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What if you didn't have to choose between living a life you love and being financially secure?In this episode, I'm joined by Scarlett Stanhope, founder of Empowered Abundance, to explore how to create a life that feels aligned while still supporting yourself financially.Scarlett shares her journey from being fully immersed in the business world to discovering coaching, spirituality, and a more conscious approach to abundance—and how she eventually brought both worlds together.In this episode, you'll discover:The 3 steps to creating aligned financial abundanceWhy your relationship with money mattersWhy you don't have to choose between purpose and profitHow to feel "safe" with money as an entrepreneurEpisode Resources:Scarlett Website: https://thebizhippie.com/Scarlett Instagram: https://instagram.com/thebizhippie
Jonathan Marcus reports American universities are suffering from declining public trust, soaring tuition costs, and a looming demographic drop in enrollment tracing back to the 2008 recession. Schools that became financially dependent on high-paying international students face severe budget cuts and program closures as foreign enrollment drops. This financial squeeze has forced a shift, prompting the rapid rise of three-year "applied bachelor's degrees" designed to save students time and money. Additionally, domestic universities face a STEM crisis fueled by weak K-12 math performance, leaving advanced research programs vulnerable as China's PhD output rapidly outpaces the United States. (8)
Aubrey Masango speaks to Dr. Frank Magwegwe, financial wellbeing researcher, founder of Thrive Wellness and GIBS faculty member, about the gender retirement gap, what the research shows and what women, employers and the financial sector can do to close it. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Financial Matters, Dr. Frank Magwegwe, Gender retirement gap, Economy, Investment, Savings, Retirement plan The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Welcome to the age of ‘Broke TV.'It seems like the days of prestige TV shows about the wealthy elite have been replaced by the vocal majority: the downwardly mobile.New Yorker TV critic, Inkoo Kang, noticed that her favorite shows so far this year all focused - in some respect - on the people whose lives have been financially squeezed beyond recognition by the very elite we used to enjoy watching.Building resentment about the shrinking middle class, a hopeless job market, and few political pathways towards change has made our entertainment reflect a devastating reality back to us. Inkoo joins the show to break down how we got to this point and the fine line between entertainment and catharsis on screen.You can read Inkoo's article, ‘Welcome to the Age of Broke TV', here. Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Dr Boyce speaks on the incident with LeBron James' wife
Building wealth on one income comes with a different kind of pressure. In this episode, Anthony O'Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a practical plan for building financial freedom without waiting for marriage or a second paycheck.KEY POINTS 08:52 – The 4 financial pillars every single person should build.09:16 – Your income is your entire financial engine.12:55 – Your income is not a group project.15:42 – Build financial safety when there's no second income to fall back on.22:39 – Build your retirement plan in the right order.24:48 – Don't enter marriage as a financial burden.27:32 – Legacy planning isn't only for married people with kids.32:04 – Your stewardship doesn't start when you get married.QUOTES “There's no spouse retirement account to fall back on later. Your account is the account.” – Anthony O'Neal “Your income is not a group project. This ain't dissing nobody. This ain't being different. This is what I call: love with structure. You cannot build your future while quietly funding everyone else's present.” – Anthony O'Neal “Stewardship is not just about what we do today. Stewardship is about what did we position to happen after we left.” – Anthony O'Neal “Legacy is a head start.” – Anthony O'Neal ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.
Does that make sense? That makes sense. I'm trying to make sense of this. It makes sense to do that. Financially, it makes sense. Sense is one of those words that appears in a lot of very natural everyday expressions, especially when we're talking about whether an idea is clear, logical, or reasonable. Have you ever been confused by the different ways we use make sense? If so, you're in luck—because today, we're going to look at how you can use make sense naturally in everyday English.The Happy English PodcastHelping people speak English better since 2014Over 1,000 episodes • 8 million downloads
Labor is the second biggest cost on the dairy farm. We want to help you analyze the labor on your farm to see what financially makes sense. Dairy Stream host, Joanna Guza, and guest, Brad Herkenhoff, discuss the following topics: Biggest money and time suckers on the dairy farm Hidden cost with labor Healthy labor-cost-per-hundredweight Where to start when analyzing labor Automation options and pros/cons Low-hanging fruit with efficiency Reviewing the balance sheet Employee housing vs. paying higher wages Effective incentive-based pay structures Labor audits Farm transition mistakes when it comes to labor team Future of labor on the farm About the guest Brad Herkenhoff is a Senior Dairy Lending Specialist at Compeer Financial. His primary role at Compeer is to work closely with dairy clients providing industry expertise in finance strategy. He is committed to working with dairy farm families on identifying their goals and helping to work towards them. He works with dairies in MN and western WI. Brad was born and raised in central MN where his family continues to operate a dairy farm. His brother and sister-in-law have taken over the now 5th generation family farm; however, Brad is still active in the farm primarily helping with agronomy work as needed. He earned a Bachelor's Degree in Finance at St. Cloud State University and has been in the Ag lending industry for 20 years. He is active in local and community events and has been involved in the dairy industry his whole life. Learn more about Compeer Financial. Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com.
Relebogile Mabotja speaks to Ntombizamasala Hlophe, chief marketing officer at Momentum Corporate, and Anri Armer, a Momentum Financial Planner, about the financial reality of starting a family. From fertility treatment and healthcare to childcare, career breaks, retirement savings and protecting your income, they unpack the often overlooked financial implications that extend far beyond nappies and school fees, and how women can better prepare financially for one of life's biggest milestones. Broadcaster veteran Relebogile Mabotja brings a fresh, relaxed take on the issues of the day, alongside lifestyle talk and all things entertainment. Thanks for listening. Catch the Afternoons with Relebogile Mabotja live on 702 weekdays from 1 pm to 3 pm (SA time). Find more from the show and catch-up podcasts on the Primedia+ app https://buff.ly/gk3y0Kj Subscribe to the 702 newsletters for more https://buff.ly/v5mfetc Let’s keep the conversation going online: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.
Feel behind financially? This episode explains how to catch up financially with a simple budgeting system instead of panic, comparison, or unrealistic money goals.Learn how to budget when you feel behind, escape the financial comparison trap, build savings, tackle debt, and create consistent financial progress.There are two very different reasons you may feel behind with money.You may have a legitimate financial gap—such as limited retirement savings, consumer debt, or very little financial margin.Or your finances may actually be improving while social media, lifestyle comparisons, and other people's milestones make your progress feel inadequate.In this episode of The Financial Mirror, we break down how to identify which problem you're dealing with and what to do next.You'll learn how to:o Separate genuine financial gaps from comparison-driven pressureo Build a simple monthly financial systemo Use micro-progress instead of waiting for perfect conditionso Adjust your financial plan during different seasons of lifeo Automate savings, debt reduction, and long-term goalsThe goal is not to pretend that financial timelines do not matter.The goal is to replace panic with structure.Build the system. Automate the behavior. Strengthen it as your capacity grows.Subscribe to The Financial Mirror for practical financial education focused on budgeting, money management, financial structure, and better long-term financial decisions.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #BudgetingTips #RetirementPlanning #BudgetForBeginners #TheFinancialMirror
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we're diving into a landscape marked by remarkable scientific breakthroughs, strategic alliances, and regulatory milestones that are shaping the future of healthcare. Novo Nordisk is making waves with its new partnership with Amazon Web Services, utilizing artificial intelligence to accelerate drug discovery for chronic diseases. By integrating cloud computing and machine learning models, this collaboration highlights the increasing role of digital transformation in drug development. Novo Nordisk's commitment to innovation is further underscored by the launch of a new London Innovation Hub, enhancing research capabilities in the UK and demonstrating how technology can streamline the development of novel therapeutics. In clinical trial news, Silence Therapeutics has achieved a significant milestone with its investigational therapy Divesiran. This small interfering RNA therapeutic met primary endpoints in a Phase 2 trial for polycythemia vera, highlighting the potential of RNA-based therapies in treating complex blood disorders. Meanwhile, AbCellera's monoclonal antibody therapy ABCL635 has shown promising Phase 2 data for alleviating menopause-related hot flashes, surpassing existing treatments and underscoring the potential of targeted biologics in women's health. Regulatory achievements are further advancing personalized medicine. LabCorp received FDA approval for its PGDx elio tissue complete CDx companion diagnostic for BRAF-mutant advanced melanoma. This tool is pivotal for identifying patients who could benefit from targeted therapies, enhancing precision medicine approaches in cancer treatment. Similarly, AstraZeneca's Calquence and Enhertu have received notable endorsements, reinforcing the critical role of regulatory bodies in facilitating access to innovative treatments. The industry's business landscape is vibrant with strategic partnerships and acquisitions aimed at advancing therapeutic pipelines. Sobi's $580 million deal with Innate Pharma to advance lacutamab through Phase III lymphoma trials underscores how combining expertise can accelerate drug development and commercialization efforts. Financially, companies like Denali Therapeutics are surpassing revenue expectations with products like their enzyme replacement therapy Avlayah for Hunter syndrome, while fundraising activities are empowering biopharmaceutical companies to drive forward pain and oncology initiatives. Despite these advances, challenges persist. Sionna Therapeutics' recent clinical setback in cystic fibrosis reinforces Vertex Pharmaceuticals' dominance in CFTR modulator therapies. Additionally, Tenax Therapeutics encountered disappointment with TNX-103 failing to meet primary endpoints in a Phase 3 trial for pulmonary hypertension associated with heart failure. Manufacturing capabilities are also a focal point as Bristol Myers Squibb plans a substantial investment in Houston, reflecting an industry trend towards expanding infrastructure to meet demand and ensure supply chain resilience. However, compliance remains critical, as seen with Scholar Rock's decision to drop Novo Nordisk's Catalent facility following an FDA inspection. In contrast to setbacks, some companies are achieving breakthroughs. Jazz Pharmaceuticals' acquisition of Actio Biosciences aims to enhance their epilepsy treatment portfolio by integrating clinical-stage assets into its pipeline—a strategic move reflecting ongoing consolidation within the industry. The promise of genetic-targeted therapies is vividly illustrated by Biogen's ALS treatment Qalsody, marking a major scientific breakthrough as the first FDA-approved drug targeting a genetic cause of ALS. Patients have reported symptom stabilization and improvement—a significant advancement given ALS's progressive nature. Meanwhile, psychedelics are emerging as transformative agents in psychiatric medicine. As traditional medications often fall short, psychedelics offer hope for innovative mental health therapies supported by growing clinical and policy backing. However, navigating regulatory landscapes remains challenging. The FDA's recent actions illustrate ongoing struggles to balance innovation with oversight amidst leadership transitions. Real-world evidence is increasingly influencing regulatory decisions—reshaping how companies approach market access strategies by integrating patient experiences into evidence-based decision-making. In oncology, Replimune's melanoma drug has finally earned FDA approval after previous setbacks—a testament to persistence and the potential impact of innovative cancer therapies on patient outcomes. These developments underscore a dynamic pharmaceutical and biotech industry where breakthrough technologies like genetic-targeted therapies and psychedelics promise transformative impacts on patient care. Yet, they also highlight the complexities of bringing these innovations to market amidst stringent regulatory standards and competitive pressures. As we continue to track these stories, one thing is clear: the relentless pursuit of novel treatments remains at the forefront of advancing global healthcare.Support the show
This week's Addicted to Fitness discusses how substituting meat for beans can benefit your body and your pocketbook. Nick and Shannon describe how replacing a meal featuring animal protein with beans can provide health benefits like hitting daily fiber intake & digestion, improve farm animal welfare, potentially reduce greenhouse emissions, and save you money at the grocery store. This also discuss workout timing, cyclospora skinny, and the need for blood donations. Follow the podcast profile on Instagram @TheATFPodcast. Give it a listen and let us know what you think by leaving a rating & review in Apple Podcasts. Visit addictedtofitness.libsyn.com to listen to our entire archive. Like & Follow the Addicted to Fitness Podcast Facebook page (Facebook.com/addictedtofitnesspodcast). Follow Nick & Elemental Training Tampa on Facebook (www.facebook.com/ElementalTampa) and Instagram (www.instagram.com/ettampa/) to participate in free live workouts. Follow the podcast profile on Instagram @TheATFPodcast and send Nick a DM if you're interested in receiving a customized workout plan or visit shannonjb.com (IG @shannonjb) to learn more about Shannon's wellness coaching program.
The Dairy Streamlet is a condensed version of a long Dairy Stream episode and covers the high-level points of the conversation. If this topic interest you, then listen to the full episode on Aug. 12. Dairy Stream host, Joanna Guza, and guest, Brad Herkenhoff, Senior Dairy Lending Specialist at Compeer Financial, discuss the big money and time suckers on the farm, hidden labor costs, healthy labor-cost-per-hundredweight, reviewing balance sheet and the future of labor on the dairy farm. Learn more about Compeer Financial. Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship.
National Financial Awareness Day arrives this week, and the TN Department of Commerce & Insurance recommends a few basic steps to better financial security. This week, Sarah and Tennille discuss those steps and share personal examples.
Most people were never taught how to manage money. Yet they're expected to navigate rising housing costs, student debt, investing, retirement planning, and an economy that often feels stacked against them. In this episode of Career Sessions, Career Lessons, JR Lowry sits down with Carrie Joy Grimes, founder of WorkMoney and author of the USA Today bestselling book The Joy of Money, to explore why financial success has far more to do with psychology than spreadsheets. Carrie explains why shame and avoidance keep so many people financially stuck, how small behavioral changes compound into long-term wealth, and why the biggest obstacle to financial security often isn't a lack of knowledge—it's the stories we tell ourselves about money. They also discuss: Why "I'm just bad with money" is one of the most damaging beliefs you can haveThe surprising connection between money habits and career successWhy budgeting should create freedom—not guiltHow to overcome financial avoidance and build confidence one small step at a timeWhy chasing the next hot investment rarely beats mastering the fundamentalsHow to think about raises, retirement savings, and building wealth in today's challenging economy Whether you're just starting your career or trying to gain greater financial confidence after years in the workforce, this conversation offers practical, encouraging advice that can help you take control of both your money and your future.Subscribe to Career Sessions on YouTube and wherever you get your podcasts for weekly episodes like this. Check out the full series of “Career Sessions, Career Lessons” podcasts here or visit pathwise.io/podcast/. A full written transcript of this episode is also available at https://pathwise.io/podcasts/carrie-joy-grimes/.For more career guidance and resources, subscribe to my member community at https://community/pathwise.io
For review:1. US Secretary of State Marco Rubio said that the administration of President Donald Trump is escalating economic pressure on Cuba with an unprecedented sanctions campaign and warned that "there are no escape valves."2. Yemen's Houthis said they attacked an oil facility Sunday in southwestern Saudi Arabia, the latest attack by the Iranian-backed rebels on the kingdom.3. Nickolay Mladenov, the Gaza envoy of the US-backed Board of Peace, sought to dispel skepticism in Israel about the board's roadmap for the disarmament of Hamas in the Strip, arguing that the plan's full implementation is Israel's only “guarantee” of preventing a repeat of the October 7, 2023, massacre, and that it will be based on verifiable steps, rather than trust of the terror group.4. Iran on Monday said that it has no reason to be concerned about the new security pact between Pakistan, Turkey, and Saudi Arabia, arguing that it is “a sign of a change in the perception” of countries in the region toward the United States, and not a threat to Iran.5. US President Donald Trump said Sunday that Washington was “low-keying” its approach to Iran and only “semi-negotiating” with the Islamic Republic, as it suffers in dire economic straits.6. Russia's Foreign Ministry has denied that Russian and German officials held talks in Azerbaijan last month to discuss the ongoing war in Ukraine.“There have been no official contacts with Germany regarding a settlement in Ukraine, nor are there any now.” 7. The US Defense Department has requested that American defense companies quickly boost their production and delivery of weapons amid an acute shortage of arms due to the Iran war, according to a memo reported on by the WP on Saturday.8. The Army has officially opened up four of its domestic testing ranges and one international range where private industry can blast off interceptor missiles they have developed with their own funds, in hopes of getting promising candidates into the acquisition pipeline faster.
Stop looking for the deposit. 3 signs God is elevating you financially, from a Christian lender who sees this every week.Most Christians assume the first sign of elevation is a deposit in the account. It is not. The first signs are quiet shifts in your character that you have probably not connected to God yet. You have been begging God for a financial breakthrough for months, maybe years, and you have not noticed that He has been answering the whole time. Just not the way you expected.I am recording this one from inside my own storm. I am watching all three of these signs show up in my own life right now, and I am not standing over anyone. I am standing next to you.After years of doing loans for Christians, I can tell you there are three quiet signs God gives you right before the elevation shows up in your account. And most people miss all three because they are watching for the wrong thing. God prepares the vessel before He pours the blessing, and every one of these signs is how you know the preparation is in motion.What we cover:Sign One: Your old lifestyle habits stop being satisfying. You walk through Target and put things back on the shelf. The car you always wanted stops looking as good on the lot. Doom scrolling stops giving you the dopamine hit. This is not you being disciplined. This is God changing your appetite.Sign Two: You get drawn to help people in situations you used to be in. You find yourself sending long text messages to friends going through what you already survived. You take calls that do not pay you because they need to be taken. This is not you being generous. This is God building the platform before He puts you on it.Sign Three: You start seeing money problems as spiritual problems. The old prayer sounds like "God, please fix my finances." The new prayer sounds like "God, please change me so You can trust me with the finances I am asking for." That shift is the moment elevation is closer than you think.Scriptures referenced:Ecclesiastes 5:10, 2 Corinthians 1:4, Romans 12:2The three signs God is elevating you financially are not the ones you are looking for. You are looking for the deposit. God is watching the character. If your appetite for the wrong things is fading, if you are being drawn to help people you used to walk past, and if you are starting to see your money problems as spiritual problems, God is not delaying your breakthrough. He is finishing your preparation.If this episode hit you, the last episode covers the three mistakes that will block the breakthrough if you keep doing them. Subscribe so you do not miss the next one.
Episode 240Series: How Were Your Barriers Removed - 42God both has and will go to incredible lengths to reach us with the gospel. He not only declared it way back in the Garden of Eden, but He also faithfully brought His promise to fruition when He came to the earth as a babe in the manger, then was crucified and resurrected after 33 years of a perfect life lived in our stead. Even now, His work to reach the lost continues. Every tract we pass out, every gospel presentation we give, every testimony we share--all are reflective of God's commitment to seek and save the lost. In this episode, we continue in the How Were Your Barriers Removed series with an interview of Simon Chu to hear how God saved him. Born in Hong Kong but raised in the U.S. after living in Nigeria for a year, he grew up in a nonreligious home with no Christian witness. His father was agnostic and his mother followed Buddhism. Though friends in his childhood professed to be Christians, their lives gradually suggested otherwise and provided no real witness to the saving grace of the Lord Jesus Christ. In spite of this, the Lord had already been working in his heart, and eternity was a persistent question at the back of his mind. Join us and hear how God used imperfect people using imperfect evangelism efforts to bring Simon to a saving knowledge of Christ, and how God changed him into a faithful soulwinner as well.Listen to the Removing Barriers Podcast here:Spotify: https://cutt.ly/Ega8YeI Apple Podcast: https://cutt.ly/Vga2SVdEdifi: https://cutt.ly/Meec7nsvYouTube: https://cutt.ly/mga8A77Podnews: https://podnews.net/podcast/i4jxoSee all our platforms: https://removingbarriers.netContact us:Email us: https://removingbarriers.net/contactFinancially support the show: https://removingbarriers.net/donateAffiliates:Book Shop: https://bookshop.org/shop/removingbarriersChristian Books [dot] com: https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574Fastmail: https://join.fastmail.com/8e23c12bSee all our affiliates: https://removingbarriers.net/affiliates
What happens when dating apps need credit checks, festivals become retirement homes for millennials, and a man literally called Looney Tune gets jailed for shooting at police? Somewhere between satire and documentary, that's apparently our modern western life GOD HELP US. In this (second pre-recorded holiday cover) episode we spiral through financial red flags, the depressing mathematics of online dating, the slow death of festival culture - criminal matchmaking, and the creeping suspicion that nobody is actually driving civilisation anymore. Pour yourself a drink, lower your expectations, and enjoy another guided tour through a society that's somehow both absurdly over-engineered and completely falling apart. Here are some links i really hope you click: Patreon
Helping your adult children financially can come from a place of love, but the way that support is structured matters. A gift toward college, a first home, or another major opportunity may give them a meaningful head start. At the same time, ongoing support can unintentionally create dependency, unclear, expectations, or tension between siblings. In this episode, Jeremiah and Laura discuss how parents can support their adult children without taking away the responsibility and confidence that come from building financial independence. They explore the difference between helping and rescuing, whether financial support should be a gift or a loan, and why equal support may not always look exactly the same for every child. Thoughtful planning can help your generosity strengthen the next generation while still protecting your own financial future. --- Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.
We welcome Jenny Meinen, a German psychologist, mental health coach, and founder of the Her Next Era journal. With a deep focus on somatic experiencing, subconscious belief work, and attachment theory, Jenny helps self-aware individuals regulate their nervous systems, break subconscious self-sabotage, and raise their standards in life, career, and relationships.In this deep-dive conversation with Seb, Jenny breaks down why our brains prioritize familiarity over safety, leading many to stay stuck in struggle and toxic patterns. She shares actionable somatic techniques to move from panic into regulation (including the power of pausing, breathwork, and EFT tapping) and provides a clear framework for differentiating between the high-pitched panic of fear and the calm, grounded guidance of intuition. Finally, Jenny explains how a regulated nervous system unlocks emotional availability, deeper relationships, and the confidence to take risks in business and life.Topics DiscussedAddiction to Struggle: Why your body chooses familiar pain over peace.Nervous System Hijacking: How subconscious beliefs trigger physical stress.Fear vs. Intuition: Differentiating high-pitched panic from calm clarity.Somatic Tools: Quick reset techniques using pauses, breathwork, and tapping.Taking Thoughts to Court: A CBT method to challenge spiraling beliefs.Emotional Availability: Why you can't be available without regulation.Capacity for Discomfort: How sitting with discomfort unlocks career growth.Faith & Surrender: Letting go of outcomes and trusting the process.Connect with Jenny on InstagramConnect with Sebastian on InstagramSebastianNaum.com
Businesses impacted by the wildfires burning in the Boundary Waters are asking for state aid after Gov. Tim Walz suggested this week that a special session to provide wildfire relief is unlikely. And the latest U.S. Drought Monitor update for Minnesota is showing a SLIGHT improvement in long-standing drought conditions across the state.Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.
It was just over 100 years ago that women were legally allowed to own property in the west. For thousands of years prior, only men could receive money directly. Women could only access money through a man.The subconscious beliefs this created continue to impact relationships today, especially when one person is the primary “breadwinner.” Unequal power dynamics can easily be created when one person is the “authority” around money, and the other has to ask for permission to do what they want. Yet, relying on a partner financially is not the same as codependency when both people enter the agreement consciously.In the latest Soul Sovereignty Podcast, I sat down with special (repeat) guest Sara Stansberry to talk about How to Protect yourself Financially in a Relationship.We dive into some interesting areas, such as:* How do you have conversations about money?* What happens when one partner doesn't want to disclose their financial records?* How feelings of unworthiness affect your ability to talk about money* The history of money and how it relates to sex, duty, and obligation* Fears around money in relationships...and lots more.This month in the online Temple of Divine Feminine Power, we're expanding your capacity to RECEIVE: love, money, wealth, and more. Join us here: https://thepathtosovereignty.com/temple-of-divine-feminine-power/Guest Sara Stansberry helps women rebuild after live unravels. She's a Truth-Teller, Life Coach, and Writer to support you to live the life you meant to. You can follow her writing on Substack at How to Blow up your Life here: https://sarastansberry.substack.com/ She has a free workbook you can access on codependency here: https://www.sarastansberry.com/codependency-guideJessica's online Temple of Divine Feminine Power helps you reclaim your sovereignty and embody your power. You can learn more and join here: https://thepathtosovereignty.com/temple-of-divine-feminine-power/You can also receive free access to a 12 Days of Transformation course that helps you identify subconscious beliefs, shift out of old relationship patterns, and start your path to sovereignty here: https://thepathtosovereignty.com/About your Host Jessica Falcon:A former lawyer turned mystic, Jessica Falcon guides you to access your soul's truth – in and through your body – so you can embody your divinity, reclaim your sovereignty, and revolutionize your relationships. Since 2016, she has researched religious history, ancient civilizations, and mythology to identify the core wounds and subconscious beliefs deeply embedded in the collective psyche so you can shift out of old relationship patterns to create true freedom. Learn more at https://thepathtosovereignty.com/. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit soulsovereigntyandsexuality.substack.com/subscribe
Where you live could be hurting your ability to build wealth.In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities.This episode will help you evaluate where you live through a wealth-building lens. Anthony also shares practical steps you can take to protect your finances, even if you have no plans to move.Read the Article: https://www.cnbc.com/2026/07/11/worst-states-to-live-in-america-2026.htmlKEY POINTS 00:00 – Introduction04:48 – Building wealth is about more than math, your environment matters too05:57 – The five factors that can quietly cost you thousands each year06:24 – The 10 worst states to live in financially, ranked from #10 to #119:46 – What to do if you already live in one of these states21:14 – Why a bigger paycheck isn't always a financial upgrade21:36 – How to build wealth no matter where you live22:55 – Why the goal isn't more money, it's more freedomQUOTES "Building wealth is math plus environment.” – Anthony O'Neal"A bigger paycheck and a state that costs you more in hidden ways is not a raise. Sometimes it's a pay cut disguised as an opportunity." – Anthony O'Neal"What's the course we're aiming for? You all know it's not more money. It's more freedom. Money plays a role in that. But freedom is the end goal." – Anthony O'NealABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.
Victoria Harris is on a mission to change the way money and investing is talked about, so that men and women can be part of the conversation. The former portfolio manager co-founded The Curve in 2020 along with her friend Sophie Hallwright, together they're working to increase financial literacy among women by breaking down money matters and demonstrating that finance doesn't have to be boring, or only for men in suits. Victoria Harris chats to Jesse.
Interview with Chris Eger, CEO & Managing Director of Resolute Mining.Our previous interview: https://www.cruxinvestor.com/posts/resolute-mining-lsersg-gold-turnaround-reaches-inflection-point-5324Recording date: 30th July 2026Resolute Mining is executing a multi-year transformation from a single-jurisdiction Mali gold producer into a diversified, four-country West African miner, and CEO Chris Eger's message to investors is that the market hasn't yet caught up with the progress made in 2026.The near-term production base remains Syama (Mali) and Mako (Senegal), guided to a combined 250,000-275,000oz in 2026 at an AISC of $2,000-2,200/oz. Syama is completing a sulphide conversion project this year that lifts processing capacity to 4.0Mtpa, while Mako is bridging toward its next production phase via satellite deposits at Tomboronkoto and Bantaco, expected to extend that operation's life to 2033.The growth story sits in Côte d'Ivoire. Doropo, acquired from AngloGold Ashanti in 2025, is now under construction and tracking toward first gold in H2 2028. At a US$4,000/oz gold price, the project's post-tax NPV is US$2,543 million with a 72% IRR and a 1.1-year payback — economics that look, on paper, difficult to ignore. Construction is well underway: 74 hectares cleared, 20km of access roads built, and key long-lead equipment packages awarded. Reserves of 2.5 million ounces sit within a 4.4 million ounce resource base that Eger expects to grow toward 3.5-4 million ounces of reserves over time.A second Côte d'Ivoire asset, the ABC project, saw its inferred resource expanded to over 3.0 million ounces in July 2026, up from 2.2 million ounces, following an aggressive 31,000m drill programme. Management is positioning ABC as Resolute's potential fourth mine, targeting feasibility study completion by the end of 2027.Financially, the company is in a strong position to fund this pipeline without near-term equity dilution: $317 million in net cash, $426 million in available liquidity, and freshly secured local bank facilities of $155 million (with $105 million more expected) to supplement Doropo's construction financing.The key risk factor, and the one Eger addressed most directly, is Mali's evolving fiscal and security environment. Royalty rates have risen materially since 2024, shifting the government-operator cash split from roughly 50/50 toward 60-65% in the government's favour, a trend Eger frames as a broader African pattern rather than Mali-specific resource nationalism. Security incidents in late 2025 and April 2026 disrupted operations temporarily, though Eger describes the situation as improving as of his most recent site visit.Valuation-wise, Resolute trades at the bottom of its West African peer group: 0.4x P/NAV, US$172/oz on reserves and US$63/oz on resources, all below the peer averages and, in several cases, the lowest in the comparable set. Management's thesis is straightforward: as Doropo comes online and the portfolio's geographic concentration in Mali falls from its current ~60% share of value, the valuation discount should narrow. For investors, the catalysts to watch over the next 12-18 months are Doropo construction milestones, ABC's feasibility progression, and any further developments in Mali's fiscal or security environment.Learn more: https://www.cruxinvestor.com/companies/resolute-miningSign up for Crux Investor: https://cruxinvestor.com
Episode 239Bonkers - 18Muslims try to shut down Christian evangelism, a former lieutenant governor commits murder-suicide, scientists just can't let go of millions of years despite evidence, and a sad generational case in Trinidad all remind us of the desperate need for evangelism and ministry to the lost all across the globe. Political and social commentary can be made one way or the other, but Jesus Christ and Him crucified is the only truth that can defeat Islam, nihilism, evolution and millions of years, and the destructive power of sin. He was buried and was raised on the third day, and He has promised that whosoever believes in Him has eternal life. So when we talk to our family, friends, and neighbors about His power to save, we can share real hope and true help. Sometimes it results in hard truths that are counter to our current culture; we can expect to be ignored, mocked, or perhaps even attacked for it, but we simply cannot leave the world to itself without the Savior. The least we can do is try to reach them with the gospel because this world has gone bonkers.Listen to the Removing Barriers Podcast here:Spotify: https://cutt.ly/Ega8YeI Apple Podcast: https://cutt.ly/Vga2SVdYouTube: https://cutt.ly/mga8A77Podnews: https://podnews.net/podcast/i4jxoSee all our platforms: https://removingbarriers.netContact us:Email us: https://removingbarriers.net/contactFinancially support the show: https://removingbarriers.net/donateAffiliates:Book Shop: https://bookshop.org/shop/removingbarriersChristian Books . com: https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574Fastmail: https://join.fastmail.com/8e23c12bSee all our affiliates: https://removingbarriers.net/affiliatesNotes:Mosque attempt to ban Christian evangelists: https://www.msn.com/en-us/news/us/court-overturns-mosques-attempt-to-ban-christian-evangelists-from-sharing-the-gospel-just-outside/ar-AA20WcCu Justin Fairfax killed his estranged wife: https://www.nbcnews.com/politics/politics-news/former-virginia-lt-gov-justin-fairfax-kills-wife-self-divorce-police-rcna33212320-Million-Year-Old Rhino Fossil: https://scitechdaily.com/20-million-year-old-rhino-fossil-rewrites-evolutionary-history8-year-old tells: https://trinidadexpress.com/newsextra/8-year-old-tells-19-year-old-mother-she-was-being-raped/article_a9ae3960-01bb-4bdf-b083-61b4def19859.htmlTransgender Baby Killer: https://reduxx.info/exclusive-transgender-baby-killer-released-into-indiana-community-30-years-before-the-end-of-his-55-year-sentenceRegistering her pet Boxer to vote: https://nypost.com/2026/04/18/us-news/california-woman-charged-after-registering-dog-to-vote-says-it-was-a-test/
In today's r/AITAH story, OP discovers that the financial help they've been giving their sister is also supporting her unemployed boyfriend. Feeling taken advantage of, OP cuts her off financially - and now the family drama is exploding.0:00 intro0:19 Story 13:13 Story 1 Comments 5:13 Story 1 Update8:43 Story 210:04 Story 2 Comments10:37 Story 2 Update 111:24 Story 2 Comments / OP's Replies14:07 Story 2 Update 216:19 Story 2 Comment / OP's Reply17:05 Story 319:42 Story 3 Comments / OP's Replies26:10 Story 3 Update Hosted on Acast. See acast.com/privacy for more information.
Insurance agent Jamie Creel sits in with myself & Creston Berch this morning to discuss the boat owners potential exposure to lawsuits in the fallout of the Nolan Wells case.
Earning more doesn't reliably make you feel safe with money — because financial security is a feeling built on a moving reference point, not a number your bank balance eventually crosses. Episode Overview This episode separates two things we treat as one: financial stability, which is a measurable fact, and financial security, which is a feeling. We unpack why the "number" that would finally make you feel okay keeps sliding forward exactly as fast as you approach it — and hand you a way to tell whether your money anxiety is pointing at a real gap or a line you keep redrawing. What You'll Discover Why "money dysmorphia" lets you feel broke while the statement says otherwise — and why it shows up in high earners just as often as anyone else The three forces that quietly keep "enough" out of reach: hedonic adaptation, social comparison, and the money scripts you inherited without choosing them What the income-and-happiness research actually found, once two researchers who publicly disagreed teamed up to reconcile their conflicting studies The difference between financial stability (a fact) and financial security (a feeling) — and why most money advice only ever works on one side of that gap Three questions, in order, that reveal whether your anxiety is pointing at a real shortfall or a finish line that keeps moving The ten-minute "Security Gap" exercise for naming, concretely, what "enough" actually means for your life Why "earn more" and "budget harder" both miss the mark for people who are already financially stable and still feel unsafe FAQ Q: Why do I still feel financially anxious even though I earn good money? A: Because feeling secure is a psychological state, not a bank balance. As income rises, spending and expectations tend to rise with it — a pattern called hedonic adaptation, or lifestyle creep — so the number that would make you feel "safe" keeps moving just out of reach. Underneath that sits an inherited story about money that a raise can't touch. Q: What is money dysmorphia? A: Money dysmorphia is a distorted read on your own financial reality — feeling broke while your statement says otherwise, or feeling one bad month from ruin while sitting on a genuine cushion. It shows up at every income level, including high earners, and it isn't a sign that you're ungrateful or irrational. Q: How do I know if my financial anxiety is pointing at a real problem or a moving line? A: Ask three questions in order: is this a number or my nervous system (get the actual facts on the table first), where is the line and is it moving (name the figure that would feel safe and check whether it's crept up over the years), and whose voice is the alarm (is this fear about something specific you can name, or an inherited pattern still running long after the danger passed)? Where To Go From Here This episode is part of the optYOUmize Money & Financial Wellbeing series — exploring how to build a grounded, honest relationship with money, security, and what "enough" actually means. Subscribe on Apple Podcasts, Spotify, Amazon Music, or YouTube. If this episode was useful, a quick review helps more people find the show: https://ratethispodcast.com/optyoumize Final Word If you've been asking why doesn't earning more make me feel secure, searching for financial anxiety despite having savings, or trying to figure out how much money is actually enough to feel safe, this conversation gives you a way to answer that for yourself — no spreadsheet required.
Bruce sits down with Ron Augelli from We Talk Shirty, who built his shop from a college dorm room to a 40-employee operation running almost entirely on contract work. After stepping back from day-to-day operations for over a year to recover from a health setback, Ron returns with a sharper view on what growth actually means, how he vets customers before they ever fill out a contact form, and why he'd pay for outside advice years earlier if he could do it again.
Why do some people build wealth and financial stability—while others feel stuck or constantly starting over? It's not just about income—it's about habits, mindset, and behavior. In this listener-favorite episode, financial expert Jean Chatzky shares what financially successful people do differently, including the key habits, mindset shifts, and practical strategies you can use to build long-term stability and feel more in control of your financial future.Show NotesWeekly Newsletter Sign-Up: http://bit.ly/37hqtQWFollow Career Contessa: http://bit.ly/2TMH2QP HerMoney website: https://hermoney.com/ HerMoney podcast: https://podcasts.apple.com/us/podcast/hermoney-with-jean-chatzky/id1098802558SponsorsUnlock your best hair & skin with @iRestorelaser and HUGE savings on iRESTORE with code CONTESSA at irestore.com/CONTESSA! #irestorepodLimited Time Offer – Make healthy eating simple. Get Huel today with my exclusive offer of 15% OFF online with my code CAREER at huel.com/CAREER. New Customers Only. Thank you to Huel for partnering and supporting our show!Sign up for your one-dollar-per-month trial today at shopify.com/careercontessa. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
back in january, we set our financial goals for 2026, and now we're seeing how things are actually going: are we ahead, behind, or exactly where we thought we'd be? from asking for raises and avoiding lifestyle creep to navigating wedding expenses, home-buying conversations, and the occasional regrettable activewear purchase, we're sharing what's changed, what's stayed the same, and the money lessons we're learning in real time.we also chat about our best purchases of the year, the things we definitely didn't need, and what we're doubling down on for the rest of 2026. if you've been wondering whether you're "on track" financially, consider this your reminder that everyone's figuring it out as they go.anya's favorites: archies flip flops and trader joes sweet onion pretzelskylie's favorite: cyklar deodorantmake sure to subscribe so you never miss an episode, and follow us on instagram @twodegreeshotter! if you have any suggestions for topics you want to hear us cover, feel free to send them using this link: https://bit.ly/2WAjznf.
Inflation, rising housing prices, higher interest rates, and everyday expenses are making it harder to get ahead financially in today's economy. In this episode, Hannah Kesler explains the K-shaped economy, why earning more may not solve the problem, and how controlling cash flow, maintaining liquidity, and owning assets can create greater financial stability. Learn how the Infinite Banking Concept, properly structured whole life insurance, and policy loans may help you preserve access to capital, control financing, and keep your money compounding. Watch our 90-minute presentation here: https://bit.ly/tmm-podcast-ppt Send us an email at podcast@themoneymultiplier.com Check out our resources at: https://linktr.ee/themoneymultiplier
Should you wait until you're financially healthy before you start giving? In this episode, Art provides an unpopular opinion, answers two of the most common generosity questions he receives, and explains the biblical principles that can help you honor God whether your income is growing, shrinking, or temporarily gone.Resources: 8 Money MilestonesAsk a Money Question!
Interview with Lewis Lawrick, President & CEO of Magna Terra MineralsRecording date: 23rd July 2026Magna Terra Minerals (TSXV:MTT) is a Toronto-headquartered exploration company advancing a diversified portfolio of precious and critical metals projects across two jurisdictions: Atlantic Canada and Santa Cruz Province, Argentina. The investment case centres on a management team with a specific, verifiable prior success in the same geological setting, a capital-efficient funding model built on partner-funded option agreements, and a first-mover copper-cobalt discovery that remains largely unexplored by outside analysts.President and CEO Lewis Lawrick previously founded Anaconda Mining, which became Signal Gold and grew the Goldboro deposit in Nova Scotia from an inferred 700,000 ounces to more than 3 million ounces before merging with NexGold. Chief geologist David Copeland and senior geologist Tanya Tettelaar who are both part of that earlier success now apply the same systematic, data-driven targeting approach at Magna Terra, and management frames this continuity of team as the primary reason significant shareholder Michael Gentile who holds roughly 17% of the company took his position.The portfolio's most technically distinctive asset is Humber, a 50,000-hectare, 100%-owned copper-cobalt project in western Newfoundland staked entirely on the company's own regional geochemical analysis, with no underlying royalty. A new discovery, the Birch Zone, now extends over 4.2 kilometres of strike with grab samples up to 1.26% copper, and management is targeting a first-pass drill programme by fall 2026 pending further geophysics. In New Brunswick's historic Bathurst Mining Camp, Rocky Brook has returned high-grade copper and gold values from trenching and surface sampling across a 30-kilometre land position, while the newly staked Prospect Or's Dream project has identified an epithermal gold vein system over a 7.2-kilometre strike length.Rather than fund every project through dilutive equity raises, Magna Terra has optioned two assets to partners who are independently drilling them. Gold Hunter Resources holds an option on the Great Northern and Viking projects for total consideration of $10.075 million and began a 10,000-metre drill programme there in June 2026; Magna Terra's resulting approximately 19% equity stake in Gold Hunter (roughly 55 million shares) gives it leveraged exposure to that drilling without further capital outlay. In Argentina, Lunex Metals Corp. holds a $2.375 million option on the Luna Roja project and reported encouraging initial drill results in July 2026, including a new mineralised centre north of the historic discovery zone.Financially, Magna Terra held just over $1 million in cash at the time of the underlying interview, with total working capital near $3.5 million once its marketable securities positions are included. Additional financing will likely be required to advance Humber past target generation. For investors, the near-term catalysts to watch are continued drill results from Gold Hunter and Lunex which are both funded independently of Magna Terra, alongside progress toward a maiden drill programme at Humber, represents the company's most differentiated, wholly-owned exploration target.View Magna Terra Minerals' company profile: https://www.cruxinvestor.com/companies/magna-terra-mineralsSign up for Crux Investor: https://cruxinvestor.com
Dental hygiene school is expensive. Financially, mentally, and emotionally. In this episode, we break down how to stretch every dollar and protect your peace at the same time. You'll learn simple, realistic strategies to manage money, reduce overwhelm, and create clarity in your daily routines so you can focus on what matters most: becoming the clinician you're meant to be.Financial Workbook: https://drive.google.com/file/d/1w_gk73AxbjfZTxy4ildsQgQyKYatEs-9/view?usp=drive_linkCheck out my Website HereWant even more support? Listen to my Starting Strong limited‑series podcast. This podcast was created specifically for new dental hygiene students. Each episode walks you through the mindset, habits, and strategies that help you thrive in your first semester.TikTok: @happyflosserPodcast: The Happy Flosser Etsy Shop: https://thehappyflosserrdh.etsy.comInstagram: @happyflosser
Top baseball minds and front offices, even with championship pedigree, often fall short without significant investment. The Nationals are on the right track, but the need to spend will become apparent soon.
Debt and money problems don't have to be a cause for suffering in our life. God provides plenty of help in this area. Working Cyndy's 5 best tips into your life is guaranteed to set you free from this bondage, freeing up you and your resources.
Who among us has spotted a friend who was skint? Who among us has *been* that friend? Okay, but what if the situation was more complex, and that friend is also tackling long term mental illness and physical disability? On this week’s episode of Friday Drinks, Victoria, Bec and Jess discuss a spicy Money Dilemma concerning friendships and finances, specifically what happens when you’re financially supporting a friend and their money choices don’t align with your values. They also cover whether economic downturns are a good time to switch supers, and what you might look out for if you’re considering a change. Tune in for the usual Money Wins, Broke Tips and what the team would really want in a dream gift hamper. Spoiler: It’s wholesome af. STRUGGLING WITH DEBT? You aren’t alone and we’ve created a whole playlist to help you out of it at https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=EfpDAWlzRkyU0IVaU5elHw SORT OUT YOUR SUPER: Here’s a blog to help you do it. Search for ‘super 101’ on the shesonthemoney.com/blog APPLY FOR THE REGO REBATE (BY 31 JULY 2026): Calling all Victorian listeners: if you haven’t already, here’s your last call to apply for the rego rebate before Fri 31st July to get money back on your rego! Visit service.vic.gov.au/services/registration-rebate to apply! New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
Few things reveal the strength of a couple's unity quite like money. Financial decisions touch nearly every part of married life—from daily spending and long-term planning to generosity, security, and the future. But money does not have to remain a source of tension. When couples approach their finances with transparency, shared purpose, and a biblical understanding of stewardship, money can become a tool that strengthens their marriage and supports what God has called them to do together. Dr. Art Rainer, founder of Christian Money Solutions and the Institute for Christian Financial Health, as well as the author of The Rich Couple: 30 Days of Following God's Design for a Financially Healthy Marriage, joins the show today to share that a “rich couple” has little to do with the size of a bank account. Instead, it means becoming rich in contentment, purpose, unity, and generosity. Redefining What It Means to Be Rich Our culture often defines a rich couple as one with a high income, an impressive home, or a large investment portfolio. But financial wealth can disappear, and continually chasing more often produces comparison rather than contentment. A truly rich couple recognizes that everything they have belongs to God. They understand that they are stewards—not owners—of the resources He has entrusted to them. That conviction changes the purpose of money. Instead of asking only, “How can we accumulate more?” couples can begin asking: How can we faithfully manage what God has provided? How can our finances reflect our shared values? How can we use what we have to serve others? What does contentment look like in this season? When contentment is rooted in Christ and financial decisions are guided by God's purposes, couples can experience a kind of richness that circumstances cannot easily take away. Moving From “Mine” and “Yours” to “Ours” Genesis 2:24 describes marriage as two people becoming one flesh. That oneness includes more than physical or emotional intimacy. It also shapes how couples view their possessions, income, debt, goals, and generosity. Marriage is a covenant, not merely a contract. Rather than guarding separate financial territories, a husband and wife can learn to approach money as teammates. Practically, this requires complete financial transparency. Both spouses should understand what the household earns, owes, owns, spends, saves, and gives. For many couples, this may involve shared accounts and passwords. For others, the account structure may differ, but openness and mutual accountability should remain nonnegotiable. Even language can reinforce unity. Saying “our income,” “our debt,” and “our generosity” reminds both spouses that they are working toward a shared future. A brief monthly financial meeting can also help. Couples can review their progress, discuss upcoming expenses, and make important decisions together. Establishing a spending threshold—an amount neither spouse spends without first consulting the other—can reduce surprises and build trust. Unity rarely happens accidentally. It grows through intentional habits. Remember That Marriage Is a Team Sport Your spouse should be your closest financial teammate. That does not mean you will always agree. Different personalities, experiences, and priorities will inevitably create tension. The goal is not to eliminate every disagreement but to remain committed to reaching decisions together. Couples should be able to discuss differences honestly in private while presenting a united front to outside voices. Advice from parents, friends, or children may be well-intentioned, but those voices should not undermine the marriage. A healthy response to an outside suggestion might simply be, “Thank you. We'll discuss it together and let you know.” That protects the couple's unity and reassures each spouse that decisions will not be reversed or weakened by someone else's opinion. Share Your Money Stories Many financial disagreements are not really about the transaction in front of you. They are rooted in earlier experiences. Perhaps one spouse grew up in a home where money was scarce and now feels anxious without a substantial emergency fund. The other may have grown up in a financially comfortable home and feel little concern about spending. One may naturally save, while the other prefers to spend, invest, or avoid financial decisions altogether. Sharing these stories can replace frustration with empathy. Instead of asking, “Why are you like this?” a spouse may begin to say, “Now I understand why this decision feels so important to you.” Consider asking each other: What is your earliest memory involving money? Discuss how that experience may still influence your attitudes toward spending, debt, saving, generosity, or risk. Listen without interrupting or trying to correct one another. Understanding your spouse's story does not mean every financial habit should remain unchanged. It does, however, create a more compassionate starting point for change. Address the Four Financial Dividers Four common problems can weaken financial unity in marriage: poor communication, selfishness, distrust, and unrealistic expectations. Poor communication can be addressed through regular conversations. Even a weekly 10-minute check-in can prevent small concerns from becoming major conflicts. Selfishness begins to fade when couples stop thinking primarily in terms of “my money” and start celebrating each other's progress. Distrust must be confronted with honesty. Hidden purchases, secret accounts, concealed debt, or missing information will erode intimacy. Financial transparency brings those issues into the light. Unrealistic expectations can be replaced with a shared plan. A realistic budget will not allow every desire to happen immediately, but it can help couples prioritize what matters most. Talk early, tell the truth, and pray often. Start With Your Hearts, Not the Budget When a marriage feels financially divided, opening a spreadsheet may not be the best first step. Begin with prayer. Ask God to help you become one, grow in contentment, understand each other, and steward His resources faithfully. Then spend a few minutes sharing your experiences and concerns without interrupting or judging one another. Finally, choose one small act of unity. You might schedule your first weekly money conversation, disclose an overlooked expense, agree on a giving goal, or deposit a small amount into a joint savings fund. One step will not resolve every financial disagreement. But small acts of faithfulness can create lasting momentum. A rich marriage is not defined by how much a couple possesses. It is marked by two people learning to trust God, care for one another, and manage His resources with unity and purpose. On Today's Program, Rob Answers Listener Questions: I'm retired and have a small IRA and some savings at Schwab. I also expect to inherit assets from an older family member. Since I won't need my IRA for living expenses, is there any advantage to keeping it? I'm struggling with $8,900 in credit card debt at a 23.49% APR and can't afford to pay it off right now. I've contacted my credit card company about hardship options and have looked into consolidation and personal loans, but I'm unsure what's best. Given my situation, what's the wisest way to tackle this debt? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) The Rich Couple: 30 Days of Following God's Design for a Financially Healthy Marriage by Dr. Art Rainer The Money Challenge: 30 Days of Discovering God's Design For You and Your Money by Dr. Art Rainer Christian Money Solutions Institute for Christian Financial Health Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The late Larry Burkett once said, “Money is either the best or the worst area of communication in our marriages.” Few things reveal the strength of a couple’s unity quite like money. But what if your finances are rooted in oneness and Kingdom impact? On the next Faith & Finance Live, Rob West and Dr. Art Rainer discuss how to become a truly “rich couple.” Then, it’s on to calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
In this episode, Miguel Gonzalez discusses practical ways to prepare for life's financial surprises, from building emergency savings and planning for irregular expenses to reviewing insurance coverage, managing debt, and creating flexibility within your budget. A little preparation today can help you face tomorrow's unexpected challenges with greater confidence.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#EmergencyFund #UnexpectedExpenses #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #FinancialPlanning #MoneyManagement #PersonalFinance #EmergencySavings #Budgeting #FinancialFreedom #MoneyHabits #DebtManagement #FinancialConfidence #WealthBuilding #SmartMoneyMoves #SavingsGoals #FinancialEducation #MoneyMindset #FinancialHealthWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail: Miguel@CortburgRetirement.com
Buying a home is one of the biggest financial milestones many families will ever achieve—but why do so many homeowners still struggle financially later in life?In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with financial planning expert Ben Millan to explore one of the most overlooked challenges facing homeowners today: building home equity doesn't automatically create long-term financial security.Together, they discuss why some families spend decades working hard and paying off their mortgage, yet still face financial stress during retirement. From protecting home equity and preparing for healthcare costs to creating reliable income and preserving wealth for future generations, this conversation offers practical insights every homeowner should hear.If you're a homeowner, planning for retirement, or simply want to make smarter financial decisions that benefit your family for years to come, this episode will help you think beyond the mortgage and toward lasting financial stability.Key Takeaways:02:01 Why some homeowners still struggle financially after paying off their home05:08 The biggest financial misconception about homeownership and retirement06:50 How long-term care can quickly consume years of home equity09:30 What families can do today to better protect their assets12:30 Why creating reliable retirement income matters more than many homeowners realize17:05 How financial education helps prevent costly emotional decisions19:47 What true legacy building really means for homeowners22:47 Why holistic financial planning can help families protect their futureLegacy Building Takeaway:"Planning isn't about fear. It's about protecting your independence, your family, and the future you worked so hard to create."Connect with Ben Millan:Website: https://serenity-retirement.com/Instagram: @serenityretirementplanningPhone: (323) 702-9551Connect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/At Exit Strategies Radio Show, our mission is to empower the community through financial literacy and real estate education, helping homeowners build wealth, protect equity, and create lasting legacies.Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.