MoneyTalk with MFLN Personal Finance

What advantages does having access to credit provide? The ability to buy something (e.g., appliance) or do something (e.g., travel) today and pay for it later. Continue Reading MoneyTalk: Building a Positive Credit History

What advantages does having access to credit provide? The ability to buy something (e.g., appliance) or do something (e.g., travel) today and pay for it later. Continue Reading MoneyTalk: Building a Positive Credit History

What are the benefits of using a 529 plan to save for college? • Savings grows tax-free and qualified withdrawals (e.g., tuition) are federal tax-free • Some states provide state income tax benefits in addition to the federal income tax write-off • Donors keep control over the money. Kids can't spend it on a fancy car instead of college. Continue Reading MoneyTalk: Saving for College

What are the benefits of using a 529 plan to save for college? • Savings grows tax-free and qualified withdrawals (e.g., tuition) are federal tax-free • Some states provide state income tax benefits in addition to the federal income tax write-off • Donors keep control over the money. Kids can’t spend it on a fancy car instead of college. Continue Reading MoneyTalk: Saving for College

How Can People Start Saving Money? • Mentally tell yourself that you are going to do it and set savings goals with a price and time deadline • Having a specific goal is a lot more motivating than saving for savings sake Continue Reading MoneyTalk: Save with a Plan

How Can People Start Saving Money? • Mentally tell yourself that you are going to do it and set savings goals with a price and time deadline • Having a specific goal is a lot more motivating than saving for savings sake Continue Reading MoneyTalk: Save with a Plan

COVID-19 reached American soil months ago and, for many people, mental and/or physical fatigue are palpable. Sheltering in place has gotten very “old” and weeks with a reduced (or no) income have thrown the finances of millions of households into a tailspin. Studies show that prolonged “paycheck to paycheck” living can sap mental bandwidth and stress mental health to the point that people are simply not fully functioning. What can people do? The only thing that they can do. Create some semblance of a routine and focus on things that they can control. In this podcast episode, Dr. O'Neill and I discuss ways that personal financial managers and other helping professionals can help military families navigate change, loss, and uncertainty in this turbulent time. Continue Reading MoneyTalk: Managing the Financial Impact of COVID

COVID-19 reached American soil months ago and, for many people, mental and/or physical fatigue are palpable. Sheltering in place has gotten very “old” and weeks with a reduced (or no) income have thrown the finances of millions of households into a tailspin. Studies show that prolonged “paycheck to paycheck” living can sap mental bandwidth and stress mental health to the point that people are simply not fully functioning. What can people do? The only thing that they can do. Create some semblance of a routine and focus on things that they can control. In this podcast episode, Dr. O’Neill and I discuss ways that personal financial managers and other helping professionals can help military families navigate change, loss, and uncertainty in this turbulent time. Continue Reading MoneyTalk: Managing the Financial Impact of COVID

What advantages does having access to credit provide? • The ability to buy something (e.g., appliance) or do something (e.g., travel) today and pay for it later. • Flexibility to make purchases and take advantage of opportunities without cash in hand. • Fewer hassles and expenses to rent an apartment and get service credit from utility companies. • Peace of mind that you have a back-up line of credit if needed. Continue Reading MoneyTalk: Building a Positive Credit History

What advantages does having access to credit provide? • The ability to buy something (e.g., appliance) or do something (e.g., travel) today and pay for it later. • Flexibility to make purchases and take advantage of opportunities without cash in hand. • Fewer hassles and expenses to rent an apartment and get service credit from utility companies. • Peace of mind that you have a back-up line of credit if needed. Continue Reading MoneyTalk: Building a Positive Credit History

When so much feels out of our control, like right now during the COVID-19 pandemic, we can create new routines and structure to find our resiliency. Continue Reading MoneyTalk: Finding Resiliency When Life Seems Out of Control

When so much feels out of our control, like right now during the COVID-19 pandemic, we can create new routines and structure to find our resiliency. Continue Reading MoneyTalk: Finding Resiliency When Life Seems Out of Control

Today we're going to be talking about our last webinar of 2019, the 2019 Personal Finance Year in Review. Our annual year in review webinar has been hosted for the past 5 years by Dr. Barbara O'Neill and today she shares the 5 biggest highlights of this webinar. Watch the recording: https://oneop.org/event/34456/ Continue Reading MoneyTalk: 2019 Personal Finance Year in Review

Today we’re going to be talking about our last webinar of 2019, the 2019 Personal Finance Year in Review. Our annual year in review webinar has been hosted for the past 5 years by Dr. Barbara O’Neill and today she shares the 5 biggest highlights of this webinar. Watch the recording: https://militaryfamilieslearningnetwork.org/event/34456/ Continue Reading MoneyTalk: 2019 Personal Finance Year in Review

In this episode of MoneyTalk, Dr. Barbara O'Neill gives her 5 key takeaways fro our October 22, 2019 webinar Gambling Disorders: Special Considerations for Service Members which was presented by Dr. Loreen Rugle. Watch the recording at https://oneop.org/event/22045/. Continue Reading MoneyTalk: Gambling Disorders

In this episode of MoneyTalk, Dr. Barbara O'Neill gives her 5 key takeaways fro our October 22, 2019 webinar Gambling Disorders: Special Considerations for Service Members which was presented by Dr. Loreen Rugle. Watch the recording at https://militaryfamilieslearningnetwork.org/event/22045/. Continue Reading MoneyTalk: Gambling Disorders

In this episode, Dr. Barbara O'Neill discusses the research around wealth's impact on health. In addition, she talks about some strategies and tools practitioners can use with clients and students to talk about health when discussing finances. Continue Reading MoneyTalk: The Relationship Between Health and Finances

In this episode, Dr. Barbara O'Neill discusses the research around wealth's impact on health. In addition, she talks about some strategies and tools practitioners can use with clients and students to talk about health when discussing finances. Continue Reading MoneyTalk: The Relationship Between Health and Finances

What are the new #scams and #frauds to be on the watch for? Listen as @moneytalk1 and @MFLNPF discuss the @MilConsumer webinar Staying Safe Online: Protecting Your Finances and Data #consumer Continue Reading MoneyTalk: Staying Safe Online

What are the new #scams and #frauds to be on the watch for? Listen as @moneytalk1 and @MFLNPF discuss the @MilConsumer webinar Staying Safe Online: Protecting Your Finances and Data #consumer Continue Reading MoneyTalk: Staying Safe Online

A summary of insurance concepts financial educators should discuss with students and clients, from the July 2019 webinar Insurance Principles and Resources: What Financial Educators Need to Know. Continue Reading MoneyTalk: Insurance Principles

A summary of insurance concepts financial educators should discuss with students and clients, from the July 2019 webinar Insurance Principles and Resources: What Financial Educators Need to Know. Continue Reading MoneyTalk: Insurance Principles

In this episode of MoneyTalk with OneOp Personal Finance, Dr. Barbara O’Neill discusses the third webinar in the Permanent Change of Station series, which was held on April 2, 2019… Continue Reading MoneyTalk: Research and Tools for Supporting Military Transitions

In this episode of MoneyTalk with MFLN Personal Finance, Dr. Barbara O’Neill discusses the third webinar in the Permanent Change of Station series, which was held on April 2, 2019 and hosted by Zona Lewis of Military and Family Community Policy and Vicki LaFollete, Department of Defense Project Lead for the Military Families Learning Network.… Continue Reading MoneyTalk: Research and Tools for Supporting Military Transitions

This podcast covers issues relevant to renting property while serving in the armed forces. For more information, visit https://oneop.org/event/22048/ Continue Reading MoneyTalk: Landlord Tenant Protections for Military Members

This podcast covers issues relevant to renting property while serving in the armed forces. For more information, visit https://militaryfamilieslearningnetwork.org/event/22048/ Continue Reading MoneyTalk: Landlord Tenant Protections for Military Members

A brief recap of a 90 minute webinar on VA Home Loan features, requirements and process. Continue Reading MoneyTalk: Dispelling the Myths of the VA Home Loan

A brief recap of a 90 minute webinar on VA Home Loan features, requirements and process. Continue Reading MoneyTalk: Dispelling the Myths of the VA Home Loan

This episode of MoneyTalk with OneOp Personal Finance discusses the tax law changes implemented by the Tax Cuts and Jobs Act of 2017. Continue Reading MoneyTalk with OneOp Personal Finance: Tax Cuts and Jobs Act of 2017

This episode of MoneyTalk with MFLN Personal Finance discusses the tax law changes implemented by the Tax Cuts and Jobs Act of 2017. Continue Reading MoneyTalk with MFLN Personal Finance: Tax Cuts and Jobs Act of 2017

This podcast episode of MoneyTalk with OneOp Personal Finance recaps some of the key concepts Dr. Barbara O'Neill covered in her December 18, 2018 webinar, 2018 Personal Finance Year in Review, including changes to financial legislation, financial trends, and research that shaped our finances this year. Continue Reading MoneyTalk with OneOp Personal Finance: 2018 Personal Finance Year in Review

This podcast episode of MoneyTalk with MFLN Personal Finance recaps some of the key concepts Dr. Barbara O'Neill covered in her December 18, 2018 webinar, 2018 Personal Finance Year in Review, including changes to financial legislation, financial trends, and research that shaped our finances this year. Continue Reading MoneyTalk with MFLN Personal Finance: 2018 Personal Finance Year in Review

In this episode of the MoneyTalk with OneOp Personal Finance podcast series, Dr. Barbara O'Neill and Molly Herndon discuss the November 27 webinar from the Family Finances Series: Raising Financially Responsible Children. Continue Reading MoneyTalk with OneOp Personal Finance – Family Finances Series: Raising Financially Responsible Children

In this episode of the MoneyTalk with MFLN Personal Finance podcast series, Dr. Barbara O'Neill and Molly Herndon discuss the November 27 webinar from the Family Finances Series: Raising Financially Responsible Children. Continue Reading MoneyTalk with MFLN Personal Finance – Family Finances Series: Raising Financially Responsible Children

Sporadic employment due to relocations is a problem for military spouses. In this episode Dr. O'Neill offers guidance for retirement savings, job security and budgeting for military families experiencing employment instability due to military relocations. Continue Reading MoneyTalk with OneOp Personal Finance : Employment Resources for Military Families

Sporadic employment due to relocations is a problem for military spouses. In this episode Dr. O'Neill offers guidance for retirement savings, job security and budgeting for military families experiencing employment instability due to military relocations. Continue Reading MoneyTalk with MFLN Personal Finance : Employment Resources for Military Families

Today we're discussing topics and trends from our August 28 webinar, which was Part 2 of the ongoing Family Finances Series: Financial Planning for Life Events. The link to this event's recording and other topics we discuss in this episode will be available in the Resources document posted with this podcast. Continue Reading MoneyTalk with OneOp Personal Finance – Family Finances Series: Financial Planning for Life Events

Today we’re discussing topics and trends from our August 28 webinar, which was Part 2 of the ongoing Family Finances Series: Financial Planning for Life Events. The link to this event’s recording and other topics we discuss in this episode will be available in the Resources document posted with this podcast. Continue Reading MoneyTalk with MFLN Personal Finance – Family Finances Series: Financial Planning for Life Events