Podcasts about credit unions

Guests:Peter Finn AKA Pete the BuilderDavid Malone, CEO of the Irish League of Credit UnionsStephen McDermott, Manager at the Little Museum of DublinPaul Kinsella

In this episode, Meredith Olmstead and Kristin Mock break down how credit unions and community banks can advocate for bigger, smarter marketing budgets. From connecting marketing efforts to core data to shifting the mindset from "expense" to "investment," they share actionable tips to align your budget with real growth goals.Key Takeaways:Data Changes the Conversation: Connecting your core and marketing systems can prove that marketing drives revenue, not just impressions.Budget Shouldn't Be Just Marketing's Job:  Your website and digital assets support sales, service, and operations—so their budgets should too.Think Digital = Your Most Important Branch:  It's time to treat your digital presence like the branch it truly is—an asset that deserves serious investment.

John and Glen ruminate on a pair of major events reshuffling the fintech world- The Circle IPO's impact on venture funding, and the Big Beautiful Bill's unorthodox approach to throttling AI regulation. Also- John gets “spun out on quantum,” and admits a surprising change of heart regarding his outlook for AI.           Links related to this episode:   Glen's blog on the Circle and Chime IPOs: https://www.big-fintech.com/what-the-chime-and-circle-ipos-mean-for-fintech-investment/ The Senate alters the House budget provision curtailing states' ability to regulate AI: https://rollcall.com/2025/06/05/ai-regulation-moratorium-dropped-in-senate-budget-package/  Axios' story about AI's newfound ability to blackmail: https://www.axios.com/2025/05/23/anthropic-ai-deception-risk  CNBC's take on the Genius Act: https://www.cnbc.com/2025/06/13/what-the-genius-act-could-mean-for-crypto-and-other-investors.html  TechCrunch's recap of Chime's circuitous path to a successful IPO: https://techcrunch.com/2025/06/12/chime-almost-died-in-2016-turned-down-by-100-vcs-today-it-ipod-at-14-5b/  Pitchbook's take on the inevitability of Chime's “down round” IPO: https://pitchbook.com/news/articles/chimes-ipo-signals-down-rounds-are-here-to-stay     Join us for our next CU Town Hall- Wednesday July 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. Industry developments keep coming fast and furious- the CU Town Hall is the place to make sense of these items together. It's free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Send us a textWant to know the secret about how to better target a new member acquisition campaign?Of course you do.  Just about every credit union in the country is scrambling to gain new members - but could the campaigns be more efficient and effective?In many, many cases the answer is a loud yes.Enter Vertices Which is blending data and AI  to give credit unions tool to enable more precise targeting strategies and tactics.On the show is Mitch Rutledge, CEO of Vertice AI and himself a past podcast guest, episode 247,But don't take just his word.Also on the show are business development specialist Tiffany Sharpensteen  and Bradley Herbert, senior VP of technology, both of Education Credit Union of Amarillo, Texas which has assets around $480 million. Education shares its experience in the pilot program of Vertice ACQUIRE - and, yes, the reviews are glowing. Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/The National Credit Union Administration today placed Aldersgate Federal Credit Union in Marion, Illinois, into conservatorship. Member services will continue while the NCUA works to resolve issues affecting the credit union's operations.Member deposits at Aldersgate Federal Credit Union remain protected by the National Credit Union Share Insurance Fund. Administered by the NCUA, the Share Insurance Fund protects individual accounts at federally insured credit unions up to $250,000. Member's interest in all joint accounts combined is also insured up to $250,000. The Share Insurance Fund separately protects IRA and KEOGH retirement accounts up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States.Members may conduct financial transactions via phone by calling the NCUA Asset Management and Assistance Center at 512.231.7940 Monday through Thursday between 10:00AM-4:00PM Central. Those calls will be routed to the appropriate specialists. Members can continue to conduct financial transactions, such as depositing funds, making loan payments, and requesting share withdrawals during the conservatorship.Members with questions about the conservatorship may review the Aldersgate Federal Credit Union's frequently asked questions posted on the NCUA's website. Members with questions about their Share Insurance Fund coverage can find more information in the Share Insurance Coverage(Opens new window) section of NCUA's MyCreditUnion.gov (Opens new window)consumer website.Aldersgate Federal Credit Union is a federally insured credit union with 811 members and reported assets of $10.6 million, according to the credit union's most recent Call Report. Aldersgate Federal Credit Union serves the ministerial and probationary members, full time employees, local pastors, clergy persons and diaconal ministers under appointment of the bishop of the Illinois Great Rivers Conference of the United Methodist Church

A veces, el problema no es la falta de oportunidades para financiar un negocio, sino no saber cómo acceder a ellas. Herla Parra, experta en el sistema crediticio comercial y personal en Estados Unidos, asegura que muchas personas cometen errores por falta de información. “Los errores más grandes que he visto es que hacen aplicaciones sin tener una preparación, no tienen un perfil ideal para hacerlo por el mismo desconocimiento. Mi recomendación siempre es tomar una asesoría cuando desconoces del tema, porque si quieres hacer una inversión y hacer crecer tu negocio, necesitas tomar información para formar ese perfil ideal del lado del personal”. Ese perfil comienza con una estructura financiera básica pero bien armada. “Con solo tener una variedad de productos dentro de tu perfil personal, como cuatro tarjetas de crédito y tener cuentas que pagas mensualmente, como un vehículo, vas a comenzar bien. Si no estás perfilado, no apliques a tarjetas de crédito porque le estás dejando manchas a tu reporte de crédito sin saberlo”, sostiene nuestra invitada. Para Herla, una de las formas más accesibles y menos riesgosas de comenzar es con tarjetas de crédito al 0% de interés, siempre que provengan de instituciones financieras de categoría. “Es importante que esas tarjetas de crédito sean con bancas de categoría, en lo posible bancas nacionales. En Estados Unidos está Chase, que en la actualidad es la que está dando mucho más dinero. También recomiendo Bank Of America, porque tiene gran variedad de tarjetas. Además está Truist o Fargo”. Ahora bien, si el problema es la falta de antigüedad crediticia, también hay soluciones: “Si te está faltando antigüedad, puedes acceder a un usuario autorizado que te va a inyectar antigüedad a tu reporte de crédito y te va a ayudar enormemente”, afirma nuestra experta. Una opción alternativa, especialmente valiosa para negocios en etapa de crecimiento, son los Credit Union. “Tienen sus APRs, sus intereses, que son bastante buenos, porque lo más alto que ellos tienen es un 18%. Ellos son bancas de relaciones y, si haces ciertas jugadas con ellos, puedes acceder a ciertas cantidades de dinero que te pueden dar, hasta $25,000 y $50,000, cosa que es muy limitada en la banca de categoría A. Además tienen tarjetas de crédito al 0% de interés”, comenta Herla. Para acceder a estos beneficios, hay un paso clave que muchas personas pasan por alto: “Es muy importante pertenecer a la institución de American Consumer Council, que de entrada debes de estar allí porque te da acceso a la gran mayoría de Credit Union del país”, recalca nuestra invitada. Una vez que el perfil está formado, lo siguiente es pensar estratégicamente. “Si tienes el perfil indicado para ingresar a un crédito, lo primero es crear la estrategia”. Herla se enfoca sobre todo en los negocios medianos, que suelen estar en una etapa ideal para aprovechar estos beneficios. “Muchas veces me pasa que hay clientes a los que les recomiendo comenzar con tarjetas de crédito al 0% de interés, pero quieren un Personal Loan. Pero cuando a ese negocio le voy a hacer el 0% de interés, ya tiene responsabilidades con entidades financieras y se complica. Pero cuando uno comienza con el 0% de interés, puede acompañarse con líneas de crédito que les puedo solicitar paralelamente, porque ese 0% en algún momento se va a acabar y tienes que estar preparado para ese momento”, explica. Por último, Herla advierte que no todas las tarjetas ayudan a construir un buen perfil: “Aconsejo no aplicar a las tarjetas de Capital One, Discover ni las de TD Bank, porque su utilización va a afectar y se va a relacionar en el lado personal”. Tener acceso a capital al 0% de interés no es un mito, pero requiere estrategia, preparación y conocimiento. Herla lo resume con claridad: crear un perfil sólido, elegir las herramientas correctas y estar un paso adelante de lo que vendrá. Instagram: @herlaparra.usa WhatsApp: +1 941 702 4528

Chris Low, Chief Economist at FHN Financial, rejoins the guys for a live appearance from DCG's 41st Annual Balance Sheet Management Conference in Boston.  Within this comprehensive conversation, Chris expounds on the impact of tariffs and the nation's debt on long-term interest rates, the Sahm Rule and unemployment expectations, housing market trends along with bank lending and credit implications, and answers the question of whether we have seen Jerome Powell's last rate cut. For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Some credit union leaders are building small business programs, investing in community growth, and doing the hard work. Others are still hiding behind “we can't”—and it might be costing the industry its future.In this episode of Grow Your Credit Union, host Joshua Barclay is joined by co-host Becky Reed and guest John Holt, CEO of Nutmeg State Financial Credit Union, to talk about the controversy around CEO golden parachutes, the untapped opportunity in small business lending, and whether chasing CDFI grants is really worth it.A huge thanks to our sponsor, PFP Services.Credit Unions know that engagement is key to success. PFP Services brings expertise, resources, and passion to help you build strong connections with your members. Our goal is to grow your credit union together, forming lasting bonds every step of the way. Partnering with us means a mutually beneficial relationship with absolutely no cost! Visit familysecurityplan.com/credit-unions/ to learn more. Listen now to stay ahead of what's shaping the movement.

Cyndi Lauper chats with Chris and Whip of The Morning Mix about the last leg of her tour - The Girls Just Wanna Have Fun Farewell Tour! She'll be in Milwaukee on August 3rd and at Credit Union 1 Amphitheater in Tinley Park on August 5th.Listen to The Morning Mix weekdays from 5:30am - 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“Credit unions are so critical in helping their members and communities.” - Robin KolvekThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Robin Kolvek, CEO of VisiFI. She joins me to share her compelling story of career pivots, personal values, and staying human in a rapidly evolving tech landscape. Robin reflects on how she went from chasing dreams of being a teacher, coach, or even a detective to leading a major fintech company focused on credit unions—and how none of it was part of the plan.In our conversation, we discuss the often overlooked but incredibly important role that credit unions play in community development and why they deserve more attention in conversations around innovation. Robin offers an insider look at how VisiFI supports small and midsize credit unions by delivering the kinds of digital tools and enhancements that help them not just keep up but also genuinely compete with bigger players. She stresses that their clients' voices aren't just “heard” but are integral.Robin opens up about what it means to be a leader in the credit union space, especially when your organization is backed by a global tech powerhouse like Italy-based Dedagroup. We explore how that relationship gives VisiFI crucial access to next-level tools such as AI, cybersecurity, and analytics—while keeping them local enough to stay responsive to credit unions' specific needs.As we wrap up the episode, Robin also reflects on the impact her mother had on her as a child, her love of travel, and how she manages to maintain a work-life balance. She also offers a couple of great book recommendations. Enjoy my conversation with Robin Kolvek!Find the full show notes on cuinsight.com.Connect with Robin:Robin Kolvek, CEO of VisiFIvisifi.comRobin: LinkedInVisiFI: LinkedIn | Facebook | YouTube

From the average consumer's perspective a bank and a credit union may offer the same products, and appear the same when standing in the building.  But a bank and a credit union have very different lending criteria, a different mindset, and well, report to different people as stakeholders.  My guest today is Mark Ritter, CEO of Member Business Financial Services. Mark and I discuss why a Credit Union may be a better option for landlords in this ever-changing environment.

Organizations across the financial sector are investing more time and energy into data strategy, but many still struggle to move from planning to execution. In this episode of the Risk Intel Podcast, Jeff Fink returns for Part 4 of our Data Strategy series, sharing tactical guidance on how to operationalize a data strategy and deliver real business value. Whether you're a chief data officer at a regional bank or an operations leader at a credit union or community bank, this episode offers a practical roadmap for putting your strategy into motion.Follow us to stay in the know!

The average annual motor premium for the EU is €315 but Ireland's average is nearly double this figure. A public consultation on insurance reform has been completed, so when will it be released? To discuss this Robert Troy Minister of State with Special Responsibility for Financial Services, Credit Unions, and Insurance.

Glen speaks with Georgia State University Finance Professor Jonathan Godbey about new student-led consumer research that yields some unexpected findings about Gen Z banking attitudes. Plus- Circle's IPO is roundly celebrated, Illinois kicks the interchange can down the road, and the AI Easter Egg hiding in the Big Beautiful Bill.          Links related to this episode: The Georgia Fintech Academy: https://georgiafintechacademy.org/ The Technology Association of Georgia's Fintech Ecosystem Report: https://www.tagonline.org/wp-content/uploads/2025/04/2025-Fintech-Ecosystem-Report.pdf Fintech South- in Atlanta August 19-20: https://www.fintechsouth.com/ Contact Georgia State Finance Professor Jonathan Godbey at jgodbey@gsu.edu Payments Dive's coverage of Illinois' Interchange Fee Prohibition Act extension: https://www.paymentsdive.com/news/illinois-legislature-delays-interchange-fee-ban-law/749526/ Circle's IPO: https://finance.yahoo.com/news/circle-stock-surges-15-extends-gains-for-third-day-in-a-row-since-blockbuster-ipo-153657180.html The Senate alters the House budget provision curtailing states' ability to regulate AI: https://rollcall.com/2025/06/05/ai-regulation-moratorium-dropped-in-senate-budget-package/   Join us for our next CU Town Hall- Wednesday June 11 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. Industry developments keep coming fast and furious- the CU Town Hall is the place to make sense of these items together. It's free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!   @bigfintech.bsky.social @154advisors.bsky.social (Glen) @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Send us a textSome 4.18 million Americans will turn 65 in 2025 and many of them will have to make difficult and crucial decisions about their Medicare coverage.Credit unions can play a crucial role in this process and in this episode from May 2023 Rock Carter tells exactly how credit unions can get involved.And if you think Medicare has to be easy, well, get ready to hear the complexities.Listen up.

A new in-person location to purchase the Kilkenny Gift Card has launched to enhance the convenience and accessibility of the initiative. St. Canice's Credit Union High Street is the first in-person location to purchase the Kilkenny Gift Card. The card was introduced in November 2025 by Kilkenny Chamber and Kilkenny County Council in an upgrade to the previous paper vouchers. Over €160,000 of the new Kilkenny Gift Cards have been sold since November, with the cards popular with organisations as employee rewards and for consumers as gifts. Molly Drennan, Head of Operations at St. Canice's Credit Union, said: "St. Canice's Credit Union is about community and has been a partner of the Chamber for many years. We previously sold the Kilkenny Gift Vouchers, so it's great for us to now sell the new high-tech Kilkenny Gift Card, as a way to give back to our local businesses. "It's really easy for people to buy the Kilkenny Gift Card from us by going up to the counter in our High Street branch and letting us know how much they want loaded onto the card. It takes minutes and is especially handy for people that want to support local and want the convenience of a card that's in their hand straight away. We have the end of the school year coming up so it'll be ideal for people buying gifts for teachers, Christmas, birthdays and many other occasions. "We've also got 'Load This Card' envelopes that contain the Gift Card that people can pick up and load with value themselves online at a later date, it's all about making supporting our community easy. As the Kilkenny Gift Card is accepted by so many good, quality businesses, it's a gift that anyone would be happy to receive. We look forward to welcoming people into the Credit Union in High St. to buy their Kilkenny Gift Card." John Hurley, chief executive at Kilkenny Chamber of Commerce, said: "Our objective is to make the Kilkenny Gift Card accessible and convenient to buy for a wide range of audiences. The digital version of the card can be purchased online and sent to the recipient in moments, and the launch of the new sales point at St. Canice's Credit Union High Street is important because it allows the physical version of the card to be purchased and given to the recipient in moments too. We look forward to continuing to work alongside St. Canice's Credit Union as we continue to build the Kilkenny Gift Card." Kilkenny County Council's Local Enterprise Office is backing the Kilkenny Gift Card as part of its #ShopKilkenny campaign for 2024. Aileen McGrath, Head of Enterprise, Kilkenny Local Enterprise Office said: "The Kilkenny Gift Card is going from strength to strength with over 120 businesses now accepting the card, across a wide range of sectors. Every Kilkenny Gift Card purchased is an investment in our city that will continue to circulate, powering our economy." The Kilkenny Gift Card is part of the multi award winning Town & City Gift Card concept active across Ireland. Colin Munro, CEO of Miconex, said: "It's fantastic to see the success of the Kilkenny Gift Card so far with over €160,000 in sales, over 120 businesses accepting the card, and the launch of the new sales point at St. Canice's Credit Union High Street. From our programs across Ireland, we know how vital a sales point is for locals and visitors who are keen to shop local and support the community." The Kilkenny Gift Card is available to buy for consumers and organisations. See more stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now ...

Sponsors:• ◦ Visit Buildertrend to get a 60-day money-back guarantee on your Buildertrend account• ◦ Marvin Windows and Doors• ◦ Sub-Zero Wolf Cove Showroom PhoenixConnect with Thad Flores:https://www.arizonafinancial.org/thad-floresConnect with Brad Leavitt:Website | Instagram | Facebook | Houzz | Pinterest | YouTube

“We must really control the inputs we are taking into our brain.” - Lauren CulpWelcome to episode 211 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions can modernize without overhauling legacy infrastructure. Learn more at Alacriti.com.In this season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.In this episode, we are joined by Lauren Culp, Executive Director at the National Credit Union Foundation (and former President and CEO at CUInsight). She joins us to talk about energy, not just as a buzzword but as a very real challenge that leaders must face. Lauren reflects on what depletes her and what restores her, including deleting social media off her phone. We explore the difference between being productive and being present and how hard it is to do both when you're living in a steady stream of notifications and back-to-back meetings.We also open up about learning to say no, what boundaries look like in leadership, and how to tell the difference between what is actually urgent and what just feels urgent. Whether it's blocking no-meeting days, turning off email notifications, or just having the self-awareness to admit that you are “out of words,” these are the tools that help us stay grounded rather than just efficient, especially since there is a difference between being productive and actually being present.Join us for an insightful conversation about being human and about protecting the parts of ourselves that leadership can easily burn through if we aren't being careful. If you've ever found yourself feeling scattered, exhausted, and completely out of energy, then this episode is definitely for you. Enjoy our conversation with Lauren Culp!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book List How to find Lauren:Lauren Culp, Executive Director at the National Credit Union Foundationncuf.coopLauren: LinkedIn NCUF: LinkedIn | 

Send us a textA monthly series focused on financial well-being as a core component of overall health.  Learn more at navigantcu.org Support the show

In this episode of Money Donuts, the hosts are joinedby Comprehensive Lending Specialist Heather to dive into the world of auto loanrefinancing. Whether you're curious about lowering your interest rate,adjusting your monthly payment, or just want to learn how refinancing works,this podcast has you covered. Heather walks us through the ins and outs ofrefinancing an auto loan at Royal Credit Union, including when it might makesense to refinance.

Send us a text25% cashback on an Amazon purchase.  35% back at Kroger.  Now do I have your attention?And this is cashback on a debit card.  You thought debit card cashback vanished a decade ago? It had.But now it just may be coming back.On the show are David Metz, CEO of Prizeout, an innovator in adtech, and he is here to talk about a new product, CashBack+ Pay.Also on the show is Amy Sink, CEO of Interra Credit Union, an Indiana institution with assets around $2 billion, an investor in the Prizeout CUSO.As for those eye popping cashback purchases, they are real and both were enjoyed by Interra members who had signed up Cashback + Pay, relates Sink.According to Prizeout, “The first group of credit unions now live with CashBack+ Pay includes Interra Credit Union, Michigan State Federal Credit Union, United Financial Credit Union, Golden 1 Credit Union and People Driven Credit Union.”Cashback rates vary - sometimes by day, often by a member's particular demographic.  But, says Metz, the usual rate now is averaging 6.8%.  Rewards are instant too.Metz in the show tells about the mechanics of Cashback + Pay and Sink is the articulate evangelist.  Also on the show in a cameo is Andrea Holland, who handles communications for Prizeout.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Ed Vincent, host of the Risk Intel Podcast, welcomed Jeff Fink back to the show for part three of their Data Strategy Series. This week's insightful conversation dives deep into the distinction between data strategy VS reporting, which is a critical yet often misunderstood area for community financial institutions aiming to become truly data-driven. Listen to the full episode, or if you missed Part 1 and Part 2, click the links below to catch up.Part 1: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck to StartPart 2: Defining a Data Strategy: What a Data Strategy Is - And Isn'tFollow us to stay in the know!

Learn how Gary Jeter of TruStone Financial and Kirk Drake of Credit Union 2.0 are using AI to revolutionize internal operations, reimagine member service, and build agile, future-ready credit unions. If you're unsure how to begin with AI or want to make your early efforts impactful, this episode will light the path forward.Check out the ACT Advisors Blog for a written summary of this episode!Want to learn more about Doug English and ACT Advisors? Visit Home - ACT Advisors®Email doug@act-advisors.com if you have an idea for a future guest or topic.

Glen speaks with Edelman Smithfield's Deidre Campbell to explore her firm's new Financial Services Trust Barometer and the (mostly) positive signs for banks and credit unions. Also- the latest Gen AI fiasco has a familiar ring, Illinois' unworkable interchange law moves bizarrely close to reality, and why the CFPB's withdrawal of its open banking rule isn't necessarily cause for celebration.     Links related to this episode:   The 2025 Edelman Financial Services Trust Barometer: https://www.edelmansmithfield.com/trust/2025/trust-barometer/report-financial-sector  Our February conversation with Deidre on global trust overall: https://www.big-fintech.com/scams-grievances-and-the-enduring-value-of-trust/  The Chicago Sun-Times' mea culpa for printing invented book titles: https://chicago.suntimes.com/press-room/2025/05/20/chicago-sun-times-response-to-may-18-special-section  Our May 2023 “Package Delivery Blues” episode exposing some familiar AI shortcomings: https://open.spotify.com/episode/3njgklKC8n2fehQrjj9s6U si=Uhhi0sSVR1q2qBOLjj_Hmg&nd=1&dlsi=00114d6259894dfa  CU Broadcast's recent coverage of the Interchange Fee Prohibition Act with the Illinois Credit Union League (NOTE- On May 31 the Illinois General Assembly postponed implementation of the IFPA for a year, until July 1, 2026):  https://www.cubroadcast.com/episodes/3983-how-illinois-interchange-fee-prohibition-act-could-affect-entire-financial-services-industry  Coverage of the CFPB's decision to pull its Section 1033 (Open Banking) rule: https://www.consumerfinancemonitor.com/2025/05/28/cfpb-will-kill-section-1033-open-banking-rule/    Join us for our next CU Town Hall- Wednesday June 11 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. Industry developments keep coming fast and furious- the CU Town Hall is the place to make sense of these items together. It's free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

“The people helping people motto should be lived inside the walls of our organizations just as much as we live it outside with our members.” - Jaime MarksThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Jaime Marks, Director of Recruiting Services at Humanidei. Jamie and I dig into what actually matters when building strong leadership teams, and she shares the pivotal experiences that shaped her, from her first job at Ent Credit Union to taking on bold career shifts across states and institutions.In our conversation, we get personal about the mentors who saw Jaime's potential, the environments that helped her grow, and the toxic cultures which she learned to spot from a mile away. Her insights are grounded within years of experience and a true passion for helping organizations lead with integrity and intention. We also touch upon what “values alignment” really looks like when hiring senior leaders, with Jamie explaining that she doesn't just fill roles; she reads between the lines, listening for what a board or leadership team really needs, even if they don't say it out loud.As we wrap up the episode, Jaime talks about the mentors who have impacted her life, her love of Sur La Table and Santa Barbara, California, and has a book recommendation for everyone. Enjoy my conversation with Jaime Marks!Find the full show notes on cuinsight.com.Connect with Jaime:Jaime Marks, Director of Recruiting Services at Humanideihumanidei.comHumanidei: LinkedIn | Facebook | Instagram | XWant to hear more from Jaime? Click here.Book mentioned: Finding Ultra: Rejecting Middle Age, Becoming One of the World's Fittest Men, and Discovering Myself by Rich Roll

We have all got crazy stories. In the moment we may not realize the joy, but taking a moment to look back at them can warm our soul and keep us going. In this episode we share memorable and funny stories from the credit union world. From stapling a torn dress to dealing with unusual customer requests, these tales highlight the amusing and touching moments that credit union employees experience. Listen and laugh and we encourage you to submit their own stories. Let's make this a platform to celebrate and learn from the everyday heroes in the credit union community.     Click Here to Submit Your Questions

Linda Armyn, President & Chief Executive Officer of FourLeaf Federal Credit Union. A dynamic leader well known throughout Long Island and the credit union … Read More

Tom Kraus, Together Credit Union COO, joins Megan Lynch as the region continues to clean-up following last week's tornado in St Louis. He offers tips for those needing to rebuild.

Send us a textBuckle up, there may be turbulence on this ride.On the show today is Elizabeth Eurgubian , now a lobbyist in Washington DC but who just a few months ago served as NCUA Director of the Office of External Affairs and Communications and Policy Advisor to Chairman Harper.  That's an important position at NCUA - it's a political appointment.Before that  she was deputy chief advocacy officer at CUNA and before that she was a vice president and a lobbyist for ICBA.She knows Washington DC and she especially knows the lobbying intricacies involving credit unions and community banks.This episode was recorded the day before NCUA chairman Kyle Haputman revealed the staff reorganization plan for NCUA which is a slightly deeper staffing cut than Eugubian predicted but that makes her predictions for NCUA operations with a smaller staff even more chilling.Bottomline: she says everything will take longer at a slimmed down NCUA, an agency she says was thinly staffed before this 20+ percent staffing cut.Along the way Ergubian gives a short course on how to lobby effectively and offers insights into the likely future of NCUA (will it stay independent?), the credit union federal tax exemption, and credit union examinations in a slimmed down NCUA.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Lutheran Federal Credit Union is celebrating 10 years! The Rev. Tom Schlund (Synod Relations & Marketing Coordinator, Lutheran Federal Credit Union) and Amanda Walker (CEO, Lutheran Federal Credit Union) join Andy and Sarah to talk about why a credit union was created for the LCMS, Rev. Schlund's new role and the need to build up relationships across the Synod, what has been accomplished in 10 years of Lutheran Federal Credit Union, and the many services available today. Find a special offer for KFUO Radio listeners to celebrate Lutheran Federal Credit Union's 10th Anniversary at LutheranFCU.org/kfuo. As you grab your morning coffee (and pastry, let's be honest), join hosts Andy Bates and Sarah Gulseth as they bring you stories of the intersection of Lutheran life and a secular world. Catch real-life stories of mercy work of the LCMS and partners, updates from missionaries across the ocean, and practical talk about how to live boldly Lutheran. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

MBFS CEO Mark Ritter and a guest from his team catch up on the latest happenings at MBFS, the credit union industry, and other odds and ends.IN THIS EPISODE:(00:00) Craig Page shares his professional background and responsibilities(01:57) Mark introduces a new, shorter episode format featuring MBFS team members(04:30) Mark and Craig discuss their moves from suburbia to rural areas(06:49) MBFS sees unexpected growth in 2025 in the CUSO(08:41) Craig explains the value of small credit unions in partnering with a CUSO like MBFS(10:32) Craig shares his reaction to the boom in lendingKEY TAKEAWAYS: The Credit Union Conversations podcast has introduced a shorter, more conversational format featuring "quick hitters." These episodes, airing twice monthly, will focus on current industry topics, updates from MBFS, personal anecdotes, and team insights, in contrast to their traditional long-form interviews.Despite expectations for a flat year, MBFS has experienced rapid growth, with seven new credit unions joining early in the year and 18 more in the pipeline. Loan volume has also increased, reflecting strong demand for its services.Smaller credit unions are increasingly entering the member business lending space but face resource and staffing challenges. MBFS offers a “plug-and-play” solution, handling everything from origination and servicing to loan workouts, making it easier for credit unions to scale without heavy internal investment.RESOURCE LINKS: Mark Ritter - WebsiteMark Ritter - LinkedInCraig Page - LinkedInMBFS, CUSO, Mark Ritter, Credit Unions, Growth, Lending, Origination, Servicing, Pipeline, Small Credit Unions, Team, Industry, Business, Partnerships, Future of Lending, Boom in Lending, Unexpected Growth, Partnering With MBFS, Services, Loan Volume, Business Lending

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/The NCUSIF and the DIF are similar but different.  Today we do a deep dive on that and more.

In this episode of the Risk Intel Podcast, Ed Vincent welcomes back Watchtower's Chief Product Officer, Jeff Fink, to kick off a multipart series on creating a data strategy. A hot topic for many community banks and credit unions wanting to modernize their internal processes on how they handle data, collect it and how do they leverage data to achieve their collective goals. Listen to the full episode here.Follow us to stay in the know!

To say there is uncertainty in the credit union movement right now is an understatement. The NCUA shake-up has left many feeling… well, a bit shaken up. And though tax exemption and funding for CDFIs (Community Development Financial Institutions) are protected for now, it's hard to say when “for now” might abruptly end. When compared to concerns about the NCUA and credit union tax status, there has not been as much outcry over the precarious future of the CDFI fund. Considering that only about 12% of credit unions are CDFIs, this makes sense, but the loss of funding could have significant ripple effects across the movement as a whole. In this episode, we talk to Armand Parvazi, Strategic Adviser at CUCollaborate and former Chief Administrative & Development Officer at New Orleans Firemen's Federal Credit Union, to get his take on this month's BIG question: Why does the CDFI fund matter and how can we engage the credit union movement in protecting it?

“You establish trust with your team by acknowledging that you don't have all the answers.” - Greg MichligWelcome to episode 207 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight.com, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions can modernize without overhauling legacy infrastructure. Learn more at Alacriti.com.In this season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.In this episode, we are joined by CUInsight's CEO Greg Michlig, who joins us to talk about the power of paradox. Leadership, after all, isn't always about having the answers. What does it look like to lead with both confidence and humility, to show strength while also admitting to what you don't know? Greg brings some personal stories and honest reflections, and we explore what it means to lead in uncertain times without pretending to be certain, and how the best leaders learn to embrace complexity rather than run from it.We also get personal when we look at the idea of “being right” vs. “getting it right” and we reflect on the uncomfortable (and sometimes hilarious) experience of feeling like an imposter and a winner . . . at the same time!If you have ever felt the pressure to perform, to decide fast, or to prove yourself worthy of your title, we encourage you to listen in. Enjoy our conversation with Greg Michlig!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book List How to find Greg:Greg Michlig, CEO at CUInsightcuinsight.comGreg: LinkedInCUInsight: LinkedIn | Instagram | Facebook | YouTube | XWant to hear more from Greg? Click here.

This week, we welcome Rebecca Murray, voice coach, speaker, and fierce advocate for the power of self-expression, to the pod. Whether you're leading a classroom, presenting in a boardroom, or stepping onto a stage, Rebecca shares how owning your voice can unlock leadership, confidence, and connection.Join Rebecca as she offers actionable strategies to overcome self-doubt, communicate with authenticity, and speak up with purpose, especially for educators and leaders ready to make an impact. Through personal stories and powerful insights, Rebecca reminds us that our voice isn't just something we have—it's something we use to lead, uplift, and create change.---ABOUT OUR GUESTRebecca Murray is a voice coach, producer, and audio expert who helps professionals unlock their authentic voice and speak with confidence. Rebecca has partnered with organizations like NCCE, Women in Manufacturing, SHRM, and Boeing Employees' Credit Union to help leaders amplify their impact through the power of voice.Check out Rebecca's work at https://rebeccapmurray.com/Connect with Rebecca on LinkedIn: https://www.linkedin.com/in/rebeccapmurray/---SUBSCRIBE TO THE SERIES: ⁠⁠⁠YouTube⁠⁠⁠ | ⁠⁠⁠Spotify⁠⁠⁠ | ⁠⁠⁠Apple Podcasts⁠⁠⁠ | ⁠⁠⁠YouTube Music⁠⁠⁠ | ⁠⁠⁠Overcast⁠⁠⁠FOLLOW US: ⁠⁠⁠Website⁠⁠⁠ | ⁠⁠⁠Facebook⁠⁠⁠ | ⁠⁠⁠Twitter⁠⁠⁠ | ⁠⁠⁠LinkedIn⁠⁠⁠POWERED BY CLASSLINK: ClassLink provides one-click single sign-on into web and Windows applications, and instant access to files at school and in the cloud. Accessible from any computer, tablet, or smartphone, ClassLink is ideal for 1to1 and Bring Your Own Device (BYOD) initiatives. Learn more at ⁠⁠⁠classlink.com⁠⁠⁠.

The latest episode of MCUL's podcast series, Credit Unions, Coffee and Conversation, features guest Jeffrey Kusler, CEO, Journey Federal Credit Union.  Kusler talks about what drew him to the credit union mission, the importance of member service and why it's vital to develop and empower staff — especially in a time of rapid change and increasing demands on credit unions.

King v. Navy Federal Credit Union

Host Jeremy C. Park talks with Tosha Price, Business Development Manager with Ascend Federal Credit Union, who leads their financial education efforts across Middle Tennessee and highlights both the largest credit union in Middle Tennessee and their mission to serve by offering financial literacy education and giving back to the community in a variety of ways. With more than 250,000 members and more than $4.4 billion in assets, Ascend Federal Credit Union is the largest credit union in Middle Tennessee and one of the largest federally chartered credit unions in the United States. Based in Tullahoma, Tennessee, the member-owned financial institution offers banking, loan, retirement, and investment services from its 28 branches, more than 55,000 free ATMs worldwide, digital banking portal, and mobile app.During the interview, Tosha discusses the importance of providing financial literacy education in the community. She explains the difference between a bank and a credit union, emphasizing that credit unions are not-for-profit and focus on people helping people. She highlights the financial literacy programming offered by Ascend Federal Credit Union, including online modules, calculators, and workshops. Tosha also mentions their initiative, Bonsai, which provides financial education to K-12 students. She emphasizes the importance of budgeting, building a credit score, and using credit cards wisely.Tosha discusses the importance of using credit cards responsibly, emphasizing that they are loans and not personal funds. She highlights the average interest rate on credit cards is 20%, and advises to always pay the balance off to avoid extra interest charges. She also mentions the availability of college student credit cards with lower interest rates. When it comes to tips for improving credit scores, Tosha suggests paying off debts and diversifying credit types, rather than accumulating multiple credit cards. She also warns against the misconception that paying regular bills like rent or utilities improves credit scores, as only loan payments are reported positively.Tosha emphasizes the importance of prioritizing savings by paying oneself first and starting small. She suggests having a separate savings account to avoid easy access to funds. She also highlights the benefits of credit unions, such as higher dividends, rewards checking accounts, and more lenient lending practices.Visit https://ascend.org to learn more about Ascend Federal Credit Union.

In this episode, the guys are joined by JP Lapointe, the Chief Financial Officer for Needham Bank ($5 Billion institution located in the Boston metropolitan area) as well as DCG colleague, Jeff Reynolds.  The four dig into JP's career progression from Wolf and Company to Northeast Bank to his current role at Needham.  JP also expands on the nuances of working for a "specialty asset" business, why banking cannabis is not for the "faint of heart", Needham's recent IPO and the "perfect time to go public", and why their customers have direct access to the CEO's personal cell phone.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Cross-selling at community banks and credit unions doesn't have to feel like sales—it should feel like service. In this episode of the Hit Record Podcast, FI GROW CEO Meredith Olmstead and Director of Sales Danielle Fancher unpack real-world strategies for creating authentic, high-impact cross-selling efforts. From live chat and automation to frontline staff training and data-driven segmentation, this episode is a deep dive into how to serve more deeply, not just sell more.Key Takeaways:Sales Is Service: Effective cross-selling starts with building trust and solving real problems—not pushing products.Automate and Personalize: Use automation tools to respond instantly and personalize messages based on behavior and product use.Celebrate the Wins: Daily team huddles, open discussion, and performance dashboards keep cross-selling goals aligned and team morale high.

Recapping this month's Finovate Spring event, Glen connects with Steven Ramirez (Beyond the Arc) and Elias Kruger (Long Range AI) to compare notes on the standouts and key takeaways- such as agentic AI- from San Diego. Also- Coinbase packs a year's news into a single week, and Nevada looks to enter the payments fray.   Links related to this episode:   Finovate Spring demo videos: https://finovate.com//videos/?filtertype=&showtypes=FinovateSpring&videostartyear=2025&showletters=A-Z    Beyond the Arc: https://beyondthearc.com/blog/category/fintech    Long Range AI Consulting: https://www.linkedin.com/in/ekruger1/    Our 2023 interview with Crissi Cole of Penny Finance: https://open.spotify.com/episode/7tFFHhmaXPlPO2TbjobAEw    Glen's blog on Coinbase's wild week: https://www.big-fintech.com/a-tale-of-two-coinbases/   Payments Dive's coverage of Nevada's proposed legislation to create “Payments Banks”: https://www.paymentsdive.com/news/nevada-bill-would-charter-new-payment-banks-retailers-swipe-fees/748041/        Join us for our next CU Town Hall- Wednesday May 21 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a crowdsourcing of takeaways from spring's credit union/ fintech conference season. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!   @bigfintech.bsky.social @154advisors.bsky.social (Glen) @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/ Thank you to our friends at William Mills Agency for providing this week's featured image. *Image source: William Mills Agency

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/In this episode of With Flying Colors, host Mark Treichel reconnects with Ryan Donovan, President and CEO of the Council of Federal Home Loan Banks (FHLB). Ryan returns to discuss the evolving role of the FHLB system, its relationship with credit unions, and how liquidity is much like oxygen—often unnoticed until it's urgently needed.Ryan and Mark explore:The history and mission of the Federal Home Loan Bank system.How FHLB provides daily liquidity to its members and why it's a critical tool—not just in times of crisis.The difference between the FHLB system and the Federal Reserve as liquidity sources.How FHLB and credit unions are "cooperative cousins" working together to strengthen communities.The system's record-breaking $1.2 billion commitment to affordable housing initiatives.Director Bill Pulte's early signals and what his leadership at FHFA could mean for FHLB and the credit union system.Why credit unions, especially smaller ones, should consider joining the FHLB system to strengthen their balance sheets and enhance loan capacity.Ryan also highlights recent research showing that FHLB membership helps credit unions grow faster, remain competitive, and support their members more effectively—all while maintaining safe and sound lending practices.Key Takeaways:FHLB isn't just a lender of last resort—it's a daily liquidity partner.Affordable housing remains a priority, with FHLB surpassing its statutory requirements.Credit unions can amplify their impact by leveraging the FHLB system.Regulatory dynamics are shifting, but FHLB's mission remains steady: Keep liquidity flowing to local lenders.Resources Mentioned:Council of Federal Home Loan BanksFHLB & Credit Union Liquidity Research by Filene Research InstituteFollow Ryan Donovan on LinkedInConnect with Mark Treichel:LinkedIn: Mark TreichelWebsite: Credit Union Exam Solutions

Send us a textOn today's show is Paul Dionne, chief strategy officer at Quantum Governance, L3C.  What's an L3C?  Good question: It's a low profit limited liability company and, in the case of Quantum Governance, that means it “help[s]  nonprofits, credit unions, associations and foundations realize the full potential of their missions.”The company's work with credit unions revolves around governance - especially issues involving the board and organizational leadership - and strategic planning.That's why a key focus of this discussion is a credit union board's fiduciary responsibility especially in the case of a merger.  When a merger is on the table, a board member's responsibility is to make decisions that are in the best interest of the membership, said Dionne.What's that mean?  How can a board member go off course?  In the show Dionne, who worked at Filene before joining Quantum Governance, tells the good, the bad and the ugly.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

“Every time you tell a story, someone's gonna be inspired by what you're doing, and someone's going to believe in credit unions.” - John PettitThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is our own John Pettit, Managing Editor at CUInsight. We talk about his journey from aspiring baseball player to storyteller in the credit union space, with his career path being anything but linear from working in a restaurant right after college to managing retail stores and even building houses. He eventually found his passion for sharing stories through CUInsight, where he's been for over twelve years.In our conversation, John opens up about what makes credit unions stand out: their genuine commitment to people over profit. He shares why he's proud to be part of an organization that highlights stories of credit unions making a real impact, and we also talk about the role of storytelling in marketing credit unions and why sharing these success stories is more important now than ever.As we wrap up the episode, John talks about his love for physical media such as vinyl records and blu-rays, how he uses automated lights to help with work-life balance, and a book you'd definitely find inspiration from. Enjoy my conversation with John Pettit!Find the full show notes on cuinsight.com.Connect with John:John Pettit, Managing Editor at CUInsightcuinsight.comJohn: LinkedInCUInsight: LinkedIn | Instagram | Facebook | YouTube | XWant to hear more from John? Click here.Book mentioned: Ultramarathon Man: Confessions of an All-Night Runner by Dean Karnazes

Rebecca O'Connell, Government Affairs Manager at Lake Trust Credit Union joins Rob this week to highlight the distinctive role of credit unions, particularly emphasizing Lake Trust's commitment to community involvement and relationship-building with its members. Rebecca outlines how credit unions, being member-owned and not driven by Wall Street, effectively serve local communities by reinvesting deposits into local economies through loans for homes and businesses. Despite serving about 40% of Americans, credit unions manage less than 9% of total banking assets, often supporting those without other banking options. To further support local entrepreneurs, Lake Trust has partnered with Mixer Media, a bold new initiative offering commercial videography services, free creative consultations, and social media strategy sessions to help members grow their digital presence and tell their stories. From financial empowerment to creative support, this episode shows how Lake Trust is going way beyond banking.   01:17 Understanding Lake Trust Credit Union 02:33 The Credit Union Difference 05:11 Local Impact and Community Development 06:40 Strategic Growth and Community Needs 08:37 Innovative Acquisitions for Community Support 10:39 Empowering Local Businesses 12:27 Advocacy and the Future of Credit Unions   Show Links Learn more about the Brighton Chamber by visiting our website. Website: https://www.brightoncoc.org/   Guest Links Website: https://laketrust.org/ Mixer Media Website: https://laketrust.org/our-story/who-is-lake-trust/mixer-media Facebook: https://www.facebook.com/LakeTrustCreditUnion Instagram: https://www.instagram.com/laketrust/ LinkedIn: https://www.linkedin.com/company/lake-trust-credit-union/

Send us a textIs this the twilight of the golden age of credit unions? On the show to discuss exactly that question is Jim Blaine, the now retired longtime CEO of SECU, the second biggest credit union in the country.  Blaine may be retired but he still has opinions about credit unions, as evidenced in his blog, SECU - Just Asking!In this podcast Blaine also digs deep into the question: what exactly is a credit union? We also talk about democracy in credit unions and often the lack thereof.Recently Blaine has been sparring with his old employer with the flash point being the institution's new leadership's desire to move to risk based pricing for loans.  Blaine is against that and successfully resisted it in his years as SECU's CEO.Blaine, definitely, is opinionated. But he also is - undeniably - a credit union champion. What he says may make you mad - it definitely made various NCUA employees mad.  But listen up because Blaine, very clearly, articulates a philosophy about credit unions that he didn't just spout, he lived in building SECU into a US credit union powerhouse.  Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Glen connects with Paylume's Andrew Gomez to unpack the burgeoning pay by bank model, explore lessons learned from other countries' rollouts, and consider the pros and cons facing banks and credit unions. Also- a possible open banking do-over, more stadium naming rights, and resisting the urge to spike the ball before the goal line.    Links related to this episode:   Andrew Gomez/Paylume: https://www.linkedin.com/in/r-andrew-gomez/    Nacha's Remote Connect, June 6-9: https://payments.nacha.org/remote-connect    Part One of our Nacha Payments conference coverage: https://www.big-fintech.com/getting-direct-about-ach/    CU Daily's coverage of a positive sign for CUs' tax exemption: https://thecudaily.com/in-victory-for-credit-unions-cu-tax-exemption-not-targeted-in-committees-bill    The recent CU Town Hall on which we debated implications of the tax exemption: https://www.cutownhall.com/    Bloomberg Law's coverage of potential Open Banking (Section 1033) reconsideration: https://news.bloomberglaw.com/banking-law/cfpb-plans-to-revisit-open-banking-rule-despite-workforce-cuts    BECU's partnership with the WNBA's Seattle Storm, one of several recent naming rights deals: https://storm.wnba.com/news/storm-announce-becu-as-partner-for-performance-center   Join us for our next CU Town Hall- Wednesday May 21 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will feature a round robin on the countless recent regulatory twists and turns. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

“Leaning into your best self—that's what brings joy and happiness.” – Tracie KenyonWelcome to episode 209 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions can modernize without overhauling legacy infrastructure. Learn more at Alacriti.com.In this season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.In this episode, we are joined by a familiar voice—Tracie Kenyon, Executive Development Partner at Humanidei—to discuss the importance of leaders doing inner work: what we bring into the room before the meeting even starts. Even though it's often said that feelings do not belong in the workplace, nothing could be further from the truth.Inner work is messy, ongoing, and, at times, uncomfortable—but it is also where the most meaningful improvements in leadership happen. Tracie helps us explore what it really looks like to lead from the inside out.We also reflect on our own growth, and Tracie reminds us that leadership isn't always about having the right answers but about staying curious, staying grounded, and letting go of the idea that we have to always be perfect and in control of everything.Whether you are leading a team or leading yourself through a tough season, this episode is for you. Enjoy our conversation with Tracie Kenyon!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and Spotify How to find Tracie:Tracie Kenyon, Executive Development Partner at Humanideihumanidei.comTracie: LinkedInHumanidei: LinkedIn | Facebook | XWant to hear more from Tracie? Click here.

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