Podcasts about Buy to let

An ex-electrician shares how he built a profitable rental portfolio while working full-time, raising a family, and dreaming of early retirement. No hype — just the honest truth about juggling life, saving for deposits, and building long-term wealth through property   In this episode:   From tradesman to property investor: how it started Juggling rentals, work, and family life Doncaster deals & buying through a Ltd company Managing vs agents: what worked, what didn't Saving for deposits & avoiding lifestyle creep Starting a deal sourcing side hustle The tools, systems & strategies behind the scenes Future plans: scaling smart, retiring early   Information about our Guest Blair Rodgers blair-3@hotmail.co.uk,  07870587649.   Whether you've got one rental or a whole portfolio, this is the update you need to stay ahead of the game.

Should you choose Bridging Finance or Buy to Let? Michael and Adam address this frequently asked question in this week's FAQ episode.Also available to watch on YouTube:https://youtu.be/RFO5jmpSk3A▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £250 million for Developers and InvestorsI first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thepropertyfinanceguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ LinkedIn -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to the Podcast on:▶︎ Apple Podcasts -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Spotify -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ YouTube -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@thepropertyfinanceguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

In this episode of WealthTalk, we're joined by Raj Beri, a former scientist turned full-time property investor, who reveals how he built a successful portfolio using innovative strategies—including the Local Housing Allowance (LHA) model) to maximise rental income. With hosts Christian Rodwell and Kevin Whelan, Raj unpacks the complexities of navigating housing benefit tenants, government regulations, and tenant relationships, while debunking common myths that deter many investors from exploring this path.Raj shares the ups and downs of leaving behind a stable career, the importance of having a financial safety net, and how mentorship and community support have been key pillars in his property journey. He speaks candidly about the challenges of tenant management, the need for adaptability in an ever-changing market, and how leveraging his corporate skills helped him become a more effective landlord and investor.The episode also highlights Raj's belief that anyone can succeed in property with the right mindset, education, and support. Whether you're just getting started or looking to expand your strategy, this conversation offers practical insights into achieving long-term wealth through property.This episode is essential listening for aspiring and experienced property investors alike—especially those curious about high-cashflow models, buy-to-let, HMOs, and building resilience in the face of regulatory change.Tune in now to learn how Raj Beri transformed his life through property investment—and how you can too.Resources Mentioned In This Episode: >> Raj Beri [LinkedIn]>> Raj Beri [Website]>> Brand New! Wheel of WealthNext Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders  If you have been enjoying listening to WealthTalk - Please Leave Us A Review! 

The number of UK buy-to-let property companies listed at Companies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell on landlords. If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrange a free consultation with a property tax specialist. There are now over 400,000 limited property companies registered, more than any other businesses and four times as many as fast food firms. Since 2016 there has been a fourfold rise in incorporated buy-to-let businesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords. The change in the law meant that buy-to-let landlords with properties held in their own names could no longer offset mortgage interest against their rent (pre-profit gross income). Almost 700,000 properties are now held in limited companies, rather than in individual names, which has become the standard method used to buy investment property in the UK. Watch full video version - https://youtu.be/tdcdZDdu7qY Section 24 Property Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s #section24 #TaxSavingTips #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips # #property #propertycompany #investmentproperty #buytoletlandlord

Hello and welcome to another episode on The Mortgage Mum podcast. We are sticking with our Remortgage series, and today we're talking about Buy to Let Remortgages. This is a bitesize episode, hopefully giving you everything you need, with the lovely Tessa asking your questions. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Want to build long-term wealth through property? Buy-to-Let Blueprint is the go-to podcast for property investors who want to maximize rental income, scale their portfolio, and avoid costly mistakes. Whether you're a first-time landlord or an experienced investor, host Terry shares expert insights, proven strategies, and real-life case studies to help you succeed in the buy-to-let market. Tune in to learn how to find the best deals, finance your investments, manage tenants efficiently, and navigate changing market conditions. If you're serious about building a profitable property portfolio, this podcast is for you!

Thinking of investing in buy-to-let property? In this episode, we're joined by mortgage expert Tom, who shares crucial insights on the UK mortgage market, fixed vs. tracker rates, and the biggest mistakes landlords make when securing a mortgage. We also discuss refinancing strategies, the impact of interest rates, and how landlords can maximise their returns in 2025. Whether you're an experienced investor or just starting out, this episode is packed with valuable advice to help you navigate the buy-to-let market effectively!   Topics Covered: ✔️ Fixed vs. tracker mortgages – which is smarter in 2025? ✔️ How interest rates impact buy-to-let mortgages ✔️ Biggest mistakes landlords make when securing a mortgage ✔️ The power of overpayments – how to save thousands ✔️ Are landlords really exiting the market in 2025? ✔️ Refinancing strategies to boost rental profits ✔️ Green mortgages & EPC incentives – how landlords can benefit ✔️ Mortgage market predictions for the rest of 2025   Key Takeaways: Fixed Rates Provide Stability – Most landlords prefer fixed rates to plan their investments with certainty. Interest Rate Changes Don't Always Affect Mortgage Rates – Swap rates play a big role in fixed mortgage pricing. Overpayments Can Save Thousands – Rounding up your mortgage payments could save years of interest. Green Mortgages Offer Incentives – A & B EPC-rated properties can unlock better rates and cashback deals.   More About Our Guest: Tom Ashton – Mortgage Tribe Director & Advisor Email Tom: tom@mortgagetribe.co.uk Call Him: 07809 141140   Follow Us: Instagram: https://www.instagram.com/theinvestorscorner_/ Facebook: https://www.facebook.com/profile.php?id=61572857302483 TikTok: https://www.tiktok.com/@investorscornerpodcast   This episode is sponsored by Mortgage Tribe: Helping investors like you find the right mortgage deals and property advice. Website: https://www.mortgagetribe.co.uk Instagram: https://www.instagram.com/mortgage_tribe_/ Facebook: https://www.facebook.com/MortgageTribeLtd/  

Ready to unlock your Property Investment game in 2025?Grab your FREE copy of our Buy-To-Let Hotspots guide today!https://bit.ly/buy-to-let-hotspots-guide-2025———————————————————In this episode of This Property Life Podcast, hosts Nick Claydon and Sarah Blaney discussed property investment hotspots for 2025. But unlike the generic "go to Manchester" advice floating around, they break down how to find the right investment area for YOU.Nick and Sarah share their personal journeys, get into how investment strategies shape location choices, and give practical insights on the best UK regions for buy-to-let, HMOs, and property flipping.Expect to Learn:Why generic hotspot guides are misleading and how to find your ideal investment locationHow buy-to-let, HMOs, and serviced accommodation differ in location suitabilityWhy Scotland, Wales, and Northern England are prime areas for high-yield investmentsTips on selecting an investment location based on your goals, time availability, and resourcesReal-life examples of investors succeeding in unexpected marketsEpisode Breakdown with Timestamps:[00:02:27] – Introduction: Why most "property hotspot" guides get it wrong.[00:04:45] – Nick & Sarah's First Investments: From Scotland's high-yield rentals to Liverpool's HMO success stories.[00:15:11] – Finding Your Hotspot: The goal-strategy-area-property approach.[00:22:07] – HMOs: Where do they actually work? (Hint: Not just Manchester!).[00:28:37] – Buy-to-Let Goldmines: Scotland, Wales & Northern England's commuter towns.[00:32:08] – Smaller Cities vs. Big Cities: Why smaller towns like Wigan, St. Helens, and Barrow-in-Furness outperform big cities.[00:38:18] – The No-Nonsense Guide to Property Investing: How to get Nick & Sarah's book.This Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources and event tickets.Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Instagram: https://www.instagram.com/thispropertylife/# Facebook: https://www.facebook.com/profile.php?id=61564457166712&locale=en_GB LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ Tiktok: https://www.tiktok.com/@thispropertylife?lang=en Youtube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Twitter: https://x.com/propertylifepod Hosted on Acast. See acast.com/privacy for more information.

#185Buy to Let is dead! You must have heard people saying that right? You may even have heard it on here before. It's been strangled it to death by inflation, higher interest rates and less than favourable legislation. But what if I told you there's a way to make north of £500 per month from a property costing not insignificantly more than 100K with fewer of the expenses, voids and maintenance issues that would come from an HMO? Would you be interested? Well, that's what this week's show will let you know!Raj Beri is the co-editor of YPN magazine and has aportfolio of  HMOs and single lets in Nottingham. He has been  following the LHA strategy for 12 years in Nottingham and has seven properties adopting this approach. He has recently started exploring a new area for his model: Leeds.Raj offfers training in the LHA strategy.During the episode, we discuss:·      Definition of Local Housing Allowance (LHA).·      Emphasis on providing safe, clean accommodation for ALL ·      Importance of local networks and selecting safe neighborhoods.·      LHA rates vs. rising market rents.·      Pros and Cons of the LHA Strategy:·      Importance of local partners for tenant screening.·      Model 1: HMO-like arrangement with dual tenancy benefits.·      Model 2: Family setups with separate entitlement claims.·      Implementation and Management Techniques:·      Prequalifying tenants and indirect communication.·      Managing tenant inquiries and Raj's hybrid management model.·      Handling Universal Credit and housing benefits transition.LHA RatesWe help time poor professionals get a good return on their money by investing with us. Schedule a callLeave an honest review of Expat Property StoryJoin our Mailing List to join our WhatsApp  group AND access our 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our Monthly NewsletterFollow Us on InstagramWhat's the one thing you're struggling with in UK propertyDetails of where to meet Expat Property Investors (For FREE):Hong Kong: Pacific Coffee, 2/F, Central Building, Central (1st Saturday each month from 11:30 am)Dubai: Holiday Inn, Science Park (1st Wednesday each month from 7pm)Singapore: The Providore at VivoCity (1st Saturday each month  from 10:30 am)KeywordsLHA strategy, higher cash flow potential, universal credit details, tenant screening, buy refurbish refinance method, Raj Beri training, Renters Rights Bill, eviction process, housing benefits, direct payments, tenant withdrawal, multiple exit strategies, buy-to-let alternative, HMO-equivalent income, property maintenance, Model 1 LHA, Model 2 LHA, tenant prequalification, Gumtree advertising, Manchester vs Leeds, safe neighborhoods, hybrid property management, fixed fee management, tenancy management, local partners, rental market challenges, LHA rates, property investment strategy, remote property investment, government rental support, housing entitlements.

What is a Buy to Let Mortgage? Have you heard about Buy-to-Let mortgages but aren't quite sure what they're all about? In today's video, we're breaking down the basics and exploring why they're a go-to option for landlords. Spoiler: it's not just about collecting rent! #TomSoane #SoaneGroup #SoanePropertyGroup #LandlordTips #TipForUKLandlord #RealEstateInvestingForBeginners #RealEstateInvestingStrategy #TheAnonymousLandlord #LettingManagement #LandlordRescueService #BuytoLetPropertySourcing #PropertySales #RealEstate #RealEstateInvesting #UnitedKingdom  =============== SCHEDULE A CALL with me and the team for:  - Landlord Advice and Support - Letting and Management - Buy-to-Let Property Sourcing - Property Sales Schedule Now! https://calendly.com/tomsoane/30min?month=2023-02 Website: www.soanegroup.co.uk Email: tom@soanegroup.co.uk Phone: 02392 000333 ================ FOLLOW ME ON MY SOCIALS! Linktree: https://linktr.ee/tomsoane Instagram: https://instagram.com/tomsoane Facebook: https://facebook.com/tomsoaneofficial TikTok: https://tiktok.com/@tomsoaneofficial Twitter: https://twitter.com/tomsoane LinkedIn: https://linkedin.com/in/tomsoane Youtube: https://youtube.com/@tomsoaneofficial ================ Thank you for listening!

Marc von Grundherr is a leading London property expert and a Director at the 18 branch London based Estate & Letting Agency Benham & Reeves. He dropped by the WatkinSofa in the Summer of 2024 to chat about all things property

Paul is back with an ALL NEW episode on buy to let and an alternative to buy to let investing that may just be your new thing!   If you want Paul to personally help fix your property sourcing business he is offering a limited opportunity for just £99 (the link is below to book your slot)    Book your 1-2-1 Private Workshop: www.psnpropertyeducation.com/sourcing-workshop   Visit our Website: www.psnpropertyblog.com  

This week's FAQ covers a question Michael receives all the time - How does he find those deals? Also available to watch on YouTube: https://youtu.be/IWpa2dj9WbQ ▶︎ Website - www.thepropertyfinancecollective.co.uk ▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £250 million for Developers and Investors I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast. I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years. Follow Michael: ▶︎ Facebook - https://www.facebook.com/thepropfinguy/ ▶︎ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thepropertyfinanceguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ▶︎ LinkedIn - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to the Podcast on: ▶︎ Apple Podcasts - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ▶︎ Spotify - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ▶︎ YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@thepropertyfinanceguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening. This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Good morning, Store Nation! Thank you for listening to the Hacking Self Storage podcast.  Today, we are talking about Buy To Let Returns versus Self Storage Returns. I reflect on conversations with friends in the property market who are considering a transition into self-storage. I hope you gain some new knowledge and insights from this episode. Please give it a listen!   Thanks to our Sponsors! Stora: https://stora.co/ Gavin Shields on LinkedIn: https://www.linkedin.com/in/gavinshields/   Willbox Website: http://willbox.co.uk Willbox Email: selfstorage@willbox.co.uk Willbox Contact Number: 0800 023 5060   Mr Self Storage: https://www.mrselfstorage.com/ Dean's Email: deanbooty@icloud.com

Hello, and welcome back to another episode of The Mortgage Mum podcast.  You might be wondering, are they still talking about contractors? Well, yes, we are! That's how many contracting questions there are out there.  Today we're talking about Buy to Let mortgages for contractors. This is a great episode, even if you're just wondering about Buy to Let mortgages and you're not a contractor. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. Matt Britzman, senior equity analyst at HL, also spotlights some companies to watch in the sector, including Taylor Wimpey and Ibstock. This podcast isn't personal advice. If you're not sure what's right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

In this episode we break down what you can expect inside the Beginner's Roadmap. We created a resource made with beginner's to property in mind, based on our 12 years of experience growing our own buy-to-let portfolio using the BRRR strategy. We crafted it in the way we wished we had at the beginning of our property journey. Which means you have life time access to a resource that you can complete in the comfort of your own home on your own time. Free resources are included such as worksheets, templates, scripts, tenant checklists and deal analyser spreadsheets that we use ourselves.We cover all the modules included and what they entail so you have a good idea if the Beginner's Roadmap is the right fit for you. Modules are sent to you each week so you have time to process and digest the information. On completion of the course you have FREE first month's access to a community support group where you can find motivated and like-minded honest property investors, to find accountability, connection and support if an encouraging network is what you need.The early bird rates still apply but only til the end of this month. You can enrol the the Beginner's Roadmap here if you are ready to grow your financial knowledge, transform your future through property so you can build a life you love.Learn how to invest in property with the Beginners RoadMap: https://shorturl.at/mp0XBWe hope you enjoy this episode and it helps you make informed choices on your investing journey. You can also listen to this episode on Spotify, Apple and anywhere you get your podcasts from!Don't forget to Like, share and subscribeFollow us on Instagram : @honestpropertysisters for more honest property tips!

In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments. He emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you'll have to listen to find out! Episode links: * Stats on EV sales (https://www.zap-map.com/ev-stats/ev-market). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

The Labour Party's Renters' Rights Bill 2024 is poised to bring significant changes to the UK's rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively. Watch video version - https://youtu.be/Wx1HXgVW1bM Key Changes Proposed in the Renters' Rights Bill 2024 Enhanced Security for Tenants The bill aims to provide tenants with greater security by abolishing Section 21 “no-fault” evictions. This means landlords will no longer be able to evict tenants without a valid reason, making it more challenging to regain possession of their properties. Rent Controls One of the most contentious aspects of the bill is the introduction of rent controls. The government plans to cap rent increases, tying them to inflation or another measure. This change is intended to prevent excessive rent hikes but may limit the profitability for landlords. Mandatory Property Standards The bill also proposes stricter property standards, requiring landlords to ensure their properties meet higher quality benchmarks. This includes ensuring proper insulation, energy efficiency, and overall habitability. Non-compliance could result in hefty fines or penalties. Longer Tenancy Agreements Labour advocates for the standardization of longer tenancy agreements, such as three-year contracts, to provide tenants with more stability. While this benefits tenants, landlords may find it challenging to adapt to longer commitments. Impact on Buy-to-Let Landlords Financial Implications The introduction of rent controls could impact landlords' rental income, especially in high-demand areas where they previously enjoyed significant annual increases. Landlords must re-evaluate their financial projections and strategies to maintain profitability. Increased Regulatory Compliance With stricter property standards, landlords will need to invest in property upgrades to meet the new requirements. This could involve substantial upfront costs but may also enhance property value and appeal in the long term. 3.Changes in Investment Strategies The bill may lead to a shift in investment strategies among buy-to-let landlords. Some might seek to diversify their portfolios or explore other property markets with less stringent regulations. Others might exit the rental market altogether if the perceived risks outweigh the benefits. Impact on Property Supply As landlords adjust to these changes, there could be a temporary reduction in the supply of rental properties. Some landlords might sell their properties, leading to a more competitive market for remaining rental units. In conclusion, the Labour Party's Renters' Rights Bill 2024 is set to bring comprehensive reforms to the rental market. While these changes aim to protect tenants and ensure fair practices, buy-to-let landlords will need to adapt to new regulations and potentially alter their investment strategies. Staying informed and proactive will be key for landlords to navigate this evolving landscape successfully. Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards

This week the most and least expensive seaside areas, is being a Landlord still worth it in 2024 and moreYour hub to find out what is happening in the UK property market

Suzanne Smith runs the successful industry leading blog- The Independent Landlord and is a lawyer turned landlord herself, who owns a portfolio of houses.   In this episode:   we discuss the proposed changes put forward by the new government, that could disrupt the BTL market The Renters Rights Bill The removal of no fault evictions Rent caps Leasehold reform and the move towards commonhold   We discuss how this could impact property investors, landlords and tenants!     Enjoy!   ***************       GET IN CONTACT.   Email- raj@propertyinvesting2-0.com   Linkedin: https://www.linkedin.com/in/raj-chengadu-11381b69/   Instagram: https://www.instagram.com/propertyinvesting2.0/?hl=en     Guest: https://www.instagram.com/indie_landlord?igsh=MnJlejY3MjdnaHRv         *Disclaimer* As always, the content in this episode is for informational and entertainment purposes only and are the views of the host and guests. This information is NOT financial advice. Please speak to a professional advisor and do your own due diligence when looking to invest in property and business.

In this episode of The Investors Corner, host Ian is joined by Ves and Tom, co-founders of Mortgage Tribe. They discuss the latest mortgage market changes, investment strategies for landlords, and the implications of recent political shifts. This episode is packed with valuable insights and actionable advice for both new and experienced investors. Key Topics Covered: Mortgage Market Changes: Rising Payments: 400,000 Brits face significant mortgage payment increases over the next two years. Overpayments: Strategies to reduce mortgage terms and save on interest by making overpayments. Market Activity: The summer market is active, with mortgage advisers predicting a busier second half of the year. Election Results and Impact: Labour's Victory: Labour's win with fewer votes than previous years, marking the first government change in 14 years. Political Influence: How the political shift might affect landlord exit rates and market dynamics. Mortgage Strategies: Rate Trends: Recent marginal drops in rates and the psychological impact on lenders and borrowers. Fixed vs. Variable: Discussing the decision between two-year and five-year fixed rates amidst changing market conditions. Investment Insights: Landlord Dynamics: The imbalance between rental supply and demand, and the trend of landlords either doubling down or exiting the market. Limited Company Route: Increased interest in investing through limited companies for tax benefits and better rates. Economic Predictions: Interest Rates: Speculation on interest rate trends and their potential stabilization. Market Resilience: Analysis of the current stable state of the property market and its future outlook. Key Insights: 400,000 Brits: Significant mortgage payment increases predicted over the next two years. Labour's Impact: The political shift's influence on market dynamics and landlord decisions. Investment Strategies: Practical advice on overpayments, fixed vs. variable rates, and the benefits of investing through limited companies. Resources: Mortgage Tribe Labour Manifesto   Don't miss an episode of The Investors Corner! Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice from Ian, Mike, and Andy. If you found this episode helpful, please leave us a rating and review—it helps other investors and landlords discover our show. Have questions or topics you'd like us to cover? Email us at hello@avocadopropertyagents.co.uk Stay informed, stay ahead, and happy investing!

The votes are in, the decisions made, and this week Rob & Rob dive into the election results and what the new housing minister could mean for the property market. Plus, what never-before-discussed data have they uncovered that's got them so excited? Press play to find out!  (0:40) Election news  (2:48) The latest data on house prices  (7:45) Holiday lets – is the boom over?  (10:30) Rental news that caught Rob's eye  (11:45) Some innovation in the mortgage market  (14:45) Hub Extra  Links mentioned:  House prices:  Zoopla price index  Nationwide price index  Halifax  Holiday lets:  Is the short-let boom over? Declining occupancy rates drive a reduction in revenues  Rentals:  17% of deposits 'don't cover rent arrears or damage by tenants  Mortgages:  Mortgage lender encourages landlords to sell to tenants at cut price  Yet more lenders slash Buy To Let rates to woo landlords  Hub Extra: Aer backpack  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob and Rob take to the ring to settle seven of the most controversial property debates once and for all. Will there be a clear winner? Let's find out... Plus, we also bring you the latest news on that small topic of the election!   (0:34) News story of the week  (4:20) The debate begins…  (5:12) Lets kick-off with flats vs houses  (7:25) Interest only vs capital repayments  (9:45) New build vs old properties  (12:31) Capital growth vs yield  (15:26) Hands-on vs hands-off    (18:18) Limited company vs personal name    (19:50) Property vs stocks  (24:09) Hub Extra   Links mentioned:  Buy To Let – only a third of landlords feel positive about it  Jabra Evolve2 65 Wireless PC Headset  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this episode, Simon explores the pathway to making £1 million from buy-to-let property investments. Simon outlines a simplified model that focuses on rental profit and equity gains. He details an investment strategy involving purchasing standard three-bedroom family homes in Brighton. Listen to find out how this simple property investment strategy can make £1 million. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Episode links: * The previous "Replace your salary from property" series... * Replacing your salary with rent-to-rent (https://www.thebusinessofproperty.com/80). * Replacing your salary with an HMO portfolio (https://www.thebusinessofproperty.com/82). * Replacing your salary with a buy to let portfolio (https://www.thebusinessofproperty.com/86). * Replacing your salary with serviced accommodation (https://www.thebusinessofproperty.com/89). * Today's spreadsheet (https://docs.google.com/spreadsheets/d/1x5bSdX-c_J5aVKyKJvRA3qnB0y3W110_EcgtuSa19GU/edit?usp=sharing). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.We talk about the following:Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment mortgages vs interest only mortgagesFinding the correct mortgage for your circumstanceSurveyors and valuations processOptimism surrounding buy to let mortgages Best rates possible right now and arrangement feesWhat happens if you find yourself in negative equity Down-valuation possibilities and outcomes

Toby Martin dropped by the WatkinSofa in the Autumn of 2023. Toby Martin is a top chap, a lettings expert from Bath, Propertymark Regional Executive, Husband & father, Mentor and 'That Video Guy' to chat all things landlord evening for buy-to-let landlords

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach.  (1:00) News story of the week  (3:31) Using mortgages for property investment…  (4:20) Why do investors use buy-to-let mortgages?  (5:38) What's the main benefits of using a mortgage?  (6:05) How do they work?  (6:40) How much can you borrow?  (7:50) Are you locked into a mortgage until its paid off?  (9:08) Should investors opt for a fixed or variable rate mortgage?  (10:18) How difficult is it to get a buy-to-let mortgage?  (10:58) What can you do in preparation for your application?  (12:18) What's the difference between acquiring a mortgage under a personal name or a limited company?  (13:40) How do investors determine borrowing and payments?  (14:32) Why use a broker?  (18:20) Hub Extra  Links mentioned:  Financial Times  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It's time for your latest episode of Ask Rob & Rob!  (0:42) Emily's kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she's concerned about putting herself in a vulnerable position in today's market and asks Rob & Rob for their thoughts and opinions.  (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

New Property Opportunities Falling Property Prices And Higher Rents Make Buy-to-Let More Attractive In 2024 In recent years, the landscape for buy-to-let investors and property owners has posed significant challenges, marked by soaring interest rates and escalating energy expenses. The introduction of Section 24, elimination of wear and tear allowances, heightened stamp duty, and increased regulatory measures have collectively burdened buy-to-let investors, necessitating adaptation to a shifting and demanding market environment. Property prices peaked, then fell back as interest rate rose, and this year rents have gone through the roof as demand exceeds supply.  Rents have reached record highs in most parts of the UK, and of course landlords are getting the blame. But is it their fault? In their defence, landlords have had to pass on the costs that the government have imposed on them with legislation such as section 24. The policies of the treasury and central banks have caused economic chaos, higher interest, rates, higher energy costs, and a shortage of properties, none of which are the landlords fault.   But could 2024 be the turning point for property investors? Prices have fallen in some areas by as much as 20% while rents have doubled over the last few years, all of which is making buy to let investing look more attractive than it has done for three years.  In one area I've been looking at, three bed council house, which was selling for as much as £180,000, can now be picked up for £150,000 or less. At the same time, rents have increased in a few short years from £600 per month to £1200 per month. In other words, property prices have fallen by almost 20% while rents have doubled.   Even with mortgages at five or 6%, buy to let investing is starting to look more attractive. Furthermore, prices could fall again in 2024, as economy slows and 2 million people reach the end of a low fixed rate mortgage.   Institutions like Lloyds bank and Blackrock are already circling in the sky, waiting to pounce on cheap property. Mortgage arrears are up by 44% on a year ago to £18billion and the Bank of England has issued a lending warning. In the case of Lloyds bank, which is probably the largest lender in the UK, it seems like a bit of a conflict of interest to be both repossessing Properties, and buying them through another arm, although we don't know if that is their intention.  Interest rates should start falling over the next five years as the economy goes into recession and inflation comes down to normal levels. This will make mortgages cheaper offering better profits for landlords. I think there will be a lot of opportunity in 2024 for the wise investor who is prepared to be patient and seek out good deals. If you're affected by section 2024 and would like to know more about the background to this landlord tax and how best to deal with it, click here for more information.  See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty ⁠https://youtu.be/mtGq7WaVxLA ⁠ If you are suffering from section 24, join us for a free landlord Sec.24 tax seminar live in London this month. Prepare for what's coming…. Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps I want to show you exactly how you can: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? Develop a millionaire mindset. To help you, I am running a free training webinar.   Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!  Join me online on my free live money management training Wednesday at 8.00PM.  Places are limited, so register now below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ #mindset #money #wealth #landlord #property #financialfreedom #stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax #transferpropertytolimitedcompany #propertyprices #mortgagearrears

Regulatory changes and rising interest rates have squeezed rental yields, leaving investors to wonder: Is the buy-to-let dream over? And in today's Dumb Question of the Week: Does real estate outperform the stock market over the long-term? Thanks to IG for sponsoring this episode. Find out more about IG Smart Portfolios via https://upl.inc/h46sgc Selected links Monthly Lettings Index (Hamptons) Mortgaged landlords face falling profits and refinancing hurdles (FT) Why Britain's buy-to-let dream is dying (The Telegraph) The Rate of Return on Everything, 1870–2015 Get in touch

Find out more about the Luke Stays Academy and I-PRAC here

Everything you need to know about budgeting for your Buy-To-Let Airbnb Business! Find out more about the Luke Stays Academy and I-PRAC here

Latest property updates according to the global situations and what's still viable in 2023 and for the years to come. Find out more about the Luke Stays Academy and I-PRAC here

Buckle in and get ready for the latest edition of Ask Rob & Rob.  (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She's trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let.  (3:57) Joshua has a question on the Renter's Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he's wondering, with the new regulation in mind, how could he refuse certain pets.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China's quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he's not sure if it's working out. He's wondering if he should switch to investing as a business, but he's not sure if that's a good idea as it'll put him in a higher tax bracket. He's not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Join me online on my free live money management training Wednesday at 8.00PM.  Register now below to avoid disappointment. https://bit.ly/3QPp8IH  Discussing commercial mortgages, buy-to-let, holiday lets and development finance with guest speaker, Paul Rogers - Commercial Finance Broker Commercial Finance Broker Synergy Commercial Finance Ltd paul.rogers@synergy.finance Watch full video version on YouTube channel - https://youtu.be/hPJ1iY3ySVA See also: Landlord - Serviced Accommodation V Buy-to-Let Property Rental And HMO's - Exploring Alternative Buy-to-Let Strategies in the UK: Serviced Accommodation, Holiday Letting, and HMOs https://youtu.be/5uJcr7YoPso See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA If you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location.  3 Steps To Success Money Management! I want to help you get control of your money, learn how to invest and become financially free.  Join me online on my free live money management training Wednesday at 8.00PM.  Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH  #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth   #bankofengland #inflation #money #servicedaccommodation #holidaylet #HMOrental #holidatrental #airbnb #booking.com This show was brought to you by Progressive Media

Investing in property has long been a popular avenue for generating income in the UK, but with mortgage rates hitting a 16 year high, the standard buy-to-let model does not stack up alongside borrowing. While standard buy-to-let properties have traditionally dominated the market, alternative strategies such as serviced accommodation, holiday letting, and houses in multiple occupation (HMO) are gaining traction as landlords look to increase returns to offset high borrowing costs and more red tape. Many experts are predicting a property market crash – see Housing Market in Deep Trouble https://youtu.be/USGREwntT1IIn this article, we will delve into the pros and cons of each strategy, as well as explore the associated risks and tax benefits for landlords under UK tax law.Watch video version - https://youtu.be/5uJcr7YoPso 1. Serviced Accommodation Serviced accommodation refers to the rental of fully furnished properties on a short-term basis, often targeted at business travellers, tourists, or corporate clients. Pros:- Higher rental yields: Compared to traditional buy-to-let, serviced accommodation can provide significantly higher rental yields due to premium rates charged for short-term stays.- Flexibility: Landlords have the option to use the property for personal use when it's not occupied, offering flexibility in terms of availability and usage.- Strong demand: Popular tourist destinations and major business centres tend to attract consistent demand for serviced accommodation. Cons:- Increased management requirements: Regular cleaning, maintenance, and managing guest turnover can be more time-consuming and require active involvement from landlords.- Seasonal demand fluctuations: Depending on location, occupancy rates may fluctuate seasonally, resulting in periods of high demand and low demand.- Regulatory considerations: Compliance with local regulations, licensing requirements, and health and safety standards can be more stringent for serviced accommodation. 2. Holiday Letting Holiday letting is similar to the above model and involves renting out a property for short-term vacations, typically in popular tourist destinations. Pros:- Attractive rental income: During peak vacation seasons, holiday lets can generate substantial rental income due to premium rates charged for short stays.- Personal use: Landlords can enjoy using the property for personal vacations during off-peak periods.- Tax advantages: Holiday letting can offer certain tax benefits, including the ability to claim capital allowances and potentially qualifying for certain reliefs. Cons:- Seasonality: Demand for holiday lets can be highly seasonal, leading to potential periods of low occupancy during off-peak seasons.- Management challenges: Similar to serviced accommodation, managing bookings, cleaning, and maintenance can be more labour-intensive.- Increased competition: Popular tourist destinations often have high competition among holiday let properties, requiring landlords to differentiate their offerings to attract guests. 3. Houses in Multiple Occupation (HMOs) HMOs are properties rented out to multiple unrelated tenants who share communal areas, such as kitchens and bathrooms. Pros:- Higher rental income potential: Renting out individual rooms within an HMO can generate higher rental yields compared to traditional buy-to-let properties.- Diverse tenant pool: HMOs can attract a range of tenants, including young professionals, students, and single individuals.- Demand stability: In areas with a high demand for affordable housing or near educational institutions, HMOs can provide consistent demand for rental properties. Cons:- Licensing and regulations: HMOs are subject to specific licensing requirements and regulations, which can vary between local authorities.- Management challenges: Managing multiple tenants, ensuring communal areas are maintained, and resolving disputes can be demanding for landlords.- Potentially higher costs: HMOs may require additional safety measures and compliance expenses, such as fire safety systems and regular inspections. Tax Considerations Landlords should be aware of the tax implications of each strategy. Depending on individual circumstances, there may be specific tax benefits, including allowable expenses and tax deductions. Seeking advice from a tax professional is essential to navigate the complex UK tax landscape. Conclusion Alternative buy-to-let strategies offer landlords in the UK diverse opportunities to maximize their rental income. Serviced accommodation, holiday letting, and HMOs each come with their own set of advantages and challenges. Understanding the risks, tax implications, and individual goals can help landlords make informed decisions when exploring these alternative strategies. With the right management, there is no doubt that serviced accommodation can increase net returns for landlords, as well as removing them from current housing legislation and the forthcoming tougher legislation proposed under the Renters Reform Bill.For more information on renters reform, see my YouTube video: ‘Trouble Ahead for Landlords' https://youtu.be/_QpXWoYmG3UIf you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location. 3 Steps To Success Money Management!I want to help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment.https://bit.ly/3QPp8IH #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth   #bankofengland #inflation #money #servicedaccommodation #holidaylet #HMOrental #holidatrental #airbnb #booking.com This show was brought to you by Progressive Media

In this episode Nick and Steven chat about whether buy to let is still a viable strategy in 2023. Is it a dead strategy or is it all a matter of opinion, spin and fear mongering?What are the main concerns with buy to lets at the momentADS going up to 6% recently Rent caps and eviction bans The interest rates keep rocketing upProperty is still the best way to store wealthThe difference with property and other asset classes The importance of not over-leveraging going forward Thinking in the long term over cashflowInvestors are leaving buy to let because its too slowIf it is dead why are big investors still using it as a strategy?Is it self managing investors who are dropping out of the game?The days of using buy to let cashflow to replace your job are gone Is it viable to change the strategy of certain properties to SAThe worries around the EPC ratings in the future **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

The housing market is heading for serious trouble in the UK, US and many other countries as the worldwide economy slows. I think house prices will continue to fall, especially with higher interest rates on the way. More bad news to come - FT reported rising Bond yields today and food prices are set to rise again following the destruction of the dam on Ukraine which has flooded and destroyed wheat fields.   Buy to lets deals just don't add up anymore with higher rates. I've been offered properties which have great yields and would've looked amazing with lower interest rates. But when you look at the deal in light of 5% or 6% interest rates on an interest only mortgage the rent barely covers the payments.  I'm also hearing from landlords who are selling because they are higher rate taxpayers.  Higher interest rates, together with George Osborne is helpful tax changes have made their existing buy to let property unviable. This show was brought to you by Progressive Media

Serviced accommodation is a hot property strategy right now for investors, but what is it doing to the Buy-To-Let sector? In this episode, Rob talks about everything you need to understand KEY TAKEAWAYS Many state that Serviced Accommodation is destroying the Buy To Let sector, but we need to understand why it's become prominent in the first place. Staycations are becoming the norm in Britain due to the rising costs of travel, the new restrictions caused by Brexit, and the wholesale rediscovering of the beauty of the country we live in. BEST MOMENTS‘We need to look at the property market in general'‘Landlords are now getting to the stage of “I've had enough of this”' VALUABLE RESOURCESMultiple Streams Of Property income - https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692 ABOUT USProperty Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!  WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast  PROPERTY BOOKS  Property FAQs = https://amzn.to/3MWfcL4  Buy To Let: How To Get Started = https://amzn.to/3genjle  101 Top Property Tips = https://amzn.to/2NxuAQL   EVENT MENTIONED ON PODCAST https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692 PODCAST DESCRIPTION Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!  PROPERTY BOOKS  Property FAQs = https://amzn.to/3MWfcL4  Buy To Let: How To Get Started = https://amzn.to/3genjle  101 Top Property Tips = https://amzn.to/2NxuAQL  WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast  SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast  SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast  ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ's. uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcastThis show was brought to you by Progressive Media

In this episode Steven and Nick chat to Gillian green about her use of all property strategies and how her SA lets have performed this year. Owning an HMO in Liverpool and venturing into the world of commercial property.Gillians involvement in all aspects of property investingFlips, HMO, Holiday lets, Sourcing and more Trying serviced accommodation strategy for a year Staging and finding enjoyment in the creative aspects of property Holiday lets licensing and the comparison to hotelsThe fear of risk in other strategies other than buy to let Holding on to property that may be squeezed for profit at the moment Cash flow on an HMO in LiverpoolPicky HMO officers and the struggles with regulations Utilising Sass pension through commercial property Will estate agents attitudes change as the market doesHow to navigate the world of commercial valuationFollow Gillian:Instagram: @gillgreen_property**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

Buy-to-let as a business strategy is one of the more popular forms of property investing, but is it slowly on the wane? In this episode, Rob cuts through the chaotic information out there and tells you everything you need to know. KEY TAKEAWAYS If you are buying individual units and renting them out one by one, then Buy-To-Let has certainly become more challenging due to increased maintenance costs and interest rates. If you are cash rich and not interested in using bank finance, buy-to-let may still be a viable option for you. Whether BTL works for you will also depend on how you are acquiring the property in the first place. If you are buying a group of investments, such as a block of flats, you instantly have more rental income, offsetting the cost of traditional borrowing. BEST MOMENTS 'All of these factors have made things trickier' 'The chances are that buy to let is going to be alive and kicking' 'As costs go up you need to be able to offset them somehow' ABOUT USProperty Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!  WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast  PROPERTY BOOKS  Property FAQs = https://amzn.to/3MWfcL4  Buy To Let: How To Get Started = https://amzn.to/3genjle  101 Top Property Tips = https://amzn.to/2NxuAQL   EVENT MENTIONED ON PODCAST https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692 PODCAST DESCRIPTION Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!  PROPERTY BOOKS  Property FAQs = https://amzn.to/3MWfcL4  Buy To Let: How To Get Started = https://amzn.to/3genjle  101 Top Property Tips = https://amzn.to/2NxuAQL  WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast  SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast  SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast  ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ's. uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcastThis show was brought to you by Progressive Media

This week, does buy-to-let still work? Renting out a second property became the shortcut to financial security and - in some cases - great wealth for a generation of Brits. But, ructions in the mortgage and property markets have put all that in question. Host, Ed Monk, and his occasional guests provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor. If you enjoy the show please rate us, share us or leave a comment wherever you get your podcasts.  See omnystudio.com/listener for privacy information.

In this episode Nick and Steven chat with Neil Mcleod from property partners about EPC related topics. The importance of EPC rating these days, how to achieve a good rating and what the future of heating and energy performance in the rental sector looks like. Spanning EPC between two trading companiesHow prominent EPC rating has become in recent years Why do we need an EPC ratingTenanted properties need to be EPC rating C by 2025Improvements needed to bring properties up to standard The importance of engaging with EPC assessor at the start of refurb processStorage vs electric panel heating Aiming to get rid of gas by 2030Can you get your monies worth out of a new boiler these days?Heat pumps may not be the answer focusing on insulation first The impact of renewables on the ratingCheck out the full video on our youtube channel!Follow Neil Mcleod:Instagram: @neilmcleodpropertypartnersWebsite: propertypartners.scot**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

Is Buy To Let Still Worth It ? - The Daniel Latto Podcast - Season 8 Episode 24 The Wealth Creation Podcast is brought to you by Daniel Latto, and is designed to help you learn the steps you need to take to achieve Financial Freedom in the next 5 years. Discover how to make more money, turn that money into investments, and live from cashflow while never having to work again. The podcasts covers three main areas 1. Cut Costs 2. Generate Cash (Business) 3. Invest the rest (Property) Throughout the podcast episodes, I'll be going through the step by step actions you can take, including any Business & Property Strategies along the way that can accelerate your results. The Podcast is hosted by Daniel Latto. Daniel Latto is a business coach originally from Leeds, and now lives in the Mediterranean providing advice for business owners and entrepreneurs. You can contact Daniel Latto at his website at http://www.daniellatto.co.uk

Benjamin Toms, RBC Capital Markets European Banks Analyst. Discusses the recent turn in the housing market and effects of rising remortgaging costs on the Buy to let market. In this conversation Ben explores what this means for Investors, corporates and the wider population.

Another Tuesday, another set of listener questions for Rob & Rob to give their expert answer to! First up this week, we've got Adam. He's recently inherited a property in North London worth more than £600,000 and with no mortgage to pay off. Naturally he's overwhelmed with options for what to do with this property. Should he sell? Get equity from it? Split it into different rooms to make a HMO? The Robs share their thoughts. The next question is one we've seen crop up a few times. Our caller is a non-British citizen who's in a position to build a Buy-To-Let portfolio. But he wants Rob & Rob to explain the obstacles which can (and do) arise in for foreign nationals who want to invest. Press play to hear Rob & Rob's advice. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you'd like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Serious deep dive into short term and medium term rentals - what should investors take into account before/after purchase, and what is the most profitable strategy?