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Daily Halacha Podcast - Daily Halacha By Rabbi Eli J. Mansour
Birkot Ha'shahar – the series of blessings that we recite each morning – appear to fall under the category of "Misvot Aseh She'ha'zman Gerama," meaning, Misvot that apply only at certain times. After all, although different views exist as to precisely by when these Berachot must be recited, there is a clear consensus that they must be recited specifically during the day. One view requires reciting Birkot Ha'shahar by the end of the fourth Halachic hour of the day, another view maintains that they must be recited by Hasot (Halachic midday), and the generally accepted opinion is that they must be recited before sundown. Either way, this requirement is limited to a specific time-frame. As such, we should, seemingly, apply the rule exempting women from "Misvot Aseh She'ha'zman Gerama," such that women should be exempt from the Birkot Ha'shahar obligation. Indeed, the Mishna Berura writes that women are exempt from this requirement, but he adds that Ashkenazic women may recite these Berachot voluntarily. Ashkenazic practice follows the opinion of Rabbenu Tam (France, 1100-1171) allowing those exempt from a Misva to recite the Beracha over the Misva if they wish to perform the Misva. Thus, for example, an Ashkenazic woman who wishes to take the four species on Sukkot, even though she is exempt, may recite the Beracha of "Al Netilat Lulab" over this Misva. By the same token, the Mishna Berura writes, Ashkenazic women may recite Birkot Ha'shahar if they so desire. According to this line of reasoning, Sephardic women should not recite the morning blessings. Sephardic practice does not allow the recitation of a Beracha when one voluntarily performs a Misva from which he or she is exempt. Perhaps, then, we should conclude that Sephardic women may not recite Birkot Ha'shahar. However, Hacham Bension Abba Shaul (Jerusalem, 1924-1998) ruled that women may, in fact, recite Birkot Ha'shahar, distinguishing between these Berachot and Berachot recited over a Misva which one performs voluntarily. The text of Berachot recited over the performance of a Misva thanks Hashem who "has commanded us" ("Ve'sivanu") to perform the given Misva. Sephardic custom does not allow reciting this Beracha when performing a Misva voluntarily for the simple reason that the individual cannot say "Ve'sivanu" about a Misva that he or she was not commanded to observe. The morning blessings, by contrast, praise and express gratitude to Hashem for the gifts He has granted us, such as the restoration of our souls in the morning, the ability to see, the ability to walk, and so on. These blessings, of course, are no less relevant to women than to men, and so there is no reason why a woman should not be allowed to recite these Berachot. Hacham Ovadia Yosef concurred with this ruling, but for a different reason – noting the minority opinion among the Poskim that one may recite Birkot Ha'shahar even after sundown, in the evening. This was the view of the Vilna Gaon (1720-1797) and a small number of other Halachic authorities. According to this opinion, there is no time when the Birkot Ha'shahar obligation does not apply, and thus it does not fall under the category of time-bound Misvot. Hence, women are included in the obligation. (This rationale requires further clarification, because Hacham Ovadia himself does not follow the minority opinion of the Vilna Gaon allowing the recitation of Birkot Ha'shahar after sundown. This question was posed by Rav Moshe Ha'levi, in his work Birkat Hashem.) Regardless, the accepted view is that women are required to recite Birkot Ha'shahar. Of course, they do not recite the Beracha "She'lo Asani Isha," which men recite to thank Hashem for not creating them as a woman. As men are bound by more Misvot than women, and they thus have more opportunities for serving Hashem, they are required each morning to recite this Beracha and thank Hashem for these additional opportunities. The Shulhan Aruch writes that women recite instead "Baruch She'asani Ki'rsono" – "Blessed is He who made me according to His will." This Beracha should be recited without "Hashem Elokenu Melech Ha'olam." In reciting this blessing, the woman gives thanks for her special nature, that Hashem created her as an especially refined being who does not require the same number of Misvot as men need in order to perfect herself and live a spiritually meaningful and accomplished life. Summary: Women are required to recite Birkot Ha'shahar each morning. Instead of the Beracha "She'lo Asani Isha," they recite, "Baruch She'asa Li Kol Sorki," without "Hashem Elokenu Melech Ha'olam."
Votum and salutationPsalm 145:1, 2, 3 Profession of Faith: Hymn 1 PrayerScripture reading: 1 John 4:7-21 Psalm 139:7, 8, 9 Confessional reading: Lord's Day 40 The 6th Commandment: The Sanctity of Life1. What is Forbidden2. What is RequiredPsalm 15:1, 2 Thanksgiving PrayerThanksgiving offering (e-transfer offerings@edmontonimmanuel.ca )Psalm 133:1, 2 BenedictionTime:AfternoonMinister:Rev. VanOlstTexts:1 John 4:7–21Heidelberg Catechism: Lord's Day 40
Crying, Screaming, Hermes Belts and Gucci shoes…and that’s just the beginning. A sorority mom dishes on the dirty ritual known as ‘The Pig Run’ at SMU. Revelations about Bid Day trauma and how the news media celebrated the cruelty and the chaos. Call us at 844-278-RUSH (844-278-7874) Follow Dirty Rush on Instagram and TikTok.See omnystudio.com/listener for privacy information.
Two Jersey Js with Jackie Goldschneider and Jennifer Fessler
Crying, Screaming, Hermes Belts and Gucci shoes…and that’s just the beginning. A sorority mom dishes on the dirty ritual known as ‘The Pig Run’ at SMU. Revelations about Bid Day trauma and how the news media celebrated the cruelty and the chaos. Call us at 844-278-RUSH (844-278-7874) Follow Dirty Rush on Instagram and TikTok.See omnystudio.com/listener for privacy information.
Recorded: July 31st 2025 | Welcome back to another episode of Inside The Bus. This week JP has some words for the gym community, more specifically, gym attire. Shorts are getting too short nowadays and JP and the rest of the guys believe there needs to be something done about it. No one is trying to see that much thigh. Following how complain session, the guys get into some old high school stories. We all take our turns telling our worst high school sports loss, including losing in the state championship, dropping a hold for a kick and much more. Then we get into what homecoming and prom was like for each guy. Coop has a hilarious story of trying to ask someone to homecoming and the wrong person, or people, answered the door. Tune in for the some good laughs and good vibes. Enjoy and much love.See omnystudio.com/listener for privacy information.
Send us a textFind fun and creative way to enhance summer meals with no-cook sauces in your Empty Nest Kitchen. Christine shares her tips and tricks on making flavorful sauces without turning on the stove, perfect for the hot summer months. You'll learn a simple framework using fats, acids, and flavor enhancers like fresh herbs. Christine also introduces her new mini-course, 'Just Add Sauce,' which provides detailed guidance on creating and remixing various no-cook sauces, emphasizing ease and adaptability for small-scale cooking.00:00 Introduction to No-Cook Sauces00:46 Why No-Cook Sauces?03:16 The Basics of Sauce Making05:01 Creative Sauce Ideas08:24 Practical Tips and Tools09:04 Challenge and Conclusion10:49 Special Offer: Mini Course Follow Christine Van Bloem on Instagram @theemptynestkitchen and on Facebook @emptynestkitchen Learn more about Menopause Meal Plans Sign up for my FREE 10 Essential Tools for the Empty Nest Kitchen
Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we'll talk about how to leverage what you already know, tap into the right systems, and finally create income that matches your impact without the hustle, pressure, or endless learning loops.'Tine Zekis is an educator turned software engineer, international speaker, award-winning author, the powerhouse behind Getting Black Women Paid, and YOUR Audacity Coach. As a career and business coach, she helps mid-career Black women grow their income and impact—whether through bold career moves or purpose-driven entrepreneurship. Some of her clients have doubled their income from just ONE negotiation. Get ready—because she's here to help you claim what's already yours.Connect with ‘Tine Here: https://www.linkedin.com/in/tinezekis/https://www.facebook.com/tinezekishttps://www.instagram.com/tinezekis/https://www.youtube.com/@GettingBlackWomenPaidhttps://gettingblackwomenpaid.buzzsprout.com/https://gettingblackwomenpaid.com/Grab the freebie here: https://www.gettingblackwomenpaid.com/power===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
On the show today we welcome Falkirk striker Brian Graham! We discuss Falkirk's start to the season and find out how Brian has adapted to being back in the Scottish Premiership. We also talk about the reaction Russell Martin will get from his Rangers playing following his comments at the weekend, and also discuss Tony Bloom's investment and his vow to split the Old Firm. Join PLZ Premium TODAY! You will receive exclusive benefits via PLZ Soccer YouTube - including member only video content, access to ask questions on our special live stream and special features before anyone else. Plus much more!
In this episode of Q&A Quest, we discuss Shadow Labyrinth. We also continuing talking about the joy that is Donkey Kong Bananza. The post Episode 407: Proxy Authentication Required – Q&A Quest appeared first on RPGamer.
What are the minimum requirements of Tznius when it comes to women's dress? Are the reactions by girls/women when taught Hilchos Tznius any different than for Hilchos Shabbos and the like? What specific things are more difficult for certain women to be responsive to? How should Hilchos Tznius be taught so that it will be accepted? Can up to a Tefach be shown? Long skirts worn? Denim clothing? Slits in skirts? Should shul Rabbanim speak up against the lack of modest dress and prohibited interactions between the genders? Host: Ari Wasserman, author of the newly published, revised and expanded book Making it Work, on workplace challenges and Halachic Q & A on the Job with Rabbi Dovid Ostroff – posek and teacher at many seminaries in Yerushalayim – 14:11 with Mrs. Chani Juravel, LCSW – popular lecturer and therapist – 37:08 with Rabbi Anthony Manning – Jewish educator, author and speaker – 1:04:56 with Rabbi Larry Rothwachs – Rabbi at Congregation Beth Aaron in Teaneck, NJ – 1:43:24 Conclusions and takeaways – 2:18:17 מראי מקומות
In this episode of the Alcohol Minimalist Podcast, I'm joined by Mike Hardenbrook—author of No Willpower Required and host of the Journey to the Sunny Side podcast—for a conversation that's been a long time coming.Mike's story will resonate with anyone who's ever struggled with drinking more than they want to but never felt “out of control” enough to warrant a label. His approach to habit change is science-forward, rooted in neuroscience and behavioral psychology, and deeply aligned with our core belief at Alcohol Minimalist: you are not powerless.Together, we discuss:How Mike's drinking slowly crept into a habitual nightly loop—despite a successful life and healthy routines.Why the traditional “powerless” model of alcohol change never resonated with him—and why he decided to write a book for people like him.What it means to truly “rewire” your drinking habit and how Mike used curiosity, experimentation, and mindset shifts to get there.Our shared belief in empowering people through understanding their brains—and how that changes everything.The role of alcohol as a “light switch” for the brain, and why the reward loop gets so entrenched for daily drinkers.This is a real, down-to-earth conversation between two people who have both experienced the challenges of breaking a long-term drinking habit and emerged with a science-backed, compassionate way forward.If you've been trying to drink less but feel stuck, this episode is for you. And if the idea of change without willpower sounds too good to be true, give this a listen—you may find a new path forward.About Mike Hardenbrook: Mike is the author of No Willpower Required: A Neuroscience Approach to Change Your Habits with Alcohol and the host of the Journey to the Sunny Side podcast. He also works with the alcohol habit-change app Sunnyside, where he helps others build sustainable, science-based strategies to drink less.Resources & Links:Learn more about Mike and his book: www.hardenbrook.comCheck out the Sunnyside app: www.sunnyside.co/mollyGrab your copy of Breaking the Bottle Legacy: https://www.mollywatts.com/resourcesJoin the Alcohol Minimalist Facebook group!If you enjoyed this episode: Please take a moment to subscribe, rate, and review. It really helps others find the show—and helps me keep bringing you content that empowers your journey with alcohol.Low risk drinking guidelines from the NIAAA:Healthy men under 65:No more than 4 drinks in one day and no more than 14 drinks per week.Healthy women (all ages) and healthy men 65 and older:No more than 3 drinks in one day and no more than 7 drinks per week.One drink is defined as 12 ounces of beer, 5 ounces of wine, or 1.5 ounces of 80-proof liquor. So remember that a mixed drink or full glass of wine are probably more than one drink.Abstinence from alcoholAbstinence from alcohol is the best choice for people who take medication(s) that interact with alcohol, have health conditions that could be exacerbated by alcohol (e.g. liver disease), are pregnant or may become pregnant or have had a problem with alcohol or another substance in the past.Benefits of “low-risk” drinkingFollowing these guidelines reduces the risk of health problems such as cancer, liver disease, reduced immunity, ulcers, sleep problems, complications of existing conditions, and more. It also reduces the risk of depression, social problems, and difficulties at school or work. ★ Support this podcast ★
Unlock your transformation with “The Mind Builder Podcast” by Amer Kamra, where every episode is a journey to the boiling point of success. In our special episode “100°: Required for Water to Boil”, Amer dives into the science and mindset behind reaching your personal tipping point—where consistent effort leads to extraordinary transformation. Discover what separates those who dream from those who do, and learn how to channel the effort needed to succeed in all areas of life. For more inspiration and behind-the-scenes content, follow Amer Kamra on Instagram (@amerthehammer) and join our community on Facebook at facebook.com/amerthehammer.
Is A Kli required for Birkat Hamazon!?Bread on the table is Avoda Zara!?
Life is Fighting by Kevin Robert Kesar aka Karrion Kross will be published by ECW Press on August 5, 2025.Karrion Kross's physique - a hulking 6'4", 265 pounds - and the unbridled intensity in his eyes is enough on its own to inspire fear in opponents. Factor in his unique combination of precision and abject ruthlessness, and it becomes clear that anyone stepping in the ring with Kross is in immediate danger. A master of catch wrestling and sambo, Kross has done battle around the world. He boasts an array of devastating suplexes, including his dreaded Doomsday Saito. And if that's not enough, he's more than happy to put opponents to sleep with the Kross Jacket.For all his menacing exterior, the human being behind the character - whose real name is Kevin Kesar - is a soft-spoken, highly thoughtful individual with a powerful story. Recognized by peers for his exceptional love for his profession, Kesar endured numerous setbacks on the way to achieving his dream. Along with his wife, Elizabeth - known in WWE as Scarlett - he has repeatedly found the fortitude to bounce back stronger, personally and professionally. This book is full of fascinating stories, heartache, humor, and even some advice for those with similar aspirations. Readers will be immersed into Kesar's unique mindset as he pulls back the curtain on what the journey (and the fight) to the top of sports entertainment is really like.Kevin Robert Kesar is a professional wrestler for World Wrestling Entertainment on USA Network & FOX. A performer, actor, martial artist, and producer of the short film Blue Evening, he's entertained and competed worldwide for more than a decade. Although he resides in Orlando, he's seen many worlds and offers very intimate and personal stories through his multicultural background as a proud New York-born traveler.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.
In this Christ-centered sermon based on Luke 12:13–21, Pastor Balla of the Lutheran Church—Missouri Synod delivers a powerful proclamation of Law and Gospel: the soul that clings to Christ is the soul prepared when God requires it. Through the Parable of the Rich Fool, Jesus warns against the idolatry of possessions and calls us to treasure what cannot be stored in barns—faith in Him. This sermon confronts the vanity of worldly wealth, exposes the sin of covetousness, and offers the eternal riches found only in Jesus Christ. Rooted in Lutheran confessional theology and faithful to the ESV text, this message is ideal for anyone seeking solid Lutheran preaching, LCMS stewardship reflections, or teaching on eternal preparedness. Perfect for Bible study, devotional meditation, and pastoral encouragement. Join us as we confess the riches of God's grace in Christ alone. Subscribe for weekly Word-and-Sacrament preaching that proclaims Christ crucified for sinners.Hashtags:#LutheranSermon#LCMSPreaching#Luke121321#ChristAlone#RichTowardGod
You'll love our full MTM Episode with Nick Lavery!Here is the link: https://pod.fo/e/2e6429Dig into Nick Lavery on LinkedIn HERE More info about all things MTM at MenTalkingMindfulness.comHosted by Ausha. See ausha.co/privacy-policy for more information.
Summers in Louisiana tend to linger longer than elsewhere in the U.S., and for many locals, the heat is a perfect excuse to skip town for more exotic destinations. But for those of us who plan to stick around, there are plenty of ways to take a vacation without needing to pack a bag. On this week's show, we travel virtually to the French Riviera with New Orleans chef Samuel Peery. Finding inspiration from coastal brasseries in French cities like Nice and Marseille, Sam has created a menu at the Kimpton Hotel's King Brasserie that offers a taste of the Côte d'Azur only half a mile from the Mississippi River. Over at The Bell, a British-inspired pub in New Orleans' Mid-City neighborhood, locals can stop in for an ale or lager served in imperial pints – or dine in a room decked in tartan fabrics, dark woods, and Union Jack flags. Owner Andrew Bell tells us how he went from a career in professional soccer to become a British publican in the Pelican State. Finally, we get a behind-the-scenes look at Exhibition Hub's newest immersive exhibit in New Orleans. Titanic: An Immersive Voyage takes visitors back to 1912 to experience the ship as a passenger on its ill-fated maiden voyage. Executive producer John Zaller tells us about the exhibition and the important role food played on the luxury liner. For more of all things Louisiana Eats, be sure to visit us at PoppyTooker.com.
HUMANS REQUIRED: CRITICAL MOMENTS IN THE HIRING PROCESS How many times have we heard the comforting phrase 'but recruitment will always need the human touch'? Intuitively, I believe this is true at least for non-volume, permanent hiring but but do we really understand why, when, who and how? We probably need to find out because if we rely on comforting homilies, we might find the CFO won't quite get it ;-) - Why do we think the 'human touch' matters? - When we think about the human touch, what scenarios come immediately to mind? - AI / Automation has proven to improve CX in many cases, so is the case being made that more AI / Automation should mean further improvements in CX? - Does the source of the candidate matter when thinking about the 'human touch' - When do we think are the most important moments in the hiring funnel for the human beings to be involved? - Can sometimes 'more human' make things worse? - What does it look like when we have the perfect blend of AI driven efficiency and human delivered empathy? - Do we need to quantify the human touch? If so how does that connect with OKR / KPI's? - What do we - as humans - need from a recruitment experience? All this and more with Jean-Marie Caillaud, Founder (WorkMeTender), Carrie Brophy, Senior Director Talent Acquisition (Marriott International) & Mark Kunaseelan, Head of Resourcing (University of Arts, London) We are on Friday 1st August, 2pm BST / 9ET - follow the channel here (recommended) and save your spot for this demo by clicking on the green button. Ep321 is sponsored by our friends Willo Recruiting for high-volume positions in a global, diverse workforce is increasingly challenging, especially when relying on traditional methods and the limitations of written CVs. Managing thousands of applications manually is not only exhausting and inefficient, it can also prevent you from finding the top talent your organization needs to thrive. Enter Willo. The award-winning team is transforming the hiring process with a dynamic candidate screening solution that users love, backed by an NPS score to prove it! Their web-based, human-centric platform enables candidates to record responses to a predefined set of questions at their convenience. With over 5,000 secure integrations, Willo makes it easy to supercharge your recruitment process, reduce bias, and support diversity, equity, and inclusion goals—all while helping you tap into a larger, more exciting pool of global candidates. Book a demo at willo.video this month to get 10% off—just use the coupon code "brainfood”. That's W-i-l-l-o dot video.
Summers in Louisiana tend to linger longer than elsewhere in the U.S., and for many locals, the heat is a perfect excuse to skip town for more exotic destinations. But for those of us who plan to stick around, there are plenty of ways to take a vacation without needing to pack a bag. On this week's show, we travel virtually to the French Riviera with New Orleans chef Samuel Peery. Finding inspiration from coastal brasseries in French cities like Nice and Marseille, Sam has created a menu at the Kimpton Hotel's King Brasserie that offers a taste of the Côte d'Azur only half a mile from the Mississippi River. Over at The Bell, a British-inspired pub in New Orleans' Mid-City neighborhood, locals can stop in for an ale or lager served in imperial pints – or dine in a room decked in tartan fabrics, dark woods, and Union Jack flags. Owner Andrew Bell tells us how he went from a career in professional soccer to become a British publican in the Pelican State. Finally, we get a behind-the-scenes look at Exhibition Hub's newest immersive exhibit in New Orleans. Titanic: An Immersive Voyage takes visitors back to 1912 to experience the ship as a passenger on its ill-fated maiden voyage. Executive producer John Zaller tells us about the exhibition and the important role food played on the luxury liner. For more of all things Louisiana Eats, be sure to visit us at PoppyTooker.com.
Live from SDCC last weekend, its Does it Fly? And X-Ray Vision! Enjoy this panel and Q&A from the whole gang as they argue and forget which side they are on. PLUS stick around for the end for an interview with director of the newly remastered theatrical release of 2016’s “Shin Godzilla” Shinji Higuchi! Follow Jason: IG & Bluesky Follow Rosie: IG & Letterboxd Follow X-Ray Vision on Instagram Join the X-Ray Vision DiscordSee omnystudio.com/listener for privacy information.
Is Baptism required for salvation into everlasting life? Let's look at some examples of baptism that the Bible gives us about what it is and what it isn't!The target of his ministry is to clearly communicate the gospel of grace to unbelievers and solid Bible teaching to believers in order to nurture them to grow and walk in fellowship with Jesus Christ. Josiah and his family are supported by people who believe in the gospel and want to see it preached and defended.SUPPORT FEMI: femionline.com/donateINSTAGRAM: https://www.instagram.com/focus_pod/OUR YOUTH CAMP: gracefarmonline.com
Life is Fighting by Kevin Robert Kesar aka Karrion Kross will be published by ECW Press on August 5, 2025.Karrion Kross's physique - a hulking 6'4", 265 pounds - and the unbridled intensity in his eyes is enough on its own to inspire fear in opponents. Factor in his unique combination of precision and abject ruthlessness, and it becomes clear that anyone stepping in the ring with Kross is in immediate danger. A master of catch wrestling and sambo, Kross has done battle around the world. He boasts an array of devastating suplexes, including his dreaded Doomsday Saito. And if that's not enough, he's more than happy to put opponents to sleep with the Kross Jacket.For all his menacing exterior, the human being behind the character - whose real name is Kevin Kesar - is a soft-spoken, highly thoughtful individual with a powerful story. Recognized by peers for his exceptional love for his profession, Kesar endured numerous setbacks on the way to achieving his dream. Along with his wife, Elizabeth - known in WWE as Scarlett - he has repeatedly found the fortitude to bounce back stronger, personally and professionally. This book is full of fascinating stories, heartache, humor, and even some advice for those with similar aspirations. Readers will be immersed into Kesar's unique mindset as he pulls back the curtain on what the journey (and the fight) to the top of sports entertainment is really like.Kevin Robert Kesar is a professional wrestler for World Wrestling Entertainment on USA Network & FOX. A performer, actor, martial artist, and producer of the short film Blue Evening, he's entertained and competed worldwide for more than a decade. Although he resides in Orlando, he's seen many worlds and offers very intimate and personal stories through his multicultural background as a proud New York-born traveler.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.
Ryan and Dustin dive into a sports-packed episode. They review "Remember the Titans," dissecting its themes of unity and racial reconciliation. Plus, they break down recent Yankees trades, critique NFC quarterback rankings, and share their favorite #56 athletes. It's a cinematic sports journey you won't want to miss! No Credentials Required is part of Belly Up Sports Media Network. Belly Up Sports: www.bellyupsports.com | www.youtube.com/@bellyupsports Royal Retros: This episode's affiliate sponsor is Royal Retros! If you're a fan of throwbacks, defunct teams, and teams that never existed, you'll love Royal Retros! Get 10% off your order with promo code CREDHEAD and receive free shipping for every order over $100! | www.royalretros.com Follow No Credentials Required on social media on Facebook, Twitter, Instagram, and subscribe to our YouTube page for additional content! MERCH! Show the world you're a Cred Head! | https://www.bonfire.com/store/no-credentials-required/ Join our Discord: https://discord.gg/WknBEUQY
reference: Sri Aurobindo and the Mother, Looking from Within, Chapter 5, Attitudes on the Path, pp. 138-139This episode is also available as a blog post at Unflagging Perseverance and Persistence Is Required for the Practice of the Integral Yoga. | Sri Aurobindo StudiesVideo presentations, interviews and podcast episodes are allavailable on the YouTube Channel https://www.youtube.com/@santoshkrinsky871More information about Sri Aurobindo can be found at www.aurobindo.net The US editions and links to e-book editions of SriAurobindo's writings can be found at Lotus Press www.lotuspress.com
We're excited to share our new podcast, No Vacation Required. In every episode, we ask one simple but powerful question: “Why are we still doing that?”—challenging the outdated ideas and tired traditions that keep us feeling stuck or unfulfilled.
Keywordscybersecurity, military transition, Tampa cybersecurity, mentorship, cyber law, incident response, private sector, cybersecurity misconceptions, legal perspectives, cybersecurity growth SummaryIn this episode of No Password Required, hosts Jack Clabby and Kayley Melton sit down with Kurt Sanger — former Deputy General Counsel at U.S. Cyber Command — to talk about the evolving world of cyber law, the wild ride from government service to private sector strategy, and what keeps him grounded in a field that's constantly shifting. Kurt dives into the fast-growing cybersecurity scene in Tampa, the power of mentorship, and why people still get cyber law so wrong. Plus: insights on responding to incidents under pressure and what role the government should (and shouldn't) play in the digital fight. TakeawaysKurt emphasizes that newcomers to cybersecurity are not as far behind as they think.The transition from military to private sector can be challenging but rewarding.Tampa is becoming a significant hub for cybersecurity talent and companies.Understanding cybersecurity misconceptions is crucial for decision-makers.Mentorship plays a vital role in navigating career challenges in cybersecurity.Military and civilian cyber law have distinct differences in enforcement and flexibility.The stakes in private sector cybersecurity can be incredibly high for clients.Kurt's experience highlights the need for collaboration between government and private sectors.Cybersecurity is an ever-evolving field that requires continuous learning.Kurt finds excitement in helping clients during their most challenging times. Sound bites "You're only six months behind.""We're all in the same boat.""The government needs to step back." Chapters 00:00 NPR S6E7 Kurt Sanger52:53 NPR S6E7 Kurt Sanger01:45:47 Introduction to Cybersecurity Conversations01:48:22 Transitioning from Military to Private Sector Cybersecurity01:51:11 The Growth of Tampa as a Cybersecurity Hub01:54:05 Understanding Cybersecurity Misconceptions01:57:15 The Role of Mentorship in Cybersecurity Careers02:00:24 Military vs. Civilian Cybersecurity Law02:03:07 The Excitement of Cyber Command vs. Private Sector02:13:52 High Stakes in Cybersecurity for Small Organizations02:15:44 The Role of Legal Experts in Cybersecurity02:17:21 Translating Technical Jargon for Clients02:18:57 Challenges of Explaining Cyber Operations to Commanders02:22:43 Lifestyle Polygraph: Fun Questions and Insights02:23:30 The 10,000 Hour Rule in Cybersecurity02:29:34 Creative Freedom with LEGO Bricks02:31:27 Tampa's Culinary Delights and Local Favorites
July 15, 2025 | Are licensing fees required or gatekeeping? In this episode of The Chain, host Nimish Gera, vice president of Biologics at Mythic Therapeutics, and Ian Wilkinson, CEO of Gamma Proteins, discuss accessing antibody discovery technology through licensing fees and royalties—and whether these fees are justified or not. Wilkinson delves into the current landscape of antibody discovery technologies, including if AI-based technology warrants fees, how royalties affect both small companies and big pharma, and his background as one of the first experts in the field who offered purely free-for-service options. He also shares what excites him about antibody engineering and beyond. Links from this episode: Mythic Therapeutics Gamma Proteins
On this episode, hosts Jack Clabby of Carlton Fields and Kayley Melton, executive director of operations at the Cognitive Security Institute, sit down with Kurt Sanger — a seasoned cyber law leader and former deputy general counsel at U.S. Cyber Command. Kurt, a cybersecurity and data privacy attorney, reflects on his 23+ years in the […]
Question: If additional defects or errors are corrected in the reissue after the filing of the reissue oath or declaration, is a supplemental reissue oath or declaration required? Answer: For applications filed on or after September 16, 2012, if additional defects or errors are corrected in the reissue after the filing of the reissue oath […] The post MPEP Q & A 333: When a supplemental reissue oath or declaration is required. appeared first on Patent Education Series.
This episode is about “Where much is given, much is required.” I also discuss how the Lord is bound when we do what He says. This is the conference talk I referenced. If Ye Love Me, Keep My Commandments
From Special Guest Speaker, Dr. David Gushee: Drawing from Luke 12:13–21, a family inheritance dispute is the occasion for a teaching moment. Dr. Gushee has been a special friend to […]
✅ Los Angeles Divorce Checklist: Everything You Need | Los Angeles Divorce Filing for divorce in Los Angeles County?
We're so glad you are here! Thanks for checking out Sunday's message!-- SUNDAY'S NOTES --They chose the following: Stephen, a man full of faith and the Holy Spirit, and Philip, Procorus, Nicanor, Timon, Parmenas, and Nicolas of Antioch (an earlier convert to the Jewish faith). These seven were presented to the apostles, who prayed for them as they laid their hands on them. So God's message continued to spread. The number of believers greatly increased in Jerusalem, and many of the Jewish priests were converted, too. Acts 6:5-7 NLT#1 Pain and Persecution become Passion and Compassion when given to God.Acts 6:8-11 ESV The choice to disregard the obvious leads to deception and destruction. Acts 7:51-60 NLTPain and persecution fuel Godly passion and compassion when our lives and journeys are surrendered to Him.Acts 8:4-6 NLT#2 Godly purity is key to accessing Godly power A man named Simon had previously practiced sorcery in that city and amazed the Samaritan people, while claiming to be somebody great. They all paid attention to him, from the least of them to the greatest, and they said, “This man is called the Great Power of God.” They were attentive to him because he had amazed them with his sorceries for a long time. But when they believed Philip, as he proclaimed the good news about the kingdom of God and the name of Jesus Christ, both men and women were baptized. Even Simon himself believed. And after he was baptized. Acts 8:9-13 NLTThis worlds superficial provisions pale in comparison to the supernatural power found in the purposes and plans of God.When Simon saw that the Spirit was given when the apostles laid their hands on people, he offered them money to buy this power. “Let me have this power, too,” he exclaimed, “so that when I lay my hands on people, they will receive the Holy Spirit!” But Peter replied, “May your money be destroyed with you for thinking God's gift can be bought! You can have no part in this, for your heart is not right with God. Repent of your wickedness and pray to the Lord. Perhaps he will forgive your evil thoughts, for I can see that you are full of bitter jealousy and are held captive by sin.” “Pray to the Lord for me,” Simon exclaimed, “that these terrible things you've said won't happen to me!” Acts 8:18-24 NLTThe pure in heart have access to a power the prideful will never see, no matter how great their gifts or glory. As for Philip, an angel of the Lord said to him, “Go south down the desert road that runs from Jerusalem to Gaza.” Acts 8:26 NLT#3 The Prophetic empowers ImpactSo he started out, and he met the treasurer of Ethiopia, a eunuch of great authority under Candace, the queen of Ethiopia. The eunuch had gone to Jerusalem to worship, and he was now returning. Seated in his carriage, he was reading aloud from the book of the prophet Isaiah. - The Holy Spirit said to Philip, “Go over and walk along beside the carriage.” Philip ran over and heard the man reading from the prophet Isaiah. Philip asked, “Do you understand what you are reading?” The man replied, “How can I, unless someone instructs me?” And he urged Philip to come up into the carriage and sit with him. The passage of Scripture he had been reading was this: “He was led like a sheep to the slaughter. And as a lamb is silent before the shearers, he did not open his mouth. He was humiliated and received no justice. Who can speak of his descendants? For his life was taken from the earth.” The eunuch asked Philip, “Tell me, was the prophet talking about himself or someone else?” Acts 8:27-34 NLT Prophetic impact requires eyes that are open and a heart that is His.So beginning with this same Scripture, Philip told him the Good News about Jesus. As they rode along, they came to some water, and the eunuch said, “Look! There's some water! Why can't I be baptized?” He ordered the carriage to stop, and they went down into the water, and Philip baptized him. When they came up out of the water, the Spirit of the Lord snatched Philip away. The eunuch never saw him again but went on his way rejoicing. Meanwhile, Philip found himself farther north at the town of Azotus. He preached the Good News there and in every town along the way until he came to Caesarea. Acts 8:35-40 NLTHumble obedience redeems the pain, unlocks God's power, and positions the willing for wisdom and impact. -------------------------------------------------Download the 828 Church app!To view our latest e-newsletter, the Midweek Momentum, and subscribe to our weekly updates, go here! https://linktr.ee/828church
We're so glad you are here! Thanks for checking out Sunday's message!-- SUNDAY'S NOTES --They chose the following: Stephen, a man full of faith and the Holy Spirit, and Philip, Procorus, Nicanor, Timon, Parmenas, and Nicolas of Antioch (an earlier convert to the Jewish faith). These seven were presented to the apostles, who prayed for them as they laid their hands on them. So God's message continued to spread. The number of believers greatly increased in Jerusalem, and many of the Jewish priests were converted, too. Acts 6:5-7 NLT#1 Pain and Persecution become Passion and Compassion when given to God.Acts 6:8-11 ESV The choice to disregard the obvious leads to deception and destruction. Acts 7:51-60 NLTPain and persecution fuel Godly passion and compassion when our lives and journeys are surrendered to Him.Acts 8:4-6 NLT#2 Godly purity is key to accessing Godly power A man named Simon had previously practiced sorcery in that city and amazed the Samaritan people, while claiming to be somebody great. They all paid attention to him, from the least of them to the greatest, and they said, “This man is called the Great Power of God.” They were attentive to him because he had amazed them with his sorceries for a long time. But when they believed Philip, as he proclaimed the good news about the kingdom of God and the name of Jesus Christ, both men and women were baptized. Even Simon himself believed. And after he was baptized. Acts 8:9-13 NLTThis worlds superficial provisions pale in comparison to the supernatural power found in the purposes and plans of God.When Simon saw that the Spirit was given when the apostles laid their hands on people, he offered them money to buy this power. “Let me have this power, too,” he exclaimed, “so that when I lay my hands on people, they will receive the Holy Spirit!” But Peter replied, “May your money be destroyed with you for thinking God's gift can be bought! You can have no part in this, for your heart is not right with God. Repent of your wickedness and pray to the Lord. Perhaps he will forgive your evil thoughts, for I can see that you are full of bitter jealousy and are held captive by sin.” “Pray to the Lord for me,” Simon exclaimed, “that these terrible things you've said won't happen to me!” Acts 8:18-24 NLTThe pure in heart have access to a power the prideful will never see, no matter how great their gifts or glory. As for Philip, an angel of the Lord said to him, “Go south down the desert road that runs from Jerusalem to Gaza.” Acts 8:26 NLT#3 The Prophetic empowers ImpactSo he started out, and he met the treasurer of Ethiopia, a eunuch of great authority under Candace, the queen of Ethiopia. The eunuch had gone to Jerusalem to worship, and he was now returning. Seated in his carriage, he was reading aloud from the book of the prophet Isaiah. - The Holy Spirit said to Philip, “Go over and walk along beside the carriage.” Philip ran over and heard the man reading from the prophet Isaiah. Philip asked, “Do you understand what you are reading?” The man replied, “How can I, unless someone instructs me?” And he urged Philip to come up into the carriage and sit with him. The passage of Scripture he had been reading was this: “He was led like a sheep to the slaughter. And as a lamb is silent before the shearers, he did not open his mouth. He was humiliated and received no justice. Who can speak of his descendants? For his life was taken from the earth.” The eunuch asked Philip, “Tell me, was the prophet talking about himself or someone else?” Acts 8:27-34 NLT Prophetic impact requires eyes that are open and a heart that is His.So beginning with this same Scripture, Philip told him the Good News about Jesus. As they rode along, they came to some water, and the eunuch said, “Look! There's some water! Why can't I be baptized?” He ordered the carriage to stop, and they went down into the water, and Philip baptized him. When they came up out of the water, the Spirit of the Lord snatched Philip away. The eunuch never saw him again but went on his way rejoicing. Meanwhile, Philip found himself farther north at the town of Azotus. He preached the Good News there and in every town along the way until he came to Caesarea. Acts 8:35-40 NLTHumble obedience redeems the pain, unlocks God's power, and positions the willing for wisdom and impact. -------------------------------------------------Download the 828 Church app!To view our latest e-newsletter, the Midweek Momentum, and subscribe to our weekly updates, go here! https://linktr.ee/828church
Traveling with a Minor Who Is Not Your Child: What's Required? Taking someone else's child on a trip? Even with the best intentions, this raises legal and medical concerns. Most airlines, border patrol agencies, and even campgrounds may require written consent and documentation. Documents When Traveling with a Minor Whether you're going across the country or just across state lines, you'll want to carry: Child Travel Consent Form (signed by both parents or legal guardians) Copy of the child's birth certificate or passport Medical Authorization Form (to approve medical care in emergencies) Insurance cards or policy numbers Emergency contact information Medical Authorization Form: Why It's Non-Negotiable A Medical Authorization Form grants temporary guardianship to seek medical attention for the child in case of illness or injury. Hospitals may not treat minors without this. Include in the form: Child's name and DOB Parent/legal guardian's name and signature (with notarization if possible) Details of the trip (dates and destination) List of approved treatments or restrictions Insurance details and primary care physician contact info You can download free templates online or get one notarized through your pediatrician's office or a legal advisor. New to You Camper? Why a Backyard Test Run is a Must Buying a “new to you” camper is exciting—but don't hit the road just yet. You wouldn't drive a used car across the country without testing it, right? Functionality First – Do a Trial Run in Your Driveway or Backyard Before your first real trip, set up your camper overnight at home. It's the safest, easiest way to uncover any hidden issues without being stranded hours from help. What to Test During Your Backyard Campout Power systems: Plug into shore power, test battery backup, lights, outlets, and USB ports Water systems: Fill fresh tank, test pump, faucets, toilet, and shower Propane appliances: Run stove, fridge, and heater (test for leaks!) Slide-outs and leveling systems: Make sure all mechanical parts move smoothly Sleeping arrangements: Try beds and cushions overnight Storage: Test drawers, bins, and access to gear Emergency gear: Fire extinguisher, CO2/smoke detectors, first aid kit You'll also want to practice dumping tanks if your camper includes grey and black water systems. OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/
"Required reading for anyone with a head."—Mary Roach, New York Times bestselling author of Stiff and Fuzz"Absorbing, incisive. . . Zeller captures the profound human and scientific costs of medicine's neglect of these common conditions that affect millions of people—especially women—and points the way toward a more hopeful future."—Maya Dusenbery, author of Doing HarmFrom blinding migraines to severe headache disorders known as “clusters,” chronic head pain affects 40% of the population, many of them suffering in silence. Finally, The Headache reveals the science behind a group of disorders that is as much a curse as a cultural punchline, and leads to key insights into the nature of pain itself.Guided by his own decades-long struggle with cluster headaches, veteran science journalist Tom Zeller Jr.'s journey into headache science is at once intimate and panoramic. He visits cutting-edge clinics; interviews dozens of doctors, neurologists, and fellow headache patients; participates in clinical trials for multi-million-dollar new medicines; and even experiments with psilocybin in search of relief.Website: https://brandyschillace.com/peculiar/Newsletter: http://eepurl.com/ixJJ2YPatreon: https://www.patreon.com/PeculiarBookClub/membershipYoutube: https://www.youtube.com/@PeculiarBookClub/streamsBluesky: @peculiarbookclub.bsky.socialFacebook: facebook.com/groups/peculiarbooksclubInstagram: @thepeculiarbookclub
This is the episode you were meant to hear.If you've been chasing the dream, grinding for results, and still feel like something's missing — it's not the world that's out of alignment... it's your frequency.In this soul-stirring transmission from the Positive Mindset Podcast, Henry Lawrence shows you how to unlock your highest self — the one who doesn't need to get anything because they are everything.Inside:Why your state of being is the key to everythingThe power of spiritual detachment and how to use itA deep breath meditation to realign your soul with your missionHow to stop chasing success and start embodying itYou are the frequency. You are the fulfillment. You are the rising tide that lifts all ships.Hit play. Rise up. And breathe in your power.- Henry----Social MediaSay hi on TikTokSay Hi on Instagram----Join THE SHIFT!! (Free community )----Email List
The language of the universe is energy, and when we understand how to speak energy, our conversation with life becomes more fluid and manifesting our desires becomes natural.• Sacrifice is not about suffering but exchanging an old frequency for a new, better one• The universe constantly seeks balance and harmony, replacing lower energies with higher ones• We must let go of old beliefs and ways of thinking to receive our desired reality• You cannot drive two cars at once – you must choose between your old reality and your new one• The "liminal space" between letting go and receiving is where growth happens• Manifestation is instant in the embodiment of a frequency, not in physical appearance• Life mirrors your frequency – it will only give you what you are, not what you want• Your frequency distorts reality to reflect itself, both positively and negatively• True freedom comes from releasing old beliefs that no longer serve your desired reality• When we all embody our highest frequencies, we create heaven on earthGo and give yourself permission to let go of what no longer serves you. The world has been waiting for you to be everything you're truly capable of being.Book Your DG Mindset Experience Retreat Now Book DG Mindfest 2025 in Miami, FL September 20th
Tonight's talk is titled, Pentecost: Repentance Required If you have your bibles, lets jump into our key text, turn to Acts 2:38
Ryan and Dustin are back with a jam-packed episode! They dive into "The Natural," breaking down this baseball classic with special guest Wize El Jefe. Plus, NFL training camp updates, tributes to Malcolm-Jamal Warner and Ozzy Osbourne, and favorite athletes to wear #54. It's a sports and pop culture extravaganza! No Credentials Required is part of Belly Up Sports Media Network. Find Wize El Jefe: https://realwizeglobal.com/ | https://www.youtube.com/@StuckInMyMindPodcast | https://www.youtube.com/@realwizetv Belly Up Sports: https://www.bellyupsports.com | https://www.youtube.com/@bellyupsports Righteous Felon: This episode's affiliate sponsor is Righteous Felon Craft Jerky. Save 15% off your order with promo code BELLYUP at checkout! Free shipping on orders $50+! | www.righteousfelon.com Follow No Credentials Required on social media on Facebook, Twitter, Instagram, and subscribe to our YouTube page for additional content! MERCH! Show the world you're a Cred Head! | https://www.bonfire.com/store/no-credentials-required/ Join our Discord: https://discord.gg/WknBEUQY
This episode of The Growth Minded Accountant hosted by Lee Reams II, focuses on building a "Referral Growth Engine That Runs Itself." It emphasizes that referrals are the most profitable lead source and can be generated through a repeatable process using existing tools like an inbox and calendar, without needing ads or AI.The podcast outlines a 4-part "Referral Blueprint Framework":Trigger the Ask: Identify optimal times to ask for referrals, such as after a client signs their return, experiences a financial win, during quarterly reviews, upon onboarding completion, or after providing positive feedback. A "Trigger Tracker" (e.g., a shared Google Sheet) can help teams identify these moments.Make Referrals Easy: Create a simple referral page or form (e.g., Google Forms, Calendly) and provide clients with easy-to-share copy for emails or texts.Say Thank You: Acknowledge every referral with a personal email, small gift (e.g., eGift card), handwritten note, or public recognition.Track and Repeat: Use a simple Google Sheet to track referrers, referral names, dates, outcomes, and rewards sent.The episode also highlights getting the team involved by training them to recognize referral triggers and making it fun with shout-outs, internal bonuses, and leaderboards. The host provides a 5-day checklist to launch this system.
In today's episode, we're diving into intuitive decision-making: how to stop overthinking and start trusting your own inner compass. I'm sharing 6 of my go-to tools for both quick choices and those big life pivots. Whether you're navigating your next step or just trying to decide what to say yes to today, this one's for you.Mentioned in the episode: ✨ Take the Intuitive Style Quiz and discover your decision-making superpower: https://elenalipson.mykajabi.com/intuition-quizThanks for listening! Be sure to subscribe, share this with a friend who's in a decision spiral, and tag me on IG with your favorite takeaway.With love & magic, Elena Lipson
This week on the show, we're discussing the specifics of Required Minimum Distributions (RMDs) as we head into the second half of 2025. Whether you're approaching your first year of RMDs or have been taking them for a while, I break down everything you need to know, from when you need to start taking distributions based on your birth year, to how RMDs are calculated, which accounts are affected, and the potential tax consequences for missing a withdrawal. I'm also sharing eight practical strategies you can use to lower your future RMDs, including asset diversification, Roth conversions, tax-efficient income planning, optimizing Social Security timing, and even using charitable contributions to your advantage. With real-world examples and actionable tips, this episode is packed with valuable insights for anyone looking to navigate their retirement withdrawals as tax-efficiently as possible. You will want to hear this episode if you are interested in... [02:48] Calculating your Required Minimum Distribution. [05:02] IRA distribution factors & penalties. [10:40] Retirement tax strategy tips. [13:35] IRA conversion tax planning. [15:37] Optimizing social security timing. [18:48] Tax-efficient investment account strategy. Smart Strategies to Manage Required Minimum Distributions (RMDs) New rules over the past few years have pushed back when retirees must start taking RMDs. As of today: If you were born in 1959 or earlier, your RMDs begin at age 73. If you were born in 1960 or later, the threshold moves to age 75. RMDs apply to traditional IRAs, rollover IRAs, SEP IRAs, SIMPLE IRAs, and most employer-sponsored plans, including 401(k)s and 403(b)s. Importantly, Roth IRAs are not subject to these mandatory withdrawals during the owner's lifetime, providing an attractive planning opportunity. How RMDs Are Calculated Your annual RMD is determined by dividing the prior year's December 31 retirement account balance by a life expectancy factor from IRS tables. Most people use the IRS Uniform Lifetime Table. If your spouse is more than 10 years younger, you get a slightly lower withdrawal requirement by using the Joint Life Expectancy Table. For example, if you are 73 with a $500,000 IRA, and the IRS factor is 26.5, your RMD would be $18,868 for that year. If you miss your RMD, penalties can be steep, 25% of the amount not withdrawn, though if corrected within two years, the penalty drops to 10%. RMDs are generally taxed as ordinary income. If your IRA contains after-tax contributions, those aren't taxed again, but careful tracking is essential. The key is smart, proactive planning. RMDs increase your total taxable income, which can impact not just your IRS bill, but also Medicare premiums (thanks to the “IRMAA” surcharge) and eligibility for certain state tax breaks. Eight Strategies to Lower RMD Impact Here are several tactics to help retirees minimize RMDs' sting and keep more of their wealth working for them: Diversify Account Types Early Don't keep all retirement savings in pre-tax accounts. Consider a mix of pre-tax, Roth, and taxable brokerage accounts so you have flexibility in retirement to optimize withdrawals for tax purposes. Build an Optimized Retirement Income Plan Work with a financial advisor or CPA to design an intentional strategy for sourcing retirement income. With careful planning, you can potentially lower how much tax you'll owe and avoid unwelcome surprises. Do Roth Conversions When Taxes Are Low If you retire before collecting Social Security (and RMDs), you might have years of low taxable income, prime time to convert part of your traditional IRA to a Roth IRA at a low tax rate. Once in the Roth, future qualified withdrawals are tax-free. Delay Social Security for Strategic Reasons Delaying Social Security not only increases your monthly benefit but also gives you more low-income years for Roth conversions, thus reducing future RMDs. Consider Working Longer If you continue working past RMD age and participate in your employer's retirement plan, you may be able to delay RMDs from that plan until you retire (as long as you don't own more than 5% of the company). Aggregate and Simplify Accounts Roll over old 401(k) accounts into a single IRA if eligible. It's easier to track, calculate, and satisfy RMDs, reducing the risk of costly missteps. Optimize Asset Location Hold faster-growing investments (like stocks) in taxable accounts and slower-growing ones (like bonds) in IRAs. This helps slow the growth of your RMD-producing accounts, keeping future required withdrawals smaller. Use Qualified Charitable Distributions (QCDs) Once you're RMD-eligible, you can send up to $100,000 per year directly from your IRA to charity. It will count toward your RMD but won't be taxed, potentially a win-win for you and your favorite causes. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Retirement topics - Required minimum distributions (RMDs) | Internal Revenue Service Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Much is Required by Autumn Dickson Rather than talking about a specific verse from this week, I want to talk a bit more about context so that the verses we read are more powerful. Hearing the Lord speak about gospel principles is wonderful, but sometimes understanding the stories behind the principles He chooses to talk […] The post Come, Follow Me with FAIR – Doctrine and Covenants 81–83 – Part 2 – Autumn Dickson appeared first on FAIR.
Couples Therapy, No Couch Required Part 2 Don’t miss the second half of our interview with Shelly Madden, a licensed Professional Counselor with a Masters of Science in Counseling Psychology and a Masters of Business Administration. Shelly is also a certified Gottman Therapist, but her biggest accomplishment (just kidding) is that she was the Traber’s counselor for years. She offers so much truth and insight into marriage, relationships and family. Listen anywhere you get your podcasts. See omnystudio.com/listener for privacy information.
Send us a textSaints in the South classic! This week we discuss how scriptures that are specifically given to individuals at the time, can be applied to our lives and our circumstances. For example, section 81 was originally given to Jesse Gause. However, he later left the church and this revelation, when published substituted Frederick G. Williams name for Jesse Gause's name. We discuss the importance of standing in the office in which you have been called and doing it faithfully. Sometimes that is a calling in church, a calling in life, or a situation you are placed in. Where much is given, much is required. It is true, those who have been given more or know more should be expected to do more. Finally, we discuss who is supposed to care for those that stand in need. Who has claim upon the church or the Lord's storehouse? Who has the responsibility to watch over the down trodden? Join us this week as we continue to apply the scriptures to our personal lives.Support the show... Become a "Patron Saint"!!
July 21-27“Peter may have given the best description of the Savior's mortal ministry in five words when he referred to Jesus, “who went about doing good.” (M. Russell Ballard). You want to know what to do with your life? There it is, simply put. If we are to be like him, we go about doing good. In Doctrine and Covenants Section 81, we are given the same charge with more detail: “succor the weak, lift up the hands which hand down, and strengthen the feeble knees” (Doctrine and Covenants 81:5). That is a very vivid picture.
WORD: SUCCOR This week we are studying, Where Much is Given Much is Required, Doctrine and Covenants 81-83 in Come, Follow Me. Here's what to look forward to in this episode: THE KEYS OF THE KINGDOM THE SAME STEPS KINGDOM WORK FOR YOUR GOOD SUMMER OF PRAYER Principle of Prayer: Pray in quiet, out loud, in private, and in public. Pray in a way you aren't used to and see how it changes your prayers. We love studying with you! Grace and David You will find the word of the week, teaching tips, and more in our newsletter. Sign up here: www.dontmissthisstudy.com Videos can be found on YouTube: Don't Miss This Grace Freeman Instagram: @thisweeksgrace David Butler Facebook: https://www.facebook.com/mrdavebutler/ Instagram: @mrdavebutler Come, Follow Me is a resource offered by The Church of Jesus Christ of Latter-day Saints. It is designed to be used in the home to support personal and family scripture study to build faith in Heavenly Father and His plan of salvation and in the Savior Jesus Christ and His Atonement. Come, Follow Me is self-contained and adequate, when used properly. Products and materials designed to supplement this resource, though they may be helpful in some instances, are not necessary for a successful home study program. Don't Miss This Team hello@dontmissthisstudy.com
This week we talk about the shifting landscape of coffee certifications — particularly the recent changes to the Q grader system. With the program moving under CQI, many coffee professionals are now being told their existing certifications no longer count, and that they'll need to retest under a new system. This sparks a conversation about what certifications really mean in practice. Do they actually make someone better at sourcing or tasting coffee, or are they more about recognition and status within the industry? For seasoned professionals with years of experience, the answer isn't always clear — especially when their day-to-day work remains unchanged by these official titles. We talk about how learned skills typically come not from structured certifications, but from real-world practice. While certifications can offer a shared language and pathway for new professionals, we question whether they should be gatekeepers for credibility. In the end, staying sharp and doing meaningful work comes down to passion, commitment, and community — not just passing a test. It's a reminder that building culture in coffee isn't about following someone else's system, but about knowing your values and living them out.
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