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How do experienced real estate investors know within minutes whether a property is worth pursuing? In this video, Gino Barbaro shares the exact Buy Right, Operate Right, Exit Right framework that has helped evaluate thousands of real estate opportunities. Instead of spending hours analyzing every property, learn how to quickly eliminate bad deals so you can focus on opportunities that actually fit your investing goals. In this video you'll learn: • How to evaluate a real estate deal in about 20 minutes • The Buy Right, Operate Right, Exit Right framework • Why "No deal is better than a bad deal" • Common mistakes new investors make • How to avoid "pencil whipping" your numbers • Why your exit strategy matters before you buy • The importance of operating experience • How professional investors filter opportunities quickly Whether you're investing in multifamily, single-family homes, commercial real estate, or even buying a business, this framework will help you make smarter investment decisions and avoid expensive mistakes. Subscribe for more videos on real estate investing, multifamily investing, wealth building, and financial freedom. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of the Grow A Small Business Podcast host Troy Trewin interviews Adiel Gorel, Founder of International Capital Group, shares how he went from being a Hewlett-Packard engineer to building a 42-year real estate investment business that has helped investors purchase more than 10,000 homes. He explains why long-term thinking, fixed-rate mortgages, and staying calm during market downturns create lasting wealth. Adiel also discusses scaling a business, leading through economic cycles, building the right mindset, and avoiding panic when recessions hit. His journey offers practical lessons on entrepreneurship, resilience, and financial freedom through disciplined investing. Check out Adiel Gorel's book, Remote Control Retirement Riches: How to Change Your Future with Rental Homes. In this practical guide, he shares the proven strategies that have helped investors build long-term wealth through rental properties. Whether you're a first-time investor or looking to grow your portfolio, the book offers actionable insights on creating financial freedom through smart real estate investing. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions: What do you think is the hardest thing in growing a small business? Adiel Gorel shares that the hardest part of growing a small business is living with uncertainty and accepting that the responsibility ultimately rests on the owner. Unlike a traditional job, there is no guaranteed paycheck, and every decision affects both the business and the employees who rely on it. He emphasizes that entrepreneurs must stay resilient, take ownership, and remain prepared for both opportunities and setbacks. What's your favorite business book that has helped you the most? Adiel Gorel shares that one of the business books he highly recommends is his own, Remote Control Retirement Riches, which reflects decades of real estate investing experience. He also praises Rich Dad Poor Dad by Robert Kiyosaki for its powerful lessons on wealth creation and financial mindset, noting that its principles have inspired countless aspiring investors and entrepreneurs. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? Adiel Gorel shares that while he doesn't regularly follow business podcasts, he spends much of his learning time exploring health and wellness content. He believes maintaining good health gives entrepreneurs the energy, focus, and mental clarity needed to build and grow a successful business over the long term. What tool or resource would you recommend to grow a small business? Adiel Gorel shares that every business needs a balance between simplicity and effective systems. He recommends using reliable accounting software like QuickBooks to stay organized, manage finances efficiently, and gain a clear understanding of the business's financial health as it grows. What advice would you give yourself on day one of starting out in business? Adiel Gorel shares that he would remind his younger self that business moves in cycles, with both booms and downturns. He advises entrepreneurs not to become overconfident during good times or panic during recessions, emphasizing that patience, preparation, and staying the course are often the keys to long-term success. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey. Quotable quotes from our special Grow A Small Business podcast guest: You are not a cog in the machine you are the machine - Adiel Gorel Success comes from staying focused while time and patience do the heavy lifting - Adiel Gorel The biggest mistakes in business happen when fear replaces long term thinking - Adiel Gorel
Send Us A Message! Let us know what you think.Is the Reserve Bank's latest interest rate hike a sudden shock to the system, or is it actually the clearest sign yet that the economic fog is finally lifting? In this episode of the Week in Review, Debbie Roberts from Property Apprentice breaks down the wave of fresh real estate data for the week ending Friday, 10th of July, 2026. While the mainstream media headlines are busy dancing in panic over the central bank's shift to 2.5%, the underlying economic metrics tell a completely different story—revealing massive silver linings for both property buyers and landlords who look at the numbers with total discipline. The Five Core Topics Discussed:Topic 1: The Consensus OCR Reduction in Stimulus – Breaking down the RBNZ's unexpected decision to raise the Official Cash Rate by 25 basis points to 2.5%, why peak inflation has officially been slashed, and why interest rates may come down faster than bank economists previously projected. Topic 2: The Widening Regional Market Fracture – A deep dive into the latest QV House Price Index showing national values dropping slightly by 0.4%, while the market splits along strict regional lines with Christchurch outperforming Auckland and Wellington. Topic 3: Why "Risky" Properties are Outperforming the Broader Market – Analyzing the bombshell Cotality report revealing that flood-susceptible homes have gained 26.1% in value since 2020—outgrowing unaffected zones as cost-conscious buyers hunt out $100,000 upfront discounts. Topic 4: The Auckland Rental Market Winter Reset – Looking past the headline shock of an 10.9% drop in rental enquiries to reveal why tenant demand remains fundamentally strong year-on-year, and how available stock listings have expanded buyer selection by 10.9%. Topic 5: The Pervasive Fall of Household Interest Costs – Unpacking the latest Westpac household finances chart pack proving that household interest spending has successfully declined for a fifth consecutive quarter, heavily supported by a 3.8% climb in disposable incomes.
We are only beginning to digest the full impact of the Budget changes for residential property.In short, it will never be the same again. That doesn't mean you can't invest successfully, but it does mean you need to know the new rules. Cameron Kusher of Kusher Consulting joins Associate Editor, James Kirby in this episode. In today's show, we cover: The hunt for yield in residential property Forget the interest-only loan How long-term negatively geared investors will thrive Taking a second look at commercial property See omnystudio.com/listener for privacy information.
Most real estate investors believe they need more money to buy their next deal. They're wrong. In today's market, the biggest advantage isn't having more capital—it's knowing how to structure creative financing deals. In this video, Gino Barbaro breaks down seller financing, one of the most powerful yet overlooked strategies in real estate investing. You'll learn why seller financing is becoming more relevant as banks tighten lending, how to negotiate win-win deals, and why understanding a seller's motivation can create opportunities other investors miss. Whether you're a beginner investor or already building a portfolio, this strategy can help you acquire properties that traditional financing can't touch. In this video you'll learn: • Why seller financing is thriving in today's market • How to structure seller financing deals • The biggest mistake investors make • The SPY negotiation framework • How to create win-win agreements • Common seller motivations • Risks and rewards for buyers and sellers • Creative financing strategies anyone can learn • How experienced investors solve problems instead of chasing capital The best investors don't simply analyze properties. They understand people. They solve problems. And they know how to create opportunities where everyone else sees obstacles. If you found this video valuable, subscribe for more videos on multifamily investing, creative financing, passive income, wealth building, and real estate entrepreneurship. Looking to build long-term wealth through multifamily real estate investing? Visit WHEEL BARROW PROFITS to access educational resources, investment insights, and strategies for creating lasting financial freedom.
Send Us A Message! Let us know what you think.The election campaign has officially ignited a fierce debate over capital, wealth, and property taxes in New Zealand. In this episode, we dive deep into the facts behind Labour's proposed 28% Capital Gains Tax and the Green Party's proposed wealth and inheritance tax structures. We also crunch 70 years of historical real estate data to reveal the truth behind the 10-year doubling rule, look at why high-quality listings are essentially "on special" right now, and address the staggering new Inland Revenue data showing a massive spike in KiwiSaver financial hardship applications. The Looming Property Taxes: Labour has proposed a 28% Capital Gains Tax on realized residential and commercial property gains starting from a July 1, 2027 valuation day (excluding the family home currently). Meanwhile, the Green Party has proposed a 2.5% wealth tax on net assets over $10 million and a 33% inheritance tax on assets over $1 million. The Confirmed Banking Levy: Under Budget 2026, a new prudential levy on banks and insurers is expected to raise $290 million. Financial institutions rarely absorb these operational fees, meaning they will likely pass them down to consumers via higher mortgage interest rates. The 10-Year Doubling Rule Exposed: Historical data since 1950 reveals that nominal house prices doubling every decade only actually occurs about 55% of the time. The 2020s are currently on track to be the weakest growth decade in 70 years, sitting at just 10% value growth so far. The KiwiSaver Hardship Reality: Over 58,000 KiwiSaver members submitted financial hardship applications in 2025—a clean doubling of the volume recorded just two years prior. Don't get frozen on the sidelines by election-year fearmongering. Learn how to establish clear buying boundaries and build independent financial security.
In this episode, host David Hamilton is joined by Accountant and Educational Youtuber Davie Mach to talk through all the recent budget changes and how investors can still win despite it feeling like every policy and budget talking point is against them.In this chat, we discuss the following:- Davie's thoughts on the SMSF changes and what you should be considering as your next steps- Who and what to look out for in the industry, their are sharks lurking!- Are bucket companies dead?- Double tax: Is this really going to be a thing and how can we avoid it.- What structure Davie SWEARS by to mitigate a lot of these issues.- The one line item from the budget many investors missed...- CGT and negative gearing, what's changed and how you need to move forward- Much, much more!To get in touch with Davie and his team, checkout their website here: https://www.boxas.com.au/Looking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.
What You'll Learn in This Episode Why success usually takes 10 times more effort than you expect. The biggest mistakes new real estate investors make. How mentorship dramatically shortens your learning curve. Why blind optimism can either fuel or sabotage success. The importance of asking better questions—not just finding answers. How AI tools like ChatGPT can reveal your business blind spots. The difference between building wealth and designing a fulfilling life. Why consistency beats talent in entrepreneurship. Lessons from wholesaling that apply to every business. How to stay motivated when progress feels slow.
Send Us A Message! Let us know what you think.Think the New Zealand property market is locked in permanent doom and gloom? Think again! Massey University's latest data reveals a staggering 23.1% annual jump in housing affordability, right alongside a historic 6-year high surge in June market activity. In this week's episode, Debbie Roberts strips away the media's negativity bias to show you where the real opportunities are hiding. Learn why Canterbury is hitting all-time high records, how to navigate the banks' confusing new split-direction mortgage rates, and why counter-cyclical buyers are preparing to reap massive rewards as the longest market downturn since the 1970s begins to mature.Detailed Episode Breakdown & Sources1. ANZ Forecasts & Interest Rate TrimsDespite predicting a mild 2% drop in national property values due to election-year tax uncertainty, wholesale interest rates have eased off after geopolitical de-escalations. Savvy buyers are utilizing this brief calm to manufacture equity and negotiate prices directly with vendors on the ground. 2. June's 6-Year Listing Surge & Canterbury DominanceKiwi property sellers are officially done waiting around for "perfect" market conditions. June saw the highest volume of transaction activity in six years, with total stock climbing to 34,761 homes, giving buyers ultimate leverage. Meanwhile, Canterbury hit an all-time record average asking price of over $757,000. 3. The Double-Digit Affordability BoostMassey University's Home Affordability Index reveals a massive 12.6% quarterly gain and a phenomenal 23.1% annual surge in nationwide housing affordability. A stellar combination of lower fixed interest rates, rising incomes, and corrected vendor expectations has opened up a brilliant buying window across Auckland, Wellington, and Northland. 4. ASB's Split-Direction Rate AdjustmentsCommercial lenders are rewriting the mortgage playbook ahead of the next major OCR shifts. ASB executed a series of split-direction moves—bumping up short-term 6-month options while simultaneously cutting long-term 3 to 5-year fixed mortgage rates down significantly. 5. Social Housing Realities & Private LandlordsWith emergency housing numbers under strict review, 30% of declined applicants are left navigating the accommodation gap without direct government help. This underscores the critical, socially valuable role private property investors play in providing stable, reliable long-term housing solutions without dragging on the taxpayer. Ready to learn the exact risk-reduction strategies needed to succeed as a property investor in New Zealand without risking it all?
This week's episode is a little different.I recently joined Dan Hill for a Six Rounds episode of The Blueprint Podcast, where the format is simple: six surprise topics, no preparation, and no idea what's coming next.It made for a really honest conversation as we shared our thoughts on property investing, entrepreneurship, AI, the UK economy and what it really takes to build long-term wealth. We also explored the lessons we've learned over the years, how our thinking has evolved, and some of the habits and principles that continue to shape the way we do business today.If you've ever wondered how experienced investors think about risk, opportunity and the future of the property market, I think you'll really enjoy this one.
Simon breaks down why knowing your numbers is the ultimate competitive advantage for property investors. You'll learn how to quickly analyse property deals in under five minutes, factor in hidden buying costs like stamp duty and finance fees, and confidently evaluate Buy-Refurbish-Refinance-Rent (BRRR) projects even when money is left in the deal. KEY TAKEAWAYS Knowing your numbers and quickly identifying viable deals saves you hours of over-analysis and prevents overspending. Many investors overlook the true impact of hidden buying costs, such as stamp duty, legal fees, and financing rates, which can render standard purchases unviable. Even if a BRRR project requires you to leave capital in the deal, a high return on investment (ROI) can still make it an incredibly lucrative opportunity. Providing property surveyors with a well-prepared valuation pack increases your chances of achieving the end value required to successfully refinance. BEST MOMENTS "Knowing your numbers, and being able to work out very quickly if a property purchase is a deal or not, will save you hours and hours of time of over-analysis." "As investors, we must always be following golden rule number one... which is we need to buy from motivated sellers." "The reason many people are struggling to find investment properties at the moment is because... they're not 'no money left in' deals... and many people are walking away from those deals thinking they just don't work." "By giving the surveyor a pack of information... it's far more likely you're going to get the valuation that you are looking for." VALUABLE RESOURCES To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes:
Is commercial real estate really in trouble—or are the biggest opportunities just beginning? In this episode of the Jake & Gino Podcast, Nick Gonzalez shares why he's more excited about commercial real estate today than ever before. From distressed multifamily assets and retail repositioning strategies to industrial investing and building a nationally recognized brokerage business, this conversation dives deep into where smart investors are finding opportunities in today's market. Nick explains: ✅ Why retail real estate may be one of the most overlooked opportunities today ✅ Why multifamily still hasn't fully reset—and where the pain is coming next ✅ How industrial properties continue to offer attractive returns ✅ What separates great brokers and entrepreneurs from everyone else ✅ How to build teams, culture, and long-term business relationships ✅ The right (and wrong) ways to use AI in commercial real estate ✅ Why relationship-based investing continues to outperform Throughout the conversation, Jake, Gino, and Nick discuss market cycles, distressed opportunities, brokerage growth, leadership, investment funds, and the importance of maintaining strong relationships in business. Key Topics Covered: Commercial Real Estate Investing Multifamily Market Outlook Retail Shopping Centers Industrial Real Estate Investment Funds Brokerage Growth Leadership & Team Building Artificial Intelligence Commercial Property Management Passive Investing Strategies Market Cycles Economic Trends If you're a real estate investor, entrepreneur, broker, or anyone looking to understand where the next wave of opportunity is forming, this episode delivers actionable insights and real-world experience. Sponsor by Wheelbarrow Profits Looking to build long-term wealth through multifamily real estate investing? Visit Wheelbarrow Profits to access educational resources, investment insights, and strategies for creating lasting financial freedom.
Send Us A Message! Let us know what you think.Ready for some genuinely encouraging news about the New Zealand property market? In Episode 19 of New Zealand Property Insights, Paul and Debbie Roberts pull back the curtain on the exciting opportunities opening up as rental markets rebalance and active buyers establish clear winning strategies. Discover why New Zealand's stable policy environment is outperforming Australia's tax-squeezed rental market, how Trade Me's Winter Pulse report reveals hidden hotspots in Canterbury, and how to successfully navigate the bank financing rules behind the upcoming apartment size deregulation.1. Trans-Tasman Rental Split: The latest Regional Rental Affordability Index reveals that local rental burdens dropped 5% over the past year as New Zealand's restored interest deductibility stabilized investor and tenant confidence. While our neighbors across the Tasman face severe shortages due to artificial tax constraints, Kiwi property owners are perfectly positioned to enjoy a balanced and highly predictable cash-flow environment. 2. Inside Trade Me's Winter Pulse: Trade Me's newly released property report proves that active buyers are staying highly disciplined, using smart non-negotiable criteria to target the best properties in a favorable buyers' market. With Canterbury completely dominating regional search volumes outside of Auckland, strategic investors have a golden opportunity to expand into resilient, highly affordable regional hubs. 3. Sizeless Apartments & Lending Realities: The government's proposal to eliminate minimum apartment sizes is set to unlock excellent, affordable entry-level options for students and young professionals seeking dynamic urban lifestyles. To fully capitalize on this density shift, buyers must simply align with independent mortgage advisers to comfortably navigate bank lending limits on smaller units and secure their long-term equity. Want to learn how to identify high-performing regional assets under the $500,000 mark and build a portfolio that thrives while the main centers take a breath?
Send Us A Message! Let us know what you think.Think a 17% market dip is all bad news? Think again! While falling house prices are creating some bizarre living arrangements for separating couples, they are also opening up the single greatest buying window in a decade. In this episode of The Week in Review, Debbie Roberts reveals why savvy first-home buyers just grabbed a record 27.7% market share, how you can use bank logic to beat election-year panic, and how to turn today's flat market into your ultimate wealth-building launchpad.The 17% Market Drop and The Ex-Partner Dilemma Property values are down 17% from the 2021 peak, leaving some peak-boom buyers in negative equity and forcing 60% of separating couples to temporarily cohabit under one roof. While this structural down-cycle creates short-term friction for sellers, it leaves the field completely wide open for smart buyers to lock in discounted floor pricing with zero competition.The Election Reality Check Election years always cause a temporary wait-and-see slowdown, but data proves commercial banks never alter core credit criteria based on campaign promises. Lending rules depend entirely on Reserve Bank regulations and funding costs rather than political rhetoric, allowing savvy buyers to confidently exploit this quiet window. Source: New Zealand Adviser First-Home Buyers Grab a Record 27.7% Share While overall transaction volumes are down 4.7% year-to-date, first-home buyers are absolutely thriving in current conditions. They have bucked the trend to execute 10,025 purchases and capture an all-time record 27.7% market share by taking action while investors and movers sit on the sidelines. Source: 1News The Trans-Tasman Brain Drain Reversals The Kiwi brain drain has hit a major turning point, with citizen departures falling 4.7% and returning citizen arrivals jumping 7.1% as Kiwis escape Australia's sky-high house prices and brutal rental markets. With New Zealand's quarterly GDP growth at 0.8% actively outpacing Australia's sluggish economy at 0.3%, this returning capital adds an exceptionally solid foundation for future property stability. Source: New Zealand Herald The KiwiSaver and Superannuation Saving Rules Actuaries suggest a 10% total KiwiSaver rate is the optimal default setup, but political frameworks aim to mandate a 12% baseline by 2032 to match international standards. Because economic modeling shows future means-testing for NZ Super is highly likely, building an independent property portfolio is now your best tool for long-term retirement security. Source: New Zealand Herald Connect with Property Apprentice Register for our next FREE Educational Webinar: How to Succeed with Property Investing. Click here to secure your free spot: www.propertyapprentice.co.nzSupport the showDisclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Where is commercial real estate headed in 2026? Is the market crashing, recovering, or simply resetting? In this episode, Gino Barbaro breaks down the latest multifamily market data and explains why the answer depends entirely on where you're investing. Using current market trends, rent growth statistics, supply and demand dynamics, construction data, and transaction volume, Gino explains what investors should be paying attention to right now. In this episode, you'll learn: • Why national rent growth remains historically weak • Which markets are outperforming due to low supply • Why high-supply markets continue to struggle • What falling construction starts mean for future investors • Why transaction volume remains muted • The importance of understanding market cycles • How to analyze occupancy and concessions • Why "no deal is better than a bad deal" Some of the markets discussed include: ✔ New York ✔ Chicago ✔ Detroit ✔ Kansas City ✔ Phoenix ✔ Denver ✔ Austin ✔ Orlando ✔ Dallas ✔ East Tennessee One of the biggest mistakes investors make is assuming every market behaves the same way. As Gino explains, understanding your market's supply, demand, occupancy, concessions, and development pipeline can mean the difference between buying a great deal and buying a disaster. Key takeaways from this episode:
Most investors see market uncertainty and hit pause, but history shows the biggest opportunities are often created in exactly these kinds of headline-driven cycles: when fear is high and clarity is low. On the Property Investing Insights podcast, Phil Tarrant sits down with Victor and Reshmi Kumar from Right Property Group to cut through the noise and discuss why today's uncertainty could be setting up the next phase of market growth. The trio argues that while higher interest rates, proposed tax changes, and shifting sentiment have sidelined many investors, much of the panic is being driven by policies that are not yet law. Rather than retreating, Victor and Reshmi urge investors to focus on fundamentals: reassessing borrowing capacity, portfolios, and long-term strategy instead of reacting to headlines. The discussion also explores a shift in behaviour, with investors moving away from scale and toward smaller, higher-quality portfolios built for long-term performance. Attention then turns to opportunities emerging across NSW, Queensland, South Australia, and Western Australia, where conditions are starting to shift beneath the surface.
Send Us A Message! Let us know what you think.Are New Zealand property buyers quietly proving the mainstream headlines wrong? In this catch-up episode of New Zealand Property Insights, Debbie Roberts explains why Kiwi buyer intent has jumped despite flat national asking prices, how Auckland's upcoming density rollback could slide home values by up to 8% over time, and the policy differences keeping New Zealand's rental market stable while Australia faces a severe crisis.Plus, we look at a classic house-sharing feud that ended up in the Disputes Tribunal, and ask whether KiwiSaver rules should be updated to support modern buying strategies. Episode Highlights & News Sources1. Quiet Buyer Intent Gains Ground: National asking prices are flat, but regional markets like Southland are surging (+10.2%). First-home buyers led the charge, capturing 27.5% of all Q1 purchases. 2. CoreLogic Suburb Breakdown: 56% of New Zealand suburbs recorded stable or rising values (led by Southland and West Coast), while Auckland's Wesley and Glen Innes saw sharp drops under heavy supply. 3. Trans-Tasman Rent Comparison: New Zealand rental affordability is improving (Hawke's Bay down $53/wk) while Australian metros face extreme rental stress. New Zealand's interest deductibility restoration is actively helping supply. 4. Auckland's July Zoning Decision: Council is debating two density rollbacks. Projections show Scenario B (denser zoning) could lower home prices by 5% to 8% over time while generating $3.9B in economic benefit. 5. Co-buying and Property Sharing Pitfalls: A recent Disputes Tribunal feud over cleaning products and utility bills serves as a sharp warning against buying property with friends without a formal agreement.Interactive Question of the WeekWe want to hear from you! Should the Government change the rules and allow Kiwis to use their KiwiSaver to buy a regional rental property under a rent-vesting strategy? Or should it remain strictly for a home that you intend to live in? Let us know your thoughts and your experiences in the comments or reply to our Spotify Q&A poll!Connect with Property Apprentice
Thinking about buying a leasehold property in the UK?Before you invest, make sure you understand the hidden risks that could cost you thousands of pounds and significantly reduce your returns.In this episode, Rahim Bah breaks down the five biggest leasehold property red flags that every UK property investor should know before making a purchase. From short lease terms and escalating ground rent to excessive service charges and restrictive lease conditions, you'll learn how to identify potential problems before they become expensive mistakes.Whether you're a first-time investor, landlord, entrepreneur, or looking to grow your property portfolio, this episode will help you make smarter investment decisions and protect your wealth.• The difference between leasehold and freehold ownership• Why short leases can reduce property value• How service charges affect your cash flow• The danger of escalating ground rent• Lease restrictions that limit investment opportunities• Why the freeholder's reputation matters• Due diligence every property investor should complete• How to avoid buying a property that becomes bad debtSuccessful property investing isn't just about finding great deals—it's about avoiding bad ones.If you're serious about building wealth through UK property, this episode is packed with practical advice that could save you tens of thousands of pounds.━━━━━━━━━━━━━━━━━━━━
In this episode, host David Hamilton sits down to read and answer the questions from our audience on property, development, cashflow and more!Tune in to be across the latest in the property investing and development world.Looking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.
Fear & Greed is proud to share an episode of our sister podcast - How Do They Afford That? - out every Wednesday, wherever you get your podcasts.Property investing has changed in Australia. For so long, negative gearing was central to many investors' strategy. So what happens now that the rules are changing? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they look at property investing for passive income.Canna and Michael have written a book! Twelve Months to Financial Freedom will hit the shelves on September 1 - but you can preorder your copy right now. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.
Send Us A Message! Let us know what you think.First-home buyers are quietly rewriting the rules of the New Zealand property market. Despite a flat wider economy, a record 75% of first-home buyer purchases this year are standalone houses—the highest level since 2020.But as the market continues to fragment, we are seeing a fascinating regional split. While Auckland and Wellington face slower movements, areas like Southland, Taranaki, and Otago are showing surprising resilience. Meanwhile, mortgage arrears are falling, but financial hardship applications are spiking—pointing to a deeper credit squeeze on middle-aged Kiwis.In this episode of the Week in Review, Debbie Roberts (Financial Adviser at Property Apprentice) breaks down the five critical economic shifts shaping your property choices right now.
Key Topics Covered: 1. From Employment to Financial Independence James shares his transition from project management into full-time property investing. How property income eventually replaced employment income. 2. The Impact of Taking Action Why waiting for perfect conditions can delay progress. The importance of getting started and learning through experience. 3. Building a Foundation with Buy-to-Let Property Starting with single-let properties to gain experience. Using smaller investments as stepping stones to larger opportunities. 4. Why Blocks of Flats Can Accelerate Growth The advantages of buying multiple units in one transaction. Improving cash flow while reducing some of the challenges of HMOs. 5. Understanding Title Splitting What title splitting is and how it works. Creating additional value by converting a block into individual leasehold flats.Expect unexpected challenges like project delays or market shifts. 6. Using Leverage More Effectively How title splitting can reduce the capital required for acquisitions. Accessing larger opportunities that may otherwise seem out of reach. 7. Building the Right Professional Team The role of brokers, solicitors, and accountants in complex property strategies. Why specialist expertise is critical for successful implementation. 8. Creating Wealth Through Strategic Property Investing Using property to generate predictable income and long-term financial security. Building a portfolio designed to create freedom and flexibility. Actionable Takeaways Start investing before you feel completely ready, as experience is often gained through action rather than preparation alone. Use smaller property investments as a foundation for learning before progressing to more advanced strategies. Explore opportunities where value can be created rather than relying solely on market growth. Consider whether larger multi-unit properties could accelerate your investment goals compared to acquiring individual properties one at a time. Build a trusted team of specialists, including brokers, solicitors, and accountants, before pursuing complex property transactions. Focus on strategies that improve cash flow as well as capital growth. Review your portfolio regularly to identify opportunities for restructuring or creating additional value. Think strategically about how property can support long-term financial independence rather than simply generating short-term returns. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community The Title Split Consultant - Helping you accelerate your property portfolio Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
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With proposed changes to negative gearing dominating headlines, new-build property marketing is everywhere. But does a tax benefit automatically make a property a good investment? In this episode, Lachlan Vidler from Atlas Property Group breaks down why he believes many investors are being sold the wrong asset for the wrong reasons. He explains why negative gearing has never been an investment strategy, examines the risks associated with new-build properties, and outlines how factors such as oversupply, valuation shortfalls, limited resale demand, and poor portfolio scalability can impact long-term wealth creation. Whether you're buying your first investment property or looking to grow an existing portfolio, this episode provides a framework for assessing property fundamentals beyond the latest tax policy changes. Key Topics (00:00) Why new-build marketing has exploded following the proposed negative gearing changes (08:51) Negative gearing explained: why it's an outcome, not an investment strategy (12:38) The fundamental flaws of many new-build investments: land value, valuations and replacement costs (19:59) Oversupply, estate development and why demand matters more than tax incentives (23:49) The hidden exit problem: resale challenges, equity growth and portfolio stagnation (31:23) The key takeaway for investors: focus on asset quality, long-term fundamentals and portfolio growth To Get in Touch with Lachlan at Atlas Property Group: https://atlaspropertygroup.com.au/book-now/ https://www.instagram.com/lachlan.vidler/ About the Show Host of the show, Lachlan Vidler, unpacks insights into the Australian property market, property portfolio building and property investment strategies, along with detailed market analysis on locations across the country. If you love property and are focused on growing your wealth, the Property Investment Australia Podcast is a must-listen. About Lachlan Vidler Lachlan Vidler is the Director of Atlas Property Group, one of Australia's leading national investment-only buyers agencies. Atlas Property Group was named the 2023 National Buyers Agency Champion, and Lachlan and his team are 5× finalists in the REB Awards across Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of the best-selling property investment book A Military Guide to Property Investing.
We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send Us A Message! Let us know what you think.In this post-budget episode, Paul and Debbie Roberts cut through the mainstream media noise to deliver the real data, strategies, and opportunities hiding in the current property market. We kick things off by breaking down groundbreaking economic research that challenges outdated council building targets and introduces "price signal planning". Then, we cast our eyes across the Tasman, where Australia's latest federal budget has left their property community deeply envious—with Aussie media openly calling New Zealand a real estate "tax haven". Finally, we unpack a structural social housing reform shifting hundreds of millions of dollars directly into the private rental market to boost tenant stability. 1. Ditching Arbitrary Council Quotas for Price SignalsThe New Zealand Initiative's Beyond Targets report demonstrates that hitting numeric council targets has historically failed to improve underlying housing affordability. Substantial price jumps right at invisible council zoning lines act as clear proof that development permissions are being treated as a rationed, scarce commodity rather than meeting actual demand. The Latest REINZ Figures: National median residential prices slipped a minor 0.6% year-on-year to $775,000, while sales volumes dropped 7.9% nationally—led by a 14.8% annual decline in Auckland as the market finds a stable footing. 2. Why Australia Thinks NZ is a Real Estate Tax HavenAustralia's new federal budget cuts their capital gains tax discount to a minimum 30% tax rate, targets legacy assets bought before 1985, and heavily restricts negative gearing. New Zealand stands in stark contrast with no general capital gains tax outside a 2-year bright-line test, no stamp duty, and no land tax. Because Australian buyers are completely exempt from our foreign buyer restrictions, a favorable exchange rate is setting the stage for an influx of trans-Tasman capital. Data reveals Kiwi investors care far more about monthly cash flow and loan serviceability than back-end capital gains taxes, making our market highly attractive. 3. The $387.5 Million Cash Injection for Private RentalsThe government's multi-year social housing reform package raises the minimum income-related rent contribution from 25% to 30%. This structural rebalancing unlocks $387.5 million in operating savings, which is being completely reinvested back into the private sector. Maximum weekly Accommodation Supplement rates will climb by $10 to $30 a week, leaving roughly 111,000 families renting in the private market better off by an average of $14.91 a week. For private landlords, this targeted support fundamentally lowers the risk of rent arrears and increases overall tenant stability. Want to discover how to navigate the current buyer's market, analyze local cash flow numbers, and purchase the right property for your personal financial goals?
The conversation around property investing in Australia has changed. With changes to negative gearing underway, where does property fit into a wealth creation plan? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore property investing with a focus on generating passive income, rather than tax benefits.Canna and Michael have written a book! Twelve Months to Financial Freedom will hit the shelves on September 1 - but you can preorder your copy right now. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.
Jason discusses the importance of investment psychology and mathematical analysis when managing real estate portfolios. He highlights recent updates to Property Tracker, a complimentary software tool designed to help users benchmark their assets against the S&P 500 and monitor leveraged returns. Through a sample analysis of a property in Indianapolis, he demonstrates how inflation-induced debt destruction and tax strategies like cost segregation can significantly enhance profitability. He argues strongly against paying off mortgages entirely, explaining that maintaining leverage typically lowers risk while increasing overall returns. Jason concludes by encouraging investors to utilize professional consultations and educational masterclasses to optimize their portfolios based on specific financial goals. Get your FREE property tracker account https://propertytracker.com/ Book a FREE consult with our Investment counselors today! Join our FREE Masterclass every second ednesday of each month JasonHartman.com/Wednesday Key Takeaways: 0:00 Trump haters love what he's done to Washington DC 3:16 Demo of your FREE property software account 5:10 Sample property demo in Indianapolis 13:00 Input date: Changing the numbers _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Key Topics Covered: 1. Defining True Wealth Wealth is about creating predictable income and financial security. The goal is freedom, experiences, and a low-stress lifestyle. 2. From Corporate Career to Property Entrepreneur Transitioning from employment to financial independence through property. Recognising when a traditional career path no longer aligns with personal goals. 3. The Impact of Rich Dad Poor Dad How financial education can change perspectives on wealth building. The importance of developing an investor mindset. 4. Learning Through Failure Early mistakes in serviced accommodation created valuable lessons. Setbacks can become turning points for future success. 5. The Demand-Led Investment Approach Find the demand before choosing the property. Reverse-engineering investments around proven market needs. 6. Understanding Serviced Accommodation The opportunities and risks of short-term rental strategies. Why demand is critical for long-term profitability. 7. Building Multiple Income Streams Combining trading, investment, and coaching businesses. Creating diversified sources of recurring income. 8. Wealth, Family, and Lifestyle Using wealth as a tool to create time, experiences, and flexibility. Balancing financial success with family, health, and personal fulfilment. Actionable Takeaways Focus on building assets that generate predictable, recurring income rather than chasing quick wins. Identify genuine market demand before investing in a property or launching a new venture. Treat mistakes as learning opportunities and use them to improve future decision-making. Invest in your financial education to develop a stronger wealth-building mindset. Build multiple income streams to reduce risk and increase financial resilience. Align your wealth-building activities with your personal values, family goals, and desired lifestyle. Review your current investments and ask whether they are driven by demand or by assumptions. Prioritise long-term consistency over short-term excitement when creating wealth. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Devenir Plus - Become more in every area of your life Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Send Us A Message! Let us know what you think.In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts. The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week. The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money. AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee's risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts. If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:
Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected. On Property Investing Insights, hosts Phil Tarrant and Victor Kumar from Right Property Group break down the growing fallout from the federal budget and why investors may need to rethink strategy, structure, and portfolio planning. Kumar warns that while negative gearing changes have dominated headlines, the real pressure point could come from reduced lending capacity, with some banks already adjusting calculators and slashing borrowing power dramatically. The episode explores how investors may need to adapt by reassessing portfolio structure, improving cash flow, and diversifying across different property types as the market adjusts to potential policy shifts. Kumar also cautions against panic-driven decisions, arguing that strong portfolios are built on long-term fundamentals, not short-term political noise or speculation. The duo also discusses how the changing landscape could reshape the buyer's agent sector, with increased pressure likely separating experienced operators from opportunistic entrants.
Send Us A Message! Let us know what you think.The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.Inside this episode, we unpack:
In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey talk about the changing rental market and what landlords are experiencing in 2026.From fewer rental inquiries and declining rents in some markets to rising repair costs, increasing HOA fees, and a less predictable applicant pool, landlords are being forced to adjust their expectations. David shares what he is seeing in the Phoenix rental market, including properties sitting longer, rents pulling back, and the importance of staying patient during the screening process.The biggest takeaway: don't rush into approving the wrong tenant just to fill a vacancy. Even when the market slows down, sticking to your rental criteria and using proper tenant screening can help protect your investment.If you own rental property, manage tenants, or are thinking about becoming a landlord, this episode offers a real-world look at the challenges landlords are facing and how to navigate them wisely.The Rent Perfect system helps investors become successful "lazy" landlords by managing efficiently with ease, starting with the initial application and background check, to leases and payment collection. Learn how to streamline your rental process at www.rentperfect.com.
Send Us A Message! Let us know what you think.The power dynamic in the property market has officially shifted. Are you prepared for a landscape where the buyer finally dictates terms? In this week's review, Debbie Roberts (Financial Adviser and Owner at Property Apprentice) cuts through the alarming headlines to dissect a market undergoing a healthy recalibration. We dive deep into new data showing national rents dropping nearly $30 below their peak, a massive rebound in building consents, and the hidden $100 million mortgage war being waged behind closed bank doors. If you're waiting on the sidelines out of general market jitters, you might be missing a once-in-a-decade window of opportunity to build a long-term foundation for wealth. Inside this episode, we break down:
Key Topics Covered: 1. Helping Renters Become Homeowners Creating structured pathways from renting to ownership. Allowing tenants to move into properties while preparing financially for a mortgage. 2. The Challenges Facing First-Time Buyers Mortgage approval criteria often prevent capable renters from buying. Many renters already pay amounts comparable to mortgage repayments. 3. A Roadmap to Mortgage Readiness Building a step-by-step plan to improve financial positioning over time. Helping buyers understand deposits, affordability, and lender requirements. 4. Landlords Exiting the Market Increasing regulation, taxation, and compliance pressures are driving many landlords to sell. The changing environment has reduced profitability and increased risk. 5. Impact of Renters' Rights Legislation New rules are reshaping the landlord and rental landscape. Landlords are becoming more cautious about remaining in the sector. 6. Creative Property Solutions Exploring alternatives beyond the traditional buy-to-let and purchase models. Creating win-win opportunities for both tenants and landlords. 7. Long-Term Financial Planning Using property as part of a wider strategy for financial security and stability. Focusing on gradual progress rather than immediate results. 8. Making Homeownership More Accessible Providing education and support to help more people navigate the property market. Breaking down barriers that stop renters from progressing financially. Actionable Takeaways Consider mentoring or sharing your knowledge to help others start their own wealth-building journey while reinforcing your learning. Create a clear financial roadmap if you plan to buy a property in the future, focusing on affordability, deposits, and mortgage readiness. Review your spending and savings habits to improve your long-term mortgage position. Explore alternative pathways to homeownership rather than relying solely on traditional purchasing methods. If you are a landlord, assess how changing regulations and market conditions affect your long-term strategy. Consider flexible exit strategies that can benefit both landlords and future homeowners. Focus on steady financial progress instead of waiting until everything feels perfect before taking action. Build your financial knowledge around mortgages, lending criteria, and property ownership to make more informed decisions. Think long term when approaching property, using it as part of a wider plan for stability and wealth building. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide BeHomed - A proven path to homeownership Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
We take you behind the scenes of our latest multifamily apartment acquisition—a 128-unit building we closed on for $6.6M—and break down every step of the deal: how we found and financed the property, the due diligence, the negotiation process, the renovation strategy, and the property's future. We share the numbers, projected challenges, and value-add opportunities that made this investment worth pursuing, while offering practical insights for both new and experienced investors. If you've ever wanted a firsthand look at how successful multifamily deals come together, this episode delivers a transparent, real-world blueprint for building wealth through apartment investing.SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!
Our guest today, Caleb Christopher, is a builder committed to raising the standard in real estate by making it safe, legal, and ethical. He shares actionable insights from closing thousands of creative finance deals, emphasizing rigorous risk management and ethical business practices. Caleb's companies operate remotely, leveraging his cybersecurity background to build global teams that are scalable and cost-optimized, focusing on clear communication skills for success. His companies — Creative TC, DOS Guard, and Creative Title Company — are known for their practical application of deep expertise.At the center of the companies is Caleb's personal vision: raising the standard in real estate by making it safe, legal, and ethical.Leader, Educator, and Remote Operator. An educator at heart, Caleb is a sought-after podcast guest and speaker who shares actionable insights from closing thousands of creative finance deals. He is known for his candid discussion of successes and failures, teaching audiences about creative finance mechanics, rigorous risk management, and ethical business practices. Caleb's companies operate entirely remote-first, leveraging his cybersecurity background to build global teams—including a significant component in South Africa—that are scalable, cost-optimized, and driven by a culture of accountability.His leadership is anchored by five core values, summarized by the acronym Take Initiative and Be Resourceful, Advocate for the Client, Be Relatable, Lead with Value, and Exhibit Attention to Detail. Beyond his businesses, Caleb is defined by his commitment to his faith and his role as a husband and father of four. He views business as a form of stewardship—of resources, people, and opportunities—believing that the highest return comes from serving well and building with integrity.Email: cchristopher@creativetc.io Business: Creative TC LLCWebsite: https://creativetc.io/ Social Media:Facebook: https://www.facebook.com/creativetcllc/ Instagram: https://www.instagram.com/creativetransactionconsulting LinkedIN: https://www.linkedin.com/company/creativetc/ YouTube: https://www.youtube.com/calebchristopherhimself Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. Google Review Linkhttps://g.page/r/CVKSq-IsFaY9EBM/review
Real estate isn't just another asset class—it's the foundation of global wealth. According to the Glion Institute of Higher Education, real estate accounts for roughly two-thirds of global net worth, far surpassing other fixed assets. It also plays a dominant role in private portfolios, with direct property ownership making up about 22.5% of the typical family office allocation. In this episode, we sit down with Hadley Nightingale, CEO of New Zealand Property Buyers, to explore how investors can tap into this powerful wealth-building vehicle—without the costly mistakes that often come with it. Since founding NZPB in 2020, Hadley has helped more than 100 clients secure investment properties across New Zealand, scaling his company from a two-person startup into a 13-person remote team operating across New Zealand and Southeast Asia. Hadley lives at the intersection of property investing and business growth. He shares insights for investors looking to build long-term wealth, as well as for business owners who want to scale efficiently without sacrificing their lifestyle. From acquisition to renovation, compliance, and property management, his end-to-end approach is designed for busy professionals who want results without the overwhelm. Driven by ambition, discipline, and a relentless pursuit of efficiency, Hadley brings a mindset rooted in purpose: life without a goal is like a missile without a target—it eventually burns out without direction. This conversation dives into what it really takes to build systems, create momentum, and stay focused on what matters most. Instagram: @hadleynightingale Learn more about your ad choices. Visit megaphone.fm/adchoices
Most people spend their lives chasing the next "big thing" in crypto or property, only to realize they're too late to the party. If I had to start my entire property journey again from scratch today, my strategy would look remarkably different than it did 25 years ago. This isn't about following a generic "passion"; it's about the clinical intersection of experience, personal skill, and cold, hard profitability. From why I'd steer clear of leaseholds and flats to the specific reason 50% leverage is the "sweet spot" for long-term survival, I'm breaking down the blueprint for a resilient, scalable portfolio. We dive deep into manufacturing value through forced appreciation, the hidden benefits of inflation on your debt, and the boring—but essential—daily habits that actually build wealth over decades. KEY TAKEAWAYS Prioritise Scalable Assets: Move toward small blocks, co-living, and high-end HMOs quickly to offset rising regulatory and management costs. Focus on Forced Appreciation: Don't rely on market growth; drive value yourself through refurbishments, conversions, and operational upgrades. The "Develop to Hold" Model: Avoid the "develop to sell" trap, which can lead to bankruptcy during market downturns when properties won't shift. Strategic Leverage: Maintain approximately 50% debt on a portfolio to balance the benefits of inflation-eroded debt with the safety of a low-leverage cushion. Reinvest and Restrict Spending: Harness compounding by reinvesting profits and never spending more than 5% of your total invested asset base. QUOTES "I like to be the contrarian. I like to buy things that are unloved and try and guess where the market is going to move next." "Developing is great, but having a purely developed to sell model is quite dangerous." "Manufacturing the value to offset the friction of those extra taxes and regulatory costs is important." "Wealth building is about developing yourself and developing a thousand daily habits." "Inflation has the inverse relationship on debt. It actually reduces debt. Inflation erodes debt." VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressiveTwitter: https://twitter.com/markprogressive
In this week's, Sammy Gordon and Jimmy Ibrahim tackle the heated question: Is property investing unethical? Through an honest and thought-provoking discussion, they explore the societal perceptions of investors amid the Australian housing crisis, debunk common myths about landlords and discuss the government's role in shaping the rental landscape. Drawing from history and personal experience, the hosts break down arguments about affordability, supply and demand and the ethics of building wealth through property. With practical insights and a passionate defence of property investing, this episode empowers investors to block out the noise, stay the course, and understand the broader context of Australia's real estate debate.School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.auIf you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy!If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.auSend us your questions to:Instagram: @australianpropertyscoutWant to book a call with us:Website: https://australianpropertyscout.com.auAny information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice.Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369
With sentiment turning cautious, interest rates remaining elevated, and major policy changes looming ahead of the Federal Budget, many investors are sitting on the sidelines. But as this podcast episode explores, market hesitation often creates the best opportunities for those willing to act with conviction. On Inside Commercial Property, host Phil Tarrant is joined by Scott O'Neill to unpack the current state of the property market, and why we may be entering one of the most important investment periods of the decade. In this episode, we cover: Why negative sentiment isn't always a bad thing for investors. The impact of the upcoming Federal Budget and potential tax changes. Why affordability policy could reshape how and where people invest. The growing importance of cash flow versus capital growth. How commercial property differs structurally, and why it's gaining attention. The risks of poor advice in an unregulated buyer's agent market. How business principles (cash flow, margins, risk management) apply directly to investing. With potential changes to capital gains tax, negative gearing, and broader housing policy, the rules of the game may be shifting. But one thing remains constant: The investors who succeed are those who focus on fundamentals, not headlines.
In this video, I'm taking you on a site tour of an incredible transformation! My investors purchased a three-bedroom dilapidated house for £116,000 at auction, and we have successfully converted it into a high-spec four-bedroom property.The ROI Breakdown: How a £116k investment turns into a £40,000 profit.HMO Conversion Secrets: The step-by-step process of turning 3 bedrooms into 4 bedrooms.Builder Management: The "Scaffolding Lesson" that cost us £3,500 and how to avoid it.UK Rental Strategies: Why we are choosing a £2,160/mo HMO yield over a standard family let.The BRRR Strategy: How to remortgage, pull your initial capital out, and scale your portfolio.Rahim Bah is a public speaker, entrepreneur, property investor, property educator, business mentor, and content creator. The Rahim Bah YouTube Channel is focused on educating people to invest in UK property, personal development, business, and how to become an entrepreneur. Whether you're a young entrepreneur, property entrepreneur, have a business idea, or just thinking about how to start a business, you'll get the value and business motivation you need to succeed from these videos.Unlock expert strategies to start or grow your property investment journey – absolutely FREE! PLUS, receive 3 exclusive bonus gifts to boost your success.
CGT speculation, budget rumours, and shifting tax settings are again rattling property investors and reshaping the rules of the game, separating those who hesitate from those who move early. On The Smart Property Investment Show, hosts Phil Tarrant, Victor and Reshmi Kumar of Right Property Group examine why policy chaos may actually be a hidden advantage for sharp investors. Tarrant highlights that while headlines fuel fear around capital gains tax and housing affordability, experienced investors are ignoring the noise and focusing on timing, strategy, and buying when others hesitate. The Kumars explain that today's investors are more selective than ever – favouring long-term, goal-led strategies over hype-driven decisions designed to withstand policy shifts and volatility. At their "Right on Track" event, investors were challenged to rethink the key question – not where to buy but what to buy – based on financial capacity and long-term outcomes. According to the experts, a clear divide appears between investors waiting for certainty and those using uncertainty to get ahead.
Interest rates, borrowing power, and lender scrutiny are shifting fast – but while many focus on rates, it's borrowing power that's quietly killing more deals and becoming the real battleground in property. On The Smart Property Investment Show, Phil Tarrant sits down with Finni Mortgages broker Rebecca Carlson to discuss why finance – not property – is now the biggest hurdle for investors. Carlson reveals that tighter lending, shrinking borrowing capacity, and tougher scrutiny are catching investors off guard, especially those trying to scale or use structures like SMSFs and trusts. She explains that while SMSF lending is still very much alive, it now comes with heavier compliance, deeper checks, and far less room for error – meaning only well-prepared investors are getting deals across the line. The episode also exposes how smart investors are stress-testing their portfolios, building buffers, and planning for further rate hikes before lenders force their hand. As local and global economies shift, the experts are clear: in today's market, the winners aren't just finding the right property – they're the ones who can actually get the loan. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Michael Cobb shares his extensive experience in international real estate development, investment strategies, and the evolving market opportunities driven by remote work and digital nomads. He discusses key principles for overseas property investment, operational efficiencies, and future market trends. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
The Michael Yardney Podcast | Property Investment, Success & Money
You've probably noticed that some property markets surge ahead while others seem to tread water… even when the broader economic conditions are the same. It's easy to blame interest rates, government policy, or media sentiment, but those factors only tell part of the story. The real drivers sit underneath all of that, and they're far more predictable if you know where to look. In today's Wealth Retreat Conversations episode, I want to give you a taste of the type of thinking and insights you'll experience at Wealth Retreat, where leading demographer Simon Kuestenmacher will be joining us as a keynote speaker. Now, Simon doesn't just look at population growth or headline statistics. He digs much deeper into how different groups of Australians actually live, spend, and make decisions. And that's where things get interesting, because when you understand behaviour, you start to see where future demand is really going to come from. Today we explore what Simon calls Australia's "demographic tribes" - the groups quietly shaping our housing markets, our economy, and ultimately your investment outcomes. We discuss how household structure, age, and wealth influence demand, focusing on lifestyle groups like YOLO renters and Yummies. Simon explains the significance of demographic behavior in forecasting market trends and the importance of people-driven insights over pure economic data. We discuss the influence of generational changes on demand and investment strategies, highlighting the value of demographic research in strategic planning. Join us as we provide insights to help you make informed business and investment decisions by understanding Australia's diverse tribes. Takeaways Understanding demographic tribes gives a strategic edge. Household structure influences property demand. Generational changes affect investment strategies. People-driven insights are crucial for success. Demographic behavior forecasts market trends. YOLO renters have unique property needs. Yummies are high-income, career-driven renters. Behavioral segmentation predicts future demand. Micro-communities shape economic trends. Demographic research aids strategic planning. Links and Resources: Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. https://www.wealthretreat.com.au/ Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Australian property market doesn't move in isolation - it's shaped by demographics, economic forces and long-term structural trends. The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning If you want to understand what's really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:https://propertyupdate.com.auhttps://metropole.com.au
Key Topics Covered: 1. Starting Small and Building a Property Portfolio Begin with a simple, manageable property to understand buying, renovation, and mortgage processes. Treat the first property as a learning experience rather than a profit generator. Track timelines and costs to prepare for smoother future investments. 2. Generating Capital to Grow Use refinance strategically to fund the next property purchase. Ensure cash flow covers ongoing costs while leaving a surplus for future investments. Factor renovation costs and potential delays into growth calculations. 3. Building the Right Team Find local, trustworthy partners who can manage properties effectively. Diversify teams to reduce reliance on a single person or company. Maintain accountability through regular communication and performance checks. 4. Short-Term vs Long-Term Rental Strategies Balance steady long-term rental income with high-yield short-term rentals. Understand local demand for short-term accommodation, such as contractor or holiday markets. Plan for off-peak periods to avoid income gaps. 5. Learning Through Setbacks Expect unexpected challenges like project delays or market shifts. Flexibility and creative problem-solving are key to overcoming obstacles. A supportive, aligned team helps maintain momentum during setbacks. 6. Confidence and Taking Action Build confidence by starting and learning as you go rather than waiting to know everything. Small incremental steps accumulate into meaningful progress. Celebrate achievements along the way to reinforce motivation and learning. 7. Lifestyle-Driven Wealth Define what freedoms are most important: location, time, control, and creativity. Use wealth creation to gain flexibility in lifestyle and work-life balance. Focus on aligning business activities with personal goals and values. 8. Applying UK Lessons in Portugal Adapt previous investment strategies to a new market and regulatory environment. Focus on emerging opportunities, such as converting commercial properties into residential units. Build local knowledge through relationships and hands-on market research. 9. Mindset, Coaching, and Support Stay resilient by keeping long-term goals in mind during challenges. Use a coach or mentor to maintain focus, celebrate wins, and reinforce learning. Regular reflection helps refine strategies and decision-making processes. 10. Giving Back and Supporting Others Share experiences to guide others starting their wealth-building journey. Provide mentorship and encouragement for practical, actionable steps. Inspire confidence in others by showing that wealth creation is achievable. Actionable Takeaways Start small with your first property to learn the process of buying, renovating, and refinancing before scaling up. Build a trusted local team and diversify your partners to manage properties effectively and reduce risk. Balance short-term and long-term rental strategies, factoring in seasonal fluctuations and local demand. Take action even if you don't feel fully confident; learning through doing builds both experience and confidence. Use setbacks as opportunities to refine your processes, improve flexibility, and strengthen your team. Define what lifestyle freedoms matter most to you—time, location, control, creativity—and align your investments to support them. Explore new markets carefully, adapting previous lessons to local regulations, opportunities, and culture. Consider mentoring or sharing your knowledge to help others start their own wealth-building journey while reinforcing your learning. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
What you'll learn in this episode: How to turn rental properties into lasting generational wealth Why being “successfully unemployed” starts with changing your mindset The truth about passive income (and how to actually achieve it) How to find the right markets and the right teams Creative ways to fund your deals — from private money to credit lines Why treating real estate like a business is the real key to freedom
Most people think real estate is easy money.Donny Samson knows better.He got his license at 22, just because a friend did it first and his wife said, "If he can do it, you can." His first two commissions paid for her engagement ring. He was hooked.But building a career is one thing. Building a company is another. When his dad handed him the keys to Samson Properties and made him CEO in 2019, Donny had to learn fast what separates a great realtor from a great leader. Spoiler: it's not the same skillset. He hired the wrong managers. He watched a title company he co-owned spend years digging out from bad hires and broken trust. He navigated a housing crash, a national lawsuit, and a real estate market that has posted record low sales three years in a row. And he kept going.Today Samson Properties is the number one brokerage in the DMV, with 6,500 agents across 49 offices. They built their own title company. They run on a 100% commission model. And Donny still shows up to teach in a different office every Wednesday.We covered:→ Why 83% of realtors don't make it past five years and what brokerages owe them→ How the private listings controversy is quietly hurting buyers and sellers→ What the NAR lawsuit actually changed (and what it didn't)→ Why he'd rather leave a manager seat empty for six months than hire the wrong person→ How he thinks about growth without losing what made the company worth growingThe thing that stuck with me most from this conversation: Donny never stopped thinking like a realtor. Even as CEO, he's still thinking about the person sitting across the table trying to buy or sell their biggest asset. That perspective is rare. It's also, I think, exactly why Samson keeps growing.Donny, thank you for being so open and for sharing your passion for this industry. I also appreciate you speaking directly about topics that many people in your position might avoid. This one was a blast.*Chapters*0:00 - Introduction & Teaser1:00 - Meet Donny Samson1:42 - Getting Licensed Right Before the 2008 Crash2:45 - What Samson Properties Is Today6:21 - How the 100% Commission Model Works8:26 - Why 83% of Realtors Don't Make It Five Years10:11 - How to Recruit Your Way Out of a Down Market10:53 - Growing Up in the Family Business14:16 - What His Dad Taught Him About Leadership18:17 - Why Leaders Need Trench Experience First20:58 - The Private Listings Controversy28:22 - The NAR Lawsuit and What It Really Changed37:01 - Will AI Ever Replace Real Estate Agents?42:56 - The Biggest Mistakes He's Made as CEO45:31 - Why He'd Rather Leave a Seat Empty Than Hire Wrong52:16 - Why He's Not Trying to Go National55:37 - Where to Find Donny and Samson Properties*Connect with Donny*Web: https://samsonproperties.net/ | samson.comLinkedIn: linkedin.com/in/donny-samson-a9abb715aBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-dillon-england-show--6370921/support.*Connect with Dillon*https://www.instagram.com/thedillonenglandshow/https://twitter.com/imdillonenglandhttps://www.linkedin.com/in/dillonmengland/https://www.facebook.com/dillon.england.5*Sponsor — Broadcast Brew (Low-Acid Coffee)*Order our LOW ACID COFFEE “THE BROADCAST BREW”Thank you to Cool Beans Coffee Brewery for your partnership.https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blend*ABOUT THE DILLON ENGLAND SHOW*Authentic conversations with interesting people across personal growth, entrepreneurship, and lifestyle — direct, faith-forward, Detroit grit.Subscribe for full conversations and weekly clips.Share this with someone on your leadership team.Comment your biggest takeaway.