Podcasts about Ladder

If you're a coach, blogger, or online entrepreneur struggling to make consistent income from your digital products, you're not alone. Most creators try to sell one digital product and fail because they're missing a crucial piece of the puzzle: a systematic approach that transforms low-paying customers into high-value clients. In my latest episode of The Blogger Genius Podcast, I revealed the exact AI-powered system that successful creators use to build $10,000+ monthly businesses. This isn't theory—it's the proven strategy that MiloTree users like Sarah have used to grow from 200 email subscribers to $11,000 monthly revenue in just six months. In this post, we'll unpack how to create a digital product ladder, use AI to build your entire system, and leverage MiloTree to handle all the tech without the headache. Show Notes: MiloTree Free Plan Digital Product Ladder AI Prompt (Free Download) 6 Purchasing Triggers Test Join The Blogger Genius Newsletter Become a Blogger Genius Facebook Group Subscribe to the Blogger Genius Podcast: iTunes YouTube Spotify Why Most Digital Product Creators Fail (And How to Avoid Their Mistakes) The biggest mistake creators make is building products they're passionate about instead of solving problems people actually pay to solve. Before you create anything, your digital product idea must pass what I call the “Purchasing Triggers Test.” Your product needs to do at least two of these six things: Make someone money Save them money Save them time Move them toward happiness Move them away from pain Raise their social status If your idea doesn't hit at least two triggers, don't build it. You'll waste months creating something nobody wants to buy. Let's test this with a real example: “Time Management for Busy Moms” ✅ Save them time? Absolutely ✅ Move them toward happiness? Yes (less stress, more family time) ✅ Move them away from pain? Yes (overwhelm and guilt) This passes with flying colors because it hits three triggers. The Digital Product Ladder System That Creates $10K Months Here's what successful creators understand that others don't: instead of selling one product, they build a digital product ladder. This system starts with a free valuable resource and guides customers through increasingly valuable solutions at higher price points. The magic happens when someone who downloads your free guide eventually becomes a $2,000 mastermind member. That's how you reach $10,000 monthly revenue—not by selling a million $10 products. The 6-Step Digital Product Ladder Framework Step 1: Free Valuable Resource (Freebie) Solves one specific problem Delivers a quick, tangible win Gets people on your email list Step 2: Tripwire Product ($7-$27) Small purchase on your thank-you page Naturally follows from the freebie Turns subscribers into buyers Step 3: Product Bundle ($47-$97) Combines multiple resources Provides comprehensive results Higher perceived value Step 4: Mini Course or Coaching Package ($197-$497) Structured learning experience Leads customers toward membership More hands-on support Step 5: Monthly Membership ($27-$97/month) Ongoing support and community Recurring revenue stream Builds long-term relationships Step 6: Premium Mastermind ($997-$2,997) High-touch program For serious implementers Your highest revenue generator The AI Prompt That Builds Your Entire Business Model in 30 Seconds Here's the game-changing AI prompt that creates your complete digital product ladder system. Simply go to ChatGPT (the free version works fine) and enter this prompt with your specific details: “I want to create a complete digital product ladder for [YOUR NICHE/TOPIC]. Help me design a six-step customer journey that transforms a free subscriber into a high-value customer. Step 1: Create a valuable freebie that solves one specific pain point and delivers a quick, tangible win. Step 2: Design a tripwire product that's something small I can sell on the thank-you page after someone joins my list. This product should naturally follow from the freebie and provide deeper value. Step 3: Develop a product bundle that combines multiple resources for comprehensive results. Step 4: Structure a mini course or coaching package that ultimately leads customers into joining my membership. Step 5: Design a monthly membership that provides ongoing support and community. Step 6: Create a premium mastermind or high-touch program for serious implementers. For each step, provide the product concept, main benefits, suggested price, and how it connects to the next level.”   How MiloTree Eliminates the Tech Overwhelm The biggest obstacle most creators face isn't knowing what to create—it's the technical setup. How do you actually build all this without getting overwhelmed by complicated tech? This is where MiloTree becomes your secret weapon. You can set up each step of your ladder—from your freebie to your mastermind membership—right inside MiloTree without needing a website or expensive tech tools. Why MiloTree is Perfect for Digital Product Ladders: 1. AI-Powered Sales Pages MiloTree's AI writes your sales pages for you. You use AI to create the products, then use AI to sell them. It's like having a sales team working 24/7 to move customers up your ladder. 2. Hassle-Free Setup Set up products in under 5 minutes No tech skills required AI tools handle the heavy lifting 3. Complete Delivery System MiloTree handles the delivery of your digital downloads directly to your customers. No complicated email sequences or third-party integrations needed. 4. Start for Free With MiloTree's Free Plan, you can: Sell one digital product Offer one freebie Add one social media pop-up to your site 5. With the MiloTree Grow Plan Sell digital products Offer unlimited freebies Grow your email list Build customer relationships Scale with affordable plans Your Action Plan: Start Building Your Digital Product Ladder Today Ready to transform your online business? Here's exactly what to do: Step 1: Test Your Idea Use the six purchasing triggers test. If your idea doesn't hit at least two triggers, pick a different problem to solve. Step 2: Use the AI Prompt Copy the complete digital product ladder AI prompt and run it through ChatGPT with your specific niche details. Step 3: Start with Your Freebie Don't try to build everything at once. Start with step one—your valuable freebie that gets people on your email list. Step 4: Set Up Your Tech Stack Sign up for MiloTree's Free Plan and create your opt-in page. You can have your freebie live and collecting emails within the hour. Step 5: Build Systematically Once your freebie is working, add your tripwire product, then your bundle, and so on. Build your ladder one step at a time. Free Resources to Get You Started

Exploring Tavistock's history, MK Ultra ties, occult influences, transgender scandals, New Age technocracy, Game B, and Hegel's gnostic dialectic for control. During our podcast break, enjoy this replay of Courtenay's appearance on Alex Newman's ‘Behind The Deep State' from June 23, 2025.  Key topics: The dark history of the Tavistock Institute, from its origins in 1920 treating shell shock (PTSD) and ties to British War Propaganda Bureau, to its role in transgender clinics, MK Ultra mind control experiments, and group dynamics research. World War II involvement: "Invisible College," Operation Phoenix restructuring, influence on corporate culture, organizational psychology, and creating change agents. Connections to occultism (e.g., Rosicrucianism), utilitarian principles antithetical to Judeo-Christian values, and the New Age movement as a "technological manifestation of the Age of Aquarius" via Game B. Hegel's dialectic as a "gnostic Jacob's Ladder" for control, freedom vs. free will, social emotional learning for global citizens, and combating manipulation through strong self-identity. Promotion of Courtenay's upcoming book on Hegel's dialectic. Follow and Connect with Alex Newman:

We welcome Benjamin O'Brien to the show, a fireman who discovered the overlap between his faith and his life of service. Between fighting fires and fighting bureaucracies, Benjamin found his trust in God to be of utmost importance.  Show Notes The Proving Grounds: A Catholic on Ladder 17 iCatholic Mobile The Station of the Cross Merchandise - Use Coupon Code 14STATIONS for 10% off | Catholic to the Max Read Fr. McTeigue's Written Works! "Let's Take A Closer Look" with Fr. Robert McTeigue, S.J. | Full Series Playlist Listen to Fr. McTeigue's Preaching! | Herald of the Gospel Sermons Podcast on Spotify Visit Fr. McTeigue's Website | Herald of the Gospel Questions? Comments? Feedback? Ask Father!

Each answer contains a word from the previous answer! Fact of the Day: The state of Wyoming has only two escalators in the entire state. Triple Connections: Patriot, Poseiden, Polaris THE FIRST TRIVIA QUESTION STARTS AT 01:06 SUPPORT THE SHOW MONTHLY, LISTEN AD-FREE FOR JUST $1 A MONTH: www.Patreon.com/TriviaWithBudds INSTANT DOWNLOAD DIGITAL TRIVIA GAMES ON ETSY, GRAB ONE NOW!  GET A CUSTOM EPISODE FOR YOUR LOVED ONES:  Email ryanbudds@gmail.com Theme song by www.soundcloud.com/Frawsty Bed Music:  "EDM Detection Mode" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ http://TriviaWithBudds.com http://Facebook.com/TriviaWithBudds http://Instagram.com/ryanbudds Book a party, corporate event, or fundraiser anytime by emailing ryanbudds@gmail.com or use the contact form here: https://www.triviawithbudds.com/contact SPECIAL THANKS TO ALL MY AMAZING PATREON SUBSCRIBERS INCLUDING:   Mollie Dominic Vernon Heagy Brian Clough Nathalie Avelar Becky and Joe Heiman Natasha raina Waqas Ali leslie gerhardt Skilletbrew Bringeka Brooks Martin Yves Bouyssounouse Sam Diane White Youngblood Evan Lemons Trophy Husband Trivia Rye Josloff Lynnette Keel Nathan Stenstrom Lillian Campbell Jerry Loven Ansley Bennett Gee Jamie Greig Jeremy Yoder Adam Jacoby rondell Adam Suzan Chelsea Walker Tiffany Poplin Bill Bavar Sarah Dan  Katelyn Turner Keiva Brannigan Keith Martin Sue First Steve Hoeker Jessica Allen Michael Anthony White Lauren Glassman Brian Williams Henry Wagner Brett Livaudais Linda Elswick Carter A. Fourqurean KC Khoury Tonya Charles  Justly Maya Brandon Lavin Kathy McHale Chuck Nealen Courtney French Nikki Long Mark Zarate Laura Palmer  JT Dean Bratton Kristy Erin Burgess Chris Arneson Trenton Sullivan Jen and Nic Michele Lindemann Ben Stitzel Michael Redman Timothy Heavner Jeff Foust Richard Lefdal Myles Bagby Jenna Leatherman Albert Thomas Kimberly Brown Tracy Oldaker Sara Zimmerman Madeleine Garvey Jenni Yetter JohnB Patrick Leahy Dillon Enderby James Brown Christy Shipley Alexander Calder Ricky Carney Paul McLaughlin Casey OConnor Willy Powell Robert Casey Rich Hyjack Matthew Frost Brian Salyer Greg Bristow Megan Donnelly Jim Fields Mo Martinez Luke Mckay Simon Time Feana Nevel

In this episode, Chad sits down with his good friend and country music artist Drake White for an honest, powerful, and deeply inspiring conversation. Drake has a documentary coming out in a couple of weeks on his incredible and inspiring journey. He opens up about the life-changing stroke that nearly ended everything for him. Paralyzed and facing an uphill battle, he leaned on grit, faith, determination, and an unwavering love of the outdoors to fight his way back. His story is one of comeback, resilience, and refusing to let life define him. Chad and Drake talk about family, music, pain, healing, and the mindset it takes to push through when the odds are stacked against you. Drake's message is bigger than music. It's about living with purpose and inspiring others to rise above their own struggles. If you've ever needed proof that the human spirit can overcome anything, this is it. This episode is brought to you by Jack Daniel's Tennessee Whiskey, DemerBox, Oakley Sunglasses, Banded Casual Wear, Napa Valley Olive Oil, The Nashville Palace, And Mickey Thompson Tires and Wheels.

FDNY members operated at a two-alarm fire in a six story, non-fireproof apartment building in Harlem on February 23, 2024. The lithium-ion battery fire originated in an apartment on the third floor and quickly spread into the public hallway, sending thick, black smoke throughout the upper floors of the building. Dozens of panicked residents attempted to escape. Many became trapped on the floors above the fire. Others were forced to the top floor windows, gasping for air.In this episode, Battalion Chief Jason Cascone speaks to Battalion Chief Ryan Brito—who was serving as Captain of Ladder 34 at the time—and Firefighter Michael Kotzo of Ladder 28. Together, they recount this challenging, intense operation, which involved multiple interior rescues and three dramatic roof rope rescues. Six medals were awarded at this year's Medal Day in recognition of the extraordinary bravery displayed at this fire. Among them, Chief Brito received the Henry D. Brookman Medal and Firefighter Kotzo was awarded the Chief of Department Peter J. Ganci Medal—the Department's highest honor for fire operations.

Andy Lindus from Lindus Construction joins Jason to close out the first hour. They talk about dorm room makerovers that sometimes include professional interior designers, State Fair etiquette and the renovations they had to make to their booth this year already.

The story so far: The boys are trapped in an underground movie store run by an anthropomorphic moleman. After a year of insane adventures, they start questioning where they might truly be...Magic mole scrolls and random scrawlings litter the place down here, so we dig through in the hopes of figuring out what Moleman might be hiding. But then the existential dread hits us...and what if we're actually in the afterlife? Like Lost? No...probably more like Jacob's Ladder (1990)! So we pop it in the VCR and ruminate on our lives by discussing our chiropractor experiences, Greg's history with My Girl, our favorite Albert Camus books, and An Occurrence At Owl Creek Bridge! Get comfy, pop some headphones in, and come get sad with us! If you dig us, why not check out our other podcast Greg's Cryptid Corner? It's fun, has the same hosts, and we talk about spooky monsters that Greg believes are real and Eric and Dan are still skeptical of. It's fun. You'll like it. Go subscribe.Leave us a 30 second voicemail and if we like it we'll play it on the show: (949) 4-STABBY (949-478-2229)Next movie announced every Wednesday. New episodes every Monday. Follow us on the things:Website: https://www.stabbypod.comLinktree: https://www.linktr.ee/stabbystabbyInstagram:  @stabbypod  https://www.instagram.com/stabbypod/Letterboxd:   https://boxd.it/dp1ACSend us a text

In this episode, Kaila and Kyle get educated on the four most important qualities of leadership that separate the top 1% of executives from the rest. Cassie Young, General Partner at Primary Venture Partners, joins Kaila and Kyle this week to discuss why these are the most important (and underappreciated) leadership traits, and why it's important to know them even if you're not a leader yourself. 00:00 Intro 02:32 Cassie's career trajectory 08:00 “Highly forgettable people” 09:39 A tip for when deciding on a job based on the manager 10:21 The value of P&L fluency 15:44 Cassie's favorite hack for getting more fluent in profit and loss 16:52 “First Team” leadership 24:03 “Pulse on Macromarket”  29:08 The importance of “bat phone” relationships This episode was sponsored by Gamma. Try Gamma now at https://gamma.app/pmle Want to get all of Kaila & Kyle's career resources? Subscribe to Per My Last Email: https://www.permylastemailshow.com/  Watch Per My Last Email on YouTube:   @PerMYLastEmailShow Follow Per My Last Email Instagram: @permylastemailshow TikTok: @permylastemailshow Twitter: @permylast_email Have a question for us? Send us an email or voice note to permylastemail@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices Each week on Per My Last Email, Morning Brew's resident career experts Kaila and Kyle – whose careers have collectively spanned the corporate, government, nonprofit and startup sectors – debate the trickiest challenges in work life, and share tactics on how to overcome them. Share the show with a friend, and leave us a review on your favorite podcast app! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 16 of faustforward   ‘cos the trees don't need to know…..   Playlist Maurice Jarre – Burning Pictures (from Jacob's Ladder ost) Pissed Jeans – Bathroom Laughter Pissed Jeans – Sixty-Two Thousand Dollars Debt Royksopp – Impossible (feat. Alison Goldfrapp) Pem – Awe wing! – Out From Outer Suicide – Rocket USA (2017 remaster) Gurriers – Des Goblin Factory Floor – Tell Me (XL) YHWH Nailgun – Penetrator YHWH Nailgun – Changer Maurice Jarre – Train Trauma (from Jacob's Ladder ost) Ultra Truth (Daniel Avery, HAAi & Kelly Lee Owens) – Chaos Energy Muriel – A Landlord is A Homewrecker lots of hands – Ugly Man Fun Plan MartPaul – New Way Tom Waits – Just Another Sucker On The Vine Natalie Wildgoose – Hand me a piece of your heart jasmine 4.t – Guy Fawkes Tesco Disassociation Robin Kester – The Daylight Beth Gibbons – Rewind Dan Lacksman – Skylab Dan Lacksman Association – The Flamenco Moog High Contrast – Tread Softly Jamie xx – Dafodil (feat. Kelsey Lu, John Glacier & Panda Bear) John Glacier – Satellites Six Organs of Administration & Twig Harper – Companion Rises (Twig Harper Remix) Maurice Jarre – Who Are You/No File/Doctor's Dead (from Jacob's Ladder ost) Jackie O Motherfucker – Skylight (Recorded Live at Cargo, London) Spiralis Aurea Trio (Stefano Pilia, Alessandro Novaga & Adrian Utley) – CRUX for three guitars Ghost Train Orchestra & Kronos Quartet – All Is Loneliness (feat. Joan As Police Woman) from Songs & Symphonies: The Music of Moondog

Today we're joined by ⁠Nick Maggiulli⁠, Chief Operating Officer for Ritholtz Wealth Management LLC, to discuss his recently released book, ⁠The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life. The book is not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It's a new philosophy for thinking about money altogether, and it breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won't cut it at Level 6, and vice versa. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Personal journey with hearing impairment, views on Elon Musk's brain chips vs. true enhancement, philosophical dives into Plato, Aristotle, Hegel's gnostic ladder, technocracy critiques, and promotions of her work. During our podcast break, enjoy this replay of Courtenay's appearance on Liberty Conspiracy Live from March 25, 2025. Key topics:➤Courtenay's personal story: Starting her podcast in 2021 for "naked face" communication amid COVID protocols, her background as an aerial acrobatic performer and motivational speaker, and her hearing impairment experiences (learning via lip-reading, first hearing birds chirping at age 6). ➤Transhumanism debate: Views on Elon Musk's brain chips as assistive vs. augmenting tech, distinguishing from true enhancement, and concerns over beta-testing longevity agendas under the guise of helping the "unfortunate." ➤Philosophical deep dive: Influences like Pythagoras on Plato, debates on Plato's sarcasm and ideal forms, Aristotle's virtues, Hegel's dialectic as a "gnostic Jacob's Ladder" (abstract-negative-concrete, Aufheben), freedom vs. free will, gnosticism/hermeticism, and modern power structures. ➤Promotions: Courtenay's website (courtenayturner.com), X feed for current streams, Substack for ad-free/early access content and book club (starting soon on "The Cave and the Light" by Arthur Herman), and her book "Hegel's Dialectic: A Gnostic Jacob's Ladder and the Machinery of Control." ➤Broader episode themes: Analysis of Tim Walz, Yemen conflicts/international relations, opening ANWR for oil exploration/energy policies/environmental impacts, and critiques of government overreach, technocracy, and collectivism. Follow and Connect with Liberty Conspiracy:

This week we talk about where we've broken down, where we've had great moments, Stormraige hates the most recent dev comment, Smarms and Stormraige love the recent BGs update, and Smarms 1% shows.   Logo Created By: Nate Wolfe. Modifications by Gingersaurous Theme Song By: Se7enist. https://open.spotify.com/artist/5kmsQa4jBfiUwWLqOp64GX? You can buy merch here: https://blizzlet.myspreadshop.com/all

Synopsis of Tonight's Group on The Ascetical Homilies of St Isaac the Syrian Homily 4 paragraphs 23 and following: St. Isaac teaches us that true spiritual perception, when granted by grace, is marked not by outward signs of exaltation, but by tears, peace of the senses, and the silence of the body before the living God. Such tears are not emotional outbursts, but a baptism of compunction — torrents flowing from eyes opened to behold reality as it is in God. They cleanse the heart, heal the passions, and usher the soul into a stillness that surpasses every worldly delight. His counsel guards us against curiosity and presumption in the spiritual life. Just as honey, if consumed in excess, becomes harmful, so too the pursuit of visions, lofty speculations, or knowledge beyond our measure can damage the soul. Instead, we are called to humility, patience, and silence. The mysteries of God are not seized by force of intellect but revealed to the pure of heart, to those who patiently endure the rugged way of purification. The ascetical life, then, is not about chasing extraordinary experiences but about purifying the heart through prayer, watchfulness, solitude, merciful love, and immersion in the Scriptures. Reading and prayer become companions, one feeding the other, until the mind is illumined and prayer flows with clarity. In such a state, the soul is lifted, yet simultaneously learns timidity — a holy shame at daring to draw near to what surpasses her nature. This shame, however, is itself a sign of humility, a safeguard against delusion. Thus, St. Isaac reminds us that the authentic path of prayer and spiritual knowledge is marked by sobriety, contrition, silence, humility, and charity. Tears are the sign of divine visitation; restraint and reverent stillness are its guardians. In this, the spiritual life becomes less about grasping after what is beyond us and more about receiving with wonder what God grants to the lowly. --- Text of chat during the group:   00:10:06 Tracey Fredman: https://www.pemptousia.tv/view/b/category/Programs/subCategory/saint_paisios_from_farasa_to_the_heavens__bbFSg/id/saint_paisios_from_farasa_to_the_heavens_episode_9_o69MH/lang/el_GR 00:11:23 Thomas: https://ancientfaith.us/media1 00:13:19 Bob Čihák, AZ: P. 147, top of page 00:31:10 David: There is so much that delights the mind in the fathers and often heroic thoughts of doing more vigils, fasting, reading ahead come to mind. I often only am left with a superficial understanding I can't remember. I think one needs to digest slowly like food 00:32:39 David: On the negative side I watch my son's dog everytime she eats grass I find myself making the sign of the cross 00:33:02 Diana Cleveland: Fr. Can you say more what you mean by crisis of faith? Do you mean the kind of crisis that makes you question God or the kind that makes you not want to walk with God? 00:35:33 Anthony: Sometimes I want to lash out at "God" but then realize that is a false image, a mask I've imposed on God.  And then, I realize....it'll all be Ok, the false image is not the God Who loves me. 00:40:37 David: Each night I read from the psalter of St. Ephraim it seems to ground me thinking this saint speaks to my struggles. Sometimes with Climatus and Issac it seems like they have it all figured out and have unabtainum. 00:41:12 David: Mythical not obtainable 00:41:17 David: Used in business for products 00:45:29 Julie: How do you know which tears are for God and someone like me who can cry so easily reading lives of the saints and someone's sorrows etc. 00:51:16 David: I read somewhere the west seeks to capture the understanding by the intellect and the east seeks to have it revealed by grace to the nous. 00:55:02 Francisco Ingham: I've heard say that the west is the mind of the Church and the east is her heart  We need to be deeply acquainted with both spiritual traditions 00:57:26 David: The first book published in the Americas was The Ladder of Devine Ascent. I often wonder if the fruits of the west (much better at evangelical efforts) might have been they also were still breathing with "both lungs" as St. John Paul mentioned. 00:57:40 David: Sorry type Divine Ascent 00:58:27 Kathleen: Describe in your words discursive and non-discursive relative to tonight's teaching.  I know the definition but want to grasp it further. Perhaps you can provide further insight. 01:02:20 Francisco Ingham: Such a blessing to hear your thoughts on this topic. Truly edifying. Thank you Father 01:11:39 Maureen Cunningham: As 01:11:54 Maureen Cunningham: AA 01:14:17 Maureen Cunningham: Thank you 01:14:50 Rebecca Thérèse: Thank you☺️ 01:15:00 Diana Cleveland: Thank you! 01:15:02 David: Thank you father God bless you and your mother 01:15:17 David: As we continue to prayer for you  

Critiquing New Age ties to technocracy, transhumanism, spiritual control, human identity, free will, Humanity 2.0, and societal preparedness. During our podcast break, enjoy this replay of Courtenay's appearance on The Freedom Conversation Podcast from March 15, 2025.  Key topics: ➤Critiquing the New Age movement's connections to technocracy, transhumanism, and spiritual control mechanisms. ➤Exploring Hegel's dialectic as a "gnostic Jacob's Ladder" and its implications for modern agendas. ➤Debating AI versus God, cryptocurrency, global governance, human identity, free will, and "Humanity 2.0." ➤Insights into sociotechnical systems, planetary ethics, psychological manipulations, and preparedness for societal challenges. Follow and Connect with The Freedom Conversation:

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In this episode, Chad sits down with his good friend and country music artist Drake White for an honest, powerful, and deeply inspiring conversation. Drake has a documentary coming out in a couple of weeks on his incredible and inspiring journey. He opens up about the life-changing stroke that nearly ended everything for him. Paralyzed and facing an uphill battle, he leaned on grit, faith, determination, and an unwavering love of the outdoors to fight his way back. His story is one of comeback, resilience, and refusing to let life define him. Chad and Drake talk about family, music, pain, healing, and the mindset it takes to push through when the odds are stacked against you. Drake's message is bigger than music. It's about living with purpose and inspiring others to rise above their own struggles. If you've ever needed proof that the human spirit can overcome anything, this is it. This episode is brought to you by Jack Daniel's Tennessee Whiskey, DemerBox, Oakley Sunglasses, Banded Casual Wear, Napa Valley Olive Oil, The Nashville Palace, And Mickey Thompson Tires and Wheels.

Ian welcomes back author Ben Beard to discuss his latest, best, and most personal book, Four Horses, Seven Seals!Continuing his tradition of mixing autobiography with the pop culture that helped shape his life, Ben's latest work examines three bizarre totems from the year 1990: DC Comics' The Sandman, Depeche Mode's "Violator" album, and Adrian Lyne's film, Jacob's Ladder (which the guys review in moderate depth).While investigating the odd connections between these three works, Ben delves further into his own troubled journey to adulthood and falling out with religion. He also discovers cosmic coincidences involving the rise and fall of Elvis Presley's stepbrother, the Satanic Panic of the 1980s, and the twisted celestial visions of William Blake--all with the author's trademark blend of humor, horror, and relatability.In this wide-ranging interview, Ian and Ben talk about book's three main pillars; getting creative with chapter notes; the controversy surrounding Sandman author Neil Gaiman; and how 1990 presaged the next millennium's splintering of our collective consciousness!Four Horses, Seven Seals is now available on Amazon. This is your not-at-all-subtle prompt to buy it now! Support Kicking the Seat on Patreon, watch us on YouTube, and follow us at:XLetterboxdInstagramFacebookBlueSkyShow LinksKeep up with all things Ben at his website.Read Ben's blog, "Simone and the Silver Surfer".Watch Ian's previous interviews about Ben's books:The Bad Class (2023)The South Never Plays Itself (2020)

Ben Lorica and Evangelos Simoudis discuss three critical trends shaping the AI industry: the “Great Hollowing Out” where AI automation is eliminating entry-level positions and disrupting talent pipelines, the financial implications of rapid AI hardware depreciation versus traditional accounting practices, and OpenAI's shift to router-based model selection as foundation model providers search for sustainable business models.Subscribe to the Gradient Flow Newsletter

EVEN MORE about this episode!What really happens after we leave this life? In this captivating episode, Jacob Cooper—clinical social worker, author, and near-death experience survivor—shares his extraordinary journey to a radiant palace of angels at just three years old. His vivid account reveals a realm overflowing with unconditional love, protection, and peace, offering a glimpse into what awaits us beyond the veil.Our conversation explores the mysteries of consciousness, soul groups, and the distinct roles of spirit guides and angels, uncovering how their presence shapes our spiritual path. Jacob also delves into the energetic power of colors, crystals, music, and past lives, sharing personal stories that illuminate the signs and synchronicities from the spirit realm. This thought-provoking exchange invites you to embrace love, evolution, and self-discovery—while finding joy in the present and trust in the eternal journey of the soul.Guest Biography:Jacob L. Cooper, best-selling author of Life After Breath and The Wisdom of Jacob's Ladder, is a sought-after speaker on grief, wisdom, and consciousness. He leads meditation and mindfulness seminars to help others find purpose and overcome the fear of life after death. A Clinical Social Worker, Reiki Master, and Certified Hypnotherapist specializing in Past Life Regression, Jacob draws on both personal and professional experience to empower individuals on their healing journeys. He also hosts the weekly podcast The Wisdom of Jacob's Ladder.Episode Chapters:(0:00:01) - Exploring Near-Death Experiences With Experts(0:15:51) - Connections Beyond Earthly Relationships(0:21:29) - Understanding Guides and Angels Through NDE(0:25:25) - Spectrum of Color and Spirit Communication(0:36:44) - Navigating the Spiritual Realm and Self-Discovery(0:50:27) - Crystals and Past Lives➡️Subscribe to Ask Julie Ryan YouTube➡️Subscribe to Ask Julie Ryan Español YouTube➡️Subscribe to Ask Julie Ryan Português YouTube➡️Subscribe to Ask Julie Ryan Deutsch YouTube➡️Subscribe to Ask Julie Ryan Français YouTube✏️Ask Julie a Question!

The provided text explores how the concept of the American Dream has transformed from a modest, achievable ideal to an unattainable fantasy. Historically, the dream involved realistic goals like homeownership and financial stability, symbolized by the phrase "a chicken in every pot," which connoted dignity and modest comfort. However, the source argues that economic shifts and the rise of social media have distorted this vision, promoting extravagant wealth as the standard of success while downplaying the importance of gradual accumulation and prudent spending. This shift leaves many feeling like failures, as the illusory glamour presented online offers no tangible path for ordinary individuals to climb towards their aspirations.

Today we're joined by ⁠⁠⁠Nick Maggiulli⁠⁠⁠, Chief Operating Officer for Ritholtz Wealth Management LLC, to discuss his recently released book, ⁠⁠⁠⁠The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life⁠. The book is not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It's a new philosophy for thinking about money altogether, and it breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won't cut it at Level 6, and vice versa. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Nick Maggiulli, Chief Operating Officer for Ritholz Wealth Management, discusses his blog Of Dollars And Data and his new book The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life.  The Wealth Ladder Of Dollars And Data Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

In this episode of Excess Returns, Matt Zeigler sits down with Nick Maggiulli — author of Just Keep Buying and his new book The Wealth Ladder. Nick shares his six-level framework for building wealth, why mobility between wealth levels is rarer than most people think, and how your financial strategy should evolve as your net worth grows. From grocery freedom to travel freedom, and from the risks of ego to the realities of taxes and investing at different stages, this conversation offers a practical guide to managing and growing wealth at any level.Topics Covered:The six levels of wealth and how to move between them“Grocery freedom,” “restaurant freedom,” and “travel freedom”Why moving down wealth levels is rare — and why moving up is harder than you thinkStrategies for Level 2: the role of education and income growthStrategies for Level 3: shifting focus to investing and compoundingThe importance of diversification, taxes, and risk management at higher levelsHow ego can derail wealth preservationBehavioral shifts needed when your portfolio outpaces your incomeThe impact of interest rates, taxes, and spending habits on mobilityPlanning for unknown future liabilitiesTimestamps:00:00 – Introduction to The Wealth Ladder framework01:40 – Grocery freedom, restaurant freedom, and travel freedom05:26 – Why moving down wealth levels is rare09:20 – Strategies for moving from Level 2 to Level 315:35 – Shifting from income growth to investing focus24:24 – Diversification and risk management in Level 433:20 – Ego as the most expensive thing some people own39:15 – Interest rates, taxes, and spending across levels46:00 – Planning for unknown future liabilities50:45 – Wealth mobility across generations

In this episode of Confessions of a B2B Entrepreneur, host Jamie Pagan, from the Revenue Career Ladder podcast, speaks with Tom Hunt, founder of the B2B podcasting agency Fame. They discuss Tom's unconventional career journey, beginning with early jobs frying chips and washing dishes, which instilled a strong work ethic. The conversation traces his path through large consulting firms like Ernst & Young, and Accenture, where he learned invaluable soft skills and remote management. It then covers his entrepreneurial ventures, from a failed male leggings company to a successful SaaS business, before he finally doubled down on his passion for marketing and audience building to create Fame. This episode provides an honest and tactical look at how a non-linear career path can lead to entrepreneurial success.

Send us a textA clown stands alone… somewhere between Henry Miller and Samuel Beckett… somewhere between laughter and the cosmic void.Henry Miller once said, “A clown is a poet in action.” Today, that poet is Kangalee—the one-man actor and director—returning to the stage with a new mono-drama that refuses to stay in one world. Silent film. Revolutionary vaudeville. Delirious mime. Poetry. Nirvana.This is the modern holy fool—not Keaton, but Kangalee—struggling, leaping, breaking through to offer us something sacred.And for the first time in America, Henry Miller's most mysterious story comes alive on stage in Smile: A Clown's Ascension — based on The Smile at the Foot of the Ladder.This episode is a conversation with Kangalee! Please visit:Kangalee Arts EnsembleHM 21 SymposiumWith support form the Arts Council of Monterey CountySupport the show_________________________________________________This podcast is a production of the Henry Miller Memorial Library with support from The Arts Council for Monterey County! Let us know what you think!SEND US AN EMAIL!

A quick chat with AJ Francis about TNA, NXT, his insane ladder bump, being a bad guy and more!Social HandlesAJ Francis - @ajfrancis410www.reigncitytoys.comMy Official Website + Demo Reel - https://www.justindhillon.com Instagram - https://www.instagram.com/thewrestlingclassic/ TikTok - https://www.tiktok.com/@thewrestlingclassic X - https://x.com/twcworldwide Youtube - https://www.youtube.com/@TheWrestlingClassic/ Articles - https://www.one37pm.com/author/justin-dhillonWWE Shop Affiliate wwe-shop.sjv.io/RGRxQv 500 Level https://www.500level.com/ ?Join the Discord Community https://linktr.ee/thewrestlingclassic All Episodes are on "The Wrestling Classic" Youtube Channel https://www.youtube.com/channel/UCOQOYraeFlX-xd8f3adQtTw#AJFrancis #FirstClass #TNAWrestling #Wrestlecon Become a supporter of this podcast: https://www.spreaker.com/podcast/twc-show--4417554/support.

We get in to our Mens Room Question: At what point did you realize you needed medical attention?

Maia Friedman is a solo singer/songwriter, as well as a member of The Dirty Projectors and Coco. We talk with Maia about the ingrained narrative of climbing the endless ladder, mothering while on the road, balancing the needs and the desires of parenthood and career, the economics of touring, navigating schedules in a dual artist-parent household, and a whole lot more.Get more access and support this show by subscribing to our Patreon, right here.Links:Maia FriedmanCocoDirty ProjectorsMountain Stage“Song of the Earth”Felicia DouglassPhil WeinrobeThe Legend of OchiClick here to watch this conversation on YouTube.Social Media:The Other 22 Hours InstagramThe Other 22 Hours TikTokMichaela Anne InstagramAaron Shafer-Haiss InstagramAll music written, performed, and produced by Aaron Shafer-Haiss. Become a subscribing member on our Patreon to gain more inside access including exclusive content, workshops, the chance to have your questions answered by our upcoming guests, and more.

In this episode of the Real Estate Pro Show, host Erika speaks with Brandon and Travis, founders of Home Ladder, about their journey in property management, the unique challenges they face, and their strategies for success. They discuss the importance of relationships in property management, provide advice for real estate investors, and share their experiences with crisis management. The conversation also touches on their future goals and growth strategies, including launching a new division of their business. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today I'm speaking with Nick Maggiulli. Nick is the COO of Ritholtz Wealth Management. His blog, Dollars and Data, explores a variety of financial topics with actual data & facts as opposed to vague opinions, which is what a lot of financial blogs do.He's a returning guest to the podcast. We previously discussed his book, Just Keep Buying.Today, we're talking about his new book, The Wealth Ladder. The Wealth Ladder is unique in that it breaks down personal finance strategies at different stages of the wealth building journey. It's unique because a lot of personal finance books are aimed at a very specific audience at a very specific level of the wealth ladder, and he explores all of it. It's a great book and I highly recommend that you check it out!Links* The Wealth Ladder: https://www.amazon.com/Wealth-Ladder-Proven-Strategies-Financial-ebook/dp/B0DKMPFTR3* Dollars and Data: https://ofdollarsanddata.com/* Nick's original podcast appearence: DisclaimerNothing on this substack is investment advice.The information in this article is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products. Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this article is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This article and its author do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This author accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this website. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe

Ep 332 – WWF Monday Night RAW 11/30/1998 We can hear the Benny Hill theme off in the distance 0:23 - Welcome 15:25 - RAW Opening 18:35 - The New Age Outlaws (Road Dogg Jesse James/Bad Ass Billy Gunn) vs the Brood (Gangrel/Edge) (w/ Christian) for the WWF Tag Team Championships 28:34 - Goldust vs Jeff Jarrett (w/ Debra McMichael) 32:03 - Big Bossman (w/ Shawn Michaels) vs Mankind (w/ the JOB Squad (Al Snow, Bob Holly, and Scorpio) for the WWF Hardcore Championship in a Ladder match 36:05 - Marvelous Marc Mero vs Duane Gill (w/ the Pasadena Chargers) 39:08 – X-Pac vs Ken Shamrock (w/Shawn Michaels) for the WWF European Championship 41:59 - Tiger Ali Singh (w/ Babu) vs Val Venis (w/the Godfather and ho's) 45:55 - Al Snow (w/Head) vs the Rock for the WWF Heavyweight Championship 53:09 - Overall Thoughts 55:43 - Smarking It Up 1:04:30 - Making Their Way to the Ring 1:07:40 - Goodbyes Music from this week's show is “We're All Together Now” by Jim Johnston and “Do You Smell It? V2” by Jim Johnston Rate and review us on iTunes, Spotify, YouTube, or wherever you find your podcasts Email – WrestlingHistoryX@gmail.com X – WrestlingHistoX

The pursuit of wealth has never been more intense, but the path to getting there has never been steeper. Nick Maggiulli, the founder of ofdollarsanddata.com and author of “The Wealth Ladder”, joins the Express to break down the rungs of wealth, and how to navigate the climb in 2025. Plus, markets are back at record highs as investors are so over tariffs and are focusing on upcoming rate cuts, better corporate profits and the risk-parade to continue. And why tomato prices might be the best indicator for the future impact of tariffs. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, it's "Teenage Mutant Ninja Turtles (1990)" and "Jacob's Ladder." Eating Soup Alone is a bi-weekly podcast hosted by Christopher Crumley and co-hosted by Nick Johnson. Each episode contains roughly an hour of rambling about anywhere from one to four movies (or so). New episodes uploaded every other Monday. Twitter: https://twitter.com/esapod Instagram: https://www.instagram.com/eatingsoupalonepod/ YouTube: https://www.youtube.com/channel/UCO94CGwlvvUgBMYTvipw5NQ TikTok: https://www.tiktok.com/@eatingsoupalone Patreon: https://www.patreon.com/esapod Website: https://www.eatingsoupalone.com Special thanks to Craig Garwood for our theme music.

Anthony Kates hosts the latest episode of Fantasy MLB Today, "Jacob's Ladder." With a very shallow Thursday slate of games and some TBD's on the schedule, he was able to find just two streams for Thursday. He covers the two streams and some Tuesday standout performances, including Shea Langelier's three-homer game and Logan Webb with another 10-strikeout gem. SUBSCRIBE, Rate and Review on Apple and Spotify! Follow us on Twitter: @EthosFantasyBB Follow us on Bluesky: @ethosfantasymlb Join our Fantasy Sports Discord Server: https://discord.gg/jSwGWSHqaV

In this episode of the Daily Mastermind, George Wright III discusses the critical role of identity in business growth. He introduces the 'identity ladder,' a five-level framework that includes environment, behavior, skills, beliefs, and core identity. By focusing on upgrading these aspects, entrepreneurs can truly scale their businesses. Wright emphasizes that changing one's identity precedes strategy and tactics, urging listeners to adopt a founder's mindset and align their daily habits and beliefs with their business vision. This episode serves as a motivational guide for entrepreneurs to re-evaluate and elevate their identity to achieve greater success.00:51 Welcome to The Daily Mastermind01:19 The Identity Ladder: Five Levels to Success02:14 Level 1: Environment03:23 Level 2: Behavior and Habits04:44 Level 3: Capabilities and Skills06:14 Level 4: Beliefs and Mindset07:26 Level 5: Core Identity08:58 Be, Do, Have: The Right Order for SuccessYou have GREATNESS inside you. I BELIEVE in You. Let's Make Today the Day You Unleash Your Potential!George Wright IIICEO, The Daily Mastermind | Evolution X_________________________________________________________P.S. Whenever you're ready, here are ways I can help you…Get to know me:1. Subscribe to The Daily Mastermind Podcast- daily inspiration, motivation, education2. Follow me on social media Facebook | Instagram | Linkedin | TikTok | Youtube3. Get the Prosperity Pillars Poster I Developed over 20 years from my Mentors.Work with me:My mission is to help you Master Your Mind, Money, & Business, and I firmly believe:It's Never Too Late to Create the Life You Were Meant to Live…a LIFESTYLE of Health, Wealth, and Happiness. Here are ways I've been able to help thousands of people over the past 20 years… 4. FREE DOWNLOAD: Download the FREE 12-Day Authority Formula Email Course.5. JOIN THE EVOLUTION: A Private Members Only Mastermind Group that includes Weekly Group CEO Mentoring, Courses, Resources & Live Events. We will Grow Your Authority.6. GET FEATURED: Grow Your Brand and Authority by getting interviewed and featured alongside celebrities and experts in Valiant CEO Magazine online.7. AUTHORITY LAUNCH: Get a Custom Authority Blueprint that will help you to Quickly Grow Massive Authority and Get Seen by Thousands in Less than One Hour using our Proven Formula.

God has shaped and crafted each of us uniquely—with our own personality, thoughts, dreams, temperament, feelings, talents, gifts, and desires. Parker Palmer calls this the ‘true seeds of self,' which God has planted inside of each of us as He invites us to listen to Him and to live faithfully out of our true selves in Christ. When we don't live in alignment with what we truly believe, think, or feel—or when we ignore our values—we violate our integrity. Something inside of us dies when we stay silent about our values and preferences. God's invitation is to an ongoing process of grounding our identity in His love and to learning how respectfully assert ourselves. In this conversation, my clinical supervisor Carley and I explore a practice called climbing the ladder of integrity—a way of clarifying our values and living more fully into the person God has made us to be. Listen in. Let Your Life Speak by Parker Palmer Get Faith & Feeling's weekly resource email Watch this episode on YouTube Grab a copy of my book Stop Saying I'm Fine Connect with me on my website Find me on Instagram @__taylorjoy__

Jack sits down with personal finance expert Nick Maggiuli to talk strategies for building wealth at every level.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Meg Wolitzerpresents three stories featured in the  anthology A Century of Fiction in the New Yorker.The magazine celebrates its 100th birthday, and this is the second of two programs this season in which we join the party.  Robert Coover's “Going for a Beer” begins with a date and a drink, but you'll be surprised where it ends up.  The reader is SELECTED SHORTS' late founder and host, Isaiah Sheffer.  Cynthia Ozick's moving story “The Shawl” pulls grace from the worst of circumstances in a powerful reading by Lois Smith.  And V.S. Pritchett turns a ladder into a sly symbol of marital discord in our third tale.  “The Ladder” is performed by Cynthia Nixon.

Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. See our latest episodes at https://acquirersmultiple.com/podcastWe are live every Tuesday at 1.30pm E / 10.30am P.About Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

#629: Here's the thing about personal finance advice: what works when you have $10,000 won't work when you have $1 million.  Yet most financial guidance treats everyone the same, whether you're scraping together a $1,000 emergency fund or deciding whether to upgrade to business class. Nick Maggiulli, author of "The Wealth Ladder," joins us to break down how money strategies must evolve as your net worth grows. He's mapped out 6 distinct wealth levels, each requiring different approaches to spending, saving and investing. The levels start simple.  Level 1 covers anyone with less than $10,000 in net worth — that's 20 percent of American households. Here, bad luck gets amplified. A flat tire that costs $200 could spiral into job loss and debt if you can't afford the repair. Level 2 spans $10,000 to $100,000 in net worth. Maggiulli calls this "grocery freedom" — you can splurge on the nicer eggs without checking your bank balance.  Level 3, from $100,000 to $1 million, brings "restaurant freedom."  Level 4, the $1 million to $10 million range, unlocks "travel freedom." Getting beyond Level 4 — into the $10 million-plus territory — requires business ownership or extreme patience. Maggiulli calculates that even saving $100,000 annually after hitting $1 million takes 23 years to reach $10 million, assuming 5 percent annual returns. The data shows income matters more than frugality, especially in the early levels. The median household income in Level 1 is $32,000, but in Level 4 it's $197,000, and in Level 6 it reaches $4.3 million. We discuss why homeownership dominates wealth in Levels 2 and 3, how investment assets become crucial in higher levels, and why many people in Level 4 choose "Coast FIRE" over the grinding path to Level 5. Resource Mentioned: Nick's book: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Learn more about your ad choices. Visit podcastchoices.com/adchoices

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom).  Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle  

In this insightful episode of the BiggerPockets Money Podcast Mindy Jensen and Scott Trench delve into the practical steps for building wealth with financial writer Nick Maggiulli. They discuss his new book, 'The Wealth Ladder,' which introduces a six-level wealth ladder for assessing and enhancing one's financial strategy. From establishing emergency savings in level one to focusing on investment choices in level three and contemplating business decisions in levels five and six, Nick provides a comprehensive guide across different stages of wealth. The episode is perfect for anyone aiming to grasp a structured approach to financial independence and learn how to adapt their strategies as their wealth grows. This episode cover: The Wealth Ladder (All 6 Levels) How to adjust your portfolio over time The importance of increasing your income Balancing lifestyle upgrades with sustainable financial growth And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the scariest part of retirement isn't running out of money—but losing your sense of identity? This week on The Stacking Benjamins Show, we tackle the fears that hold so many people back from financial independence and a joyful, purpose-filled retirement. Joe Saul-Sehy and Doug are joined by an all-star panel of financial thinkers: Mark Trautman (Mark's Money Mind) Paula Pant (Afford Anything) Jesse Cramer (Personal Finance for Long-Term Investors) Together, they unpack the emotional, practical, and strategic side of planning your next chapter—whether you're closing in on retirement or still working toward it. The biggest fears about retirement: from running out of money to running out of meaning. The “one more year” syndrome: why it's so tempting to delay and how to break through. Time freedom vs. financial freedom: how to align your life goals with your money strategy. Tactics to conquer fear: income layering, diversified portfolios, annuities, and rental properties. Psychology matters: why no spreadsheet ever solved a midlife identity crisis. Real stories from the panel: wins, struggles, and lessons from guiding others through retirement transitions. Planning for healthcare and long-term care: because your body didn't get the early retirement memo. Plus, the usual basement mayhem: trivia, playful host banter, and a few unexpected laughs (we won't call them “funny”—you know the rule). Mark's Money Mind podcast Afford Anything podcast Personal Finance for Long-Term Investors AARP: Retirement Readiness & Addressing Fear Blog post: “Fear Will Hold You Prisoner. A Diversified Portfolio Will Set You Free.” Retire to something, not just from something. Purpose beats spreadsheets. Understand your income plan. Know where the money will come from, rain or shine. Plan for healthcare now, not later. Medicare, long-term care, and medical surprises deserve your attention. Don't go it alone. The best plans are ones you understand, but it helps to get advice from trusted sources. Whether you're on the cusp of calling it quits or still deep in the grind, this episode will help you prepare—not just financially, but mentally and emotionally—for a retirement you'll love. FULL SHOW NOTES: https://stackingbenjamins.com/what-is-holding-you-back-from-reaching-your-goals-1713 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201

Nick Maggiulli, bestselling author of Just Keep Buying and The Wealth Ladder, returns to the Journey to Launch podcast to share practical, data-driven insights for building wealth at any stage of life. In this conversation, Nick breaks down the six stages of financial progress using his new "Wealth Ladder" framework, explaining how to make smarter decisions with your money based on where you are on the ladder. From tackling low net worth to scaling into the millionaire range, Nick offers real talk on income, spending, and the mindset needed to grow wealth over time without sacrificing your life in the process. We also touch on work-life balance, the myth of overnight success, and why increasing your income is often more important than extreme frugality. In this episode, you'll learn: The six levels of the Wealth Ladder and how to figure out where you are The “0.01% rule” and how to spend guilt-free based on your liquid net worth Why income is the biggest driver of wealth and how to grow it What most wealthy people do differently  How Nick balances full-time work, writing, and life and what he plans to change after marriage and starting a family Why it's more impactful to "give now, not later" when supporting your loved ones Other related blog posts/links mentioned in this episode: Check out Nick's book: The Wealth Ladder: Proven Strategies For Every Step of Your Financial Life Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Nick: Website Instagram: @NickMaggiulli Twitter: @DollarsAndData Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Where do you think you are on the wealth ladder? Just starting out and struggling to save? Sitting on six figures and wondering what's next? Or maybe you've hit a financial milestone—but it doesn't feel as life-changing as you expected.Today's episode is all about understanding what changes—and what should change—as you move up the financial ladder.My guest is Nick Maggiulli, author of The Wealth Ladder, a new book that introduces a six-level framework for wealth building and financial strategy. We dive into the key questions we all face on the journey to financial independence:How do you break out of Level 1 when you're living paycheck to paycheck?Is a side hustle actually worth your time—or just another distraction?And how should your mindset and money strategy evolve as your net worth grows?Plus, we explore his 0.01% spending rule and 1% earning rule—two powerful benchmarks to help you spend smarter and pursue income opportunities that truly move the needle.More about Nick: He is the Chief Operating Officer and a data scientist at Ritholtz Wealth Management. He's also the author of the blog Of Dollars and Data and the books Just Keep Buying and The Wealth Ladder.

In this episode of the Personal Finance Podcast,  we are going to talk about level up your finances with the Wealth Ladder with Nick Majuli. Watch this episode on Youtube How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Visit www.functionhealth.com/PERSONALFINANCE  or use gift code PERSONALFINANCE100 at sign-up to own your health.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP  Connect with Nick Maggiulli Website Instagram X Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices