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Episode Summary Auditing your expenses can dramatically improve financial awareness, helping you identify money leaks and understand your true living costs. In this episode, the hosts present a structured four-step framework aimed at facilitating regular expense audits, which ideally should be conducted annually. The discussion includes practical strategies for tracking subscriptions, variable expenses, and distinguishing between required and discretionary spending. By adopting a calculated approach to expenses, you can effectively mitigate lifestyle creep while ensuring every dollar serves a purpose. Key Tactical Takeaways Conduct an Annual Expense Audit: Establish a routine to review expenses at least once a year to stay on top of spending habits and identify areas for improvement. Categorize Every Expense: Break down expenditures into necessary (fixed costs) and discretionary (variable costs) categories for clearer insights. Use a Value Matrix: Assess expenses based on their joy and necessity to inform which should be retained, reduced, or eliminated. Track Subscriptions and Variable Costs: Pay attention to recurring payments, particularly those related to entertainment and services like streaming or software. Calculate the Long-Term Impact of Small Savings: Remember that cutting small monthly expenses can significantly affect your financial independence number over time. Core Rules & Formulas Rule Explanation Annual Expense Audit Review all expenses once a year to prevent overspending and identify leaks. Categorization of Expenses Differentiate between Required (fixed) and Discretionary (variable) expenses. Value Matrix Implementation Organize spending into High Joy/ Low Joy and Essential/ Eliminate quadrants. Prioritize Necessary Expenses Always account for essential bills, including utilities, groceries, and housing costs. Evaluate Impact of Expenses Each $100 cut from monthly expenses reduces your FI number by $30,000 and if invested can generate $60,000 over time (20-year horizon). Tools, Accounts, or Strategies Mentioned Tool/Strategy Link/Description Expense Audit Spreadsheet Download here     Value Matrix Framework Framework for analyzing the necessity and joy of expenses. Resources & References ChooseFI Episode 009: Travel Rewards Framework Expense Audit Spreadsheet: Download What To Do Next Join the Expense Audit Challenge: Participate in the community challenge to gain insights and support while auditing your finances. Download Your Bank and Credit Card Statements: Begin your audit by gathering statements from the last few months. Categorize Your Expenses: Use the expense audit spreadsheet to identify necessary vs. discretionary spending. Reflect on Your Findings: After auditing, identify any hidden expenses or subscriptions that can be cut, and share insights with the community at choosefi.com/login. Conducting an Effective Expense Audit: A Step-by-Step Guide Understanding the Expense Audit Definition: An expense audit is a systematic review of your expenditures to identify unnecessary spending and money leaks. Goal: The aim is to clarify how much your life actually costs. Importance of Regular Expense Audits Frequency: Conduct an expense audit at least once a year to keep track of spending habits. Long-term Tracking: Monitor for lifestyle creep, which can happen gradually and affect your financial health over time. Action Steps to Begin Your Expense Audit Gather Financial Data: Download your recent bank and credit card statements (last 3 to 4 months). Check statements for variances and patterns in spending. Categorize Your Expenses: Separate them into categories such as housing, transportation, food, entertainment, and miscellaneous. Include all necessary and discretionary expenditures. Identifying Money Leaks Subscription Services: Track all recurring subscriptions and evaluate their necessity. Variable vs. Fixed Expenses: Distinguish between fixed permissible expenses (mortgage, insurance) and variable spendings (dining out, entertainment) to identify areas for improvement. Implementing a Value Matrix Categorization: Create a value matrix to differentiate between: High Joy (essential to happiness) Low Joy (non-essential) Essential (required for daily living) Eliminate (unnecessary expenses) Analyze Each Category: Assess each item in terms of value and joy to decide if it should remain in your budget.

We want to connect with you! If you would like to learn more about FBC and find out how you can get involved with the ministry, click the link below. https://fbcelkhart.churchcenter.com/people/forms/993677

-Rob unloads on the “voter ID is racist” narrative, pointing out that you need an ID to rent a hotel room, adopt a cat, move into senior housing, or board a plane — but somehow not to vote. -The hour wraps with Rob blasting Apple News for curating overwhelmingly left-wing content, celebrating media firings at CNN, and even detouring into a “smart underwear” study proving Americans pass more gas than previously reported. Today's podcast is sponsored by : RELIEF FACTOR - You don't need to live with aches & pains! Reduce muscle & joint inflammation and live a pain-free life by visiting http://ReliefFactor.com  QUINCE CLOTHING - Refresh your wardrobe with Quince.  Go to http://Quince.com/NEWSMAX for free shipping on your order and 365-day returns. BIRCH GOLD - Protect and grow your retirement savings with gold. Text ROB to 98 98 98 for your FREE information kit! To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday…E-mail Rob Carson at : RobCarsonShow@gmail.com Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

What is biblical fasting? How do I fast biblically? I GOT YOU! Come learn the 4 foundational keys to start biblical fasting in 2026! AND, don't forget to grab your copy of MORE THAN GIVING SOMETHING UP: A 21-Day Guide to Biblical Fasting and Walking With God

This week it's just Rebecca and Shannon trying to break down what's actually happening at Glacier National Park and Yellowstone National Park in 2026. No vehicle reservation system at Glacier. (And reminder: there has never been one at Yellowstone.) But there are changes to entrance fees — especially for international visitors — including a new $100 nonresident fee at both parks. We're walking through what's new, what's not, what free entrance days mean this year, and what you need to know before loading up the car and heading west. Are we experts? Absolutely not. Will we try to explain it anyway? You bet. National Park Service Entrance Passes Explained: https://www.nps.gov/planyourvisit/passes.htm#changes-in-2026 Commercial Tours: https://www.nps.gov/aboutus/commercial-tours-and-nonresident-fees.htm  

Show notes at pharmacyjoe.com/episode1104 In this episode, I'll discuss whether patients taking beta-blockers require increased doses of epinephrine for anaphylaxis.

In this episode, Justin sits down with Carissa, a family nurse practitioner who runs two thriving practices, to talk honestly about her journey and the challenges behind the scenes. Carissa shares what it is really like to manage both a med spa and a men's health clinic, including the pressure of making every decision and the overwhelm that comes with an endless to do list. Together, they explore why delegation is so difficult for so many NPs, how decision fatigue can quietly stall growth, and what it truly takes to move from being the solution to every problem to leading a business built to scale. If your practice depends on you showing up every single day, Carissa's story offers a powerful look at what needs to change to create something sustainable and freeing.

Pancho and Pepa talk about: The Required Checklist for Godparents "Fe, Compromiso, Testimonio by padre Hector

In this episode of The Association Insights Podcast, host Meghan Henning of OnWrd & UpWrd sits down with Julie Hirschhorn, Manager of Public Relations at the American Academy of Family Physicians (AAFP), for a timely conversation on trust, tone, and leadership in healthcare communications.As vaccines have become increasingly politicized, AAFP leaned into its most powerful asset: family physicians as trusted, local voices. Julie unpacks how AAFP's National Immunization Awareness Month campaign reframed the conversation around vaccines—leading with empathy, evidence, and credibility—while navigating misinformation, fear, and polarization. The campaign earned AAFP an Association Insights CommImpact Award for its bold, compassionate approach.

In this episode, I dive into healthy coping: self-soothing and self-compassion. I hope that you find it helpful.   My YouTube channel Do check out Food Freedom - my app if you'd like some support. 20% off currently with Valentine's sale. Take me to the app! Buy me a coffee! New mini course - if you love fitness and struggle with food relationship. Only £22 for 90 minutes of inspiration and tips, plus a workbook. The Fitness Lover's Guide to Food Freedom (creating your happiest and healthiest relationship with food). I initially created this for my local gym and decided that more of you might like to access the resources. Do sign up! To find out more about my work:- Go to my Website My new APP! Freedom with Food Online 10 Steps to Intuitive Eating - a course to help you heal your relationship with food. Online Breaking Free from Bulimia - a course to help you break free from bulimia nervosa. Eating Disorders Training for Professionals - training for therapists in working with clients with eating disorders. Body Image Training for Professionals - training for therapists in working with clients with body image issues. My YouTube channel  

What if the thing that's keeping you from becoming the local go-to in your city isn't your visibility or marketing strategy… but the belief that you need to feel confident first?In this episode, we're talking about the difference between confidence and self-confidence and why self-confidence is the real skill you need to grow visibility, show up consistently on social media, put yourself out there locally and become the person people think of first.If you've ever felt imposter syndrome, fear of showing up or like you're just not good at marketing, this conversation will reframe everything (and give you a much more doable way to move forward).In this episode you'll learn:Why “confidence” is a result, not a requirement to get started and the simple mindset shift that helps you start showing up before you feel readyThe real difference between confidence vs. self-confidence and how to use self-confidence to follow through on marketing even when you feel uncomfortableHow to stop making “I'm bad at this” mean “I'm not cut out for this” and instead use those early messy reps to build the local visibility that eventually gets you fully bookedMentioned in this episode:Work with me inside The Localpreneur AcademyFollow me on Instagram @‌lesliepresnallDownload my Free Guide: How To Grow Your Local Instagram FollowingIf you're ready to grow your local business and bring in a steady stream of clients, you need to check out The Localpreneur Academy. Click here to join me inside.Rate, Review & Follow:“I LOVE listening to the episodes, especially since they're focused on local businesses and it's not just generic marketing advice.” If you love the show too, please leave a rating and review. This helps me reach more people just like you who want to reach more local people and create a business they love.

“The anxiety around uncertainty is caused by the belief that we need certainty to act."Episode 9: Certainty Not RequiredEmbracing Uncertainty, Setbacks, and Serendipity in the Creative LifeWhat if the need for certainty is actually the thing keeping you stuck?In this episode of Be. Make. Do., Lisa and Dan explore how uncertainty, setbacks, and even mistakes can become powerful catalysts for creative and vocational freedom. Drawing from Scripture and lived experience, they look at how figures like Abraham, Sarah, and Ruth navigated the unknown—and what their stories teach us about faithful action without guarantees.You'll discover why certainty isn't required to move forward, how action itself can become part of discernment, and how to recognize serendipity as an “expected unexpected” in the creative life.Helpful Resources: Download your FREE Vocation Trap Tracker: www.soulmakers.org/bemakedo Discover Your Artist Archetype → Take the Free Quiz at soulmakers.org Download the Full Artist Archetypes Guide for deeper insight: www.soulmakers.org/bemakedo Read the article, Vocation's Unbroken Chain: Biblical Call Stories and theExperience of Vocation by Chris KeetonConnect & Share: Subscribe to Be. Make. Do. for more in the Vocation Traps series Share this episode with a friend or creative you know Join the conversation on socials using #VocationTrapsPodcast Join our brand new Instagram Broadcast Channel!

As F1 pre-season testing gets underway in Bahrain, Jeff Slack, Aston Martin F1's Managing Director of Commercial and Marketing, lifts the lid on how the team intends to reach the front of the grid. He reflects on the way the team has grown to over 1,100 people since it was rebranded as Aston Martin in 2021, its move into a new purpose-built facility at Silverstone and, after a 7th place finish in 2025, how owner Lawrence Stroll has set the course towards competing for world championships in the next few years, with the help of Honda and Aramco. Slack also draws on his wider sports industry experience, including stints in leadership roles at Inter Milan and IMG, to assess the overall health of F1 and the way it's evolving for brand partners as the 2026 season dawns - and reveals what the sport must be wary of as it enjoys its current fan and corporate boom.--- Leaders Week London is moving to Stamford Bridge, home of Chelsea FC. We'll see you on Wednesday 7th and Thursday 8th October. For more details visit leadersinsport.com/leadersweek 

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the launch of their new retirement planning book, The Peace of Mind Pathway, and why they felt compelled to create a clearer, more practical approach to Retirement Planning. After years of working with families approaching or already in Retirement, they saw a recurring challenge: people could be great savers yet still lack Retirement confidence. This episode explains how a truly holistic financial planning approach helps connect the dots between investments, income, taxes, healthcare, and legacy—so you can truly plan for retirement with clarity and purpose.Listen in to learn about how Peace of Mind Wealth Management designed a comprehensive Retirement financial plan that goes beyond investments and focuses on real-life decision-making. From Income planning in retirement and Tax planning strategies to Medicare planning, Long term care planning, Estate planning, and Social Security planning, Radon and Murs break down the Peace of Mind Pathway framework that helps families retiring comfortably and working toward a goal to secure your retirement.In this episode, find out:Why a retirement planning book focused on holistic planning is critical for today's retireesHow the Peace of Mind Pathway ties together risk management, income, taxes, healthcare, and legacyWhat role Required minimum distributions play in your overall Retirement financial planHow to think through early retirement strategy decisions, including healthcare before MedicareWhy having a connected team matters when planning retirement and following a retirement checklistTweetable Quotes:“Retirement isn't just about having money—it's about having clarity, confidence, and a plan that works together.” — Radon Stancil“Good savers often feel the most anxiety because they don't know what questions to ask when planning retirement.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Hot flashes, hormones, mood swings… oh my.

In Episode 570 of The Perceptive Photographer, I found myself circling a couple of questions: Is an audience required for meaning, or just for momentum? And if no one ever sees a photograph, does it still matter? (and the difference between sees and seen) As photographers, we're surrounded by feedback. Images are shared, measured, ranked, and quickly replaced by the next shot. It's easy to absorb the idea that a photograph only becomes real once it's been seen. But when I slow down and think about why I started making photographs in the first place, the audience was originally never part of that conversation (although is sneaks in now at times). For me, meaning starts in photography at the moment of noticing. The act of seeing and recognizing something worth paying attention to is already enough to give a photograph value. Some of the most important images I've made were never shared. They exist as points of understanding, memory, or emotional clarity. In those moments, the photograph did its job without ever leaving my camera. An audience, however, does provide something else: momentum. Being seen can encourage us to keep going. It can create energy, dialogue, and a sense of connection. But it can also quietly influence what we choose to photograph, nudging us toward what's expected or rewarded. When that happens, meaning can become secondary to reaction. So maybe the question isn't whether photographs need an audience, but what role we want that audience to play. If no one ever saw my photographs again, which ones would I still make? Episode 570 is my attempt to sit with that question—and invite you to do the same.

The blueprint for Christian character development that the Apostle Peter gives us in 2 Peter 1 focuses us on a profound series of steps we need to take in order to be more Christlike. As a basis for this needed growth, we have seen how God's promises help us to be ready to systematically take the next step up Peter's “ladder” of Christian character development. So far in our series, we have begun to see how each step up this ladder needs the step before in order to actually bring us towards true daily discipleship. We now continue this character development process by looking into the fourth step up towards Christlikeness. This fourth rung in Peter's “virtue ladder” from 2 Peter 1:5‑7 is self‑control, the “allegiance of our passions.” The first three rungs—faith, moral excellence and knowledge, deal primarily with internal transformation. Self‑control is the pivot point where that inner work begins to show up in real‑world choices. The Greek word for this conveys mastery, inner power and dominion over oneself. For Christians, this begins with preventing harmful or unproductive thoughts from becoming actions, and culminates in actively choosing what is spiritual, wholesome and Christlike. Our discipline requires self‑examination: identifying what naturally pulls us off course so we can learn to make adjustments. The self-control of an athlete running a race Paul's athletic metaphors in 1 Corinthians 9 highlight three components of self-control: intentional focus on the goal, embracing necessary limitations and wholehearted perseverance. Like a trained athlete, we as Christians must make many daily small, disciplined choices that strengthen spiritual “muscle memory.” Self-control also shapes how we view and treat others, enabling us to respond with grace rather than instinctive frustration. It's important to recognize that self-control is not a standalone virtue, and it stabilizes the entire structure of our Christian characters. Without knowledge, self-control becomes directionless; without self-control, perseverance becomes impossible. When rooted in faith, moral excellence, and knowledge, self-control opens the door to genuine spiritual growth and Christlike living. Key Takeaways Self-control is the “allegiance of our passions,” the disciplined governing of our impulses and desires. It is the pivot point where inner transformation becomes outward behavior. True self-control begins with restraint and culminates in choosing what is spiritually beneficial. The Apostle Paul's athletic imagery teaches focus, limitation and perseverance as essential components. Self-control shapes how we respond to others, reflecting Christ rather than our impulses. It stabilizes the entire virtue ladder and enables the next step: perseverance.

ADULLAM CONFERENCE 2026Theme: THE WISE MASTER BUILDERA holy convocation convened for Pastors and Ministers of the Gospel.In a time where ministry is often shaped by extraneous principles and traditions, the Adullam Conference is designed to equip ministers with divine tools for building according to God's templates in a modern world.This gathering is a space for refreshing, alignment, and spiritual impartation as ministers are prepared for the year ahead.If you are a Pastor or Minister of the Gospel whether a Pioneer, Associate Pastor, or Ministry Leader, this conference is for you.

Free Audiobooks/Courses: samlacrosse.netSubstack: samlacrosse.substack.comInstagram: instagram.com/realsamlaxX: x.com/realsamlaxLinkedIn: linkedin.com/realsamlaxCultural Commentary#culture #politics #currentevents #genz #christianity #christian #faith #traditional #values

This episode was sponsored by Romero Capital LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this explosive Dropping Bombs episode, returning guest Javier Romero reveals how he built Romero Capital into a hard money lending powerhouse—funding real estate investors with 100% financing and 48-hour closings. Born in Venezuela and a former U.S. Marine, Javier now helps flippers and investors scale with zero money out of pocket. Javier exposes spotting deals that actually make sense, sidestepping pitfalls that crush most investors, and why speed dominates competitive markets. He shares the no-upfront-cost model empowering investors nationwide to close fast without touching their own cash.  Whether you're new to investing or stuck in slow growth, this conversation unlocks zero-out-of-pocket wealth—press play now to level up.

Topics: Forgiveness under Grace vs Law, the Gospel of Grace in Acts 20:24, Matthew 6:14-15 Explained, Why God No Longer Holds Sins Against You, 2 Corinthians 5:19 Forgiveness, the Futility of Animal Sacrifices, Rightly Dividing the Word of Truth, Forgiveness as an Act of the Will, Colossians 2:13 Completed Forgiveness, the Difference Between Forgiveness and Trust, Matthew 18:21-22 Meaning, Hebrews 9:22 Blood and Forgiveness, Ephesians 4:32 Forgiving as Christ Forgave, Why Jesus Had to Shed Blood, Exposing the Hypocrisy of Law Observance, Romans 12:18 Peaceful Living, Healthy Boundaries for Christians, the Meaning of Luke 6:37, Forgiveness is a Choice Not a Feeling, Once for All Forgiveness in Hebrews 10:10, Why Christians Forgive Because We are Forgiven, Grieving the Holy Spirit in Ephesians 4:30, the Purpose of Jesus' Impossible Standards, Dealing with Deep Pain and Trauma, How the Cross Defines Forgiveness, the Law as a Ministry of Condemnation, Releasing the Debt of Others, Supernatural DNA of a Peacemaker, Colossians 3:13 New Covenant Forgiveness, Trust is Earned but Forgiveness is FreeSupport the showSign up for Matt's free daily devotional! https://mattmcmillen.com/newsletter

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Today, we’re bringing you the best from the KUOW Newsroom… For two families in Seattle, this past Christmas is one they’ll always remember. They came together after an immigration arrest left one family stranded, and facing deportation. A look at a new required training from UW, part of a voluntary agreement with the federal government after allegations of unchecked antisemitism on campus. And a proposal in Olympia that would help more military families qualify for the state’s free preschool program. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

What happens when you buy a home—and uncover a shocking symbol hidden beneath the floor? Michael and TC unpack a viral legal case out of western Pennsylvania where new homeowners discovered a swastika and German eagle concealed in their basement. The sellers didn't disclose it—and the court ruled they didn't have to. Michael reflects on his own experience encountering historic swastika tiles, explores the ethics of real estate disclosure, and asks a bigger question: what else could be hidden in a home that buyers think they should've been told? A fascinating intersection of history, law, real estate, and cultural meaning—this is one discovery you won't forget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you retired (or close to it) and wondering how AI can actually help with money decisions?In this video, I show simple, practical ways retirees can use AI for budgeting, planning, and financial clarity — without being tech-savvy. AI isn't just for young people or big corporations.Retirees can use it to:• Organize finances• Think through spending decisions• Plan retirement income• Reduce financial stress• Ask better questions before big money movesIn this video, I break down real-life ways I use AI for retirement finances, what it can (and can't) do, and how to get started safely.This channel is about confidence, clarity, and freedom in retirement — not hype.

From External Validation to Inner AuthorityIn this episode, Katie unpacks the shift from seeking external validation to living from inner authority, especially for high achieving women who are used to being rewarded for performance.She explores how waiting for approval, recognition, or permission keeps powerful women stuck in invisible limitation, even when they are successful on paper. You'll hear how self validation, identity anchored worth, and self approval unlock a higher capacity to receive money, visibility, and respect. This is about becoming self led instead of externally measured.Join the Conversation:If this episode resonated with you, we'd love to hear your thoughts! Leave a review or share and tag us on Instagram ⁠@thefullspectrumfemme⁠Stay Connected:For ways you can work with Katie visit ⁠⁠Instalinks,⁠ or send a PM on ⁠Instagram ⁠or ⁠Facebook. ⁠Book a free call to see if working with me is your next most aligned move 

https://revolutionky.org/required/

Tearing is one of the most common fears around birth—and one of the most misunderstood. In this episode, we talk about what really causes tearing, what the research shows, and what you can do to reduce your risk. We cover perineal massage, positions for birth, breathing and pacing, water birth, warm compresses, and what makes recovery smoother.Through the episode, we review our followers' real-life "tearing" stories, and provide our commentary, which includes labial tears, scar tissue, pelvic floor recovery, over-stitching and unnecessary repairs, how beliefs and fear affect pushing, poor suturing techniques, the harm caused by routine episiotomies and the so-called, absolutely outrageous, “husband stitch”. This is an honest, evidence-based conversation about the perineum—how to protect it, how to heal, and what every woman can know before giving birth.Watch our full Preventing Perineal Tears workshop on Patreon.com/DownToBirthShow.**********Send us a text Needed

In this episode of the Outlaw Radio Show, Pastor Zach and the Boys discuss the difference between Tithing and Generosity, and what is expected of us as Christians.

Why does philanthropy resist risk? Ralph Lewin, Executive Director of the Peter E. Haas Jr. Family Fund, joins Glen as co-host to bust one of the biggest fake rules in philanthropy. In this episode, Ralph and Glen make the case for embracing “philanthropic reformers” (not critics!) and courageous risk-taking rather than clinging to a comfortable but broken status quo.Special guest, María Teresa Kumar, Emmy-nominated MSNBC contributor and founding president and CEO of Voto Latino, stops by to reflect on what it really means to be “American” in today's political climate. As fear-driven narratives and ICE raids targeting immigrants intensify ahead of the midterms, María Teresa reminds us why reengaging and delivering on promises made to the Latino electorate has never been more urgent.

What is Required Micah 6:1-8  The Fourth Sunday of Epiphany Sunday, February 1, 2026 The Rev. Andrew DeFusco, Rector Church of the Redeemer, Nashville, TN www.Redeemer-Nashville.net

Looking to get into some type of tax relief such as an offer in compromise? Will one year of unfiled tax returns disqualify you? Let's assess... Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

Trust account expert Lazaro Cardenas explained something to jurors this week that changes everything about the Colts Neck murders: Keith Caneiro's $3 million life insurance policy was structured so that Paul would only benefit if Keith, Jennifer, AND both children were all dead. Not just Keith. All four of them. According to prosecutors, this is why 11-year-old Jesse and 8-year-old Sophia weren't spared. They weren't collateral damage. They were allegedly necessary casualties. A detective testified that Sophia had a stab wound to her left eye. The final recorded phone call between Keith and his brother Paul captures a man demanding answers hours before his murder. "Give me the f***ing login, Paul!" Keith is heard saying, giving his brother a deadline to provide access to a trust account. Prosecutors say Keith had discovered Paul was stealing from their shared businesses and was cutting him off from a $225,000 salary. A neighbor put a timestamp on the killing. Dennis Corpora testified he woke up around 3:20 AM on November 20th, 2018. "I heard the shots, and I said, 'Someone just got whacked.'" Hours later, four people were dead and the mansion was burning. Prosecutors say Paul shot Keith outside the home, then went inside and stabbed Jennifer and the children before setting the house on fire. Hours earlier, he allegedly set fire to his own Ocean Township home while his wife and daughters slept inside. The defense wants jurors to look at a third brother, Corey, claiming police never investigated him. But the murder weapon, silencer, night-vision scope, bloody jeans with the children's DNA, and a go-bag with a passport were all found at Paul's house. For the defense theory to work, Corey would have had to commit quadruple murder and plant all the evidence. That's not reasonable doubt. That's fiction.#PaulCaneiro #KeithCaneiro #ColtsNeckMurders #JenniferCaneiro #MansionMurders #CaneiroTrial #MonmouthCounty #FamilyAnnihilator #TrueCrimeToday #CourtTVJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.

What does God require from us as Christians? Most of us would say going to church, reading the Bible, praying, and giving. We think being a good Christian is primarily about religious activities. But Micah tells us God wants something different. God cares more about justice, mercy, and humility than religious performance. So what does it actually mean to do what God requires?

What does God require from us as Christians? Most of us would say going to church, reading the Bible, praying, and giving. We think being a good Christian is primarily about religious activities. But Micah tells us God wants something different. God cares more about justice, mercy, and humility than religious performance. So what does it actually mean to do what God requires?

The Bet Yosef cites the Shiboleh Ha'leket (Rav Sidkiya Ha'rofeh, Italy, 13 th century) as establishing that one should hear at least seven Kaddish recitations each day. This is inferred from the verse in Tehillim (119:164), "Sheba Ba'yom Hilalticha" – "I have praised You seven times each day." By contrast, the Arizal maintained that one should hear at least twelve daily Kaddish recitations. Our customary prayer service is arranged in such a way that a total of thirteen Kaddishim are recited. In the morning, "Kaddish Al Yisrael" is recited before Hodu, "Hasi Kaddish" is recited after Yishtabah, another "Hasi Kaddish" is recited after the Hazzan's repetition of the Amida, "Kaddish Titkabal" is recited after "U'ba Le'sion," another Kaddish is recited after the daily Shir Shel Yom, and then "Kaddish Al Yisrael" is recited before Alenu, for a total of six Kaddishim. At Minha, another three Kaddishim are recited – the "Hasi Kaddish" before the Amida, the "Kaddish Titkabal" following the repetition of the Amida, and another Kaddish after La'menase'ah Bi'nginot, before Alenu. An additional four Kaddishim are recited at Arbit, bringing the total to thirteen: before Barechu, before the Amida, after the Amida, and before Alenu. These thirteen Kaddishim correspond to the thirteen attributes of divine mercy. In some communities, Kaddish is not recited after La'menase'ah Bi'nginot at Minha, such that they recite a total of twelve Kaddishim, following the teaching of the Arizal. In Ashkenazic communities, Kaddish is recited also after Alenu. This custom is followed in some Moroccan and Tunisian communities, as well. The Ben Ish Hai (Rav Yosef Haim of Baghdad, 1833-1909) cites the Arizal as explaining how the various Kaddish recitations serve to facilitate our transition between the different spiritual realms. We cannot proceed immediately from our current realm – the realm of Asiya – to the highest realm, the realm of Asilut, where we stand before G-d and pray the Amida. We need to ascend incrementally, and it is through the Kaddish recitation that we advance from one realm to the next. The first "jump" occurs with the "Kaddish Al Yisrael" before Hodu, which elevates us to the realm of Yesira. The Kaddish after Yishtabah then lifts us to the realm of Beri'a. As no interruption is permitted during the section of "Yoser Or" until after the Amida, we ascend to the highest realm, Asilut, for the Amida prayer without a Kaddish. We then "descend" back to the realm of Beri'a with the "Hasi Kaddish" recited after the Amida, and then to Yesira with the Kaddish after U'ba Le'sion. Finally, the Kaddish following the Shir Shel Yom brings us back down to the realm of Asiya.

Physician, former health care executive, certified coach, speaker, and organizational consultant Laura Suttin discusses her article "Why the 4 a.m. wake-up call isn't for everyone." Laura shares her personal struggle with the popular productivity advice that claims early rising is the only path to high performance. She describes the fog and misery she experienced while trying to force her body into a rhythm that did not match her natural energy patterns. The conversation highlights the dangers of comparing your internal reality to the curated highlight reels of gurus on social media. Laura explains how she learned to drop the self-judgment and give herself permission to work in a way that felt authentic and sustainable. Discover how defining success by how it feels, rather than what the clock says, can lead to genuine peace and ambition. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

The Department of Justice's long-standing claim that Jeffrey Epstein and Ghislaine Maxwell acted alone is contradicted by the government's own records. Federal prosecutors explicitly acknowledged the existence of multiple co-conspirators as early as the 2007–2008 Florida investigation, including in the Non-Prosecution Agreement that granted immunity to Epstein and unnamed others. Sworn testimony, sealed filings, and investigative activity confirm that Epstein's crimes required an organized network of recruiters, schedulers, transporters, financial managers, and legal fixers operating across jurisdictions for years. Despite this, the DOJ has consistently narrowed its framing to portray the case as a two-person operation, avoiding any comprehensive conspiracy prosecution. That decision was not driven by a lack of evidence, but by institutional restraint, selective inquiry, and an unwillingness to confront the broader implications of its own past decisions.The DOJ continues to justify secrecy by invoking victim privacy, even though survivors themselves were excluded from key prosecutorial decisions and have repeatedly called for transparency. Redactions, sealed documents, and the refusal to name co-conspirators function less as victim protection and more as insulation for the government and its prior conduct. A full accounting would expose prosecutorial failures, political interference, and decades of discretionary choices that allowed Epstein to operate with impunity. The continuity of this behavior across administrations—including during the Trump DOJ—demonstrates that the issue is structural, not partisan. At bottom, the DOJ is not merely protecting Epstein's associates; it is protecting itself and the institutional role it played in creating, enabling, and shielding one of the most consequential criminal enterprises in modern history.to contact me:bobbycapucci@protonmail.com

The two VinWiki videos I mentioned would be these two: https://youtu.be/NDvMbk9AtgA https://youtu.be/Bfuuf2AI2T0

The Department of Justice's long-standing claim that Jeffrey Epstein and Ghislaine Maxwell acted alone is contradicted by the government's own records. Federal prosecutors explicitly acknowledged the existence of multiple co-conspirators as early as the 2007–2008 Florida investigation, including in the Non-Prosecution Agreement that granted immunity to Epstein and unnamed others. Sworn testimony, sealed filings, and investigative activity confirm that Epstein's crimes required an organized network of recruiters, schedulers, transporters, financial managers, and legal fixers operating across jurisdictions for years. Despite this, the DOJ has consistently narrowed its framing to portray the case as a two-person operation, avoiding any comprehensive conspiracy prosecution. That decision was not driven by a lack of evidence, but by institutional restraint, selective inquiry, and an unwillingness to confront the broader implications of its own past decisions.The DOJ continues to justify secrecy by invoking victim privacy, even though survivors themselves were excluded from key prosecutorial decisions and have repeatedly called for transparency. Redactions, sealed documents, and the refusal to name co-conspirators function less as victim protection and more as insulation for the government and its prior conduct. A full accounting would expose prosecutorial failures, political interference, and decades of discretionary choices that allowed Epstein to operate with impunity. The continuity of this behavior across administrations—including during the Trump DOJ—demonstrates that the issue is structural, not partisan. At bottom, the DOJ is not merely protecting Epstein's associates; it is protecting itself and the institutional role it played in creating, enabling, and shielding one of the most consequential criminal enterprises in modern history.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

If you are stepping into a new role with broader scope, higher visibility, or C-suite level accountability, the pressure to perform often shows up as more effort, more involvement, and faster execution.This episode of Grounded and Aligned™, looks at why that approach breaks down at senior levels. Karen examines how success in expanded roles depends less on activity and more on how leaders see themselves, how they make decisions, and how that internal reference point shapes authority, boundaries, and impact.Karen looks atWhy strategies and behaviors alone are insufficient when role scope increasesHow self-concept directly influences decision speed, priorities, and boundariesThe cost of remaining positioned as the reliable problem solver in senior rolesHow authority is undermined when effort replaces judgmentWhy teams and stakeholders respond to hesitation, over-involvement, and avoidance as signals of role definition“Performance and impact, efficacy, it's not about what you output. It's about how you make decisions, how quickly you make decisions, how you frame those decisions and how you implement those decisions.” - Karen GombaultAs scope expands, leadership effectiveness accumulates through judgment, role design, and disciplined decision-making. Without an explicit shift in how leaders see their role and responsibility, effort increases while authority weakens, creating unsustainable patterns that limit impact over time.Next stepsDownload the associated guide, The Identity Lag: https://www.karengombault.com/identity

If you have been feeling restless, emotionally raw, impatient with your old patterns, or like your current life suddenly feels too small, you are not imagining it.  As we close out the Year of the Snake and prepare to enter the Year of the Fire Horse on February 17, 2026, we are moving through a rare 60-year transition cycle associated with identity shifts, shedding outdated patterns, and stepping into a faster, bolder chapter of life.  This episode explores the final shedding required before a major quantum jump, why this phase can feel emotionally intense, and how to stop delaying the version of you that is ready to move forward.  Instead of surface-level motivation or spiritual bypassing, this conversation focuses on honest self-reflection, releasing emotional attachments, confronting resistance, and taking decisive action so you can move into your next level with clarity and momentum.  RESOURCES MENTIONED:  !!CLOSING SOON!!:My Exclusive 2-Month Private Business Coaching Program APPLY HERE   (*Serious applicants only please)  **New Year's Abundance Sale Ending** Make More Work Less: The Money Relationship Healing & Manifestation Program GET THIS LIMITED TIME OFFER HERE  >> Join the famous ProjectME Posse Business & Money Coaching Membership HERE  {FREE GIFT-LIMITED TIME} Walk into Your Wealthiest Season walking manifestation series + Guided Wealth Journal GET IT HERE    CONNECT WITH TIFF:  Tiffany on Instagram @projectme_with_tiffany   Tiffany on TikTok @projectme_with_tiffany  Tiffany on YouTube: ProjectME TV  Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse Digest     In this episode, you will learn:  • Why this Snake-to-Fire Horse transition is a rare 60-year cycle
  • Why you may feel unusually restless, emotionally stretched, or disconnected from your old identity
  • The difference between dreaming about change and embodying real transformation
  • The real reason people resist their next level even when they want it
  • What habits, attachments, and identity patterns may be holding you back
  • Why discomfort can be a sign of readiness rather than instability
  • How to stop negotiating with the version of you that can no longer come with you
  • A simple self-honesty exercise to identify what you need to release
  • How to take one bold action that signals you are ready for your next chapter  This episode is designed to activate clarity, encourage decisive movement, and support a powerful identity upgrade as you prepare for your next quantum jump. 

This week, a trust account expert told a Monmouth County jury something that reframes the entire Paul Caneiro case. Keith Caneiro's $3 million life insurance policy would only pay Paul if Keith, Jennifer, and both children were dead. All four of them. If any survived, they'd inherit instead. According to prosecutors, this explains why eight-year-old Sophia was stabbed seventeen times and left to die of smoke inhalation. Why eleven-year-old Jesse was stabbed in the kitchen and left to breathe smoke while bleeding out. They weren't witnesses. They were allegedly necessary casualties — their deaths required by the fine print of a policy their uncle was supposed to be protecting.A neighbor named Dennis Corpora heard the gunshots around 3:20 AM. His first thought? "Someone just got whacked." He called police. He knew it was a pistol. Meanwhile, prosecutors say Paul Caneiro had already disabled his security cameras at 1:28 AM, cut the power to his brother's house, disabled the backup generator, and waited in the dark for Keith to come outside. Shot once in the back. Four more times in the head.The defense wants to point at the third brother, Corey. But Corey's DNA isn't on bloody jeans in a basement. Corey's surveillance system wasn't disconnected at 1:28 AM. No murder weapon was found at Corey's house. The forensic trail leads to one address — Paul's. And every day of this trial, the evidence against him grows.#PaulCaneiro #ColtsNeckMurders #HiddenKillers #TrueCrimePodcast #KeithCaneiro #FamilyAnnihilator #MansionMurders #NewJerseyMurder #SophiaCaneiro #JesseCaneiroJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.

Feeling better about your homeschool doesn't start with a new curriculum or even a better chore chart. It starts with Right Order: making time for God, hubby, kids, then tasks. Or, at least, that's what we all desire our days and weeks to look like!  The reason you might not be living this in reality is probably because you're honestly not sure how to do that - and make it work. Which is why in this week's podcast episode, I'm talking all about calendaring in Right Order. Starting with your priorities. Because here's what I see over and over again: we keep telling ourselves we don't have time for prayer, we don't have energy for our husband, and connection with our kids will have to wait until the "real work" is done.  And yet the more we chase productivity first, the more disconnected we feel… and the more stuck we become. Something's gotta give.  Today's podcast is an invitation to take a hard look at your priorities, with some practical tips thrown in to support your God given call to marriage, motherhood, and homeschooling. If you've been feeling behind, over burdened, or like you can't move forward unless you do more, especially with thoughts like: I'm not organized enough. I'm not patient enough. We're behind. We haven't done enough… Then I made this episode for you! Grab your earbuds and join me for: The Priorities and Micro-Decisions Required to Put Your Day in Right Order. Join the Waitlist HERE!

Pastor Rich Blum joins me for an unfiltered conversation about what happens when cultural hostility no longer stays outside the church doors. We unpack the disruption of a Minnesota church service and why moments like that demand courage and real shepherding—not silence. From COVID and government overreach to education, freedom, and biblical authority, this episode is a clear call for pastors and believers to stop playing defense and start leading. This is no time to shrink back—it's time for faithful leadership to rise.Prime Sponsor: No matter where you live, visit the Functional Medical Institute online today to connect with Drs Mark and Michele Sherwood. Go to homeschoolhealth.com to get connected and see some of my favorites items. Use coupon code HEIDI for 20% off!Show mentions: http://heidistjohn.com/mentionsWebsite | heidistjohn.comSupport the show! | donorbox.org/donation-827Rumble | rumble.com/user/HeidiStJohnYoutube | youtube.com/@HeidiStJohnPodcastInstagram | @‌heidistjohnFacebook | Heidi St. JohnX | @‌heidistjohnFaith That Speaks Online CommunitySubmit your questions for Fan Mail Friday | heidistjohn.net/fanmailfriday

Lose Fat With Personalized 1:1 Coaching HERE https://ericrobertsfitness.com/erf-1on1.html On this episode,  Sophie and I discuss effective strategies for increasing strength without requiring additional time in the gym. We explore common mistakes in strength training, the importance of recovery, and practical tips for maximizing gains. The conversation emphasizes the significance of proper programming, nutrition, and tracking workouts to achieve optimal results in strength training. Lose Fat With My Clubhouse App HERE https://theclubhouse1.lpages.co/erfclubhouse-app-info Free Calorie Calculator https://ericrobertsfitness.com/free-calorie-calculator/ 20% Off Legion Athletic Supplements Code “ERIC” HERE https://legionathletics.rfrl.co/qj2dy Youtube Channel https://www.youtube.com/@ericrobertsfitness Video Podcast: https://www.youtube.com/@EricRobertsFitnessPodcast

To lead, you don't need to lose weight, dye your hair, change your eye color, or do anything else society finds attractive. Your ability to lead is not based on what's attractive to society, but the anointing that's on your life. This is critical to know because if you think (or even slightly think) your ability to lead is tied to looking like what society finds attractive, then you will fail.                                                         __________ Isaiah 53:2 NLT,   1 Samuel 16:6-7 NLT, 1 Samuel 9:1-2 NLT, Matthew 4:23-25 NLT, 1 Peter 3:3-4 NLT, 1 Corinthians 1:26-29 NLT, 2 Corinthians 10:5 KJV, Romans 12:2 KJV, Proverbs 23:7 KJV __________ Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com Leave a Comment: https://churchforentrepreneurs.com/comments __________    

Download for Mobile | Podcast Preview | Full Timestamps Older Twitch VODs are now being uploaded to the new channel: https://www.youtube.com/@CastleSuperBeastArchive What Card Games Could Have Been No Other Choice: Writers Are Currently Cooking The Sickest Anti AI Scripts  Alex's Attitude Era Monster Hunter Wilds: More DLC, More Framerate I Got Points on the Back End of Marathon Watch live: twitch.tv/castlesuperbeast Go to http://drinkag1.com/superbeast to get 3 free AG1 & AGZ travel packs + FREE Vitamin D3+K2 & AG1 Welcome Kit with your first subscription order! - Go to http://brooklynbedding.com/superbeast for 30% off. - Go to http://factormeals.com/castle50off and use code castle50off to get 50% off your first Factor box PLUS free breakfast for 1 year. - Go to http://shopify.com/superbeast to stop waiting and start selling. Street Fighter 6 - Alex Teaser Trailer Season 2 Announcement Trailer for Fatal Fury: City of the Wolves 2XKO Season 1 2026 Launch It turns out Monster Hunter Wilds' PC performance issues may be tied to how much DLC you own, as discovered by one player. YouTube are reportedly "cracking down" and deleting custom subtitles on videos. Hololive music videos are among those impacted, who use the "hidden" formats as they allow a much wider range of styling options on subtitles A Reality TV Show Is Going To Put Actual People Inside A Fallout Vault Austin Eruption: I beat Anthem 100% before it died so you don't have to Anthem Executive Producer: The Truth About What Happened on Anthem - Complete (2011-2026)

ISS LAUNCHPAD ACCIDENT AND RUSSIA'S NUCLEAR ROLE IN CHINESE MOON BASE Colleague Anatoli Zak, Publisher of RussianSpaceWeb.com. A launchpad collapse has halted Russian cargo missions to the ISS, endangering the propellant supply required for critical orbit maintenance. Zak also details Russia's attempt to join China's lunar ambitions, with the Kurchatov Institute developing a nuclear reactor to provide electricity for a future Chinese moon base. NUMBER 142006