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Top baseball minds and front offices, even with championship pedigree, often fall short without significant investment. The Nationals are on the right track, but the need to spend will become apparent soon.
Most people spend their entire lives chasing a number they never defined and winning a game they never knew how to end. In this episode of The Fulfillionaire, you'll learn the only financial formula that tells you when you have truly won. When your passive income exceeds your burn rate, the game is working without you. Mailbox money. Total liberation. Most financial planners never give you this finish line. They keep moving it. Knowing your burn rate, liquidity, and passive income changes your nervous system. Decisions sharpen. The personal trainer, trip, date night stop feeling like luxuries and start feeling like proof. The first number you need is your burn rate. Tune in now to the full episode of How to Know When You've Already Won Financially and find out you may have already won. Visit fulfillionaire.com to go deeper. Click the link to access the Burn Rate Calculator/Freedom Number and start planning with clarity: https://fulfillionaire.com/yourfreedomnumber/?utm_source=test&utm_medium=test&utm_campaign=test JP Newman is the founder of Fulfillionaire and CEO of Thrive FP, known for helping high-achievers align financial success with deeper human connection and purpose. With over $2 billion in real estate transactions and hundreds of investors coached, he brings a powerful blend of strategy, psychology, and emotional intelligence to the world of investing and negotiation. JP teaches that the best deals are built by understanding people, energy, and intention. Through his Fulfillionaire™ movement, he helps leaders stop operating from fear and start making decisions rooted in clarity and alignment. His approach redefines negotiation as a human-centered skill that turns insight into influence and lasting success. IG: https://www.instagram.com/jpnewman_/ LI: https://www.linkedin.com/in/jp-newman-45a1ba/
Money Energy Finds Me! Fall asleep with this relaxing sleep meditation for manifesting money and greater financial abundance. As you drift into deep rest, the Universe opens new doors, fresh opportunities begin to unfold, and you naturally align with a more prosperous reality. Gentle sleep affirmations are woven throughout the meditation to support your subconscious as you sleep.Lots of love, Nicky xDownload Sleep Time: Sleep Meditations App:https://onelink.to/sleeptimeDesigned for deep sleep and to fall asleep fast.Full access to my entire library of sleep meditations, subliminals, sleep stories, sleep music, and more.Subconscious work, manifesting, energy work, personal growth, emotional healing, extrasensory, and more.New releases arrive there first.Always ad-free.Extended versions up to many hours.Playlists, challenges, downloads, sleep journal, community, progress and more.My real human voice guaranteed.A familiar, trusted voice your nervous system recognises.Your support helps me create more for you.Important notePlease do not play this audio while driving or doing anything else. This audio and its contents are for entertainment purposes only.If you suffer from any kind of mental health condition, please seek advice from your health care professional as to the suitability of 'subliminal affirmations' for you. Keep your audio volume at a comfortable level; otherwise, as with any loud sound, sleep could be disrupted. Thank you.© 2026 Nicky Sutton Hosted on Acast. See acast.com/privacy for more information.
Stephen Grootes speaks to Nqobile Ndlovu, Founder of CashNSport Research & Advisory, about the financial paradox at the heart of South African rugby. Despite the Springboks being the world's most successful rugby team, SARU continues to battle financial losses, governance challenges and rising pressure to increase ticket prices. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Should you be financially secure before getting married?
Interview with Alan Carter, President and CEO, Cabral GoldOur previous interview: https://www.cruxinvestor.com/posts/cabral-gold-tsxvcbr-phase-one-heap-leach-on-schedule-q4-production-targeted-10682Recording date: 14th July 2026Cabral Gold is nearing a key milestone as it transitions from an exploration-focused company to a gold producer, with mining and ore stacking now underway at its Cuiú Cuiú gold-in-oxide project in Brazil. The activity forms part of the commissioning process for the Phase 1 heap leach operation, which is approximately 85% complete. Commercial gold production remains on track for the fourth quarter of 2026.The project is designed to process oxidized surface material using a low-cost heap leach method that avoids drilling, blasting, and complex milling. Ore from the MG deposit is currently being mined, sized, agglomerated, and stacked on leach pads, marking significant progress toward initial gold output. The remaining step before full production is commissioning the wet circuit, which will recover gold from solution.A key component of this process is the adsorption-desorption-recovery (ADR) plant, recently shipped from Australia and expected to arrive on site in late July 2026. Once installed, it will enable final commissioning stages through the third quarter. While initial gold production may begin earlier, Cabral has emphasized that commercial production will be declared only once steady-state output is achieved.Financially, the project remains aligned with the 2025 pre-feasibility study, including an estimated all-in sustaining cost of around $1,200 per ounce, offering strong margins even amid softer gold prices. The company is also evaluating a potential expansion of Phase 1, with further details expected soon.Meanwhile, exploration continues across the district, where Cabral is now modeling six deposits, double the previous estimate. With six drill rigs active and an updated resource estimate expected by year-end 2026, the company is positioning itself for both near-term cash flow and long-term growth.Learn more: https://www.cruxinvestor.com/companies/cabral-goldSign up for Crux Investor: https://cruxinvestor.com
Bongani Bingwa speaks to Samukelo Zwane, Product Head at FNB Wealth & Investments, about the latest FNB Retirement Insights Survey, examining how South Africans are planning for retirement, the financial realities they face, and the changing attitudes shaping long-term financial security. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio7See omnystudio.com/listener for privacy information.
Have you ever wondered if your business is financially fragile? It's a term that might not sound very attractive, but it's a reality for thousands of small businesses—even those that look incredibly healthy from the outside. In this episode, I'm pulling back the curtain on why so many small business owners are quietly stressing behind closed doors. We're talking about the gap between looking successful on social media and actually having a stable, profitable foundation. In this episode, we cover: The "Financial Fragility" Trap: How a business can look busy, have customers, and show growth, yet be one slow month away from a full-on panic. Common Signs of Fragility: If you find yourself constantly transferring money between accounts, living "weekend-to-weekend," or using debt to cover operational mistakes, this episode is for you. The 6 Reasons Your Business Stays Fragile: Focusing on Sales, Not Profit: Revenue is just an illusion of success if you aren't retaining profit. Emotional Decision-Making: Buying inventory, hiring, or avoiding price increases based on feelings rather than data is a recipe for instability. Avoiding the Numbers: Overwhelm and intimidation often lead owners to look away from their financials. Excessive Inventory: Why your "well-stocked" warehouse might actually be a pile of trapped cash. Building Around Survival Habits: When you operate in chaos for too long, survival becomes your "normal." Mistaking Hard Work for Strategy: You can work 80-hour weeks and still have poor margins. Strategy beats effort every time. From Survival to Strength I share a real-world example from a recent one-on-one coaching call where a business owner was working for free while her team managed the profitable service components. We talk about how to break these cycles and move toward true leadership. Remember: You didn't start your business to create a job for yourself that doesn't pay you. It's time to stop playing "store" and start leading like a CEO. 5 Ways to Build Financial Health: Know Your Numbers: Specifically, know your break-even point. Clarity creates control. Consistent Financial Reviews: Stop avoiding the data. Analyze your margins and expenses regularly. Stop Buying Emotionally: Use data-driven strategies to manage your inventory. Build Cash Reserves: Start small—even just 1% of your gross margin per week—to stop the cycle of panic over unexpected expenses. Lead Like a CEO: Shift your mindset from daily operator to strategic leader. I want to challenge you this week: Take out a pen and paper. Ask yourself, "Am I financially fragile?" and identify one habit from today's episode you can commit to changing. If you're ready to stop the chaos and build an operating system designed for profit, let's get to work. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe
Have you ever wondered if your business is financially fragile? It's a term that might not sound very attractive, but it's a reality for thousands of small businesses—even those that look incredibly healthy from the outside. In this episode, I'm pulling back the curtain on why so many small business owners are quietly stressing behind closed doors. We're talking about the gap between looking successful on social media and actually having a stable, profitable foundation. In this episode, we cover: The "Financial Fragility" Trap: How a business can look busy, have customers, and show growth, yet be one slow month away from a full-on panic. Common Signs of Fragility: If you find yourself constantly transferring money between accounts, living "weekend-to-weekend," or using debt to cover operational mistakes, this episode is for you. The 6 Reasons Your Business Stays Fragile: Focusing on Sales, Not Profit: Revenue is just an illusion of success if you aren't retaining profit. Emotional Decision-Making: Buying inventory, hiring, or avoiding price increases based on feelings rather than data is a recipe for instability. Avoiding the Numbers: Overwhelm and intimidation often lead owners to look away from their financials. Excessive Inventory: Why your "well-stocked" warehouse might actually be a pile of trapped cash. Building Around Survival Habits: When you operate in chaos for too long, survival becomes your "normal." Mistaking Hard Work for Strategy: You can work 80-hour weeks and still have poor margins. Strategy beats effort every time. From Survival to Strength I share a real-world example from a recent one-on-one coaching call where a business owner was working for free while her team managed the profitable service components. We talk about how to break these cycles and move toward true leadership. Remember: You didn't start your business to create a job for yourself that doesn't pay you. It's time to stop playing "store" and start leading like a CEO. 5 Ways to Build Financial Health: Know Your Numbers: Specifically, know your break-even point. Clarity creates control. Consistent Financial Reviews: Stop avoiding the data. Analyze your margins and expenses regularly. Stop Buying Emotionally: Use data-driven strategies to manage your inventory. Build Cash Reserves: Start small—even just 1% of your gross margin per week—to stop the cycle of panic over unexpected expenses. Lead Like a CEO: Shift your mindset from daily operator to strategic leader. I want to challenge you this week: Take out a pen and paper. Ask yourself, "Am I financially fragile?" and identify one habit from today's episode you can commit to changing. If you're ready to stop the chaos and build an operating system designed for profit, let's get to work. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into the latest news and insights that are shaping the landscape of patient care and drug development. The U.S. FDA has expanded the label for Pfizer and Astellas' Padcev, in combination with Merck's Keytruda, to include all muscle-invasive bladder cancer patients. This significant regulatory update broadens access to a combination therapy that merges an antibody-drug conjugate with a PD-1 inhibitor, offering enhanced treatment options for patients unable to tolerate cisplatin, a common chemotherapy drug. The decision marks a pivotal step forward in providing more inclusive and effective treatment regimens for bladder cancer. In Scotland, Roche's Columvi has been endorsed by the Scottish Medicines Consortium for use in treating relapsed or refractory diffuse large B-cell lymphoma. This approval highlights the growing importance of bispecific antibodies in oncology, which can simultaneously engage two different antigens to enhance anti-tumor responses. Such innovations underscore the ongoing transformation of cancer treatment through combination therapies. Across the Atlantic, Health Canada has approved Clinuvel's Scenesse for erythropoietic protoporphyria (EPP), a rare condition causing extreme light sensitivity. Scenesse acts as a melanocortin receptor agonist, offering photoprotection and improving quality of life for those affected by this debilitating disorder. On the business front, Bayer's strategic partnership with Apollo has secured a €3 billion equity deal for its long-acting reversible contraceptives business. This move underscores a growing emphasis on women's health and contraceptive innovation. Likewise, CMS and Insilico's collaboration aims to harness artificial intelligence for CNS drug discovery, promising to accelerate drug development through AI-driven target identification. Clinical trials continue to reveal promising developments. Eisai's Etalanetug is showing potential in reducing tau tangle biomarkers in dominantly inherited Alzheimer's disease. Similarly, Eisai and BioArctic's Leqembi subcutaneous autoinjector demonstrates comparable efficacy to its intravenous counterpart, potentially improving compliance and accessibility for early Alzheimer's patients through less invasive administration methods. Financially, Apnimed is planning an IPO to support its sleep apnea pill's commercial launch, while Velogene Biotechnology has secured Series A funding to advance its gene-editing platform. These financial activities highlight ongoing investments in innovative solutions aimed at addressing unmet clinical needs. Yet, challenges persist as well. The FDA has rejected Hengrui and Elevar Therapeutics' combination treatment for hepatocellular carcinoma for a third time, emphasizing the difficulties of meeting regulatory standards and demonstrating efficacy. Additionally, Germany's new healthcare cost-saving law has doubled pharmaceutical rebate rates, sparking industry concern over potential impacts on profitability and innovation investment. The regulatory landscape continues to evolve with the FDA proposing streamlined registration processes under the "hub-and-spoke" model to enhance transparency and security within supply chains. Meanwhile, recent FDA transparency actions have led to the release of 14 drug rejection letters, underscoring ongoing challenges in securing approvals due to stringent regulatory requirements. Geographically, emerging biotech hubs like Basel and Beijing are gaining prominence as global talent hotspots due to their conducive environments for research and development collaboration. These regions are becoming increasingly attractive for biopharmaceutical innovation. Amid fierce competition in obesity management solutions, Lilly's launch of its oral GLP-1 receptor agonist Foundayo faces stiff competition from Novo Nordisk's Wegovy pill. The race reflects broader trends toward developing patient-centric therapies that offer convenience alongside therapeutic efficacy. Intellectual property strategies are also evolving as companies employ new patent tactics to maintain competitive advantages in crowded markets. Safety remains a top priority as exemplified by Lupin Pharmaceuticals' recall of contaminated eye drops, highlighting ongoing challenges in ensuring product safety. Lastly, advancements in wearable technology offer promising improvements in patient care; however, integration into clinical practice is met with infrastructural hurdles—a sentiment echoed by healthcare professionals surveyed by the AMA. Overall, these developments paint a complex picture of scientific innovation intersecting with regulatory evolution and strategic industry adaptations aimed at enhancing patient outcomes while navigating economic pressures. As the industry evolves, stakeholders must remain vigilant and adaptable to seize opportunities and address challenges effectively.Support the show
Buying a home is one of the biggest financial milestones many families will ever achieve—but why do so many homeowners still struggle financially later in life?In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with financial planning expert Ben Millan to explore one of the most overlooked challenges facing homeowners today: building home equity doesn't automatically create long-term financial security.Together, they discuss why some families spend decades working hard and paying off their mortgage, yet still face financial stress during retirement. From protecting home equity and preparing for healthcare costs to creating reliable income and preserving wealth for future generations, this conversation offers practical insights every homeowner should hear.If you're a homeowner, planning for retirement, or simply want to make smarter financial decisions that benefit your family for years to come, this episode will help you think beyond the mortgage and toward lasting financial stability.Key Takeaways:02:01 Why some homeowners still struggle financially after paying off their home05:08 The biggest financial misconception about homeownership and retirement06:50 How long-term care can quickly consume years of home equity09:30 What families can do today to better protect their assets12:30 Why creating reliable retirement income matters more than many homeowners realize17:05 How financial education helps prevent costly emotional decisions19:47 What true legacy building really means for homeowners22:47 Why holistic financial planning can help families protect their futureLegacy Building Takeaway:"Planning isn't about fear. It's about protecting your independence, your family, and the future you worked so hard to create."Connect with Ben Millan:Website: https://serenity-retirement.com/Instagram: @serenityretirementplanningPhone: (323) 702-9551Connect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/At Exit Strategies Radio Show, our mission is to empower the community through financial literacy and real estate education, helping homeowners build wealth, protect equity, and create lasting legacies.Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.
Dahil sa sunod-sunod na bayarin, nahihirapan ka ba kung paano pagkakasyahin ang iyong pera? Naghahanap ka ba ng gabay upang mas maging mabuting katiwala ng iyong finances?Support CBN Asia today!https://www.cbnasia.com/giveSupport the show
We got a question in for our American Mamas, Teri Netterville and Kimberly Burleson...Dear Mamas, Do you feel like you should financially help your children because times are so different?If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button.
Plus, a great documentary I'd recommend.
Amy MacIver speaks to Cape Town’s Mayor, Geordin Hill Lewis, about Cape Town being recognized as South Africa's only "highly financially sustainable" metropolitan municipality, according to the latest Municipal Financial Sustainability Index released by Ratings Afrika. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Money Memo #17 Preparing Children Financially for College and Beyond. In this video I share a few insights on how what we are doing with Infinite Banking and whole life insurance, in our household, to have greater access to money now and still prepare our children for college, the work force, marriage, business and everything else adult life brings on financially. ⚔️ LIVE & LEAVE A LASTING LEGACY
Episode #305!The Business of Life Master Class Podcasthttps://www.facebook.com/TheBusinessOfLifeMasterClassInstagram: @thebusinessoflifemasterclassTwitter/X: @ClassTBOLGuest Walk on / Walk off Playlist (Spotify)Hosts: Debbie Lundberg & Barbara Zantwww.debbielundberg.com - Presenting Powerfully - 813-494-4438Facebook/Twitter/X/Instagram: @debbielundbergTikTok: @DebbieLundbergCoachInstagram for Barb Zant: @thestayatworkmomScott DaigleInstagram - LinkedIn - Tampa Bay Chamber of Commerce - Fifth Third Bank - @fifththirdbankDigital Engineer: Brianna ConnollyMusic: www.bensound.comMusic by AlexiAction from Pixabay - License code: CBKCX3HKZL8FJ2CMSend us Fan MailSupport the showThe Business of Life Master Class Podcast. Listen. Choose. Do!
Pastor Mike and Pastor Jose teaches how the scriptural reasons for not going to debt aren’t even for the financial benefit. It’s for reigning! Audio>
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into a series of transformative events shaping our industry, starting with a significant regulatory milestone. Vera Therapeutics recently achieved FDA accelerated approval for Trutakna, a groundbreaking treatment for IgA nephropathy. This approval not only provides new hope for patients suffering from this chronic kidney disease but also highlights the innovative approach targeting APRIL and BAFF pathways, crucial in immune system regulation. The drug's accelerated approval is particularly noteworthy as it offers earlier access to promising therapies while further trials solidify its benefits. This positions Vera Therapeutics against industry giants like Novartis and Otsuka in nephrology therapeutics, highlighting the competitive landscape within this sector. The FDA's expedited pathways are increasingly facilitating quicker access to life-saving drugs, aligning regulatory processes with scientific advancements to address unmet medical needs. The spotlight on fusion proteins in tackling autoimmune and renal disorders could signal a broader trend in therapeutic development. In parallel, AstraZeneca has made waves by entering into a major licensing agreement with Sino Biopharmaceutical for their COPD candidate TQC3721. This $1.9 billion deal, with a $200 million upfront payment, exemplifies how global collaborations are becoming pivotal in expanding market reach. By focusing on respiratory diseases, AstraZeneca is strategically positioning itself to enhance treatment options for COPD patients worldwide, reflecting an industry-wide movement towards leveraging regional expertise in drug commercialization. Meanwhile, Evonik's $100 million investment in an Indiana API manufacturing plant marks a strategic effort to bolster domestic production capacities post-pandemic. This investment underscores the rising demand for Contract Development and Manufacturing Organization (CDMO) services, emphasizing supply chain resilience—an increasingly critical factor as biotech firms seek reliable production partners. On the clinical trial front, Satellos Bioscience has reported promising Phase 1 data for SAT-3247, its Duchenne muscular dystrophy candidate. This AAK1 inhibitor demonstrates potential in promoting muscle regeneration, a development that could significantly alter treatment paradigms for this progressive neuromuscular disorder. If further trials confirm these findings, it could revolutionize therapeutic approaches for rare diseases. Financially, Leo Cancer Care's recent $65 million Series D funding is set to advance its upright radiotherapy treatment system. Such innovations aim to improve precision and outcomes in cancer therapy, at the intersection of technology and patient care. Similarly, MeiraGTx's securing of up to $400 million from Oberland Capital underlines ongoing confidence in gene therapies targeting rare ophthalmological conditions. Strategic maneuvers continue to reshape industry landscapes with mergers like that of Caidya and Simbec-Orion forming a global CRO platform aimed at enhancing research capabilities across oncology and rare diseases. Such consolidations reflect broader trends towards operational efficiencies and scaling research capabilities globally. Amidst these developments, quality control remains paramount as evidenced by Amgen's recall of its heart failure drug due to quality concerns. Such challenges reiterate the importance of stringent quality assurance throughout production processes in safeguarding patient safety. Vertex's acquisition of Crinetics for $10 billion marks another strategic expansion into "white space blockbuster opportunities," illustrating how M&A activity is driving companies to bolster pipelines and capitalize on emerging scientific advancements. These developments collectively underscore the dynamic nature of the pharmaceutical and biotech industries as they navigate complex regulatory landscapes, financial recalibrations, and scientific breakthroughs. As companies strive towards more effective and accessible treatments across various therapeutic areas, their ability to adapt to these challenges remains crucial in shaping the future of healthcare delivery. Thank you for tuning into Pharma Daily. Stay informed with us as we continue to bring you the latest insights from the world of pharmaceuticals and biotechnology.Support the show
In this episode of the Vacationeers Theme Parks & More Podcast, Tom and Jon are talking all about water park All-Day Dining at Aquatica Orlando and Adventure Island.At Aquatica Orlando, Tom and Jon both used the All-Day Dining plan on the same day. The plan cost $44.99 per person and allowed them to get an entrée, side or dessert, and fountain drink every 90 minutes during park hours. They compare each meal stop side-by-side, including Waterstone Grill, Kookaburra Kitchen, Papa's Pizza, Walkabout Pizza, Mango Market, and more.Tom's estimated Aquatica food and drink total came to about $175.36, saving around $130.37 compared to the $44.99 plan price. Jon's estimated Aquatica total came to about $165.15, saving around $120.16. Combined, they estimate they received about $340.51 worth of food and drinks for $89.98 in dining plans, saving about $250.53.Then the discussion moves to Adventure Island, where Tom and Jon visited on separate days. Jon tried meals from Surfside Café, Mango Joe's, and Colossal Pizza, with a total menu value of $166.96 and savings of $116.97. Tom's Adventure Island visit included Surfside Café, Mango Joe's, Colossal Pizza, and Captain Pete's, with an estimated menu value of around $168 and savings of around $118.Along the way, they discuss food quality, value, menu confusion, portion sizes, best and worst picks, and which water park had the better All-Day Dining plan overall.So, is water park All-Day Dining actually worth it? Financially, yes. Emotionally? That depends how you feel about eating theme park food every 90 minutes like you're training for the Buffet Olympics.Thanks for watching and listening. So until the next podcast, vlog, or livestream, keep making memories.Links:YouTube: https://www.youtube.com/@VacationeersPodcastWebsite: https://vacationeerspodcast.com/Podcast: https://vacationeerspodcast.com/vacationeers-theme-parks-more-podcast/X: https://x.com/VacationeerTomInstagram: https://www.instagram.com/vacationeer_tom/Facebook: https://www.facebook.com/VacationeerTomMerch: https://vacationeerspodcast.com/merch/ThrillLedger:Track rides. Count memories.https://thrillledger.vacationeerspodcast.com/
Travel sports are becoming financially out of reach HR 1 full 2341 Wed, 08 Jul 2026 15:20:14 +0000 SnFK8auLgXz0AT77bAzmeGXOy8GSPfWf news MIDDAY with JAYME & WIER news Travel sports are becoming financially out of reach HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com
A high income doesn't always create wealth, liquidity, or peace of mind. In this episode, Hannah Kesler explains why business owners, doctors, and other high earners can still feel financially stuck when their money is tied up in cash flow demands, taxes, debt, and locked-up assets. Learn how Infinite Banking, properly designed whole life insurance, cash value, and policy loans can help you store capital, access liquidity, and build a more flexible personal banking system. Watch our 90-minute presentation here: https://bit.ly/tmm-podcast-ppt Send us an email at podcast@themoneymultiplier.com Check out our resources at: https://linktr.ee/themoneymultiplier
Welcome to the Building Your Money Machine Show! Today, we're calling out all the so-called "rules" about where your finances are “supposed” to be. Forget the tired benchmarks and cookie-cutter numbers you see plastered all over the Internet. I'm here to give you the real deal—the 8 signs you're actually going to be okay financially, on your terms, not somebody else's.Too many people waste energy comparing themselves to averages and end up feeling behind. That ends right now. In this episode, I'm sharing the honest truth about what financial security really looks like—and spoiler alert: it has nothing to do with hitting someone else's magic number. This is about building YOUR money machine and living a life you actually want.Ready to get off the hamster wheel? Let's do this—let's talk about how to master your money, crush stress, and finally step into that life by choice.IN THIS EPISODE, I COVER:Why knowing your real “enough” number beats chasing generic milestones every day of the weekThe difference between debt that works for you and debt that eats your snacks and never leavesHow automating your investing is the ultimate cheat code for building wealthThe power of liquidity (hint: it's your get-out-of-stress-free card AND your opportunity engine)Why having a living, breathing plan beats a dusty old PDF in your drawer—every single timeIf you're ready to ditch the comparisons and rewrite your definition of financial success, hit play. Because earning more doesn't make you free—a money machine does.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™:Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
Bram Kanstein is a creative entrepreneur and the host of Bitcoin for Millennials, exploring Bitcoin not as a trade, but as essential savings technology and a rational opt-out from a failing fiat money system.› https://x.com/bramkPARTNERS
It's claimed carers in Clare are struggling financially as a result of 'six years of broken promises'. It comes as Family Carers Ireland found those in local authority housing in Clare pay €77.50 a week in rent, 58% more than Monaghan which was found to be the cheapest in the country. The Government committed to standardising the Differential Rent Scheme in the program for Government in 2020. Clare Aontú rep June Dillon says it's high time carers nationwide are treated fairly.
Show Theme: FREEDOM! Are you truly free?When you think about freedom, what comes to your mind?What does freedom look like to you?Are you free in all areas of your life? Mentally, Emotionally, Physically, Spiritually, Financially, etc.?Are there any areas in your life where you feel locked or stuck? What do you need to do to remove those barriers, unlock those invisible or visible chains, and unleash your true self and potential?GUEST PANELLady MaggieMaggie G. (Lady Maggie) is a woman of faith, artist, poet, and proud 2024 alumna of Sister2Sister Gathering. She is passionate about encouraging others through creativity, compassion, and God's word. As a wife, mother, bonus mom, and Bible Study Leader, she believes every life has purpose and every challenge offers an opportunity for growth. With a background in customer service, technology support, and mentoring, Maggie enjoys helping people find practical solutions while inspiring hope. Through painting, drawing, writing heartfelt poetry, and serving her community, she strives to reflect God's love, inspire faith, and leave a lasting impact. Tagline/Phrase to highlight me: Maggie G. | Artist * Poet * Encourager * Woman of Faith"Faith is my foundation. Creativity is my signature" Illana WattsIllana Shadé Watts is a lover of God, who hails from Norfolk, Virginia. She is the oldest of 2, and an auntie to 3 amazing future world changers: Micah, Chase, and Madison. She is the daughter of the late Samuel Watts, and Darlene Watts. She is a 2008 alumnae of Grambling State University, where she received her Bachelor's in Political Science. Illana loves museums, all things Titanic, napping and traveling-specifically, cruises!Tagline/phrase: God said what HE said!CALL TO ACTIONSubscribe / Follow GEMS with Genesis Amaris Kemp podcast on audio platform & YouTube channel, Hit the notifications bell so you don't miss any content, and share with family/friends.GENESIS'S INFOhttps://genesisamariskemp.net/genesisamariskempIf you would like to be a SPONSOR or have any of your merchandise mentioned please reach out via email .**REMEMBER - You do not have to let limitations or barriers keep you from achieving your success. Mind over Matter...It's time to shift and unleash your greatest potential.
Episode 238Series: On the Mission Field - 31Jason Windnagle and his family are called to minister to the American servicemembers stationed in South Korea. They also reach out to and minister to the South Koreans around them. People may think that servicemembers have a true understanding of the gospel, but you will discover as you listen to this episode that this is overwhelmingly NOT the case! The U.S. Armed Forces are a cross section of the country at large, and servicemembers are increasingly ignorant of the gospel of Christ even as the population is. They also face an uphill battle against a common military culture plagued by vices of both social and traumatic origin, even while it is characterized by honor, pride, and discipline. Brother Windnagle knows the culture all too well, and in this episode, he shares with us his heart to evangelize, disciple, serve, and equip souls for Christ, and the circumstances that led him to missions in South Korea.Listen to the Removing Barriers Podcast here:Spotify: https://cutt.ly/Ega8YeIApple Podcast: https://cutt.ly/Vga2SVdEdifi: https://cutt.ly/Meec7nsvYouTube: https://cutt.ly/mga8A77Podnews: https://podnews.net/podcast/i4jxoSee all our platforms: https://removingbarriers.netContact us:Email us: https://removingbarriers.net/contactFinancially support the show: https://removingbarriers.net/donateAffiliates:Book Shop: https://bookshop.org/shop/removingbarriersChristian Books.com: https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574Fastmail: https://join.fastmail.com/8e23c12bSee all our affiliates: https://removingbarriers.net/affiliatesNotes:Website: https://afbmissions.com/jasonandcarriewindnagle/
Trending with Timmerie - Catholic Principals applied to today's experiences.
Wallet Win Catholic financial coaches Jonathan & Amanda Teixeira join Trending with Timmerie: Episode Guide Student loans are now preventing retirement (2:05) Financially evaluating a person before you start dating them (24:25) George Washington's remarkable prayer for America still resonates 250 years later (42:13) Resources mentioned: WalletWin https://walletwin.com/ Stop living Paycheck to paycheck. https://relevantradio.com/2024/01/money-as-a-catholic-feast-of-the-holy-spouses/ How to adopt a baby on a budget https://relevantradio.com/2024/04/parents-on-a-budget/ Helen Alvare episode on wins for faith and freedom https://relevantradio.com/2026/04/winning-court-cases-defend-catholics-religious-liberty/
Interview with Philip Williams. Director & CEO of IsoEnergy Ltd.Our previous interview: https://www.cruxinvestor.com/posts/isoenergy-ltd-tsxiso-sequential-build-out-anchored-by-us-uranium-restart-9432Recording date: 1st July 2026IsoEnergy has moved through a period of significant portfolio development, anchored by the completed acquisition of Toro Energy, encouraging exploration results in Saskatchewan, and continued technical work toward a potential production restart in Utah. Together, these developments position the company across three of the jurisdictions most favoured by uranium investors: Canada, the United States, and Australia.The Toro acquisition brought the Wiluna project into IsoEnergy's portfolio, adding three near-surface deposits containing an estimated 75 million pounds of uranium. The project's shallow depth, from surface to approximately 10 metres, and its history of federal and state permitting make it a comparatively advanced addition. Management has outlined a six-to-twelve-month plan to update Wiluna's resource estimate and economic study to current Canadian reporting standards, alongside additional infill drilling intended to improve confidence in the resource.In Saskatchewan, drilling at the Hurricane deposit's "south trend" produced results that exceeded internal expectations. An area previously modelled to contain grades of 1–1.5% uranium instead returned intersections above 10%, including a best result of 11.6%, with a follow-up hole grading 2.75% roughly 550 metres from the existing resource. Hurricane already ranks among the highest-grade uranium deposits globally, with an indicated resource of 48.6 million pounds at 34.5% uranium. The south trend results suggest that high-grade mineralisation may extend beyond the boundaries of the current resource model, and the company plans to continue testing this trend as its 20-hole summer drilling programme resumes.In Utah, IsoEnergy is evaluating a restart of the Tony M mine. A 2,000-tonne bulk sample is being processed through a beneficiation technology that has shown it can remove 75% of material volume while retaining over 90% of contained uranium in initial testing. These results will feed into an updated economic study, expected before the end of 2026, which management has indicated will inform the ultimate restart decision.Financially, IsoEnergy reports approximately $130 million in cash, providing flexibility to fund study work and exploration across all three jurisdictions without near-term reliance on external capital. NexGen Energy, an early investor in the company, holds approximately 28% of shares outstanding following dilution from the Toro transaction.Management has characterised its overall approach as sequencing three potential mines according to their individual stages of readiness: Tony M as the nearest-term production candidate, Wiluna as a three-to-five-year development project, and Hurricane as a longer-dated asset dependent on further exploration and potential collaboration with neighbouring operators. This framing reflects a broader intent to reduce the binary risk associated with single-asset uranium developers by diversifying across geography and development stage.For investors, the near-term catalysts to monitor include the Tony M economic study due by year-end 2026, further assay results from Hurricane's south trend as the summer programme continues, and progress toward updated resource and economic disclosures for Wiluna over the coming months.View IsoEnergy's company profile: https://www.cruxinvestor.com/companies/isoenergySign up for Crux Investor: https://cruxinvestor.com
Town Manager Terry Rozema sits down with Finance Director Yiannis Kalaitzidis and Deputy Town Manager Erik Montague to talk about the Town budget and projections for the future.
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we're diving into a series of significant advancements and strategic shifts reshaping the industry landscape. To begin, the U.S. Food and Drug Administration has taken a noteworthy step by selecting key industry players, including Eli Lilly, Regeneron, Fujifilm, and Kriya Therapeutics, for its PreCheck pilot program. This initiative is designed to enhance U.S. drug manufacturing capabilities, emphasizing the importance of robust domestic production. By reducing dependency on international supply chains, the program aims to expedite the delivery of critical therapies, highlighting a strategic move towards self-reliance in pharmaceutical manufacturing. In oncology news, Beone's Brukinsa (zanubrutinib), a small molecule BTK inhibitor, has demonstrated a remarkable 43% reduction in risk of progression for patients with first-line mantle cell lymphoma in its Phase 3 trial. This breakthrough offers a promising chemotherapy-free option for non-Hodgkin lymphoma treatment, marking significant progress in targeted cancer therapies that could improve patient outcomes in previously underserved areas. Meanwhile, Boulevard Bio and Metis TechBio have sealed a substantial licensing agreement valued at $1.6 billion for MTS-128, a trispecific T-cell engager aimed at autoimmune diseases. This collaboration reflects a broader industry trend towards leveraging advanced AI and machine learning technologies to enhance the development of precision medicine and personalized therapies. Such partnerships indicate a shift towards more innovative approaches to tackling complex disease mechanisms and illustrate burgeoning interest in multispecific biologics within immunotherapy domains—offering new avenues for targeting multiple disease pathways simultaneously. On the regulatory front, Sanofi is advancing efforts to expand the U.S. label for Nexviazyme (avalglucosidase alfa) following successful Phase 3 trials for infantile-onset Pompe disease. As an enzyme replacement therapy targeting GAA enzyme deficiency, Nexviazyme could address a critical gap in treatment options for this debilitating genetic disorder, underlining the importance of regulatory pathways in facilitating access to life-saving therapies. Financially, Beeline Medicines has garnered $126.3 million in Series A extension funding to propel its autoimmune programs originally sourced from Bristol Myers Squibb. Similarly, SmartBax has raised €6.3 million to advance its lead antibiotic program targeting multi-drug resistant infections. These investments underscore an unwavering focus on addressing unmet medical needs through innovative therapeutic solutions. Regulatory challenges persist as well; Unicycive Therapeutics faced FDA rejection due to third-party manufacturing deficiencies surrounding oxylanthanum carbonate. This setback emphasizes the critical importance of maintaining rigorous quality standards throughout drug production processes to secure regulatory approvals and ensure patient safety. Globally, China has achieved a milestone with the approval of the world's first CAR-T therapy for solid tumors—a significant leap forward given the historical challenges of applying CAR-T technology beyond hematological malignancies. This approval could transform cancer treatment paradigms globally and prompt similar regulatory advancements in other regions. In other developments, Abbvie and Genmab's combination therapy involving Epkinly has shown promise in diffuse large B-cell lymphoma (DLBCL) trials following prior challenges with monotherapy approaches. This success story highlights the potential of combination therapies in enhancing outcomes for patients battling complex cancers like DLBCL. From a corporate perspective, Klick Health's acquisition of Oxford Pharmagenesis marks its third purchase in 18 months, expanding its global footprint and scientific capabilities—a testament to ongoing consolidation trends aimed at augmenting expertise and strategic growth within the sector. These developments collectively paint a picture of an industry dynamically evolving amidst scientific breakthroughs and regulatory recalibrations. As companies navigate this transformative landscape, their ability to adapt and innovate remains paramount for sustaining growth and addressing global healthcare challenges effectively. Stakeholders must remain agile to seize opportunities while mitigating inherent risks in this high-stakes environment that increasingly prioritizes patient-centric innovations.Support the show
One income can feel stable.Until it suddenly disappears.In this episode, we talk about why depending on only one income source can be financially dangerous. A steady paycheck is good, but real financial security needs options, backup, and preparation.You'll learn how to start building extra income streams, reduce money stress, and protect your family from sudden financial shocks.Why one income can make you vulnerableThe difference between income and securityWhy multiple income streams give peace of mindSimple ways to start small and build your Plan BFollow and Subscribe to Chink Positive for more practical lessons on money, mindset, financial literacy, and success.Share this with someone who needs to build a backup income.If this episode helped you, please leave a review.#ChinkPositive #FinancialFreedom #MultipleIncomeStreams #MoneyMindset #FinancialLiteracy #PersonalFinance #ExtraIncome #SuccessMindsetFor any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
Have questions? Send me a text hereAlmost any transaction that takes place will require some amount of due diligence, aka detective work. If you don't believe me, next time you catch yourself reading the ingredient list on a bag of chips or a can of soup think back to that statement I just made and you will understand what I mean. And yet there are people out there who will exercise less due diligence when buying real estate, or a business, or a piece of equipment for their business than they do when buying food. It sounds like a boring topic but simple acts of due diligence can save you hundreds of thousands of dollars when it comes to investing in real estate or buying a business. It can mean the difference between incredible success and total failure.I would love to hear from you. Send me a text message by clicking the link above this description. You can ask a question, leave a comment or just say hello. I look forward to hearing from you!Subscribe to the Financial Momentum Newsletter where we discuss ideas and tools to build momentum in your business and life! The newsletter is FREE and delivered to your inbox once a week. Click here to subscribe! DISCLAIMER: This video/audio content is intended only for informational, educational, and entertainment purposes. Neither Real Estate Revenue, Financial Momentum or Paul Ary are registered financial advisors, financial planners, attorneys, tax professionals or economists and the contents of this video and/or audio podcast should not be considered investment, financial, legal or tax advice. Your use of Financial Momentum or Real Estate Revenue's channel either on YouTube or on any audio podcast, and your reliance on any information from these sources is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, Instagram, Twitter, LinkedIn) for communications with The Financial Momentum Podcast, Real Estate Revenue or Paul Ary does not establish a formal business relationship. This is not financial advice. These are my personal opinions on real estate and the world in general.
This week on Sober Awkward, Vic chats to Ben Gibbs from The Sober Boozers Club about the rapidly changing world of alcohol-free beer and whether pub culture can survive a generation that's drinking less, drinking differently, or not drinking at all.Because let's face it, Vic used to be the kind of customer pubs loved. These days Vic walks into a pub, orders one alcohol-free beer, has a lovely chat, and leaves. Financially speaking, she's not exactly the customer she used to be.So what does this shift mean for the hospitality industry? Can pubs, breweries and bars survive if people are only ordering one or two drinks instead of six? Is the alcohol-free movement a genuine revolution or just a passing trend? And why are so many younger people choosing not to drink in the first place?Vic and Ben also tackle one of the most debated topics in sobriety: alcohol-free beer. Is it a useful tool or a dangerous game? Should people in early sobriety avoid it altogether? What if it triggers cravings? Why does it work brilliantly for some people and not for others?Most importantly, Ben shares his experience of trying to keep all the things he loved about his old social life, the pub chats, the mates, the laughs, and the sense of belonging, while quietly removing the alcohol from the equation.Turns out, getting sober doesn't always mean changing your entire personality. Sometimes it just means changing what's in your glass.A fascinating conversation about identity, friendship, changing drinking culture, and whether the future of the pub might be a lot less boozy than we ever imagined.
Episode 237Series: On the Mission Field - 30In this episode, we sit down with the Faria family to the Dominican Republic in this new installment of the On the Mission Field series. Cleverson and Stefanie Faria share a wonderful testimony of God's love reaching across national and cultural boundaries. Having saved a Brazilian man and an American woman, He brought them together in marriage, and called them to serve the people of the Dominican Republic as missionaries. The country is mostly Catholic, and cultural pressures sometimes keep people tied to the spiritual darkness even when they see their need for the Savior. The Farias work carefully and diligently to establish and maintain relationships that keep the doors open to sharing the true light of the gospel with the people. In this episode, we learn how God saved them, called them to the mission field, and what He is doing through them to bring the lost into His marvelous light. Listen to the Removing Barriers Podcast here:Spotify: https://cutt.ly/Ega8YeIApple Podcast: https://cutt.ly/Vga2SVdEdifi: https://cutt.ly/Meec7nsvYouTube: https://cutt.ly/mga8A77Podnews: https://podnews.net/podcast/i4jxoSee all our platforms: https://removingbarriers.netContact us:Email us: https://removingbarriers.net/contactFinancially support the show: https://removingbarriers.net/donateAffiliates:Book Shop: https://bookshop.org/shop/removingbarriersChristian Books.com: https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574Fastmail: https://join.fastmail.com/8e23c12bSee all our affiliates: https://removingbarriers.net/affiliatesNotes:Website: https://www.facebook.com/cleverson.faria.925
How much should you save based on your income? In this episode, Brian and Bo break down exactly how to build wealth at $50,000, $100,000, $150,000, and $300,000 per year. Learn realistic savings rates, retirement projections, emergency fund targets, budgeting frameworks, and the mindset shifts that can help you achieve financial independence regardless of where you start. Whether you're trying to maximize a modest income, avoid lifestyle creep, invest more effectively, or create a retirement plan that works, this guide shows how disciplined saving, investing, and smart financial planning can help you win with money. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
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In the 193rd episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss the challenge of motivating clients to take difficult but necessary action toward their goals. For full show notes, see kitces.com and thesocietyofadvice.com.
Episode #304!The Business of Life Master Class Podcasthttps://www.facebook.com/TheBusinessOfLifeMasterClassInstagram: @thebusinessoflifemasterclassTwitter/X: @ClassTBOLGuest Walk on / Walk off Playlist (Spotify)Hosts: Debbie Lundberg & Barbara Zantwww.debbielundberg.com - Presenting Powerfully - 813-494-4438Facebook/Twitter/X/Instagram: @debbielundbergTikTok: @DebbieLundbergCoachInstagram for Barb Zant: @thestayatworkmomScott DaigleInstagram - LinkedIn - Tampa Bay Chamber of Commerce - Fifth Third Bank - @fifththirdbankDigital Engineer: Brianna ConnollyMusic: www.bensound.comMusic by AlexiAction from Pixabay - License code: CBKCX3HKZL8FJ2CMSend us Fan MailSupport the showThe Business of Life Master Class Podcast. Listen. Choose. Do!
“It's not your fault.” This is the message Alissa Quart has spent over a decade trying to get people to believe when it comes to economic hardship. Right now, it feels harder than ever to embrace. Alissa Quart is the executive director of the Economic Hardship Reporting Project, the nonprofit Barbara Ehrenreich built after writing her groundbreaking exposé Nickel and Dimed. A journalist herself, Alissa is the author of seven books, including Squeezed: Why Our Families Can't Afford America and Bootstrapped: Liberating Ourselves from the American Dream. She's spent over a decade reporting on class, caregiving, and economic precarity. In this episode, Jessi and Alissa discuss: Why "insecurity" is a more honest and unifying framework than "affordability," and how it builds solidarity across class lines The data behind it: 52% of US families are now financially insecure by one measure, and nearly half of workers lack confidence they could find a job they'd want "Apocalyptic insecurity": the new framework Alissa and economist Lynn Parramore developed to describe how employers use AI dread to manipulate workers The Frederick Taylor parallel: how AI is repeating the logic of scientific management, a century later "AI brain fry": the exhaustion of performing enthusiasm for AI at work while feeling something very different about it personally Why losing the narrative of generational progress is its own kind of psychological injury The AI dividend, universal basic income, and what a modern New Deal could look like Why naming the problem matters: how failing to recognize insecurity as systemic — rather than personal failure — can curdle into self-blame and even disordered coping What Alissa tells her own daughter about finding agency in an uncertain future Follow Alissa Quart and Jessi Hempel on LinkedIn.
In this episode of the Secure Your Retirement Podcast, Murs and Nick discuss why retirement stress and retirement anxiety don't disappear when the account balance hits a certain number, and what it actually takes to plan for retirement with real confidence. Joined by Senior Wealth Advisor and Certified Financial Planner Nick Hymanson, they walk through the fears and financial stress that show up most often in client meetings, from losing the paycheck to navigating market volatility, long-term care planning, and the weight of protecting a surviving spouse. Whether you are retiring comfortably or still working toward that goal, this conversation gets honest about the gap between having money and having a plan.Listen in to learn about the five critical areas of retirement income planning that form the foundation of a secure retirement, including tax strategy for retirement, healthcare costs in retirement, estate planning, and how to build a financial checklist that actually prepares you for what retirement looks like day to day. Radon, Murs, and Nick explain how financial planning strategies like Roth conversions in retirement and a structured bucket approach to market volatility can shift retirement planning from something that keeps you up at night to something you trust completely.In this episode, find out:Why retirement anxiety hits even high-net-worth retirees, and how the loss of a paycheck changes the entire structure of a retirement planHow market volatility creates sequence of returns risk in the early years of retirement, and what tax strategies for retirees can do to protect against itWhat long-term care planning and healthcare costs in retirement look like inside a complete financial checklist, and why waiting too long to address them is one of the costliest mistakes in planning retirementHow Roth conversions in retirement and other proactive tax strategy tools can reduce your lifetime tax bill, especially in the years between retirement and required minimum distributionsWhy estate planning and protecting the surviving spouse belongs inside every retirement plan, and how the Peace of Mind Pathway™ addresses all five critical areas under one team, one plan, one feeTweetable Quotes:"The only way you overcome these fears is you talk about them. And the only way you get comfortable and confident is there's a plan around it that you can reference and revisit." – Murs Tariq"How do we structure things so there's less risk in the plan and things go the way someone wants them to go? That's what retirement income planning is really about." – Nick HymansonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
How do you give your kids every advantage without raising kids who expect life to hand them everything? In this episode, Dr. Lauryn and Kirby unpack one of the biggest first-generation wealth parenting dilemmas: using money to create opportunity while still teaching work ethic, perspective, gratitude, and financial responsibility.Together, they talk through the money conversations they're having with their kids, from career choices and salary expectations to credit history, Roth IRAs, 529 plans, cars, jobs, chores, and college. They also share where they feel confident, where they still feel like they're figuring it out, and why the way you live may teach your children more about money than anything you say.Key Takeaways:Financial literacy starts with honest conversations. Lauryn and Kirby explain why kids need to understand the connection between career choices, income, lifestyle, debt, and the tradeoffs that come with every path.Wealth can create opportunity without creating entitlement. They discuss tools like building credit history, employing kids through the family business, Roth IRAs, 529 plans, and college planning while still keeping the bigger focus on responsibility.Work ethic is modeled more than it is preached. Kids are watching how you spend, save, work, repair, travel, and find joy, which means your everyday choices may shape their money mindset more than formal lessons.Parenting financially smart kids requires ongoing course correction. Lauryn and Kirby share why they're looking for signs of independence, gratitude, and initiative now, while their kids are still young enough to be guided.Resources:Find all things Dr. Lauryn B including ways to work with herFollow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTubeMentioned in this episode:Clinic MindClinic Mind is the all-in-one EHR and practice management platform built for chiropractors — billing, documentation, scheduling, and patient follow-up in one place, whether you run a cash practice, take insurance, or are scaling to multiple locations. She Slays the Day listeners get an exclusive offer.Clinic MindHolistic Marketing HubWant to attract ideal patients to your clinic? No time to utilize your clinic's social media pages? Holistic Marketing Hub teaches you (or one of your team members) exactly how to use your clinic's Instagram account to find and attract those patients in your community. Use code "SheSlays" to get $300 off!Holistic Marketing HubINSiGHT CLAThis episode is brought to you by the INSiGHT scanning system from CLA, the tool that helps chiropractors show patients objective neurological data so the value of care becomes clear, fueling conversion, retention, and growth. She Slays listeners get preferred pricing, affordable financing, and a free Getting Into Scanning guide.CLA (Current)
Imagine I hand you two mutual funds and ask how you'd split your money. Same holdings. Same cost. Line by line, they're the exact same fund. The only difference? One has a name you recognize and the the other is generic. Financially, there's no reason to prefer one over the other. But when researchers ran this experiment, investors didn't split their money evenly. In this episode, I break down new research on the hidden cost of making investment decisions based on familiarity. Here's what you'll learn: → Why a familiar fund name changes how investors judge risk, return, and safety → What the "trust premium" reveals about how investors value familiarity → How famous fund families have performed against their benchmarks → The questions to ask before choosing a fund or accepting an advisor's recommendation By the end, you'll have a more disciplined and informed way to judge whether confidence is being earned or merely assumed. ***
Financial expert Matt Bell shares biblical principles and practical tools for managing your money in a way that builds trust, peace, and purpose. From budgeting to car payments to long-term investments, you’ll discover how to make financial decisions that strengthen your faith and your marriage. Receive a copy of Starting Strong and an audio download of "Unlock the Secrets to a Financially Secure Marriage" for your donation of any amount! Get More Episode Resources If you enjoyed listening to Focus on the Family with Jim Daly, please give us your feedback.
Mea Culpa welcomes back legendary politician turned political analyst, Michael Steele. Steele made history when he became the first African-American candidate to be elected to statewide office in Maryland, where he served as lieutenant governor from 2003 to 2007, and when he was chosen to be the first African-American chairperson of the Republican National Committee from 2009 to 2011. Steele's abilities as a communicator and commentator have been showcased daily on MSNBC, where he has become a fierce opponent of Donald Trump and the MAGA agenda. He's also appeared on Meet the Press, Face the Nation, HBO's Real Time with Bill Maher, and The Daily Show to name a few. In addition to his work in television, Steele can be heard each week on his radio show on SiriusXM or on the Michael Steele Podcast which has become a must listen for those on both sides of the aisle. He joins me today to discuss the legal thicket we must politically navigate as Trump's four criminal trials loom as well as some color commentary on last week's GOP Debate.
Financial expert Matt Bell shares biblical principles and practical tools for managing your money in a way that builds trust, peace, and purpose. From budgeting to car payments to long-term investments, you’ll discover how to make financial decisions that strengthen your faith and your marriage. Receive a copy of Starting Strong and an audio download of "Unlock the Secrets to a Financially Secure Marriage" for your donation of any amount! Get More Episode Resources If you enjoyed listening to Focus on the Family with Jim Daly, please give us your feedback.