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Real estate AI is here, it's happening, and if you're not paying attention, you're already behind. In this episode of the Tom Ferry Podcast Experience, Tom sits down with Jason Pantana, co-owner and operator of AI Marketing Academy, to break down the three AI mega-trends that are fundamentally reshaping how agents generate leads, create content, and compete in today's market. They'll show you how top-performing agents are using real estate AI right now to compete at a higher level. Here's just some of what you'll learn: How AI-driven search is collapsing the traditional marketing funnel. Jason's simple two-variable system to determine where a lead lands in your funnel. How "Agentic AI" breaks out of the chatbox to work across platforms like Canva, Zapier, Spotify, and Uber. How agents are turning static listing photos into immersive walking tour videos in minutes. How to be the one AI recommends when it matters most If you're serious about staying ahead in this market, understanding real estate AI is key. Watch the episode now! Want to go deeper? Check out AI Marketing Academy at https://academy.jasonpantana.com/ —the fastest-growing platform helping real estate professionals AI-ify their marketing and win in the new era of lead generation. The future of real estate marketing is here. Don't miss it.
When Ania moved to the US from Poland at the tender age of 12, she didn't speak a word of English. Today, she's the CEO of Taskrabbit, after building her leadership chops at Walmart, Uber, and Airbnb. You don't get that kind of career trajectory by playing it safe. In this episode, Ania shares how taking bold risks has helped her succeed, and why she's building a culture where people are encouraged to be bold, experiment, and learn both from what works and what doesn't. If you want to move faster this year, this episode will get you going! You'll also learn: How to be your own customer What no one tells you about agile companies One strategy that keeps long-term thinking front and center A unique framework for balancing life, work, and family Take your learning further. Get proven leadership advice from these (free!) resources: The How Leaders Lead App: A vast library of 90-second leadership lessons to stay sharp on the go Daily Insight Emails: One small (but powerful!) leadership principle to focus on each day Whichever you choose, you can be sure you'll get the trusted leadership advice you need to advance your career, develop your team, and grow your business.
This week, hosts Dave Bittner, Joe Carrigan, and Maria Varmazis (also host of the T-Minus Space Daily show) are sharing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines. Joe share's another chicken update for us, this time from Werner Herzog. Dave's got a story from a listener named Tim, an IRS Criminal Investigation agent, who explains that real CI agents may contact people unannounced and can verify themselves in person, but if anyone asks for gift cards or crypto, it's definitely a scam. Maria has the story on how attackers are abusing real SendGrid accounts to send politically charged phishing emails that look legitimate and trick users into handing over their credentials. Joe has two stories this week, the first on Cambodia's renewed crackdown on massive Southeast Asian scam networks following the arrest and extradition of alleged kingpin Chen Zhi, signaling deeper international cooperation against fraud operations that have stolen billions worldwide, and the second on a Nashville Uber driver who lost $300 after falling for a convincing phone scam that impersonated Uber Support and falsely accused him of drunk driving. Our catch of the day comes from Reddit scams where one scammer gets put through the ringer, twice. Resources and links to stories: Cambodia to keep up crackdown on scam centres after arrest of alleged mastermind Uber driver describes drunk driving scam that cost him $300 SendGrid isn't emailing you about ICE or BLM. It's a phishing attack. Dave Part 1 Have a Catch of the Day you'd like to share? Email it to us at hackinghumans@n2k.com.
This episode is part of the "Inches Are All Around Us" series looking for all the little pockets—inches, if you will—that comprise the greater than $1 trillion in healthcare waste in this country annually. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Many of these inches, if we hack them out, will actually improve patient care because these inches are just like the friction that's in the middle. To this end, I started thinking about FQHCs (Federally Qualified Health Centers), which are (these FQHCs in this context, if you think about it) kind of a great laboratory for scrappy and amazing case studies about finding and cutting out waste with some serious fiscal discipline. The thing with FQHCs and why they are great places to I spy inches of waste is really because if an FQHC has a budget shortfall, they cannot solve it by cost shifting to commercial patients, commercial members, commercial plans. They have no commercial patients. Also, they have a patient population that many would consider challenging, and they cannot restrict access. They gotta make do with what they have. They must have actually true fiscal discipline. They either figure out how to be efficient, or their patient population does not get care. But what tipped me over the edge to revisit this episode from 2021 with Gary Campbell—who is the CEO of an FQHC, by the way—I picked the show to revisit because of my conversation with Nikki King, DHA, that I had earlier this year (EP470). Nikki and I caught up, and she is now the CEO of an FQHC in Indiana. I had interviewed Nikki, by the way, about rural health a few years ago (EP338). So, go back and listen to that if anything I say today you find intriguing for other reasons. Tribe, this is interesting to think about what I'm about to tell you. Really. I've been thinking about it for six months. I wanna start out here recapping my aforementioned catch-up conversation with Nikki King as the lead-in to my conversation with Gary Campbell to follow. And to be specific here, Gary Campbell is the CEO of an FQHC in Virginia called Johnson Health Center; and Nikki King is CEO at Alliance Health Centers in Indiana. Let me tell you one thing that Nikki King did. There are many things that she did, but here's one that she told me about. Nikki realized after talking and listening to their patients that one of the biggest barriers to getting care at her FQHC for patients was no transportation. Also, as most FQHCs, they were short on funds. So, doing things like free Ubers or something like that was not an option. So, you know what Nikki did? She thought about where her patients are. For example, most referrals to their addiction treatment services came from the courthouse—a judge remanding, if that's the right word, someone to treatment. So, two birds with one stone style, Nikki marched over to the courthouse facilities person and asked if they had any open office space at the courthouse, you know, work from home and all of that. Maybe there were some open offices. Well, the courthouse did. They had some open offices. So, now rent-free or almost rent-free, I don't, I'm not sure, when a judge says to somebody, "Go get addiction treatment," that judge can also point down the hall and the patient can just walk over. Nikki did the same thing, setting up a clinic in a day care center. She set up a clinic in a homeless shelter and right by a big basketball court. You compare and contrast this, I don't know, "just get it done" approach to all of the times that you hear about "some cash-strapped entity" who decides the best thing to do immediately is new construction. Pay to build brick and mortar and then in perpetuity, of course, pay all the costs and the snow removal and the security and the utilities and repair for that new construction. And they could be an FQHC building new buildings—one of the less scrappy ones—but it also could be a big, consolidated health system or anybody in between. It's amazing how many times you hear "razor-thin margins," and then you hear "new construction" in the same sentence. I'm like, "Yeah … gotcha. Upsize." Call it my Pennsylvania Dutch and Bronx heritage. But yeah … head exploding. That was a tangent. Bottom line, however, I say all this to say FQHCs (the ones with great leadership, at least) are a wonderful case study to look for insights on how to operate in an environment that cannot rely on, again, raising commercial rates and cost shifting to balance the budget, right? Let's not forget, there are two very different ways to end up with no profit: One is genuine struggle. The other is simply being very good at spending every dollar that is given to you. For plan sponsors, this is a vital distinction, regardless of how loud anybody cries poor, any clinical partner who lacks fiscal discipline isn't struggling; they're inefficient. And we do not have a market in healthcare to be able to tell who's struggling versus who is inefficient. So, yeah … keep that in mind and listen to episode 490 and 492 after this one with Shane Cerone and Sam Flanders, MD, for more on the whole "there's no market" theme, as well as more on the fiscal discipline topic. But again, this is why FQHCs are such a good case study here, because there's an upper limit to how much money they have. In most circumstances—I mean, barring some big donation or something like that—but under most circumstances, they have a revenue cap that they have to be disciplined enough to work within. Okay … one last thing before we kick into the show today. I wanna be really clear here. Fiscal discipline isn't something that any individual doctor or nurse or other clinician can tackle in a vacuum. Or even any given administrator. It is a leadership imperative. Great leadership doesn't just manage the clinical side. It takes accountability for the administrative waste that keeps margins thin and prices high. So, here's actionable advice for anybody listening, regardless of what you may or may not have to do with FQHCs. If you're a plan sponsor looking for a clinical partner, consider, like, what Nikki King is doing and the thinking that Gary Campbell is gonna talk about as a benchmark. Real value comes from finding the organizations that treat fiscal discipline as kind of a mission critical strategy, because these days, with all the affordability issues, it is financial toxicity is clinical toxicity. I mean, maybe you can find an organization that actually does unit cost accounting. Listen to the show with Mick Connors, MD (EP495). Okay … as I said earlier, my guest today is Gary Campbell, who I spoke with in 2021—so this is a deep cut from the archives, but it's also a really great show. Gary, as I said earlier, is CEO of Johnson Health Center, which is an FQHC, in Lynchburg, Virginia. He's also the president of Impact2Lead. Also mentioned in this episode are Impact2Lead; Johnson Health Center; Nikki King, DHA; Alliance Health Centers; Shane Cerone; Sam Flanders, MD; Kada Health; Mick Connors, MD; Aventria Health Group; John Lee, MD; Beau Raymond, MD; Amy Scanlan, MD; Eric Gallagher; Eve Cunningham, MD, MBA; Joyce Gioia; Robert Pearl, MD; Peter Attia, MD; Jerry Durham; and Tom Nash. For a list of healthcare industry acronyms and terms that may be unfamiliar to you, click here. You can learn more at impact2lead.com and follow Gary on LinkedIn. Gary Campbell is the founder and owner of Impact2Lead, LLC, and the president and CEO of Johnson Health Center (JHC), where he has enjoyed a career centered on leading for/not-for-profit organizations and helping to unleash potential in others along the way. In 2011, he left Bayer and went to JHC; and in 2013, he launched Impact2Lead to provide transformation-consulting services to other firms across the United States. Since joining JHC, the center has enjoyed unprecedented success and growth by transforming the culture using his Impact Leadership model and becoming the first Federally Qualified Health Center to be recognized as an Employer of Choice by Employer of Choice International, Inc. The health center has achieved multiple workplace and community awards since that time and has enjoyed exponential growth during his years as the CEO. Gary currently speaks and consults nationally on leadership, workplace strategies, and motivational topics. 09:03 Why is there no opportunity to cost shift in an FQHC? 09:34 What happens when an FQHC is operating inefficiently? 10:00 "Have you workflowed it out? … You can overstaff yourself in a way that your cost per patient goes way up." 10:23 Why is taking a lean approach not an excuse to cut staff? 11:27 EP490 and EP492 with Shane Cerone and Sam Flanders, MD. 11:35 EP438 with John Lee, MD. 11:38 EP455 with Beau Raymond, MD. 11:40 EP402 with Amy Scanlan, MD. 11:42 EP405 with Eric Gallagher. 12:48 "The nurses are linchpins to everything." 13:44 LinkedIn post from Eve Cunningham, MD, MBA. 15:10 How does standardizing care lead to personalization of care? 16:34 "Our clinical teams see that we care." 16:53 "If you don't have a vision for where you want to be two and three years down the road, you're struggling." 17:09 "I want everybody to understand, What is their why?" 19:45 Lean & Meaningful by Roger E. Herman and Joyce L. Gioia. 24:44 "You have to project plan things out that you want." 25:51 "They don't teach leadership in most medical schools."—Dr. Robert Pearl 26:46 Outlive by Peter Attia, MD. 27:55 "Get to know these clinicians." 29:39 "From a core values perspective, you can make every single decision … on core values." 30:03 "We always start with those values. … They're embedded in everything we do." 30:20 How does an FQHC or private practices that are patient-oriented attract talent? 35:24 EP297 with Jerry Durham. 35:54 "First and foremost, be visible." You can learn more at impact2lead.com and follow Gary on LinkedIn. Gary Campbell discusses #provider #fiscalresponsibility on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation Recent past interviews: Click a guest's name for their latest RHV episode! Zack Kanter, Mark Newman, Stacey Richter (INBW45), Stacey Richter (INBW44), Marilyn Bartlett (Encore! EP450), Dr Mick Connors, Sarah Emond (EP494), Sarah Emond (Bonus Episode), Stacey Richter (INBW43)
CNBC Leader's Playbook features conversations with the world's top CEOs and business leaders about how they think, decide, and lead, hosted by CNBC Senior Media & Tech Correspondent Julia Boorstin.In this episode, Uber CEO Dara Khosrowshahi and President/COO Andrew Macdonald reveal the leadership strategies that helped make Uber the #1 ride sharing app in the world, and expanded the platform to food delivery and beyond.All-new episodes air Wednesdays at 10PM ET/PT on CNBC. Visit CNBC.com/LeadersPlaybook for more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt with zero savings, fueled by previous "guilt-free" spending and a shocking $170K windfall that disappeared. Despite their dire situation, major cuts to their fixed costs haven't happened yet. Ramit encourages Noel to reconsider her church tithing and find proactive ways to increase income, like driving for Uber. Can they shift their mindset from feeling deprived to purposeful sacrifice, anchor their spending to zero, and collaboratively create a sustainable financial future? In this episode we uncover: • Noel's decision regarding her church tithing • The power of incremental income, like Noel's potential earnings from Uber • Ramit's "anchor to zero" framework for mindful spending • How comparing current spending to past mistakes sabotages financial progress • The importance of distinguishing between sacrifice and suffering • Why making big changes with money is meant to be hard • The potential for selling household items to boost savings and signal a "rebuilding phase" • How a short-term financial plan can set them up for long-term success • The opportunity to define their own timeline for debt repayment and savings Chapters: (00:00:00) Previously on money for couples (00:02:09) How Noel's decided to approach tithing (00:03:33) Why cutting subscriptions won't solve their problems (00:03:49) Noel's plan to earn more money with Uber (00:04:21) Ramit introduces the "anchor to zero" spending framework (00:05:46) Mike and Noel reflect on the conversation (00:07:11) Sacrifice vs. suffering: Reframing financial changes (00:08:43) Why comparing to the past holds them back (00:09:50) Noel's internal struggle with tithing (00:10:34) Ramit presents a vision for their future (00:11:15) The idea of selling household items to fund savings (00:12:18) Ramit's proposal for their next steps and a follow-up This episode is brought to you by: ZocDoc | Go to https://zocdoc.com/ramit to find and instantly book a top-rated doctor today #sponsored DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Leesa | Go to https://leesa.com for 25% off mattresses PLUS get an extra $50 off with promo code RAMIT, exclusive for my listeners Factor | Go to https://factormeals.com/ramit50OFF and use code RAMIT50OFF to get 50% off your first box, plus free breakfast for 1 year Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply
Michael Kramer was 19 when cancer ambushed his life. He went from surfing Florida beaches to chemo, radiation, and a bone marrow transplant that left him alive but carrying a chronic disease. He had necrosis in his knees and elbows, lost his ability to surf for years, and found himself stuck in hospitals instead of the ocean. Yet he adapted. Michael picked up a guitar, built Lego sets, led support groups, and started sharing his story on Instagram and TikTok.We talk about masculinity, identity, and what happens when the thing that defines you gets stripped away. He opens up about dating in Miami, freezing sperm at a children's hospital, awkward Uber-for-sperm moments with his brother, and how meditation became survival. Michael lost his father to cancer when he was a teen, and that grief shaped how he lives and advocates today. He is funny, grounded, and honest about the realities of survivorship in your twenties. This episode shows what resilience looks like when you refuse to walk it off and choose to speak it out loud instead.RELATED LINKSMichael Kramer on InstagramMichael Kramer on TikTokMichael and Mom Inspire on YouTubeAshlee Cramer's BookUniversity of Miami Sylvester Comprehensive Cancer CenterStupid Cancer FEEDBACKLike this episode? Rate and review Walk It Off on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Go to www.LearningLeader.com for more This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Jimmy Wales is the founder of Wikipedia, the free encyclopedia that anyone can edit. After his daughter Kira's birth faced medical challenges and he couldn't find reliable information online, Jimmy launched Wikipedia in January 2001. In this conversation, Jimmy shares why extending trust before it's earned creates better outcomes, how to deal with bad actors, and the seven rules for building things that last. Notes: Key Learnings (in Jimmy's words) Wikipedia launched 20 days after my daughter was born. When Kira was born, I realized that when you go on the internet, and you've got a question like, "what is this condition my daughter has?" It just wasn't there. There were either random blogs or academic journal articles that were way above my head. Kira was born on December 26th, and I opened Wikipedia on January 15th. Nupedia failed because of the seven-stage review process. Before Wikipedia, we worked on Nupedia. We recruited academics to write articles. You had to send in your CV showing you were qualified before you could write anything. We had very slow progress. I was on the verge of giving up. This top-down approach with a seven-stage review process before you publish anything that's no fun, and nobody's doing it. We let anyone edit and figured we'd add structure later. We thought we'd have to figure out who the editor-in-chief of the chemistry section is. You're gonna have to have some kind of authority and hierarchy. But I thought, let's just not have too much structure for as long as possible. "It's fun. You could be the first person to create a page." There was a point in time when you could write, "Paris is the capital of France". That's amazing. It's not much of an encyclopedia article, but it was fun. It's like, oh, we can just start documenting whatever we know. People started just doing all kinds of stuff. The magic is when you come back and see others improving your work. You could just write a few facts down and hit save, and it's not very good yet. But you'd go back a few days later and see somebody dug in, and they added more information. That element has always been really important. Is it fun? Do you enjoy the activity? Do you meet interesting people? You spend one afternoon, you add a few facts, and then you think, you know what? The world's just ever so slightly better. Trust is conditional, not naive. Out of every thousand people, probably a small handful are gonna be really annoying. But it's really rare to have somebody who's actually malicious. The idea of assuming good faith, as we call it in Wikipedia, is extending trust first before it's been earned. It's conditional. You extend that friendly hand of trust. And if the person proves themselves to be super problematic, then you have to deal with it. To get trust, give trust. Most people are decent. It also creates an environment where trustworthy behavior is rewarded. As a boss, wouldn't it be fantastic if you said, I'm going to go off and do this other thing, but I just trust my people are so good, they're gonna crack on with the work? Sometimes they'll make a call I would've made differently. That's okay. They're smart. Sometimes they're going to get it better than I did. "You haven't earned my trust." When somebody looks you dead in the eye and says, "You haven't earned my trust," that's destruction. It's the opposite of building a culture where people can thrive. Extending trust works in parenting, too. When teenagers say, "Well, it doesn't matter what I do, they're going to think the worst anyway, so I might as well do the bad thing." That's really unfortunate. As opposed to saying to your teenager, "Yeah, you want to go out and stay a little later than before. I want you to do that. I trust you, but you gotta do it the right way." You give that trust and believe me, they come home right on time because this is my chance to actually nail this. Give your children an opportunity to live up to building trust. When trust is broken, you can rebuild it faster than you think. Frances Fry is a Harvard professor who had a huge job at Uber when they had an enormous crisis of trust. People say once you've broken trust, that's it, you can never get it back. But is it really true? No, it's actually not true. She thinks companies can rebuild trust faster than you think. A teenager who's broken a rule can rebuild trust pretty quickly. And our job is to let them rebuild that trust. The eighth rule is walk the walk. The rules of trust aren't just a lot of good words. You actually have to walk the walk. If you say "I screwed up" and you own that, but then you go back to being the same as you were before, you're not going to rebuild trust. But if you walk the walk, people will see that. Airbnb rebuilt trust by walking the walk. Really early in Airbnb's history, someone rented out their apartment and came home and it was absolutely trashed. Airbnb handled it very badly. They were stonewalling. In this era, that's often the wrong advice. Not saying anything just means it goes viral. So they ripped off the band-aid. They said, Look, we screwed this up. They started requiring ID's for people renting apartments out, ID's from customers, and substantial insurance for owners. They walked the walk. Transparency doesn't mean sharing everything; it means sharing the process. If people can see your workings, they can see what you're doing and how it works, it gives them assurance in the process. It's about judgment calls. What would be helpful for us to share so people can trust the whole process? If you think people are fundamentally rotten, you can't work with them. It's very easy when we look at the state of the world to be downtrodden, cynical, and don't trust anybody. If you think people on the other side of you politically or people at your workplace are fundamentally just rotten people, then you're going to have a hard time listening to them. You're going to have a hard time understanding where they're coming from. You're not going to do the right things that make sense to people. Which hurts all of society. When you've been beaten up by life, change the channel. If you work somewhere where your boss doesn't trust you and your coworkers are all backstabbing freaks, it's time to change the channel. Every night, you should be trying to find a better position. Your number one criteria in looking for that next position is finding somebody who you think is a proper person to be your manager. Think of it as you're interviewing the company just as much as they're interviewing you. When you give trust, you attract trustworthy people. When you become known as a person who gives trust before it's earned, you magically attract trustworthy people. It's kind of cool how it works. Will you get burned every once in a while? Maybe. But you attract the type of people that you wanna be around. Curiosity is the ultimate love language. Get out there in the world and be curious. Asking people questions and being genuinely curious about their stories and learning about them and asking follow-up questions is a great way to show love and to connect with people. When you find yourself in a curiosity conversation where everyone's asking and learning, and they're head nodding and into it, there's nothing better. That's human nature connecting. We are born to connect and collaborate with others. It's quite easy and natural for people to fit into whatever culture is around them. We naturally like to work together to build something good. We're social, and we like to be social. We collaborate to build experiences together. A party with only yourself is not a party. Do what you love, even if it takes time to get there. One of the things that I think is really important is do what you love, do something that you really care about. Oftentimes for young people, there's this struggle between here's the thing that I really want to be doing, and here's the thing that's going to make me some money. Work really hard to find a way to put those together. Reflection Questions Jimmy says extending trust before it's earned creates better outcomes, but it requires not being naive when someone proves untrustworthy. Think of a situation where you're withholding trust. Is it because of actual evidence that this person is untrustworthy, or are you bringing baggage from past experiences with different people? What would it look like to extend conditional trust in this situation? If you're in a leadership position, honestly assess: are there team members who feel you don't trust? What specific actions could you take this week to demonstrate trust before they've "earned" it in the traditional sense? More Learning #605 - Seth Godin: The Power of Remarkable Ideas #598 - Sam Parr: Bold, Fast, Fun (Founder of The Hustle) #645 - Ryan Petersen: Take Action - From Crisis to Solution Audio Pod Timestamps 02:07 Jimmy Wales' Early Fascination with Encyclopedias 04:28 The Birth of Wikipedia 07:35 The Trust Factor in Wikipedia 12:04 Managing Bad Actors on Wikipedia 15:28 Personal Reflections on Trust 27:05 Setting Reasonable Boundaries for Teens 28:18 Rebuilding Trust After It's Broken 32:37 The Importance of Transparency in Leadership 36:50 The Power of Positive Purpose 39:06 Practical Advice for the Trust-Broken 43:01 Connecting and Collaborating with Others 45:17 Career Advice for Young Professionals 49:41 EOPC
The Chairman of the Senate Committee on Foreign Relations, Senator James (Jim) Risch (R-ID), discusses the path that led him to Congress. He describes some of the work he does on the Senate Foreign Relations Committee and his stance on the situation in Afghanistan, tensions with Iran, and the ongoing conflict in Ukraine. The Chairman also explains his relationship with President Trump, highlighting his unconventional approach to foreign affairs and ability to resolve international conflicts. Bring on the Stupid: Jason shares the most "bizarre" things people left in Ubers in 2025. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week on Two Parents & A Podcast — we have a LOT of baby #2 updates after our third-trimester OB appointment. Things escalated quickly and apparently Harrison is now delivering the baby??? (Our doctor casually suggested that dads can deliver the second baby (???) and we're still unpacking that), plus we talk through the breech situation (Harrison keeps calling it “THE BREACH” like a contract hahahah) and why I'm choosing NOT to do anything to flip him. From there, we get into what feels different the second time around — the things we obsessed over with our first baby that we truly do not care about anymore — and why that confidence immediately turned into redesigning half the house. We share nursery plans, the guest-room shuffle, and the logistical chaos of prepping for baby #2 while still very much parenting a toddler. Then Harrison explains why he's officially OUT on Waymo (parking lot purgatory + surprise “voice of god” moments), and we spiral into Austin's most unhinged design choice: back-in angle parking (with a bike lane in between, obviously). We also confirm that every couple has a driver — and yes, we know exactly who ours is (spoiler alert: NOT Harrison). We revisit the audiobooks vs. reading debate (we decided every can participate in book club but Jules has to wear a scarlett letter on her chest), share a nonstick-pan update (turns out “full blast heat” was the problem), and take a nostalgic detour back to 2016 (where were you and why does it suddenly feel iconic?). Plus, we talk about marrying into a marathon family (I'll watch) and the moment everyone has been waiting for… we break down our 6-minute bedtime routine!!! And in Things We DMed Each Other: the world's first “accurate” breastfeeding monitor (do we need this??), a phone-disguising gadget meant to keep babies' worlds screen-free, and baby sign language — aka how one tiny “more” hand sign changed our entire mealtime experience :) LOVE YOU GUYS — thanks for listening!! Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast! 00:04:40 Second baby energy: what we obsessed over the first time (and don't now) 00:05:50 House update: Nursery plans + guest room setup 00:11:13 Harrison is officially OUT on Waymos (support your local Uber driver!) 00:18:36 What is the benefit of back-in angle parking?! 00:21:24 Every couple has a driver… and we know who ours is 00:24:20 Audiobooks vs books (the debate continues) 00:28:35 We finally learned how to not ruin our nonstick pans 00:32:40 Our OB says dads can deliver baby #2?! 00:39:07 Why I'm not flipping my breech baby 00:46:20 We're nostalgic for 2016 00:55:47 Marrying into a marathon family (and why I'll never run one) 00:59:05 Our 6-minute bedtime routine for a 16-month-old 01:04:39 Things We DMed Eachother: The world's first accurate breastfeeding monitor 01:08:02 Things We DMed Eachother: Keeping your infant's world phone-free 01:10:16 Baby sign language (and how “more” changed everything) 01:13:33 LOVE YOU GUYS! #twoparentsandapod --------------------------------------------------------------- Thank you to our sponsors this week: *Ollie: Cozy up with your pup this season! Go to https://www.ollie.com/twoparents and use code twoparents to get 60% off your first box! *Veracity: For up to 45% off your order, head to https://www.VeracityHealth.co and use code TWOPARENTS. *Bobbie: If you want to feed with confidence too, head to https://www.hibobbie.com for the formula trusted by 700,000+ parents. --------------------------------------------------------------- Follow Two Parents & A Podcast: Instagram | https://www.instagram.com/twoparentsandapod TikTok | https://www.tiktok.com/@twoparentsandapod Follow Alex Bennett: Instagram | https://www.instagram.com/justalexbennett TikTok | https://www.tiktok.com/@justalexbennett Follow Harrison Fugman: Instagram | https://www.instagram.com/harrisonfugman TikTok | https://www.tiktok.com/@harrisonfugman Learn more about your ad choices. Visit megaphone.fm/adchoices
Shawn O'Malley and Daniel Mahncke break down Churchill Downs, Inc. (ticker: CHDN), a gaming company that is uniquely tied to the world of horse racing. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:02:48 - What makes the Kentucky Derby such a cherished event and a masterclass on luxury hospitality 00:05:30 - Why Churchill Downs is so much more than just a gambling company 00:07:54 - What to make of the surge in historical racing machines that are powering the company's growth 00:17:22 - Why Churchill Downs gave up on mobile-app-based casino gaming 00:34:16 - How the company has used its relationships and lobbying powers to protect its business and even lower its taxes 00:38:18 - The risks and moats of entrenched gambling businesses 00:40:43 - What the future of horse racing looks like 00:45:09 - Why Churchill Downs is such an asset-heavy business 00:57:27 - How to think about modeling CHDN's intrinsic value 01:01:21 - Whether Shawn and Daniel add CHDN to their Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Learn how to join us in Omaha for the 2026 Berkshire Hathaway shareholder meeting. 2023 Value Investors Club pitch for CHDN. 2025 Value Investors Club pitch for CHDN. Churchill Downs' investor relations page. Explore our previous Intrinsic Value breakdowns: Uber, Nike, Reddit, Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Facebook. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investors Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
E & T are back this week talking about Sober January and Teresa hitting her 100 day sober streak! The gals also talk about their New Year Resolutions, a new sober club in NYC, prepping for NYE fun and gigs, how to not fall for the dopamine rush from shopping, getting hit on by Uber drivers, and male Uber drivers suing for sexual discrimination over a female driver only filter. The end of the episode features a Patreon Preview. Join the Patreon to support the show and get extra & ad free episodes here OR on Apple & Spotify Podcasts: https://www.patreon.com/twostandupgalsSee Erica & Teresa perform LIVE in NYC at Gotham Comedy Club Tuesday Jan 20th! Discount Code: 5NKMT Tickets here: https://www.showclix.com/event/natalie-kate-moss-trust-benefitWatch full episodes on our YouTube Channel Here: https://www.youtube.com/@TwoStandUpGalsPodcastSubmit your questions here: Twostandupgals@gmail.comE & T GREECE TRIP! Crete, Greece (June 5th-11th, 2026): https://cretegreecewithericaandteresa.my.canva.site/ We only have a few spots left and may add another group for a different week! Fill out the form if you'd like to receive the info: https://forms.gle/bNcNaVpC81onJx8VAITALY TRIP! Oct 9th – Oct 17th, 2026 Venice, Florence, & Rome, ($100 discount until end of December) Itinerary & sign ups here: https://groups.goaheadtours.com/tours/erica-spera-vfsg2026Not interested in Greece or Italy? Take our Travel Survey here: https://forms.gle/mYY5Ss7szCowAj2u8
This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss New York Governor Hochul's bill to legalize autonomous vehicles in New York, with New York City notably carved out, Uber's changing Waymopartnership language and Waymo's upcoming expansion to Sydney. In New York, autonomous vehicles could be coming to state roads, but not New York City, as Mayor Mamdani is prioritizing taxi drivers over robotaxi deployment. Down in Texas, where autonomous vehicles can operate anywhere, Waymo has expanded their service area in Austin as Uber has changed their promotional language from “exclusively available on Uber” to simply “available on Uber” when promoting Waymo rides.On the international front, Waymo is actively planning to expand to Sydney following meetings with Australian Transport Minister Catherine King. In China, WeRide robotaxis are now available in the WeChat super app, enabling riders in Beijing to order autonomous rides directly through the platform.Episode Chapters0:00 Verizon Outage 1:45 New York's Unkind Welcome to Autonomous Vehicles 9:19 Robotaxi and Waymo Face-off in Austin12:47 Autonomy Markets Merch14:15 FSD Goes Subscription Only on Valentine's Day 17:18 Waymo Eyes Australian Expansion 21:03 Tensor Auto24:06 Stack AV26:14 Plus AI Expands to Japan28:33 Foreign Autonomy Desk 30:33 Next WeekRecorded on Thursday, January 15, 2026--------About The Road to AutonomyThe Road to Autonomy provides market intelligence and strategic advisory services to institutional investors and companies, delivering insights needed to stay ahead of emerging trends in the autonomy economy™. To learn more, say hello (at) roadtoautonomy.com.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week on America on the Road, host Jack Nerad flies solo as co-host Chris Teague tends to a sick dog. Jack brings you road tests of two standout vehicles–North American Truck of the Year Ford Maverick Lobo and Mazda CX-30–and the latest automotive news. Among the stories we cover California Governor Gavin Newsom is making a new EV push; Volvo is targeting range anxiety, and Lucid is unveiling a new robotaxi. Our special guest interview looks behind the scenes at the all-new 2026 Volkswagen Tiguan.
This Week In Startups is made possible by:Lemon.io - https://lemon.io/twistDeel - http://deel.com/twistLinkedIn Jobs - http://linkedIn.com/twistToday's show: Some pitches sound just like ads… and it's a huge red flag for investors.On our latest edition of TWiST Tokyo, Jason welcomes legendary angel investor (and long-time friend of the pod) Thomas McInerney. His list of investments reads like a Who's Who of the tech elite, including Notion, SpaceX, Uber, OpenAI, Anthropic, and Perplexity….At Founder University x Tokyo, they discuss how the angel investing landscape has shifted, why it's so important for founders to stay humble, the reasons that investors need to stay not just optimistic but aggressively so, and what angels can add to companies beyond just writing checks.Plus we revisit some classic TWiST clips featuring Thomas from over 10 years ago AND take a look at three of our favorite pitches from our Japanese founders.Timestamps:(00:00) FLASHBACK: Clips from Tom's classic TWiST appearances(02:54) Why Jason and Tom love hanging and building in Tokyo.(05:30) How has the angel investing landscape changed over the last decade plus?(09:38) “Being an investor is a commodity… You have to provide more than just money.”(12:17) Lemon.io - Get 15% off your first 4 weeks of developer time at https://Lemon.io/twist(13:34) How Thomas evaluates very early stage startups(14:56) Why Thomas invested in nuclear tech when it was hugely unpopular(17:31) Why it's so important for new founders to be both humble and smart(18:50) The relevance and accuracy of Marc Andreessen's “Idea Maze” metaphor(20:40) Deel - Founders ship faster on Deel. Set up payroll for any country in minutes and get back to building. Visit http://deel.com/twist to learn more.(21:41) How Elon Musk brings oversized, visionary ideas to life(26:11) Why founders using buzzwords is a huge red flag(27:13) The little “poker tells” Thomas and Jason look for in a founder(28:26) “If there's any doubt, there's no doubt.”(30:47) LinkedIn Jobs - post your job for free at http://linkedIn.com/twist then promote it to get access to LinkedIn Jobs' new AI assistant.(32:04) PRO TIP: Don't run out of money!(38:10) The importance of being an aggressive optimist for investors(43:27) The human brain cannot comprehend 1000x growth(45:33) PITCH #1: Sakenomist is the cross-border commerce platform, starting with sake exporters (Hiroshi Takeuchi)(51:47) PITCH #2: HomiiWorld, the IRL social app which helps you meet new people anywhere in the world*Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com/Check out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(12:17) Lemon.io - Get 15% off your first 4 weeks of developer time at https://lemon.io/twist(20:40) Deel - Founders ship faster on Deel. Set up payroll for any country in minutes and get back to building. Visit http://deel.com/twist to learn more.(30:47) LinkedIn Jobs - post your job for free at http://linkedIn.com/twist then promote it to get access to LinkedIn Jobs' new AI assistant.Great TWIST interviews: Will Guidarahttps://youtu.be/pvJa2pzuXWQEoghan McCabehttps://youtu.be/9dHN4YFkgv4Steve Huffmanhttps://podcasts.apple.com/us/podcast/reddit-ceo-steve-huffman-on-mod-revolt-building-a/id315114957?i=1000617333424Brian Cheskyhttps://podcasts.apple.com/ca/podcast/airbnb-ceo-brian-chesky-on-early-rejection-customer/id315114957?i=1000611761112Bob Moestahttps://youtu.be/y2UMzSqX94Q
Adam Wayne Bailey: We check in on our favorite aura junkie, Adam Wayne Bailey with the 2.5 acres baby! Bought and paid for, taxes paid.Balloon Roz: Things aren't so great for Roz the balloon lady as she is attempting to find a new caregiver and Eddie is nowhere to be found.TraxNYC: TraxNYC has a very public freakout on his socials after they are selling bullshit gold and diamonds ON HIS NAME!THE BEAR!, FUCK YOU, WATCH THIS!, CHILDISH GAMBINO!, 3005!, ROAD TO 900!, FOMO!, PEPPIN IT UP!, RED HOT CHILI PEPPERS!, GET THE PEPPS OUT!, NEWS!, TRUMP!, DOGGIN' IT UP!, GET THE DOG OUT!, TEMPLE OF THE DOG!, PEARL JAM!, SOUNDGARDEN!, HUNGER STRIKE!, CHRIS CORNELL!, RIP!, SAD YOUTUBE COMMENTS! JOKE TRAIN TO HELL!, ADAM WAYNE BAILEY!, INSTAGRAM!, SCHIZO!, 2.5 ACRES!, BOUGHT AND PAID FOR!, RANCH!, SCHIZO!, ALONE!, PHONE!, ROZ!, BALLOONS!, SAD!, OLD!, DISABLED!, PROPERTY TAXES!, 22 NECKLACE!, TATU!, JOURNEY!, IS PHONE GREER!?, GRANTSBURG!, AT LEAST I'M THIS!, ROZ!, EDDIE!, CAREGIVER!, MORTAL REALM!, FLEXXING BOO!, SNOW!, SNOWMAN!, CLOUDS!, BOOKED A TRIP!, UBER!, TRAXNYC!, TIKTOK!, FREAKOUT!, FIGHT!, RIP OFF!, 22 THOUSAND!, WHERE'S MY MONEY BITCH!?, CHOKED OUT!, SPIT IN FACE!, THROWING MONEY!, NYC!, TIMES SQUARE! You can find the videos from this episode at our Discord RIGHT HERE!
Gig App Rodeo Podcast (episode 535) January 16th, 2026 Topics discussed: Uber Hood Doordash Stealing Tips Again HUGE FAILS again with WAYMO Rideshare Rodeo Brand & Podcast: https://linktr.ee/RideshareRodeo
Wedbush's Scott Devitt has a neutral rating on Uber Technologies (UBER) and an underperform on Lyft Inc. (LYFT). The reason? Autonomous driving. Scott labels the evolving technology as a high uncertainty factor to both companies' growth, especially with Tesla (TSLA) also seeking to use robotaxi as its key growth driver. Tom White offers an example options trade for Uber. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Listener Shane has a warning for Lunchbox after not going to the doctor after his wreck and sheds light on Bobby wanting to know if auto shops ever add things to get you to spend more. Lunchbox also just found out he got a text from an officer about his wreck that he never checked. We got an update after police sources say Kiefer Sutherland threatened to kill the Uber driver he was arrested for assaulting. Bobby thinks there might be more to the story. We got an update on the listener who wanted us to name their baby. We talked to Kyler who is a big listener of the show and keeps track of all the wins and losses during games. He reveals who won the most games in the last year! And we found out he’s a secret celebrity that makes Lunchbox jealous.See omnystudio.com/listener for privacy information.
In this episode of Billy and Lisa in the Morning, the hosts dive into the recent Verizon outage that left millions without service. Lisa shares her own frustrating experience trying to get help at a Verizon store, while Billy jokes about being an AT&T fan. The conversation touches on the importance of having backup plans, like paper maps and old-school GPS, and how the outage highlighted our reliance on our phones. The hosts also discuss the impact on various professions, from Uber drivers to nurses, and the need for alternative communication methods.See omnystudio.com/listener for privacy information.
The News today consists of Verizon going down with people having no service, Kiefer Sutherland arrested for an incident with an Uber driver, and people not cleaning up after their dogs.
The News with Coco consists of a couple getting married on an airplane and Kiefer Sutherland getting arrested after an incident with an Uber driver. Judd Sirott sits down to weigh in on the career of Zdeno Chara and explains how the Bruins can stay consistent for the rest of the season. And the debate continues of whether or not Ranger Suárez was a good signing.
Hour 3 features Miami Hurricanes men's basketball head coach Jai Lucas joining the show to discuss the team's hot start, his recruiting philosophy, and how he balances the transfer portal with developing young talent. Lucas emphasizes effort and hard work as the foundation of his program, previews the big matchup against Clemson, and breaks down the top-to-bottom talent in the ACC while noting how football's success positively impacts all Miami athletics. The conversation then turns to a wild pop culture moment with an Uber driver threatened by Kiefer Sutherland, sparking a debate on which fictional characters would be the scariest if they threatened you. The hour wraps with the Dolphins head coach search, exploring potential candidates, fan opinions, and Omar stressing the need for an experienced coach to avoid rookie mistakes.
DeHuff Gets Humiliated at HomeDeHuff's 12-year-old son officially asserted dominance in a wrestling match, winning with a devastating elbow straight to the junk. Child Protective Services confirms: the kid is grounded, but DeHuff's pride may never recover. Justice for Jack BauerKiefer Sutherland was arrested after an Uber driver allegedly refused to let him out of the car, leading to a threat. DeHuff explains why he 100% believes Kiefer—because if Jack Bauer tells you to unlock the door, you unlock the door… or America suffers the consequences. Monkey Business in St. LouisAuthorities in St. Louis, Missouri are searching for an unknown number of loose vervet monkeys roaming the north side of the city. Aussie DeHuff offers expert advice to residents, which mostly involves not making eye contact, securing snacks, and accepting that the monkeys now own that part of town. Alright, Alright, Alright… That'll Be TrademarkedMatthew McConaughey has trademarked “Alright, alright, alright,” along with images of himself, in an effort to combat A.I. DeHuff respects the move, noting that no robot should be allowed to out-vibe a human being that hard. Astronauts Come Home Early (DeHuff Knows Why)Four astronauts safely returned to Earth a month earlier than planned due to a medical issue aboard the ISS. Southerner DeHuff assumes he knows the real reason—and it probably involves bad food, worse smells, and someone saying, “Y'all, I ain't dealin' with this.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This episode features a large news slate: BlackRock surges to record $14T in assets, OpenAI inks $10B deal with AI chipmaker Cerebras, New York knocks Uber, DoorDash over tips. Roundtable: Buying Primary home through an LLC https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.
Keifer Sutherland threatened an Uber driver in the Hollywood Minute and Space Mountain opened on this day.
“Forbidden and Death Angel at the Center Stage was my 2nd thrash show…” Imagine learning about all of the latest and greatest metal bands without the help of Spotify or the internet. Back in THE METAL DAYS OF YORE, it was all about social networking (sans social media) and getting dubbed cassettes from your friends (or forming your own metal band with those friends) that helped you on your way towards finding the greatest and most obscure thrash and metal that you were looking for. “I almost got my ass kicked by a bunch of guys in make-up…” It's time for a HEAVY METAL HIGH SCHOOL REUNION in The Bunkerpoon because we've got a very special guest with us and we're talking all about the glory days of our metal youth. From our first thrash and arena rock shows to our first band experiences, to all of the bands we got into back in the late 80's and early 90's, this episode will feel like a trip back in time. “The only one of us that should have their tits out is probably Bill…” To everyone who attended (or skipped) high school during 1987 to 1992 (or thereabouts), and anyone who wonders what that experience must have been like, we invite you to JOIN US in The Bunkerpoon Lounge as we wax nostalgic about “the good old days” of ancient metal venues, early concerts, and our favorite bands and albums from our teen years with our very own HEAVY METAL HIGH SCHOOL REUNION. Visit www.metalnerdery.com/podcast for more on this episode Help Support Metal Nerdery https://www.patreon.com/metalnerderypodcast Leave us a Voicemail to be played on a future episode: 980-666-8182 Metal Nerdery Tees and Hoodies – metalnerdery.com/merch and kindly leave us a review and/or rating on your favorite Podcast app Follow us on the Socials: Facebook - Instagram - TikTok Email: metalnerdery@gmail.com Can't be LOUD Enough Playlist on Spotify Metal Nerdery Munchies on YouTube @metalnerderypodcast Show Notes: (00:01): ALERT: special #Bunkerpoon Guest Visitor… / “I'm in every episode…smacking the skins…”/ #shalom / “Wait, you wiped with that hand, didn't you?” / ***WARNING: #listenerdiscretionisadvised ***/ ***WELCOME BACK TO THE METAL NERDERY BUNKERPOON PODCAST ADVENTURE!!!!*** / “That might be one of the new names, we're not real sure yet…”/ #specialguest / #sixseven / “I had no legitimate expectations…we don't either…” (03:21): SOCIAL MEDIA US at #metalnerderypodcast on #TikTok #Instagram #YouTube and #Facebook / #viral #drysockets #wisdomteeth #vegancows / EMAIL US at metalnerdery@gmail.com / VOICEMAIL US at 980-666-8182 or even PATREON US at patreon.com/metalnerderypodcast / “The only one of us that should have their tits out is probably Bill…” / “I've got a solid A-Plus cup, dude…”/ “I'm doing the Turd Zeppetide…”/ #PatreonShoutout / “I like that one the best…it has a ring to it…”/ #MandatoryMetalPodcast (07:08): Time for the inside scoop regarding the origin story behind the Decimation lore of yore, including our early days as young musicians and how we chose our respective instruments… / #doommetalbassplayer / “They came next to a highway?”/ “That's worth calling the cops over…”/ The days of ruffling feathers and pissing people off and getting notoriety for being young, loud, and obnoxious young metal heads…/ #LilburnDaze / “Adjusted for inflation, that's like $28,000 today…”/ “You still sound like…you.” (13:13): “Speaking of being whores for metal…” / #TheDocket METAL NERDERY PODCAST PRESENTS: THE METAL DAYS OF YORE – HEAVY METAL HIGH SCHOOL REUNION / #freestyle / “Did you find out about the thrash stuff before high school or after you got into high school?” / #memorex / #TheMetroplex / The old suitcase attaché cases of metal cassettes…Possessed AND Obsessed… / “We'd buy metal albums just based off the cover…” / Imagine learning about metal WITHOUT the internet…the people that you knew WERE your internet, and THAT was how you found out about new and obscure metal music… / “Was The Accused one of those bands all of y'all were into?”/ “Do you think, for the day, that was their #metalcore in a way?” (21:33): #TheAccused PSYCHOMANIA (The Return of Martha Splatterhead – 1986) / “How about a little D.R.I.?” #TheYellowAlbum / “It didn't age with you…”/ #cokelines / “That's what we've unofficially called their official rating system…”/ “Is it Thrash Tard?” (“The T is silent…”) / #DRI #DirtyRottenImbeciles BENEATH THE WHEEL (Thrash Zone – 1989) / “Where were they from?” / #HoustonThrash / “My speakers just blew…it's because it's the best part of the show…”/ “Here's the thing I'll always remember about high school forevermore…”/ #HelloSteve or #HallowsEve / “That's the difference between early 80's and late 80's…” (32:26): #Overkill SHRED (Under The Influence – 1988) / “I'm gettin' it…”/ “If you put Joey on this song and put it on Among The Living…it's close…”/ “Show Me Mercy…”/ “Is there a band that you should have been into them at that time but you got diverted…like late to the party?” / “They're scared of melody, I guess…”/ “It's the same with death metal…and Dream Theater…”/ “Dude, the lyrics don't even start until like 7 minutes in…”/ The thrash crowd vs the heavy metal crowd / “It was very tribal…”/ “I almost got my ass kicked by a bunch of guys in make-up…” (40:10): “First arena rock/metal show and/or first thrash show…” / #ThePit / #WoeToYou / “Testament was here it seemed like every 2 months…”/ “For people that don't know, that was Uber before Uber was Uber…”/ #Testament INTO THE PIT (The New Order – 1988) / “I tell you when I saw them…it was them, Megadeth, and Judas Priest…the Painkiller Tour at The Omni…”/ “He let me call him ‘Daddy'…”/ #JudasPriest PAINKILLER (Painkiller – 1990) / “This gets me hard every time I hear it…”/ “I would say that's thrash…”/ “Watch this…hold my beer…”/ “The biggest disappointment…for me…with metal…in high school…”/ #96RockInTheDaytime / “He always wants to fist…it's what we do in The Bunkerpoon, dude…we fist.”/ “I didn't get that until high school when I started shoplifting…that's when I got Live After Death…”/ “This is why (good) parenting is important…”/ “Surely weed is much worse than shoplifting…NOPE!”/ #mixedsignals (55:15): “We were talking about thrash and high school…”/ “Matt was always into the more technical stuff…”/ #Exhorder and #Pantera / #Poonwagon / “This is like the heaviest power ballad…”/ “That's a great name for a glam band actually…”/ “Can't do it anymore can you, fuckface?”/ “Forbidden and Death Angel at the Center Stage was my 2nd thrash show…”/ #Forbidden CHALICE OF BLOOD (Forbidden Evil – 1988) / “They're almost too good…” (1:04:02): The transition from thrash to death metal and thrash to groove metal that we didn't even notice…/ “Save it…organic, vegan, homemade lube that you made…” / #mucuslube / “How long is he gonna hold that note?”/ #Death PULL THE PLUG (Leprosy – 1988) / “You can say it…because Trump's back in office…”/ “We made that man scream…”/ #guitarclass / The Berkmar Talent Show / “That was kind of Ascension's first show…”/ “Here's one for Mixon…”/ #Bloodfeast KILL FOR PLEASURE (Kill For Pleasure – 1987) / “That sounds like #WREKage …”/ #WrathchildAmerica WHAT'S YOUR PLEASURE? (3-D – 1991) / NOTE: It was rumored that they were working on a new album a while back…not sure what the latest is on this…/ “That's just ‘fuck you' music…I can do this, you can't…”/ NOTE: Opiate, the EP by #TooL, came out in 1992…Undertow came out in 1993. Everybody (but Russ) was already out of high school by then…/ THANK YOU FOR JOINING US!!! / #untilthenext #outroreel #LOL
Dominic Carter covers breaking news out of Minneapolis where an ICE agent was forced to shoot a Venezuelan illegal immigrant who attacked him with a snow shovel. Dominic breaks down the chaotic scene where neighbors allegedly joined the attack against the federal agent rather than helping him. He argues that dangerous rhetoric from the far-left is emboldening criminals and putting agents' lives at risk. Plus, Dominic discusses President Trump's recent remarks on fraud within Minnesota's Somali community, analyzes Kiefer Sutherland's alleged Uber meltdown, and gets into a heated debate with a retired NYPD lieutenant over police use-of-force protocols. Learn more about your ad choices. Visit megaphone.fm/adchoices
Kiefer Sutherland is in some hot water over a rideshare altercation, and North West is trying to make finger piercings a thing. Learn more about your ad choices. Visit megaphone.fm/adchoices
But don't beat up the driver.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Wine branding is slow. It is different than other products; more rules, a limited set of consumers, and big brands standing in your way. These are the typical headwinds; unless your Samvel Hakobyan. I am convinced, despite the current tone of nah sayers and industry pundits looking for some kind of magic bullet to ease the woes of the trade, that proper and tested principles of business are more important now than ever—Persistance, perseverance, and passion; if you do not have these principles in your quiver, you are done. Where do these principals come from? are you born with them? Can you learn them? Can you read them in a book? The answer to these questions lies in this podcast with Samvel Hakobyan. I have to tell you, hosting Samvel Hakobyan on Wine Talks was one of those moments that reminded me why I'm addicted to these stories—especially when they connect so many worlds you wouldn't expect. But today, I want to linger on the Michael Franzese thread, because that's where grit, fate, and transformation collided like a flash in the cellar. Let's set the scene: Samvel, a young Armenian immigrant whose family had just clawed its way out of a bankrupt pizza shop in Sacramento, grows up idolizing one of the mob's most notorious figures—Michael Franzese. Not for the notoriety, mind you, but because Franzese's story is one of transformation. Here's a man who was the biggest earner in the mob after Capone, who finds God in a prison cell, and emerges not just clean, but on fire with a completely different purpose. So, how does a nineteen-year-old kid in California, hustling in door-to-door roofing, go from being a fan to actually sitting across the table from Michael Franzese? It's pure Armenian inspiration. Samvel told this story with the kind of detail that gives you goosebumps: Challenges at every step, flights canceled, Uber rides missed, and yet, by sheer persistence, Samvel finds himself pulled up to a hotel in Texas at the exact moment Franzese steps out to get into the very Uber they just exited. I mean, come on—if you wrote it, nobody would believe it! What kind of young man sidles up to a former mob boss and asks for his phone number? Only one who expects more out of himself and the world around him. And Michael, ever the seasoned reader of people, tells him, "If you have the guts to ask, I'll give it to you." There's a lesson in that right there: Opportunity doesn't knock; you do. Fast-forward through a winding road—Samvel helping his family, digging out of debt, building a marketing agency, and yet never dropping that thread with Michael. When the time came to link Michael's story with Armenian wine, Samvel saw it instantly: Combine a narrative of personal transformation with the oldest wine culture in the world. Who better to front a wine about rebirth, legacy, and endurance than a man who lived the mob life and now stands in the pulpit? Michael wasn't just a celebrity face. He became a real partner—a man who insisted the wines were as good as his redemption story, who put his thumbprint on the bottle and packed the aisles at Costco in person, shaking hands and turning heads on social media. When Samvel talked about getting Michael to speak at his events, launching wine, and explaining to skeptical Armenians why an Italian-American's name is on the label, I saw something much deeper: the courage to look outside your own comfort zone, to make new friends, and to tell a bigger, bolder story. Samvel's partnership with Michael Franzese is not just branding—it's building a bridge, and showing that the best of Armenia's wine tradition is strong enough to carry a narrative of transformation all the way to American shelves. What I took away from Samvel, and from Michael's improbable turn from mobster to mentor, is that you can't underestimate the power of reinvention—or of simply reaching out in the moment the universe opens the door. These are the stories that get passed along a hundred tables, over a hundred bottles, making us all believe just a bit more in second chances—and in the boldness it takes to ask for them. Cheers to that. YouTube: https://youtu.be/QaLEcGd-gC8 #WineTalks #ArmenianWine #MichaelFranzese #Entrepreneurship #ImmigrantStories #WineMarketing #Resilience #ChristianFaith #ArmenianHeritage #Transformation #BusinessStorytelling #PapaJohns #Salesmanship #SocialMediaMarketing #WineIndustry #Kroger #OvercomingAdversity #BrandBuilding #AncientVineyards #FamilyLegacy
Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.
Joyce talks about:Phone outages across the country and our dependance on technology. Elon Musk trying to get full custody of his child with Ashley St. Clair due to disagreements and showing support for the trans- community. Iranian protesters allegedly being slaughtered by the thousands.ICE protesters compare themselves to the Civil Rights Movement. Actor Kiefer Sutherland arrested after threating an Uber driver. Supreme Court makes landmark ruling that will uphold election integrity and allow people to challenge state election laws. Fraud in Minnesota and attempts to cover it up.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On today's show: Would you start your day doing this each morning? Good Vibes! An Uber driver drove off with a passenger's luggage in their trunk, and Bill remembers something similar happening to him. Am I The Bleephole? Megan decided to RSVP no to an upcoming birthday party for her daughter. Did she have good enough reasons? Alyssa's College of Knowledge! Things that were acceptable in the 90's (but aren't now). Also, a discussion about how your mutual friends react to you after a breakup.
Send us a textGabe (Stallone) manages to keep the vaguely European terrorists flummoxed but only when he's not making the googly eyes to annoyingly cute 90s girl Janine Turner. Lots of catch phrases, toxic masculinity and enough quality deaths to keep even the most cynical viewer in a state of guilty pleasure. Uber dorky head villain John Lithgow steals the show as far as your hosts are concerned. So enamored, the boys decide to discuss their favorite over the top movie villains.
2026 Sydney, Brisbane & Melbourne Tickets: https://linktr.ee/billy.darcy Check out my stand-up special 'Gamble Responsibly': https://www.youtube.com/watch?v=3HDlhDBPWMw&t=33s New year, I'm the same shock Uber driver who's scared of music NYE House party Opening for The Grade Cricketer at the State Theatre I am a member of the Sportsbet class action lol That weird hate ad that has Kyle Sandilands Alyssa Healy shock retirement My beautiful boy Uzzie is gone Ashes review including one last go at Cameron Green Highlighting the worst overseas players in the Big Bash New Episode every Thursday! Youtube: https://www.youtube.com/channel/UCJscnfTTW_-aO5D81Xi22yw? Facebook: www.facebook.com/billydarcy1 Instagram: www.instagram.com/billy.darcy Music: 'In the Clouds' by RENNANSee omnystudio.com/listener for privacy information.
This Week In Startups is made possible by:Northwest Registered Agent - www.northwestregisteredagent.com/twistCaldera Lab - http://calderalab.com/TWISTPipedrive - http://pipedrive.com/twistToday's show: TWiST is coming to you all from TOKYO as we launch Japan's first-ever Founder University! That's right, a full week of key insights from Japan's top founders, investors, and tech visionaries… when we can pull ourselves away from our favorite izakaya spots, that is.First up, Jason welcomes HyreSearch.com co-founder Sho Takei, a veteran of Uber and CloudKitchens who now helps startups recruit top talent from around the world.Together they discuss the massive changes AI is bringing to every facet of the hiring process, Sho's experiences working for infamously “super-pumped” Travis Kalanick, his tips for for establishing a corporate culture when hiring your first few employees, why being a co-founder is just a bit like getting married, and LOTS MORE.Timestamps:(00:00) We're in TOKYO JAPAN for Founder University with Hyre co-founder (and Uber vet) Sho Takei.(03:13) The challenges of early Uber recruiting in Asia(05:22) Are Japanese workers motivated by stock-based compensation? Or is cash still king?(08:24) Why tax rates give Singapore and Dubai a competitive advantage.(09:17) Do in-person startups have an edge against entirely remote companies?(11:50) How Jason thinks Hyre could grab their ultimate domain name…(13:26) Northwest Registered Agent: Get more when you start your business with Northwest. In 10 clicks and 10 minutes, you can form your company and walk away with a real business identity — Learn more at www.northwestregisteredagent.com/twist(15:32) Just because a startup tactic works in the US… doesn't mean it will work in Japan(17:39) Travis Kalanick and Uber's unique “super pumped” approach to recruiting(20:01) It's hard to fire someone in Japan! The high stakes for hiring mistakes.(23:35) Sho's tips for establishing a culture and hiring your first few employees (“hiring is guessing, and firing is knowing”)(25:33) Why being a co-founder is kind of like getting married(27:46) Caldera Lab: Whether you're starting fresh or upgrading your routine, Caldera Lab makes skincare simple and effective. Head to http://calderalab.com/TWIST and use TWIST at checkout for 20% off your first order.(28:59) How AI is revolutionizing the hiring process, and why you still need a human in the loop(34:02) How do you win over amazing talent that's already happy at another company(39:47) Pipedrive: Bring your entire sales process into one elegant space. Get started with a 30 day free trial at http://pipedrive.com/twist(43:19) How Hyre operates as an agency and also an in-house recruiter(44:57) The surprising importance of “candidate experience” when hiring in Japan*Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com/Check out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(13:26) Northwest Registered Agent: Get more when you start your business with Northwest. In 10 clicks and 10 minutes, you can form your company and walk away with a real business identity — Learn more at www.northwestregisteredagent.com/twist(27:46) Caldera Lab: Whether you're starting fresh or upgrading your routine, Caldera Lab makes skincare simple and effective. Head to http://calderalab.com/TWIST and use TWIST at checkout for 20% off your first order.(39:47) Pipedrive: Bring your entire sales process into one elegant space. Get started with a 30 day free trial at http://pipedrive.com/twist
This episode starts with the important questions, like whether I'm emotionally prepared to return to my ancestral homeland of Big Bend National Park, and whether Kristin would rather share a cabin with a venomous snake or a tarantula. From there, things take a turn into real life: a med student driving for Uber and Lyft just to make ends meet. That story opens up a bigger conversation about medical school debt, why med students somehow aren't paid anything, and how it makes zero sense that people training to become doctors are expected to survive without income, or time to work. Then we crack open First Aid and let Kristin pick our fate. That leads us into adult primary brain tumors, specifically meningiomas and hemangioblastomas, including why meningiomas can be sneaky, asymptomatic, and surprisingly common, and how hemangioblastomas connect to Von Hippel–Lindau disease and renal cell carcinoma. Takeaways: Big Bend Reality Check — Cabins, snakes, tarantulas, scorpions, and unresolved marital fear negotiations. Med Student Money Math — Why driving Uber during medical school should not be the solution. Meningiomas Explained — Common, usually benign, often asymptomatic… until they're not. Hemangioblastomas & VHL — Rare brain tumors tied to a genetic syndrome and kidney cancer. Still Googling Medicine — A reminder that even doctors sometimes stare at First Aid wondering where their tuition money went. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Go to http//www.cozyearth.com and use code KNOCKKNOCK for 40% off best-selling temperature-regulating sheets, apparel, and more. Trust me—you'll feel the difference the very first night. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
TRADCAST EXPRESS - Episode 220 Topics covered: Leo XIV announces catechetical series to "rediscover" Vatican II. Leo XIV's convoluted Angelus address for the Epiphany. Leo XIV slyly conflates inequality with injustice. January 2026 'Pope Video' promotes prayer but only for temporal concerns. Incredible heresy in Leo XIV's opening address at the extraordinary consistory. Links: Antipope Leo XIV, General Audience Catechesis (Jan. 7, 2026) Antipope Leo XIV, Angelus Address (Jan. 6, 2026) Pope St. Pius X, Apostolic Letter Fin Dalla Prima Nostra (Dec. 18, 1903) Antipope Leo XIV, 'Pope Video': Message for January 2026 Antipope Leo XIV, Opening Address to the Extraordinary Consistory (Jan. 7, 2026) Henry Denzinger, ed., The Source of Catholic Dogma (1954 ed.) Pope Pius XII, Encyclical Mystici Corporis (June 29, 1943) Sign up to be notified of new episode releases automatically at tradcast.org. Produced by NOVUSORDOWATCH.org Support us by making a tax-deductible contribution at NovusOrdoWatch.org/donate/
A pastry chef turned entrepreneur, Kate McLeod's best-selling Body Stones–solid moisturizer bars designed to intensely nourish the skin–started as a personal self-care ritual. After discovering the transformative properties of cocoa butter on her own skin, Kate formulated the first Body Stones in her kitchen, drawing from her culinary background and blending in luxurious oils to create a highly concentrated and plastic-free product that harnesses the power of natural ingredients. Join us as we talk about the story behind the Body Stone, the importance of pursuing what gives you energy, and how reconnecting with yourself can spark connection with others.Don't miss this episode of Claim Your Confidence where we discuss:Kate's career before she became a founder–from Goldman Sachs to culinary school–and the skills she brought with her when starting her businessWhy Kate began making her own lotion formulations at home and what inspired her to begin sharing it with othersReconnecting with your body, trusting your gut, and leaning into what fuels youMastering your sales pitch, bootstrapping, and how Kate was able to sell her product anywhere–even in Uber rides homeHow finding her co-founder helped Kate scale and the importance of giving your business space to growFind Kate:www.katemcleod.comIG: @katemcleodTikTok: @kate__mcleodLinkedIn: Kate McLeodFollow Lydia:www.lydiafenet.comIG: @lydiafenetLinkedIn: Lydia FenetQuestions or comments, we'd love to hear from you...send us a text!Record a question here so we can answer it on the next episode of Claim Your Confidence.To stay up to date with Claim Your Confidence and get all the behind-the-scenes content, follow us on Instagram and on YouTube.If you enjoyed this episode, please subscribe and leave a rating and review on Apple or Spotify or where ever you get your podcasts.Recorded at The Newsstand Studios at Rockefeller Center.Thank you for listening.
Is ad fraud secretly draining your marketing budget? Get the real story behind the billions lost, how it warps your data, and the smart moves you need to protect your brand's ROI and reputation. Don't let fake clicks steal your thunder!And don't forget! You can crush your marketing strategy with just a few minutes a week by signing up for the StrategyCast Newsletter. You'll receive weekly bursts of marketing tips, clips, resources, and a whole lot more. Visit https://strategycast.com/ for more details.==Let's Break It Down==04:58 Affiliate Marketing and Bot Fraud07:03 Detecting Fraud in Real Time11:02 "Fraud Techniques and Device Spoofing"13:49 Limitations of Basic Fraud Detection17:56 "Protecting Trust and Brand Value"20:22 "Fraud Impacts Attribution, Not Lifetime"23:31 Fraud Detection Requires Dedicated Teams29:14 The $140 Billion Fraud Problem==Where You Can Find Us==Website: https://strategycast.com/Instagram: https://www.instagram.com/strategy_cast/Facebook: https://www.facebook.com/strategycast==Leave a Review==Hey there, StrategyCast fans!If you've found our tips and tricks on marketing strategies helpful in growing your business, we'd be thrilled if you could take a moment to leave us a review on Apple Podcasts. Your feedback not only supports us but also helps others discover how they can elevate their business game!
Michelle Etchebarren shares an inspiring journey from struggling single mother of four to founder of Attorneys in Motion, a groundbreaking legal tech company that transformed how law firms handle court appearances. But her story doesn't end there. At the ten-year mark of her company's success, Michelle founded the Attorneys in Motion Foundation—a nonprofit dedicated to supporting and empowering women-owned law firms and businesses. The episode opens with a striking reality: women make up just 39.51% of the 1.3 million lawyers in the US, and only 27% of women who graduate from law school go on to own their own law firm or become partners. The gender pay gap persists at every income level. Michelle speaks candidly about being the only female founder in her specific business space and how the legal industry remains firmly male-dominated. Michelle's origin story is one of resilience. Starting as a single mother with no resources, poor credit, and limited financial literacy, she worked in a law firm during the 2008 mortgage crisis. There, she inspired a young attorney fresh out of law school to start her own bankruptcy law firm focused on helping people recover from financial hardship rather than making false promises. Together, they built that firm from nothing—using creative, low-cost marketing strategies like county fairs and phone book ads—before Michelle eventually pivoted to build something for herself and her children. The breakthrough came when Michelle recognized a problem in the legal services industry: court appearance attorneys were still using outdated technology like faxes. Inspired by the Uber model, she envisioned an app-based solution where attorneys could instantly request coverage for court appearances. It took about a year to develop with web developers, but Attorneys in Motion became the first company to use technology in this way, eventually growing into a nationwide business generating millions in revenue. The COVID-19 pandemic hit hard. When courts shut down completely, the business lost millions of dollars. But this crisis forced Michelle into deep personal development work. She realized that while she had achieved financial success, she wasn't fulfilled. Her original "why"—providing for her four children—had evolved, and she needed a new, more powerful purpose. This realization, combined with her study of Napoleon Hill's "Think and Grow Rich," Viktor Frankl's "Man's Search for Meaning," and Tony Robbins' Business Mastery program, led her to a transformative insight: "The secret to living is giving. When you're working for a higher purpose outside of yourself, you're living purposefully." At the ten-year mark of her company, Michelle reflected on her journey and the isolation she had experienced. She didn't have mentors or even know what mentorship was. She remembered times she "cried herself to sleep" wondering if she would end up homeless. She didn't want other women to experience that same struggle alone. This became the genesis of the Attorneys in Motion Foundation, with a mission to help women succeed at a level above her own. The foundation addresses a critical gap in legal education: law schools teach lawyers how to practice law, but they don't teach business acumen. When attorneys are overwhelmed by business management—accounting, marketing, systems, delegation—they can't focus on quality legal work. They fall into scarcity mindset and cut corners, which is detrimental to clients and their own integrity. Michelle emphasizes that while psychology and business mechanics are both important, success is 80% psychology and 20% mechanics. The foundation's unique approach pairs financial grants with mandatory twelve-month coaching programs. Money alone doesn't create sustainable success; women need strategic guidance, accountability, systems, and connections to resources. The foundation conducts a two-month trial period to assess commitment, requires weekly coaching check-ins, and connects recipients with pro-bono services from sponsors. The goal is to set women up for real, lasting success. Michelle also addresses the internalized biases that even women carry about other women. She admits to her own automatic biases—like assuming a sports car driver is male—and recognizes that these thought patterns have been "bred into us" since childhood. Changing this narrative requires conscious effort and intentional retraining of our first instincts. On practical matters, Michelle shares advice for entrepreneurs on a budget: build community relationships instead of spending on expensive Google ads, find your niche and become the "go-to" expert for a specific community, and think creatively about marketing. She emphasizes the importance of self-grace, especially for working mothers, and the need for financial literacy when starting a business. The foundation is still in its infancy, currently working with a few grant recipients, but Michelle's vision is to help fifty women per year as funding grows. She reminds listeners that many successful businesses start small and gutsy, but if they continue to work on growth, they naturally evolve and expand. To learn more or apply for support, visit AttorneysInMotionFoundation.org. The application process includes filling out a form, participating in an interview, and entering a two-month trial period to ensure both the foundation and applicant are committed to success. Also, visit SmallandGutsy.org to hear episodes with other great non-profits!
Rideshare Rodeo Podcast (episode 534) January 13th, 2026 Topics discussed: Uber Stock Slumps as First of Potentially Thousands of Sexual Assault Cases Begins How Transformative Is DoorDash's Partnership for SERV's Growth? Instacart memberships and other issues have gotten the attention of the FTC Rideshare Rodeo Brand & Podcast: https://linktr.ee/RideshareRodeo
Keith explores two big themes shaping real estate investors' futures: Why more Americans are becoming "forever renters"—and how long-term lifestyle and demographic shifts (not just today's prices and rates) are quietly reshaping the demand for rentals. The growing conversation around eliminating property taxes—which states are making the most noise, and why the real issue isn't whether property taxes go away, but what would realistically replace them. Keith also zooms out for a quick year-end tour of major asset classes—from stocks and real estate to metals and crypto—so listeners can see where real estate fits in the broader investing landscape and what these shifts might mean for their wealth-building strategy. Episode Page: GetRichEducation.com/588 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, the Forever renter trend keeps getting embedded deeper into American culture. What's behind it? It's more than just finances. Then there's been more talk about eliminating property taxes, if they go away, what replaces them? And we'll discuss more today on get rich education. Keith Weinhold 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Jamestown, New York to Jamestown, North Dakota and across 108 nations worldwide. I'm Keith Weinhold, and this is get rich education. Most investments reduce your income until you can start drawing on it and paying taxes on it in your 60s. That's a lot of decades of living below your means. Here learn how to grow your means and invest in vehicles that pay you when you're young enough to enjoy it and pay you five ways tax advantaged. Hey, there's a big misunderstanding about the housing market taking place right now. Yes, today's higher cost of home ownership contributes to Americans renting longer, for sure, but let's not make the mistake of thinking this is a new phenomenon just because home prices moved higher or mortgage rates began normalizing again a few years ago, that's not what it's about Americans renting longer. That is a trend decades in the making, and it has had and will continue to have major implications on the rental housing market decades into the future, buying your first home at 25 that was your grandparents or maybe your parents. Today, it kind of goes like this in life's journey for the wannabe homeowner, First comes the gray hair, then comes the mortgage. Last year, we learned that the average first time homebuyer age in America has moved up to 40. Back in 1981 it was age 29 per the NAR. More specifically one's real estate journey, it basically now goes like this, rent, rent, rent, have roommates again, go back to renting, chiropractor, Bank of mom and dad, then a mortgage maybe. Keith Weinhold 3:34 Yeah, the home ownership rate, it keeps falling among every age group, most sharply among 30 somethings. The translation here is that more renters are coming. For those in their 30s, the home ownership rate maxed out at 69% in 1980 it's fallen to just 47% today. Those that are older, for those in their 40s, the homeownership rate maxed out at 78% in 1982 it has fallen to just 62% today and so on. Every 10 year age group all the way to those age 80 plus, the homeownership rate has fallen for all of them over the decades too, every single age cohort. The home ownership rate has fallen over the decades, and that is all per the Census Bureau. I'll tell you why this forever renter trend just keeps strengthening in a moment. But if you don't own your home, here are your current housing options. You can live with your parents. Yes, welcome back childhood bedroom with those glow in the dark stars on the ceiling. Sadly, you can be homeless. That is really not good. Or the other option is you can rent something nice, new, modern, and energy eficient. The group in which home ownership has fallen the most are those 30 somethings. 20 somethings aren't even part of what the Census Bureau reported here. It fell most sharply in the 1980s and then again, after the great recession. And here's what I know you might be thinking because we have some of the smartest listeners around. I bet that during times that buying was cheaper than renting, the trend reversed. That's what you might be thinking. No, it didn't. Regardless of what is cheaper, over time, the home ownership rate just keeps falling despite those periods, whatever is cheaper renting or owning now the overall home ownership rate that's fallen just since 2023 from 66% down to 65% that might not sound like much, but a Full 1% drop there means 1.3 million new renters already, just since 2023 and now you might be thinking, well, this is like totally because home prices and mortgage rates have been higher since that time. They've been higher since 2023 you are, in fact, somewhat correct about the affordability on a median priced home today, which is around 420k, I mean a 10% down payment and closing costs, that means you're out of pocket, probably more than 50k and it's 100k plus for a 20% down payment. And this is often an insurmountable hurdle without financial help from the Bank of mom and dad. But this is all part of a longer, multi decade set of trends. And look, a lot of these trends don't have much of anything to do with finances. People are renting longer because Americans wait longer to marry and have kids, and this has persisted, whether economic cycles are good or bad, and certainly, regardless of what mortgage rate levels are, younger generations value flexibility. That's another reason people are renting longer. Also 30 somethings are just simply more comfortable with subscription models like renting. I mean, look at Netflix and Uber and Spotify. It's been decades since anyone actually bought DVDs or CDs. Yeah, renting is just sort of another subscription model. More. Boomers are also renting for convenience. They would rather play pickleball instead of mow a lawn. This is something that they figured out a while ago. Also higher consumer and educational debt keeps people renting. You've got buy now, pay later. Companies like Klarna that are booming and mortgage eligibility got sucked from souls when all this happened? Hey, I've got more a ton of reasons for why more and more people are renters today, and how this trend is your friend if you are a rental property investor. Keith Weinhold 8:13 Also, let's be mindful when we broke the gold standard in 1971 asset prices took off like a Blue Origin launch, and wages stagnated. That makes it tough to patch together a down payment and look, there is still an antiquated notion out there that apartments especially are like replete with paper thin walls and one in every five units is a meth lab. Have you toured apartment buildings, fourplexes, duplexes and single family rentals built in the last 10 years? Sheesh. Great amenities. Expect to see granite countertops, patios, fenced yards, gyms, sometimes even pet spas at Class A apartments, washer, dryer in unit. I mean, that has been standard for a long time, LED lighting, smart locks, increasingly office nooks for remote workers. Those are the modern amenities that you find in a rental. So the bottom line here is that as Americans age, there is an elongated renter stage of life. It's not just prices or rates, it is lifestyle. And this is why, even when affordability improves, the homeownership rate should continue to drop. More rental demand is coming. So yes, an elongated renter stage, this forever renter, if you will. That is somewhat about finances, but it is more, and this shapes the landlordtenant landscape for decades. And of course, your advantage here at GRE is even if you live in a High Cost part of the nation, we know how to buy here, say, a brand new build to rent single family property in an investor advantage place like Indiana, Missouri, Alabama or Florida, and we get it for, say, 300k or so, and you get a tenant that will pay you rent for four years or more in a lot of cases. So we've been talking about where the rental demand is coming from. It is both a lifestyle choice and a financial consideration for your tenant. Now this forever renter trend, that's something that really matters if you are providing housing to people. But some real estate trends just move so slowly, so glacier like that, you can kind of get lulled to sleep, until one day you look up and a trend has crystallized like the one that I just described. Let's compare a trend like that to something that people think matters a lot, and this does matter, but its importance is overinflated, and that is, for example, the President's nomination of a new Fed chair this year, and how that's going to move the real estate market. No, not as much as people think, as we've learned here, mortgage rates actually don't have that much to do with home prices. And yes, mortgage rates do move. They are correlated with the Fed funds rate. Yes, they are. When one is high, the other will be high. When one is low, the other will be low. They just don't move in direct lockstep. Let's listen in to the remarks of one Donald John Trump on the matter, because he talks about housing here. This is about a minute long, and then I come back to comment when Trump says him, he is apparently pointing to Treasury Secretary Scott Besant, who was in the room at the time, but as you'll hear, he's not expected to be the Fed Chair selection. Speaker 1 12:06 Have you started the interviews for the Fed chair? Yes. Who have you interviewed? Ithink I already know my choice well. I like to him, but he's not going to take the job very fast. You like Treasury better, right? Much better, sir. So we are talking to various people and the I mean, frankly, I'd love to get the guy currently, and they're out right now,but people are holding me back. He's done a terrible job, hurting housing a little bit. The truth is, we've been so successful, we've blown past his interest rate. Stupidity. He's been wrong. That's why I call him too late. He's too late. Jerome, too late. Powell, he was recommended to me by a guy that made a bad, you know, bad choice, and it's too bad. But despite that, it's having very little impact, because we have, you know, we have all of these things happening, but it has an impact on housing to a certain extent. He's a fool. He's a stupid man, but we have some very good people Keith Weinhold 13:09 yeah. So this matters, but it's as much entertainment and almost comedy against a demographic trend like the Forever renter propensity, a calendar year recently ended. It's time to make a quick rundown of the overall investing landscape. Once in a while we do that. It's good to check the movement on other asset classes outside real estate. It's our asset class rundown for last year, the s, p5, 100 was up nearly 17% that's the third year in a row of double digit gains in the year that Warren Buffett stepped down as CEO of Berkshire Hathaway, there's a warning. The S and P Schiller price to earnings ratio soared above 40 for only the second time in history. That's an indicator that stocks are overvalued. The only other time that happened was during the.com bubble in real estate, single family home values were up about 2% per the NAR just over 1% per Kay Shiller, apartment building values were flat to a slight decline. There is no such thing as an official apartment building Price Index, CPI inflation, up almost 3% on the year. It now hasn't been at the Fed's target of 2% or lower for a calendar year since 2019 Yeah, it has run hot all that time. Last year, mortgage rates fell from 6.9% to 6.2% and then, as you would expect, the yield on the 10 year treasury note also fell from 4.6 to 4.2 The dollar fell hard with a thud down 9% its worst performance since 2017 WTI oil prices fell from 70 bucks to $58 that's an 18% decline, but really the story of the year among all asset. Classes is what happened with precious metals, gold up a staggering 68% over the past year, touching an all time high of about $4,500 silver, up about 155% leaving investors flabbergasted and slack jawed, touching an all time high of over $80 platinum and palladium had near triple digit gains the real price of gold. This means inflation adjusted even jumped to its all time high last year, significantly surpassing the previous peaks of 1980 2011, and 2020. Realized this. More than 80% of all the recoverable gold on earth has already been extracted. Silver has been the top performing major asset class. In fact, today, a little one ounce silver coin is worth more than a 300 pound barrel of oil. Sticking with the topic of metals, inflation finally killed a penny. The last one was minted in 2025 in Philadelphia, ending a continuous run of the US minting the penny since 1792 no more. Bitcoin was down 6% falling from 93k to 87k the NASDAQ is aiming for near round the clock trading. It currently trades 16 hours a day, five days a week. They are looking to go up to 23 hours a day, five days a week in the second half of this year. That's our year end asset class rundown Keith Weinhold 16:34 coming up in future weeks of the get rich education podcast. I am going to do an episode on overpopulation versus underpopulation? Is the world over or underpopulated, and is the United States over or underpopulated? This obviously has huge implications for the housing market. Then on another episode, we're going to discuss a real estate axis strategy we've never discussed before, called the 721 exchange. Now you might have heard of the better known 1031 tax deferred exchange, but the 731 is different. When you get older as a property owner and you realize that you don't want the hassles of landlording anymore, you can sell your properties to a partnership. The 721 exchange dictates that this is not a taxable event, and therefore no capital gains taxes or depreciation recapture are due. Property owners still get the benefits of cash flow and the appreciation across a greater number of properties and markets, and it's a great estate planning tool as well. Yes, that's the 721, exchange. We are going to cover it here. When it comes to investment real estate, I guess we cover nearly everything that's coming up on a future episode. As for today, we're talking about property taxes, if they go away, what replaces them that comes up shortly? Visit get richeducation.com to learn more about how we help you and what we do, and to get connected with real estate. Pays five ways type of properties. Visit gre marketplace.com. I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 18:23 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989,yep, text their freedom coach directly. Again, 1-937-795-8989, Keith Weinhold 19:34 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally while it's on your mind. Start at Ridge lending group.com that's Ridge lending group.com Jim Rickards 20:05 this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 20:22 Welcome back to get rich education. Episode 588 for the 12th consecutive year here, I'm your host. Keith Weinhold, I look forward to perhaps meeting you in person this coming weekend, as I'll be attending the real estate guys create your future goals retreat event in Colorado Springs. You probably remember that we have had the events host and leader, Robert Helms, of the real estate guys on the show with us here several times in the past. What a class act I am spending a few extra days after the event in Colorado Springs to both look at local real estate in that market and climb the Manitou incline, that's this grueling climbing challenge up a slope of Pikes Peak. If you want to climb with me after the real estate guys event, bring your running shoes and I'll lead a group of us up there Keith Weinhold 21:13 if property taxes go away, what replaces them? Realtor.com recently had a terrific article about this that you can look up the property tax revolt is spreading, but the replacement plan isn't let's look at the probability and possibility of eliminating property tax. Think about how property tax elimination would increase the value of your property well, because now every buyer could afford to pay more, since they won't have that property tax expense. And of course, if you were to remove property tax as a line item from your income and expense statement, your cash flow could double, triple, or even five or 10x depending on your current cash, on cash return. But that cash flow part is less likely because most efforts to eliminate the property tax, they focus on homes, primary residences. Well, several states have either active legislation efforts or these sort of informal grassroots movements to significantly cut down or just totally abolish property tax, but no state has fully eliminated them yet. The most prominent efforts are in five states, most notably Florida, where Governor Ron DeSantis has made the most noise about it. He proposed eliminating property taxes on homesteaded which are primary residence properties, and he aims for a constitutional amendment on the November ballot to achieve this, that is 10 months from now. And that proposal, it's still pretty early in the legislative stages, and the state is also considering property tax rebates in the meantime. Now, even if you own rental property, and property tax were only eliminated on primary residences, it would still cause the value of your property to boom pretty nicely, even if it didn't help the cash flow. The state that's made the second most noise is Ohio. A grassroots organization has called Citizens for property tax reform. They have actively campaigned to place a constitutional amendment on their ballot that would just totally abolish property taxes statewide. Third most is Kansas. They propose legislation and that aims to effectively bump up sales tax to replace property tax. The fourth out of five is North Dakota. Let's look at what they're doing following a failed 2024, ballot measure to just totally abolish the property tax outright. Well, there's a new proposal from the governor, and that seeks this phased out elimination for most homeowners over a decade. And see, North Dakota has a slightly better chance of pulling that off, because they can fund that from the state's Legacy Fund, that's their oil well fund, and then making the fifth most abolition of property tax noise is my home state of Pennsylvania. Lawmakers have introduced bills to eliminate all property tax. They also aim for a constitutional amendment to put that issue before the voters. So they are the five states that have made the most noise, and that's what their approach is. Keith Weinhold 24:43 Now, seemingly for most of my life, homeowners and landlords have griped about property tax, saying it's the most ridiculous tax of them all, because you pay it year after year after year in perpetuity. And it just never goes away. Unlike other taxes that are just a one time tax, even if your property's mortgage is paid off, you still have a house payment, and that is largely due to property tax. Understand, though, that currently a lot of states give you a reduced property tax once you reach a senior age, usually age 65 plus some start as low as 61 but when it comes to eliminating the property tax, there's a part of the conversation that's really important, and it has been notably absent, and that is a novel solution to replace the lost revenue. And it gets rather interesting to look around and see where else the money might be raised if they eliminate property tax. See, and this is really important to understand, property taxes generate 70% of local revenue, up to 90% of school funding and 25% of all state and local tax revenue in aggregate in Florida. Okay, that's just in Florida those numbers, but a lot of states have a similar scenario, and in Florida, that comes out to about $50 billion a year. That is a big hole to plug, that is a big gap to fill, and it underlines both the burden homeowners are currently shouldering and how hard it's going to be to fill that gap with anything that's more stable or equitable, that's going to last as a funding source, yes, 90% of school funding. You heard that, right? If you talk to an old timer, you know sometimes you still hear an elderly person refer to property taxes as school taxes. So see, this question of, Do you want to abolish property taxes? One reason that's become louder and louder these past few years, and why you hear more about it is due to that increased affordability strain. That's why you're hearing more about it now the question, do you want to abolish property taxes? That is the wrong question. A grassroots push to AX the property tax that's gained traction, really, among some senior homeowners facing property tax bills that are as high as their mortgage. Once was last summer, for example, in Mahoning County, Ohio, the tax delinquency rate hit 18% almost one in five people having trouble paying their property tax, and that county had more than 70 million in unpaid property taxes. In some neighborhoods in Youngstown, as many as one in three homeowners were behind. And in Cuyahoga County, which is basically Cleveland, values jumped 32% on average after reassessments that fueled a $60 million dollar increase in past due balances this whole do we want to abolish property taxes? Question? You're going to see why that's the wrong question and why it's incomplete, because that slogan that skips the only part that really matters here, and that is, what is the replacement plan, realistically, taxpayers should be asked if, in lieu of property tax, they'd rather pay higher sales taxes or higher income taxes, or for those with no state income tax, like Texas or Florida, pay one for the first time. I don't like those answers. I wish governments would spend more efficiently, but that's not the angle that we're looking at here. Property taxes are the true lifeblood of local governments. I mean, they fund everything from public safety to roads to schools, and just because property taxes disappear, well that doesn't mean that the need for firefighters goes away, that the need for police officers goes away, or the infrastructure for public school systems is going to be gone, or the roads go away. So if property taxes are cut, then another revenue generating device has to emerge to keep services funded and running. And it's a little funny. I've been talking about certain states here. But of course, property taxes are exacted and assessed at the county and local level. And look, I mean, you know how the world works, you know what the nature of society is. As soon as someone has their income stream, they quickly grow into that lifestyle and the new larger spending pattern. So taking away an existing income stream or even reducing it a little, I mean, that can almost trigger outrage and protests, for example, the outcry that we had last year about cutting snap payments. But it works this way. With anything. I mean, sheesh. For the majority of Americans, if you cut their income even 10% they would struggle to survive. They would struggle to put food in the fridge. So these repeal the property tax campaigns, they often avoid the reality of the replacement math. Keith Weinhold 30:19 Now, some states have taken a swing at replacing property tax revenue, but few, if any, have succeeded. Now, Nebraska lawmakers, what they did is they floated higher cigarette taxes as a way to fund a goal of cutting their property taxes by 40% I mean, nice try. But according to an analysis by the Tax Foundation, that tax base was far too small. I mean to tell you more about what a terrible miss. This example is Nebraska cigarette taxes. They raised about $52 million in 2024 while property taxes raised $5.3 billion that is 100 times more, not even close, even if you could raise more money in the short run, excise revenues like this cigarette tax, they're pretty volatile, and they often shrink as the demand ebbs and flows. So it really makes them a poor backbone for expenses that grow over time, and they don't eliminate the cost so much as concentrated. So what they do is they sort of shift this broad civic obligation funding all this stuff, police, fire, school, from homeowners onto a much narrower group, in this case, people who smoke. That is not going to work for Nebraska, all right, well, what about a bigger deal, like replacing it with sales tax? Well, they run into a different problem. Local economies are not built the same. You might have a sales tax heavy tourist County, well, they can raise far more money than an agricultural county. And Florida is a clear illustration. They have lots of tourism and lots of agriculture replacing property taxes with sales tax. That would require eye popping sales tax rates too. According to the Tax Foundation Florida statewide, they would have to go from 7% to over 15% sales tax in Florida. But it gets even worse, because counties with a thin sales tax base would have to charge over 32% sales tax. My gosh, that is not going to work, all right. Well, how about another big one? Let's have income taxes replace property tax in a lot of states. I mean, the income tax that's large enough to raise pretty meaningful revenue. But the trade off is that income taxes come with their own sort of economic and political distortions, and once they're added, you know, they rarely stay confined to the tidy swap that voters were promised. I mean, look at New Jersey. They adopted an income tax in the 1970s to provide property tax relief, but over time, that swap proved hard to manage and hard to enforce, and now today, New Jersey has one of the highest effective property tax and state income tax rates combined in the nation. So the point is that all these property tax replacement tools are just inherently piecemeal. Each tax or fee has like this different payer base or some different vulnerability. I mean, if tourism dips, for example, revenues could drop really fast. And the same is true if a regulated industry contracts, or if consumption patterns shift. And you know that volatility, that's manageable for some narrow program, but that is dangerous as the foundation for essential services like public safety and street maintenance and police and schools and fire. Well, how about forgetting all that? Let's just have the government then totally get out of providing public safety and not have the government provide street maintenance and have the government get out of schools. I mean, we used to have more private companies provide you with some of those services. We didn't even have a federal income tax at all until 1913 other than a temporary one to fund the Civil War. But all of that is a bigger topic that we are not going to get into today. The point is, instead of asking the question, do you want to abolish property taxes? The better question is, which replacement are you choosing and who pays for it? Because local costs come on, they're just not likely to shrink anytime soon. After all, all of this schools, fire and police departments, public works, divisions, they're all subject to the same inflation and the same rising costs as the rest of the economy is so the property tax is unpopular. As it is, it does have one functional advantage. It is tied to this immovable base of properties. It's collected locally, and it's designed to fund on going services. That is not to say that some homeowners don't need relief. Some of them clearly do. But eliminating property taxes, that just does not eliminate the underlying cost of government. All it does is reallocate it, and that reallocation can get messy, that shifts a bigger burden onto a smaller share of taxpayers, whether it's smokers, like it was in Nebraska, or whether it's rural shoppers like the Florida sales tax example, or doubly on working homeowners, like it is in the New Jersey income tax example. I have studied this, and I have not seen novel approaches that really keep communities funded without creating some new distortion somewhere else. But unfortunately, one thing that I have seen is this repeal rhetoric, and it makes these political platitudes all that want to just conveniently skip the replacement plan, but it all sounds good and popular when someone stands up there and says that they want to eliminate property taxes. So really the honest question on a ballot. It's not, do you want to abolish property taxes? The honest question is, are you willing to pay higher sales taxes or higher income taxes or adopt one for the first time and accept the distortions that those choices to create to eliminate the property tax? I'm not going to get into the political side of all this, because that's not what we do here. The bottom line is, though, that you're probably going to hear more about the property tax going away. It is unlikely, of course, as income property investors here, property tax is largely built into the rent. It is passed along to your tenant, and a small reduction would help you out, probably not so much on your cash flow side, since most of these proposals are only for primary residences, but even a small property tax reduction on primary residences that would boost all property values, even rental property in the one to four unit space. But you shouldn't expect much here. If property taxes are eliminated, there is just no easy and viable replacement. That's your answer today, if you represent a company that serves real estate investors get rich. Education has over 3 million IAB certified downloads and 5.8 million total listener downloads. You can learn more about advertising on the show at getricheducation.com/ad, that's get rich education.com/ad Speaker 2 37:51 for the production team here at GRE, that's our sound engineer, bedroom jampo, who has edited every single GRE podcast episode since 2014 QC and show notes Brenda Almendariz, video lead, Binaya Gyawali, strategy Tallah Mugal, video editor, Saroza KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, Don't Quit Your Daydream. Speaker 3 38:17 nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 38:45 The preceding program was brought to you by your home for wealth building, getricheducation.com
Rich Kahn, CEO and Co-Founder of Anura, is driven by a mission to help businesses grow by eliminating digital ad fraud that silently siphons marketing budgets. A lifelong entrepreneur and developer, Rich is passionate about ensuring that advertising dollars reach real users—not bots, malware, or human fraud. We explore Rich's journey from launching an early digital advertising platform to uncovering widespread fraud that threatened his own business—and how building an internal solution eventually led to Anura. Rich breaks down his Ad Optimization Framework—Minimize Fraud, Optimize Conversion, Refresh Content—and explains why fraud must be addressed before any meaningful optimization can occur. He also shares how ad fraud impacts ROI, why lifetime value matters more than cost-per-click, and the conviction required to build and scale a SaaS company in a crowded market. — Improve Traffic Quality by 25% Overnight with Rich Kahn Good day, dear listeners. My name is Steve Preda, the Founder of the Summit OS Group, and the creator of the Summit OS Business Operating System. And today, my guest isa Rich Kahn, the CEO and Co-founder of Anura, an ad fraud solution that monitors traffic to identify real users versus bots, malware, and human fraud. Rich, welcome to the show. Thanks for having me today. Well, it’s super interesting business you have and the entrepreneurial journey. So let’s start with my favorite question. What is your personal ‘Why’, and how are you manifesting it in Anura? My personal ‘Why’ has always been to help people. Fraud is a huge problem. And it’s no longer a question of if you have fraud, it’s a question of how much fraud you have. And I’m watching people spend millions and millions of dollars on digital marketing and getting it siphoned out by fraudsters with bogus traffic. So the ‘Why’ is that, in all the businesses that I've done, I've wanted to help people grow their business. I want to help people grow their staff. I wanted to help people grow, just in general.Share on X And in this case, with the Anura, I’m able to help them identify, wasted spend, eliminate that so they can grow their marketing campaigns and grow their company. And if they grow their company, then they have to grow their staff, and it’s a good thing for everybody. Yeah, definitely. And until we talked, I was not aware that fraud is rampant, especially in ad spend. It didn't occur to me. And I kind of wonder why this is happening. But tell me how you found this problem, and why do you want to solve this, and how did you get to this point to launch a company about it? Well, in 2003, my wife and I launched a digital marketing firm. Think of Google, but really small. So it’s text-based ads you can target by keyword, bid price, geography, audience, like it had all these targeting criteria. We launched it in 2003. By 2004, we had a nice, stable list of clients, but we started getting some complaints about the traffic quality. Something wasn’t right. And I’m a developer, so I started looking at the code and realizing, looking at all the analytics and the data, and realized that it was bad traffic, it was fraudulent traffic. So I figured, you know what? I don't want to solve fraud. I want to go out, buy a fraud solution, bolt it onto my platform, and just continue doing my business.Share on X Kind of like buying McAfee for your laptop. You just buy and let it scan and do its thing. But in 2004, it didn't exist any fraud solutions. In fact, the first commercial available fraud solution didn’t start selling until 2008 or '09. So I was a developer, and I said, we're going to lose our business if I don't do something. So I figured it out I'd build it myself, and we did. I wrote the software. It worked great. We had to continue evolving it as fraud evolved. And it got to the point where we started having clients ask—if not beg—to use our software outside of our network. And that’s when we kind of got the idea that this might be a good tool to sell by itself, as opposed to baked into our platform. And that's where we launched it, in 2017. We ended up launching a Anura as a standalone solution. Wow. I mean, it's definitely, if this is a big problem, it's going to affect everyone who advertises. So it could be hundreds of millions of people. How can someone even make money with fraudulent traffic? How does it help them to make money? Well, what happens is internet advertising fraud is not illegal. There’s no law that says you can’t do it. So if you do find somebody that’s doing it, it’s really difficult to prosecute them in the U.S. But a lot of it happens overseas, so it’s even worse. There’s a lot of countries that allow all kinds of stuff. So basically, what we focus on is that their job is to try to make money. And I read an article one time from another company that was doing stats on fraud detection. They said the average fraudster—and this is why they do it—makes $5 million a year. But how? There’s a lot of different ways. It depends if they're buying from Google, Facebook, DSPs, or affiliate marketing. But I’ll give you a simple example. One example, which is affiliate marketing. A lot of companies use affiliate marketing. I think it's a $20 or $30 billion industry at this point. It's a big market. So what happens is, right now, you or I can go to Amazon and sign up for their affiliate program, and every time we send them a new client, they'll give us 5% of what they spend. So I'm getting paid on the spend, right? So what if I sent fake users there? I’m not going to get paid for anything because they're not spending money. But what if I’m the fraudster? I use stolen credit cards to make those purchases. So if the purchase gets made and shipped, I get 5%. Affiliates usually get paid net 7. So I get paid net 7, somewhere across that month, maybe the next month, the person whose credit card was stolen says, “Hey, wait a second, I recognize charges that don't belong to me.” And then the investigation starts and takes months before it comes back to Amazon and says, “Oh, you shipped out a product to a fraudulent credit card. You're not getting paid for this. We're taking the money back.” But by then, they've already shipped the product, so they're out the hard cost of the product. They've already paid out the affiliate. The affiliate has already been paid. The affiliate can continue to do that for weeks, knowing that it’s going to take months for them to get caught. Once they get caught, they just set up another account. And what they're doing is making those affiliate margins. So if they spend a hundred dollars, they make five. If they create dozens and dozens of accounts, you can quickly see how they can make a lot of money in a short period of time. That’s just one example. Yeah. That’s very interesting. Very interesting. So, okay, that’s really cool. So you basically help people not have the fake traffic. So whatever traffic they have, it’s real. So they pay real prices for real value. That’s got to be a significant improvement in advertising efficiency. What is the kind of improvement that you see on average happening for people? On average, it’s 25% improvement. So 25% of the marketing dollars that they’re spending is fraudulent. Now, if they buy from like Google and Facebook, it's probably around 10%—they're on the lower side. If you buy from the programmatic space, like The Trade Desk and things like that, it’s upwards of 50%, and then everything else falls in between. All the digital types of marketing. If you're doing influencer advertising, if you're doing affiliate advertising, each one has different levels of fraud that we’ve found. But on the high side is programmatic, and on the low side is probably search and social. Okay, so this seems like a big part of optimizing an ad, and making it perform better. So what I’d like you to share with us—and we'd talked about this in the pre-call is that you have a framework for generally optimizing digital ads. So what would that look like? And one element is fraud, but what are the other elements, and how do you go about optimizing your advertisement? Sure. Like the heaviest hitter, in my opinion, is fraud. So you start with fraud, you look at where fraud is, and you minimize that, right? The next thing you want to focus on is conversion value. Every campaign has some level of conversion. It could be as simple as a click. It could be as simple as watching a video. It could be purchasing a product. It could be generating a lead for, let’s say, Hey, save money on my car insurance, and you fill out a lead. So what you want to do is look at where that conversion takes place. First off, you want to analyze the conversions because not all conversions are real conversions. You’ll get conversions like credit cards, fake credit cards being used, or fake information being used in fill in forms, and that’s where the fraud comes in. Once you eliminate that, now you can rely on the data that you see in your conversion value, and you start optimizing your campaigns around that conversion value. So as long as hey, this source is generating me a 20% conversion, this source is generating me 10%. Guess what? I want to stop spending on the 10%, spend more than the 20% just optimizing for the conversion value. And that's what's going to get your campaign to perform at its highest level.Share on X So what are ways to optimize conversion beyond the fraud piece? Yeah, so once fraud’s out of the game, we’ve eliminated fraud, it’s really focusing on the data. What source you buy the traffic from, what sources they get the traffic from. Because sometimes you might buy a source of traffic like Google, and it may not come from Google. It may come from one of its syndicated partners like a CNN or a weather.com or Bloomberg, somewhere where you’re not familiar with, but if they’re getting traffic, that’s their partner network. They’re getting traffic from there. So you want to identify the sources. It could be by keyword, right? You can take a look and break it down by keyword. If you're looking at Google and maybe you have certain keywords that have a much higher performance because it's a better audience to targetShare on X and then you can have some that are much lower, then you got to decide what the cutoff is. So if you say, “Hey, anything less than a 10% conversion, I'm going to get rid of. And anything greater than 10%, I'm going to buy more of.” So that’s kind of where you focus on your conversion value. And ultimately, it’s to try to maximize your conversion while still spending your budget. Because let's say if you've got a source that's converting at 80%. It's going to be far and few between, and they're going to be expensive, and the volume of traffic is going to be light, and it's not going to be enough. Because if you've got one conversion a month, that's probably not enough to survive your company on. So you got to get somewhere in between, where you get the volume and you get the conversion value that you're looking for to give you the best possible campaign.Share on X So basically, you calculate your ROI on each type of conversion, and you get to a point where you still get a positive ROI. Is there like a rule of thumb? What is the kind of ROI do you need in order for it to generally be worth taking the risk of doing the advertising and putting in the effort? Yeah. It’s very different from client to client. It’s got to be specific to a client. And I'll give you an example. I used to work with a company called TigerDirect. They were a huge reseller of electronics, computers, computer components, and stuff like that. And they would spend $110 to generate a $20 sale. So everybody knows that’s losing money, right? You're losing $80 on every sale you generate, or whatever the number is. If they're spending $100 to generate a sale just to get a $20 sale, why would they do that? Well, they know once they get a client in the door, they market. They used to send weekly magazines of all the new stuff that's out in the market, the new pricing index, constant email bombardments. They would call you and say, “Hey, I saw you bought recordable CDs. We have a special on recordable CDs if you're looking for them.” They would market like crazy to their client base, and they would average over $300 per client. So that’s the lifetime value. Right. Their lifetime value was much greater than their cost for acquisition. And they were comfortable and in a position to spend that money to acquire the client knowing that they would make the money over time. Most companies don't operate that way. Most companies operate like GEICO—they pay $15 or $20 to get somebody to fill out a form saying they want to save money on car insurance. And they may close 15% of those leads into actual deals. And when they do the math, they’re making money every single lead that they get in, the ones that convert. And on the ones they lose, they're making enough money on the wins that the losses are outweighed, and they're still making money. So again, every company, every product—it's different. I've seen the same industries, like car insurance. Let's stick with car insurance. I've seen four or five companies where I'm looking at their conversion rates. Conversion rates are different. Their ROIs are different, their spend is different—everything's different. It's just targeting different audiences.Share on X So if I had unlimited funding, let’s say, and I want to ramp up as fast as possible, but I wanted to make it in a smart way. Is there like a rule of thumb that your lifetime value—the profit you make on a customer—has to be 3x the amount you spend on advertising? And the lifetime is measured by the profit, not the top line, but the bottom line. Yeah, I haven't seen a specific rule of thumb to give clients. Obviously, your lifetime value of a client needs to be more than the cost to acquire that client. And if you want to be profitable, not every company starts out profitable. Look at Uber—they were a billion-dollar company before they went profitable. They were able to raise enough money to keep everything going, because all they cared about was client acquisition. Yeah. Let me get as many clients and as many drivers and riders in the door, as many drivers and riders in the door as they can possibly get so they can own the market. They had a great idea. Lyft was right behind them. They didn’t care. They were able to raise enough capital to just keep spending like crazy, knowing that in the long game, once they owned the market in all the different markets they were targeting, they were going to be profitable.Share on X So they were spending like crazy. Doesn't that mean that there are some actors in the advertising market that inflate prices because maybe they’re venture-funded, and one out of a hundred company is going to make it unicorn? And the other 99 are going to be spending money on advertising, driving up prices. So if someone comes in and they're bootstrapping, they're going to be hard-pressed to actually make a return on their Facebook ads, because there's so much demand chasing results without appropriate expectation. Well, if there’s enough demand, then the bootstrapper can make it work. I’ve been a bootstrapper my whole life. So if you’re in a market where there’s enough demand, it’ll work. But if you're in a situation where, let's say today, you decide to come up with a rideshare app, you're going to be hard-pressed to win riders and drivers as a new bootstrapped company. Personally, I don't think Uber would be where it is today if it were bootstrapped. A business model like that required to grow fast, and they needed the capital to do it. So there are certain industries that bootstrappers just aren't going to be able to touch, because you've got a company like Uber that was losing money while acquiring all these new clients, knowing that down the road they would own the network and they would be able to be profitable. That’s a big gamble. Yeah. But it's also all the other companies that get funding but never actually make it. And the venture capitalists are spreading their risk because they invest in ten companies, and if one blows up, that's enough. Yeah. So that means that there’s a lot of fake demand, basically. Well, I’m talking about the demand from the client, not demand from the company. The company has the product, and they're trying to generate demand for their product. So when I say demand, I mean demand from the customer. No, I mean, demand for advertising. Oh, okay. Yeah, I see what you’re saying. So clicks. Yeah. So there's a limited number of people that are looking for that term. You’ve got a lot of people spending money. It’s going to make it difficult to get it unless you’re spending a lot per click. Yeah. So that means that maybe pay-per-click advertising is not for the faint of heart. I wouldn't say that. Yeah. It's not for everybody when you're talking about every industry, right? Certain industries—I’ll give you an example. Let's say you're a roofer. Pay-per-click is going to work great for you because there are only so many roofers in a given area, and there's a high demand for roofing. You can get away with spending a couple dollars a click, where it’s not going to break the bank, and you get that phone ringing. My son, for example, owns a power washing and holiday lighting company. And he does Facebook and Google ads. He’s a small company, bootstrapped, and generates plenty of demand because of that situation. But again, if he decided he wanted to compete with Uber, he'd be lost. So it really depends on the industry, Insurance. Let's say you want to start your own Rich Kahn insurance company. Well, I’m going to be competing against Allstate, Progressive, GEICO—all these companies that are spending heavily in that sector. The only way you're going to get action is to spend more per click than they do. And if I’m spending more per click, and I don’t have the scale like they do, I’m going to lose money. Yeah. Super interesting. So let’s circle back to your framework. So we talked about fraud minimization as a way to optimize ads. We talked about conversion. What's the third leg of this stool? For me, it’s content. So let's say you've got fraud out of the game. You optimize by campaign and your ads are showing up number one every single time, but the copy doesn't draw. Or you don't refresh the copy often enough, then it gets stale, and people see it and think, “Eh, let me try somebody new.” So they're always looking for newer content, a way to hook the client. You really have to optimize campaign copy. So again, working with Google—that's ones out there—you have the ability to put up multiple ads, multiple creatives. Their system will automatically take titles and rotate them for you so they stay unique. And then they'll push more traffic to the ones that are getting a better conversion rate or a better click-through rate. So it's about constantly staying on top of your copy. Just like when you watch TV. You'll see the same companies advertising over and over again, but it's always a different commercial because they're trying to hook you. If they played the same commercial for the last 20 years, you'd just tune it out. Tune it out. Yeah. Yeah. But when you see something new, it's like, “Oh, let me watch that one.” It's kind of cool. Because the commercials have to have good copy. If it's boring, stale copy, nobody's going to pay attention. And if it's entertaining, then it's even better, right? Exactly. If it becomes memorable and you think, “Oh my God, you've got to see this commercial I just saw, it was amazing,” that's the kind of commercial you try to build—but it's very difficult to build. Yeah, that’s very interesting. The creative element is very important. To catch attention and keep it, it has to be creative, curiosity-inducing, and potentially entertaining. That’s wonderful. Yeah. So when did you decide to go all in on Anura? Yeah. We launched it April 1st, 2017. We spent that first year trying to figure out who we were as a business. Because I'd never sold SaaS before, so I was trying to figure out—do I have a pitch deck? How do I talk to people? What works best? How do I get the person to say they're interested and want to get on a call? There was so many things that we were struggling with that first year. I don’t know if we signed up more than one or two clients that first year. By the second year, we signed up a bunch of clients because we started to figure out what was working, who we’re talking to, the right trade shows to go to, the right Google ad campaigns to run. And as we started getting that, we started getting our traction and we started growing the client base. So I guess we would say we launched in 2017, but really went all in in 2018. That's when we saw our first couple of clients jump on the software, fall in love with it, give us case studies and reviews, and say, “I can't believe how you changed my business. This is amazing.” Once we got into the hands of a client, and we had one or two clients that really embraced it, that's when we felt, “Okay, we're onto something special. We're all in.” That was about 2018. And then you started winding down your consulting business and went all in on the SaaS business? Yeah. We left the Google competitor, the really small Google competitor marketing agency. We left it up for a couple years because we had some clients that were still buying and using it. As the client attrition naturally occurred, we got to a point where we said, “Okay, it's time to shut it down.” That was also around 2018–2019. Basically, in 2018 we pulled all the resources from it and just kept it running for the clients that were still there. They'd been with us for years, so we kept it stable. We weren't going to trade shows, we weren't advertising it. Support was handled by two of us, the client support, actually the whole company was run by two of us, three of us, and we just let it run for a couple of years until the last client jumped off, and then we shut it down. Yeah. Actually, that's a great approach—to evolve from a business that maybe has a ceiling, find another opportunity, start putting more time into it as it takes off, reallocate resources, use the legacy business as a cash cow, your legacy business and then once the new business takes off, then basically cut bait. That’s very interesting. And I’ve seen this happen. I’ve done it myself as well. So what's the hardest decision you've ever had to make in your business? I’m going over the last 22 years. The hardest decision I ever had to make was firing a best friend. And unfortunately, it actually happened twice. My two best friends—one was a partner and one was an employee. We were working together, and it just got to the point where we had to go our separate ways from a business standpoint, and that hurt the relationship. We stopped talking. It was a bad breakup. And I just ran into them about a year ago, and we picked up where we left off—bygones be bygones. It was tough back then because you have a good friend, and it's like, “Oh, I want to bring my friends into the business. So I always tell new business owners when they're starting: if you're going to start the business with friends as a partner, that's different.Share on X But don't hire your friends as employees. Because if you hire them as employees and you have to make a business decision that doesn't go well for them, they're going to pull the “friend card.” And you’re going to be stuck between either getting rid of a bad employee, and I say bad, but like an employee that you need to get rid of or lose a friend. That’s tough. Friends are hard to come by, especially good friends. Especially when you get older and your kids are out of school, you're not hanging out on the sidelines at sports or having coffee with people. As you get older, there are fewer groups you hang out in, so it's harder to find friends. So it’s not worth losing a friend over business. Yeah, I agree. I agree. I had this experience as well, and it’s it was super painful for both of us. It did impact the relationship, even though we both put up a brave face over it, but it kind of breaks the trust. Yeah. It’s not fun. Yeah. So, final question I want to ask you is: what is the most important question an entrepreneur should ask themselves, in your opinion? Am I willing to not give up? Like I said, when I started this company, it wasn’t a new concept. If it’s a new concept, it's a lot easier to say, “Man, I'm going to crush this.” Because when we started this, there were probably about a half a dozen different fraud solutions in the marketplace back in 2017. There was a handful of them that were out. They were already getting a lot of traction. I think all of them were fully funded and doing really well. It’s not the greatest time in the world to enter the fraud detection market when you have traction like that—kind of like entering the market trying to compete with Uber. But I looked at it and thought, based on everything I was doing, I think we have a better product. And once we started getting that feedback from clients who use the other products and realized we had a better product, it made me more convinced that this is the direction we want to go to.Share on X We want to turn this into its own company. We want to grow it. And for me, that question is: is this something I can do and not give up on? But if it’s something like you’re like, “Ah, if it doesn't do this, I don't know,” then don't start. Because one of the things you’ll find with most entrepreneurs, successful entrepreneurs, they don’t give up, persistence. They’re can be smart about it, but persistent. It’s also a balance. It’s a belief. Maybe this is what you’re talking about that, do you have this conviction that this is going to work out in the end? Yeah. So how do you know? How do you know that you are willing to not give up? What makes you be able to make this decision? Is this a decision or is this like an ongoing question that you keep asking yourself? For me, it's: I've got to run it through my head and feel that it's an unfillable business. And then I got to feel it in my heart. If I don’t feel it in my head and my heart, I’m not going to do it. I’ve had cut dozens and dozens of great ideas, some that I think would be phenomenal even in today’s standard, but I didn't have the resources I wanted behind them. I didn't really have the heart in those businesses, so I didn't start them. I wasn't all in. Like I said before, with this business, when we started it, I was all in with my toe. And then once I started getting feedback from clients, I jumped in. Because then I knew, it wasn’t me saying I’ve got the best solution, it was my client’s telling me I got a better solution. And then as I get client after client, so now you know, you look at seven, eight years later, I’ve got new people in the office. I started working for this new fraud company. I see they’re kind of small compared to some of the other big companies out in the marketplace. And then they’re on the phone with clients who are like ranting and raving about our software. They come back—now they're all in. And that's really what I want is I want every team member to feel that, to know that they're with the right company. It's not just for me—it's for the team too. Share on X Yeah, the team. I agree. That’s super important. Well, I love that. And this whole idea of the client feedback, reinforcing the value, and making people confident to sell it is huge. Yeah. All right. So if people would like to reach out to learn about your solution—maybe they’re advertising, they’re spending a lot of money, and they want to save the 25% without losing any conversions, or they just want to reach out and learn more about and get to know you—where should they go and how can they reach you? I would start with anura.io or www.anura.com . We own both. And on there, we have huge amount of resources. We publish several blogs every week. We have dozens of eBooks online. We have the world’s only comprehensive guide on ad fraud, it’s about an 80 page document. So plenty of ways to learn. And then once they want to talk to somebody, once they’re ready, and like they’ve done their research and they’re ready to talk to us, they can fill out a form and we'll reach out, or they can just pick up the phone and call us. If they want to follow me on LinkedIn, that’s my social media of choice. I post videos like this on there, some wacky videos sometimes with me and my grandkids. The best way to find me is just Rich Kahn on LinkedIn. I'm easy to find. Awesome. Well, Rich, thank you for coming and sharing your framework—the Ad Optimization Framework. So it's content, fraud minimization, conversion, and this idea of conviction: when you are willing to not give up concept. It’s fabulous. For those of you listening, if you found this valuable, follow us on YouTube, check out our LinkedIn page, and stay tuned because every week we are going to get a wonderful contributor like Rich Kahn, the CEO of Anura. So Rich, thanks for coming and thanks for listening. Appreciate it. Important Links: Rich's LinkedIn Rich's website
Daniel Mahncke and Shawn O'Malley take a deep dive into Mercado Libre, the dominant e-commerce and fintech platform in Latin America. What started as an eBay-like marketplace has evolved into a fully integrated ecosystem spanning online retail, logistics, digital payments, lending, and advertising, with leading positions across Brazil, Mexico, and Argentina. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:10:28 - About Mercado Libre's founding story 00:12:05 - How it won the e-commerce market 00:14:14 - How and why it built its logistics network 00:38:45 - What competitors are the biggest risk 00:46:51 - What flywheel is powering the business 01:00:50 - Why Mercado Pago is such a powerful business 01:07:59 - About Mercado Libre's management and capital allocation 01:18:29 - Whether Shawn and Daniel add MELI to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Learn how to join us in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Listen to Management Podcasts. Read the Potential Multibagger Article on Mercado Libre. Tune in to the Business Breakdown Episode on Mercado Libre. Read the Substack Article on Mercado Libre. Check out the McKinsey Report on Payments in Latin America. Explore our previous Intrinsic Value breakdowns: Uber, Nike, Reddit, Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
On today's episode, CORINNE FISHER and KRYSTYNA HUTCHINSON read an email from a woman whose co-worker loves to expose dat ass. The gals then discuss a possible serial killer on the loose in NYC and Corinne gives her review of Marty Supreme! C&K then welcome stand-up comedian, HANNA DICKINSON, to the studio. The trio discuss the downside of dating, getting molested by your gyno in college, becoming sober after being assaulted by an Uber driver, and trying not to talk about your S/A on a first date. Follow HANNA on IG: @HansDickieFollow CORINNE on IG @PhilanthropyGalFollow KRYSTYNA on IG @KrystynaHutchFollow ERIC on IG @EricFretty Want to write into the show? Send us an email SorryAboutLastNightShow@gmail.com Music credit for today's episode: DownhillPom pom Squad https://open.spotify.com/track/2DkJKUMgylaBK5H5GXPaNc?si=joEXXhm-SIuVdwbda5Wl0w&nd=1&dlsi=5f2cbd654e654a78 Hosted on Acast. See acast.com/privacy for more information.
Welcome back to the digital wasteland, fellow survivors. We kick things off in the FOLLOW UP by marking a year since the LA Fires—hello, PTSD—alongside a 4th Strokiversary and three years of sobriety, all while wondering why America is currently obsessed with shooting its own civilians in the face.In the IN THE NEWS segment, Wired is finally teaching us how to protest safely in the age of surveillance, and the EFF is cheering on the hackers fighting ICE's Nazi-adjacent tracking tactics. Meanwhile, Meta is harvesting your AI chats for targeted ads, Disney is paying $10 million for spying on kids, and Grok has spent the holidays generating nonconsensual child abuse material—a problem Elon Musk won't have to legally reckon with until the Take It Down Act hits in May. Instagram's Adam Mosseri has basically surrendered to the AI "slop", suggesting we fingerprint "real" media because the fake stuff has already won the war.As we continue the descent, OpenAI is launching a ChatGPT Health portal despite their "loser energy" and compute limits, while Character.AI and Google are quietly settling lawsuits for bots that encouraged teen suicide. Polymarket gamblers are learning that "decentralized" juries will fist you over the definition of an "invasion" just as fast as a bank. Uber showed off a new Lucid-based robotaxi, but we're pumping the brakes on the safety hype given that autonomous vehicles are five times more likely to crash at dusk. To wrap up the news, Tim Cook took home $74 million last year, which is a lot of "systematic philanthropy" he could be doing right now instead of just writing checks to his own ego.In MEDIA CANDY, we're suffering through the Stranger Things wrap-up and a John McTiernan holiday marathon, though the real highlight is MTV Rewind's tribute to music videos. We've got Traitors, The Pitt, and even a John Candy doc on the list, while APPS & DOODADS brings us the DJI Osmo 8, Victrola's turntable-vibrating speakers. At least California's DROP tool lets you purge your data from 500 brokers at once.Finally, we go to THE DARK SIDE WITH DAVE to hear Dave Bittner rant about holiday tech support, health insurance gouging, and Dave Filoni taking the Star Wars reins. We close out with a look at ILM's 50th, the deepfake porn cesspool formerly known as Twitter, and a birthday toast to the Starman himself, David Bowie.Sponsors:CleanMyMac - Get Tidy Today! Try 7 days free and use code OLDGEEKS for 20% off at clnmy.com/OLDGEEKSPrivate Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/728Watch on YouTube: https://youtu.be/x-2GTUC6rcUIN THE NEWSHow to Protest Safely in the Age of SurveillanceHow Hackers Are Fighting Back Against ICEMeta's New Privacy Policy Opens Up AI Chats for Targeted AdsDisney to Pay $10 Million After Feds Say It Broke Kids' Privacy Rules on YouTubePeople Spent the Holidays Asking Grok to Generate Sexual Images of ChildrenHere's When Elon Musk Will Finally Have to Reckon With His Nonconsensual Porn GeneratorInstagram chief: AI is so ubiquitous 'it will be more practical to fingerprint real media than fake media'ChatGPT is launching a new dedicated Health portalCharacter.AI and Google settle with families in teen suicide and self-harm lawsuitsGambling platform Polymarket not paying bets on US invasion of VenezuelaUber reveals the design of its robotaxi at CES 2026Maybe We Should Pump the Brakes on the Idea That Robotaxis Are SaferHere's how much Tim Cook and other Apple execs made last yearMEDIA CANDYThe PittDownton Abbey: The Grand FinaleJurassic World RebirthThe Darjeeling LimitedOh Brother, Where Art Thou?Honey Don'tJohn Candy: I Like MeMTV Rewind is a developer's tribute to 24/7 music video channelsAPPS & DOODADSDJI Osmo Mobile 8Netflix GamesThis speaker by Victrola sits underneath turntables and streams audio via BluetoothDelete Request and Opt-out Platform (DROP)THE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingIndustrial Light & Magic: 50 Years of InnovationDave Filoni to run Star WarsWho's who at X, the deepfake porn site formerly known as TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's Casual Friday on the Majority Report On today's program: Zohran Mamdani reaffirms his position that his administration will not cooperate with ICE and NYC will honor their sanctuary city policies. Jeet Heer, national affairs correspondent at The Nation magazine, joins Sam and Emma to wrap up the week's news. In the Fun Half: Country singer and influencer calls out the fascist state murder of Renee Good. In response to the shooting of Renee Good, Chuck Schumer says we need a full investigation to get to "the bottom of it." Philadelphia District Attorney Larry Krasner issued a stern warning to ICE, CBP, the National Guard, and all federal agents: anyone who breaks the law in Philadelphia will be arrested, prosecuted, and convicted—and a state conviction cannot be pardoned by Donald Trump. An Uber driver expertly dresses down the dozen or so CBP agents — including Greg Bovino — who have swarmed in to harass him as he works. Tony Dokoupil delivers a meaningless monologue on the ICE killing that gives off the feeling of AI-slop writing. The right-wing media was given the body-cam footage from ICE agent Jonathan Ross — who fatally shot Renee Good during a federal immigration enforcement operation in Minneapolis — sparking national outrage and debate over use of force and accountability. All that and more. Today's Sponsors: ZOCDOC: Go to Zocdoc.com/MAJORITY and download the Zocdoc app to sign-up for FREE and book a top-rated doctor. RITUAL: Get 40% off during your first month. Visit ritual.com/MAJORITY to start Ritual or add Essential for Men to your subscription today. SUNSET LAKE CBD: Use coupon code "Left Is Best" (all one word) for 20% off of your entire order at SunsetLakeCBD.com Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.c