Podcasts about property investing

Is IRR really the gold standard for evaluating a real estate investment? John McNellis, veteran real estate developer, investor, author, and educator, has a very different take. In this episode from the Jake & Gino Podcast, John challenges the way investors use Internal Rate of Return (IRR) to evaluate real estate deals. His argument? IRR relies heavily on assumptions about future cash flows, exit values, and—most importantly—what the property's cap rate will be years down the road. As John points out, predicting a property's cap rate ten years from now can feel a lot like predicting the weather ten years from now: you simply don't know what will happen. The conversation dives into: • Why IRR can be misleading in real estate • How future exit assumptions affect projected returns • The relationship between IRR and cap rates • Why investors should question optimistic projections • The difference between theoretical returns and actual cash flow • How experienced real estate investors evaluate deals John also shares decades of experience in commercial real estate and explains why he believes investors need to be careful about relying too heavily on numbers that depend on assumptions about the future. What do you think—Is IRR a useful investment metric, or is it too easy to manipulate? Watch the full conversation for more lessons on commercial real estate, development, investing, deal analysis, and building wealth.

Send us Fan MailUsing other people's money can feel scary, awkward, or even “wrong” when you're getting started in property investing, but that fear is often the exact thing that keeps your portfolio small. I'm Mark Fitzgerald, and I'm breaking down what an OPM mindset really is, why it matters, and how to use private money and investor capital in a way that's safe, controlled, and built on trust.We dig into the biggest mental trap I see: treating raising money like begging, and treating “no” like rejection instead of clarity. When you can source a solid real estate deal and you understand the numbers, staying silent can actually be the selfish move because plenty of people have cash sitting in low-interest accounts and want better returns but lack the skills to execute. The goal is not hype or pressure, it's creating mutual value through clear communication and strong fundamentals.I also walk through how to structure win win win agreements so the investor gets the return and security they need, you get the leverage to execute, and the seller or landlord gets a fair outcome. We cover practical options like second charge positions, RX1 restrictions, and personal guarantees, plus the long-term habits that protect your reputation: transparency, updates when timelines slip, and doing what you say you'll do.If this helps you think differently about creative finance, subscribe, share it with a friend who's stuck, and leave a five-star review so more investors can find it. What's the biggest thing stopping you from asking for funding?VALUABLE RESOURCES:Let me help you build your property business, Check out how I can support your investing now.Visit https://www.thepropertyunleashed.com/homeMy Property Investing Community called Property Education To Action,  This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Apply here: thepropertyunleashed.com — click Inner CircleSupportive Living help www.socialspaces.uk“Free Goal Setting Masterclass: Build Your Life In Five Days”“If you've enjoyed these episodes, leave us a five-star review”https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.CONNECT WITH ME:Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https...

Want to see how we'd apply these strategies to your portfolio?Check out the End Game Portfolio here:⁠https://invest.freshstartadvisory.com.au/strategy-opt-in?utm_source=Spotify&utm_medium=Audio&utm_campaign=New+Offer&utm_term=EndGame⁠Property investing has changed, and the strategy that helped you buy your first property may not be the strategy that gets you to your end goal.In this episode, Frank and Anu break down how investors can keep building their portfolio while dealing with higher holding costs, tighter cash flow and changing market conditions. They cover higher-yielding units, granny flats, duplexes and multi-dwelling properties, and explain why the goal is not simply to chase yield, but to find assets that can still deliver strong capital growth as well. They also discuss when it may make sense to sell an existing property and redeploy the capital, how cash flow can become the biggest bottleneck as a portfolio grows, and share a real example of a Mackay unit bought for $290,000 and sold for $400,000 around 20 months later. If you already own property and are starting to feel the pressure of holding costs, or you're trying to work out how to structure your next purchase, this episode gives you a practical framework for thinking about what comes next.This content is for educational purposes only and should not be considered financial advice. Nothing discussed takes into account your personal circumstances. Always do your own research and seek independent professional advice before making investment decisions.

In this episode, Nathan reflects on what he would do differently if he was starting out today. From his first deal on the Gold Coast with no internet and no real estate portals, to how the fundamentals of property investing have stayed the same while everything around them has changed. 00:00 - Intro: if you could start again, what would you do differently  01:30 - The Gold Coast in the early 2000s  03:00 - What happened to Sydney, Brisbane and the Gold Coast through the GFC cycle  05:00 - Where to start: setting an income goal and working backwards 07:00 - The noise problem 09:00 - Positive cashflow vs negative gearing 11:00 - How demographics and lifestyle have changed what good asset selection looks like  13:00 - Why there is actually more access to cashflow positive property today than in 2005  15:00 - Final word: be fluid, keep moving, and inflation is your biggest asset if you use it right Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful.

Rodney Brown of New Life Global Development shares his extensive experience in real estate development, focusing on distressed assets, community revitalization, and innovative solutions for affordable housing in Los Angeles. Discover how his family legacy, engineering background, and strategic partnerships are shaping the future of community development and homelessness solutions.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The property investing landscape is shifting—and Aaron Christie-David believes investors need to adapt quickly.In this episode, Frank sits down with Aaron, one of Australia's Top 100 mortgage brokers and host of the Built Different Podcast, to discuss mortgage strategy, property investing and the growing pressure facing Australian investors.Aaron explains how buying two or three carefully selected investment properties could help Australians pay off their home loan within ten years, rather than carrying a mortgage for three decades. He also shares the mistakes he made on his first properties, why he still uses buyer's agents, and when selling and redeploying capital may make more sense than holding indefinitely.The conversation also covers borrowing capacity, cash flow, SMSFs, negative gearing, possible rent controls and why Aaron believes investors need to take greater control of their financial future. Book a free consultation with Fresh Start AdvisoryWe'll learn about your goals, answer your questions and point you in the right direction.

11 Reasons Why I Give Up On Australian Property Investing. Serious reasons no one in the industry talks about. The 11th one is the best. Discussion Points:00:00: Introduction01:47: Stocks vs. Property: Can the ASX Really Compete?04:37: The Leverage Trap: Why "Unaffordable" Suburbs Keep Rising Anyway07:27: Bitcoin's Diminishing Returns: The Law Most Investors Ignore10:17: Immigration Off? Here's What It Would Actually Do to Prices13:07: Why Rejection from 40 Agents Is Actually a Bullish Signal15:08: Gold, Negative Gearing & the Myths Killing Your Portfolio20:18: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website

In this episode of the Solid Foundations Property Podcast, we're joined by one of Ireland's most respected and experienced property investors, Ed Martin.With more than 50 years in the property industry, Ed has witnessed multiple property cycles, economic booms and downturns, and has built a wealth of knowledge that every investor can learn from.

Australia's property market is being reshaped by a new wave of demand. From migration-driven growth corridors to changing rental markets and shifting investor strategies, these are the trends investors cannot afford to ignore. On the Property Investing Insights podcast, Phil Tarrant is joined by Victor and Reshmi Kumar to discuss how migration, demographics, and changing buyer behaviour are influencing where demand is building across Australia. The trio share their observations about migration from India, the suburbs seeing increased demand, and why understanding population shifts could help investors identify future opportunities. They also examine the current market reset, including interest rates, softer conditions, the shift towards cash flow-focused strategies and the changing role of buyer's agents in helping investors navigate a more complex environment. With the boom-time playbook no longer applying, the trio reveals why data, demographics, and suburb fundamentals are becoming critical for investors looking to stay ahead.

Send Us A Message! Let us know what you think.Adult kids moving into $31,000 flatpack studios? Investors completely bypassing Auckland to chase high rental yields down south? The standard New Zealand property playbook is being rewritten right before our eyes! In this episode of The Week in Review, Debbie Roberts (owner and financial adviser at Property Apprentice) breaks down the 5 biggest stories you need to know to make smart, risk-reduced property decisions. Inside This Episode:

Send Us A Message! Let us know what you think.Why are 10 percent more Kiwi homeowners choosing to rent out their properties rather than sell them? And how did organized crime syndicates convert 17 suburban Auckland rental homes into illegal grow houses right under self-managing landlords' noses?In Episode 22 of New Zealand Property Insights, financial adviser Debbie Roberts and experienced investor Paul Roberts (Owners of Property Apprentice) break down fresh June 2026 rental market data from realestate.co.nz and examine critical asset security safeguards for property owners.First, we analyze the nationwide surge in new rental listings (+10% YoY) driven by Kiwis relocating overseas who are choosing to hold onto their properties as a long-term capital buffer. We explore regional extremes including Wairarapa (+67.6%) and Southland (+32.8%), alongside the sharp stock contraction in Wellington (-25.7%).Next, we break down an urgent warning from police and tenancy experts following the seizure of 1,532 cannabis plants across 17 West Auckland rentals. We expose the subtle vetting red flags that self-managing landlords miss—from failing ID software to fake referees whose voices change across phone calls—while outlining how to perform rigorous due diligence without violating New Zealand's Human Rights Act.

In this episode, host David Hamilton is joined by Civil engineer turned Builder and Developer Patrick Ung to talk about one of the biggest cheat codes in property development - duplexes!In this chat, we discuss the following:- How Patrick's background working at large Tier 1 builders set him up for success- Cost blowouts, months in council - how much he made on his first project!- The launch of PRODUPLEX- Site Acquisition: What to look for when buying your next site- DA vs CDC which planning pathway works and why?- The luxury design features you can include to get a better sell price- Future projects and his advice for those looking to develop!- Much, much more!To get in touch with Patrick and his team, checkout their website here: https://www.produplex.com.au/Looking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Property investing in Australia is changing, and the way investors structure their purchases could have a major impact on tax, borrowing capacity and long-term wealth.In this episode, Frank is joined by chartered accountant Sidney Cachuela, founder of Lucent Advisory Group, to unpack the latest changes affecting Australian property investors.They discuss negative gearing, capital gains tax, trusts, company structures and self-managed super funds, including:• Whether property trusts still make sense• Trust versus company ownership structures• What happens to property losses under different entities• How borrowing capacity can limit portfolio growth• SMSF property investing and renovation restrictions• Carry-forward and downsizer super contributions• Commercial property opportunities through an SMSF• Why proactive tax planning matters• How a quieter property market may create opportunities for investorsThe right structure depends on your goals, income, assets and personal circumstances, so professional advice should be obtained before making any investment decision. Connect with Sidney Cachuela and Lucent Advisory GroupWebsite: https://www.lucentadvisorygroup.com.au/Sidney's Instagram: https://www.instagram.com/sid.cachuela/Lucent Advisory Group Instagram: https://www.instagram.com/lucentadvisorygroup/Book a free consultation with Fresh Start AdvisoryWe'll learn about your goals, answer your questions and point you in the right direction.

Send us Fan MailYour next property deal will only move as fast as the people around you. We walk through how we build a property investing power team that supports real execution, not just paperwork, so you can buy with clarity, move faster, and scale a property portfolio without getting stuck waiting on slow responses or generic advice. If you're serious about real estate investing, the right broker, solicitor, accountant, tax specialist, and builders become an extension of your business.We get specific about what to look for and what to ask. One of the biggest filters is simple: does this professional understand property from an investor's perspective, and have they invested themselves? We explain why that matters for better decisions and fewer surprises, especially when you're using creative strategies like rent-to-rent, purchase lease options, joint ventures, and service accommodation. We also unpack why “accountant” is not a one-size-fits-all role, and how property tax planning can involve capital gains tax, stamp duty, corporation tax, SPVs, and allowable expenses that generalists often miss.On the legal and renovation side, we cover how to choose a property solicitor who can handle specialized contracts and keep deals moving, plus practical due diligence for contractors and builders, including references and insurance checks. We finish with a key financing point: why an independent mortgage broker with broader market access can open options that tied or high-street lenders can't, especially when your deal needs flexible criteria.Subscribe for more practical property investing guidance, share this with a friend building their team, and leave a review with the one role you still need to hire.VALUABLE RESOURCES:Let me help you build your property business, Check out how I can support your investing now.Visit https://www.thepropertyunleashed.com/homeMy Property Investing Community called Property Education To Action,  This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Apply here: thepropertyunleashed.com — click Inner CircleSupportive Living help www.socialspaces.uk“Free Goal Setting Masterclass: Build Your Life In Five Days”“If you've enjoyed these episodes, leave us a five-star review”https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.CONNECT WITH ME:Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https...

How do experienced real estate investors know within minutes whether a property is worth pursuing? In this video, Gino Barbaro shares the exact Buy Right, Operate Right, Exit Right framework that has helped evaluate thousands of real estate opportunities. Instead of spending hours analyzing every property, learn how to quickly eliminate bad deals so you can focus on opportunities that actually fit your investing goals. In this video you'll learn: • How to evaluate a real estate deal in about 20 minutes • The Buy Right, Operate Right, Exit Right framework • Why "No deal is better than a bad deal" • Common mistakes new investors make • How to avoid "pencil whipping" your numbers • Why your exit strategy matters before you buy • The importance of operating experience • How professional investors filter opportunities quickly Whether you're investing in multifamily, single-family homes, commercial real estate, or even buying a business, this framework will help you make smarter investment decisions and avoid expensive mistakes. Subscribe for more videos on real estate investing, multifamily investing, wealth building, and financial freedom. We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

#112: Want to know the exact difference between how a rookie analyzes a deal and how a seasoned pro spots an immediate "yes"? Most investors freeze before their first property because they lack one foundational skill.  Welcome to the Lenders playbook podcast Episode 112- we are your go to podcast for all things private lending, real estate and entrepreneurship, I am your host Matt Rosen In this episode, mortgage expert and real estate investor Gerard Mier shares his journey from high school roots to running a multi-project investment empire. We pull back the curtain on his exact process—from finding a deal to closing it and break down:The #1 skill you must master before buying your first property.The internal systems and key hires that allow him to scale projects while running a mortgage business.His $0 "start-over" blueprint and the habits driving his success.Ready to stop analyzing from the sidelines? Hit subscribe so you never miss an episode, and leave a 5-star review if this blueprint helped you plan your next deal!We would like to have you join us! Oct. 9-10 in Las Vegas at the Green Valley Ranch is the most anticipated private lending event of the year! Don't miss it! Go to https://www.americanlendingconference.com/

In this episode of the Grow A Small Business Podcast host Troy Trewin interviews Adiel Gorel, Founder of International Capital Group, shares how he went from being a Hewlett-Packard engineer to building a 42-year real estate investment business that has helped investors purchase more than 10,000 homes. He explains why long-term thinking, fixed-rate mortgages, and staying calm during market downturns create lasting wealth. Adiel also discusses scaling a business, leading through economic cycles, building the right mindset, and avoiding panic when recessions hit. His journey offers practical lessons on entrepreneurship, resilience, and financial freedom through disciplined investing. Check out Adiel Gorel's book, Remote Control Retirement Riches: How to Change Your Future with Rental Homes. In this practical guide, he shares the proven strategies that have helped investors build long-term wealth through rental properties. Whether you're a first-time investor or looking to grow your portfolio, the book offers actionable insights on creating financial freedom through smart real estate investing. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here.   Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice.   And a snapshot of the final five Grow A Small Business Questions:  What do you think is the hardest thing in growing a small business? Adiel Gorel shares that the hardest part of growing a small business is living with uncertainty and accepting that the responsibility ultimately rests on the owner. Unlike a traditional job, there is no guaranteed paycheck, and every decision affects both the business and the employees who rely on it. He emphasizes that entrepreneurs must stay resilient, take ownership, and remain prepared for both opportunities and setbacks. What's your favorite business book that has helped you the most? Adiel Gorel shares that one of the business books he highly recommends is his own, Remote Control Retirement Riches, which reflects decades of real estate investing experience. He also praises Rich Dad Poor Dad by Robert Kiyosaki for its powerful lessons on wealth creation and financial mindset, noting that its principles have inspired countless aspiring investors and entrepreneurs. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? Adiel Gorel shares that while he doesn't regularly follow business podcasts, he spends much of his learning time exploring health and wellness content. He believes maintaining good health gives entrepreneurs the energy, focus, and mental clarity needed to build and grow a successful business over the long term. What tool or resource would you recommend to grow a small business? Adiel Gorel shares that every business needs a balance between simplicity and effective systems. He recommends using reliable accounting software like QuickBooks to stay organized, manage finances efficiently, and gain a clear understanding of the business's financial health as it grows. What advice would you give yourself on day one of starting out in business? Adiel Gorel shares that he would remind his younger self that business moves in cycles, with both booms and downturns. He advises entrepreneurs not to become overconfident during good times or panic during recessions, emphasizing that patience, preparation, and staying the course are often the keys to long-term success.  Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.   Quotable quotes from our special Grow A Small Business podcast guest: You are not a cog in the machine you are the machine - Adiel Gorel Success comes from staying focused while time and patience do the heavy lifting - Adiel Gorel The biggest mistakes in business happen when fear replaces long term thinking - Adiel Gorel      

Send Us A Message! Let us know what you think.Is the Reserve Bank's latest interest rate hike a sudden shock to the system, or is it actually the clearest sign yet that the economic fog is finally lifting? In this episode of the Week in Review, Debbie Roberts from Property Apprentice breaks down the wave of fresh real estate data for the week ending Friday, 10th of July, 2026. While the mainstream media headlines are busy dancing in panic over the central bank's shift to 2.5%, the underlying economic metrics tell a completely different story—revealing massive silver linings for both property buyers and landlords who look at the numbers with total discipline. The Five Core Topics Discussed:Topic 1: The Consensus OCR Reduction in Stimulus – Breaking down the RBNZ's unexpected decision to raise the Official Cash Rate by 25 basis points to 2.5%, why peak inflation has officially been slashed, and why interest rates may come down faster than bank economists previously projected. Topic 2: The Widening Regional Market Fracture – A deep dive into the latest QV House Price Index showing national values dropping slightly by 0.4%, while the market splits along strict regional lines with Christchurch outperforming Auckland and Wellington. Topic 3: Why "Risky" Properties are Outperforming the Broader Market – Analyzing the bombshell Cotality report revealing that flood-susceptible homes have gained 26.1% in value since 2020—outgrowing unaffected zones as cost-conscious buyers hunt out $100,000 upfront discounts. Topic 4: The Auckland Rental Market Winter Reset – Looking past the headline shock of an 10.9% drop in rental enquiries to reveal why tenant demand remains fundamentally strong year-on-year, and how available stock listings have expanded buyer selection by 10.9%. Topic 5: The Pervasive Fall of Household Interest Costs – Unpacking the latest Westpac household finances chart pack proving that household interest spending has successfully declined for a fifth consecutive quarter, heavily supported by a 3.8% climb in disposable incomes. 

We are only beginning to digest the full impact of the Budget changes for residential property.In short, it will never be the same again. That doesn't mean you can't invest successfully, but it does mean you need to know the new rules. Cameron Kusher of Kusher Consulting joins Associate Editor, James Kirby in this episode. In today's show, we cover: The hunt for yield in residential property Forget the interest-only loan How long-term negatively geared investors will thrive Taking a second look at commercial property See omnystudio.com/listener for privacy information.

Most real estate investors believe they need more money to buy their next deal. They're wrong. In today's market, the biggest advantage isn't having more capital—it's knowing how to structure creative financing deals. In this video, Gino Barbaro breaks down seller financing, one of the most powerful yet overlooked strategies in real estate investing. You'll learn why seller financing is becoming more relevant as banks tighten lending, how to negotiate win-win deals, and why understanding a seller's motivation can create opportunities other investors miss. Whether you're a beginner investor or already building a portfolio, this strategy can help you acquire properties that traditional financing can't touch. In this video you'll learn: • Why seller financing is thriving in today's market • How to structure seller financing deals • The biggest mistake investors make • The SPY negotiation framework • How to create win-win agreements • Common seller motivations • Risks and rewards for buyers and sellers • Creative financing strategies anyone can learn • How experienced investors solve problems instead of chasing capital The best investors don't simply analyze properties. They understand people. They solve problems. And they know how to create opportunities where everyone else sees obstacles. If you found this video valuable, subscribe for more videos on multifamily investing, creative financing, passive income, wealth building, and real estate entrepreneurship.   Looking to build long-term wealth through multifamily real estate investing? Visit  WHEEL BARROW PROFITS to access educational resources, investment insights, and strategies for creating lasting financial freedom. 

Send Us A Message! Let us know what you think.The election campaign has officially ignited a fierce debate over capital, wealth, and property taxes in New Zealand. In this episode, we dive deep into the facts behind Labour's proposed 28% Capital Gains Tax and the Green Party's proposed wealth and inheritance tax structures. We also crunch 70 years of historical real estate data to reveal the truth behind the 10-year doubling rule, look at why high-quality listings are essentially "on special" right now, and address the staggering new Inland Revenue data showing a massive spike in KiwiSaver financial hardship applications. The Looming Property Taxes: Labour has proposed a 28% Capital Gains Tax on realized residential and commercial property gains starting from a July 1, 2027 valuation day (excluding the family home currently). Meanwhile, the Green Party has proposed a 2.5% wealth tax on net assets over $10 million and a 33% inheritance tax on assets over $1 million. The Confirmed Banking Levy: Under Budget 2026, a new prudential levy on banks and insurers is expected to raise $290 million. Financial institutions rarely absorb these operational fees, meaning they will likely pass them down to consumers via higher mortgage interest rates. The 10-Year Doubling Rule Exposed: Historical data since 1950 reveals that nominal house prices doubling every decade only actually occurs about 55% of the time. The 2020s are currently on track to be the weakest growth decade in 70 years, sitting at just 10% value growth so far. The KiwiSaver Hardship Reality: Over 58,000 KiwiSaver members submitted financial hardship applications in 2025—a clean doubling of the volume recorded just two years prior. Don't get frozen on the sidelines by election-year fearmongering. Learn how to establish clear buying boundaries and build independent financial security. 

What You'll Learn in This Episode Why success usually takes 10 times more effort than you expect. The biggest mistakes new real estate investors make. How mentorship dramatically shortens your learning curve. Why blind optimism can either fuel or sabotage success. The importance of asking better questions—not just finding answers. How AI tools like ChatGPT can reveal your business blind spots. The difference between building wealth and designing a fulfilling life. Why consistency beats talent in entrepreneurship. Lessons from wholesaling that apply to every business. How to stay motivated when progress feels slow.    

Send Us A Message! Let us know what you think.Think the New Zealand property market is locked in permanent doom and gloom? Think again! Massey University's latest data reveals a staggering 23.1% annual jump in housing affordability, right alongside a historic 6-year high surge in June market activity. In this week's episode, Debbie Roberts strips away the media's negativity bias to show you where the real opportunities are hiding. Learn why Canterbury is hitting all-time high records, how to navigate the banks' confusing new split-direction mortgage rates, and why counter-cyclical buyers are preparing to reap massive rewards as the longest market downturn since the 1970s begins to mature.Detailed Episode Breakdown & Sources1. ANZ Forecasts & Interest Rate TrimsDespite predicting a mild 2% drop in national property values due to election-year tax uncertainty, wholesale interest rates have eased off after geopolitical de-escalations. Savvy buyers are utilizing this brief calm to manufacture equity and negotiate prices directly with vendors on the ground. 2. June's 6-Year Listing Surge & Canterbury DominanceKiwi property sellers are officially done waiting around for "perfect" market conditions. June saw the highest volume of transaction activity in six years, with total stock climbing to 34,761 homes, giving buyers ultimate leverage. Meanwhile, Canterbury hit an all-time record average asking price of over $757,000. 3. The Double-Digit Affordability BoostMassey University's Home Affordability Index reveals a massive 12.6% quarterly gain and a phenomenal 23.1% annual surge in nationwide housing affordability. A stellar combination of lower fixed interest rates, rising incomes, and corrected vendor expectations has opened up a brilliant buying window across Auckland, Wellington, and Northland. 4. ASB's Split-Direction Rate AdjustmentsCommercial lenders are rewriting the mortgage playbook ahead of the next major OCR shifts. ASB executed a series of split-direction moves—bumping up short-term 6-month options while simultaneously cutting long-term 3 to 5-year fixed mortgage rates down significantly. 5. Social Housing Realities & Private LandlordsWith emergency housing numbers under strict review, 30% of declined applicants are left navigating the accommodation gap without direct government help. This underscores the critical, socially valuable role private property investors play in providing stable, reliable long-term housing solutions without dragging on the taxpayer. Ready to learn the exact risk-reduction strategies needed to succeed as a property investor in New Zealand without risking it all? 

Simon breaks down why knowing your numbers is the ultimate competitive advantage for property investors. You'll learn how to quickly analyse property deals in under five minutes, factor in hidden buying costs like stamp duty and finance fees, and confidently evaluate Buy-Refurbish-Refinance-Rent (BRRR) projects even when money is left in the deal.  KEY TAKEAWAYS Knowing your numbers and quickly identifying viable deals saves you hours of over-analysis and prevents overspending. Many investors overlook the true impact of hidden buying costs, such as stamp duty, legal fees, and financing rates, which can render standard purchases unviable. Even if a BRRR project requires you to leave capital in the deal, a high return on investment (ROI) can still make it an incredibly lucrative opportunity. Providing property surveyors with a well-prepared valuation pack increases your chances of achieving the end value required to successfully refinance. BEST MOMENTS "Knowing your numbers, and being able to work out very quickly if a property purchase is a deal or not, will save you hours and hours of time of over-analysis." "As investors, we must always be following golden rule number one... which is we need to buy from motivated sellers." "The reason many people are struggling to find investment properties at the moment is because... they're not 'no money left in' deals... and many people are walking away from those deals thinking they just don't work." "By giving the surveyor a pack of information... it's far more likely you're going to get the valuation that you are looking for." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

Is commercial real estate really in trouble—or are the biggest opportunities just beginning? In this episode of the Jake & Gino Podcast, Nick Gonzalez shares why he's more excited about commercial real estate today than ever before. From distressed multifamily assets and retail repositioning strategies to industrial investing and building a nationally recognized brokerage business, this conversation dives deep into where smart investors are finding opportunities in today's market. Nick explains: ✅ Why retail real estate may be one of the most overlooked opportunities today ✅ Why multifamily still hasn't fully reset—and where the pain is coming next ✅ How industrial properties continue to offer attractive returns ✅ What separates great brokers and entrepreneurs from everyone else ✅ How to build teams, culture, and long-term business relationships ✅ The right (and wrong) ways to use AI in commercial real estate ✅ Why relationship-based investing continues to outperform Throughout the conversation, Jake, Gino, and Nick discuss market cycles, distressed opportunities, brokerage growth, leadership, investment funds, and the importance of maintaining strong relationships in business. Key Topics Covered: Commercial Real Estate Investing Multifamily Market Outlook Retail Shopping Centers Industrial Real Estate Investment Funds Brokerage Growth Leadership & Team Building Artificial Intelligence Commercial Property Management Passive Investing Strategies Market Cycles Economic Trends If you're a real estate investor, entrepreneur, broker, or anyone looking to understand where the next wave of opportunity is forming, this episode delivers actionable insights and real-world experience. Sponsor by Wheelbarrow Profits Looking to build long-term wealth through multifamily real estate investing? Visit Wheelbarrow Profits to access educational resources, investment insights, and strategies for creating lasting financial freedom.

Send Us A Message! Let us know what you think.Ready for some genuinely encouraging news about the New Zealand property market? In Episode 19 of New Zealand Property Insights, Paul and Debbie Roberts pull back the curtain on the exciting opportunities opening up as rental markets rebalance and active buyers establish clear winning strategies. Discover why New Zealand's stable policy environment is outperforming Australia's tax-squeezed rental market, how Trade Me's Winter Pulse report reveals hidden hotspots in Canterbury, and how to successfully navigate the bank financing rules behind the upcoming apartment size deregulation.1. Trans-Tasman Rental Split: The latest Regional Rental Affordability Index reveals that local rental burdens dropped 5% over the past year as New Zealand's restored interest deductibility stabilized investor and tenant confidence. While our neighbors across the Tasman face severe shortages due to artificial tax constraints, Kiwi property owners are perfectly positioned to enjoy a balanced and highly predictable cash-flow environment. 2. Inside Trade Me's Winter Pulse: Trade Me's newly released property report proves that active buyers are staying highly disciplined, using smart non-negotiable criteria to target the best properties in a favorable buyers' market. With Canterbury completely dominating regional search volumes outside of Auckland, strategic investors have a golden opportunity to expand into resilient, highly affordable regional hubs. 3. Sizeless Apartments & Lending Realities: The government's proposal to eliminate minimum apartment sizes is set to unlock excellent, affordable entry-level options for students and young professionals seeking dynamic urban lifestyles. To fully capitalize on this density shift, buyers must simply align with independent mortgage advisers to comfortably navigate bank lending limits on smaller units and secure their long-term equity. Want to learn how to identify high-performing regional assets under the $500,000 mark and build a portfolio that thrives while the main centers take a breath?

Send Us A Message! Let us know what you think.Think a 17% market dip is all bad news? Think again! While falling house prices are creating some bizarre living arrangements for separating couples, they are also opening up the single greatest buying window in a decade. In this episode of The Week in Review, Debbie Roberts reveals why savvy first-home buyers just grabbed a record 27.7% market share, how you can use bank logic to beat election-year panic, and how to turn today's flat market into your ultimate wealth-building launchpad.The 17% Market Drop and The Ex-Partner Dilemma Property values are down 17% from the 2021 peak, leaving some peak-boom buyers in negative equity and forcing 60% of separating couples to temporarily cohabit under one roof. While this structural down-cycle creates short-term friction for sellers, it leaves the field completely wide open for smart buyers to lock in discounted floor pricing with zero competition.The Election Reality Check Election years always cause a temporary wait-and-see slowdown, but data proves commercial banks never alter core credit criteria based on campaign promises. Lending rules depend entirely on Reserve Bank regulations and funding costs rather than political rhetoric, allowing savvy buyers to confidently exploit this quiet window. Source: New Zealand Adviser First-Home Buyers Grab a Record 27.7% Share While overall transaction volumes are down 4.7% year-to-date, first-home buyers are absolutely thriving in current conditions. They have bucked the trend to execute 10,025 purchases and capture an all-time record 27.7% market share by taking action while investors and movers sit on the sidelines. Source: 1News The Trans-Tasman Brain Drain Reversals The Kiwi brain drain has hit a major turning point, with citizen departures falling 4.7% and returning citizen arrivals jumping 7.1% as Kiwis escape Australia's sky-high house prices and brutal rental markets. With New Zealand's quarterly GDP growth at 0.8% actively outpacing Australia's sluggish economy at 0.3%, this returning capital adds an exceptionally solid foundation for future property stability. Source: New Zealand Herald The KiwiSaver and Superannuation Saving Rules Actuaries suggest a 10% total KiwiSaver rate is the optimal default setup, but political frameworks aim to mandate a 12% baseline by 2032 to match international standards. Because economic modeling shows future means-testing for NZ Super is highly likely, building an independent property portfolio is now your best tool for long-term retirement security. Source: New Zealand Herald Connect with Property Apprentice Register for our next FREE Educational Webinar: How to Succeed with Property Investing. Click here to secure your free spot: www.propertyapprentice.co.nzSupport the showDisclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Where is commercial real estate headed in 2026? Is the market crashing, recovering, or simply resetting? In this episode, Gino Barbaro breaks down the latest multifamily market data and explains why the answer depends entirely on where you're investing. Using current market trends, rent growth statistics, supply and demand dynamics, construction data, and transaction volume, Gino explains what investors should be paying attention to right now. In this episode, you'll learn: • Why national rent growth remains historically weak • Which markets are outperforming due to low supply • Why high-supply markets continue to struggle • What falling construction starts mean for future investors • Why transaction volume remains muted • The importance of understanding market cycles • How to analyze occupancy and concessions • Why "no deal is better than a bad deal" Some of the markets discussed include: ✔ New York ✔ Chicago ✔ Detroit ✔ Kansas City ✔ Phoenix ✔ Denver ✔ Austin ✔ Orlando ✔ Dallas ✔ East Tennessee One of the biggest mistakes investors make is assuming every market behaves the same way. As Gino explains, understanding your market's supply, demand, occupancy, concessions, and development pipeline can mean the difference between buying a great deal and buying a disaster. Key takeaways from this episode:

1. Why Cash Isn't Always Safe Why holding too much cash can quietly reduce purchasing power over time. How inflation can become one of the biggest threats to long-term wealth. 2. Finding the Right Balance Between Liquidity and Growth How much cash investors should realistically hold in a portfolio. Why balancing liquidity with long-term growth is essential for financial resilience. 3. Alternative Ways to Protect Capital Understanding money market funds and their role in wealth preservation. How these can offer flexibility, liquidity and attractive returns compared to traditional cash holdings. 4. The Role of Gilts in a Balanced Portfolio Why government bonds still play an important role in portfolio protection. How gilts can help provide stability during periods of market volatility. 5. Why Diversification Matters More Than Ever How spreading wealth across multiple asset classes reduces risk. Why diversification remains one of the most effective strategies in uncertain markets. 6. Building Your Portfolio the Right Way Why most investors build portfolios in the wrong order. The importance of creating strong foundations before pursuing higher-risk opportunities. 7. Understanding the GPI Framework and Taking Control of Your Wealth How Growth, Protection and Income work together in a well-structured portfolio. Why balancing all three creates a more resilient long-term strategy. How understanding fees, income strategies like options, and financial education can help you take greater control of your wealth and pass it on effectively to the next generation. Actionable Takeaways: Review how much cash you're currently holding and whether it's working hard enough for you Assess whether your portfolio is truly diversified across multiple asset classes Audit all investment-related fees across pensions, platforms and fund managers Build your portfolio from the ground up—start with strong foundations before adding speculative investments Focus on balancing growth, protection and income in your overall strategy Explore ways to create additional income streams from existing assets Start involving your family in wealth conversations to build long-term financial confidence and capability Building wealth isn't about chasing the next big opportunity. It's about creating a clear strategy, staying disciplined, and making intentional decisions that serve both your present and your future. Resources: WealthBuilders - Build, protect and transfer your wealth Invest Like A Pro - Invest with clarity: Growth, diversification and income Invest Like A Pro Podcast WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Most investors see market uncertainty and hit pause, but history shows the biggest opportunities are often created in exactly these kinds of headline-driven cycles: when fear is high and clarity is low. On the Property Investing Insights podcast, Phil Tarrant sits down with Victor and Reshmi Kumar from Right Property Group to cut through the noise and discuss why today's uncertainty could be setting up the next phase of market growth. The trio argues that while higher interest rates, proposed tax changes, and shifting sentiment have sidelined many investors, much of the panic is being driven by policies that are not yet law. Rather than retreating, Victor and Reshmi urge investors to focus on fundamentals: reassessing borrowing capacity, portfolios, and long-term strategy instead of reacting to headlines. The discussion also explores a shift in behaviour, with investors moving away from scale and toward smaller, higher-quality portfolios built for long-term performance. Attention then turns to opportunities emerging across NSW, Queensland, South Australia, and Western Australia, where conditions are starting to shift beneath the surface.

Send Us A Message! Let us know what you think.Are New Zealand property buyers quietly proving the mainstream headlines wrong? In this catch-up episode of New Zealand Property Insights, Debbie Roberts explains why Kiwi buyer intent has jumped despite flat national asking prices, how Auckland's upcoming density rollback could slide home values by up to 8% over time, and the policy differences keeping New Zealand's rental market stable while Australia faces a severe crisis.Plus, we look at a classic house-sharing feud that ended up in the Disputes Tribunal, and ask whether KiwiSaver rules should be updated to support modern buying strategies. Episode Highlights & News Sources1. Quiet Buyer Intent Gains Ground: National asking prices are flat, but regional markets like Southland are surging (+10.2%). First-home buyers led the charge, capturing 27.5% of all Q1 purchases. 2. CoreLogic Suburb Breakdown: 56% of New Zealand suburbs recorded stable or rising values (led by Southland and West Coast), while Auckland's Wesley and Glen Innes saw sharp drops under heavy supply. 3. Trans-Tasman Rent Comparison: New Zealand rental affordability is improving (Hawke's Bay down $53/wk) while Australian metros face extreme rental stress. New Zealand's interest deductibility restoration is actively helping supply. 4. Auckland's July Zoning Decision: Council is debating two density rollbacks. Projections show Scenario B (denser zoning) could lower home prices by 5% to 8% over time while generating $3.9B in economic benefit. 5. Co-buying and Property Sharing Pitfalls: A recent Disputes Tribunal feud over cleaning products and utility bills serves as a sharp warning against buying property with friends without a formal agreement.Interactive Question of the WeekWe want to hear from you! Should the Government change the rules and allow Kiwis to use their KiwiSaver to buy a regional rental property under a rent-vesting strategy? Or should it remain strictly for a home that you intend to live in? Let us know your thoughts and your experiences in the comments or reply to our Spotify Q&A poll!Connect with Property Apprentice

Thinking about buying a leasehold property in the UK?Before you invest, make sure you understand the hidden risks that could cost you thousands of pounds and significantly reduce your returns.In this episode, Rahim Bah breaks down the five biggest leasehold property red flags that every UK property investor should know before making a purchase. From short lease terms and escalating ground rent to excessive service charges and restrictive lease conditions, you'll learn how to identify potential problems before they become expensive mistakes.Whether you're a first-time investor, landlord, entrepreneur, or looking to grow your property portfolio, this episode will help you make smarter investment decisions and protect your wealth.• The difference between leasehold and freehold ownership• Why short leases can reduce property value• How service charges affect your cash flow• The danger of escalating ground rent• Lease restrictions that limit investment opportunities• Why the freeholder's reputation matters• Due diligence every property investor should complete• How to avoid buying a property that becomes bad debtSuccessful property investing isn't just about finding great deals—it's about avoiding bad ones.If you're serious about building wealth through UK property, this episode is packed with practical advice that could save you tens of thousands of pounds.━━━━━━━━━━━━━━━━━━━━

Send Us A Message! Let us know what you think.First-home buyers are quietly rewriting the rules of the New Zealand property market. Despite a flat wider economy, a record 75% of first-home buyer purchases this year are standalone houses—the highest level since 2020.But as the market continues to fragment, we are seeing a fascinating regional split. While Auckland and Wellington face slower movements, areas like Southland, Taranaki, and Otago are showing surprising resilience. Meanwhile, mortgage arrears are falling, but financial hardship applications are spiking—pointing to a deeper credit squeeze on middle-aged Kiwis.In this episode of the Week in Review, Debbie Roberts (Financial Adviser at Property Apprentice) breaks down the five critical economic shifts shaping your property choices right now.

Key Topics Covered: 1. From Employment to Financial Independence James shares his transition from project management into full-time property investing. How property income eventually replaced employment income. 2. The Impact of Taking Action Why waiting for perfect conditions can delay progress. The importance of getting started and learning through experience. 3. Building a Foundation with Buy-to-Let Property Starting with single-let properties to gain experience. Using smaller investments as stepping stones to larger opportunities. 4. Why Blocks of Flats Can Accelerate Growth The advantages of buying multiple units in one transaction. Improving cash flow while reducing some of the challenges of HMOs. 5. Understanding Title Splitting What title splitting is and how it works. Creating additional value by converting a block into individual leasehold flats.Expect unexpected challenges like project delays or market shifts. 6. Using Leverage More Effectively How title splitting can reduce the capital required for acquisitions. Accessing larger opportunities that may otherwise seem out of reach. 7. Building the Right Professional Team The role of brokers, solicitors, and accountants in complex property strategies. Why specialist expertise is critical for successful implementation. 8. Creating Wealth Through Strategic Property Investing Using property to generate predictable income and long-term financial security. Building a portfolio designed to create freedom and flexibility. Actionable Takeaways Start investing before you feel completely ready, as experience is often gained through action rather than preparation alone. Use smaller property investments as a foundation for learning before progressing to more advanced strategies. Explore opportunities where value can be created rather than relying solely on market growth. Consider whether larger multi-unit properties could accelerate your investment goals compared to acquiring individual properties one at a time. Build a trusted team of specialists, including brokers, solicitors, and accountants, before pursuing complex property transactions. Focus on strategies that improve cash flow as well as capital growth. Review your portfolio regularly to identify opportunities for restructuring or creating additional value. Think strategically about how property can support long-term financial independence rather than simply generating short-term returns. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community The Title Split Consultant - Helping you accelerate your property portfolio Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send Us A Message! Let us know what you think.In this post-budget episode, Paul and Debbie Roberts cut through the mainstream media noise to deliver the real data, strategies, and opportunities hiding in the current property market. We kick things off by breaking down groundbreaking economic research that challenges outdated council building targets and introduces "price signal planning". Then, we cast our eyes across the Tasman, where Australia's latest federal budget has left their property community deeply envious—with Aussie media openly calling New Zealand a real estate "tax haven". Finally, we unpack a structural social housing reform shifting hundreds of millions of dollars directly into the private rental market to boost tenant stability. 1. Ditching Arbitrary Council Quotas for Price SignalsThe New Zealand Initiative's Beyond Targets report demonstrates that hitting numeric council targets has historically failed to improve underlying housing affordability. Substantial price jumps right at invisible council zoning lines act as clear proof that development permissions are being treated as a rationed, scarce commodity rather than meeting actual demand. The Latest REINZ Figures: National median residential prices slipped a minor 0.6% year-on-year to $775,000, while sales volumes dropped 7.9% nationally—led by a 14.8% annual decline in Auckland as the market finds a stable footing. 2. Why Australia Thinks NZ is a Real Estate Tax HavenAustralia's new federal budget cuts their capital gains tax discount to a minimum 30% tax rate, targets legacy assets bought before 1985, and heavily restricts negative gearing. New Zealand stands in stark contrast with no general capital gains tax outside a 2-year bright-line test, no stamp duty, and no land tax. Because Australian buyers are completely exempt from our foreign buyer restrictions, a favorable exchange rate is setting the stage for an influx of trans-Tasman capital. Data reveals Kiwi investors care far more about monthly cash flow and loan serviceability than back-end capital gains taxes, making our market highly attractive. 3. The $387.5 Million Cash Injection for Private RentalsThe government's multi-year social housing reform package raises the minimum income-related rent contribution from 25% to 30%. This structural rebalancing unlocks $387.5 million in operating savings, which is being completely reinvested back into the private sector. Maximum weekly Accommodation Supplement rates will climb by $10 to $30 a week, leaving roughly 111,000 families renting in the private market better off by an average of $14.91 a week. For private landlords, this targeted support fundamentally lowers the risk of rent arrears and increases overall tenant stability. Want to discover how to navigate the current buyer's market, analyze local cash flow numbers, and purchase the right property for your personal financial goals? 

The conversation around property investing in Australia has changed. With changes to negative gearing underway, where does property fit into a wealth creation plan? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore property investing with a focus on generating passive income, rather than tax benefits.Canna and Michael have written a book! Twelve Months to Financial Freedom will hit the shelves on September 1 - but you can preorder your copy right now. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

Jason discusses the importance of investment psychology and mathematical analysis when managing real estate portfolios. He highlights recent updates to Property Tracker, a complimentary software tool designed to help users benchmark their assets against the S&P 500 and monitor leveraged returns. Through a sample analysis of a property in Indianapolis, he demonstrates how inflation-induced debt destruction and tax strategies like cost segregation can significantly enhance profitability. He argues strongly against paying off mortgages entirely, explaining that maintaining leverage typically lowers risk while increasing overall returns. Jason concludes by encouraging investors to utilize professional consultations and educational masterclasses to optimize their portfolios based on specific financial goals. Get your FREE property tracker account https://propertytracker.com/ Book a FREE consult with our Investment counselors today! Join our FREE Masterclass every second ednesday of each month JasonHartman.com/Wednesday Key Takeaways: 0:00 Trump haters love what he's done to Washington DC 3:16 Demo of your FREE property software account 5:10 Sample property demo in Indianapolis 13:00 Input date: Changing the numbers    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Key Topics Covered: 1. Defining True Wealth Wealth is about creating predictable income and financial security. The goal is freedom, experiences, and a low-stress lifestyle. 2. From Corporate Career to Property Entrepreneur Transitioning from employment to financial independence through property. Recognising when a traditional career path no longer aligns with personal goals. 3. The Impact of Rich Dad Poor Dad How financial education can change perspectives on wealth building. The importance of developing an investor mindset. 4. Learning Through Failure Early mistakes in serviced accommodation created valuable lessons. Setbacks can become turning points for future success. 5. The Demand-Led Investment Approach Find the demand before choosing the property. Reverse-engineering investments around proven market needs. 6. Understanding Serviced Accommodation The opportunities and risks of short-term rental strategies. Why demand is critical for long-term profitability. 7. Building Multiple Income Streams Combining trading, investment, and coaching businesses. Creating diversified sources of recurring income. 8. Wealth, Family, and Lifestyle Using wealth as a tool to create time, experiences, and flexibility. Balancing financial success with family, health, and personal fulfilment. Actionable Takeaways Focus on building assets that generate predictable, recurring income rather than chasing quick wins. Identify genuine market demand before investing in a property or launching a new venture. Treat mistakes as learning opportunities and use them to improve future decision-making. Invest in your financial education to develop a stronger wealth-building mindset. Build multiple income streams to reduce risk and increase financial resilience. Align your wealth-building activities with your personal values, family goals, and desired lifestyle. Review your current investments and ask whether they are driven by demand or by assumptions. Prioritise long-term consistency over short-term excitement when creating wealth. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Devenir Plus - Become more in every area of your life Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Send Us A Message! Let us know what you think.In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts. The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week. The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money. AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee's risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts. If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:

Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected. On Property Investing Insights, hosts Phil Tarrant and Victor Kumar from Right Property Group break down the growing fallout from the federal budget and why investors may need to rethink strategy, structure, and portfolio planning. Kumar warns that while negative gearing changes have dominated headlines, the real pressure point could come from reduced lending capacity, with some banks already adjusting calculators and slashing borrowing power dramatically. The episode explores how investors may need to adapt by reassessing portfolio structure, improving cash flow, and diversifying across different property types as the market adjusts to potential policy shifts. Kumar also cautions against panic-driven decisions, arguing that strong portfolios are built on long-term fundamentals, not short-term political noise or speculation. The duo also discusses how the changing landscape could reshape the buyer's agent sector, with increased pressure likely separating experienced operators from opportunistic entrants.

Send Us A Message! Let us know what you think.The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.Inside this episode, we unpack:

In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey talk about the changing rental market and what landlords are experiencing in 2026.From fewer rental inquiries and declining rents in some markets to rising repair costs, increasing HOA fees, and a less predictable applicant pool, landlords are being forced to adjust their expectations. David shares what he is seeing in the Phoenix rental market, including properties sitting longer, rents pulling back, and the importance of staying patient during the screening process.The biggest takeaway: don't rush into approving the wrong tenant just to fill a vacancy. Even when the market slows down, sticking to your rental criteria and using proper tenant screening can help protect your investment.If you own rental property, manage tenants, or are thinking about becoming a landlord, this episode offers a real-world look at the challenges landlords are facing and how to navigate them wisely.The Rent Perfect system helps investors become successful "lazy" landlords by managing efficiently with ease, starting with the initial application and background check, to leases and payment collection. Learn how to streamline your rental process at www.rentperfect.com.

Key Topics Covered: 1. Helping Renters Become Homeowners Creating structured pathways from renting to ownership. Allowing tenants to move into properties while preparing financially for a mortgage. 2. The Challenges Facing First-Time Buyers Mortgage approval criteria often prevent capable renters from buying. Many renters already pay amounts comparable to mortgage repayments. 3. A Roadmap to Mortgage Readiness Building a step-by-step plan to improve financial positioning over time. Helping buyers understand deposits, affordability, and lender requirements. 4. Landlords Exiting the Market Increasing regulation, taxation, and compliance pressures are driving many landlords to sell. The changing environment has reduced profitability and increased risk. 5. Impact of Renters' Rights Legislation New rules are reshaping the landlord and rental landscape. Landlords are becoming more cautious about remaining in the sector. 6. Creative Property Solutions Exploring alternatives beyond the traditional buy-to-let and purchase models. Creating win-win opportunities for both tenants and landlords. 7. Long-Term Financial Planning Using property as part of a wider strategy for financial security and stability. Focusing on gradual progress rather than immediate results. 8. Making Homeownership More Accessible Providing education and support to help more people navigate the property market. Breaking down barriers that stop renters from progressing financially. Actionable Takeaways Consider mentoring or sharing your knowledge to help others start their own wealth-building journey while reinforcing your learning. Create a clear financial roadmap if you plan to buy a property in the future, focusing on affordability, deposits, and mortgage readiness. Review your spending and savings habits to improve your long-term mortgage position. Explore alternative pathways to homeownership rather than relying solely on traditional purchasing methods. If you are a landlord, assess how changing regulations and market conditions affect your long-term strategy. Consider flexible exit strategies that can benefit both landlords and future homeowners. Focus on steady financial progress instead of waiting until everything feels perfect before taking action. Build your financial knowledge around mortgages, lending criteria, and property ownership to make more informed decisions. Think long term when approaching property, using it as part of a wider plan for stability and wealth building. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide BeHomed - A proven path to homeownership Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!  

We take you behind the scenes of our latest multifamily apartment acquisition—a 128-unit building we closed on for $6.6M—and break down every step of the deal: how we found and financed the property, the due diligence, the negotiation process, the renovation strategy, and the property's future. We share the numbers, projected challenges, and value-add opportunities that made this investment worth pursuing, while offering practical insights for both new and experienced investors. If you've ever wanted a firsthand look at how successful multifamily deals come together, this episode delivers a transparent, real-world blueprint for building wealth through apartment investing.SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv  GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

Our guest today, Caleb Christopher, is a builder committed to raising the standard in real estate by making it safe, legal, and ethical. He shares actionable insights from closing thousands of creative finance deals, emphasizing rigorous risk management and ethical business practices. Caleb's companies operate remotely, leveraging his cybersecurity background to build global teams that are scalable and cost-optimized, focusing on clear communication skills for success. His companies — Creative TC, DOS Guard, and Creative Title Company — are known for their practical application of deep expertise.At the center of the companies is Caleb's personal vision: raising the standard in real estate by making it safe, legal, and ethical.Leader, Educator, and Remote Operator. An educator at heart, Caleb is a sought-after podcast guest and speaker who shares actionable insights from closing thousands of creative finance deals. He is known for his candid discussion of successes and failures, teaching audiences about creative finance mechanics, rigorous risk management, and ethical business practices. Caleb's companies operate entirely remote-first, leveraging his cybersecurity background to build global teams—including a significant component in South Africa—that are scalable, cost-optimized, and driven by a culture of accountability.His leadership is anchored by five core values, summarized by the acronym Take Initiative and Be Resourceful, Advocate for the Client, Be Relatable, Lead with Value, and Exhibit Attention to Detail. Beyond his businesses, Caleb is defined by his commitment to his faith and his role as a husband and father of four. He views business as a form of stewardship—of resources, people, and opportunities—believing that the highest return comes from serving well and building with integrity.Email: cchristopher@creativetc.io Business: Creative TC LLCWebsite: https://creativetc.io/ Social Media:Facebook: https://www.facebook.com/creativetcllc/ Instagram: https://www.instagram.com/creativetransactionconsulting LinkedIN: https://www.linkedin.com/company/creativetc/ YouTube: https://www.youtube.com/calebchristopherhimself Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. Google Review Linkhttps://g.page/r/CVKSq-IsFaY9EBM/review 

Real estate isn't just another asset class—it's the foundation of global wealth. According to the Glion Institute of Higher Education, real estate accounts for roughly two-thirds of global net worth, far surpassing other fixed assets. It also plays a dominant role in private portfolios, with direct property ownership making up about 22.5% of the typical family office allocation. In this episode, we sit down with Hadley Nightingale, CEO of New Zealand Property Buyers, to explore how investors can tap into this powerful wealth-building vehicle—without the costly mistakes that often come with it. Since founding NZPB in 2020, Hadley has helped more than 100 clients secure investment properties across New Zealand, scaling his company from a two-person startup into a 13-person remote team operating across New Zealand and Southeast Asia. Hadley lives at the intersection of property investing and business growth. He shares insights for investors looking to build long-term wealth, as well as for business owners who want to scale efficiently without sacrificing their lifestyle. From acquisition to renovation, compliance, and property management, his end-to-end approach is designed for busy professionals who want results without the overwhelm. Driven by ambition, discipline, and a relentless pursuit of efficiency, Hadley brings a mindset rooted in purpose: life without a goal is like a missile without a target—it eventually burns out without direction. This conversation dives into what it really takes to build systems, create momentum, and stay focused on what matters most.     Instagram: @hadleynightingale Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people spend their lives chasing the next "big thing" in crypto or property, only to realize they're too late to the party. If I had to start my entire property journey again from scratch today, my strategy would look remarkably different than it did 25 years ago. This isn't about following a generic "passion"; it's about the clinical intersection of experience, personal skill, and cold, hard profitability. From why I'd steer clear of leaseholds and flats to the specific reason 50% leverage is the "sweet spot" for long-term survival, I'm breaking down the blueprint for a resilient, scalable portfolio. We dive deep into manufacturing value through forced appreciation, the hidden benefits of inflation on your debt, and the boring—but essential—daily habits that actually build wealth over decades. KEY TAKEAWAYS Prioritise Scalable Assets: Move toward small blocks, co-living, and high-end HMOs quickly to offset rising regulatory and management costs. Focus on Forced Appreciation: Don't rely on market growth; drive value yourself through refurbishments, conversions, and operational upgrades. The "Develop to Hold" Model: Avoid the "develop to sell" trap, which can lead to bankruptcy during market downturns when properties won't shift. Strategic Leverage: Maintain approximately 50% debt on a portfolio to balance the benefits of inflation-eroded debt with the safety of a low-leverage cushion. Reinvest and Restrict Spending: Harness compounding by reinvesting profits and never spending more than 5% of your total invested asset base. QUOTES "I like to be the contrarian. I like to buy things that are unloved and try and guess where the market is going to move next." "Developing is great, but having a purely developed to sell model is quite dangerous." "Manufacturing the value to offset the friction of those extra taxes and regulatory costs is important." "Wealth building is about developing yourself and developing a thousand daily habits." "Inflation has the inverse relationship on debt. It actually reduces debt. Inflation erodes debt." VALUABLE RESOURCES  ⁠https://www.youtube.com/user/progressiveproperty⁠ ⁠https://www.progressiveproperty.co.uk/the-progressive-co-founders/⁠ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: ⁠https://www.linkedin.com/in/markhomer1⁠ Facebook: ⁠https://www.facebook.com/markprogressive⁠Twitter: ⁠https://twitter.com/markprogressive

In this episode, Michael Cobb shares his extensive experience in international real estate development, investment strategies, and the evolving market opportunities driven by remote work and digital nomads. He discusses key principles for overseas property investment, operational efficiencies, and future market trends.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What you'll learn in this episode: How to turn rental properties into lasting generational wealth Why being “successfully unemployed” starts with changing your mindset The truth about passive income (and how to actually achieve it) How to find the right markets and the right teams Creative ways to fund your deals — from private money to credit lines Why treating real estate like a business is the real key to freedom