Podcasts about financially

Today's guest is Crystal Paine, founder of MoneySavingMom.com and a longtime advocate for helping families save money, manage their finances, and live with greater intention. Crystal is passionate about helping women find financial peace and make practical changes with whatever they have, wherever they are. In This EpisodeWe're talking about the fear, stress, and emotions that can come with money, and how to move toward greater financial peace. Crystal shares practical habits anyone can start using today, whether you're paying off debt, trying to save, or simply wanting to feel more confident about where your money is going. We talk about:  Why so many women have fear around money How to align your spending with what matters most Navigating money differences in marriage Understanding emotional spending Simple ways to start saving more Why we often use money to feel like we are helping our kids Crystal's 1-hour money plan Looking at your finances with your 90 year old self in mind  Trusting God as your provider, even in lean seasons Connect with Crystal Paine:  Website: Money Saving Mom® | Saving Families Money Since 2007  Instagram: Crystal Paine

What if financial success isn't the destination, but simply the foundation for something greater?We spend a great deal of time thinking about how to earn, save, invest, and manage money wisely. Those things matter. Faithful stewardship requires care and wisdom with what God has entrusted to us.But what happens when you've done many of those things well and still find yourself wondering, Is there something more?Scott Highmark, President and Co-Founder of Mosaic Wealth, a Certified Kingdom Advisor®, and author of The Significance Pyramid: Climb Beyond Success to Find Lasting Significance, believes there is.His “Significance Pyramid” offers a framework for moving beyond financial success toward a life increasingly shaped by purpose, generosity, service, and ultimately surrender to Christ.Why Success Alone Can't SatisfyOur culture often encourages us to keep moving “up and to the right”—more income, more achievement, more possessions, more recognition.There's nothing inherently wrong with achievement. The problem comes when we expect it to satisfy desires it was never designed to fulfill.Highmark points out that even people who reach the top of their professions often discover that the fulfillment they expected doesn't last. Accomplishment may bring genuine satisfaction for a season, but our appetites continually reach for something more.Ultimately, the human heart's deepest longing cannot be satisfied by another financial milestone or professional achievement. We were created for God Himself.That conviction is at the heart of the Significance Pyramid. Every life points somewhere. The question is whether ours ultimately points toward ourselves or toward something greater.Stewardship: Building the FoundationThe pyramid's first level is stewardship.Stewardship involves wisely managing all God has entrusted to us—not simply our money, but our time, abilities, opportunities, and relationships.Financially, that means understanding what we have, knowing where it is going, and learning to live within our means. Practices such as budgeting can sometimes feel restrictive, but healthy financial boundaries can actually create freedom. When our finances are in order, we can spend and give more intentionally instead of constantly reacting to financial pressure.But stewardship is only the foundation. Once money consumes less of our attention, we can begin asking deeper questions about what our resources are actually for.As Highmark puts it, money can help fund our purpose, but it cannot help us find our purpose.Symmetry: Bringing Our Lives Into AlignmentThe second level is symmetry, or alignment.Most of us can quickly name what matters most to us: faith, family, marriage, generosity, service, relationships. But would someone looking at our calendars and financial statements reach the same conclusion?Symmetry means aligning the way we actually live with the things we say we value.James 1 describes a person who looks at himself in a mirror, walks away, and immediately forgets what he looks like. In a similar way, we can profess certain priorities while organizing our lives around completely different ones.Highmark tells the story of a successful executive who traveled more than 150 days a year. His children were nearing adulthood, his mother was aging, and financially, he no longer needed to continue working at the same pace. Yet striving had become such a normal part of his life that he had never seriously considered another way.One simple question changed his perspective: Why are you still working like this?Eventually, he stepped away from that role. In doing so, he gained more time with his children and his mother and began serving through ministry.Sometimes faithful stewardship requires more than accumulating enough. It requires asking whether the life we are living actually reflects what we say matters most.Purpose: Using What God Has Given YouThe third level of the pyramid is what Highmark calls self-satisfaction. The name can sound self-focused, but the idea is really about discovering meaningful work and using our unique gifts well. Ephesians 2:10 says, “For we are his workmanship, created in Christ Jesus for good works, which God prepared beforehand, that we should walk in them.”God has made each of us with different abilities, experiences, relationships, and opportunities. Faithful stewardship includes learning to use those things in service to Him.Highmark draws on an insight from Henry Blackaby: Rather than beginning with the question, What is God's will for my life? we should begin with, What is God's will? Then we ask whether we are willing to adjust our lives to participate faithfully in what He is doing.That changes the focus. Purpose is no longer primarily about finding the career or activity that makes us feel fulfilled. It becomes a matter of offering our lives to God and faithfully using what He has entrusted to us.And even personal fulfillment isn't the top of the pyramid. If our purpose ends with ourselves, it still falls short.Significance: Turning OutwardThe fourth level is significance.Here, the focus shifts from inward to outward. Instead of asking, What will make me happy? we begin asking, How can I use what God has entrusted to me for someone else's good?That may require sacrifice. We may willingly choose to have less so someone else can have what they need. We may surrender time, comfort, opportunity, or resources for another person's good.Jesus Himself models this kind of life. Philippians 2 describes Christ as taking “the form of a servant.” Rather than using His position for His own advantage, Jesus humbled Himself and served.Significance, then, isn't simply about accomplishing something impressive or leaving behind a recognizable legacy. It is about loving and serving others faithfully—even when doing so costs us something.That can show up in countless ways: generosity, hospitality, mentoring, caring for family, serving through the local church, investing in younger generations, or simply making ourselves available to people God has placed around us.Surrender: The Ultimate DestinationEven significance isn't the final destination. At the top of Highmark's framework is surrender.A person can live generously, serve others, and pursue meaningful work and still remain at the center of their own life. Biblical surrender goes further. It means offering our whole lives to Christ.Our money belongs to Him. Our careers belong to Him. Our families, abilities, ambitions, plans, and futures belong to Him. That doesn't mean financial planning or professional success is unimportant. It means those things find their proper place beneath the lordship of Christ.Success asks, How much can I accomplish? Significance asks, How can what I have been given serve others? Surrender asks an even deeper question: Lord, how would You have me faithfully use everything You have entrusted to me?Financial success can be good. Wise stewardship can create margin, opportunity, and freedom. But success was never meant to become our ultimate destination. The goal is faithfulness—a life in which everything God has entrusted to us increasingly points beyond ourselves and toward Him.On Today's Program, Rob Answers Listener Questions:My husband and I are entering retirement and use a credit card for groceries, paying it off monthly to earn travel rewards. Is that a wise strategy, or would it be better to pay directly from our monthly budget?I'm 71 and want to use Qualified Charitable Distributions for my tithes and offerings. How do QCDs work, can they come from an annuity, and can I direct part of my RMD to myself and part directly to my church?Resources Mentioned:Become a FaithFi PartnerThe Significance Pyramid: Climb Beyond Success to Find Lasting Significance by Scott HighmarkMosaic WealthFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. 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Bill O'Brien, the head coach of Boston College football joins the show. He gets into the challenge of competing financially with other schools and their win over Rutgers.

Download your free LSAT cheat sheet here: https://unpluggedprep.com/cheatsheet I scored a 152 my first LSAT. Got to a 175. I've been teaching this test since 2005. If you're prelaw, applying now, or stuck, you're in the right place.

Welcome to episode 204 with Jennifer Pepito and Crystal Paine. Jennifer and Crystal talk about Crystal's brand-new book, The 7 Habits of Financially Healthy Women and how to live within your means, find a heart of contentment, and kick the consumeristic culture of social media to the curb. We live in a time of mass consumerism while also dealing with inflation and a high cost of living, and returning to contentment- to less is more, to valuing living within our means instead of living with the latest styles of beauty products is important to the peace in our home and the legacy we leave our children.  Crystal's book is timely encouragement.  Episode sponsored by the Peaceful Press! To support the podcast and Jennifer, order her newest book: Inspired Homeschool. This incredible book shares stories of famous home-educated artists, scientists, entrepreneurs, authors, and statesmen, and outlines the lessons we can learn from them as we raise the next generation of great thinkers.  Looking for ways to make learning come alive and give your children the education of a lifetime? Check out the Peaceful Press curriculum. In this episode:  Abundance is not defined by belongings but by living with margin Contentment is the antidote to social media envy. The best anti-ageing cures are sunshine, good sleep, and no stress.  Living within your means is a virtue Money Saving Mom For more of Crystal's books, check out her Amazon Author Page. You can learn more about Jennifer here: Jennifer's Instagram You can learn more about Crystal here:  Crystal's Instagram Some Amazon Affiliate Links 

This week, I'm doing something a little different.I recently taught a live money training for women earning $100K or more who feel like they should be further ahead financially, and I decided to share the full training with you here on the podcast.Because if you make good money but still find yourself dealing with credit card debt, low savings, or that quiet feeling of “I should be further along by now,” I really want you to hear this conversation.In this training, we talk about why making more money is not always the answer and why a strict budget is not the answer either.Because if more income or more restriction were enough, this would already be fixed.Instead, I'm walking you through the deeper reasons so many high-earning women stay stuck in the same money cycles, even when they are smart, successful, and fully capable in every other area of life.We'll talk about:Why making $100K or more does not automatically create financial security.Why credit card debt can keep coming back even after you pay it down.Why savings can grow and then get pulled right back out.Why your brain may keep recreating the same financial experience at different income levels.Why spending, self-concept, and systems all matter when it comes to changing your financial life.This episode is longer than my usual episodes because you're getting the full class.So listen while you walk, drive, fold laundry, or do whatever you need to do.And as you listen, I want you to pay attention to where you see yourself.Because once you understand why the cycle keeps happening, you can start changing it.Ready for support?If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.Click Here to Schedule yours today

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're talking about how to get clarity in your financial world so you can discover your blind spots before they end up costing you. Karey Rivers is the founder of RF Solutions and the creator of Financial Blind Spot™ Discovery, an approach designed to help individuals, families, and business owners uncover financial risks and opportunities that are often hiding in plain sight. Known as a Financial Architect, Karey believes the strongest financial decisions begin with clarity—not products. Through education, protection strategies, and collaboration with trusted professionals, he helps people better understand the financial infrastructure supporting the life, business, and legacy they're building. His philosophy is simple: Clarity Before Crisis.™Connect with Karey Here: https://www.facebook.com/karey.rivers.iiihttps://www.linkedin.com/in/karey-rivers-3rd/Grab the freebie here: Message BLINDSPOT to Karey on LinkedIn https://www.linkedin.com/in/karey-rivers-3rd/===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

1. The “Why” Question as a Source of Stagnation The conversation focused on the idea that asking “Why am I stuck?” can reinforce the very condition a person wants to change 00:00. Examples included: “Why am I not good enough?” “Why has he or she left me?” “Why am I not able to make more income or profit?” “Why am I not successful enough?” The discussion acknowledged that asking why is part of human curiosity, but connected the question to the way the brain searches for supporting evidence 00:57. People were described as “input and output” systems and learning machines that respond to the information being requested 01:07. 2. The Internal Waiter Metaphor One concept discussed was the brain as an internal waiter that serves the evidence requested through a question 01:34. Asking “Why am I not good enough?” was compared to placing an order for evidence proving that belief. The brain searches through experiences, memories, and internal information, described as an “internal map,” to find relevant examples 02:03. Once the evidence is found, the belief can feel like an objective part of reality 02:55. The metaphor was extended to beliefs about income, sales, dating, and personal capability 02:24. 3. How Questions Can Reinforce Personal Problems The discussion explored how asking another person why a problem exists can cause that person to search for more evidence supporting the problem 03:35. An external question can make the belief more solid because the person must locate the evidence internally and then explain it aloud 04:09. Speaking the explanation out loud was presented as an additional reinforcement of the belief 04:39. Statements such as “I'm not good enough because…” were described as shaping reality through language and repetition 04:52. The conversation compared this process to a spell or incantation that gains power when brought into the outside world 05:06. 4. The Power of Spoken Self-Descriptions A key theme that emerged was that words can influence how a person experiences identity, capability, and limitation 05:28. Negative explanations about business growth or personal ability were described as making change more difficult when repeated aloud. The discussion contrasted limiting declarations with constructive statements such as “I'm the most confident person in the room” 06:08. Positive statements were connected to deliberately finding evidence for a strength or area of expertise 06:16. The central warning was that the why question can help a person become even more stuck 06:36. 5. The Stories Produced by “Why” Several points were raised about the long narratives that can emerge when people are asked why they live in a particular reality 06:43. The response to a why question may become a 10-minute, 15-minute, 30-minute, or 45-minute account of personal history and circumstances 07:05. The discussion did not present storytelling or therapy as inherently wrong, but emphasized that the why question has a particular effect 07:27. The importance of recognizing when a question is producing explanation without creating movement was emphasized 07:43. 6. Replacing “Why” With “How” The discussion introduced the how question as a way to “open the door of the prison” created through limiting beliefs 07:49. The example of perfectionism showed how “Why am I a perfectionist?” invites evidence supporting the identity. Reframing the statement as “You are doing perfectionism” separates the person from the behavior 08:06. The shift from “I am a perfectionist” to “I am doing perfectionism” was presented as a move from identity to behavior 08:51. This change creates a different perspective and reduces the sense that the behavior defines the whole person 09:44. 7. Identity-Level Beliefs and Behavioral Patterns The conversation examined the strength of “I am” statements, including “I am powerful,” “I am confident,” “I am lovable,” and “I am good enough” 09:05. Negative identity statements, including “I'm a perfectionist,” “I'm a piece of shit,” and “I'm not good enough,” were described as powerful self-incantations 09:32. The discussion distinguished identity from behavior by moving statements such as “I am a perfectionist” down to “I am doing perfectionism” 09:41. This behavioral framing was presented as an initial form of liberation from an internal prison 09:55. 8. Exposing the Strategy Behind a Behavior One concept discussed was the question, “How are you doing perfectionism?” 10:03. The how question was described as a way to reveal the process and strategy behind a behavior rather than collect more evidence for why it exists 10:12. “Exposure” was identified as a central principle: bringing the current strategy into awareness 10:28. The process can include examining whether a person could deliberately teach or reproduce the behavior 10:44. Understanding the strategy behind a pattern was presented as a meaningful step toward change 10:57. Once the mechanics of perfectionism are exposed, the behavior can appear absurd enough to provoke laughter and distance 11:08. 9. The Two “Magic Questions” The discussion identified two central questions: “How are you doing something?” and “What do you actually want?” 11:47. The first question reveals the strategy behind a current behavior. The second question redirects attention toward a desired outcome rather than the historical evidence supporting a problem. The contrast between why and how was presented as the backbone of the approach discussed 11:55. Why questions were connected to reinforcing existing explanations, while how questions were connected to change and transformation 12:05. 10. Change, Transformation, and Identity The discussion distinguished temporary change from transformation at the level of identity 12:19. The process described involved: Identifying a limiting identity statement. Bringing the belief down to the level of behavior. Asking how the behavior is being produced. Exposing the strategy and recurring patterns. Returning to the identity level with new possibilities. After changing the strategy, possible identity statements included “I can be free,” “I can be myself,” and “I can love myself” 13:01. The physical experience of change was described through the image of weight dropping from the shoulders 13:15. 11. Applying the How Question in Daily Life The conversation encouraged awareness of when why questions are being asked internally or directed toward another person 13:29. Suggested alternatives included asking: “How are you doing this?” “How are you doing that internally?” “May I ask you a question?” Permission was included as part of the suggested approach when asking another person about an internal process 13:42. The how question was associated with unexpected and creative answers that can reveal previously hidden patterns 13:50. 12. Shame, Self-Compassion, and Recognizing Patterns The discussion acknowledged that exposing internal patterns can produce shame, especially when people recognize the cost of past behavior 14:20. Laughter was presented as useful when people notice the absurdity of patterns, but the emotional weight of those patterns was also taken seriously 14:48. The conversation included the recognition that discovering a new pattern does not mean personal work is complete 15:07. Shame about a newly recognized pattern was described as a personal experience that can arise even during ongoing self-awareness work 15:16. The idea that a person is already good enough was separated from the need to change unhelpful learned behaviors 15:30. 13. Learned Behaviors as Layers Over the Self A key theme that emerged was the distinction between a person's core essence and the learned patterns placed over it 15:37. Unhelpful lessons and behaviors were described as layers covering the core and essence of who a person is 15:49. These layers were connected to the metaphor of internal prisons that keep people stuck 16:12. The discussion emphasized that the “prisons” are not physical and are not imposed by an outside force 16:19. The underlying claim was that freedom already exists beneath the learned patterns 16:35. 14. Remembering Existing Freedom The discussion explored personal development as a process of remembering freedom rather than acquiring it from the outside world 16:46. Exposing the how of internal patterns can reveal that the supposed prison was built from learned behavior 17:03. Some patterns may have been learned at a young age because they were useful or appeared to work at that time 17:19. Those patterns can remain stored in a person's internal “archives” without continued examination 17:25. Awareness interrupts the reactive operation of those old strategies 17:30. 15. Business, Self-Expression, and Personal Stuckness The discussion connected internal patterns to areas where people may feel unable to express themselves fully 17:47. Business growth was used as an example of a situation where hidden beliefs or learned strategies may limit progress 17:54. The proposed focus was not simply asking why a business has not reached the next level, but exposing how the internal pattern is being performed 18:00. The process involved examining shame, restricted self-expression, and the internal prisons connected to those experiences 18:10. 16. The Ongoing Nature of Self-Observation The conversation framed recognizing internal patterns as a continuing life practice rather than a finished achievement 18:29. Everyday interactions and communication can reveal new habits, beliefs, and internal prisons 18:35. The process of discussing these ideas was itself presented as an opportunity to notice personal patterns in real time 18:40. The final practical shift was stated directly: replace the why question with the how question 18:56. Let's connect online: 1. INSTAGRAM: https://snip.ly/2ognlc 2. LINKEDIN: https://snip.ly/u6w6dg 3. WEBSITE: https://snip.ly/ys5h59 Questions? Email us at: contact@danielkluken.com    

Myrna welcomes wealth liberation expert Garrett Gunderson to discuss a transformative approach to financial success. Garrett explains how true wealth encompasses more than financial security, emphasizing health, relationships, and purpose. They explore different money personas, the shortcomings of traditional budgeting, and the Rockefeller method's emphasis on legacy and financial independence. Garrett also shares strategies to increase cash flow and invest wisely, focusing on living a life of abundance and fulfillment. Tune in to discover how to rethink your relationship with money and achieve lasting prosperity.About the Guest(s):Garrett Gunderson is a renowned wealth liberation expert, fondly referred to as "money Jesus" for his impactful work in transforming financial mindsets. As a best-selling author and entrepreneur, he has created the groundbreaking Rockefeller method, designed to help individuals break free from financial myths and societal pressures to achieve lasting prosperity. His goal is to guide professionals and entrepreneurs in building wealth while enjoying every step of their lives, without sacrificing their health, happiness, and purpose along the way. Garrett's approach focuses on dismantling self-sabotaging beliefs about money and investing in personal skills for financial and personal growth.Episode SummaryWelcome to another enlightening episode of "Transform Your Mind" with Myrna, featuring wealth liberation expert Garrett Gunderson. In this episode, Garrett demystifies the common misconceptions surrounding wealth accumulation, emphasizing the importance of living a fulfilling life over simply amassing financial security. He shares insights into his journey from being an entrepreneur to developing his wealth liberation philosophy, urging people to rethink their pursuit of financial success. Through a discussion of his innovative Rockefeller method, Garrett underscores that true wealth encompasses freedom, purpose, meaningful relationships, and personal growth.As the conversation unfolds, Garrett explores the significance of understanding one's money persona and how it influences financial behavior. He delves into practical strategies to enhance financial efficiency, like optimizing tax cuts and restructuring debts, which are crucial for transforming one's relationship with money. Garrett advocates for rejecting traditional budgeting, proposing automation and expansion of income through purposeful investments. The episode also highlights the importance of integrating purpose, health, and relationships into the financial growth equation to cultivate a truly wealthy life. Garrett's insights provide a fresh perspective on aligning financial goals with personal values for a balanced, fulfilled existence.Key Takeaways:Understanding Wealth: True wealth is defined not just by financial accumulation but by the quality of life, purpose, health, and relationships.Money Persona: Identifying one's money persona can significantly impact financial decision-making and help dodge common monetary pitfalls.Investment in Self: More than markets or real estate, investing in personal skill development can yield the greatest returns.Financial Strategies: Efficient tax management, renegotiating loans, and insurance restructuring are vital strategies for financial growth.Retirement Rethink: Prioritize financial independence leading to choices and opportunities for current enjoyment instead of solely focusing on retirement.Resources:Garrett Gunderson's Website: GarrettGunderson.comRockefeller Method & Wealth Programs: Available via contacting Garrett through DM (Garrett B. Gunderson on social media)Books by Garrett Gunderson:"What Would the Rockefellers Do?""Killing Sacred Cows""Money Unmasked"Social Media Handles: InstagramQuiz on Money Persona: GarrettGunderson.com/quizLink to Transcript https://www.buzzsprout.com/1761155/episodes/19762824-wealth-series-the-4-money-personas-identify-yours-and-thrive-financially#transcriptSee this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094Feedspot Top 100 Mental Health Podcast For sponsored Brand interviews and sponsorship inquires please visit Partner With The Transform Your Mind Podcast | Myrna Young Life Coach

Based at J D Factors' Canadian head office in Mississauga, Ontario, Tina also oversees branch operations in Montreal, Calgary, and Halifax. Throughout her career, she has developed extensive expertise in commercial finance, factoring, portfolio management, and operational leadership. In addition to her executive responsibilities, Tina has served on the  Advisory Board of the International Factoring Association, contributing her industry knowledge and leadership to the advancement of the commercial finance sector. She is also a graduate of the University of Toronto. With her deep experience in commercial lending, operations, and leadership, Tina brings valuable insights on business finance, factoring, risk management, and supporting the growth of businesses across Canada. Tina Capobianco is the Senior Vice President of Operations at JD Factors LLC, where she oversees the company's Canadian operations and portfolio, with its head office in Mississauga, Ontario, and offices in Montreal, Halifax, and Calgary. She has been in the factoring industry since 1992, beginning her career as an Account Executive and gaining extensive experience across operations, credit, underwriting, and business development. Tina currently serves on the SFNet Executive Committee as Education Chair and is a member of the SFNet Canadian Chapter. She also helped launch the first IFA Chapter in Canada, serves on its board of directors, and is an Advisory Board member for the IFA in the U.S. She holds an Honours Bachelor of Commerce from the University of Toronto and has earned the Certified Account Executive in Factoring (CAEF) designation. During the show we discuss: Why revenue does not always mean positive cash flow How to understand your business's cash-flow cycle Why cash-flow planning should start early How to identify cash-flow gaps before they become emergencies Why businesses should seek financing before they desperately need it How factoring can provide immediate working capital Why growth can create cash-flow problems How to determine whether factoring is right for your business Link: https://www.sfnet.com/detail-pages/speaker-title/tina-capobianco-bio Linkedin: https://www.linkedin.com/in/tina-capobianco-55b8a39/

Guided Divorce MeditationsIf you're stuck in a divorce fight that is making you anxious, angry, or completely unable to think clearly, start here.Our Guided Divorce Meditations are designed for the moments when you need to regulate your nervous system before you respond, negotiate, argue, or make another expensive decision.Divorce Crash CourseGoing through divorce and wondering what you should fight for, what you should let go, and how to avoid making expensive mistakes?Our Divorce Crash Course is a private podcast and guidebook designed to help you understand the divorce process, make smarter decisions, and avoid costly emotional mistakes.Typically priced at $150, it's available now for $50, thanks to our angel underwriters OurFamilyWizard and Soberlink.Episode Show NotesPeople spend thousands of dollars fighting over some truly ridiculous things in divorce.A wooden spoon. A blender. A sixth-grade yearbook. Beanie Babies. Airline miles. Even a tanning bed.And as funny as those stories sound, there is a very real reason they matter.Because most of the time, the thing you are fighting over is not actually the thing you are fighting over.In this episode of How Not to Suck at Divorce, Andrea Rappaport and family law attorney Morgan Stogsdill are joined by attorneys Sarah Jacobs and Jamie Berger of Jacobs Berger for a conversation about the emotional and financial cost of digging in during divorce. One client spent hours in court fighting over a wooden spoon named Willy Woo. Another divorce came down to a battle over a blender. And one case required attorneys to spend days sorting through tubs of Beanie Babies because neither side could let them go. The stories are absurd.The behavior behind them is not.Divorce Can Turn Small Things Into Expensive BattlesWhen you are going through divorce, emotion can completely distort value.An object may be worth $100, but suddenly it represents your marriage, your history, your independence, your power, or your need to finally “win.”That is where people start spending far more in attorney fees than the thing they are fighting over is actually worth.In the episode, Andrea points out that the fight over one wooden spoon likely cost thousands of dollars in legal fees alone. And that is exactly why divorce strategy matters.Before you dig in, you have to ask yourself:What is this actually worth?Not emotionally.Financially.The Real Problem May Be ControlSometimes the fight is not about property at all.Morgan explains that many of these so-called “squirrel issues” ultimately come down to control. When someone feels like they have lost control of their life, their finances, their family, or the divorce process itself, they may try to regain that feeling of control by pushing the other person's buttons. Sarah adds that fear can drive the same behavior: fear of change, fear of being alone, fear of losing the life you knew, and fear of what comes next. That means the blender may not be about the blender.The yearbook may not be about the yearbook.And the airline miles may not be about the airline miles.Sometimes the fight itself has become a way to stay connected to the relationship, hold onto control, or avoid confronting the much bigger reality that the marriage is ending.Principle Has a Price TagOne of the strongest lines in this episode comes from Jamie:Principle has a price tag.If you are fighting over something purely because you believe you are right, you need to understand what that principle is going to cost you.That cost may be financial.It may also be emotional.You can absolutely decide that something matters enough to fight for. But that decision should be intentional—not reactive.Jamie recommends being honest with yourself and with your attorney about what truly matters to you and why. Treat Divorce Like a Business TransactionMorgan's advice is simple: do the math.Take the emotion out of the issue for a moment and write down the actual numbers.What is the item worth?What would it cost to replace?How many hours will your attorney spend fighting over it?How much will those hours cost?What are you potentially giving up in order to get it?Sometimes seeing those numbers on paper is enough to change your perspective. That does not mean divorce is emotionless.It means your decisions should not be controlled by those emotions.Give Your Attorney the “Shark Tank” PitchSarah offers another test:If you are determined to fight for something, explain why it matters in a way that would actually sound reasonable to a judge.Sell the argument.Explain the value.Explain what you are willing to give up in exchange.If you cannot make the case convincingly to your own attorney, you may want to reconsider whether this is really the hill you want to die on. And that matters beyond the object itself.Being unreasonable about a relatively small issue can affect how your position is perceived when the court is dealing with things that matter much more—support, custody, property division, or settlement.Ask Yourself What This Will Matter Five Years From NowThis may be the most useful perspective shift in the entire episode.Five years from now, are you going to care who got the blender?Are you really going to remember the airline miles?Will winning the fight over a piece of furniture have made your post-divorce life meaningfully better?Probably not.Andrea shares her own experience of losing a baby blanket she had slept with since birth—something she once believed she could never live without. A decade later, she is still standing. That is not to minimize the emotional meaning of possessions.It is to remind you that you are capable of letting go.Three Questions to Ask Before You FightBefore you spend another dollar arguing over something in your divorce, do three things.First, ask yourself why this matters so much.Second, do the math and compare the value of the item to the cost of fighting for it.Third, if you still want it, make the case. Explain why it matters, what it is worth, and what you are willing to give up to get it.If you cannot answer those questions clearly, it may not be worth the fight. Because getting divorced is already expensive enough.You do not need to make it more expensive just to prove a point.In This EpisodeAndrea, Morgan, Sarah, and Jamie discuss ridiculous divorce fights, how emotional attachment can drive up legal fees, why control and fear fuel unnecessary conflict, when possessions really are worth negotiating over, how mediation can help rein in a case, and how to make smarter financial decisions during divorce.They also tackle one critical question:Is this thing actually valuable—or are you just trying to win?SEO Keywordsdivorce mistakes, expensive divorce mistakes, what to fight for in divorce, divorce legal fees, divorce strategy, fighting over assets in divorce, divorce property division, emotional divorce decisions, high conflict divorce, divorce settlement strategy, divorce mediation, divorce attorney fees, divorce negotiation tips, divorce financial mistakes, dividing property in divorce

In today's episode, I diving into the wild ride that is Fall. If you're feeling thrown off by all the new expenses and busy schedules… same here. In this episode, I'm sharing grounding practices that actually help, both with your money and your mindset. I'm sharing simple habits like weekly check-ins, jotting down a note or two about your finances, tiny rituals to reset, and giving yourself permission to pivot when things don't go as planned. --------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn't Scary — it helps more women find these much-needed conversations. You can also find me here:

Minnesota voters will find a question about public school funding on their ballots this fall. A proposed constitutional amendment would increase the amount distributed each year from the state's Permanent School Fund — a $2.4 billion investment fund built with revenue generated by state-owned school trust lands.Supporters say it would provide additional money without raising taxes, but critics say that the increase would only cover a fraction of the broader financial pressures facing school districts.MPR News host Angela Davis and her guests talk about how Minnesota schools are funded, where that money goes and what voters should understand about the proposed amendment before November. Here's a link to a resource to see what will be on your ballot this coming November:Minnesota Secretary Of State - What's On My Ballot?Guests:Christine Tucci Osorio is the superintendent for School District 622, which includes North St. Paul, Maplewood and Oakdale. Mary Kunesh is a DFL state senator representing District 39 in the northern Twin Cities suburbs. She chairs the Senate Education Finance Committee.Marguerite Roza is a research professor at Georgetown University and director of its Edunomics Lab, a research center that studies education finance and how school systems use public dollars. Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS.Use the audio player above to listen to the full conversation.    

What would you do differently if you had the chance to start your financial life over? Whether it's caused by divorce, job loss, a major life change, or simply wishing you had made different choices, starting over financially can be an opportunity to rebuild with a better plan. In this Wise Money episode, we discuss the money habits we'd prioritize, how we'd save and invest differently, and the financial moves we wish we had made earlier. Plus, learn what you can do in the final years before retirement to avoid looking back with financial regrets.  Season 12, Episode 3 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/YptlhaUhFL8  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Interview with Peter Akerley, CEO & Kelly Clure, Advisor of Erdene Resource DevelopmentOur previous interview: https://www.cruxinvestor.com/posts/erdene-resource-developments-tsxerd-undervalued-investment-series-with-peter-akerley-10566Recording date: 1st September 2026Erdene Resource Development Corp. (TSX:ERD; MSE:ERDN; OTCQX:ERDCF) has moved from mine-builder to self-funded explorer. The company's Bayan Khundii Gold Mine, operated as a 50/50 joint venture with Mongolian Mining Corporation, delivered 11,709 ounces of gold in Q2 2026, a 37% increase quarter-on-quarter, generating $53 million in gross revenue. Feed grade rose 25% to 2.4 g/t gold, with recoveries of 96%, ahead of plan.That cash flow is now being redeployed into a materially more aggressive exploration program across the company's broader Khundii Minerals District, discovered by Erdene in Mongolia's southwest. Management has committed 12,000 metres of drilling to Bayan Khundii's western expansion, targeting the corridor between the current pit and the newly resource-defined Ulaan deposit. In parallel, the company is testing porphyry copper potential beneath all three of its main hydrothermal systems, Bayan Khundii, Altan Nar and Zuun Mod, none of which has been drill-tested below roughly 700 metres, despite kilometre-scale surface alteration footprints comparable to major regional discoveries like Oyu Tolgoi.Zuun Mod, a wholly-owned molybdenum-copper porphyry, is the standout near-term catalyst: the deposit ranks in the upper 15th percentile globally on grade-tonnage terms, and a preliminary economic assessment is on track for mid-H2 2026, backed by a newly contracted deep geophysics (IP/MT) program aimed at both Zuun Mod itself and the adjacent Khuvyn Khar copper target.Altan Nar, holding roughly 500,000 ounces of gold along a 5-kilometre trend, is next in line for 2027 capital, with management weighing a CIP tie-in to the existing Bayan Khundii plant against a standalone flotation-concentrate build. Early metallurgical work favours the CIP route, potentially adding five years of mine life for a fraction of the estimated $140 million standalone capex. A complementary heap leach study, covering oxide material at both Dark Horse and Altan Nar, could add a further ~100,000 ounces of lower-cost production.A smaller, earlier-stage option property, Tereg Uul, sits roughly 10km south of Oyu Tolgoi; a maiden drill program confirmed anomalous gold, silver and native copper along a 1.5-kilometre structure, and the option was extended in July 2026 with a $400,000 payment.Underpinning the exploration push is a policy tailwind: Mongolia's mining ministry announced in June 2026 that it would reopen exploration licensing after roughly a decade of restricted issuance, a development management believes favours first movers with existing geological databases, including Erdene.Financially, the company holds $26 million in corporate cash earmarked for its wholly-owned project pipeline through 2027, and is running an active share buyback (up to 4.9 million shares, ~10% of public float, with 94,400 shares already repurchased at an average $5.21). Key near-term catalysts for investors to track include the Zuun Mod PEA, deep geophysics results expected later in Q3 2026, and progress on Mongolia's licensing reopening.Learn more: https://www.cruxinvestor.com/companies/erdene-resource-developmentSign up for Crux Investor: https://cruxinvestor.com/subscribe

The farm economy in Washington and around the country is in crisis, but that crisis is not getting the attention it deserves.

On this episode of The Dentist Money Show, Matt and Will explore the hidden cost of financial inaction and why doing nothing can sometimes be more expensive than making the wrong decision. They discuss how fear of change, having too many options, and procrastination can keep dentists stuck, even when they know they need to make a move. They share a practical approach for getting unstuck, making confident financial decisions and taking action. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Pags starts with the push to condemn socialism in America before absolutely unloading on members of Congress making $174,000 a year while getting bonuses and then failing to show up and vote. Then the focus turns overseas as the Trump administration dramatically increases pressure on Iran. Treasury Secretary Scott Bessent is vowing to financially "asphyxiate" the regime by targeting IRGC money, offshore accounts and luxury assets, while the U.S. launches another round of strikes around the Strait of Hormuz. With Vladimir Putin backing Iran and the CIA director recently traveling to Moscow, Pags asks what is really happening behind the scenes—and argues that squeezing Tehran financially is exactly the direction America should be taking. Plus, Sen. Ted Cruz returns for Part 2, having some fun at James Talarico's expense before tackling the huge midterm question: Can Republicans hold both the House and Senate? Cruz also goes deeper into his new book and the extraordinary life and career of Justice Clarence Thomas. Learn more about your ad choices. Visit megaphone.fm/adchoices

ER doctors spend their careers watching seemingly small decisions turn into very predictable bad outcomes. Financially, the same thing happens—usually not because of one catastrophic mistake, but because of habits and decisions that seem harmless in isolation.  So today, we're looking at some of the financial mistakes physicians make through a lens every ER doctor understands: the financial equivalent of riding an e-scooter without a helmet. Topics Discussed: Why not protecting your assets is like riding an e-scooter without a helmet. Who shouldn't be managing your portfolio. What happens when you save $150,000 a year toward nothing in particular. What disappears on December 31st that you can't get back. Why the ER doc who can't retire at 55 didn't make one big mistake. Resources Mentioned: ERdocadvisor.com ERdocadvisor.com/ask

The idea of 50/50 marriages, who's responsible for running a muslim home financially by Radio Islam

Education · Ralph V. Estep, Jr.

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1492DM Jen Sincero reflects on her 10-year journey, sharing profound lessons in personal, physical, and financial aspects. She emphasizes the importance of not letting others' opinions define self-worth and the challenge of navigating both criticism and praise. Financially, she discovers the joy of generosity but acknowledges a lingering frugality with personal indulgences. The interview touches on the significance of openly discussing money to break societal discomfort and the power of maintaining an abundance mindset. Sign up for the Greatness newsletter! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans are Financially Pinched, What Should We Do - Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

What if you didn't have to choose between living a life you love and being financially secure?In this episode, I'm joined by Scarlett Stanhope, founder of Empowered Abundance, to explore how to create a life that feels aligned while still supporting yourself financially.Scarlett shares her journey from being fully immersed in the business world to discovering coaching, spirituality, and a more conscious approach to abundance—and how she eventually brought both worlds together.In this episode, you'll discover:The 3 steps to creating aligned financial abundanceWhy your relationship with money mattersWhy you don't have to choose between purpose and profitHow to feel "safe" with money as an entrepreneurEpisode Resources:⁠⁠⁠⁠Scarlett Website: https://thebizhippie.com/Scarlett Instagram: https://instagram.com/thebizhippie

Middle East correspondent, Lou Browne spoke to Lisa Owen about the US treasury secretary talking up a plan to cripple the Iranian regime with new sanctions. Just how the US will financially target the Islamic Republic isn't yet clear - with details set to be laid out tomorrow morning. Iranian officials have warned the US against the planned action, threatening to further choke off oil shipments in the Strait of Hormuz and the Persian Gulf.

Reddit Stories - OP financially supports her struggling mother, but expensive daycare forces her to cut that support after her mother declines babysitting. Her mother calls it punishment, while OP's sister accuses her of abandonment, igniting a family feud.Become a supporter of this podcast: https://www.spreaker.com/podcast/lost-genre-reddit-stories--5779056/support.

Jonathan Marcus reports American universities are suffering from declining public trust, soaring tuition costs, and a looming demographic drop in enrollment tracing back to the 2008 recession. Schools that became financially dependent on high-paying international students face severe budget cuts and program closures as foreign enrollment drops. This financial squeeze has forced a shift, prompting the rapid rise of three-year "applied bachelor's degrees" designed to save students time and money. Additionally, domestic universities face a STEM crisis fueled by weak K-12 math performance, leaving advanced research programs vulnerable as China's PhD output rapidly outpaces the United States. (8)

Imagine you've been married for 30 years.You've raised the kids. Built careers. Paid the mortgage. Saved in your 401(k)s.And for decades you've both said the same thing:‘Someday we'll retire.'Great.But here's my question:Have you ever actually asked each other what retirement means?”“Maybe his retirement is a 40-foot motorhome and six months traveling around the country.Her retirement is grandchildren, gardening and never sleeping anywhere that doesn't have room service.He thinks they're moving to Florida.She's already told the kids they'll have to carry her out of the current house.She wants three international trips a year.He's excited that he'll finally have enough time to reorganize the garage.Financially, they're completely prepared for retirement.There's just one problem:They've prepared for two completely different retirements.”

Bruce & Gaydos discuss the state of the U.S. economy and how Americans feel about their finances.

You earn more than you ever thought you would. You have built a real practice. And still, a quiet question won't go away: if you stepped away tomorrow, would the life you built actually hold together?In this episode of The Free Lawyer®, Gary Miles sits down with wealth advisor Gary Preisser to unpack a truth most high-earning attorneys sense but rarely name. Financial exposure is not solved by more accumulation. It is solved by aligning your money with your purpose, your timing, and the life you actually want to live. This is a conversation about tax strategy, portfolio design, and law firm leadership decisions, but underneath it is a bigger question every accomplished lawyer eventually has to answer.Key takeaways:Reframe the goal from accumulation to function, so your money works when you need it toSpot the timing failures that quietly destroy most financial plansSeparate volatility from real risk and stop paying an emotional tax on normal market swingsUse forward-looking tax strategy to lower your lifetime tax bill, not just last year'sHold your advisor accountable to positive alpha and real performance beyond generic portfoliosTreat wealth as a tool to be used, not a trophy to be admired, and design a legacy of experiences, not just assetsIf this conversation hit home, share it with a colleague who is quietly wrestling with the same questions. Subscribe to The Free Lawyer wherever you listen, leave a review to help other attorneys find the show, and visit garymiles.net for more resources on practicing law with purpose and living life with freedom.[00:00] The hidden question behind success[02:00] From accounting to wealth management[04:00] Why purpose must precede portfolio[05:35] Living with purpose, not by number[08:50] The Cash Flow Clock explained[10:40] Volatility versus real risk[13:00] Redefining what enough looks like[15:15] Tax strategy for high earners[18:00] Building wealth versus building a life[22:00] The mindset shift that changes everything[28:45] Final thoughts and where to find GaryGary Preisser is Managing Partner of Stonebriar Wealth Advisors and the creator of the Cash Flow Clock™ framework, a planning philosophy that organizes wealth around purpose and timing rather than accumulation alone. He works with attorneys, business owners, and retirees who feel financially exposed despite substantial success, helping them align money, taxes, and investments with the life they actually want to live. His path from accounting to small business consulting to holistic wealth management gave him a rare combination of tax discipline and human-centered planning. He is also the author of the free ebook The Differentiators of Wealth, available at stonebriarwa.com.Take The Free Lawyer Assessment (10 minutes, completely free):https://www.garymiles.net/the-free-lawyer-assessmentWhat you'll get immediately:✓ Your Professional Freedom Score (out of 300 points)✓ Breakdown across Internal Authority, Sustainable Excellence, and Authentic Practice✓ Personalized action plan in your inbox✓ Specific steps you can take this weekWould you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callAccess this free tool to identify your productivity time drains and move to purposeful strategy- https://upbeat-trailblazer-9238.kit.com/7c3c667ff1Check out the Elite Lawyer's Productivity System  https://www.garymiles.net/productivityYou may order your copy of Breaking Free here: https://www.amazon.com/dp/B0CPKSQ59R

Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we're diving into recent strides made in scientific research, regulatory landscapes, and market dynamics that are shaping the future of healthcare. Starting with a significant breakthrough in cancer treatment, Merck & Co. and Moderna have reported promising results from their Phase 3 melanoma trial. Their investigational mRNA-based vaccine, intismeran autogene, when paired with Keytruda, has shown a substantial reduction in melanoma recurrence risk. This combination exemplifies the growing role of mRNA technology in oncology, moving beyond its initial success with infectious diseases. The synergy between mRNA platforms and immune checkpoint inhibitors like Keytruda underscores a pivotal shift in cancer therapeutics, potentially transforming treatment paradigms with more targeted and personalized approaches. On the regulatory front, Heidi Overton's nomination as the new FDA Commissioner marks a critical juncture for the agency. Her leadership could bring fresh perspectives to drug approval processes at a time when swift regulatory actions are essential to bring innovative therapies to market. This shift in FDA leadership is expected to influence the speed and efficiency with which new treatments reach patients, highlighting the agency's evolving role in balancing innovation with safety. In Singapore, GSK's Blenrep has received approval for use in combination therapies targeting relapsed or refractory multiple myeloma. This antibody-drug conjugate specifically targets the BCMA protein on myeloma cells, offering new hope for patients who have exhausted conventional treatment options. The approval exemplifies ongoing advancements in targeted therapies aimed at improving outcomes for complex cancers. The industry is also witnessing strategic collaborations that could reshape clinical trial access and efficiency. Merck & Co.'s partnership with Sarah Cannon Research Institute aims to enhance community-based oncology trials through the Accelero model, democratizing access to cutting-edge cancer therapies. By bringing trials closer to patients, this initiative could accelerate data collection and recruitment efforts, ultimately benefiting patient outcomes. In manufacturing advancements, Genprex's collaboration with an undisclosed CDMO to scale up its AAV-based diabetes gene therapy production is noteworthy. This partnership is crucial for advancing gene therapy solutions targeting chronic diseases like diabetes, offering potential long-term treatment efficacy through innovative therapeutic platforms. Financially, CSL has experienced a resurgence following increased demand for immunoglobulin products, resulting in stronger-than-expected revenue figures. This rebound highlights the resilience of plasma-derived therapies and signals growing market demand amid fluctuating global health challenges. PitchBook's prediction of a resurgence in biotech venture capital funding further underscores the sector's dynamic nature. This anticipated investment influx is likely to drive demand for CDMOs specializing in cell and gene therapy manufacturing over the next few quarters, reinforcing the industry's growth trajectory. In clinical trial news, Enveda's ENV-308 has successfully cleared its Phase 1 safety trial for obesity management by targeting appetite suppression pathways involving GLP-1 and lac-phe mechanisms. As it progresses to Phase 2 trials, this novel approach represents a significant advancement in addressing metabolic disorders through innovative therapeutic avenues. Conversely, regulatory setbacks continue to challenge manufacturers. Aurobindo's Eugia unit received an FDA warning letter over sterile manufacturing violations, emphasizing the importance of maintaining stringent quality standards within pharmaceutical production processes. Overall, these developments highlight a dynamic industry poised at the intersection of scientific innovation and regulatory evolution. The implications for patient care are profound as new therapies emerge with enhanced efficacy and safety profiles across various disease spectrums. Continuous collaboration between industry players and regulatory bodies remains vital to sustaining momentum and ensuring groundbreaking treatments efficiently reach those in need. That's it for today's briefing on Pharma Daily. Stay tuned as we continue to track these developments and more within this ever-evolving landscape of pharmaceutical and biotech industries. Stay informed and stay ahead!Support the show

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Send us Fan MailEmail Lennie at lennielawson2020@gmail.com

Aubrey Masango speaks to Dr. Frank Magwegwe, financial wellbeing researcher, founder of Thrive Wellness and GIBS faculty member, about the gender retirement gap, what the research shows and what women, employers and the financial sector can do to close it. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Financial Matters, Dr. Frank Magwegwe, Gender retirement gap, Economy, Investment, Savings, Retirement plan The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Interview with Alberto Orozco, CEO of Capitan SilverOur previous interview: https://www.cruxinvestor.com/posts/capitan-silver-tsxvcapt-60000m-drilling-to-prove-scale-at-cruz-de-plata-9531Recording date: 11th August 2026Capitan Silver Corp. (TSXV:CAPT) is advancing its Cruz de Plata silver-gold project in Durango, Mexico, through a fully-funded 60,000 metre drill programme in 2026 - a 400% increase over the prior year's campaign and more than double all historic drilling on the property combined. CEO Alberto Orozco told Crux Investor the company is roughly halfway through the programme, with four rigs (one RC, three diamond) now active and the drill rate accelerating as additional rigs have come online through the year.The project's most advanced target, the Jesus María trend, has been drilled along a continuous strike length of 2.5 km, part of a broader 3.7 km surface-sampled mineralised trend and a cumulative 21 km of vein structures identified across the consolidated property. Historical and recent drill results include intercepts of up to 1 kg/t silver over two to three metres, within broader zones as wide as 40 m grading 100-300 g/t AgEq. Orozco was clear the project is a primary silver system rather than a base-metals story: silver represents 75-95% of AgEq value depending on location, and a west-to-east metal zonation pattern is being used to vector toward the deeper part of the system.Management's stated priority for 2026 is proving scale rather than rushing a resource. Because the current programme is focused on step-out rather than infill drilling, any near-term resource estimate would be classified as inferred. Orozco indicated an internal benchmark of roughly 100 Moz AgEq for a credible first resource, a figure he said the company does not expect to be far from once the current programme concludes, though further drilling would be needed to build density around any initial estimate.Financially, Capitan Silver raised C$29 million in late 2025 to fund the expanded programme and reported a market capitalisation of $212.0 million as of August 2026. Over 70% of the share register is tightly held, with no free founder shares and most shares issued at $0.20. Two of the last three financings priced at a premium of more than 30% to market, each led by a new strategic investor, Jupiter Gold & Silver Fund, Michael Gentile and Construplan are the top three shareholders. Management has also contracted to remove all remaining project royalties.The company positions Cruz de Plata within the intermediate sulphidation epithermal deposit class responsible for several major Mexican silver discoveries and recent billion-dollar M&A transactions, including Las Chispas, Los Gatos and Juanicipio. Peer-comparison data prepared by Stifel Canada shows Capitan trading at a discount to the average resource-stage peer on both market capitalisation and enterprise value. For investors, the key watch items through the remainder of 2026 are continued assay flow from the deeper, western portion of the Jesus María trend and from newly-permitted step-out targets, with a maiden resource estimate representing a later-stage catalyst rather than a near-term one.Learn more: https://cruxinvestor.com/companies/capitan-silverSign up for Crux Investor: https://cruxinvestor.com

Welcome to the age of ‘Broke TV.'It seems like the days of prestige TV shows about the wealthy elite have been replaced by the vocal majority: the downwardly mobile.New Yorker TV critic, Inkoo Kang, noticed that her favorite shows so far this year all focused - in some respect - on the people whose lives have been financially squeezed beyond recognition by the very elite we used to enjoy watching.Building resentment about the shrinking middle class, a hopeless job market, and few political pathways towards change has made our entertainment reflect a devastating reality back to us. Inkoo joins the show to break down how we got to this point and the fine line between entertainment and catharsis on screen.You can read Inkoo's article, ‘Welcome to the Age of Broke TV', here. Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Dr Boyce speaks on the incident with LeBron James' wife

Building wealth on one income comes with a different kind of pressure. In this episode, Anthony O'Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a practical plan for building financial freedom without waiting for marriage or a second paycheck.KEY POINTS 08:52 – The 4 financial pillars every single person should build.09:16 – Your income is your entire financial engine.12:55 – Your income is not a group project.15:42 – Build financial safety when there's no second income to fall back on.22:39 – Build your retirement plan in the right order.24:48 – Don't enter marriage as a financial burden.27:32 – Legacy planning isn't only for married people with kids.32:04 – Your stewardship doesn't start when you get married.QUOTES “There's no spouse retirement account to fall back on later. Your account is the account.” – Anthony O'Neal “Your income is not a group project. This ain't dissing nobody. This ain't being different. This is what I call: love with structure. You cannot build your future while quietly funding everyone else's present.” – Anthony O'Neal “Stewardship is not just about what we do today. Stewardship is about what did we position to happen after we left.” – Anthony O'Neal “Legacy is a head start.” – Anthony O'Neal ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

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Does that make sense? That makes sense. I'm trying to make sense of this. It makes sense to do that. Financially, it makes sense. Sense is one of those words that appears in a lot of very natural everyday expressions, especially when we're talking about whether an idea is clear, logical, or reasonable. Have you ever been confused by the different ways we use make sense? If so, you're in luck—because today, we're going to look at how you can use make sense naturally in everyday English.The Happy English PodcastHelping people speak English better since 2014Over 1,000 episodes • 8 million downloads

Labor is the second biggest cost on the dairy farm. We want to help you analyze the labor on your farm to see what financially makes sense. Dairy Stream host, Joanna Guza, and guest, Brad Herkenhoff, discuss the following topics:  Biggest money and time suckers on the dairy farm Hidden cost with labor Healthy labor-cost-per-hundredweight Where to start when analyzing labor Automation options and pros/cons Low-hanging fruit with efficiency Reviewing the balance sheet Employee housing vs. paying higher wages Effective incentive-based pay structures Labor audits Farm transition mistakes when it comes to labor team Future of labor on the farm About the guest Brad Herkenhoff is a Senior Dairy Lending Specialist at Compeer Financial.  His primary role at Compeer is to work closely with dairy clients providing industry expertise in finance strategy.  He is committed to working with dairy farm families on identifying their goals and helping to work towards them.  He works with dairies in MN and western WI.  Brad was born and raised in central MN where his family continues to operate a dairy farm. His brother and sister-in-law have taken over the now 5th generation family farm; however, Brad is still active in the farm primarily helping with agronomy work as needed. He earned a Bachelor's Degree in Finance at St. Cloud State University and has been in the Ag lending industry for 20 years. He is active in local and community events and has been involved in the dairy industry his whole life.  Learn more about Compeer Financial. Compeer Financial is proud partner of Dairy Stream.  Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. 

Join the conversation with C4 & Bryan Nehman.  Elections across the country.  Fallout from Trump swapping planes last month in Turkey.  51% of MD voters say they are struggling financially.  University of Michigan not giving grades for a part of the next school year.  Bill Maher interviews Mike Rowe talking about men not in the workplace.   Listen to C4 & Bryan weekdays from 5:30-10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio app!!

Feel behind financially? This episode explains how to catch up financially with a simple budgeting system instead of panic, comparison, or unrealistic money goals.Learn how to budget when you feel behind, escape the financial comparison trap, build savings, tackle debt, and create consistent financial progress.There are two very different reasons you may feel behind with money.You may have a legitimate financial gap—such as limited retirement savings, consumer debt, or very little financial margin.Or your finances may actually be improving while social media, lifestyle comparisons, and other people's milestones make your progress feel inadequate.In this episode of The Financial Mirror, we break down how to identify which problem you're dealing with and what to do next.You'll learn how to:o Separate genuine financial gaps from comparison-driven pressureo Build a simple monthly financial systemo Use micro-progress instead of waiting for perfect conditionso Adjust your financial plan during different seasons of lifeo Automate savings, debt reduction, and long-term goalsThe goal is not to pretend that financial timelines do not matter.The goal is to replace panic with structure.Build the system. Automate the behavior. Strengthen it as your capacity grows.Subscribe to The Financial Mirror for practical financial education focused on budgeting, money management, financial structure, and better long-term financial decisions.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #BudgetingTips #RetirementPlanning #BudgetForBeginners #TheFinancialMirror

This week's Addicted to Fitness discusses how substituting meat for beans can benefit your body and your pocketbook. Nick and Shannon describe how replacing a meal featuring animal protein with beans can provide health benefits like hitting daily fiber intake & digestion, improve farm animal welfare, potentially reduce greenhouse emissions, and save you money at the grocery store. This also discuss workout timing, cyclospora skinny, and the need for blood donations. Follow the podcast profile on Instagram @TheATFPodcast. Give it a listen and let us know what you think by leaving a rating & review in Apple Podcasts. Visit addictedtofitness.libsyn.com to listen to our entire archive. Like & Follow the Addicted to Fitness Podcast Facebook page (Facebook.com/addictedtofitnesspodcast). Follow Nick & Elemental Training Tampa on Facebook (www.facebook.com/ElementalTampa) and Instagram (www.instagram.com/ettampa/) to participate in free live workouts. Follow the podcast profile on Instagram @TheATFPodcast and send Nick a DM if you're interested in receiving a customized workout plan or visit shannonjb.com (IG @shannonjb) to learn more about Shannon's wellness coaching program. 

The Dairy Streamlet is a condensed version of a long Dairy Stream episode and covers the high-level points of the conversation. If this topic interest you, then listen to the full episode on Aug. 12. Dairy Stream host, Joanna Guza, and guest, Brad Herkenhoff, Senior Dairy Lending Specialist at Compeer Financial, discuss the big money and time suckers on the farm, hidden labor costs, healthy labor-cost-per-hundredweight, reviewing balance sheet and the future of labor on the dairy farm. Learn more about Compeer Financial. Compeer Financial is proud partner of Dairy Stream.  Learn more about Dairy Stream sponsorship.

Stop looking for the deposit. 3 signs God is elevating you financially, from a Christian lender who sees this every week.Most Christians assume the first sign of elevation is a deposit in the account. It is not. The first signs are quiet shifts in your character that you have probably not connected to God yet. You have been begging God for a financial breakthrough for months, maybe years, and you have not noticed that He has been answering the whole time. Just not the way you expected.I am recording this one from inside my own storm. I am watching all three of these signs show up in my own life right now, and I am not standing over anyone. I am standing next to you.After years of doing loans for Christians, I can tell you there are three quiet signs God gives you right before the elevation shows up in your account. And most people miss all three because they are watching for the wrong thing. God prepares the vessel before He pours the blessing, and every one of these signs is how you know the preparation is in motion.What we cover:Sign One: Your old lifestyle habits stop being satisfying. You walk through Target and put things back on the shelf. The car you always wanted stops looking as good on the lot. Doom scrolling stops giving you the dopamine hit. This is not you being disciplined. This is God changing your appetite.Sign Two: You get drawn to help people in situations you used to be in. You find yourself sending long text messages to friends going through what you already survived. You take calls that do not pay you because they need to be taken. This is not you being generous. This is God building the platform before He puts you on it.Sign Three: You start seeing money problems as spiritual problems. The old prayer sounds like "God, please fix my finances." The new prayer sounds like "God, please change me so You can trust me with the finances I am asking for." That shift is the moment elevation is closer than you think.Scriptures referenced:Ecclesiastes 5:10, 2 Corinthians 1:4, Romans 12:2The three signs God is elevating you financially are not the ones you are looking for. You are looking for the deposit. God is watching the character. If your appetite for the wrong things is fading, if you are being drawn to help people you used to walk past, and if you are starting to see your money problems as spiritual problems, God is not delaying your breakthrough. He is finishing your preparation.If this episode hit you, the last episode covers the three mistakes that will block the breakthrough if you keep doing them. Subscribe so you do not miss the next one.

We welcome Jenny Meinen, a German psychologist, mental health coach, and founder of the Her Next Era journal. With a deep focus on somatic experiencing, subconscious belief work, and attachment theory, Jenny helps self-aware individuals regulate their nervous systems, break subconscious self-sabotage, and raise their standards in life, career, and relationships.In this deep-dive conversation with Seb, Jenny breaks down why our brains prioritize familiarity over safety, leading many to stay stuck in struggle and toxic patterns. She shares actionable somatic techniques to move from panic into regulation (including the power of pausing, breathwork, and EFT tapping) and provides a clear framework for differentiating between the high-pitched panic of fear and the calm, grounded guidance of intuition. Finally, Jenny explains how a regulated nervous system unlocks emotional availability, deeper relationships, and the confidence to take risks in business and life.Topics DiscussedAddiction to Struggle: Why your body chooses familiar pain over peace.Nervous System Hijacking: How subconscious beliefs trigger physical stress.Fear vs. Intuition: Differentiating high-pitched panic from calm clarity.Somatic Tools: Quick reset techniques using pauses, breathwork, and tapping.Taking Thoughts to Court: A CBT method to challenge spiraling beliefs.Emotional Availability: Why you can't be available without regulation.Capacity for Discomfort: How sitting with discomfort unlocks career growth.Faith & Surrender: Letting go of outcomes and trusting the process.Connect with Jenny on InstagramConnect with Sebastian on InstagramSebastianNaum.com

Businesses impacted by the wildfires burning in the Boundary Waters are asking for state aid after Gov. Tim Walz suggested this week that a special session to provide wildfire relief is unlikely. And the latest U.S. Drought Monitor update for Minnesota is showing a SLIGHT improvement in long-standing drought conditions across the state.Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

Where you live could be hurting your ability to build wealth.In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities.This episode will help you evaluate where you live through a wealth-building lens. Anthony also shares practical steps you can take to protect your finances, even if you have no plans to move.Read the Article: https://www.cnbc.com/2026/07/11/worst-states-to-live-in-america-2026.htmlKEY POINTS 00:00 – Introduction04:48 – Building wealth is about more than math, your environment matters too05:57 – The five factors that can quietly cost you thousands each year06:24 – The 10 worst states to live in financially, ranked from #10 to #119:46 – What to do if you already live in one of these states21:14 – Why a bigger paycheck isn't always a financial upgrade21:36 – How to build wealth no matter where you live22:55 – Why the goal isn't more money, it's more freedomQUOTES "Building wealth is math plus environment.” – Anthony O'Neal"A bigger paycheck and a state that costs you more in hidden ways is not a raise. Sometimes it's a pay cut disguised as an opportunity." – Anthony O'Neal"What's the course we're aiming for? You all know it's not more money. It's more freedom. Money plays a role in that. But freedom is the end goal." – Anthony O'NealABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Why do some people build wealth and financial stability—while others feel stuck or constantly starting over? It's not just about income—it's about habits, mindset, and behavior. In this listener-favorite episode, financial expert Jean Chatzky shares what financially successful people do differently, including the key habits, mindset shifts, and practical strategies you can use to build long-term stability and feel more in control of your financial future.Show NotesWeekly Newsletter Sign-Up: http://bit.ly/37hqtQWFollow Career Contessa: http://bit.ly/2TMH2QP HerMoney website: https://hermoney.com/ HerMoney podcast: https://podcasts.apple.com/us/podcast/hermoney-with-jean-chatzky/id1098802558SponsorsUnlock your best hair & skin with @iRestorelaser and HUGE savings on iRESTORE with code CONTESSA at irestore.com/CONTESSA! #irestorepodLimited Time Offer – Make healthy eating simple. Get Huel today with my exclusive offer of 15% OFF online with my code CAREER at huel.com/CAREER. New Customers Only. Thank you to Huel for partnering and supporting our show!Sign up for your one-dollar-per-month trial today at shopify.com/careercontessa. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.