Money, Life, and Reality

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THIS PODCAST COVERS ALL OF LIFE'S ESSENTIALS THAT AREN'T COVERED IN SCHOOL. Podcast host David DeGraw discusses personal finance, college planning, starting a small business, travel savings tips, life advice, and more to prepare you for a bright and productive future. Disclaimer: The opinions expressed in on the Money, Life, and Reality podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. It is only intended to provide education about the financial industry. Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

David DeGraw


    • Oct 31, 2021 LATEST EPISODE
    • infrequent NEW EPISODES
    • 24m AVG DURATION
    • 30 EPISODES


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    Latest episodes from Money, Life, and Reality

    Episode 30: Your Money Isn't Growing In A Savings Account

    Play Episode Listen Later Oct 31, 2021 20:49


    In this week's podcast, David discuss how important it is to learn how to INVEST your money properly. Your Money Isn't Growing In A Savings Account; this is a true fact based on inflation and other factors. You don't want to miss this week's episode! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 29: Side Hustles

    Play Episode Listen Later Oct 24, 2021 20:26


    In this week's episode, David tackles the topic of SIDE HUSTLES and the importance of never being complacent in your quest to have multiple sources of income. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 28: Choose Your Friends Wisely

    Play Episode Listen Later Oct 17, 2021 20:25


    In this week's podcast, David dives in to a a very important topic; CHOOSE YOUR FRIENDS WISELY! Discussions covered this week include being a coach instead of a judge, surrounding yourself with positively instead of a toxic environment, and ultimately creating a friend group that encourages you to reach your fullest potential. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 27: David's 4 Step Challenge To Complete Before The End of 2021

    Play Episode Listen Later Sep 6, 2021 17:55


    In this week's podcast, David returns from summer break with a 4 Step Challenge To Complete Before The End of 2021! Make sure you are ready to take notes and implement these 4 easy steps that will have a dramatic impact on your life, money, and reality! You don't want to miss this week's episode. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 26: What Is A REIT? (Real Estate Investment Trust)

    Play Episode Listen Later Jun 13, 2021 14:25


    In this week's podcast, David discusses how a REIT, Real Estate Investment Trust, can be an important part of your financial game plan. Get your notebook out and get ready to learn about REITs! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 25: What Is Inflation?

    Play Episode Listen Later May 30, 2021 15:20


    In this week's pod, David discuss the topic of Inflation along with tips and tricks on how you can protect your assets during these challenging times. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 24: Types of Mortgages

    Play Episode Listen Later May 2, 2021 22:52


    In this week's episode, David discusses an in-depth overview of the 3 major Types of Mortgages. This is a must listen to episode for anyone who is in the real estate market. Get ready to learn! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 23: What is a Time Value of Money (TVM) Calculator?

    Play Episode Listen Later Apr 25, 2021 22:53


    In this week's episode, David discusses a powerful tool to determine how much money you need to save yearly in order to have your money last a lifetime in retirement known as the Time Value of Money (TVM) Calculator. You don't want to miss this informative episode. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 22: It's Checkin Time!

    Play Episode Listen Later Apr 19, 2021 22:56


    In this week's episode, David provides you with a Financial Checkin in these crazy times. Get ready to get a refresh on the path toward financial freedom. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 21: The Real Estate Tsunami

    Play Episode Listen Later Apr 11, 2021 23:31


    In this week's podcast, David discusses The Real Estate Tsunami and why you need to wake up and pay attention to what is going on in the housing market. This episode you don't want to miss! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 20: What Is Going On With Real Estate?

    Play Episode Listen Later Mar 29, 2021 20:44


    In this week's podcast, David discusses some important things that all home buyers need to know and answers the question; What Is Going On With Real Estate? This is a must listen to episode! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 19: Beware of Employer Sponsored Retirement Account Provider Fees

    Play Episode Listen Later Mar 21, 2021 24:02


    In this weeks episode, David discuss the importance of being aware Employer Sponsored Retirement Account Provider Fees. If you have or are going to sign up for a 401(K), 403(b), 457, Deferred Comp, etc. you don't want to miss this week's episode. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 18: How Do I Improve My Credit Score?

    Play Episode Listen Later Mar 15, 2021 18:40


    In this week's episode, David gives you tips and tricks on How to Improve Your Credit Score; it's easy and you should follow these simple steps. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 17: Work Life Balance

    Play Episode Listen Later Mar 7, 2021 22:07


    In this week's podcast, David discusses the important of WORK LIFE BALANCE.  This is a pillar of your financial blueprint for success.  Mental health is key to overall health and for that matter wealth; you don't want to miss this episode.  --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 16: My 15% Savings Rule!

    Play Episode Listen Later Feb 28, 2021 27:21


    In this week's podcast, David discusses his 15% Savings Rule to get you on track to become a Millionaire! Simple and practical tips and tricks are given to set yourself up on the path toward Financial Freedom. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 15: Employer Sponsored Retirement Accounts - 401(k) and 403(b)

    Play Episode Listen Later Feb 21, 2021 26:04


    In this week's episode, David discuss the key features and cost savings for your Employer Sponsored Retirement Accounts - 401(k) and 403(b). Make sure you get your notebook out for a great life lesson in having your money grow over time to help you on the road to financial independence. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 14: Rethink The Way You Spend

    Play Episode Listen Later Feb 14, 2021 31:05


    In today's episode, David provides realistic ways to help CUT YOUR MONTHLY EXPENSES so you can keep more of your hard earned dollars in your pocket rather than giving them away. A NOT TO BE MISSED EPISODE. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 13: It's Time To Get Moving!

    Play Episode Listen Later Feb 7, 2021 33:55


    In this week's podcast, David discusses the importance of Paying Yourself First and gives clear examples on how Easy Investing can be. It's Time To Get Moving! After listening to today's episode, you will have the knowledge you need to starting budgeting more efficiently, paying yourself first, and opening your ROTH IRA. Stop Making Excuses; Get Moving! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 12: Mutual Funds vs. Exchange Traded Funds (ETF)

    Play Episode Listen Later Jan 31, 2021 35:17


    In today's episode, David discusses key differences and similarities between MUTUAL FUNDS and EXCHANGE TRADED FUNDS (ETF).  Additionally, David gives you his thoughts on the current market trend with GAMESTOP.  --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 11: What is a Stock and When should I Buy?

    Play Episode Listen Later Jan 24, 2021 26:22


    In today's episode, David discusses the Characteristics of a Stock along with Tips and Tricks on When to Buy a Stock to Maximum your Investment return. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 10: What is a Brokerage Account?

    Play Episode Listen Later Jan 17, 2021 32:47


    In today's episode, David discusses important information regarding BROKERAGE ACCOUNTS as well as explains the 3 major discount brokerage firms where you can open an account. David further discusses key features to look for when opening a BROKERAGE ACCOUNT to make sure you set yourself up for a successful financial future. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 9: Getting Your Investor Mindset Mojo

    Play Episode Listen Later Jan 10, 2021 31:33


    In today's episode, David provides tips to Getting Your Investor Mindset Mojo in order to pave the way for a successful financial future. Highlights from today's episode will include preparing a financial plan, looking at things in life through the "big picture" and not letting others influence you on your quest toward financial freedom. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 8: The Power of Compound Interest

    Play Episode Listen Later Jan 3, 2021 28:52


    In today's episode, David explains The Power of Compound Interest and simple ways to help build wealth over the long run. Compound Interest is essential for wealth building - simply put - Make Your MONEY Work For You! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 7: What is a Credit Report?

    Play Episode Listen Later Dec 27, 2020 21:18


    In today's episode, David explains what makes up your Credit Report as well as tips and tricks to build good credit for a successful financial future! David also discusses the factors that go into the calculation of your credit score and how you can improve yours in easy and simple ways. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 6: Car Shopping - Do I Buy or Lease?

    Play Episode Listen Later Dec 20, 2020 43:12


    In today's episode, David explains the key differences between Purchasing and Leasing a Car as well as money saving tips to ensure you get the most bang for your buck! David also discusses the importance of maintenance and car care as well as not wasting money on added warranties. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 5: Credit Card Basics

    Play Episode Listen Later Dec 13, 2020 31:10


    In today's episode, David explains the key features of selecting the perfect CREDIT CARD and what you should look for when opening theses types of accounts. Additionally, David discusses the differences between SECURED and UNSECURED CREDIT CARDS to help build the foundation of your productive financial future! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 4: Banking 101 - Savings vs. Checking Accounts

    Play Episode Listen Later Dec 9, 2020 35:41


    In today's episode, David explains the key features of both Savings and Checking Accounts and what you should look for when opening theses types of accounts. Additionally, David discusses the importance of establishing an Emergency Fund to help build the foundation of your productive financial future! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 3: Banking 101 - Where Should I Bank?

    Play Episode Listen Later Dec 6, 2020 30:10


    In today's episode, David discusses the differences between Mutual Savings Banks, Credit Unions, and Commercial Banks. This is a must listen to anyone looking to re-fresh their banking situation and/or learn why it is vital to have a solid relationship with your financial institution. Stop paying bank fees and start keeping more of your hard earned money! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    banking credit unions commercial banks
    Episode 2: It's The Most Wonderful Time of the Year...or is it?

    Play Episode Listen Later Dec 3, 2020 17:46


    On today's episode, David discusses tips and tricks to transform your holiday season from a time of going into debt into a time of making memorable expereinces for years to come. Today's episode covers the importance of creating a budget, reducing the number of tangible items purchased, and provides ideas and suggestions into creating expereinces which can not only save you money, but are more meaningful. If your looking for some great ideas to keep your holiday season merry and bright while not going into debt, then today's episode is for you! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

    Episode 1: Welcome To The Money, Life, and Reality Podcast with David DeGraw

    Play Episode Listen Later Dec 2, 2020 4:12


    Podcast host David DeGraw gives an overview on the informational topics that will be covered in this podcast. THIS PODCAST COVERS ALL OF LIFE'S ESSENTIALS THAT AREN'T COVERED IN SCHOOL. Some of the topics that will be covered include personal finance, college planning, starting a small business, travel savings tips, life advice, and more to prepare you for a bright and productive future. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneylifereality/support

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