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Are you feeling overwhelmed and struggling to prioritize your time as a school leader? In this episode, I share some exciting news about my upcoming digital course, Take Control of Your Leadership: A Road to Awesome Map for Early Career Leaders. This course is designed to help you overcome overwhelm, focus on what truly matters, and lead with clarity.Sign up for our mailing list at roadtoawesome.net to get early access, special pricing, and exclusive bonuses! And stay tuned for information on this exciting new course.And now...about our guest on this week's episode:Laura Mixon Camacho, PhD, is an executive communication strategist and culture fixer. From her deep dive research into luxury brand messaging, winning political campaigns, and neuroscience, she takes a bespoke approach to teaching highly intelligent high-performers how to connect, engage and inspire people to improve business outcomes and build culture.Her articles on influence and culture have been regularly featured in several publications, including Forbes, The Southern C, Lionesses of Africa and Training Industry.She is also author of the Cultured Communication Workbook and The Practical Guide to Effective Communication. Her podcast, Speak Up with Laura Camacho, is ranked #2 in the world for communication skills podcasts and lists in the top 2.5% of all podcasts in the world.Laura's recent clients include ABI, Bosch, Charleston County, Charleston Water Systems, Comcast, Catch Talent, Google, King Bean Coffee, Mayne Pharma, Medtronic, Nestlé, SCRA, Society of Women Engineers, among others.She lives in Mt. Pleasant with husband, Ruben. When not working she can be found daydreaming at the beach on Sullivan's Island.Connect with Laura:Contact: hello@speakupwithlaura.comInstagram: Speak Up With LauraX/Twitter: Speak Up With Laura Linkedin: Laura Mixon Camacho, PhDWebsite: www.speakupwithlaura.comPodcast: Speak Up: Develop Your Executive Presence
Súil ag Niall Ó Luasa go gcuirfidh an deontas do Shlí Ghaeltacht Mhúscraí feabhas ar an gcosán agus go meallfar breis cuairteoirí an dúthaigh.
Fri, 02 Aug 2024 15:01:00 +0000 https://vorarlberglive.podigee.io/686-new-episode dce95be23a5e3f8f8ddb3c238462aaeb full no VOL.AT
Beidh cluichí oilimpeacha Mhúscraí ar bun i mBéal Átha an Ghaorthaigh an deireadh seachtaine seo.
A veteran who became ensnared in a dispute with a local homeowners' association over a patriotic mailbox wrap says the display will get to stay. Retired U.S. Navy Officer John Ackert says the Southwood Residential Community Association is changing its rules and will now allow American flag wraps on mailboxes in the Southwood neighborhood. Ackert says he was informed of the news on Monday and that the rule change is already in effect. The decision came after Ackert received a letter stating that his flag mailbox cover violated HOA rules and would have to be removed. Ackert wrote an appeal and the SCRA held a meeting to review the rules before ultimately deciding on the change. So Just be cautious prior to moving in… Your Realtor cannot change the restrictive covenants….and even if you read it one way .. like literally, they can still sue you… js. What is LRV? What is Light Reflectance Value?Understanding LRV is crucial when choosing color for the built environment, interior and exterior. LRV – You may have noticed these three letters on manufacturer's color specifications, on the back of paint swatches or noticed an entire column dedicated on precious few square inches of space available in the index of paint fan decks. What do those letters stand for? What does the LRV number mean and how is it used? It is rather simple. Paying attention to a color's LRV can prevent poor color/paint color selections by helping you determine and evaluate certain color characteristics.Keywords: LRV, Light Reflectance Value, brightness, lightness, visual ergonomicsINTRODUCTION LRV is the acronym for Light Reflectance Value. As mentioned, LRV is on the back of most color swatches and in the index of all major brands' fandecks. Value is often confused with the term intensity. Intensity is about vividness or dullness – is the color clear or muted. Value is an important term used in color and it speaks strictly to the lightness or darkness of a color.What is LRV Light Reflectance Value?Light Reflectance Value (LRV) is the total quantity of visible and useable light reflected by a surface in all directions and at all wavelengths when illuminated by a light source. (ref. British Standard BS 8300:2001/A1:2005) LRV is a measurement that tells you how much light a color reflects, and conversely how much it absorbs. LRV runs on a scale from 0% to 100%. Zero assumed to be an absolute black and 100% being an assumed perfectly reflective white. An absolute black or perfectly reflecting white does not exist in our everyday terms. Approximately speaking, the average blackest black has an LRV of 5% and the whitest white 85%. Some yellows can measure up into the 80's or 90's as well.What are the precautions of LRV Light Reflectance Value of Paint Colors?It is true that LRV Light Reflectance Value communicates a lot about a potential wall color, possibly provides even more of a sense of the color than those very small color chips – and we all know the issues with relying on just the small color chips.LRV refers to the percentage of light reflected by the paint color regardless of how much light is present. The LRV number is a measurement, a piece of data and is one of the few things about a color that is a consistent factor. No matter from what direction the natural light enters a room, no matter what reflection of color you get from the other elements in the room, no matter what other conditions exist that will affect the context in which the wall color is experienced, the LRV is the GARNET & GOLD - This is where we review a local or not so local wine (garnet) beer/bourbon (gold) Thanks for listening! Get bonus content on Patreon Become a member at https://plus.acast.com/s/pattysplayhouse https://plus.acast.com/s/pattysplayhouse. Hosted on Acast. See acast.com/privacy for more information.
Welcome to FinTalk by Vermeg, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory reporting and regtech sectors.In this episode, our host Jawad Akhtar is joined by renowned industry experts Andrew and Steve. Together, they delve into the intricacies of Basel 3.1 regulations and their significant impact on the financial services sector.This episode of FinTalk by Vermeg covers:Navigating Basel 3.1: Insights into the anticipated updates on market risk management, Credit Valuation Adjustment (CVA), and operational risk.Transitional Provisions: What the shortened timeframe means for compliance and how firms should prepare.Data Requirements: Identifying new client data fields and understanding their importance for regulatory reporting.Strong and Simple Regulations: Exploring the expected minor changes and their implications for financial services compliance.Due Diligence: Addressing the upcoming challenges around standardised credit risk assessment (SCRA) and the need for robust internal processes.Industry Advice: Practical steps for firms to gear up for these extensive regulatory changes.
ASMR Satisfying Head Peeling, Face & Ear Cleaning, Konjac Sponges, Tapping, ScraAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Cuirfidh aisteoirí óga Choláiste Ghobnatan an dráma 'Faoiseamh' ar stáitse san Ionad Cultúrtha i mBaile Mhuirne ar a 4 a chlog tráthnona de Domhnaigh. Dráma nua scríofa agus léirithe ag Esther Ní Dhuinnín atá ann.
Spouse residency rules can sometimes feel very confusing. But today, Kate Horrell helps understand the rules and requirements regarding which state servicemembers and their spouses can use for tax filing purposes. We cover things like: What is the SCRA? What is the Military Spouse Residency Relief Act? What have the recent laws changed regarding military taxes? How does my home of record impact my state taxes? How do spouses actually have more protection in this area that the servicemember does? How does a servicemember's non-military pay get taxed? The Military Spouse Residency Relief Act (MSRRA) is not a standalone law. It actually updates SCRA. The SCRA was also further amneded under the Veterans Auto and Education Improvement Act of 2022 which stated: "For any taxable year of marriage, a servicemember AND the spouse of such servicemember may elect to use for purposes of taxation, regardless of the date on which the marriage of the servicemember and the spouse occured, any of the following: (a) The residence or domicile of the servicemember (b) The residence or domicile of the spouse (c) The permanent duty station of the servicemember" View the full text of the law here. Read more about these laws on Kate's webiste and her awesome Confidently Prepared Life Binder (avaialble as a fillable PDF too!). KateHorrell.com has a lot of great info on military life, pay, benefits, and college and helpful checklists, and she's a great friend of the show. For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Easpa seirbhís taistil ó Bhus Éireann i gceantar Mhúscraí a deir an TD Aindrias Ó Muineacháin.
It's tax season! Start collecting your 1099s, W-2s, and charitable donations. Whether you do your own taxes or not, you'll need all the documentation ready to go. Most military families should be able to do their own taxes via MilTax from MilitaryOneSource, especially if you have W-2 income only with a simple tax situation. The software is FREE, our favorite one, and what we've personally used when our situations were more simple. Once you start having multiple rental properties, side hustles, or are having to pay taxes, it's probably worth $400 or so to hire a CPA. We also discuss tax planning for military families, what that means, and how to reduce your tax bill and withholdings smartly. If you like getting a big refund each spring, but you're living paycheck-to-paycheck, we discuss why you might want to change that strategy too. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Today we are chatting with Jackie Swayze from @maximizingmypto, who is a speaker at the Bougie in a Backpack Virtual Travel Summit. Jackie is currently on a journey to travel to all 7 continents in 3 months, and currently in her last continent, Antartica! She is speaking at the travel summit about 7 lessons she's learned from traveling to all seven continents. In this episode we chat about: How Jackie got started with the Southwest Companion Pass, points, and miles The easy and hard ways to earn companion pass Strategies for traveling while working a 9-5 How she managed to plan a 7 continent trip How much it costs to travel to Antarctica What to look for when booking a trip to Antarctica How to negotiate out of additional credit card fees when booking through a travel agent ..and more! You can find Jackie here: IG: instagram.com/maximizingmypto linktr.ee/maximizingmypto If your are interested in applying to be a speaker for our future travel summits, you can sign up here! You can find our FREE Travel Hacking Beginner's Blueprint Here: https://dashboard.mailerlite.com/forms/457913/90732056966858389/share Want to submit a question or comment to our Bougie Mailbag? You can do so here: https://forms.gle/Hb3iAbCfsK5BWnii8 Be sure to join our facebook community: facebook.com/groups/bougieinabackpack Download CardPointers to know the right card to use when, and to track your credit card offers across cards! Using this link, you can save 30% or more on a Pro membership. cardpointers.com/bougie Sign up for Travel Freely and download the App for free to organize your credit cards! https://my.travelfreely.com/share?bref=bbmp Bougie in a Backpack is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All of our favorite cards are listed here if you want to learn more! milevalue.com/best-credit-cards/?aff=biab Cards that are recommended for Military who fall under SCRA come with built in benefits, such as Uber credits, airline credits, free night certificates, and tend to have high annual fees (that you don't need to worry about!). : https://milevalue.com/creditcards/american-express-gold-card/?aff=biab Find us on instagram: https://www.instagram.com/bougieinabackpack/ https://www.instagram.com/travelmackenzie https://www.instagram.com/pennywisetraveler
Today we are chatting with Laura Lopez from I Travel with Laura (@i.travel.with.laura), who is a speaker at the Bougie in a Backpack Virtual Travel Summit. Laura is a combat veteran, and mom who loves to travel, and teaches you how to leverage military benefits to travel more. Military active duty and some reserve and guard get many consumer card annual fees waived thanks to the SCRA. In this epsiode, we chat about: How to get your credit card fees waived if you are active duty or if you are on orders for 30 days or more for reserve or guard Which cards are the best for Military under SCRA Which lounges will let you in for free if you are military (not just the USO!) Which airlines will let you board early Discounts Military members can get for travel accommodations, attractions, events, and concerts Tips for traveling in Puerto Rico, and food recommendations in Guavate Which cards don't waive annual fees (avoid these!) How you can get your interest reduced to 0% APR even on cards that do not waive annual fees What cards are helpful to get if your are military and need to build your credit Pros and Cons of using Space-A ..and more! You can find Laura here: IG: instagram.com/i.travel.with.laura Facebook: I Travel With Laura www.itravelwithlaura.com/ If your are interested in applying to be a speaker for the Bougie in a Backpack Virtual Travel Summit, you can sign up here! https://forms.gle/pApfdAcxrxXbnunK6 You can find our FREE Travel Hacking Beginner's Blueprint Here: https://dashboard.mailerlite.com/forms/457913/90732056966858389/share Want to submit a question or comment to our Bougie Mailbag? You can do so here: https://forms.gle/Hb3iAbCfsK5BWnii8 Be sure to join our facebook community: facebook.com/groups/bougieinabackpack Download CardPointers to know the right card to use when, and to track your credit card offers across cards! Using this link, you can save 30% or more on a Pro membership. cardpointers.com/bougie Sign up for Travel Freely and download the App for free to organize your credit cards! https://my.travelfreely.com/share?bref=bbmp Bougie in a Backpack is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All of our favorite cards are listed here if you want to learn more! milevalue.com/best-credit-cards/?aff=biab Cards that are recommended for Military who fall under SCRA come with built in benefits, such as Uber credits, airline credits, free night certificates, and tend to have high annual fees (that you don't need to worry about!). : https://milevalue.com/creditcards/american-express-gold-card/?aff=biab https://milevalue.com/creditcards/the-platinum-card/?aff=biab https://milevalue.com/creditcards/southwest-rapid-rewards-priority/?aff=biab https://milevalue.com/creditcards/marriott-bonvoy-brilliant/?aff=biab https://milevalue.com/creditcards/world-of-hyatt-card/?aff=biab https://milevalue.com/creditcards/hilton-honors-surpass-card/?aff=biab Find us on instagram: https://www.instagram.com/bougieinabackpack/ https://www.instagram.com/travelhacksmack https://www.instagram.com/pennywisetraveler
Sí Helen Quill atá bhfeighil ranganna ealaíona d'aosaigh Mhúscraí. Bíonn ranganna ar bun aici i mBaile Bhúirne,Cill na Martra agus Baile Bhúirne.
Tuarascáil nua foilsithe ag Grúpa Stráitéise agus Bainistíochta na bhFianna in Éirinn ar maidin - ag moladh go ndéanfaí ciondíothú ar thréad na bhfianna sa tír.
Beidh Dámhscoil Mhúscraí Uí Fhloinn ar bun i gCúil Aodha ar an 29ú lá do Nollaig. Ceist na siochána sa Mheán Oirthear atá curtha aige cléireach na Dáimhscoile i mbliana.
Seoladh "Plean Thaithí Cuairteora" 5 bliana Iarthar Chorcaí agus Neidín, de chuid Fháilte Éireann i Ros Ó gCairbre i gContae Chorcaí inné, agus mar chuid don bplean, a thógann san áireamh os cionn 100 oileán, agus na céadta ciliméadar taistil, tá Ceantar Gaeltachta Mhúscraí.
This week, join us as we revisit our episode on Servicemembers Civil Relief Act a refresher! Original Air Date: June 18, 2019 The Servicemembers Civil Relief Act (SCRA), formerly known as the Soldiers and Sailors Civil Relief Act, are a set of laws that allow military personnel and servicemembers to focus on defending our nation, instead of worrying about financial issues and legal actions. The SCRA's important protections come into play in any legal proceeding involving active duty military personnel, and include additional requirements to assist in protecting them. Join Steve and Rebecca as they discuss this important legislation, and what you need to know to comply with it in your subrogation actions. If you are an attorney and would like to donate your legal services to assist servicemembers, veterans, or their families, you can find information on the ABA Military Pro Bono Project, Operation Standby, ABA Home Front, and the Veterans' Claims Assistance Network here. If you are a servicemember with questions about the Act, please refer to the excellent SCRA Questions and Answers for Servicemembers page on the Department of Justice's website. From the Department of Justice, if you have additional questions or feel that your rights under the SCRA have been violated, contact the Armed Forces Legal Assistance Program office near you. If you are in an emergency situation (such as an imminent foreclosure, eviction or repossession), you can contact Civil Rights Division's Housing and Civil Enforcement Section: (202) 514-4713 TTY – 202-305-1882 U.S. Department of Justice Civil Rights Division 950 Pennsylvania Avenue N.W. Housing and Civil Enforcement Section, NWB Washington, D.C. 20530 Email: fairhousing@usdoj.gov Thank you for your service
Buailfidh an tAire Iompair Eamon Ryan le baill Chomharchumann Forbartha Mhúscraí inniu lena bhfeachtas chun comharthaíocht le dealramh a chur ar sheachbhóthar nua Bhaile Mhuirne agus Mhá Chromtha a phlé.
Béal Átha an Ghaorthaigh an baile is fearr Gaeltacht a bhain poinntí amach i gcomórtas na mbailte slachthmhara i mbliana. Helen de Gordún,Tadhg Ó Duinín Cecilly Ni Loingsigh,Nóirín Uí Thuama Máirín Ui Thuama, Micheál Ó Gliosáin.
Rithfear rás 5K ar sheach bhóthar Bhaile Mhúirne seachtain ón Satharn,
This week, our hosts Matthew and Heather are joined by Adrianne Grimes and Bob Quinn, leaders of the South Carolina Research Authority (SCRA). Our guests share how they have been able to fuel South Carolina's innovation economy by accelerating technology enabled growth of academia, entrepreneurship, and industry. Tune in now!
The guys are in Knoxville, Iowa for the 62nd annual Knoxville Nationals. We are LIVE at the One Eleven Public House in downtown Knoxville. It was lined up to do another podcast here, with a driver, but nothing was set in stone yet. Some plans came together on Wednesday and we ended up meeting up with "The Demon" Damion Gardner, and Sean Buckley (aka: Jackslash!) They were in town promoting and debuting the new film "Worlds Fastest Sprint Car." Just a few non-wing sprint car guys hanging out in wing country! Man, we had a ton of fun during this episode! So buckle up and enjoy the ride! Discussed: - The early years in racing for "The Demon." Turns out he didn't start out in non-wing cars
Conas is féidir le pobal Mhúscraí gearradh siar air chostaisí fuinnimh? Conas is féidir buntáiste bhaint as na feirmeacha gaoithe sa cheantar?
Today's Story: Breaking Down Barriers to Employment
Welcome to FinTalk, the leading podcast in Financial Services that addresses the most pressing topics in the FinTech and RegTech.In this episode, our host Jawad Akhtar talks with Paul Whitmore, Global Head - Counterparty Risk Solutions at Fitch to illuminate the Basel III final reforms and their global banking implications. They discuss the SCRA and ECRA approaches, the surge in interest in Basel III reforms amidst the COVID-19 pandemic, the role of different ratings, grades, and agencies in shaping banks' strategies, and much more.This episode of FinTalk covers:• Understanding the Basel III reforms and their impact on banking, particularly focusing on SCRA and ECRA approaches.• The importance of quantitative impact studies in understanding and managing the implications of these reforms.• The role of ratings, grades, and agencies in helping banks devise effective strategies.• Exploring the unique implications for unrated banks within the Basel III regulatory framework.• An in-depth discussion on the different interpretations and implementations of Basel III reforms across various jurisdictions like the EU, UK, and US.Episode highlights: “I'll give you an example. So the Canadian regulators that came into effect this year, they've given banks an option of how to treat unrated banks. You can use the simplified approach. Soone risk weight for all unrated banks, but you've got to stick with it. You can't swap and choose or you can adopt the SCRA. So most Canadian banks have opted for the simplified approach. "Let's just stick with I think it's 50% risk weight. That's not a bad compromise. We might not benefit from a 30% or a 40% risk weight, but we are avoiding the 150% risk way." So it was the regulators of Canada to make that decision on what's best for their country. And every country will implement something slightly different I think.” - Paul Whitmore (09:32) “So this will probably have the largest impact. I think what people have to try and think about is it's not just this unrated bank thing. It's how bank exposures are being treated by all of the Basel proposals. So no longer can you estimate your own LGD. Okay, you could use your own rating assessment previously.” - Paul Whitmore (13:11): “Okay, so that again, the framework is still being adopted, but there's nuances and every jurisdiction is going to have a slightly different flavor to it. Australia didn't implement the SCRA. They're fully on board with the Basel III final reforms, but decided on a simplified approach again. They felt after speaking to three or four of the larger banks in Australia, they said APRA felt that the SCRA was too complicated, which I don't think it is. As these banks were laughing at that saying, "Well, we all said it was a great approach, that APRA decided that it was too complicated to implement at this time." So they've gone for a simplified approach again.” Paul Whitmore (16:56):Links & references: VERMEG:https://www.vermeg.com/https://www.linkedin.com/company/vermeg/Jawad Akhtar:https://www.linkedin.com/in/jawad-akhtar-313562b/ https://www.linkedin.com/in/paul-whitmore-92a90412/Fitch Solutions: Data, Research & Analytics for Credit Risk & Strategy
Beidh cluichí Oilimpeacha Mhúscraí ar bun an deireadh seachtaine seo chughainn. Fóirne san iomaíocht i raon leathan spóirt ó pharóistí na Gaeltachta.
Spencer and Jamie tackle reader questions in a lightning round format in this episode. Questions include: If you can only recommend one card, would you choose The Platinum Card from American Express or Chase Sapphire Reserve? Why am I not getting SCRA benefits? Roth TSP or Roth IRA? I'm active duty. Do I need to be an authorized user on my civilian wife's account? How do you cash out Amex points? Do USPHS Commission Officers get MLA or SCRA benefits? How can I get a free copy of the Military Money Manual sent to a deployed location? Gap funds Roth limit is $6,500? Or is it higher? Are Amex business card annual fees waived for military? Amex pop up jail How to get more than one Amex Platinum card Learn how to get your annual fees waived on premium credit cards from American Express and Chase in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for military spouses and active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex and Chase cards are waived for military spouse dependents of active duty troops. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.
Please join Troutman Pepper Partner Chris Willis and his colleagues Stefanie Jackman, Caleb Rosenberg, and Chris Capurso for the second installment of our special two-part series about the Consumer Financial Protection Bureau's (CFPB) recent policy statement on abusiveness. In Part 2, the panel discusses specific examples cited in the policy statement, as well as lessons learned about what constitutes abusiveness and what doesn't from the CFPB's perspective.CFS Partner Stefanie Jackman devotes her practice to assisting financial services institutions facing state and federal government investigations and examinations, counseling them on complex compliance issues, as well as defending them in individual and class-action lawsuits. Stefanie represents clients across the financial services industry, including banks and nonbanks, mortgage banking lenders and servicers, debt collectors and buyers, third-party service providers, health care and medical revenue cycle service providers, credit and prepaid card companies, auto lenders, and fintechs. She regularly advises her clients on issues arising under an array of federal and state consumer financial laws, including UDAP/UDAAP statutes, the FDCPA, FCRA, TCPA, EFTA, SCRA, and TILA.CFS Associate Caleb Rosenberg focuses his practice on helping small business finance companies, banks, fintech companies, and licensed lenders navigate regulatory risks posed by state and federal laws. He has experience performing regulatory due diligence on financial technology companies and assisting clients in responding to regulatory inquiries.CFS Associate Chris Capurso focuses his practice on consumer financial services law, primarily on federal and state law compliance matters. Chris regularly advises financial institutions, lenders, and sales finance companies in the development and maintenance of closed-end and open-end lending, automobile finance, fintech, point-of-sale, solar finance, small dollar, and other credit programs.
Beidh cruinniú poiblí le cúrsaí tithíochta a phlé ar bun in Óstán Ghobnatan anocht. Deir an comhairleoir Gonait Ní Mhuineacháin go bhfailtíonn sí roimhis an bhforbairt tithíochta tá ar na bioráin do Mhaghchromtha mar a mbeidh lóistín ar fáil ann dóibh siúd le goirtithe inchinne.
Bhí cruinniú poiblí i mBaile Bhúirne aréir ag an ngrúpa Meitheal Mhúscraí, faoina seirbhísi pobail sa cheantar Gaeltachta.
Am Freitag zu Gast im "Vorarlberg LIVE"-Studio: Markus Mader (Austria Lustenau) mit Trainerkollege Klaus Schmidt (SCR Altach) zum Ländlederby am Samstag sowie die neue Vize-Rektorin der Universität Innsbruck, Mag. Dr. Irene Häntschel-Erhart.
With an FMCSA regulatory update session just concluded at MATS, one thing that stood out was that the agency didn't mention a plan to advance a rulemaking around its safety rating system for motor carriers. FMCSA Associate Administrator Larry Minor, however, speaking to the specialized carriers' Specialized Transportation Symposium just a month ago, revealed potential to begin a rulemaking process to possibly change the system as early as this year. Should the three-tiered Satisfactory, Unsatisfactory, and Conditional rating system remain? Minor asked SCRA attendees, characterizing the fundamental early question any move toward a change would ask. Or: Should a two-tiered, "Fit or Unfit" system be adopted? That's what some small fleets and associated advocates have been calling for for years, as so very many have sat in that Conditional limbo -- some even for decades -- after an adverse review, despite efforts to improve. It's only gotten increasingly difficult to then get FMCSA out to any carrier's site to do the only thing that can result in a Satisfactory rating in today's system -- a fully comprehensive on-site audit, generally, though there have been limited exceptions to that rule, particularly during the COVID-19 pandemic: https://www.overdriveonline.com/regulations/article/15064263/dotissued-safety-ratings-more-scarce-in-2020 In today's edition of Overdrive Radio, we'll hear more from Larry Minor in his talk at the symposium early this month to specialized carrier attendees. As it concerns FMCSA's failure to mention the safety rating issue here at MATS, ongoing through Saturday, April 1, maybe regulators believe owner-operators really could care less about ratings and how they're conducted. It's safe to assure them they're off the mark, there. While few one-truck owners with authority are likely to ever be rated, the same business issues that arise for small carriers from a Conditional rating -- difficulty doing business with many brokers, to name one -- hits them equally. The smallest of small carriers, too, like holds less capability to get the feds back out to their place of business for a follow-up audit to potentially move them back to the Satisfactory category. We'll hear from Minor also on the DOT's National Roadway Safety Strategy and FMCSA's place within it, about how the Entry Level Driver Training program is going, about getting that program more effectively interoperable with state licensing agencies, about the late-fall ELD regs questions asked, about the notion of Universal Electronic ID for every truck (asked for by CVSA). And speed limiters, of course, and changes to Drug and Alcohol Clearinghouse reporting requirements of states. Also in the podcast: Drop for a bit of fun, too, with Rob Howes, executive vice president and chief testing officer of the company that bears his name, Overdrive Radio sponsor Howes. A bit more lengthy talk over interesting results of a Howes company survey we'll visit in a later podcast, but Rob filled us in for this one on just what's happening for the company here at MATS, likewise plans for the next Howes Hall of Fame announcement. Hear Overdrive Radio's interview with owner-operator Angelique Temple, the last member inducted, in the December 9, 2022 edition: https://www.overdriveonline.com/overdrive-radio/podcast/15304180/hazmattank-veteran-driver-now-on-her-own-meet-angelique-temple
Seoladh Plean Gnímh 5 bliana Mhúscraí aréir i dTábhairne Barra Coma. Tá spriocanna an phlean leagtha amach i 7 gcatagóir.
Our next guest's organization recently released their annual report showing some pretty impressive contributions to our state's economy. Mike Switzer interviews Bob Quinn, executive director of the South Carolina Research Authority in Summerville, SC.
Today's Story: More Protections for Personal Finances
Seolfar Plean Gnímh 5 Bhliana Cheantar Gaeltachta Mhúscraí ar an 7ú Márta.
Beidh breis is 300 duine glacadh páirt i gcomórtaisí babhlála i Réigiún na Gaeltachta i mbliana. Fás ana mhór tagtha ar an spéis atá aige daoine sa sport i Múscraí.
Bhí cruinniú poiblí ar siúl i gCúil Aodha aréir chun plé a dhéanamh ar na nithe, dar leis an bpobal a cheart a bheadh sa Phlean 5 bliana atá le cur le chéile do cheantar Mhúscraí.
Room by Room: The Home Organization Science Insights Podcast
Have you ever felt stressed in a cluttered room? Have you tried to declutter but found it too emotionally stressful? Clutter has been found to increase stress, but many people avoid decluttering because they find it too overwhelming, or because they ‘don't have time'. In this episode of Room by Room: The Home Organization Science Insights Podcast, host Gabriella Joustra is joined by Rev. Dr. Joseph Ferrari, a researcher and Vincent dePaul Distinguished Professor of community psychology in DePaul University, Chicago, IL. He has been invited to join several podcasts as an expert, and blogs for Psychology Today about procrastination, and is considered the leading researcher of chronic procrastination. His consumer book, "Still Procrastinating? The No Regrets Guide to Getting it Done" J. Wiley & Sons, is sold internationally. Rev. Dr. Ferrari is also listed in important professional associations, including American Psychological Association, Association for Psychological Science, Div. 27 SCRA, Div. 8, Soc for Personality & Social Psychology, Eastern Psychological Association, and Midwestern Psychological Association. His great achievements and experiences as speaker, journal editor, and professor invite a lot of people to learn more about community psychology. On the show, Rev. Dr. Ferrari talks about clutter as a habit, and its relationship with the home and personal wellbeing. He also explains what being a procrastinator entails and how to combat it from the inside out. View Joseph's full profile via https://csh.depaul.edu/faculty-staff/faculty-a-z/Pages/psychology/joseph-ferrari.aspx or connect with his LinkedIn at https://www.linkedin.com/in/joseph-ferrari-ph-d-4749488a/. Room by Room is produced by the Home Organization Science Labs, a division of LMSL, the Life Management Science Labs. Explore LMSL at https://lifemanagementsciencelabs.com/ and visit http://ho.lmsl.net/ for additional information about Home Organization Labs. Follow us on Social Media to stay updated: YouTube: https://www.youtube.com/channel/UCODVhYC-MeTMKQEwwRr8WVQ Facebook: https://www.facebook.com/homeorg.science.labs/ Instagram: https://www.instagram.com/homeorg.science.labs/ Twitter: https://twitter.com/HOScienceLabs LinkedIn: https://www.linkedin.com/showcase/home-organization-science-labs Discord: https://discord.gg/HOSL Tiktok: https://www.tiktok.com/@home.org.science.labs Pinterest: https://id.pinterest.com/homeorganizationsciencelabs/ You can also subscribe and listen to the show on your preferred podcasting platforms: Apple Podcast: https://podcasts.apple.com/us/podcast/room-by-room-the-home-organization-science-insights-podcast/id1648509192 Spotify: https://open.spotify.com/show/7kUgWDXmcGl5XHbYspPtcW Amazon: https://music.amazon.com/podcasts/37779f90-f736-4502-8dc4-3a653b8492bd iHeart Radio: https://iheart.com/podcast/102862783 Podbean: https://homeorganizationinsights.podbean.com/ PlayerFM: https://player.fm/series/3402163 Podchaser: https://www.podchaser.com/podcasts/room-by-room-the-home-organiza-4914172 Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2hvbWVvcmdhbml6YXRpb25pbnNpZ2h0cy9mZWVkLnhtbA
Beidh rás ar sheachbhóthar nua Mhaghchromtha ar an 27ú lá do Shamhain i mbliana. Beidh an bóthar nua oscailte do thrácht ón 9ú lá do Nollaig,ach deis iontach ag lúthchleasaithe Mhúscraí an bóthar a thriaill roimh ré.
An méid a pléád ag cruinniú poiblí i Múscraí arú aréir fé chúrsaí teangan sa gceantar. Labhair Liadh Ní Riada le Dáithí de Mórdha.
Santiago and Sean discuss matters relating to the Servicemembers Civil Relief Act.
Please join Consumer Financial Services Partner Stefanie Jackman and her guests and colleagues James Trefil and Jonathan Floyd in the fourth and final episode of a special four-part series on recent developments at the Consumer Financial Protection Bureau. In this episode, topics include debt collection and convenience fees, trends in Regulation F litigation, and predictions in the collections world for the next year.Partner Stefanie Jackman devotes her practice to assisting financial services institutions facing state and federal government investigations and examinations, counseling them on complex compliance issues, as well as defending them in individual and class-action lawsuits. She regularly advises her clients on issues arising under an array of federal and state consumer financial laws, including UDAP/UDAAP statutes, the FDCPA, FCRA, TCPA, EFTA, SCRA, and TILA.Counsel James Trefil primarily focuses his practice on financial services litigation, including representing clients in federal and state court at both at the trial and appellate level, particularly in areas of complex litigation, financial services litigation, and consumer litigation. James has represented clients within these areas in a wide variety of litigation matters involving class actions, contracts, torts, and federal and state consumer protection laws.Associate Jonathan Floyd focuses his practice on financial services litigation, representing clients in class actions and business disputes in both federal and state courts. Jonathan's practice includes assisting businesses in navigating and litigating the myriad consumer and financial services laws, with a particular emphasis on the many “alphabet soup” federal consumer protection statutes, such as the FDCPA, TCPA, and FCRA.
Tá Eibhlín ó Ghort na Scairte, Cúil Aodha ceaptha in a hOifigeach Pleanála Teanga do Cheantar Gaeltachta Mhúscraí agus í ag teacht i gcomharbacht ar Liadh Ni Riada, a d'éirigh as an bpost i mí Feabhra na bliana seo
Episode Notes This week, REsimplifi's Founder and CEO Henry Moore joins our podcast. In this episode, we cover start-up life commercial real estate data, economic development, and much more. REsimplifi provides commercial real estate listings data to commercial real estate and economic development professionals across the US. When combined with other map data layers, this listings data helps with market research and site selection. Come join us for a great conversation! Excerpt #1 Timestamp 2:30: In 2015 I went full time with Resimplifi, and my partner and I initially did go to VC Route. So we were very fortunate that we were able to raise money, raise some capital with, we partnered with the state of South Carolina, SCRA initially, which is focused on growing the knowledge economy in our home state of South Carolina. And we were able to also raise money with friends and family. And so that's initially how we started. Excerpt #2 Timestamp 8:03: "So anyway, there were problems with the ways in which these guys were getting the data. We were very fortunate to kind of come up with this idea of curated data, specifically catered to economic development professionals that are going out, trying to attract business to their area." Excerpt #3 Timestamp 15:45: "What happened essentially was we built a national data set that was managed for accuracy. That's constantly being deprecated. That's not relying upon any individual brokers or a crowdsource, a group of brokers to take their listings down. And what we found out very quickly is that our data stacked up extremely well against other sources."
Beidh an comhlucht Fíbín i mBaile Bhúirne de h-Aoine agus iad a lorg daoine le guthú a dhéanamh air chartún trí mheán na gaolainne. Déanfar an taifead go h-áitiúil sa bhFómhar.
Please join Troutman Pepper Partner Chris Willis and his guest and fellow Partner Stefanie Jackman as they discuss recent trends in Telephone Consumer Protection Act (TCPA) litigation, including how the landscape has changed since the Facebook decision, the increase in challenges to text and automated messaging, state law analogs and mini TCPA laws, and best practices for companies going forward. As a member of the firm's Consumer Financial Services Practice Group, Stefanie devotes her practice to assisting financial services institutions facing state and federal government investigations and examinations, counseling them on complex compliance issues, as well as defending them in individual and class-action lawsuits. She regularly advises her clients on issues arising under an array of federal and state consumer financial laws, including UDAP/UDAAP statutes, the FDCPA, FCRA, TCPA, EFTA, SCRA, and TILA.
Scéim amhránaíochta Aisling Gheal i Múscraí. Conas a cuireadh tús leis agus conas tá ag eirí leis?; Máire Ní Chéilleachair,Peadar Ó Riada,Seosaimh Ó Críodáin,Máire Ní Dhuinín,Siobhán Ní Mhuineacháin
Tá Comhlucht tithe sóisialta an tSúláin a feitheamh le cúpla mí go dtiocfadh Uisce Éireann agus na tithe nua atá tógtha acu a cheangal isteach leis an gcóras uisce reatha.
mit Shpock-Gründerin Katharina Klausberger, Dr. Philipp Kloimstein, Medizinischer Leiter Maria Ebene und VN-Sportchef Christian Adam
Yessir, the CFPB has it out for lenders, repossessors, or collectors overstepping the lines with consumers in the US military. Nissan, Wells Fargo, Santander have all been busted by feds for improper handling of military-related repo's. What's a repossessor to do? We speak with SCRA expert Jarrett Carson about how to keep ourselves out of hot water.
Labhair Conn Ó Muineacháin le roinnt den dream a bhí i láthair ag seoladh an phlean inné.
Muintir Luasa a plé le cúrsaí turasóireachta i nGuagán Barra le chúig ghlúin. Athas orthu bheith luaite le plean turasóireachta Mhúscraí ata le seoladh i gCill na Martra inniu.
Deir Donal Ó Loingsigh go bfuil an eitinn bhólachta go rábach i nGaeltacht Mhúscraí anois agus an glas air fhéin agus go leor eile.
Brian Wise talks to musician Kerry Tolhurst who played at Sunbury 1972 and 1973 with Greg Quill's Country Radio and then with The Dingoes. Brian also talks to Ken McLeish who attended the first two Sunbury festivals as a punter. We also hear music from SCRA, Billy Thorpe & The Aztecs, Greg Quill and Country Radio and Spectrum.
Joel is joined by Jarrett Carson, Asset and Recovery Manager at Alaska USA Federal Credit Union, to provide insight on how to manage your SCRA program, including the differences between state and federal service obligations, the importance of maintaining relationships with your state's National Guard, and how you can protect yourself from regulatory action with good record keeping. ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.
Labharfaidh Cormac Ó h-Aodha tráthnona ar bhailiú na n-amhrán i nGaeltacht Mhúscraí mar chuid do shraith léachtaí ó Scoil Léinn Ollscoil Chorcaí.
Welche Richtung schlägt das klinische monitoring ein? Worauf sollten sich CRAs in Zukunft vorbereiten? Und welche besonderen Erfahrungen und Erlebnisse kann man innerhalb von FSP 360 und bei einem großen Sponsor direkt sammeln? Diese und andere Fragen diskutieren Meike und Ben in dieser Episode mit Iris, einer Senior CRA aus unserem FSP 360 Team. Ben Haßfurth auf LinkedInwww.linkedin.com/in/benhassfurthMeike Schaefers auf LinkedInhttps://www.linkedin.com/in/dr-meike-schaefers-a738a71bb/Iris Bravard auf LinkedInhttps://www.linkedin.com/in/iris-bravard-0b015477/Weitere Infos zum Unternehmenhttps://www.syneoshealth.com
Learn more about military travel hacking in the Ultimate Military Credit Cards Course! Questions we cover in this episode: What is military travel hacking? Why do banks and credit card companies waive annual fees on credit cards for active duty, Title 10 Guard/Reserve, and military spouses? Do all banks and credit card companies do this? (Credit cards that waive annual fees for military) What about credit card debt? What about your credit score? Do miles and points have an expiration date?
Tá tús curtha an tseachtain seo le biaiste na babhlála i nGaeltacht Mhúscraí,agus suas le 200 duine páirteach sna comórtaisí i mbliana.
The South Carolina Research Authority (SCRA) is helping recruit and launch some of South Carolina's leading tech start-ups around the state. We spoke with SCRA Industry Manager Catherine Hayes and New Forge Technologies Co-Founder Javier Ortiz to learn more about SCRA's many programs - what they are, how they're mutually beneficial to existing industries and start-ups alike, and how innovations - like New Forge's augmented reality tech is changing the game for manufacturers. Tune in!
Go leor imeachtaí ar bun i nGaeltacht Mhúscraí na laethanta seo. Beidh siad páirteach sa Lá Filíochta amáireach agus ómós á thabhairt acu do Dhónal Ó Liatháin, agus iad ag súil go mbuafaidh siad comórtas reatha na Gaeltachta!
Obair an Earraigh tosnaithe ag CFM. Tá súil acu dul chun cínn a dhéanamh i mbliana in insealú tithe,agus caomhnú fuinnimh.
A céad leabhar a fhoilsiú. Úrscéal a bheidh ar churuclam na mbunscoileanna Gaeltachta, agus na nGaelscoileanna agus atá díreach tagtha ar an margadh. An Gadaí Dubh, teideal an leabhair, a bheidh mar áis foghlamtha dos na hArdranganna, a deir Siobhán.
Hosted by Samir Agarwal (https://www.wolterskluwer.com/en/experts/samir-agarwal) and special guest Matthew Frank, https://www.linkedin.com/in/mattfrankesq/Wolters Kluwer® is a market-leading provider of advisory services and technology solutions for optimizing compliance and risk management programs. Banking Compliance Insights is a podcast series created to deliver insights on compliance trends and provide strategies for navigating today’s regulatory and risk environments. Is your Financial Institution missing an Opportunity to Serve the Community and Serve Soldiers?In today’s social climate, financial institutions that are military friendly have a good reputation in the military community and are seen as a supporter of those serving our nation. Understanding the unique circumstances of military service members—specifically when it comes to their compliance impact on lending—how the Military Lending Act and the Servicemembers Civil Relief Act, commonly called the MLA and the SCRA, address those needs, and how the SCRA and MLA impacts financial institutions is key to understanding how to mitigate the challenges of those in our military. In this episode titled “How to Support Lending to our Nation’s Service Members,” Our host, Wolters Kluwer, Vice President of Banking Compliance Solutions, Samir Agarwal, is joined by compliance expert Matthew Frank, regulatory compliance analysis consultant with Wolters Kluwer, to navigate the intricacies of lending to this group and how Wolters Kluwer can assist.If you have a question about how we can assist you with military lending for any size institution and staying abreast of emerging technologies navigate these industry waters from beginning to end during the pandemic, please post them in the comments section of this podcast! Subscribe:iTunes/Apple Podcast: https://apple.co/33qiJN8 RSS: https://bit.ly/36tYZdA Google Podcast: https://bit.ly/3jr6oho Spotify: https://spoti.fi/3l9oOU8 Product Highlights from the Podcast: Wolters Kluwer Expere: https://www.wolterskluwer.com/en/solutions/expereWolters Kluwer E-Forms: https://www.wolterskluwer.com/en/solutions/compliance-documents#DepositRMISign up for our COVID-19 Regulatory Development Bulletins https://bit.ly/2GkfnCG Want customized compliance strategies? Sign up for a custom demo here. https://bit.ly/2Te4gxWListen to more Banking Compliance Insights by Wolters Kluwer here. https://bit.ly/2G8Flso Where else can you find Wolters Kluwer Financial Services on social media?• Facebook: @WoltersKluwerFinancialServices • Twitter: @WoltersKluwerFS • LinkedIn: https://www.linkedin.com/company/wolt... BUSINESS INQUIRIES For more information and additional guidance, please visit www.WoltersKluwer.com or call 1-800-397-2341. *The views expressed by Matthew Frank are his personal views in his civilian professional capacity and do not reflect the views or endorsement of the Department of Defense, United States Army, or Minnesota National GuardDISCLAIMER: The information and views outlined in this Wolters Kluwer Financial Services’ communication are general in nature and are not intended as legal or professional advice. Although based on the law and information available as of the date of publication, general assumptions have been made by Wolters Kluwer Financial Services that may not take into account potentially important considerations to specific businesses. Therefore, the views and information presented in Wolters Kluwer Financial Services’ communication may not be appropriate for you. Readers must also independently analyze and consider the consequences of subsequent developments and/or other events. Readers must always make their determinations in light of their specific circumstances.
Tá réamhobair ar bun le tamall anois, Togra Fuinnimh Glan a chur ar bun sa gceantar, agus súil acu an t-eolas atá bailithe acu, a roinnt le pobal Mhúscraí níos déanaí an mhí seo.
Tá staidear ar chúrsaí fuinnimh ar bun aige Comharchumann Mhúscraí fé láthair. Táid a súil go mór le forbairt a bheith déanta ar Choláiste Iosagáin i mBaile Mhúirne.
Maraíodh Liam Ó hÉigeartaigh agus Micheál Ó Loingse láimh le Baile Mhúirne cothrom an ama seo 100 bliain ó shoin.
Tá Donal Ó Loingsigh a plé le ráigeanna don eitinn bhólachta ar a chuid talún le deich mbliana. Tá 'n chúis á chuir aige ar na broic. Deir Seán Ó Lionáird ná fuil an stát dáiríre fén ruaigh a chuir ar an ngalar.
Tá Liadh Ní Riada ceapaithe ina h-Oifigeach Pleanála Teanga i nGaeltacht Mhúscraí. Tá sí súil go mór leis an nduthshlán, agus bheith thar n-ais ag obair le na pobal féin.
Heather + Darra sat down with South Carolina Research Authority (SCRA) Executive Director Bob Quinn to discuss how COVID-19 has sparked innovation among SCRA member companies, and the impact they are having on S.C.'s health and life science industries. We discuss exactly what the SCRA is (and how you can get involved with them), how SCRA start-ups are chosen, and even some several SCRA success stories. Tune in!
Tá comórtas garraíodóireachta ar bun ag an gComharchumann do dhaoine óga, agus tá forbairt á dhéanamh acu ar chúrsaí turasóireachta.
Did you know there’s some special states with a SCRA law that might get you back thousands? LA law RS-29-213 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/john-wood08/support
Aufgrund der Coronavirus-Pandemie können wir aktuell leider keine wöchentlichen Episoden der VN-Fantribüne online stellen. Umso mehr freut es uns, dass uns Geschäftsführer Wirtschaft des SCR Altach, Christoph Längle, für ein längeres Gespräch zur Verfügung gestanden ist. Er sprach mit uns im VN-Stammtisch über die allgemeine Situation des Vereins, über mögliche Saisonausgänge und über die Kurzarbeit beim SCRA. Bleiben Sie, liebe Zuhörerinnen und Zuhörer, gesund, bleiben Sie zuhause! Dankeschön fürs Zuhören und bis bald!
Get Ingles’ Angle on the protections afforded our Servicemembers under the SCRA 50 USC 3901-4043
The Servicemembers Civil Relief Act (SCRA), formerly known as the Soldiers and Sailors Civil Relief Act, are a set of laws that allow military personnel and servicemembers to focus on defending our nation, instead of worrying about financial issues and legal actions. The SCRA’s important protections come into play in any legal proceeding involving active duty military personnel, and include additional requirements to assist in protecting them. Join Steve and Rebecca as they discuss this important legislation, and what you need to know to comply with it in your subrogation actions. If you are an attorney and would like to donate your legal services to assist servicemembers, veterans, or their families, you can find information on the ABA Military Pro Bono Project, Operation Standby, ABA Home Front, and the Veterans’ Claims Assistance Network here. If you are a servicemember with questions about the Act, please refer to the excellent SCRA Questions and Answers for Servicemembers page on the Department of Justice’s website. From the Department of Justice, if you have additional questions or feel that your rights under the SCRA have been violated, contact the Armed Forces Legal Assistance Program office near you. If you are in an emergency situation (such as an imminent foreclosure, eviction or repossession), you can contact Civil Rights Division’s Housing and Civil Enforcement Section: (202) 514-4713 TTY – 202-305-1882 U.S. Department of Justice Civil Rights Division 950 Pennsylvania Avenue N.W. Housing and Civil Enforcement Section, NWB Washington, D.C. 20530 Email: fairhousing@usdoj.gov Thank you for your service The post SCRA: Legal Protections for Military Personnel appeared first on Rathbone Group, LLC.
This podcast covers issues relevant to renting property while serving in the armed forces. For more information, visit https://oneop.org/event/22048/ Continue Reading MoneyTalk: Landlord Tenant Protections for Military Members
This podcast covers issues relevant to renting property while serving in the armed forces. For more information, visit https://militaryfamilieslearningnetwork.org/event/22048/ Continue Reading MoneyTalk: Landlord Tenant Protections for Military Members
Restrictive Covenants - Covenants, conditions, and restrictions (also called "CC&Rs") are used by many "common interest" developments, including condominiums and co-ops, to regulate the use, appearance, and maintenance of property. If you think 5 years down the road, you might need a shed or a barn or a structure that will be expensive that won’t fit the look of the neighborhood, you might want to think about a different neighborhood… Wrapping your mailbox August 2017 Southwood neighborhood here in Tallahassee, which is an work, play, live.. St Joe designed neighborhood… very uniform A veteran who became ensnared in a dispute with a local homeowners' association over a patriotic mailbox wrap says the display will get to stay. Retired U.S. Navy Officer John Ackert says the Southwood Residential Community Association is changing its rules and will now allow American flag wraps on mailboxes in the Southwood neighborhood. Ackert says he was informed of the news on Monday and that the rule change is already in effect. The decision came after Ackert received a letter stating that his flag mailbox cover violated HOA rules and would have to be removed. Ackert wrote an appeal and the SCRA held a meeting to review the rules before ultimately deciding on the change. So Just be cautious prior to moving in… Your Realtor cannot change the restrictive covenants….and even if you read it one way .. like literally, they can still sue you… js. LRV FROM THE LRV GURU What is LRV? What is Light Reflectance Value?Understanding LRV is crucial when choosing color for the built environment, interior and exterior. LRV – You may have noticed these three letters on manufacturer’s color specifications, on the back of paint swatches or noticed an entire column dedicated on precious few square inches of space available in the index of paint fan decks. What do those letters stand for? What does the LRV number mean and how is it used? It is rather simple. Paying attention to a color’s LRV can prevent poor color/paint color selections by helping you determine and evaluate certain color characteristics.Keywords: LRV, Light Reflectance Value, brightness, lightness, visual ergonomicsINTRODUCTION LRV is the acronym for Light Reflectance Value. As mentioned, LRV is on the back of most color swatches and in the index of all major brands’ fandecks. Value is often confused with the term intensity. Intensity is about vividness or dullness – is the color clear or muted. Value is an important term used in color and it speaks strictly to the lightness or darkness of a color.What is LRV Light Reflectance Value?Light Reflectance Value (LRV) is the total quantity of visible and useable light reflected by a surface in all directions and at all wavelengths when illuminated by a light source. (ref. British Standard BS 8300:2001/A1:2005) LRV is a measurement that tells you how much light a color reflects, and conversely how much it absorbs. LRV runs on a scale from 0% to 100%. Zero assumed to be an absolute black and 100% being an assumed perfectly reflective white. An absolute black or perfectly reflecting white does not exist in our everyday terms. Approximately speaking, the average blackest black has an LRV of 5% and the whitest white 85%. Some yellows can measure up into the 80’s or 90’s as well.METHODS/PROCEDURESHow do color pros use LRV Light Reflectance Value of Paint Colors? Color consultants, architects, and designers use LRV data in several stages of color planning.Many examples can be found in the workplace. Careful planning for proper visual ergonomics is paramount in color design. From individual work surfaces to the outside walkways, ramps, hand-railings and everything in between. From a sustainability point of view, a wall color with a higher LRV supports lighting plans by helping to propagate daylight deep into the space. Thereby reducing the standard number of lighting fixtures required to enable employees to efficiently and safely perform their tasks.Find the perfect paint color – How can homeowners use LRV Light Reflectance Value of Paint Colors?Most important for the do-it-yourselfer is to refer to color specifications for exterior products. For example, vinyl siding. Painting vinyl siding with a color that has too low of an LRV, that absorbs too much light and energy and thus retains too much heat, could result in warped siding. Some paint manufacturers have developed special formulations for painting heat-sensitive exterior surfaces. They offer diverse color choices. However, if you do not use one of those specially formulated products, you are limited to a paint color that is within the same LRV range as the original color. Else you risk warping and voiding any warranties.Interior Color: LRV provides a reference as to how light or dark a color could look and feel once up on all the walls. Remember LRV runs on a scale of 0% to 100%, 50% would be a mid-value paint color. Fifty percent LRV is the common guideline for residential interiors.Below the mid-point of 50%, and you know the color will tend to be darker absorbing more light than it will reflect back into the room. Thus, an interior lighting plan that accounts for the darker paint color should be a priority.Colors with LRV higher than 50% will be lighter and will reflect more light back into the room than is absorbed.When sampling paint colors, paying attention to Light Reflectance Values as you try different hues, tints, tones, and shades create benchmarks that can assist you in arriving at color selections quicklyand efficiently. What are the precautions of LRV Light Reflectance Value of Paint Colors?It is true that LRV Light Reflectance Value communicates a lot about a potential wall color, possibly provides even more of a sense of the color than those very small color chips – and we all know the issues with relying on just the small color chips.LRV refers to the percentage of light reflected by the paint color regardless of how much light is present. The LRV number is a measurement, a piece of data and is one of the few things about a color that is a consistent factor. No matter from what direction the natural light enters a room, no matter what reflection of color you get from the other elements in the room, no matter what other conditions exist that will affect the context in which the wall color is experienced, the LRV is the LRV. However. . .LRV can be misleading when it comes to yellow. Yellow is one of the most reflective hues in the spectrum. In addition, the more area it covers it grows more intense exponentially. People err when choosing yellow more than any other color. They end up with a too bright Lemon Chiffon yellow that borders on needing eye protection to enter the room when they really were going for a softer, more muted Buttercream color. There is a difference between Light Reflectance Value or luminance and visual brightness albeit subtle. When choosing yellow wall colors, consideration of visual intensity – how bright or dull the color LOOKS – would be a more prominent consideration than the LRV Light Reflectance Value number.GARNET & GOLD - This is where we review a local or not so local wine (garnet) beer/bourbon (gold) Thanks for listening! See acast.com/privacy for privacy and opt-out information.
SCRA is tasked with helping to build South Carolina's innovation economy. We talked with Bob Quinn about how the organization executes on that mission and for his assessment on the state of innovation in SC.
Jeff and Greg are back to discuss the June edition of JMT. Ride shotgun as they discuss why the term SCRA should find a hole and die, the virtues of scorpion ingestions, and injecting poison hemlock.
Marine Corps veteran and former Judge Advocate Gerry Healy is now a managing partner of the law firm Military Justice Attorneys. With a staff of military veterans who are now attorneys and office manager who is an active duty spouse, Military Justice Attorneys focus on active duty military and veterans who need legal assistance. In addition, Military Justice Attorneys is a new GallantFew Founding Donor. Please visit www.militaryjusticeattorneys.com. GallantFew is a 501(c)3 nonprofit with a mission to reduce the isolation that contributes to veteran unemployment, homelessness and suicide. Learn more at www.gallantfew.org.