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The GaryVee Audio Experience
The Truth About Your Energy, Insecurity, and That Thing You've Failed at for 10 Years

The GaryVee Audio Experience

Play Episode Listen Later Oct 8, 2025 39:34


On this episode of Tea with GaryVee, We covered bunch of topics, from my big thesis on why fictional character cards are the next frontier in collecting to why you need to stop letting fear drain your energy and start being your own biggest fan.I also get real about when it's time to finally pull the plug on an idea you've been working on for a decade. This episode is for anyone feeling stuck, insecure, or confused about their next move.Check out these key moments from the episode:01:52 My big thesis on why I'm collecting rare fictional character cards and why nerd culture is about to smash into the sports card world.04:47 A special conversation with Michael Chernow of Kreatures Of Habit on building a community and business relationships.14:12 My advice for women in entrepreneurship and why you should be happy when people who don't believe in you reveal themselves.22:46 For anyone who feels alone in a crowded room: You need to work on yourself and become your own biggest fan.28:17 A passionate call with a 23-year-old who thinks her dream is "draining." I explain why chasing your dream is what GIVES you energy, not takes it away.35:15 My direct answer to a listener who's been failing at something for 10 years: It's time to pull the plug.38:00 A major lesson for artists and creators: Awareness is REQUIRED to create scarcity and value.

Dark Side of Wikipedia | True Crime & Dark History
Brian Walshe Murder Trial Halted: Psychiatric Evaluation REQUIRED

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Oct 8, 2025 16:57


The Brian Walshe murder case has taken a shocking turn, with the court ordering a psychiatric evaluation. In this exclusive Hidden Killers legal breakdown, Tony Brueski examines what this stunning development means for the future of the trial and the complexities of the justice system. We'll trace the compelling digital evidence, from the chilling iPad searches for dismemberment techniques to the damning Home Depot purchases that led to Walshe's arrest. This video isn't about a verdict; it's an in-depth analysis of the legal process, focusing on the critical question of competency to stand trial. We'll explain the legal standards, including the "Dusky standard," and discuss how a finding of incompetence could suspend the case indefinitely. From courtroom delays to psychological assessments at Bridgewater State Hospital, this is a front-row seat to the high-stakes legal twist in one of the year's most high-profile murder cases. Join us as we unravel the legal implications and explore the reasons behind this significant pause. Hashtags: #BrianWalshe #AnaWalshe #MurderTrial #TrueCrime #PsychEval #CompetencyToStandTrial #HiddenKillers #LegalTwist #JusticeSystem #LegalAnalysis #TrueCrimeNews #CourtroomDrama #CrimePodcast #JusticeDelayed Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Not By Works Ministries
1335. Neuroscience and Mind Control- No Surgery Required

Not By Works Ministries

Play Episode Listen Later Oct 8, 2025 76:09


Victory in Jesus Prophecy Conference NBW Premier Membership Rapture Kits Radio Show Package The Great Last Days Apostasy NBW Ministries website Newsletter Signup NBW Ministries store Spirit of the False Prophet Audiobook YouTube Rumble Podbean Spirit of the False Prophet Spirit of the Antichrist Volume One Spirit of the Antichrist Volume Two Science, Neuroscience, Mind Control, Spirituality, Mental Health, Not By Works Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hidden Killers With Tony Brueski | True Crime News & Commentary
Brian Walshe Murder Trial Halted: Psychiatric Evaluation REQUIRED

Hidden Killers With Tony Brueski | True Crime News & Commentary

Play Episode Listen Later Oct 8, 2025 16:57


The Brian Walshe murder case has taken a shocking turn, with the court ordering a psychiatric evaluation. In this exclusive Hidden Killers legal breakdown, Tony Brueski examines what this stunning development means for the future of the trial and the complexities of the justice system. We'll trace the compelling digital evidence, from the chilling iPad searches for dismemberment techniques to the damning Home Depot purchases that led to Walshe's arrest. This video isn't about a verdict; it's an in-depth analysis of the legal process, focusing on the critical question of competency to stand trial. We'll explain the legal standards, including the "Dusky standard," and discuss how a finding of incompetence could suspend the case indefinitely. From courtroom delays to psychological assessments at Bridgewater State Hospital, this is a front-row seat to the high-stakes legal twist in one of the year's most high-profile murder cases. Join us as we unravel the legal implications and explore the reasons behind this significant pause. Hashtags: #BrianWalshe #AnaWalshe #MurderTrial #TrueCrime #PsychEval #CompetencyToStandTrial #HiddenKillers #LegalTwist #JusticeSystem #LegalAnalysis #TrueCrimeNews #CourtroomDrama #CrimePodcast #JusticeDelayed Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Badass Babe Oracle
This Is What It ACTUALLY Takes to Become the Woman Who Can Hold More (What No One's Telling You) w. Shelby St.Clair

Badass Babe Oracle

Play Episode Listen Later Oct 8, 2025 61:22


Shelby St.Clair, Business Coach + Energetic Strategist is back on the podcast and we are SPILLING the TEA on what it actually takes to HOLD what you desire. Everyone talks about becoming her - but we're giving you the deep dive on what's actually REQUIRED to hold more money, more visibility, more power, more of YOU. Tune in today! Connect with Shelby Enter into the Free Rewire Yourself Rich Lounge Apply to the RICHCODED Mastermind Enter into The Rewired Rich Room Connect on Instagram 

Paisa Vaisa
Beyond Quarterly Results: The Financial Discipline Required to Build a 30-Year Retail Platform | Paisa Vaisa | Anupam Gupta

Paisa Vaisa

Play Episode Listen Later Oct 6, 2025 49:27


You see the brand name on the tag, but we found the company that powers everything behind it. PDS Limited is the Value-Focused global infrastructure powerhouse. Group CEO Sanjay Jain gives us a rare look into how major retailers define the single most important word in fashion: Value. He also shares a personal lesson from a favorite movie character and his bullish outlook on the "exploding" future of Indian retail. What You'll Learn: The Core Selling Point: Why "Value" is the one word that determines whether a piece of clothing sells, and how its definition changes based on the customer segment. The India Paradox: The "globally integrated, yet locally rooted" characteristics of the 18+ Indian youth, making a pan-India retail strategy a careful aggregation of clusters. From Landfill to Legacy: The circular economy innovations, including converting textile waste into anti-combustible bricks to actively combat clothes pollution. Scaling Secrets: The two qualities PDS seeks when investing in founders: Differentiation (disruptive idea/consumption) and Scalability.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

Pollock Memorial Presbyterian Church
In The Christian Faith, Forgiveness Is Absolutely Required

Pollock Memorial Presbyterian Church

Play Episode Listen Later Oct 6, 2025 30:23


October 5, 2025 Jesus would have his followers watch our conduct so we wouldn’t lead others down the wrong path. When people sin against us and ask our forgiveness, we cannot refuse. We need to forgive even when we don’t feel like it. Scripture: Luke 17:1-10

Nona Church Podcasts
What Is Required To Get Into Heaven? | Dr. Collin Outerbridge

Nona Church Podcasts

Play Episode Listen Later Oct 5, 2025 47:03


Psyched to Practice
Practice in Action: Rethinking CEUs From Required Credits to Career Growth

Psyched to Practice

Play Episode Listen Later Oct 3, 2025 47:38


Stop dreading your next CEU scramble—this episode of Psyched to Practice flips the script on continuing education for mental health professionals. Hosts Ray Christner and Paul Wagner dig deep into what it really means to grow as a clinician, sharing personal strategies to move from last-minute credit-chasing to a purposeful, energizing professional development plan. From the ethical imperative behind ongoing learning, to the link between specialized knowledge and reduced burnout, to practical ways to make CEUs genuinely work for you (while staying on budget), this episode is packed with candid insights and actionable tips. Tune in and learn how to design a career-long learning journey that fuels your passion, enhances your client care, and makes required credits feel rewarding—not just required.Website: www.psychedtopractice.com To hear more and stay up to date with Paul Wagner, MS, LPC and Ray Christner, Psy.D., NCSP, ABPP visit our website at: http://www.psychedtopractice.com Please follow the link below to access all of our hosting sites. https://www.buzzsprout.com/2007098/share “Be well, and stay psyched" #mentalhealth #podcast #psychology #psychedtopractice #counseling #socialwork #MentalHealthAwareness #ClinicalPractice #mentalhealth #podcast

Coast Mornings Podcasts with Blake and Eva
Signature Required for Delivery

Coast Mornings Podcasts with Blake and Eva

Play Episode Listen Later Oct 2, 2025 7:51


Signature Required for Delivery by Maine's Coast 93.1

Cop Talk
Should College be Required to be a Police Officer?

Cop Talk

Play Episode Listen Later Oct 1, 2025 16:33 Transcription Available


Join Captain Robert Kimbrel, CPS as he talks about whether college is important for a law enforcement officer.

No Sanity Required
Is Forgiveness Always Required? | Part 3

No Sanity Required

Play Episode Listen Later Sep 30, 2025 21:12 Transcription Available


How do you forgive someone while still protecting the people you love?In this bonus episode, Brody clarifies the story behind a 3 a.m. call, a threatening voicemail, and the difficult choice to forgive a teen—while still protecting his daughters and community.He digs deeper into why grace doesn't erase consequences and what Scripture teaches about trust, safety, and redemption. If the last episode left you with questions, this one brings clarity and hope.Is Forgiveness Always Required (Parts 1 + 2)Send us a textPlease leave a review on Apple or Spotify to help improve No Sanity Required and help others grow in their faith. Click here to get our Colossians Bible study.

Power + Presence + Position
How She Turned a $60 Micro-Event into 6 High-Ticket Clients (No Reels Required) feat. LILY SHEPARD

Power + Presence + Position

Play Episode Listen Later Sep 30, 2025 38:42


Ever feel like you're stuck on the content creation hamster wheel? Posting. Scrolling. Posting again. Meanwhile, your ideal clients are right there in the real world, asking for exactly what you offer.   That's what happened to Lily Shepard, founder of Body Intelligence Academy and a former professional dancer who now helps leaders and CEOs become more grounded and embodied through movement. She was spending countless hours creating content when she realized something powerful: real people were already asking for her next event.   Tune in this week to discover how Lily broke free from the social media content treadmill by hosting a simple $60 collaborative workshop that converted 6 attendees into high-ticket clients. She shares her framework for creating intimate, experiential events that attract ideal clients without competing for attention online. You'll learn why embodiment work becomes increasingly critical as you step into greater leadership roles and how movement can unlock the confidence that exists beyond your professional achievements.   Get full show notes and more information here: https://safimedia.co/WO69

Carlton Fields Podcasts
No Password Required: Starbucks' Security Pro Went From Cyber Competitions to Corporate Red Teaming

Carlton Fields Podcasts

Play Episode Listen Later Sep 30, 2025


DeMarcus Williams, a senior security engineer at Starbucks, has built a career defined by creativity, intuition, and persistence. With roles at the U.S. Department of Defense, AWS/Amazon, and now Starbucks, he specializes in offensive security, red teaming, and adversary emulation. In this episode, DeMarcus joins Jack Clabby of Carlton Fields and Cyber Florida's Sarina Gandy […]

The John Batchelor Show
Preview: General Blaine Holt (United States Air Force retired) explains the rigorous training required for US pilots intercepting Russian probes near locations like Alaska, Estonia, and Romania. Pilots, known as air interceptors, must be prepared to shoot

The John Batchelor Show

Play Episode Listen Later Sep 29, 2025 1:10


Preview: General Blaine Holt (United States Air Force retired) explains the rigorous training required for US pilots intercepting Russian probes near locations like Alaska, Estonia, and Romania. Pilots, known as air interceptors, must be prepared to shoot or be shot at, following "Cold War rules." This training takes a long time and involves extensive briefings on the rules of engagement and when lethal force is necessary before every single mission.

No Sanity Required
Is Forgiveness Always Required? | Part 2

No Sanity Required

Play Episode Listen Later Sep 29, 2025 50:35 Transcription Available


In this part two episode on forgiveness, Brody shares a personal story of receiving a threatening call about his daughter and how he chose to forgive the young man behind it—while still maintaining firm boundaries to protect his family.Using powerful examples from Scripture like Moses, David, and Paul, Brody explores the tension between grace and lasting consequences. Forgiveness may come in a moment, but healing takes time—and it doesn't always erase the impact of what's been done.If you're struggling with forgiveness, bitterness, or boundaries, this episode offers hope and wisdom. Is Forgiveness Always Required? Pt. 1Demas, Drifting, and How to Stay FaithfulFall RetreatMarriage ConferenceSend us a textPlease leave a review on Apple or Spotify to help improve No Sanity Required and help others grow in their faith. Click here to get our Colossians Bible study.

The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
20VC: OpenAI and Anthropic Will Build Their Own Chips | NVIDIA Will Be Worth $10TRN | How to Solve the Energy Required for AI... Nuclear | Why China is Behind the US in the Race for AGI with Jonathan Ross, Groq Founder

The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch

Play Episode Listen Later Sep 29, 2025 81:29


Jonathan Ross is the Founder & CEO of Groq, the AI chip company redefining inference at scale. Under his leadership, Groq has raised over $3B from top investors. The company has reached a valuation of nearly $7B, positioning itself as one of NVIDIA's most formidable challengers. Previously at Google, Jonathan led the team that built the first Tensor Processing Unit (TPU), making him one of the leading architects of modern AI hardware. AGENDA: 00:00 The Future of AI and Compute 05:07 Why the Hyperscalers Have to Keep Spending Recklessly on AI 12:49 Why OpenAI and Anthropic Will Have to Build Their Own Chips 19:47 OpenAI and Anthropic Will be $5BN Companies: The Bull Case 29:50 Why China is Behind the US in AI and Deepseek is More Expensive to Run 33:55 How Europe Could Compete in AI and Why the US is More Risk Averse Than Europe 42:51 Why AI Will Lead to Too Many Not Too Few Jobs 43:19 Deflationary Pressures and New Job Markets 45:51 The Future of Vibe Coding 47:14 Why AI Companies Should Strive to Have Low Margins 49:31 Why We Have to Have Nuclear Energy and How to Bring it Back 56:55 How Permits are Ruining the Potential of AI 01:03:58 Why OpenAI and Anthropic are so Undervalued 01:16:53 Quickfire: Biggest Fear, Nvidia: $10TRN, Zuck Buying AI: Work or Not  

The Military Money Manual Podcast
Military Divorce - What You Need to Know and Do with David Smith #196

The Military Money Manual Podcast

Play Episode Listen Later Sep 29, 2025 43:22


Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs them! In today's episode, we'll discuss the complex financial and logistical aspects of military divorce, covering everything from pension division to healthcare benefits, tax implications, and emotional support strategies. Key Topics Jurisdiction & Legal Considerations Multiple state options for filing (voting state, property ownership state, driver's license state, tax filing state) Importance of consulting with an attorney early to determine proper jurisdiction Each state has different rules, formulas, and processes JAG office can provide consultation but cannot represent service members in divorce proceedings Types of Divorce Processes Four main options: DIY without professionals, mediation, collaborative divorce, litigation Court is NOT the only option Out-of-court processes (mediation, collaborative) are often more cost-effective, private, and less stressful Consulting attorneys vs. representing attorneys - different roles and costs Military Pension Division Division is not the only option - can use offsetting with other assets Must determine what portion is "marital" vs. "separate" property Not all pension components are divisible (e.g., VA disability) Requires a Military Retirement Pay Division Order through DFAS Differences between active duty, reservist, and guard member pensions Survivor Benefit Plan (SBP) Critical considerations: Only ONE SBP beneficiary can be named Previous spouses from earlier marriages may already occupy the "SBP chair" Premium costs must be negotiated Former spouse can be SBP beneficiary even without receiving pension payments Time-sensitive: Required forms must be submitted within specific timeframe or rights are lost Cannot be automatically transferred - requires proper paperwork TRICARE Benefits Courts CANNOT order TRICARE coverage - falls under federal rules Key rules: 20-20-20 (full benefits for life), 20-20-15 (transitional benefits) Based on: length of marriage, service member's creditable years, overlap period COBRA-like option available if don't meet other rules GI Bill Transfer Must be transferred WHILE married - cannot go to former spouse after divorce Service member can rescind the transfer Can be transferred to children as alternative Settlement agreement language is critical to protect this benefit Thrift Savings Plan (TSP) Multiple TSPs possible (civilian federal employee spouse, reservist who went active duty) Pre-tax and Roth portions have different tax consequences Must account for outstanding loans Requires Retirement Benefits Court Order (different from pension division order) Not always split - can use offset method with other assets Other Unique Military Assets to Consider Military leave - has monetary value on LES Credit card points and miles - can be worth $30,000-$40,000 USAA Subscriber Savings Account Pets - especially valuable show animals Life insurance policies Tax Implications Filing status changes Tax bracket shifts Capital gains considerations when dividing assets Pre-tax accounts (traditional IRA, 401k) vs. post-tax accounts have different real values Child tax credits and claiming dependents Early withdrawal penalties Marital vs. Separate Property Separate property: assets brought into marriage, inheritances, gifts (if kept separate and not commingled) Marital property: everything accumulated during marriage Characterization process is essential before division discussions Financial Mistakes to Avoid Making verbal agreements before completing full financial inventory Not understanding tax consequences of asset division Overlooking hidden assets (leave balance, points/miles, etc.) Rushing decisions - most divorce decisions have no do-overs Not considering pre-tax vs. post-tax asset values Misclassifying assets as marital or separate Practical First Steps Learn about all four divorce process options If abuse is present, seek legal counsel immediately Open credit card and bank account in your own name Create timeline of important dates and duty stations Gather supporting documents (tax returns, bank statements) in cloud storage Document account numbers, login credentials, passwords Consider consulting with CDFA before hiring representing attorney Supporting Someone Through Divorce Listen deeply and empathetically Avoid projecting your own divorce experience onto theirs Don't rush them into decisions Offer practical help (childcare, meals, house cleaning) Point them to resources (counselors, family services, professionals) Give them breathing room Key Takeaways Divorce in the military involves unique complexities beyond civilian divorces Court is not the only option - consider mediation or collaborative processes Complete financial inventory BEFORE making division decisions Everything accumulated during marriage is generally marital property Professional guidance (CDFA, attorney consultation) is an investment, not just a cost Most divorce decisions are final with no do-overs - take time to understand options Resources & Links David's website: sandoakdivorcesolutions.com Free 30-minute phone consultations available David's LinkedIn: linkedin.com/in/davidsmithcdfa/ Find a CDFA through Institute for Divorce Financial Analysts: institutedfa.com Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Only in Seattle - Real Estate Unplugged
NYC SHAKEDOWN: $500 Master Plumber Required For Basic Stove Install

Only in Seattle - Real Estate Unplugged

Play Episode Listen Later Sep 29, 2025 20:39


New York City just proved once again that when politicians cry about 'affordable housing,' they're about to make it even MORE expensive. The city council is about to vote on requiring master plumbers for basic appliance installations like stoves and dryers - jobs that building supers and contractors have done safely for decades. With only 1,100 master plumbers for 7.5 million people, get ready for $500+ installation fees on top of already insane $4,000 monthly rents. They claim it's about 'safety,' but where's the epidemic of exploding stoves? This is a union shakedown, plain and simple, wrapped in the usual 'we're protecting you' nonsense. Meanwhile, these same politicians wonder why young professionals are fleeing to Texas and Florida. What did they expect when they keep layering regulation after regulation? Is anyone surprised that the city screaming about housing affordability just created another expensive monopoly? Subscribe if you're tired of watching blue cities shoot themselves in the foot while blaming everyone else for the mess they created.

No Password Required
No Password Required Podcast Episode 64 — DeMarcus Williams

No Password Required

Play Episode Listen Later Sep 29, 2025 42:59


In this episode of No Password Required, host Jack Clabby and guest host Sarina Gandy discuss the insights gained from their conversation with Demarcus Williams, a senior security engineer at Starbucks. They explore Demarcus's journey into cybersecurity, the importance of competitions like CCDC in career development, and the role of gut instinct in cybersecurity. The discussion also touches on the differences between corporate cultures, the significance of mentorship, and the fun aspects of the cybersecurity community, including a light-hearted lifestyle polygraph segment. TakeawaysDemarcus' curiosity about video games sparked his interest in cybersecurity.The transition from defense contracting to corporate roles offers broader access to tools.Gut feelings play a significant role in cybersecurity decision-making.Competitions like CCDC are crucial for career development in cybersecurity.Networking at competitions can lead to job opportunities.Corporate culture varies significantly between government contracting and tech companies.A people-first approach is essential in mentorship and cybersecurity.The red team experience enhances skills applicable to day-to-day work.Work-life balance is crucial in maintaining a sustainable career in cybersecurity.Engaging with the community is vital for personal and professional growth. Chapters00:00 Introduction to Cybersecurity and Curiosity02:47 Day-to-Day Life of a Senior Security Engineer05:30 The Role of Gut Instinct in Cybersecurity08:31 Early Inspirations and the Journey into Cybersecurity11:35 The Importance of Competitions in Career Development14:33 Transitioning from Student to Professional17:34 The Red Team Experience and Its Impact20:25 Recruitment Opportunities in Cybersecurity Competitions23:33 Navigating Corporate Culture in Cybersecurity26:31 Mentorship and People-First Approach29:11 Lifestyle Polygraph and Fun Insights

where boundaries dissolve
Owning Your Unique Perspective Isn't Optional, It's Required: A Blueprint for Scaling A Transformative Idea The World Has Never Seen with Kameale Terry, CEO & Co-Founder ChargerHelp, #81

where boundaries dissolve

Play Episode Listen Later Sep 28, 2025 40:52


To improve the world, we don't need more of the same. We need you—your unique way of seeing, doing, and building things.In this episode, Kameale Terry, CEO and co-founder of ChargerHelp, shares how to build and lead a business from scratch to transform society despite extreme headwinds:America is an idea—if it's broken, build the missing parts. Your voice is not optional.Put your resourcefulness to work when the ecosystem is fragmented, find the backdoor and capitalize on itHire for the real game. Kameale's first hire? Government affairs, because innovation needed rules.Prove the invisible. Pay for the data early → moat, credibility, and sales leverage.Design systems where humans win. Pair blue-collar skill with AI to raise wages, not erase jobs.Self-care = capacity. Let grief, loss, and doubt sharpen your mission.Her approach is a blueprint: inner conviction + unique approach to innovation → outer systems change.If you've ever doubted whether your perspective belongs, this conversation will rewire you.About Kameale's story: ❤️‍

Sabbath School with Branch Davidians
What Kind Of Perfection Is Required To Enter The Kingdom Of Heaven?

Sabbath School with Branch Davidians

Play Episode Listen Later Sep 27, 2025 4:46


Season 13 Lesson 2 What does Jesus mean by this statement: “You shall be perfect, just as your Father in Heaven is perfect. (Mathew 5:48)” What kind of perfection does He mean? Join us as we look at the six laws Jesus covered in the Sermon on the Mount to discover the answer.   For more study, see: “What Jesus Taught About Doing Right and Wrong,” by Trent Wilde https://www.bdsda.com/what-jesus-taught-about-doing-right-and-wrong/   2025 Sabbath School, “Will Those Who Break the Least of the Commandments Be In Heaven?”   A Branch Davidian Seventh-Day Adventist perspective on the Sabbath School lesson.   www.bdsda.com   Email us at SabbathSchool@bdsda.com for comments and study requests.       

Feminine Chaos
Premium: The Perfect Woman Is a Man

Feminine Chaos

Play Episode Listen Later Sep 26, 2025 10:35


This is a free preview of a paid episode. To hear more, visit femchaospod.substack.comKat and Phoebe discuss the latest in attempted cancellations, the French first lady's war on lying podcasters, and what fraction of the female population are Samanthas.LINKS:Kat's new wilderness murder thriller is available for pre-order here!Required viewing!

Sober Motivation: Sharing Sobriety Stories
Sober at 17: Logan thought alcohol was required for fun in life.

Sober Motivation: Sharing Sobriety Stories

Play Episode Listen Later Sep 25, 2025 66:11


In this episode of the Sober Motivation Podcast, host I welcome Logan, who shares his powerful story of sobriety from alcohol and gambling addiction at a young age. Logan talks about his early experiences with alcohol, the challenges of growing up with ADHD, and the impact of his upbringing on his addictive behaviors. He recounts his struggle with substance abuse, the consequences he faced, and his transformative journey through detox and rehab. Logan also discusses the importance of support systems, the role of faith in his recovery, and the hard choices he made to change his life. ------------- Logan's IG: https://www.instagram.com/newgenerationsobriety

Ten Across Conversations
Negotiating Survival: The Complex Decision-Making Required to Save Louisiana's Coast

Ten Across Conversations

Play Episode Listen Later Sep 25, 2025 47:19


The human interventions intended to make Louisiana's coastline habitable and productive over the past century have contributed to the region's most existential threats. Without redress, displaced river sediment, compromised wetlands, and land subsidence will increasingly expose the state to extreme storm surge and sea level rise.  In 2007, following the devastating impacts of Hurricanes Katrina and Rita, Louisiana adopted its Coastal Master Plan. More than 100 projects have been approved under the plan, including the $3 billion Mid Barataria Sediment Diversion. The largest project of its kind, the diversion was designed to regenerate 40 square miles of barrier wetlands by allowing the leveed river to flood the Barataria Basin. Construction began in 2023, but it was ultimately canceled by Governor Jeff Landry in July of 2025 due to financial and environmental objections.  The arc of this project, from its design through its cancellation, exemplifies how complicated and divisive collective decision-making can become in the age of climate change. Projects scaled to meet major resilience issues are rarely able to serve the conflicting priorities, values, and interests of all stakeholders equally—and trade-offs can bring conflict at every step.  The Water Institute CEO Beaux Jones and award-winning environmental journalist Boyce Upholt both return to the podcast—this time for a joint conversation about the dilemmas in Mississippi River management, conflicting interests and negotiations in coastal resilience, and what it all means for Louisiana's future.  Relevant Articles and Resources  Subscribe to receive the Southlands Magazine and newsletter here! Learn more about the 10X Convergence and attending  “'It's a tragedy': Current, former state officials spar over scuttled coastal project” (The Current LA, August 2025)   “What scrapping a $3 billion coastal project means for Louisiana's future” (The Washington Post, July 2025)  “Proponents of Mid-Barataria diversion warn against abandoning wetlands” (Louisiana Illuminator, May 2025)  Mississippi River 100 (The Water Institute)  Relevant Ten Across Conversations Podcasts  Past and Future Resilience Along the Mississippi with Boyce Upholt  Want to Understand the Future of U.S. Climate Resilience? Look to the Gulf Coast  Mississippi River Mayors Coalesce to Address Shared Climate Risks  CreditsHost: Duke ReiterProducer and editor: Taylor GriffithMusic by: Emanuel Wilde and Johan GlössnerResearch and support provided by: Kate Carefoot, Rae Ulrich, and Sabine Butler  About our guests Beaux Jones is the president and CEO of The Water Institute. Prior to joining the Institute, Beaux was environmental section chief of the Louisiana Department of Justice, where he represented the state on a variety of matters ranging from environmental and coastal law to criminal and appellate law. He previously was an environmental and coastal lawyer for the firm Baldwin Haspel Burke & Mayer. Beaux also served on the BP spill litigation team with the Louisiana State Attorney General.  Boyce Upholt is the founding editor of Southlands Magazine and the author of The Great River: The Making and Unmaking of the Mississippi. His award-winning environmental reporting has appeared in The Atlantic, National Geographic, and The New Republic, among others.

Fat Loss Fundamentals
#97 - The four inner shifts required for lasting weight loss

Fat Loss Fundamentals

Play Episode Listen Later Sep 25, 2025 11:59


You've tried the diets, tracked the steps, downloaded the apps…But something still isn't clicking and it's not your fault.In this episode, I break down why fat loss feels so hard — and what to do instead.Ready to make real progress? Head to fatlossfundamentals.co.uk

New Work Fellowship Podcast
No Waiting Required: Sharing Jesus Now (with Special Guest April Oatts)

New Work Fellowship Podcast

Play Episode Listen Later Sep 24, 2025 48:14


This week's episode wraps up New Work Fellowship's Know, Grow, Go series by diving deep into what it means to “Go”. Special guest April Oatts, New Work's Missions Coordinator, joins Josh, Michael, and Justin to share her personal journey of stepping into missions—both locally and internationally. April's story highlights how everyday moments, from corporate settings at AT&T to international mission trips, can become powerful opportunities to share Christ. The team also discusses Sunday's sermon, which focused on two core commands: giving like Jesus and going like Jesus. Justin shares practical tools like the “three circles” and a 90-second testimony for having faith conversations, while April emphasizes the importance of bold, timely conversations rather than waiting for the “perfect” relationship. The group closes with an exciting update about the upcoming Cadiz Campus launch, challenging everyone to pray and consider their personal role in this new opportunity to reach their community.   ASK A QUESTION - TELL A STORY - CONNECT WITH US

John & Tammy in the Morning on KSON
Are You Required to Accept Friend Requests from Co-Workers?

John & Tammy in the Morning on KSON

Play Episode Listen Later Sep 24, 2025 7:22


John got a friend request on social media from a co-worker that he has yet to accept. It's not that he doesn't like the person, he just isn't sure he wants to let more co-workers in on his personal life. Is he required to accept the friendship request?

God's Word for You
True Repentance Required

God's Word for You

Play Episode Listen Later Sep 24, 2025 10:52


A – About: This passage warns against half-hearted repentance. King Zedekiah and the people freed their Hebrew slaves, only to enslave them again, breaking covenant with God. The Lord responds with judgment for their hypocrisy and disobedience. B – Best Verse: Jeremiah 34:17 – "Therefore thus says the Lord: 'You have not obeyed Me in proclaiming liberty, everyone to his brother and everyone to his neighbor. Behold, I proclaim liberty to you,' says the Lord, 'to the sword, to pestilence, and to famine!'" C – Call to Action: We are called to genuine repentance, not empty promises. God sees the heart and will not be mocked. We must confess, turn from sin, and pursue lives of holiness through Christ's righteousness.

United Church of God Sermons
Empathy, Compassion and Patience Required

United Church of God Sermons

Play Episode Listen Later Sep 23, 2025 55:47


By Neil Crane - When the Feast of Trumpets is fulfilled, we as firstfruits, will be changed to spirit, and with the primary focus of the remaining fall Holydays being on the rest of the world, what's left for us? This message focuses on three attributes that we need to develop now so that we can utilize them to

Retiring With Enough
Estimated Taxes: Required or Optional?

Retiring With Enough

Play Episode Listen Later Sep 23, 2025 16:41


Send us a textEstimated taxes and tax payments are some of the most misunderstood tax requirements taxpayers face. Payment of estimated taxes is more problematic for retirees who never paid estimated taxes during their working careers!If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Arroe Collins
The Daily Mess Choosing To Live In Vehicular Homelessness Plus Whats Required To Get Out

Arroe Collins

Play Episode Listen Later Sep 23, 2025 3:49 Transcription Available


I'm always asking questions.  The fun begins when you start researching for answers. Such as…   What does it mean to this generation when homelessness continues to evolve into several layers of survival that doesn't always guarantee proper shelter?  Plus…making the choice to leave it all behind and take up the journey inside a worn out RV.           I'm Arroe…  I am a daily writer.  A silent wolf.  I stand on the sidelines and do nothing but watch, listen study then activate.  I call it The Daily Mess.  A chronological walk through an everyday world.  Yes, it's my morning writing.  As a receiver of thoughts and ideas, we as people tend to throw it to the side and deal with it later.  When a subject arrives, I dig in.  It's still keeping a journal!  By doing the research the picture becomes clearer.  This is the Daily Mess…Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

Arroe Collins Like It's Live
The Daily Mess Choosing To Live In Vehicular Homelessness Plus Whats Required To Get Out

Arroe Collins Like It's Live

Play Episode Listen Later Sep 23, 2025 3:49 Transcription Available


I'm always asking questions.  The fun begins when you start researching for answers. Such as…   What does it mean to this generation when homelessness continues to evolve into several layers of survival that doesn't always guarantee proper shelter?  Plus…making the choice to leave it all behind and take up the journey inside a worn out RV.           I'm Arroe…  I am a daily writer.  A silent wolf.  I stand on the sidelines and do nothing but watch, listen study then activate.  I call it The Daily Mess.  A chronological walk through an everyday world.  Yes, it's my morning writing.  As a receiver of thoughts and ideas, we as people tend to throw it to the side and deal with it later.  When a subject arrives, I dig in.  It's still keeping a journal!  By doing the research the picture becomes clearer.  This is the Daily Mess…Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

Mental Toughness Mastery Podcast with Sheryl Kline, M.A. CHPC
The Resilience Required to Own Your Power - an Interview with Kim Beauvais, EVP, HR & Business Operations, FOX Sports

Mental Toughness Mastery Podcast with Sheryl Kline, M.A. CHPC

Play Episode Listen Later Sep 23, 2025 28:02


http://www.sherylkline.com/blogIn the latest Fearless Female Leadership interview, I had the privilege of speaking with Kim Beauvais, Executive Vice President of Human Resources and Business Operations at FOX Sports, about resilience, leadership, and the importance of owning your power.Kim credits her early upbringing—where the word “can't” wasn't allowed in her household—as a foundation for her mindset. From her time as a Division I soccer player to becoming a senior executive in the male-dominated world of sports, Kim has embodied a “can do” philosophy that continues to shape her leadership.Throughout the conversation, Kim emphasized resilience not as a fixed trait but as a practice—something strengthened over time, much like building physical endurance. She shared candid insights on handling self-doubt, failing forward, and the power of surrounding yourself with a trusted circle of peers who both challenge and uplift you.Her advice resonates not only for women in media or sports but for all leaders striving to rise with confidence and clarity. She urges women to apply for opportunities even when they don't feel 100% qualified, to embrace doubt as just a feeling—not a fact—and to remember that growth happens outside of comfort zones.Above all, Kim's story is one of joy, purpose, and resilience, reminding us that we are each the CEO of our own brand and life.10 Key Takeaways from the Interview0:01:08 – Early inspiration: Kim's mother instilled the belief that “can't” was not allowed, shaping her lifelong “can do” mindset.0:04:32 – Team mantra: Her team at FOX Sports embraces the motto #CanDo, emphasizing problem-solving over roadblocks.0:06:41 – Resilience as a practice: Resilience isn't innate—it's built by repeatedly adapting, persevering, and reframing setbacks.0:08:15 – Emotions as fuel: Rather than suppressing emotions, Kim uses them as energy to propel forward.0:11:25 – Pressure perspective: High-pressure moments signal that you're right where you want to be, much like elite athletes.0:13:34 – Self-doubt is normal: Women often hesitate unless they check every box; Kim encourages taking the leap anyway.0:17:25 – Timeboxing setbacks: Allow space to feel disappointment, but set a limit—then move forward with purpose.0:19:44 – Failing forward: Failure is not final but a chance to adjust, learn, and improve.0:21:33 – Build your circle: Surround yourself with trusted peers who give honest feedback and help straighten your crown.0:25:22 – Own your brand: Remember, you are the CEO of your own life—lead with joy, purpose, and resilience.If you're interested in being featured on the Fearless Female Leadership podcast, or you're a leader looking to gain clarity on ‘what's next', how to build more cohesive and high-performing teams, and lead with greater confidence and influence, let's have a confidential conversation.Cheering you on always!– Sheryl

No Sanity Required
Is Forgiveness Always Required?

No Sanity Required

Play Episode Listen Later Sep 22, 2025 58:44


In this episode, Brody shares real stories from his time in ministry about conflict, forgiveness, and finding peace with God. He reflects on Psalm 133:1 — “How good and pleasant it is when God's people live together in unity” — and what it really means when unity feels out of reach.Even when others don't forgive or agree, Brody reminds us that we can still be right with the Lord. Through personal experience and biblical truth, he offers encouragement for handling conflict with grace and walking in redemption.Psalm 133:1Redemption, Betrayal, and Responsibility in Ministry | No Sanity StoriesSend us a textPlease leave a review on Apple or Spotify to help improve No Sanity Required and help others grow in their faith. Click here to get our Colossians Bible study.

The Perfectly Imperfect Podcast with Kelly Lynn Adams | Personal Development | Confidence & Worthiness | Success | Mindset

You already have it now we get to amplify it..... what is it, tune into this week's episode to find out what it is... For upcoming events, offerings & services subscribe to the newsletter list at www.KellyLynnAdams.com The Hamptons Summer Soiree was a success, we are now planning the next event for Q4 tune in to hear how you can be the 1st ones to know about it and receive your exclusive invitation. If you are not part of the exclusive Inner Circle paid community this is your sign to apply to become part of this movement.  Subscribe to this podcast, leave a review and share with your friend, network and community.

Faith Life Church
Participation Required!

Faith Life Church

Play Episode Listen Later Sep 21, 2025 58:45


Faith Life Church
Participation Required!

Faith Life Church

Play Episode Listen Later Sep 21, 2025 58:45


Pastor Joe Polzin
Sinners Not Only Welcome, but Required

Pastor Joe Polzin

Play Episode Listen Later Sep 21, 2025 18:01


Sermon Audio from September 21, 2025 (Festival of St. Matthew, Apostle and Evangelist) on Matthew 9:9-13

The Homeschool How To
#138: Mama Bears vs. Overreaching Legislation

The Homeschool How To

Play Episode Listen Later Sep 20, 2025 53:38 Transcription Available


In this critical episode of The Homeschool How To Podcast, host Cheryl interviews Mariama, a homeschooling mother from New Jersey who's been tracking dangerous legislation threatening homeschool freedom. With homeschooling rates skyrocketing from less than 1% to 3.7% post-pandemic in New Jersey, lawmakers are pushing unprecedented restrictions that could spread nationwide.What You'll Learn:The Four Bills Threatening New Jersey Homeschoolers:Assembly Bill 5825 & Senate Bill 1796: Mandatory curriculum alignment with state standardsAssembly Bill 5796 & Senate Bill 4589: Required annual "health and wellness checks" with school district representativesConstitutional Concerns:First Amendment religious freedom violationsFourth Amendment search and seizure issues14th Amendment equal protection and parental rights infringementThe Real Story Behind Homeschool Success:African American and Latino homeschooled children outperform public school peers by 20-25 points on standardized testsNew Jersey public schools: Only 52% pass ELA, 39% pass math, 24% pass scienceWhy homeschool families are achieving superior educational outcomesFrom COVID Awakening to Homeschool Advocacy: Mariama shares her journey from concerned parent during the pandemic to homeschool advocate, discussing vaccine mandates, gender ideology in schools, and the importance of biblical worldview education.Key Topics Covered:Homeschool laws by state and how to track legislationHSLDA (Home School Legal Defense Association) resourcesResponding to "sheltering" and "privilege" criticismsThe historical context of compulsory educationBuilding community and authentic cultural education at homeWhy school "confidential curriculum" policies are red flagsCritical Action Items:Follow HSLDA updates on pending legislationShare your homeschool story on social mediaMonitor your state's legislative calendarConnect with local homeschool advocacy groupsFeatured Guest: Mariama (@GodlyMothersChosenLittles) - New Jersey homeschool advocate and mother of twoBlog: https://www.godlymotherschosenlittles.com/Mariama's YouTubeResources Mentioned:Home School Legal Defense Association (HSLDA.org)New Jersey homeschool law informationConstitutional amendments and parental rightsCheryl's Guide to Homeschooling: Check out The Homeschool How To Complete Starter Guide- Cheryl's eBook compiling everything she's learned from her interviews on The Homeschool How To Podcast. 

Monocle 24: The Entrepreneurs
Eureka: Building consumer apps for brands in under a week with no coding required 

Monocle 24: The Entrepreneurs

Play Episode Listen Later Sep 19, 2025 10:01


CEO of Cata, David Brunier, shares his journey to creating a next-generation SaaS platform that launches fully branded consumer apps with no coding and minimal upfront costs, including the top app in Singapore.See omnystudio.com/listener for privacy information.

Laughing On The Sidelines
Sometimes, No Means Yes & No Utensils Required

Laughing On The Sidelines

Play Episode Listen Later Sep 17, 2025 115:17


On this week's episode, JP gets stuck at work, but Mike and Scotty let loose. Listeners are creeping on Scotty's house, and Mike wouldn't mind tippy toe kisses. Is consent overrated or underrated, and what are Mike and Scotty's green flags? What would the worst superpower be if you were trying to save people in a house fire, what are the worst things to say to a homeless person? What are the best foods you can eat with your hands, and could you deal with scam callers every ten minutes. Enjoy another hilarious episode, and keep on laughing!

The Kuhner Report
Required Death Penalty for Assassination

The Kuhner Report

Play Episode Listen Later Sep 15, 2025 39:06 Transcription Available


Impact Ready
139. Permission Not Required

Impact Ready

Play Episode Listen Later Sep 15, 2025 15:10


In this episode, Steph talks about how one of our biggest struggles is being able to give ourself permission to pursue our desires. She discusses the importance of giving yourself permission to go after dreams, change careers, and take action without waiting for external validation. She explores the fears that hold people back, the consequences of delaying self-permission, and the transformative power of quick decision-making. The conversation emphasizes practical steps to overcome self-doubt and encourages listeners to take ownership of their choices for greater impact in their lives and the lives of others.Chapters00:00 The Power of Self-Permission04:59 Overcoming Fear and Conditioning09:05 The Cost of Delaying Permission10:09 The Benefits of Quick Permission13:35 Taking Action and Making ChangesSign up for "The Impact Effect" newsletter at stephsaffer.com

Navigating Adult ADHD with Xena Jones
#131 How to Make Money ADHD-Friendly (No Boring Budgets Required)

Navigating Adult ADHD with Xena Jones

Play Episode Listen Later Sep 15, 2025 31:24


*Grab your free download with every step from today's episode*Do you ever wish you could make more money, keep more of it and actually feel good about it - without forcing yourself into boring spreadsheets or restrictive budgets that never last?You're in the right place, my friend.In part 1 of this series, we talked about why money is harder for ADHDers - impulse spending, dopamine-driven purchases and the shame spiral that often follows. Today in part 2, we're flipping the script and focusing on how to make money work for you.I'm sharing 4 ADHD-friendly strategies that will help you:Put a pause between you & impulse spending (without feeling deprived)Make managing money more enjoyable so you actually want to do it Use my “HALTED24” tool to stop regretful purchases before they happenThese strategies have helped me stop hiding from money, start building savings, and still enjoy the things I love (yes, travel & dopamine spending are included!).And because I know we ADHDers don't always remember it all - I've created a free cheatsheet with every step from today's episode. Grab it at www.navigatingadultadhd.com/cheatsheetNext week in part 3, I'll share the mindset shifts that changed everything for me - the ones that helped me pay off thousands in credit card debt, finally save money in both my business & personal life and feel good with money for the first time.Hit subscribe now so you don't miss it!Thank you for listening - I appreciate you

Igniting Courage with Anne Bonney
Stress Survival: Simple Habits to Boost Happiness, Resilience, and Calm with Ruth Ann Colby Martin. (no bug eating required)

Igniting Courage with Anne Bonney

Play Episode Listen Later Sep 15, 2025 55:19


What if getting happier wasn't about buying more, doing more, or being “fearless”, but about learning a few smart survival moves for modern life? In this episode of Dancing in the Discomfort Zone, survivalist-professor-midwife Ruth Ann Colby Martin (https://RACMedge.com) turns a year in the wild into a practical framework you can use at work, at home, and anywhere stress tries to hijack your joy. From “shelter, water, fire, food” to journaling and 15-minute sit-spots, Ruthann shows you how to protect your energy, find flow, feed your passion, and live with purpose...without building a hut or chewing on beetles. (Promise.

The 5 Minute Discipleship Podcast
#1,324: Forgiveness is Required

The 5 Minute Discipleship Podcast

Play Episode Listen Later Sep 12, 2025 5:54


There is one key that is absolutely necessary for a relationship to be restored. It requires forgiveness. I've never seen a broken relationship restored without forgiveness. Main Points:1. A relationship can break down from neglect.  A relationship can break down from conflict.  A relationship can break down from misunderstanding.  The world is literally filled with broken relationships.  We see it all around us.  It's possible you have some broken relationships in your life.2. I know God can heal the pain in our hearts and enable us to offer forgiveness to others.3. Let's put our faith in the God who can do the impossible. Let's ask him to do miracles and to restore our relationships, and let's be willing to do the hard work of forgiveness and reconciliation.Today's Scripture Verses:Romans 5:10-11 – “For if, when we were God's enemies, we were reconciled to him through the death of his Son, how much more, having been reconciled, shall we be saved through his life!  Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”Colossians 3:13 – “Bear with each other and forgive whatever grievances you may have against one another.  Forgive as the Lord forgave you.”Quick Links:Donate to support this podcastLeave a review on Apple PodcastsGet a copy of The 5 Minute Discipleship JournalConnect on SocialJoin The 5 Minute Discipleship Facebook Group5 Minute Discipleship on Instagram

Wealthyesque: Mindset Strategies and Personal Finance Tips for Lawyers Seeking Financial Independence and Lifestyle Freedom

I've had a few conversations recently with people who want to keep doing the same things and magically have more savings and no debt. The thing is, if you want to change your finances, something has to change. You can't change staying the same. In this rewind episode, let's talk about the requirement for change, including examples of two attorneys who are not making the changes they want to make in their finances and an example of a third attorney who did. Head to rhothomas.com/277 for the full episode show notes.

Insights & Perspectives
Episode 930 - NO MIND is required now. (The Law of Detachment)

Insights & Perspectives

Play Episode Listen Later Sep 11, 2025 32:00


ChooseFI
Safe Withdrawal Rates, Drawdown Strategies, RMDs and 50 Year FI Timelines

ChooseFI

Play Episode Listen Later Sep 8, 2025 57:25


ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retirement strategies, including cash flow considerations like Social Security and required minimum distributions (RMDs). Key Topics Discussed: Introduction to New Features (00:00:00) Introduction of a Q&A functionality on the ChooseFI website for community engagement. Listener Questions Segment (00:00:36) Introduction to the expert answers provided by Karsten and Fritz. Discussion on Safe Withdrawal Rates (00:05:26) Explanation of the traditional 4% rule and its significance. Karsten's Perspective on the 5.5% Rate (00:07:45) Critique of Bill Bangan's proposed increase in the safe withdrawal rate and why it may be misleading. Nuances of Early Retirement (00:34:25) Insights on adjusting retirement strategies when planning for longer horizons, emphasizing the time value of money. Fritz on RMDs and Safe Withdrawal Rate (00:36:16) Explanation of how RMDs impact withdrawal strategies, highlighting that RMDs apply only to pre-tax accounts. Actionable Takeaways: Adjust SWR to account for extended Retirement horizons Incorporate potential income sources such as Social Security into your retirement planning. (00:35:01) Carefully consider your asset allocation to manage risks related to early retirement (e.g., sequence of return risk). (00:48:06) Key Quotes: "The proposed 5.5% withdrawal rate is misleading and overly optimistic." (00:09:21) - Karsten Jeske "A safe withdrawal rate must not fall below 3.25% for financial security." (00:35:41) - Karsten Jeske "Plan for additional income sources like Social Security in retirement." (00:35:01) - Karsten Jeske "RMDs do not dictate your total spending in retirement." (00:39:00) - Fritz Gilbert "Behavioral finance warns against the pitfalls of emotional investing." (00:51:16) - Brad Barrett Timestamps: 00:02 - Invitation to submit questions at choosefi.com/feedback. 00:05 - Introduction of Karsten Jeske and Fritz Gilbert. 00:09 - Discussion on the safe withdrawal rate controversy. 00:35 - Required minimum distributions explained. 00:49 - Dynamic withdrawal strategies overview. Discussion Questions: How do you view the proposed increase in safe withdrawal rates? What strategies are you incorporating to prepare for early retirement? In what ways can Social Security impact your withdrawal strategy? How do you reconcile RMDs with your personal withdrawal goals? Related Resources: Early Retirement Now Blog: Insights into safe withdrawal rates. Retirement Manifesto: A guide to successful retirement strategies