Podcasts about property investing

Send Us A Message! Let us know what you think.In this post-budget episode, Paul and Debbie Roberts cut through the mainstream media noise to deliver the real data, strategies, and opportunities hiding in the current property market. We kick things off by breaking down groundbreaking economic research that challenges outdated council building targets and introduces "price signal planning". Then, we cast our eyes across the Tasman, where Australia's latest federal budget has left their property community deeply envious—with Aussie media openly calling New Zealand a real estate "tax haven". Finally, we unpack a structural social housing reform shifting hundreds of millions of dollars directly into the private rental market to boost tenant stability. 1. Ditching Arbitrary Council Quotas for Price SignalsThe New Zealand Initiative's Beyond Targets report demonstrates that hitting numeric council targets has historically failed to improve underlying housing affordability. Substantial price jumps right at invisible council zoning lines act as clear proof that development permissions are being treated as a rationed, scarce commodity rather than meeting actual demand. The Latest REINZ Figures: National median residential prices slipped a minor 0.6% year-on-year to $775,000, while sales volumes dropped 7.9% nationally—led by a 14.8% annual decline in Auckland as the market finds a stable footing. 2. Why Australia Thinks NZ is a Real Estate Tax HavenAustralia's new federal budget cuts their capital gains tax discount to a minimum 30% tax rate, targets legacy assets bought before 1985, and heavily restricts negative gearing. New Zealand stands in stark contrast with no general capital gains tax outside a 2-year bright-line test, no stamp duty, and no land tax. Because Australian buyers are completely exempt from our foreign buyer restrictions, a favorable exchange rate is setting the stage for an influx of trans-Tasman capital. Data reveals Kiwi investors care far more about monthly cash flow and loan serviceability than back-end capital gains taxes, making our market highly attractive. 3. The $387.5 Million Cash Injection for Private RentalsThe government's multi-year social housing reform package raises the minimum income-related rent contribution from 25% to 30%. This structural rebalancing unlocks $387.5 million in operating savings, which is being completely reinvested back into the private sector. Maximum weekly Accommodation Supplement rates will climb by $10 to $30 a week, leaving roughly 111,000 families renting in the private market better off by an average of $14.91 a week. For private landlords, this targeted support fundamentally lowers the risk of rent arrears and increases overall tenant stability. Want to discover how to navigate the current buyer's market, analyze local cash flow numbers, and purchase the right property for your personal financial goals? 

In this episode, host David Hamilton is joined by Builder turned Property Developer Guy Fenwick, from 61 Property Group who recently took his business and life up to QLD to start development.In this chat, we discuss the following:- Early days - life in Canberra and the type of builds Guy was accustom too.- The Spark - the first development project that changed everything- Financing: The hurdles that come with financing development projects- The BIG move - what made Guy and his business partner moves states?- How Guy met and chose a business partner and how you can too!- The projects and pipeline - what they've done and what they have planned- Lessons, experiences and challenges they've faced on the journey so far- Much, much more!To see more of the work the boys are doing and to follow along, checkout:https://61propertygroup.com.au/project/Looking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

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The proposed Federal Budget changes to Negative Gearing and Capital Gains Tax have created significant debate across Australia. But what do the numbers actually say? In this special episode of The Hotspotting Podcast, Tim Graham is joined by Joey D'Agata from Gameplans to move beyond the headlines and explore the real-world impact of the proposed reforms. Using live financial modelling, Joey walks through a series of investment scenarios comparing the current rules against the proposed changes. Together, they examine how these changes may affect cash flow, borrowing capacity, capital gains tax, and long-term wealth creation. More importantly, they explore whether the proposed reforms should actually change the way investors approach property investing moving forward.  Topics covered include: ✅ What has actually changed with Negative Gearing and CGT ✅ The difference between new and established property under the proposed rules ✅ How deferred tax credits work ✅ Real-world portfolio modelling examples ✅ The impact on borrowing capacity and cash flow ✅ Why long-term capital growth remains critical ✅ Can investors still achieve their wealth and passive income goals? The conclusion may surprise you. While the rules may be changing, the modelling suggests the long-term outcomes for many investors may not be dramatically different from what the headlines imply. If you're a property investor, considering your next purchase, or simply trying to understand what these proposed changes could mean for your future, this is an episode you won't want to miss.  ━━━━━━━━━━━━━━━

Jason discusses the importance of investment psychology and mathematical analysis when managing real estate portfolios. He highlights recent updates to Property Tracker, a complimentary software tool designed to help users benchmark their assets against the S&P 500 and monitor leveraged returns. Through a sample analysis of a property in Indianapolis, he demonstrates how inflation-induced debt destruction and tax strategies like cost segregation can significantly enhance profitability. He argues strongly against paying off mortgages entirely, explaining that maintaining leverage typically lowers risk while increasing overall returns. Jason concludes by encouraging investors to utilize professional consultations and educational masterclasses to optimize their portfolios based on specific financial goals. Get your FREE property tracker account https://propertytracker.com/ Book a FREE consult with our Investment counselors today! Join our FREE Masterclass every second ednesday of each month JasonHartman.com/Wednesday Key Takeaways: 0:00 Trump haters love what he's done to Washington DC 3:16 Demo of your FREE property software account 5:10 Sample property demo in Indianapolis 13:00 Input date: Changing the numbers    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Key Topics Covered: 1. Defining True Wealth Wealth is about creating predictable income and financial security. The goal is freedom, experiences, and a low-stress lifestyle. 2. From Corporate Career to Property Entrepreneur Transitioning from employment to financial independence through property. Recognising when a traditional career path no longer aligns with personal goals. 3. The Impact of Rich Dad Poor Dad How financial education can change perspectives on wealth building. The importance of developing an investor mindset. 4. Learning Through Failure Early mistakes in serviced accommodation created valuable lessons. Setbacks can become turning points for future success. 5. The Demand-Led Investment Approach Find the demand before choosing the property. Reverse-engineering investments around proven market needs. 6. Understanding Serviced Accommodation The opportunities and risks of short-term rental strategies. Why demand is critical for long-term profitability. 7. Building Multiple Income Streams Combining trading, investment, and coaching businesses. Creating diversified sources of recurring income. 8. Wealth, Family, and Lifestyle Using wealth as a tool to create time, experiences, and flexibility. Balancing financial success with family, health, and personal fulfilment. Actionable Takeaways Focus on building assets that generate predictable, recurring income rather than chasing quick wins. Identify genuine market demand before investing in a property or launching a new venture. Treat mistakes as learning opportunities and use them to improve future decision-making. Invest in your financial education to develop a stronger wealth-building mindset. Build multiple income streams to reduce risk and increase financial resilience. Align your wealth-building activities with your personal values, family goals, and desired lifestyle. Review your current investments and ask whether they are driven by demand or by assumptions. Prioritise long-term consistency over short-term excitement when creating wealth. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Devenir Plus - Become more in every area of your life Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Send Us A Message! Let us know what you think.In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts. The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week. The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money. AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee's risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts. If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:

Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected. On Property Investing Insights, hosts Phil Tarrant and Victor Kumar from Right Property Group break down the growing fallout from the federal budget and why investors may need to rethink strategy, structure, and portfolio planning. Kumar warns that while negative gearing changes have dominated headlines, the real pressure point could come from reduced lending capacity, with some banks already adjusting calculators and slashing borrowing power dramatically. The episode explores how investors may need to adapt by reassessing portfolio structure, improving cash flow, and diversifying across different property types as the market adjusts to potential policy shifts. Kumar also cautions against panic-driven decisions, arguing that strong portfolios are built on long-term fundamentals, not short-term political noise or speculation. The duo also discusses how the changing landscape could reshape the buyer's agent sector, with increased pressure likely separating experienced operators from opportunistic entrants.

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Send Us A Message! Let us know what you think.The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.Inside this episode, we unpack:

In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey talk about the changing rental market and what landlords are experiencing in 2026.From fewer rental inquiries and declining rents in some markets to rising repair costs, increasing HOA fees, and a less predictable applicant pool, landlords are being forced to adjust their expectations. David shares what he is seeing in the Phoenix rental market, including properties sitting longer, rents pulling back, and the importance of staying patient during the screening process.The biggest takeaway: don't rush into approving the wrong tenant just to fill a vacancy. Even when the market slows down, sticking to your rental criteria and using proper tenant screening can help protect your investment.If you own rental property, manage tenants, or are thinking about becoming a landlord, this episode offers a real-world look at the challenges landlords are facing and how to navigate them wisely.The Rent Perfect system helps investors become successful "lazy" landlords by managing efficiently with ease, starting with the initial application and background check, to leases and payment collection. Learn how to streamline your rental process at www.rentperfect.com.

Send Us A Message! Let us know what you think.The power dynamic in the property market has officially shifted. Are you prepared for a landscape where the buyer finally dictates terms?  In this week's review, Debbie Roberts (Financial Adviser and Owner at Property Apprentice) cuts through the alarming headlines to dissect a market undergoing a healthy recalibration. We dive deep into new data showing national rents dropping nearly $30 below their peak, a massive rebound in building consents, and the hidden $100 million mortgage war being waged behind closed bank doors.  If you're waiting on the sidelines out of general market jitters, you might be missing a once-in-a-decade window of opportunity to build a long-term foundation for wealth.  Inside this episode, we break down:

Key Topics Covered: 1. Helping Renters Become Homeowners Creating structured pathways from renting to ownership. Allowing tenants to move into properties while preparing financially for a mortgage. 2. The Challenges Facing First-Time Buyers Mortgage approval criteria often prevent capable renters from buying. Many renters already pay amounts comparable to mortgage repayments. 3. A Roadmap to Mortgage Readiness Building a step-by-step plan to improve financial positioning over time. Helping buyers understand deposits, affordability, and lender requirements. 4. Landlords Exiting the Market Increasing regulation, taxation, and compliance pressures are driving many landlords to sell. The changing environment has reduced profitability and increased risk. 5. Impact of Renters' Rights Legislation New rules are reshaping the landlord and rental landscape. Landlords are becoming more cautious about remaining in the sector. 6. Creative Property Solutions Exploring alternatives beyond the traditional buy-to-let and purchase models. Creating win-win opportunities for both tenants and landlords. 7. Long-Term Financial Planning Using property as part of a wider strategy for financial security and stability. Focusing on gradual progress rather than immediate results. 8. Making Homeownership More Accessible Providing education and support to help more people navigate the property market. Breaking down barriers that stop renters from progressing financially. Actionable Takeaways Consider mentoring or sharing your knowledge to help others start their own wealth-building journey while reinforcing your learning. Create a clear financial roadmap if you plan to buy a property in the future, focusing on affordability, deposits, and mortgage readiness. Review your spending and savings habits to improve your long-term mortgage position. Explore alternative pathways to homeownership rather than relying solely on traditional purchasing methods. If you are a landlord, assess how changing regulations and market conditions affect your long-term strategy. Consider flexible exit strategies that can benefit both landlords and future homeowners. Focus on steady financial progress instead of waiting until everything feels perfect before taking action. Build your financial knowledge around mortgages, lending criteria, and property ownership to make more informed decisions. Think long term when approaching property, using it as part of a wider plan for stability and wealth building. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide BeHomed - A proven path to homeownership Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!  

Lachlan Vidler (Atlas Property Group) delivers a no-BS breakdown of the 2026 Federal Budget and what it actually means for property investors. Cutting through the noise, he explains the real impact of negative gearing changes, capital gains tax updates, and why the headlines don't match reality. From government modelling to investor behaviour, this episode focuses on facts, not fear—and why the fundamentals of property haven't changed. Timecodes (02:11) What's actually changed vs media speculation(09:36) Negative gearing explained (and what people are missing)(15:30) Capital gains tax changes broken down simply(20:54) Government modelling: the real impact on property prices(30:32) Why supply—not tax—is the real issue To Get in Touch with Lachlan at Atlas Property Group: ⁠⁠⁠⁠⁠https://atlaspropertygroup.com.au/book-now/⁠⁠⁠⁠⁠ https://www.instagram.com/lachlan.vidler/ About the Show Host of the show, Lachlan Vidler, unpacks insights into the Australian property market, property portfolio building and property investment strategies, along with detailed market analysis on locations across the country. If you love property and are focused on growing your wealth, the Property Investment Australia Podcast is a must-listen. About Lachlan Vidler Lachlan Vidler is the Director of Atlas Property Group, one of Australia's leading national investment-only buyers agencies. Atlas Property Group was named the 2023 National Buyers Agency Champion, and Lachlan and his team are 5× finalists in the REB Awards across Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of the best-selling property investment book A Military Guide to Property Investing.

In this episode, host David Hamilton is joined by trailblazer Florian Callion to discuss rapid climb to Head of Acquisitions and part business owner of Thirdi Group - one of Australia's leading developers with a pipeline exceeding $4,500,000,000.In this chat, we discuss the following:- How Florian went from intern to Head of Acquisitions in 6 years- The unlikely workplace he attributes some of his skills from...- The deals Florian is most proud of in his career to date- Florian's tips, tricks and insight for cold door knocking potential site owners- Reviewing the numbers and pipeline projects for Thirdi - The advice Florian has for the next generation of Property Developers- Much, much more!If you want to check-out more of the work Francisco does, have a look here: https://www.thirdigroup.com.auLooking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Ever wondered what it would actually take to build a property portfolio from the other side of the world? That little voice telling you it's too complicated, too risky, too far away.In this episode of Girls in Property I'm joined by the brilliant Sophie Dand, who went from international geography teacher to building a multimillion pound portfolio whilst living abroad. Not just investing remotely but turning it into a full business helping other expats do the same.Sophie breaks down how she spotted the gap in the market, the team she built around her (brokers, solicitors, builders) and why the UK is still one of the safest plays for anyone living overseas. She talks honestly about the fear, the analysis paralysis, and the moment she stopped waiting for permission and just started.Because if you've been telling yourself you can't invest in UK property because you're not in the UK, this one is going to change your mind.How to Get Involved With The Girls in Property 

We take you behind the scenes of our latest multifamily apartment acquisition—a 128-unit building we closed on for $6.6M—and break down every step of the deal: how we found and financed the property, the due diligence, the negotiation process, the renovation strategy, and the property's future. We share the numbers, projected challenges, and value-add opportunities that made this investment worth pursuing, while offering practical insights for both new and experienced investors. If you've ever wanted a firsthand look at how successful multifamily deals come together, this episode delivers a transparent, real-world blueprint for building wealth through apartment investing.SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv  GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

Our guest today, Caleb Christopher, is a builder committed to raising the standard in real estate by making it safe, legal, and ethical. He shares actionable insights from closing thousands of creative finance deals, emphasizing rigorous risk management and ethical business practices. Caleb's companies operate remotely, leveraging his cybersecurity background to build global teams that are scalable and cost-optimized, focusing on clear communication skills for success. His companies — Creative TC, DOS Guard, and Creative Title Company — are known for their practical application of deep expertise.At the center of the companies is Caleb's personal vision: raising the standard in real estate by making it safe, legal, and ethical.Leader, Educator, and Remote Operator. An educator at heart, Caleb is a sought-after podcast guest and speaker who shares actionable insights from closing thousands of creative finance deals. He is known for his candid discussion of successes and failures, teaching audiences about creative finance mechanics, rigorous risk management, and ethical business practices. Caleb's companies operate entirely remote-first, leveraging his cybersecurity background to build global teams—including a significant component in South Africa—that are scalable, cost-optimized, and driven by a culture of accountability.His leadership is anchored by five core values, summarized by the acronym Take Initiative and Be Resourceful, Advocate for the Client, Be Relatable, Lead with Value, and Exhibit Attention to Detail. Beyond his businesses, Caleb is defined by his commitment to his faith and his role as a husband and father of four. He views business as a form of stewardship—of resources, people, and opportunities—believing that the highest return comes from serving well and building with integrity.Email: cchristopher@creativetc.io Business: Creative TC LLCWebsite: https://creativetc.io/ Social Media:Facebook: https://www.facebook.com/creativetcllc/ Instagram: https://www.instagram.com/creativetransactionconsulting LinkedIN: https://www.linkedin.com/company/creativetc/ YouTube: https://www.youtube.com/calebchristopherhimself Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. Google Review Linkhttps://g.page/r/CVKSq-IsFaY9EBM/review 

The Federal government just made the biggest changes to property investing since the last century. In this episode I am going to outline... What those changes areWhat the government has failed to considerThe unintended consequences this will have for the property market. Want to find out how our buyers agency can help. Book a complementary consult here

Jim Chalmers handed down the 2026–27 Federal Budget last night — and Neil Gibb's phone hasn't stopped ringing since. Three massive changes landed for property investors. And if you've been building cashflow positive, new build properties? The government just validated everything. In this episode Neil breaks it all down piece by piece — what changed, what it means for your portfolio, and exactly what you should be doing right now. ───  THE 3 BIG CHANGES: 1. NEGATIVE GEARING — ABOLISHED FOR ESTABLISHED PROPERTIES Millions of Australians built their entire investment strategy around negative gearing because the government told them to for decades. Now the goalposts have moved. If you owned or contracted on a property before Budget night — you're grandfathered. Nothing changes until July 2027. After that, losses can only be offset against other property income, not your wages. New builds? Fully protected. The government is pointing every investor in one direction: new construction. 2. CAPITAL GAINS TAX — THE 50% DISCOUNT IS GONE Buy an established property after Budget night and the 50% CGT discount disappears from July 2027. It's replaced with CPI indexation — you only pay tax on the real gain above inflation, but a 30% minimum tax applies regardless. New build investors get to CHOOSE at the time of sale — whichever treatment is more favourable. That's a meaningful structural advantage handed exclusively to new build investors. And here's the kicker: if you've been quietly thinking about selling, you now have a 14-month window. Anyone who sells before 30 June 2027 gets the full 50% discount on the entire gain. The smart money is already doing the numbers. 3. DISCRETIONARY TRUSTS — THE RULES JUST CHANGED A lot of investors hold properties inside discretionary trusts to split income across family members on lower tax rates. From July 2028, a 30% minimum tax applies to all distributions first. The entire point of distributing to lower-income family members? Gone. Cycling income through bucket companies to get to 25%? Closed. There IS a rollover relief window — July 2027 to June 2030 — to restructure without triggering CGT or income tax. But you need to be planning now, not in 2028. ─── WHAT THIS MEANS FOR HMO PROPERTY CO CLIENTS Every single property we build is a new build. Cashflow positive from day one. Our clients have never relied on negative gearing to make the numbers work — not once. The capital gains changes actually favour our clients, who get to choose the best treatment at sale. And yes, we need to have a conversation with accountants about the trust changes. But the core strategy? The government just confirmed it was right all along. ─── WHAT THE GOVERNMENT ISN'T TELLING YOU Buried in the budget papers, Treasury's own modelling estimates these changes will produce 35,000 fewer dwellings over the next 10 years. The same government saying this budget fixes housing affordability has modelled it producing fewer homes. Fewer rental properties. Same demand. Rents go up. Yields increase. Investors come back. Neil explains the full cycle — and why he thinks the market impact started at 7:30pm last night, not July 2027. Learn how we build cashflow positive HMO properties: https://www.thehmopropertyco.com Follow us on Instagram: @thehmopropertyco Subscribe to The HMO Property Show for weekly property insights #FederalBudget #Budget2026 #NegativeGearing #PropertyInvesting #AustralianProperty #HMOProperty #PerthProperty #CapitalGainsTax #NewBuilds #CashflowProperty #PropertyInvestor #FinancialFreedom #RealEstate #WealthBuilding

Most people assume they've left investing too late… but is that actually true?In this episode, Adrian sits down with his mum to unpack what happened when she started property investing at 58 — with no prior experience, no portfolio, and no clear retirement plan.Now, just a few years later, she's on track to generate over $150,000 per year in passive income.This conversation dives into the realities of starting later in life, including the mindset barriers, financial pressures, and decisions that shaped her journey.We cover:Why many people delay investing and what holds them backWhat changed at 58 and why she decided to startThe strategy used to build a portfolio later in lifeThe risks, doubts, and lessons along the wayWhat she would do differently if she had her time againIf you've ever wondered whether it's too late to invest, this episode gives you a grounded, real-world perspective.

In this episode, host David Hamilton breaks down the recent 2026-2027 federal budget from a property perspective to see who are the winners,, losers and how we can use it to our advantage as property investors!Fact sheet for Discretionary trusts 30% minimum tax https://budget.gov.au/content/factsheets/download/tax-explainers-minimum-tax-discretionary-trusts.pdfFact sheet for Negative Gearing and Capital Gainshttps://budget.gov.au/content/factsheets/download/tax-explainers-negative-gearing-capital-gains-tax.pdfLooking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Real estate isn't just another asset class—it's the foundation of global wealth. According to the Glion Institute of Higher Education, real estate accounts for roughly two-thirds of global net worth, far surpassing other fixed assets. It also plays a dominant role in private portfolios, with direct property ownership making up about 22.5% of the typical family office allocation. In this episode, we sit down with Hadley Nightingale, CEO of New Zealand Property Buyers, to explore how investors can tap into this powerful wealth-building vehicle—without the costly mistakes that often come with it. Since founding NZPB in 2020, Hadley has helped more than 100 clients secure investment properties across New Zealand, scaling his company from a two-person startup into a 13-person remote team operating across New Zealand and Southeast Asia. Hadley lives at the intersection of property investing and business growth. He shares insights for investors looking to build long-term wealth, as well as for business owners who want to scale efficiently without sacrificing their lifestyle. From acquisition to renovation, compliance, and property management, his end-to-end approach is designed for busy professionals who want results without the overwhelm. Driven by ambition, discipline, and a relentless pursuit of efficiency, Hadley brings a mindset rooted in purpose: life without a goal is like a missile without a target—it eventually burns out without direction. This conversation dives into what it really takes to build systems, create momentum, and stay focused on what matters most.     Instagram: @hadleynightingale Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people spend their lives chasing the next "big thing" in crypto or property, only to realize they're too late to the party. If I had to start my entire property journey again from scratch today, my strategy would look remarkably different than it did 25 years ago. This isn't about following a generic "passion"; it's about the clinical intersection of experience, personal skill, and cold, hard profitability. From why I'd steer clear of leaseholds and flats to the specific reason 50% leverage is the "sweet spot" for long-term survival, I'm breaking down the blueprint for a resilient, scalable portfolio. We dive deep into manufacturing value through forced appreciation, the hidden benefits of inflation on your debt, and the boring—but essential—daily habits that actually build wealth over decades. KEY TAKEAWAYS Prioritise Scalable Assets: Move toward small blocks, co-living, and high-end HMOs quickly to offset rising regulatory and management costs. Focus on Forced Appreciation: Don't rely on market growth; drive value yourself through refurbishments, conversions, and operational upgrades. The "Develop to Hold" Model: Avoid the "develop to sell" trap, which can lead to bankruptcy during market downturns when properties won't shift. Strategic Leverage: Maintain approximately 50% debt on a portfolio to balance the benefits of inflation-eroded debt with the safety of a low-leverage cushion. Reinvest and Restrict Spending: Harness compounding by reinvesting profits and never spending more than 5% of your total invested asset base. QUOTES "I like to be the contrarian. I like to buy things that are unloved and try and guess where the market is going to move next." "Developing is great, but having a purely developed to sell model is quite dangerous." "Manufacturing the value to offset the friction of those extra taxes and regulatory costs is important." "Wealth building is about developing yourself and developing a thousand daily habits." "Inflation has the inverse relationship on debt. It actually reduces debt. Inflation erodes debt." VALUABLE RESOURCES  ⁠https://www.youtube.com/user/progressiveproperty⁠ ⁠https://www.progressiveproperty.co.uk/the-progressive-co-founders/⁠ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: ⁠https://www.linkedin.com/in/markhomer1⁠ Facebook: ⁠https://www.facebook.com/markprogressive⁠Twitter: ⁠https://twitter.com/markprogressive

With interest rate decisions, inflation pressures, and policy uncertainty dominating the headlines, it's easy for property investors to start second-guessing strategy. In this episode, Lachlan Vidler (Atlas Property Group) steps back from the noise to unpack one of the most commonly misunderstood metrics in property investing: yield. He explores why many investors are drawn to high-yield opportunities in uncertain times—and why that instinct can be misleading. Looking at how yield actually functions in the market, Lachlan challenges some widely held assumptions and highlights the trade-offs investors need to be aware of in today's environment. If you're thinking about your next move, this is a timely reset on what really matters when building a portfolio. ⏱️ Key Timecodes (00:07) Market backdrop: rates, inflation & investor sentiment (08:06) What yield actually represents (16:30) Comparing different property scenarios (23:40) Common investor mindset traps (28:10) Where the current opportunities sit To Get in Touch with Lachlan at Atlas Property Group: ⁠⁠⁠⁠⁠https://atlaspropertygroup.com.au/book-now/⁠⁠⁠⁠⁠ https://www.instagram.com/lachlan.vidler/ About the Show Host of the show, Lachlan Vidler, unpacks insights into the Australian property market, property portfolio building and property investment strategies, along with detailed market analysis on locations across the country. If you love property and are focused on growing your wealth, the Property Investment Australia Podcast is a must-listen. About Lachlan Vidler Lachlan Vidler is the Director of Atlas Property Group, one of Australia's leading national investment-only buyers agencies. Atlas Property Group was named the 2023 National Buyers Agency Champion, and Lachlan and his team are 5× finalists in the REB Awards across Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of the best-selling property investment book A Military Guide to Property Investing.

In this episode, host David Hamilton is joined by Project Manager turned Property Developer Francisco Smout to talk about the building of one of Brisbane's most luxurious home developers.In this chat, we discuss the following:- How Francisco's background in valuation has served him well.- Experiences and lessons from working across the world- The early projects - what were they and how did they turn out.- Why SMOUT is different to a lot of other development models- The deals that put SMOUT on the map and allowed them to grow.- The advice Francisco has from his time as a project manager and property developer for anyone looking to do something similar- Much, much more!If you want to check-out more of the work Francisco does, have a look here: https://www.smoutproperty.com.au/aboutLooking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Africa Melane speaks to Lethabo Lee Ntshudisane on the rise in Airbnb-related theft, unpacking the risks for hosts, the realities guests should be aware of, and what practical steps can be taken to make short-term rental experiences safer for everyone involved. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this week's, Sammy Gordon and Jimmy Ibrahim tackle the heated question: Is property investing unethical? Through an honest and thought-provoking discussion, they explore the societal perceptions of investors amid the Australian housing crisis, debunk common myths about landlords and discuss the government's role in shaping the rental landscape. Drawing from history and personal experience, the hosts break down arguments about affordability, supply and demand and the ethics of building wealth through property. With practical insights and a passionate defence of property investing, this episode empowers investors to block out the noise, stay the course, and understand the broader context of Australia's real estate debate.School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to ⁠www.schoolofproperty.com.au⁠If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy!If you want your question answered on our podcast DM us on our socials or email us at ⁠apsteam@australianpropertyscout.com.au⁠Send us your questions to:Instagram: @australianpropertyscoutWant to book a call with us:Website: ⁠https://australianpropertyscout.com.au⁠Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice.Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

With sentiment turning cautious, interest rates remaining elevated, and major policy changes looming ahead of the Federal Budget, many investors are sitting on the sidelines. But as this podcast episode explores, market hesitation often creates the best opportunities for those willing to act with conviction. On Inside Commercial Property, host Phil Tarrant is joined by Scott O'Neill to unpack the current state of the property market, and why we may be entering one of the most important investment periods of the decade. In this episode, we cover: Why negative sentiment isn't always a bad thing for investors. The impact of the upcoming Federal Budget and potential tax changes. Why affordability policy could reshape how and where people invest. The growing importance of cash flow versus capital growth. How commercial property differs structurally, and why it's gaining attention. The risks of poor advice in an unregulated buyer's agent market. How business principles (cash flow, margins, risk management) apply directly to investing. With potential changes to capital gains tax, negative gearing, and broader housing policy, the rules of the game may be shifting. But one thing remains constant: The investors who succeed are those who focus on fundamentals, not headlines.

In this video, I'm taking you on a site tour of an incredible transformation! My investors purchased a three-bedroom dilapidated house for £116,000 at auction, and we have successfully converted it into a high-spec four-bedroom property.The ROI Breakdown: How a £116k investment turns into a £40,000 profit.HMO Conversion Secrets: The step-by-step process of turning 3 bedrooms into 4 bedrooms.Builder Management: The "Scaffolding Lesson" that cost us £3,500 and how to avoid it.UK Rental Strategies: Why we are choosing a £2,160/mo HMO yield over a standard family let.The BRRR Strategy: How to remortgage, pull your initial capital out, and scale your portfolio.Rahim Bah is a public speaker, entrepreneur, property investor, property educator, business mentor, and content creator. The Rahim Bah YouTube Channel is focused on educating people to invest in UK property, personal development, business, and how to become an entrepreneur. Whether you're a young entrepreneur, property entrepreneur, have a business idea, or just thinking about how to start a business, you'll get the value and business motivation you need to succeed from these videos.Unlock expert strategies to start or grow your property investment journey – absolutely FREE! PLUS, receive 3 exclusive bonus gifts to boost your success.

CGT speculation, budget rumours, and shifting tax settings are again rattling property investors and reshaping the rules of the game, separating those who hesitate from those who move early. On The Smart Property Investment Show, hosts Phil Tarrant, Victor and Reshmi Kumar of Right Property Group examine why policy chaos may actually be a hidden advantage for sharp investors. Tarrant highlights that while headlines fuel fear around capital gains tax and housing affordability, experienced investors are ignoring the noise and focusing on timing, strategy, and buying when others hesitate. The Kumars explain that today's investors are more selective than ever – favouring long-term, goal-led strategies over hype-driven decisions designed to withstand policy shifts and volatility. At their "Right on Track" event, investors were challenged to rethink the key question – not where to buy but what to buy – based on financial capacity and long-term outcomes. According to the experts, a clear divide appears between investors waiting for certainty and those using uncertainty to get ahead.

Interest rates, borrowing power, and lender scrutiny are shifting fast – but while many focus on rates, it's borrowing power that's quietly killing more deals and becoming the real battleground in property. On The Smart Property Investment Show, Phil Tarrant sits down with Finni Mortgages broker Rebecca Carlson to discuss why finance – not property – is now the biggest hurdle for investors. Carlson reveals that tighter lending, shrinking borrowing capacity, and tougher scrutiny are catching investors off guard, especially those trying to scale or use structures like SMSFs and trusts. She explains that while SMSF lending is still very much alive, it now comes with heavier compliance, deeper checks, and far less room for error – meaning only well-prepared investors are getting deals across the line. The episode also exposes how smart investors are stress-testing their portfolios, building buffers, and planning for further rate hikes before lenders force their hand. As local and global economies shift, the experts are clear: in today's market, the winners aren't just finding the right property – they're the ones who can actually get the loan. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode, Michael Cobb shares his extensive experience in international real estate development, investment strategies, and the evolving market opportunities driven by remote work and digital nomads. He discusses key principles for overseas property investment, operational efficiencies, and future market trends.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send Us A Message! Let us know what you think.Is the New Zealand housing market heading for a total crash, or are we just seeing a temporary hit to confidence? In Episode 10 of New Zealand Property Insights, Paul and Debbie Roberts tackle the latest Reserve Bank "hawkish" hold, a record spike in rental prices, and a shocking investigation into rogue landlord practices. In this episode, we cover:The RBNZ's Hawkish Hold: The Official Cash Rate remains at 2.25%, but the message is clear—if inflation doesn't drop to 2%, timely increases are coming. We discuss why ANZ is now predicting a 2% house price drop and what this means for your current equity. The Rental Market Crossroads: While national listings fell by 3.2% in March, some regions are hitting extreme pressure points. Average rents in the Central Otago Lakes district have hit a staggering record high of $903 a week. We also address why a record 26% of investors are considering the "exit door." Rogue Landlords & Compliance: We break down the high-profile investigation into a mother-and-son pair facing $30,000 in penalties for substandard rentals and failing to lodge bonds. Professional standards are no longer optional—they are a survival requirement in the 2026 market. Counter-Cyclical Strategy: When the masses hesitate, the "educated" investors find their best deals. Learn how to split your debt to avoid rate shocks and why "buying when others are scared" is still the fastest way to fund your retirement. 

Send Us A Message! Let us know what you think.Are the surging building consent numbers hiding a deeper economic reality?  In Episode 9 of New Zealand Property Insights, Paul and Debbie Roberts unpack three major shifts in the New Zealand financial landscape.In this episode, Paul and Debbie cover:Surging Consents vs. Economic Reality: Stats NZ data reveals 37,534 new homes were consented in the year to February, representing a 12% year-on-year increase. Auckland remains the growth engine, with multi-unit dwellings like townhouses making up over half of all new homes consented. However, Paul and Debbie explain why rising construction and excavation costs are making project feasibilities highly sensitive, and why buyers must use sunset clauses and fixed pricing.The KiwiSaver Shift: On April 1st, the default KiwiSaver contribution rate increased from 3% to 3.5%. An ASB survey found that 51% of people planned to increase their contributions to match this new rate. While this is a minor weekly adjustment—around $7 extra for someone earning $70,000—it has a massive compounding effect over time. We discuss why younger investors stand to benefit the most, despite having the lowest awareness of the changes.The Balanced Property Market: A new CBRE valuers report shows the housing market is currently stable and balanced. First-home buyers are the most active demographic, but they are heavily favoring move-in ready homes. This creates a massive opportunity for savvy investors to purchase unrenovated "do-ups" with less competition and manufacture their own equity in a flat market.Whether you are looking to build a new townhouse, check your KiwiSaver settings, or find hidden property deals, this episode provides the factual insights you need.Resource Links:

You've probably noticed that some property markets surge ahead while others seem to tread water… even when the broader economic conditions are the same.   It's easy to blame interest rates, government policy, or media sentiment, but those factors only tell part of the story. The real drivers sit underneath all of that, and they're far more predictable if you know where to look.   In today's Wealth Retreat Conversations episode, I want to give you a taste of the type of thinking and insights you'll experience at Wealth Retreat, where leading demographer Simon Kuestenmacher will be joining us as a keynote speaker.   Now, Simon doesn't just look at population growth or headline statistics. He digs much deeper into how different groups of Australians actually live, spend, and make decisions. And that's where things get interesting, because when you understand behaviour, you start to see where future demand is really going to come from.   Today we explore what Simon calls Australia's "demographic tribes" - the groups quietly shaping our housing markets, our economy, and ultimately your investment outcomes.   We discuss how household structure, age, and wealth influence demand, focusing on lifestyle groups like YOLO renters and Yummies.     Simon explains the significance of demographic behavior in forecasting market trends and the importance of people-driven insights over pure economic data.     We discuss the influence of generational changes on demand and investment strategies, highlighting the value of demographic research in strategic planning.     Join us as we provide insights to help you make informed business and investment decisions by understanding Australia's diverse tribes.   Takeaways   Understanding demographic tribes gives a strategic edge. Household structure influences property demand. Generational changes affect investment strategies. People-driven insights are crucial for success. Demographic behavior forecasts market trends. YOLO renters have unique property needs. Yummies are high-income, career-driven renters. Behavioral segmentation predicts future demand. Micro-communities shape economic trends. Demographic research aids strategic planning.   Links and Resources:   Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. https://www.wealthretreat.com.au/   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Australian property market doesn't move in isolation - it's shaped by demographics, economic forces and long-term structural trends.   The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning   If you want to understand what's really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy.   Explore more at:https://propertyupdate.com.auhttps://metropole.com.au

In this episode, UK property investor Rahim Bah takes you on an exclusive walkthrough of a complete derelict-to-stunning transformation. Learn the exact strategies used to force appreciation and maximize rental yield through smart layout changes and the BRRR method.Inside this episode:Converting a 3-bed layout into a 5-bed powerhouse.Adding value with loft conversions and ensuites.The BRRR strategy: How to recycle your capital.Landscaping, kerb appeal, and interior finishes that pay off.Free Resources for Listeners:Join the FREE BRRR Webinar: https://brrr.property-investments-blueprint.co.uk/Grab Your FREE Property Guide: https://guide.property-investments-blueprint.co.uk/homeBook a Strategy Session: https://book.property-investments-blueprint.co.uk/Follow Rahim:☑️Instagram:https://www.instagram.com/rahimbahproperties☑️ Facebook: https://www.facebook.com/BahProperties☑️LinkedIn:https://www.linkedin.com/in/rahimbahproperties

Key Topics Covered: 1. Starting Small and Building a Property Portfolio Begin with a simple, manageable property to understand buying, renovation, and mortgage processes. Treat the first property as a learning experience rather than a profit generator. Track timelines and costs to prepare for smoother future investments. 2. Generating Capital to Grow Use refinance strategically to fund the next property purchase. Ensure cash flow covers ongoing costs while leaving a surplus for future investments. Factor renovation costs and potential delays into growth calculations. 3. Building the Right Team Find local, trustworthy partners who can manage properties effectively. Diversify teams to reduce reliance on a single person or company. Maintain accountability through regular communication and performance checks. 4. Short-Term vs Long-Term Rental Strategies Balance steady long-term rental income with high-yield short-term rentals. Understand local demand for short-term accommodation, such as contractor or holiday markets. Plan for off-peak periods to avoid income gaps. 5. Learning Through Setbacks Expect unexpected challenges like project delays or market shifts. Flexibility and creative problem-solving are key to overcoming obstacles. A supportive, aligned team helps maintain momentum during setbacks. 6. Confidence and Taking Action Build confidence by starting and learning as you go rather than waiting to know everything. Small incremental steps accumulate into meaningful progress. Celebrate achievements along the way to reinforce motivation and learning. 7. Lifestyle-Driven Wealth Define what freedoms are most important: location, time, control, and creativity. Use wealth creation to gain flexibility in lifestyle and work-life balance. Focus on aligning business activities with personal goals and values. 8. Applying UK Lessons in Portugal Adapt previous investment strategies to a new market and regulatory environment. Focus on emerging opportunities, such as converting commercial properties into residential units. Build local knowledge through relationships and hands-on market research. 9. Mindset, Coaching, and Support Stay resilient by keeping long-term goals in mind during challenges. Use a coach or mentor to maintain focus, celebrate wins, and reinforce learning. Regular reflection helps refine strategies and decision-making processes. 10. Giving Back and Supporting Others Share experiences to guide others starting their wealth-building journey. Provide mentorship and encouragement for practical, actionable steps. Inspire confidence in others by showing that wealth creation is achievable. Actionable Takeaways Start small with your first property to learn the process of buying, renovating, and refinancing before scaling up. Build a trusted local team and diversify your partners to manage properties effectively and reduce risk. Balance short-term and long-term rental strategies, factoring in seasonal fluctuations and local demand. Take action even if you don't feel fully confident; learning through doing builds both experience and confidence. Use setbacks as opportunities to refine your processes, improve flexibility, and strengthen your team. Define what lifestyle freedoms matter most to you—time, location, control, creativity—and align your investments to support them. Explore new markets carefully, adapting previous lessons to local regulations, opportunities, and culture. Consider mentoring or sharing your knowledge to help others start their own wealth-building journey while reinforcing your learning. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!  

How can investors keep their property portfolios safe as interest rates rise, taxes shift, and global uncertainty starts to bite? On the Property Investing Insights podcast, Victor and Reshmi Kumar join Phil Tarrant to break down how investors are navigating rising rates, geopolitical pressure, and looming tax changes. From fears around capital gains tax and negative gearing to the pressure of higher borrowing costs, the trio reveals why panic-driven decisions are the biggest threat to long-term wealth – and how many investors get it wrong. They break down why resilience, cash buffers, and a long-term mindset matter more than ever, and how the current environment could actually create opportunity for those who stay disciplined. The experts urge investors not to react to the noise but to build a strategy that holds up.

Send Us A Message! Let us know what you think.Are landlords losing their leverage? In Episode 8 of New Zealand Property Insights, Paul and Debbie Roberts unpack a massive divergence in the national rental market, explain how homeowners are fighting back against inaccurate council flood maps, and break down the government's brand new regulations for property managers.In this episode, Paul and Debbie cover:The Rental Market Divergence: A tale of two cities. We break down the latest data showing Wellington's rental stock has surged by 54.2%, causing average rents to drop by 8.9%. Meanwhile, regions like Hawke's Bay have seen stock skyrocket by over 115%. We explain why landlords need to drop their egos, prioritize cash flow, and focus heavily on tenant retention right now.Fighting Council Flood Maps: We look at a recent case of a Glendowie homeowner fighting Auckland Council over a "flood-prone" designation based on broad-brush 2016 LiDAR data. We explain how sellers can protect their property value with private drainage reports and insurance history, and how savvy investors can use these limb notations to negotiate massive discounts.Property Management Regulated: Finally! Associate Minister of Housing Tama Potaka has announced a new government-backed framework to regulate residential property managers. We explain what the new public register means for you, and why the mandate for separate audited trust accounts will finally force the "cowboys" out of the industry.Whether you are trying to fill a vacant rental, looking to buy a discounted property, or want to make sure your property manager is handling your money legally, this episode is packed with essential advice.Resource Links:

What you'll learn in this episode: How to turn rental properties into lasting generational wealth Why being “successfully unemployed” starts with changing your mindset The truth about passive income (and how to actually achieve it) How to find the right markets and the right teams Creative ways to fund your deals — from private money to credit lines Why treating real estate like a business is the real key to freedom

In this episode of the Property Investments Blueprint, Rahim Bah breaks down the 5 most dangerous mistakes property investors make in the UK market—and more importantly, how you can avoid them to protect your wealth.Whether you are a beginner or an experienced investor, these "silent killers" can cost you your savings, your relationships, and your future. From the trap of "cheap" locations to the nightmare of bad tenants and down-valuations, Rahim shares 8+ years of expertise as a multi-million pound portfolio builder and professional accountant to ensure your money works harder for you.The Location Trap: Why buying in the wrong town is like buying a suit that doesn't fit.Mastering Valuations: How to avoid "Down-Valuation" and the exact formula to recycle your capital.Refurbishment Secrets: Why you must overestimate costs and how to handle bridging loan pressure.The Tenant Shield: A "secret" trick to vetting tenants that 99% of landlords miss (it's not about the current landlord!).Self-Education vs. Inexperience: Why your PhD won't help you in property, but a mentor will.Rahim Bah is a prominent public speaker, entrepreneur, property investor, property educator, business mentor, and content creator. After leaving an undervalued corporate job over eight years ago, Rahim took a leap of faith to build a multi-million pound property portfolio.The Rahim Bah channel and podcast are dedicated to educating people on UK property investment, personal development, business strategy, and the entrepreneurial mindset. Whether you're a young entrepreneur with a fresh idea or looking for the business motivation to scale, Rahim's insights provide the blueprint for success.

Send Us A Message! Let us know what you think.Are property investors really just "unproductive speculators"? In Episode 7 of New Zealand Property Insights, Paul and Debbie Roberts dismantle this long-standing myth with hard economic data. Plus, they break down the latest REINZ figures and provide a crucial survival guide for those currently trapped in negative equity. In this episode, Paul and Debbie cover:The $24.8 Billion Truth: A new Infometrics report commissioned by the NZPIF proves that private residential property investors are a massive economic engine. Investors generate $24.8 billion in value-added economic activity, making up 5.9% of New Zealand's GDP. By spending $4.1 billion on maintenance and $10.7 billion on new builds, investors sustain 126,000 jobs across the country. The 'Patient' Market: The latest REINZ data shows a market that is moving at a deliberate pace. The national median sale price rose 3.2% year-on-year to $795,000, while sales volumes remained relatively flat. With the national median time to sell sitting at 56 days, Paul and Debbie explain why this "standoff" is actually an educated investor's best friend. Surviving Negative Equity: Cotality estimates that 5,000 people who bought at the 2021 market peak have recently sold at a loss, and around 1,700 first-home buyers have had their 20% deposits wiped out. If you are currently underwater on your mortgage, Paul and Debbie share practical steps to survive—including restructuring with your bank, finding a boarder, and manufacturing your own equity through DIY improvements. Whether you are looking to understand the true value of your investment business or just need a clear plan to navigate a flat market, this episode provides the factual insights you need.Resource Links:

In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey explore what happens when you experience the rental process from the tenant's perspective—and the results may surprise you.David shares a real story about helping one of his employees find a safer home after a frightening situation in her neighborhood. What followed was a series of frustrating rental experiences: being ghosted by landlords, questionable application fees, and even potential Fair Housing violations.The conversation then shifts to a growing concern affecting landlords and tenants alike: rental fraud. With personal data widely available online and scammers becoming more sophisticated, both landlords and renters must take extra steps to verify who they're dealing with.You'll learn:Why the tenant experience matters more than many landlords realizeHow application fees can become a Fair Housing riskThe rising threat of rental fraud and identity deceptionPractical ways landlords and tenants can verify identity and build trustWhy simple steps like video calls, ID verification, and personal communication can make all the differenceWhether you're a landlord, property manager, or real estate investor, this episode offers real-world insights into the modern challenges of renting and tenant screening.At Rent Perfect, our mission is simple: help landlords avoid costly mistakes and build better rental relationships.Subscribe for more tips to help you screen smarter and rent with confidence.

Send Us A Message! Let us know what you think.Is it finally getting easier to buy a house in New Zealand? In Episode 6 of New Zealand Property Insights, Paul and Debbie Roberts unpack the latest data showing housing affordability is at its best level in nearly a decade. Plus, they issue a massive warning about a deceptive "get-rich-quick" scheme making a comeback in the real estate market.In this episode, Paul and Debbie cover:The Affordability Equation: Why the "handbrake is off" for the property market. We break down the latest Cotality data showing it now takes an average of 9.6 years to save a deposit, down from the peak of 13.4 years. Wellington is currently the most affordable main centre with a 6.4 value-to-income ratio, while Tauranga remains the least affordable at 8.5.The Property Flipping Trap: A serious warning for both buyers and sellers. We expose the "contemporaneous settlement" tactics used by unlicensed property traders and "gurus" to make quick profits off unwitting vendors. We explain why these schemes leave everyday Kiwis at risk of losing their deposits or facing massive tax bills from the IRD.The Rental Squeeze: Tenant demand is surging, with rental enquiries up 35.5% in February. However, rents are barely budging—with Auckland up just 0.7% and Wellington actually falling by 7.4% year-on-year. We explain why we are in a highly price-sensitive renter's market and why landlords need to prioritise tenant retention over rent hikes.Whether you are looking to buy your first home, expand your portfolio, or just want to ensure your current rentals are protected, this episode provides the factual, evidence-based insights you need.Resource Links:

Most people think real estate is easy money.Donny Samson knows better.He got his license at 22, just because a friend did it first and his wife said, "If he can do it, you can." His first two commissions paid for her engagement ring. He was hooked.But building a career is one thing. Building a company is another. When his dad handed him the keys to Samson Properties and made him CEO in 2019, Donny had to learn fast what separates a great realtor from a great leader. Spoiler: it's not the same skillset. He hired the wrong managers. He watched a title company he co-owned spend years digging out from bad hires and broken trust. He navigated a housing crash, a national lawsuit, and a real estate market that has posted record low sales three years in a row. And he kept going.Today Samson Properties is the number one brokerage in the DMV, with 6,500 agents across 49 offices. They built their own title company. They run on a 100% commission model. And Donny still shows up to teach in a different office every Wednesday.We covered:→ Why 83% of realtors don't make it past five years and what brokerages owe them→ How the private listings controversy is quietly hurting buyers and sellers→ What the NAR lawsuit actually changed (and what it didn't)→ Why he'd rather leave a manager seat empty for six months than hire the wrong person→ How he thinks about growth without losing what made the company worth growingThe thing that stuck with me most from this conversation: Donny never stopped thinking like a realtor. Even as CEO, he's still thinking about the person sitting across the table trying to buy or sell their biggest asset. That perspective is rare. It's also, I think, exactly why Samson keeps growing.Donny, thank you for being so open and for sharing your passion for this industry. I also appreciate you speaking directly about topics that many people in your position might avoid. This one was a blast.*Chapters*0:00 - Introduction & Teaser1:00 - Meet Donny Samson1:42 - Getting Licensed Right Before the 2008 Crash2:45 - What Samson Properties Is Today6:21 - How the 100% Commission Model Works8:26 - Why 83% of Realtors Don't Make It Five Years10:11 - How to Recruit Your Way Out of a Down Market10:53 - Growing Up in the Family Business14:16 - What His Dad Taught Him About Leadership18:17 - Why Leaders Need Trench Experience First20:58 - The Private Listings Controversy28:22 - The NAR Lawsuit and What It Really Changed37:01 - Will AI Ever Replace Real Estate Agents?42:56 - The Biggest Mistakes He's Made as CEO45:31 - Why He'd Rather Leave a Seat Empty Than Hire Wrong52:16 - Why He's Not Trying to Go National55:37 - Where to Find Donny and Samson Properties*Connect with Donny*Web: https://samsonproperties.net/ | samson.comLinkedIn: linkedin.com/in/donny-samson-a9abb715aBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-dillon-england-show--6370921/support.*Connect with Dillon*https://www.instagram.com/thedillonenglandshow/https://twitter.com/imdillonenglandhttps://www.linkedin.com/in/dillonmengland/https://www.facebook.com/dillon.england.5*Sponsor — Broadcast Brew (Low-Acid Coffee)*Order our LOW ACID COFFEE “THE BROADCAST BREW”Thank you to Cool Beans Coffee Brewery for your partnership.https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blend*ABOUT THE DILLON ENGLAND SHOW*Authentic conversations with interesting people across personal growth, entrepreneurship, and lifestyle — direct, faith-forward, Detroit grit.Subscribe for full conversations and weekly clips.Share this with someone on your leadership team.Comment your biggest takeaway.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to share how investors can navigate Australia's shifting interest rate landscape. The trio start by discussing the shift into a rising-rate environment, noting that while rate increases impact cash flow, they should be anticipated and planned for. Victor breaks down the real cost of a 0.25 per cent rise on a $1 million mortgage, stressing that disciplined preparation makes such changes manageable, while Reshmi emphasises building portfolio resilience, arguing that rate rises are part of the cycle and should be factored into every long-term plan. The hosts stress that successful investing goes beyond buying property, emphasising the need to understand costs, borrowing limits, and risks, while prioritising the ability to hold assets through market volatility. In an increasingly frenetic market, they warn against rushed or unconditional offers and instead advocate a deliberate portfolio strategy prioritising long-term sustainability over short-term gains.

Fraud is everywhere — but this time, it hit home. In this episode of the Rent Perfect Podcast, David Pickron shares a personal (and humbling) story of being scammed after posting a rental listing on Zillow. As a seasoned private investigator and fraud expert, David thought he knew every red flag in the book… until a perfectly timed “verification” email slipped through. The email looked legitimate. The branding checked out. The timing made sense. And before he even hit “submit,” scammers were already harvesting his credit card information in real time. Within hours, fraudulent DoorDash charges started rolling in. This wasn't a tenant scam. This wasn't someone moving into a property illegally. This was a sophisticated AI-driven phishing attack targeting landlords the moment they publish a listing. If you: List properties on ZillowManage rentals onlineUse credit cards for listing servicesThink you're “too smart” to fall for scamsYou need to hear this.The tactics are getting smarter. The fraud is getting faster. And no one is immune.

Key Topics Covered: 1. Design as Custodianship, Not Decoration Julian explains that design is about how a property works, not just how it looks in photos. He links design to long term wealth planning: like pensions, it's too important to leave entirely in someone else's hands. The goal is performance over years: easy lettings, happy tenants, fewer repairs, and a product that holds value. 2. The Big Mindset Shift: Property Is a Business and a Product Julian challenges the word “investment” and suggests landlords are really buying a business. Each property is a living, breathing product that gets used, abused, and needs managing. If you don't treat it like a business, it can quietly become a liability over five to ten years. 3. How Properties Become Liabilities Over Time Poor design and poor maintenance create a snowball effect: worse condition attracts worse tenants, which accelerates deterioration. Julian shares examples of developments becoming hard to sell or even “unmortgageable” due to maintenance and management issues. Legacy matters: many children don't want property, so dumping a problematic asset onto them creates stress, not wealth. 4. Why You Can't Abdicate Design to Architects and Builders Plans can pass planning and building regs but still be awful to live in. Common issues include impractical layouts, no storage, poor kitchen design, and bathrooms that don't function properly. Julian introduces the “good, fast, cheap” triangle: you can pick two, but not all three, and landlords pay the price later if they chase cheap and fast. 5. Practical Design Thinking for HMOs and High Use Properties In HMOs, the room is the tenant's home, so it must support multiple functions, not just sleep. Flow matters: kitchens, waste, smells, and shared spaces can make or break tenant experience and long term value. Lighting and electrics are often done to a builder's default spec, but that can create uncomfortable living and higher churn. 6. Serviced Accommodation Is an Experience Business Short stay guests want something boutique and memorable, not copy and paste. Julian recommends living in your serviced accommodation for a week to spot friction points: heating controls, WiFi, TV, keys, lighting, and usability. Service quality affects reviews, and reviews affect profitability. He references research suggesting superhost status can significantly lift margins. 7. The Commercial Upside: Small Design Changes, Big Profit and Value Gains Julian shares an example where improving presentation helped increase rent by £150 per month, which translated into a major profit uplift. He highlights how many landlords don't know their true profit margin, and confuse turnover with profit. Improving existing assets often delivers faster ROI than buying new ones, especially if older stock is dragging performance down. 8. How Julian Helps Investors: Training and Hands On Support Julian trains investors to become “design aware” and “design led” without needing to be designers. He offers remote consults (including Zoom based reviews), layout planning, electrical plans, materials specs, and project support via WhatsApp. His core message: be involved, be informed, and take control of the decisions that shape income and maintenance. Actionable Takeaways Treat each property like a business product, not a passive investment. Design for performance: durability, usability, flow, and maintenance, not just photos. Don't assume architects and builders will design a home that works, review layouts with real living in mind. Audit your existing portfolio before buying more, older assets may be dragging your returns down. Know your numbers: profit margin, not just rent, and understand how small rent uplifts can multiply profit. For serviced accommodation, test the experience yourself and tighten service, reviews drive revenue. Adopt the custodian mindset: build assets your children would actually want to inherit. Resources & Next Steps Icon Living UK: The creation of living spaces that people love and enjoy Julian Maurice: julian@iconliving.co.uk Download our FREE Pensions and Inheritance Tax Guide WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn't changed.   Because if you understand that, you'll be far better positioned to thrive in the next property cycle.   Takeaways   Investing in property requires a long-term perspective. Demographic shifts significantly influence property demand. Supply constraints are a growing challenge in the housing market. Technology is changing how we approach property investment. Intergenerational wealth transfer is becoming more common. Government regulations are impacting property investment strategies. Strategic planning is essential for successful investing. Understanding market cycles is crucial for investors. The importance of location in property investment remains unchanged. Investors need to adapt to changing market conditions.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Michael Yardney   Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.