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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3360: Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings, breaking down a goal that often feels overwhelming into small, daily steps. With a focus on creating realistic habits and tracking actual spending, she shows how anyone can begin to build financial security, even on a tight budget. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-build-a-starter-emergency-fund-in-30-days-or-less/ Quotes to ponder: "Any amount is more than you had before. It's something that will insulate you from an emergency that much more than nothing." "Save FIRST and always instead, and then you'll have it done." "Make saving for emergencies a habit, and keep at it until you reach whatever larger goal feels comfortable to you." Episode references: Capital One 360 Savings Account: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/ Bankrate Emergency Savings Survey: https://www.bankrate.com/banking/savings/emergency-savings-report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Friday explains a new tax-advantaged savings program that helps parents build retirement savings for children born between 2024 and 2029. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. The OBB created a new tax-advantaged savings account. This is kind of interesting—many people may not have heard of it. This is accounting for young children. Up to $5,000 can be contributed to an account each year. The federal government will automatically put $1,000 for each child born after 2024 through 2029. Contributions are not tax deductible, but the fact is you’re starting to save for their retirement. We all know Social Security is a little questionable. Your little ones may need it extra and get $1,000 a year from the government to put into that account. 615-365-2500. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.
We're on a mission to make you and your money smarter, with daily briefs delivered to you in just one minute. Follow us on Instagram for further updates.Our episodes are written by Helen Okechukwu and edited by Justin Grant. Our Executive Producer is AmickyCarol Akiwumi MBE. We'd like to thank our funders for their generous support, which makes the series possible._______________________This podcast is for general informational purposes only, does not address your particular requirements and situation, and does not constitute any form of financial or investment advice or recommendation. Seek professional financial advice before making any such decision.
Ep. 311Join Gabriel Shahin, Certified Financial Planner and host of "More Knowledge, More Wealth," as he dives deep into the incredible impact of lower interest rates on your economy, infrastructure, and personal finances.In this must-watch episode, Gabriel reveals:The power of low interest ratesSmart debt managementInvestment opportunitiesEconomic stimulationThe "Great Recalibration".Don't miss out on the crucial insights that could save you money and accelerate your wealth! This episode is packed with actionable advice that you wished you had during the last interest rate reduction period.
TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show
Nobody likes Budgeting. But how else can you price your prodcut appropriately to MAKE THAT PROFIT! Follow Sandra Simmons guidance here and a few tips from me: On a simpler picture, when I started my small luxury inn, I listed all the furnishings per room: Beds, dressers, chairs, linens, drapes, end tables. Private bathrooms: towels, wash cloths, hand towels, soaps, shampoos, bath matts, robes, sheets, duvet, blankets, shower curtains, door hangers, window treatments, small tables in bathrooms and shelving in the bathrooms, televisions, then the great room and the diningroom, kitchen, sittingrooms.. DETAILS DETAILS DETAILS!.. THAT WAS JUST THE FURNISHING START UP COSTS. Take that information and insert it into Sandra's Budgeting below that pertains to YOUR BUSINESS as each start-up expenditure is different. Use Sandra's list as your guide. Important note: Sandra's list will include items thart you never thought about! Budgeting – Expense Calculation (Annual) Accounts • Emergency Account (1% Recommended): $5,390.00 • Expansion Account (5% Recommended): $8,085.00 • Legal & Tax Account (5% Recommended): $8,085.00 • Savings Account (5% Recommended): $8,085.00 Cost of Goods Sold (COGS) • 3rd Party Software: $4,272.00 • Inventory: $67,284.00 • Labor: $65,000.04 • Supplies/FOB: $15,036.00 Debt Payments • Amex 43007: $13,000.00 • Cap One 5556: $7,800.00 • Visa 3434: $7,800.00 Operating Expenses • Advertising & Promotion: $18,080.00 • Auto Expenses: $6,416.00 • Bank Service Charges: $216.00 • Dues & Subscriptions: $1,475.00 • Education & Training: $2,350.00 • Equipment Rental: $1,476.00 Insurance • Liability: $1,356.00 • Life: $2,231.84 • Property: $1,442.00 Other Expenses • Licenses & Permits: $750.00 • Merchant Fees – Credit Card: $12,384.00 RESOURCES Sandra's email sandra@moneymgmtsolutions.com Website Money Management Solutions, Inc.4001 Santa Barbara Blvd. #358 Naples, FL 34104 Office Phone: 239-331-7055 http://www.moneymgmtsolutions.com Cash Flow Mojo Affiliate Program https://youtu.be/E9WDgctencE?si=aTRegRY5Bg6iUE0T CONTACT VALERIE HAIL FOR SPECIAL OPPORTUNITY: CHANGE MAKERS SERIES SEPTEMBER - NOVEMBER MARKETING PLACEMENTS ON WEEKLY PODCASTS vahail1956@gmail.com valerie@allinourminds.com www.allinourminds.com 914 475 4603
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Latest savings news and the best rates Energy price cap update All the best credit card offers For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:05 Savings update 19:50 Energy price cap news 27:02 Credit cards ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
Book a 1|1 Bitcoin Consulting call with mehttps://www.differentmedia.ca/Where I buy Bitcoin (Free BTC & Non-KYC options)https://bitcoinwell.com/referral/bitcoinnotcryptoEARN FREE SATS PLAYING GAMES (Platform I co-built)https://satsarcade.app/?ref=KYJP1BQ715% Stampseed Titanium Seed plates (BEST WAY TO STORE BTC PRIVATE KEYS)https://www.stampseed.com/USE CODE : BTCNOTCRYPTO15BlockStream Jade Plus Hardware wallet for Cold Storagehttps://store.blockstream.com/?code=DTzyNKA5Q8Sz5% off Start9 servers for plug & play Bitcoin NodesCODE: BNC5https://store.start9.com/Become a Member of the Channel, Get exclusive content, and livestream playbackhttps://www.youtube.com/channel/UC2aM2gVVEHTu0pfE1ZyA0BQ/joinFollow Rajat, Jor, and I's new show togetherhttps://www.youtube.com/@MapleBitcoinJoin our Communityhttps://www.skool.com/maplebitcoinListen to this as a podcasthttps://podcasters.spotify.com/pod/show/bitcoinnotcryptoFund my Documentary Series "Bitcoin Fixes This"https://geyser.fund/project/bitcoinfixesthisFollow me on Nostrnpub1zqm9zant0rxf49wfgw8pt5h0j50cetfes6hwa73u7sxstlzcsz8qh6x9fsFollow on Twitter/Xhttps://x.com/forrestHODLDonate to the show hereBitcoinnotcryptoshow@coinos.iobc1qnzxvnchtyqzk623rvnvnvvsjjsqt07y4xat6zslxzf8lcv8ku7uqf0qrra
Trump Accounts Drones for Crop Scouting Limit-Feeding and Manure Scoring 00:01:05 – Trump Accounts: K-State and Washburn University law professor Roger McEowen discusses what young families need to know about Trump accounts and the impact high corn yields may have on producers. Trump Accounts 00:12:05 – Drones for Crop Scouting: The show continues with K-State precision agriculture specialist Deepak Joshi, along with K-State agronomists Tina Sullivan and Logan Simon, as they explain how drone technology can be a useful tool in the late crop season. eupdate.agronomy.ksu.edu 00:23:05 – Limit-Feeding and Manure Scoring: We wrap up the show with K-State beef cattle experts, who provide insight on limit-feeding calves and assessing manure to support cattle health. BCI Cattle Chat Podcast Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
The new Wisconsin state budget has now been in effect for almost 2 months, and the MacIver institute just released its in-depth report about it. This is the 9th state budget that we've reviewed, and in many ways, it the worst one we've ever seen. We'll be talking about this for a while, so I just highlight one thing for you today. In last budget, the state promised to give local governments a 20% cut of its sales tax revenue. But the state has yet to make room for that transfer in its budget. So instead, it's paying the locals out of the general fund surplus - about $1.6 billion a year. You probably remember a lot of people talking about a $4.4 billion surplus earlier this year – well that's where it's going. And because of it, we're expected to end this biennium with just $714 million in the account. That's definitely not enough to keep paying the locals $1.6 billion a year. That means we'll be going into the next budget cycle with another multi-billion structural deficit, but one that the state won't be able to cover up simply by dipping into its savings. We'll have a lot more to say about the budget in the coming weeks, and what the state could do to get us out of this mess.
Apple Watch users regain blood oxygen tracking via iPhone processing, while panelists debate its impact on Apple's legal fight with Massimo. Security warnings about Plex servers and ESR power banks serve as public service announcements. Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Jim Rea, and Web Bixby then turn their attention to Apple Card's slip in customer satisfaction rankings and what may be driving the change, from savings account rates to loyalty points. Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:07] Podcast introduction [5:23] Public service announcements: Plex and ESR power banks [7:45] Blood oxygen tracking returns to Apple Watch [13:30] Massimo lawsuit discussion and market analysis [15:38] Vision Pro Disney+ Alien Earth experience [19:25] Apple Card satisfaction report and reactions [26:23] Broader credit card satisfaction insights Links: Why You Need to Update Your Plex Server ASAP https://lifehacker.com/tech/update-your-plex-server-asap If You Have One of These ESR Power Banks, Stop Using It ASAP https://lifehacker.com/tech/esr-power-bank-recall Apple Watch gets reformulated, non-patent-infringing blood oxygen monitoring https://arstechnica.com/gadgets/2025/08/redesigned-blood-oxygen-monitoring-returns-to-apple-watch-following-patent-dispute/ Explore the Disney+ 'Alien: Earth' immersive environment with the Apple Vision Pro now https://appleinsider.com/articles/25/08/16/explore-the-disney-alien-earth-immersive-environment-with-the-apple-vision-pro-now?utm_source=rss Apple Card drops from first place to third place for overall credit card customer satisfaction Apple Card drops from first place to third place for overall credit card customer satisfaction https://appleworld.today/2025/08/apple-card-drops-from-first-place-to-third-place-for-overall-credit-card-customer-satisfaction/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
In this eye-opening episode of the Prosperity Podcast, explore the impact of the $1,000 savings account initiative for babies born between 2025-2028, part of a Trump proposal. Kim and Todd Langford discuss the power of early saving habits, stressing the importance of treating savings as both a verb and a noun. Discover how whole life insurance can be a tool for building generational wealth, teaching future generations valuable financial skills. Tune in for insights on cultivating financial autonomy and a mindset of prosperity. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://prosperityparents.com/ Show Notes Impact of Early Saving Saving vs. Investing Debate Saving As a Verb and Noun Importance of Saving Placement Longevity and Future Financial Planning Generational Wealth and Life Insurance Benefits of Life Insurance for Families Rothschilds' Banking Strategy Insight Autonomy in Financial Management Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS
In this heartfelt episode of The Recovery Vow Podcast, Eric sits down with longtime friend Jeremy Willis and his wife Jennifer to share their powerful journey through addiction, recovery, and lasting marriage. Jeremy opens up about the early influences that shaped his struggles, the painful spiral into opioid addiction, and the moment he chose recovery in 2009. Jennifer offers her perspective as a spouse, walking through betrayal, fear, and ultimately choosing to stand by her husband in support and faith. Together, they reflect on the challenges of rebuilding trust, the importance of community, and how pouring into others has become a lifeline in their healing. With honesty, grace, and humor, the Willis' story reminds us that recovery is possible, marriages can survive the storm, and hope is always worth holding onto. Subscribe to The Recovery Vow for more real stories of redemption. Follow us on IG: @recoveryvow Learn more about your ad choices. Visit megaphone.fm/adchoices
While it made sense that savings accounts weren't that popular in the era of near-zero percent interest, the environment is ripe for America's consumers to wield this important financial tool their to their advantage. Cetin Duransoy, CEO of Raisin US, examines the current environment and explains how his platform helps consumers connect with banks in search of the best interest rates. To read Raisin's latest post “How Gen Z is re-shaping savings culture, for the better,” visit: raisin.com/en-us/education-center/gen-z-finances-and-savings-culture/
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SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares why buying a Rolex may well be a better savings plan than a savings account. VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
Michael Angelucci from Level Financial Advisors tells us about the differences between the "Trump savings account" established with the Big Beautiful Bill, and other savings accounts.
Inside of Trump's Big Beautiful Bill he announced the MAGA Baby Savings Account where he's promising $1,000 for every newborn. I explain what you need to know about this new proposal, how it will impact the economy, and whether I'll be taking the money for my children.Trump's Tax Bill Sounded Great - Until I Saw the Price Tag... (Watch Now: https://youtu.be/vkh6hIvA184 ______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
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Coined “The Homes for Ireland Savings Account”, the proposal would offer higher interest rates and tax-free returns to help fund affordable housing by tapping into record household deposits. Could it be the key to unlocking funding for new housing? We discuss this idea further with Fiona Cormican, Managing Director of Fioncor Consulting Limited and Brendan Burgess, Founder of the consumer forum Ask about money.com
Here are the questions for this week's Five Question Friday (FQF):1. Are savings accounts better than bond funds?2. Can you please explain nominal and real returns?3. Does it matter if the market is up or down if you do a Roth conversion?4. Will I be taxed twice on reinvested dividends?5. Do you really need more than one broker?Bonus Question: What camera and mic are you using?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...
On this episode of MHD Off the Record, MHD sits down with Abigail Marquez, General Manager of the Community Investment for Families Department (CIFD), and Michael Tubbs, Founder of Mayors for a Guaranteed Income (MGI) and Special Advisor to Governor Gavin Newsom. Together, they dive into the realities of Guaranteed Basic Income (GBI)—a policy designed to provide no-strings-attached cash payments to individuals and families in need.With millions struggling to make ends meet, we ask: Does GBI empower people to escape poverty, or does it foster dependency? Our guests share insights from pilot programs in Los Angeles and Stockton, breaking down the data, misconceptions, and long-term impact of direct cash assistance.Abigail R. Marquez serves as the General Manager of the City of Los Angeles' Community Investment for Families Department (CIFD), a position she has held since 2021. With nearly 21 years of experience advancing anti-poverty initiatives in Los Angeles, Marquez plays a key role in overseeing programs designed to disrupt generational poverty and support low-income residents. She is responsible for administering the City's Consolidated Plan, which allocates around $120 million in federal funds annually to support various capital projects and social services. This includes managing 20 FamilySource Centers and services for domestic violence and human trafficking survivors. Under her leadership, CIFD has implemented notable initiatives, including the Guaranteed Basic Income pilot program (BIG), the largest of its kind in the nation, and the Opportunity LA Children's Savings Account program, which helps thousands of first-graders build financial security. Prior to this role, she was the Assistant General Manager at the Los Angeles Housing and Community Investment Department (HCIDLA), where she led efforts in community services and development.Michael Tubbs is the Founder of the Non-profit organization, End Poverty in California (EPIC), the Founder of Mayors for a Guaranteed Income (MGI), and the Special Advisor to California Governor Gavin Newsom for Economic Mobility and Opportunity. In 2016, he was elected Mayor of Stockton at 26-years-old. He was the city's first African-American Mayor, and the youngest Mayor of any major city in American history. As Mayor, Tubbs was lauded for his leadership and innovation. He raised over $20 million dollars to create the Stockton Scholars, a universal scholarship and mentorship program for Stockton students. Additionally, he piloted the first mayor-led guaranteed income pilot in the country. His book, The Deeper the Roots: A Memoir of Hope and Home, where he details the experiences of his life is available now wherever books are sold.Community AnnouncementsFree Tax PrepThere are free tax prep locations all across LA. Here are four locations where you can get help:All People's Community Center – South LABarrio Action Youth & Family Center – El SerenoEl Nido Family Center – South LA & PacoimaWest Adams/Leimert Park FamilySource CenterVisit www.FreeTaxPrepLA.org to find a location near you and book an appointment today.Impacted Worker & Family Recovery CentersProviding family support, job assistance, youth services, and small business resources at no cost. Open Monday - Friday 9 to 5pmWest LA WorkSource Center (JVS-SoCal)5446 Sepulveda Blvd., Culver City, CA 90230310-309-6000Northeast San Fernando Valley WorkSource Center (Mission College)13356 Eldridge Ave., Campus Center, Sylmar, CA 91342818-482-1754West Adams/Leimert Park FamilySource Center4305 Degnan Blvd., Suite 105, Los Angeles, CA...
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3053: Traditional savings accounts might be holding you back. Tiffany "The Budgetnista" Aliche highlights the power of online-only savings accounts, explaining how they offer higher interest rates, fewer fees, and better financial discipline by keeping your savings out of easy reach. Learn how to set one up and maximize your money with smart, simple strategies. Read along with the original article(s) here: https://thebudgetnista.com/the-power-of-an-online-only-savings-account/ Quotes to ponder: "An online-only savings account is like a financial gym - it helps strengthen your saving muscles by keeping your money separate from your daily spending." "When your savings account is harder to access, you're less likely to dip into it for impulse purchases." "Online banks often offer interest rates that are 10 to 20 times higher than traditional banks. That means your money grows faster - without any extra effort." Learn more about your ad choices. Visit megaphone.fm/adchoices
Darrell Jones from the Herzog Foundation talks about the difference between vouchers and ESAs (Education Savings Account). We also discuss the fact that more parents than ever are considering alternatives to traditional public schools. From The Lion newsletter at ReadLion.com: A new survey shows that more parents than ever are considering alternatives to traditional public schools. A majority of parents in the U.S. reported exploring different school choices for their children last school year. That’s according to the National School Choice Awareness Foundation (NSCAF), which released its annual parent survey in conjunction with National School Choice Week (Jan. 26 - Feb. 1, 2025). How does your state rank in education freedom? In honor of National School Choice Week 2025, one policy group has revealed which states are providing the most education freedom to students. The American Legislative Exchange Council (ALEC) has released its 2025 Index of State Education Freedom, providing a detailed analysis of a variety of school choice options in all 50 states. In order, the eight states given top scores were Arizona, Florida, Iowa, West Virginia, North Carolina, Arkansas, Alabama and Louisiana. Eleven states scored highest for homeschooling freedom, including several that are often antagonistic to school choice. Alaska, Connecticut, Idaho, Illinois, Indiana, Iowa, Michigan, Missouri, New Jersey, Oklahoma and Texas all received A’s. Full story here: https://readlion.com/how-does-your-state-rank-in-education-freedom/ Get your free subscription to The Lion newsletter here: https://readlion.com/ Darrell's info here: https://herzogfoundation.com/ (https://readlion.com) (@pastordrj) NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.
Learn how rising climate risks impact home insurance costs and compare high-yield savings against money market accounts. How can you protect your home and finances as climate disasters increase? Should you choose a high-yield savings account or a money market account? Hosts Sean Pyles and Sara Rathner discuss rising home insurance costs and how to evaluate savings options to make informed financial decisions. First, they welcome home insurance Nerd, Caitlin Constantine, to discuss skyrocketing home insurance premiums in the wake of climate-related disasters, and share tips on shopping for competitive rates, raising deductibles responsibly, and understanding your policy's exclusions and limitations. Then, savings expert Margarette Burnette joins Sean and Sara to break down the differences between high-yield savings accounts and money market accounts. She explains key distinctions, compares pros and cons, and shares practical tips on maximizing your savings. Compare homeowners insurance quotes using NerdWallet's free tool: https://www.nerdwallet.com/article/insurance/home-insurance-quotes NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts NerdWallet's list of the best money market accounts: https://www.nerdwallet.com/best/banking/money-market-accounts In their conversation, the Nerds discuss: home insurance costs, rising insurance premiums, climate disasters insurance, lowering home insurance premiums, high-yield savings accounts, money market accounts, money market vs high yield, flood insurance, insurance in wildfire zones, climate change impact on insurance, California home insurance, savings account tips, saving for emergencies, insurance deductibles, renters insurance costs, homeowners insurance increases, how to shop for insurance, emergency fund accounts, FDIC insurance, money market mutual funds, savings accounts explained, financial preparedness for disasters, best savings accounts 2024, smart insurance tips, financial impact of climate change, how to reduce insurance costs, flood insurance necessity, investment vs savings, interest rates on savings accounts, climate change financial impact, practical savings advice, emergency savings strategies, comparing savings products, pros and cons of money market accounts, and home insurance in high-risk areas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Maurice from Lulo joins us to discuss how their protocol is revolutionizing crypto savings and personal finance with stablecoins. We dive deep into how Lulo achieves consistent double-digit yields through smart routing across DeFi protocols, while maintaining security and transparency.Learn about:How Lulo works and achieves higher yields than traditional banksThe importance of saving in crypto and building sustainable wealthSecurity measures and risk management in DeFi lendingThe future of crypto savings and upcoming Lulo developmentsWhether you're new to crypto or a seasoned veteran, this episode offers valuable insights into building a better financial future through DeFi. From discussing the protocol's impressive growth to its mission of making crypto savings accessible to everyone, Maurice shares Lulo's vision for the future of personal finance.Guest: Maurice (@Mauricedotxyz) Host: Thomas Bahamas (@thomasbahamasfi)Platform: lulo.fiMore info at https://solanaweekly.io/2025/01/09/lulo/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thomasbahamas.substack.com
Hey, Mama! In this episode, we're diving into budgeting and a game-changing savings hack that'll make your savings grow fast! Grab your notebook and let's cover: - Two key principles for financial success - A simple, three-step budgeting system - A savings hack that helped my family save $800 in a month Plus, find out how you can get my full budgeting system (spreadsheet included!) with the Systemize Your Life program. Here's what's inside: - Financial Success: Scale your income and build a safety net. - Three-Step Budgeting: Categorize expenses, log them monthly, and use a percentage-based budget. Savings Hack: Trim a bit from discretionary spending and maximize its impact. Remember, Mama, budgeting can be freeing and fun. It's all about living the life you dream of! xoxo, Chelsi Jo . . BONUS: Use code BACKTOSCHOOL to save $350 off Systemize Your Life from September 23rd to October 2nd! Resources from today's episode: Systemize Your Life program: FREE Systemize Your Life Community
TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show
TEXT THE SHOW!!!Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2844: Andrea Joy reveals how a money-saving challenge transformed her financial habits, demonstrating that small, consistent savings can significantly impact long-term financial security. By starting with as little as a dollar a week, she found a fun and effective way to build an emergency fund, providing a cushion for unexpected expenses and freeing herself from the cycle of debt. Read along with the original article(s) here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/ Quotes to ponder: "Small financial choices and changes in your budget can bring about similar results [to weight loss]." "A savings account or emergency fund is not only necessary but it sets you free in many ways." "When you have some savings built up you are no longer a slave to debt." Learn more about your ad choices. Visit megaphone.fm/adchoices
TEXT THE SHOW!!!Join Cash Flow King as he reads feedback on the Overemployed episode and discusses Ghost Jobs from the perspective of both employer and employee.Support the Show.Questions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show
In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you're financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components of a check with Stony Brook University Are you in an educational setting? Here's a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
Some bank customers are jumping to high-yield savings accounts to escape the shockingly low interest rates of personal savings accounts at big banks. So why aren't these banks raising their rates to attract more customers? Today on the show, we explore why big banks may not care about your savings account anymore.Related episodes:The dangers of money market funds (Apple / Spotify) Interest rates up, but not on your savings account (Apple / Spotify)Bad Form, Wells Fargo For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
USING THE MARKET AS A SAVINGS ACCOUNT (Trappin Tuesday's) Wallstreet TrapperBEST OPTIONS COURSE EVER: https://www.optionswithtrap.com/FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR: https://www.jumpinofftheporch.com/
Ever thought about how a simple financial move could drastically improve your business's financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you!In today's episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares his personal experiences, from facing the stress of fraud to seizing business opportunities thanks to cash reserves. Not only will you learn the security benefits of having a savings account, but you'll also discover how it helps in budgeting, overcoming financial challenges, and even taking advantage of growth opportunities. This is a straightforward strategy that even non-financial folks can implement in no time.Whether you're a seasoned business owner or just starting out, hit that play button and dive into why a business savings account is a game-changer. Your future self—and your business—will thank you.SUBSCRIBE ON APPLE PODCASTSSpotify| Podcast Feed| How To SubscribeGive us a Rating & Review
Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.
Ever thought about how a simple financial move could drastically improve your business’s financial health and security? Often find yourself worrying about cash flow, unexpected expenses, or potential fraud? If so, this episode is tailor-made for you! In today’s episode, Omar breaks down the crucial reasons why every business needs a savings account. Omar shares […] The post MBA2491 Why Every Business Needs a Savings Account appeared first on The $100 MBA.
If your money is just sitting around in a savings account, chances are it could be working harder for you somewhere else. This is the exact situation facing the Money Rehabber Nicole talks to today. When they go a level deeper, Nicole discovers how anxiety around investing is also at play. If you're feeling skittish around investing or just feel like your money could be doing more, this is for you!
Join me today for a look at different ways to preserve food at home and ideas on how to make it work in your busy schedule. Featured Event: Homestead Bootcamp at Haven earth Trade School: https://www.havenearthtradeschool.net/homestead-bootcamp-haven-village Sponsor 1: DiscountMylarBags.com Sponsor 2: Holler Roast Coffee Livestream Schedule Tuesday, 12:30PM Live with John Willis and Bear Independent Wednesday, 2:00PM Digital Sovereignty with Aron Wagner from American Cloud Friday, 9:30AM Homestead Happenings with the Tactical Redneck Tales from the Prepper Pantry Working through the rest of the pork, three meals a week Smoked Pork Rib Roast Bone Broth Overload as it gets hot Drying herbal teas for winter (Must harvest the mints) Weekly Shopping Report from Joe Our first stop was Hobby Lobby for some Velcro. Their sewing notions area looked well-stocked. Next was Home Depot. The store was reasonably busy for a non-weekend day. There is still no price tag on the 2x4x8 studs, but online they have dropped to $3.48. Seems to me I've seen some stuff online suggesting the lumber market is "collapsing." We'll see... Last was Aldi. We found everything we wanted. The 70% cacao chocolate was back in stock. It seemed there was more bread than there has been in recent weeks; more pork had returned to the meat coolers, and the cantaloupes were again decent. Staple prices were: bread (20 oz. white): 1.29; eggs: $1.54(-); whole milk: $2.83; heavy cream: $5.29; OJ: $3.29; butter: $3.59; bacon: $3.99; potatoes: $4.49; sugar: $2.99; flour: $2.35; and 80% lean ground beef: $4.09. A gallon of untainted regular gasoline remains at $3.599. Frugality Tip NOT from Margo Quality cabinets are hard to find (ask me how I know). If you have a ReStore nearby, you can find some amazing buys. We were able to get a 14 piece set of wood build cabinets. It included 2 tall units and another one with glass doors. Total cost $1800 before taxes. Have a great day. Operation Independence LFTN Community Independence: Chicken Processing Main topic of the Show: Home Food Preservation For Everyone As we get into food abundance season, I thought today would be a good time to talk about various home food preservation methods, and how to fit them into your life. Anyone can preserve food and you dont have to invest in tons of infrastructure to do it if you are not yet ready to fully commit. Growing food and foraging is like printing money when you do it right. Likewise, food preservation is your savings account for winter. Why Preserve food (Healthier, Saves Time, Savings Account, Skills and resilience) What are the methods of food preservation Dehydrating Fermenting Curing Removing Exposure to Air (oils, etc) Canning Keeping Cold On the Hoof TIME SLIDE What Works Best Where? How do I create my preservation plan? (The time money grid) Preserving on a budget/supplies Example Plan - store what you eat and eat what you store Fitting it Into Your Busy Life Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce. Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link
One billionaire investor has slashed his big bet on the chipmaker that was one of the best performers last year-- when it rallied a whopping 238%. Today's Stocks & Topics: KEY - KeyCorp., Savings Account, Market Wrap, BLD - TopBuild Corp., Is A-I a Bit 'Overhyped' in the Short Term?, XLB - Materials Select Sector SPDR ETF, VAW - Vanguard Materials ETF, Earnings Season, OPCH - Option Care Health Inc., Limited Partnership, UNM - Unum Group, Capital Gains.Our Sponsors:* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/* Check out eBay Auto: www.ebay.com* Learn more at hackerone.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Aaron's taking us through a freestyle workout today with a playlist for all the 80's fans! He's teaching out of Luke 2:19, and he's taking us on a faith journey from the stable to the cross for the good times and the hard. We're also kicking off 2024 with a Sugar Fast! If you're ready to silence the food noise and walk in greater freedom, join us today as we reset our brain, gut, and body. Join here! Become a Revelation Wellness Donor today! Click here or text RWDONATE to 801801. Your generosity helps make podcasts like these possible! We love our Rev community and think you will, too! Be sure to get connected with us at: The Official Revelation Wellness Facebook / Instagram / RevWell TV / Youtube Your reviews matter to us and help spread the good news, so please leave us one where you listen to your podcast! If we read your review on our show, we'll send you a gift from the Revelation Wellness Store! We'd also love to hear from you! So please leave us a VOICE MESSAGE here! Tell us what you thought about this episode! Playlist: It's My Life - Bon Jovi Eye of the Tiger - Survivor Sweet Child O' Mine - Guns N' Roses Rock Like a Hurricane - Scorpions I Love Rock N' Roll - Joan Jett & the Blackhearts Livin' On A Prayer - Bon Jovi Don't Stop Believin' On Fire - Switchfoot