Podcasts about credit unions

On Friday's edition of SaskAgToday with Ryan Young: A look at seeding estimates ahead of the 2026 growing season, and more.

Credit unions entered 2026 with more digital ambition than any segment of the banking industry. Yet 60% are still in early stages of transformation or lack clear goals. That's not a strategy issue. It's an execution issue. In this episode of The Experience Factor, sponsored by Q2, Jim Marous sits down with Jesus Garcia, Chief Experience Officer at OceanAir Federal Credit Union, to examine what the 2026 Retail Banking Trends and Priorities report reveals about the credit union sector and how one institution is moving beyond ambition to measurable results. This conversation covers: * The execution gap * The branch expansion paradox * The talent contradiction * Fintech partnerships that actually drive impact * The open banking blind spot * AI: substance vs optics This discussion isn't about strategy decks. It's about what's actually working and what must change. The Experience Factor is sponsored by Q2. Download the 2026 Retail Banking Trends and Priorities Report here.

When a crisis hits your credit union—whether it's a cyber breach, ransomware attack, or liquidity event—how you communicate in those first hours and days can define the outcome. In this episode, Mark Treichel sits down with John McKechnie to discuss crisis communication lessons learned from decades in the credit union industry.  John served at CUNA for over 18 years before joining NCUA, where he led the Office of Public and Congressional Affairs under three chairmen during some of the most turbulent years in the agency's history, including the 2008 financial crisis. Since 2011, he's been advising credit unions on communications strategy, public affairs, and crisis management.In this episode, Mark and John discuss:•        Why silence during a crisis creates a dangerous vacuum—and how to avoid it•        The principle of being “first with the truth” and why speed matters•        How to identify and prioritize your key stakeholders during an incident•        The value of tabletop exercises and crisis communication plans•        Real examples from the 2008 financial crisis and recent cyber incidents•        Why your members need to hear that their insured funds are safe—early and often•        Setting up a landing page as a single source of truth during a crisis•        The importance of conducting a postmortem after any incident•        How a crisis can actually strengthen the bond between a credit union and its membersWhether your credit union has a crisis communication plan on the shelf or is starting from scratch, this episode offers practical guidance on how to prepare—and how to perform when it matters most.Connect with John McKechnie:Email: john@mckechniellc.comPhone: 202-997-5816

On Thursday's edition of SaskAgToday with Ryan Young: Kevin Hursh on LDC's pea processing plant in Yorkton, Farm Credit Canada launches "Let's Grow Canada" movement, and more.

This Saturday is the third annual Virginia Credit Union River City Half & River City 5k. Race Director, Molly Johnson breaks it all down for us so your race day will be smooth and easy! There's still time to register for the half, so come join us!

Glen speaks with two Associate Professors- Anna-Leigh Stone (Samford University) and Jordan Van Rijn (University of Wisconsin) about the recent Credit Union Research Workshop and Stone's paper analyzing the impact of CUs acquiring banks. Also- KYC risks morphing into Know Your Citizenship.   Links related to this episode: Anna-Leigh Stone: https://www.samford.edu/business/directory/Stone-Anna-Leigh Jordan Van Rijn: https://aae.wisc.edu/faculty/vanrijn/  The CU Research Workshop: https://sites.google.com/view/jordan-van-rijn/home/credit-union-research-workshop The Cato Institute on the proposed requirement for FIs to collect account holders' citizenship data: https://www.cato.org/blog/know-citizenship-says-trump-banks TruStage's announcement of its TSDA stablecoin for credit unions: https://www.trustage.com/newsroom/2026-press-releases/trustage-launches-stablecoin  The CU Daily on the latest Alabama brushfire re: a CU acquiring a bank: https://thecudaily.com/bankers-use-latest-cu-purchase-of-bank-to-criticize-tax-exemption-americas-cus-says-claimes-are-lies/  Check out CU Unplugged, an unscripted, participant-powered gathering designed to foster unfiltered conversation on the topics participants deem most critical. The event is open to all credit union leaders, but the group will be kept intentionally small for maximum impact. Join us March 30 – April 2 at Visa's Market Support Center in San Francisco- Visit https://www.cu-unplugged.com/  to learn more and register.   Join us for our next CU Town Hall- Wednesday March 18 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/  

Send a textAre you still relying on product based rewards for members?Meet the new tool on the block: relationship building.A trigger is that interchange rates are under attack and, for many financial institutions, it's been interchange that funded the rewards programs.So what's the new approach? On the show is Beth McCoy, CEO of CORA Loyalty, who provides a roadmap for building member relationships that benefit both the member and the institution.  CORA Loyalty explains what it does this way: “Loyalty leaders are shifting from card-centric to relationship-focused campaigns. The approach rewards customers for activities across the institution: maintaining checking accounts, paying account fees, using credit and debit cards, transacting regularly, and long-term relationships.”“The goal isn't card spend, but broader and longer lasting outcomes like growing deposits, encouraging treasury management adoption, and strengthening the full banking relationship.”Sound good?Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

What does it take to build the right social impact partnerships? Douglas Nelson talks all about it with Sarah Saso, VP of ESG & Social Impact at Meridian Credit Union. She explains the importance of strategically aligning core business interests and maintaining open communication at all times in developing fruitful partnerships in the social profit sector. Sarah also talks about Meridian's innovative programs focused on helping professionals build financial confidence and overcome economic barriers. Discover the right way to secure meaningful and long-term partnerships in order to move the needle on community impact.

On Wednesday's edition of SaskAgToday with Ryan Young: CPKC's recent performance struggles, application window open for the Advance Payments Program, and more.

Community finance is under pressure. On this episode of Credit Union Conversation, Mark Ritter sits down with Doug Wadsworth to unpack the realities facing small credit unions, including expanding regulatory burdens, rising compliance costs, and growing competition among credit unions. They discuss why credit union advocacy matters, how the cooperative model must evolve, and what practical leadership looks like when serving members in an increasingly complex financial environment.What You Will Learn in This Episode: ✅ How small credit unions manage increasing regulatory burden and mounting compliance costs during NCUA examinations✅ Why credit union advocacy is essential to protecting the cooperative model and strengthening member impact✅ How credit union competition from large financial institutions and FinTech competition is reshaping credit union strategySubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Doug shares his journey into the credit union space and his introduction to small credit unions06:25 The challenges of obtaining services, the weight of NCUA examinations, and the rising regulatory burden on small credit unions17:18 Survey results reveal growing credit union competition from larger credit unions over smaller ones21:04 Breaking down compliance costs, HMDA reporting, and NMLS registration27:58 Advocacy efforts aimed at achieving regulatory relief for small credit unions31:15 A vision for strengthening the cooperative model and sustaining community financeKEY TAKEAWAYS:

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Episode Title: My Takeaways from Monday at GAC: Structure, Supervision, and StablecoinsIn this episode, I share my takeaways from Monday at GAC in Washington, D.C.This was my first GAC in 2000 as Deputy Executive Director at NCUA. I've attended more than 20 since. It was good to be back in D.C., reconnect with colleagues, clients, and former NCUA staff — and to see how the tone of the conference felt this year.Three sessions stood out:1️⃣ Scott Simpson – Stewardship & AdvocacyScott Simpson's first GAC as head of America's Credit Unions set a different tone.He emphasized:Credit unions as a social movementThe importance of advocacyThe reality that tax status and field of membership are not automaticUnity between large and small institutionsIn a chaotic political and regulatory environment, the reminder that credit unions exist because Congress allows them to exist matters.2️⃣ Brené Brown – Strengthening the FoundationBrené Brown's keynote focused on “strong ground.”Her theme: leaders often compensate around weaknesses instead of strengthening the foundation.Key ideas:Vulnerability = uncertainty, risk, and exposureNo risk, no courageArmor (resistance, avoidance, overconfidence) blocks real leadershipIn times of uncertainty, strengthen the coreIn an environment shaped by technology shifts, mergers, geopolitical tension, and regulatory changes, that message resonated.3️⃣ Chairman Hauptman – Supervision & StablecoinsChairman Hauptman's fireside chat focused on rethinking supervision and discussing stablecoins.SupervisionWith NCUA staffing down significantly (I reference roughly 27%), he raised the question:Is the juice worth the squeeze?Topics discussed:Consistency and transparency in examsFewer document requestsRethinking supervisory touchpointsReorganization within NCUAExtending exam cycles for well-run institutionsI also discuss how regulatory inconsistency — when priorities swing dramatically — can create real operational risk for credit unions.Sometimes NCUA can be a credit union's biggest risk — not due to bad intent, but because uncertainty affects strategic decisions.ConsolidationConsolidation is happening. That's math.But it's not inevitable individually.Every mature industry consolidates over time. The key is leadership, strategy, and execution.StablecoinsChairman Hauptman framed stablecoins as infrastructure and global dollar dominance.The key question I raise (credit to Kiah Haslett's framing):What problem does stablecoin actually solve that existing rails don't?We already have:FedwireACHRTPFedNowIs the value international? Domestic? Structural? Or hype?Time will tell.Final ThoughtAcross all three speakers, one theme connected the day:Are we strengthening the foundation — or compensating around it?It was a fun and informative day at GAC, and I'll continue sharing observations as the week unfolds.If you were there and saw something differently, let me know.

Tuition can be a major barrier for international students pursuing Canadian graduate programs. Shawn Good, President and CEO of Libro Credit Union, explains how Libro partners with leading business schools, including the Smith School of Business at Queen's University, to offer financing and support. Shawn and Bruce discuss access, inclusion, and what it means to evaluate borrowers when traditional credit history is limited. Find out more at libro.ca and connect on LinkedIn (Libro), Instagram (Libro) and Facebook (Libro). Connect with Shawn on LinkedIn and Instagram.

On Tuesday's edition of SaskAgToday with Ryan Young: Bayer Crop Science introducing New gold, the Wheat Growers Association react to reduced China tariffs on Canadian ag products, and more.

On Monday's edition of SaskAgToday with Ryan Young: Chinese tariffs on Canadian ag products reduced, resolutions made at the Stock Growers Semi-Annual meeting, and more.

The government of Nova Scotia has announced a pilot program, partnering with local credit unions, to bring 2% down payments to first time home buyers in the province. The Nova Scotia government has also announced that there will be no mortgage insurance from CMHC by the program, and the Nova Scotia government themselves will be the guarantor of the mortgage for the Credit Union. Claiming that this will help making homeownership more accessible to first time home buyers at a time of all time home prices in Halifax and in Nova Scotia. Matt and I will break down the pros and cons of this new pilot program, and some things that may homebuyers may not be aware of until they've already committed to the program. A few things for example. 1.) Through this program, homebuyers will be locked into a 5-year fixed term mortgage at 4.99%. Through a traditional bank with a 5% down payment, homebuyers can get interest rates as low as 4.05%. 2.) At the end of the 5 year fixed term with credit union, will the homeowner have enough equity in their home to go to another lender? If not, they will have to sign another term with the credit union at a higher interest rate than the typical banks are offering. And if they do switch lenders, they will have to pay the CMHC mortgage insurance. 3.) Household incomes up to $200,000 can qualify for this pilot program, but Credit Union will be decreasing the alloted gross debt service (GDS) and total debt service (TDS) available, making it harder for buyers to qualify for this program. And so much more!A separate article about the 2% down payment programhttps://financialpost.com/real-estate/mortgages/nova-scotia-2-temptation-young-mortgage-shoppers#:~:text=Nova%20Scotia%20has%20made%20the,a%20standard%20default%2Dinsured%20loan.2% Down Payment Programhttps://novascotia.ca/first-time-home-buyers-program-pilot/Nova Scotia Down Payment Assistance Programhttps://www.novascotia.ca/apply-loan-help-down-payment-your-first-home-down-payment-assistance-programJason Paul902-220-7357jason@infinityrealestategroup@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

Kris Kovacs sits down with Colin Phillips, CTO of Lodestar, to talk about how credit unions can stop relying on spreadsheets and start treating data like a strategic asset. Colin breaks down what a modern data journey really looks like—pulling information out of core and other systems into a single source of truth, building a practical data strategy with quick wins, and putting smart governance (like a clear data dictionary) in place so teams can trust what they're seeing. They also dig into near real-time reporting, what success looks like for small vs. large credit unions, and how AI will change analytics next—without replacing the need for clean, well-defined data.Follow the Pod:https://twitter.com/fintechcombineFollow Kris Kovacs:https://twitter.com/ManagementByteshttps://www.linkedin.com/in/kriskovacs/https://www.instagram.com/kriskovacs/The Fintech Combine is Produced and Edited by Anson Beckler-JonesFollow Anson Beckler-JonesInstagram - @ansonandcoYoutube - @ansonandco

On Friday's edition of SaskAgToday with Ryan Young: Cattle producer meetings, AAFC cuts still a conversation in Parliament, and more.

In this episode, Patty Corkery is joined by America's Credit Unions President & CEO Scott Simpson for a conversation on leadership, a preview of the 2026 GAC and the responsibility credit unions have to show up and tell their story in Washington.

On Thursday's edition of SaskAgToday with Ryan Young: SARM pleased with government funding towards the Port of Churchill, and more.

Send a textJust when I thought credit card rewards initiatives were on the chopping block, here comes David Metz and Priizeout with an innovative twist on credit card rewards and it's one that already is winning credit union applause.  Proof is that also on the show is Sarah Vasey, Chief Operating Officer at Michigan-based United Financial Credit Union, an institution with around $350 million in assets.Sarah herself is a credit card rewards  beneficiary and she tells what she really likes about the Prizeout program.  Think shoe money.Prizeout has been on the show multiple times but that's because it keeps innovating new offerings that credit unions adopt.Here's a great episode that also features Darlene Johnson of Suncoast. Link in the show notes,Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

A new Credit Union survey has found Irish people's outlook on everything from personal finance to the price of consumer goods tends to be negative. So, is there a sense of perma-gloom in the country at present and if so, how can people find positivity in the midst of it all?Joining Seán to discuss is Brendan Kelly, Professor of Psychiatry, Trinity College Dublin…

On Wednesday's edition of SaskAgToday with Ryan Young: Premier Scott Moe flying to India for another trade mission, an amendment made to AgriStability, and more.

On Tuesday's edition of SaskAgToday with Ryan Young: Previewing this week's SSGA Semi-Annual Meeting, the latest Canadian wheat export numbers, and more.

In the second episode of season 5, DCG's own Joe Kennerson is back by popular demand and joins the guys to explore his 5 ALCO "Takes" for 2026. The conversation focuses on industry margin projections, a new era of liquidity management, balancing deposit growth vs cost savings, why you should “ignore” your competition, and the power of options both on and off the balance sheet.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Krista Lucy, Executive Director at Children's Miracle Network of Greater St. Louis and Tom Kraus, Chief Experience Officer at Together Credit Union, join Chris and John Hancock in-studio. Krista explains how the profits of KMOX's 100th commemorative ornaments were donated to local children's hospitals including SSM Cardinal Glennon and St Louis Children's Hospital. Tom explains how Together Credit Union is involved with the Network, and other assistance programs they offer. CMN-STL.org

On Monday's edition of SaskAgToday with Ryan Young: Details of the 2026 SCIC Program were announced in Melville, and more.

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On Thursday's edition of SaskAgToday with Ryan Young: Environment Canada counting how much snow fell around the province, and more.

Send a textDo credit unions have a future? And if so what?Meet Lamont Black, a Filene Fellow  - Credit Union of the Future.Spoiler alert: Black is optimistic about the future of credit unions.A finance professor at DePaul University, Black also is a busy writer, speaker, consultant who focuses on innovative technologies including AI and Bitcoin and, nowadays, especially Stablecoin.In the show Black is articulate in explaining why AI matters to credit unions and he also offers an understandable description of stablecoins and why and how credit unions should hop aboard.Understand: the estimated volume of transactions around stablecoins in 2025 was $33 trillion. With a t, not a b.  $33 trillion!Big banks have hopped aboard stable coins, so have giant retailers - think Amazon and WalMart.Buckle up, this show is a fast ride.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

In this episode of Believe in Banking, Juliet D'Ambrosio sits down with Bill Crane, Chief Production Officer at Beginnings Credit Union, to explore what it truly takes to lead transformational change. Bill shares the inside story of guiding CFCU Community Credit Union through a comprehensive rebrand – from research and stakeholder engagement to culture alignment and community activation – culminating in the launch of Beginnings Credit Union. With more than two decades at the organization, Bill offers a candid look at balancing legacy with growth, engaging younger generations, and building stakeholder buy-in at every level of the organization. It's an inspiring conversation about committed leadership, listening to data, and why thoughtful change can energize an entire organization around what's possible. This podcast is hosted by ZenCast.fm

In this GAC 2026 preview episode of C.U. on the Show, Todd Spiczenski of America's Credit Unions shares why storytelling is the central theme of this year's Governmental Affairs Conference and how credit union leaders can use personal member impact stories to strengthen advocacy on Capitol Hill.Watch the video episode on YouTube: https://youtu.be/UXFvucp3icoRead the episode summary here: Email doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

Steve Bugg, President & CEO of Great Lakes Credit Union, joins WGN's Jon Hansen to discuss how GLCU is celebrating Black History Month. Steve discusses investing in committees and how their builder loan helps members build credit. For more information, visit: www.glcu.org.

In this episode of The Remarkable Credit Union Podcast, I sit down with Randy Ralston, a seasoned entrepreneur and blockchain expert, to explore how credit unions can effectively engage with cryptocurrency in a values-aligned manner. We dive into the evolving landscape of digital assets, discussing the risks of inaction for credit unions, including potential deposit losses and the need to attract younger members. Randy shares insights on the importance of integrating digital assets into credit union operations to maintain relevance and revenue streams. From digital vaulting to leveraging crypto for liquidity, we unpack actionable strategies that can help credit unions navigate this complex yet promising frontier. Join us for a compelling conversation that challenges traditional banking paradigms and highlights the future of finance.

On Wednesday's edition of SaskAgToday with Ryan Young: Day 2 of the snow storm hitting Saskatchewan, Bayer proposes a multi-billion dollar settlement, and more.

Join host Mark Ritter for a refreshing twist on Credit Union Conversations as Carrie Hutton, MBFS's loan origination leader, trades business talk for outdoor adventures and friendly competition. From conquering fears on cliff-side hikes to camping in Montana's stunning Glacier National Park, Carrie reveals her family's passion for exploration before facing the ultimate challenge: an MBFS trivia showdown. Discover the impressive numbers behind MBFS's 2025 success, including $279 million in closed loans and nearly $3 billion in portfolio management, all delivered with humor, personality, and genuine insights into credit union excellence.What You Will Learn In This Episode:✅ How MBFS achieved remarkable credit union lending growth in 2025, closing $279 million in loans and underwriting 939 new loan origination deals while maintaining a portfolio approaching $3 billion.✅ The personal side of financial services leadership as Carrie Hutton shares her family's outdoor activities, including RV camping adventures, dispersed camping with solar panels, and exploring Glacier National Park in Montana.✅ Inside look at MBFS's operational excellence, including completing 621 annual reviews and serving credit unions nationwide through dedicated relationship managers and origination teams.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Carrie discusses outdoor activities, featuring hiking and kayaking adventures, and conquering the fear of heights01:33 RV camping stories, including trips to Montana, South Dakota, and dispersed camping with solar panels04:27 MBFS trivia challenge begins, covering 2025 achievements in loan origination and portfolio management07:16 Pittsburgh trivia round featuring Steelers Coach Mike Tomlin, Dan Marino, and Pirates pitcher Paul SkenesKEY TAKEAWAYS:

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/The NCUA has issued a proposed rule implementing the GENIUS Act, establishing a federal licensing framework for payment stablecoin issuers.For the first time, credit union subsidiaries could apply to become Permitted Payment Stablecoin Issuers (PPSIs) — but only under strict supervisory standards.In this episode, Mark breaks down:Why credit unions cannot issue stablecoins directlyHow the subsidiary licensing model worksThe 10% “Parent Company” threshold and joint application structureThe 1% CUSO investment cap and its impact on participationThe 120-day statutory decision clockHow this compares to FDIC, OCC, and Federal Reserve proposalsWhy “rewards vs. interest” could become the next regulatory battlegroundHow the proposed CLARITY Act fits into the broader digital asset frameworkThis proposal represents one of the most significant expansions of NCUA supervisory authority in decades. While stablecoin issuance is optional, the regulatory guardrails are now taking shape.Comments on the proposed rule are due 60 days after Federal Register publication.If your credit union is considering digital asset innovation, payment modernization, or cooperative technology ventures, this episode outlines the strategic considerations.Key TopicsGENIUS Act stablecoin frameworkSubsidiary-only issuance requirementPPSI licensing processCapital and liquidity expectationsCUSO structure implicationsJoint ownership modelsRegulatory cost recovery debateCLARITY Act market structure considerationsWhy This MattersStablecoins are not insured shares. They are not backed by the full faith and credit of the United States. They cannot blur the line between payments and deposits.Understanding these distinctions will be critical as the industry evaluates next steps.If you found this episode helpful, share it with a colleague and subscribe to With Flying Colors for ongoing insights into NCUA policy, supervision trends, and regulatory strategy.

It's Budget Day in B.C. where the province lays out its financial priorities for the next year. The province is expecting an $11.2 B budget deficit for 2026. Central 1 Credit Union chief economist Bryan Yu joins the show to talk about what impact the deficit will have on the economy and on the government's spending plan. And child care advocates are hoping there are steps towards the long-promised $10-a-day daycare program. Former NDP cabinet minister Katrina Chen joins the show to talk about the importance of the affordable daycare program. We also take calls from audience members to weigh in.

On Tuesday's edition of SaskAgToday.com Roundtable with Ryan Young: Snowfall and blowing snow advisories are in effect for much of the province, and more.

“Don't lose that zeal and passion, but don't trade on the cheapest human emotions—fear and contempt.” – Scott SimpsonWelcome to episode 227 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jilly Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti, a leading payments fintech helping credit unions modernize money movement. Alacriti enables real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. Through a single cloud-native platform that connects to RTP, FedNow, Fedwire, ACH, Visa Direct, and Zelle, credit unions can progressively modernize without overhauling legacy systems. Learn more at alacriti.com!In this new 2026 season, Jilly and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.For this episode, we are joined by Scott Simpson, President/CEO of America's Credit Unions. Listen in this episode as we step away from job titles and LinkedIn headlines to talk about the moments that shape a career—the quiet hinge points, the unexpected invitations, and the decisions that feel terrifying in real time but obvious in hindsight. We talk with Scott about the “green light” moments that changed everything: being pulled into politics by a friend, stepping into the middle of a high-stakes bank–credit union fight, and then finally receiving one of the most surprising career taps imaginable—being told to apply for a CEO role he never expected to be offered! What followed wasn't just a promotion but a defining lesson in humility, courage, and emotional discipline.One of the most powerful parts of our conversation with Scott is the story that he shares about the leader he unintentionally jumped over and the grace that man showed in response. That choice, Scott tells us, didn't just transform a working relationship; it reshaped his entire career, and we reflect on what it means to name the elephant in the room, ask “Are we okay?” after hard decisions, and lead from empathy rather than ego.Scott also opens up about balancing youthful confidence with seasoned wisdom, resisting the pull toward fear or contempt, and learning to keep “motoring” even when the road ahead feels unclear. From Utah to California to Washington, D.C., his journey shows how small rooms and overlooked moments can ripple across an entire industry, so, for anyone feeling impatient, stuck, or hungry for what's next, this episode offers something more meaningful than a career checklist. It's a reminder that growth doesn't come from chasing status but rather from executing where you stand, lifting your part of the piano, and trusting that the road will bend when it's time! Enjoy our conversation with Scott Simpson!Find the full show notes on cuinsight.com.Subscribe on: Apple Podcasts and SpotifyConnect with James:Scott Simpson, President/CEO of America's Credit Unionsamericascreditunions.orgScott: LinSend a text

America's Credit Unions CEO Scott Simpson reflects on his first 90 days in the role and offers a preview of March's Government Affairs Conference. Barlow Research Managing Partner Sandy Hanson shares new and unexpected insights on how SMBs prefer to engage with financial providers.  Also- PayPal's plunge brings another of our 2025 BIGgo squares back into play, and an insider's uncommon take on FTX.   Links related to this episode: America's Credit Unions: https://www.americascreditunions.org/ The Government Affairs Conference, March 1-5 in Washington DC- breakout sessions now announced: https://www.americascreditunions.org/events-training/conference/governmental-affairs-conference/breakout-sessions Barlow Research: https://barlowresearch.com/ Deluxe Exchange: https://www.deluxe.com/deluxe-exchange/ Yahoo Finance on PayPal's earnings miss and Elon Musk rumors: https://finance.yahoo.com/news/paypal-tanks-earnings-miss-could-165640023.html  Join us for our next CU Town Hall- Wednesday February 18 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. This month's session will feature guest Brian Bodell, CEO of Movemint (formerly Digital Storefront). The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Check out CU Unplugged, an unscripted, participant-powered gathering designed to foster unfiltered conversation on the topics participants most critical. The event is open to all credit union leaders, but the group will be kept intentionally small for maximum impact. Join us March 30 – April 2 at Visa's Market Support Center in San Francisco: Visit https://www.cu-unplugged.com/  to learn more and register.     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Send a textOnly about one third of your members feel understood by you - that's the harsh fact that emerges from a member experience survey conducted by the Harris Poll and sponsored by White Clay, a fintech that says it helps banks and credit unions enhance customer relationships and profitability.On the show today is Mac Thompson, CEO and founder of White Clay, to tell why members feel misunderstood and also to explain why he says credit unions should get busy implementing human-centered digital strategies in 2026.Human centered digital? Isn't that a contradiction in terms?Thompson explains why it isn't self contradictory and why he believes this may be the key that unlocks greater successes for the credit unions that make it happen.Along the way he agrees that the biggest banks - Chase, B o A and a few others - have a huge lead in implementing AI.  But Thompson is also optimistic that there is a path to success for credit unions that nurture their human bonds with members.This is a show with a lot of big thoughts.  But now - with AI rolling out everywhere and seemingly changing everything - now indeed is the time for credit unions to think big.And Thompson thinks they can.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

In this episode of C.U. On The Show, Doug English speaks with Deedee Myers and JD Myers about how AI is influencing credit union governance and organizational readiness. They discuss how AI can accelerate both strengths and weaknesses in an organization, why workforce literacy and critical thinking matter in an AI-enabled environment, and how boards can responsibly engage with AI in strategic planning. The conversation covers practical entry points—such as “point AI” tools and vendor-embedded AI—along with longer-term concepts like enterprise AI, AI ecosystems, and the importance of security and explainability for regulated decision-making.Watch the video episode on YouTube: https://youtu.be/N3BQnwVMm0ARead the episode summary here: Fiduciary Financial Planning Insights | ACT Advisors BlogEmail doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

Chrome Federal Credit Union CEO Bob Flanyak Jr. delivers a masterclass in authentic leadership and organizational culture. From collecting loans to building a 220 million dollar credit union recognized as Washington County's best overall business, Bob's journey reveals what truly matters in financial services. He shares powerful insights on succession planning, why employee relationships trump strategy, and how cooperative values create sustainable competitive advantages. Bob's candid discussion about credit union mergers, community impact, and talent development offers both inspiration and practical wisdom. His father's 29 years as a volunteer board member planted seeds that grew into a career philosophy centered on serving people over profits.What You Will Learn in This Episode: ✅ How to build and maintain a strong credit union culture through employee engagement, morning huddles, and living your organizational values rather than simply displaying them on walls.✅ The essential elements of effective succession planning in credit union leadership including balancing internal candidates with external searches while protecting organizational culture and values.✅ Practical strategies for credit union collaboration and financial literacy programs that allow small and medium-sized institutions to compete effectively without merging, including Financial Reality Fairs and student brand development.✅ Why brand building and community impact matter more than traditional metrics, and how cooperative values and relationship-focused leadership create sustainable member loyalty and employee engagement.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Intro: Meet Bob Flanyak of Chrome Federal Credit Union06:31 Career journey from CUNA Mutual to retail credit union leadership across multiple states09:45 Chrome Federal Credit Union's history and advice to advance your career in the credit union space14:26 Succession planning strategy and protecting credit union culture during CEO transitions17:36 Addressing credit union mergers and fostering collaboration among small institutions20:54 Financial literacy programs and community impact through Financial Reality FairsKEY TAKEAWAYS:

In this special archive episode of With Flying Colors, Mark Treichel is joined by Steve Farr and Todd Miller — both former NCUA leaders — to revisit a foundational topic that continues to shape credit union supervision today: risk appetite, risk culture, and concentration risk.While regulators often emphasize capital levels, history shows that capital alone cannot offset poor risk governance. This conversation explores why concentration risk continues to challenge institutions — even those that appear well capitalized.Drawing on decades of regulatory experience, the team walks through the core components of a modern risk management framework and discusses how boards should think about oversight in today's environment.What We Cover

Give us some good news.

While more teens are getting their financial advice from social media, one group of students are taking charge of a real-life credit union from inside a high school in the North Kansas City School District. And yes, they use real money.

Send us a textToday Andrea Argueta is director of financial institution advisory at Glia, a company that focuses on providing credit unions and banks digital customer service tools and nowadays that means AI.  So this show's focus is on the practical suite of tools Glia has working in some 400 credit unions, making Glia very probably the largest provider of AI tools to credit unions.Importantly, too, Argueta knows credit unions. That's because before coming to Glia she served as COO at Washington DC based IDB Global Federal Credit Union, an institution that serves the employees of the Inter-American Development Bank and their families and there are members in over 75 countries.  At IDB Global she was a Glia customer and eventually that evolved into her joining the Glia team.  In the show she tells about that journey and she also offers insights into what AI is really doing for credit unions today and the smart way for a credit union to join this party.  In the show mention is made of two prior appearances on the show by Glia executives, Glia CEO Dan Michaeli in 2020 and Jake Tyler a year ago. Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Business lending expert Carrie Hutton shares her journey from military spouse to VP of documentation services at MBFS in this episode of Credit Union Conversations. Host Mark Ritter explores the critical components of the loan closing process, including essential entity documents, title work, and collateral valuations. Hutton reveals how proper documentation requirements for credit union business lending can dramatically reduce closing delays. From managing loan approvals to coordinating environmental due diligence, listeners gain insider knowledge on how to achieve faster, more efficient closings in commercial lending.What You Will Learn In This Episode:✅ The realistic timeline for closing commercial real estate loans versus equipment financing deals, and why business lending professionals should expect three to four weeks for real estate transactions, while non-real estate loans can close in under a week.✅ The four critical loan documentation requirements that consistently delay closings include entity documents with correctly spelled names, title work for correct vesting, accurate collateral valuation, and detailed loan approval documentation.✅ How credit union operations can avoid common mistakes in the loan closing process, including missing authorized signers on documents and delays caused by incomplete environmental due diligence or appraisal process issues.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Introduction to business lending expert Carrie Hutton and her debut on the Credit Union Conversations podcast01:10 Carrie's banking career journey from military spouse employment at Bank of America in Japan to credit union roles04:05 Carrie's role managing the documentation services team and onboarding credit unions05:46 The ideal loan closing process timeline and managing appraisal process, flood certification, and environmental due diligence09:07 Common mistakes that delay closings, from missing authorized signers to incomplete loan approval detailsKEY TAKEAWAYS:

In this conversation, Trent interviews Gary Furtado, President Emeritus of Navigant Credit Union. They discuss the essential qualities of effective leadership, emphasizing the importance of treating team members well, allowing them autonomy in achieving goals, and taking responsibility for both successes and failures. Gary highlights the significance of public recognition and private accountability in fostering a positive team environment.   Takeaways: -People are going to remember you by how you treated them. -A good leader gives stated goals and lets employees find their way. -Public recognition is important for team morale. -Taking credit for success is part of leadership. -Leaders must also take the blame for failures. -Effective leaders empower their teams to achieve goals. -Accountability is crucial in leadership roles. -Building trust within a team is essential. -Good leaders know when to step back and let others shine. -Leadership is about guiding the right people.

A man's vehicle was taken from an airport parking lot by a towing company that said it was a repossession for a credit union; the man says he paid the vehicle off and it is lien-free. https://www.lehtoslaw.com