Podcasts about Account

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Medical aesthetics is one of the few areas of healthcare where practice owners have real control over pricing. Because most services are cash pay, med spas are not waiting on insurance reimbursements or negotiating with carriers. Yet many practices give away that advantage by running constant promotions and training patients to shop for the lowest Botox price.  In this solo episode, I explain how deep discounts create margin erosion, weaken patient loyalty, and push the industry toward commoditization. I also share how stronger consultations, treatment plans, and value-based pricing can improve retention, patient experience, and clinic profitability without turning every appointment into a sales pitch. Discounts Train Patients to Wait for the Next Offer  Discounts can fill the schedule for a weekend, but they also change how patients see the practice. When every holiday comes with a coupon, patients learn that the listed price is temporary and the service is interchangeable. That is how Botox pricing and injectables start to feel like retail products instead of medical treatments.  Patients who choose a practice based only on price are also difficult to retain. They may come in for the promotion and leave as soon as another clinic advertises a better deal. You pay to acquire them, give up margin on the treatment, and still have no lasting customer relationship to show for it. Run the Numbers Before You Run the Promotion  A discount should never be approved simply because the calendar is slow or a competitor launched one. Before lowering the price, look at what the offer does to gross profit, cash flow, future capacity, and patient behavior. Promotional revenue can look impressive while the economics underneath it tell a very different story.  Calculate treatment margin after product cost, provider compensation, payment fees, and promotional spending  Measure how many discounted patients return and rebook at full price  Compare customer acquisition cost with patient lifetime value  Account for prepaid packages as future treatment obligations rather than immediate profit  Review inventory levels before promoting injectables or retail products  Determine whether the offer supports a broader treatment plan or only creates a one-time visit  Give the team clear language to explain value, outcomes, and next steps without relying on aggressive sales techniques  If the numbers only work when patients purchase more later, be honest about how often that actually happens. Upselling cannot carry the strategy when your intake, follow-up, and rebooking systems are not built to support it.  (00:05:43) Building lasting patient relationships (00:09:01) Setting confident pricing for services (00:10:40) Understanding value versus effort (00:15:21) Shifting from retail to patient focus (00:16:31) Improving client intake and planning (00:19:37) Identifying growth barriers for practices  Lead the Consultation With Medical Authority  A patient consultation should feel like clinical guidance, not a review of services and prices. Patients come to you because they want a result and need help understanding which treatments will get them there. When providers lead with patient education, set realistic expectations, and recommend a clear treatment plan, price becomes one part of the decision rather than the entire conversation.  This also creates a better patient experience. People are more likely to follow through, rebook, and trust future recommendations when they understand why the plan was created. Value-based pricing works when the practice can clearly connect its expertise, care, and treatment strategy to the outcome the patient wants. Patient Loyalty Creates More Predictable Growth  Practices that depend on promotions often see the same pattern: a rush of cash, a crowded schedule, and then another dip. That volatility makes financial management harder because staffing, inventory management, and marketing decisions are being made around short-term spikes instead of reliable demand.  A medicine-first approach creates cleaner practice growth. Strong treatment plans, consistent rebooking, and better customer retention increase patient lifetime value and make cash flow easier to forecast. Over time, that stability gives you room to improve margins, invest in your team, and expand without constantly discounting the work that built your reputation. A med spa with medical authority and loyal patients has far more control over its pricing, profitability, and future.  Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence.  Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Connect with Shannon: Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/ Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/  The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. 

Mike returns for the conclusion of his 1982 Oregon campground encounter, picking up with two sets of reflective eyes watching him from the darkness near a picnic table. At first, he assumes he is dealing with deer, wolves, or some other familiar animal and repeatedly tries to scare them away.But as his flashlight begins to fade and he moves closer, the shapes refuse to behave like anything he recognizes.Standing only twelve to fourteen feet away, Mike watches one figure rise to an estimated height of more than eight feet. Moments later, he notices an even larger presence beside a tree, with its eyes appearing nearly eleven feet above the ground. He searches for antlers, ears, a muzzle, or any other feature that might explain what he is seeing, but nothing fits. Instead of running, Mike talks to the figures, throws rocks, sings “Kumbaya,” and eventually holds out an apple into the darkness. Something large and covered in hair gently takes it from his hand.The next morning, Mike measures the surrounding trees and branches to confirm the heights he witnessed. Even then, he does not immediately call the creatures Bigfoot. It is not until 2009, after hearing a similar encounter discussed on a podcast, that he begins connecting this night with several other unexplained experiences from his past. Looking back, Mike says the most disturbing realization is not simply what may have been standing beside him, but how completely defenseless he would have been had the encounter turned violent.Email BrianJoin Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.Have you had a Bigfoot encounter, Sasquatch sighting, Dogman experience, or other cryptid or paranormal encounter? We'd love to hear your story. Email brian@paranormalworldproductions.com to be featured on a future episode of Sasquatch Odyssey.Sasquatch Odyssey is a leading Bigfoot and cryptid podcast exploring real encounters, field research, and scientific analysis of the Sasquatch phenomenon.Follow the show and turn on automatic downloads so you never miss an episode.

Mike's 1982 Oregon Bigfoot Encounter: Part 1In this episode, Brian welcomes Mike from New York for the first part of a terrifying encounter that has stayed with him for more than forty years. Mike begins by explaining how the Patterson-Gimlin film first sparked his interest in Bigfoot before taking us back to 1982, when he was traveling alone through Oregon on his way toward Crater Lake.After following a rough Forest Service road deep into the woods, Mike discovers two freshly fallen trees blocking the only way forward. Overcome by an intense and unexplainable sense of fear, he spends nearly ninety minutes cutting through roots and branches to clear a path.He eventually reaches an isolated, long-neglected campsite, where he sets up his tent, builds a fire, and settles in for the night.Another family later arrives nearby, lighting a massive bonfire and openly carrying a revolver. Not long after dark, something Mike assumes is a bear begins sniffing around his tent. When it presses close, he punches it through the fabric.Then the vocalizations begin.Soft, whispered “moo moo” sounds drift through the darkness and are answered by strange “bloop bloop” calls from another direction. The exchanges grow louder and more aggressive, followed by rock clacking and a powerful whoop so intense that Mike feels it strike his chest and cause the walls of his tent to billow inward. When Mike finally shouts into the darkness, everything goes silent. Moments later, the sounds begin again.Heavy footsteps approach the tent as though something is challenging him to come outside, forcing Mike to abandon camp and run for his car. When he reaches the other family's campsite, he finds it completely empty, their fire extinguished, and no sign of where they went.But instead of driving away, Mike makes a decision that could put him directly in the path of whatever is surrounding the campground.Be sure to come back Sunday for Part 2.Email BrianJoin Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.Have you had a Bigfoot encounter, Sasquatch sighting, Dogman experience, or other cryptid or paranormal encounter? We'd love to hear your story. Email brian@paranormalworldproductions.com to be featured on a future episode of Sasquatch Odyssey.Sasquatch Odyssey is a leading Bigfoot and cryptid podcast exploring real encounters, field research, and scientific analysis of the Sasquatch phenomenon.Follow the show and turn on automatic downloads so you never miss an episode.

DM Us "Unbanned" On Instagram For The Full Cheat Sheet Mentioned In Today's Episode   Three weeks ago I watched an account we'd spent years building start getting hit with restriction after restriction. DMs blocked. Links blocked.  A post removed.  Every few days, a new one. And here's the thing. We hadn't done anything wrong. If you've seen creators with hundreds of thousands of followers getting banned out of nowhere, this episode is the playbook I wish I'd had before it started happening to us.   Time Stamps:   (1:10) Avoid Getting Banned or Restricted (2:45) DM "Unbanned" For Our Cheat Sheet (4:30) Using VPN's (6:20) Vary Your DM Responses (7:37) What Happened To Us (8:35) The Foundation and Team Access (11:49) If You Get Restricted Do This (14:15) Refuse To Give Up (15:47) Final Thoughts ----------------

A new government-backed investment program known as "Trump accounts" just launched on July 4th, 2026, creating a new type of IRA for children. Under this initiative, the government will make a one-time $1,000 deposit into accounts for U.S. children born between 2025 and 2028. Today's guest, Karlton Dennis, is the CEO of Tax Alchemy. He's joining us on this episode of Investing in Real Estate to share the details of Trump Accounts, including who qualifies, the potential returns, and how to get started.

Trump Accounts are one of the newest tax-advantaged investment accounts for children, but where do they fit in your financial plan? In this episode of the BiggerPockets Money podcast, Jeremy Schneider of Personal Finance Club explains how Trump Accounts work, who should open one, how they compare to 529 plans and custodial accounts (UGMA/UTMA), and why they may become an important long-term wealth-building tool for families. You'll learn the rules, contribution limits, Roth IRA rollover opportunities, investment restrictions, financial aid implications, and practical strategies for parents and grandparents looking to build generational wealth. Connect with Jeremy Schneider: Instagram: https://www.instagram.com/personalfinanceclub/ Website: https://personalfinanceclub.com/ Nectarine: https://hellonectarine.com/ To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Brett Forrest, The Lost Son: An American Family Trapped Inside the FBI's Secret Wars. The final segment of Forrest's account explores the dark possibilities of Billy's fate and the FBI's high-level awareness of the case. While some contacts suggested Billy might have simply disappeared into Russia or traveled to the Far East, Anastasia Mikhailovska offers a much bleaker theory: that Billy was taken into custody, tortured for information, and his body disposed of in a lake in one of the breakaway republics of Eastern Ukraine. This blunt assessment stands in contrast to more optimistic theories but aligns with the brutal reality of the Donbas conflict. Back in Washington, Forrest attends a retirement party at the Department of Justice, where he encounters Paul Abate. At the time Billy went to Russia, Abate was the Special Agent in Charge of the Detroit field office—the man who would have overseen Billy's handlers and the investigation into his disappearance. By 2018, Abate had risen to become the third-highest-ranking official in the entire FBI. When Forrest approaches him, Abate reveals that he already knows who Forrest is and is intimately familiar with the Riley case, despite no stories having been published yet. This high-level recognition suggests that the "secret wars" the Rileys felt trapped inside were well-known and carefully monitored at the top of the American intelligence apparatus. (4)1867 MOSCOW

A former Epstein assistant identified as “Anya” describes how she was drawn into his orbit through a modeling contact in Paris and promises that he could advance her career. Instead, she says Epstein gradually built what she calls an “ecosystem of abuse,” housing roughly a dozen female assistants, controlling their money, healthcare and employment, demanding constant availability and repeatedly sexually abusing them. He allegedly studied each woman's vulnerabilities, isolated them from outside support, created rivalries within the group and used threats, financial dependency and powerful social connections to make resistance feel impossible. Anya says Epstein openly compared the operation to a cult with himself as its leader, maintaining control without physically imprisoning the women.Anya alleges that Epstein collected compromising photographs and videos, required women to write gratitude letters and pursued assistants who tried to leave, including one woman he claimed owed him $700,000. She also says he ordered her to undergo surgery to cut a small tattoo from her body rather than wait for laser removal, leaving permanent scars and forcing her to repeat the procedure when he disliked the result. The women were allegedly pressured to recruit others, trapping them in a cycle where victimization and coerced participation became intertwined. Anya says Epstein's relationships with wealthy and prominent figures further legitimized him in the eyes of those he controlled, making them question their own instincts and fear that nobody would believe them.to contact me:bobbycapucci@protonmail.comsource:Control, threats, disfiguring surgery: My life inside Jeffrey Epstein's 'cult'Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

A former Epstein assistant identified as “Anya” describes how she was drawn into his orbit through a modeling contact in Paris and promises that he could advance her career. Instead, she says Epstein gradually built what she calls an “ecosystem of abuse,” housing roughly a dozen female assistants, controlling their money, healthcare and employment, demanding constant availability and repeatedly sexually abusing them. He allegedly studied each woman's vulnerabilities, isolated them from outside support, created rivalries within the group and used threats, financial dependency and powerful social connections to make resistance feel impossible. Anya says Epstein openly compared the operation to a cult with himself as its leader, maintaining control without physically imprisoning the women.Anya alleges that Epstein collected compromising photographs and videos, required women to write gratitude letters and pursued assistants who tried to leave, including one woman he claimed owed him $700,000. She also says he ordered her to undergo surgery to cut a small tattoo from her body rather than wait for laser removal, leaving permanent scars and forcing her to repeat the procedure when he disliked the result. The women were allegedly pressured to recruit others, trapping them in a cycle where victimization and coerced participation became intertwined. Anya says Epstein's relationships with wealthy and prominent figures further legitimized him in the eyes of those he controlled, making them question their own instincts and fear that nobody would believe them.to contact me:bobbycapucci@protonmail.comsource:Control, threats, disfiguring surgery: My life inside Jeffrey Epstein's 'cult'Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

On July 4, Trump Accounts were signed into law and are now available as an option to invest in your kid's future. Many investors are curious about the $1,000 government contribution and how these accounts stack up against other investing options, like the 529 plan. Today, Paul and Evan share some important details about the accounts and whether this changes the landscape of saving and investing for minors.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Episode 89: In this episode, Timalyn talks about the new Trump Accounts and how they may help families start saving for a child's future. She explains who qualifies, how the $1,000 Treasury contribution works, and what parents should know before making the election.What is a Trump Account?A Trump Account, also known as a 530A Custodial Account, is a retirement account created for the exclusive benefit of a child.Timalyn explains that families who qualify may receive a $1,000 contribution from the U.S. Treasury by making the election on Form 4547. She also reminds listeners that the money goes into the child's account—it doesn't go directly to the parent.Who qualifies?Timalyn explains that this opportunity is for children who meet the IRS eligibility requirements, including having a valid Social Security number. She also points out that the election can only be made once for each eligible child, so it's important to make sure everything is completed correctly.Form 4547The election is made using Form 4547.Timalyn explains who can complete the election, what information is needed, and why parents should carefully review the requirements before submitting the form. She also reminds listeners that if they qualify, they can now make the election online.She also shares that she'll be posting a walkthrough of Form 4547 on the America's Favorite EA YouTube Channel so taxpayers can see exactly how to complete the form step by step.Who can contribute?The initial $1,000 comes from the U.S. Treasury, but Timalyn explains that additional contributions may also come from parents, employers, nonprofits, government entities, and other eligible contributors.She reminds listeners that these accounts have their own contribution and distribution rules, so it's important to understand how they work before putting money into the account.What is the biggest takeaway?Timalyn encourages parents to learn about the program now instead of waiting until the last minute. She reminds listeners that every little bit helps when planning for a child's future, and understanding the rules today can help avoid confusion later.Need Tax Help Now?If you have questions about whether your child qualifies or need help making the election, Timalyn invites you to schedule a consultation through Bowens Tax Solutions. For more information, visit:https://www.bowenstaxsolutions.com/As we conclude Episode 89, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms.Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time. Thanks for listening to today's episode.For more information about tax relief options or filing your taxes, visit:https://www.bowenstaxsolutions.com/If you have any feedback or suggestions for an upcoming episode topic, please submit them here:https://www.americasfavoriteea.com/contactDisclaimer: This podcast is for informational and educational purposes only. It provides a framework and possible solutions for solving your tax problems, but it is not legally binding. Please consult your tax professional regarding your specific tax situation.

It was an emotional night in Atlanta as England were knocked out of the world cup by Argentina in the semi-finals.Natalie & Sam sit down to discuss how the three lions crashed out after leading with just minutes to go.Sam analyses Thomas Tuchel's big mistakes that led to the defeat, the substitutes made that changed the game and why Messi had so much freedom.Make sure you Like, Comment & Subscribe & turn on notifications so you know when a new episode drops.

Wise Marketer Group's CMO, Aaron Dauphinee, connects with PNC Bank's Head of Loyalty Strategy and Platforms, Victoria Dravneek, to talk about how PNC Bank is building genuine customer loyalty in a category where trust is the product - and what the launch of PNC TotalRewards tell us about the future of relationship banking.In April 2026, PNC Bank officially launched PNC TotalRewards — a new relationship-based loyalty program that gives clients a clear, structured way to see the value of their banking relationship and earn greater benefits as that relationship grows. With Silver, Gold, and Platinum tiers tied to relationship depth — and benefits spanning enhanced credit card rewards, elevated savings rates, cash rewards on lending, and priority servicing — PNC TotalRewards represents one of the most substantive loyalty moves a major U.S. bank has made in years.Show Notes:1) Victoria Dravneek2) PNC Bank3) PNC TotalRewards4) Ultimate Question by Fred Reichheld

Deze aflevering van Gamekings Daily is ook te bekijken op https://youtu.be/20HETwsPd4c Deze talkshow wordt mede mogelijk gemaakt door NEMO. Alle meningen in deze video zijn onze eigen. NEMO heeft inhoudelijk geen inspraak op de content en zien de video net als jullie hier voor het eerst op de site. Welkom bij Gamekings Daily. De gaming vodcast waarin twee Gamekings-presentatoren discussiëren over de laatste ontwikkelingen in de wereld der videogames. In deze aflevering is Koos virtueel aangeschoven bij JJ. Want zo rollen we af en toe. Samen bespreken ze het laatste nieuws. Bijvoorbeeld over de bijzondere kwestie rond een Nederlandse streamer die wereldwijd viral ging. Zijn Microsoft account was gehackt en daarmee al zijn XBOX games, zijn mail, maar ook de vele foto's van zijn oudste zoon verdwenen. En MS kon er niks aan doen. Totdat zijn tweet 4 miljoen keer bekeken werd. JJ sprak de afgelopen dagen met de streamer en vertelt in deze video zijn opmerkelijke verhaal. Een verhaal dat synoniem staat voor de gevaren van de online samenleving. Dit en meer zie en hoor je in de Gamekings Daily van donderdag 16 juli 2026. Dankzij hack alle XBOX games, mails en foto's kwijt Een ander onderwerp dat in deze editie wordt besproken, is de mededeling van EA dat de Need for Speed- en Burnout franchises 'indefinitely on hold' staan. Dus als je nog hoop had op een nieuw deel uit een van deze twee series, dan is die nu weg. Weg is ook opeens Tony Hawk Pro Skater 1 & 2. Vorige week zou de game nog op 21 juli op Game Pass komen te staan. Nu is het spel verdwenen uit de lijst. Wat is daar gebeurd? Een toffe zomertip voor een gamy dagje uit met de kids In het toffe wetenschapsmuseum NEMO in Amsterdam kun je tot en met 26 oktober, samen met je kids, de tentoonstelling Game On bezoeken. Alle aspecten van videogames worden hier vertoond. En zoals het de filosofie van NEMO betaamt, kun en mag je vrijwel overal aanzitten. Je kinderen kunnen ervaren hoe games de deur openen naar nieuwe werelden en mogelijkheden. Hoe je een eigen personage en zelfs een spel ontwerpt en hoe je kunt spelen met spelers van over de hele wereld. En natuurlijk kun je er zelf games spelen op de consoles, vanaf de SNES tot de PS5. Dit is een ideale trip voor een regenachtige dag in de zomervakantie of als het gewoon te heet is om buiten te zijn. Meer info en de eventuele tickets kun je hier verkrijgen.Wil je adverteren bij de podcast Gamekings óf misschien bij een andere podcast van ILVY Network? Mail dan naar management@ilvy.com en/of kijk even op de website : https://ilvy.com/podcastSee omnystudio.com/listener for privacy information.

What if the money in your account is not the same thing as real wealth? That's where this conversation starts. Dr. Felecia Froe sits down with Paul Musson, former professional investor, founder of the Paulitical Economy blog, and author of Capital Offence: Why Some Benefit at Your Expense. After decades inside the investment world, Paul began studying economics more deeply after seeing how the housing bubble, the financial crisis, and policy decisions reshaped the relationship between money, capital, and everyday people's ability to build wealth. They talk about the difference between money and capital, how inflation quietly erodes purchasing power, and why rising asset prices do not always mean real wealth is being created. Dr. Felecia asks the practical questions many listeners may be wondering: What does it mean when money is "devalued"? Why does a Treasury investment look safe but still lose purchasing power? Does lowering interest rates really make housing more affordable? And what does building capital look like for people who are working, saving, investing, and trying to create options? This conversation is about understanding the economy in plain language so women can ask better questions, protect their future, and build wealth that is actually real. 00:00 – Understanding Money, Wealth, and the Economy 02:58 – When Paul Realized the System Was the Problem 07:04 – Capital vs. Money 09:15 – How Money Creation Reduces Purchasing Power 12:07 – Government Spending, Consumption, and Investment 15:30 – Financial Repression and Devalued Dollars 18:17 – Why Getting the Same Dollars Back Can Still Mean Losing Value 22:00 – Be Free and Do No Harm 28:11 – How Asset Prices Transfer Wealth 35:25 – Why Lower Mortgage Rates Do Not Always Mean Affordable Housing 38:44 – When a House Becomes "the Investment" 44:08 – Paul Musson's Book " Capital Offence: Why Some Benefit at Your Expense." 49:14 – What Building Capital Looks Like for Everyday Investors 55:12 – Cash Flow vs. Appreciation in Real Estate 57:58 – Wealth Inequality and the Stock Market 59:41 – Capitalism vs. Interference With Capitalism 01:04:00 – Why People Deserve Clear Explanations   You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.   Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/    Connect with Paul! Book: Capital Offence: Why Some Benefit at Your Expense Website/Blog: https://pauliticaleconomy.com/ Key Quotes: "You don't need to like it [the investment]. We need to understand it." — Paul Musson   "It's not bad people, it's bad systems." — Paul Musson

Welcome to The Starting Zone Podcast, The World of Warcraft Podcast for New and Experienced Players! This week Spencer Downey and Jason Lucas discuss the 12.1 Quality of life blog, The upcoming Classic UI updates, Linking WoW with Discord? Current Hotfixes and everything going on around Azeroth! Episode #744: Quality of life incoming! What's New this Week in World of Warcraft! Weekly Event - Delves Bonus Event Weekly Event - Pet Battle Bonus Event TURBULENT TIMEWAYS WEEK 3 - Shadowlands Timewalking PvP Brawl - Deep Six Mythic+ Affixes: Pulsar Don't miss it Weekly Checklist World Boss - Nexus-Captain Leth'ir (Naigtal) Special Assignment World Quests Weekly from SIlvermoon, outside the Bank Dungeon weekly from Halduron World Events Saltheril's Soiree in Eversong Woods Abundance in all zones, with a rotating Abundant Harvest zone Legends of the Haranir in Harandor Stormarion Assault in Voidstorm Important Posts July's Trading Post Ignites a True-Blue Celebration Item Levels Increasing in Midnight Season 2 User Interface Updates in Classic Quality-of-Life Improvements Coming in Curse of Ula'tek Link Your Battle.net Account to Discord in the Curse of Ula'tek Content Update Midnight: Curse of Ula'tek PTR Development Notes Hotfixes and much more! You can find us on Discord at The Starting Zone or email us at TheStartingZone@Gmail.com Have you heard about our Patreon? It's a great way to support the show and goes towards making more content for you! Check it out here: https://www.patreon.com/thestartingzone Looking for to grab some great TSZ merch? Look no further than here! We've got the shirts, hoodies, mugs, pillows even stickers you want!

On July 4, 2026, a groundbreaking opportunity opened for parents and guardians aiming to give their children a head start on their financial journey: Trump Accounts. Created as part of the OBBA Tax Act ("One Big Beautiful Bill" Tax Act) of 2025, these tax-advantaged investment vehicles provide a unique way to grow wealth for minors. In this episode, I break down what Trump Accounts are, who's eligible for generous bonuses, how to get started, and how they compare to other common savings options like 529 plans.   You will want to hear this episode if you are interested in... [00:00] Understanding Trump accounts for children [04:22] What are the baby bonus qualifications? [09:04] Opening a Trump investment account [11:37] Comparing Trump accounts to 529 plans [16:07] Converting IRA for tax-free growth [17:15] Benefits of Trump accounts    Unlocking the Potential of Trump Accounts Trump Accounts are designed for children under 18 who have a valid Social Security number. Funded with after-tax dollars, these accounts work similarly to retirement accounts, with investments inside the account compounding tax-deferred. That means any dividends, interest, or capital gains grow without being taxed until withdrawal—effectively turbocharging your child's investment returns. Once the child turns 18, the account automatically converts to an IRA in their name. Withdrawals are then subject to traditional IRA distribution rules: generally, penalty-free access begins at 59½, although exceptions exist, such as those for first-time homebuyers or qualified education expenses.   Who's Eligible for Bonuses? One of the biggest draws of Trump Accounts is the potential for substantial bonus contributions.   $1,000 Federal Bonus: Children born between January 1, 2025, and December 31, 2028, automatically qualify for a $1,000 government deposit. This eligibility is irrespective of parental or child income, provided the child is a US citizen with a valid Social Security number.   $250 Dell Foundation Grant: For children born before 2025 who are under 10 years old, the Michael and Susan Dell Foundation offers a $250 grant. Eligibility extends to those living in zip codes where the median household income falls below $150,000.  Trump Accounts vs. 529 College Savings Plans Given the array of college savings vehicles available, how do Trump Accounts stack up to the well-established 529 plan? Here's a quick comparison: 529 Plans: Designed specifically for education expenses, 529 plans offer tax-deferred growth and tax-free withdrawals for qualified expenses. They also allow conversion of up to $35,000 to a Roth IRA under certain conditions if the funds are unused for education costs. Trump Accounts: More flexible since, after age 18, the funds move to an IRA in the beneficiary's name. While distributions for education from a Trump Account IRA are taxed as ordinary income (with penalties waived for qualifying expenses), the account's chief power is in supercharging long-term retirement savings for the child. Should You Open a Trump Account? If your child or grandchild qualifies for the $1,000 or $250 bonuses, opening an account is almost a no-brainer. For others, the decision will come down to your savings goals. Trump Accounts offer unmatched momentum for retirement savings, while 529s are still preferred for pure college saving. The earlier you start, the greater the rewards of compounding.    Resources Mentioned   Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Michael & Susan Dell Foundation Trump Accounts App   About Form 4547, Trump Account Election(s)   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

You're making the calls, you're sending the messages, you're showing up every single day and outworking everybody you know, and the recruiting board just isn't moving. The seats aren't filling, and there's this quiet voice in the back of your head asking if you're even cut out for this. Here's what I want you to walk away with today. The problem almost never is how hard you're working. It's what you're working. Once you point that same effort at the one thing that moves people, recruiting stops feeling like a grind and starts feeling like momentum. I'll give you a five-move framework I call the Relationship Capital Account. Episode Breakdown [00:01:21] The Season I'm Least Proud Of For years I was what I'd call a hardcore recruiter. I chased, I pitched, I led with the opportunity, my company, my comp, my whole presentation, and I worked like a maniac doing it. A few years back I pulled my own CRM data to see what all that effort was buying me, and the numbers stopped me cold. [00:01:47] From 2.1 Years to 62 Days In my hardcore recruiting years, it took me an average of 2.1 years to land a single hire. More than two years of grinding per person. Then I changed one thing. I quit showing up as a recruiter and started showing up as a relationship builder. Same CRM, same industry, same me. When I pulled that number again, it had collapsed to 62 days. My effort was never the problem. I was always willing to outwork the room. The effort was pointed at the wrong thing, spent trying to extract a decision instead of building something that made the decision easy. [00:02:43] The Framework: The Relationship Capital Account Picture a bank account, except what you're depositing isn't money, it's relationship. Every real conversation you capture, every piece of value you give, every time you show up useful, that's a deposit. Bringing somebody onto your team, that's a withdrawal. And here's the rule that trips people up. You can only make a big withdrawal if you've funded the account first. [00:03:15] Move 1: Audit Where Your Effort Is Going Most of us count dials and texts and how busy we felt, and none of that is a deposit, it's just activity. The average leader follows up with only 7 people about once every 9 to 12 months, and the most common message is some version of just checking in. That's the friend zone, and the friend zone doesn't convert. So look hard at your last 90 days and separate the activity from the real deposits. [00:03:49] Move 2: Trade Checking In for Value That Earns Its Way Back When you give somebody something useful with nothing attached, they lean toward you. I invested real time into writing one article recently, put it out with no ask on it, and the next week 5 people reached out wanting time on my calendar. I didn't chase a single one of them. The value did the pulling. [00:04:12] Move 3: Make Your Deposits on a Cadence and Build Them on One Idea Most leaders either go quiet for months or they dump everything at once and have nothing left to say. Pick one idea and ascend on it. Send one valuable piece this month, then next month point right back to it and hand them the next step to use it. You're not starting over, you're stacking value on one thread, and every touch gives you a reason to show up again. [00:04:40] Move 4: Reopen Your Cold Names With a Value-First Ask You've got people who went quiet or told you not right now, and most leaders just let them sit. Don't. Reach back out and tell them the truth, that one of your goals this year is to become more valuable to the people in your world, and ask if they'd be open to you sharing an idea from time to time when you think it'll help them grow their business. Almost everybody says yes, because you're not asking for anything, you're offering. [00:05:20] Move 5: Measure the Account, Not the Activity Stop scoring your week by how many dials you made and start scoring it by how much capital you built. Even a small list works. If you've got 6 good names and you send every one of them real value every single month, the odds say one of those six will make a move inside the next year, and you'll be the call when they do. I coached a branch leader who ran a value-first campaign on his target list for 90 days and hired 18 loan officers, because nobody else in their world was bringing that kind of value. He didn't outwork everybody. He just funded the account before he tried to make a withdrawal. [00:06:02] Why It Works When you lead with value and you're not asking for anything, you flip the whole dynamic, and the recruit stops feeling recruited and starts feeling led. That's why one article turned into five conversations with zero chasing. Relationship capital compounds, so the deposits you make before you need them are the ones that pay off the biggest. Think about a great outfielder. The best ones never have to dive, they read it early and they're already standing where the ball is going to land. That's what a funded account does for you. And the biggest reason of all is the one I lived. When you stop being a recruiter and start being a relationship builder, the timeline doesn't shrink a little, it collapses, the way mine went from two years to two months. The grind never moved my number. The relationship did. [00:07:14] Your Small Win Today Pull your CRM and count how many people you delivered real value to in the last 90 days. Not checked in on, gave something useful to. That number is your starting capital, and just knowing it changes how you spend tomorrow. [00:07:34] Three Bigger Moves This Week Pick six names and send each one a real piece of value, all pointing back to one idea, so your warm pipeline stops going cold and your team sees what value-first looks like in practice. Hunt down every just-checking-in message in your follow-up and replace it with something of value, so you stop friend-zoning your best names and start converting them. Then take one playbook or resource you already have, run it through AI, and break it into six pieces of value, so you can recruit off one asset for a quarter instead of scrambling for something new every single week. Key Takeaways The problem almost never is how hard you're working. It's what you're working. You can only make a big withdrawal if you've funded the account first. Hires come out of relationship capital you deposited long before you needed it. Dials and texts and how busy you felt aren't deposits. They're activity. Just checking in is the friend zone, and the friend zone doesn't convert. Value moves people, contact doesn't. Give something useful with no ask attached and the value does the pulling. One article, five inbound conversations, zero chasing. Six good names getting real value every single month beats a huge cold list. The odds say one of those six moves inside the year, and you'll be the call. Stop being a recruiter and start being a relationship builder and the timeline doesn't shrink, it collapses. 2.1 years to 62 days on the same CRM. If you want help building your own recruiting system, reach out. Visit bookrichardnow.com and grab time on my calendar, and I'd be glad to think it through with you. And if you'd rather build this kind of thing in real time, I host a biweekly working lunch where we do exactly that together. The next one's July 17th at 12 PM ET. You can add it, plus all of our other 4C live events, straight to your calendar here: http://cal.ae/suuaiiw

Kate is joined by returning guest and friend of the show, Kim Lane Scheppele, the Laurance S. Rockefeller Professor of Sociology and International Affairs at Princeton, and one of the world's leading scholars of democratic backsliding, autocracy, and the rule of law. They discuss how the Supreme Court has been “captured,” the ways Donald Trump is attempting to remake Washington, D.C., in his image, and what Hungary can teach us about autocracy and how to recover from it.Favorite things: Kate:Emil Bove Defended Trump in Court. Then Trump Made Him a Judge, Mattathias Schwartz (NYT); Mailman: My Wild Ride Delivering the Mail in Appalachia and Finally Finding Home, Stephen Starring Grant Kim:Regime Change: Inside the Imperial Presidency of Donald Trump, Maggie Haberman & Jonathan Swan; Into the Wood Chipper: A Whistleblower's Account of How the Trump Administration Shredded USAID, Nicholas Enrich; The Dual State, Ernst Fraenkel; The Origins of Totalitarianism, Hannah Arendt; It Can't Happen Here, Sinclair Lewis; Borgen - Power & Glory (Netflix); Gok Wan's Easy Asian (Prime Video) Get tickets for STRICT SCRUTINY LIVE on November 6th in Washington, DC: Crookedcon.comBuy Melissa's book, The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern ReaderBuy Leah's book, Lawless, now out in paperbackFollow us on Instagram, Threads, and BlueskyFor a transcript of an episode of Strict Scrutiny please email transcripts@crooked.com

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin bounces to $64K then pulls back — bear market rally or something more? Vanguard wants to hire its first-ever Head of Digital Assets Bitcoin and gold are 2026's worst-performing assets — a historic first The average home went from 50 Bitcoin to 7 — what that tells you about the dollar BIP-110: Bitcoin's biggest governance fight since 2017 ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $11 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Scott Bessent's "American Economic Statecraft in the 21st Century" Speech U.S. and Iran Exchange Attacks as Tehran Says the Strait of Hormuz Is Closed Bitcoin Rallies Above $64,000 as a Momentum Indicator Turns Bullish The Equal-Weighted S&P 500 Has Recorded 31 All-Time Highs in 2026 Bitcoin and Gold Are 2026's Worst-Performing Major Assets Vanguard Is Hiring a Head of Digital Assets Head of Digital Assets, Personal Wealth — Official Vanguard Job Posting Vanguard Spent Years Fighting Crypto. Now It Is Planning for It Vanguard Oversees ~$12 Trillion as the World's Second-Largest Asset Manager Vanguard by the Numbers: More Than 50 Million Investors Vanguard Refuses to Offer Spot Bitcoin ETFs on Its Platform Vanguard Explains Its Decision to Allow Third-Party Cryptocurrency Funds BlackRock's Bitcoin ETF Generates More Revenue Than Its Flagship S&P 500 Fund Matthew Sigel Highlights Vanguard's Search for a Digital-Assets Leader Matt Hougan on Bessent's Vision for U.S. Digital-Asset Leadership Chart Chatter: It's the Unit of Account, Not the Asset Survey Finds Half of Homeowners Call the American Dream "Eroding" or "Broken" Most Americans Can't Afford New Homes Today ---- Natalie's Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL   ---- This podcast is for educational purposes and should not be construed as official investment advice. Ads in this episode are baked-in and may reference promotions or offers that are no longer available at the time of listening. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories   #money #Bitcoin #investing

England are just one game away from the World Cup Final as Thomas Tuchel's side prepare for a blockbuster semi-final against Lionel Messi and Argentina.Natalie & Sam sit down to preview England's biggest test of the tournament and discuss exactly how Tuchel can stop Messi on the biggest stage.Sam breaks down what he thinks Tuchel's tactical approach will be and talks about the back and forth between the boss and star man Jude Bellingham after his incredible performance against Norway. Make sure you Like, Comment & Subscribe & turn on notifications so you know when a new episode drops.

I continue talking about the folks who were not developing games but delivering amazing artistic, music and writing/journalistic contributions in the 00's, 10's and 20's!

Guest host Rob Fai spoke with Ana Bettencourt Travel LIVE HOST & Content Creator based in Toronto who was at the Salsa festival when gunfire rung out. Learn more about your ad choices. Visit megaphone.fm/adchoices

When interest rates are high, putting extra money into your offset account can feel like the obvious decision. It reduces the interest on your home loan, keeps your money accessible, and gives you a return that is hard to ignore.  But if you are trying to build wealth over the long term, is the offset always the best place for your money?  In the first episode of our Essentials Series, we revisit one of the most common questions homeowners ask: should extra savings stay in the offset, or could that money be working harder elsewhere?  In this episode, we look at how to weigh up the trade-off between reducing mortgage interest today and investing for growth over time. We also explain why tax, inflation and timeframe can all change the way this decision looks.  In this episode:  Why offset accounts have become more attractive as rates have risen  The simple mistake people make when comparing offset accounts with shares  How to think about short-term money versus long-term wealth  The tax detail that can completely change how this decision looks   Why inflation still matters, even when your money is sitting safely in offset  What to weigh up to make the right decision for you  If you have extra money available and are unsure whether to leave it in offset or invest it, this episode will help you think through the decision with more clarity and confidence.  Please note: This episode was originally recorded in 2023, so any interest rates or market return figures mentioned reflect the environment at the time of recording. WANT PERSONALISED ADVICE ON WHAT OPTION IS RIGHT FOR YOU?: At Guidance Financial Services, we use sophisticated modelling software to test different options for your personal situation and provide advice on investment strategy, based on your goals and circumstances. Book your appointment here.   WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to.  GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald.  You can also find all our links here.  General advice disclaimer 

Let's talk about whether your kid should get a Trump account...

We're exploring two topics that are at each end of the life spectrum - child savings accounts and Medicaid. First, what is a Trump account? Farnoosh began contributing to her kids' accounts over the weekends. She has pros, cons and even a great hack for making the most of these accounts. Plus, is 20% a good amount for a home downpayment? And how to increase your chances of qualifying for Medicaid?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

0:00 Intro 0:08 Romance scam 2:54 Account access 4:46 Fake warrant 7:25 Laundry app 9:19 House fund 10:48 Taxi Learn more about your ad choices. Visit megaphone.fm/adchoices

Cop was shot and killed near where Rover lives. Cuyahoga County paid $400k to settle a discrimination claim. News station comments about their staff's social media accounts. See omnystudio.com/listener for privacy information.

ITU: Ready to break through your biggest business bottleneck? Apply to work with me 1:1 - https://impacttheory.co/SCALESign up for my AI Masterclass: https://tombilyeu.com/ai-masterclass?utm_campaign=TBS-Livestream&utm_source=youtube&utm_medium=socialWelcome back to another episode of the Tom Bilyeu Show Live, where we tackle the most pressing headlines and unravel the complex web connecting global politics, economics, and innovation. In today's fast-paced and far-reaching episode, Tom dives into the aftermath of the US's largest series of strikes on Iran since the recent ceasefire, breaking down the volatile reactions in oil and gold markets, and exploring the potential for a prolonged "forever war" in the region. He analyzes the ripple effects on inflation, US debt, and Japan's precarious position in the global bond market, ultimately painting a picture of interconnected instability.Tom doesn't stop with geopolitics; he turns the lens on US domestic issues, unpacking the evolving controversy and political fallout around Graham Platner, and how power—not morals—dictates the behavior of politicians on both sides. The discussion then shifts to the structural challenges of Social Security and the proposal of “Trump accounts,” sparking debate on wealth distribution, financial literacy, and the future of retirement for younger generations.Rounding things out, Tom addresses the ongoing Tyler Robinson trial, algorithmic bias in media consumption, Japan's economic trajectory, and why humility and vigilance are vital in chaotic times. As always, the episode is packed with hard-hitting analysis, actionable insights, and unfiltered truth—with a little help from today's sponsor, Straight Arrow News. Buckle up—there's a lot to unpack, and it's more relevant than ever.Chapters: 00:00 Iran strikes impact markets07:45 Speculation on Trump's Post-Election Actions13:51 Bypassing Strait of Hormuz18:54 Concerns about Iran's missile threat24:49 Surge in foreign investment27:19 AI Investment and Market Cycles36:32 Questioning Political Morality Standards41:22 Japan's Rate Policies and Carry Trade46:11 Global economic instability concerns53:45 Teaching financial literacy to kids58:23 Balancing the budget for future benefits01:04:32 Degrees of socialism debate01:06:24 Balancing government and free market01:15:23 Discussing perceptions of Trump's policies01:17:04 Balancing fear of political sides01:21:50 Improving personal productivity01:30:30 Preliminary hearing overview01:33:46 Unfired bullet found on rooftopSponsors:Quince: Free shipping and 365-day returns at https://quince.com/impactpodWhatnot: Download the Whatnot app today and get free shipping on your first order.ATT Business: Switch to AT&T Business at business.att.comKetone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactTruemed: Check your eligibility and start saving at https://truemed.com/impactEthos: Get a free quote at https://ethos.com/impactIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have you ever had a client mistake Medicare and Medicaid (or have you mixed the two up)? In this episode of the Agent Survival Guide podcast, we're comparing, contrasting, and clarifying how these two government-funded programs differ and how they work together!   Read the text version   Get Connected:

As parents age, money can get more complicated—bill paying, account access, healthcare decisions, investment management, and eventually the possibility that someone else may need to step in. In this episode, Don and Tom walk through how families can start that conversation before a crisis hits. They cover when to begin talking, what adult children should know about accounts and spending, why durable powers of attorney need to be checked with custodians in advance, and the importance of reviewing wills, beneficiaries, and backup decision-makers. They also talk about the emotional side of these transitions, including independence, trust, and the danger of children projecting their own investing preferences—or financial self-interest—onto aging parents.Then they answer two listener questions: one about whether it's time to fire an evasive advisor charging 1% plus expensive funds, and another about alternative career paths in financial planning beyond the traditional CFP route.0:05 – Intro: the hard conversation families need to have about aging and money1:00 – When parents—or you—reach the point where financial help may be needed1:56 – Tom's family experience and the challenge of stepping in gracefully3:17 – Why families should talk early about money, spending, and where accounts are held5:24 – Account access, passwords, and why digital organization matters more than ever7:38 – Durable power of attorney: why you need one and why custodians should review it in advance9:01 – Backups for everything: POAs, wills, beneficiaries, and successor decision-makers10:02 – Why adult children should meet their parents' financial advisor before a crisis11:07 – When a trusted advisor can help if parents don't want children directly involved11:28 – How to approach the conversation as an adult child without expecting instant control12:28 – Don't project your own investing style onto your parents' retirement portfolio13:28 – The uncomfortable reality of greed and inheritance influencing family decisions13:40 – Why this belongs at the top of the planning checklist for older families14:07 – How to send your own questions to Talking Real Money14:58 – Listener question: Is it time to fire a wealth manager who won't answer basic questions?17:15 – Don and Tom's verdict on an advisor charging 1% while dodging accountability18:48 – Listener question: Are there good financial-planning career paths besides becoming a CFP?20:41 – The regulatory reality of giving investment advice for a fee22:32 – Relationship roles, planning roles, and the growing specialization inside advisory firmsQuestions? Comments? Click!

When does your Amazon account stop being a hobby and start being a real business? You decide. And most operators wait too long to make that call. Neil Twa breaks down the mindset shift from hobbyist to business operator on The High Voltage Business Builders Podcast. Take Ashley, for example. Her journey isn't about rags-to-riches but a shift in mindset. She came in with a medical-grade scar care brand and turned it into a real business by changing her decision-making process. Whether you're making $5,000 a month or $500,000, the scale changes, but the logic does not. Neil shares three moves that work at any level: audit your decision-making, not just your metrics. If you're drowning in tabs trying to manage it all, this episode is for you. Ready to implement with us? Join the Voltage Business Builders cohort at voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep316 See your Amazon numbers in one place and protect your margins with Caiman Data at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep316&learn_mcp=1 See your Amazon numbers in one place and protect your margins with Caiman Data at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep316&learn_mcp=1

In this episode, Ray Cochrane digs into “algorithmic outing,” new research showing that social feeds can infer your sexual orientation before you have consciously come out. He also covers Meta’s privacy-aware AI infrastructure, Alberta’s 466-million-line code scan with Claude, NVIDIA on reinforcement learning, and the many journeys of learning Rust. Along the way, he hits Google DeepMind’s A24 deal, WhatsApp usernames, and scuba-diving cyborg cockroaches. Finally, he looks up with Webb’s puzzling early universe, NASA’s emergency telescope rescue, and a gorgeous aurora from orbit. – Want to start a podcast? Its easy to get started! Sign-up at Blubrry – Thinking of buying a Starlink? Use my link to support the show. Subscribe to the Newsletter. Email Ray if you want to get in touch! Like and Follow Geek News Central’s Facebook Page. Support my Show Sponsor: Best Godaddy Promo Codes Get 1Password Full Summary Cochrane opens with a quick personal update. He hopes listeners had a good holiday weekend, and he shares that he spent his time working his other job at Oregon’s Finest, chatting with people around Portland. Because his Blurbry workweek tends to be solitary, he refills his social meter on the weekends. He then recalls a Saturday night out with coworkers at the Hungry Tiger before turning to the lead story. Algorithmic Outing: When Your Feed Knows Before You Do Cochrane leads with new research from Australia that identifies a phenomenon called “algorithmic outing.” In short, the recommendation systems behind your social feeds can infer your sexual orientation or gender identity and start serving related content before you have worked it out yourself. Importantly, the study is small and qualitative, built on in-depth interviews with twenty LGBTQ+ adults in the Hunter region of New South Wales and published in the journal Gender, Place and Culture. The mechanism is engagement signals: what you like, who you follow, and how long you linger on a post, a metric the industry calls dwell time. Lead researcher Dr. Justin Ellis of the University of Newcastle notes that several participants said the algorithm “knew” they were queer before they did, an experience that felt validating for some but frightening for others in public settings. For Cochrane, the deeper worry is what else that hidden pattern encodes, from upbringing to mental health, and where that data ultimately gets sold. Sponsor: GoDaddy Economy hosting $6.99/month, WordPress hosting $12.99/month, domains $11.99. Website builder trial available. Use codes at geeknewscentral.com/godaddy to support the show. Meta’s Blueprint for Privacy-Aware AI Infrastructure Next, Cochrane turns to a sharp engineering piece from Meta on privacy-aware infrastructure. The core challenge is that a system must understand what a piece of data actually is before any privacy rule can protect it. A field named “age,” for example, might describe a person in one place and a cache setting in another. Meta’s answer deploys a large language model only on the genuinely ambiguous cases, then distills what it learns into fixed, human-reviewed rules. The payoff is concrete. According to Meta, those deterministic rules already handle about 85 percent of the traffic, and only the last 15 percent falls back to the model, which costs roughly 400 times more compute. Cochrane loves this edge-case approach. However, he contrasts it sharply with the AI-everywhere software he wrestles with at his weekend job, which he says the heavy AI reliance genuinely makes worse and harder to audit. Alberta Scans 466 Million Lines of Code With Claude This one comes from Anthropic, and it ties directly to Meta’s theme. A team inside Alberta’s Ministry of Technology and Innovation used Claude to scan 466 million lines of code in about twenty hours, a review Anthropic estimates would have taken humans roughly six and a half years. Notably, they ran around fifty AI agents in parallel, essentially an automated red team and blue team probing the systems at once. For Cochrane, this is the good version of AI in production: cleaning up and locking down real systems rather than running the show unsupervised. NVIDIA on Reinforcement Learning for AI Agents On the AI-building side, Cochrane walks through an NVIDIA developer piece on reinforcement learning for agents. Reinforcement learning rewards a model for good behavior rather than showing it the right answer, much like training a dog with treats. Additionally, he clears up a common mix-up. NVIDIA treats RAG, retrieval-augmented generation, as a separate tool: reinforcement learning changes how a model behaves, while RAG changes what facts it can reach. GitHub Retires Two Gemini Models Meanwhile, GitHub is retiring Gemini 2.5 Pro and Gemini 3 Flash across all of Copilot on July 31. The migration paths are Gemini 3.1 Pro and Gemini 3.5 Flash. Cochrane flags it as a sign of the times, since tools that felt brand new a couple of years ago are already getting sunset. He also wonders how quickly today’s “AI-optimized” chips will turn over as the models keep changing. The Many Journeys of Learning Rust One for the programmers, and Cochrane makes no secret of loving Rust. The Rust blog’s Vision Doc series explores how people actually learn the language, which is built around memory safety and its strict borrow checker. Honest themes surface throughout, including “clone guilt,” where beginners refuse to copy anything, and “silent attrition,” the learners who quietly bounce off. His take stands: getting your brain onto a memory-safe language rewires how you approach a problem. Google DeepMind Partners With A24 In an interesting collision of worlds, Google DeepMind is teaming up with A24, the studio behind Hereditary and Everything Everywhere All at Once. The two call it a first-of-its-kind research partnership, with DeepMind researchers and A24 building creative tools shaped by the artists who use them. Cochrane adds a detail worth noting: Google also invested in A24, so this is money on the table, not just a research handshake. For now, though, the announcement stays deliberately vague, with no named films or products. Google’s $1 Million Africa Indie Game Fund Another one from Google, and it is good news for developers. Google is launching an indie games fund for sub-Saharan Africa, a region whose gaming scene is growing about as fast as anywhere. The fund puts up $1 million across ten local studios, each receiving between $50,000 and $200,000 plus mentorship and hands-on support. Applications close at noon UTC on July 31. WhatsApp Usernames Are Here to Reserve WhatsApp is finally moving off phone numbers as your identity. With usernames, someone can start a conversation with you without ever seeing your number. Starting this week, you can reserve the name you want ahead of the full launch later this year. To claim yours, head into Settings, then Account, then Username. Intel Sets Its Q2 Earnings Date Cochrane flags a date worth watching for anyone tracking Intel. The company reports second-quarter results on July 23, right after market close, with an earnings call at 2 p.m. Pacific. Given recent US government investment and a shifting chip landscape, he is curious how the domestic chipmaker is holding up. Your Smartwatch Might Spot Illness Before You Do Shifting to health, Engadget reports that the wearables-plus-AI wave is starting to deliver. These devices excel at catching the moment your body drifts off its own baseline, often the first nudge to get checked out. A 2025 study from Texas A&M and Stanford suggests smartwatches can detect early signs of COVID or the flu within hours of infection. Additionally, Apple Watch’s irregular-rhythm alerts have flagged AFib correctly about 84 percent of the time. Working Memory and Consciousness Here is a heady one from Scientific American, written by philosopher Henry Taylor at the University of Birmingham. Working memory is the mental scratchpad holding whatever you are doing right now. Taylor opens with the doorway effect, that blank moment when you enter a room and forget why. Intriguingly, when information leaves working memory, it seems to leave conscious awareness at the same instant, a link drawing fresh attention across psychology, philosophy, and neuroscience. Scuba-Diving Cyborg Cockroaches Now for the wild one. Scientists have built tiny diving suits that let Madagascar hissing cockroaches survive underwater for up to three hours, while an unequipped roach suffocates in minutes. The 3D-printed suit feeds oxygen through tubes into the insect’s breathing holes, called spiracles, using a chemical generator with no electronics. This lab already steered the roaches with electrodes, so the diving suit is the new trick on top. Researchers pitch it for search and rescue, though Cochrane notes the reality of the spy bug has already arrived. Quantum Time Runs Backward at Los Alamos Next, a genuine brain-bender. Physicists at Los Alamos, led by Luis Pedro García-Pintos, found a way to make a quantum system look like it is running backward in time. To be clear, time is not literally reversing. Precise measurements just make the system’s evolution appear to unfold in reverse. The useful part is energy: measurement itself becomes a resource in what they call a continuous measurement engine. Cochrane admits the paper drifted further from his reality the more he read. Tall Trees Shrug Off Drought A new study in Science overturns some textbook wisdom. For years, the assumption held that taller trees suffer more in drought because they must lift water higher. However, researchers studying dipterocarps in Southeast Asia found that trees topping seventy meters slowed their growth by about the same amount as short ones during the 2023-2024 El Niño drought. The trick is plumbing: a seventy-meter tree grows base vessels roughly twice as wide as a ten-meter tree, so the real driver of drought stress is subtler than raw height. The Energy Department Purges Conservation Pages This next one frustrates Cochrane. The US Department of Energy deleted roughly 6,000 web pages about energy conservation, and the timing is brutal during a record heatwave. The move followed backlash over New York Mayor Zohran Mamdani urging residents to ease strain on the grid. Fortunately, the Internet Archive and its Wayback Machine preserved the pages before they vanished. For Cochrane, deleting that kind of public information simply does not make sense. Webb’s Puzzling New Universe Heading to space, Quanta Magazine explores how the James Webb Space Telescope keeps finding early-universe objects that should not exist. Those include black holes that grew enormous too fast and hundreds of mysterious “little red dots” around 650 million years after the Big Bang. As astrophysicist Rachel Somerville of the Flatiron Institute puts it, scientists have “almost gone from having too many early galaxies to having too many theories.” The hard part now is figuring out which theory is right. NASA’s Emergency Telescope Rescue NASA has a rescue mission underway for the Swift Observatory, a 2004 telescope that studies gamma-ray bursts. Recent solar storms puffed up Earth’s atmosphere, and the added drag has dragged Swift’s orbit down to about 224 miles, low enough to risk burning up this year. To intervene, NASA enlisted Katalyst Space Technologies of Flagstaff, Arizona, whose LINK spacecraft launched Friday. The plan is to boost Swift back up to roughly 373 miles. A Gorgeous Aurora From Orbit Finally, Cochrane closes on something beautiful. ESA shared a stunning aurora captured from orbit, a shimmering green band of light rippling over the planet. If you have a few minutes, it is well worth a look. Cochrane wraps with housekeeping and a thank-you to GoDaddy for two decades of support, then signs off, wishing listeners a wonderful evening. The post Algorithmic Outing: When Your Feed Knows Before You Do #1869 appeared first on Geek News Central.

Six DP World Tour wins. One of the most respected short games the sport's ever produced. This week we sit down with Brett Rumford — the Perth kid who was too small to reach par fours in two, so he built a short game that carried him around the world instead.Brett takes us back to chipping for six hours a day at Collier Park, caddying for tour pros as a teenager, and the day TrackMan showed up and blew up every edge he'd spent a lifetime building. We get into shaft lean, "the balance of the club," why he thinks virtuosity beats mastery, and why he flat out doesn't believe talent is born — only built through repetition and suffering.Also in this one: a Scotty Drummond bunker story that has to be heard to be believed, why Brett calls most YouTube swing tips "the biggest load of horseshit," and — the big one — we announce Brett Rumford is officially joining Skillest.Go straight to his skillest profile and learn from a legend here…https://skillest.com/@brett

The World Cup turns to the business end and England dispatch Mexico and look ahead to a crucial clash against Norway.Natalie & Sam sit down to discuss England's MASSIVE 3-2 victory against Mexico in the World Cup round of 16.The team begin by giving their reaction to England's 3-2 victory against Mexico, Tuchel's incredible game management as well as Jude Bellingham's brilliance.They then turn their attention to Anthony Gordon's resurgence against Mexico, where does Harry Kane rank against the world's elite strikers and why Haaland is so dangerous.There's also a deep discussion on Sam's XI to face Norway in the next round of the World Cup, why Reece James could get the nod if he's back to full fitness and how Nico O'Reilly has shone in the competition so far.To round things off, the duo chat about controversy surrounding referee's at the World Cup, FIFA's decision to overturn Florian Balogun's red card and Donald Trump's involvement.Make sure you Like, Comment & Subscribe & turn on notifications so you know when a new episode drops.

Northwestern Mutual just announced a record $9.2 billion dividend payout for 2026 — about a billion more than last year, and the largest three-year increase in the company's history. MassMutual is paying a record $2.9 billion, Guardian $1.7 billion, and New York Life $2.78 billion. Four of the five major mutual carriers raised their dividend interest rate again this year. The easy explanation is the one everyone gives you: rates went up, so dividends went up. It's true, and it's lazy. If that were the whole story, this would be a two-minute episode. So we went digging instead. In this one, we crack open the "general account" — the giant reservoir of patient money that sits behind every whole life policy in the country — and walk through what the investment teams are actually doing with your premium dollars. We cover the reinvestment tailwind (think of inheriting a ladder of your grandmother's CDs, where every maturing low-rate bond gets replaced at today's higher rates — slow, boring, and inevitable), why that same inertia is a feature and not a bug, and where the real yield edge comes from: private placements now approaching half of the industry's bond holdings, and the broader private-credit buildout that's become the story of the decade. We also do the thing most people skip. We make the bear case. Private-credit valuations are model-driven and haven't been stress-tested through a real recession. A handful of large carriers hold most of the exposure. Office commercial real estate is still working itself out. And there's an important line we draw on-air: the PE-owned, annuity-heavy carriers driving most of that growth are not the mutual carriers writing participating whole life — Northwestern, MassMutual, New York Life, Guardian, and Penn are a different animal. And two caveats we'll repeat because they matter: the dividend interest rate is not your policy's return — early years are dominated by acquisition costs, and an in-force illustration is the only honest read on an existing policy. And a good environment doesn't change who whole life is for. It's a stable, tax-advantaged, patient-capital sleeve within a broader plan — not a replacement for growth investing, nor a fix for a poorly designed policy. If that role fits what you're trying to do, the setup right now is about as favorable as it's been in fifteen years. Have an existing policy you're not sure about, or wondering whether whole life fits the job you're trying to fill? We're happy to talk it through — no pitch, just a straight conversation. Send us a message or book a 30-minute call.

Preview: Professor Daniel Rood discusses Charles Dickens' historical American tour and his observations of the brutal overland slave trade. Rood describes Dickens' harrowing account of witnessing a mother and children separated from their family by sale. This poignant encounter illustrates the profound human suffering inherent within the expanding southern plantation economy.1850 LOWELL MASS

review: Colonel Jeff McCausland explains how Minie ball technology increased lethal ranges at Gettysburg. While accuracy improved significantly, military tactics remained outdated, failing to account for the technology's devastating power against soldiers trained for older muskets.

Sean Barry's team used to spend six months building a feature. Now they build it in two to three weeks.In Part 2, Sean and Dwayne move from the AI transformation inside LeanScaper to the bigger picture: what the software industry looks like in twelve months, why autonomous cars and AI adoption are fundamentally different problems, and what it actually means to participate in this change rather than spectate. In this episode: Why the software industry is facing a potential 50-80% company turnover in the next 12-18 months — and why it's simultaneously the best time to be a consumer of technology and the most terrifying time to be building it The voice and ambient AI future that Sean sees arriving in the next 12 months: screens shrinking from 98% of the interface to 60%, then 20%, as conversational AI replaces the need to navigate software at all Why AI adoption is fundamentally different from autonomous car adoption — when the choice is 150 hours of your time versus 5 hours with AI, it's not a choice your employer gives you, it's a choice that gets made for you How AI can lift wages across entire workforces by removing waste from businesses — Sean's case that the real gift of AI isn't productivity, it's the ability to pay people more Sean's closing philosophy on AI and empathy: the sentiment is largely negative because people aren't participating, and the antidote isn't optimism — it's getting informed, then helping others do the same Start building your identity with Dwayne's Identity Framework created for the LeanScaper Conference: https://www.dwaynekerrigan.com/identity-framework/Episode Highlights: 00:00 - Be Informed About AI 00:25 - Podcast Intro 01:26 - Shipping Faster With AI 05:55 - Producing What Was Impossible 09:52 - Keeping Pace With Change 11:01 - AI's Growth Curve 12:11 - Voice First Interfaces 16:54 - Future Of Software SaaS 21:16 - Build Vs Buy For SMBs 25:23 - Leverage Expertise With AI 27:31 - Does It Ever Normalize 31:12 - Autonomous cars 35:35 - Removing Waste Raising Wages 37:32 - Robotics And Scarcity 42:16 - How We Treat AI 46:12 - Participate With Empathy 51:12 - Closing And Disclaimers Resources mentioned: LeanScaper — AI operating system for the landscape industry Lana — LeanScaper's AI agent Mark Bradley — founder and chairman of LeanScaper Claude Code — referenced by Dwayne as the platform he used for his planned 10-week AI course for his staff and their families Lovable — referenced as a tool enabling small business owners to build their own apps Eleven Labs / Cartesia — referenced in context of voice AI development OpenClaw agents and Jarvis — referenced by Dwayne in context of his own AI setup Tesla / Waymo — referenced in autonomous vehicle comparison Anthropic — referenced re: recursive self-improvement blog post released day of recording Paul Akers's episode on The Dwayne Kerrigan Podcast — referenced regarding eliminating business waste: Episode 135: The Lean Maniac: Paul Akers on Eliminating Waste Quotes: “ This isn't a choice. Like, people who think this is a choice aren't paying attention. Back to what I said before, this happens either to you or with you.” - Sean Barry “ What we accomplished in that two, three weeks would have taken us six months.” - Sean Barry “ I honestly think it's normalizing already, and I have a wonderful wife who, who grounds me in these things because as well I'm like, "Man, if we're not go, go, go, like, we're gonna be left behind." And her very nuanced understanding of people, way better than I have, is like change takes time and people need time.” - Sean Barry “ Nobody likes uncertainty, but that's where all the growth lies, is in your uncomfort.” - Dwayne Kerrigan “ We can help an industry transform the lives of its entire workforce because we can take all of the waste out, and then all of a sudden there's enough money to really pay people well.” - Sean Barry About Sean Barry: Sean Barry is the Chief Product Officer at LeanScaper, an AI operating system and business community built specifically for the landscape and snow contracting industry. He brings nearly two decades of product and digital leadership experience, including almost four years at LMN (Landscape Management Network) — the landscape industry's leading business management platform — where he rose from SVP of Product to Chief Product Officer. Before entering the green industry, Sean spent 14 years at Laughlin Constable, a Milwaukee-based agency, where he built his career from Lead Engineer to SVP of Digital, Account and Innovation. He is currently at the forefront of applying AI to real-world business operations for contractors. Connect with Sean Barry: https://leanscaper.com/ https://www.linkedin.com/in/sbarry/ Connect with Dwayne Kerrigan Facebook Instagram Linked In Website Disclaimer: The views, information, or opinions expressed by guests during The Dwayne Kerrigan Podcast are solely those of the individuals involved and do not necessarily represent those of Dwayne Kerrigan and his affiliates. Dwayne Kerrigan or The Dwayne Kerrigan Podcast is not responsible for and does not verify the accuracy of any of the information contained in the podcast series. The primary purpose of this podcast is to educate and inform. Listeners are advised to consult with a qualified professional or specialist before making any decisions based on the content of this podcast.

I'm only in my 30s, but with early retirement a real goal, should I be focusing on a brokerage account instead of retirement accounts? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brian Custer.

A 19th-century island experiment founded by two nature-loving Germans goes from Gilligan's Island to Lord of the Flies when an entitled and eccentric heiress moves in. Sources for this episode include: Satan Came to Eden: A Survivor's Account of the "Galapagos Affair by Dore StrauchFloreana by Margaret WittmerThe Galapagos Affair: Satan Came to Eden (Documentary)“An Unsolvable Mystery: Captain Hancock and the Case of the Quarrelsome Castaways” (PBS) Keep up with Killer Stories! Instagram: @killerstoriespodTikTok: @killerstoriespodX: @killerstorieshq Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brad found the worst possible sign in his neighbors yard. Jake watched Nate Bargatze's movie The Breadwinner and doesn't want to boil the ocean. Check out Cozy Earth and get 20% off site wide with this link: http://www.cozyearth.com/ghostrunners Check out Good Ranchers and use code GRKC http://bit.ly/3KV86YU Check out Main Street Roasters and use code GRKC at check out for a 10% discount! https://mainstreetroasters.com Ghostrunners merch: https://bit.ly/399MXFu Become a Patron and get exclusive content from Jake & Brad: https://bit.ly/2XJ1h3y Follow us on Instagram: http://bit.ly/33WAq4P Leave us a voice memo and ask a question: https://anchor.fm/jake-triplett/message Learn more about your ad choices. Visit megaphone.fm/adchoices