Podcasts about taxes

We all want to achieve financial freedom, but there's no single path to getting there. What is the right way to go?In this episode, Russ and Joey have a heated debate about the best way to create passive income and achieve financial freedom. Though the duo has reached $50,000 per month in passive income, they completely disagree on how to do it. Russ advocates for investing in deals with long-term equity returns that may take years to pay off, while Joey emphasizes the importance of consistent monthly cash flow to cover expenses now. They also break down their passive income report for October 2025, sharing details of their investments that contribute to their impressive monthly cash flow. Tune in to better understand the key differences between cash flow-focused investments and long-term growth strategies. Top three things you will learn: -How different investor mindsets shape wealth-building strategies-Which investments actually produce predictable results-The possibility of earning both a monthly cash flow and long-term equityOctober 2025 Income At-A-Glance: -Gross Income for October: $64,050.56-Total Expenses for October: $13,535.31-Total Net Profit for October: $50,515.25-Difference b/t September & October: $6,431.25-% of net profit to overall gross revenue: 79%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

Bob Ferguson is once again promising no new taxes. Why would we believe him this time? A court official came to the defense of anti-Trump federal Judge Boasberg by saying he Boasberg didn’t know that ‘Artcic Frost’ targeted members of Congress. Justice Clarence Thomas got the New Jersey Attorney General’s office to admit that they had no basis for targeting a pro-life crisis pregnancy center. Seattle rated average, Portland falls behind in Pacific Northwest city satisfaction survey. // LongForm: GUEST: Spokane Valley City Councilmember Jessica Yaeger responds to the fake outrage over her recent Facebook posts calling herself a “proud Islamaphobe.” // Quick Hit: Kids gets arrested — and almost shot — during a TikTok challenge.  

Subscribe to Chargers Unleashed Podcast: / chargersunleashedpodcast Twitter: / lac_unleashed Facebook: / chargersunleashed Patreon: / chargersunleashed Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports) Blueprints Host: Jason Balliet (@Syntari13) Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more! Chargers players discussed include Justin Herbert, Derwin James, Khalil Mack, Rashawn Slater, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, Najee Harris, Mekhi Becton, Elijah Molden, Mike Williams, Joe Alt, Ladd McConkey, Junior Colson, Omarion Hampton, Tre Harris, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. Chargers 2025 NFL Draft Class: Round 1: North Carolina RB Omarion Hampton Round 2: Ole Miss WR Tre Harris Round 3: Oregon IDL Jamaree Caldwell Round 4: South Carolina EDGE Kyle Kennard Round 5: WR KeAndre Lambert-Smith Round 5: Syracuse TE Orande Gadsden II Round 6: Pittsburgh OL Branson Taylor Round 6: Syracuse Safety RJ Mickens Round 7: Florida Cornerback Trikweze Bridges #Chargers 2025 Free Agent signings: RB Najee Harris WR Jalen Reagor, Mike Williams TE Tucker Fisk C Bradley Bozeman IOL Mekhi Becton (former Super Bowl Philadelphia Eagles Guard) CB Donte Jackson, Benjamin St-Justice EDGE Khalil Mack IDL Teair Tart, Da'Shawn Hand, Naquon Jones LB Troy Dye, Denzel Perryman, LB Del'Shawn Phillips S Elijah Molden P JK Scott Subscribe to Chargers Unleashed Podcast:https://youtube.com/c/chargersunleashedpodcastTwitter: https://twitter.com/LAC_UnleashedFacebook: https://www.facebook.com/ChargersUnleashedPatreon: https://www.patreon.com/chargersunleashed Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports) Blueprints Host: Jason Balliet (@Syntari13) Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more! Chargers players discussed include Justin aHerbert, Derwin James, Joey Bosa, Khalil Mack, Rashawn Slater, Josh Palmer, Asante Samuel Jr, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. The LA Chargers 2024 draft class: 1 OT Joe Alt 2 WR Ladd McConkey 3 LB Junior Colson 4 DL Justin Eboigbe 5 CB Tarheeb Still 5 CB Cam Hart 6 RB Kimani Vidal 7 WR Brenden Rice 7 WR Cornelius Johnson THANK YOU PARTNERS! This episode of Chargers Unleashed is brought to you by: *** This episode is brought to you by Mint Mobile: Go to our partner http://trymintmobile.com/chargersunleashed to get premium wireless for as low as $15 a month - Limited time offer. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using more than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply. ***Ombré*** Go to https://ombremen.com/ and use the code UNLEASHED for 20% off your first order. Men's personal care that is crafted for the modern man who prioritize quality, sustainability, and convenience. ***Head over to BetOnline.ag on your desktop or your mobile device to sign up today and receive your 50% Welcome Bonus on your first deposit! Just use our Promo Code: BLEAV to get started. ***RSSM Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

   What an incredible cabinet meeting Monday for President Trump tackling everything from narco boats to SNAP benefits.  But to focus was MONEY.  We are here to detail what Trump Accounts can be for you, how taxes may be eliminated for millions and how we get our money back and punish Somalians ripping us off.  Here we go!    In sports, UCONN played elite defense at Allen Field House in the second half and comes from behind to beat KU.  The Jayhawks, again, didn't have their star freshman.  Mizzou meets KU Sunday in KC after falling on the road at Notre Dame.  This was a story of not playing well enough defensively.    The man that broke into a gated neighborhood and hopped Travis Kelce's fence gets a slap on the wrist in Leawood.  Who'd have guessed?  Analyst Jeff Saturday says the dumbest thing ever about Patrick Mahomes.  The NFL announces a singer for the black national anthem at the Super Bowl.    A staffer at the golf course that hosted the Ryder Cup blasts back at whiny American golfer Justin Thomas in a perfect way.  And Lane Kiffin's daughter is bringing something special with her from Ole Miss to LSU.

In this episode, Tara breaks down the real math behind Trump's claim that tariffs could eliminate the income tax — and why, despite the Founders' original vision, that dream is impossible with today's bloated federal government. From trillion-dollar spending to missing billions, from Supreme Court battles to Costco jumping the line with tariff lawsuits, Tara exposes the truth behind the numbers politicians won't touch. Clear, sharp, and brutally honest — this episode cuts through the noise with facts, history, and a reality check America needs.

On the fourth episode of a 5-part tax series of the Dentist Money Show, Tom Whalen, CPA joins Matt to break down why proactive, year-round tax planning is one of the most powerful tools dentists have for reducing stress and maximizing wealth. They explain the difference between playing offense and defense with your taxes, highlighting the common mistakes that lead to surprise bills, cash flow issues, and missed opportunities. Tune in to understand the importance of mastering quarterly tax payments, and why integrating your advisor and CPA can help avoid conflicting guidance. If you missed the last three episodes of the tax series you can find them here and check out our 2025 year-end tax planning checklist for dentists for more guidance! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.  

#wealthbuilding  #businesstaxes  #franchisesuccess  Watch this Interview Live: Click Here How do you turn a severance check into 14 thriving tax offices? Chris Wilson shares how he left corporate America, built a multi-location franchise empire, and now teaches others how to secure their financial future—without relying on pensions or broken systems.

In this episode, John breaks down the smartest ways lawn and landscape owners can buy equipment during the off-season. From Section 179 tax deductions to dealer incentives to finding low-hour used machines, this episode gives you everything you need to save money, protect cash flow, and start next season equipped for success. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser.    Equip Expo 2026 Tickets: https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

2:30 Retour sur l'abattage abusif de 81 vaches dans le Doubs

Robyn Urback joins Jerry for Party For Two. Jerry talks to Franco Terrazzano about the CRA both filing and collecting your taxes. James Pasternak joins Jerry to discuss Mayor Chow's luxury home tax hike and Tony Chapman discusses the return of Christmas windows. GUESTS: Robyn Urback - Columnist with the Globe and Mail Franco Terrazzano - Federal Director of the Canadian Taxpayers Federation Councillor James Pasternak - York Centre Tony Chapman, Branding and Marketing expert and host of the podcast Chatter That Matters

Are you curious about how banks make lots of money? In this episode, the financial coaches dive into one of the lesser-known financial strategies that banks use to build wealth: Bank-Owned Life Insurance (BOLI). While BOLI is typically utilized by financial institutions to create long-term, tax-deferred growth, the coaches break down how anyone can apply the same principles to their own financial strategies. They explain how BOLI provides financial freedom through tax advantages, compounding growth, and safe wealth accumulation. If you're looking to build wealth in a way that outlives traditional methods, this episode is a must-listen. Top three things you will learn:-How banks leverage life insurance to build wealth and mitigate financial risks-Why bank-owned life insurance (BOLI) is a valuable strategy for personal finances-Practical steps to integrate the same strategies used by banks into your own financial planningDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this episode of the Sunlight Tax Podcast, I'm sharing my excitement about launching my book, Taxes for Humans.  I wrote this book to make taxes simple and empowering, especially for freelancers, creatives, and historically underrepresented communities. We dive into why understanding taxes isn't just about saving money, it's about knowing how our taxes fund essential services, support our communities, and strengthen democracy. I also break down practical tax tips for self-employed individuals and creatives so you can grow your business, maximize benefits, and make a positive impact. Also mentioned in this episode: 01:25 Taxes for Humans 03:54 The Mission Behind Taxes for Humans 06:42 Understanding Taxes as a Societal Agreement 09:52 The Benefits of Taxes for Individuals and Businesses 12:46 Empowering Creatives and Entrepreneurs 15:32 Celebrating Community and Upcoming Events   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your SUPERBRIGHT Bonuses Check my in-person events. You're invited to my book launch party in Asheville.  

Most business owners, investors, and high-income earners are losing money—not because they're bad at making it, but because they're bad at keeping it.  In this episode, Jim sits down with tax strategist Chris Shockowitz of deferTax.com, a guy who walked away from corporate America, saved seven figures in taxes himself, and now helps entrepreneurs slash tax bills the legal, intelligent way. If you've ever wondered why the wealthy pay less tax, how they use the code instead of getting crushed by it, or how to stop being at the mercy of your CPA once a year…this conversation is your wake-up call. Owners don't play defense—they plan..  What You'll Learn Why does tax preparation cost you money, but tax planning saves you money The difference between a CPA who reports history vs. a strategist who shapes your future How high-income earners legally cut taxes by up to 50% How to use trusts and smart structuring to sell crypto, real estate, or a business with zero tax Why the tax code rewards investors, owners, and producers—and how to start thinking like one Here's the shift Chris drove home: Tax preparation reports history. Tax planning changes your future. Your CPA can tell you what you owe. A strategist tells you what's possible. And most high-income earners are leaving six figures (or more) on the table simply because nobody ever showed them the legal, proven tools built into the tax code for people who invest, own, and think differently. Chris's Shared Wisdom "Most people don't know what they don't know. The tax code isn't built to punish you—it's built to reward the people who invest in America. When you understand it, it changes everything." Connect with Chris: Website: www.DeferTax.comLinkedin: www.linkedin.com/in/christopher-shockowitz/

Get ready to elevate your passive income strategy! Join us for the Beyond the Bank: Land Investing, Debt Funds, and IBC for Smart Passive Income Triple Play Masterclass on Dec 10, 2025 (1:00–4:00 PM CT). Learn from industry experts Anthony Faso & Cameron Christiansen, Justin Sliva, and Whitney Elkins-Hutten as they reveal how to leverage Land Investing, Debt Funds, and Infinite Banking for a winning investment strategy.

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Stop letting your tax return tell the only story about your money. We invited Rob Cook—CPA, CFP, and seasoned advisor to executives, athletes, and families—to break down how real tax strategy starts with who you are, where you want to go, and the few moves that actually change your outcome. Instead of chasing every trick on the internet, Rob shows why stacking “base hits” creates immediate savings and flexibility, and how to choose one or two “home runs” that fit your strengths.We talk through the crucial difference between a historian CPA who files forms and a strategic partner who looks through the windshield. You'll hear why high-earning W‑2 professionals are not stuck, how accredited status opens meaningful options, and how to avoid complexity that rich headlines can afford but most people can't defend. Rob shares a simple, repeatable process: clarify your goals and constraints, close tax leaks hiding in plain sight, align strategy with life and cash flow, then implement and iterate as your fastball evolves.From HSAs, donor-advised funds, and retirement plan design to QSBS, cost segregation, and real estate professional status, we separate the tools from the hype. You'll learn how to convert personal costs into valid business deductions when facts allow, why lifestyle creep kills deployable capital, and how a personal CFO framework helps you save taxes without sacrificing sanity. The goal is clarity and control: a lighter tax bill, a simpler structure, and more energy for the work and people you love.If you're ready to make money simple and build around your true wealth creation play, this conversation is your blueprint. Subscribe, share with a friend who needs a better plan, and leave a review telling us your top “base hit” to implement this week.-----With over 10 years of experience in accounting and wealth management, Rob has worked with everyone from CEOs and world-class athletes to local families, helping them reduce taxes, build wealth, and achieve financial freedom. Holding both a Master's and Bachelor's in Accounting from BYU, he is a Certified Public Accountant (CPA), Certified Financial Planner (CFP®), and has passed Level I of the Chartered Financial Analyst (CFA) exam.Known for bringing both expertise and personality to finance, Rob is passionate about personal finance, taxes, and investing. Frustrated with the industry's lack of real impact, he set out to truly help people transform their financial futures—and now, that's what he does every day.Connect with Rob Cook:Rob Cook, Bement & Company, Director of Strategic Tax380 North 200 West Ste 112 Bountiful, UT 84010801-936-1900rob@bementcompHear Past episodes of the Way2Wealth Podcast!https://theway2wealth.com Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisorhttps://www.carsonwealth.com/team-members/scott-ford/ Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

In this episode of Vast Voice, R. Kenner French and Liliana Falconer dive into the essentials of tax planning for entrepreneurs. Lily comes in unaware of the topic, adding spontaneity to the discussion, while Kenner emphasizes that this quick episode is designed to deliver powerful insights in under three minutes. Their goal: help business owners understand why tax planning should never be an afterthought.They begin by highlighting a common truth—most people don't prioritize taxes until the last moment. Lily points out that many individuals scramble to gather receipts, while Kenner explains that this reactive approach almost always leads to higher tax liabilities. Waiting until April 15 leaves taxpayers with little flexibility to make useful changes. Simply put, last-minute filing often results in writing a larger check to the IRS.Kenner stresses that true tax reduction happens throughout the year, not at the deadline. Planning as early as January 1 allows entrepreneurs to structure strategies, adjust cash flow, review employee numbers, and evaluate past liabilities to project forward. Quarterly meetings with a tax professional can significantly reduce tax burdens by catching opportunities proactively rather than retroactively.The conversation also contrasts two types of tax professionals: those who “drive using the rear-view mirror” and those who look ahead. Lily summarizes the lesson perfectly with an analogy, entrepreneurs should “rip off their rear-view mirrors” and focus on the road ahead. Proactive tax planning removes obstacles before they become problems and ensures a smoother, more predictable financial journey.Kenner closes by reinforcing that entrepreneurs need advisors who plan forward. If a tax provider can't help you strategize before tax season, it may be time to find one who can. VastSolutionsGroup.com aims to add value by guiding entrepreneurs toward better decisions year-round. With that, Kenner and Lily wrap up another concise yet impactful episode on financial clarity and smarter tax planning.Takeaways• Most people fail to prioritize taxes until the last minute.• Tax planning works best when started on January 1, not April 15.• Proactive planning can significantly lower tax liability.• Quarterly meetings with a tax professional provide major advantages.• Tax professionals who only “look backward” limit your savings potential.• VastSolutionsGroup.com focuses on projecting forward, not reviewing the past.• Early planning allows adjustments in cash flow and employee numbers.• Entrepreneurs should remove obstacles early through strategic planning.• A good tax advisor should guide you all year—not just during filing season.• Forward-focused tax strategy leads to smoother finances and less stress.Sound Bites• Rip off your rear-view mirrors and look ahead.• We don't look backward; we project forward.• If your tax pro can't save you early, you've got issues.Listen & Subscribe for More:

Let's be honest: taxes feel like that thing you're supposed to understand but somehow never learned, and now you're too embarrassed to ask. Joe Saul-Sehy, OG, and Neighbor Doug welcome Hannah Cole—artist-turned-tax-pro and author of the brand-new book Taxes for Humans—to finally explain taxes in language that doesn't require a CPA license to understand. Hannah's built her career translating tax code for freelancers, side hustlers, and small business owners who just want to know what they can deduct, what'll get them audited, and how to stop drowning in shoebox receipts. She breaks down the real difference between a legitimate business expense and wishful thinking, how to track startup costs without losing your mind, and why the bookkeeping system that works is the one you'll actually use (spoiler: it doesn't have to be fancy). Whether you're launching a side gig, running a creative business, or just trying to keep the IRS from ruining your holiday season, Hannah's got the roadmap. Then Joe and OG shift gears to tackle the "AI bubble" conversation everyone's having—is this tech hype justified, or are we watching 1999 all over again? They break down how to think about market froth without panicking, why smart investors don't build their strategy around TikTok prophets predicting doom, and how to prepare your portfolio for volatility without making fear-based moves. Plus: Doug delivers trivia about Richard Pryor's Blazing Saddles days, because even tax talk deserves a palate cleanser. What You'll Walk Away With: • Tax basics explained in actual human language (finally)—what counts as a deduction and what's just wishful thinking • How to set up simple, sustainable bookkeeping systems for side gigs or small businesses that you'll actually maintain • The smartest way to track startup expenses without drowning in receipts or spreadsheets • Why the IRS isn't as scary as you think when you've got your basics covered • How to think about AI market hype without getting swept up in either the euphoria or the panic • Smart strategies for preparing your portfolio for volatility without making emotion-driven decisions • Why the right tax and investing systems buy you back time, creativity, and peace of mind This Episode Is For You If: • You've been winging it on taxes and know you're probably missing deductions (or making mistakes) • You run a side hustle but have no idea what you can actually write off • Tax season makes you anxious because you're never sure if you're doing it right • You're hearing AI bubble talk everywhere and wondering if you should be worried about your investments • You want systems that are simple enough to actually follow, not perfect enough to abandon by February Before You Hit Play, Think About This: What's the tax mistake you wish you could warn your younger self about? Drop it in the comments—we're all learning here, and sometimes the best lessons come from what we got wrong the first time. FULL SHOW NOTES: https://www.stackingbenjamins.com/tax-basics-for-side-hustlers-ai-market-tips/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most business owners think taxes are just the price of success—but they're wrong. In this episode, you'll learn how real entrepreneurs legally wipe out massive tax bills using smart strategies your CPA won't talk about. Discover how to structure your business, plan ahead, and use the tax code to build wealth instead of losing it. This episode breaks down real examples, practical tax tips, and simple ways to save more money every year. Stop writing checks to the IRS and start keeping what you earn. Listen now before another tax season drains your profit.   Next Steps:

It's that time of year again! Bonuses, Taxes, Inventory, Extra Compensation and of course the potential to lose a key employee.   This week we dive into the uncomfortable conversation of how to pay 'Christmas Bonuses" Enrollment for the Blue Collar Bootcamp 2026 begins so get signed up and change your business forever!

In this episode we take a look at the popular advice to “spend to save taxes.” Together we walk through a simple example that shows why buying random things at the end of the year just to reduce profit is usually a losing game for your bank account and your peace of mind.Instead of trying to get rid of profit (hear how backwards that sounds?), I invite you to see profit as something you can direct. I'll suggest calmer, more empowering ways to use the money we have. I also offer a short and simple year end money reflection by asking yourself three  questions. From Chaos to Peace Consulting Inc - https://connygraf.com Get my weekly emails delivered every Moon-Day (Monday) Schedule a FREE Bring Your Chaos To Me Call Take the free Quiz and figure out your >>> Organizing Personality

A few weeks ago our 14-year-old daughter ordered a $30 item online with her own hard-earned cash. She was proud of herself—until a notice popped up: the product was coming from overseas and a tariff of roughly $30 would be due at delivery. She looked at me, stunned. “Wait… I have to pay double to get it?” She paused, thought, and said, “I still want it.” https://www.youtube.com/live/gV_EvvpiXww That tiny moment shows a big reality: taxes aren't just something you deal with in April. They show up everywhere, often without warning, and every one of them is a leak in your wealth bucket. It's also a simple picture of why taxes and wealth creation are tied together in ways most families never see. The Real Link Between Taxes and Wealth CreationTaxes and wealth creation: Why taxes are the biggest wealth leakThe compounding cost of taxesTaxes and wealth creation: 95% of the tax code is about how not to pay taxes“Is this deductible?” vs “How do I make this deductible?”Taxes and wealth creation: Tax planning is not tax preparationTaxes and wealth creation: The SECURE Act and a silent inheritance taxThe 10-year inherited IRA ruleTaxes and wealth creation: Roth conversions as a legacy moveTaxes and wealth creation: Positioning money where compounding can keep workingReal estate incentivesCharitable givingWhole life insurance for tax-efficient legacyTaxes and wealth creation: Thinking past your lifetimeHere's the point: taxes and wealth creation rise and fall together.Book A Strategy CallFAQWhat is the connection between taxes and wealth creation?Why do taxes feel invisible to most families?What did the SECURE Act change for inherited retirement accounts?Are Roth conversions a good strategy for generational wealth?How does real estate help with tax-efficient wealth building?Why is tax planning different from tax preparation?How does whole life insurance fit into tax-efficient legacy planning? The Real Link Between Taxes and Wealth Creation This topic matters because taxes quietly take more from most families than any other expense. Not your mortgage. Not your lifestyle. Taxes. In this article we're going to pull taxes out of the “yearly chore” box and put them where they belong—in the center of your wealth plan. You'll see why taxes are such a drag on compounding, how the tax code rewards certain behaviors, what the SECURE Act changed for retirement accounts and heirs, and why Roth conversions and other strategies can protect wealth for your lifetime and beyond. The goal is simple: help you keep more dollars in your control so they can grow and bless your family for generations. Taxes and wealth creation: Why taxes are the biggest wealth leak Most people think about taxes as a single event: file your return, see if you owe or get a refund, and move on. But Bruce made a point that changes everything: we pay taxes on almost every transaction. Federal and state income taxes are just the obvious ones. Add sales tax, gasoline taxes, property taxes, and the taxes baked into your phone and internet bill—and the true cost is enormous. Even when you don't see it, you pay it. And the dollars you lose to taxes don't just disappear today. You lose what those dollars could have become after decades of compounding. Once money leaves your control, the future of that money is gone forever. The compounding cost of taxes I love pictures, so here's one we used. Imagine your money as water in a five-gallon bucket. If there are leaks in the bottom, you don't arrive anywhere with a full bucket. Taxes are one of the biggest leaks. You can earn more and work harder, but if you don't seal the leaks, your progress is always slower than it should be. Think about the penny-doubling example. A penny doubled daily for 30 days becomes millions, but for the first week it still feels tiny. That's why people underestimate compounding. Taxes interrupt that curve. They pull dollars out before they ever reach the steep part of growth. Wealth isn't only about what you earn. It's about what you keep and control long enough for compounding to do its job. That's why taxes and wealth creation are inseparable. Taxes and wealth creation: 95% of the tax code is about how not to pay taxes Bruce shared something that shaped his whole view. A former IRS auditor once told him: only about 5% of the tax code explains how you pay taxes. The other 95% explains how you don't have to pay taxes. That surprised me at first, but it's true. Congress uses the tax code to steer behavior. If they want more housing, they reward people who provide housing. If they want investment in certain industries, they create incentives there. The incentives exist on purpose. If lawmakers didn't want people to use them, they wouldn't be written into law. “Is this deductible?” vs “How do I make this deductible?” Tax strategist Tom Wheelwright says the wrong question is, “Is this deductible?” The right question is, “How do I make this deductible?” Example: if you travel to evaluate real estate deals and your primary purpose is legitimate business, documented properly, the tax code may allow deductions. The key isn't being clever. The key is following the rules clearly. We never recommend gray areas. Good tax strategies are black-and-white and well documented. Taxes and wealth creation: Tax planning is not tax preparation The tax code is thousands of pages long and changes constantly. Many CPAs are overloaded with compliance work—paperwork, deadlines, filing logistics. So a lot of families get tax preparation, not tax planning. Preparation reports what happened and tells you what you owe. Planning helps you shape what you owe before the year ends. If you want to build wealth, you can't treat planning like an afterthought. You may need a professional whose mindset is: “My job is to help your family pay the least amount of tax legally possible.” Not because taxes are bad, but because every dollar saved is a dollar that can compound, be invested, or be given with purpose. Taxes and wealth creation: The SECURE Act and a silent inheritance tax If you have tax-deferred retirement accounts—401(k)s, IRAs, 403(b)s, SEP IRAs, deferred annuities—you need to understand what changed. Older rules required minimum distributions (RMDs) at age 70½. The SECURE Act pushed that age to 75. That sounds like a gift, but it has a catch: more years of growth means a larger account, which often leads to larger taxable withdrawals later. But the bigger change hits your heirs. The 10-year inherited IRA rule If a tax-deferred account passes to a spouse, they can keep deferring. If it passes to your kids or grandkids, most beneficiaries must empty the account within 10 years. Picture a 45-year-old inheriting a $1 million IRA. Under old stretch rules, they could take small withdrawals over a lifetime. Now many will take around 10% per year—about $100,000 annually—stacked on top of their working income, often in their highest-earning years. That pushes those inherited dollars into their top tax bracket. So the SECURE Act didn't remove taxes. It concentrated them. If you do nothing, your children may pay far more tax on your retirement savings than you ever expected. Taxes and wealth creation: Roth conversions as a legacy move This is where Roth conversions come in. We're not giving advice here—your personal facts matter—but the principle is powerful. A Roth conversion means paying tax on some tax-deferred dollars now so they move into a Roth account. Later withdrawals are tax-free. When the Roth passes to heirs, they still follow the 10-year rule, but distributions are generally income-tax-free. When we run numbers with families, we often find that paying some tax earlier can reduce the total tax bite over two lifetimes—yours and your kids'. For families who care about legacy, that's a big deal. Taxes and wealth creation: Positioning money where compounding can keep working Bruce listed several straightforward ways families can keep more dollars compounding without needing complex structures. Real estate incentives Real estate is a clear example of Congress rewarding behavior. The U.S. needs more housing, so the tax code offers depreciation and, in some cases, bonus depreciation for certain investments. Those deductions can offset taxable income and free up cash flow for more investment. The rules are specific, so strategy and documentation matter. Charitable giving If generosity is already part of your family culture, don't ignore how charitable strategies can lower taxes while letting you support what matters most. Whole life insurance for tax-efficient legacy This is a place where our work often connects the dots. Properly designed whole life insurance has a unique tax profile: cash value grows tax-deferred, you can access it through policy loans without triggering income tax, and the death benefit passes to heirs income-tax-free. We like to say that every tax dollar you save is another dollar you can reposition into assets that serve generations. Whole life often becomes a family gold reserve—liquid in your lifetime, leveraged at death, and protected from future tax surprises. Taxes and wealth creation: Thinking past your lifetime During the episode I shared a golf analogy. Your wealth plan is like a golf swing. Most people only focus on the backswing—everything that happens until you hit the ball. In life, that's “my lifetime.” But legacy is the follow-through. Where does the ball go after contact? What trajectory does your wealth take after you're gone? When you plan only for your life, you miss the biggest multiplier in tax planning: time across generations. When you plan with follow-through, you make different choices today—like paying some taxes sooner—because you see how that can protect your children from a heavier burden later.

Former IRS Commissioner Danny Werfel and longtime agency communications chief Terry Lemons join Roger and Annie for a candid Thanksgiving conversation about the mounting challenges facing the agency heading into the 2026 filing season. The discussion covers budget cuts, staffing reductions, the lingering ERC backlog, and why a hollowed-out compliance function puts both taxpayers and tax professionals at greater risk.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Chapters(00:00) - Welcome to Federal Tax Updates (01:22) - Introducing Special Guests: Terry Lemons and Danny Werfel (02:33) - Danny's Post-IRS Journey (08:03) - Terry Lemons' Post-IRS Activities (12:27) - Challenges Facing the IRS and Tax Professionals (19:52) - The Importance of IRS Compliance and Modernization (30:50) - Concerns About Workforce Sustainability (31:56) - Employee Retention Credit Issues (32:37) - Fraud and Government Response (35:30) - Impact of Government Shutdown on IRS Programs (36:53) - IRS Performance and Resource Allocation (40:52) - Challenges in Tax Compliance and Enforcement (46:17) - Preparing for the Upcoming Tax Season (51:19) - College Football Predictions (53:53) - Closing Remarks and Holiday Wishes Connect with Terry Lemonshttps://www.linkedin.com/in/terry-lemons-77b3641a9Connect with Danny Werfelhttps://www.linkedin.com/in/danny-werfel-89441594Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger Harris - https://www.linkedin.com/in/rogerharrispbs/Annie Schwab - https://www.linkedin.com/in/annie-schwab-852418261/ReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

In this episode, host Shawn Terrell discusses the complexities of financial language, particularly the terms 'above the line' and 'below the line' in tax contexts, and how they relate to dental professionals. He explains the impact of the One Big Beautiful Bill Act on these terms and offers insights into deductions and tax strategies for dentists.--------------------------------Chapters00:00:00 Introduction to Financial Language00:00:00 Above vs Below the Line Explained00:00:00 Impact of the One Big Beautiful Bill Act00:00:00 New Deductions and Tax Strategies00:00:00 Conclusion and Resources---------------------------------Episode Resource:https://tr.ee/zIM4M4 ----------------------------------Meet with Dentist Exit Planning Advisor:Schedule Discovery Meeting-----------------------------------About Dentist Exit Planning:Website: dentistexit.comFacebook Group for DentistsYouTubeInstagramLinkedInSign-Up for Dentist Exit Email NewsletterEmail Shawn at: shawn@dentistexit.com

Heidi Harris covers a wide range of topics in this hour, starting with Trump's talk of income tax cuts, $2,000 checks, and the frustration of high property and car taxes, while reflecting on political promises, campaign rhetoric, and the importance of staying informed. She then shifts to the challenges of elderly drivers, discussing shocking accidents, family conversations about taking away licenses, and state rules for senior drivers, before moving to teen driving and independence, exploring how socializing and technology have changed the way young people experience freedom. Finally, Heidi and her crew dive into AI's rise, its impact on creativity and entertainment, and how movies and streaming have reshaped modern viewing habits, balancing excitement with caution over technology's role in everyday life.

Tariffs are dominating headlines — but what do they really mean for taxes, Washington, and your clients' retirement plans?In this episode of The Complete Advisor, Dennis Mattern sits down with Becky Swansburg, CEO of Stonewood Financial and Washington insider, to break down the truth: tariffs won't fix America's tax problems, and demographic pressures—not politics—are driving the future of taxation.Becky explains how tariffs actually function, why they rarely offset income taxes, and why rising legislative risk is one of the most overlooked threats to retirement planning today. She also reveals why NOW is a rare low-tax window for conversions and tax repositioning—and how savvy advisors can help clients regain control before the next wave of tax changes hits.If you serve retirees or pre-retirees, this is an episode you can't afford to skip.✅ Top 3 Takeaways for Advisors1. Demographics—not politics—are driving America's revenue crisis, meaning tariffs won't prevent future tax increases.2. Taxes must be treated as a “risk class” in every plan, equal to market risk and income risk.3. Advisors have a short window right now—thanks to OBA tax brackets and current legislative structure—to reposition assets and protect clients from future tax hikes.

Episode 2530. Raise DNA taxes. Featuring a cover of Tears of Gold by Violet King. Blunt Talk Podcast is guaranteed TO LIFT. X Fitness is committed to lifting in body, mind, and soul. There is enough depressing news. We won't add to it. Good Inspirational News Only. Free, permanently archived downloads compliments of X Fitness. Blessings & all good things. #peace  

On this week's pod:Sigh...Game overview:Not good enough (literally and figuratively)Shout-outs:Some birthdays!Check out my podcast with Ellen Ellard: https://youtu.be/jkEYnjBeheUEdmiston House are winners!London Marathon for the Royal British LegionNARSA Business:Destination NARSA - Nashville 2026 - 191 days / 27 weeks Hotel: Cambria Hotel Nashville MidtownBooking: https://www.choicehotels.com/reservations/groups/OI25P7Phoning: +1 615-931-0777 (NARSA is the keyword)Room rate: $199 + Taxes & FeesRoom rate available 3-days prior and 3-days postWebsite clean-upSponsorship & Marketing opportunities Communications:Gaz Guide (again)Ibrox feasibility studyEras: Captains Night - An Evening with Barry FergusonPlease do like and subscribe wherever you hear this podcast#NARSA #RangersFC #WeeklyUpdatehttps://narsa.ca/

Facing an €8,900 electric bill and constant new costs, Padraig Hennessy pulls back the curtain on the brutal realities of running a family pub in modern Ireland to Paul Byrne Hosted on Acast. See acast.com/privacy for more information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada just folded and is now doing what Trump wants in regards to steel and aluminum, Trump has all the leverage. The Dept of Labor confirms that Americans were being replaced in the work field. Trump is set to push homeownership thru the roof with a  50 year mortgage. Trump has the solution to the affordability crisis that the [CB] created, get rid of the [CB]. Trump is dismantling the [DS] world wide. The criminal syndicate was setup in many countries to make it virtually impossible to dismantle. But it is being done through peace through strength. The [DS] system is being strangled and soon those who have been held captive will be removed or come to heel. Trump is now setting the stage to bring the [DS] to justice. He has now voided out 92% of Biden orders, which means judges, other nominees will be removed. Justice is coming and the [DS] players are panicking. Economy Interesting Development – Canadian Prime Minister Mark Carney Announces New Limits on Foreign Steel and Aluminum, With New 25% Tariff on Steel Derivative Components   Prime Minister Mark Carney is conceding defeat to President Trump and positioning the Canadian economy to be compliant with U.S-Mexico trade regulations. However, Carney is not saying that, indeed he cannot; he's spent over a year telling Canadians that President Trump's trade and economic demands are not going to be accepted by Canada.  However, what he is factually doing is exactly what President Trump has demanded. Prime Minister Carney is saying he is restricting Steel and Aluminum imports from non-free trade agreement countries, and he is lowering the tonnage of Steel and Aluminum that will be permitted for import.  His claim is that this approach will help drive up “domestic demand” for Canadian Steel and Aluminum, but that's ancillary to the real objective. President Trump has demanded Canada stop importing cheap steel and aluminum mostly from China; including manufactured component goods that are made with steel and aluminum (think autos).  Canada would not stop, because they could not stop.  Their manufacturing base, green energy and climate change economy, is more of a component assembly system now. So, President Trump hit Canada with a 35% tariff, and things got ugly.  In June Trump raised the tariff to 50%. The back and forth has gone on all year. Carney now announces restrictions on imported steel and aluminum, as well as restrictions on imported derivative goods that come from steel and aluminum, in combination with a spending plan to bolster the Canadian steel and aluminum manufacturing base.  This ends up shifting the Canadian industrial sector to making steel and aluminum products without Chinese import dependency. Source: theconservativetreehouse.com https://twitter.com/USDOL/status/1994841467345670569?s=20 https://twitter.com/unusual_whales/status/1994556411439976468?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/1994918010197278811?s=20 https://twitter.com/SecScottBessent/status/1994478437042438573?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1994478437042438573%7Ctwgr%5Ee930cbbc1182e7871f84fda0a85e43c6c0f2ca9c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Ftreasury-working-cut-benefits-money-transfers-illegal-aliens%2F   are no longer available to illegal and other non-qualified aliens, covering the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit, and the Saver's Match Credit. https://twitter.com/unusual_whales/status/1994064168115478599?s=20 https://twitter.com/unusual_whales/status/1994844057110262116?s=20   Prices and Taxes are DOWN. Education is being brought back to the States (where it belongs!), and our Military, and Southern Border, is the strongest they have ever been. The USA is respected again, respected like never before. All of this was brought about by Strong Leadership and TARIFFS, without which we would be a poor and pathetic laughingstock again. Evil, American hating Forces are fighting us at the United States Supreme Court. Pray to God that our Nine Justices will show great wisdom, and do the right thing for America! Political/Rights https://twitter.com/amuse/status/1994796365461758352?s=20   public that illegal entry violates 8 U.S.C. §1325 and reentry after deportation violates §1326, a felony the left avoids acknowledging. He said 60–70% of illegal aliens arrested in immigration sweeps carry prior criminal or immigration histories. With DHS logging over 527,000 deportations in 2025, Trump's enforcement surge is targeting high-risk offenders. Bovino said the radical left simply ignores the law because it undermines their narrative. DOGE Trump White House Unleashes Media Bias Tracker to Crush Fake News Narratives  The Trump administration has launched a brand-new “Media Bias Tracker” directly on the White House website. Unveiled on Friday, this tool is designed to call out and document the endless stream of false, misleading, and biased stories peddled by outlets that have spent years attacking President Donald Trump and his agenda. According to the White House, the tracker serves as a “record of the media's false and misleading stories flagged by The White House.” The tracker highlights “offenses” from major news publications, including an “Offender Hall of Shame” and a leaderboard ranking the worst culprits in spreading misinformation. Described as “a race to the bottom,” this feature ranks outlets based on repeat offenses. Topping the Hall of Shame list is The Washington Post, followed by rebranded leftist mouthpieces like MSNBC (now MS NOW), CBS News, CNN, The New York Times, Politico, and The Wall Street Journal. In response to their top spot, a spokesperson for the Washington Post said, “The Washington Post is proud of its accurate, rigorous journalism.” The page also features a “Media Offender of the Week,” currently blasting outlets for exaggerating Trump's calls to hold Democrats accountable for their seditious behavior. Source: thegatewaypundit.com https://twitter.com/newstart_2024/status/1994506579660689812?s=20  entire Silicon Valley “tech wife mafia” and how they were used. Her exact words (full clip attached): “I don't think many of the tech mafia wives realize… they were used to set the groundwork for what Klaus Schwab calls The Great Reset. Their money especially was being conscripted through a network of NGO advisors, Hollywood, Davos, and their own companies. A really small group of people… completely blind to how their groundwork is being used to enable these Great Reset policies.” Then she turns the knife inward: “These women find their meaning through philanthropic work. I really believed I was helping Black communities and indigenous communities rise up. But now the problems have gotten worse. Crime worse. Mental health worse. The whole model is broken. At the end of the day they always go: ‘But climate change.' Social justice + climate change — it gets progressive women 100% of the time.” She even says many now believe the biggest “climate change issues” are actually geoengineering issues. This isn't some random podcast bro. This is a woman who lived in the mansions, sat on the boards, flew private to Davos parties… and is now saying: “We were the useful idiots.” Geopolitical https://twitter.com/elonmusk/status/1994936233878065399?s=20   with a legally possessed shotgun at a Florida shooting range, a British man was arrested, locked in a cell overnight, interrogated, and lectured that he “must understand how posts make people feel.” Police seized his computer and phone, wiping out his ability to work. Weeks later, all charges were quietly dropped because they were baseless from the start. Critics say the ordeal proves the UK has turned social media into a surveillance trap where innocent people are punished by process alone. https://twitter.com/amuse/status/1994781531244474604?s=20   terrorizing AfD. Antifa extremists descended on an AfD youth event in Giessen, attacking attendees and Bundestag member Julian Schmidt in a coordinated effort to intimidate the rising populist party. Germany has faced a wave of Antifa terror: doxxing AfD addresses, firebombing cars and threatening families. Mike Benz says Antifa is part of a transnational Marxist network weaponized since Trump's 2016 victory to shield globalist interests by attacking democratic populist movements across the West. Violence increases as AfD gains support. War/Peace   roads. His chief opponent is Rixi Moncada, who says Fidel Castro is her idol. Normally, the smart people of Honduras, would reject her, and elect Tito Asfura, but the Communists are trying to trick the people by running a third Candidate, Salvador Nasralla. Nasralla is no friend of Freedom. A borderline Communist, he helped Xiomara Castro by running as her Vice President. He won, and helped Castro win. Then he resigned, and is now pretending to be an anti-Communist only for the purposes of splitting Asfura's vote. The people of Honduras must not be tricked again. The only real friend of Freedom in Honduras is Tito Asfura. Tito and I can work together to fight the Narcocommunists, and bring needed aid to the people of Honduras. I cannot work with Moncada and the Communists, and Nasralla is not a reliable partner for Freedom, and cannot be trusted. I hope the people of Honduras vote for Freedom and Democracy, and elect Tito Asfura, President!   potential, of Honduras! Additionally, I will be granting a Full and Complete Pardon to Former President Juan Orlando Hernandez who has been, according to many people that I greatly respect, treated very harshly and unfairly. This cannot be allowed to happen, especially now, after Tito Asfura wins the Election, when Honduras will be on its way to Great Political and Financial Success. VOTE FOR TITO ASFURA FOR PRESIDENT, AND CONGRATULATIONS TO JUAN ORLANDO HERNANDEZ ON YOUR UPCOMING PARDON. Thank you for your attention to this matter. MAKE HONDURAS GREAT AGAIN! PRESIDENT DONALD J. TRUMP https://twitter.com/DataRepublican/status/1994907658021998933?s=20   a crisis. International law has no force here. Your authority, mine, and that of the scholars you cite sits on the same level: none. It is all gatekeeping dressed as expertise. The video urging people to ignore “illegal orders” made your intent clear. You stretch the term until it covers anything that suits your goal of weakening the security apparatus and pushing Trump out of office. People see that. They see you. That you all are walking free and making those posts trying to advance a color revolution is the ultimate proof that Trump is not an authoritarian… he is far too lenient. https://twitter.com/CynicalPublius/status/1994807665147744671?s=20 https://twitter.com/SecWar/status/1994552598142038358?s=20  intended to be “lethal, kinetic strikes.” The declared intent is to stop lethal drugs, destroy narco-boats, and kill the narco-terrorists who are poisoning the American people. Every trafficker we kill is affiliated with a Designated Terrorist Organization. The Biden administration preferred the kid gloves approach, allowing millions of people — including dangerous cartels and unvetted Afghans — to flood our communities with drugs and violence. The Trump administration has sealed the border and gone on offense against narco-terrorists. Biden coddled terrorists, we kill them. Our current operations in the Caribbean are lawful under both U.S. and international law, with all actions in compliance with the law of armed conflict—and approved by the best military and civilian lawyers, up and down the chain of command. Our warriors in SOUTHCOM put their lives on the line every day to protect the Homeland from narco-terrorists — and I will ALWAYS have their back. https://twitter.com/TimOnPoint/status/1994570386239852571?s=20   is probably closer to the SECWAR's office in the Pentagon. The Washington Post begins writing the story. C) a Soros-funded NGO puts billboards up encouraging military personnel to report unlawful orders… although there are no unlawful orders identified. D) out of nowhere, the Seditious Six – which includes one presidential hopeful and one former IC member who had direct involvement in the original attempt to destroy Trump – delivers to social media a “don't give up the ship” video – a public service announcement to all personnel to refuse unlawful orders. *** the video was funded and produced a Soros funded NGO. E) Senator Slotkin, the former CIA ghoul, goes on the news and is very careful to state that she can't identify any unlawful orders that have been given. F) boom, the WaPo delivers the story claiming unlawful orders. G) Friday evening, everyone on the left hits social media – with paid amplification – about the unlawful orders. H) the Sunday shows will be filled with calls for war crimes charges, impeachments, and resignations. All a coincidence, right? None of it was coordinated, right? Not all civil wars happen on the battlefield. https://twitter.com/PeteHegseth/status/1994553202767700041?s=20  https://twitter.com/sentdefender/status/1994957376764424644?s=20   House through a number of channels, with ongoing discussions about what future communication between the two countries might look like, multiple administration officials told CNN. Venezuela Issues Statement After President Trump Orders All Aircraft to Avoid Regime-Controlled Airspace   In Venezuela's statement, the regime accused the United States of attempting to “intimidate Venezuela” and framed Trump's announcement as an attack on Latin America as a whole. The press release ignored every factual concern raised by U.S. intelligence, including increased military involvement in cocaine transport and the regime's long-standing partnership with the Cartel of the Suns. Today's outburst from the Maduro regime is another example of Venezuela deflecting blame while its role in regional crime expands. Meanwhile, President Trump's position is clear: protect international aviation, disrupt drug networks, and stop allowing a criminal regime to use its airspace as a staging ground. Source: thegatewaypundit.com https://twitter.com/GhostEzraQ/status/1994769781073867174?s=20   Pentagon for decades. Who do you think really armed the Venezuelan “gangs” that flooded swing states right before the election? Who flew the untraceable Gulfstreams full of product and kids out of Maturín and Maiquetía while Biden looked the other way? Same people who ran Iran-Contra, fast-forward 40 years. Trump isn't just closing airspace, he's cutting the oxygen to the deep-state money laundering superhighway that's been funding black sites, color revolutions, and child trafficking networks across the hemisphere. Land operations begin “VERY SOON.” Translation: The white hats are moving in to seize the servers, the tunnels, and the ledgers the mockingbird media swore didn't exist. The storm over Caracas is about to expose everything. https://twitter.com/xAlphaWarriorx/status/1994912948201165251?s=20   just talk…he'll detonate his/deep states entire network. Many are struggling with discernment, but the strategic reality is simple: Maduro hasn't controlled Venezuela for years. The deep state held the reins. Then the guardians caught him, flipped him and weaponized the façade of control against the deep state. They may publicly acknowledge it; they may bury it. But the aftermath will speak for itself. In the days immediately following his surrender or “death,” watch the information floodgates burst wide open…especially involving U.S. elections. The timing will be surgical. The disclosures will be coordinated. And the narrative collapse will be unmistakable. Zelensky’s Sacked Top Aide ‘Escapes’ To Front-Line To ‘Hide’ From Corruption Investigators  Andriy Yermak, the man who until just over 24 hours ago was Zelensky’s right hand man and the president’s top most powerful aid as chief of staff, and Ukraine’s appointed chief negotiator with the US on the peace process, is going to the front lines, apparently to “fight”. After his home and offices were raided by Ukraine’s anti-corruption investigators Friday related to the ongoing massive energy sector kickback scandal, Yermak announced by text message to The New York Post, “I'm going to the front and am prepared for any reprisals.” He followed with, “I am an honest and decent person.”  According to the lengthy analysis [emphasis ZH]:  Zelensky's fixer, enforcer, gatekeeper, and indispensable ally, isn't a “corruption scandal.” It's Washington slapping the table. NABU, the U.S.-trained attack dog of Ukrainian politics, didn't raid the Presidential Office by accident.It raided to remind Zelensky that the war isn't his to command, the peace process isn't his to veto, and the leash around Bankova Street is held in Washington, not Kiev and certainly not European chihuahuas. Because the real story isn't Yermak's resignation. The real story is the West turning on itself over how to end a war Russia has already won.      Source: thegatewaypundit.com Ukrainian Delegation Arrives in the US To Meet Secretary Rubio, Witkoff and Kushner for Peace Talks  Kiev regime leader Volodymyr Zelensky announced Saturday (29) that a peace talks delegation was on its way to the United States. The Ukrainian team, now headed by former Defense Minister and Security Council Secretary Rustem Umerov, will continue talks today (30) on an agreement to end the war with Russia. Zelensky expects that these talks, to be held tomorrow (30) to develop upon the previous meeting in Geneva. “U.S. Secretary of State Marco Rubio, special envoy Steve Witkoff and U.S. President Donald Trump's son-in-law Jared Kushner will meet Ukrainian officials on Sunday in Florida, a senior U.S. official told Reuters.” Source: thegatewaypundit.com https://twitter.com/MZHemingway/status/1994835005357576325?s=20 https://twitter.com/WarClandestine/status/1994938711729938444?s=20 Medical/False Flags https://twitter.com/ImMeme0/status/1994907732890325212?s=20   let millions of illegal aliens pour into the country? But sure, keep acting like Americans are too stupid to notice what's actually going on. You really think people are that dumb, don't you? https://twitter.com/BretWeinstein/status/1994904606913302874?s=20  medicine, the debut of a lethal new vaccine platform, shredding of the First Amendment, and robotic pens used to brazenly pardon criminal masterminds—all lurk just below the surface. Thanks to @VPrasadMDMPH for stepping up.    win the Midterm Elections in RECORD NUMBERS. I AM THE AFFORDABILITY PRESIDENT. TALK LOUDLY AND PROUDLY! President DJT https://twitter.com/MrAndyNgo/status/1994939951293895094?s=20 [DS] Agenda  President Trump's Plan https://twitter.com/julie_kelly2/status/1994543710437007421?s=20   DC) is the basis of the contempt investigation. Kash Patel says all contents of FBI Trump-Russia burn bags will be made public FBI Director Kash Patel says the contents of the burn bags containing Trump-Russia documents discovered at the FBI building will be made public one way or another. “You're going to see everything we found in that room in one way or another, be it through investigation, public trial, or disclosure to the Congress,” Patel told The Epoch Times in an interview with reporter Jan Jekielek that will air Saturday. The bureau said that the classified information was stashed away in a room at FBI Headquarters and was related to Crossfire Hurricane and also other FBI inquiries into President Donald Trump and his allies. Patel previously said that the FBI had found “several bags” containing evidence related to the Russiagate investigation. One electronic communication made public by the Justice Department in court filings related to the prosecution of former FBI Director James Comey earlier this month indicated the FBI began a preliminary investigation into the discovery this summer. Source: justthenews.com https://twitter.com/EricLDaugh/status/1994913285259272493?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1994913285259272493%7Ctwgr%5Ef8c44fa6520e3b2f5c1b1f5de5158fa619710e1c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2025%2F11%2F29%2Fpass-the-popcorn-kash-patel-has-intriguing-news-about-comey-case-and-those-burn-bags-n2196663   tuned for right after Thanksgiving. And you’ll see multiple responses…” @FBIDirectorKash https://twitter.com/RonDeSantis/status/1994967913636528531?s=20 https://twitter.com/MarioNawfal/status/1994582862176149809?s=20  fundraisers. Limiting events. Stage-managing appearances. Reducing his workload. Avoiding interviews. Even recruiting Hollywood directors Steven Spielberg and Jeffrey Katzenberg to help with the State of the Union. They controlled everything, including who could see him. This wasn’t a presidency. It was a production. The 91-page committee report found Biden’s “inner circle” took steps to “meticulously stage-manage” his public appearances, lighten his private workload, and block lawmakers from talking to him directly. Three key aides took the Fifth Amendment when questioned, including White House physician Dr. Kevin O’Connor, who refused to answer: “Were you ever told to lie about the president’s health?” Former Chief of Staff Jeff Zients admitted under oath he didn’t even know who operated the autopen that signed approximately 92% of Biden’s documents. Trump has now declared all autopen-signed executive actions “NULL AND VOID” and threatened Biden with perjury charges if he claims he authorized them. The same people who called you a conspiracy theorist for questioning Biden’s fitness were stage-managing his every movement. They knew. They all knew. And they lied to your face for four years. TIMESTAMPS: 0:22 – Panicked Donor Calls Chief of Staff Immediately After Biden Fundraiser 1:33 – Zients Confession: “Age is the Most Difficult Issue” 2:37 – Why Spielberg and Katzenberg Were Secretly Brought In 5:30 – The Makeup and “Discipline” Strategy to Hide Biden’s Decline 7:05 – The Real Reason Biden Dodged Super Bowl Interview 9:58 – Staff Ordered to Reduce His Steps After Multiple Falls Source:   directly signed by Crooked Joe Biden, because the people who operated the Autopen did so illegally. Joe Biden was not involved in the Autopen process and, if he says he was, he will be brought up on charges of perjury. Thank you for your attention to this matter! https://twitter.com/JoeLang51440671/status/1994860387108340010?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

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Cost segregation is powerful—but easy to misunderstand. CPA Mitchell Baldridge joins Kathy to break down how cost seg really works, who actually benefits, and how high income earners take passive losses. Before you chase big deductions, listen to this episode and learn how to make cost seg work in your favor. If you are interested in Cost Segregation, visit  www.RECostSeg.com/RealWealth and use promo code: REALWEALTH for 10% off.

It's the season of giving, but are you giving in the most impactful and tax-efficient way? In this episode of the Wise Money Show, we break down smart charitable giving strategies that help you support the causes you care about while reducing your taxes before year-end. From donor-advised funds and qualified charitable distributions (QCDs) to gifting appreciated investments and maximizing state tax credits, we walk through the tools every generous giver should know. Make your giving count, for both your heart and your financial plan.  Season 11, Episode 15 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/Nbjhsg7qV2w  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Spencer Martin and Johan Bruyneel break down Visma's recently released financial report that highlights their somewhat surprising massive budget and significant year-end loss, before discussing the rumors that Remco Evenepoel might tackle the Tour of Flanders in 2026 and taking a few listener questions from the live Members' chat. Become a WEDŪ Member Today to Unlock VIP Access & Benefits: https://access.wedu.team NordVPN: Get your Exclusive NordVPN deal here → https://nordvpn.com/themove It's risk-free with Nord's 30-day money-back guarantee! Huel: Huel makes healthy eating simple. They also just launched into Target stores nationwide! Try both products today with FIFTEEN PERCENT off your purchase for New Customers with our exclusive code THEMOVE at https://www.huel.com/THEMOVE. Bubs Naturals: Live Better Longer! For a limited time only, our listeners are getting 20% OFF at BUBS Naturals by using code WEDU at checkout. Just head to https://www.bubsnaturals.com and use code WEDU and you're all set. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you. Quince: Layer up this fall with pieces that feel as good as they look. Go to https://quince.com/themove for free shipping on your order and 365-day returns. Now available in Canada, too. Mint Mobile: This year, skip breaking a sweat AND breaking the bank. Get this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at https://mintmobile.com/themove. Upfront payment of $45 required (equivalent to $15/mo.) Limited-time new customer offer for the first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for details.

Most business owners are overpaying their estimated taxes by $15,000–$20,000 a year — and their CPAs are telling them it's “the safe thing to do.” In this episode, Tiffany Phillips exposes how fear-based accounting advice quietly drains your cash flow and gives the IRS an interest-free loan. You'll learn the truth about estimated taxes, how safe harbor rules really work, and the simple calculation that keeps you penalty-free without overpaying. Tiffany walks through real client examples that saved tens of thousands in unnecessary payments — plus the exact system you can use to keep more money in your business year-round. If you're tired of blindly trusting your CPA and ready to start paying smarter, this one's a must-listen.   Next Steps:

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If you've ever looked at your tax return and wondered, “Why am I paying this much?” — this episode will feel like a breath of fresh air.Dr. Heather sits down with longtime CPA and trusted advisor Riki Singh, who manages over 250 small and mid-sized businesses, including many medical practices. Riki brings clarity to a topic most physicians secretly stress about: how to stop unintentionally overpaying in taxes.In this episode, we break down:Why so many physicians overpay without realizing itWhat actually matters when comparing W-2 vs. 1099 incomeSimple structural decisions that can lead to massive long-term savingsReal audit stories (including one horror case you don't want to miss)What to consider as you plan for 2026And whether AI will ever replace tax professionalsIf you want a clear, trustworthy explanation of how to structure your income, protect yourself, and stop leaving money on the table, this conversation is absolutely worth your time.Tune in and start making smarter decisions with your money. 

Join esports analysts and industry veterans as they unpack the shocking demise of theScore Esports YouTube channel, dissect Twitch's ongoing struggles, and expose the shifting power dynamics fueled by Saudi Arabia's growing influence in competitive gaming.  The Last Free Nation merch shop is open, and now includes the Four Horsemen logo t-shirt! Show off your fandom and support us and by purchasing the high-quality items on our merch shop. Check our website for more info on shipping! https://lastfreenation.shop  Black Friday is around the corner, and Raycon audio products are up to 30% off sitewide! Go to https://buyraycon.com/HORSEMENOPEN to save on Raycon audio products sitewide.  Ready to say yes to saying no? Make the switch at https://MINTMOBILE.com/fourhorsemen.Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for details.  Visit https://prizepicks.onelink.me/HORSEMEN and use code HORSEMEN and get $50 in lineups when you play your first $5 lineup!  Eat smart at https://FactorMeals.com/horsemen50off and use code horsemen50off to get 50% off your first box, plus Free Breakfast for 1 Year.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With one month remaining of 2025, airports are getting busy across South East Asia as the year-end travel season swings into gear. And November was another month filled with intriguing talking points to break down. We begin by discussing the long-term societal, political and travel impacts of heavy flooding in Vietnam, Thailand, Malaysia, Singapore and the Philippines. We take to the skies to address whether AirAsia might enter Vietnam via a stake share in Vietravel Airlines, and ponder the science fiction elements of new Biometric Corridors to verify traveller identities in Indonesia. Moving to China, we calculate which countries in ASEAN are (and aren't) improving their airline seat capacity with China* - and then dive into the complexities of Chinese airlines cancelling flights to Japan, and where that capacity may get redirected in the coming months. Plus, we talk hotel taxes in Malaysia, new charter flights between Brunei and Hainan Island, and the Philippines makes new strides in its play to become a regional player in gastronomy tourism. [* Click here to access the OAG graph discussed in the show which illustrates China's airline seat capacity with its top 20 air markets for November 2019, 2024 and 2025.]

Attorney Adam Williams co-founded Pennywise Tax Strategies with his CPA wife, Jackie—helping entrepreneurs save money on their taxes, avoid IRS headaches, and get a better grasp of their numbers. Top 3 Value Bombs 1. Your tax return holds secrets—line 24 of your 1040 shows your true bill. Don't ignore it. 2. Tax strategy is not about evasion, it's about year-round optimization and legal incentives. 3. Foundational steps like proper entity setup or leveraging your home can yield huge savings without changing your lifestyle. Go to Adam's website and grab the free Seven Commonly Missed Tax Strategies free guide - Pennywise Tax Strategies Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Thrivetime Show - Attend the world's highest rated business growth workshop taught personally by Clay Clark and featuring Football Star and Entrepreneur, Tim Tebow and President Trump's Son Eric Trump at ThrivetimeShow.com/eofire.

Listener Q&A where Andy talks about: Starting Social Security benefits early so your minor children can claim dependent benefits, and how the earnings test can come into play if you're still working ( 5:53 )Social Security spousal benefits, and what happens when the lower earning spouse starts their own benefit early at a reduced amount, then later switches to spousal benefits ( 10:35)Social Security survivor benefits and whether the surviving spouse should start their own benefits earlier before eventually starting the survivor benefit, and whether there will be a reduction to the survivor benefit as a result ( 13:46 )If spouses each have IRAs, does it matter from which IRA they take distributions ( 18:28 )How income from a decedent's investments is taxed after the death of the decedent ( 23:01 )Whether tax withholdings from wages is treated the same as tax withholdings from IRA distributions with regards to the IRS viewing the amount withheld as having happened evenly throughout the year to help avoid underpayment penalties and interest ( 30:57 )How to find a financial advisor/planner who works on a limited engagement basis for just certain guidance or questions (such as Social Security claiming questions and tax return reviews), without requiring management of investments  ( 36:49 )Why do so many advisors require management of investments to provide their planning services, and how to find an advisor who doesn't (this is an extension of the previous question) ( 41:14 )Using zero-coupon Treasury STRIPS in retirement for income after wages stop but before Social Security or other income sources start ( 45:40 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Devin Carroll's Social Security Spousal Benefit CalculatorFinding an "advice-only" advisor - www.AdviceOnlyNetwork.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

S&P Global Ratings calls into question Tether's ability to maintain its US dollar peg, and UK chancellor Rachel Reeves takes the wraps off the highly anticipated Budget. Plus, India's booming steel production might be helping the domestic economy, but it's causing environmental damage and trade tensionsMentioned in this podcast:S&P downgrades Tether's assets to lowest level UK Budget 2025: Reeves raises taxes by £26bn to all-time high The cost of India's hunger for cheap steel Note: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Victoria Craig, Fiona Symon, and Lucy Baldwin. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann, Michael Lello and David da Silva. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The VOSD Podcast crew was without their fearless leader Scott Lewis this week, but Andrea Sanchez-Villafaña held it down and led us all through the news of the week. The pod crew talked about chickens as pets, county taxes, and some news stories that are safe to talk about at the dinner table. Have you ever walked past a neighbor's house and heard chickens clucking from their backyard? Well, Andrea now has chickens and she gave the rest of the crew the rules and regulations set forth by the city of San Diego. Some quick updates: The group pushing for a county sales tax are moving forward with their effort and we talked about what to expect. The San Diego Zoo is now going to charge for parking. Plus, a preview of Voice of San Diego's Beef Week! With the holidays coming up Andrea, Jakob and Bella took turns talking about some different stories you can share with your family. But that wasn't all! They ranked each story by how safe the subject was for those holiday family functions. See omnystudio.com/listener for privacy information.

Explicit. Men Pay ALL The Taxes, Nick Fuentes goes NUCLEAR on black America, What Comes Next, Nobody Wants That. Mr. Reagan Men Pay ALL The Taxes? Watch this video at- https://youtu.be/E1LVlyd2qrE?si=n3JTPVnPGIgAk6Nv Mr Reagan 401K subscribers 4,257 views Nov 13, 2025 #Politics #News #Trending https://www.purgestore.com - Promocode [REAGAN] for 15% OFF! ----------------------------------------------- Who really pays for society? The shocking fiscal data suggests men foot the bill, while women, on average, cost the system. This controversial truth may just break the internet. In this jaw-dropping video, Mr. Reagan reveals data that flips the narrative about gender and economics. According to New Zealand's fiscal records, men are the sole net tax contributors, while women, on balance, draw more from the system than they give. This isn't just a slight difference. It's a seismic financial gap that goes unnoticed in today's conversations on equality. The average woman, by the end of her life, reportedly costs society $150,000 more than she contributes. Meanwhile, men not only work, build, and protect, but also bear the fiscal weight of an entire nation. Why is this never discussed? Because it challenges the mainstream ideology that promotes equal respect without equal sacrifice. Mr. Reagan doesn't argue against supporting women, but he demands honesty in what that support costs. From entitled mindsets to economic realities, this episode takes you deep into uncomfortable, politically incorrect, and absolutely essential territory. This isn't about shaming women, it's about unmasking truth, sparking real dialogue, and rebalancing respect where it's due. ----------------------------------------------- Subscribe to my NEW Channel, STRANGE TALES!    • The Great Emu War   Patreon:   / mrreagan   ----------------------------------------------- MR REAGAN MERCHANDISE https://teespring.com/stores/mr-reagan -------------------------------------------- FOLLOW MR REAGAN ON TWITTER!   / mrreaganusa   ----------------------------------------------- Music by The Passion HiFi www.thepassionhifi.com #Politics #News #Trending   Nick Fuentes goes NUCLEAR on black America

Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts. Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better. In This Episode: How to build a baseline budget as a freelancer A smart, percentage-based system for managing income The pros and cons of solo 401(k)s vs. SEP IRAs How to structure your business Why contracts are your best friend in freelance work How to stay emotionally grounded in unpredictable times Resources & Links: