Podcasts about Fortune

Marketing's leadership gap is widening across Fortune 500 companies. Kathryn Rathje, partner at McKinsey, reveals why only 66% of Fortune 500 companies retained CMOs last year and how marketing budgets dropped to 7.7% of revenue. She explains how CMOs can rebuild credibility by aligning metrics with CEO priorities, establishing clear ROI definitions with CFOs, and implementing full-funnel marketing measurement systems that connect brand investments to revenue outcomes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dave Schwartz had all the signs of worldly success. He was a high-level officer with a Fortune 500 company in the insurance and financial services industry for 25 years before starting a breakaway firm with a friend which grew to a hundred employees in three different states. Life was good. But after some deep, personal valleys—including two open-heart surgeries—God got Dave's attention in a powerful way and helped him to see that a check-the-box religion wasn't cutting it and something needed to change. Inspired by his now-wife's deep contentment and relationship with God, Dave also began to pursue a deeper relationship himself.   Selling interest in the company he helped start, Dave transitioned to the nonprofit sector where he vetted partners and handled donor funds. He then was invited to lead the missions programs at their church. Little did Dave know that this was laying the foundations for a God-sized vision on the other side of the world.   Dave and his wife became close with a Liberian family from their church, and in 2021, they had an opportunity to travel to Liberia, the eighth poorest country in the world. Experiencing the extreme poverty at an orphanage there planted a strong desire to do something to uplift the children of Liberia without just giving out hand-me-downs.   Now, after a few years of divine connections and miraculous generosity, ground will soon be broken for the Agape Empowerment Center, a 15-acre campus designed to raise Christ-centered Liberian leaders through housing, education, and holistic care. If you've ever wondered what it's like to build a vision from scratch, this episode is for you.   Major Topics Include: Becoming envious of contentment How the God-sized vision came together Governance, structure, and transparency  Giving a hand up without creating a cycle of dependency Building a culture one grade at a time Involving locals in the mission A hopeful view of the next 5 to 10 years How this experience has deepened Dave's faith The vision for agricultural and manufacturing enterprise zones Building community through collaboration Examining the ROI of philanthropic dollars QUOTES TO REMEMBER “Laying in the hospital in 2012, recovering from my second open-heart surgery, I realized it was time to make a change.” “What is a true relationship with our Savior versus a religious ‘check-the-box'?” “As I started to change from religion to a relationship with Jesus, contentment started to creep into my life and I had never really experienced that before.” “Liberia is the eighth poorest country in the world. Per person income on an annual basis is $530 USD.” “I made the very Western throw-away comment of ‘Gosh, Honey, someone's gotta do something about this.' Without missing a beat, my wife says, ‘What about us?' And that's how the Agape Empowerment Center got started.” “If we want them to become the best and to be Christ-centered children, well-educated, then let's start treating them like the best and stop just giving them our hand-me-downs.” “In five or ten years, I see children with joy and hope in their lives.” “I have learned that I absolutely have no control. I think I do, but I don't. And at the end of the day, this is God's plan or it's not. I just hope to be able to help implement it.” “I'm not going to retire, I'm going to re-fire.” LINKS FROM THE SHOW Agape Empowerment Center When Helping Hurts (see our interview with coauthor Brian Fikkert) Convoy of Hope The Finish Line Community Facebook Group The Finish Line Community LinkedIn Group WE WANT TO HEAR FROM YOU! If you have a thought about something you heard, or a story to share, please reach out! You can find us on Instagram, Facebook, and LinkedIn. You can also contact us directly from our contact page. If you want to engage with the Finish Line Community, check out our groups on Facebookand LinkedIn.

Duane Mancini welcomes Ben Fogarty, a design generalist and strategist and founder partner at Council. Ben shares his journey from an art student to leading an independent design practice working with startups and Fortune 500 companies. The conversation delves into the vital role of design thinking in problem-solving, the importance of internal and external brand alignment, and crafting clear, compelling narratives crucial for success in the MedTech industry. Ben Fogarty LinkedInCouncil WebsiteDuane Mancini LinkedInProject Medtech WebsiteProject Medtech LinkedIn

The heirs to Canada's multi-billion dollar frozen food empire are fighting. New Brunswick's McCain Foods is the world's largest French fry maker, and is privately owned by the McCain family. Recently, one of its heirs, Eleanor McCain, requested to be bought out of her stake in the company – but her relatives are refusing to.Globe business columnist, Andrew Willis, has been reporting on the showdown inside one of Canada's wealthiest families. He'll explain the fight over ownership, whether it could impact the world's biggest French fry producer, and how these tensions trace back to the 1990s dispute over succession between McCain Foods co-founders.Questions? Comments? Ideas? E-mail us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is your enterprise struggling with E911 compliance across multiple UC platforms?

  This episode sponsored by Health Compass Academy   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this captivating Dropping Bombs return, Iraq War veteran and tabbed Army Ranger Chris Giesking reveals why most fitness programs destroy bodies—and how fixing it unlocks ageless performance. With 10,000+ client sessions, a master's degree in human movement, and military-grade discipline, Chris breaks down the joint-by-joint approach, seven fundamental movement patterns, and why your fitness regimen should never hurt you. Now pivoting from aging athletes to teacher wellness, he's on a mission to help educators win the day through strategic movement.   Chris drops frameworks on mobility over vanity, the bolt score breathing test, why age doesn't limit range of motion, and his new book—50 state-themed workouts bridging movement and learning. From pull-up struggles to TRT debates, pistol squats to why CrossFit injuries plague gyms, this conversation delivers raw truths about longevity, relative strength, and reclaiming control. If you're ready to move well, ditch the pain, and stop tolerating dysfunction, this episode is your wake-up call.  

Surveys consistently rank Patagonia as one of the most reputable brands in America, not just for its outdoor gear, but also for being good environmental stewards. The story of both the company and its iconoclastic founder is told in a new book, “Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.” John Yang speaks with author David Gelles for more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Derek Champagne talks with Marvin Alballi, a globally recognized leader in the food and beverage industry, acclaimed for authoring the world's highest-rated restaurant and F&B book, Restaurant Excellence: The Ultimate Guide to Success in the Food and Beverage Industry, available on Amazon. His book was purchased by top hotel and restaurant companies and endorsed by global chefs and CEOs.A recipient of the prestigious Fortune 500 Brinker International “Operator of the Year” award, Alballi has established a reputation as a transformative force in hospitality, with a proven record of turning around struggling businesses and driving sustained growth.With extensive experience across luxury, lifestyle, upscale, mainstream F&B and the restaurant franchise industry segments, Aballi has worked in North America, Europe, the Middle East, Africa, and Asia. His career includes consulting for celebrity chefs, Michelin-starred restaurants, and award-winning establishments, including MENA's 50 Best #1 restaurant. In addition, Marvin Alballi has consulted for global, local brands, and franchises such as Orfali Bros, Boston Market, Café D'Arte, Famoso Pizzeria, The Great Harvest Bread Company, Peaceful Restaurants, Wing Stop, and Fusion Ceviche.A sought-after keynote speaker, Alballi has been featured at leading conferences and platforms such as Bloomberg Intelligence (NYC), The Future Hospitality Summit, HSMAI, Breaking Travel News, The Fast Food & Café Convention, Dubai Restaurant Week, and the CET World Series convention on CX and Marketing. They are also a regular guest on Dubai Eye Radio's Helen Farmer Show and have spoken for and guided several organizations including Couqley Restaurants, Paramount Hotels, Adyen, Radisson Dubai, Orfali Bros, and Crowne Plaza Muscat.His insights and thought leadership have been showcased on international podcasts including Bloomberg, The Chef JPK, GotLanded (New York), Polaris (Dubai), and TwentyOne06.In addition to creating the groundbreaking Twelve-Point Program (TPP)—the industry's most effective F&B and restaurant performance management system, Alballi has become a trusted authority on brand reputation, guest experience, profitability, marketing, and restaurant economics. His expertise lies in crafting strategic, long-term business solutions that deliver measurable results and elevate operational excellence.A Canadian citizen, Alballi continues to influence the global F&B landscape by driving innovation, quality, and sustainable growth. Alballi currently leads 26 countries and territories at Hilton Asia Pacific with more than 1,100 restaurants and bars in the Asia Pacific region.Marvin's new book, Hospitality Excellence, is available on Amazon (as of February 2026). Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

What if the strongest leaders in your school are already in the classroom and do not need a new title to make a bigger impact? In this inspiring episode of Aspire to Lead, Joshua Stamper sits down with educator, author, and department chair Dr. Chris Jochum to unpack his book You Don't Have to Leave to Lead, that reframes teachers as highly skilled influencers, not “just” a teacher.​ Dr. Jochum shares how his journey from ESL and Spanish teacher to leading a large teacher education department shaped his belief that leadership is rooted in character, courage, and service, and that teachers already practice Fortune 500–level leadership every day in their classrooms. Listeners will learn how to strengthen their leadership identity, craft a personal mission statement that actually guides daily decisions, and approach conflict with adults using the same relational skills they use with students.​ Whether you are a first-year teacher or a veteran educator wondering about your next chapter, this conversation offers a clear first step, recognize the “superpowers” you already have and choose one small leadership behavior to intentionally grow this year so you can expand your influence without ever leaving the classroom. About Dr. Chris Jochum Dr. Chris Jochum currently serves as the Chair of the Department of Teacher Education at Fort Hays State University, where he leads a teacher preparation program of over 900 students. His career, spanning more than two decades in K-12 and higher education, began in the public schools teaching Spanish and English as a Second Language before holding faculty appointments at the University of Central Missouri and the University of Nebraska at Kearney. His research focuses on leadership development in both K-12 and higher education, as well as the value of study abroad. As the founder and CEO of CJ Leadership Solutions, LLC, Chris translates his research into practice and is a sought-after speaker, trainer, and coach in the United States and abroad. He hosts The Department Chair Leadership Podcast and is the author of The Department Chair: A Practical Guide to Effective Leadership, You Don't Have to Leave to Lead: A Practical Guide to Teacher Leadership, and co-editor of the forthcoming book, Profiles in Educational Leadership: A Practical Approach. Follow Dr. Chris Jochum Website: https://cjleadership.com/   Twitter (X): https://x.com/jochumcj   Instagram: https://www.instagram.com/cjleadership/   Facebook: https://www.facebook.com/chris.jochum.7   Linkedin:

This episode of Discover Your Potential is sponsored by Acorns. What does it really take to better your best and live life at full throttle? On this powerful episode of Discover Your Potential, we sit down with Dr. Delatorro McNeal, an internationally renowned Peak Performance Expert, top 12% paid professional speaker worldwide, and recipient of the Presidential Lifetime Achievement Award. Dr. McNeal has delivered more than 4,000 keynote presentations across the globe, from Fortune 500 companies and professional sports teams to leadership conferences and faith-based organizations. He brings a no-excuses approach to personal excellence, helping people break through complacency, strengthen their emotional muscle, and shift into higher levels of performance, purpose, and passion. We dive into the core ideas from his globally recognized book Shift Into a Higher Gear: Better Your Best and Live Life to the Fullest, named one of the Top 15 Business Books in the world. Dr. McNeal shares how small, intentional shifts can create monumental change in your career, leadership, and life, along with insights from mentoring hundreds of influencers and working with organizations like Johnson & Johnson, JP Morgan Chase, Prudential, and New York Life. This conversation is a wake-up call to stop settling, start shifting, and lead with greater clarity, certainty, and commitment, both professionally and personally. If you are ready to elevate your mindset, performance, and purpose, this episode will challenge you to shift into a higher gear. Links:Website: https://www.delatorromcneal.comBook – Shift Into a Higher Gear: https://www.delatorromcneal.com/bookInstagram: https://www.instagram.com/drdelatorromcnealLinkedIn: https://www.linkedin.com/in/delatorromcnealFacebook: https://www.facebook.com/DrDelatorroMcNeal Hashtags:#DiscoverYourPotential #ShiftIntoAHigherGear #DrDelatorroMcNeal #PeakPerformance #PersonalDevelopment #Leadership #BetterYourBest #MindsetMatters #HighPerformance #PurposeDrivenLife #Motivation #SuccessMindset #ProfessionalGrowth #LegacyBuilding

 Looking Stylish Doesn't Have To Cost A Fortune

Host: Tony JohnsonGuest: Geoffrey Reid Author: The Revenue Catalyst: Mastering the Art of Sales In this episode, I sit down with Geoffrey Reid, a globally recognized sales leader with a rare blend of academic depth and real-world execution. Geoffrey's journey from public policy and mediation to sales leadership gives him a unique lens on how selling really works and why so many organizations struggle to teach it well. We dig into why customers want to buy but hate being sold, how sales has become a full business discipline rather than a single function, and what leaders must do to build sales teams that last. Key Takeaways Customers want to buy, but they do not want to be sold Sales today requires an all-fronts, fifth-dimension approach across the business Intentional hiring matters if you want teams that stay through tough cycles Training, coaching, and development are not optional for sales excellence KPIs should be embedded across the entire sales journey, not just at the close This conversation is practical, grounded, and especially relevant for leaders who want sales to feel less transactional and more connected and intentional.   Book time with me to learn about our speaking, training, and consulting services: https://calendly.com/thetonyjohnson/strategy  Links & Resources:

If you won a $1 billion lottery jackpot tomorrow, would you know what to do?In this episode, Powerball winner and host Timothy Schultz sits down with financial advisor and sudden-wealth expert Robert Pagliarini to break down the exact steps to take before you cash your winning ticket.They discuss how to protect yourself, who to call first, how to choose between lump sum and annuity, and the emotional roller coaster that comes with life-changing money.In this episode:What to do in the first 24–72 hours after realizing you've wonHow to protect your ticket and keep your win privateWho should be on your sudden-wealth “team” (attorney, tax pro, financial advisor)Lump sum vs. annuity for a billion-dollar jackpotWhere to put the money and how to think about investingHow to handle people asking for moneyThe psychological side of sudden wealth and how to stay groundedTimothy Schultz won the Powerball jackpot in 1999 and regularly interviews other lottery winners, experts, and people with extraordinary stories on his show Lottery, Dreams & Fortune. This conversation is essential listening for anyone who plays the lottery — or anyone who's ever imagined what they'd do if they won big.Connect with Timothy:Website: https://www.timothy-schultz.com/YouTube: https://www.youtube.com/timothyschultzInstagram: https://www.instagram.com/officialtimothyschultzTikTok: https://www.tiktok.com/@TimothySchultzIf you play the lottery, always play responsibly.Mentioned in this episode:Youtube: LOTTERY, DREAMS AND FORTUNE Podcast

The real fight in U.S. healthcare isn't between doctors and patients—it's against a financing maze that raises premiums, hides quality, and rewards middlemen. We pull back the curtain on why ACA plans look the same yet cost more, how public underpayment pushes employer premiums up, and why political fixes often fail when crafted far from the bedside. With Nate Kaufman joining from the Healthcare Bridge, we tackle the hard trade‑offs behind subsidies, health savings accounts, site‑neutral payments, and the myth that consumers can “shop” their way through complex, high‑risk care.We share a clear framework: protect access now, then rebuild incentives. That means a short‑term patch to avoid coverage gaps, targeted funding for primary and urgent needs, and raising Medicare and Medicaid rates toward actual costs to reduce hidden cost shifting. We also explain where HSAs can help—simple, predictable care—and where they break down—leukemia, cardiac surgery, and other cases where data is scarce and choices are high‑stakes. Along the way, we confront the Fortune‑50 scale intermediaries extracting value and explore how transparency and outcome‑based accountability can shift dollars back to care.Looking forward, we outline a path to a simpler, fairer system: consolidate taxpayer‑funded coverage into a universal base, open drug benefits broadly with smart negotiation, and end tax preferences that prop up inefficient private plans. Most importantly, bring insiders—clinicians, operators, and contract negotiators—into the room with lawmakers so policy matches reality. If you're ready to move past soundbites and into practical steps that protect patients today while building a stronger system tomorrow, this conversation is your roadmap.If this resonated, follow the show, share it with a friend who battles premiums and deductibles, and leave a quick review to help others find it. Your feedback steers future episodes.Support the showEngage the conversation on Substack at The Common Bridge!

Ever wondered how an engineer's mindset can transform complex challenges into innovative solutions? In this conversation with Josh Tarbutton, PhD, PE, founder of Bravo Team, Cam and Otis explore the intersection of engineering excellence and entrepreneurial spirit."Engineering is about solving problems," Josh explains, drawing from his extensive experience as a military veteran, professor, and now leader of a premier engineering firm. From discussing the importance of custom machine design and automation to sharing insights about the Hero's Journey in professional development, this episode offers a deep dive into the world of advanced R&D.What makes this conversation particularly valuable is Josh's unique perspective on leadership and innovation. "The best solutions often come from understanding the narrative," he shares, emphasizing the role of storytelling in engineering and business. Whether you're an aspiring engineer, a business leader facing technical challenges, or simply curious about the future of automation, Josh's insights provide a roadmap for navigating complex problems with creativity and precision.More About Josh:Joshua Tarbutton, PhD, PE is an engineer, entrepreneur, and U.S. Army veteran, leading Bravo Team, a premier engineering firm specializing in custom machine design, automation, and advanced R&D. With a BSME from Georgia Tech and an MS andPhD in Mechanical Engineering from Clemson University, he spent nearly a decade as a professor, earning tenure at UNC Charlotte, publishing 53 research papers and securing millions in research funding. His eight years of military service instilled a disciplined, problem-solving mindset that drives his leadership. He is an Entrepreneur Organization member, where he has served as an Accelerator Coach and board member. Founded in 2018, Bravo Team partners with Fortune 500 companies, OEMs, and industrial manufacturers to solve complex engineering challenges. The firm excels in machine design, automation, PCB development, and software engineering, providing custom-built solutions where off-the-shelf options fall short. Joshua is dedicated to advancing engineering excellence, transformative automation, scalable innovation for industry leaders, and helping people find their narrative in the Hero's Journey.#10xyourteam #LeadershipDevelopment #EngineeringMindset #ProblemSolving #InnovationCulture #EntrepreneurialLeadership #VeteranLeaders #AutomationSolutions #AdvancedEngineering #RAndDInnovation #BusinessGrowthStrategiesChapter Times and Titles:From Military Service to Engineering Leadership [00:00 - 10:00]Introduction to Josh Tarbutton and Bravo TeamThe journey from Army veteran to engineering entrepreneurHow military discipline shapes problem-solvingCustom Solutions for Complex Challenges [10:01 - 20:00]The importance of custom machine design and automationWhy off-the-shelf solutions often fall shortPartnering with Fortune 500 companies for innovationThe Hero's Journey in Engineering [20:01 - 30:00]Understanding the narrative in problem-solvingHow storytelling enhances engineering solutionsThe role of the Hero's Journey in professional growthAdvancing Engineering Excellence [30:01 - 40:00]Josh's experience as a professor and researcherThe impact of publishing and securing research fundingBuilding a culture of innovation at Bravo TeamLeadership and Innovation in Practice [40:01 - 50:00]Balancing technical expertise with entrepreneurial visionLessons from serving as an Accelerator CoachEncouraging scalable innovation in industry leadersConnecting with Bravo Team [50:01 - End]How to learn more about Bravo Team's servicesFinal thoughts on engineering and entrepreneurshipContact information and resources for further explorationJosh Tarbuttonhttps://www.link

Dr. Dan Pardi is the Chief Health Officer at Qualia Life Sciences, where he leads education initiatives that advance healthspan and peak performance. He's also the founder of humanOS.me and host of humanOS Radio, the official podcast of the Sleep Research Society. Through his consultancy, Vivendi Health, Dan has advised elite military units, Fortune 500 companies, and startups. He holds a PhD in Cognitive Neuroscience from Leiden University and Stanford and speaks regularly at events such as TEDx, major VC firms, and the Institute for Human Machine Cognition.Today's topic: Describing What It Means to Be ‘Human'—exploring the link between stem cells, adaptability, lifestyle, and healthy longevity.This is Part 1 of a 2-part conversation where we discuss:• What it truly means to be human• Our hunter-gatherer relationship to light and the natural world• How stem cells influence healthy longevity• The lifestyle factors that support us as we age• And much moreResources:Qualia Life: https://www.qualialife.comhumanOS Radio: https://www.youtube.com/playlist?list=PLoATGFzAJlZFVbZRE9jQX-i82TOLTx1WQDr. Dan Pardi on LinkedIn: https://www.linkedin.com/in/danpardi/

Fortune and Mae chat about driving lessons, muse about what animal they'd ride as a mount, and set up some fantasy paparazzi scenarios on Pretty Little Episode #69! Also, we have a live-streaming show Dec 22, get your tickets!Handsome is hosted by Tig Notaro, Mae Martin, and Fortune FeimsterSubmit your questions to speakpipe.com/handsomepodFollow us on social media @handsomepodMerch at handsomepod.comWatch Handsome on YouTubeThis is a Headgum podcast. Follow Headgum on Twitter, Instagram, and Tiktok. Advertise on Handsome via Gumball.fm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode sponsored by Doug Blevins Agency   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this eye-opening Dropping Bombs episode, Million Dollar Round Table qualifier Doug Blevins exposes the insurance industry's dirty secrets—like why your state minimum $25K coverage is a financial death sentence. Operating his white-glove agency, Doug reveals how relationship-driven service crushes transactional competitors and why most consumers are dangerously underinsured on autos, homes, and valuables.   Doug breaks down the frameworks: endorsing watches, rings, and firearms on homeowner policies, umbrella coverage essentials, and why you can't optimize your business until you optimize yourself (peptides, TRT, and discipline included). From building culture over chasing volume to treating clients like relationships instead of transactions, this conversation delivers practical strategies any entrepreneur can steal. If you're ready to stop getting hustled by coverage gaps and learn how local domination scales, this episode is your wake-up call.  

A busy podcast begins with a review of the Thursday night game. We'll talk about Kyle Pitts going crazy and Mike Evans returning, plus we'll run down the injury names we'll be tracking heading into Week 15, and we'll make some DraftKings DFS lineups. And then? For our main event today, we'll take our very first try at producing a recommended first-round draft order for 2026! It's kind of meaningless, but pretty dang fun! Thanks for listening! Guests: DFS Expert Jake Trowbridge & Cousin Josh.   NOTES: Sponsor - www.ZBiotics.com/harris and use code HARRIS for 15% off a probiotic that makes you feel better the morning after having a few drinks Sponsor - www.leesa.com code HARRIS for 25% off and an extra $50 discount on a great mattress Sponsor - www.shopify.com/harris for an e-commerce platform that'll make your small business feel like it's selling like a Fortune 500 company Follow Jake Trowbridge - https://bsky.app/profile/jaketrowbridge.bsky.social Follow Cousin Josh - https://www.instagram.com/detectivefisch Follow our show on Bluesky - https://bsky.app/profile/harrisfootball.com Follow on Twitter - @HarrisFootball Become a Person of the Book - https://www.amazon.com/Christopher-Harris/e/B007V3P4KK Watch the YouTube channel - www.youtube.com/harrisfootball Harris Football Yacht Club Dictionary - https://harrisfootball.github.io/dictionary.html Join the Harris Football Subreddit - www.reddit.com/r/HarrisFootball Subscribe To the Yacht Club Premium Podcast - https://harrisfootball.supportingcast.fm/ Play in our Week 15 DraftKings Contest - https://www.draftkings.com/draft/contest/185926391   Jake's Week 15 DraftKings Lineup: QB - Marcus Mariota - $5,000 RB - TreVeyon Henderson - $6,100 RB - Ashton Jeanty - $5,800 WR - Puka Nacua - $8,700 WR - Ja'Marr Chase - $8,100 WR - Terry McLaurin - $5,400 TE - Isaiah Likely - $3,400 FLEX - Christian Watson - $5,500 DEF - Raiders - $2,000   Chris's Week 15 DraftKings Lineup: QB - Joe Burrow - $6,600 RB - Travis Etienne - $6,500 RB - Kyle Monangai - $5,200 WR - Ja'Marr Chase - $8,100 WR - Nico Collins - $6,700 WR - Devonta Smith - $5,800 TE - Juwan Johnson - $3,700 FLEX - Terry McLaurin - $5,400 DEF - Raiders - $2,000 (h.m. - Matthew Stafford - $7,000; Jaxson Dart - $5,600; Jahmyr Gibbs - $8,800; Ashton Jeanty - $5,800; Woody Marks - $5,600; Davante Adams - $7,200; Stefon Diggs - $6,000; George Kittle - $5,400)   Josh's Top 12 For 2026: 1. Bijan Robinson 2. Jahmyr Gibbs 3. Jonathan Taylor 4. Saquon Barkley 5. James Cook 6. De'Von Achane 7. Christian McCaffrey 8. Ja'Marr Chase 9. Puka Nacua 10. Jaxon Smith-Njigba 11. Josh Jacobs 12. Ashton Jeanty (h.m. - Kyren Williams, Quinshon Judkins, Omarion Hampton, Justin Jefferson, CeeDee Lamb, Breece Hall)   Chris's Top 12 For 2026: 1. Jahmyr Gibbs 2. Bijan Robinson 3. Jonathan Taylor 4. Christian McCaffrey 5. James Cook 6. Josh Jacobs 7. De'Von Achane 8. Jaxon Smith-Njigba 9. Puka Nacua 10. Ja'Marr Chase 11. Saquon Barkley 12. Kyren Williams

Dr. Elizabeth Moran is an experienced leader, consultant, and executive coach, providing neuroscience-based guidance to successfully navigate change. Partnering with business leaders from Fortune 500 companies to small businesses, she has successfully supported large and small-scale transformation efforts through practical advice and actions that make change management “manageable.” She is the author of the Amazon Bestselling book Forward: Leading Your Team Through Change (2023), to make her practical approach accessible to all people leaders globally. Prior to starting Elizabeth Moran Transformation, she was Vice President of Global Leader, Team & Organization Development at ADP. She also held talent development roles at Bloomberg, Lehman Brothers, Getty Images, and Time Inc. She holds a Doctorate in Clinical Psychology, a PCC-level coaching certification, and is a certified Neuro-Transformational Coach. Elizabeth also developed a personal growth program for inmates, supporting incarcerated men and women to lead more fulfilling and peaceful lives.#drelizabethmoran #leader #consultant #executivecoach #grateful #tsc #gogetit Chip Baker Social Mediahttps://www.wroteby.me/chipbaker

  Yasmin Zahra (Dairkee) Shah is an author, AgeTech futurist, and visionary leader who has spent more than four decades at the intersection of technology, innovation, and humanity. She is the Founder and President of VillageCore, where she leads InterGen Innovators, a program that pairs retirees and students to learn AI together and co-create AI driven solutions. She is also an Investor at NuFund Venture Group. A former Fortune 100 technology executive and accomplished board adviser, she brings deep expertise in corporate strategy, large scale digital transformation, and entrepreneurial leadership, with a lifelong commitment to supporting caregivers, seniors, and the communities that connect them. About Yasmin Shah LinkedIn: www.linkedin.com/in/sandiegocios About VillageCore Instagram: www.instagram.com/villagecoreorg LinkedIn: www.linkedin.com/company/villagecore Facebook: www.facebook.com/villagecore

In our first ever episode dedicated to an actor we train our sights on the man, the myth, the legend that is Jack Nicholson. Specifically our focus is on his four 1975 calendrical releases: Ken Russell's Tommy, Michelangelo Antonioni's The Passenger, Mike Nichols' The Fortune, and finally we top things off with a brief discussion of his Oscar Winning turn in One Flew Over the Cuckoo's Nest. It's a fun one! We talk about some weird movies, the hosts certainly get in a few attempts at Jack impressions, and everyone should leave with a little more knowledge of that marvelous year in film that was 1975. Topics include: Nicholson's house on so-called “Bad Boy Lane”, Alana's mom's crush on Roger Daltrey, and the charms of a young Stocking Channard…I mean Stockard Channing.

Avoiding simple mistakes with the IC-DISC can mean the difference between maximizing tax benefits and leaving money on the table. In this episode of The IC-DISC Show, I sit down with Brian Schwam, National Managing Director of International Tax Services at WTP Advisors, to talk about the most common IC-DISC misconceptions that trip up practitioners and the underutilized opportunities many businesses are missing. Brian walks through the critical timing rules that confuse even experienced CPAs, including the 60-day and 90-day payment requirements that many practitioners misapply. He explains how the reasonable estimate safe harbor actually works and why paying the minimum amount can accidentally cap your commission at twice that figure. We cover the ordering rules for distributions, the often-misunderstood $10 million threshold, and why the transactional calculation method isn't nearly as impossible as people think. Brian also clarifies that IC-DISC dividends are subject to the net investment income tax, despite what some practitioners might believe. The conversation shifts to creative structures most companies never consider. Brian explains how multiple DISCs can fund executive bonuses at qualified dividend rates instead of ordinary income rates, saving both employment taxes and up to 17% in federal tax for recipients. He describes evergreen dividend resolutions that eliminate the stress of year-end cash movements and shared-DISC structures that make the strategy economical for smaller exporters with under $3 million in sales. These approaches work for both flow-through entities and C corporations looking to avoid double taxation. After more than three decades in international tax, Brian brings clarity to a strategy that looks deceptively simple on paper but contains hidden complexity at every turn. This episode delivers practical guidance you can use immediately, whether you're a practitioner helping clients or a business owner evaluating your own structure.   SHOW HIGHLIGHTS Paying the minimum 50% under the 60-day rule accidentally caps your total IC-DISC commission at twice that amount, limiting flexibility. Companies with export sales over $10 million can still use an IC-DISC—the cap only limits income deferral, not eligibility. Multiple DISCs can fund executive bonuses at qualified dividend rates, saving up to 17% in federal tax versus ordinary income. The transactional calculation method isn't impossible—most companies in 2025 can pull the data needed to maximize their IC-DISC benefit. Evergreen dividend resolutions eliminate 60-day and 90-day payment stress by automatically distributing commission rights on December 31st each year. Shared DISC structures let exporters with under $3 million in sales split compliance costs while each partner keeps their full tax benefit.   Contact Details LinkedIn - Brian Schwam (https://www.linkedin.com/in/brian-schwam-b6026a3/) LINKSShow Notes Be a Guest About IC-DISC Alliance Brian SchwamAbout Brian TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Hi Brian Welcome to the podcast. Brian: Hi Dave. Thanks for having me. Excited to be here. Dave: Yeah, my pleasure. So quick intro, Brian is, what's your title with WTP? Brian: National Director of National Managing Director of International Tax Services, which encompasses export incentives as well as more general international tax consulting. Okay, Dave: And that's at WTP advisors? Brian: Correct. Dave: And you and WTP advisors are founding members of the IC-DISC Alliance along with my firm and myself. Brian: That is correct. Dave: And so are you brand new to this international tax business? Did you pick it up last year or something? Brian: That's funny. I don't think I look like I picked it up last year. I've been been full-time international tax since 1992IC, and prior to that I spent a few years as a generalist, which I think makes me a better international tax person, but it's been a few years, been around the block a few times. Dave: Well, I think it makes you better. I always introduce you as the IC-DISC guru. Now that Neil Block has retired, I think you can now take over the mantle of godfather of the IC-DISC, Brian: Right? Or the step godfather. I don't know if anyone can ever replace Neil. He had a lot of knowledge, has a lot of knowledge in this area and a lot of experience, and I'm just kind of flattered to be compared to him. Dave: Well, Neil was, I think my inaugural or second guest, and I think he's only been on the podcast once. So I think you're trumping Neil with this either your second or third visit. Brian: I think it's the third visit. And Neil's retired and joined the Good Life and I'm not, so that's probably why I've beaten them as far as number of appearances. Dave: There you go. Well, today I want to talk about IC-DISC. I want to talk about misconceptions and maybe underutilized opportunities. So the IC-DISC is straightforward as can be cut and dried. Anybody can prepare the return, anybody can do the calculation. Easy peasy. There's nothing to your toe on. Is that accurate? Brian: That's far from accurate. Okay. Strength. Yeah. A lot of practitioners think that is the case, but I've seen more than a handful of IC-DISC returns and IC-DISC calculations done by generalists that definitely have a flare for not knowing what they're doing or not understanding the rules. And for a six page tax return that looks very straightforward. You'd be surprised how many of them are completely incorrect. Dave: Yeah, it's kind of deceiving, right? Because even the instructions for the return are only a handful of pages, right? Like six or eight pages. Brian: And then there's a couple of lists of codes and things that make 'em a little longer. But yeah, there's not much to it. But I mean, initially there are some statutory and regulatory things that have to be done, have to be done the correct way, and the rules are very draconian. If you don't do it the correct way, there's really no way to remedy the fact that you set up, you just deal with the consequences of having a disqualified IC-DISC, which means you've lost your IC-DISC benefits prospectively and you set up a new one or you forego the benefits No in between, really? Dave: Yeah. Brian: So some of these misconceptions that I've run into could lead to a IC-DISC being disqualified. Dave: So what's the first one that comes to mind? Brian: The first one that comes to mind really for me in practice is how does the 60 day rule and the 90 day rule work, this has to do with when do I have to move money to the IC-DISC? And some people don't understand it and they do things that make it not a problem. Other people do things, they don't understand it and it becomes a problem. So the 60 day rule basically says you must fund a reasonable estimate of the IC-DISC commission to the IC-DISC within 60 days after the end of the IC-DISCs year. It sounds very straightforward, but some people ignore that rule and some think they have to pay it all before the end of the year, but they don't have a 60 day window after the end of the year to accrue that IC-DISC commission and pay a portion of it. The other thing I see people do with the 60 day rules, they don't have all the information. They estimate a number. They say, oh, let's say the commission's going to be a thousand dollars and they pay $500 to the IC-DISC by the end of the 60th day. Well, what have they just done? Well, the 60 day rule says, yeah, you have to pay a reasonable estimate in the regulation. There's a safe harbor that says a reasonable estimate is at least 50% of the final IC-DISC commission. So by moving the least amount of money possible, they then limit their potential IC-DISC commission to two times that number. So rather than saying, oh, I think my IC-DISC commission's going to be a thousand and I'll pay 800 so that I have flexibility to go up to 1,600, they pay 500 and it can never be more than a thousand because there's a lot of information that's going to come out after the end of the year that's going to affect taxable income. And they generally don't know those things within the first 60 days after year. Dave: And what about for, I think this is for accrual basis taxpayers or accrual basis related suppliers. What about if it's a cash basis related supplier? Brian: Well, if it's a cash basis related supplier, now we're outside the DIS rules, but we're in the tax accounting. And in order to get a deduction, the payment does need to be made before the end of the year. If the payment is made after the end of the year, within that 60 day window, you've now pushed the deduction to the subsequent year, which really most people wouldn't be happy with. They want the production in the year that the exports arise, not in the subsequent year. So the other rule having to do with the moving of the cash is the 90 day rule, which says that you have to pay the IC-DISC any remaining commission within 90 days after the commission has been finalized. Well, finalized really means when did I file my IC-DISC return? And so it's an original return. It can be filed as late as eight and a half months after the end of the year. So you really have 11 and a half months from the end of the year to pay the remaining amount. So if we assume calendar year, that's a September 15th filing and a December 15th funding deadline for the remaining commission. I see a lot of practitioners out there that think the 90 days ends on the filing of the IC-DISC return, not starts on the filing of the IC-DISC return. So then they rush to pay that money and then they think they have a problem if they haven't paid it by the time they file. So I mean, there's no harm in paying it early, but that's not how the rule works. And then if someone's determining and amending a IC-DISC return and they owe more funds to the IC-DISC, they have 90 days. So when they file that IC-DISC return, amended IC-DISC return to make that extra payment to the, now, the other misconception is, well, what happens if my 60 day payment was greater than the final commission? I overestimated. So then the 90 day rule says if the IC-DISC received too much under the 60 day rule, it has 90 days that same 90 day window to pay back the overage back to the related supporter. So most people don't understand those rules and they do things that either potentially cause a problem or they create a lot of self-induced anxiety. They think they have to do something sooner than they have to do it. Dave: And speaking of the due date, if somebody wants to file their IC-DISC return in September, do they have to file an extension like to do their corporate return by March 15th? Brian: Nope. That is no, eight and a half months is the due date. There's no extension for a IC-DISC return. That is just the due date. Dave: And then what about if somebody wants to electronically file the IC-DISC return? How does that work? It doesn't. Okay. Brian: And why is that? Dave: Can't you electronically file Brian: Everything? Unfortunately not the IC-DISC, the 1120 IC IC-DISC is still a return that requires a paper filing. And sometimes clients don't realize that and they forget to file. And the good news is there's only a hundred dollars penalty for a late filing. But the bad news is if you keep continually don't file the IRS could. They could terminate your IC-DISC election. But yeah, there's no electronic filing. And then there's, there's another form. You also can't electronically file that relates to the IC-DISC, that it's the form 84 0 4, which relates to an interest charge that a taxpayer who owns a IC-DISC may have to pay if income is deferred to the IC-DISC and not distributed out as a qualified dividend to that shareholder. There's a lot of misconception around that form. And the first misconception is sometimes they think the IC-DISC needs to file that form and pay the interest. That is not true. That is not true. And so many times I'm asked to file that and I'm like, I can't file it. I can't prepare it. I don't know the information that goes on. And it's based on the shareholder or the disk. And if the shareholder is S corporation or a partnership, it's not based on that entity, it's based on its shareholders or partners. And there could be multiple 84 oh fours filed. And then oftentimes there's a surprise like, oh, I have to pay interest. I didn't know I had to pay interest. Well, it is called an IC IC-DISC, and the IC stands for interest charge. So that should not come as a surprise, but it often does. Dave: Okay. Wow, Brian: Go ahead. Yeah, so we're still on moving cash around. So there's also timing of when the shareholder of a picks up dividend income. So a lot of people think that if they pay the IC-DISC within that 60 day window after the end of the year and pay the dividend in the same 60 day window, somehow the dividend is recorded as though it happened on December 31st, and there's no deferral of the income in the IC-DISC. That's just flat out wrong. A dividend is taxable when it's declared, and most likely it's not going to be declared as of the end of the year. Dave: So that's like a miss application of the age old matching principle in accounting? Brian: Yes. Yes, definitely. Or a misapplication of someone thinking they have a evergreen dividend resolution, which I won't get into at the moment, but it's something that is used to accelerate dividends so that they do match the deduction of a IC-DISC. And you can't just match it because you have to match it because there's some reason to match it or there's action that's taken that would cause it to be matched. Dave: And I've heard some professionals maintain that because they're basically accelerating the dividend income to the current year, thereby bypassing the inherent deferral. That's okay, because why did the IRS care if they got paid a year early? Do you think that's, what's your opinion of that? Brian: I think that's a nice practical approach to that issue. I use it myself. I don't think that the IRS would audit a taxpayer and say, oh, by the way, you picked up that dividend too early. I'm going to write you a refund check. Dave: Yeah. Brian: Plus interest, I don't think, Dave: Now what if there was an audit though, and you had an issue where the audit period it covered had a mismatch so that if there was a year that you say it was the 2022 tax year and the dividend income should have been recognized in 2023, but they recognized it in 2022, and then let's just say they did an audit from of 2023 in isolation, and then let's say in 2023, the client didn't use the IC-DISC or had a much smaller commission amount, could the IRS potentially say, we don't care about 2022. In 2023, you should have recognized the dividend income. Brian: They they certainly could. And then they'd say, well, 2022 is closed. We can't adjust that. So it's always better to not fall into that fact pattern, but it happens. Definitely happens. Dave: So it Brian: Sounds like the good news is there's not a lot of IC-DISC audits that go, Dave: Yeah. So you're saying it sounds like when in doubt, just follow the rules, it sounds like. Brian: Yeah. Dave: When Brian: In doubt follow the rules, don't make up your own rules, for Dave: Sure. Yeah. Well, and I think part of the problem is people may not be aware of the rules. Brian: They're not, and then they just fill in the blank. Their brain fills in the blank with what they think makes sense. Dave: Yeah, because a lot of be a lot of differences between the IC-DISC and say an S corp, right? Like the election to be treated as an S corp does not have the same deadline urgency as the election be treated as a IC-DISC. Is that correct? Brian: I'm not a hundred percent sure, but there might, yeah, I am a hundred percent sure. Because if you miss the deadline for the S selection, there's automatic relief available for the S selection to be made late. There is no automatic relief available for a IC-DISC election. Either you've met the requirement to file it within the first 60 days of the corporation its existence, or you haven't. Now, there are exceptions, and we have written some private letter ruling requests in the past to get be granted relief for missing that 90 day window, but that's an extensive Dave: Miss. Yeah, understood. And then some other, Brian: And you may not know for two years whether you're going to get the relief or Dave: Yeah, I know I've had CPAs tell me that they frequently will just include the form 25 53 S corp election with the filing of the initial S corp return. Brian: That's allowed. And that's allowed, Dave: Yeah. Obviously you can't do that with the IC-DISC return. Brian: No, no. So then on the topic dividends, there's also some misunderstanding or misconception of whether a dividend from a IC-DISC is subject to the net investment income tax, the 3.8%. Dave: Oh, yes. I've heard people take that position that it's not subject to. What are your thoughts? Brian: Well, my thoughts are that many years ago, like 11 years ago, the IRS came out and said, it's definitely subject to the commission IC-DISC paying a dividend. That dividend is definitely subject to the net investment income tax. So I personally don't get involved in individual returns, so I don't know what people are doing, but if I'm ever asked, that's what I'll tell somebody. And I say, you can take whatever position you're comfortable taking, but this is the position I know the IRS would take. Dave: Okay, that makes sense. What other pitfalls do you see or misconceptions Brian: People have? So when I see IC-DISC, there's a $10 million, let's call the $10 million deferral cap with regard to a IC-DISC. And what that means is any IC-DISC commission related to export sales made by the related supplier, which are greater than 10 million above that $10 million threshold, create what's called a deemed dividend. You're not allowed to defer any of that income in the IC-DISC. Well, in practice or in the real world, people think, oh, I can't have more than 10 million of export sales. If I go over 10 million, I can't use the disk. That's clearly not true. I have clients that have seen clients that have billions of dollars of export sales. They just have a very large deep dividend that goes along with the IC IC-DISC commission. There is no limitation on the amount of export sales, the limitations on how much of the income you can defer the IC-DISC if you have more than 10 million of export suit. Dave: Okay. Brian: I've also seen related to that issues where someone's exporting military property. So military property, half of the income is a deemed dividend automatic under the rules. And then I've seen where they then add, and let's say the sales were over 10 million, they've added, they made an additive, they took half of the commission on the military property, and they said, oh, my sales are more than 10 million. I have additional deemed dividend as well. That's not how it works. The way it works is you compute your deemed dividend on the sales in excess of 10 million, and then from that you subtract the deemed dividend related to the military property. And so the most your deemed dividend can be is related to that $10 million cap. Dave: Okay. Yeah, I was less familiar with the military aspect of it. I don't think any of my clients are exporting military property. Brian: That's just an example. I mean, there's other things that give rise to deemed dividends as well. For example, one way you can defer income in a IC-DISC is to loan the money back to the related supplier. Under a producer loan arrangement, there's very specific facts that support the ability to use a producer loan. But then each year, the interest that's earned on that producer loan is a deemed dividend. Dave: Oh, sure. Brian: Whether it's paid or not. So whether the interest is paid, and then when the dividend is actually paid, it's not taxable because we've got a lot of ordering rules in the IC-DISC about when things get paid out and how they get paid out, and I don't have all day, but that's another area where I think there's a lot of misunderstanding. Dave: Okay. Brian: Oh, well, so I can focus on one small part of that is the IC-DISC in year one has the income of a hundred. In first quarter of year two, they pay out the 100 to the IC-DISC and the DIS pays the dividend. And in year two, it earns $300, and that gets paid in year three. Well, I hear all the time, well, I don't have any income deferred to the DIS because I earned the a hundred dollars in year one, I paid it in year two, and I paid the dividend in year two, and then I had income for year two of $300 that I paid in year three. Well, it doesn't work that way. In the DIS world or in the tax world in general, current earnings are always considered to be distributed first. So that a hundred dollars that gets paid out in year two is really coming from the year two earnings. And the year one earnings are still sitting in the deferred, thus giving rise to the interest charge that someone thinks they're avoiding. Dave: Okay. Brian: So there's some misconception about how that works. Dave: So I have one I just thought of, and I've heard this is the one, the misconception I've probably heard the most. Under no circumstances can the IC-DISC commission create a loss at the related supplier level? No matter how you do the calculation, it's Brian: Impossible. That's a big misconception. Dave: Yeah, Brian: There's no rule. There is no rule like that. Okay. So the rule is actually applied at the level in which you're computing the IC-DISC commission. So if you have exports with a profit, but overall your company has a loss, you can still compute a IC-DISC commission on those export sales because they have profit. Now, you can't cause the profit on the export sales themselves to become a loss. So let's say your export sales are making 2% bottom line, but overall, your company loses 3% bottom line. Some people will think, I can't get a IC-DISC commission. I have a loss. That's not true. You can claim a IC-DISC commission, but it cannot be more than 2% of the export profit because then makes the profit on the export zero, but it can't go below zero. Dave: And that's if you're using what we would call the standard or simple calculation. Brian: That's the simple calculation. Now, if you're doing something more detailed and you're calculating a IC-DISC commission on a product or product line or a transaction, you apply that no loss rule at that level. So you can have a number of transactions that are profitable, you can have a number of transactions that are not profitable, and then different rules apply. There's really people think, oh, there's two methods to compute a IC-DISC commission. That's probably another big misconception. There's really 18 methods to compute a IC-DISC commission, and you can choose one that allows you to get a commission but doesn't create a loss, and in some cases does actually allow you to create a loss. Dave: And is that methodology difference? I can't think of the technical accounting term, like where if you change your inventory method, you have to notify the IRS or you make an accounting change. This isn't like that, right? You don't have to each year notify the IRS. We used the 4% method last year, we're using the 50% this year, or we're doing other methodology. Correct. Brian: So you technically notify them by checking various boxes on the IC-DISC return, but it's not like a change in the accounting method where you have to apply for a change and have it approved or have an automatic change. This is considered a change in facts. And however your facts bear out, you can claim whatever commission you're allowed to claim. Dave: Now, when you do that transactional calculation, another misconception I hear is that it's just impossible because there's all this data that the company doesn't have, and it's so complicated to do it that just nobody has the ability to do it. Nobody can do it. Nobody wants to do it. Talk to me about that. Is the data really impossible to get from the clients? There no client that can provide any data that can be used. Brian: There may be handful that can't, but by and large, most companies have the ability in 2025 to obtain that data. When the rules were written in 1972, I'd say it was probably flipped where only a handful could probably get that information. And the vast majority of companies would never be able to get that information. But somebody wrote the regs that way back in the early seventies, and with the idea that you could get transactional information and compute the dis commission transactionally as opposed to at a higher level where everything's grouped together or a simple calculation. But in 2025, it's very, I have a hard time determining conceiving of a company that can't get some information pulled together. And that's the other, there's a related misconception. Oh, I have to tie out every dollar of my cost of good sold before I can tell you I have cost of good sold data for a transaction. Well, that's just not true because in the real world, companies make journal entries adjusting the cost of good sold. They don't do it at a transactional level. There's other things that schedule M'S on a tax return that affect cost of good sold. And so no, you don't have to nub that out to the last dollar to say, I have transactional data. You have to be able to identify what you can and what you can't identify gets allocated or apportioned across all the transactions. And if you think about it, if you say, I can't get anything, you're really apportioning all of the costs over everything anyway. That's the ultimate in apportionment. There's not even any allocation. You're just saying, oh, every one of my transactions has the same margin as a result, which is really factually never the case. Dave: Well, and I just thought of another one, and this isn't maybe a misconception as much as it is a misinterpretation. I can't tell you how many IC-DISCs I see that the related supplier is a flow through entity, yet they have the individuals own the IC-DISC. Have you seen this before? Brian: I've seen it. And sometimes they think that's the way it had to be. Sometimes they hadn't really thought of. It depends how they're using it. But the real downside to that is the IC-DISC commission reduces the income of the flow through entity, thus reducing the basis they have in their shares of that flow through entity. And then the dividend gets paid to the individual and there's no basis increase the dividend income. And unless they contribute the funds back to the business, they're eroding away their basis stock, which ultimately will result in a higher gain if they ever sell their business. Dave: When the ownership of the IC-DISC matches the ownership of the related supplier. Can you think of a scenario where it is actually beneficial for the individual shareholders to the IC-DISC instead of the related supplier? Brian: Yes. There are situations depending on where this shareholder lives. So let's say the shareholder lives in, say the company is operating in a state with a state income tax, but the shareholder lives in a state that doesn't have a state income tax. It's possible to get that dividend to the shareholder tax free, where maybe if it went through the S corporation or the partnership, it would not be tax free. Dave: I see. And you're talking about tax free at the state level? Brian: Yes. Federally, I don't really see in a regular IC-DISC that's just been used to pay dividends to the owners of the supplier. I don't see, unless it's a C corporation, in that case, you don't want the IC-DISC owned by the C corp, but if it's a flow through entity, you generally get the same tax answer, whether it's owned directly by the flow through entity or directly by the shareholders. Dave: Okay. Oh, I just thought of another misconception. It's funny, when we started this column, I only had a handful of misconceptions. But the more we talk, the more we think of. So here's another one. Say you have a flow through as the related supplier yet for whatever reason, you want the IC-DISC to be owned by the individual shareholders. Well, I've been told several times that the ownership of the IC-DISC must match the ownership of the related supplier. There is no option to do otherwise. Is that accurate? Brian: That's a fairly strong statement. So the answer to that is no, it's not absolutely not required. Now, if the shareholders are related to one enough FAMILIALLY related, and there appears to be donative intent. So if mom and dad own a company and set up a IC-DISC and transfer it to the kids, there is some old IRS guidance out there that says, Hey, when a IC-DISC commission's paid to that IC-DISC, mom and dad are making a gift to kids. So that's a pattern you want to avoid, which is pretty easy to avoid, frankly. Dave: And you would avoid that by just setting up a new IC-DISC that the children would Brian: Set up initially and not get transferred by Dave: To the right and where the kids are making the capital contribution to Bible stock and Brian: Right. Exactly. But that's the one little gray area. Otherwise, there are some people out there that set up a IC-DISC to fund bonuses for executives. And we've kind of transitioned here away from misconceptions to underutilized opportunities because really that's an opportunity where you can use a IC-DISC to fund bonus payments to key executives and owners, or not owners, and it doesn't save the company any money, but it certainly saves the recipients a good amount of tax because if they get bonuses, they're paying tax, whatever their ordinary rate is, let's just say 37%, where plus there's payroll tax of 3.8%, whereas if it's funded through a IC-DISC, they pay tax at the qualified dividend rate plus the 3.8%. So it's a 17% rate differential on that type of income between the wages and the qualified dividend for the recipient. Dave: And I guess it would also save the employer portion of the employment taxes as well, right? Brian: Well, it saves the employee and the employer, but it's replaced by the Obamacare net investment income tax. So they're both 3.8%. Dave: But if you had a simple example where an employee had a base salary of a hundred thousand dollars and they had a $20,000 bonus that was paid through the IC-DISC, that would've been subject to Brian: Fica. I'm thinking about people that are making more than Dave: Understood, Brian: But you can save FICA tax as well, Dave: And the Brian: Employer and the Dave: Employee, and that's kind of what I was thinking of. And even when they get above that limit, there's still the 1.45% that I think has no cap. Brian: Right. But again, that's the employer portion. Then there's the employee portion together that's 3.80, Dave: Right, which is the, Brian: So you've got the Obamacare tax. Gotcha. Dave: Well, that reminds me of another misconception that you had alluded to, and that is that a related supplier can only have one IC-DISC affiliated with it. Is that true? Brian: That is not true. Related supplier could have a thousand IC-DISCs if it wanted to. Dave: In fact, that option you mentioned of the employee owned IC-DISC, I usually see that as that being an additional IC-DISC kind of in addition to the primary IC-DISC. Is that usually how you see it? Brian: I see that way as well. Yeah, for sure. Or I see IC-DISC A is going to fund bonuses for the C level executives, and then IC-DISC B is going to fund bonuses for middle management. And so middle management IC-DISC has a targeted amount, and the upper level IC-DISC may not have a targeted amount. It might just be unlimited. Dave: Now, the drawback is if you have multiple disk, the combined commission amount for all of them cannot exceed what it would've been if you had just one IC-DISC. Right. It's not a mechanism to create larger combined Brian: That definitely can't, doesn't work. Yeah, it definitely would. But yeah, you can definitely set up different structures to fund bonuses for different people, or if it's a C corporation, and we don't see a lot of C corporations with IC-DISCs. But if you're a closely held C corporation, you can have a shareholder owned IC-DISC, and if you're in the habit of paying dividends, you can pay commissions to a DIS instead of paying those dividends, Dave: Avoiding the double taxation in Brian: The corporate layer. Exactly. So that's an underutilized opportunity in my opinion, because there's got to be more closely held C corps out there than the amount that are using IC-DISCs. Dave: And I guess another one, we touched on this earlier, but the evergreen dividend resolution, what's this all about? Why is this an opportunity? What are the benefits of Brian: It? So the evergreen dividend resolution basically says the IC-DISC is going to distribute, its right to receive a commission each year on the last day of its year. So that accelerates the dividend into the same year as the commission expense. That alleviates the need to move money under the 60 day rule and 90 day rule. There's no reason to move the money if you're not trying to qualify a receivable. That's what those rules relate to, whether you're as receivable as qualified or not. So that's a benefit. It also can guard against the law change where the rate on the dividend income would go up in the subsequent year. You can avoid that. But a lot of practitioners treat their IC-DISC like they have an evergreen, but they don't actually have it. And that's a problem in my mind. But if you have it, it just makes everything a lot easier. You don't have to try to figure something out by the end of February. You figure it out once and you just treat it like it all happened at the end of the year. And I know that that works because I had a client years ago that was in tax court in the great state of Texas. The issue came up. I wrote up a brief for the client, and the tax court accepted the evergreen as a viable dividend resolution Dave: Because in a way, didn't the tax court almost defer that to the state rules? Brian: Well, they just fall under. So you can have a dividend, you can create a dividend under state corporate law just by writing a resolution, but you have to have the income to support the dividend, to have a dividend for tax purposes. So if you have the resolution that says, I'm declaring a dividend on December 31st every year, then based on facts, you either do have a dividend or you don't for tax purposes depending on how much income you have. So it just falls back on that probably one other underutilized Dave: Opportunity. Well, Brian, before you move, I just wanted to talk about the evergreen, I guess is the biggest drawback that the taxpayer would miss out on the deferral. Brian: That's one of the drawbacks. The other drawback has to do with the interplay between all of this and this 4 61 L limitation, which limits how much of a flow through loss a taxpayer can deduct in a year. So you could have a situation where the IC-DISC dividend on a transaction by transaction basis becomes so large, the commission becomes so large, it creates a loss and the flow through entity, the shareholder can only deduct a certain amount of that loss, but they would have to potentially pick up all the dividend income Dave: And then Brian: Deduct that loss at a later point in time. Now, personally, I'm still getting a permanent rate benefit out of it. So if I'm not going to sit on this loss for years and years, I think it's okay. But if I'm going to sit on that loss year after year after year and not utilize it, then I don't want to be picking up those dividends that I can't utilize the losses. So it just requires some additional coordination between the CPA and us and the client to determine exactly what the right commission should be. Dave: Okay. So you're about to, Brian: And that's another misconception. Dave: Yeah, go ahead. Brian: Yeah, like, oh, my commission has to either be whatever I compute or zero can't be anywhere in between. That's a misconception because I can target an amount, and as long as my IC-DISC commission agreement gives the related supplier the unilateral power to include or not include a IC-DISC export sale in the IC-DISC calculation, I can pick and choose whatever number I want that to be so that I don't have a 4 61 L problem, or I don't have the number be bigger than I can utilize. In other words. Dave: And that's because the IRS does not require you to capture every export sale. So that's basically limit the IC-DISC commission to a specific amount and back into which of the export sales you'll basically exclude from the calculation. Brian: Right? Right. Exactly. Exactly. But again, also we like to see that supported in the IC-DISC commission agreement. And then the last underutilized opportunity has to do with G there. Having a IC-DISC does have some cost. So if I don't have at these 3 million of export sales, it might be questionable whether I can really benefit economically benefit from a IC-DISC. When I look at the cost and the benefit, well, there are structures out there that we'll call a shared ING IC-DISC where partner like small exporter can invest in a partnership. That partnership owns a IC-DISC. Maybe there's five or six investors in the partnership. They're all unrelated. They all have, let's call it a million dollars of export sales. And on a standalone basis, there'd be too much cost for setting up the disk compliance to offset the tax benefits, but it'd be greater than the tax benefits. But if I can use a shared disk, then I only have to share a portion of the cost, the annual cost of the IC-DISC, but I still get my tax benefit. And really what happens with the other partners? So the partnership owns the IC-DISC. The IC-DISC earns that commission from the related supplier, then the IC-DISC pays all of its dividends to that partnership, and the partnership can then allocate the dividends back to the individual exporters based on their contribution. So it's a way for smaller companies to still get a tax benefit out of it. And I seen very few of these out there. So there's got to be thousands of companies that export that just don't export enough to have their own IC-DISC. Dave: Yeah, yeah. No, that's an interesting opportunity. And I agree based on my experience. I mean, I've talked to so many people in the past, or I did talk to so many people who exported $2 million or less, and I'd have to say to them, it's probably not worth the time and the cost because there's time on their end and then there's hard cost to have the work done. Brian: Yeah. I've had the same conversation countless times with companies as well. It's really something that both exporters and their CPAs should be aware of because the CPAs are in the best position to know that their clients are doing some level of export. Dave: And I just thought of another misconception, and that is that the virtually from the day after the IC-DISC rules were enacted, prognosticators started saying that the IC-DISC is going away. It's just going to be a short-lived thing. And even in the two decades I've been involved in IC-DISC work, I've heard this from so many tax practitioners, oh yeah, this thing's going away anyway, why bother? Brian: Yeah. Well, it really, for it to go away would fly right in the face of current policy in the administration. So I don't think it's going away anytime soon. Some of the benefits have been whittled away over time with some of the other provisions that are coming into play, but it's really not going to get repealed anytime soon. Certainly not in the next four years after that, who knows. But certainly it's good for the next four years. But it's funny, in 2003 with the Bush tax cuts, they brought in this concept of qualified dividend income, which really revitalized the use of the IC-DISC for a lot of pass through businesses. One of the big four firms said, oh, it's going to be a technical correction, and the qualified dividends are not going to include the dis dividends. Well, here it is 22 years later, I'm still waiting for that technical correction out of Congress, but I guarantee you that they've advised their clients to use the IC-DISC, even though they were out there saying, oh, no, no, no, no, no. This is an error. It's going to go away. Dave: Well, I had this conversation, I think it was in 2009. I think the preferential dividend rate was IC-DISCussed going away at the end of 2010. If I have my time horizon. And I remember it was late summer of I believe oh nine, talked to the potential client, they connected me to the CPA, and this was the international tax partner of a top 50 CPA firm. And she said to me, quote, I think you're being reckless even bringing this idea up to my client. I said, why is that? She said, are you not aware of house resolution such and such that hadn't been passed, but the resolution was going to ever go away? And she said, if this is passed, then this will not be usable beyond the 2010 tax share. And she said, we think it's reckless and not even sure why you'd want to bother with it if you can only at max use it for a year and four months. And I remembered saying, I appreciate that. You may not think it's worth it, but I wonder if the client, when he does the ROI calculations, if they might think it's worth it. Because even if they only used it for a year and a half, it still might be worth the cost to set it up, the compliance cost and the cost to shut it down. Brian: That whole analysis took place in 2007, 2010, 2012. I remember, I'm not proud of this, staying up late on New Year's night of 2013, so I could watch Congress vote because they let the qualified dividend rate lapse and then they had to reenact it the next day. And they did it on January 1st, and I sat in front of the TV watching. I was fairly invested in whether they were going to vote for it Dave: Or not. Yeah. Well, I think that's appropriate. You're a little bit like the soup Nazi from Seinfeld. He is got such passion for his customers. Brian: There you go. Yeah, I definitely am passionate about what I do because I love what I do. I couldn't imagine not doing it. Dave: Yeah, I find the same. Brian: And I love helping taxpayers legitimately reduce their tax burden. Dave: Well, and the clients that we help tend to be entrepreneurial type companies, they're not Fortune 500. And I've seen where this can legitimately make a difference in freeing up cash to buy more equipment, hire more people. It's quite a stimulus. Brian: Also not a misconception is Fortune 500 companies can't use a IC-DISC. It's really for private companies. Dave: Yeah. Brian: It's not something that you'll see a lot of or any private public companies utilize. Dave: Okay. Well boy, we've covered a lot. Anything left to cover? Any other misconceptions or opportunities you can think of? Brian: Nothing that I don't think we've IC-DISCussed. Dave: Okay. Well, I have one final kind of fun question. So with the benefit of hindsight, if you could go back in time and give advice to, say your 25-year-old self, what advice might you give to yourself? Brian: It's going to be completely non-tax related. Dave: That's okay. Brian: If you tear a ligament to your knee, get it repaired. I did that and I didn't get it repaired. And ultimately I got a new knee, which works just as well as the original with a lot more probably pain in the interim. Dave: Gotcha. Okay. Well that's good advice. So the takeaway, if you're 25 years old and you have a ligament tear, don't wait 30 years to get it fixed Brian: Or to not get it fixed at all and just get an artificial knee. Dave: Yeah. Understood. Well, Brian, thank you so much. This was really fun. I mean fun by a couple of IC-DISC nerds. I guess not everybody would consider this conversation fun, but I thought it was a lot of fun and I appreciate the expertise that you bring to this matter. Brian: I appreciate the opportunity to be here and chat with you about it. And maybe in the future there'll be some more topics we can talk about. Dave: Yep. I would enjoy that. We should make it an annual tradition. Brian: That sounds like a good idea. Dave: Alright. Hey, have a great day, Brian. Brian: You too, David. Dave: There we have it. Another great episode. Thanks for listening in. If you want to continue the conversation, go to ic IC-DISC show.com. That's IC dash D-C-S-H-O w.com. And we have additional information on the podcast archived episodes as well as a button to be a guest. So if you'd like to be a guest, go select that and fill out the information and we'd love to have you on the show. So it we'll be back next time with another episode of the IC-DISC Show. Special Guest: Brian Schwam.

Rubrique:nouvelles Auteur: louis-bonzom Lecture: Daniel LuttringerDurée: 54min Fichier: 37 Mo Résumé du livre audio: Une nouvelle policière de Louis Bonzom (1842-1943) parue aux éditions J. Ferenczi et fils en 1937. Cet enregistrement est mis à disposition sous un contrat Creative Commons.

An interview with Olympic Medalist, Author, & Design Thinker John K. Coyle What if your next breakthrough wasn't about fixing your weaknesses… but doubling down on your strengths? This week on DREAM THINK DO, Mitch sits down with John K. Coyle - an Olympic silver medalist turned Fortune 500 exec, design thinking expert, and Emmy-winning analyst - to explore what happens when you stop trying to fix what's "wrong" with you… and instead, design a life around what you do best. John shares his journey from burnout and humiliation on the U.S. Olympic speed skating team to a world-record-breaking comeback - by rejecting a "weakness-focused" system and training solo, built entirely around his strengths. Now, as a bestselling author and consultant, John helps leaders, organizations, and individuals around the world design for strength, flow, and intentional living. If you're navigating a pivot, feeling stuck, or just ready for more clarity and impact in your work or life… this episode is for you. You'll walk away inspired and equipped to start designing your next breakthrough. READ THE FULL SHOW NOTES HERE: https://mitchmatthews.com/442/

Neri Karra Sillaman joins Travis to unpack why immigrant entrepreneurs are disproportionately likely to build enduring, billion‑dollar businesses. Drawing on her journey from refugee child expelled from Bulgaria, to founder of a 25‑year‑old leather goods company, to PhD and entrepreneurship expert at Oxford University, Neri shares the eight principles from her book Pioneers: Eight Principles of Business Longevity from Immigrant Entrepreneurs and how any founder can apply them. On this episode we talk about: Neri's family being expelled from Bulgaria with two suitcases, becoming refugees in Turkey, and how that shaped her obsession with education as a path to a better life Coming to the University of Miami at 18, discovering that the Intel chip in the computer lab was created by a refugee, and how that reframed her identity as an immigrant Launching a sustainable leather goods brand by repurposing surplus luxury Italian leather, and eventually manufacturing for houses like Prada and Miu Miu Why nearly half of Fortune 500 companies and the vast majority of billion‑dollar startups have immigrant founders or executives, and what she calls the eight “pioneer” principles behind that success How cross‑cultural bridging, future‑back vision, deep community orientation, humility, and a lack of entitlement help immigrant entrepreneurs spot opportunities and build companies that last Top 3 Takeaways Immigrant founders often win because they blend cultures, see problems from multiple vantage points, and design solutions informed by their past while building toward a very clear future vision. A strong sense of non‑entitlement—expecting to earn every opportunity—and humility in leadership (inviting employees, suppliers, and communities into the solution) are core to long‑term business resilience. Treating your company as part of an ecosystem, not the center of the universe, leads to healthier relationships with suppliers, employees, institutions, and even the environment, which supports business longevity. Notable Quotes “Being an immigrant is not something to hide; it can be the very source of the ideas and resilience that build great companies.” “You are not a star operating alone—your company is only as healthy as the ecosystem it's a part of.” “You can't have ego in this game; you can't take rejection personally when you're building something that matters.” Connect with Neri Karra Sillaman: https://nerispeaks.com ✖️✖️✖️✖️

William Branum, Navy SEAL veteran, founder and CEO of Naked Warrior Recovery, speaker, author, and business and leadership advisor, joins me on this episode. William's expertise in leadership and mindset is sought after by organizations ranging from small businesses to Fortune 500 companies. He's been featured by Fox News, USA Today, MarketWatch, and other media outlets.

Welcome to the What's Next! Podcast with Tiffani Bova.    I'm excited to welcome Lynn Smith to the show this week. She is a media and communications expert who helps high-level leaders turn pressure into presence. A former anchor for NBC News, MSNBC, and CNN Headline News, she now coaches Fortune 500 executives, thought leaders, and entrepreneurs to become magnetic communicators.    THIS EPISODE IS PERFECT FOR…anyone who wants to communicate with more confidence. If you've ever felt held back by self-doubt, overthinking, or fear of saying the wrong thing, this episode will give you the tools to move forward.   TODAY'S MAIN MESSAGE…most people think communication is about what you say, but it's really about how you show up. In this conversation, Lynn breaks down the biggest barrier standing between leaders and effective communication: fear. Fear of being judged, misunderstood, or getting it wrong. Lynn shares how to manage that internal narrative, build a magnetic presence, and communicate with clarity in high-pressure environments.   KEY TAKEAWAYS Your presence speaks before you do.  Communication isn't about words, it's the package the words come in.  Clarity is a leader's superpower. Before any big communication moment, ask: What do I want my audience to think and feel after hearing me? You are a walking billboard for your brand. Every meeting, Zoom call, or hallway interaction signals who you are and how you lead.   WHAT I LOVE MOST…Lynn's reminder that fear is universal, even for people at the very top. She works with wildly successful CEOs and executives, and yet the biggest hurdle she sees isn't capability or content, it's the internal voice telling them they're not ready, not good enough, or one mistake away from failing. It's an empowering reframing: fear isn't a flaw, it's something you can work with and ultimately turn into an advantage.   Running Time: 35:24   Subscribe on iTunes     Find Tiffani Online: LinkedIn Facebook X    Find Lynn Online: LinkedIn   Lynn's Book: Just Keep Going

Corey Quinn reconnects with Keith Townsend, founder of The CTO Advisor, for a candid conversation about the massive gap between AI hype and enterprise reality. Keith shares why a biopharma company gave Microsoft Copilot a hard no, and why AI has genuinely 10x'd his personal productivity while Fortune 500 companies treat it like radioactive material. From building apps with Cursor to watching enterprises freeze in fear of being the next AI disaster in the news, Keith and Corey dig into why the tools transforming solo founders and small teams are dead on arrival in the enterprise, and what it'll actually take to bridge that gap.About Keith TownsendKeith Townsend is an enterprise technologist and founder of The Advisor Bench LLC, where he helps major IT vendors refine their go-to-market strategies through practitioner-driven insights from CIOs, CTOs, and enterprise architects. Known as “The CTO Advisor,” Keith blends deep expertise in IT infrastructure, AI, and cloud with a talent for translating complex technology into clear business strategy.With more than 20 years of experience, including roles as a systems engineer, enterprise architect, and PwC consultant, Keith has advised clients such as HPE, Google Cloud, Adobe, Intel, and AWS. His content series, 100 Days of AI and CloudEveryday.dev, provide practical, plainspoken guidance for IT leaders. A frequent speaker at VMware Explore, Interop, and Tech Field Day, Keith is a trusted voice on cloud and infrastructure transformation.Show Highlights(01:25) Life After the Futurum Group Acquisition(03:56) Building Apps You're Not Qualified to Build with Cursor(05:45)Creating an AI-Powered RSS Reader(09:01) Why AI is Great at Language But Not Intelligence(11:39) Are You Looking for Advice or Just Validation?(13:49) Why Startups Can Risk AI Disasters and AWS Can't(17:28) You Can't Outsource Responsibility(19:52) Business Users Are Scared of AI Too(23:00) LinkedIn's AI Writing Tool Misses the Point(26:42) Private AI is Starting to Look Appealing(29:00) Never Going Back to Pre-AI Development(34:27) AI for Jobs You'd Never Hire Someone to Do(39:09) Where to Find Keith and Closing ThoughtsLinksThe CTO Advisor:  https://thectoadvisor.comSponsor: https://www.sumologic.com/solutions/dojo-aihttps://wiz.io/crying-out-cloud

#EP323 Building clean energy projects faster starts with better tools. Maryssa Barron, Founder and CEO of BuildQ, joins Tim Montague to discuss how AI transforms energy project development. Maryssa Barron is the founder and CEO of BuildQ, the enterprise AI platform purpose-built for clean energy project teams to accelerate development, financing, and asset management. She brings cross-disciplinary expertise in renewable energy, project finance, and law, with experience spanning the full project lifecycle. Before founding BuildQ, Maryssa advised Fortune 50 companies and leading developers on renewable energy procurement at Edison Energy and LevelTen Energy. She also served as Chief Operating Officer of a global solar company, where she oversaw project development, financing, and operations across international markets. Key Highlights:How BuildQ reduces project analysis time from 3 weeks to 3 daysWhy one developer uses BuildQ instead of hiring 15 new employeesAI frameworks that analyze interconnection queues and permitting dataThe role of human expertise in AI-assisted energy developmentHow law firms and conservative industries are adopting AI toolsChina's 10X infrastructure buildout advantage and U.S. national security implicationsBehind-the-meter solutions and data center co-location trendsEarly adoption benefits in the energy sectorThe energy sector needs speed and scale. AI tools like BuildQ make both possible.Connect with Maryssa Barron, BuildQ LinkedIn: linkedin.com/in/maryssa-barron/Website: buildq.ai Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com

TVF 197 – Rethinking Resilience (with Tissa Richards) In this episode, Tissa shares her journey from being a tech founder to redefining resilience in leadership. The conversation explores the importance of intentional resilience, the challenges of traditional views on resilience, and practical frameworks for leaders to implement in their organizations. Tissa Richards has pioneered innovative approaches that link leadership development directly to organizational resilience, effective communication, and measurable results. Her models have been embraced by global organizations and leadership teams across various industries, transforming the trajectories of Fortune 500 companies and high-growth startups alike. Her books, “No Permission Needed” and "Rethinking Resilience" have won multiple awards and are Amazon best-sellers. Tissa guides hundreds of diverse candidates to public and private board positions each year. Takeaways Resilience should be redefined for modern challenges. Intentional resilience is about being proactive, not reactive. Leaders need to prepare for both challenges and opportunities. Reflecting on values is crucial for effective leadership. Micro-moments can build resilience over time. Communication is key to reducing uncertainty in teams. Curiosity should be encouraged in organizational culture. Resilience is a team effort, not an individual pursuit. Building muscle memory helps in high-pressure situations. Turning pressure into power can enhance decision-making.   The book that Tissa recommends: Antifragile by Nassim Nicholas Taleb The Visibility Factor Episode 58 – No Permission Needed with Tissa Richards Website: https://www.tissarichards.com/ LinkedIn: https://www.linkedin.com/in/tissa-richards/ YouTube: https://www.youtube.com/@Tissa_Richards   Thank you for listening to The Visibility Factor Podcast!    Check out my website to order my book and view the  videos/resources for The Visibility Factor book.   As always, I encourage you to reach out! You can email me at hello@susanmbarber.com. You can also find me on social media everywhere –Facebook, LinkedIn, and of course on The Visibility Factor Podcast! I Look forward to connecting with you!       If you liked The Visibility Factor Podcast, I would be so grateful if you could subscribe and leave a review wherever you listen to podcasts! It helps the podcast get in front of more people who can learn how to be visible too!       

Something New!  For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP230  In episode 230, Coffey talks with Linda Swindling about how HR professionals can build negotiation skills, increase approachability, and advocate more effectively inside their organizations.  They discuss why people fear negotiation and how media influences our mindset; the role of everyday micro-negotiations in building confidence; how to uncover true needs through strategic questioning; using the A-S-K framework to navigate difficult conversations; ways HR can speak up when discussions go off-track; understanding personality and negotiation styles; overcoming internal narratives that limit assertiveness; developing boundaries and protecting emotional energy; and helping leaders adopt negotiation as a core communication skill.  You can find Linda's assessments and tools including the “What's My DEAL Style?”, “How Well Do You Ask?” assessments and “Negotiate Like a CEO” E-Book here https://www.lindaswindling.com/assessments  Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.   If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.   About our Guest:  Linda Swindling, CSP, CPAE, is a globally recognized expert in negotiation, high-stakes communication, and leadership influence. Ranked among the Top 15 Negotiators in the World by Global Gurus for six consecutive years, she equips leaders and professionals to negotiate what matters—from closing major deals to dealing with workplace drama with confidence and clarity.  A Certified Speaking Professional and inductee into the National Speakers Association's Speaker Hall of Fame (CPAE), Linda is also a Professor of Practice in Negotiation and Dispute Resolution at the University of Texas at Dallas.  Her negotiation expertise was refined in the courtroom and the boardroom as a practicing corporate attorney and later, a strategic advisor to CEOs. During her 10 years practicing law, Linda became a partner and a mediator, successfully negotiated several million-dollar deals, and resolved cases that “couldn't be settled.”  For more than 25 years, she has delivered innovative, research-based programs which result in better conversations, proactive dispute resolution, and high-performance leaders and teams. You won't hear anecdotal or intangible theories based on books she read. Instead, you get strategies that produce breakthrough outcomes and lasting results.  Linda's clients include Fortune 100 companies, government agencies, and associations seeking to boost performance, build resilient cultures, and champion change. The creator of the popular Passport to Success book series, she is the author/co-author of more than 20 books including Ask Outrageously, Stop Complainers and Energy Drainers, and The Manager's High-Performance Handbook.  Whether she's speaking from the stage or coaching executives behind the scenes, Linda empowers professionals to use their voices effectively, resolve conflict respectfully, and negotiate durable outcomes that benefit all parties.  Linda Swindling can be reached at: https://www.facebook.com/JourneyOnLindaSwindling https://x.com/LindaSwindling https://www.linkedin.com/in/lindaswindling/ https://www.youtube.com/@LindaSwindling  About Mike Coffey:  Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.  Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year.  Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth.  Learning Objectives: Identify the psychological barriers that make negotiation feel uncomfortable for most professionals. Apply the A-S-K framework to improve preparation, questioning, and next-step planning. Strengthen leadership communication by encouraging employees and executives to clearly express what they really want.  

How are you feeling today? Before we dive in, please hit like, subscribe, or drop an emoji in the comments. That tiny action helps me keep offering these readings every day and makes sure they keep showing up for you.And just a reminder — even if you're finding this on a different day, there's something here for you. The timing never blocks the message that's trying to reach you.Today we're working with a quarter Moon, urging us to release even more of what can't follow us into the next chapter. Mercury is finishing its journey through Scorpio, retracing the steps of its retrograde. Before it moves into Sagittarius, it forms a trine to Neptune, giving us emotional clarity, intuitive downloads, and a softer way of seeing the truth.Once Mercury shifts signs, the energy changes fast — clearer conversations, blunt honesty, and truths that finally find their voice.In this reading, we'll explore:• Why communication may feel unclear or tangled• What the reversed Page of Swords is revealing about your inner dialogue• Why the reversed Three of Pentacles asks you to rethink support systems• How to recognize who shows up for you — and who doesn't• What the Five of Pentacles and reversed Queen of Wands want you to reclaim• How Pluto, the Part of Fortune, and the Communication card point to a major transformationThis is a turning point. You're letting go, reaching for something new, and learning how to trust your own voice through the transition. Even if things feel uncertain, you are stronger than you realize, and the clarity you're craving is closer than it seems.If you want written horoscopes, the Moon Gateway overview, or a chart-based report that shows where these transits land for you, visit SchedulingFate.com. You can also send in a question for a recorded answer or grab one of the limited Zoom reading spots.GET YOUR PERSONALIZED RECORDED READING @SCHEDULINGFATE.COM✅ Book a recorded or Zoom reading here: https://www.schedulingfate.com/book-online❤️ Get your personalized reports here: https://www.schedulingfate.com/category/all-products

The 'D' Got Deleted: How VC Funding Broke the Innovation EcosystemLast week's whitepaper isn't production-ready. But someone's already pitching it to your board. Kence Anderson has deployed 100+ autonomous AI systems for Fortune 500 companies—and watched venture capital create a research-to-PR pipeline that skips development entirely. The 'D' in R&D got deleted. Hype cycles got amplified.Rule-based AI—systems encoding expertise as decision logic—was the 1980s breakthrough. Overhyped, then abandoned when it couldn't do everything. But engineers kept deploying it where codified rules excel: industrial controls, diagnostics, compliance. It's running critical infrastructure today. Every AI wave follows this arc. For leaders, the lesson: stop asking which technology wins. Ask what each does well—and build modular systems that match capabilities to tasks. The fix: if AI can learn, someone should teach it the right way. Machine teaching—goals, scenarios, strategies—creates modular agents that compound capability through orchestration.Paradigm Shifts:

Have you ever noticed that your biggest insights rarely show up when you're forcing yourself to figure something out? They arrive in the shower, on a walk, in the quiet moments between all the doing. They come when your mind finally slows down enough for something deeper to surface. In today's episode of The Inner Edge, Janet explores this “higher wisdom” we all have access to but rarely create space to hear.Drawing from neuroscience, decades of leadership coaching, and personal stories, Janet reveals why relying solely on rational analysis leaves our decisions incomplete and how integrating intuition, stillness, and embodied awareness leads to truer, more aligned choices. In a world obsessed with speed and productivity, reconnecting with our inner intelligence is not just helpful, it's essential.In this episode:✅ Why your deepest insights emerge when you stop overthinking✅ How leaders limit themselves when they rely only on rational analysis✅ What neuroscience reveals about intuition and the default mode network✅ How to create stillness to regulate your nervous system and think more clearly✅ What your body signals before your mind catches up✅ The power of stepping away to let unconscious processing work for youAbout Janet Ioli:Janet Ioli is a globally recognized executive advisor, coach, and leadership expert with over 25 years of experience developing leaders in Fortune 100 companies and global organizations.She created The Inner Edge, a framework, a movement, and a message that flips leadership from mere success performance to presence; from ego to soul. Through her keynotes, podcast, and programs, Janet helps high-achievers find the one thing that changes everything: the mastery within.Her approach redefines leadership presence—not as polish or tactics, but as the inner steadiness people feel from you and the positive imprint you leave on individuals and organizations.Chapters for Apple Podcasts00:00:00 Beyond Rational Analysis00:10:37 Awakening Inner Wisdom00:16:22 Slowing Down for ClarityConnect with Janet Ioli:Website: janetioli.comLinkedin: Janet IoliInstagram: @leadershipcoachjanetIf you want to become more grounded, confident, and aligned with your deeper values in just 21 days, check out Janet Ioli's book Less Ego, More Soul: A Modern Reinvention Guide for Women. If you enjoyed this episode, please leave a review on Apple Podcasts. Select “Listen in Apple Podcasts,” then choose the “Ratings & Reviews” tab to share what you think. Produced by Ideablossoms

Franchise leadership is about more than systems and structure. It's about vision, culture, and the ability to bring people together around a shared mission. At the heart of every thriving franchise brand is a leader who understands how to balance growth with purpose, and few embody that balance as well as Ally Van Iten, CEO of House of Colour USA. Ally's journey began not in the boardroom but on the frontlines as one of the first franchise owners to introduce House of Colour to the United States. What started as a personal passion for helping others express themselves through color and style quickly grew into a nationwide movement. Her success as a franchisee, combined with her deep belief in the company's mission, positioned her to play a defining role in the brand's expansion. Today, as the CEO of House of Colour USA, Ally leads a rapidly growing organization that continues to empower individuals through confidence and personal expression. Her path from franchise owner to CEO is a powerful example of franchise leadership in action—a blend of entrepreneurial spirit, adaptability, and purpose-driven growth. Under her leadership, House of Colour USA has evolved into a recognized brand that brings together fashion, psychology, and empowerment. The company's focus on helping clients understand the science of color and style has built more than a business—it has created a community. Through education, training, and mentorship, Ally has fostered an environment where franchisees thrive, clients feel inspired, and the brand continues to grow with integrity. Strong franchise leadership requires vision and resilience. It means understanding that growth is not only about numbers but about people. Ally's approach is rooted in connection and collaboration, encouraging her teams to bring their authentic selves to their work. She has learned firsthand that the most effective leaders are those who lead through listening, invest in others, and build systems that support both individual and organizational success. The growth of House of Colour USA also underscores an important lesson for emerging franchise leaders: sustainable success comes from building a foundation that aligns purpose with performance. By prioritizing culture and empowering franchisees to operate with confidence, Ally has positioned the brand for continued innovation and expansion across the United States. Franchise leadership is not just about running a business—it is about creating opportunity. For Ally, that means helping others discover their potential, whether through entrepreneurship or personal growth. Her journey serves as an inspiring reminder that great leaders don't wait for the perfect path; they build it, one decision at a time, with clarity, courage, and conviction. Watch the full episode on YouTube. Join Fordify LIVE every Wednesday at 11 a.m. Central on your favorite social platforms and catch The Business Growth Show Podcast every Thursday for a weekly dose of business growth wisdom. About Ally Van Iten Ally Van Iten is the CEO of House of Colour USA. She began her career as one of the first franchise owners to bring the company to the United States, later joining the corporate team to lead recruitment and expansion. Under her leadership, House of Colour USA has grown into a thriving national brand built on empowerment, education, and confidence. Her passion for connecting people and helping them show up as the best version of themselves continues to shape the company's vision and success. Learn more at HouseOfColour.com. About Ford Saeks Ford Saeks is a Business Growth Accelerator who has helped generate more than a billion dollars in sales worldwide, working with companies from start-ups to Fortune 500s. As President and CEO of Prime Concepts Group, Inc., he specializes in helping businesses attract loyal customers, expand brand awareness, and ignite innovation. Ford has founded more than ten companies, authored five books, and holds three U.S. patents. He is also recognized for his work in AI and marketing strategy, helping organizations use modern tools to drive engagement and results. Learn more at ProfitRichResults.com and watch his show at Fordify.tv.

What really happens behind the scenes when a Powerball jackpot hits $1 billion?In this episode, Timothy Schultz interviews Melanie Mesaros, an official spokesperson for the Oregon Lottery, who breaks down what actually occurs when the jackpot reaches historic levels. She explains how winning tickets are verified, why some winners' names are not released immediately, what surprises people most after a major win, and how the lottery prepares for massive public interest during record rollovers.They discuss common myths about lottery play, how odds really work, what happens the moment a winning ticket is scanned, and what new winners should expect when they walk into the lottery office.This conversation offers a rare behind-the-scenes look from inside a state lottery — delivered in a calm, factual, and accessible way for anyone who has ever imagined winning big.Lottery, Dreams & Fortune is hosted by Powerball winner Timothy Schultz. New episodes feature lottery winners, experts, and guests exploring intuition, manifestation, sudden wealth, and the mysteries behind extraordinary luck.

Most golfers and entrepreneurs obsess over mistakes. You replay the double bogey, the blown meeting, the missed opportunity—yet rarely study what went right. Today's guest is one of the world's leading performance coaches, Justin Su'a, and he's here to flip that script. Justin has coached Super Bowl champions, All-Stars, World Series teams, and top CEOs. His gift? Helping high performers create the mental systems that turn pressure into clarity and success into repeatable patterns. In this episode, you'll learn how elite athletes review wins and losses, build emotional resiliency, upgrade their self-talk, and protect their relationships while chasing greatness. If you're serious about leveling up your mental game—on the course or in business—this is your masterclass. In this episode, you'll learn: Why only studying your failures keeps you from unlocking your full potential. Justin's simple three-question reflection framework that works for golfers, athletes, and executives. How to create a repeatable after-round / after-action review that fits your personality. The difference between leading and lagging indicators—and why that matters more than your score or revenue this week. How to think in second- and third-order consequences so your pursuit of greatness doesn't quietly destroy your health or relationships. A practical way to see negative thoughts as "mental rumble strips" instead of proof you lack confidence. How elite performers bounce back faster by reducing the frequency, intensity, and duration of their emotional blowups. This episode will challenge how you think about success, failure, self-talk, and the price you're willing to pay in your pursuit of excellence—on the course and in business. Get your pencils ready and start listening.  P.P.S. Curious to learn more about the results my clients are experiencing and what they say about working with me? Read more here. More About Justin Justin Su'a is a world-renowned mental performance coach and the founder of the Performance Advisory Group, where he works with elite athletes, business leaders, and high performers across industries to help them master the mental side of performance. He has served as the head of mental performance for the Tampa Bay Rays, and has worked with Major League Baseball, the Cleveland Browns, the Boston Red Sox, the U.S. Army, Fortune 500 executives, and Olympians.  Known for his ability to distill complex psychological principles into simple, actionable tools, Su'a focuses on consistency, resilience, and daily disciplines that help people thrive under pressure and sustain peak performance over the long term. He is also the host of the popular Increase Your Impact Podcast, where he shares bite-sized daily mental performance lessons. The Increase Your Impact Newsletter Instagram (@justinsua) Play to Your Potential On (and Off) the Course Schedule a Mindset Coaching Discovery Call Subscribe to the More Pars than Bogeys Newsletter Download my "Play Your Best Round" free hypnosis audio recording. High-Performance Hypnotherapy and Mindset Coaching Paul Salter - known as The Golf Hypnotherapist - is a High-Performance Hypnotherapist and Mindset Coach who leverages hypnosis and powerful subconscious reprogramming techniques to help golfers of all ages and skill levels overcome the mental hazards of their minds so they can shoot lower scores and play to their potential. He has over 16 years of coaching experience working with high performers in various industries, helping them get unstuck, out of their own way, and unlock their full potential. Click here to learn more about how high-performance hypnotherapy and mindset coaching can help you get out of your own way and play to your potential on (and off) the course.  Instagram: @thegolfhypnotherapist Key Takeaways: Study wins too — your best days contain critical clues you're currently leaving on the table. Use a simple reflection loop — ask: What went well? What did I learn? What will I do better next time? Make reflection easy — choose the journaling format with the least friction so you'll actually do it. Think in systems — pursuing greatness without considering second- and third-order effects creates avoidable problems. Focus on leading indicators — control your routines, effort, and communication; results follow later. Upgrade your questions — better questions lead to better self-talk, better focus, and better performance. Resilience = reduced F.I.D. — decrease the frequency, intensity, and duration of your emotional blowups, not eliminate them. Key Quotes: We don't just learn from losing—we also learn from winning. Success leaves clues if you're willing to go back and study it. Create a feedback loop: What did I do well? What did I learn? What's one thing I'll do better next time? Ask it every time, win or lose. The weakest pen is stronger than the strongest memory. You're always writing for your future self. Your pursuit of excellence has second- and third-order effects. If you don't think in systems, you'll chase greatness while unintentionally burning down your health or relationships. If you want better answers, ask better questions. Your brain is like a search engine—it will fill in whatever prompt you give it. Negative thoughts are mental rumble strips. They're not proof you lack confidence—they're signals you're losing focus, so gently guide yourself back into the lane. Progress isn't never hitting the red; it's hitting it less often, less intensely, and for less time—and then learning from every episode. Time Stamps: 00:00: Learning from Success 02:24: Feedback Loops and Reflection 07:25: The Importance of Journaling 08:45: Maximizing Reflection Periods 11:41: Balancing Ambition and Self-Care 18:49: Emotional Resilience and Communication 25:12: The Power of Vulnerability 29:51: Upgrading Inner Dialogue 35:25: Bouncing Back from Setbacks 41:58: Key Messages for Golfers

Aujourd'hui, Emmanuel de Villiers, chef d'entreprise, Joëlle Dago-Serry, coache de vie, et Mourad Boudjellal, éditeur de BD, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this raw Dropping Bombs episode, Air Force veteran and elite relationship specialist Timothy "TK" Klund reveals how dying four times in a car crash rewired his entire approach to business. After walking away from a six-figure mobile home career, TK rebuilt his life around relationships that matter—connecting pro athletes, celebrities, and corporations through powerhouse branding deals. From founding Verve Systems to creating the Celebrity Softball Classic charity event, TK exposes the difference between contacts and real relationships.   TK breaks down why most people have thousands of contacts but zero leverage, the Jerry Maguire moment that changed everything, and how mentorship from philanthropic boards unlocked his network. You'll also hear his unfiltered take on the veteran suicide epidemic and why America is waking up to good versus evil. If you're ready to stop chasing shallow connections and start building relationships that actually create opportunities, this conversation is your blueprint.  

Ep. 246: Tennis champion and Adidas shoe icon is joined by the President of Stan Smith Events, to share how leaders can Win Trust. With clients ranging from Fortune 100 companies to Olympic legends and Michelin-starred chefs, they reveal how thoughtfully crafted moments create lasting impact. Our BONUS RESOURCE for this episode includes Don's favorite quotes from today's episode and a reflection question so you can apply today's insights.  Do you want to write a book? In my new role as Publisher at Forbes Books and with the incredible resources and expertise of their team, we're making it easier than ever to help YOU to tell your story. Send us a message here to get started: https://books.forbes.com/don/  Looking for a speaker for your next event? From more than 30 years of interviewing and studying the greatest winners of all time Don offers these live and virtual presentations built to inspire your team towards personal and professional greatness.  Special thanks to Abbie Brandt and Andrew Levin for making this episode possible.  

In this solo episode, I walk through 10 concrete rules to get way more out of Claude Code and Claude Opus 4.5, based directly on tips Anthropic has shared in their docs and blog posts. I show how to move from vague prompts to architected briefs that use tone, constraints, structure, and power phrases to avoid “AI slop.” I demo examples across writing, research, teaching, and planning so you can see exactly how to apply each rule. By the end, you have a practical playbook for prompting Claude like a teammate and using it as a true thinking partner in your work. Timestamps 00:00 – Intro 00:56 – Rule #1: Tone of collaboration 02:16 – Rule #2: Principle of explicitness (action verbs, quantity, audience) 03:20 – Rule #3: Define the boundaries with clear constraints 04:26 – Rule #4: Draft, plan, then act (outline → refine → execute) 06:39 – Rule #5: Demand structured output (tables, formats, schemas) 08:00 – Rule #6: Explain the “why” behind your request 09:05 – Rule #7: Control brevity vs. verbosity (expert, brief, simplifier) 10:21 – Rule #8: Provide a scaffold and templates 11:21 – Rule #9: Use “power phrases” and expert personas 12:28 – Rule #10: Divide and conquer complex projects 14:09 – Putting it all together with an example For founders doing $50k+ MRR+: https://startup-ideas-pod.link/offline-mode Key Points I share 10 specific prompting rules that come directly from how Anthropic suggests people use Claude. I show how friendly, clear, and firm prompts beat either vague or overly polite requests. I demonstrate how explicit constraints (length, style, audience, banned words) create more creative and focused outputs. I use outlines, scaffolds, and structured formats to turn Claude into a planning and synthesis engine instead of a random text generator. I introduce “power phrases” like “think step by step” and “critique your own response” to unlock more advanced reasoning. I wrap everything into a final Stoicism lecture prompt that combines persona, context, constraints, structure, and tone. The #1 tool to find startup ideas/trends - https://www.ideabrowser.com LCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/ The Vibe Marketer - Resources for people into vibe marketing/marketing with AI: thevibemarketer.com Startup Empire - get your free builders toolkit to build cashflowing business - https://startup-ideas-pod.link/startup-empire-toolkit Become a member - https://startup-ideas-pod.link/startup-empire FIND ME ON SOCIAL X/Twitter: https://twitter.com/gregisenberg Instagram: https://instagram.com/gregisenberg/ LinkedIn: https://www.linkedin.com/in/gisenberg/

You don't need to budget to get ahead financially, you just need to change the way you think about money.   In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Lisa Chastain, Money Coach, Mentor, and Unshakeable Optimist, who shares her journey from a single mom struggling in a tough spot to building a six-figure business in just 10 months. Lisa talks about how emotions drive money decisions and why addressing your unconscious beliefs around money is crucial for success. She explains why traditional budgeting doesn't work, offering a transformative approach to managing finances that starts with shifting your mindset, not restricting your spending.   Key Takeaways: → How addressing emotional beliefs about money is the first step to financial success. → Why financial habits are often rooted in childhood experiences. → How it's important to uncover how early memories around money shape your decisions today. → How high net-worth individuals create and manage cash flow to allow for more freedom. → Why traditional budgeting restricts people and doesn't lead to long-term wealth.   Lisa Chastain is a Personal Finance Coach with over 20 years of experience offering independent financial advice to executives, professionals, and business owners. She has been featured in Cosmopolitan, CNBC, NBC News, MSN Money, O – The Oprah Magazine, Fortune, Forbes, Business Insider, Business Newsweek, and Entrepreneur Magazine, and is one of Las Vegas Women Magazine's people to watch. A best-selling author, Lisa is also the host of the Real Money radio show on VoiceAmerica, the second-largest online radio broadcaster in the nation, with over 3 million listeners. After burning through $100,000 and nearly going completely broke, Lisa was forced to reinvent herself. Her aspiration wasn't to own a mansion or drive a Ferrari; she wanted simple things, like so many of the women she now works with, such as savings, retirement funds, and a secure future for her family. Put plainly, she didn't want to have to stress about money any longer. In 2016, Lisa applied what she had learned and launched her business as a money coach, with a mission to help women manage their finances effectively without a budget, enabling them to live their best lives. She has now helped countless clients learn how to track their expenses without budgets, invest wisely, and make informed financial decisions, enabling them to escape the financial rollercoaster and achieve long-term stability.   Connect With Lisa:   Website: https://lisachastain.com/ Instagram: https://www.instagram.com/savvymoneywithlisa/ Facebook: https://www.facebook.com/savvymoneywithlisa LinkedIn: https://www.linkedin.com/in/lisachastain/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What do employees actually want from their leaders during the holidays? In this episode, Hall of Fame keynote speaker Joe Mull, CSP, CPAE, looks at why many familiar holiday standbys—like parties, swag, and gift exchanges—don't always deliver the boost in employee engagement, morale, or workplace culture that leaders hope for. Instead, he explains how to make choices that genuinely reduce burnout, support real employee appreciation, and improve your team's quality of life during an already demanding season. Joe also shares the common missteps leaders make this time of year and how thoughtful communication can protect trust and motivation heading into the new year. If you want your people to feel valued, supported, and energized this season, this episode offers practical guidance you can put to work right away. To subscribe to Joe Mull's BossBetter Email newsletter, visit https://BossBetterNow.com For more info on working with Joe Mull, visit https://joemull.com For more info on Boss Hero School, visit https://bossheroschool.com To email the podcast, use bossbetternow@gmail.com #transformativeleadership #workplaceculture #companyculture #talentretention #employeeengagement #employeeretention #bossheroschool #employalty Joe Mull is on a mission to help leaders and business owners create the conditions where commitment takes root—and the entire workplace thrives. A dynamic and deeply relatable speaker, Joe combines compelling research, magnetic storytelling, and practical strategies to show exactly how to cultivate loyalty, ignite effort, and build people-first workplaces where both performance and morale flourish. His message is clear: when commitment is activated, engagement rises, teams gel, retention improves, and business outcomes soar. Joe is the founder of Boss Hero School™ and the creator of the acclaimed Employalty™ framework, a roadmap for creating thriving workplaces in a new era of work. He's the author of three books, including Employalty, named a top business book of the year by Publisher's Weekly, and his popular podcast, Boss Better Now, ranks in the top 1% of management shows globally. A former head of learning and development at one of the largest healthcare systems in the U.S., Joe has spent nearly two decades equipping leaders—from Fortune 500 companies like State Farm, Siemens, and Choice Hotels to hospitals, agencies, and small firms—with the tools to lead better, inspire commitment, and build more humane workplace cultures. His insights have been featured in The Wall Street Journal, Forbes, Harvard Business Review, and more. In 2025, Joe was inducted into the Professional Speakers Hall of Fame (CPAE). This is the speaking profession's highest honor, a distinction granted to less than 1% of professional speakers worldwide. It's awarded to speakers who demonstrate exceptional talent, integrity, and influence in the speaking profession For more information visit joemull.com.

  A significant percentage of elite athletes areaffected by psychological factors, with studies finding rates of mental healthissues like depression, anxiety, and eating disorders ranging fromabout 19% to over 40%, depending on the specific population and mentalhealth category. Factors such as performance pressure, stress, burnout, andlife events can contribute to these psychological impacts, which are present inelite sports across various cultures and levels, according to the NationalInstitute of Health.  Dr. Alex Auerbach, Ph.D., is a performance psychologistcurrently working as an executive in professional sports. He currently servesas a Performance psychologist for the Jacksonville Jaguars.“I've been fortunate to work with the best athletes in theworld in the NBA, NFL, MLB, and Olympians, as well as high-performers in otherdomains like elite military units, Fortune 5 companies, and venture-backedstart-ups. I am also a father to 2 wonderful daughters, husband to a greatwife, dog owner, enjoyer of sunshine, and a former high-level football coach.Currently serving clients throughout the Tucson, Arizona metropolitan area,including Oro Valley, Casas Adobes, and Catalina Foothills areas. “   I've seen first-hand what it takes tocompete consistently at the highest level. When your family and team depend onyou to deliver, you need high-performance mindset skills to be your best whenit matters most.‍I have worked for over a decade at the highest levels of sports, including inthe NBA and NFL.Now, I'm leveraging the science-backed, field-tested strategies I have used tohelp pro athletes be their best to help founders and CXOs raise their game anddeliver consistently.For more information: https://www.alexauerbach.com/

Lizzy Caplan (Masters of Sex, Party Down) asks Handsome about making a first impression! Plus meeting Tom Cruise, a recap of the Zootopia premiere that you *cannot miss* (although Tig might), Fortune realizing she's a star, and more! Also, we have a live-streaming show Dec 22, get your tickets!Handsome is hosted by Tig Notaro, Mae Martin, and Fortune FeimsterFollow us on social media @handsomepodMerch at handsomepod.comWatch Handsome on YouTubeThis is a Headgum podcast. Follow Headgum on Twitter, Instagram, and Tiktok. Advertise on Handsome via Gumball.fm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode sponsored by Shannon Robnett Industries   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this game-changing Dropping Bombs episode, second-generation developer Shannon Robnett reveals how ground-up development destroys traditional buy-and-hold syndication.  With $425 million in completed projects and $140 million under management, Shannon breaks down the brutal lessons from losing $5 million in '08, surviving addiction recovery, and rebuilding to consistent 25% investor returns through tax-advantaged multifamily and industrial deals.   Shannon breaks down the secrets separating legitimate operators from hype machines, the refinance strategy returning 60% of capital by year three, and why Dave Ramsey's debt philosophy leaves billions on the table—plus the exact questions to ask before investing a single dollar. If you're ready to escape landlord hell and let your money work while you sleep, this episode is your blueprint.

My guest this week is Gavin Baker. Gavin is the managing partner and CIO of Atreides Management, and he has been on the show many times before.  I will never forget when I first met Gavin in 2017. I find his interest in markets, his curiosity about the world to be as infectious as any investor that I've ever come across. He's encyclopedic on what is going on in the world of technology today, and I've had the good fortune to host him every year or two on this podcast. Gavin began covering Nvidia as an investor more than two decades ago, giving him a rare perspective on how the company – and the entire semiconductor ecosystem – has evolved. A lot has changed since our last conversation a year ago, making this the perfect time to revisit the topic. In this conversation, we talk about everything that interests Gavin – Nvidia's GPUs, Google's TPUs, the changing AI landscape, the math and business models around AI companies and everything in between. We also discussed the idea of data centers in space, which he communicates with his usual passion and logic. In closing, at the end of this conversation, because I've asked him my traditional closing question before, I asked him a different question, which led to a discussion of his entire investing origin story that I had never heard before. Because Gavin is one of the most passionate thinkers and investors that I know, these conversations are always amongst my most favorite. I hope you enjoy this latest in the series of discussions with Gavin Baker. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the platform. ----- This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AlphaSense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Alpha-Sense.com/Invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Show Notes: (00:00:00) Welcome to Invest Like The Best (00:04:00) Meet Gavin Baker (00:06:00) Understanding Gemini 3  (00:09:05) Scaling Laws for Pre-Training (00:12:12) Google v. Nvidia (00:16:52) Google as  Lowest Cost Producer of Tokens (00:28:05)  AI Can Automate Anything that can be Verified (00:34:30) The AI Bear Case: Edge AI (00:37:18) Going from Intelligence to Usefulness (00:43:44) AI Adoption in Fortune 500 Companies (00:48:58) Frontier Models and Industry Dynamics (00:56:40) China's Mistake and Blackwell's Geopolitical Leverage (00:57:50) OpenAI's Code Red (01:00:46) Data Centers in Space (01:07:13) Cycles in AI (01:11:10) Power as a Bottleneck (01:14:17) AI Native Entrepreneurs (01:16:21) Semiconductor VC (01:20:41) The Mistake the SaaS Industry is Making (01:26:50) Series of Bubbles (01:28:56) Whatever AI Needs, It Gets (01:29:57) Investing is the Search for Truth (01:31:24) Gavin's Investing Origin Story

What if the fatigue, brain fog, or stubborn symptoms you've been brushing off are actually your body's way of waving a red flag—one that could completely change your health if you knew how to read it? That's exactly what happened to me a few years ago. I was stuck in a cycle of stress, exhaustion, and mystery symptoms I couldn't quite name—until today's guest stepped in. Check out The Being Collective here: http://jennakutcher.com/being  Brigid Titgemeier is a Functional Medicine Registered Dietitian and founder of BeingBrigid Functional Nutrition. She and her team have helped more than 25,000 people—everyone from Fortune 500 CEOs to busy moms—lower inflammation, balance hormones, improve gut health, and actually reclaim energy through evidence-based nutrition and lifestyle strategies.  In this conversation, we're going to talk about the five biggest lessons from my own health journey with Brigid, what's changed in the science of hormone health and nutrition since she was last here, and the exact steps you can take to support your body through stress, perimenopause, detoxification, and more. If you've been feeling tired, foggy, bloated, or depleted and you're tired of trying “healthy” things that don't actually make you feel better, this is for you. Brigid's membership, The Being Collective, gives you the structure, strategy, and support to stop chasing symptoms and finally feel like yourself again. You can learn more and join the next cohort at http://jennakutcher.com/being! Goal Digger Facebook Community: https://www.facebook.com/groups/goaldiggerpodcast/ Goal Digger Instagram: https://www.instagram.com/goaldiggerpodcast/ Goal Digger Show Notes: https://jennakutcherblog.com/tired-foggy-bloated-what-your-body-is-telling-you  Thanks to our Goal Digger Sponsors: Sign up for your $1/month Shopify trial period at http://shopify.com/goaldigger. Find a co-host today at http://airbnb.com/host. Check out What Should I Do With My Money? from Morgan Stanley. Listen now at https://mgstnly.lnk.to/bqe8HiAC!GD.  Visit http://www.spectrum.com/freeforlife to learn how you can get Business Internet Free Forever. Experience the power of a Dell PC with Intel Inside®, backed by Dell's price match guarantee. Shop now at https://www.dell.com/deals. Your dream wardrobe's one click away. Visit https://www.revolve.com/goaldigger for 15% off your first order with code GOALDIGGER.