Podcasts about retirement accounts

In this episode of The Personal Finance Podcast, Andrew delivers a comprehensive roadmap for mastering your money during your 30's and 40's when you're balancing peak earning years with major life responsibilities. He breaks down six essential strategies: maximizing income growth through smart salary negotiations and strategic job changes that can add hundreds of thousands to retirement, establishing solid financial foundations with proper emergency funds and debt management, accelerating retirement savings by fully utilizing tax-advantaged accounts, navigating major expenses like expensive childcare and aging parent care, protecting your wealth through insurance and estate planning, and creating lifestyle guardrails to prevent income increases from disappearing into lifestyle inflation. This episode provides actionable steps to ensure these crucial decades become the foundation for a secure retirement rather than years lost to financial stress and missed opportunities. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!  Links Mentioned in This Episode: 7 Side Hustles That Can Turn Into a Full Time Business The Wealth Flywheel: How to Systematically Grow Your Income (Fast!) The 1-3-6 Method For Building & Managing Your Emergency Fund The Insane Cost Of Childcare and Ways to Help Reduce That Cost! How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

In this episode Jared discusses various ways to protect retirement income, focusing on fixed index annuities. He shares insights from his experiences in the financial services industry, including a recent conversation at the Utah State Fair and personal reflections on the challenges of educating the public while navigating mistrust. Jared explains the benefits and potential drawbacks of fixed index annuities, including bonuses, growth potential, and protection from market downturns. He illustrates his points with hypothetical scenarios and emphasizes the importance of making informed decisions about retirement planning.00:00 Welcome to The Jared Briggs Show00:41 Protecting Retirement Income: Why It Matters00:54 Real-Life Conversations and Insights02:53 Exploring Fixed Index Annuities05:19 Understanding Qualified vs. Non-Qualified Accounts07:59 Illustrating the Benefits of Fixed Index Annuities14:26 Addressing Common Concerns and Misconceptions19:19 Final Thoughts and How to Get Help

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

It sounds intimidating and overwhelming, but it really isn't! My guest in this episode is divorce attorney, Jessica Zadjura, who has answers to your questions about retirement accounts, pension plans, and other assets in divorce. Learn more here: https://www.divorcedgirlsmiling.com/retirement-accounts-pension-plans-and-divorce/

Your extremely competent FDA has your best interests in mind, even though Grant is baffled by how this shrimp could be tainted. Mark got a new lamp, and Grant is similarly baffled.Mark brings Miss Peach. Grant dreams of new desk features.Grant brings Baby Blues. He has an important question.Send feedback to comicalstart@gmail.com.

Some retirement options (like 401ks) can only be funded with contributions from income. So where does that leave full-time parents and homemakers? Luckily, there is a solution. Nicole breaks down the retirement option every spouse not earning income needs to know, and even how to include it in a prenup. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Ramez Fakhoury, VP and managing partner at IRA Club, about the importance of self-directed IRAs and alternative investments. Ramez explains how IRA Club empowers individuals to diversify their retirement portfolios beyond traditional stocks and bonds, emphasizing the need for education in making informed investment decisions. He also discusses the innovative AI-driven platform that IRA Club has launched to help manage retirement accounts effectively. The conversation highlights the flexibility and opportunities available to investors looking to leverage their retirement funds for real estate and other alternative assets.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of The Personal Finance Podcast, we break down the Wealth Flywheel system—a framework for building assets that generate exponential momentum through cashflow reinvestment, covering how real estate rentals, subscription businesses, and dividend stocks create self-sustaining wealth machines that start slow but eventually replace your active income. We explore 15+ different flywheel types from single-family rentals to franchise ownership, walk through the 5 phases every flywheel goes through from ignition to freedom, and provide the exact 8-step blueprint to calculate your financial independence number, automate your wealth gap, and stack multiple flywheels until they generate enough passive income to achieve financial independence. Get The Wealth Flywheel Guide Here  Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Links Mentioned in This Episode: Your First Million Is The Hardest (Here is How to Do it!) How to Buy Then Build a Business with Walker Deibel How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

Thinking about tapping into your retirement accounts to buy a home or cover a big move? In this episode of Wise Money, we break down the pros and cons of using IRA or Roth IRA funds for non-retirement needs like down payments or relocation costs. We'll also answer listener questions on Roth conversions later in life, inherited IRA planning, and the five-year rule on Roth withdrawals. Season 11, Episode 2 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

My husband and I stopped contributing to our retirement accounts. Personal Finance 101 says you should max out your retirement accounts or at least contribute enough to get the employer match. But we decided to cut our contributions altogether. Are we making a big mistake? In this episode, let's talk about the reasons behind our decision and what we're doing instead. Head to rhothomas.com/275 for the full episode show notes.

#243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more. Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher of a continuing education blog for financial planners, Nerd's Eye View. Link to Full Show Notes: https://chrishutchins.com/smarter-savings-retirement-michael-kitces Partner Deals Mercury: Help your business grow with simplified finances Oceans: Best proactive global talent to level up your work and life OpenPhone: 20% off the first 6 months of your own business phone system DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Michael Kitces: Website | Focus Partners Wealth | XYPN Blog Posts The Four Phases Of Saving And Investing For Retirement 3 Types Of Retirement And Their Very Different Savings Strategies Supplemental Saving In An HSA For Retiree Medical Expenses IRA Aggregation Rule And Pro-Rata IRA Taxation Effective Backdoor Roth Strategy: Rules, IRS Form 8606 Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Systematic Partial Roth Conversions & Recharacterizations 72t Distribution Calculator ATH Podcast Submit questions for AMA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:53) Should You Max Out Your Retirement Accounts? (05:08) Investing in Your Career as a High-Return Strategy (09:55) Saving in a Taxable Account vs. Retirement Account (13:40) Tax Advantages of a Retirement Account vs. Brokerage Account (16:19) How to Think About Emergency Savings (18:06) Choosing the Best Retirement Accounts (24:21) Reimbursing Medical Expenses via HSA (27:02) Evaluating the Core Retirement Accounts (29:19) Nuances of the Backdoor Roth IRA (30:53) Traditional vs. Roth IRA (32:12) Why the Majority Shouldn't Worry About Tax Brackets (36:58) Roth Conversions in Low-Income Years (Sabbaticals) (39:52) Consolidating and Managing Old 401(k)s (42:05) Can You Access Retirement Funds via Roth Conversions? (42:44) Why Michael Doesn't Practice Roth Conversions Before Retirement (45:36) The Rules for 72(t) Distributions (48:35) Tackling the Account Sequencing Problem (52:16) Leveraging Charity for Tax Deductions (53:58) What Happens When You Leave Money to Your Kids (1:00:43) Where to Find Michael, His Work and Services Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are simple and practical strategies to quickly build savings—including cutting unnecessary subscriptions, automating savings, maximizing rewards, and other smart money moves. Today's Stocks & Topics: SMCI - Super Micro Computer Inc., Market Wrap, Silver, EXK - Endeavour Silver Corp., UPS - United Parcel Service Inc., 12 Totally Free Ways to Save Money Fast and Boost Your Passive Income, CELH - Celsius Holdings Inc., Stagflation, MAA - Mid-America Apartment Communities Inc., INVH - Invitation Homes Inc., Retirement Accounts, Labor Market and Lack of Immigration.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

Welcome to The Lenders Playbook. Your resource for all things private lending, real estate, and entrepreneurship.  In today's episode, I sit down with Greg Herlean, Founder of Horizon Trust, to talk about how investors can take control of their financial future using Self-Directed IRAs. And how Greg at a very young age was able to raise a significant amount of capital for his real estate projects. Greg breaks down what a Self-Directed IRA is, how it's different from traditional retirement accounts, and why it's such a powerful tool for real estate investors and private lenders.  e dive into the benefits, the risks, and even real-life examples of people who've used this strategy to grow their wealth.  Whether you're raising capital, lending, or just getting started in real estate investing, this conversation will give you practical steps and inspiration to put your money to work in more innovative ways.And we are right around the corner from our 4th national private lending conference, Sept 3-4 in Henderson, NV, where you will meet most of our podcast guests, lenders, investors, capital providers, and brokers for great networking opportunities and education.  We're excited to announce an amazing lineup: a kickoff cocktail party, world-class breakfast and lunch, an after-party with a huge exhibitor hall, and some cool surprises for you!  lease go to www.americanlendingconference.com for more detailsAnd now, let's bring on Greg Herlean

Send us a textReady to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game... Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com Let's examine the tax advantages and disadvantages of investing in oil and gas versus traditional retirement accounts, helping you determine which strategy aligns best with your financial goals and tax situation.• Oil and gas investments typically provide 70-90% tax deductions through intangible drilling costs while retirement accounts offer dollar-for-dollar tax savings• Retirement accounts reduce both federal and state taxes while oil and gas investments primarily offset federal taxes• When taking distributions, oil and gas profits benefit from a 15% depletion allowance that reduces taxable income• Retirement account withdrawals before 59½ face penalties while oil and gas distributions have no age restrictions• Oil and gas interests can be gifted to family members for income-shifting strategies while retirement accounts cannot• Retirement accounts have contribution limits ($23,000 for employee 401k contributions) while oil and gas deductions can offset up to $313,000 (single) or $626,000 (married) of non-business income• Retirement accounts offer creditor protection and investment diversification while oil and gas investments carry higher risk• Strategic tax planning should consider income thresholds for SALT deductions ($500,000) and qualified business income deductions ($400,000)If you're interested in learning more about these tax strategies, visit ProsperalCPA.com/apply for a personalized opportunity report or TaxPlanningChecklist.com for a free tax planning checklist and mini-course.

Looking to diversify beyond stocks and bonds?In this episode, Jason Debono, Head of Alternatives Custody at Inspira, explains how investors are using retirement accounts to access alternative investments like real estate, private equity, and more.

Are you a real estate investor using self-directed retirement funds? You might be leaving thousands of dollars on the table—or worse, getting hit by unexpected taxes. In this episode of the Property Profits Podcast, Dave Dubeau chats with Josh Plave, an expert in helping investors minimize tax liabilities when using retirement accounts to invest in real estate and startups. Josh breaks down what UBIT (Unrelated Business Income Tax) really means, how syndications with leverage can create surprise tax situations, and how savvy investors can stay one step ahead of the IRS. Whether you're passively investing or actively syndicating deals, this episode will help you understand the tax landmines and strategies to avoid them. Josh also shares a free tool he created—a UBIT calculator—to help investors predict potential tax impacts. Plus, he introduces his educational course that simplifies everything from custodians and tax forms to deal analysis.     - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Most investors know what an IRA is… But almost no one knows what it can really do. In fact, there's a little-known type of retirement account that's been legal for 50 years… …yet most investors still don't even realize it exists. Today, I sat down with Kaaren Hall — founder of UDirect IRA and author of The BiggerPockets Guide to Self-Directed IRA Investing, to set the record straight. She explains how this one strategy can unlock trillions in sidelined capital… And help you raise money for your next deal — without Wall Street. In today's interview, she breaks down: Why 50 years of misinformation has kept investors in the dark The SECURE Act 2.0 rule that could let you contribute $70,000 after-tax into a Roth-style account Why syndications are the #1 asset self-directed IRAs invest in The one mistake that can make your self-directed IRA taxable What the “25% ERISA Rule” means for fund-of-fund managers How to avoid UDFI with the right structure The rising trend of crypto in retirement accounts Plus, we cover exactly how capital calls work inside IRAs, how the rules change once you hire employees, and why more 401k plans may soon include alternative assets… If you want to tap into the $14 trillion IRA market and protect your investors from painful tax mistakes… Listen to the episode now. Take Control, Hunter Thompson Resources mentioned in the episode: Kaaren Hall Previous episodes with Kaaren Controlling Your Future Through Self-Directed Retirement Is This the END of Self-Directed Retirement? Regulatory Changes That Will Affect Real Estate Investors Email Book Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser's Edge. Learn more here: https://raisingcapital.com/cre

141 - Owning Real Estate in Self Directed Retirement AccountsDo you want access to the videos, drawings, templates, tools, and be able to get your questions answered on the live calls or in the community? We'd love to have you join the Wealth Game basics today to get some additional free resources, videos, and tools: Visit www.wealthgame.io For specific one on one, or group support for tax planning, strategy, tax preparation, bookkeeping, accounting, or other CPA firm related services, we recommend going to www.bementcompany.com to connected with our team of CPAs and professionals. Thank you for listening to another episode of the Wealth Game Podcast. The goal is to get informal yet actionable advice directly to business owners and investors. The episodes are intended to be short and simple to allow busy professionals to get right to the point of growing their wealth and reducing their taxes. For additional information and links to all available platforms please visit our website at www.wealthgame.io Contact Us: Websites: www.wealthgame.io www.bementcompany.com You can also stream The Wealth Game on: Spotify: https://open.spotify.com/show/5vKCgwK9K7zw1FrXoNAdoh?si=b95d0293bb4b41ad Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-game/id1638735155 Connect with Brent Bement: LinkedIn: www.linkedin.com/in/brentbement X: https://x.com/brentbement Instagram: https://www.instagram.com/brentbement/

In this episode of *The Real Estate Note Show*, Dave and Nathan welcome investor David Meyerowitz to explore a powerful yet often overlooked niche: **structured settlements and lottery prize payments**. David shares how he transitioned from mortgage investing to purchasing guaranteed payment streams backed by top-tier insurance companies.**What you'll learn:**- How structured settlements work and where they come from.- The court-approval process that makes these investments highly secure.- Types of payment streams David buys: lottery winnings, legal fee payouts, life-contingent annuities, and more.- How investors can buy at a discount for steady, predictable returns.- Why this niche offers fixed-income style security without the headaches of property management.If you're looking to diversify your portfolio with safe, hands-off investments that still deliver strong returns, this episode will open your eyes to an alternative cash flow goldmine.To obtain this week's Real Estate Notes Show guest David Meyerowitz's information, use this link https://bit.ly/4l3Gyil**Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9tyWe Buy Notes go to our site for more information! FAQs and Submit Your NoteWatch this video on Youtube: Watch VideoOur new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1Upcoming Live Webinars: https://www.jkpholdings.com/webinarsDME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠PurchaseSOCIAL MEDIAFB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/Facebook: https://www.facebook.com/JKPHoldings/Linkedin: https://www.linkedin.com/company/jkp-holdings-llc#noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor[00:00:00] Show Intro and Guest Update[00:01:07] Breaking Rules Buying in Chicago[00:02:03] Recent Influx of Note Assets[00:03:02] Unpredictable Note Performance Stories[00:04:13] Structuring Notes for Maximum Value[00:05:28] Importance of Compliance and Dodd-Frank[00:06:10] Hidden Property Issues on Street View[00:06:29] Shifting to Structured Note Investing[00:07:29] Guest David's Background Story[00:08:54] Birth of the Lottery Payment Market[00:10:16] Rise of Structured Settlement Annuities[00:12:23] Court Approval Process Explained[00:14:19] Evolution of Lottery Winnings Payouts[00:16:11] Buying Lifetime and Contingent Payments[00:17:27] Why Sports Contracts Are Risky[00:18:09] Interest Rates in Structured Settlements[00:19:32] Security and Risk in Payments[00:20:59] Competition and Pricing Challenges[00:22:42] Investing with Retirement Accounts[00:24:09] How Payments Are Serviced[00:25:19] Reselling Payments Without Court Approval[00:26:24] Rare Disputes and Resolutions[00:27:14] Buying Direct vs. Through Funds[00:28:07] No Reserves Needed for These Deals[00:29:20] Typical Returns Over Time[00:30:17] How Deals Are Sourced[00:31:32] Navigating Broker Relationships[00:31:52] Annual Deal Volume[00:32:34] Ways to Work with David's Company[00:33:27] Assignment of Payments Process[00:34:03] Minimum Investment Amounts[00:35:31] Matching Investor Payment Preferences[00:36:54] Why This is Great Fixed Income[00:38:24] Smallest and Largest Deals Ever[00:39:19] Secondary Market Advantage over Annuities[00:40:01] Market Fluctuations and Equity Plays[00:40:34] Buying Nationwide, Including Territories[00:41:32] Final Thoughts and Contact Info[00:44:00] Lazy Investing with Guaranteed Payments[00:44:32] Thank You and Closing Remarks

In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.Resources mentioned in this episode:National Financial Capability Study (Sixth Wave)National Financial Capability Study: 2024 State-Level InsightsFinancial Knowledge QuizNational Financial Capability Study (Fifth Wave)The machines are coming (with personal finance information). Do we trust them? Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from that? Why are most retirement accounts a tax bomb that will go off at some point? Isn't it time to get answers to the tough retirement questions now?Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

On this Ask Suze & KT Anything episode, KT asks Suze your questions about Roths, the must-have documents and teaching your adult children money lessons and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Many investors lose thousands when their precious metals get disqualified from IRAs due to purity violations. Understanding IRS requirements for gold, silver, and platinum can save your retirement from costly tax penalties. To learn more, visit: https://altcoinirareview.com/how-to-start-a-self-directed-gold-roth-ira-steps-to-invest-online-in-a-gold-ira Gold and Altcoin IRA Review City: Cushing Address: 2340 East Main Street Website: https://altcoinirareview.com/

For the past couple months, we've been asking you to send us your most pressing money questions. Now, we're starting to answer them. This week's TLDR is a special call-in show, where you'll hear from the supremely knowledgeable Dan Tersigni, Director of Digital Advice at Wealthsimple, on investing, retirement, mortgages, stock-picking and more. Have another question? Give us a call at (226) 444-2833 or send a voice memo to TLDR podcast@wealthsimple.com.This episode was hosted by Devin Friedman, business reporter Sarah Rieger and former hedgefunder Matthew Karasz. Follow us on other platforms, or subscribe to our weekly newsletter: linkin.bio/tldrThe TLDR Podcast is offered by Wealthsimple Media Inc. and is for informational purposes only. The content in the TLDR Podcast is not investment advice, a recommendation to buy or sell assets or securities, and does not represent the views of Wealthsimple Financial Corp or any of its other subsidiaries or affiliates. Wealthsimple Media Inc. does not endorse any third-party views referenced in this content. More information at wealthsimple.com/tldr.

On this episode of Your Retirement Radio Podcast, Kevin discusses the pressing concerns of retirees, focusing on taxes, guaranteed income strategies, and the importance of financial planning. The conversation highlights the challenges posed by market volatility and the necessity of having a solid retirement plan that can withstand economic fluctuations. Listeners are encouraged to test their retirement plans and explore options that can maximize their savings and income in retirement. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

On this episode of The Liquidity Event, AJ and Shane are finally reunited, and they cover everything from Missouri's wild proposal to eliminate capital gains tax to why the return-to-office push might be hurting women more than expected. Plus, Greece's crumbling infrastructure, sky-high babysitting rates, revoked science grants, and how to track down your long-lost 401(k). Oh… and of course, a little pasta talk. Key Timestamps: (00:00) Introductions (02:37) Where in the world has Shane been? (05:21) Greece's crumbling infrastructure and economy (09:51) AJ's childhood neighbor has a fascinating way of cooking chicken (11:00) A new bill in Missouri could eliminate capital gains altogether (16:00) Why women are struggling with returning to work in the office (hint, they're not) (20:37) Babysitters make HOW much money in 2025? (21:13) Is New York the place for you? (Go read AJ's Substack, Money Changes Everything, to get the low down) (24:10) Capitol Hill Science fair - Grants get revoked (29:05) Check the lost and found for your old 401(k)   Want to know more about the One Big Beautiful BillTax and how it will affect you, register here for our webinar on July 23. We'll explain everything you need to know.   

The best CEOs know how to hold the long-term vision—while building the structure and discipline needed to scale sustainably. That's according to Henry Ward, Founder and CEO of Carta, a networked enterprise resource planning (ERP) platform for private capital markets.In this episode, Henry joins host Rodney Bolden to reflect on his founder journey and the leadership lessons he's learned along the way. They discuss “founder mode,” how the founder mindset evolves as a company grows, and how to manage the tension between innovation and operational rigor within a company. They also cover why more companies are staying private longer and how private companies are offering meaningful equity and liquidity to retain top talent, from early-stage startup to late-stage growth. Follow Invested at Work wherever you listen to or watch podcasts. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Visit Carta.com to learn more about Henry's work with Carta. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc. This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. Guest speakers from outside Morgan Stanley Wealth Management are neither employees of or affiliated with Morgan Stanley Wealth Management. Opinions expressed by such guest speakers are solely their own and do not necessarily reflect those of Morgan Stanley Wealth Management or its affiliates.Morgan Stanley and Carta are not affiliated and this presentation should not be treated as an endorsement of Carta or its products and services. This material may provide the addresses of, or contain hyperlinks to, websites. Morgan Stanley is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the websites. Except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm has not reviewed the linked site. Equally, except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm takes no responsibility for, and makes no representations or warranties whatsoever as to, the data and information contained therein. Such address or hyperlink (including addresses or hyperlinks to website material of Morgan Stanley Wealth Management) is provided solely for your convenience and information and the content of the linked site does not in any way form part of this document. Accessing such website or following such link through the material or the website of the firm shall be at your own risk and we shall have no liability arising out of, or in connection with, any such referenced website. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output. Private equity funds typically invest in securities, instruments, and assets that are not, and are not expected to become, publicly traded and therefore may require a substantial length of time to realize a return or fully liquidate. They typically have high management, performance and placement fees which can lower the returns achieved by investors. They are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid with significant lock-up periods and no secondary market, can engage in leverage and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley's role with respect to a Retirement Account, please visit ww.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley. Information contained herein is based on data from multiple sources considered to be reliable and Morgan Stanley Smith Barney LLC (“Morgan Stanley”) makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4501001 06/2025

This dual doc couple has a very impressive milestone today. They have saved $100,000 towards retirement during residency. They wanted to give themselves more compounding interest time and not wait until they were attendings. This doc also shared about their student loan journey. They met with Andrew at StudentLoanAdvice.com and got a plan in place early. They decided that they did not want to go for PSLF so before they started residency they refinanced their loans. They took a risk to refinance when their loans were at 0% but they locked in sub 3% and are now feeling very good about their decision. Then, for Finance 101 we are talking about plan documents for employer provided retirement accounts. Many investors know about the historic returns, tax advantages, and wealth-building opportunities of commercial real estate investing, but they're confused about where to start or who to trust. Wellings Capital has created a diversified fund that offers investors an easy on-ramp to access carefully vetted commercial real estate operators and opportunities. Their goal is to provide income, growth, and tax benefits with limited downside risk. With a minimum investment of $50,000, investors get a stake in a portfolio of self-storage, manufactured housing, RV parks, industrial properties, and more. To learn more, go to https://whitecoatinvestor.com/wellings The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Allie and Logan talk about some of the tax consequences of trust accounts and whether it is helpful to put your IRA in a trust after you pass.

What if you could use your retirement savings to invest in real estate, start a business, or buy cryptocurrency - all while keeping the tax advantages of your IRA or 401(k)? Tax attorney and entrepreneur Adam Bergman reveals the hidden power of self-directed retirement accounts that most Americans are unaware of. As the founder and CEO of IRA Financial Group, Adam shares how he discovered, by accident, that IRAs can invest in far more than just stocks and bonds—and how he built a $5 billion company helping business owners unlock these opportunities. From the ROBS strategy for funding businesses with retirement funds to the surprising tax advantages that even seasoned professionals may not be aware of, this episode reveals the retirement planning secrets that savvy individuals use to build substantial wealth. 5 Key Takeaways ➤ IRAs can invest in almost anything except three prohibited categories - collectibles like art, life insurance, and transactions that personally benefit you or your family members. ➤ Three ways to fund your business with retirement money: Own less than 50% of the business through a self-directed IRA, borrow up to $50,000 through a 401(k) loan, or use the ROBS (Rollover Business Startup Solution) strategy. ➤ The ROBS strategy enables tax-free, penalty-free access to retirement funds by setting up a C-corporation that adopts a 401(k) plan, which then purchases company stock—completely legal under Section 4970E of the tax code. ➤ Starting retirement savings at 24 vs 34 makes a massive difference - investing just $2,000 annually from age 24-72 at 8.5% returns yields $1.15 million vs. only $498,000 when starting at 34. ➤ Self-directed IRAs cost less than $500 annually to maintain, and the setup process takes just a few hours over a few weeks, giving you complete control over investment decisions. Notable Quotes"I had no idea that you can use an IRA to do alternative assets. I as a tax lawyer... worked at some of the biggest law firms in the world, and I honestly thought that you had to buy stocks and mutual funds, ETFs with your IRA." "The US retirement system is rigged in our favor... it's based off compounded returns, the eighth wonder of the world. Albert Einstein said it." How to Reach Adam BergmanIRA Financial Group Website: /https://www.irafinancial.com/lp/retirement-solutions/ YouTube Channel: IRA Financial (1000+ educational videos) Phone: Free consultations with 100+ tax professionals Resources: Extensive blogs and educational content on self-directed retirement accounts Adam has authored 9 books on retirement planning and continues to educate entrepreneurs on maximizing their retirement strategies through alternative investments. Learn more about your ad choices. Visit megaphone.fm/adchoices

As we celebrate the 4th of July, I want to explore a topic that doesn't get nearly enough attention—how to withdraw money from different types of retirement accounts. Specifically, we'll look at sequential vs. proportional withdrawals, and how your strategy can impact your taxes, your legacy, and your long-term retirement success. We'll walk through a hypothetical scenario to compare the outcomes, and the good news is—you can run this kind of analysis for yourself using the new Withdrawal Strategy Scenario in the Retirement Budget Calculator. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #457. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.        

Guest: We don't need no stinking guest Topics (maybe): • Schlichter, Pentegra Settle MEP Fiduciary Breach Suit • Bobby Bonilla, TIAA & Nuveen short film, 'The Big Deal' • Elizabeth Warren is seeking answers from Empower Retirement • SEC Announces it Will Analyze Private Securities in Retirement Accounts

Nathan Turner reveals the untapped power of note investing on The REI Agent. Learn how to generate passive income, avoid ownership headaches, and build wealth with one of the oldest investing strategies in history.See full article: https://www.unitedstatesrealestateinvestor.com/turning-flips-into-freedom-with-debt-for-a-life-of-wealth-and-wisdom-with-nathan-turner/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet Mattias and Erica: Real Estate and Holistic Wellness(00:14) - This Week's Guest: Nathan Turner, The Canadian Note Guy(00:24) - What is Note Investing? Nathan Explains His Niche(02:07) - Nathan's Start: Fix and Flips Across Canada(04:24) - From Flipping to a Failing Rental: Nathan's Pivot(07:58) - Transition to Notes: Accidental Seller Financing(08:12) - How Nathan Finds and Buys Notes(09:15) - Evolution From Non-Performing to Performing Loans(10:16) - Building Trust Through Networking in Note Investing(11:59) - Using Discounts to Determine Note Profitability(13:44) - Why Short-Term or Long-Term Notes Are Preferred(14:19) - Common Buyer Profiles in Seller Financing(15:04) - How Nathan's Fund Works and Investor Returns(16:18) - Default Handling and Creative Restructuring Options(18:44) - Mattias' Personal Seller Finance Deal Story(20:20) - Selling Notes as an Alternative to Refinancing(21:06) - Overleveraging Scenarios and Flexibility in Structuring(22:30) - The Limitations of Big Banks vs. Creative Note Deals(24:10) - Nathan's Role as a Backend Buyer of Notes(24:52) - Market Comparison: 2008 vs. Now(26:53) - How COVID and Hedge Funds Affected the Note Space(29:00) - Shift to Performing Loans: Better for Investors(31:38) - Mortgage Defaults Rising? Industry Perspectives(33:38) - Government Intervention and Foreclosure Backlogs(34:32) - Navigating Today's High Mortgage Payments(34:56) - Notes in an Uncertain Market: Resistant Not Recession-Proof(36:30) - Accredited Investors and Fund Eligibility Explained(37:21) - How Diversifying with Notes Works for Agents(38:11) - Notes vs. Syndications: Passive Income Comparison(39:17) - How Notes Protect Against Housing Price Drops(39:52) - Vetting the Fund vs. Vetting the Deal(41:32) - Retirement Accounts and Note Investing(42:27) - The History and Simplicity of Note Investing(43:59) - Perseverance in Business: Nathan's Final Wisdom(44:19) - Book Recommendation: Invest in Debt by Jimmy Napier(45:10) - Connect with Nathan: earnestinvesting.com(45:59) - Outro: Thanks for Tuning In!Contact Nathan Turnerhttps://earnestinvesting.com/For more innovative ways to reach your holistic wealth, visit https://reiagent.com

In this conversation, T.J. van Gerven and Adam discuss the concept of self-directed IRAs, exploring their differences from traditional IRAs, the potential for investing in alternative assets, and the role of custodians. Adam shares insights on the benefits and risks associated with self-directed IRAs, including compliance issues and the importance of education. They also touch on investment strategies, Roth conversions, and the flexibility of various retirement accounts, emphasizing the long-term wealth-building potential of these financial tools. Takeaways   Self-directed IRAs allow investment in alternative assets beyond stocks and ETFs. The term 'self-directed IRA' is not defined in the tax code; it's a marketing term. Investors can use their IRAs to invest in real estate, hedge funds, and cryptocurrencies. There are only three prohibited transactions with IRAs: life insurance, collectibles, and self-dealing. Custodians play a crucial role in managing self-directed IRAs and ensuring compliance. Self-directed IRAs are not more popular due to lack of marketing from large financial institutions. Roth conversions can be a strategic way to manage tax liabilities on investments. Valuation of non-publicly traded assets is important for compliance and reporting purposes. Various types of retirement accounts can be self-directed, including HSAs and solo 401(k)s. Long-term investment strategies and starting early are key to building wealth.    Chapters   00:00 Understanding Self-Directed IRAs 02:53 Exploring Alternative Assets 05:49 The Role of Custodians in Self-Directed IRAs 08:54 The Popularity and Misconceptions of Self-Directed IRAs 11:56 Working with Financial Advisors 14:45 Investment Strategies and Success Stories 17:54 Roth Conversions and Tax Strategies 20:53 Types of Retirement Accounts 23:52 Valuation and Reporting of Private Assets 26:47 Navigating Required Minimum Distributions 29:53 Encouragement for Millennials  

In this episode, I share what I've learned recently about the landscape of postdoc benefits in the US, specifically with respect to health insurance and workplace-based retirement accounts. This discussion of employees and non-employees or fellows may be familiar territory to some of you, but I also know I'm reaching people who have never heard it before. I hope that this episode helps more postdocs access more benefits, but I will not present a single universal solution that can be immediately adopted. Please take what you learn today back to your peers at your institution to converse about what they're doing for their benefits and what may be possible for all of you.

In a recent BlackRock survey of registered voters, more than 75% of retirees said they wished they had saved more money for retirement. And with the recent passage of the SECURE 2.0 Act now in effect, opening up new opportunities for savers, investors are considering how to save and build wealth for the future. Shoring up emergency savings is protective of retirement savings, according to research by The BlackRock Foundation. So how can investors ensure they're pulling all the levers at their disposal to retire on their own terms?Rob Crothers, Head of U.S. Retirement for BlackRock, will discuss the current state of the retirement landscape and help us unpack a toolkit for retirement savers that's been proposed by the Bipartisan Policy Center and how investors and employers can plan for the future.Key moments in this episode:00:00 Introduction: The Importance of Saving for Retirement00:17 Exploring the SECURE 2.0 Act and Retirement Universals02:01 Current Retirement Landscape and Policy Changes04:06 BlackRock's D.C. Retirement Summit and Key Recommendations06:28 Mechanisms for Better Saving Behavior11:40 Encouraging Early Financial Education14:24 Market Volatility and Long-Term Saving Strategies16:50 Actionable Retirement Considerations18:18 Conclusion and Upcoming TopicsCheck out this playlist on investing for retirement here: https://open.spotify.com/playlist/08Fx1iZaBwLclqpswIbjUq

Ready to get started? Book a call with one of our IRA specialists!: https://directedira.com/appointment/If you've got an old 401(k) or IRA collecting dust, it's time to take control. In this episode, we explain how to move your account into a self-directed IRA—without triggering taxes or penalties—and why it matters. You'll learn what you can invest in, from real estate to startups, and how to avoid costly mistakes. We also share real examples and walk you through the steps to get started. Don't let your retirement account sit idle—put it to work.00:00:10 – Why Your Old 401(k) or Sleepy IRA Needs Attention00:02:04 – Understanding the Power of Self-Directed IRAs00:03:17 – Common Myths and Misconceptions00:04:37 – What You Can Invest In with a Self-Directed IRA00:05:13 – How to Move Your IRA Without Tax or Penalty00:08:50 – Real Investment Examples: Real Estate, Crypto, and More00:17:00 – Prohibited Transactions and Restrictions00:20:32 – How to Get Started with Directed IRALearn how to take control of your retirement - https://directedira.com/Shop my products - https://shop.matsorensen.com/ Blog & Articles - https://matsorensen.com/blog/Connect with Mat online:Instagram: https://www.instagram.com/matsorensen/Facebook: https://www.facebook.com/mat.sorensen.1LinkedIn: https://www.linkedin.com/in/matsorensen/TikTok: https://www.tiktok.com/@sorensenmat YouTube: https://www.youtube.com/@MatSorensenWebsites:https://directedira.comhttps://matsorensen.comhttps://kkoslawyers.comhttps://mainstreetbusiness.com

Most investors think their retirement accounts are off-limits for real estate—but they're missing a huge opportunity.That's why this week's episode of the Not Your Average Investor Show is all about how to use 401(k)s and IRAs to build your rental property portfolio—without triggering penalties or unnecessary risk.Join JWB co-founder, Gregg Cohen, and show host, Pablo Gonzalez, as they break down:✅ What you need to know about buying real estate INSIDE your IRA or 401k✅ The biggest mistakes investors make when trying to use retirement funds for real estate✅ Common myths that keep people from tapping into this strategyWhether you're sitting on a healthy 401(k) balance or just want to better understand your options, this episode will give you the clarity you need to make smarter investing moves with the money you already have.Listen NOW!Chapters:00:00 Introduction to Real Estate Investing in Retirement Accounts01:44 Meet the Hosts and Show Introduction02:28 Audience Engagement and Recent Events04:17 Awards and Achievements of JWB10:19 Deep Dive into Retirement Account Investing23:57 Introduction to Non-Recourse Lenders24:31 Contribution Limits and Tax Consequences25:26 Required Minimum Distributions26:50 Passing Properties to Beneficiaries27:22 Non-Recourse Loan Incentives31:13 Partnering for Real Estate Investments42:07 Private Lending and Retirement Accounts44:46 Conclusion and Upcoming EventsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Wondering how to use your retirement accounts to invest in real estate? In this episode of The Real Wealth Show, Kathy Fettke sits down with Real Wealth investment counselors Leah Collich and Stacey Stenenga to explain how investors can tap into IRAs, 401(k)s, and other retirement vehicles to build a real estate portfolio. Discover the rules, benefits, and common pitfalls of using self-directed retirement accounts—and how to get started the right way. Whether you're planning for retirement or looking to diversify your investments, this episode offers clear, actionable insights to grow your wealth through real estate.  

What if the biggest opportunity in real estate and entrepreneurship is hidden inside your retirement account—and no one told you? In this episode of The Rich Somers Report, Rich sits down with Kaaren Hall, founder and CEO of uDirect IRA Services, to break down how investors can unlock the $40 trillion locked inside retirement accounts using self-directed IRAs.Rich and Kaaren discuss:How to legally use your IRA or 401(k) to invest in real estate, private equity, and boutique hotelsThe difference between traditional custodians and self-directed onesWhy Wall Street doesn't want you to know about this strategyThe most common mistakes investors make when using retirement funds—and how to avoid themHow to structure your deals, fund your investments, and build long-term wealth using pre-tax dollarsKaaren shares real-life examples of clients who've rolled over retirement accounts, invested into alternative assets, and scaled their net worth—without triggering penalties or taxes. If you're sitting on old retirement accounts or just want to take back control of your money, this episode is your playbook.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Laura answers a listener's question about using a 401(k) and whether now is a good time to invest.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/ Policygenius Link: https://www.policygenius.com/