Podcasts about improve your credit score

#221: The ultimate guide to credit reports and scores—how they're calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma |  Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple's Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What's on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris' Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Featured on WGN Radio's Home Sweet Home Chicago on 03/22/25: Joseph Menolascino, EVP of Operations & Lending at Kane County Teachers Credit Union, joins the show to discuss ways you can improve your credit score. To learn more about KCTCU and what they can do for you, visit kctcu.com or call 847-741-3344.

Hey BA fam! In this edition of the BA QA, Mandi starts the show with a reminder about the importance of self-care and rest, especially during challenging times. This week, she's offering her expert advice on managing debt, improving your credit score, and ultimately, your peace of mind. Listen to learn more about the key steps you can take towards financial wellness -- now and in the future.We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.

Hey BA fam! In this edition of the BA QA, Mandi starts the show with a reminder about the importance of self-care and rest, especially during challenging times. This week, she's offering her expert advice on managing debt, improving your credit score, and ultimately, your peace of mind. Listen to learn more about the key steps you can take towards financial wellness -- now and in the future. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Credit reports and scores play a vital role in your access to future credit. In this episode, our host Kia Commodore is joined by Experian's John Webb to bring some clarity to this important topic. They cover where to check the information on your report, how credit scores are calculated, what impacts them, and how to improve yours. They also tackle common myths, explore how ‘Buy Now, Pay Later' affects your rating, and discuss the steps errors in your credit report. Whether you're planning a big purchase or just want to stay financially healthy, taking control of your credit score with help make you a little but richer! You can play the podcast and find other useful content on Legal & General's website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can check your credit score for free with Experian: https://www.experian.co.uk/consumer/experian-credit-score.html Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General's take on things. They give information for a UK audience that's relevant at the time of recording.See omnystudio.com/listener for privacy information.

Send us a textImprove Your Credit Score With Savvy Credit Monitoring❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow❤️️National Credit Direct: The good news is that all purchases are reported to a major credit bureau. After your first shipped purchase, the credit limit can be established up to $2,500. Upon successfully paying that first purchase and making a second shipped purchase, the credit limit can be increased to $5,000: https://www.nationalcreditdirect.com/default.aspx?ai=d3b528a58b6a46d9a5e3&ref=W0288

Alan is the CEO and Founder of NUFICO, a leading credit repair company specializing in Powerful Aggressive Credit Repair and Tactical Credit File Re-building. With extensive experience in consumer sales, the automotive industry, and real estate, Alan is deeply connected to Southern California's real estate market. His surgical knowledge of credit analysis and the FICO scoring system, particularly in addressing the most neglected files, makes Alan and his team one of the most sought-after credit repair services in SoCal. His dedication to maximizing value for clients ensures that each transaction surpasses their expectations. Since founding NUFICO in 2014, Alan has transformed the credit profiles of over 2,700 clients, helping them restore their credit to above-average scores. His meticulous attention to detail and unwavering work ethic are hallmarks of his success in the field. Alan holds a Cal-BRE real estate license in California, where he focuses on building strong client-lender relationships. He is fluent in both English and Spanish. Beyond his professional endeavors, Alan is passionate about art, design, classic auto restoration, music production, fishing, cooking, and supporting the 49ers. He enjoys spending quality time with friends and family.   During the show we discuss: Most Common Factors That Affect A Person's Credit Score. Credit Utilization Ratio Plays A Role In Determining Credit Scores. Impact Of Late Payments On A Credit Score. Duration That Negative Items Typically Remain On A Credit Report. Steps To Improve A Credit Score Quickly. Ways Individuals Can Effectively Dispute Errors On Their Credit Reports. Tradelines And Their Importance For Credit Building. Benefits Of Establishing A Strong Credit History In The Long Run. Ways A Consumer Can Find Out Their Credit Score And Credit Report For Free. Types Of Resources Or Support That Can Help Someone Looking To Improve Their Credit Profile.   Show resource/s: https://nufico.com/

re you having troubles improving your credit score? Then this video is for you! In this video I share my expert tips to improving your credit score! Discover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/reg... Join Julie on her mission to heal the world financially. Get my book for free. Pay to ship only! https://www.awakenyourwealthbook.com Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life. To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.com https://juliemurphy.com/ TOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth. Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc. --- Support this podcast: https://podcasters.spotify.com/pod/show/juliemurphy/support

In this episode of the Mind Money Soul podcast, I'm going to be sharing how to improve your credit score. At some point in your life you're going to need to borrow money and in order to do so you'll need a good credit score. Working class people are often taught that borrowing money and consumer debt is bad - largely because of high-interest rates and the fact that it's often used to purchase depreciating assets - however wealthy people are taught to use debt strategically. They leverage borrowing to grow their wealth, whether through business ventures, student loans, or real estate investments like mortgages. If your credit score is low, there are steps you can take to improve it. However, it's important to remember that your credit score isn't everything. While a good score is important if you're planning to buy a house, other financial factors matter too. Remember, your self-worth is not your net worth… or your credit score. If your score is less than ideal, focus on improving it so that you're in a stronger position when you need to borrow in the future. In this episode: Why credit scores are important How having a good credit score can help you Factors that can negatively affect your credit score 6 things you can do now to improve your credit score Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

The latest on the NASA Boeing Starliner astronauts, who have been in space for over two months – far exceeding their original ten-day test flight. Also, NBC News Senior Business Correspondent Christine Romans offers tips on how to improve your credit score. Plus, the inspiring story of a makeup company that's blending culture and beauty. And, Giovanni Ribisi discusses his experience stepping behind the camera as the Director of Photography and Producer for ‘Strange Darling.'

Your Forever Realtor at Berkshire Hathaway Home Services Premier Properties join us to talk about your credit score. Your credit score can determine your mortgage loan interest - and that's a big deal. Pat Karley and Bryan Buhr are here with some tips! See omnystudio.com/listener for privacy information.

Financial Advisor Tim Russell, CFP® and Pastor Drew Gysi discuss how to improve your credit score.See the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Join Josh and Austin as they dive into the world of improving your credit score. In this episode, the guys break down the basics: what exactly is a credit score, why it matters, and most importantly, practical steps to making it better. This episode is your go-to guide for boosting your credit score and securing a healthier financial future. For the full transcript, links, and resources, visit theinvesteddads.com/200Sign up for our exclusive newsletter here!The Invested Dads: Website | Instagram | Facebook | Spotify | Apple Podcasts

Learn about two quick credit tips, 403b and 529 plans, delinquencies on old loans, and budgeting when you only get paid once a month. 01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner provide two quick tips for improving credit scores. The first tip involves credit utilization, which is the amount of available credit that you're using. They also discuss the option of asking for an increased credit card limit. For their second tip, they discuss the benefits and risks of becoming an authorized user on a friend or family's credit card. To wrap up their discussion, they advise on the benefits of checking your credit report for accuracy and why it may not be necessary to worry about your exact credit score if it's already above 720. 11:11 Money Question Lightning Round: NerdWallet's Liz Weston joins Sean to answer several listener questions. They discuss 529 plans and how they may impact eligibility for financial aid, whether a delinquency on an old loan will still show up on a credit report after the loan has been refinanced, tax-advantaged vehicles for retirement savings when a 401k plan is unavailable (like a thrift savings plan), how to manage money when you only get paid once a month, and how to decide whether a 403b retirement plan is worth using as opposed to alternative retirement plans. In their conversation, the Nerds discuss: credit scores, financial future, credit utilization, strategic payments, higher credit limits, authorized users, credit reports, 529 savings plans, need-based financial aid, college savings strategies, private student loans, refinancing, budgeting, retirement planning, spending tracking, budgeting software, automated transfers, Thrift Savings Plan (TSP), 401k and 403b retirement plans, retirement options, credit tips, credit card limit, credit bureaus, collections account, credit report error, budgeting tips, the savings bucket strategy, and lifestyle inflation. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. If you're looking for an app to track all your money in one place, then check out the free NerdWallet app: https://nerdwallet.com/app 

Fastest Ways To Improve Your Credit Score! Tomoboost up to $30,000 Revolving Tradeline. No credit check❤️️Tomoboost - Up to $30,000 line of credit, no credit check: https://tomocredit.com/boost❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow

Dave Ramsey & Jade Warshaw answer your questions and discuss: "How can I pay for my vacation property?" "I am drowning in credit card debt," How to handle debt collectors, read more: How to Deal With Debt Collectors When You Can't Pay, "Should I buy hunting land?" "My expenses are higher than my income," "Can I buy a $1.5M house?" "How do we handle our finances in light of world events?" "When do I pay off my fiance's student debt?" "Should we elevate our lifestyle after an income increase?" "Do I need a credit score?" read more: The Best Way to Improve Your Credit Score, "How do I fund my business and personal expenses?" "How do we get financially prepared for a baby?" "Why should I give up my work match while paying debt?" "How do we save for non-recurring purchases?" "Do credit cards protect from fraud better than debit cards?" "Should we wait to get married to save for a house?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance NetSuite USCCA Neighborly EveryDollar - Create your FREE account today! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Today we had George Hartmann with Credit Repair in 30 on the show. He provided tips and tricks to increase your credit score.  For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Don't charge more than 50% of your credit limit and pay your bills on time are just two of the tips to use to improve that credit score. WWJ's Murray Feldman has more. 

Forbes Featured Entrepreneur & Founder of Pocket Your Dollars,  Anthony Sarandrea  joins Joseph to talk about what it takes to be RICH, successful and happy.  GUEST LINKS PocketYourDollars.com  SUBSCRIBE  First100K.com    Become Wealthy Without FAILING Your Family™   For hard-charging dads, high-performers and elite entrepreneurs ($500K in personal income) who are ready to create HARMONY in their personal, family and business ... in 90 days! See REAL Results at: EliteMensCoach.com  Music: Purple-Planet.com

Best Credit Monitoring Software. Helps Improve Your Credit Score with tools you need such as Smart Credit

In today's episode, I speak about how to improve your credit score. Here are my tips!— Pay above your monthly payments — Check your credit report as often as possible— Do not co-sign a car or a house with anyone. — Do not go crazy, opening multiple lines of credit. Leave me a review on Apple Podcast Follow me on TikTok @ouchthathurtspodcastFollow me on Pinterest @ouchthathurtsbyyolanySee you on the next episode-Yolany--- Support this podcast: https://podcasters.spotify.com/pod/show/yolany7/support

Jade Warshaw & George Kamel answer your questions and discuss: "Can I get manual underwriting after a foreclosure?" "Will cutting up my credit cards hurt my credit score?" from the blog: The Best Way to Improve Your Credit Score, "How can we speed up Baby Step 3?" Doing a monthly budget on a weekly paycheck, Saving up to buy a home. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Record high heat temperatures are set to hit the South. Also, digital cameras are becoming a trend. Plus,  On The Money: business analyst Stephanie Ruhle shares some tips on how to improve your credit score. And, Family Style: the incredible story behind Harlem's iconic Sylvia's restaurant.

Episode 55 - Are you happy with your Credit Score? In this episode of the Latino Business Report listeners get Credit Score tips from Jorge Hernandez owner of Watermark Credit Solutions. Companies use credit scores to make decisions about you and what they will offer. A good credit score can help you qualify for lower interest rates on loans, credit cards, and other financial products. It can also help you get approved for rental housing, home mortgages, and other loans. Your credit score can also determine employment possibilities. Having a good credit score can save you a significant amount of money and make a difference in your quality of life.   WaterMark Credit Solutions - (956) 704-9181 

George Kamel & Kristina Ellis answer your questions and discuss:   "Do we rent in a bad area to save money?" Kristina's #FrugalFebruary challenge, Getting a good return out of an IRA, "Should we build credit to buy a house?" from the blog: The Best Way to Improve Your Credit Score, "My mom stole the money I had saved for a car". Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Financing is a bumpy ride right now. If you are riding the rollarcoaster and want to smooth things out as much as you can - let's improve things we CAN control: your credit score. Lindsay + Meghan chat with Richard Moxley about everything credit score and ask all the questions  LINKS:  Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred  Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to pay thousands of dollars in excess fees and rates, all because no one had taught them the basic rules of credit. Learn to level up your credit game on his website:  https://creditgame.net/  Email him ANY credit questions: info@creditgame.net Credit PIE chart: https://www.skidmore.edu/hr/documents/Credit-Score-Pie-Chart.pdf   SHOUTOUT: Do you know what your credit score is? Do you need to improve it for a specific goal? Do you have a story to share about credit? DM us! We'd love to hear.  HOMEWORK: Set an alert on your credit card account to notify you when your balance goes above 50% so that you can pay it off right away. HOW TO GET IN TOUCH:Join in the conversation with 8000+ other Canadians (and finance industry pros) in Black is the New Red: www.facebook.com/groups/blackisthenewred DM Lindsay @ www.facebook.com/lindsayplumbmoneycoach  DM Meghan @ https://www.facebook.com/porterougeco  Email Richard @  info@creditgame.net  Show Notes:  00:00:52 Today on Money Stuff with Moms podcast we have a special guest!  Richard Moxley is here to talk about CREDIT. After 8 years as a high-volume mortgage broker, Richard Moxley finally had enough of watching the Average Joe being forced to pay thousands in excess rates and fees, all because no one had taught them the rules of credit. Due to demand, Richard focuses full-time on his passion which is helping Canadians fix, understand, and improve their credit. Here are a few of his credentials: Still married after twelve years and five kids! Bestselling author of two books Financial Literacy of the Year award, 2015 Certified Bankruptcy and Insolvency Counsellor Featured in The Globe and Mail, CBC Go Public, CTV, Global News, and many others 00:02:47 Having a high credit score is NOT the most important thing.  00:04:59 If you want to boost your score, there are two golden rules. 1: pay your bills on time. 2: keep your credit card balance BELOW 50% of your limit at ANY given time during the month, not just before you pay it off. (and it doesn't matter how high the limit is, either.)  00:08:17 Businesses in Canada can now charge you a fee if you are using a credit card, so watch out for that. You've got to decide if the fees you're paying are worth the points you get.  00:09:37  How to build your credit FAST if you don't like the temptation of using a credit card 00:13:56 Why joint credit is so risky and why you should say NO to cosigning for anything.  00:19:56 Why cosigning for your kids is a bad idea and what you should do instead 00:21:25 If you have bad credit, don't beat yourself up about it. It can be turned around, and sometimes very quickly. 00:35:01 Why Richard would rather rent his property out to someone who just went through a bankruptcy or consumer proposal.

In this episode, credit expert Markia Brown shares her top tips for improving your credit score fast. From paying your bills on time to disputing incorrect information on your credit report, she offers easy-to-follow advice that anyone can follow. About Our Guest Markia Brown is a Certified Financial Education Instructor℠, Registered Financial Associate, and creative who teaches young adults how to achieve true financial wellness and improve their quality of life. With over 200,000 followers on Tik Tok, Markia demonstrates an ability to educate, inspire, and communicate with all ages, especially Millennials and Gen-Z, through relatable, easily digestible user-generated financial literacy content. Due to her entertaining and relatable content, Markia was selected for TikTok's creator program for black content creators, known as #BlackTikTok. She is also a graduate of WPP's 2022 NextGen Leaders Program. She has been featured in multiple online publications as a subject matter expert in personal finance and has been a repeat guest for WJZY's Queen City News in Charlotte, NC. Connect With Markia Follow her on TikTok: @themoneyplug.co Follow her on Instagram: theemoneyplug Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant 

 I Got Roasted On The Dave Ramsey Show! "I'm listening to the Dave Ramsey show and I swear this guy sounds JUST LIKE YOU!!!" My wife, Brooke Rash, is my co-pilot on this episode and explains how this was a full-circle moment for both of us. While Dave Ramsey has some good financial advice for beginners, it did fail us in a major way later on in life. I teach you the exact steps to pay down credit card debt and how to help your adult children begin building credit so they have no excuse to move out of your house!   Show Links: How to contact @Jason Rash Facebook: https://www.facebook.com/jasonrash Instagram: https://www.instagram.com/jasonrash/ Youtube: https://www.youtube.com/@JASONRASH Email: podcast@jasonrash.com  

Your credit score is a metric that can have a significant impact on your ability to have options. So what are some ways to improve your credit score and keep it high?

Here are the best credit cards for beginners. Enjoy! So here are the links for all the cards and resources:

Listen to our episode to understand how to improve your credit score.Here are our 7 tips to improve your credit score: 1.  Pay yourbills ontime2.  Have the right credit mix3.  Keep your credit utilization rate low 4.  Separate your business credit from your personal credit 5.  Check your credit report regularly6. Avoid debt collection and bankruptcy7. Be patient

Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score. Episode 2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/will-getting-car-loan-improve-credit-score-heck/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score. Episode 2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/will-getting-car-loan-improve-credit-score-heck/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score. Episode 2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/will-getting-car-loan-improve-credit-score-heck/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

CreditSmart :   https://www.smartcredit.com/?PID=42980 Are you looking for a mortgage advisor or do you want to chat about your mortgage scenario? I am licensed in all 50 States for all your needs mortgage advice or a mortgage coach, then this is the right channel for you!  For the Fastest Service please call us at (844)775-5626 Get Started on your Application   https://frioteam.loanzify.io/register?main Schedule a One-on-One meeting  https://tinyurl.com/2p82v3ae ⇒The Rate Update Newsletter:   http://housingnewsletters.com/therateupdate/subscribe TOOLS I USE: MBS Live  http://www.mbslive.net?rid=GFC7FA Links to TOOLs I recommend you use: #1 Home Valuation system that I personally use (FREE)  https://hmbt.co/63EqkK Mortgage Calculators:  https://www.therateupdate.com/mortgage-calculators/ Insurance Quote:   https://landmarkinsured.com/landmark-landing Credit Scores & More #1 Recommended:  https://www.smartcredit.com/?PID=42980 Credit Scores and More:  https://creditscoresandmore.com/ Programs I specialize in:

Get Started Today If you have a credit score of 800 or above, creditors treat you like royalty. Here's the catch: Your "high" score in no way, shape or form indicates that you're good at handling money. It means that you are good at borrowing lots of money and paying back over a long period of time! Rather than fixating on the things you can't do without a credit score, think about the things you can do when you don't have monthly payments. The best way to improve your credit score is to ditch it altogether. Your financial success depends on the numbers in your bank account, not your credit report. Stressed about where to begin? I help stressed ppl win with $ and have financial peace by coaching them 1:1. Will you let me help you? Get Started Today --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/elliottfinancialcoaching/support

Related Links:PiñataFollow Piñata on InstagramLearn more about Lily--Lily Liu's career started out by straddling the lines of technology and government founding PublicStuff, which she sold to Accela which was then acquired by Berkshire Partners. As the CEO of Piñata, Lily has brought to life her vision of creating financial equality for renters. In 2017, she was recognized as Forbes' 30 under 30 Top Entrepreneurs and Business Insiders' People to Watch. Her entrepreneurial leadership allows Lily to address glaring systemic issues in the financial and real estate industries. Learn more at www.lily-liu.com.--To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie's dear husband, Dan Rader.

Financial freedom is the main topic for today's episode and if you've been around for a while, you know this is a podcast focus quite often. Cayla is passionate about helping others achieve financial freedom. When you have that, you then have time freedom to live the life you've dreamed about. We all want to serve and help people, but it must come from a place of abundance and financial freedom helps you achieve this. This episode is all about a piece of that financial freedom puzzle: Credit scores. For many, credit scores are confusing and we tend to have a lot of misconceptions around them. Cayla admits that she herself had some misunderstandings around ways to improve her credit score! So in today's episode, Cayla explains how credit scores work, where they came from, and most importantly how to leverage your credit to get ahead. It all starts with spending habits in place and knowing how the system works to make it work for you. To book a call with a Mommy Millionaire Business Strategist please https://calendly.com/jasminemommymillionaire/mommy-millionaire-mastermind?month=2021-12&date=2021-12-09&back=1 (click here). You will learn: [2:30] - If you can leverage your credit, you can create wealth. [3:27] - Credit scores don't lie. You can tell a lot about people's habits. [4:40] - People with high credit scores don't need a loan. [5:43] - Cayla improved her credit score and is on her way to an exceptional level. [6:23] - How is a credit score determined? [7:30] - Sometimes it seems like it doesn't make sense, but you actually want to use your credit. Cayla breaks down what you should use and how. [8:58] - You have to show your ability to consistently pay down loans. [10:06] - Make frequent payments. Do not wait till your due date. [11:01] - Ask for an increase on your credit limit. [12:27] - Banks want to keep your money and keep your debt. [13:39] - What are the things you can do with good credit? [15:40] - Be smart with this. Know and be attached to your why. Find Cayla: https://www.mommymillionaire.co/ (Mommy Millionaire) https://www.facebook.com/CraftCayla/ (Facebook) https://www.instagram.com/cayla.craft/ (Instagram) https://www.pinterest.com/caycraftisa/ (Pinterest)

Most people know that you need a good credit score to be able to borrow money, but how to start building one up is a bit of a mystery. Money Clinic listener Emma, 22, has never been in debt before, apart from her student loans. However, she has heard that getting a credit card could increase her chances of being able to take out a mortgage in the future. Before she applies for one, what does she need to consider? Plus, if your credit score isn't great, how can you improve it and why is this worth doing? Claer Barrett, Money Clinic presenter and the FT's consumer editor, scrutinises Emma's credit score, with help from Katie Watts, a consumer expert at moneysavingexpert.com and debt adviser Sara Williams, who runs a blog called The Debt Camel (@debtcamel on Twitter and Instagram). Together, they explain the hidden world of credit scores, credit files and tips on how to use credit responsibly. Want more?This free-to-read FT article How to Improve Your Credit Score includes lots more tips and pointers:https://www.ft.com/content/24b2df98-2bae-11e9-9222-7024d72222bcIf you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on Twitter, Instagram and TikTok. Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music See acast.com/privacy for privacy and opt-out information.

Nathalie Noisette is a credit expert and a financial strategist on a mission to help shift our approach to money. She is the founder of Credit Conversion, the host of the Mental Money podcast, and the author of Converted. She is here today to enlighten us about how we should be managing credit and finances. Key Talking Points of the Episode [01:33] Listen to Simple Passive Cashflow!  [02:16] Who is Nathalie Noisette? [03:45] What is Nathalie's background? [05:03] Why is it important to take care of your credit? [06:13] What is credit essentially for? [08:15] How did Nathalie get into credit and finances? [11:06] What is the first thing you should do about your credit? [12:06] How fast do you want your credit to get better? [13:00] What is the best strategy people can use to improve credit fast? [16:35] How can Self help build your credit? [19:15] How does Nathalie use her credit cards now? [21:22] How can you reach out to Nathalie? Quotables “Money is important. However, money has changed so much over even the last 10-12 years.” “I realized that my problem can become profitable. Other people had the same, exact issue, and by addressing my own problem, I was able to help others.” “Every single thing that they do in that card will essentially reflect you.” “The way they work is the company opens a CD, which is a certificate of deposit in your name for you, and every single month that you pay into this certificate of deposit, they report your on-time payment history to the credit bureaus.” “Payment history is the number one factor, as far as weight, that will improve or damage your credit score.” “The point and the goal is to never pay interest. Interest is not in your interest.”

You have questions and we have answers. Due to our recent success with the top Tweets on Twitter about Money and the Bible podcast episode. We have decided to do an episode where we answer questions sent to us by our loyal listeners. We talk about how to calculate if you have enough to retire, how to improve your credit score, and how to pay down debt.

You have questions and we have answers. Due to our recent success with the top Tweets on Twitter about Money and the Bible podcast episode. We have decided to do an episode where we answer questions sent to us by our loyal listeners. We talk about how to calculate if you have enough to retire, how to improve your credit score, and how to pay down debt.

Did you know that improving your credit score by just a few points could save you hundreds of dollars a year? On today's MoneyWise Live, host Rob West will talk with Neile Simon of Christian Credit Counselors about how you can improve your credit score and save money. Then he’ll answer your calls and questions on various financial topics. See omnystudio.com/listener for privacy information.

Gotta let the B team in every once in a while.

David Boutte is also known as the “Credit Pro” is with us to help you understand credit scores, and how to improve them. It's a general measure of your credit risk and ability to repay debt. Understanding how your credit score is calculated can help you make better decisions about your credit, but it's not always easy. There are many factors involved, including those from the past and those from the future. In this episode, we'll explore how you can build healthy habits to raise your credit score over time. In this episode, we talked about: David teaches us what is a credit score and what score do you need for most major purchases The strategies you can use to improve your credit Debunking some popular credit myths as well as things to avoid that you think are helping, but are actually hurting your credit score. What is business credit and how can you improve it? And MUCH MORE! Links: Text David here: (415) 939-6747 Email David: davidtripleb@gmail.com

4 vital rules to increase your credit score.

Credit scores are an important part of your financial health and a great score can help you reach financial freedom! Dr. Driscoll, executive of the practice management program at UF, comes on the shows to reveal some SIMPLE strategies that you can implement to raise your credit score. We discuss why it's important to have a good credit score, as well as, what key elements can improve or hurt your credit score. Tune in for some great and easy tips! Use "DSP" for: - $40 off BandB dental's INBDE study plan- $100 off DSLR Residency Package with DineCorp

Too many of us start off on the wrong foot when it comes to building our credit. Whatever your credit is today, know that you can take steps towards a better credit score. In this episode, I share 5 ways to improve your credit score today: 1. Payment history2. Credit utilization3. Keeping your oldest credit cards4. Using a secured credit card5. Having a mix of credit types (mortgage, loans, car loans, mortgage types)6. Being added as an authorized user on another card (Bonus)My ultimate goal is to be in a position where I don't need credit. But until then, here's to improving but not obsessing over credit scores.Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

I was recently asked to give my thoughts on four simple steps to increase your credit score. Two of these are pretty stupid. You don't want to obsess over your credit score, but you do need to be aware of your score. Tune in while I break down these four simple steps that were shared with me. I will am going to let you know which of these tips could be good for you and which ones to ignore.