Podcasts about Savings account

The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment?We begin with a practical look at emergency funds — how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. We'll also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.From there, we explore the rise of AI-driven financial guidance as more investors turn to algorithms for budgeting, portfolio analysis, and planning advice. As artificial intelligence becomes more sophisticated, does it replace advisers — or simply make investors more informed before seeking professional guidance? We'll examine where technology can help, where human judgment still matters, and what the future of financial advice may look like as automation becomes more common.We'll also close the episode with our thoughts on the week's market action, where markets stand year-to-date, and the economic backdrop investors continue to watch as earnings season winds down and interest-rate expectations remain in focus.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 23, 2026  |  Season 40, Episode 21Timestamps and Chapters5:47: How Liquid Should Your Safety Net Be?19:14: Cash, Crises & Contingency Plans31:35: Your Adviser vs. The Algorithm45:10: Year-to-Date on Wall Street Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Think earning 4.5% on your cash means you're winning? Think again. This episode breaks down how inflation, taxes, and declining purchasing power are quietly destroying “safe” savings returns. From the Rule of 72 to the hidden cost of holding cash, Chris explains why millions of Americans may actually be losing wealth while believing they're playing it safe.

Learn when pet insurance is worth the cost and how APR and APY affect your loans and savings accounts. Is pet insurance worth the monthly premium, or is a high-yield savings account the smarter play? Host Elizabeth Ayoola moderates an in-studio debate on whether pet insurance is a sound financial product or mostly an emotional purchase. Smart Money host Sean Pyles, CFP®, and NerdWallet social media content creator Taylor Mitchell weigh in on reimbursement models, breed-specific exclusions, pre-existing conditions, and how to think through a vet bill that could outpace your emergency fund. Then, Sean and Elizabeth break down annual percentage rate and annual percentage yield, covering fixed versus variable rates, how compound interest builds over time, why the Schumer box matters when you shop for a credit card, and what a 1% swing on a mortgage APR can mean over 30 years. Free resources from NerdWallet: Credit Card Interest Calculator https://www.nerdwallet.com/credit-cards/learn/credit-card-interest-calculator  Compound Interest Calculator https://www.nerdwallet.com/banking/calculators/compound-interest-calculator  Mortgage Calculator with PMI and Taxes https://www.nerdwallet.com/mortgages/calculators/mortgage-calculator  What Is APY? Annual Percentage Yield Definition and How It's Calculated https://www.nerdwallet.com/banking/learn/what-is-apy  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do Greenville County Schools need a large savings account? Learn how the GCS fund balance protects teachers, handles emergencies, and funds innovation.Episode Resources:GFOA Best Practices for Fund Balance ReservesGreenville County Schools Financial Transparency PortalInformEdscPublic Education PartnersSimple Civics:Simple Civics: Greenville County is a project of Greater Good GreenvilleGet in touchSupport Simple Civics with a tax-deductible contributionSign up for the Simple Civics newsletter.View our entire catalogueSimple Civics: Greenville County is produced by Podcast Studio X.

The EXCLUSIVE Disruptors Watch: https://robmoore.com/tenth Timepiece master,Jonny Garrett joins Rob to dive deep into the world of luxury horology, debating whether a high-end watch is a smarter investment than a traditional savings account.  From the arrogant sales tactics of luxury brands like Hermès and Ferrari to the controversial rise of the Apple Watch, Jonny breaks down what makes a timepiece truly valuable… BEST MOMENTS "If you pick the right model and you get in at the right time... quite possibly, a Rolex is better than a savings account." "You almost want the price to be extravagantly high to make it feel like you have access to an inaccessible brand." "The one thing that watches and cars have that nothing else has is the passion... if you're passionate about it, you shouldn't be focused on whether the price is going to go up and down." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

It's Easter recap time on 10 Down with Terry & David — and it starts with “Alien Man”, a BBQ that nearly caused a divorce, and David once again proving he refuses to read the instructions.They chat hosting 28 people, the estate Easter egg hunt that had kids tearing through back gardens for clues, and the surprise Easter Bunny that turned breakfast into pure madness (in the best way).And two listener dilemmas: secret savings accounts and a family secret that's heavy to carry.

What if the key to entrepreneurial success isn't just about making money, but about building confidence and aligning your finances with your personal values? This episode of The Angel Next Door Podcast dives into how shifting your mindset around money can transform not only your business but your whole approach to wealth and life.Our guest, Shari Rash, founder of GWA Wealth and host of “Everyone's Talking Money,” brings a wealth of experience in financial advising, with a special focus on empowering women to own their financial journeys. Her unique perspective comes from years in both corporate finance and building her own practice dedicated to closing the confidence gap women often feel around money.In this episode, Shari Rash and Marcia Dawood candidly discuss the obstacles women face around financial confidence, practical ways to get comfortable with both small and large money decisions, and the major wealth shift underway as more women take control of assets. If you're ready to rethink your approach to wealth and entrepreneurship, this conversation is packed with relatable stories and tangible advice you can put into action—making it an essential listen for driven, values-minded listeners. To get the latest from Shari Rash, you can follow her below!https://www.linkedin.com/in/shari-rash/https://www.gwawealth.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comDo Good While Doing WellLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

With a final budget now approved by both the House and Senate and headed to Gov. Patrick Morrisey for a signature, West Virginia budget watchers say there are looming expenses that haven't been taken into consideration. Also, more Americans than ever have access to a kind of savings account that lets them set aside pre-tax money for medical expenses. But this option takes a little effort to set up and navigate. The post State Budget Talk And Setting Up A Medical Savings Account, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

What to know about applying and filing your taxes.

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to stop spending 29:41 Savings update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

#684: Most people search for the perfect portfolio — the one allocation that works in every market, at every age, for every goal. This interview starts by explaining why that portfolio does not exist. We talk with Cullen Roche, founder and chief investment officer of Discipline Funds, about why copying someone else's portfolio can backfire, and why portfolio design works better when it starts with your own constraints instead of rules of thumb. We walk through real portfolio models. The conversation begins with the classic 60-40 portfolio. You hear where it came from, how it held up during the Great Depression, and why it became so widely adopted. We also talk about its trade-offs — why it feels boring in strong markets and comforting in crashes, and how that emotional balance plays a role in investor behavior. Next, we shift to a Buffett-style portfolio. You hear why the takeaway is less about stock picking and more about structure. The discussion covers why Buffett keeps a small allocation to cash-like assets, how that “dry powder” functions during downturns, and why psychological stability matters as much as returns. The episode then turns to cash management. We talk about high-yield savings accounts, money market funds and Treasury bills. You hear how many cash products are built on T-bills, how banks capture part of the yield, and when managing cash directly may make sense. The concept of “T-bill and chill” comes up — along with when the extra effort may or may not be worth it. Finally, the conversation zooms out to time horizons. We discuss why income from a job functions like a bond allocation, how that changes risk capacity when you are younger, and why the early years of retirement carry the most danger. The episode closes by explaining sequence-of-returns risk and why portfolios need to work not just on paper, but in moments of fear. Resource: Cullin's website and newsletter: https://disciplinefunds.com Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro  (02:00) No perfect portfolio (03:34) 60-40 portfolio starts (06:38) 60-40 keeps calm (08:00) Buffett portfolio basics (12:11) Stocks vs cash fear (13:34) T-Bill and Chill (18:22) TreasuryDirect is clunky (23:42) Income as bond proxy (25:33) Bond tent buffer (29:12) Sequence risk explained (31:42) Early retirement mindset (32:36) COVID panic calls (42:49) Three-fund portfolio basics (58:41) Get-rich-quick trap (1:18:21) Risk parity and All-Weather Learn more about your ad choices. Visit podcastchoices.com/adchoices

Some of New Zealand's least generous savings accounts are paying as little as 0.05 percent in interest. RNZ's money correspondent Susan Edmunds has been looking at what's available and spoke to Ingrid Hipkiss.

Join Tess Hulack as she exposes the hidden costs of a traditional savings account. Money appears secure, yet it quietly fuels the bank's balance sheet while access and control remain limited. Tess explains why low returns and restricted control benefit institutions. Find out how the Infinite Banking Concept can reshape your financial behavior and how you can become your own bank.   Dive into the full replay of our Infinite Banking presentation here: https://bit.ly/tmm-podcast-ppt.   We'd love to hear from you! Email us at podcast@themoneymultiplier.com.   Discover our complete library of tools, resources, and step-by-step guides at: https://linktr.ee/themoneymultiplier.

This episode breaks down the new Trump Savings Accounts and explains why they may not be the best choice for high-earning families. You'll learn how the rules, taxes, and limits can cost you money later, even though they look helpful now. We compare these accounts to better options like real tax strategies, smart planning, and stronger savings strategies that wealthy families use to build long-term wealth. You'll also hear why these government programs can distract business owners from tax savings they can use today. This episode gives you clear finance advice so you can make better money decisions for your family and your business. Listen now so you don't get stuck with a plan that looks good today but hurts you later.   Next Steps:

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Friday explains a new tax-advantaged savings program that helps parents build retirement savings for children born between 2024 and 2029. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. The OBB created a new tax-advantaged savings account. This is kind of interesting—many people may not have heard of it. This is accounting for young children. Up to $5,000 can be contributed to an account each year. The federal government will automatically put $1,000 for each child born after 2024 through 2029. Contributions are not tax deductible, but the fact is you’re starting to save for their retirement. We all know Social Security is a little questionable. Your little ones may need it extra and get $1,000 a year from the government to put into that account. 615-365-2500. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

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Ep. 311Join Gabriel Shahin, Certified Financial Planner and host of "More Knowledge, More Wealth," as he dives deep into the incredible impact of lower interest rates on your economy, infrastructure, and personal finances.In this must-watch episode, Gabriel reveals:The power of low interest ratesSmart debt managementInvestment opportunitiesEconomic stimulationThe "Great Recalibration".Don't miss out on the crucial insights that could save you money and accelerate your wealth! This episode is packed with actionable advice that you wished you had during the last interest rate reduction period.

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Nobody likes Budgeting. But how else can you price your prodcut appropriately to MAKE THAT PROFIT!  Follow Sandra Simmons guidance here and a few tips from me: On a simpler picture, when I started my small luxury inn,  I listed all the furnishings per room:  Beds, dressers, chairs, linens, drapes, end tables.  Private bathrooms: towels, wash cloths, hand towels, soaps, shampoos, bath matts, robes, sheets, duvet, blankets, shower curtains, door hangers, window treatments, small tables in bathrooms and shelving in the bathrooms, televisions, then the great room and the diningroom, kitchen, sittingrooms.. DETAILS DETAILS DETAILS!.. THAT WAS JUST THE FURNISHING START UP COSTS.   Take that information and insert it into Sandra's Budgeting below that pertains to YOUR BUSINESS as each start-up expenditure is different.  Use Sandra's list as your guide. Important note: Sandra's list will include items thart you never thought about! Budgeting – Expense Calculation (Annual) Accounts • Emergency Account (1% Recommended): $5,390.00 • Expansion Account (5% Recommended): $8,085.00 • Legal & Tax Account (5% Recommended): $8,085.00 • Savings Account (5% Recommended): $8,085.00 Cost of Goods Sold (COGS) • 3rd Party Software: $4,272.00 • Inventory: $67,284.00 • Labor: $65,000.04 • Supplies/FOB: $15,036.00 Debt Payments • Amex 43007: $13,000.00 • Cap One 5556: $7,800.00 • Visa 3434: $7,800.00 Operating Expenses • Advertising & Promotion: $18,080.00 • Auto Expenses: $6,416.00 • Bank Service Charges: $216.00 • Dues & Subscriptions: $1,475.00 • Education & Training: $2,350.00 • Equipment Rental: $1,476.00 Insurance • Liability: $1,356.00 • Life: $2,231.84 • Property: $1,442.00 Other Expenses • Licenses & Permits: $750.00 • Merchant Fees – Credit Card: $12,384.00 RESOURCES Sandra's email sandra@moneymgmtsolutions.com Website Money Management Solutions, Inc.4001 Santa Barbara Blvd. #358 Naples, FL 34104 Office Phone: 239-331-7055 http://www.moneymgmtsolutions.com Cash Flow Mojo Affiliate Program  https://youtu.be/E9WDgctencE?si=aTRegRY5Bg6iUE0T       CONTACT VALERIE HAIL FOR SPECIAL OPPORTUNITY:  CHANGE MAKERS SERIES SEPTEMBER - NOVEMBER MARKETING PLACEMENTS ON WEEKLY PODCASTS vahail1956@gmail.com valerie@allinourminds.com      www.allinourminds.com 914 475 4603        

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Latest savings news and the best rates Energy price cap update All the best credit card offers For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:05 Savings update 19:50 Energy price cap news 27:02 Credit cards ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

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Trump Accounts Drones for Crop Scouting Limit-Feeding and Manure Scoring   00:01:05 – Trump Accounts: K-State and Washburn University law professor Roger McEowen discusses what young families need to know about Trump accounts and the impact high corn yields may have on producers. Trump Accounts   00:12:05 – Drones for Crop Scouting: The show continues with K-State precision agriculture specialist Deepak Joshi, along with K-State agronomists Tina Sullivan and Logan Simon, as they explain how drone technology can be a useful tool in the late crop season. eupdate.agronomy.ksu.edu   00:23:05 – Limit-Feeding and Manure Scoring: We wrap up the show with K-State beef cattle experts, who provide insight on limit-feeding calves and assessing manure to support cattle health. BCI Cattle Chat Podcast     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

The new Wisconsin state budget has now been in effect for almost 2 months, and the MacIver institute just released its in-depth report about it. This is the 9th state budget that we've reviewed, and in many ways, it the worst one we've ever seen. We'll be talking about this for a while, so I just highlight one thing for you today. In last budget, the state promised to give local governments a 20% cut of its sales tax revenue. But the state has yet to make room for that transfer in its budget. So instead, it's paying the locals out of the general fund surplus - about $1.6 billion a year. You probably remember a lot of people talking about a $4.4 billion surplus earlier this year – well that's where it's going. And because of it, we're expected to end this biennium with just $714 million in the account. That's definitely not enough to keep paying the locals $1.6 billion a year. That means we'll be going into the next budget cycle with another multi-billion structural deficit, but one that the state won't be able to cover up simply by dipping into its savings. We'll have a lot more to say about the budget in the coming weeks, and what the state could do to get us out of this mess.

Apple Watch users regain blood oxygen tracking via iPhone processing, while panelists debate its impact on Apple's legal fight with Massimo. Security warnings about Plex servers and ESR power banks serve as public service announcements. Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Jim Rea, and Web Bixby then turn their attention to Apple Card's slip in customer satisfaction rankings and what may be driving the change, from savings account rates to loyalty points.  Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:07] Podcast introduction [5:23] Public service announcements: Plex and ESR power banks [7:45] Blood oxygen tracking returns to Apple Watch [13:30] Massimo lawsuit discussion and market analysis [15:38] Vision Pro Disney+ Alien Earth experience [19:25] Apple Card satisfaction report and reactions [26:23] Broader credit card satisfaction insights Links: Why You Need to Update Your Plex Server ASAP https://lifehacker.com/tech/update-your-plex-server-asap  If You Have One of These ESR Power Banks, Stop Using It ASAP https://lifehacker.com/tech/esr-power-bank-recall Apple Watch gets reformulated, non-patent-infringing blood oxygen monitoring https://arstechnica.com/gadgets/2025/08/redesigned-blood-oxygen-monitoring-returns-to-apple-watch-following-patent-dispute/ Explore the Disney+ 'Alien: Earth' immersive environment with the Apple Vision Pro now https://appleinsider.com/articles/25/08/16/explore-the-disney-alien-earth-immersive-environment-with-the-apple-vision-pro-now?utm_source=rss Apple Card drops from first place to third place for overall credit card customer satisfaction Apple Card drops from first place to third place for overall credit card customer satisfaction https://appleworld.today/2025/08/apple-card-drops-from-first-place-to-third-place-for-overall-credit-card-customer-satisfaction/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

In this eye-opening episode of the Prosperity Podcast, explore the impact of the $1,000 savings account initiative for babies born between 2025-2028, part of a Trump proposal. Kim and Todd Langford discuss the power of early saving habits, stressing the importance of treating savings as both a verb and a noun. Discover how whole life insurance can be a tool for building generational wealth, teaching future generations valuable financial skills. Tune in for insights on cultivating financial autonomy and a mindset of prosperity. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Impact of Early Saving Saving vs. Investing Debate Saving As a Verb and Noun Importance of Saving Placement Longevity and Future Financial Planning Generational Wealth and Life Insurance Benefits of Life Insurance for Families Rothschilds' Banking Strategy Insight Autonomy in Financial Management   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this heartfelt episode of The Recovery Vow Podcast, Eric sits down with longtime friend Jeremy Willis and his wife Jennifer to share their powerful journey through addiction, recovery, and lasting marriage. Jeremy opens up about the early influences that shaped his struggles, the painful spiral into opioid addiction, and the moment he chose recovery in 2009. Jennifer offers her perspective as a spouse, walking through betrayal, fear, and ultimately choosing to stand by her husband in support and faith. Together, they reflect on the challenges of rebuilding trust, the importance of community, and how pouring into others has become a lifeline in their healing. With honesty, grace, and humor, the Willis' story reminds us that recovery is possible, marriages can survive the storm, and hope is always worth holding onto. Subscribe to The Recovery Vow for more real stories of redemption. Follow us on IG: ⁠@recoveryvow Learn more about your ad choices. Visit megaphone.fm/adchoices

While it made sense that savings accounts weren't that popular in the era of near-zero percent interest, the environment is ripe for America's consumers to wield this important financial tool their to their advantage. Cetin Duransoy, CEO of Raisin US, examines the current environment and explains how his platform helps consumers connect with banks in search of the best interest rates. To read Raisin's latest post “How Gen Z is re-shaping savings culture, for the better,” visit: raisin.com/en-us/education-center/gen-z-finances-and-savings-culture/

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares why buying a Rolex may well be a better savings plan than a savings account. VALUABLE RESOURCES ⁠https://robmoore.com/⁠ bit.ly/Robsupporter   ⁠https://robmoore.com/podbooks⁠ ⁠rob.team⁠ ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: ⁠https://robmoore.com/⁠  Facebook: ⁠https://www.facebook.com/robmooreprogressive/?ref=br_rs⁠ LinkedIn: ⁠https://uk.linkedin.com/in/robmoore1979⁠   See omnystudio.com/listener for privacy information.

Inside of Trump's Big Beautiful Bill he announced the MAGA Baby Savings Account where he's promising $1,000 for every newborn. I explain what you need to know about this new proposal, how it will impact the economy, and whether I'll be taking the money for my children.Trump's Tax Bill Sounded Great - Until I Saw the Price Tag... (Watch Now: https://youtu.be/vkh6hIvA184 ______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Here are the questions for this week's Five Question Friday (FQF):1. Are savings accounts better than bond funds?2. Can you please explain nominal and real returns?3. Does it matter if the market is up or down if you do a Roth conversion?4. Will I be taxed twice on reinvested dividends?5. Do you really need more than one broker?Bonus Question: What camera and mic are you using?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how rising climate risks impact home insurance costs and compare high-yield savings against money market accounts. How can you protect your home and finances as climate disasters increase? Should you choose a high-yield savings account or a money market account? Hosts Sean Pyles and Sara Rathner discuss rising home insurance costs and how to evaluate savings options to make informed financial decisions. First, they welcome home insurance Nerd, Caitlin Constantine, to discuss skyrocketing home insurance premiums in the wake of climate-related disasters, and share tips on shopping for competitive rates, raising deductibles responsibly, and understanding your policy's exclusions and limitations. Then, savings expert Margarette Burnette joins Sean and Sara to break down the differences between high-yield savings accounts and money market accounts. She explains key distinctions, compares pros and cons, and shares practical tips on maximizing your savings. Compare homeowners insurance quotes using NerdWallet's free tool: https://www.nerdwallet.com/article/insurance/home-insurance-quotes  NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  NerdWallet's list of the best money market accounts: https://www.nerdwallet.com/best/banking/money-market-accounts  In their conversation, the Nerds discuss: home insurance costs, rising insurance premiums, climate disasters insurance, lowering home insurance premiums, high-yield savings accounts, money market accounts, money market vs high yield, flood insurance, insurance in wildfire zones, climate change impact on insurance, California home insurance, savings account tips, saving for emergencies, insurance deductibles, renters insurance costs, homeowners insurance increases, how to shop for insurance, emergency fund accounts, FDIC insurance, money market mutual funds, savings accounts explained, financial preparedness for disasters, best savings accounts 2024, smart insurance tips, financial impact of climate change, how to reduce insurance costs, flood insurance necessity, investment vs savings, interest rates on savings accounts, climate change financial impact, practical savings advice, emergency savings strategies, comparing savings products, pros and cons of money market accounts, and home insurance in high-risk areas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Hey, Mama! In this episode, we're diving into budgeting and a game-changing savings hack that'll make your savings grow fast! Grab your notebook and let's cover: - Two key principles for financial success - A simple, three-step budgeting system - A savings hack that helped my family save $800 in a month Plus, find out how you can get my full budgeting system (spreadsheet included!) with the Systemize Your Life program. Here's what's inside: - Financial Success:  Scale your income and build a safety net. - Three-Step Budgeting: Categorize expenses, log them monthly, and use a percentage-based budget. Savings Hack: Trim a bit from discretionary spending and maximize its impact. Remember, Mama, budgeting can be freeing and fun. It's all about living the life you dream of! xoxo, Chelsi Jo . . BONUS: Use code BACKTOSCHOOL to save $350 off Systemize Your Life from September 23rd to October 2nd!    Resources from today's episode: Systemize Your Life program:  FREE Systemize Your Life Community  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2844: Andrea Joy reveals how a money-saving challenge transformed her financial habits, demonstrating that small, consistent savings can significantly impact long-term financial security. By starting with as little as a dollar a week, she found a fun and effective way to build an emergency fund, providing a cushion for unexpected expenses and freeing herself from the cycle of debt. Read along with the original article(s) here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/ Quotes to ponder: "Small financial choices and changes in your budget can bring about similar results [to weight loss]." "A savings account or emergency fund is not only necessary but it sets you free in many ways." "When you have some savings built up you are no longer a slave to debt." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you're financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components of a check with Stony Brook University  Are you in an educational setting? Here's a handy listening guide.  This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Some bank customers are jumping to high-yield savings accounts to escape the shockingly low interest rates of personal savings accounts at big banks. So why aren't these banks raising their rates to attract more customers? Today on the show, we explore why big banks may not care about your savings account anymore.Related episodes:The dangers of money market funds (Apple / Spotify) Interest rates up, but not on your savings account (Apple / Spotify)Bad Form, Wells Fargo For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

USING THE MARKET AS A SAVINGS ACCOUNT (Trappin Tuesday's) Wallstreet TrapperBEST OPTIONS COURSE EVER: https://www.optionswithtrap.com/FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR: https://www.jumpinofftheporch.com/

Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.

Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.

Ever thought about how a simple financial move could drastically improve your business's financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you!In today's episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares his personal experiences, from facing the stress of fraud to seizing business opportunities thanks to cash reserves. Not only will you learn the security benefits of having a savings account, but you'll also discover how it helps in budgeting, overcoming financial challenges, and even taking advantage of growth opportunities. This is a straightforward strategy that even non-financial folks can implement in no time.Whether you're a seasoned business owner or just starting out, hit that play button and dive into why a business savings account is a game-changer. Your future self—and your business—will thank you.SUBSCRIBE ON APPLE PODCASTSSpotify| Podcast Feed| How To SubscribeGive us a Rating & Review

If your money is just sitting around in a savings account, chances are it could be working harder for you somewhere else. This is the exact situation facing the Money Rehabber Nicole talks to today. When they go a level deeper, Nicole discovers how anxiety around investing is also at play. If you're feeling skittish around investing or just feel like your money could be doing more, this is for you!