Podcasts about financially

Episode 220The new year is a perfect time to reflect on the past, present, and future. On today's episode of the Removing Barriers podcast, we are reflecting on the past, the present, and the future that we have in Christ. Who are we and what will we become because of Christ in us? What is our position in Him? The Bible gives us an innumerable number of declarations and promises that answer these questions, and we can trust the God who cannot lie, who always keeps his word. We will only scratch the surface of our position in Christ in this podcast, so we would love to hear from the audience some of the truths we missed. And if you are someone without Christ, may this recording open your eyes to the manifold blessings of the grace of God, that you may receive the free gift of salvation that the Lord is offering you even now.Listen to the Removing Barriers Podcast here:Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Ega8YeI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Apple Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Vga2SVd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Edifi: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Meec7nsv⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/mga8A77⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podnews: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podnews.net/podcast/i4jxo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠See all our platforms: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact us:Email us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/contact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Financially support the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/donate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Affiliates:Book Shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bookshop.org/shop/removingbarriers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Books . com: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠See all our affiliates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/affiliates⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The start of the year can be a tough time financially for many families. Research this week has shown lots of us are already feeling stressed about everything from holiday costs to back to school expenses. So what are your options if it's getting too much? Money correspondent Susan Edmunds spoke to Melissa Chan-Green.

Welcome back to SANDCAST: Beach Volleyball with Tri Bourne and Travis Mewhirter, where we have our first solo episode of the year, with Mewhirter taking fan questions from his Tallahassee studios. He's answering: - How do beach volleyball players make it financially? - How do you get points on the Volleyball World Beach Pro Tour? - If we could make our dream partnerships for USA Volleyball, what would they be? - Will beach volleyball ever become as popular as the NFL? And more! SHOOTS! *** WE'VE GOT MERCH! Check it out here!! Get 20 PERCENT off all Wilson products with our code, SANDCAST-20. https://www.wilson.com/en-us/volleyball Get 10 PERCENT OFF VBTV using our discount code, SANDCAST10 Want to get better at beach volleyball? Use our discount code, SANDCAST, and get 10 percent off all Better at Beach products!  If you want to receive our SANDCAST weekly newsletter, the Beach Volleyball Digest, which dishes all the biggest news in beach volleyball in one quick newsletter, head over to our website and subscribe! We'd love to have ya! https://www.sandcastvolleyball.com/

In this episode, Dr. Peter Kim pulls back the curtain on why so many physicians still feel financial pressure despite high incomes and years of hard work. He explains the hidden reason money stress persists, and why working more often makes the problem worse, not better. Through real stories and clear insights, Peter shows how a lack of margin quietly steals freedom, energy, and choice. If money feels heavier than it should, this episode will help you rethink what actually creates financial peace and options. Tune in! Joining PIMDCON 2026? Click here to reserve your seat! Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD.

Changing your mindset from "owner" to "manager" is one of the best ways to truly step into biblical wealth wisdom, and to increase your financial peace.But there's a lot of nuance to get there, and many Christians never do.In this episode, Deryck Frye and Vince unpack why Christians struggle with strategic thinking when it comes to finances, why generosity also requires stewardship to be blessed, how money is used as a spiritual test, and more.Dive into this if you don't feel PEACE around your finances. As believers, we should!In this episode:0:00 Intro2:23 Owner vs. Manager8:35 Luke 1613:20 Selling the house17:18 Why Christians struggle with strategic thinking20:48 Generosity blessings require stewardship27:13 Money as a spiritual test30:34 Why doesn't money create more peace?38:10 Limiting beliefs that lead to poverty42:04 How to tell if money is serving you or ruling you?46:00 From financial anxiety to authorityResources:Weaponize Your Weakness by Deryck Frye: https://www.amazon.com/dp/B0FP59LCFV/Deryck Frye on IG: https://www.instagram.com/deryckfrye/Achilles Leadership on IG: https://www.instagram.com/achillesleadership/Connect Church: https://www.weconnect.cc/---

We live in a culture that stretches us to the very limits of our time, energy, and finances. Every hour gets booked, every dollar gets assigned, and before we know it, we're operating without room to breathe. Scripture calls that lack of space folly—and the presence of space wisdom. Today, we're talking about margin and why it's essential to biblical stewardship.Margin is the space between our limits and our load—the distance between what we could do and what we actually do. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” Wise people don't consume everything they have. They create space. They build reserves. They plan ahead. The foolish run to the edges, spending and consuming as fast as resources arrive.One of Scripture's most beautiful pictures of margin appears in the story of Ruth. In Leviticus 23:22, God instructs His people not to harvest their fields all the way to the edges. They were to leave grain for the poor, the widow, and the foreigner. Boaz obeyed that command. He refused to maximize every inch of profit, and because of that simple act of obedience, Ruth and Naomi survived. Margin became the soil for redemption—leading to the lineage of King David, and ultimately, to Jesus Christ. Margin makes room for God to work.Think of a beautifully designed page. The words never run from edge to edge. The white space allows the page to breathe. Without it, the text would feel overwhelming. Our lives are the same. When we fill every minute of our schedules and every dollar of our budgets, life becomes chaotic. We lose clarity, rest, and the ability to respond to God's promptings.Financially, the absence of margin makes even small disruptions feel like emergencies. A car repair or medical bill can suddenly derail us. But margin absorbs shocks. It quiets anxiety. And it lays the groundwork for stewardship.Margin produces at least three spiritual benefits:Space for Rest. When we're not bound to every dollar, we can Sabbath—enjoying God's presence without pressure.Space for Faith. When we don't consume everything, we confess that God—not our paycheck—is our provider.Space for Generosity. Living at the edge leaves no room to say yes when God nudges us to give. Margin fuels ministry.Ultimately, margin is a spiritual discipline. It isn't just about saving money—it's about creating space for God's pace, God's provision, and God's purposes. The first step is simple to name and difficult to practice: spend less than you earn. Say no to good things so you can say yes to better things. Margin doesn't appear on its own—it's created through intentional choices.Boaz never imagined that leaving grain behind would shape the family line of the Messiah. But God often uses margin to accomplish eternal things.————————————————————————————————If you want to go deeper in learning how our stewardship makes room for God's work in our lives, our own Rob West wrote about this theme in his new 21-day devotional, Our Ultimate Treasure. It will be released next month. You can preorder or place bulk orders at FaithFi.com/Shop, and a digital version will be available soon in the FaithFi App for FaithFi Partners. I'd love for you to experience it.On Today's Program, Rob Answers Listener Questions:I received a notice from my bank regarding an arbitration provision and class action waiver—specifically, a notice about resolving disputes through individual arbitration. I don't understand what that means or what happens if I opt out. I'm confused and unsure what to do.I'm a truck driver, and I'm 62. I've got a few years before retirement, and I'm starting to have a little extra money in my paycheck. I'd like to invest some of it, but I'm unsure about the current market conditions. I'm also curious about crypto and Bitcoin, and wanted to hear your take.I'm trying to organize several things I've inherited—stock, savings, an IRA, an annuity, a CD, an insurance inheritance, and a house. I'm almost 72, and my dad is 100 and still living, so I need to plan for possibly 30 more years. I work part-time and receive Social Security, and my husband, who is bed-bound, also receives Social Security. Overall, our income is about $9,000 per month, which we don't need right now. I want to know how to organize all of this wisely and plan for the long term.I have two adult children in their late 30s who still have a lot of student loan debt. I'd like to help pay it off, but most of my money is in retirement accounts—401(k), IRA, and Roth IRA. Is there any way to use that money without a big tax hit? Is there any option to reduce their debt through repayment programs? One child has federal loans, and the other is in forbearance, with interest accruing. I'd really like to see them free from this debt, but I'm not sure how to approach it.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prince Andrew has reportedly been cut off by his daughter Princess Eugenie as the fallout from his Epstein scandal continues to metastasize inside the royal family. According to multiple UK press reports citing royal insiders, Eugenie has ended regular contact with her father and deliberately distanced herself from him both privately and publicly. This represents a sharp reversal from earlier years, when she was widely seen as Andrew's most loyal defender and emotional support, even as the rest of the family froze him out. The shift reportedly became unavoidable as Andrew's refusal to fully accept responsibility and the renewed attention on Epstein-related disclosures made continued proximity untenable.For Prince Andrew, the estrangement is particularly devastating because it underscores how completely he has been isolated. Financially cut off, barred from public royal duties, and sidelined by senior family members, Eugenie had been his last meaningful personal connection within the monarchy. Her decision to sever ties is widely understood as an act of self-preservation, protecting her own family and future from being permanently tethered to a scandal that refuses to die. In practical terms, the message is unmistakable: Andrew's disgrace is now so toxic that even paternal bonds have collapsed under its weight, leaving him not just institutionally disgraced, but personally abandoned.to contact me:bobbycapucci@protonmail.comsource:Devastated Princess Eugenie has 'cut off all contact' with disgraced father Andrew Mountbatten-Windsor over Epstein scandal | Daily Mail Online

Tatiana Tsoir (@TatianaTsoir) is an award-winning Accountant, CFO, bestselling Author, Speaker and Entrepreneurship Expert. A fervent believer that the key to happiness lies in entrepreneurship, Tatiana encourages and empowers entrepreneurship and business at every age. She believes that time and money freedom doesn't mean you let go (of the reins), it means you grab hold.   We discuss the idea of businesses having stages and how to navigate them by preparing financially, operationally, and personally too!   You can find out more about Tatiana at www.tatianatsoir.com   Join the FREE Facebook group for The Michael Brian Show at https://www.facebook.com/groups/themichaelbrianshow   Follow Mike on Facebook Instagram & X  

Bgger earrings and smaller 401k contributions

Prince Andrew has reportedly been cut off by his daughter Princess Eugenie as the fallout from his Epstein scandal continues to metastasize inside the royal family. According to multiple UK press reports citing royal insiders, Eugenie has ended regular contact with her father and deliberately distanced herself from him both privately and publicly. This represents a sharp reversal from earlier years, when she was widely seen as Andrew's most loyal defender and emotional support, even as the rest of the family froze him out. The shift reportedly became unavoidable as Andrew's refusal to fully accept responsibility and the renewed attention on Epstein-related disclosures made continued proximity untenable.For Prince Andrew, the estrangement is particularly devastating because it underscores how completely he has been isolated. Financially cut off, barred from public royal duties, and sidelined by senior family members, Eugenie had been his last meaningful personal connection within the monarchy. Her decision to sever ties is widely understood as an act of self-preservation, protecting her own family and future from being permanently tethered to a scandal that refuses to die. In practical terms, the message is unmistakable: Andrew's disgrace is now so toxic that even paternal bonds have collapsed under its weight, leaving him not just institutionally disgraced, but personally abandoned.to contact me:bobbycapucci@protonmail.comsource:Devastated Princess Eugenie has 'cut off all contact' with disgraced father Andrew Mountbatten-Windsor over Epstein scandal | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Wholesaling and buy-and-hold are not the same business—so why do so many investors track them the same way? In this episode, I break down how money actually flows differently between wholesaling, fix-and-flip, and buy-and-hold strategies, and why lumping everything into one set of numbers can quietly destroy your profits.I walk through real examples of investors unknowingly using rental cash flow to prop up losing wholesale or flip operations, the legal and financial risks of mixing strategies, and exactly what you should be tracking for each model. If you're using wholesaling as your cash engine and buy-and-hold as your long-term wealth play, this episode will help you stop guessing and start making intentional decisions with your money.Timeline Highlights:[0:00] Why wholesaling and buy-and-hold should never be tracked the same way[1:21] The danger of lumping multiple strategies into one set of financials[1:51] The legal and liability risks of mixing wholesale and rental operations[2:56] Wholesale as a cash machine vs. buy-and-hold as a wealth builder[3:35] A real example of rentals silently covering wholesale losses[4:42] The three simplest numbers every strategy must track[5:21] Why buy-and-hold profits don't always match bank balances[6:06] How Profit First brings clarity to both strategies[7:35] What wholesalers must track to avoid reinvesting everything[8:51] Marketing ROI vs. equity growth—what matters for each strategy[10:30] Using strategy-specific tracking to escape the rat raceKey TakeawaysWholesaling and buy-and-hold are fundamentally different businesses with different money flows.Combining multiple strategies into one financial view creates blind spots and risk.Wholesaling is primarily a cash and marketing business, not a wealth strategy.Buy-and-hold success depends on true cash flow, debt service, and equity growth.Rentals can silently subsidize losing wholesale or flip operations if not tracked separately.Profit First helps clarify what you make, spend, and keep in each strategy.Tracking the right numbers allows each strategy to stand on its own financially.Links & ResourcesBook a free discovery call and get help structuring your numbers by strategy: profitrei.comClosing:Thanks for spending time with me today. If this episode helped you see the difference between wholesaling and buy-and-hold more clearly, make sure to follow the show, leave a review, and share it with another investor who's running multiple strategies. And if you're ready to apply what we talked about with real guidance and accountability, visit profitrei.com and book your free discovery call to start building true financial clarity and freedom.

Financial empowerment is an act of self-respect. When you honor your resources with wisdom and patience, abundance follows.This is a journey of alignment, discipline, and trusting the process.Discover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-socialsGet my audio book! https://www.impactyourlifenow.com/ayw-book-order-pageThe Four Spiritual Laws of Money: https://www.impactyourlifenow.com/the-4-spiritual-laws-of-moneyJoin Julie on her mission to heal the world financially.Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life.To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.comhttps://juliemurphy.com/Join our community on social media!http://facebook.com/AwakenWithJuliehttps://www.tiktok.com/@awakenwithjuliehttp://Instagram.com/AwakenWithJuliehttps://www.youtube.com/c/JulieMurphyhttps://anchor.fm/juliemurphyhttp://Twitter.com/AwakenWithJuliehttps://www.linkedin.com/in/juliemariemurphyTOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth.Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc.

The Guys are still pushing though with topic of grains. Then they get into a discussion about how much money does one need to feel rich in Austin. A give away of Nine Inch Nails tickets that gets contestants thinking about different animal matting rituals. Followed by Sawyer talking about his experience at the bingo hall. Support the show: https://www.klbjfm.com/mattandbobfm/See omnystudio.com/listener for privacy information.

Religion & Spirituality - Ralph V. Estep, Jr.

SNAKE CATCHER SURVIVES EASTERN BROWN BITE Colleague Jeremy Zakis. The risks of the Australiansummer are highlighted by the ironic near-death experience of Michaela, a professional snake catcher who was bitten by a deadly Eastern Brown snake while off-duty and barefoot in her own garden. Although her organs began to shut down from the venom, she received antivenom within the crucial "golden hour" and is expected to survive and return to work. This incident underscores the "macho" culture among snake catchers, who often wear flip-flops and shorts as a "badge of honor," believing their understanding of the environment is sufficient protection. However, there are physical limits to this career; medical wisdom suggests a human body usually cannot withstand more than three bites from a brown snake, often forcing professionals to move into administrative roles to avoid a fatal fourth strike. Financially, a standard house call for snake removal costs approximately $120, though insurance policies generally do not cover snake-related issues. NUMBER 2

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Get Financially Stronger in 2026 – A Step By Step Guide In case you missed any episodes this week, here's what we covered:

Part 2 in the sermon series "Guardrails"

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026.  Today, I'm talking about an expense that most people don't have the courage to really scrutinize - their housing expenses.

Welcome back to Not A Bomb! —the podcast where we resurrect cinema's most infamous box office disasters and ask the burning question: was it really that bad? We're celebrating five years of cinematic redemption.For the month of January, Not A Bomb asks a very important cinematic question: what happens when actors decide that being in front of the camera just isn't enough and take a shot at directing themselves? Troy and Brad are “kicking” things off with The Quest, the 1996 martial‑arts adventure film both directed by — and starring — the Muscles from Brussels himself, Jean‑Claude Van Damme.Upon release, The Quest didn't exactly spin‑kick its way into critics' hearts. Reviews were mixed at best, with many calling it a reheated blend of better tournament movies and a vanity project that proved JCVD might be more comfortable throwing roundhouses than calling “action.” Financially, the film limped across the finish line, earning modest box office returns that fell far short of Van Damme's earlier hits. In short: not a total disaster, but definitely not the triumphant directorial debut he probably envisioned.One part Bloodsport, one part Street Fighter, one part Enter the Dragon, and all parts dumb, The Quest might be the perfect argument for actors to stay in their lanes. But hey — it does feature plenty of sweaty, oily dudes kicking each other in the face. Is that enough to win Troy and Brad over?Only one way to find out — listen now!The Quest is directed by Jean-Claude Van Damme and stars Jean-Claude Van Damme, Roger Moore, James Remar, Janet Gunn, Jack McGee, Aki Aleong, and Louis Mandylor. Want to help support the show? Head over to the Not A Bomb Tee Public store and check our merchandise. Special thanks to Ted Blair for the amazing designs!We're committed to hearing your feedback and suggestions. If there's a cinematic flop you'd like us to delve into, please reach out to us at NotABombPod@gmail.com or through our contact page. Your reviews and feedback are what drive us. If you enjoy our content, consider leaving a review on Apple Podcast or Spotify.Cast: Brad, Troy

Send us a textIf your finances feel more like a junk drawer than neatly folded laundry, this episode is for you. Tom and We kick off a five-part series by focusing on Step 1: getting financially organized so you can reduce stress, decision fatigue, and the “head-in-the-sand” feeling. You'll hear a simple way to build a snapshot of your money—assets, debts, protection items, and cash flow—plus ideas for storing everything in one secure, easy-to-find place. Check the show notes for a downloadable checklist to help you gather the key documents and start building your system.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026.  Today, I'm talking about boosting your retirement savings in 2026.

Paying tribute and recognizing the amazing work that working dogs do is our subject today. Keith Gray has trained several bomb sniffing dogs that work at the Indianapolis International Airport.He recently lost sweet TTirado, who was retired and he also has several other explosive device sniffing dogs that keep us safe during travels.We also talk about Project K9 Hero, a fabulous organization that helps owner/handlers of retired working dogs… Financially and physically. This is a wonderful thing! Listen!!!Help if you can!!ProjectK9hero.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026.  Today, I'm talking about getting out of the car debt hamster wheel.

As we kick off 2026, Brandon Cunningham is getting real about the "money thing." It's a new year, but are you still carrying the same old financial habits? In this episode, Brandon breaks down why making a million dollars doesn't matter if you're spending a million, and he provides a clear roadmap to financial peace.We cover everything from post-holiday credit card debt strategies and "Facebook Marketplace side hustles" to the signature Freedom Factory "3-Bucket System." Brandon also dives into the latest twists in safe, low-risk instruments like participating whole life insurance and fixed-rate returns (STRF), as well as the emotional roller coaster of high-risk assets like Bitcoin. Most importantly, you'll learn how to calculate your personal "Freedom Number"—the target that lets you live a life without financial anxiety. #FreedomFactory #FinancialFreedom #2026Goals #MoneyMindset #DebtFree #Investing #WealthBuildingReady to transform your mindset and achieve your goals? Subscribe now to "Freedom Factory" podcast and never miss an episode!

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026.  Today, I'm talking about becoming allergic to credit card debt.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026.  Today, I'm sharing with you the first step you must take on the road to getting financially stronger this year: getting enough money in savings for emergencies and planned expenses.

This Day in Maine for Tuesday, January 6, 2026.

Affordability, inflation, tariffs, jobs -- where does the economy stand now that we're officially in the new year? On Point's “money ladies,” Rana Foroohar and Michelle Singletary, are back to help us sort it out. *** Thank you for listening. Help power On Point by making a donation here: www.wbur.org/giveonpoint

For many people, retirement feels less like a reward and more like a financial cliff. In this episode, we break down seven key factors that lead to a more financially stable retirement. You'll learn how small, practical decisions can add up to lasting stability, no matter how markets or headlines behave. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

We work hard to build wealth, but are you taking the time to actually protect it? Yes, you have insurance and have established an LLC, but that doesn't mean you're covered.In today's episode, expert Gary Harker of Legally Mine shares three simple asset protection moves you can make right now to protect your money, lower your risk, and stop bleeding money in taxes. You'll get ideas for building wealth for your kids and simple ways to get proactive so you can keep more of what you earn!Topics discussed:The truth about lawsuits in dentistryThe biggest misconceptions about insurance and LLCsHow to separate your business and personal assetsThree simple asset protection moves you can do right nowThe importance of trusts and estate plansStrategies to reduce your tax burden and protect your wealthThe surprising reason you shouldn't hire a dental CPAHow to start the process and talk to your CPASET UP A CONSULTATION WITH GARY @ LEGALLY MINE CLICK HERE-------------------------------------------------------------------This episode was produced by Podcast Boutique https://www.podcastboutique.com  SET UP A CONSULTATION WITH GARY @ LEGALLY MINE CLICK HERE  Get Free DPH Trainings,  Download the App and Join our Community!  CLICK HERETake Control of Your Practice and Your Life We help dentists take more time off while making more money through systematization, team empowerment, and creating leadership teams. Ready to build a practice that works for you? Visit www.DentalPracticeHeroes.com to learn more.

What if getting hacked isn't a question of if, but when? In this episode, Tommy Blackburn and John Mason break down the real-world cybersecurity risks they're seeing—not in theory, but from personal experience. After being compromised multiple times in a single year, John shares why even people with strong security habits can still be targeted, as well as what that means for retirees, business owners, and anyone managing meaningful assets. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you: How to Get Financially Stronger in 2026 – A Step By Step Guide  I'll talk about a step-by step guide to help you focus on the RIGHT things to improve your financial health in 2026.

This Money Diary starts at the exact moment you realise… okay, I can’t keep doing money like this. Our diarist had spent a few years doing exactly what she wanted to do. Enjoying life, making memories, prioritising experiences. And then came the realisation that while she didn’t regret any of it, she needed a different plan going forward. In this episode, she walks through the exact things that helped her go from avoiding her finances to feeling genuinely confident with them. The systems she uses to stay on top of her money without obsessing over it. How she learned what actually matters to focus on (and what really doesn’t). And the mindset shift that stopped money feeling like this looming, stressful thing in the background of her life. A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long sttanding referal patnership with Skye Wealth and only ever partner with people we trust. FREE MONEY TOOLS YOU'LL LOVE: All our best free resources in the one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

You're not a charity. You're not your client's financial rescue plan. And you're definitely not in business to burn out.In this episode of the Interior Design Business Podcast, I'm diving into Part 4 of my Financially Sustainable Design Business series—and this one is all about the energetic side of money. Because here's the truth: the mindset and beliefs you hold about money can block profitability faster than any pricing mistake.I'm sharing how to stop subconsciously repelling money, why over-giving leads to resentment and burnout, and how to shift into a healthy “giving + receiving” loop that creates consistent income. Plus, I'll walk you through the practical side of sustainability: setting income targets, reviewing every job like a scorecard, and tracking the KPI that truly matters—job profitability.If you want a business that's profitable year after year (without hustle), this episode is your wake-up call.In this episode, I cover:Why your money mindset impacts your ability to be financially sustainableThe difference between welcoming money and repelling moneyHow “client-first” thinking can quietly turn your business into a charityWhy burnout and resentment are the warning signs of underchargingThe infinity loop of giving and receiving—and why you must allow bothHow to track income daily to grow your revenue consistentlyHow to set annual + monthly gross income goals that actually workWhat job profitability is (and why it's your most important KPI)The profit margin targets you should aim for in furniture and remodeling projectsShow notes are available at interiordesignbusinessacademy.comFollow us on Facebook: facebook.com/InteriorDesignBusinessAcademyFollow us on Instagram: instagram.com/interiordesignbusinessacademy

Freedom gets a lot easier when your systems work harder than you do.   In this episode of Sharkpreneur, Seth Greene interviews Daniel Alonzo, Wealth Coach, who unpacks the mindset and mechanics of true financial freedom. Financially independent by 28, Daniel scaled to 1,500+ agents across 60 offices and hosts the Wealth on the Beach podcast. He breaks down scaling via leadership, content consistency, and modern messaging that attracts the next generation while building durable passive income.   Key Takeaways: → Why entrepreneurs must replace their limiting beliefs with decisive action. → How achieving true financial freedom requires both passive income and strong cash reserves. → Building leaders who can operate independently allows a business to scale faster than any individual effort ever could. → Why documenting systems, training materials, and repeatable processes leads to sustainable growth and more free time. → How consistency separate those who get attention from those who fade away.   Daniel Alonzo is a high energy entrepreneur, wealth coach and host of the Wealth on the Beach Podcast, ranked top 100 by million podcasts. He's built one of the largest financial teams in America with over 1,500 licensed agents and 60 offices. He's also the author of 3 books: Wealth on the Beach: 11 Laws to Building Financial Freedom, Wealth on the Beach: For Teens, and his latest, Wealth on the Beach: Why Most Life Insurance is a Scam - And How to Get It Right. Daniel's Mission is to teach people how to build wealth, shift their mindset, and live a life of freedom, choices and options - no fluff, no BS.   Connect With Daniel: Website: https://wealthonthebeach.com/ Instagram: https://www.instagram.com/danielalonzo/ X: https://x.com/DanielAlonzoBL Facebook: https://www.facebook.com/daniel.alonzo.796/ YouTube: https://www.youtube.com/@DanielAlonzo1   Learn more about your ad choices. Visit megaphone.fm/adchoices

Freedom gets a lot easier when your systems work harder than you do.   In this episode of Sharkpreneur, Seth Greene interviews Daniel Alonzo, Wealth Coach, who unpacks the mindset and mechanics of true financial freedom. Financially independent by 28, Daniel scaled to 1,500+ agents across 60 offices and hosts the Wealth on the Beach podcast. He breaks down scaling via leadership, content consistency, and modern messaging that attracts the next generation while building durable passive income.   Key Takeaways: → Why entrepreneurs must replace their limiting beliefs with decisive action. → How achieving true financial freedom requires both passive income and strong cash reserves. → Building leaders who can operate independently allows a business to scale faster than any individual effort ever could. → Why documenting systems, training materials, and repeatable processes leads to sustainable growth and more free time. → How consistency separate those who get attention from those who fade away.   Daniel Alonzo is a high energy entrepreneur, wealth coach and host of the Wealth on the Beach Podcast, ranked top 100 by million podcasts. He's built one of the largest financial teams in America with over 1,500 licensed agents and 60 offices. He's also the author of 3 books: Wealth on the Beach: 11 Laws to Building Financial Freedom, Wealth on the Beach: For Teens, and his latest, Wealth on the Beach: Why Most Life Insurance is a Scam - And How to Get It Right. Daniel's Mission is to teach people how to build wealth, shift their mindset, and live a life of freedom, choices and options - no fluff, no BS.   Connect With Daniel: Website: https://wealthonthebeach.com/ Instagram: https://www.instagram.com/danielalonzo/ X: https://x.com/DanielAlonzoBL Facebook: https://www.facebook.com/daniel.alonzo.796/ YouTube: https://www.youtube.com/@DanielAlonzo1   Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Playing Small With Your Money: The Real Reason You're Financially Stuck If you've read all the books, tried every budget app, and still feel like you're spinning your wheels financially - this episode is your wake-up call. In this raw and direct conversation, I'm calling out the elephant in the room: You're not stuck because you lack discipline or don't make enough money. You're stuck because you're trying to figure this out alone with broken tools and bad mentors. I share the powerful story of Mandy, a Cincinnati mom who faced an impossible choice - deciding between her child's emergency medical care and an ER bill. Her transformation inside the Budget Academy didn't just fix her finances; it changed her entire family's future. From negative net worth to mapping out her path to becoming a millionaire in crystal-clear detail. You'll discover: Why following random YouTube advice is like building a house with just a hammer and no blueprint The 5-step framework that turns financial chaos into clarity (belief → identity → environment → systems → results) The REAL mathematical cost of "waiting for the right time" (spoiler: it's 7 figures) How to build an automated financial system that takes just 30 minutes per month Why your scarcity mindset is costing you more than any investment ever could This isn't another "save more, spend less" lecture. This is about building a complete financial operating system that touches every aspect of your money - from debt elimination to wealth building to estate planning. If you're tired of watching from the sidelines while others build wealth, it's time to stop waiting for perfect timing. The cost of inaction is too high, and your future self is counting on you to make the move today. Fair warning: This episode is intentionally direct. Because sometimes you need someone to look you in the eye and tell you the truth about what's really holding you back.

In this episode, we take an honest look at what it really means to be broke—when your essential bills cost more than your income—and the exact steps you can take to regain control of your finances. This video breaks down the practical strategy I would personally follow if I were in that situation and needed to rebuild from the ground up.You'll learn how to create breathing room even when money is extremely tight, how to pay off your smallest debt first for quick momentum, and how to build a small emergency fund that protects you from falling back into the debt cycle. We also walk through how to temporarily cut expenses, sell items to free up cash, reduce bills, and design a short-term survival budget that actually works.This video is designed for anyone trying to get out of debt with limited income, stabilize their finances, or build a stronger foundation for long-term financial success.In this episode, we cover: ✔ What “being broke” actually means when your bills exceed your income ✔ How to create immediate breathing room with no extra cash ✔ Paying off your smallest debt first to rebuild momentum ✔ Selling items or cutting a utility to free up money quickly ✔ Building a starter emergency fund to prevent future setbacks ✔ Using a short-term survival budget to regain control ✔ Reducing expenses, negotiating bills, and lowering financial pressure ✔ Why spending less than you make is the foundation of long-term successIf your financial situation feels overwhelming, this episode will give you a clear and realistic plan to stabilize your budget and start moving forward. These strategies are simple, actionable, and designed for real people facing real financial pressure.Subscribe for more practical financial education, budgeting tips, debt payoff strategies, and long-term personal finance guidance. Your situation can change—one step at a time.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #getoutofdebt #moneytalk #sidehustle #payoffdebt #broketorich #thefinancialmirror #wealthbuilding #financialhealth #buildwealth #emergencyfund #smartmoney

HOW TO PREPARE FINANCIALLY FOR THE UNEXPECTED (WITHOUT OBSESSING) FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Lawrence M. Post | CPA, MST, CFP®, CIMA® Senior Tax & Planning Advisor, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Life is unpredictable, but financial planning does not have to be stressful. Learn how to prepare for the unexpected without constant worry. Full Description Unexpected events are a part of life. Job changes, health issues, family needs, and economic shifts can all impact financial stability. While it is impossible to plan for every outcome, being financially prepared can help reduce stress and improve confidence when challenges arise. In this episode of Healthy, Wealthy & Wise, the discussion focuses on how to prepare financially for the unexpected without becoming overwhelmed or overly cautious. The conversation emphasizes balance, showing how thoughtful planning can create flexibility without requiring constant monitoring or fear-driven decisions. Listeners will learn why preparation is about structure rather than prediction. Establishing emergency savings, maintaining appropriate insurance coverage, and understanding cash flow are foundational steps that help absorb life's surprises. This episode also explores how over-preparing can be just as harmful as under-preparing, particularly when excessive conservatism limits long-term growth or opportunity. The discussion highlights the importance of clarity. Knowing what resources are available and how they fit into an overall financial plan allows individuals to respond thoughtfully rather than react emotionally. Preparation does not mean obsessing over worst-case scenarios. It means building a plan that can adapt as circumstances change. Rather than offering quick fixes or rigid rules, this episode encourages a calm, intentional approach to financial readiness. When preparation is aligned with goals and values, it becomes a source of confidence rather than anxiety. At BWFA, we help clients design financial plans that are resilient, flexible, and realistic. Preparing for the unexpected is not about fear. It is about creating a plan that supports you through whatever life brings. To learn more about building a flexible financial plan, visit BWFA's Financial Planning Services.

High-income dentists are some of the best producers on the planet… but many are still financially fragile. One injury, one unexpected life event, one production dip—and the whole system starts to wobble. In this episode of Dentistry on Fire, I sit down with my friend Michael G. Isom (founder of Vault A.S. and co-author of What Would the Rockefellers Do?) to unpack the biggest money mistakes high earners make—and the systems that create real certainty. We talk about why “more income” doesn't automatically equal financial freedom, how your identity can get dangerously tied to production, and why that creates stress at home and in the practice. Then we break down the concept of being your own bank—a strategy focused on liquidity, protection, and control using cash value mechanics—so you're not dependent on a traditional bank when life happens. If you're a dentist who wants peace of mind, better decision-making, and a path to legacy, this episode will change how you see money. Why high-income earners can still be one setback away from crisisThe “money lie” that keeps dentists trapped in stress and overworkHow production swings can create an emotional roller coaster at homeWhat “be your own bank” actually means in simple termsCash value basics (explained in plain English) and why liquidity mattersHow policy loans work (and how they differ from bank loans)The protection/asset-defense angle most dentists never considerHow to build certainty so you can lead better—and live better 00:00 Intro: High-income dentists, fragile finances00:02 The biggest money lie high earners believe00:03 Michael's rock-bottom story + turning point00:13 Money pressure, identity, and leadership00:23 Shiny-object spending + boredom in practice00:30 Vision, purpose, and staying focused00:35 Production swings → stress at home00:41 What “Be Your Own Bank” means00:48 Cash value explained simply00:49 How policy loans work (vs banks)00:56 Real examples: using liquidity strategically01:01 One action to take this week + resources01:03 Best way to contact Michael01:04 Closing + legacy mindset #Dentistry #DentalPractice #FinancialFreedom #InfiniteBanking #WealthStrategy

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you thinking about expanding your agency through acquisitions? Buying another firm can be one of the fastest ways to scale, but only if you choose the right partners and nail the cultural fit. Otherwise, growth can quickly turn into chaos. Today's featured guest has been through five acquisitions, each one teaching her a different (and sometimes painful) lesson about what truly makes a merger succeed. In this episode, she opens up about her biggest acquisition missteps, the cultural mismatches that nearly derailed integrations, forecasting errors she didn't see coming, and the identity challenges that arise when two teams collide. Kimberly Eberl is the Founder and CEO of The Motion Agency, a full service marketing and communications shop with offices in Chicago, Cincinnati, and Nashville. While the agency offers everything from creative to content, it is unusually strong in public relations with roughly 20 PR pros on staff. Kimberly has completed five acquisitions, navigated the cultural and financial highs and lows of M&A, and grown Motion into one of the most respected independent agencies in the Chicago market. In this episode, we'll discuss: When acquisitions help agencies scale—and when they backfire. Lessons learned from five agency acquisitions. Why agency owners often misjudge valuation and earnouts. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. From Fired Account Director to Agency Founder Kimberly jokes that she is one of those founders who got fired into entrepreneurship. At her previous agency, the account director role was undefined and impossible to succeed in. The revolving door should have been a clue. She lasted a year before being let go and scrambling to figure out her next move. With no grand plan, she fell into freelancing in 2006. The economy was healthy. The demand came fast. And pretty quickly she reached that moment every accidental agency owner hits. Either say no to work or hire help. She chose to hire. That early decision set the tone for the next decade. Instead of trying to do it all herself, she leaned into building a team and letting the business grow past her personal capacity. Outgrowing a Single-Service Model: Moving Beyond One Specialty Kimberly started as a PR pro. That focus worked for a while, but eventually she noticed how much money she was leaving on the table. Clients wanted websites, creative, content, and she was constantly referring the work away. The big shift happened when she decided to expand beyond PR and bring more capabilities in-house. This meant hiring outside her comfort zone and learning how to oversee work she could not personally do. That decision opened the door to real growth. Many agency owners get stuck right there. They stay in their one specialty because it is safe. Kimberly pushed through that discomfort and built a service mix clients actually wanted. The Reality of Acquiring Another Agency: Lessons from 5 Acquisitions Kimberly opted to add these new services through acquisitions. So far, she has completed five and every one had a different lesson. Her first major acquisition was bold. She bought an agency twice the size of her own. Financially and emotionally, it was a lot. Looking back, she admits she may not do a deal that large again, especially in a specialty she did not personally understand. But she also learned that size does not determine complexity. A one-person agency with contractors had just as many integration headaches as a larger shop. What mattered most was agency culture. Some deals looked perfect on paper but fell apart because the values, expectations, and behaviors did not align. One deal in particular was financially great and culturally awful. She kept one client from that acquisition. Another deal was financially terrible but culturally perfect. Years later, most of those staff members are still with her. Her biggest warning: never ignore cultural red flags during the courting phase. Take time to hang out with the sellers, how they operate, and experience their company's culture. Go to dinner, Travel together. You'll notice small behaviors (snapping over minor problems, chronic lateness, lack of transparency) that won't disappear after the contract is signed. Valuation Mistakes That Kill Good Deals Kimberly also dove into how she approaches valuations and why so many sellers get this part wrong. She focuses on future performance, realistic forecasts, and removing costs that will not continue after the sale. She also pushes back on inflated projections. If an owner claims revenue will double, the earnout should reflect that. Big promises are fine, but they should come with big accountability. One agency she walked away from wanted a valuation equal to twice their gross revenue. They were using cash-based accounting and ignoring profitability. It was an immediate red flag. Kimberly's advice to owners is simple. Build a business that is sellable even if you never plan to sell. Get your financials clean. Use accrual accounting. And be realistic about your numbers. Leadership, Loyalty, and the Hardest Skill — Letting Go As the agency scaled, leadership challenges became just as complex as financial ones. Kimberly admits she is confused about why she is the largest woman-owned agency in Chicago at only seventy people. She is proud of the title, but she wonders why more women are not reaching similar scale. There are no differences in capability, but many female founders still hit a ceiling often tied to loyalty, delegation, or difficulty letting people go. Some owners, especially women, treat their team like family and struggle to make hard decisions around performance. She admitted she has been loyal to a fault at times and is working on finding a healthy balance. Agencies function more like all star sports teams. The roster changes every year. People get promoted, moved, or sometimes released. That does not mean you failed. It means you are adapting so the team as a whole can win. Kimberly is even working on building hobbies outside her agency because she noticed how much of her identity was tied to work. It is a relatable struggle for founders who have poured years into their companies. AI Changes the Work, Not the Need for Agencies Let's be clear, agencies are not going away because of AI. Kimberly certainly doesn't believe that. She treats AI like an intern. Helpful. Fast. But still needing quality control, creativity, and leadership. Clients still want real relationships. They want someone who understands context and nuance. Agencies serving tech-savvy individuals will feel churn from AI, but agencies serving plumbers, service-based businesses, and non marketers will be fine. These clients want to stay in their lane and hire experts for everything else. Marketing evolves, but agencies survive because the business model adapts. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Are you one of the 64% of Americans wandering through their financial life without a plan? We walk through each step of the Financial Order of Operations and reveal where the average American stands with some truly shocking statistics. From the 54% who can't cover three months of expenses to the 46% carrying high-interest debt, the numbers paint a concerning picture. The good news? Building wealth doesn't have to be complicated when you follow a system to build your army of dollar bills. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Ask Farnoosh tackles three timeless money crossroads: getting out from under high-interest credit card debt, taking a career break without losing financial footing, and deciding whether an early retirement package is a smart (and safe) next move. Questions Include: How to manage credit card debt at 30% interest? Consolidation options, reputable nonprofit credit counseling, negotiating APR, and a realistic payoff plan Burnt out breadwinner considering a 6-month break? Exploring a “middle path” (sabbatical/reduced hours), runway math, and navigating the fear of financial dependence Take an early retirement package? Evaluating the offer, retirement readiness checks, when to consult a planner, and why buyouts can signal future layoffs Hosted on Acast. See acast.com/privacy for more information.

Welcome back to the Building Your Money Machine Show! In today's episode, I get real about one of the most important roles we play—not just as wealth builders, entrepreneurs, or money mentors, but as parents and role models for the next generation. If you don't teach your kids about money, social media (hello, TikTok) will do it for you—and trust me, you won't like those lessons. Instead of “spend now, regret later,” let's raise kids who are independent, generous, financially confident, and prepared for life.I share the rituals and conversations I used with my own son—from the age of five and a half—so you can begin planting those seeds of abundance in your home. I'll show you how this approach builds not just financial literacy, but resilience, character, patience, generosity, and ownership.Whether you're a parent, grandparent, or soon-to-be one, this episode will give you both the mindset and the practical steps to start these conversations tonight.IN TODAY'S EPISODE, I DISCUSS:Why the 1% give their children systems, not handouts.The Four Bucket Blueprint: Save, Give, Live, and InvestReal examples of teaching kids work ethic, value creation, generosity, priorities, and ownership.How to set tangible incentives.Ideas for making giving meaningful and personal, from packing meal baskets to picking causes.Strategies for transitioning from jars and envelopes to real bank and brokerage accounts as your children grow.The difference between passing on assets and passing on skill setsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Brutal Truth About Money Management No One Wants to HearYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aasYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEcShocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Join castle club for extra content and zoom calls with the guys: https://freshandfit.locals.comTHE OFFICIAL FreshandFit DISCORD: https://discord.gg/freshandfit⏲️ TIME STAMPS ⏲️0:00 : Preview…7:30 : Show begins

Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? Plus, Famous Missourians want to know, how much is enough for retirement and when can you take your foot off the gas? Can Paul with the Big Wallet Bridge the long gap between retiring and claiming Social Security benefits? And can Aspiring Adventurer in Oregon retire single at age 58? (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from an early 2025 episode.) Free Financial Resources in This Episode:  https://bit.ly/ymyw-561 (full show notes & episode transcript) DOWNLOAD The Going Solo Guide for free WATCH: Going Solo: Navigating Your Financial Future Single on YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:01 - Financially Speaking, Should Old Bear Marry His Honey? (Northern Kentucky, near Cincinnati, OH) 08:41 - Navigating Finances When Separating from Your Spouse (Sebastian, VA) 15:13 - Watch Going Solo: Navigating Your Financial Future Single on YMYW TV, Download the Going Solo Guide for free 15:42 - How Much is Enough for Retirement? When Can We Take Our Foot Off the Gas? (JC Penney & Laura Ingalls Wilder, Kansas City, MO) 28:31 - How to Bridge the Long Gap Between Retirement and Social Security (Paul with the Big Wallet) 38:50 - Calculate your free Financial Blueprint 39:20 - Can I Retire at Age 58? Where to Save? Should I Do a Roth Conversion Ladder in Retirement? (Aspiring Adventurer, OR) 51:00 - YMYW Podcast Outro

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on the brutal truths about money management that absolutely no one wants to hear—but everyone needs to know. It's time to challenge the common beliefs that keep so many of us stuck, and replace them with real strategies for building true financial freedom.I see it all the time—people thinking that making more money, working harder, or just waiting for the “right time” will solve their problems. The truth? Most people don't have an income problem. They have a behavior, decision, and strategy problem. After years navigating my own financial ups and downs, I've learned the painful lessons so you don't have to.Today, I walk you through the nine brutal truths about money management—truths that challenge everything you've ever been taught. Plus, I'll give you a simple, actionable five-step money reset plan that you can start today to take charge of your financial life. Whether you're making $40K or $400K a year, the principles I share in this episode will help you move from paycheck-to-paycheck panic to living a life of choice and intention.IN TODAY'S EPISODE, I DISCUSS:Why making more money isn't the answerHow lifestyle creep sabotages even high earnersThe myth that you can “out-earn” bad money habitsThe danger of having no plan for your moneyThe reality that not investing is actually far riskier than investingHow systems and automation build sustainable wealthThe hard truth: Your financial future is a do-it-yourself projectRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)It Sucks, But It'll Skyrocket Your Net WorthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEcShocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42YORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Friday, December 22nd, 2023 Right after Judge Beryl Howell ordered the immediate enforcement of the $148M verdict against Giuliani, he filed for Chapter 11 bankruptcy in the Southern District of New York; Jack Smith has filed a response in the Trump immunity battle with SCOTUS; the Colorado Supreme Court justices face a flood of threats after ruling to remove Trump from the state primary ballot; a new lawsuit says Georgia's lt. gov should be disqualified for acting as a Trump elector; 16 states beyond Colorado have open legal challenges to Trump's eligibility for office; the NRA has hit rock bottom. Plus Allison and Dana deliver your good news. Our GuestJohn Fugelsanghttps://www.johnfugelsang.com/tmehttps://podcasts.apple.com/us/podcast/the-john-fugelsang-podcast/id1464094232 Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.