Equipped For Success

Listen as Howard Douglas Austin II discusses the following: How to put together a investment plan How to decide what to invest in How to find the motivation to invest Why investing in life changing 

Listen as Howard Austin II shares how to balance your financial and career aspirations in a fulfilling way.  - how each of these facets of your life impacts the other, and how to make them complement each other.

We're Back ! I hope you all had a great holiday and are having a even better New Year ! 2022 is the year of change and execution.  Do you know your WHY ? Are you actively taking steps to create generational wealth ?Listen as Howard Douglas Austin II chats, about the 6 Skillsets required to create generational wealth and investment tools. 

Happy New Year ! You feel unsettled because you know you are meant for more !A new year is an opportunity to take your regrets and turn them around. When you take action it creates automated motivation. Look at 2020 and 2021 in a new lightYou might be exhausted. You might have messed up some goals. You might feel lazy. You might be shaming yourself.Don't.If you're still here and showing up each day after 2020 and 2021, you're unstoppable. You survived one of the most difficult times in human history, so you're stronger, not weaker. 2022 is the year of growth in your personal life and your business ! Listen I discuss the importance of driving growth and our upcoming workshops.Click Here To Reserve Your Spot ! 

If you're like many , the end of 2021 can't come fast enough.Yet before you ring in the New Year and hope for better times ahead, there are moves you should make first to set yourself up for success. Let's use the rest of December to reflect on 2021 and plan your goals on the key things that are important to you mentally, physically, emotionally and financially. Listen as I explain How 2022 will be a year of GROWTH and SUCCESS : 

You know them. Their work is barely a passing grade, yet they act as if they're the Lebron James of the business court.These are members of the Incompetence Crew, the workers who genuinely can't see they lack specific skills. They suffer from a well-documented phenomenon known as the Dunning-Kruger effect, which basically says you have to have a given skill to assess for yourself whether you're good at that skill or not.  But the thing about incompetent people is, they often do have an enormous capacity to learn and to gain the skills they lack over time. They are not, by any means, stupid. They are perhaps better described as simply not experienced enough yet to understand. Listen as I discuss incompetence with fellow staff members Montrice Edwards and Katelyn Burns. 

You've heard of the pay gap, but there's an even bigger and more terrifying stat you should be worried about -- the wealth gap. Listen as Howard Douglas Austin II chats, about the wealth and investment gap between different demographics, and the tangible ways we can begin to close the gap.

""Failure"" is one of the most dreaded words in the English language. The very idea of failing is enough to stop most people in their tracks. It can cause the majority to simply pack up, turn around and retreat without even trying. Yet it is through seeming failure that most of life's greatest successes are achieved. Listen as I explain how experiencing failures can turn into successes.

Courtney Wallace joins Howard Douglas Austin II on the Equipped for Success podcast to share the process of what it took for him to  figure out his steps toward financial independence growing up. They explore some of the lessons that other folks can apply to their money discussions and tangible steps to creating generational wealth. For more information visit www.hdainsurancefirm.com

Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them.The path to financial freedom isn't a get-rich-quick strategy. And financial freedom doesn't mean that you're “free” of the responsibility of handling your money well. Quite the opposite. Having complete control over your finances is the fruit of hard work, sacrifice and time. And all of that effort is worth it!Ready to learn how to build a life of financial independence for you and your family? Start by defining what financial freedom looks like for you.Follow on Instagram for more financial tips: https://www.instagram.com/hdainsurancefirm/Go to our website at https://www.hdainsurancefirm.com 

Words carry enormous power, the power to heal or to wound, to encourage or to dishearten, to speak truth or to deceive, to praise or to criticize. They can be the key to our success or the reason for our downfall.

Living paycheck to paycheck isn't uncommon these days. Recent studies suggest many Americans are doing just that, which in turn makes it next to impossible to save and invest. Overspending can be part of the problem, but even more often people get squeezed through no fault of their own—low wages, unpredictable income, and high costs for essentials like childcare, healthcare, housing, and college. On the other hand, even people with high incomes can find themselves caught in a seemingly never-ending cycle.When you're in this situation and just barely making ends meet each month, it can seem as though you're on an endless financial treadmill. So how do you jump off?  How do you achieve financial freedom? It's a combination of attitude and action. First realize that you can do it—then take these steps to make it happen.

We're a bit late to the red flag trend but here we are !People are always looking for ways to make more money or build wealth. Life insurance is one way to build wealth easily by using a life policy as part of a wealth transfer strategy to a beneficiary. No matter the age wealth transfer and asset protection is an important concept to learn about. However, this concept is not only limited to seniors, since younger people can use a similar strategy by setting up life insurance for parents, with the same concept in mind. Here is what you need to know about using life insurance as part of a strategy to build generational wealth.

If you’re like many , the end of 2020 can’t come fast enough.Yet before you ring in the New Year and hope for better times ahead, there are moves you should make first to set yourself up for financial success. Let's use the rest of December to reflect on 2020 and plan your goals on the key things that are important to you mentally, physically, emotionally and financially. Listen as I explain How 2021 will be a year of GROWTH and SUCCESS :

A Personal Growth Plan will help you get to where you need to be. It can serve as a source of guidance, inspiration, support, and wisdom to help you achieve personal goals across all aspects of your life. You can personalize your plan to help you achieve whichever goals you desire. A better body, a healthier lifestyle, more mindfulness, a more spiritual or more productive version of yourself, you just need to create a comprehensive Personal Development Plan to help you on that journey. Listen as I explain :

The holiday season always brings cherished memories of family gatherings. Every year, it brings turkeys, presents, celebrations, that special sweater and festivities. Most important, Thanksgiving gives us all an opportunity to remember what really matters in our lives. It also brings the reminder that no matter your personal circumstances, there are so many people in the world less fortunate who need help. Thanksgiving reminds us of our duty as people to help others. Listen as I explain why you should put the "giving" in Thanksgiving :

We make decisions every day from seemingly inconsequential choices, to larger ones that can affect the course of our lives. Part of the power of Mindfulness is that it allows us to make wiser choices—the ones that lead towards living a more healthy, meaningful and fulfilling life. The choices we make each day are powerful. They can nourish us or drain us. They can lead us into negativity, suffering and disillusionment or they can wake us up. They can move us one step closer to illness or one step closer to health. They can disconnect us from each other or cultivate more love, connection and peace. Our daily choices are precious moments in time where we make a statement about who we choose to be. Listen as I explain :

According to Forbes, nearly 543,000 new businesses are started every month. Starting your own business can be one of the most exciting ventures in life. When you run your own business, you have the ability to call the shots, the freedom of being your own boss, and the flexibility to schedule more family time. With all these perks also comes a certain amount of risk, sacrifice, and heartache. Listen as I discuss being a business owner and the importance of creating multiple streams of income with CEO and Entrepreneur Rod Royal of Impact Group and 180 family services.

Regardless of the election results it is still our responsibility to help enact change in our own communities it doesn't stop here . BE THE CHANGE.

Wouldn't it be great if someone could give you a "to do" list when you were ready to start your company that would guarantee your success? Even better, what about a "to don't" list of things to avoid at all costs?Through experience, I've found there are no shortcuts to launching a business--you have to do your homework to understand your customers, competitors, market conditions and risks. But there are some principles I've found to be very effective for growing both my company and my clients' businesses whether they are startups or Fortune 500 corporations, whether they sell consumer products, professional services or technology products.Even though we are all start from different places, these lessons have certainly served me well over the years listen as I explain the do’s and Don’ts of starting a business :

We all dream of an existence in which we have enough money that we won’t have to worry about money again. We want financial freedom. We want to have enough cash for discretionary expenses, savings, investments, and an airtight retirement fund. However, only a few of us ever achieve true financial freedom. Instead of working towards financial freedom, many of us live paycheck to paycheck, are burdened with debt, and can’t control impulse buying. The root of such problems is often lack of self-control and discipline. The excuse that many will give is that they don’t earn enough money to stop living paycheck to paycheck and to break out of debt. That may not be true. The truth is that what is important is not how much you earn, but what you do with it. If you lack financial discipline, whether you earn $40,000 a year or $400,000 a year, you will always have financial difficulties. Learning the discipline you need to achieve financial freedom is hard. It requires significant adjustments in the way you live your life, but it is necessary if you are to break free of your financial struggles. Listen as we explain :

People are always looking for ways to make more money or build wealth. Life insurance is one way to build wealth easily by using a life policy as part of a wealth transfer strategy to a beneficiary. No matter the age wealth transfer and asset protection is an important concept to learn about. However, this concept is not only limited to seniors, since younger people can use a similar strategy by setting up life insurance for parents, with the same concept in mind. Here is what you need to know about using life insurance as part of a strategy to build generational wealth.

Start Creating Wealth!Let’s be honest. There is no get rich quick scheme that is both legal and able to be duplicated. Everything worth having takes time and investment. But how can you invest if you spend every dollar you earn on frivolous things? Over the last two centuries, about 90 percent of the world’s millionaires have been created by investing in real estate.Let’s explore together, how you can begin creating wealth through real estate investment opportunities.

You may have heard the term ‘generational wealth’ and thought, ‘Wow, that sounds important'. But at the same time, you might have pushed it to the back of your mind because you have more pressing issues.For instance, you might be focused on getting out of debt, saving money, or pursuing other financial goals. It may be that creating generational wealth is not on your immediate priority list while you tackle your current finances. But with that being said, you can still build it into your long-term financial goals. Not quite sure what transitioning generational wealth means exactly? Don’t worry! I'll be sharing exactly what it is and how to build it for your family. Listen as I explain :

Leaders are learners. The best leaders never stop working to make themselves better. As Kobe Bryant once said, "There is power in understanding the journey of others to help create your own." That's really why the Equipped for Success Show exists. To come together to understand the journey successful leaders are on so that we can better understand our own. Listen as I explain why you should be the leader YOU Want to See!

Time is our most valuable finite resource. Yet many of us get so caught up in the whirlwind of life that we schedule our days haphazardly, if at all. As a result, we take on tasks inefficiently and let the rest of our life fall in between the gaps.Ultra-successful people, on the other hand, realize the sheer importance that every minute plays in their day. They’re able to schedule their days strategically, maximize their productivity and enhance their well-being outside of work.Thankfully, there are plenty of success-backed solutions that will allow you to do the same. Listen as I explain :

Success starts with cultivating the right mindset. We live our lives according to the narrative and perspective that we believe is possible. Your expectations set the limits for your life. If you believe you can be, do or accomplish something, it is certainly possible! Success does not come easy, it requires hard work and dedication. Building the right mindset, will position you to accomplish what you desire. It doesn’t matter your current situation or circumstance, with the right mindset you can WIN! Listen as I explain :