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How many currency pairs should you actually trade? Is trading more pairs giving you more opportunities to make money or simply more opportunities to become overwhelmed, overtrade, and make mistakes? In this episode, we break down the pros and cons of specializing in a few pairs versus expanding your trading universe, and how to find the approach that fits your trading style, time, and risk tolerance.Come Learn to Trade with Us at www.TierOneTrading.comYour Trading Coach - Akil
WNBA picks, player props and best bets for today's betting slate!
In this new podcast episode, I sit down with Liam Morin, one of the original builders of PFC and now our sales team manager, to talk about his journey from running a $1.5M construction business to coaching contractors full-time. We break down why most guys have a job, not a business, the three core problems Liam sees in every contractor he's worked with (no structure, "cowboy accounting," and no real control of their time), and why delegation and identity shift are what actually separates a business that can sell itself from one that can't run without you.If you're realizing your business depends entirely on you, book a free calibration call with my team at Profit for Contractors:
A new article argues that the Trump administration's foreign policy approaches are more about enriching officials than national security or prosperity.On Today's Show:Anne Applebaum, staff writer at The Atlantic, historian and author of Autocracy Inc. (Penguin, 2024), shares her reporting on how influential figures in MAGA world, including private citizens looking for personal gain, and others peddling anti-Democratic values, have become the primary way the U.S. does foreign policy, and are realigning the world order. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Marketing agency profitability doesn't always translate into healthy cash flow, especially when financial reporting only looks backward. Jody Grunden explains how agencies can use cash-flow forecasting, utilization, bill rates, team capacity, and other financial KPIs to make better decisions before problems appear. He also covers how much cash an agency should keep on hand, what a fractional CFO adds beyond bookkeeping, and how pricing models can support long-term profitability as the business grows. 00:00 Introduction 01:06 How Virtual CFO Services Became Scalable 04:18 The Profit and Cash Targets Agencies Need 06:48 What a CFO Does That a Bookkeeper Doesn't 09:44 The KPIs Agencies Should Track Every Week 12:31 Why Subscription Pricing Beats Hourly Billing 19:04 How to Scale Pricing as Your Agency Grows Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!
Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/551.Are you leaving money on the table simply because your firm isn't collecting what it's owed, or because you dread diving into the numbers?In this week's episode replay, host Moshe Amsel welcomes Brooke Lively, CEO and Founder of Cathedral Capital and author of From Panic to Profit: How 6 Key Numbers Can Make a 6-Figure Difference in Your Law Firm. Together, they break down the exact financial habits and frameworks that unlock reliable law firm growth. No accounting degree required.Packed with tactical advice for law firm owners, this episode gives you the step-by-step system to build a more profitable, less stressful operation, starting with collecting what you earn and knowing your numbers cold.Resources mentioned:Fireproof: A Five-Step Model to Take Your Law Firm from Unpredictable to Wildly Profitable by Mike Morse and John NachazelFree to Focus: A Total Productivity System to Achieve More by Doing Less by Michael HyattThe 4-Hour Workweek: Escape 9–5, Live Anywhere, and Join the New Rich by Tim FerrissTools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers by Tim FerrissFor a payment plan solution, visit LawFundAR now!Connect with Brooke Lively: Website | LinkedInScaling Law by Brooke LivelyPanic to Profit by Brooke LivelyJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/
What if the reason you feel exhausted isn't that you're doing too much, but because your business is designed in a way that requires you to do everything? You've tried taking time off, hiring more people, and getting more organized, but nothing has changed. You're still the one solving problems, making decisions, and holding everything together. You're not doing anything wrong, but you're stuck. Your business is structured around you, and when everything flows through you, you don't get relief, space, or time to lead. The key isn't working less, but it's about redesigning how your team operates. When that shifts, your team will step up, problems will stop stacking up, and you will get time back. In this episode, you'll discover why burnout is a symptom (NOT the root problem), the hidden ways businesses become owner-dependent, why high-performing entrepreneurs become the bottleneck, what needs to shift to create real time freedom, and how sustainably profitable businesses are intentionally designed. Trust us–no amount of rest will fix a business that still requires you to carry it all. If your business looks successful on paper but feels exhausting in real life, this conversation will help you understand why—and what to do next. Ready to build a business that supports your life? Join Kaitlyn Beaver and Dr. Sabrina Starling now.Profit by Design is a Tap the Potential production. Show Highlights:Stepping out of the weeds to redesign your businessFrom Dr. Sabrina: An example of a business owner stuck in fear-based leadership.Treating surface-level problems doesn't help you get unstuck.Our action plan supports you in real time.One step at a time gets you closer to change. There is no magic pill.The difference between entrepreneurs who burn out vs. profitable businesses with a thriving, healthy business owner (It all comes down to systems and a willingness to invest in coaching.)Info about our upcoming free workshop, How to Reclaim 10 Hours per Week (and pay yourself more!) Click here for more info!Understanding the dangers of unprofitable revenueResources:If you're realizing this isn't burnout—it's structure, join us in our workshop, How to Reclaim 10 Hours per Week (and pay yourself more!) We'll show you exactly how to redesign your business so it no longer depends on you. Register here.
Host: Lalo Solorzano and Andy Shiles Guest(s): Hal Berman and John Petitte Published: September 17, 2026 Length: 38:47 Presented by: Global Training Center Summary Tariff engineering isn't just a compliance exercise—it can become a powerful strategy for reducing landed costs, improving sourcing decisions, and strengthening profitability. In this episode of Simply Trade, Lalo Solorzano and Andy Shiles welcome back Hal Berman and John Petitte of Trade Insight for a practical discussion about how companies can approach tariff engineering as a cross-functional business initiative. The conversation explores why successful duty optimization requires much more than finding a different tariff classification. Engineering, sourcing, procurement, finance, operations, tax, supply chain, and compliance may all hold pieces of the information needed to determine whether a change actually makes financial sense. Hal and John share examples involving product design, component sourcing, final assembly, free trade agreements, and duty exposure to illustrate how relatively small changes can potentially produce meaningful savings. They also discuss the role of AI as a research and productivity tool for trained trade professionals—not as a replacement for human judgment. The bigger lesson: companies can get more value when trade considerations enter the product lifecycle earlier, rather than waiting until goods reach the border. Main Topic / Discussion Tariff engineering is the process of evaluating how legitimate changes to a product's design, materials, sourcing, manufacturing, assembly, or supply chain can affect tariff treatment and overall landed cost. The discussion emphasizes that effective tariff engineering requires a holistic view. A lower duty rate alone doesn't necessarily make a change worthwhile. Companies must consider supplier agreements, manufacturing costs, labor, logistics, tax implications, compliance requirements, and other costs before determining the actual return on investment. Build a Cross-Functional Team Compliance may help lead the analysis, but the necessary information often lives throughout the organization. Engineering understands product design. Procurement and sourcing understand suppliers and contracts. Finance can evaluate ROI. Operations and supply chain understand manufacturing and logistics constraints. Executive sponsorship can help these groups work toward the same objective instead of leaving compliance to pursue optimization opportunities alone. Start Small and Build a Repeatable Process Rather than reviewing every SKU at once, the conversation suggests identifying products associated with significant duty spend and evaluating specific opportunities. Even when the first project doesn't uncover savings, the exercise can establish a repeatable framework: which questions need to be asked, who owns the information, what constraints matter, and which stakeholders need to participate. Over time, tariff considerations can move earlier in the product lifecycle and potentially become part of product and supply-chain design. AI as a Trade Professional's Tool AI and technology can help trade professionals research classifications and analyze much larger product libraries, but the episode stresses the importance of human involvement and transparent reasoning. The objective is to give trained professionals better tools, clearer supporting rationale, and greater capacity—not simply automate away the compliance function. Key Takeaways • Tariff engineering goes beyond finding a lower duty rate; companies should evaluate total landed cost and overall ROI. • The strongest opportunities can involve product design, materials, sourcing, manufacturing location, final assembly, free trade agreements, and other special tariff provisions. • Compliance cannot effectively execute tariff optimization alone. Engineering, finance, sourcing, procurement, operations, supply chain, tax, and other stakeholders may need to participate. • Executive sponsorship can help transform tariff optimization from an isolated compliance project into an ongoing cross-functional business process. • Starting with high-duty products can create a manageable pilot project and establish a framework that can later be repeated across additional SKUs. • Bringing trade considerations into the product-development process earlier can give engineers and sourcing teams additional information when making design and supplier decisions. • AI can expand research and classification capacity, but trained trade professionals and human judgment remain central to defensible compliance decisions. Resources & Mentions • Global Training Center • Hal Berman on LinkedIn • John Petitte on LinkedIn Credits Host: Lalo Solorzano Andy Shiles Guest(s): Hal Berman - LinkedIn John Petitte - LinkedIn Producer: Lalo Solorzano
Bienvenue sur le podcast Profit, Liberté, No Stress. Les 3 mots qui représentent le mieux mon « idéal business » et les stratégies que je mets en place pour vous permettre de l'atteindre. Se créer une activité qui rapporte vraiment, qui nous rend libre et avec laquelle nous sommes en paix : peu de stress, peu de contraintes.Envie de vivre de votre expertise ? Cliquez iciPour commander mon livre : Digital SelfmadeHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Applications for the Peace and Profit Mastermind are open, and there are five places left in this cohort. If you have been circling this one for a while, this is the episode where I lay out exactly what it is, who it is for, and what happens in your first seven days.Inside this episode:What a true mastermind actually is, and why that 300-person group programme you were in doesn't countThe three types of women who apply, and which one sounds most like your business right nowWhat happens in the first seven days, and the part that has women exhaling for the first time in monthsThe maths on the investment, and how few sales it actually takes to cover itThe decision I made 14 months ago when life got busy, and why I would make it again tomorrowIf you are scaling a signature group offer and you can see how different the next six months could look with real support behind you, applications are open until 25 September, or until the last places are taken. Book a call using the link below, or send me a DM on Instagram if calls aren't your thing and we can chat there instead.Links + ResourcesBook a CallClick HERE to follow me on InstagramClick HERE to apply for the Peace and Profit Mastermind
John Johnston (JJ) breaks down the new book and companion video from Naomi Klein and Astra Taylor: ‘End Times Fascism and the Fight for the Living World.' The book investigates how tech billionaires are preparing for “the end times,” even as they accelerate global inequality, political instability, and climate change. Related episode:The Elon Musk Documentary Just Premiered. It's Brutal. https://youtu.be/uF0DwtunggAReferenced videos:How modern fascism works | End Times Fascism | Naomi Klein and Astra Taylor https://youtu.be/aK2nLNiFEAQ“End Times Fascism”: Naomi Klein and Astra Taylor on Billionaires, Bunkers, AI, Gaza & the Far Right | Democracy Now https://youtu.be/Qe7KB1AqhH4More ‘BAD S**T WILL HAPPEN' if we don't act: Naomi Klein & Astra Taylor EXPOSE ‘End Times Fascism' https://youtu.be/gIfX5qHorBQDo Tech Billionaires Want the World to Burn? | The Interview https://youtu.be/5GDKpDkieh0
John Johnston (JJ) breaks down the new book and companion video from Naomi Klein and Astra Taylor: ‘End Times Fascism and the Fight for the Living World.' The book investigates how tech billionaires are preparing for “the end times,” even as they accelerate global inequality, political instability, and climate change. Related episode:The Elon Musk Documentary Just Premiered. It's Brutal. https://youtu.be/uF0DwtunggAReferenced videos:How modern fascism works | End Times Fascism | Naomi Klein and Astra Taylor https://youtu.be/aK2nLNiFEAQ“End Times Fascism”: Naomi Klein and Astra Taylor on Billionaires, Bunkers, AI, Gaza & the Far Right | Democracy Now https://youtu.be/Qe7KB1AqhH4More ‘BAD S**T WILL HAPPEN' if we don't act: Naomi Klein & Astra Taylor EXPOSE ‘End Times Fascism' https://youtu.be/gIfX5qHorBQDo Tech Billionaires Want the World to Burn? | The Interview https://youtu.be/5GDKpDkieh0
Andrew Coelho walked into Lancaster Painting for a sales job interview and walked out with an HR career he never saw coming. In this episode, he shares how curiosity, ownership, and the freedom to fail forward turned an entry-level role into a seat on the management team, and how that same mindset now has him exploring AI, automation, and marketing. It's a conversation about what's possible when leadership bets on someone ,and that someone bets on themselves.
In episode 120, Part 2 of Going Forward, host Eric Elliott continues his conversation with entrepreneur, advisor, author, and business thinker Peter Ricciardi for a deeper look at the ideas behind Peter's book, Mind Shift, Profit Lift.Peter explains why he did not write a book called Profit Lift, Mind Shift. In his view, the profit does not come first. Profit comes when business owners learn to look at their company through the lens of the customer and the employee. When the customer is happier and the employee is better equipped to deliver, the business has a stronger chance to grow in a meaningful and lasting way.Eric and Peter also discuss why “doing more” becomes such an addictive response for entrepreneurs, why many businesses try to save or squeeze their way to prosperity, and why value engineering can quietly damage the customer experience. Peter shares examples from restaurants, franchises, retail, RV sales, sports, Costco, American Express, and other industries to show why customer loyalty, employee retention, and real value matter more than vanity metrics.The conversation also explores pricing, revenue, profit, traffic, retention, and why many entrepreneurs celebrate top-line growth without talking honestly about whether the business is actually healthy. Peter challenges business owners to ask harder questions, including whether they would buy from themselves and whether they would want their own mother to see the way they do business.Topics include: why mind shift comes before profit lift; why focusing only on the bottom line can backfire; the difference between revenue and real business health; why retention matters more than attention; how customer value should shape pricing; why doing more is not always the answer; what businesses can learn from Costco, Burger King, Sticky Fingers, and other brands; why happy customers matter more than abstract numbers; and what going forward means to Peter Ricciardi.This episode is a clear reminder that profitability is not just a math problem. It is a mindset problem. The businesses that last are the ones willing to think differently, serve better, listen harder, and do the right thing even when the shortcut looks more profitable.Connect w/ Eric Elliott:Website: https://ericelliott.com/Facebook: https://www.facebook.com/ericelliottspeakerLinkedIn: https://www.linkedin.com/in/theericelliott/ Instagram: https://www.instagram.com/ericmelliott/Twitter: https://twitter.com/EricMElliottTiktok: https://www.tiktok.com/@ericmelliottEmail: Eric@EricElliott.comText: 843-279-5843Connect w/ Peter Ricciardi:LinkedIn: https://www.linkedin.com/in/peterricciardi/Website: https://ten9eight7.com/Book: Mind Shift, Profit LiftSupercharge your online advertising campaigns with Optmyzr! Streamline management, optimize performance, and boost your ROI. Visit https://www.optmyzr.com/ to discover how Optmyzr can revolutionize your digital marketing.Also, as a special treat for our listeners, sign up with the code GOINGFORWARD20 and enjoy an exclusive 20% discount on your first year with Trainual! Seize this opportunity to supercharge your operations and propel your business forward!Eric Elliott is a legal marketing expert, entrepreneur, and founder and CEO of VIP Marketing. He is also the founder of Craft Creative and host of the Going Forward podcast. Based in Charleston, South Carolina, Elliott has nearly two decades of experience across advertising, media, branding, digital marketing and law firm growth.Going Forward is brought to you by VIP Marketing. VIP Marketing is a law firm marketing agency built to help firms become the choice in their market through strategy-led SEO, paid media, website design and development, brand strategy, and premium video production. Based in Charleston, South Carolina, VIP Marketing serves law firms nationwide. Our website provides detailed information on our services and expertise. For more information, visit vipmarketing.com.
Don't Kill the Messenger with movie research expert Kevin Goetz
Send Kevin a Text MessageBob Greenblatt joins host Kevin Goetz for a conversation that follows the television executive through four separate turnarounds, from a struggling young Fox Network to the top of Showtime, NBC, and WarnerMedia Entertainment. Greenblatt helped develop Beverly Hills, 90210, The X-Files, and Party of Five at Fox, produced Six Feet Under, turned Showtime into a creative rival to HBO with Weeds and Dexter, ran NBC during the network's return to number one with The Voice and This Is Us, and later helped launch HBO Max. He's also a five-time Tony-winning Broadway producer.Learning the Business from Peter Chernin and Scott Rudin (07:05): After an MBA and film school, Greenblatt credits his mentors Scott Rudin and Peter Chernin for the real education in how to give notes and run a company without losing the creative instinct.Launching Fox with Beverly Hills, 90210 (16:15): Greenblatt walks through developing 90210 from Barry Diller's original idea, hiring an unproven Darren Star to write it, and watching the 90-minute pilot test through the roof. Its breakout success helped define the young-adult demo strategy that built the network.American Beauty, and the Birth of Six Feet Under (26:14): Greenblatt recounts partnering with David Janollari to launch their production company, signing sitcom writer Alan Ball without realizing he'd also written a script called American Beauty, and sending that script to HBO right as the film became an Oscar-winning phenomenon. HBO ordered Six Feet Under straight off the page.Turning Around Showtime and NBC (36:12): Greenblatt explains his pattern of leaving a job once it stops changing, his preference for buying over developing, and how he rebuilt Showtime around original series like Dexter and Weeds. He also details how The Voice gave NBC the lead-ins it needed to climb back to number one.Executive Mentors and the One That Got Away (42:25): Asked to name the greatest network executive in television history, Greenblatt points to Brandon Tartikoff and Grant Tinker's "first be best, then be first" philosophy. He also revisits Profit, his short-lived anti-hero drama that paved the way for Dexter, and his famous pass on Buffy the Vampire Slayer.The Green Room and The Rockford Files (51:28): Greenblatt previews current projects at his production company The Green Room. He closes by discussing his Broadway work on Ragtime, and his memoir, The Rockford Files.Host: Kevin GoetzGuest: Bob GreenblattProducer: Kari CampanoWriters: Kevin Goetz, Darlene Hayman, Nick Nunez, and Kari CampanoAudio Engineer: Gary Forbes (DG Entertainment)For more information about Bob Greenblatt:Wikipedia: https://en.wikipedia.org/wiki/Robert_GreenblattIMDB: https://www.imdb.com/name/nm0338612/Playbill: https://playbill.com/person/robert-greenblatt-vault-0000116172For more information about Kevin Goetz:- Website: www.KevinGoetz360.com- Audienceology Book: https://www.simonandschuster.com/books/Audience-ology/Kevin-Goetz/9781982186678- How to Score in Hollywood: https://www.amazon.com/How-Score-Hollywood-Secrets-Business/dp/198218986X/- Facebook, X, Instagram, TikTok, YouTube, Substack: @KevinGoetz360- LinkedIn @Kevin Goetz- Screen Engine/ASI Website: www.ScreenEngineASI.com
Photography tips without becoming or using a professional photographer. Real-world food truck training in about 10 minutes. Profit, pricing, food cost, speed of service, marketing, events, and smart systems—no hype, just what works.Enjoyed this episode? Please do two things for me. First hit "Follow" on Spotify so you never miss a new one.Second go to https://www.nsfva.org/join and become a member today!
Ill Will Editions editor Nick Smolek joins us to discuss the forthcoming book, "Depose: Luigi Mangione, the Right to Health, and the Unfinished American Revolution": https://www.deposebook.com/ "Rotten History" from Renaldo Migaldi follows the interview. Help keep This Is Hell! completely listener supported and access bonus episodes by subscribing to our Patreon: https://www.patreon.com/thisishell Please rate and review This Is Hell! wherever you get your podcasts. It really helps the show ascend the algorithm to reach new listeners.
Tiff and Kristy break down monthly financial controls that protect your practice's profit. These include identifying lag and lead measures, getting your supplies in check, creating a budget around the team's fun money, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiffanie (00:01) Hello, Dental A Team listeners. Welcome back to the Dental A Team podcast. I am your host today, Tiffanie, and I am so excited to have Miss Kristy here with me. Kristy, you have been with us for quite some time. We have done a lot of podcasts together. and I truly love and appreciate your willingness to jump on. You just came from a coaching call, so thank you for hopping over here to me. I know your brain's a little busy with Notes and getting everything wrapped up. We do a lot for our clients. So I know Kristy, you just spent an hour with a team or or doctor, and next steps are making sure your notes are wrapped up and you get a nice little email over to them and that's what our clients come to expect. So Kristy, how are you today? Thank you for serving our clients in coaching calls and serving our clients and our audience here on the podcast today. How are you? DAT- Kristy (00:55) I'm doing good. Happy to be here with you. Tiffanie (00:58) Awesome, thank you. And this guys is why I normally schedule them on Mondays and I am just feverishly working to get ahead. And Kristy graciously accepted my Tuesday invite to come podcast with me. So thank you, Kristy. Kristy, I know I always say this, I kind of handpick different podcast topics to make it the most fun for you ladies while you're here with me. So I get to talk about all of the pieces and I Pick things that I think you guys are gonna enjoy the most. I think all of you, all of us consultants could speak to all of the topics that we have, but we all kind of gear towards favorites and things we love, things we do a lot of. And something that you do a lot of is you look for the money and finding it seems to be something that you enjoy, but also something you're just really, really good at. I know Kira speaks to that often as well. And today I wanted to talk a little bit more in-depth. on profit because I know we talk we've spoken a lot on a lot of different podcasts about AR, bringing AR down, kind of how to find those controls within the practice, but making sure we're looking at monthly financial controls that protect the practice profit was something I wanted to chat with you about today. So how's that sound Kristy? Sound awesome. Awesome. Good. Let's DAT- Kristy (02:16) Sounds like a plan. Let's find the money. Tiffanie (02:20) find the money. So one thing I love that we like to do with our clients And something we do, I think, in our personal lives too is control what we can and then, you know, leave the rest for later. We we fix the rest later, we work on the rest later. And something that we can control is how much of our profit is being spent to a certain extent. So there's different spaces within the PL, within the practice spending that we do have control over that I think we don't spend enough time projecting and looking at to be able to know. that we are profitable or that we can create that profit. And to me, when I see a topic that says monthly financial controls that protect practice profit, I think of budgeting. I think making sure we're working with it as a means of what we already have so that we're not overextending ourselves just like we do in our personal lives. So Kristy, you work with practices within their finances and their profit a lot. What are some areas that you work specifically on helping them to protect their profit within those numbers. DAT- Kristy (03:28) Yeah. Well, I think it's important, Tiff, that we look at it routinely, number one, and understand what our fixed expenses are and then what are ones that we can actually maybe pull levers and see where we can budget and plan for. so many things. Again, just like we look at numbers inside of the practice, there's lag and lead measures, right? I kind of look at the PL the same way. There's lag and lead measures. And so sometimes it's just being more proactive and really looking and planning ahead versus reactive and looking at the bank account to go, is there money? Tiffanie (04:11) Yeah, which I think we all do that at some point, right? Personally DAT- Kristy (04:14) Yeah. Tiffanie (04:15) and professionally. When you're looking at a PL, I love that lead measure, lag measure. PLs are full of lag measures and doctors will look back and gosh, I have a practice that only gets them quarterly, and I'm like, I don't know how we do this. Like it's so hard. We've got to be looking at these every month, like you said. So we're looking at those like lag measures. How do you pulse within that? those lead measures. What are you using and what are you seeing as lead measures when you're looking at those numbers monthly? DAT- Kristy (04:42) Yeah, well, number one, we might be planning ahead for hiring a new teammate. What is that gonna cost us? And so wrapping that into our budgeting for the month, or maybe there's a new piece of equipment that we're looking to buy or a CE course we're going to, like looking ahead and planning for those expenses on a monthly basis so they're not a surprise to us when when they do hit. Tiffanie (05:09) That's brilliant. I love that. So making sure even if we know, hey, we're gonna try to bring on an associate this year. So that associate cost, a lot of dentists know look at the associate costs and start, you know, planning for thirty percent goes over here or twenty percent or whatever you're gonna do, goes over here, start putting that aside. But to your point, Kristy, for Hiring, something that I think we fail to think about often when we bring on an associate is the rest of the team that may need to be brought on as well. So do we need more dental assistance for the associate? Do we need another treatment coordinator to work that schedule? Sometimes, even Kristy, there's hygiene, right? There's a hygiene hire that needs to come along with that associate. So it sounds like for you, you're looking at with that practice, okay, this is our current lag measure. This is our current what we can say is. our usual and customary employee cost. And then as we add these other additional team members, we can expect that employee cost to become X dollars. And then turning that into being able to see what the what the production and collections costs need to be in order to cover that volume. DAT- Kristy (06:19) Yeah, you got it, tips spot on. And we can almost do that for anything that we're future pacing and planning, right? To see if it makes Tiffanie (06:27) Yeah. DAT- Kristy (06:28) sense even. Tiffanie (06:29) Yeah. And I as you're seeing as you're saying that too, you said planning for a a large equipment purchase. So with that, then you can look and say, okay, well, this is what our profit is or what we project our profit to be in the next coming months. Can we set aside or how much can we set aside out of that profit each month to be able to afford that large purchase rather than vice versa? I think a lot of practices And people we say, I want or I need this, and they offer low percentage rates or no percentage rates. So instead of saving towards that thing this day and age, we just say, cool, let's get it, and I'll pay monthly to pay it off. So you're you're even thinking potentially flipping that mindset and saying, let's let's project and see when do we need to make this purchase? How much will it be? And how can we get the money for it? DAT- Kristy (07:24) Yeah, absolutely. And sometimes we do need to finance it, but also knowing what that's gonna look like too. I mean, maybe that makes more sense. Yeah, Tiffanie (07:33) Yeah. DAT- Kristy (07:34) agree with you, Tip. We need to kind of look at where our expenses have been, especially like with team, it's easy to look p back at the last 12 months or six months and say, this is where we've been running. You know, what's kind of funny about that is we just came off of a month where many of our clients had three payrolls. And being able to budget for those ahead of time, right? So Tiffanie (07:56) Yeah. DAT- Kristy (07:57) planning ahead and knowing what we're looking at, but you have to be looking at it routinely. Tiffanie (08:03) Absolutely. I totally agree with that. Quarterly, yearly does not, it just doesn't work. It does not, you're left in the dark so much. monthly financial control. So we can project, we can look and see, okay, where's our growth taking us? Do we need to prep and plan for any expenses? And I love your like even adding if we're adding debt, what does that added debt look like against the current PL? And then two. I was thinking earlier about this, like what pieces do we use a lag measure for to like pull into this month for, like you said, a lead and a lag. So I know a lot of practices I have them working off of budgets, like to the max. And so I have obviously I think a lot of practices work off of an ordering budget, so a supply budget for the back office. But I know a lot of them are like a little skewy too. They're kind of all over the place. Or they're like, it's fine. We're $3,000 over. And I'm like, $3,000 is like another percent or two sometimes. So making sure we stay in line with that, but projecting that and putting it on spreadsheets, right? So I have practices that have budgeting spreadsheets for that reason. So they know exactly how much money they have to spend. And I have dental assistants that find that to be like a game. Like that inspires them to go find the best deals because they know they only have X amount of dollars because the spreadsheet told them and then they're entering all that data. What are you seeing outside of supply costs that you've got offices? I know I've got, you know, if you're doing some obscure things, like what are you having practices look at or have you in the past trying to gain that control maybe of their profit within the budgeting world outside of just the normal dental supplies? DAT- Kristy (09:52) Yeah, I love that you mentioned the dental supplies and doctors, if you're not letting your team do this, like do it. And and really I liken that Tiff to going to the grocery store without a list or with a list, right? Be Tiffanie (10:05) Mm. Yeah. DAT- Kristy (10:06) very intentional. And I really like to have my offices ordering twice a month and you Tiffanie (10:12) Mm-hmm. DAT- Kristy (10:12) set the time aside, you know, Wednesday the first week of the month and Wednesday the third week of the month or something similar. So to your point there, but also the other things that I would look at, and it's coming up big right now, especially with insurances. How much are you spending? Are you taking the credit card payments and letting another 4% go out the door? You know, so many docs are complaining about their reimbursements, but yet you're allowing them to pay you with credit card. You know, that's Tiffanie (10:41) Yeah. DAT- Kristy (10:42) a big one that could save you. Look at look at those. Hopefully you're entering the payments in your software and you're designating it to a payment type. Run that report and see what what how much did you take in on credit card insurance payments? And pretty much you might as well times it by four percent, you know, and see what you could Tiffanie (11:02) Yeah, yeah. DAT- Kristy (11:03) be saving. That's a huge one right now. Tiffanie (11:06) Yeah, I completely agree with you. That's massive. And a lot of practices are doing credit card payments for supplies in order to get points. And then they pay off the credit card. But I do see often practices that end up and we all do that, we do this in our personal life too. We're like, I'll get the points. But then when the payment rolls on, we're like, shoot, I didn't plan for that. So now we're paying it over time and we are adding that extra whatever percentage that APR might be per month to that pay to that balance. DAT- Kristy (11:35) Yeah. The other thing when you're talking supplies tip back in our day, we had to wait for things to come in, right? Now, truly, yeah. Now, Tiffanie (11:42) Yeah, weeks. DAT- Kristy (11:44) truly, most practices, they're getting it within a day or two. I I just I challenge you to reframe your mindset. Sometimes the salesperson comes in and they're like, buy three, get two free, or whatever, you know. It's like that's money sitting on your shelf. And many times, even if you think you're gonna use it over time, that money could be worth more to you in the bank than sitting on the shelf. Tiffanie (12:10) Yeah, that's a really good point. And I was thinking too as you were speaking, there's so many different areas of that like quick return. I have an office that we've dug into their finances many times and their supplies are just like out of this world. And I'm like, what the heck? They were up to like 15% one month. And I was like, guys, what are you ordering? Like what is are we remodeling? Are we restocking the entire office? Like, what did we order? And when they went back, they're like, I don't know. So they go back through and we have them on budget spreadsheets, right? Well, they go back through, and what was happening is the office manager and the front office gal were every day like, we need toilet paper. we need, and they have prime. So prime is a phenomenal tool, very dangerous tool, right? It's dangerous in my own home. DAT- Kristy (13:04) Yeah. Tiffanie (13:06) So being able to at the click of a button get something tomorrow or sometimes even the same day because you need it, it's very easy to just keep that open and be like, order this, order this, order this. And the next thing you know, you've spent two, three, four times your budget because you're not paying attention to it being all lumped together. So I love your ordering two times a month on the budget because it avoids that, even if you have an Amazon cart full, right? I tell them that's fine. Put it in the Amazon cart. If that's how you want to roll, put it in the Amazon cart and you press order on the order day and you see your total. Because how many times have we gone? I used to do this and I probably should do it again. I would throw stuff in the Amazon cart and then I'd wait a couple days. And if I remembered that I needed the thing, I'd go back and I'd order it. DAT- Kristy (13:55) Yeah. Tiffanie (13:56) Or I'd sometimes go back in and be like, I don't know why I thought I needed that. There are so many things that I did not end up ordering. Because I just sat on it for a couple of days. So if we do that instead of the quick instant gratification, because to your point, no matter when you order, it's gonna be there in a couple days. It used to take weeks. It used to take like a month to get implant supplies. We had to schedule implants six to eight weeks out just to ensure we had the parts and the rep would still have to bring stuff. But it's not like DAT- Kristy (14:25) Yeah. Tiffanie (14:26) that anymore. Like there's zero competition when it comes to shipping rates, remember, or shipping shipping days. Remember Henry Schein was like, we'll get it to you within the within the week, free shipping. And it DAT- Kristy (14:36) Yeah. Tiffanie (14:37) was like, yes, I'm using you because you have that, but now everybody has it. So I love that you mentioned that. DAT- Kristy (14:42) Yeah. I love that you said the implant thing, Tiff, because I know even back in my day it was like, gosh, it's not here, and Doctor would spend seventy-five dollars to overnight it and I'm just looking at it like, man. Tiffanie (14:54) Yep. DAT- Kristy (14:55) So I hope that you guys are separating out your invoices and you're really scrutinizing those truly. Tiff, you know, when Tiffanie (15:00) Yeah. I agree. DAT- Kristy (15:02) you were talking, one of the other ones that's really hit me hard lately is ink and and heaven forbid, guys, if you still have the Pitney Bows. postage machine. I challenge you to get rid of it yesterday because truly in this day and age with text to pay and I hope you're not sending postcards anymore and I hope you're not sending paper statements like the ink and the postage is just outrageous and what you're paying for those machines. Get get on, use your technology. We all have it. Tiffanie (15:37) I agree. I loved my Pitney Bows machine when I was in office. That was a long time ago. But I was obsessed with that machine because it was so handy. But I think to your point now, even s paper statements I think are done online and a company prints it and ship and sends it. So we don't even like print at the office and touch them anymore. It's literally all done online. So yes, get rid of the Pitney Bows. I know they're really cute. And they're super helpful. I was attached to mine, but we all gotta say goodbye at some point. I love that. DAT- Kristy (16:10) Yeah. Tiffanie (16:12) another area that I've seen practices like forget that they spent on is like team fun budgeting. So I just you know got my team Starbucks three, four, five times. Like I've walked into an office, I have a couple offices that do this. And if I come to your office, yes, I do enjoy this, so by all means create a budget around it. I'll walk in and they're like, hey, we're putting a Starbucks order in, Tiff. What do you want? And I'm like, heck yeah, right? So I get on there and it's DoorDash or Uber Eats or whatever app that's gonna deliver to the office. And I'm like, bro, this is like $125 worth of Starbucks. Like that's I know I refill my app way too often and I need a budget for that, but those types of things go unnoticed. Again, because everything's just it's not cash, we're not seeing it, it's auto online. And it's like right now. So I have a lot of practices. My practice actually with the Amazon situation, they have an Amazon bucket, but then they also have a team fund bucket. And so they DAT- Kristy (17:15) Yeah. Tiffanie (17:15) have a budget every month of you know profit and amount of profit that goes over to their team fund bucket and they use it or they bank it. And so they can get future items. But that was something that we had to create for that practice because their profit was just getting eaten up because the office manager's like, well, she needed new shoes, you know? Like it's it's uniform, I'll yeah, it's not part of your uniform allowance though. So it was just like this weird spending habits. Are you seeing things like that too, where it's just these like one off yes team appreciation, but we're when we're not budgeting for it, that's where we get confused on the P and L. DAT- Kristy (17:55) Yeah. I th I think it's funny in listening to you talk. It's so funny how it mirrors our personal life. And again, you think about going to the grocery store. If I don't have a budget, all of a sudden, I mean, think of Costco. We walk out and it's like, man, that hurt. But if we have our Tiffanie (18:11) Yes today. DAT- Kristy (18:12) list and our budget that we're sticking in, we leave and and we know about what it's gonna be. So to your point, we love team fun, right? We love celebrating and doing that stuff, but Yeah, have your budget and and even more so than that, like have your budget and let your team plan it. You know, let them Tiffanie (18:31) Yeah. DAT- Kristy (18:31) have fun with it. But but definitely know where you're spending and know what the budget is for it. Tiffanie (18:40) Yeah. Yeah. I love that. I actually have an office that just started a new kind of like a a kudos board, if you will, right? It's a big board and they write these kudos up there. They put the the post it sticky notes up there with so and so's name. And what they do now, instead of it being like this person got five, she gets a gift card or whatever, or we pulled her name, she gets a gift card, or he gets this. What the office manager decided to do was count up all of the praise that's on the board at the end of the month and the number of sticky notes that she has for each one it's a dollar and then one but she has a rotating schedule so then someone is responsible for taking that pool of money and going and getting something fun for the team. And so DAT- Kristy (19:28) Yeah. Tiffanie (19:29) it could be a hundred dollars because they put a hundred sticky notes up there. She has she has no idea she just put the sticky notes up there and then they get that budget amount and they go get lip glosses for the team or lunch or something with that money. And I just I thought that was really cool. But what she did was she budgeted that, right? She's like, okay, well we know what our profit is. And if I have a team allowance of X amount of dollars every month, it might roll over some months, may need more, et cetera. But she's created that budget around it as well. DAT- Kristy (20:01) Yeah, I love that. It it's it serves so many purposes, right? Keeping the culture alive, celebrating. They could even make it around core values, but also having that budget and it gives teams something to look forward to celebrating too. So Tiffanie (20:17) Yeah, I agree. And give them a reason to put sticky notes up there. I'm like, heck, I'd DAT- Kristy (20:20) Yeah. Tiffanie (20:20) be up there all day putting sticky notes up there. You'd have to create a whole new budget. But go ahead. DAT- Kristy (20:25) Yeah. Tiff, you mentioned something else. You know, a lot of us have subscriptions or apps that we're using. I think Tiffanie (20:32) Yeah. DAT- Kristy (20:32) those at least quarterly, it's worth taking a look at and just seeing, are we using this anymore or not? I mean, yeah, dues and subscriptions is a big area for looking for some leaks there. Tiffanie (20:48) I totally agree. I totally agree. I know I I tell myself if it's an app or if it's a subscription that you don't want to look at, you probably need to look at it. So my Starbucks app that's very easy to be like, add 25 real quick, or I I usually add 15 or 20, but the other day it was like the 25 said get an extra star, right? And I was like, cool. What's I'm gonna add it anyways, start adding 25, start adding 30. And when you look back to see how many times you just added whatever to that app to be able to buy from that store. And when I look and I'm like, would I have bought $125 worth of Starbucks if I were using cash? Probably not. Probably not. But it's so simple to add it to the app and spend. And that's their business, that's the whole business model. And it works and it's phenomenal. But when we're looking at monthly financial controls, I think that's a huge space, Kristy. that we forget about, like how much are we paying for these subscriptions? And realistically, Prime, if you're not using the TV, you know, the movies, the TV shows, the whatever music, all of these other pieces, the Audible that comes with it. Like if you're not using those pieces, we're only using it for shipping, to your point earlier. I don't know if you guys have checked this or not. I love Amazon. I'm not here to say don't use them or don't subscribe. I'm not here to say that. So Amazon don't come after us, but the shipping's like two or three days more than what it was going to be. And it really just makes you stop and think. So for your practices where you're off your your team members are just like click, click, click, it's really easy way. Those are really easy ways to your point, Kristy, to take a look at what are we actually spending. And like you said, those are our monthly financial controls, controlling when we're ordering, how we're ordering, and how much our budget is in any perspective of the practice applies or not, really are those financial controls. DAT- Kristy (22:52) Yeah, I agree with you so much, Tiff. So take a look inside. It's not just the health of the practice inside. It's also looking at the health of the practice from the outward perspective too. And planning, right? Plan for Tiffanie (23:04) Yes. DAT- Kristy (23:04) it. Tiffanie (23:05) Yes. The planning is huge. If you're not planning, you're not budgeting, please by all means do it. And if you're here saying, I feel like it's sometimes like the blocked scheduling conversation, Kristy, where they're like, Well, I can't budget because I'm overspending and I know that. Like, no, still budget and look at how much you're overspending. You should still be saying five percent of last month's collections would be this amount to order supplies. And if you're ordering Eight, nine, or ten percent of supplies because you're building, cool. Still be in the habit of budgeting, just like block scheduling. Well, Kristy, I can't do block scheduling because I just need patience on the schedule, and we've just started. Okay, but what if what if you put it on there and you got used to it while you're building? Same thing with the budget. Like just because you're spending more than what you should be. Because maybe you need to right now doesn't mean you can't build the habit of at least looking at it and knowing what it should be. DAT- Kristy (24:09) I agree with you a thousand percent because even if we say five percent, if you're at eight right now and you come in at six or seven, it's still over five, but we're gonna it adds up, right? And you're gonna be pleasantly Tiffanie (24:20) A massive savings. DAT- Kristy (24:21) surprised at the end. So yeah. Tiffanie (24:24) Agreed. Yeah, agreed. I love it. All right, action items. I love your perspective, Kristy, what you said looking at the PL's monthly and looking for the lag measures, which is everything a PL is, and the lead measures that are within that because they're there no matter what, your lead measures are in there as well. So take a look where are you budgeting, where are you not budgeting, and where are you off budget when you are budgeting? I think those are the three key pieces and look at the PL monthly. Kristy, I knew this would be a really good one for us to ping and pong off of. Thank you so much for your words of wisdom and for being willing to jump in with me in the middle of your coaching call day. DAT- Kristy (25:04) Absolutely, it's a pleasure. Tiffanie (25:06) Awesome. All right, guys, go take a look at your PNLs. If you need help deciphering any of it, if you need help like putting it together, I know a lot of practices come to us and say, hey, I can't read this because it's confusing and my CPA now does it differently than my CPA before. Well, guess what? You have all the tools at your disposal to ask your CPA for what you want. So reach out to Hello@TheDentalATeam.com and we are happy to help you get all of that in order, learn how to read the PNL, do all of the pieces and budget. We are happy, happy, happy to help and leave us a five-star review. Let us know what you thought of this podcast and any tips or tricks you may have for others and any nuggets you took away from us. And just like always, we will catch you next time.
Drea Lynn is an attorney, former corporate COO, and author of Smart Quit who helps entrepreneurs escape burnout, scale with confidence, and take control of their business and life with The Smart Shift System®. She also helps professionals make the leap into entrepreneurship with a four-phase framework. After years leading teams inside high-growth organizations, she walked away from the corner office - and the six-figure salary - to build her own consulting business. The exit didn't go to plan: she landed in six figures of debt before rebuilding to half a million in revenue. Her mission is to help one million people quit smart, build bold, and live free.
Thanks to our Partners, NAPA Auto Care and NAPA TRACS Watch Full Video Episode What is your auto repair business really worth, and are you building it to become more valuable every year? Coach Chris Cotton, podcast host on the Automotive Repair Podcast Network, challenges shop owners to look beyond today's sales and profits and start thinking about the long-term value of the business they're building. Many owners spend years on the operational hamster wheel, focused on car count, payroll, production, and this month's bottom line. But when it's time to sell, transition the business to the next generation, or simply step away from daily operations, buyers and banks look much deeper. Chris explains why clean financials, documented systems, owner independence, and intentional succession planning can transform a shop from a business that provides the owner a job into an enterprise with significant transferable value. What You'll Learn Why profitability and business valuation aren't the same thing.What buyers and banks want to see before financing an acquisition.Why removing the owner from daily operations can increase business value.How documented systems and protocols make a shop more transferable.Why clean financial statements and tax records are critical to valuation.Chris Cotton's five stages of shop ownership, from daily survival to eventual exit.How increasing capacity can grow value without necessarily adding locations.Why succession and exit planning should begin years before you're ready to leave. Don't just build a profitable shop. Build a valuable business. Create strong systems. Develop leaders. Clean up the financials. Build capacity. Reduce owner dependence. And understand what your business is worth long before you're ready to sell it. Coaching to Valuation [E269]: https://chriscotton.captivate.fm/episode/cc269 The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix – Auto Shop Coaching. https://chriscotton.captivate.fm/ Learn more about the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care NAPA TRACS will move your shop into the SMS fast lane with on-site training and six days a week of support: http://napatracs.com/ Connect with the Podcast: Download Our Mobile App:https://automotiverepairpodcastnetwork.com/app/Website:https://remarkableresults.biz/YouTube:https://www.youtube.com/carmcapriottoFacebook:https://www.facebook.com/RemarkableResultsRadioPodcast/LinkedIn:https://www.linkedin.com/in/carmcapriotto/Instagram:https://www.instagram.com/remarkableresultsradiopodcast/Join Our Virtual Toastmasters Club:https://remarkableresults.biz/toastmastersJoin Our Private Facebook Community:https://www.facebook.com/groups/1734687266778976Join our Insider List:https://remarkableresults.biz/insiderBooks Page:https://remarkableresults.biz/booksOur Classroom Page:https://remarkableresults.biz/classroomEpisode Collections:https://remarkableresults.biz/collectionsBuy Me a Coffee:https://www.buymeacoffee.com/carm The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/ Remarkable Results Radio Podcastwith Carm Capriotto:https://remarkableresults.biz/Automotive Field TheorywithMatt Fanslow:https://mattfanslow.captivate.fm/Business by the NumberswithHunt Demarest: https://huntdemarest.captivate.fm/The Auto Repair Marketing Podcastwith Brian and Kim Walker: https://autorepairmarketing.captivate.fm/The Weekly Blitzwith Chris Cotton: https://chriscotton.captivate.fm/Speak Up! Effective Communicationwith Craig O'Neill: https://craigoneill.captivate.fm
Somewhere out there, a seven-figure business owner is spending seven figures just to say the number out loud. In the final episode of the Dream Business Blueprint series, Lori breaks down why that's not an empire, it's a headache, and why the number that actually funds your dream life isn't revenue at all. This isn't a lecture on spreadsheets. It's the difference between the number you're chasing and the number that's actually left over once you pay for chasing it, plus the pricing, client selection, and offer decisions that quietly decide which one you end up with. This is the last stop in the Dream Business Blueprint series. Ten weeks ago it started with your ideal week. Today it closes the loop: none of the other blueprints survive very long without the business actually keeping what it earns. 3 Main Takeaways: Revenue and profit are two different numbers, and treating them the same will run you into the ground. Lori shares her own founding story: fully booked, referrals everywhere, and making about 10 cents an hour. Revenue funds the vanity metric. Profit is what's actually left to build a life on. Pricing sabotage starts in your body, not your spreadsheet. If a new price makes your stomach drop, that's not a sign to back off it, it's the feeling that shows up anytime you ask for more than you're used to. Practice saying the number out loud until it stops catching in your throat. Not every dollar of revenue, or every client, is worth the same. A poor-fit client costs more than the invoice shows. Complexity, scope creep, and underpriced packages all quietly eat margin. Better clients paired with better offers, not bigger ones, is what actually funds a dream business. This Week's Action: Pull the dream life number you set back in episode 348 and ask honestly: is that a revenue number or a profit number? If it's revenue, build in the real cost of delivering it before you call it your target. Referenced episodes: 325 (transformational messaging and the Four R's), 342 (kicking off the Dream Business Blueprint), 348 (the Success blueprint and the Camino Trail client) Ready to figure out where your business is costing you freedom? Book a Dream Business Design Session at TalkWithLori.com Resources: Download your Dream Business Blueprint workbook HERE Join Lori's private Facebook group - The Midlife Business Academy. A Facebook group for The Typewriter Generation! A community to share business growth strategies that work for us! Join now! Connect with Lori Follow me on social media - grab other free resources of book a call - it's all right here! Apply for a "Hot Seat" coaching session to work through your business challenges live: MyCoachLori.com
Are insurance plans still bringing value to your practice, or are they quietly costing you money? This week on Dentistry Unmasked, Brian and Pam sit down with Dennis Marvel to discuss why more dentists are reevaluating their participation in PPO insurance plans. As reimbursements fail to keep pace with rising overhead and the cost of delivering quality care, what may have once been an effective patient acquisition strategy can eventually become a financial burden. But dropping insurance isn't automatically the right answer. Dennis explains how to determine when leaving a plan makes financial sense, when it could be a costly mistake, and what practices should evaluate before making the decision. He also shares strategies for transitioning out of insurance plans thoughtfully, without creating panic among patients or watching your schedule disappear. If you've ever wondered whether your insurance contracts are helping or hurting your practice, this episode will give you plenty to think about before you make your next move.
Bienvenue sur le podcast Profit, Liberté, No Stress. Les 3 mots qui représentent le mieux mon « idéal business » et les stratégies que je mets en place pour vous permettre de l'atteindre. Se créer une activité qui rapporte vraiment, qui nous rend libre et avec laquelle nous sommes en paix : peu de stress, peu de contraintes.Envie de vivre de votre expertise ? Cliquez iciPour commander mon livre : Digital SelfmadeHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Benmont Locker scaled his real estate operations to $250,000 a month in ad spend, but he didn't start there. In this episode the founder of RAMP, a sales-team training community for real estate investors, breaks down exactly how he ramped up with confidence, and why that confidence comes from data and a sales team he trusts, not from having a pile of cash.Ben is a quote machine here ("morale comes from profit," "hope is a terrible investor drug"), but the substance runs deep. He and David cover the marketing feedback loop built on qualified leads, the 0-to-90-day break-even framework, why he implements Profit First and a CFO 90 days into every new entity, and how tracking profit by product line exposed a low-margin line he'd have otherwise scaled blindly. If you want to make money fast in real estate and actually keep it, don't miss this one.Timeline Summary[2:54] – The RAMP hat and how Ben scaled to around $200K a month in marketing[3:15] – Why confidence to spend comes from data and discernment, not just having cash[4:16] – Making marketing own qualified leads, not gross leads, to shorten the feedback loop[5:42] – Whether he was born with a head for numbers or learned it through trial and error[6:56] – How tracking data across supplements, alcohol, and spine implants all became the same game[7:21] – Why data was what let a non-authoritative personality hold people accountable[8:32] – The unwritten rule: profit and revenue always in first position[9:05] – The Titanic analogy for over-process without revenue[10:11] – Why "morale comes from profit" and culture isn't pizza parties[11:42] – His simple marketing ROI test and the 0-to-90-day break-even framework[13:14] – Why he targets a 3-to-1 return rather than chasing a high-ROI, low-scale channel[13:52] – The disclaimer: never wait 90 days for leads, since response comes within 24 hours[16:11] – How to ramp up the right way by focusing on revenue, not just leads[17:56] – When to bring on a CFO: "when your ego gets out of the way"[19:11] – Why he called David just 90 days into a new entity for help[20:40] – Why the CFO meeting is one of his favorite meetings of the week[21:09] – The call where his team told him he had too much liquidity and to take a distribution[23:01] – His nuanced take on reserves by growth phase, product line, and owner[26:20] – How profit by product line revealed the low-margin travel work[27:02] – The 50% top-line growth that only produced 10% net profit growth[30:33] – The two transformations: revenue on office TVs and a dedicated finance meeting cadence[31:35] – The $600K cash swing that reframed his hard-money funding strategy[34:42] – His core advice: fill your day with direct revenue-producing activities5 Key TakeawaysConfidence Comes From Data — Spending $250K a month on marketing isn't about having cash, it's about trusting the data and a sales team that converts. Shorten the feedback loop to qualified leads and you can reinvest with confidence.Break Even In 90 Days, Then Scale — Commit three months of budget with the goal of breaking even, not just getting leads. Aim for a 3-to-1 return by months four to six, which scales better than a high-ROI, low-volume channel.Morale Comes From Profit — Culture isn't pizza parties. Profit provides team stability, cash reserves, and momentum, and a business with no profit is a dangerous place to lead everyone into.Bring In A CFO Early, After Revenue — Ben implements Profit First and a CFO about 90 days into every new entity, once revenue is flowing. Squeaky-clean books with no leads is no place for an investor to sit.Track Profit By Product Line — Growing top-line revenue 50% while net profit grew only 10% is a warning, not a win. Profit by product line revealed a low-margin line he'd have scaled blindly without the data.Links & ResourcesRAMP — https://www.ramprei.comSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comThe Road Less Stupid by Keith Cunningham — https://www.keystothevault.comEnjoyed This Episode?If Ben's line that "hope is a terrible investor drug" made you rethink how you measure your marketing, that's the mindset shift worth acting on. Share this episode with an investor who's chasing revenue without watching the bottom line, and follow the show and leave a rating and review so more real estate investors can ramp up the right way.
Handshake Co-Founder & CEO Garrett Lord talks with TITV Host Akash Pasricha about AI agent limitations. We also talk with The Information's Juro Osawa about ByteDance's declining net profits amid heavy AI investments and Creator Ventures' Sasha Kaletsky about Meta's new Muse agent launch, and we get into developers pairing Claude Code with rival AI models with The Information's Alix Coutures.Articles discussed on this episode: https://www.theinformation.com/newsletters/ai-agenda/developers-find-ways-use-claude-code-without-anthropic-modelshttps://www.theinformation.com/articles/bytedances-first-half-profit-drops-20-billion-weighed-ai-spendingSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/Chapters:00:00 - Introduction01:13 - Handshake CEO Garrett Lord on Pacing AI & White-Collar ROI13:04 - ByteDance Profits Fall to $20B Amid AI Investments15:56 - Meta's Muse Agent Launch & Enterprise Traction25:25 - Developers Using Claude Code With Rival AI Models
Ask most farmers what has the biggest effect on profit and they'll say inputs: seeds, soil, amendments, the stuff you put in the ground. They're wrong. After a decade of interviews, here's the profit pie: every factor that touches your profit, ranked from biggest lever to smallest. Watch the episode here! Interested in watching the series? Hop on over to our YouTube Channel! Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
If you want to build an interior design business that is profitable, scalable, and capable of supporting the life you actually want, your pricing strategy has to do more than cover your time. In this episode of Design Business Freedom, I'm breaking down how interior designers can move beyond hourly pricing, intentionally design profit into their business, and confidently charge for the transformation they create. Knowing your value and charging for it are two very different skills, which is why pricing is the second pillar of the Profitable Studio Framework. You'll learn why hourly billing penalizes expertise, how flat-fee pricing supports scalable profit, which numbers matter most inside your design firm, and how the language you use around money can dramatically influence what clients are willing to invest. In This Episode You Will Learn: Understand why hourly pricing can penalize experienced interior designers for becoming faster and more efficient. Shift from charging for time to pricing for the transformation, long-term value, and client outcome you deliver. Calculate the annual revenue, owner compensation, overhead, and profit your interior design business needs to produce. Track profit per project and average project value so your Design Business Freedom strategy is based on profitability instead of project volume. Use more confident money language with prospects so interior designers can protect their fees, position their expertise, and attract better-fit clients. While one word can truly grow your profits, mastering more will lead to a full business and personal transformation. Get them all in my book "The Language of Success: 35 Words to Boost Your Worth and Wealth". You'll be pleasantly surprised at the effectiveness of these word swaps and the increased confidence you'll feel in business and life. Timestamps: (00:00) Welcome to Design Business Freedom and pricing strategy (01:01) Turning your interior design value into sustainable profit (03:19) Why profitable design businesses intentionally design their profit (04:39) How hourly pricing penalizes mastery and design expertise (07:27) Stop measuring success by how busy you are (09:03) Price the client transformation instead of your time (12:39) Why flat fees better reflect long-term design value (13:33) Pricing procurement, product margin, and design implementation (15:03) Revenue versus profit inside your interior design firm (15:54) Start pricing with the extraordinary life you want (18:21) Calculate owner compensation, overhead, reserves, and profit (20:19) Track profit per project and strengthen flat-fee pricing (21:55) Use change orders to stop losing scope-creep revenue (26:11) Replace budget and cost language with investment language (33:48) What to say when prospects ask your pricing Key Takeaways: Profit should be intentionally designed into your interior design pricing strategy instead of discovered at the end of the year. Hourly billing has a ceiling, while the value and transformation an experienced designer delivers can continue to increase. Profitable interior design businesses track profit per project and average project value, not simply revenue or how many projects are on the books. The language interior designers use around investment, value, and discovery can strengthen positioning and protect profitability before the contract is ever signed. About Melissa Galt: Melissa Galt is an award-winning business coach, marketing consultant, speaker, and interior designer with more than 30 years of experience helping interior designers build profitable, scalable, and sustainable businesses. Through Design Business Freedom, Melissa shares proven Interior Design Business strategies, Interior Design Marketing insights, leadership training, pricing expertise, and growth systems designed to help designers attract better clients, increase profitability, and create lasting success. Connect with Melissa Instagram Facebook Linkedin Website
Jim Paulsen joins Jack Forehand and Matt Zeigler on the latest Jim Paulsen Show to explore why booming AI earnings may be masking a weakening U.S. economy, and what that means for stocks, bonds, and Federal Reserve policy. Using 27 charts, he examines stalled job creation, rising oil prices, growing reliance on debt to finance AI investment, and why he expects a sharper correction in technology than in the broader S&P 500.Subscribe to the Jim Paulsen Show on SpotifySubscribe to the Jim Paulsen Show on Apple PodcastsTopics covered:Why strong S&P 500 earnings hide a widening divide between technology, energy, and the remaining seven sectors.Why low unemployment claims may offer false comfort when job creation has stalled.Jim's job market misery index and what it suggests about the case for Fed easing.How business investment and employment have broken their historical relationship.Why weak real disposable income, low savings, and higher oil prices threaten consumer spending.How fading economic momentum could push Treasury yields lower despite renewed inflation fears.Why a shrinking wall of worry could remove an important source of support for stocks.What growth stock leadership, household purchasing power, and ISM services data reveal about market risk.How debt-funded AI spending and widening credit spreads change the risks facing technology companies.Why extreme stock outperformance versus bonds could matter for portfolio allocation.The difference between rising profits per worker and sustainable economic productivity.Why Jim expects a tech bear market but a more moderate correction in the broader S&P 500.Timestamps:00:00 Why oil, rates, and tight policy worry Jim05:43 The three-way split hiding beneath strong earnings09:58 Why low jobless claims may be misleading16:18 When business investment stops creating jobs20:48 Can consumer spending outrun real income?26:01 How the wall of worry has supported stocks31:44 Investor complacency and a shift toward growth fears36:58 The disconnect between Main Street and Wall Street41:35 AI debt financing, credit spreads, and the case for bonds47:25 Investment per worker and the yield curve's earnings warning51:52 Profit productivity versus real economic productivity58:08 Why Jim expects a tech bear market and a broader correctionLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms or their clients.
Design Curious | Interior Design Podcast, Interior Design Career, Interior Design School, Coaching
What does it really mean to be an interior designer? Is it simply choosing beautiful colors, furniture, and finishes? Or is there something much deeper happening when we step into a client's home and ask them to trust our professional judgment?In this episode, I sit down with Tamera Gamble of Arranged Space, an interior designer, educator, mentor, and longtime design professional whose career has taken her from high-end residential design to commercial, municipal, retail, and residential projects. Her story is a wonderful reminder that interior design is both a creative career and a technical, human-centered profession.I especially loved Tamera's commitment to making good interior design accessible to real people, regardless of their budget. Whether you're working on a luxury residential project, helping a client make a few changes with $1,000, creating construction documents in AutoCAD, or simply solving a difficult space-planning problem, the fundamentals still matter. Your job is to make the space work for the person living in it.And sometimes, doing that means telling a client no.Featured GuestTamera Gamble is the founder of Arranged Space, an interior design business focused on creating thoughtful, functional spaces that reflect each client's style and budget. Her career in interior design spans residential, commercial, municipal, retail, and historic preservation projects, including work with prominent firms such as Ralph Lauren, Gruzen Sampton, and Goldenstein Hill and West. Tamera earned her BFA from the New York School of Interior Design and has developed a particular passion for space planning, technical drawing, and using design to make everyday spaces work better for the people who live in them. In addition to practicing interior design, she teaches at the New York School of Interior Design and has spent years mentoring aspiring designers, helping them build their skills, confidence, and portfolios.What You'll Learn in This Episode✳️ Why interior design requires technical expertise✳️ How to confidently stand behind your recommendations✳️ Why continuing education matters throughout your career✳️ How to make good design accessible✳️ Ways to build experience and your design portfolioRead the Blog >>> The Real Work of a Professional Interior DesignerNEXT STEPS:
140 Tickets an hour is awesome. Until you look at the sales mix and realize missed sales opportunities. Real-world food truck training in about 10 minutes. Profit, pricing, food cost, speed of service, marketing, events, and smart systems—no hype, just what works.Enjoyed this episode? Please do two things for me. First hit "Follow" on Spotify so you never miss a new one.Second go to https://www.nsfva.org/join and become a member today!
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A social service provider is calling on the Government to urgently review its procurement rules.
Bienvenue sur le podcast Profit, Liberté, No Stress. Les 3 mots qui représentent le mieux mon « idéal business » et les stratégies que je mets en place pour vous permettre de l'atteindre. Se créer une activité qui rapporte vraiment, qui nous rend libre et avec laquelle nous sommes en paix : peu de stress, peu de contraintes.Envie de vivre de votre expertise ? Cliquez iciPour commander mon livre : Digital SelfmadeHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Free: the full one person business AI system: https://eden.so/kits/one-human-business/My weekly writing on the mind, the internet, and the future: https://letters.thedankoe.com––– My Books –––The Art of Focus: https://theartoffocusbook.comPurpose & Profit: https://thedankoe.com/purposeIf you'd rather listen to these videos on Spotify: https://open.spotify.com/show/3lZRG3LCFZxKkQVSsCwoyN––– My Books –––The Art of Focus: https://theartoffocusbook.comPurpose & Profit: https://thedankoe.com/purpose––– Socials –––Twitter: https://twitter.com/thedankoeInstagram: https://instagram.com/thedankoeYouTube: https://youtube.com/c/DanKoeTalksLinkedIn: https://linkedin.com/in/thedankoe
Profit is the problem
David Richter, author of Profit First for Real Estate Investing, delivers a back-to-basics whiteboard walkthrough of the entire Profit First system in this solo episode. If you've heard the term thrown around but never understood the actual mechanics, this is the overview that makes it click.David breaks down why Profit First is just the pay-yourself-first principle from Rich Dad Poor Dad and The Richest Man in Babylon with a real system behind it, and then draws out that system account by account. He covers the income account, the "golden trio" of profit, owner's comp, and tax, and the operating expense account most owners live in. Best of all, he shows why it's nearly impossible to mess up if you keep it simple. If numbers make your eyes glaze over, start here.Timeline Summary[0:26] – David introduces himself and frames the episode as a full overview of Profit First[0:46] – What Profit First actually is: a cash flow system for putting money in your pocket[1:04] – Why it's an offshoot of pay-yourself-first ideas from Kiyosaki, Babylon, and Covey[1:42] – Reassurance for the investor who's "allergic to spreadsheets"[2:02] – The only two ways Profit First fails: never setting it up or making it too complicated[2:22] – How the system is the envelope method applied to business bank accounts[2:56] – Why most owners put profit last and how to protect it instead[3:37] – Giving every dollar a name so you're intentional instead of throwing money around[3:52] – Building the system: starting with the income account where all deposits land[4:15] – The three accounts under income: profit, owner's comp, and tax[5:05] – The operating expense account and why it's the one big account most people start with[5:45] – Why the profit account fuels the reason you started your business[6:05] – Taking profit quarterly, and using it first to knock out debt[6:33] – Why owner's comp is his favorite account and how it pays you consistently[7:15] – The tax account as the peace-of-mind account that kills tax-time stress[7:35] – Why it's called Profit First and the "golden trio" Harry Potter analogy[8:27] – If it feels like too much, start with just the owner's comp account5 Key TakeawaysProfit First Is Pay Yourself First With A System — The principle isn't new; it's straight out of Rich Dad Poor Dad and The Richest Man in Babylon. What Profit First adds is the actual how, a bank account structure that makes it real.It Only Fails Two Ways — Profit First doesn't break on its own. It only fails if you never set it up, or you make it so complicated you quit. Keep it simple and use it consistently.Give Every Dollar A Name — The system is the envelope method applied to business checking accounts. Naming your accounts makes you intentional instead of throwing money at marketing, hires, and expenses on a hunch.The Golden Trio Protects Your Money — Income flows in, then you transfer to profit, owner's comp, and tax first, before operating expenses. Profit fuels your purpose, owner's comp pays you, and tax is your peace-of-mind account.When In Doubt, Start With Owner's Comp — If the full system feels overwhelming, open one account and pay yourself from it consistently. Most owners don't pay themselves enough, and building that habit is where it all starts.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comRich Dad Poor Dad by Robert Kiyosaki — https://www.richdad.comThe Richest Man in Babylon by George S. Clason — https://www.penguinrandomhouse.comThe 7 Habits of Highly Effective People by Stephen Covey — https://www.franklincovey.comThe Total Money Makeover by Dave Ramsey — https://www.ramseysolutions.comEnjoyed This Episode?If David's whiteboard finally made the Profit First system click for you, the next step is opening that first account today. Share this episode with an investor who puts their profit last, and follow the show and leave a rating and review so more real estate investors can learn to keep more of what they make.
Friend, I want you to meet Kristen Phillips, a teen anxiety coach and high school counselor who has spent over 18 years walking alongside teenage girls through anxiety, insecurity, and emotional overwhelm. And her mission is deeply personal. As a teenager, Kristen struggled with her own anxiety and self-doubt, constantly feeling like she was either too much or not enough, until she found the freedom of rooting her identity in Christ instead. Now she's helping Christian teen girls find that same peace. Here's the part that made me want you to hear this one. Before Kristen joined Podcast to Profit, her podcast had 1,807 downloads total over four months. Since joining P2P, she's grown to 14,000 downloads, published her 100th episode, and landed in the top 2.5% of podcasts globally, all within about 7 months. But what I love most is what Kristen told me about herself. She's a self-described serial entrepreneur, sticking with one thing and going all-in has always been her struggle. She said without the P2P framework, the coaching, and the community around her, she's positive she'd have already quit and moved on to the next shiny idea. If you've got a podcast, whether it's just an idea in your head or one that's already live and you're wondering if it's even worth continuing; I pray Kristen's story gives you the push to keep going. God is so faithful, and I loved getting to celebrate this milestone with her! Ready to Grow Your Podcast Like Kristen Did? Join my FREE, LIVE 5-Day Profitable Podcast Bootcamp! Discover a simple, God-led way to use a podcast to create sustainable income and meaningful impact, without hustling or being glued to social media.
Profit-driven Medicare Advantage cutsWhy single-payer isn't dead$107 oil and soaring ratesArmed ICE at the pollsSupreme Court blocks Missouri mapNavy's Bahrain admissionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Naylor Taliaferro is a prominent figure in the green industry known as the Lawn Care Rookie. Taliaferro details his transition from retail management to owning a successful lawn maintenance business and founding LCR Media, a platform dedicated to community growth and industry events. He emphasizes the importance of route density, leadership, and specialized services as the primary drivers of profitability and time management. The discussion highlights his "brick by brick" philosophy, advocating for disciplined business growth and the use of budgeted hours to ensure financial success. Key Takeaways: Build your goals one brick at a time instead of letting the massive scale of a project overwhelm and intimidate you. Let your pricing filter your clients so that your rates automatically turn away bargain-hunters and attract premium customers who value quality. Maximize schedule and route density to eliminate wasted travel time, protect your profit margins, and reclaim your personal life. Master a single, scalable specialty that you genuinely enjoy rather than spreading yourself thin and wasting money as a jack of all trades. Discipline yourself to say no to the wrong opportunities so that you always have the time, space, and energy to say yes to the ideal ones. Connect with Auman Landscape
On today's episode of the podcast I'm walking you through how I conduct my monthly profit reports, breaking down my revenue and expenses, and setting my September projections. This week's episode is brought to you by the Contract Club®. All the contracts you need, all in one place. Just pay the cover, and you're in for life. I've started adding my Profit Reports in-depth to my blog. You can see all the numbers and charts I mention in today's episode here: https://notavglaw.com/blog/profit-report-august-2026 For the step-by-step details on how to run your own Profit Report, check out episode 355 or head to our blog https://notavglaw.com/blog/not-your-average-profit-reports-the-intro
Are you stuck feeling like your business can't run without you? Wouldn't you love to have a team that manages itself? In this episode, you'll hear what happened when Dr. Sabrina stepped back, and Melissa Kay took full ownership of delivery. Spoiler alert: the coaching didn't just stay on track, but it got even better! You'll discover why giving your team autonomy is the key to growth and freedom and how stepping back creates space for innovation and improvement. We're providing practical steps you can follow to build your own self-managing team. If you've ever worried about losing control by stepping back, join us to learn how your business can actually grow stronger without you.Profit by Design is a Tap the Potential production. Show Highlights:Dr. Sabrina's insights from Melissa Kay's extended vacation: A self-managing team IS possible!A-players are intrinsically motivated and are whole, competent, capable, and complete.Building your self-managing team requires specific action steps, such as asking, “What is most important?” as part of your structured approach. The environment you want is a calm, curiosity-driven, well-oiled machine powered by a learner mindset.Our programs, Leadership Bootcamp and Coach Approach, are designed for A-players who are ready to be equipped to support your vision.Our clients want step-by-step instructions.Building your self-managing team takes a clear vision, specific expectations, targeted KPIs to track progress, and a delivery promise.Exceeding your clients' expectations is classic A-player thinking.Building trust in your teamCheck out our courses on hiring, leadership, and team development. Book a call with us if you don't know where to start!Resources:If you're ready to build a business that gives you more profit AND more freedom, join me for the FREE Better Business Better Life Jumpstart Workshop: How to Reclaim 10 Hours per Week (and Pay Yourself More!).https://www.tapthepotential.com/jumpstart. We will begin September 22nd.
In this new Tradie Tip, I show you the single tool that took my GC business from $1M to $10M, and it's not software; it's a whiteboard and sticky notes. If you want help building your own production board and installing this system in your contracting business, book a free calibration call with my team at Profit for Contractors.
In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes from WorkHero speak with Bill Spohn, Founder & CEO of TruTech Tools, LTD, who brings 38 years of experience in the HVAC industry. They discuss the Entrepreneurial Operating System (EOS), including meeting structure, decision-making, core values, accountability, and culture. Bill shares how TruTech Tools introduced EOS practices, used a Vision Traction Organizer, defined roles through the GWC framework, tracked leading indicators, and approached leadership succession. Expect To Learn: How EOS uses a two-page Vision Traction Organizer to guide business planning. Why regular meetings with clear agendas improve leadership communication. How to define core values through a keep, kill, and combine process. What the GWC framework means for assigning people to the right roles. Why quarterly conversations can support accountability and feedback. How leading indicators can help teams anticipate future performance. How structured meetings can help leaders identify, discuss, and solve issues. Timestamps: 00:00 – Introduction 01:14 – Discovering the Vision Traction Organizer 03:10 – Early EOS practices at TruTech Tools 04:29 – Implementing EOS and defining core values 07:32 – EOS impact on roles and accountability 10:57 – Quarterly conversations and giving people grace 13:27 – Defining culture through actions and process 16:57 – Succession planning and reducing Bill's day-to-day role 20:00 – Why Billy Spohn would not take over without EOS 20:22 – Visionary and integrator roles 22:55 – Identify, discuss, and solve meeting issues 23:51 – Using 90.io for EOS meeting preparation Follow our Guest Bill Spohn and his companies: LinkedIn: https://www.linkedin.com/in/billspohn/ Company LinkedIn: https://www.linkedin.com/company/trutech-tools-ltd/ Company Website: https://trutechtools.com/ Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/ Follow Furman Haynes: LinkedIn: https://www.linkedin.com/in/furmanhaynes/ WorkHero: https://www.linkedin.com/company/workherohvac/ Instagram: https://www.instagram.com/workhero__/
Your practice can be healthy, busy, and well-run and still have much more profit potential.In this episode:Why excellent practices do not always produce better owner economicsThe profit levers most dentists miss when the schedule is already busyHow to know whether your next move is more growth or better conversionListen now if you want to find the profit opportunities already sitting inside your practice before you add more patients, more chairs, and more complexity.━━━━━━━━━Busy isn't the same as Irreplaceable. One fills your schedule. The other protects your time, your income, and the team that has your back.Ten questions. Four minutes. See where your practice is strong, where it is exposed, and what to build next so you can work less, earn more, and be ready for what is coming.Take the Commoditization Threat Assessment: assessment.irreplaceablepractice.com
What does a cereal box actually tell you? A lot more than you'd think. On this episode, Gregg Goldfarb is joined by Lisa Sutherland, who spent years running nutrition strategy inside Kellogg, and Marion Nestle, one of the country's most well-known food policy critics, to unpack their new book, Sugarcoated. The two co-authors met almost two decades ago when Nestle got rare access to Kellogg's archive: every piece of cereal packaging the company had ever created, dating back to 1919. What they found sitting in that library became the foundation for a book that traces American food policy, marketing tactics, and health claims through the lens of the cereal aisle. The conversation digs into how sugar content in cereal has changed since Sutherland's time at Kellogg, why the toys that consumer advocates once got pulled from cereal boxes are quietly making a comeback, and how the FDA and watchdog groups have spent decades battling cereal makers over health claims that cross the line. Nestle and Sutherland don't paint food companies as villains — they're businesses answering to shareholders every quarter — but they make clear that understanding that incentive is the key to understanding everything on the shelf. Gregg also gets both authors' take on whether today's political moment, with food additives and health claims under new scrutiny, is a real opportunity for change or just more noise. Join Gregg Goldfarb, Marion Nestle and Lisa Sutherland on Climate Change Environment Science & the Law as they explore: Why cereal boxes are a surprisingly rich record of American food policy history How sugar content in cereal has actually changed since the 1990s — and how much What life was like inside Kellogg's nutrition division, from label claims to ad strategy Why the toys that were pulled from cereal boxes years ago are showing up again How the FDA and consumer advocacy groups have repeatedly challenged cereal health claims Why "healthier" products don't always win shelf space, even when companies want them to What it actually takes to write a book with a co-author — and find a literary agent Which cereals actually hold up as healthier choices, according to a nutrition PhD TIME STAMPS 0:00 – The Open 0:17 – The Cereal Box as Sophisticated Advertising 1:40 – Why Sugarcoated, Why Now 2:39 – A Century of Cereal Boxes Reveal Food Policy History 5:53 – "They Want to Get Kids Hooked" — Toys Are Back 7:03 – Profit, Market Share, and the Cheerios Takeover 9:18 – Is This False Advertising? 11:57 – "That's the Issue" — The Real Incentive Behind Big Cereal 13:59 – The Michelle Obama White House Story 15:43 – What Readers Will Get From the Book 21:47 – The Healthiest Cereals, According to a Nutrition PhD 22:45 – Release Date & Sign-Off Lisa Sutherland, PhD, is a public health–trained nutrition scientist and the former Vice President of Nutrition at Kellogg Company. She now works in academia, applying her food industry experience to public health education. Marion Nestle is a professor emerita of nutrition, food studies, and public health at New York University, the author of Food Politics, and a longtime critic of food industry marketing practices. She writes daily at foodpolitics.com. Contact / Follow Marion Marion Nestle Blog: https://www.foodpolitics.com/ Marion Nestle LinkedIn: https://www.linkedin.com/in/marion-nestle-9515ba8/ Contact / Follow Lisa Lisa Sutherland LinkedIn: https://www.linkedin.com/in/lasutherlandphd/ Get the book! Sugar Coated: Unboxing the Hidden Forces Shaping America's Favorite Breakfast Food: https://www.amazon.com/Sugar-Coated-Unboxing-Breakfast-California/dp/0520421272 To hear more mass tort updates and legal issues shaping our communities, subscribe to Climate Change Environment Science & the Law with Gregg Goldfarb.
✅ The Green Impact Report Quick take: What if the greenest building innovation isn't waiting around the corner — it's already here? New Energy Works founder Jonathan Orpin makes the case for building better now, using durable timber structures, wood-fiber insulation, off-site construction, and mass timber to tackle carbon without sacrificing craft or economics.
Business of Design ™ | Interior Designers, Decorators, Stagers, Stylists, Architects & Landscapers
Where is your interior design business leaking time, profitability, and client trust? In this episode, Kimberley Seldon sits down with Sheilah MacSporran, CEO of DesignFiles, to uncover four common business leaks that quietly create chaos for interior designers. From starting every project from scratch to juggling disconnected tools, these inefficiencies can cost you hours, reduce profitability, and create unnecessary stress for you and your clients. Drawing on more than a decade of experience observing how interior designers work, Sheilah shares practical ways to plug these leaks through templates, connected systems, automation, and streamlined workflows. Kimberley also shares a hard-earned lesson from her own design career: difficult clients aren't always the problem. Sometimes, it's the chaos created by a business without consistent systems. If you're spending too much time on busywork, managing too many tools, or answering questions your systems should answer, this episode will help you identify what's slowing your interior design business down. In this episode, you'll learn: - The four common business leaks that cost interior designers time, profitability, and client trust - Why starting every project from scratch is a major efficiency and profit killer - How disconnected software and repetitive data entry create unnecessary work - Why templates, systems, and automation create consistency and protect profitability - How better systems create a better client experience—and a more efficient, profitable interior design business
Most people think they're investing. David Bahnsen thinks they're speculating — and there's a profound difference. The founder and chief investment officer of the Bahnsen Group, which manages over $10 billion in client assets, joins Newt to discuss his new book, Profit from the Profit: The Past, Present, and Future of Dividend Growth Investing. Bahnsen argues that dividend growth investing isn't merely a smart income strategy — it's the only coherent investment philosophy for people who want to own something real rather than gamble on price. He and Newt explore why the "grow now, dividends later" advice most young investors receive is historically flawed, what the dot-com bubble and the Cisco paradox reveal about today's AI boom, how the Hollywood consolidation mess perfectly illustrates CEO ego destroying shareholder value, and why Charlie Munger was right: the big money is in the waiting.See omnystudio.com/listener for privacy information.
Today on The Editors, Rich, Charlie, MBD, and Dan discuss Vance's answer to accusations of antisemitism, Talarico's linking of capitalism to white supremacy, and California's wealth tax. Editor's Picks: Rich: Andrew McCarthy's piece, “Mamdani's Intifada” Charlie: Yuval Levin's piece, “Barking Up the Wrong Amendment” MBD: Dan Foster's piece from the September issue of the magazine, “Something is Going to Happen” Dan: Arthur Herman's piece about energy security as national security, “China Understands the New Energy War. Does America?” Light Items: Rich: Drove around an old beater car. Charlie: Watched the movie, Her. MBD: Enjoyed the beginning of the U.S. Open. Dan: Went to his first PTA meeting. Sponsors: VaerProfit from the Profit by David L. Bahnsen Catholic Charities This podcast was edited and produced by Lauren Elizabeth Veldhuizen. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.