Podcasts about landlords

Advanced Prospecting Strategies: Targeting Absentee Owners and Tired LandlordsCheck out the full video replay here: https://youtu.be/zvTiEwug6SsGo here for doc referenced (with templates, links & MORE): https://docs.google.com/document/d/1cT3YwktT1K-KJ2-IVr6Kdb0vTKCY83-KBjT03g8JY28/edit?usp=sharingIn this episode, we delve into advanced prospecting techniques aimed at targeting absentee owners and tired landlords using email, text messaging, and direct mail. The session covers a step-by-step tutorial on identifying potential leads via Prop Stream, cleaning data with ChatGPT, and conducting cold outreach using Pro Edge CRM. The video also discusses enrolling participants in the 'Five Weeks to Five Listings' summer challenge and the various tools and scripts used to generate timely responses and convert leads. (Go here to get enrolled NOW: http://5Listings.com)Timestamps:00:00 Introduction to Prospecting Strategies00:30 Housekeeping and Upcoming Challenge02:36 Absentee Owners and Tired Landlords04:22 Using Prop Stream for Data Collection05:58 Filtering and Targeting Landlords12:42 Skip Tracing and Data Cleanup14:37 Direct Mail Campaigns18:41 Uploading and Managing Contacts28:47 Addressing Communication Preferences29:31 Email Validation Workflow30:34 Phone Number Validation Process31:23 Importing and Tagging Data35:10 Sending Text Messages35:23 Utilizing Ilist for Offers42:39 Executing Email Campaigns45:23 Q&A and Final Thoughts

This week Danielle and Kristine learn how to survive this week's listener suggestion: a bad landlord!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Discover the ten toughest states for landlords, uncovering the strict laws, high taxes, and lengthy eviction processes that make property ownership challenging. Marc reveals how anti-landlord legislation and rent control impact your bottom line. Crucially, learn about the rise of "accidental landlords" and how this growing market segment presents a major opportunity for property management businesses to offer essential professional guidance in an increasingly complex environment. Article from the Rental Housing Journal - https://rentalhousingjournal.com/the-10-worst-states-to-be-a-landlord/   Lead Simple - manage more doors with less stress using LeadSimple   Property Manager Websites - the highest performing property management website in the industry   Rentvine - the property management software you can trust   NARPM Orlando Event: Register here   PMbuild - Marc's education for property managers   Join Marc's new property management Facebook group   This podcast is produced by Two Brothers Creative.  

Send us a textIn Episode 103 of Your Landlord Resource, we dive deep into our real-world experience installing property-wide fiber optic Wi-Fi in a six-unit rental property. This isn't theory—we share what worked, what we wish we knew sooner, and what it all cost. From upgrading a midterm rental and supporting smart locks to giving tenants high-speed access at a fraction of retail pricing, this episode is packed with tips for self-managing landlords.We break down why Wi-Fi is becoming a top must-have amenity for renters (with 90% of tenants in a 2024 NMHC survey rating it essential), and how landlords can meet that demand in a cost-conscious and scalable way. You'll learn what types of properties benefit most, how much bandwidth you really need, and how to handle the install without blowing your budget—or your mind.We cover the technical details landlords need to know, including using VLANs for tenant privacy, installing CAT6 ethernet, and choosing between budget systems like TP-Link or pro-level gear like Ubiquiti. And most importantly, we talk about whether tenants truly value this amenity and if it's worth the investment.If you're a landlord managing a duplex, triplex, or small multifamily and want to offer high-speed internet while protecting your bottom line, this episode is for you.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

Looking for a smarter, safer way to invest in real estate—without picking up a hammer or managing tenants?This week on the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Merriah Harkins, Chief Sales Officer at Lucrum Capital, a private real estate lending firm structured as a REIT. With more than 20 years of experience in raising capital for alternative investment funds, Merriah breaks down how accredited investors can earn steady monthly income (7%–8.5%) by passively investing in short-term, first-position loans secured by real estate.She explains the mechanics of Lucrum's conservative fund structure, how their low loan-to-value (LTV) model offers downside protection, and why their REIT structure provides additional tax advantages for investors—especially those using retirement accounts.

Welcome back to the Law School Toolbox podcast! In this episode, we discuss the essentials of leaseholds in landlord/tenant law. We cover the different types of leasehold estates, as well as the obligations of tenants and landlords, and we analyze a sample question. Next week, we'll focus on assignment and subletting. In this episode we discuss: The four types of leasehold estates that can be created with a lease Duties of landlords and tenants Implied warranty of habitability Actual vs. constructive eviction A hypothetical scenario illustrating leaseholds Resources: "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) California Bar Examination – Essay Questions and Selected Answers, February 2023 (https://www.calbar.ca.gov/Portals/0/documents/admissions/Examinations/February2023CBXessayQsandAnswers.pdf) Podcast Episode 265: Listen and Learn – Constructive Eviction (https://lawschooltoolbox.com/podcast-episode-265-listen-and-learn-constructive-eviction/) Podcast Episode 319: Listen and Learn – Negligence: Duties of Landlords, Owners, and Possessors of Land (https://lawschooltoolbox.com/podcast-episode-319-listen-and-learn-negligence-duties-of-landlords-owners-and-possessors-of-land/) Download the Transcript  (https://lawschooltoolbox.com/episode-511-listen-and-learn-landlord-tenant-law-part-1/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

In this engaging conversation, Stephen Schmidt interviews James Jones, a seasoned real estate entrepreneur with over 20 years of experience. James shares his journey from a challenging childhood experience with a bad landlord to becoming a successful property manager. He discusses his approach to managing properties across multiple states, his commitment to community impact, and the importance of mentorship and financial literacy. The conversation also touches on balancing family life with business, future aspirations, and the significance of perspective and faith in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

How do you fund your first real estate deal if you don't have money? In this episode, Spencer Sutton and Adam Hobson break down creative real estate financing strategies used by investors to buy deals without using their own cash. Whether you're flipping houses, buying rentals, or wholesaling, this episode shows how real estate investors finance deals and scale. You'll Learn: How to use OPM to fund your next deal What hard money is (and how to leverage it) The strategy behind refinancing How to build lasting and lucrative relationships with investors Favorite Quote: "There's really no excuse; if you want to do something, you can. The money's out there." Who Should Listen:

If you think travel nurses are the only game in town for midterm rentals, think again! In this episode of The Landlord Diaries, we welcome Amy Fraser, co-owner of Cottage Real Estate & Rental Collection in Huntersville, North Carolina. Amy's firm manages 11 high-end monthly rentals primarily targeting relocation tenants—a segment that's grown 130% year-over-year.We'll break down why limiting your strategy to healthcare professionals could leave money on the table, and how expanding to relocation tenants, corporate travelers, and digital nomads can drive consistent cash flow. Amy shares actionable tips on HOA compliance, design choices that stand out, and how to leverage Furnished Finder's powerful tools to maximize your booking pipeline.Whether you have one furnished rental or a growing portfolio, you'll learn how to diversify your guest pool and build relationships that translate into future real estate opportunities.List Your Property Now on Furnished Finder:https://www.furnishedfinder.com/list-your-property(Use code LLD10 for $10 off new listings)⏰ Time Stamps0:00 Welcome to The Landlord Diaries2:15 Why top real estate brokers invest in midterm rentals4:00 Positioning midterm rentals as a winning cash flow strategy5:45 Beyond travel nurses: who else is renting midterm?9:25 Amy's first guest: a digital nomad that stayed 6 months10:30 Building trust and relationships with Tenant Leads15:00 Furnished Finder's top 3 traveler segments revealed16:20 Local industries driving relocation demand18:15 How relocation tenants can help you navigate strict HOAs19:20 Saving struggling short-term rental owners through MTR pivots20:00 Why Class A neighborhoods work best for Amy's properties22:40 Consistent design for repeatable success in furnished rentals27:00 Marketing tips: attract one tenant type without alienating others29:45 Amy's favorite Furnished Finder marketing features31:00 Two easy tweaks to present as a pro host, even with one property35:40 Matching tenant types to property size and layout37:10 Amy's outlook on corporate relocation and monthly rental demand40:30 Final advice: always pivot and refine your MTR strategy42:30 Landlord homework: broaden your tenant poolTrending Midterm Rental Resources:https://www.furnishedfinder.com/Resources/PMResourcesAmy's Listings on Furnished Finder:https://www.furnishedfinder.com/members/profile?u=amy.fraser  The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.

Are You a California Landlord? You NEED to Watch This!

Ep128 - What happens after you close on your first multifamily home? In Part 2 of Jennifer Humphrey's journey, we dive into the real-life details of what comes next—managing tenants, navigating voucher programs, and turning a dream into a sustainable, wealth-building reality.Jennifer, a full-time NYC teacher, shares how she used the NACA program to purchase an $830K duplex with minimal upfront costs and now house hacks her way to significantly reduced living expenses. From the frustrations of CitiFEPS and HRA paperwork to the mindset it takes to stay the course, this episode is full of raw, practical insight.

Chris Logan reveals how wholesaling transformed his life, why most investors fail, and how to build success through relentless focus and grit. A must-read for anyone serious about creating financial and lifestyle freedom.See full article: https://www.unitedstatesrealestateinvestor.com/one-simple-shift-built-a-real-estate-wholesaling-empire-and-a-dream-life-with-chris-logan/(00:00) - Welcome to The REI Agent Podcast with Mattias and Erica(00:06) - A Reminder from Chris Logan: Be Relentless in the Grind Phase(01:24) - Chris Logan Joins the Show: Relatable Lessons from the Start(05:25) - Chris Shares How He Got Started with Wholesaling(10:10) - The Power of Robert Kiyosaki's “Rich Dad Poor Dad”(11:48) - Chris Explains Wholesaling and How the Business Model Works(14:18) - How Wholesaling Differs from Being a Real Estate Agent(14:54) - Stigma and Misunderstanding Between Agents and Wholesalers(17:19) - Why Speed and Convenience Drive Sellers to Wholesalers(20:18) - Building Trust and Synergy Between Agents and Wholesalers(22:27) - Ethical Concerns Around Exorbitant Wholesaling Profits(25:37) - Chris Defends the Wholesaling Model with Real-World Analogies(26:06) - Deep Dive Into Marketing Tactics for Wholesalers(27:43) - Landlords, Tenants, and the Motivations to Sell(29:40) - Why Chris Didn't Start Holding Properties Sooner(31:23) - Wholesaling as a Training Ground for Buy-and-Hold Investors(32:58) - Agents vs. Wholesalers: Niche Down and Pick a Side(36:08) - Licensing Laws and Market Restrictions for Wholesalers(37:36) - Chris's 2-Step Formula for Picking the Right Markets(40:15) - A California Investor Finds Success in Florida(41:24) - Why Title States Are Better Than Attorney States(43:04) - Tools for Finding Seller Data and Leads(44:23) - Residential vs. Commercial Data Accuracy(45:33) - Conversion Rates and Cost Per Deal(46:59) - Cold Calling Strategy and Timing(48:17) - Leveraging AI in Sales Without Losing the Human Touch(51:09) - Golden Nuggets: Focus, Consistency, and Sales First(54:06) - Final Book Recommendations: The Compound Effect(56:28) - Chris Reflects on the Long Game of Momentum(57:11) - Where to Connect with Chris Logan(57:42) - Outro: Subscribe and Keep Building the Life You WantContact Chris Loganhttps://virtualwholesalingmadesimple.com/https://www.facebook.com/chrisloganreihttps://www.facebook.com/groups/virtualwholesalingmadesimplehttps://www.instagram.com/chrisloganrei/For more holistic strategies that could change your life, visit https://reiagent.com

Send us a textIn this episode, we stir the pot on the viral story of a Florida woman catching heat for letting her boyfriend pay $2,500 in rent—only for the internet to discover she actually pays $106 thanks to a housing voucher. Is it deception or just smart living? Let's unpack the drama together. Tune in, spill the tea, and don't forget to join us for coffee!Link to his page with the story here:https://www.facebook.com/share/p/1Cht7sm6Dj/Support the showMusic by:Golden Hour by Vlad Gluschenko https://soundcloud.com/vgl9 Affirmation Music: Fireflies by Ambient Boy https://musicvine.com/track/ambient-boy/fireflies

In this episode, Christian Rodwell welcomes Alex Norian (founder of IWN Accountancy) and Ben Lansdown (Director of Analytics, IWN Analytics) to discuss the evolving landscape for UK property investors and landlords.They explore the challenges of property portfolio management, regulatory changes, and how landlords can use data-driven tools to optimise performance and profitability.Alex and Ben introduce “Landlord Pulse,” a new analytics platform designed specifically for landlords, and explain how it empowers both new and experienced investors to make smarter decisions with real-time insights.Key Takeaways:Treat property investment as a professional business, not a passive sideline.Use data-driven tools to make timely, informed decisions.Benchmark your portfolio against local market data to spot opportunities or risks.Focus on both cash flow and long-term capital growth.Build relationships with professionals and peers to uncover new opportunities.Resources mentioned in this episode:Recurring Income Masterclass [Register Here]Landlord Pulse Demo BookingIWN AccountancyIWN AnalyticsAlex Norian [LinkedIn]Ben Lansdown [LinkedIn]Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

'No hope on my salary': Young South Koreans turn to early investing진행자: 최정윤, Chelsea Proctor기사 요약: 그 어느 때보다 빨리 노후 대비를 시작하고 있는 대한민국 청년들, 지금 월급으로는 평생 모아도 집을 못 산다는 두려움에 그들이 선택한 재테크 전략은?[1] Twenty-eight-year-old Kim goes on a five-hour trip to Ulsan, or any other region, as soon as she gets off work on a weekday. Not for sightseeing or to visit friends, but for property viewing. "I get off work at 6 p.m. then head to Seoul Station to go for 'imjang' — a Korean term for site visit or field research on real estate properties — in different regions," she told The Korea Herald.property viewing: 집 보기, 임장real estate property: 부동산[2] Over the past two years, Kim has spent 10 million won (about $7,400) on investment courses. What she learned was simple, if sobering: With her current income, saving will never buy her a home. Investing is her only option.sobering: 번쩍 정신이 들게 하는, 심각[진지]하게 만드는investment know-how: 재테크[3] Among her preferred strategies is a method known as “gap investment,” which leverages Korea's unique "jeonse" lease system. Under a jeonse lease, tenants pay a lump-sum deposit, often 60 to 80 percent of the home's value, instead of monthly rent. Landlords hold the deposit during the lease, usually to earn interest from a bank, and return it in full at the end of the contract.leverage: ~을 유리하게 사용하다, ~을 담보로 하다lump sum: 일시불, 일시불로 지불하는 금액deposit: 보증금[4] Through this approach, Kim now owns two apartments in Ulsan worth 600 million won, having put up only 100 million won of her own money. To acquire what she has now, Kim has spent every weekend walking over 20 kilometers each day to study neighborhoods — their environments, schools, and proximity to public transportation and other facilities — all the elements that factor into buying a house.acquire: 습득하다, 획득하다element: 요소기사 원문: https://www.koreaherald.com/article/10521994

Glenn Gosling, a paralegal at Caveat LLP with a wealth of knowledge and experience in landlord-tenant law in Ontario. With a background in healthcare advocacy and a passion for fighting for the rights of both landlords and tenants, Glenn brings a unique perspective to the table.  In this episode, we discuss: The rights and responsibilities of landlords and tenants in Ontario for a smoother landlord-tenant relationship. An online portal that simTlifies the process of filing applications, saving you time and hassle. How to navigate rent increases and lease renewals effectively, ensuring fairness for both parties. Navigating eviction notices and legal processes confidently, following the proper procedures. Insights into typical inconsistencies in the Landlord and Tenant Board and how to address them, ensuring fairness and justice for all parties involved. You can contact Glenn by visiting https://caveatlegalservices.cliogrow.com/book or find him in social media. Download a free report: “Multi-Unit Renovation Operations Order - A Guide to Starting a Renovation” Subscribe and review today! Instagram Youtube Spotify Apple Podcasts  

Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%.  Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year.  We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio.  Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education.    Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:48   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You   Keith Weinhold  1:58   Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull.    Donald Trump  8:56   If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now.   Keith Weinhold  9:21   oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him.   This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh,   Josh Fang  12:31   when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old.   Keith Weinhold  14:20   This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this.   Josh Fang  15:00   Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property,    Keith Weinhold  17:10   the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup?   Josh Fang  17:44   100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion   Keith Weinhold  18:26   that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset?    Josh Fang  18:57   Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions.   Keith Weinhold  20:00   Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply.   Josh Fang  20:25   I agree with that 100% I couldn't have said it any better.   Keith Weinhold  20:28   You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure.   Josh Fang  20:46   I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing.   Keith Weinhold  21:59   Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now   Speaker 2  22:32   after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more.   Keith Weinhold  24:50   Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right?   100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work.   I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too,    Speaker 2  28:06   100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive.   Keith Weinhold  28:47   Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh?   Speaker 2  29:22   You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me.   Keith Weinhold  31:14   the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce.   Josh Fang  31:32   No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part.   Keith Weinhold  31:43   That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Jim Rickards  33:49   this is Arthur Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  34:05   our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil   Nate O'Neil  35:25   Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show   Keith Weinhold  35:32   and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate,   Nate O'Neil  35:56   growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind.   Keith Weinhold  37:03   That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working?   Nate O'Neil  38:29   Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you    Keith Weinhold  39:20   now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it?    Nate O'Neil  39:33   Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf,   Keith Weinhold  41:02   that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you,   Speaker 3  41:22   it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more   Keith Weinhold  42:29   I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience   Speaker 3  43:40   I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them.   Keith Weinhold  44:44   You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really?   Nate O'Neil  45:14   Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant.   Keith Weinhold  45:26   Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support?    Nate O'Neil  45:35   Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years.    Keith Weinhold  45:57   Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate   Nate O'Neil  46:19   yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now.   Keith Weinhold  48:05   That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know?   Speaker 3  48:25    We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity.   Keith Weinhold  49:41   That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today.    Nate O'Neil  50:11   Nate, I hope it's valuable for you in the audience.   Keith Weinhold  50:20   Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  51:50   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  52:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

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All successful real estate investors have one thing in common: they land deals. In this episode, Spencer and Adam offer actionable advice on how to start or improve your lead generation efforts - including why 99% of newbies fail (and how to be part of the 1% who win). You'll Learn: How to find real estate deals for free  The importance of persistence What seasoned investors are doing on social media to boost business How starting imperfectly actually puts you ahead Which marketing strategies cost more than they're worth Favorite Quote: "If you don't quit, you'll eventually win." Who Should Listen:

Seattle just passed a groundbreaking law banning landlords from using algorithm-driven software like RealPage to set rental prices. Critics say these tools lead to price fixing and higher rents — and now, the City Council is taking action.

“Landlord Survival Guide: Expert Answers to Your Toughest Questions” Are you a landlord facing tough situations with tenants, city violations, or legal gray areas? Don't miss our “Landlord Survival Guide: Expert Answers to Your Toughest Questions” seminar! Whether you're a new landlord or a seasoned property owner, you know that managing rental property in California comes with unique challenges. In this must-watch seminar, we tackle the most critical and real questions landlords are asking right now—straight from the trenches. What you'll learn: How to handle tenants who refuse access for repairs (and protect yourself from lawsuits) The right way to respond to mold complaints—even when you can't see any mold What to do when tenants demand compensation for damaged property after a flood The legal risks of evicting tenants with emotional support animals (and how to avoid costly mistakes) How to protect yourself from discrimination claims and set up bulletproof leasing criteria The truth about Section 8 tenants—what the law really says, and how to protect your investment Security deposit rules: what you can (and can't) deduct, and how to document everything to win in court What to do with abandoned tenant property—step-by-step guidance Get expert answers, practical tips, and real-world strategies to protect your property, your rights, and your peace of mind. If you're tired of feeling uncertain or overwhelmed by landlord-tenant laws, this seminar is for you. Watch now and empower yourself with the knowledge every California landlord needs! #LandlordTips #CaliforniaLandlord #PropertyManagement #TenantLaws #LandlordAdvice #RealEstate #RentalProperty #LegalTips

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In this weeks episode: Kev and Anna have returned from the land of pirates; Sheepdog is considering a new look and Pab is finally ranked. All this and much more on episode 609 of MGP!Sheepdog has a new book out called Nyaegling which you can find here:Digital: ⁠⁠Amazon ⁠⁠or ⁠⁠Itch.io⁠⁠Paperback: ⁠⁠Etsy⁠You can also click ⁠⁠here ⁠⁠to play his new game Prismyck for free! If you have any messages or questions for the gang then send them over to : Mgukpodcast@gmail.comKev now has an affiliate link with The Lego Store so if you do all your Lego shopping through this link you'll be helping ol' Kev out:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blockpartyuk.shop/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kev also has an affiliate link with CDKeys; so if you want the latest PC/ console games at low prices click the link below:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/CDKeyslollujo

Renters and landlords alike are confused about exactly how the forthcoming changes to rules governing tenancies will affect them. In what circumstances can rent be raised? In what circumstances can a landlord legally ask a tenant to move out? Consumer Affairs Correspondent Conor Pope sets out to answer their questions, as submitted to The Irish Times. Hosted on Acast. See acast.com/privacy for more information.

Insurance can make or break a real estate portfolio—especially in today's climate. In this episode of the Real Wealth Show, we're joined by Seth Markum from NREIG to break down everything investors need to know about landlord insurance, co-insurance clauses, and protecting properties in areas prone to extreme weather. Want to learn more? Visit www.NREIG.com/RealWealth LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

Sean and Alon welcome game designer and artistic soul Ethan Anderson to discuss his pachinko-esque number-go-up 'em up, Nubby's Number Factory!Clock into the number factory to hear how Ethan designs to encourage player intent and how he balances said intent with chance. Plus! Drop the ball and discover the game's inspirations, from Rube Goldberg to Kid Pix to quotas in a bagel shop. And finally, what makes a game evergreen?Follow Ethan at:Discord: https://discord.com/invite/KygdTUKTvETikTok: https://www.tiktok.com/@mogdogblogBluesky: https://bsky.app/profile/mogdogblog.bsky.socialYouTube: https://www.youtube.com/@mogdogblog—TIMESTAMPS00:00:00 - Intro00:01:32 - Numbers guys00:03:05 - “The next Balatro”00:08:43 - Randomness, chance, intent, and viability of runs00:19:07 - When do you stop? And evergreen games00:27:01 - The juice00:31:58 - Circle of trust00:35:13 - Growth of the game00:39:56 - Visual aesthetic00:47:32 - Pulling from real life00:50:16 - The music and being territorial00:58:13 - How to stay focused and how to rest—SHOW NOTESNubby's Number Factory: https://store.steampowered.com/app/3191030/Nubbys_Number_Factory/[Now Playing] Nubby's Number Factory & Luck be a Landlord: https://www.youtube.com/watch?v=bkvbL3JnLlwAngelFire: https://en.wikipedia.org/wiki/AngelfireBalatro: https://store.steampowered.com/app/2379780/Balatro/The Binding of Isaac: https://store.steampowered.com/app/250900/The_Binding_of_Isaac_Rebirth/Cookie Clicker: https://store.steampowered.com/app/1454400/Cookie_Clicker/Counter-Strike 2: https://store.steampowered.com/app/730/CounterStrike_2/GeoCities: https://www.cameronsworld.net/Kid Pix: https://kidpix.app/Luck be a Landlord: https://store.steampowered.com/app/1404850/Luck_be_a_Landlord/Slay the Spire: https://store.steampowered.com/app/646570/Slay_the_Spire/—WIDE FLANK LINKSJoin the Discord: https://discord.gg/ACbDjNhMpJSupport the show: https://www.patreon.com/wideflankThe rest: https://linktr.ee/wideflank

This lecture integrates two essential components of the bar exam: Criminal Procedure and Real Property. It covers constitutional protections in criminal prosecutions, key doctrines related to property ownership, estates, and land use. The discussion includes the Fourth, Fifth, and Sixth Amendments, as well as various property interests and landlord-tenant relationships.TakeawaysCriminal procedure is primarily concerned with constitutional protections.The Fourth Amendment protects against unreasonable searches and seizures.A valid search typically requires a warrant supported by probable cause.Exceptions to the warrant requirement include exigent circumstances and consent.The exclusionary rule renders evidence obtained in violation of the Fourth Amendment inadmissible.Miranda warnings are necessary during custodial interrogations.Double jeopardy prevents multiple prosecutions for the same offense.Real property law focuses on rights and interests in land.Fee simple absolute is the most complete ownership interest.Landlords have specific duties to maintain habitable conditions. Criminal Procedure, Real Property, Bar Exam, Constitutional Protections, Property Ownership, Estates, Land Use, Legal Rights, Law Enforcement, Due Process

TimelineHow Much Does Obama's Summer Reading List Cost Your Library?E-Books for UsDPLA Introduces E-Books Libraries Can OwnBRIETReaders First, an organization “dedicated to ensuring access to free and easy-to-use eBook content”For more on how publishers have tried to control library access to information, see The Publisher Play Book: A TimelineRobin HastingsReferences

Zillow faces a lawsuit. Opendoor flips its model. And U.S. home prices just hit a new all-time high. In this week's episode of This Week in Real Estate (tWiRE), we break down what's really happening in the housing market—from slowing price growth to rising inventory—and what it all means if you're thinking about buying, selling, or working in the industry.

In this episode of the Know Your Why Podcast, Dr. Jason Balara sits down with Jim Pfeifer, an experienced investor, educator, and advocate for financial freedom through passive investing. Jim shares his journey from working as a teacher and financial advisor to discovering the benefits of real estate syndications and alternative investments. He reveals how becoming an accidental landlord led him to re-evaluate traditional investment strategies and pursue real estate as a more reliable path to wealth building. The conversation covers critical topics like operator vetting, financial education, and the role of community and communication in successful investing. Jim also breaks down the limitations of traditional financial advisors and highlights why passive investing can provide greater cash flow and lifestyle flexibility than conventional approaches.Key Highlights:- Jim Pfeifer transitioned from financial advising to real estate after becoming an accidental landlord.- Syndications offer a more scalable and less time-intensive strategy compared to self-managing rental properties.- Traditional financial advisors often overlook or misunderstand real estate as an asset class.- Vetting operators is a critical step in passive investing; communication and transparency are non-negotiable.- Cash flow, not just net worth, is key to achieving financial freedom through investing.- Building relationships with trustworthy operators creates more control and peace of mind in your investments.- Investing through a strong community can provide both accountability and access to better opportunities.- Real estate provides time and location freedom, the essential components of a wealth-building mindset.Jim Pfeifer's perspective on passive investing brings clarity to those seeking to break away from traditional financial paths. His emphasis on communication, education, and community highlights the human side of wealth-building strategies. This episode of the Know Your Why Podcast reminds us that true financial freedom isn't just about money, it's about understanding your purpose and investing with intention.Get in touch with Jim:Email: Jimpfeifer@biggerpockets.comWebsite: https://passivepockets.com/If you want to know more about Dr. Jason Balara and the Know your Why Podcast:⁠⁠https://linktr.ee/jasonbalara⁠⁠  Audio Track:Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠Artist:⁠⁠ http://audionautix.com/

If you're a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I've got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption mean that managing your investment property is no longer a simple job you can entrust to just anyone—or worse, do yourself. And if you get this wrong, the consequences can be expensive… and stressful. In today's show I'm joined by Leanne Jopson, National Director of Property Management at Metropole. Leanne's been at the coalface of this transformation, and today she'll reveal how the role of property managers has shifted, what changes are still coming down the pipeline, and what smart investors need to be thinking about to future-proof their portfolios. And while this might sound like an episode just for landlords, I promise you—it's more than that. Whether you own one property or a dozen, what we discuss today could save you thousands and help you sleep a lot better at night.   Takeaways  ·         The role of property managers has evolved significantly in recent years. ·         Legislative changes have increased compliance requirements for landlords. ·         Tenants are now more informed and have higher expectations. ·         Technology is reshaping property management practices. ·         Outdoor space has become a priority for tenants post-COVID. ·         Landlords are increasingly focused on meeting minimum housing standards. ·         Property management is now viewed as strategic asset management. ·         Future-proofing investments is essential for landlords. ·         Building relationships with tenants is crucial for retention. ·         Understanding market trends is vital for successful property management.   Chapters  02:10 The Changing Landscape of Property Investment 04:54 Legislative Changes Impacting Property Management 07:35 The Role of Technology in Property Management 09:49 Evolving Expectations of Tenants and Landlords 12:30 The Impact of Work-from-Home on Property Demand 19:02 Future Trends in Property Management 22:45 Preparing for the Future of Property Investment   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond   Leanne Jopson- National Executive -  Property Management at Metropole As Metropole specialises in property management, our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Click here to see how we can help you. Get a bundle of free reports and eBooks – www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

For the latest and most important news of the day | https://www.thecanadianpressnews.ca To watch daily news videos, follow us on YouTube | https://www.youtube.com/@CdnPress The Canadian Press on X (formerly Twitter) | https://twitter.com/CdnPressNews The Canadian Press on LinkedIn | https://linkedin.com/showcase/98791543

Author and former actor R B Egan was Matt's guest in the Culture Club, he spoke about the inspiration for his new crime novel, The Landlord.He also discussed his favourite music, film, TV, and books.

Air Date: 6–23-25 Today, Jay!, Amanda, Deon, and Erin discuss: The long history of nostalgia in politics as we find ourselves reliving the 1980s How MAGA Youth have a lot in common with Reagan Youth (a la Alex P. Keaton) without the context Trump's Reaganitis: All the ways Trump is just straight up copying Reagan and how he could fail like him too The “Landlord in Chief” and how to fight back against the new feudalism   FOLLOW US ON: Bluesky Mastadon Instagram Facebook YouTube   REFERENCES: Donald Trump and the '80s Aesthetic - Jacobin The 1980s Are Back, and Not in a Good Way - The New York Times Trump's Big Fail: Making America the 1980s Again - Mother Jones Trump is What Happens When You Give a Landlord Power - Current Affairs   EXTRAS: “Wrestling is Drag” - Smartypants Dropout.tv https://youtube.com/shorts/zw9bNgKogUI   TAKE ACTION: Use the 5 Calls app for scripts and to reach all your elected officials about stopping the Big Stupid Cruel Bill Capitol Switchboard: 202-224-3121 July 17th - National Day of Action - Good Trouble Lives On Find your Indivisible group - or start one Write to the DNC     Join our Discord Server Reach us via Signal: Bestoftheleft.01 Leave a message at 202-999-3991   Produced by: Jay! Tomlinson Thanks for listening! Visit us at BestOfTheLeft.com Contact me directly at Jay@BestOfTheLeft.com Review the show on Apple Podcasts!

In this episode, Stephen Schmidt interviews Adrian Gonzalez, a successful real estate entrepreneur with a background in technology. Adrian shares his journey from being a software engineer to becoming a landlord and managing multiple properties. He discusses his buy and hold strategy, the importance of systems and processes in managing real estate, and how he keeps operational costs low. Adrian also emphasizes the significance of mentorship and authenticity in achieving success, offering valuable advice for new investors looking to enter the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textSummer brings sun, sizzle… and safety responsibilities for landlords. In this episode, we are giving you a fast-paced roundup of our best summer reminders to protect your property, keep your tenants safe, and stay legally protected.We cover everything from fireworks laws and grilling guidelines to guest liability and servicing your air conditioners. With the 4th of July approaching, it's a great time to double-check your lease terms, share safety policies, and confirm insurance coverage. We also talk about how to help your tenants beat the heat, and why early prep can make or break your summer maintenance game.You'll also hear about tax-saving tips for employing your kids over break and why preventative maintenance should happen in the spring—so your summer is smooth sailing.

Welcome back to the Bar Exam Toolbox podcast! This is the first of three episodes in which we summarize the topics from Torts we've covered in our "Listen and Learn" series. Today, we're focusing on negligence and its four key elements - duty, breach, causation, and damages. We have included an attack plan for exam questions on negligence, and a quick practical example. In this episode, we discuss: An overview of negligence The four elements of negligence - duty, breach, causation, and damages An attack plan for answering exam questions on negligence A practical scenario illustrating a negligence analysis Resources: Private Bar Exam Tutoring (https://barexamtoolbox.com/private-bar-exam-tutoring/) Podcast Episode 88: Listen and Learn – Negligence Per Se (https://barexamtoolbox.com/podcast-episode-88-listen-and-learn-negligence-per-se/) Podcast Episode 97: Listen and Learn – The Reasonable Person Standard (https://barexamtoolbox.com/podcast-episode-97-listen-and-learn-the-reasonable-person-standard/) Podcast Episode 147: Listen and Learn – Negligence: Duties of Professionals and Children (https://barexamtoolbox.com/podcast-episode-147-listen-and-learn-negligence-duties-of-professionals-and-children/) Podcast Episode 149: Listen and Learn – Negligence: Duties of Landlords, Owners, and Possessors of Land (https://barexamtoolbox.com/podcast-episode-149-listen-and-learn-negligence-duties-of-landlords-owners-and-possessors-of-land/) Podcast Episode 186: Listen and Learn – Negligence: Proximate Cause (https://barexamtoolbox.com/podcast-episode-186-listen-and-learn-negligence-proximate-cause/) Podcast Episode 247: Listen and Learn – Negligence: Factual Causation (https://barexamtoolbox.com/podcast-episode-247-listen-and-learn-negligence-factual-causation/) Podcast Episode 315: Listen and Learn – The Breach Element of a Negligence Claim (Torts) (https://barexamtoolbox.com/podcast-episode-315-listen-and-learn-the-breach-element-of-a-negligence-claim-torts/) United States v. Carroll Towing Co. (https://www.casebriefs.com/blog/law/torts/torts-keyed-to-dobbs/negligence-the-breach-or-negligence-element-of-the-negligence-case/united-states-v-carroll-towing-co/) Download the Transcript (https://barexamtoolbox.com/episode-316-spotlight-on-torts-part-1-negligence/) If you enjoy the podcast, we'd love a nice review and/or rating on  Apple Podcasts (https://itunes.apple.com/us/podcast/bar-exam-toolbox-podcast-pass-bar-exam-less-stress/id1370651486) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Bar Exam Toolbox website (https://barexamtoolbox.com/contact-us/). Finally, if you don't want to miss anything, you can sign up for podcast updates (https://barexamtoolbox.com/get-bar-exam-toolbox-podcast-updates/)! Thanks for listening! Alison & Lee

In this no-fluff, real-talk episode, Spencer and Adam pull back the curtain on the most common and costly mistakes real estate investors make. Whether you're just starting or scaling your portfolio, this episode will save you serious money, time, and stress. Adam shares battle scars from his first 12 deals, Spencer confesses to his eviction nightmares, and together they break down everything from rookie number-crunching failures to the myths of passive income. You'll Learn: Why trying to "time the market" is a trap—and what to do instead The one thing new investors always underestimate What actually makes income passive (spoiler: not much) Why not having reserves is a recipe for disaster How poor resident screening could burn your cash and your house What happens when you trust turnkey rental packages blindly Why networking (even for introverts) might be your best deal source What Adam learned from flood zones, sketchy bedrooms, and fake 3BR listings The critical importance of exit strategies in any deal Why weak desires = weak results—and how to stay hungry and win Favorite Quote: "You have weak desires, you have weak results. If you're not aiming for something, don't be surprised when you hit nothing." Who Should Listen:

In this episode, Breht welcomes on Seth from Omaha Tenants United for an in-studio discussion about OTU's slate of recent successes organizing several tenant unions, and a subsequent new legal assault on the organization by the local landlord lobby. The legal implications of this attack are truly monumental for virtually all forms of organizing. They also discuss how landlordism is a feudal hangover with modern capitalist dynamics, the differences between tenant organizing and labor organizing, tenant organizing as a particularly potent site of struggle, and the material underpinnings of recent superstructural shifts in many people's views of landlords. Local media interviews Seth on the issue: https://www.3newsnow.com/central-omaha/omaha-tenants-united-faces-allegations-of-unauthorized-practice-of-law OTU's Drake Court Tenant Union (Local 252) covered in local media: https://www.3newsnow.com/central-omaha/drake-court-tenants-unite-to-demand-better-living-conditions-from-property-management Increasing number of renters turning to tenant unions in the Omaha metro: https://www.wowt.com/2025/01/25/increasing-number-renters-turning-tenant-unions-omaha-metro/ Fed up tenants: Renters form unions to hold leasing companies accountable: https://www.ketv.com/article/omaha-renters-form-unions-to-hold-leasing-companies-accountable/62684760   ---------------------------------------------------- Support Rev Left and get access to bonus episodes: www.patreon.com/revleftradio Make a one-time donation to Rev Left at BuyMeACoffee.com/revleftradio Follow, Subscribe, & Learn more about Rev Left Radio: https://revleftradio.com/

Comedian Beth Stelling joins Andrew Santino on Whiskey Ginger to talk about her brand-new stand-up special LANDLORD, getting felt up at the Airport, living and dating in LA, and why comedy always hits harder when it's personal. Beth opens up about writing honest material, dealing with rough landlords, and how she finds humor in heartbreak. Don't miss her new half-hour LANDLORD — streaming now on VEEPS! FOLLOW BETH: Instagram: @bethstelling Tour & More: bethstelling.com

Even in challenging markets, it's hard to find great real estate deals because sellers are always slow to capitulate on price. One asset class, however, that promises steady cash flowing deals is sub-institutional industrial. These properties don't have as large a buyer pool as multifamily or larger properties across other asset classes in general. Jonathan Hayek, Founder of Endurance Properties, has recently acquired cash flowing NNN industrial properties where the tenant is responsible for everything except for the roof and structure. On his most recent deal near Des Moines, it's an Absolute NNN lease where he doesn't even pay for the roof any other expenses.  

A brewery's strict new policy for kids (e.g., children must remain seated at the table, curfew by 6:00 p.m.), sparking a lively discussion about public etiquette and family outings.Wild Stories & Pop Culture: From a 135-year-old tortoise named Goliath becoming a first-time dad at the Miami Zoo to new bands like Sleep Token and President hiding behind masks in the wake of Ghost's popularity, the show covers an array of quirky and interesting stories.Catch up on the latest in MLB, NHL, NBA, and the WNBA, including the hot topic of Caitlyn Clark's treatment in the league.Get straight answers from attorney Stuart W. Penrose on a variety of topics, including questions about:First Amendment rights in private businesses.Landlord-tenant issues regarding unfixed repairs and mold, property damage from fiber optic installations.Workers' compensation alternatives, and complex divorce and asset division scenarios.

Welcome back to the Bar Exam Toolbox podcast! Today, we're discussing the different methods a plaintiff may use to establish the second element of a negligence claim -- breach. We also talk about the "res ipsa loquitur" doctrine, and we will walk through several hypotheticals involving breach of the standard of care. In this episode, we discuss: An overview of negligence claims The reasonable person standard The "res ipsa loquitur" doctrine Hypothetical scenarios involving breach of the standard of care Resources: "Listen and Learn" series (https://barexamtoolbox.com/bar-exam-toolbox-podcast-archive-by-topic/bar-exam-toolbox-podcast-explaining-individual-mee-and-california-bar-essay-questions/#listen-learn) California Bar Examination – Essay Questions and Selected Answers, July 2021 (https://www.calbar.ca.gov/Portals/0/documents/admissions/Examinations/July-2021-CBX-Essay-Qs-and-Selected-Answers.pdf) Podcast Episode 88: Listen and Learn – Negligence Per Se (https://barexamtoolbox.com/podcast-episode-88-listen-and-learn-negligence-per-se/) Podcast Episode 97: Listen and Learn – The Reasonable Person Standard (https://barexamtoolbox.com/podcast-episode-97-listen-and-learn-the-reasonable-person-standard/) Podcast Episode 147: Listen and Learn – Negligence: Duties of Professionals and Children (https://barexamtoolbox.com/podcast-episode-147-listen-and-learn-negligence-duties-of-professionals-and-children/) Podcast Episode 149: Listen and Learn – Negligence: Duties of Landlords, Owners, and Possessors of Land (https://barexamtoolbox.com/podcast-episode-149-listen-and-learn-negligence-duties-of-landlords-owners-and-possessors-of-land/) Download the Transcript (https://barexamtoolbox.com/episode-315-listen-and-learn-the-breach-element-of-a-negligence-claim-torts/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/bar-exam-toolbox-podcast-pass-bar-exam-less-stress/id1370651486) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Bar Exam Toolbox website (https://barexamtoolbox.com/contact-us/). Finally, if you don't want to miss anything, you can sign up for podcast updates (https://barexamtoolbox.com/get-bar-exam-toolbox-podcast-updates/)! Thanks for listening! Alison & Lee

Consumer sentiment surged in June, marking its biggest jump since early 2024, as inflation fears cooled and Americans grew more optimistic about their personal finances and the broader economy. But in Washington, a new court ruling could open the floodgates for billions in landlord compensation claims stemming from the COVID-era eviction ban. In this episode, we break down what's driving the shift in consumer confidence—and how a federal appeals court just reignited a major property rights showdown that could land before the Supreme Court. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom and Roxy dive into listener questions with sharp advice and sharper metaphors—like why a 1,000-point drop in the Dow is more like a slight temperature dip than a financial catastrophe. They cover smart asset location (where to put what), consolidation tips for retirement accounts, the often-overlooked costs of rental real estate, and the emotional tug-of-war between risk tolerance and capacity as retirement nears. Plus: a gentle roast of Robert Kiyosaki, a Parisian travel tip, and a few digs at over-diversified portfolios. 0:05 Tom's intro rant: fear headlines and market timing 1:39 Denominator blindness: why scary drops sound worse than they are 2:52 2.4% drop = sweater weather, not financial panic 3:55 Listener Q1 (Jeff): Where to hold stocks vs. bonds—taxable vs. IRA 4:17 Asset location strategy: not just S&P and short-term bonds 5:35 Duration, muni bonds, and why not all income is equal 6:24 One custodian, fewer accounts: simplify to win 7:41 Start with overall allocation, not tax location 9:16 Managing drawdowns, RMDs, and legacy with tax planning 10:54 Listener Q2 (Jason): Should I just let my equities grow? 11:40 Risk capacity vs. risk tolerance: don't drive 90 if 65 gets you there 13:08 Why 90/10 in retirement rarely makes sense 14:27 Distributions and downturns: another case for bonds 15:28 Listener Q3 (Justin): Real estate vs. market income 16:22 Landlord reality check: equity ≠ cash flow 17:47 The tax myths of rental income vs. investments 19:40 How investors really generate income (total return strategy) 21:01 Time to develop a real estate exit plan? 21:38 Final thoughts, free reviews, and Roxy's Parisian wisdom Learn more about your ad choices. Visit megaphone.fm/adchoices