Podcasts about credit unions

From bartending in Estes Park to golf lessons to running a multimillion-dollar CUSO, Michael Nagl's story proves that the best leaders take unexpected roads. He and Mark Ritter dig into mortgage-lending boom-and-bust cycles, why member service still beats automation, and how a niche auto-leasing program now serves credit unions nationwide. They also swap stories about golf at altitude and Estes Park, Colorado. Whether you run lending or just love a great career journey story, this episode of Credit Union Conversation delivers insight, humor, and real talk about building lasting credit union partnerships in a shifting rate environment.What You Will Learn in This Episode: ✅ How credit union lending partners like Centennial balance mortgage rate cycles with steady member service✅ Why member business loans and commercial real estate lending demand local market expertise✅ How indirect auto loans and leasing give credit unions a low-delinquency, high-yield product✅ What separates a true credit union partnership from a simple vendor relationshipSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Meet Michael Nagl, CEO of Centennial Lending, and learn about his ties to Estes Park, Colorado05:10 From bartending to golf pro, Michael's unconventional path into credit union lending12:19 Managing mortgage lending boom and bust cycles, including the 2023 workforce reduction16:02 Why member service still wins over automation in today's mortgage lending market22:56 Inside Centennial's member business loans and commercial real estate lending strategy29:53 How indirect auto loans and leasing became a niche win for the credit union service organization37:13 What makes a strong credit union partnership work, plus Centennial's four strategic pillarsKEY TAKEAWAYS:

In the seventh episode of season five, Vin and Zach revisit the key asset/liability management themes from the second quarter, as well as assess what ALCOs should be focusing on as the third quarter progresses. The guys dive deep into industry margin tailwinds and headwinds, deposit growth and retention strategies straight from the boardroom, what proprietary DCG pricing metrics are indicating, and data-driven lending trends.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

This Archive Thursday episode of With Flying Colors revisits a timely and important topic: corporate governance. Mark is joined by former NCUA colleagues Todd Miller and Steve Farrar  to explore why governance issues are at the heart of many troubled credit unions.They cover:How poor governance can sink an institution — and how strong governance can turn it around.The importance of tone at the top, ethics, and board oversight.Why diversity of skills, demographics, and perspectives matters for boards.The regulatory framework: NCUA's limited guidance versus FDIC's more robust tools.Resources for directors, including FDIC pocket guides, training, and self-assessments.Real-world stories from examinations, conservatorships, and boardrooms.Whether you're a director, executive, or examiner, this episode highlights why governance is more than compliance — it's culture, accountability, and the foundation of credit union safety and soundness.

On Friday's edition of SaskAgToday with Ryan Young: Canada's Ag Ministers wrap up meetings in Halifax, Nova Scotia; previewing next week's Ag in Motion, and more.

Head of Operations at Dundalk Credit Union Adele Ward explained what's involved in achieving Financial Wellbeing. Hosted on Acast. See acast.com/privacy for more information.

TNA Wrestling star Ryan Nemeth joins the Generation Of Wrestling (GOW MEDIA) Podcast for an exclusive interview!Ahead of TNA Lockdown, Ryan Nemeth stops by the GOW to discuss one of the biggest weekends on the TNA Wrestling calendar!

On Thursday's edition of SaskAgToday with Ryan Young: Looking at crop conditions province-wide and in Manitoba, and more.

Send us Fan MailMeet Storyfi - the NACUSO New CUSO of the Year for 2026.  When I saw the press release I had to get Nick Olexa, CEO of Storyfi, a Michigan based CUSO owned by six Michigan credit unions.What Storyfi is doing is important - it's harnessing video to help credit unions tell their stories and it's working within credit union budgets.That matters because, nowadays,  video is the globe's communication tool of choice.  Whether it's a 7 second video on Facebook or a 3 hour video on Netflix, video genuinely is how the world tells and communicates its stories and, frankly, credit unions had been lagging at this.An upshot is that, in the main, credit union marketing has been blah.Storyfi's purpose is to reverse that reality.  To really get credit union stories told well.Understand: every credit union has a story.  So does every CUSO.  Most of the stories revolve around solving problems and, often, working through adversities.  So these are good, compelling, human stories.  And in video they shine.Since its 2023 founding, Storyfi has worked with around 140 organizations to tell their stories.On the show, Olexa tells Storyfi's origin story, the kinds of videos it creates for customers, and why all this really matters in thinking of the credit union future.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Free-book schemes help, but laptops, uniforms, food and transport are leaving many parents financially stretched David Malone CEO Irish League of Credit Unions tells PJ Hosted on Acast. See acast.com/privacy for more information.

As families enjoy the summer holidays, many parents are already looking ahead to the cost of getting their children back to school.   New research from the Irish League of Credit Unions shows that secondary school parents face average costs of more than €2,100 this year, with almost six in ten describing those costs as a financial burden.   More than one in four expect to borrow money to cover the expense, while concerns remain over the rising cost of uniforms, technology and other school-related charges.   To discuss the findings and what they mean for families here in Clare, Alan Morrissey was joined by Louis Faye of St Francis Credit Union in Ennis and Shirley Conway Ryan, a parent from Tulla. Photo (c) pixelshot via Canva

On Wednesday's edition of SaskAgToday with Ryan Young: Canada's Ag Ministers gather in Halifax for meetings, Kevin Hursh participating in a crop tour in Alberta, and a preview of Ag in Motion.

Careers in the credit union industry can take unexpected turns, as Kendall Boyle proves in this episode of Credit Union Conversations. From wedding-planning chaos to underwriting spreadsheets, Kendall's career path is anything but ordinary. Host Mark Ritter chats with the MBFS portfolio analyst about surviving hospitality burnout, thriving in remote work, and finding calm through animal fostering. Kendall opens up about the emotional side of fostering kittens, the perks and pitfalls of working from home, and why Michigan summers on the lake make the long winters worth it. It's a warm, funny, and honest conversation about building a career that actually fits your life, on your own terms.What You Will Learn in This Episode: ✅ How Kendall moved from event planning and hospitality burnout into mortgage underwriting✅ Why remote work at a credit union CUSO can support real work-life balance✅ What it takes to become a foster home for kittens through your local humane society✅ How credit union careers can lead to meaningful work in business lending nationwideSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Mark welcomes Kendall Boyle, portfolio analyst at MBFS, who shares her origin story06:24 Kendall describes her career change into mortgage underwriting during the 2020 pandemic08:52 Kendall discusses the pros and cons of remote work and finding true work-life balance12:35 Kendall talks about fostering kittens and volunteering with the Capital Area Humane Society16:44 Mark and Kendall close out discussing Michigan summers, snow belt winters, and MBFSKEY TAKEAWAYS:

Artificial intelligence is becoming an increasingly important topic for credit union leaders, but questions remain around governance, transparency, and practical implementation. Inthis episode of C.U. On The Show, Doug English speaks with Mitch Rutledge of Vertice AI, Fred Eisel of Vizo Financial, and Anthony Volpe about CUltivate AI, a newly launched credit union-focused CUSO designed to provide AI capabilities built around industry-specific knowledge sources. The discussionexplores how credit unions are evaluating AI adoption, the role of shared knowledge within the movement, and potential future applications for compliance, operations, strategic planning, and board-level decision-making.Watch the video version of this episode: https://youtu.be/CUC1KBUNrlURead the episode summary here: How Credit Unions Are Exploring a Cooperative Approach to AI | ACT AdvisorsEmail doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

New research from the Irish League of Credit Unions shows school costs are weighing heavily on families. With 59% of parents saying covering back to school costs is a financial burden.Anton discusses this further with David Malone, the CEO of the Irish League of Credit Unions.

On Tuesday's edition of SaskAgToday with Ryan Young: Following current trends of canola & wheat prices, a plow wind hitting the Kinistino area, and more.

New research from the Irish League of Credit Unions shows school costs are weighing heavily on families. With 59% of parents saying covering back to school costs is a financial burden.Anton discusses this further with David Malone, the CEO of the Irish League of Credit Unions.

On Monday's edition of SaskAgToday with Ryan Young: Discussing crop development with Kevin Hursh, following up on hail damage claims, and more.

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Steve Bugg, President & CEO of Great Lakes Credit Union, joins WGN's Jon Hansen to discuss the benefits of banking with a credit union in today’s economy. Steve shares how credit unions are designed to return value to their members. From low fees to free checking accounts and more! GLCU members can also easily get cash […]

On Thursday's edition of SaskAgToday with Ryan Young: Sask. Crop Report notes another wet week, a federal funding announcement made at the Calgary Stampede, and more.

Send us Fan MailTitle this show everything you need to know about fraud today but have been afraid to ask.Start with this: Fraud is big and getting bigger.That is the worrisome message delivered by Rene Perez, a fraud expert with Jack Henry, and seconded by Stephanie Ziegler, director of financial investigations at SELCO, a $2.8 billion credit union headquartered in Oregon.Perez is on the show to discuss Jack Henry's new Financial Crimes Defender tool and Ziegler and SELCO are early adopters and she tells why.Much of the show is devoted to discussing trends in financial institution fraud - and the criminals just keep getting slicker and more sophisticated.Credit unions can - and are - successfully fighting back but a key realization is accepting that the fraud tactics keep changing.Nowadays, for instance, a huge problem, said Perez, is that criminal organizations are seeking to implant crooked employees in financial institutions and fintechs.  Perez and Ziegler discuss their organizations' defenses against this.Another mushrooming trend: account takeovers are epidemic.The bottomline reality: fraud is an immense problem for all credit unions - and what you don't know can indeed hurt you.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

On Wednesday's edition of SaskAgToday with Ryan Young: APAS releases 2026 Farmer & Food Price report, a look at how flooding affected crop conditions in Manitoba, a preview of Open Farm Days in Saskatchewan, and more.

Artificial intelligence has evolved quickly, and so has the way it supports digital advertising. In this episode of the Hit Record Podcast, Meredith Olmstead and Ida Burr revisit one of our most popular AI discussions to share what's changed over the past two years. From reporting and campaign optimization to compliance and conversion tracking, they explore practical ways banks and credit unions can use AI to work smarter while keeping strategy firmly in human handsKey Takeaways:1.  AI helps you work smarter, not harder.AI can quickly analyze campaign data, identify trends, and surface insights so marketers can spend less time on reporting and more time improving results.2.  Better data leads to better ads.  Strong reporting and conversion tracking help AI optimize campaigns, improve targeting, and drive more meaningful results over time3. People still power great marketing. AI is a powerful tool, but strategy, creativity, and human expertise are what turn good digital ads into great ones.

What does it take to leave a prestigious law career, join the most hated government program in history, and then launch a fintech startup with no clients, no marketing materials, and no industry relationships? Ian Lampl did exactly that. Host Mark Ritter welcomes Ian, founder and CEO of LoanStreet, to discuss the evolution of loan servicing, commercial lending, and the broader fintech landscape. Ian shares his journey from Wall Street attorney to TARP deputy counsel to entrepreneur, offering candid insight into what it takes to build a company from scratch in the credit union space. The conversation covers how credit union balance sheet management tools have matured and where the biggest gaps remain.What You Will Learn in This Episode: ✅ How loan participation has grown from a niche liquidity tool into a sophisticated balance sheet management strategy that more credit unions are using as a primary resource rather than a last resort.✅ Why credit unions tend to overestimate charge-off risk while underestimate prepayment risk, and how a stronger focus on total return could meaningfully improve lending program performance.✅ What sets modern loan servicing platforms apart from legacy systems, and why the complexity of commercial lending infrastructure makes it one of the hardest and most underserved areas in fintech.✅ How LoanStreet is expanding into private credit, Canadian credit unions, and European markets while deepening its consumer analytics capabilities through a partnership with Experian.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Mark opens with a look at 2026 lending trends and introduces loan participation expert Ian Lampl01:44 Ian reflects on his time at TARP, government oversight challenges, and lessons from the 2008 financial crisis06:18 From law firm to entrepreneur: Ian discusses the risk of leaving a stable career to build a fintech startup, and shares advice regarding starting your own business12:06 How the loan participation marketplace has grown in sophistication, scale, and frequency across the credit union industry15:15 Ian explains why credit unions underweight prepayment risk and how focusing on total return improves outcomes22:28 Inside LoanStreet's commercial loan servicing platform and why modern solutions in this space remain rare28:31 Ian discusses the upcoming growth expected for LoanStreetKEY TAKEAWAYS:

On Tuesday's edition of SaskAgToday with Ryan Young: Following up on hail damage claims made, crop conditions, and more.

On Monday's edition of SaskAgToday with Ryan Young: Brandt announces future plans of REAL District and how Agribition fits those plans, and much more.

Kris Kovacs welcomes Frank Mazza, Director of Blockchain for Credit Unions and CUSOs at Metallicus, for an in-depth discussion on how blockchain, digital wallets, and stablecoins are reshaping financial services. They explore why credit unions are preparing for digital assets, how stablecoins can improve payments, reduce costs, enhance member experiences, and why education is still the biggest hurdle before widespread adoption. Whether you're curious about blockchain, digital wallets, or the future of payments, this conversation offers practical insights into what's coming next for community financial institutions.

On Friday's edition of SaskAgToday with Ryan Young: Hammond Realty selected to broker potential sales of Saskatchewan farmland owned by Monette Farms, and more.

On Thursday's edition of SaskAgToday with Ryan Young: Kevin Hursh looks at StatCan's seeded acreage estimate report, highlighting the Junior Ag Showcase in Saskatoon, and more.

Send us Fan MailCan a banker successfully transition into a senior role in a credit union?  Can a credit union deploy a financial wellness initiative that also works as a competitive edge in marketing?Kevin Miller, CEO of $5.7 billion Travis Credit Union in Northern California, is on the show today and he is guilty of that banking background but he has logged 4+ years as Travis CEO.And he also strongly believes that not only are financial wellness initiatives a key part of a credit union's doing good in its communities, they also are a competitive edge against both mega banks and community banks.As for Miller's past work experience, he logged 4+ years at regional bank TCF as EVP of retail banking, 2 years at Santander, 4 years at BMO, and 6 years at Bank of America. A stint at a fintech rounded out his background.In the show he explains why he jumped into a credit union and why hiring bankers is good business for a credit union.Listen up. Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Building a new website is one of the biggest investments a bank or credit union will make. But how do you know what you should actually be spending? In this episode of the Hit Record Podcast, Meredith Olmstead sits down with Duncan Craig to discuss what drives website costs, where institutions should invest, and why the cheapest option isn't always the smartest one.Key Takeaways:1.  Your website is one of your most valuable branches. For many consumers/members,  your website is their first impression of your institution. A strong website should do more than look good. It should build trust, answer questions, and make it easy for people to take the next step.2.  A great website should grow with your institution.  Launching a new website isn't the finish line. The best websites are built so they can evolve with new products, new content, and changing member expectations without needing a complete rebuild.3. The right partner is just as important as the budget. Website projects are about more than design. Working with an experienced partner who understands strategy, user experience, and long-term growth will deliver far more value than simply choosing the lowest price.

Are your current vendor relationships helping you solve real problems or just cluttering your technology stack? In this episode, Mark Ritter sits down with Melissa Kopp, Chief Revenue Officer for the League of Credit Unions and its affiliate Leverage, to discuss how credit union fintech partnerships are shifting from standard product pitching to collaborative problem solving. Melissa shares her insider perspective on how institutions can build a trusted member journey by moving past isolated products and focusing on connected experiences. This conversation delivers practical advice on maximizing conference ROI, evaluating vendor ecosystems, and leveraging the true spirit of cooperation among cooperatives.What You Will Learn in This Episode: ✅ Why shifting from isolated product evaluations to comprehensive ecosystem evaluation is critical ✅ How prioritizing problem solving over aggressive sales tactics drives credit union growth ✅ What fintech disruption means for credit unions trying to build modern experiences ✅ Why focusing on credit union collaboration and shared mission outlasts big bank tacticsSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Introduction: Meet Melissa Kopp03:55 The evolution and footprint of the League of Credit Unions and Leverage 05:09 Vendor connection mistakes and building a trusted member journey 08:06 Shifting from simple product sales to strategic ecosystem evaluation 12:17 Packaging financial outcomes over individual product banking 15:57 Navigating conference networking and driving relationship transformation 19:16 Embracing credit union collaboration and cooperation among cooperatives 23:00 Melissa's practical advice on creating modern experiences for membersKEY TAKEAWAYS:

Artificial intelligence is rapidly reshaping how credit unions operate, communicate, and plan for the future. In this episode of C.U. On The Show, Doug English sits down with Jeremy Wood, Chief Strategy Officer at Innovations FCU, and AI strategist Kirk Drake to discuss how AI is beginning to transform board meetings, strategic planning, policy development, financial analysis, and day-to-day operations. Artificial intelligence is becoming an increasingly important topic for credit union leaders, boards, and executives. While AI continues to evolve, many organizations are already exploring ways to use it to improve efficiency, support decision-making, and enhance communication across the organization. In thisepisode of C.U. On The Show, Doug English sits down with Jeremy Wood, Chief Strategy Officer at Innovations FCU, and AI strategist Kirk Drake to discuss how their organizations are approaching AI adoption. Their conversation covers practical use cases, lessons learned, governance considerations, andstrategies for helping teams learn and adapt responsibly. Whether you're a board member, executive, or department leader, this discussion offers valuable insights into how AI can support organizational effectiveness while maintaining appropriate human oversight.Watch the video version of this episode: https://youtu.be/0c4Zsi8QjLERead the episode summary here: Email doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

On Tuesday's edition of SaskAgToday with Ryan Young: Wet conditions in east-central Saskatchewan, CUSMA, a 4-H Show in Yorkton, and more.

On Monday's edition of SaskAgToday with Ryan Young: Cattle prices still high, canola crops facing challenges, and more.

Many people use banks or credit unions to manage their money. But soon, these same institutions could help some people manage their cryptocurrency. A new law taking effect Aug. 1, 2026, in Minnesota lays out the rules for financial institutions wanting to become so-called “crypto custodians.”Advocates for the legislation say it's an important step in ensuring local banks and credit unions stay competitive against national crypto companies. Minnesota Department of Commerce Deputy Commissioner Michael Crow spoke to MPR News host Nina Moini about the new regulations and what it could mean for the state's economy.

Rob and MJ talked with Mike and Shannon from Dutch Point Credit Union live at the Travelers Championship!

Episode Summary:In this episode of With Flying Colors, host Mark Treichel is joined by former NCUA capital markets expert Todd Miller to discuss the latest updates to NCUA's Interest Rate Risk (IRR) Supervisory Framework. Following NCUA's recent stakeholder webinar, we break down key takeaways, including changes to risk categorization, the elimination of the extreme risk rating, and how these updates impact credit unions navigating today's economic landscape.What You'll Learn in This Episode:✅ The history and evolution of NCUA's NEV framework✅ Why NCUA eliminated the “extreme risk” category and what it means for credit unions✅ The role of examiner judgment in assessing interest rate risk under the new guidance✅ How credit unions can mitigate risk and avoid a Document of Resolution (DOR)✅ The growing importance of liquidity management and how credit unions should prepare✅ Why examiner scrutiny of IRR is increasing, despite the removal of automatic DORsKey Takeaways from the NCUA Webinar:

Send us Fan MailTwo threads run through this show: the human impacts of AI and the credit union of the future.Ultimately the threads are connected.  If a credit union is its people, what is it when AI does an increasing amount of the work in a credit union?On the show to explore these ideas is Nenuca Syquia, CEO of BoxD, “Better Organizations by Design,” a Silicon Valley consultancy.Herself a longtime credit union member, Nenuca is convinced there are important roles for credit unions to play in our lives in the future - and part of getting there is asking and exploring tough questions such as what happens to our people as agentic AI takes over more and more tasks?What happens indeed?Be prepared to mull on very big ideas as you listen.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Chicago's own Matthew Rehwoldt, TNA's esteemed color commentator, returns to Windy City Slam to break down the Slammiversary card, discusses The Elegance Brand, Mustafa Ali, Mike Santana, The Hardys, Tom Hannifan, Michael Cole, the state of TNA, Lockdown's return to Chicago at Credit Union 1 Arena on the campus of UIC and more. Plus, Mike recaps happenings from 2econd Wrestling, DREAMWAVE All-Star Weekend and House of Glory and previews lineups for WWE, NXT and AEW Premium Live Events, plus local cards for Freelance Wrestling, Chicago Style Wrestling, ARWPRO, Iron Spirit Pro and more. Mike Pankow is a 25-year-plus professional journalist and wrestling superfan who covers local Chicagoland wrestling and national promotions like AEW and WWE. If there is something going on in Chicago, Mike knows about it. Enjoy “Wrestling, Chicago-Style” on The Broadcast Basement On-Demand Radio Network! Music by Jason Shaw on Audionautix.com. Get your local wrestling fix every Tuesday everywhere podcasts can be found and always at WindyCitySlam.com!

Artificial intelligence is increasingly influencing how manyorganizations evaluate operations, governance, and decision-making. In this episode of C.U. on the Show, Doug English sits down with Heather McKissick of CUES and Paul Barbato of TruStage to explore how boards can use AI to becomemore informed, strategic, and effective without losing sight of the human judgment and member focus that define the credit union movement.Watch the video version of this episode: https://youtu.be/vHqC97SfbyURead the episode summary here: How Credit Union Boards May Use AI to Support Better Governance | ACT AdvisorsEmail doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

Raddon's Bill Handel says younger consumers are gravitating toward big banks and fintechs, while AI and operational efficiency will shape the future of credit unions. And following some moves and major life changes, Michael pauses to check in with Natasha and Producer Zach.

Welcome to Bond Investment Mentor! In this episode, Chris explores what bond defeasance is, how it works, and how it affects you as an investor. He also discusses how to identify and analyze defeased securities.   In this episode: Market & Fed update (1:34) Understanding Defeasance (9:19) How defeasance works Municipal bonds & defeasance Commercial MBS & defeasance Analyzing defeased securities Why I do what I do  (29:17) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA Connect with Nelson Capital Advisors Interested in discussing how these concepts apply to your institution? I'd welcome the conversation. Email: Chris@NelsonCapitalAdvisors.com Phone: 207-420-2442 Website: NelsonCapitalAdvisors.com About Nelson Capital Advisors Nelson Capital Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission, specializing in serving community banks and credit unions. We provide investment advisory services, portfolio management consulting, investment policy development, and fixed-income strategy guidance. Bond Investment Mentor LLC and Nelson Capital Advisors are commonly owned entities. For detailed information about Nelson Capital Advisors' services, fees, and potential conflicts of interest, please review our Form ADV Part 2A brochure. Important Disclaimer The content in this podcast is for educational and informational purposes only and should not be considered personalized investment advice for your specific situation. For advice tailored to your institution's needs, please contact Nelson Capital Advisors directly.

Kris Kovacs sits down with Mark Majeske, Senior Vice President of Faster Payments at Alacriti, to explore how instant payment technologies like RTP, FedNow, and emerging payment rails are transforming the future of credit unions. Powered by Curql, this episode dives into member expectations, fraud prevention, cross-border payments, payment orchestration, and why offering faster payments has become a strategic advantage for institutions looking to grow deposits and improve member experiences.

NABPAC's second Hill Day is in the books — and by all accounts, it delivered. In this debrief episode, Micaela Isler is joined by co-host Adam Belmar and two NABPAC board members who were right in the mix: Trey Hawkins of America's Credit Unions and Joe Manion of the American Waterway Operators. Together, they break down what made this year's Hill visit stand out — from the growing familiarity congressional offices have with NABPAC's priority issues like indexing and prior approval, to the power of PAC professionals who can walk into any meeting and tell their story without a script. Plus, a look back at the summer soirée that capped off the week, including the goat cheese bites that caused some serious FOMO.Whether you were in the room or following along from afar, this episode captures what happens when the Business PAC community shows up — and keeps showing up.

Send us Fan MailWhen will instant payments come to smaller credit unions?Perhaps the better question is: Will instant payments ever come to smaller credit unions?On the show are Bob West, CEO of CUSO CU*South, which serves  some 360 credit unions (in 42 states, not just the south), and Keith Riddle of Payfinia, which has launched an instant payment platform that integrated with CU*South's technology - meaning it's straightforward for a CU*South customer to integrate into Payfinia's tools.Now get this: most CU*South credit unions are smaller institutions.  Lots are under $350 million in assets.What might have seen a dream - available only to the likes of Chase and Navy Fed - now is available to small institutions.Does it matter?Will members use this instant payments technology?Instant payments are a reality - that's a fact in today's immediacy economy.  Credit unions need to climb aboard this train.  Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Nick welcomes music journalist Jim Ryan from Forbes.com back to the podcast to talk about the new Earth, Wind & Fire documentary and his recent interviews with Soundgarden guitarist Kim Thayil and Jon Spencer of The Jon Spencer Blues Explosion. They also review recent concerts by George Clinton & Parliament-Funkadelic, Phil Manzanera, and Santana with The Doobie Brothers. Along the way, they discuss the parking headaches at Credit Union 1 Amphitheatre and the troubling trend of outdoor venues keeping shows going during dangerous weather. Later, Esmeralda Leon joins Nick to read listener emails and talk about the new Martin Short documentary. That conversation leads to a deep dive into some of Short's wildest work, including the cult favorite Clifford. They also chat about Top Gun, Family Guy, Bob's Burgers, and a handful of other topics that somehow all connect by the end. Trust us, it makes sense when you hear it. [Ep 464]

In the sixth episode of the season, Chris Low, Chief Economist at FHN, rejoins the show LIVE from DCG's 42nd Annual Balance Sheet & Model Risk Management Conference. Chris and the guys jump into the current inflation and unemployment storylines, rate expectations, the “dual mandate,” and what bankers should expect from a Kevin Warsh-led Federal Reserve.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

What does it really take to grow a business lending CUSO in 2026? Mark Ritter and Jeff Lyons pull back the curtain on eight years of organizational evolution, honest reflections on artificial intelligence, and where credit union technology is finally delivering results. From Microsoft Copilot upgrades that went from frustrating to impressive, to AI-assisted hiring wins, to the unfiltered reality of conference networking, this conversation is refreshingly direct. If you work in fintech or credit unions and want a perspective grounded in real experience rather than buzzwords, this episode is for you.What You Will Learn in This Episode: ✅ How credit union technology like Microsoft Copilot and ChatGPT has evolved from clunky early tools into genuinely useful platforms for business efficiency inside a growing CUSO.✅ Why a thoughtful approach to AI adoption paid off for MBFS, including a real example of how updated job descriptions powered by AI led directly to a successful hire.✅ How portfolio management practices and internal team development have transformed credit union growth at MBFS over eight years of organizational change.✅ What conference networking looks like today compared to 20 years ago, and why showing up at trade shows is now more about relationships than closing deals on the floor.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Jeff Lyons reflects on eight years of credit union growth and his evolving COO role05:14 History of artificial intelligence, from Clippy to ChatGPT and credit union technology09:44 Honest take on Microsoft Copilot, AI adoption struggles, and real business efficiency gains14:21 How AI adoption improved hiring via smarter job descriptions and operational efficiency16:16 The changing reality of conference networking, trade show etiquette, breakfast buffets, and industry trends observations21:52 Wrapping up favorite conferences and final thoughts on AI adoption in credit union growthKEY TAKEAWAYS:

“Remember to give your team time to shine.” – Samantha BeelerWelcome to episode 235 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jilly Nowacki, President and CEO of Humanidei.This episode is sponsored by Trellance. Trellance is a leading technology partner for credit unions, delivering innovative technology solutions to help credit unions achieve more. With a comprehensive suite of analytics, cloud and talent solutions, the Trellance team ensures credit unions increase efficiency, manage risk, and improve member experience. Learn more here!In this new 2026 season, Jilly and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.This week on the podcast, we welcome back Samantha Beeler, President of The League of Credit Unions & Affiliates. She returns to the podcast to discuss what it looks like to live and lead well at the same time. We talk about how success on paper can still feel hollow when it comes at the expense of presence, health, or the people we care about and how many leaders learn that achievement alone doesn't hold up as a definition of a good life.Listen in as we share how those lessons rarely arrive in one dramatic moment but instead build through seasons, habits, missteps, and small course corrections. From missed boundaries to rules about disconnecting, we reflect on what it means to step back from making efforts to be constantly available and challenge the idea that being always-on is a requirement for being effective. Listen as Samantha opens up about the real tradeoffs behind leadership decisions—including times when she pushed too hard, learned from it, and began relying more intentionally on boundaries and the people around her to keep her grounded.Throughout our conversation, we return to the idea that leadership is shaped just as much by who surrounds us as by anything we accomplish on our own. Mentors, peers, teams, and even family members all play big roles in helping us see ourselves more clearly and adjust when we drift off course. We also discuss the pressure leaders often feel to be everywhere, know everything, and never miss an opportunity and how that mindset can quietly pull life out of alignment. We hope that you enjoy our insightful conversation with Samantha Beeler! Find the full show notes on cuinsight.com.Connect with Samantha:Samantha Beeler, President of The League of Credit Unions & Affiliatesthe-league.coop Samantha: LinkedInThe League of Credit Unions & Affiliates: LinkedIn | Facebook | Instagram | X | YouTubeSubscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book ListShow notes from this episode:Sponsor: TrellanceShout-out: Jilly's son CrosbyShout-out: Paul MercerShout-out: Troy StangShout-out: Samantha's fatherShout-out: Montana Credit UnionShout-out: Samantha's husbandShout-out: Samantha's kidsShout-out: Samantha's board member ChrisShout-out: GACPlace mentioned: AlabamaPlace mentioned: GeorgiaPlace mentioned: Hartford, CTPlace mentioned: Las Vegas, NVShout-out: Alyssa HorwitzShout-out: HumanideiShout-out: Adam GrantPrevious guests mentioned in this episode: Samantha Beeler (#196); Caroline Willard (#20, #147, & #221); Patty Corkery (#112 & #213); Tracie Kenyon (#12, CUInsight Network episode #64, & #209); Robbie Young (#193 & CUInsight Network episode); & Greg Michlig (#156)In This Episode:[2:32] - Samantha touches upon what living well means to her at this stage of her life.[5:48] - Jilly points out that meaningful change develops gradually via habits that improve presence and reduce work attachment.[7:29] - Samantha argues that mentors and lived experiences help shape leadership growth more than titles or roles do.[10:12] - Hear how past imbalance taught Samantha that success requires boundaries, rest, and sustainable work habits.[13:00] - Samantha points out how modern work culture normalizes unsustainable pace, prompting her to question its necessity.[16:07] - External accountability helps Samantha recognize when she is overworking and maintain healthier boundaries.[19:38] - Samantha believes that leadership requires creating space for others.[22:01] - Jilly and Randy talk about how frequent conferences shape credit union culture, sometimes limiting time for meaningful local collaboration.[23:38] - Jilly points out how reframing leadership as creating opportunities for others helps transform FOMO into more purposeful delegation.[25:26] - Hear how life is seasonal integration rather than a fragile balance, and stepping back rarely causes disaster.[28:36] - Samantha agrees that viewing life in seasons can reveal shifting priorities where being present is more important than constant work urgency.[31:01] - Jilly and Samantha agree upon the importance of radical transparency.[33:53] - Team support helps Samantha protect boundaries and reminds her that leadership is a long-term commitment.[36:05] - Samantha asserts that authentic leadership requires vulnerability, shared leadership, and leaders who help develop other leaders.[37:26] - Jilly and Samantha discuss how emerging leaders show strong potentSend us Fan Mail