van Ness (21:38) John Paul Tudor, yeah. Yeah, I remember. The Dental A Team (22:00) And I think like what you're saying, Derick, I just hope people talk to your financial advisors, get your uncorrelated assets, start building that portfolio because time, like they say, you only have so much time and the best time to plant a tree was like a hundred years ago. The next best time is today. And I just, I don't want to be that person when it comes to my portfolio where I wish I would have started. All of us will wish we started sooner, but I am grateful that we started as young as we were and are building it the way we have versus Derick Van Ness (22:23) Yes. The Dental A Team (22:28) waiting until like, and I don't care if you haven't started then start today. If you've been doing it, figure out how you can do more. ⁓ But I think Derick, I have a question of, I always live in scarcity. So what do you tell a client like myself where I'm always afraid that I'm going to run out of money. I don't know where it comes from. It doesn't matter how much I have. I have acorns upon acorns upon acorns. I swear like you've probably can find money in my couch. I'm not that bad. I don't have it in the couch, but like, Derick Van Ness (22:32) Yep. The Dental A Team (22:54) How do you get to a level where you feel comfortable spending money rather than just always saving for retirement and not living today? What's the balance of that? Derick Van Ness (23:03) Yeah, so what I've discovered working with over 2,500 people on all of this, Kiera, is like money problems don't like quote unquote go away. They just change. In the beginning, it's like, how do I make money? I don't have enough money. How do I manage the car payment or whatever? Then you make a little bit more and you're like, okay, now I'm past survival. Like, how do I start to grow? Right? So you invest in yourself, your business, your education, whatever. Then you start to grow some more. Then you start saying, okay, now I'm growing and I'm making money and I'm living a decent life, but how do I build for the future? So it's not just the now, then it's the future, right? And then what happens is you definitely get to a point, at least I've seen this for myself and a lot of clients is you start to make a good amount of money and the problem becomes how do I make sure that this doesn't ever go away? Right? Like now I'm living this really good life and I can travel and I can spend time with family and I can do the things that I want to do. And I can buy nice clothes or go to nice dinner or do nice things for my kids or whatever your thing is. And I don't have to think about money. But then there's this fear of like, what if I lose that? Right. And going back. And so the money problems just change. I believe it's an instinct that's built into us. Like the monkeys that ate bananas and then just stopped worrying and didn't hoard them. ended up dying faster than the ones that hoarded them, right? And so, like, I think it's an instinct to be paranoid, to be fear-driven, and that's where we have to, as humans, understand our wiring and say, my wiring is for survival, not for happiness and fulfillment, right? Because survival is what reproduced. Happiness and fulfillment, especially in a scary world of survival, ⁓ doesn't do very well. The Dental A Team (24:27) Sure. Derick Van Ness (24:52) Right? So, so we have to try to rewire our brain as much as we can. ⁓ And I think the biggest thing is to focus on a big future, a big vision. When you're moving towards something, then you're not focused on moving away from something. When you're in fear, you're, moving away from something. I'm moving away from failure. I'm moving. I'm trying to avoid losing money. I'm trying to avoid running out, trying to avoid making a mistake. You know, this about business ownership, like you can't avoid the mistakes. You just try and minimize them. and learn from them as fast as you can. Like making mistakes is part of success and nobody says it that way, but I think it's really, really important to get that. And when you're moving towards something, you're in abundance, you're in striving, you're in goal oriented, whatever your thing is. And that doesn't have to be about money. That could be, I wanna be a great parent. I wanna get in better health. I wanna have more free time and make the same money. So this isn't like just a money conversation, but when you're moving toward those, you have a tendency to lose your fear. I think it's when we aren't sure where to go next that we get afraid of losing ground and we do that. And so I think sometimes it's just a matter of clarity and reminding yourself, where do I want to go? What am I building? Like once you get past a certain point, like, you know, once you get past a certain amount of income or a certain amount of wealth, it's not about money anymore. Right. It's really about contribution. It's about impact. And I think when we, our mind can really only focus on one thing at a time, especially as men, ⁓ women are much better at seeing the big picture. ⁓ But, but really when you're focused on something that holds your attention and then it doesn't drift to some of the other stuff as much, it doesn't mean you won't. Cause I'll tell you, I'm at my most vulnerable when I wake up in the morning and my brain starts doing payroll and all these other things. And like you said, The Dental A Team (26:26) you Derick Van Ness (26:47) I have enough cash stored away that I could not make a dollar for a year and still pay for my whole business and do the whole thing and be fine. But that doesn't mean that that instinctual part of me doesn't freak out for a minute until I come in and say, hey, we're building massive things. We're changing people's lives. Let's just focus on that and let the rest take care of itself. That really is the best thing for me is to focus on where I'm going, not where I'm afraid I might end up. The Dental A Team (27:15) Absolutely. I think that was good. Good wisdom there. You are the person, if you guys have heard me talk about it on the podcast, this came from Derick. He's the one who's told me it's a return on emotion, not necessarily a return on investment and like what helps you sleep at night, what helps you stay there. And I love that you talked about like it is a survival instinct. It's not a bad instinct. so loving that side, but also tempering it so that way we can enjoy the fulfillment. And again, I also think that there becomes confidence in yourself. I think enough. enough business crashes, enough mistakes, enough things where you come back from it also teach you that there's certainty within yourself that no matter what comes your way, ⁓ you know that you'll be able to survive it, you'll be able to come. Someone told me once, it's not unsafe, it's just uncomfortable. Unless someone's running at you with like a knife and it's truly life threatening, it's like if the stock market crashes, that's like we're still safe, it's just going to be pretty dang uncomfortable for a little bit. If we become bankrupt, Derick Van Ness (27:47) Mm-hmm. Mm-hmm. The Dental A Team (28:13) We're not unsafe, we're just uncomfortable. And that has given me a lot of, I think, temperance on when you think about finances, like that'd be uncomfortable, but I am still safe and I would still be alive and we can come back and we can figure things out. So Derick, I know we wanted to pivot gears and talk R &D credits, because this is something that's new. yeah, let's kind of chat that because I think we've gone through tax strategy, building wealth mindset around ⁓ how to maintain and have that. Derick Van Ness (28:30) Well, yeah, we'll keep it short here. The Dental A Team (28:42) return on emotion and building those skills. And I really love that you just said money issues don't ever go away, they just change shape. And I think that that's the same as business, right? Business problems just become a different flavor and different color. ⁓ But now let's talk about like some R &D credits because we've talked about R &D. I've seen several clients do very well on R &D credits. So was excited to hear like, they're back and they're back again, and they look a little different. So I'm excited to hear if you guys don't know what they are, Derick will definitely explain them and how you can. Derick Van Ness (29:02) Yep. The Dental A Team (29:08) Dental practices are ripe for the picking of R &D, it's exciting to have a resource for dental practices. Derick Van Ness (29:15) Yeah, dental practices really are because the R &D credits are designed when you do new things in your business that are based in technology. And that could be computer science, engineering, biological science, or physical science, like chemistry, ⁓ which dentists are doing all of that stuff. So when you do new stuff in your business, the government realizes you're taking a risk. You're trying a new implant system. You're trying a new ⁓ a new type of diagnostic, you're trying a new flow for your patients, whatever. Sometimes it blows up in your face. I everybody listening here has tried a new piece of software and after six weeks you wanted to throw the computer out the window and you're like, we're going back to the other one, we got to find something else, right? ⁓ Or we tried 3D printing and it was just really, really hard and like some people love it, some people hate it. But at the end of the day, every time you take that risk, the government knows that you could lose money. The Dental A Team (29:57) Totally. Derick Van Ness (30:11) So the R &D credits are really their effort to say, don't stop innovating. Don't stop trying to get better. We know you're going to take some skin, knees, and elbows along the way. And we're willing to give you some credits to help with that. so ⁓ dentists, like dentistry is moving so fast. I don't have to tell the listeners that. There's new stuff every single quarter, every single year. Five years ago, everybody was getting crowns to be milled. Now they're 3D printing teeth and doing all, you know. digital scans and all the other stuff and pretty quick here, think we have robots doing surgery. I don't necessarily want to be the first person to try that, but. The Dental A Team (30:45) Yeah, me neither. I'm like number like 200,000. I'll try it at that point. I'm usually like number two jumping off a cliff if the first person's alive, then I'll jump. Unlike innovative robots, I only have 28 teeth left, so I'll just let them practice a bit more before they come to me. It's okay. Stick with the drill and fill. Yeah, the drill and fill, I'm okay with it. It's all right. It's better. Derick Van Ness (30:51) Yeah. Yeah. Yep. I'll just pay a little more for the people. Yes. so effectively, most dentists just don't realize they're qualifying for these credits. And so what we try to help them do is we do a free estimate to help you understand, OK, let's go through the different things that you did in your practice. It takes maybe a half an hour to identify the different things you've done. And right now, there's a window. And this is why we wanted to talk about this today, that closes on the 4th of July of 2026. So we've got about three or four months left. where you can go back and you can file for 2022, 2023, and 2024. I don't want to bore everybody, but effectively when they did the 2017 tax rewrite, the first Trump tax rewrite, it broke the R &D credits in 2022. You could file for them, but the downside was bigger than the upside, so it wasn't worth doing. Now, they kind of did that on purpose to balance the budget, and they thought, oh, we'll change it before 2022, and then COVID happened, so they never changed it. So it got broken. So they came back and they fixed it and said, hey, you guys can go back and claim this, but you really only have until the 4th of July. So they gave us one year to do it. ⁓ And so it's a big opportunity, a big window right now where you can get three years worth of credit. So you can literally go back. The government will send you a check for taxes you've overpaid, and you can get that money back. I won't tell you the IRS is really fast at processing this stuff, but they do get to all of them. The Dental A Team (32:23) Wow. No. Derick Van Ness (32:34) And the checks come in, and we've done over 1,000 of these for clients. So it's definitely a legit thing. And the credits have been around since the 80s. They became a permanent part of the tax code in 2015. So they were kind of new. They've been around about 10 years. But the first couple of years, nobody knew. then over the last couple of years, they've become more and more popular. But then they kind of screwed them up in 22 through 24. So the reason I wanted to talk about them is if somebody is a dentist, they're not claiming these credits. But they are doing. The Dental A Team (32:38) Wow. Derick Van Ness (33:04) Innovative things upgrading equipment trying new software trying new techniques new implant systems new Diagnostics, whatever you probably got all these credits sitting there. You don't know about and It's worth getting a free estimate to see what's on the table. Yes You do have to amend your taxes, which is a very small pain in the butt But your total time into this should be an hour or two, which is really a short conversation You send over tax returns ⁓ A team like ours would give you an estimate And if it seems like it's worth doing it, then you do it. You just let them do their thing and you write the check for the fee, right? So it's pretty hard to beat bang for your buck hour for hour. And like I said, for a lot of practices, it's between 1 to 2 % of your gross revenue. This is not a quote. This is just like what I've generally seen. So if you have a million dollar practice, it's probably 10 to 20 grand a year if you're doing these types of things. I mean, I have some. We just did a doctor who's got Six offices they're getting almost a half a million dollars back right it can be it can be major and Doesn't take him any longer than to take someone with one office so you know it's it's just a big window of opportunity that I wanted to try and squeeze in here and People who haven't done this or unaware. It's like hey, we got a big opportunity and you can do this for 2025 moving forward every year. It's it's back indefinitely and so my hope is The Dental A Team (34:07) It's incredible. Derick Van Ness (34:32) People can do the catch up. And then from here forward, you don't even have to amend. You just party your tax return. You just don't pay the taxes. Just like you depreciate equipment or anything else and just get the tax break, the difference is tax credits are dollar for dollar. So if you get $10,000 tax credit, it's just $10,000 you don't pay in taxes, not a $10,000 write off, which might be worth $3,000 or $4,000. The Dental A Team (34:40) awesome. Mm-hmm. Totally. No, and I think Derick, I'm so glad you brought this up. And at first I was creeped out by you. I'm not going to lie. Like when you first started talking about it, was like, are these like, I don't know, what are they called? The opportunity zones. And like, I heard a lot of people got their shorts burned on those. And I was like, do I even put this on the podcast? But I will say, Derick just said he's done thousands of them. They have had great success. I have seen clients tell me, thank you. So that's why I wanted Derick to come on because any client that comes from Dental A Team does get preferred. Derick Van Ness (35:03) you huh. The Dental A Team (35:26) I don't know treatment. don't know what you guys do, but I do know that there's, ⁓ you guys get, you just said you get pushed to the front of line. If you mentioned you heard on Dental A Team podcast, we also have a link with big life financial. I'm pretty sure Derick, if I remember right, I'm pretty sure we do. ⁓ but definitely wanted you guys to have that, especially with a closing in July. And it's something where I love that Derick will just like, he's met with me and my husband several times to talk about multiple things. Derick is non pushy. And I appreciate that about you, Derick. You ⁓ educate. Derick Van Ness (35:27) Treatment, yep, yep, front of the line. We do. Yep. The Dental A Team (35:56) and then give people the information and then you're to make the decisions on your own. So I think like, why not? Why not reach out to Derick? Why not just like see what it looks like? And then you have their resources. They're not going to file unless you want them to. You don't have to break up with your CPA if they file for you. I'm pretty sure. Is that right? Like you don't have to switch. Derick Van Ness (36:09) Correct. No, no, yeah, you don't have to. We can amend it for you. But in a lot of cases, it makes sense to just have your CPA do it. They've got all your information. So but we can handle it either way. The Dental A Team (36:25) So I think like on that, I just feel it's very much worthwhile. And I know Big Life Financial does a lot. do. I'll let you like take it because I know you guys are added to more services. But I think like if nothing else, we want to have the call to action of like, just look into the R &D credits. Like I said, I have seen multiple checks go to practices. They have not been audited. ⁓ Things have gone very smoothly for them. I was skittish. But I mean, Derick, we've been talking about this, I don't know, almost five years now, if not longer, that we've been telling practices about it. So. Derick Van Ness (36:52) Yep. The Dental A Team (36:54) very excited, but Derick, kind of tell about the makeup of what Big Life Financial is and then how people can reach out to you, especially in particular to the R &D credits. Derick Van Ness (37:04) Yeah, so for the R &D credits, just go to, it's just BigLifeFinancial.com So BigLifeFinancial.com/DAT D-A-T right? Dental A Team. And all you got to do is just set up a time there to talk with myself or someone on my team. It's like a 15 minute call. And we'll just screen it, see if it makes sense. Beyond that, we do offer full service taxes if for some reason you're looking for tax breaks or you feel like you're, for one reason or another, you need to make a change. then we can do that. We do also work with an RIA. So if you're looking for some of these investments that might have tax breaks or other diversification or whatever, we have those capabilities as well. So we really try to be front to back like what we call like a family office or a fractional family office, which is what the super rich people have. They just have an attorney and a CPA and a Uh, an insurance guy, an investment guy, or probably 10 investment guys who all just work for them. Obviously most people can't afford to have an entire team that just works for them. So we work with a limited number of people, but we have a coordinated team that way. And, and it's taken me like 10 years to find the right people to do that. That's, that's really it because the Uber wealthy have those people, the people who are making 50 or a hundred thousand bucks a year, they don't need it. We really work in this sweet spot where a lot of people make. 300,000 400,000 on the low end to 2 3 million on the high end. And they're kind of in between, not rich enough to have the team that's all working together all the time, but rich enough that you really need it. Like this segment of the population is the one that just gets crushed on taxes. ⁓ And so we're really doing our best to help minimize that. So that's why we work so much with dentists and doctors. The Dental A Team (38:56) That's amazing. I love that Derick. And I think for everybody, it was BigLifeFinancial.com slash DAT. We'll be sure to like link that in the show notes and also add it for you guys. But, and Derick, love, I didn't know what a family office was at first. And then I found out hanging out with a lot of wealthy people, what it is. And so for you to provide that, think worth conversations ⁓ and definitely appreciate the insights today. It was a really fun episode. I'm glad we got back together. It's been too long. ⁓ And like truly guys, just reach out. Again, I would do it as exploration. would do it as like, just find out anytime I hear things like this, I just go book meetings. It doesn't mean I need to actually execute on it. But I think again, learning the language of business, learning the education, seeing if it fills right for you. Now you can ask a million people, but like I said, Derick and I have been doing this for about five years and every client that has been referred to Big Life Financial has gone through, has told me how much they've been grateful for it. So Derick, I appreciate you. Any last wrap up thoughts today as we wrap up today? I appreciate our time so much today together. Derick Van Ness (39:55) No, I think it's just understanding that part of building wealth is beyond just making income, right? Just making income won't build the life you want to live. Once you earn the money, you got to take care of it. And there's a lot of pieces to that. So whether it's with us or someone else, just take that on for your family's sake. It's not just about making it. It's keeping it and being smarter with it. And if you do that, you're going to be in good hands. The Dental A Team (40:20) amazing. Well, Derick, thank you so much for being here today. Thank you all for listening. I love what Derick said, like it's not just enough to make the money, we need to figure out how to keep the money and set yourselves up for the great lives that you've been building and to truly have that big life as Derick has described it. So for all of you listening, I hope that today you don't just passively listen, but you actively take action and commit to having the wealth of your life, the wealth of your dreams to have that life that really ⁓ is the life of your dreams. there's a quote from my mirror from when I was little where I said, don't just dream, do. And I think that that's how I'll leave you today. So for all of you listening, thank you for listening and we'll catch you next time on the Dental A Team Podcast.
Growth sounds glamorous until the math, the hiring headache, and your calendar disagree. We dig into the real choices pool pros face: stay a sharp, profitable single poler or build a team and chase scale. Along the way, we unpack why the labor market has shifted toward gig work, how rising wages squeeze entry-level hiring, and what that means for route capacity, pricing, and your stress level.I share the quiet obstacles that keep owners from adding a first tech—payroll setup, workers' comp, trucks, scripts for client handoffs—and the fear that a new hire might walk, leaving you with 50 extra pools overnight. Then we pivot to a practical workaround used by savvy operators: partner with builders, service new pools for a year, and sell a partial route at a clean multiple. It's a repeatable way to capture account equity, protect quality, and avoid the overhead of managing staff, all while keeping your book at a healthy size.If your wiring favors systems and leadership, we also map a path to scaling well. That means hiring with a promise—training in a real trade, time off, competitive pay, and a future in repairs—so you can compete with Uber and Amazon Flex. With one solid tech you can double routes, with a second and a repair specialist you unlock higher-margin work and the chance to step back from daily skimming. Still, we're honest about the tradeoffs of a multi-truck operation: more moving parts, quality drift risks, and the need for strong software, QA checks, and culture.Whether you thrive with a tight 60-pool route and a side portfolio of real estate or dream of a 10-truck fleet, the win is clarity. • labor market shifts to gig work and wage pressure• barriers to hiring including payroll, comp and trucks• income math for adding a tech and route capacity• passing on new accounts versus smart partial route sales• builder partnerships and one-year account valuation• when personality fit favors staying small• investing profits outside pool service• how to attract hires with training and benefits• benefiSend a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y
Bill Gurley is a Wall Street and Silicon Valley legend. He's the analyst who led the Amazon IPO and went on to become one of the most successful VCs of all time and an early investor in Uber, Zillow, and GrubHub. Today, he joins Nicole to answer the biggest questions on investors' minds right now. Bill doesn't mince words: yes, we're in an AI bubble— and he explains exactly why, from circular spending deals that smell like Enron to the speculative behavior that always follows a real wave of innovation. He breaks down why the IPO system is rigged against retail investors, what tokenization could do to fix it, and what a SpaceX IPO would actually mean for everyday investors. He also shares the one market sector he thinks is quietly becoming a buy, and the specific Chinese battery stock he personally owns. Then the conversation shifts to Bill's new book, Runnin' Down a Dream, and his surprisingly personal framework for building a career you actually love. He shares the question he asked himself twice that changed the entire course of his life, his research on career regret, and why chasing passion is a competitive advantage. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Get Bill's book Runnin' Down a Dream Here's what Nicole covers with Bill: 00:00 Are You Ready for Some Money Rehab? 01:12 SpaceX + xAI: What Elon's Deal Really Means 03:18 Why Retail Investors Keep Getting Shut Out of the Best Companies 05:55 The IPO System Is Rigged 08:36 Inside the Amazon IPO 10:40 Are We in an AI Bubble? 16:30 AI vs. the Dot-Com Bubble 21:15 Which AI Tools Bill Actually Uses 22:00 Bill's Take on AGI Hype 23:30 Where Bill Sees Opportunity Outside of Tech 27:30 The Chinese Battery Stock Bill Personally Owns 28:45 How to Evaluate Stock Options as an Employee 31:50 The Hidden Value of Joining a Fast-Growing Company 33:15 Buy Side vs. Sell Side Analysts 35:40 The Question That Changed Bill's Career Twice 38:00 Why Following Your Passion Is a Competitive Advantage 42:00 How Tito's Vodka Started with a Blank Sheet of Paper 45:20 Bill's Next Chapter: A Policy Institute 48:00 Nuclear Energy, Healthcare, and the Issues Bill Wants to Fix 51:06 Bill Gurley's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions.
Cody Schafer, a former Uber driver and door-to-door salesman who transformed his financial life by mastering a single wholesaling strategy. After years of "winging it" and trying various marketing tactics, Cody found massive success by focusing exclusively on building relationships with real estate agents.In just 27 days, Cody closed multiple deals resulting in $40,000 in assignment fees matching what he used to earn in an entire year. Discover how he uses simple tools like ChatGPT to manage agent follow-ups and why he believes "locked-in" focus is the ultimate key to scaling a real estate business. More REI strategies when you check the TTP training program today.---------Show notes:(1:00) Beginning of today's episode(2:38) The exact script Cody uses when cold-calling agents to find off-market, distressed properties.(3:23) Leveraging ChatGPT to automate follow-up texts and handle difficult questions from agents.(6:09) How Cody achieves a $0 marketing budget by sourcing all leads through direct agent outreach.(7:16) Cody explains how he assigns realtor contracts with minimal out-of-pocket cash.(11:08) Cody's humorous way of educating agents on the level of "distress" he looks for in a house.(14:16) Why pre-foreclosure lists can be "delusional" and why Cody moved back to targeting "ugly houses".(19:00) A deep-dive breakdown of a $19,700 deal involving a tired landlord and a double-closing.(26:21) Overcoming the "financial thermostat" and the complacency that comes with hitting early success----------Resources:PropwireDoubleClose.comRich Dad Poor DadWorking Capital Pros LLCTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
The rules of career success just changed. Hard skills matter less. Credentials matter less. And playing it safe? That might be the riskiest move of all. Bill Gurley has backed Uber, DoorDash, eBay, and Snap. He's spent 30 years watching who wins and who gets destroyed. In the AI era, that gap is about to become a canyon. In this conversation, Bill breaks down the exact skill stack that makes you anti-fragile: why unbridled determination beats raw intelligence, why salesmanship is the most compounding founder skill nobody talks about, and why the conveyor belt from college to consulting is now the highest-risk career path in existence. You'll learn the Jeff Bezos hiring filter for people who will build something come hell or high water, why AI is a jetpack for the self-directed and a threat to everyone else, how open-source Chinese AI models are a bigger disruption than most realize, and the regret minimization framework Bezos used to decide whether to start Amazon. If you've ever wondered whether you're on the right path — or how to stand out when everyone has access to the same tools — this one will permanently change how you think about winning. Ready to turn your newsletter into your career? Head to https://beehiiv.link/uth844 and use code CODIE30 for 30% off your first three months. Take your personal data back with Incogni! Use code BIGDEAL at the link below and get 60% off an annual plan: https://incogni.com/bigdeal ___________ ___________ MORE FROM BIGDEAL
Travis Chappell breaks down the limits of traditional personal finance advice in a solo episode, explaining why cutting expenses alone won't build real wealth—you need to aggressively increase your income to outpace inflation, unexpected life costs, and the dream of true financial freedom. On this episode we talk about: Why budgeting and saving hit a ceiling at zero expenses, but earning more income is unlimited and the real path to wealth. Life's endless surprises (roofs, transmissions, family emergencies, kids' activities) demand far more money than any budget predicts. Inflation's silent killer effect: $1.2M in 30 years from $100/month investing could spend like just $250K-$450K after real-world price doubling. The Rule of 72: S&P doubles every ~7 years at 10% returns, but 3% inflation doubles prices every 24 years (or faster in reality). Side hustles that scale (Uber, flipping, landscaping) + skill-building for 5X income jumps to hit your "freedom number" faster. Top 3 Takeaways 1. Double the nest egg you think you need—live off just 4-5% annually to preserve principal against inflation and longevity.2. $200/month grows to ~$400K nominal in 30 years (10% returns), but inflation-adjusted it's ~$150K; bump to $1,200/month for $2.4M.3. Acquire monetizable skills, knowledge, and relationships—recessions can't touch them, but they'll 5X your income trajectory. Notable Quotes "You will always need more money than you think you're going to need. Life has a way of demanding more from you than you expect." "The most delta you could ever create would be $80K a year... the only thing left is your ability to go earn more income." "Inflation is going to quietly murder your comfort, your nest egg." "If you extract the meaning from your life... eliminating work from your life is a fast path to dying sooner." "The only path to creating exponential increases in your earned income is through skills that you do not currently have." Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Twitter/X: https://twitter.com/traviscchappell Instagram: https://www.instagram.com/traviscchappell Other: https://travischappell.com (Website & Podcast) ✖️✖️✖️✖️
0:00 Intro 0:06 Savings 1:46 Physical limitations 5:53 Banned 8:41 Job 10:53 Uber money 12:32 Help yourself Learn more about your ad choices. Visit megaphone.fm/adchoices
The S&P 500 is undergoing a historic transformation that could fundamentally reshape the stock market landscape. With the Magnificent Seven experiencing a brutal February and sectoral rotations accelerating, America's flagship index is evolving in unprecedented ways.Today's Stocks & Topics: MPLX LP (MPLX), Market Wrap, Pullback in Precious Metals?, Invesco S&P MidCap 400 GARP ETF (GRPM), Options, The S&P 500 Identity Crisis: Historic Shifts Reshape America's Index, Vanguard Energy Index Fund ETF Shares (VDE), Uber Technologies, Inc. (UBER), Oil Markets, The Wendy's Company (WEN), When to take Social Security, Small Caps ETFs.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Progressive: https://progressive.com* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands
Subscribe to Throwing Fits on Patreon. Our interview with Tyrell Hampton will make you say namaste. Tyrell—fashion and party photographer of the moment—popped on over to the stu to kiki on his Uber methods and strategies, splashing out crazy on designer bags, no hands on the Citibike, the Williamsburg bridge is basically his office, Kardashian honey packs, growing up Muslim as a teenage white girl who was actually an 11-year-old boy, organic money vs. GMO money, what makes a party a 10/10, putting a bow on his party photography era and transitioning into the gallery and fine art space, the right and wrong ways to get your picture taken, posting good people doing naughty things, how to deal with baddie divas, he just wants to cuddle, wrangling and disarming celebs, a screen time and FYP check, his life may be too lit for reality TV, and much more on Tyrell Hampton's interview with The Only Podcast That Matters™.
Chris Distefano and Yannis Pappa join the guys and talk "bug chasers", Chris' ball player past and extra wide skin tagged ass, their podcast History Hyenas and unique fanbase, west coast vs east coast comedy, podcasts vs comedy specials, BS stories they've heard, Dan Aykroyd hitting on Chris' mom, Tyson Fury masturbating 7 times a day, Yung Joc shamed for driving Uber, UFC Conor McGregor vs Donald Cowboy Cerrone and much more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
"I shan't spend a single calorie on this b.s." Dave and Mike go head-to-head in Connect 4, Jeremy and Tony go head-to-head in naming NBA MVPs, and Amin goes head-to-head with Zaslow over a video of an Uber driver losing his mind. Somewhere far away, Dan is smiling ear to ear. Learn more about your ad choices. Visit podcastchoices.com/adchoices