Podcasts about Savings account

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Coined “The Homes for Ireland Savings Account”, the proposal would offer higher interest rates and tax-free returns to help fund affordable housing by tapping into record household deposits. Could it be the key to unlocking funding for new housing? We discuss this idea further with Fiona Cormican, Managing Director of Fioncor Consulting Limited and Brendan Burgess, Founder of the consumer forum Ask about money.com

Coined “The Homes for Ireland Savings Account”, the proposal would offer higher interest rates and tax-free returns to help fund affordable housing by tapping into record household deposits. Could it be the key to unlocking funding for new housing? We discuss this idea further with Fiona Cormican, Managing Director of Fioncor Consulting Limited and Brendan Burgess, Founder of the consumer forum Ask about money.com

Here are the questions for this week's Five Question Friday (FQF):1. Are savings accounts better than bond funds?2. Can you please explain nominal and real returns?3. Does it matter if the market is up or down if you do a Roth conversion?4. Will I be taxed twice on reinvested dividends?5. Do you really need more than one broker?Bonus Question: What camera and mic are you using?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

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On this episode of MHD Off the Record, MHD sits down with Abigail Marquez, General Manager of the Community Investment for Families Department (CIFD), and Michael Tubbs, Founder of Mayors for a Guaranteed Income (MGI) and Special Advisor to Governor Gavin Newsom. Together, they dive into the realities of Guaranteed Basic Income (GBI)—a policy designed to provide no-strings-attached cash payments to individuals and families in need.With millions struggling to make ends meet, we ask: Does GBI empower people to escape poverty, or does it foster dependency? Our guests share insights from pilot programs in Los Angeles and Stockton, breaking down the data, misconceptions, and long-term impact of direct cash assistance.Abigail R. Marquez serves as the General Manager of the City of Los Angeles' Community Investment for Families Department (CIFD), a position she has held since 2021. With nearly 21 years of experience advancing anti-poverty initiatives in Los Angeles, Marquez plays a key role in overseeing programs designed to disrupt generational poverty and support low-income residents. She is responsible for administering the City's Consolidated Plan, which allocates around $120 million in federal funds annually to support various capital projects and social services. This includes managing 20 FamilySource Centers and services for domestic violence and human trafficking survivors. Under her leadership, CIFD has implemented notable initiatives, including the Guaranteed Basic Income pilot program (BIG), the largest of its kind in the nation, and the Opportunity LA Children's Savings Account program, which helps thousands of first-graders build financial security. Prior to this role, she was the Assistant General Manager at the Los Angeles Housing and Community Investment Department (HCIDLA), where she led efforts in community services and development​.Michael Tubbs is the Founder of the Non-profit organization, End Poverty in California (EPIC), the Founder of Mayors for a Guaranteed Income (MGI), and the Special Advisor to California Governor Gavin Newsom for Economic Mobility and Opportunity. In 2016, he was elected Mayor of Stockton at 26-years-old. He was the city's first African-American Mayor, and the youngest Mayor of any major city in American history. As Mayor, Tubbs was lauded for his leadership and innovation. He raised over $20 million dollars to create the Stockton Scholars, a universal scholarship and mentorship program for Stockton students. Additionally, he piloted the first mayor-led guaranteed income pilot in the country. His book, The Deeper the Roots: A Memoir of Hope and Home, where he details the experiences of his life is available now wherever books are sold.Community AnnouncementsFree Tax PrepThere are free tax prep locations all across LA. Here are four locations where you can get help:All People's Community Center – South LABarrio Action Youth & Family Center – El SerenoEl Nido Family Center – South LA & PacoimaWest Adams/Leimert Park FamilySource CenterVisit www.FreeTaxPrepLA.org to find a location near you and book an appointment today.Impacted Worker & Family Recovery CentersProviding family support, job assistance, youth services, and small business resources at no cost. Open Monday - Friday 9 to 5pmWest LA WorkSource Center (JVS-SoCal)5446 Sepulveda Blvd., Culver City, CA 90230310-309-6000Northeast San Fernando Valley WorkSource Center (Mission College)13356 Eldridge Ave., Campus Center, Sylmar, CA 91342818-482-1754West Adams/Leimert Park FamilySource Center4305 Degnan Blvd., Suite 105, Los Angeles, CA...

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover why an emergency fund is your financial safety net and how to start building one without feeling overwhelmed.   ---- Introducing THE VAULT: Your Monthly Gateway to Growth and Success! Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!   Follow us on our social media channels: INSTAGRAM: https://www.instagram.com/kareng_adams/ FACEBOOK: https://www.facebook.com/karengfm101 VISIT OUR WEBSITE: https://financialmanagement101.com.au/

Darrell Jones from the Herzog Foundation talks about the difference between vouchers and ESAs (Education Savings Account). We also discuss the fact that more parents than ever are considering alternatives to traditional public schools. From The Lion newsletter at ReadLion.com: A new survey shows that more parents than ever are considering alternatives to traditional public schools. A majority of parents in the U.S. reported exploring different school choices for their children last school year. That’s according to the National School Choice Awareness Foundation (NSCAF), which released its annual parent survey in conjunction with National School Choice Week (Jan. 26 - Feb. 1, 2025). How does your state rank in education freedom? In honor of National School Choice Week 2025, one policy group has revealed which states are providing the most education freedom to students. The American Legislative Exchange Council (ALEC) has released its 2025 Index of State Education Freedom, providing a detailed analysis of a variety of school choice options in all 50 states. In order, the eight states given top scores were Arizona, Florida, Iowa, West Virginia, North Carolina, Arkansas, Alabama and Louisiana. Eleven states scored highest for homeschooling freedom, including several that are often antagonistic to school choice. Alaska, Connecticut, Idaho, Illinois, Indiana, Iowa, Michigan, Missouri, New Jersey, Oklahoma and Texas all received A’s. Full story here: https://readlion.com/how-does-your-state-rank-in-education-freedom/ Get your free subscription to The Lion newsletter here: https://readlion.com/ Darrell's info here: https://herzogfoundation.com/ (https://readlion.com) (@pastordrj) NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.

Learn how rising climate risks impact home insurance costs and compare high-yield savings against money market accounts. How can you protect your home and finances as climate disasters increase? Should you choose a high-yield savings account or a money market account? Hosts Sean Pyles and Sara Rathner discuss rising home insurance costs and how to evaluate savings options to make informed financial decisions. First, they welcome home insurance Nerd, Caitlin Constantine, to discuss skyrocketing home insurance premiums in the wake of climate-related disasters, and share tips on shopping for competitive rates, raising deductibles responsibly, and understanding your policy's exclusions and limitations. Then, savings expert Margarette Burnette joins Sean and Sara to break down the differences between high-yield savings accounts and money market accounts. She explains key distinctions, compares pros and cons, and shares practical tips on maximizing your savings. Compare homeowners insurance quotes using NerdWallet's free tool: https://www.nerdwallet.com/article/insurance/home-insurance-quotes  NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  NerdWallet's list of the best money market accounts: https://www.nerdwallet.com/best/banking/money-market-accounts  In their conversation, the Nerds discuss: home insurance costs, rising insurance premiums, climate disasters insurance, lowering home insurance premiums, high-yield savings accounts, money market accounts, money market vs high yield, flood insurance, insurance in wildfire zones, climate change impact on insurance, California home insurance, savings account tips, saving for emergencies, insurance deductibles, renters insurance costs, homeowners insurance increases, how to shop for insurance, emergency fund accounts, FDIC insurance, money market mutual funds, savings accounts explained, financial preparedness for disasters, best savings accounts 2024, smart insurance tips, financial impact of climate change, how to reduce insurance costs, flood insurance necessity, investment vs savings, interest rates on savings accounts, climate change financial impact, practical savings advice, emergency savings strategies, comparing savings products, pros and cons of money market accounts, and home insurance in high-risk areas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Maurice from Lulo joins us to discuss how their protocol is revolutionizing crypto savings and personal finance with stablecoins. We dive deep into how Lulo achieves consistent double-digit yields through smart routing across DeFi protocols, while maintaining security and transparency.Learn about:How Lulo works and achieves higher yields than traditional banksThe importance of saving in crypto and building sustainable wealthSecurity measures and risk management in DeFi lendingThe future of crypto savings and upcoming Lulo developmentsWhether you're new to crypto or a seasoned veteran, this episode offers valuable insights into building a better financial future through DeFi. From discussing the protocol's impressive growth to its mission of making crypto savings accessible to everyone, Maurice shares Lulo's vision for the future of personal finance.Guest: Maurice (@Mauricedotxyz) Host: Thomas Bahamas (@thomasbahamasfi)Platform: lulo.fiMore info at https://solanaweekly.io/2025/01/09/lulo/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thomasbahamas.substack.com

In this episode: We discussed the history of Seabank, its parent company, Sea Limited, its association with Shopee, and the advantages and disadvantages of using its online savings account.

Are your savings safe from the IRS? Learn the answer in today's episode! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-How Does the IRS Know Which Bank You Use to Levy Your Account?:    • How Does the IRS Know Which Bank You ... 

Hey, Mama! In this episode, we're diving into budgeting and a game-changing savings hack that'll make your savings grow fast! Grab your notebook and let's cover: - Two key principles for financial success - A simple, three-step budgeting system - A savings hack that helped my family save $800 in a month Plus, find out how you can get my full budgeting system (spreadsheet included!) with the Systemize Your Life program. Here's what's inside: - Financial Success:  Scale your income and build a safety net. - Three-Step Budgeting: Categorize expenses, log them monthly, and use a percentage-based budget. Savings Hack: Trim a bit from discretionary spending and maximize its impact. Remember, Mama, budgeting can be freeing and fun. It's all about living the life you dream of! xoxo, Chelsi Jo . . BONUS: Use code BACKTOSCHOOL to save $350 off Systemize Your Life from September 23rd to October 2nd!    Resources from today's episode: Systemize Your Life program:  FREE Systemize Your Life Community  

Host Jonathan Hughes talks with Bronwyn Crick, a recent college grad, about how she was able to pay for both undergraduate and graduate school with her 529 college savings account.

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

TEXT THE SHOW!!!Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2844: Andrea Joy reveals how a money-saving challenge transformed her financial habits, demonstrating that small, consistent savings can significantly impact long-term financial security. By starting with as little as a dollar a week, she found a fun and effective way to build an emergency fund, providing a cushion for unexpected expenses and freeing herself from the cycle of debt. Read along with the original article(s) here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/ Quotes to ponder: "Small financial choices and changes in your budget can bring about similar results [to weight loss]." "A savings account or emergency fund is not only necessary but it sets you free in many ways." "When you have some savings built up you are no longer a slave to debt." Learn more about your ad choices. Visit megaphone.fm/adchoices

TEXT THE SHOW!!!Join Cash Flow King as he reads feedback on the Overemployed episode and discusses Ghost Jobs from the perspective of both employer and employee.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2844: Andrea Joy reveals how a money-saving challenge transformed her financial habits, demonstrating that small, consistent savings can significantly impact long-term financial security. By starting with as little as a dollar a week, she found a fun and effective way to build an emergency fund, providing a cushion for unexpected expenses and freeing herself from the cycle of debt. Read along with the original article(s) here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/ Quotes to ponder: "Small financial choices and changes in your budget can bring about similar results [to weight loss]." "A savings account or emergency fund is not only necessary but it sets you free in many ways." "When you have some savings built up you are no longer a slave to debt." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2844: Andrea Joy reveals how a money-saving challenge transformed her financial habits, demonstrating that small, consistent savings can significantly impact long-term financial security. By starting with as little as a dollar a week, she found a fun and effective way to build an emergency fund, providing a cushion for unexpected expenses and freeing herself from the cycle of debt. Read along with the original article(s) here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/ Quotes to ponder: "Small financial choices and changes in your budget can bring about similar results [to weight loss]." "A savings account or emergency fund is not only necessary but it sets you free in many ways." "When you have some savings built up you are no longer a slave to debt." Learn more about your ad choices. Visit megaphone.fm/adchoices

With inflation easing to 2.9% for the first time in two years, we're now entering a particularly critical phase in the economic recovery. Richard and James are back in the trenches to guide you through it. As always, it's about sticking to your investment plan during these volatile times.What's been the impact of interest rates on spending? Richard and James speculate that higher interest rates have, somewhat paradoxically, both curtailed economic activity and increased spending among wealthier consumers, due to higher returns on cash and fixed-income investments. Plus, watch out for financial scams! They're getting increasingly sophisticated, targeting older people with large retirement savings. There's a prominent scam called ‘pig butchering," where scammers isolate and manipulate victims, often by posing as legitimate entities like banks or government officials. Be vigilant, use safeguards such as two-factor authentication, different passwords, and be cautious with electronic payment platforms like Zelle. James highlights the importance of financial institutions and advisors playing their part, and being proactive in recognizing red flags to protect clients from falling victim to these scams.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

► Get a free share! This show is sponsored by Trading 212! If you'd like to sign up for an account and get a free share you can do so on the link below! https://www.trading212.com/Jdsfj/FTSE ► Get 15% OFF Finchat.io: Our friends at Finchat.io have kindly offered our subscribers 15% off any paid subscription on their site. We highly recommend this tool for stock analysis and summarising earnings calls! https://finchat.io/playingftse/?lmref=iQl2VQ ► Episode Notes: Who do both Steves have in their Fantasy Football teams? Find out on this week's PlayingFTSE Show! After a promising week for share prices, Steve and Steve are looking back on what's been happening. Not inflation, though – that might have been positive, but nobody cares. In our quickfire round this week, we're looking at some old favourites that we haven't thought about recently and some new ideas. We're off to Brazil, Singapore, the US, and the UK. Synthomer is very much in wait-and-see mode, while Warren Buffett's favourite Brazilian fintech Nubank is surging ahead. Walmart is a bit more ponderous and Sea Limited has hit the buffers. We're not just about stocks on the PlayingFTSE Show and Steve D's seen an interesting opportunity to get 10% on cash. There isn't really much of a catch, either, £250 per month and 10% per year. Steve W is quite taken with the product and is about to sign up. But don't miss a really excellent analysis of why this works for all parties from Steve D along the way. Adyen – Steve D's favourite fintech – has had ‘one of those 20% weeks'. It does that sometimes, but this one makes a lot of sense after some impressive numbers as the company is firing on all cylinders. Steve W's particularly impressed at the context around those numbers – with everyone else reporting caution, higher volumes means market share gains. But how much of an opportunity is India going forward? Admiral – one of Steve W's favourite insurers – has seen its share price jump 9%. The UK's underwriting champion of the world has reported higher volumes and widening margins. That'll work in any environment and it translates to higher dividends for investors. With the stock up 9%, though, could it still be a bargain for investors to consider? Only on this week's PlayingFTSE Podcast! ► Support the show: Appreciate the show and want to offer your support? You could always buy us a coffee at: https://ko-fi.com/playingftse (All proceeds reinvested into the show and not to coffee!) There are many ways to help support the show, liking, commenting and sharing our episodes with friends! You can also check out our clothing merch store: https://playingftse.teemill.com/ We get a small cut of anything you buy which will be reinvested back into the show....COMPOUNDING! (you read that in Svens voice right? Did Briscoe mention he got Sven on the show!?) ► Timestamps: 0:00 Intro & Our Weeks 5:35 Quick Synthomer 9:24 Quick Nubank 13:22 Quick Walmart 16:19 Quick Sea  20:54 10% Savings Account 27:02 Adyen 40:48 Admiral ► Show Notes: What's been going on in the financial world and why should anyone care? Find out as we dive into the latest news and try to figure out what any of it means. We talk about stocks, markets, politics, and loads of other things in a way that's accessible, light-hearted and (we hope) entertaining. For the people who know nothing, by the people who know even less. Enjoy ► Wanna get in contact? Got a question for us? Drop it in the comments below or reach out to us on Twitter: https://twitter.com/playingftseshow Or on Instagram: https://www.instagram.com/playing_ftse/ ► Enquiries: Please email - playingftsepodcast@gmail(dot)com

In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you're financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components of a check with Stony Brook University  Are you in an educational setting? Here's a handy listening guide.  This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you're financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components of a check with Stony Brook University  Are you in an educational setting? Here's a handy listening guide.  This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Some bank customers are jumping to high-yield savings accounts to escape the shockingly low interest rates of personal savings accounts at big banks. So why aren't these banks raising their rates to attract more customers? Today on the show, we explore why big banks may not care about your savings account anymore.Related episodes:The dangers of money market funds (Apple / Spotify) Interest rates up, but not on your savings account (Apple / Spotify)Bad Form, Wells Fargo For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

TEXT THE CASH FLOW KING!Join Cash Flow King and Cube Crusher as they discuss listener Big Brother K's financial situation.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

NTD Good Morning—7/24/20241. Netanyahu Addressing Congress Today2. Head of Secret Service Resigns Amid Outrage3. Police Used Text Messaging to Communicate4. Harris Rallies in Wisconsin After Launching Bid5. Trump and Harris Close in New Poll 6. Trump Campaign Files FEC Complaint Over Biden-Harris Funds7. Senator Menendez Resigns After Corruption Conviction8. US Ambassador to China Calls for Falun Gong Release9. Delta's Tech Outage Response Under Investigation10. Doctors Play Catchup After Global IT Outage11. At Least 18 People Killed in Plane Crash12. Israel Battles Terrorists After Evacuating Residents13. CCP Mediates Deal Promoting Hamas Terrorist Group14. House Probes CCP Censorship, Surveillance Tech15. Army Employee Gets 15 Years for Stealing Youth Fund16. Democrats Seek Reversal of Supreme Court Ruling17. Migrant Caravan Moves Toward Southern Border18. Consumer Agency Launches Probe Into Surveillance Pricing19. Whale Surfaces, Capsizes Fishing Boat off NH Coast20. Relief for American Home Buyers?21. Poll: 39% of Americans Worry They Can't Pay Bills22. Utah Delegation Competes to Host 2034 Winter Games23. Olympic Torch Relay Passes Through Palace of Versailles24. Insight Into Candidate Harris' Vision for US25. Trump and Harris Close in New Poll 26. Taiwan's President Lai Stresses Comprehensive Security27. Chinese Students Probed for Photographing US Navy Ship28. Nippon Steel to Dissolve its Chinese Joint Venture29. How Much Cash Should We Keep in our Savings Account?30. Former Food Scientist Warns Against Ultra-Processed Foods' Risks31. Parisian Bakery Creates Commemorative Olympic Bread

TEXT THE CASH FLOW KING!Listener-prompted episode on some Dave Ramsey shit.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

TEXT THE CASH FLOW KING!Join Cash Flow King and Cube Crusher as they discuss Cash Flow Rockefeller Prince's financial situation.This show is for educational and entertainment purposes only.  No advice is being given.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

USING THE MARKET AS A SAVINGS ACCOUNT (Trappin Tuesday's) Wallstreet TrapperBEST OPTIONS COURSE EVER: https://www.optionswithtrap.com/FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR: https://www.jumpinofftheporch.com/

Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.

Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.

Send us a Text Message.Join Cash Flow King as he discusses the importance of being cognizant of your tax triangle in order to provide yourself lifetime financial flexibility.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Today we have a special Fourth of July episode focused on financial independence where we'll explore what it means, how to achieve it, and why it's essential for your family. Drawing parallels between our forefathers' quest for freedom and personal finance, we'll delve into the historical context of financial independence today, key steps to achieve it, tips for teaching kids about money, and ways to celebrate financial wins. Join me in starting your journey toward financial freedom!Anna's Takeaways:Intro (00:00)Personal Finance & Economic History (04:59)Evolution Of Finance, Technology & Financial Education (09:39)Financial Independence (16:20)Teaching Kids Basic Money Skills & Celebrating Financial Wins (20:31)Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team with my son, everything I never learned as a kid.Website & Links mentioned:Open a Savings Account:

If your money is just sitting around in a savings account, chances are it could be working harder for you somewhere else. This is the exact situation facing the Money Rehabber Nicole talks to today. When they go a level deeper, Nicole discovers how anxiety around investing is also at play. If you're feeling skittish around investing or just feel like your money could be doing more, this is for you!  

Join me today for a look at different ways to preserve food at home and ideas on how to make it work in your busy schedule. Featured Event: Homestead Bootcamp at Haven earth Trade School: https://www.havenearthtradeschool.net/homestead-bootcamp-haven-village Sponsor 1: DiscountMylarBags.com Sponsor 2: Holler Roast Coffee Livestream Schedule Tuesday, 12:30PM Live with John Willis and Bear Independent Wednesday, 2:00PM Digital Sovereignty with Aron Wagner from American Cloud Friday, 9:30AM Homestead Happenings with the Tactical Redneck Tales from the Prepper Pantry Working through the rest of the pork, three meals a week Smoked Pork Rib Roast Bone Broth Overload as it gets hot Drying herbal teas for winter (Must harvest the mints) Weekly Shopping Report from Joe Our first stop was Hobby Lobby for some Velcro. Their sewing notions area looked well-stocked. Next was Home Depot. The store was reasonably busy for a non-weekend day. There is still no price tag on the 2x4x8 studs, but online they have dropped to $3.48. Seems to me I've seen some stuff online suggesting the lumber market is "collapsing." We'll see... Last was Aldi. We found everything we wanted. The 70% cacao chocolate was back in stock. It seemed there was more bread than there has been in recent weeks; more pork had returned to the meat coolers, and the cantaloupes were again decent. Staple prices were: bread (20 oz. white): 1.29; eggs: $1.54(-); whole milk: $2.83; heavy cream: $5.29; OJ: $3.29; butter: $3.59; bacon: $3.99; potatoes: $4.49; sugar: $2.99; flour: $2.35; and 80% lean ground beef: $4.09. A gallon of untainted regular gasoline remains at $3.599. Frugality Tip NOT from Margo Quality cabinets are hard to find (ask me how I know). If you have a ReStore nearby, you can find some amazing buys. We were able to get a 14 piece set of wood build cabinets. It included 2 tall units and another one with glass doors. Total cost $1800 before taxes. Have a great day. Operation Independence LFTN Community Independence: Chicken Processing Main topic of the Show: Home Food Preservation For Everyone As we get into food abundance season, I thought today would be a good time to talk about various home food preservation methods, and how to fit them into your life. Anyone can preserve food and you dont have to invest in tons of infrastructure to do it if you are not yet ready to fully commit. Growing food and foraging is like printing money when you do it right. Likewise, food preservation is your savings account for winter. Why Preserve food (Healthier, Saves Time, Savings Account, Skills and resilience) What are the methods of food preservation Dehydrating Fermenting Curing Removing Exposure to Air (oils, etc) Canning Keeping Cold On the Hoof TIME SLIDE What Works Best Where? How do I create my preservation plan? (The time money grid) Preserving on a budget/supplies Example Plan - store what you eat and eat what you store Fitting it Into Your Busy Life Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.  Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link  

Come hang with us! Like what you hear? Connect with me - Website: ⁠gun.io/taylor⁠ Email: taylordesseyn@gun.io LinkedIn: Taylor Desseyn Tweet me: @tdesseyn Pics of the life, wife, daughter & dog: @tdesseyn

Send us a Text Message.Join Cash Flow King as he discusses a recent article on the rising costs to raise a child in the United States.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

The 100-envelope TikTok challenge is reportedly helping people save thousands of dollars.

One billionaire investor has slashed his big bet on the chipmaker that was one of the best performers last year-- when it rallied a whopping 238%. Today's Stocks & Topics: KEY - KeyCorp., Savings Account, Market Wrap, BLD - TopBuild Corp., Is A-I a Bit 'Overhyped' in the Short Term?, XLB - Materials Select Sector SPDR ETF, VAW - Vanguard Materials ETF, Earnings Season, OPCH - Option Care Health Inc., Limited Partnership, UNM - Unum Group, Capital Gains.Our Sponsors:* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/* Check out eBay Auto: www.ebay.com* Learn more at hackerone.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

If you're anything like us, you've been bitten by the travel bug. This episode speaks to the wanderlust in us all who seeks to explore the world as they explore themselves. Our guest, world travel expert, speaker and founder of Jelani Travel, Ashley N Company, joins us to discuss the transformative experience that travel can offer. Whether you're interested in backpacking across Europe or driving a few hours to the nearest national park, the experiences that you have will impact the way you see the world forever. Now, if you desire to travel, but you keep talking yourself out of it for one reason or another, this episode is also for you. Many people have never left their home state or country and feel intimidated by the prospect of traveling, denying themselves the opportunity to discover what lies beyond their limitations. Ashley has been to over 100 countries and has travel hacks that can help you save some coins and inspire you to step out of your comfort zone. Tap all the way into this week's episode for the sign you needed to book that flight and take that trip.  SPONSORED BY: Dating Well AF Course, visit to learn more: http://datingwellaf.com KEY POINTS & QUOTES: Learn to use and leverage credit cards to earn cash back and points that can be used toward travel expenses. “I am a free black girl.” It's ok to travel on YOUR budget and adjust based on your personal and financial growth. Be open to exploring uncommon areas (while staying safe) in popular places. A mindset shift around spending money will help you navigate travel better. “Don't let your pride and ego cost you.”    CONNECT WITH OUR GUEST Ashley N Company Instagram: https://www.instagram.com/ashleyncompany_/  https://www.instagram.com/jelanitravel/    Website: https://gojelanitravel.com      CONNECT WITH YOUR HOSTS: Alechia Reese For coaching, visit: http://gotvaluenation.com Instagram | http://instagram.com/alechiareese LinkedIn | linkedin.com/in/alechiareese Dani Bourdeau For coaching, visit: http://danifostercoaching.com Instagram | http://instagram.com/thedanibourdeau   RESOURCES: For more info, visit: http://triggeredafpodcast.com Savings Account w/ higher yield: https://www.wealthfront.com    Like what you're hearing? Follow Triggered AF and share the love! IG: instagram.com/triggeredafpc Twitter: twitter.com/triggeredafpc FB: facebook.com/triggeredafpc YouTube: youtube.com/channel/@triggeredafpodcast   Triggered AF Podcast is produced by Triggered Media Group.

As a leader, you know you need to make wise and efficient financial decisions. But you can also make a real impact in other peoples' lives by helping them learn to be smarter with their own hard-earned money. In this episode, we'll help you better understand investing and building wealth, so you and your team can live your fullest lives. This information is so important for a well-rounded leader. Fun fact: The average millionaire in the U.S. spends 8 hours a month analyzing their net worth, bank statements, assets and liabilities, etc. Financial literacy is absolutely worth the effort. Take the First Step: I highly recommend a Profit & Loss Statement and a Pro Forma sheet as the first steps toward financial literacy. If you're interested in one or both of these tools, send me an email at jon@getforwardfocused.com and we'll get you a copy. ___ Chapter Breakdown: 00:00 - Intro 2:55 - Hypothetical Financial Situation 05:06 - Time - Your Most Important Asset 05:41 - Cash on Cash Return 06:48 - Return on Investment 07:53 - Understanding Passive Income 8:18 - Savings Account 09:17 - Award Certificate of Deposits 10:40 - Money Market Account 12:04 - Credit Union vs Bank 13:22 - Securities 15:46 - Profit & Loss and Pro Forma Sheet 16:46 - Money Isn't Good or Bad 19:04 - Outro __ Follow us on ⁠Facebook⁠ --- www.facebook.com/getforwardfocused Connect with us on ⁠Instagram⁠ --- www.instagram.com/getforwardfocused Subscribe on ⁠YouTube ⁠--- www.youtube.com/@getforwardfocused --- Send in a voice message: https://podcasters.spotify.com/pod/show/get-forward-focused/message

Consider the implications of undertaking a 10-year strategic plan during a global pandemic. The Greater Washington Community Foundation did just that, bringing its intentionally diverse constituency of civic, business, nonprofit and community leaders together to inform the process and vision. In the Washington DC region, the pandemic exposed the thin economic margins, structural racism, and lack of access to resources that Black and other communities of color have grappled with in and around our nation's capital for generations. As Tonia Wellons, President, and CEO of Greater Washington Community Foundation explains on this episode of Power Station, the moment created an opportunity to engage its unique cohort in building on the Foundation's core competencies, identifying barriers to economic justice, investing in groundbreaking solutions, and aligning itself with change making, high impact nonprofits. Tonia breaks down how closing the racial wealth gap is embedded in every issue the Foundation tackles and in its robust investments in targeted guaranteed income initiatives and a brand new school-based Children's Savings Account. Tonia Wellons see its convenings as the Foundation's superpower, the space where communities have a voice, business leaders become allies and impact is an achievable goal.        

Others quietly fund a savings account for you with every income property that you own.  This is known as your ROA, your Return on Amortization. Primary residence owners don't have this benefit. Tenants rent a property from you. To own the property, you got to “rent” the money from the bank. Landlord tipflation: have you ever asked your tenant for a tip? I don't recommend it. Integrity: Now that the statistics are in, I follow up on my 2023 Home Price Appreciation (HPA) Forecast. See how it went. When measuring HPA, I explain why I use existing home prices, not new home prices. The size of a new-build home has shrunk 12-15% in just the last decade. Learn about the surprising correlation between rents and home prices. Be honest. Is it completely different that what you thought? Redfin just reported that real estate investor purchases are breaking records. Find the right income property for building your wealth. Our GRE Investment Coaches provide you with free guidance at GREmarketplace.com.  Timestamps: Welcome to Get Rich Education (00:00:01) Introduction to the episode and a brief overview of the topics covered. The Benefits of Real Estate Investing (00:01:58) Discusses the benefits of investing in real estate, including equity growth, cash flow, tax benefits, and inflation profiting. Tenant-Made Equity Growth (00:02:47) Explains how tenants contribute to the landlord's equity growth through monthly principal pay down. Landlord Tip Inflation (00:06:39) Compares the lack of tipping in the landlord-tenant relationship to other service interactions and discusses the concept of "landlord tip inflation." Review of Home Price Appreciation Forecast (00:09:06) Reviews the accuracy of previous home price appreciation forecasts and discusses the factors influencing the real estate market. Use of Existing Home Sales Numbers (00:13:01) Explains the rationale for using existing home sales numbers in home price appreciation forecasts and discusses the trend of new home construction. Impact of Population Growth on Real Estate (00:17:03) Highlights the impact of population growth on real estate prices and rental demand, emphasizing the significance of demographics in real estate investing. Special Episode Announcement (00:21:33) Announces the upcoming special episode 500 and expresses gratitude to listeners, particularly those from Colombia. Listener Guest Invitation (00:22:43) Encourages listeners to share their experiences and the impact of the show on their lives, inviting them to become guest speakers on the podcast. The surprising correlation between rents and home prices (00:26:07) The correlation between the direction of rents and home prices, and how they move together. Investor purchases breaking records (00:29:21) Insights on the increasing investor purchases, housing shortage, and the impact on the real estate market. Real estate anniversary (00:32:11) Keith Weinhold's heartfelt reflection on his parents' 50th anniversary in the same home, emphasizing the significance of providing people with a home. Commitment and growth in real estate investing (00:33:46) Encouragement to commit to real estate investing, learn, grow your portfolio, and build your empire. Conclusion and disclaimer (00:37:10) Disclaimer and conclusion of the podcast episode. Resources mentioned: Show Page: GetRichEducation.com/491 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Today, get in on a savings account that others fund for you. Landlord Tip Foundation a follow up to see how my last home price appreciation forecast actually performed. The surprising way that rents correlate with home prices. Investors are now feeling a record share of property buys and a heartwarming 50 year anniversary that I'm in awe of today. An get rich education. When you want the best real estate and finance info. The modern internet experience limits your free articles access, and it's replete with paywalls. And you've got pop ups and push notifications and cookies. Disclaimers are. At no other time in history has it been more vital to place nice, clean, free content into your hands that actually adds no hype value to your life? See, this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor and it's to the point to get the letter. It couldn't be more simple. Text gray to 66866.   Keith Weinhold (00:01:17) - And when you start the free newsletter, you'll also get my one hour fast real estate course completely free. It's called the Don't Quit Your Daydream letter and it wires your mind for wealth. Make sure you read it. Text gray to 66866. Text gray 266866.   Corey Coates (00:01:42) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:58) - Welcome to GRE, from Italy's Sorrento Peninsula to America's Florida peninsula and across 188 nations worldwide. You're listening to the 491st consecutive weekly installment of the get Rich education podcast. I'm your host, Keith Weinhold. And when you invest in real estate with a strategy, which is what we've discussed here for over nine years, you can't help but be a profiteer, even a wild profiteer. It might feel like so much money is falling out of the sky that you might need an umbrella to keep yourself from being hit with it. Raining Benjamins. In fact, with one of the five ways that you expect to be simultaneously paid. All right, let's not focus on the equity growth here, which has been torrid the last four years.   Keith Weinhold (00:02:47) - Not the cash flow, which has been slowed lately, not the tax benefits or the inflation profiting benefit. What else is there that ROA you return on when we talk about so much money falling out of the sky that you catch a case of affluenza, that ROA, it's really one of your quieter profit centers. It is like a savings account that someone else is funding for you. Let's say that you check in at your table of your typical mortgage income property, and it shows that it has $400 of monthly principal pay down. All right. Well, imagine if you had a number of economic actors say you own six rental properties, and then you've got six tenants, six economic actors, perhaps people that you've never met. And all six of them are putting 400 bucks a month into a savings account with your name on it. That is $28,800 a year. That goes into your quote unquote, savings account. Yeah, nearly 30 K a year that your net worth is growing by that you hardly even think about.   Keith Weinhold (00:04:02) - And it's all just part of the profitable background noise that you hardly even hear, along with your leverage depreciation, cash flow taxes and inflation, profiting your tenant builds up your equity. This way, even if your property didn't appreciate at all. And again, in your own primary residence, your ROA is zero because you had to work to pay down your principal, your tenants not doing it for you. Now, this account that they're funding for you, it's not as liquid as a savings account, but it's perhaps more like an old bank CD, a certificate of deposit. It's your money, but you can't access it. In a couple minutes. You would need to do a sale, or you could do a cash out refinance and then it's yours. Your ROA is your tenant made annual principal pay down divided by your equity. Okay. And what if you had more and larger properties? Then this small example I gave you the quietly increases your net worth nearly 30 K every single year. Well, a lot of investors have more or a larger properties where you might have 300 K in annual principal pay down alone.   Keith Weinhold (00:05:22) - The more rental properties you own, the more tenants you have that month in, month out. Every single month they fund a low liquidity savings account with your name on it. And think about it. How did you get in this advantageous position? Well, first you educated yourself. You'll know that they will rent the property from you. And how did you get the property? You don't own an outright. That typically implies too much opportunity cost to have the entire value of your property tied up and paid off. Although they rent the property from you, you got to rent 80% of the money from the bank to buy the property with reap the reward, and you might have to use that umbrella to avoid getting rained on. With the financial windfall. And residential real estate investors have been feeling the rain pouring down for the last three four years. Many commercial real estate investors with short term mortgages don't feel the same way now when you're paid five ways, which has been enhanced by inflation since 2021, you don't really need tip inflation.   Keith Weinhold (00:06:39) - Hunt up of that. In fact, have you ever asked your tenant for a tip, or has a tenant ever paid you a tip for providing housing for them? I wouldn't expect it. It hasn't happened to me. In fact, I've never heard of it. But if. If so, tell us about it right into us at get Rich education. Com slash contact. That's our contact page. A tip for your landlord. Now, think about it this way. You've got all these people asking for tips, really, since the pandemic began. And that's when it really heated up. And then the pandemic receded. And yet the tip requests persist. Baristas, delivery people, fast food workers and the parade of other micro interaction participants that you encounter throughout the day. Those people have no shame in asking you for a tip, and that's even if the service is poor. Now, I'm not saying that you should or shouldn't tip them, but they are micro interaction participants in your life because they're just handing you a coffee, or they're handing you another drink that has too many ice cubes in it.   Keith Weinhold (00:07:55) - On the other hand, what you do is you provide tenants with the roof over their head 30 days in a row, 24 hours a day. By buying the property, you educated yourself. You sunk in a down payment. You build up your own good credit to get a loan to provide housing for a stranger. Well, I guess you'll be asking your tenant a new question each month. Would you like to tip me 18%, 20%, or 25%? Landlord tip inflation? No, I doubt that you're really going to do that. But this is the case that compared to the service level from vendors that you interact with at a lower economic level, you sure could ask for this landlord tip inflation. Let me know if it's ever happened to you now, starting at the end of 2021, near the end of each year here on the show, I have provided you with a home price appreciation forecast for the following year. Well, we have got the results now from last year, so let's check the performance.   Keith Weinhold (00:09:06) - And yeah, don't you wish everyone that made predictions or forecast they reliably review them and followed up with how they actually performed. That's what we're going to do here. Now there are some things that I don't like to predict. In fact, I was the guest on Tom Wheelwright's show at the end of last year as his 2024 Real estate predictions expert. And if you watch that, he really had to press me to get my mortgage rate forecast. I told him back then that 6% by the end of the year was my best guess. But that's all it was not formulaic, not a forecast, and not a 100% confidence level at all. So when we talk about Gray's home price forecasts and our track record, let me share a little context with you here. First, so many other people, including some expert peers that I actually respect. They really got home price appreciation so wrong in this era, especially in 2021. That's when many forecast a home price crash 2021. That's the year we had the highest home price appreciation in a long time, nearly 20% nationally.   Keith Weinhold (00:10:23) - And of course, I have never called for any national home price downturn at all, even a mild one. I'm on record here on the show back in 2020 and 2021. That is when I shared the fact that, look, this administration, our elected officials, whether you like them or not, for better or for worse, they don't want to see people kicked out of their homes and living on the street back then. Remember, like mortgage loan forbearance. But at the end of 2021, I forecast a cooling down of home price appreciation. And I told you then that I expected 9 to 10% for 2022. And at the end of 2022, the result was indeed 10% home price appreciation. And then at the end of 2022, we had already seen mortgage rates spike two and a half times from their lows. And again, many said that was going to catch up with us so that in 2023, home prices would just have to sink. No, they didn't sink. That's when I told you that the only housing crash was going to be a supply crash, and the higher mortgage rates actually correlate with higher home prices, not lower ones.   Keith Weinhold (00:11:39) - That's what historically happens. And I said right here on the show that home prices absolutely can't crash. In fact, they won't fall at all. So 0% was my forecast for last year. No gain, no loss. We now have the number in. Only for last year. Yes, real estate statistics can move slower than an Alaskan glacier. Well, it affirmed that indeed, prices didn't fall. They came in up 3.5% last year. That's the result. We'll round it up to 4%. And we maintain a consistent data set here. The same measuring stick. And that is the Anna's national median single family existing home price. Let me just add that of course I'm neither omniscient nor clairvoyant. I'm giving you the best information my research can provide. It is surely possible that I'll get it wrong sometime. I just haven't yet. Now. And you learn something about real estate here. Why do I use only the existing single family home number? Therefore, why exclude no new build homes? Well, in short, this is how you better compare apples to apples.   Keith Weinhold (00:13:01) - New home construction changes over time. And in fact, the trend for the last decade is that new build homes are shrinking in size and are also being built closer together to each other when they're constructed. So you can see how this disrupts the apples to apples comparison. Ten years ago, the existing single family home was about 1600 square feet and is still 1600 today. But ten years ago, a new build, single family home was about 20 300ft². And it's just 2000ft² today, or 2036 to be exact. So yeah, new build sizes have shrunk 12 to 15% in just the last decade. So this is why I use existing home numbers. And by the way, this shrinking trend, this is the opposite of the early 2000 trend. When you saw a super sizing of homes about 20 years ago, that's when the term McMansion really increased in popularity there about 20 years ago. But it's the opposite now. The shrinking new home trend looks to pick up steam because, like I talked about a few weeks ago, affordability is down.   Keith Weinhold (00:14:19) - Remember, it's worse than it's been since George Jefferson was on television 40 years ago. Don't let's not play The Jeffersons theme music again. The deluxe apartment in the Sky. We played that two weeks ago. Moving on up to the East side. I think that's the music that meant Manhattan's Upper East Side. For those uninitiated on that, that has long been one of New York City's most affluent neighborhoods. Yes. Then the Jeffersons were also funding their landlords return on amortization and more. But getting back to today's new home construction, you can. Therefore, you could say that homes are experiencing shrinkflation today from about 2300ft² to 2000ft² in just a decade, and you can easily see that falling below 2000ft² within two years here. Yes, that type of shrinkflation is more impactful than you paying the same for your shrinking jar of prego spaghetti sauce. Now that you understand why existing home sales numbers are used in Jerry's Home price depreciation forecasts sourced by the Nar, you'll recall that at the end of last year, I forecast 4% home price appreciation for this year.   Keith Weinhold (00:15:43) - We'll check back on that in one year's time. Now, that's amidst the fact that I understand we've got high asset prices all over the place right now, almost everywhere you look, a record high US stock market near record highs in Bitcoin and near record highs in home values. Yes, more home price appreciation is likely. In fact, real estate investor purchases are breaking records. I've got more to tell you about that later. In fact, there is even more fuel being poured out of the housing record right now. And this was breaking news a couple of weeks ago in our Don't Quit Your Daydream newsletter. So if you're a reader, you saw it. And that is the fact that population growth drives real estate prices and rents. News broke that we just experienced the largest one year population increase in all of American history, with an astounding 3.8 million. Our population was up 3.8 million people last year, more than ever in previous census estimates of a 1.6 million person increase had underestimated immigration flows. This was reported in Newsweek and elsewhere.   Keith Weinhold (00:17:03) - Now, look, I've been directly investing in real estate since 2002, and I have rarely encountered a supply demand inflection point like this that requires such attention from you, locating an available property that is already more elusive than finding the missing car keys, and it's going to get even more scarce. This has the appearance of an astounding real estate investment window that we are now entering. See, in most asset classes, the future is largely unknown. Like in stocks, futures markets, derivatives, bonds, crypto, gold, oil, all kinds of other commodities. There are so many unknowns there. And real estate has unknowns too. But there are no three giant certainties for residential real estate in America going forward. Number one is more inflation. Number two is a prolonged scarce housing supply. And thirdly, it is astoundingly good demographics that fuel more demand. This third one is newer. And this is what I'm highlighting here. The demographics were already good, but it's just been turned up another notch. All three of these things are inevitable, and so many people try to predict the future and they fail.   Keith Weinhold (00:18:30) - But these three profitable real estate tailwinds for investors are as assured. I mean, there is a third. Is you forgetting someone's name immediately after they introduce themselves? Yeah. The way to get around that is to recite their name back out loud as soon as you meet them. But what I'm getting at is that this is not hyperbolic to call this potentially a once in a decade opportunity. Other high income countries like Japan and so much of Western Europe, they are sweating buckets, thinking about how their nation's aging populations are sending them over a demographic cliff. And besides just the magnitude of the population growth, again, the biggest one year increase in American history, understand that America's largest group of immigrants are working age producers aged 25 to 54, and they are overwhelmingly renters, not homeowners. So this is your surge in rental demand and this immigration surge. It may or may not last, depending on policy, regulation and the presidential election outcome late this year., you know, Jeff Bezos discussed this one time.   Keith Weinhold (00:19:55) - He discussed about how everyone wants to know the future and understand this. You already know more about the future than what you think, whether it's about your future business life or your investing life or your family life, or the way that you're thinking about technology in autonomous cars or flying cars, in machine learning and artificial intelligence, you know, with things that a lot of people, they ask themselves a question about the future, and they ask, what will be different in ten years? Well, there's nothing wrong with that question. In fact, it's a perfectly good question. But instead, ask yourself the opposite. What will be the same in ten years? Yeah. What will be the same in ten years? Now, black swans aside, in real estate investing, it is indeed those three things more inflation, a prolonged scarce housing supply, and astoundingly good demographics for rental demand. That's what will be the same. And now you have the basis for a sustainable wealth strategy. The bottom line is that even if it comes to a sudden stop, the addition of an all time record 3.8 million Americans in one year, that has left an indelible mark on real estate demand, the economy, and nearly all of society.   Keith Weinhold (00:21:33) - Residential real estate investors are going to own a scarce asset that everyone will need. You're listening to get resuscitation. It's episode 491, and that means that we're just nine weeks away from what is going to be a special, unforgettable episode 500. It's an episode that you probably want to listen to more than one. Coming up in two months on May 6th. And I'll tell you, I really know how to put the performance pressure on myself for May 6th, don't I?, hey, I really want to give a shout out to our great listeners in Columbia. Last month, I spent nine days in Colombia and eight days in Ecuador exploring a coffee farm, checking out urban sites and doing some Andes mountaineering, taking in the best of steak, coffee, chocolate and fruits to. And I've got to say, when Colombians learned that I was there, you Colombians were amazing at reaching out, making me feel welcome, telling me how the show has helped you. Ecuador. And it wasn't quite the same. I love you and your beautiful nation, but frankly, I didn't hear much from the Ecuadorian listeners.   Keith Weinhold (00:22:43) - I don't know why there was a big difference there, but I'm appreciative of some of the South American listenership for a show that's based on about 95% US real estate here. Speaking of listeners and the show, at times, we have listeners here on the show. If gray has impacted your life and you'd like to come on the show and tell us about it, I and our audience like hearing from you and how an abundance mindset and real estate investing has changed your life right into us. At our contact page again, get rich education. Com slash contact and tell us about yourself. We've had some really cool listener guests here on the show, like Grammy Award winning music producer Blake La Grange, the inventor of a home fitness system, Sean Finnegan, and even my former coworker that used to have a neighboring cubicle right next to me, back when I had a day job in a fertile who became a listener. If you think you're just maybe a boring accountant with a spouse and two kids, but Jerry has influenced you, well, you're exactly who we want to hear from a write in and let us know.   Keith Weinhold (00:23:53) - Coming up next, hear the surprising correlation between rents and home prices. Then investor purchases are breaking records in more. I'm Keith Weinhold, you're listening to get rich education. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns, or better than a bank savings account, up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation.   Keith Weinhold (00:25:01) - If you want to invest where I do, just go ahead and text family to 66866. Role under this specific expert with income property, you need. Ridge lending Group NMLS 42056. In gray history from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Caeli Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at RidgeLendingGroup.com. RidgeLendingGroup.com.   Matt Bowles (00:25:48) - Hey, everybody, this is Matt Bowles from Maverick Investor Group. You're listening to Get Rich Education with Keith Weinhold. And don't quit your daydreaming.   Keith Weinhold (00:26:07) - Welcome back to Get Rich Education. I'm your host, Keith Weinhold. As I like to say, history over hunches, it's easy to have a hunch about how something works in real estate. But take a look at history and see what really happens. History over hunches. So to that point, you might be surprised at the correlation between the direction of rents with respect to home prices.   Keith Weinhold (00:26:31) - Now, the cost of rent has grown over the last 12 years. That's not news to anybody, but many think that rents and home prices move inversely. If demand for home purchases falls, then rents rise, right? No. Instead, they move together. When rents move up, home prices tend to move up to. Rents rose gradually from 2012 to 2020, and they rose rapidly since 2020. Well, home prices, they behaved in a similar way. They also rose modestly from 2012 to 2020, and they rose rapidly since then. Rinse and home prices have therefore been positively correlated. And in fact, I've been investing long enough to remember that when the home price bubble burst from 2008 to 2010, where rents fell a little. Then to an underscore my point some more, both rents and prices bottomed together around 2011. Yes, I think most real estate investors believe that this positive correlation is less likely than that. A movie about Barbie could ever reach $1 billion in sales. Well, that happened too.   Keith Weinhold (00:28:01) - So I simply look at what really occurs when I do my research. It's history over hunches, and that's why these should not be mind blowing discoveries. Just look at what really happens. So if your tenant balks that rents are rising, well, you know what? Home prices are probably rising to the bottom line here with rents and prices being correlated, is that whether it's to rent or own, wait a million homes when the economy grows, that is the real history over any other hunch. Now, as a wealth building show here I am empowering you with the information that you need to improve yourself. You can't follow the herd. You've got two choices. Either you can be a conformer or you can build wealth. Your wealth is not coming from anyone else. Chances are a rich uncle won't be helping you. In fact, getting an inheritance remains a rarity in the US yet as of 2022, data from the Federal Reserve shows only about a fifth of American households had ever received an inheritance at all. And it gets worse.   Keith Weinhold (00:29:21) - According to NYU, the most common inheritance amount is between 10,000 and $50,000. Yeah, that's enough to fund your life for one average month, or maybe one good month, depending on how you're living. The good news is that great listeners and others are getting the message, because last month, Redfin reported that real estate investor purchases are breaking records. Yes, investors bought 26% of the country's most affordable homes in the latest quarter ended, and that is the highest share on record ever. We've got all these on record ever sort of things that we're talking about on the show today. Yes, Redfin let us know that low priced homes are increasingly attractive to investors in today's environment. Redfin agents in Florida and California report that investors are the ones hungry for homes, but they can't find properties to purchase due to an ongoing housing shortage. But we can help you with available supply here at gray. But these overall record investor purchase figures they are, according to a Redfin analysis of county home purchase records across 39 of the most populous US metro areas, not just a couple states.   Keith Weinhold (00:30:45) - There are a lot of investors out there fighting for properties, said a Redfin premier agent in Orlando, Florida. There just aren't enough properties to go around, which is putting a cap on how many homes investors can buy. In fact, single family homes represented over two thirds of investor. Purchases. So congratulations, you are acting. You are making it happen in this canyon, this chasm, this divide that's opening up between the haves and have nots, shrinking the middle class. You are getting on the right side of that. I want to tell you more about being an investor shortly. But first, I have somewhat of a heartfelt real estate anniversary for you, and it has to do with my own family. March 5th, 1974 is a special day. You might note that tomorrow will be the 50th anniversary of that special date. Now look, I can remember every single place that I've ever lived. The modest single family home that I grew up in, college dorm rooms, a pathetic pool house, efficiency apartment in Westchester, Pennsylvania, a condo, a house as an adult.   Keith Weinhold (00:32:11) - Can you can you remember every place that you've ever lived? There's a good chance that you can. It's how intimate, really and important real estate is to your life. And think about how significant you are. You're providing people with a home that they will always remember. This is key. Think about how this contrasts. If you supplied the world with software packages or patio furniture, that stuff is forgettable. You're doing something significant when you help abolish the term slumlord and provide other people with that clean, safe, affordable, functional housing. Well, tomorrow my parents, Curt and Penny Weinhold, will have lived in the same home for 50 years. 50 years in the same home for my parents in sleepy and remote Appalachia. Coudersport, Pennsylvania. I asked my dad about that recently, and he said that when the paperwork with the lawyer was finished, he recalled walking into the house and happily shouting. He was tired of renting. When I visit my parents annually in Pennsylvania, I am still sleeping in the same bedroom of the same home, on the same block in the same small town where they still live in the first home that I ever remember.   Keith Weinhold (00:33:46) - Great job Mom and dad. You committed. You married before you had my brother and I. You're still happy, you're still healthy, and you're still together. You're even in the same home I grew up in. I'm in awe. I won the parent lottery five decades in the same home. You know where the creaky spots in the floor are of that old Victorian place. And when my brother is there, the four of us know right where to sit in our same spots at that same kitchen table. And, you know, as tomorrow is an amazing 50 years there. There are some lessons in this. Find out what the great things in life are, learn about them and commit to them. Like me trying to be the highest man on earth recently, or you buying the property or getting married. So many of the most successful people get diligent and learn and then make lasting commitments. Being a real estate investing devotee is a commitment. Each property that you add is a small commitment itself. I encourage you to act if it resonates with you.   Keith Weinhold (00:35:03) - Learn and grow your portfolio. There are always going to be naysayers that try to hold you to the confines of conformity and mediocrity. So fear, uncertainty. Telling someone that times are uncertain is like telling someone that they're breathing air. Well of course, no kidding. Each condition, uncertainty and breathing air have persisted every day of your entire life. In the year 1920, ten kilos of gold would buy you an average home. Today, ten kilos of gold will buy you an average home. Home prices aren't high so much as the value of the dollar is simply down. Homes are not overvalued by the most timeless financial measure. Gold mortgage rates near 7% are still below. Their long term average. So go forth and build your empire. You can either teach a man to fish or give a man a fish. Here at Jerry, we do both. We teach them in or women to fish at get worse education. Com which this show is a part of and then a great marketplace. Com we give a man a fish.   Keith Weinhold (00:36:30) - We have the supply of housing. You have access to the national providers with the lower cost real estate that makes the best rentals. And starting about two years ago, we added free investment coaching here, giving you that fish and making it easier than ever to get started or get your next property. Play a game worth winning and commit to something worthwhile. If you haven't yet, I encourage you to look into that at GREmarketplace.com. Until next week, I'm.   Speaker 3 (00:37:03) - Your host, Keith Weinhold.   Keith Weinhold (00:37:05) - Don't quit your day dream.   Speaker 4 (00:37:10) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of yet Rich Education, LLC exclusively.   Keith Weinhold (00:37:38) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

Many people worry about providing security for their families if something unfortunate happens. They think about what their spouses and children will do to pay the bills. So comes the question: Should you buy life insurance or focus on saving money in a bank? While both life insurance and savings can result in a lump sum benefit for your loved ones, there are key differences, especially if you also plan to implement IBC to secure the future of your family. In today's conversation, Russ, Joey, and the financial freedom coaches talk about the reasons not to use your savings account for IBC, and they focus on the following:The top reasons not to use your savings account for IBC Why a life insurance policy is a better place to build your wealthRecognizing your biases and shifting your mindset to achieve your financial goalsTake advantage of a Free Financial Strategy Call: https://www.wealthwithoutwallstreet.com/freecallTurn Active Income Into Passive Income:https://go.wealthwithoutwallstreet.com/piosFind Out How Close You Are to Financial Freedom: https://go.wealthwithoutwallstreet.com/quizJoin the Wealth Without Wall Street Community: https://www.wealthwithoutwallstreet.com/communityDiscover Your Path to Financial Freedom: https://www.wealthwithoutwallstreet.com/pathJoin the Passive Income MasterMind: https://www.wealthwithoutwallstreet.com/club200The Land Geek:https://www.thelandgeek.com/Invest With Your Friends and Family:https://www.tribevest.com/Know Your Investor DNA:https://go.wealthwithoutwallstreet.com/investordnaCreditor Protection Around Different Assets (including Life Insurance) for Different States - https://www.actec.org/assets/1/6/Survey_of_Asset_Protection_Techniques.pdf?hssc=1---Want to go even deeper into the conversation? Join our IBC Inner Circle Group membership and gain access to our live podcast recordings, interactive Hot Seat guests on the topics, and exclusive Q&A sessions with other members and our coaches. Join here: http://wealthwithoutwallstreet.com/inner-circle—

Aaron's taking us through a freestyle workout today with a playlist for all the 80's fans! He's teaching out of Luke 2:19, and he's taking us on a faith journey from the stable to the cross for the good times and the hard. We're also kicking off 2024 with a Sugar Fast! If you're ready to silence the food noise and walk in greater freedom, join us today as we reset our brain, gut, and body. Join here! Become a Revelation Wellness Donor today! Click here or text RWDONATE to 801801. Your generosity helps make podcasts like these possible! We love our Rev community and think you will, too! Be sure to get connected with us at: The Official Revelation Wellness Facebook / Instagram / RevWell TV / Youtube   Your reviews matter to us and help spread the good news, so please leave us one where you listen to your podcast! If we read your review on our show, we'll send you a gift from the Revelation Wellness Store!   We'd also love to hear from you! So please leave us a VOICE MESSAGE here!  Tell us what you thought about this episode! Playlist:  It's My Life - Bon Jovi Eye of the Tiger - Survivor Sweet Child O' Mine - Guns N' Roses Rock Like a Hurricane - Scorpions I Love Rock N' Roll - Joan Jett & the Blackhearts Livin' On A Prayer - Bon Jovi Don't Stop Believin' On Fire - Switchfoot