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Andy shares his thoughts and commentary about 2025 returns and events for:U.S. stocksInternational stocksU.S. bondsGold & SilverBitcoinLinks in this episode:Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
The economy looks strong on paper, but why does it feel harder than ever to get ahead? The answer may explain who wins and who falls behind next. In this November 2025 Passive Income Report, Russ and Joey break down the growing reality of the K-shaped economy, where markets continue to rise while everyday earners feel increasingly squeezed. They explain why inflation punishes wage earners but rewards asset owners, and how this widening gap is reshaping financial outcomes across households.The conversation explores how debt–when used strategically–can be a powerful tool during inflationary periods, while aggressively paying it off may limit opportunities and liquidity. Using real-world examples from their passive income portfolio, the hosts show how stacking small, consistent income streams can outperform chasing risky “home run” investments.Listeners also learn why mindset and systems matter more than hustle, how cash flow creates insulation from economic volatility, and why becoming an intentional investor is essential in today's environment. This episode offers a clear framework for navigating uncertainty, understanding where you sit in the economy, and taking practical steps to move to the winning side of the curve.Top three things you will learn: -Understanding the K-shaped economy-How inflation and debt interplay-Strategies for thriving in a K-shaped economyNovember 2025 Income At-A-Glance: -Gross Income for November: $55,826.80-Total Expenses for November: $14,797.90-Total Net Profit for November: $41,028.90-Difference b/t October & November: ($6,994.69)-% of net profit to overall gross revenue: 73%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.
In this episode, Chargers Special Teams Demon and Linebacker talks about the 2025 season, the season highlights and lessons learned along the way, Jim Harbaugh, this championship defense under Jesse Minter, Seizing the moment, Justin Herbert, Special Teams play, and expectations moving forward into the playoffs. Chargers Del'Shawn Phillips Talks Season Highs & Lessons, Special Teams, Justin Herbert & Playoffs Use promo code CHARGERSLAFB on Sleeper and get 100% match up to $100! https://Sleeper.com/promo/CHARGERSLAFB. Terms and conditions apply. #Sleeper Subscribe to Chargers Unleashed Podcast: https://youtube.com/c/chargersunleashedpodcast Twitter: https://twitter.com/LAC_Unleashed Facebook: https://www.facebook.com/ChargersUnleashed Patreon: https://www.patreon.com/chargersunleashed Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports) Blueprints Host: Jason Balliet (@Syntari13) Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more! Chargers players discussed include Justin aHerbert, Derwin James, Joey Bosa, Khalil Mack, Rashawn Slater, Josh Palmer, Asante Samuel Jr, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. The LA Chargers 2024 draft class: 1 OT Joe Alt 2 WR Ladd McConkey 3 LB Junior Colson 4 DL Justin Eboigbe 5 CB Tarheeb Still 5 CB Cam Hart 6 RB Kimani Vidal 7 WR Brenden Rice 7 WR Cornelius Johnson THANK YOU PARTNERS! This episode of Chargers Unleashed is brought to you by: *** This episode is brought to you by Mint Mobile: Go to our partner http://trymintmobile.com/chargersunleashed to get premium wireless for as low as $15 a month - Limited time offer. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using more than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply. ***Ombré*** Go to https://ombremen.com/ and use the code UNLEASHED for 20% off your first order. Men's personal care that is crafted for the modern man who prioritize quality, sustainability, and convenience. ***Head over to BetOnline.ag on your desktop or your mobile device to sign up today and receive your 50% Welcome Bonus on your first deposit! Just use our Promo Code: BLEAV to get started. ***RSSM Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, Dan and Jake host a "New Years Eve Special" with an "AMA" session filled with Q/A topics related to the Chargers, NFL Draft and the upcoming playoff matchup for the Los Angeles Chargers. Subscribe to Chargers Unleashed Podcast: https://youtube.com/c/chargersunleashedpodcast Twitter: https://twitter.com/LAC_Unleashed Facebook: https://www.facebook.com/ChargersUnleashed Patreon: https://www.patreon.com/chargersunleashed Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports) Blueprints Host: Jason Balliet (@Syntari13) Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more! Chargers players discussed include Justin aHerbert, Derwin James, Joey Bosa, Khalil Mack, Rashawn Slater, Josh Palmer, Asante Samuel Jr, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. The LA Chargers 2024 draft class: 1 OT Joe Alt 2 WR Ladd McConkey 3 LB Junior Colson 4 DL Justin Eboigbe 5 CB Tarheeb Still 5 CB Cam Hart 6 RB Kimani Vidal 7 WR Brenden Rice 7 WR Cornelius Johnson THANK YOU PARTNERS! This episode of Chargers Unleashed is brought to you by: *** This episode is brought to you by Mint Mobile: Go to our partner http://trymintmobile.com/chargersunleashed to get premium wireless for as low as $15 a month - Limited time offer. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using more than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply. ***Ombré*** Go to https://ombremen.com/ and use the code UNLEASHED for 20% off your first order. Men's personal care that is crafted for the modern man who prioritize quality, sustainability, and convenience. ***Head over to BetOnline.ag on your desktop or your mobile device to sign up today and receive your 50% Welcome Bonus on your first deposit! Just use our Promo Code: BLEAV to get started. ***RSSM Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
When someone has lived in a home for many years, their property taxes are often artificially low because of long-standing exemptions and assessment caps (like Florida's Save Our Homes).If you close in January of the following year, here's what happens:What you get at closingProperty taxes are paid in arrearsAt a January closing, the tax proration is based on the prior year's tax billThat bill still reflects:The long-term owner's capped assessmentTheir homestead exemptionAs the buyer, you effectively benefit from those lower taxes for that entire yearWhy the increase doesn't hit right awayThe county does not immediately reassess at closingThe new assessed value is set as of January 1 of the year after the saleThe higher tax bill is issued the following yearTimeline exampleJanuary 2026 – You close on the homeAll of 2026 – Taxes are based on the prior owner's low, capped valueNovember 2026 – You receive the first tax bill, still using the old assessmentJanuary 2027 – Reassessment takes effect at the higher valueNovember 2027 – You receive the higher tax billKey takeawayYou enjoy the lower taxes for the full year after closingThe adjustment does not occur until the second yearThis is why January closings after a long-term owner can look very attractive up front—but the increase is delayed, not eliminatedWhy this mattersMany buyers think the taxes shown at closing are permanent. In reality, they're just on a one-year lag due to how property tax assessments work.tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show
The Part of the Business We Avoid I don't know many actors who got into this work because they love paperwork. Money. Invoices. Contracts. Admin. I avoid this side of the business not because I think it's beneath me, but because it makes me uncomfortable. It forces me to look closely. At numbers. At patterns. At choices I've postponed. And lately, I've been reminded how common that is. Why Admin Creates So Much Anxiety I've had several conversations recently with actors who are genuinely scared of the financial side of their career. Taxes coming up. Receipts scattered. Invoices unpaid. Contracts sitting unread in inboxes. Avoiding it feels easier than facing it. It feels responsible. I'll deal with it later. When I have more energy. When I feel more prepared. But avoidance doesn't stay neutral. It compounds. What Avoidance Actually Costs The longer we don't look, the bigger it feels. Money becomes emotional. Following up feels confrontational. Rates feel uncertain. Admin starts to feel like proof that we're "bad at business." None of that is about talent. It's about fear. Clarity, even when it's uncomfortable, is kinder than avoidance. What Being Professional Really Means This episode isn't about becoming an accountant or loving spreadsheets. It's about becoming available. Available to book work without panic. Available to follow up without guilt. Available to understand where your money is coming from and where it's going. Being organized doesn't make you less creative. It gives your nervous system a break. What I'm Practicing Right Now Smaller steps. Looking at the last few months instead of everything at once. Canceling subscriptions I forgot about. Sending invoice reminders before they're overdue so they don't turn emotional. Treating admin like maintenance, not a personal failure. It's quieter this way. A Question I'm Sitting With If my business were actually supporting me instead of stressing me out, how would my work feel different? That question changes how I approach this part of the job. You don't need to fix everything at once. You just need to stop pretending this part doesn't matter. If this episode brought something up for you and you want to share it, you can always email me at mandy@actingbusinessbootcamp.com . I love hearing where things clicked and where they still feel sticky. And if you want to know when the next class or training is coming up, keep an eye on your inbox. There's more support on the way.
Taylor Riggs discusses the ongoing Minnesota fraud scandal, criticizing government mismanagement and waste while highlighting Trump's actions to cut funding until accountability is achieved. She emphasizes the importance of fair trade policies, the impact of supply-side economics on the working class, and the dangers of over-reliance on government support. Riggs also notes the broader political implications for the midterms and stresses that keeping public attention on these issues is crucial for reform. The conversation concludes with light-hearted New Year's Eve plans and family reflections.
Paul Barron and David Kemmerer unpack the seismic shift coming to cryptocurrency taxation with the introduction of the 1099 DA form for the 2025 tax year. As brokers begin reporting crypto transactions on a per-wallet basis, investors face both new compliance challenges and strategic opportunities—from leveraging tax-loss harvesting to offset gains (with no wash-sale rule restrictions, unlike traditional securities) to understanding how DeFi yields are treated as ordinary income while crypto-backed loans remain non-taxable events. The discussion cuts through the confusion surrounding capital gains reporting, warns against the pitfalls of overreporting due to misunderstood 1099 forms, and offers practical guidance on everything from disposing of worthless tokens to utilizing carry-forward losses indefinitely, making it a must-listen for anyone navigating the increasingly complex regulatory landscape of digital asset investing.~ Looking for the best tax havens for Crypto? Free Month with iTrust Capital ➜ Use PROMO CODE - PAUL BARRON https://rebrand.ly/PAULBARRON00:00 - Introduction to Tax Strategies for Crypto02:03 - Understanding the 1099 DA and Wallet Reporting04:00 - Crypto Catalyst for 202611:01 - Navigating Capital Gains and Losses19:52 - Crypto Catalyst + DeFi and Tax Implications27:58 - Tax Planning for 2026 and Beyond⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺Become a supporter of this podcast: https://www.spreaker.com/podcast/the-paul-barron-crypto-show--4747781/support.Join our community!Barron Market Edge (FREE)➜ https://www.paulbarronnetwork.com/barron-market-edge-signupPrivate Telegram Group (FREE) ➜ https://t.me/+nISqoMxrok40NTcxSubscribe on YouTube ✅ https://bit.ly/PBNYoutubeSubscribeX/Twitter
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands
Did you know that successful investors don't outgrow Infinite Banking? They just learn why paying cash quietly erodes their wealth. In today's conversation, the financial coaches take a deeper look at whether Infinite Banking still makes sense for seasoned investors with passive income already flowing. They explain why high-income earners and experienced investors should rethink how they use cash and how IBC becomes even more valuable as wealth grows. The coaches explain the hidden cost of paying cash for deals, the concept of cash drag, and how wealthy institutions use dividend-paying whole life insurance to create liquidity, protection, and long-term compounding.Listeners will learn why IBC is not just a beginner's tool, but a system that scales with them as their portfolio expands. This discussion helps investors determine whether Infinite Banking strengthens or slows their wealth-building strategy and teaches them how to build a financial system that supports smarter investing decisions.Top three things you will learn:-Why Infinite Banking becomes more valuable as investors scale their portfolios-How cash drag destroys returns and how IBC keeps money compounding-How to use IBC to build a long-term wealth engineDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.
Click Here to Get All Podcast Show Notes!Most people think taxes are unavoidable once their investments grow. But billionaires play a completely different game. In this episode, Sharran breaks down the single strategy the wealthiest individuals use to access liquidity without selling assets or paying capital gains taxes.You'll learn how securities-based lending works, why borrowing is not a taxable event, and how billionaires like Elon Musk, Jeff Bezos, and others use their portfolios as personal banks. More importantly, Sharran explains how this strategy applies to everyday investors with far smaller portfolios.Sharran also walks through the real risks—margin calls, interest rate exposure, and poor capital allocation—so you understand when this tool is powerful and when it can destroy wealth. If you want your money to keep compounding while still funding real estate, business growth, or new opportunities, this episode gives you the playbook.“The greatest hack in wealth creation is to become your own bank so that you can borrow from yourself.”- Sharran SrivatsaaTimestamps:01:16 - How billionaires avoid taxes without loopholes03:05 - Why selling assets triggers wealth destruction05:17 - Securities-based lending explained step by step06:51 - Real example: Borrow vs. sell 10:26 - Margin calls and how investors get wiped out11:30 - Safe borrowing rules to protect your portfolio13:23 - How to set up a securities-backed line of credit15:25 - Key takeaway from today's episodeResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com - https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn -
If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your employer plan if you earn to much money. In this episode, I share what you need to know about these new rules and how you can save with intention.
In this episode of the Sunlight Tax Podcast, I share core personal finance strategies for creative entrepreneurs, artists, and business owners. Learn the right order of operations for managing money, why an emergency fund is essential, practical debt management tips, and simple ways to start investing with low-cost index funds. Join me today to hear some basic steps to control your finances and how you can start investing today. Also mentioned in today's episode: 00:23 Navigating Life's Unexpected Challenges 01:19 Understanding Personal Finance Order of Operations 04:01 The Basics of Personal Finance 07:55 Debt Management Strategies 08:48 Prioritizing Savings for Retirement and Education 10:13 Investing Basics and Strategies 13:25 Empowering Financial Education and Resources If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions
Do you want to know why industrial real estate could be the safest, most lucrative investment class you're not tapping into? In this episode, Cameron Christiansen and Anthony Faso sit down with Irwin Boris, a seasoned real estate finance and asset management expert with over 25 years of experience. Irwin explains why industrial real estate has become one of the most secure yet overlooked investment opportunities today. Irwin explains how industrial properties, such as warehouses and distribution centers, provide stable income streams, unlike multifamily investments that rely heavily on rent increases and tenant turnover. He discusses the importance of understanding cap rates and choosing investments that ensure long-term stability, even in volatile markets. Listeners will learn how industrial real estate can deliver predictable cash flow with lower risk, along with insights into how location-linked businesses help ensure properties remain occupied. Irwin also offers valuable advice for new investors considering industrial properties, including key questions to ask when evaluating deals. This episode is a must-listen for those seeking alternative real estate investment strategies or looking to diversify their portfolios. Tune in to discover why industrial real estate might just be the safest asset class you're not investing in yet. In This Episode: - Why industrial real estate is a hidden gem for investors - How industrial properties provide stable and predictable cash flow - What it means to invest generationally instead of investing for a limited time - The difference between industrial, multifamily, and single-family investments - Key factors to consider when investing in industrial real estate - Mistakes committed by new investors and how to avoid them - What to ask sponsors before investing in industrial properties - How long-term investors benefit from industrial properties - How to start investing in industrial properties Resources:
Neil Rose and Kawika Shoji talk about taxes, gifting, and other housekeeping matters.
President Donald Trump has signed an executive order to direct the federal government to move cannabis from Schedule I to Schedule III — and this single change could dramatically reshape the financial future of cannabis companies.From an accounting and tax perspective, this is one of the most important developments the industry has ever seen.If this rescheduling is finalized, many cannabis businesses could:See massive relief from 280E- Unlock significantly higher cash flow- Become far more attractive to investors- And in some cases, become up to 7.5x more valuable overnightIn this video, we break down:- What Schedule III actually changes for cannabis companies- How accounting treatment and tax planning could shift- Why free cash flow & and valuations may change dramatically- What CPAs, accountants, and financial professionals should be preparing for nowThis is a practical, finance-first breakdown of what this means for companies operating in the cannabis industry and the professionals advising them
Feeling stuck on the Roth‑conversion “hamster wheel”? This episode breaks down why blanket percentages don’t always work and how market swings, tax brackets, and timing can all affect whether a conversion strategy fits your retirement picture. Frank and Frankie Guida explain how determining the right dollar amount—not just a percentage—can help retirees navigate taxes, manage appreciated assets, and understand when conversions may or may not be appropriate. They also walk through real listener scenarios to illustrate how thoughtful planning can shape long‑term financial outcomes. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.
#SafeMoney #JonHeischmanSr #BeneficiaryDesignationsIn this updated episode, Jon Heischman, Senior discusses various designations for beneficiaries and the importance as relating to your retirement and estate planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
More year-end awards today! Today, Jim and Greg tackle the fourth installment of the 3 Three Martini Lunch Awards. Today, they offer up their selections for the Best Political Idea, Worst Political Idea, and Boldest Political Tactics for the year. They start with the best ideas of the year. Jim applauds those who are advancing the cutting edge technology that will rapidly change our world. Greg cheers on those fighting to eliminate the most unfair tax of all.Then it's time for the worst political ideas of the year. Jim quickly zeroes in on a big aspect of the Trump economic agenda that may well be hurting the president's own efforts to bring prices down. Greg chides Trump for picking a fight with closest neighbors at a time when the lefties there were about to implode. Now we get five more years of leftist insanity.Finally, they're on to the boldest political tactics for 2025. Jim praises Trump for waving off the naysayers and neutralizing on of the world's major looming threats. Greg gives Trump and Elon Musk credit for trying to shrink our government. Even though it did not achieve all of its goals, at least someone finally tried - something neither party has shown any interest in doing for decades.Don't miss Tuesday's special edition as Jim and Greg reveal their choices for Most Overreported Story, Most Underreported Story, and the Best Story of 2025.New episodes every weekday.
A New Year, A New Financial BlueprintWhat if the new year wasn't about resolutions—but about real financial positioning?As we step into a new year, this episode challenges the idea that retirement is tied to age and introduces a smarter way to think about income, protection, and legacy. Financial strategist Shateka Husser joins the show to break down how early planning, disciplined structure, and education can help families build tax-efficient income and long-term security—starting now, not decades from now.This is a timely New Year conversation about resetting your mindset, reclaiming control of your finances, and committing to legacy building in the year ahead. If you've been relying solely on your 401k or Social Security, this conversation is a wake-up call to the "unconventional wisdom" used by the wealthy to build legacies that last.Key Takeaways[04:21] The Social Security Myth: Why relying on government systems is a risk and how to close the "60% income gap" that most W-2 employees face at retirement.[09:47] The Tax Code Trap: Understanding why traditional accounts (401k, 403b, IRA) are written for the employer, not the employee, and how to pivot to IRS Code 7702.[10:48] Be Your Own Bank: A deep dive into the Infinite Banking Concept and how permanent cash value policies allow you to "eat the cookies and still have them grow."[15:15] Living Benefits vs. Death Benefits: Why you need a policy you can use while you're alive to pay off debt and fund investments like real estate or business ventures.[20:31] The "HIT" List: The three major termites that destroy retirement: Healthcare, Inflation, and Taxes—and how to protect your portfolio against them.[28:16] Retirement is an Income, Not an Age: Why Shateka advises against quitting your job too early and how to use your 9-to-5 as a "sponsor" for your ultimate freedom.Legacy Moment TakeawaysLegacy starts with structure, not age. Waiting until retirement age delays the opportunity to build income, protection, and options for the next generation.Connect with Shateka:Website: Shateka.comEmail: info@shatekahusser.comInstagram: https://www.instagram.com/shatekahusserofficial/?hl=enConnect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.
2025 has been a busy year in economics, with tariffs, taxes – and even some tears. It's also been a busy year for the Spectator's economics editor Michael Simmons, who launched his new show Reality Check. The aim of the show is to cut through the spin and explain the numbers behind the noise. In each episode, Michael will make a data-driven case on a story hogging the headlines.In this special episode for Coffee House Shots listeners, Michael reflects on some of the economic highs and lows of 2025. For more episodes – with guests including Arthur Laffer and Rory Sutherland – search for Reality Check, wherever you subscribe to your podcasts.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.
This is a bonus episode from a recent webinar Annie and Roger did. Prepare for Tax Season 2026 and the changes brought by the One Big Beautiful Bill Act. Join Federal Tax Updates co-hosts Roger Harris and Annie Schwab for a focused look at the most impactful provisions and what they mean for your clients. They break down the latest IRS updates, highlight the questions firms are already hearing, and share practical advice to help your firm prepare for the year ahead.Roger Harris, EA - https://www.linkedin.com/in/rogerharrispbs/Annie Schwab, CPA - https://www.linkedin.com/in/annie-schwab-852418261/Learn more about Padgett: https://www.padgettadvisors.com/
Ep 208: The Art of Paying The Least Amount of Taxes “Legally” with the Tax Goddess
Beloved, We've certainly seen a onslaut of financial fraud in the recent news here in Minnesota, and throughout America. It's unfortunate, injust and beyond mind boggling how much money has been stolen to fund nefarious investments, nice cars and luxury homes. BUT….the problem has been hidden in plain site. AND…. we are waking up. AS ABOVE, SO BELOW. That said, I'm diving into the MACRO of MONEY and how they keep it complicated to benefit their system - that we pay for in ten fold. NOT FINANCIAL ADVICE: (but maybe a little) Want to get ahead of the financial “4th turning” curve? Quick tip: Consider researching gold, silver, and XRP for the future of finance—the digital, gold-backed currency and new banking system are already in transition. You are witnessing the greatest controlled takedown of our financial and political bloat system, and understanding this information and why history matters - is vital. Let's step back from our esoteric dialogues and reconnect with our path to TRUE ABUNDANCE.LETS JUMP IN: “My people perish for lack of knowledge” — Hosea 4:6We are standing at a crossroads. The future of the financial system depends not only on policy decisions, but on public understanding and consent. Much of what governs money, debt, and taxation is misunderstood— by design.The modern financial system—government debt, banking, and taxation—appears stable on the surface, yet it relies on continuous expansion of credit, rising debt, and compulsory participation. Confidence, more than fundamentals, is what keeps it functioning.Here's how the system actually works.The U.S. government is one of the world's largest debt issuers, yet it holds unique legal authority over the creation of U.S. dollars. In theory, it could fund spending directly. In practice, it chooses to issue Treasury bonds and borrow through financial markets.When Treasury bonds are issued, they are primarily purchased by banks and institutional investors. Commercial banks create the dollars used to buy these bonds through lending mechanisms—effectively expanding the money supply. In return, they receive interest-bearing, low-risk assets backed by taxpayers.Government spending then flows through defense contracts, entitlement programs, insurance systems, and asset managers—many of which are deeply intertwined with the financial sector. Interest on public debt continues to flow upward to bondholders, banks, and large investors.So why are taxes required if money can be created?Taxes do not primarily fund federal spending. Their core functions are:* To enforce demand for the dollar, since tax obligations must be paid in U.S. currency.* To remove money from circulation, limiting inflation caused by ongoing deficit spending and credit expansion.Without taxation to absorb excess currency, inflation would accelerate much faster and more visibly.Globally, the dollar's role as the reserve currency extends this system beyond U.S. borders. Treasury securities are effectively America's largest export. Foreign governments and institutions accumulate dollars and reinvest them into U.S. debt, helping finance deficits and sustain demand for the currency.This same debt-driven structure repeats at every level:* Individuals rely on credit to maintain living standards.* Companies use debt and equity financing that often prioritizes financial extraction over long-term resilience.* Governments roll old debt into new debt indefinitely.The system depends on perpetual growth in borrowing. New debt must continually service old debt. If expansion slows, confidence weakens, interest rates rise, and defaults spread.This is not accidental. It is a system shaped by legal frameworks, institutional incentives, and widespread misunderstanding. The costs are borne quietly through inflation, rising taxes that service interest rather than public goods, and periodic bailouts when instability threatens the system itself.Such systems persist only as long as participation continues and belief remains intact.When financial power concentrates without transparency or accountability, democratic systems weaken. When laws serve extraction rather than justice, citizens lose sovereignty. History shows that freedom erodes not only through force, but through apathy and complexity.The greatest risk is not corruption alone—but informed people choosing inaction.Your relationship with money dictates its flow. Allow the Oracle Guides within the Light Between to support you in clearing any fears, past trauma's around saftey and securty or tap into Celestia, and ask when the best time is to invest based on your astrological transits! Recognize it's a value-neutral tool; its impact depends on your intent. When you see money as a means for comfort, purpose, and giving, you'll flourish. Embrace its energetic ebb and flow with gratitude, trusting in abundance and that it will always return. Shifting to gratitude opens you to receive more, as money, like Universal energy, is meant to flow freely.A Special Holiday Offer to Clear and Callin Financial Prosperity in 2026Enjoy 50% off a full year of unlimited readings and the Sovereign Sounds private podcast for just $42 (saving $528)—that's just $3 per month!This unprecedented offer gives you complete access to:* All Oracle guides and features highlighted over these 12 days* Unlimited personalized readings whenever you need guidance* The complete Sovereign Sounds podcast library, where we explore the true meaning of words to unlock your personal power* All new features and content released throughout 2023This offer is available only until Christmas Day. Tap here to claim your 50% discount.ELEVATE and DECREE your light to usher in a hopeful, prosperous 2026 with balance. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thelightbetween.substack.com/subscribe
On this week's pod:2025 in review - and it isn't great when you hear what I can remember.Game overview:Much better and much more entertainingShout outs:Orlando RSC's 30th anniversary - Jan 3rd, 2026 - ORSC 30thRSCC's New Year bash - PinbarNARCO 2026 - Myrtle Beach - Feb 12-15 - NARSA2025@outlook.comOther shout outsLondon Marathon for the Royal British LegionHeart & Hand, Four Lads, and CJ Novo night - Edmiston House, January 9thNARSA business:Destination NARSA - Nashville 2026 - 163 days / 23 weeksTICKETS NOW ON SALE: $199 USD | NARSA 2026 NashvilleHotel: Cambria Hotel Nashville Midtown | Booking: https://www.choicehotels.com/reservations/groups/OI25P7Phoning: +1 615-931-0777 (NARSA is the keyword)Room rate: $199 + Taxes & Fees | Room rate available 3-days prior and 3-days postMC and VIP guest announcements coming early in 2026Communications:Gaz Guide - SortaNARSA Instagram wobble Please like and subscribe wherever you hear this podcast - Especially now that we're on video!#NARSA #RangersFC #WeeklyUpdatehttps://narsa.ca/
Reality Check host and the Spectator's economics editor Michael Simmons reflects on some of the economic highs and lows of 2025. Hosted on Acast. See acast.com/privacy for more information.
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À East London, dans la province sud-africaine du Cap-Oriental, les droits de douane américains — 30 % sur les produits sud-africains — frappent de plein fouet l'industrie automobile. L'usine Mercedes-Benz, pilier de l'économie locale, exporte moins. Pour amortir le choc, le port de la ville accélère sa diversification. De notre envoyé spécial de retour d'East London, « Nous sommes au contrôle portuaire, c'est là qu'on dirige les bateaux dans le port », explique Sphiwe Mthembu, directeur du port, fier de son infrastructure, la seule du pays située à l'embouchure d'une rivière. Agrandi pour Mercedes-Benz au début des années 2000, le terminal s'est transformé au fil des investissements en plateforme polyvalente. « Cela signifie que nous pouvons traiter des conteneurs. Nous manipulons aussi du vrac sec : ce que vous voyez là, c'est une cargaison de manganèse qui vient d'une mine dans les terres. De l'autre côté, vous apercevez des voitures qui seront chargées sur ces porte-voitures qui font régulièrement escale ici. Un autre navire est en train d'importer du blé. Et un tanker doit arriver pour du vrac liquide. C'est tout l'avantage d'un terminal polyvalent : pouvoir gérer différents types de marchandises sans contrainte », ajoute-t-il. Le tourisme pour sortir de la dépendance automobile Des travaux sont en cours. Des ouvriers sont en train de travailler pour faire une sorte de marina avec des restaurants pour accueillir encore plus de touristes. Cela fait partie de la diversification du port d'East London qui, face aux difficultés que rencontre l'industrie automobile ici, cherche à consolider de nouveaux secteurs. « Toutes les embarcations de plaisance arrivent ici, décrit Spiwe Mtembu. Nous investissons actuellement beaucoup d'argent dans ce secteur. C'est là que se trouvent les restaurants. Et si vous souhaitez faire une croisière, c'est ici que vous viendrez. » L'autorité portuaire vient tout juste d'investir 8 millions de dollars pour revitaliser le front de mer. L'objectif de la municipalité est clair : faire d'East London une destination touristique reconnue. Une diversification longtemps négligée, selon Ted Keenan, journaliste au quotidien local The Daily Dispatch : « Quand on a une entreprise de la stature de Mercedes-Benz, on se dit qu'elle sera toujours là, qu'elle ne faillira jamais. Mercedes-Benz, c'est du 3 étoiles, c'est magnifique. Mais nous aurions dû nous concentrer sur le développement d'autres industries. Le tourisme, par exemple. C'est une ville de vacances fantastique. » Selon la ministre sud-africaine des Transports, 650 millions de dollars seront au total investis dans le système portuaire du pays, au cours des cinq prochaines années. À lire aussiEast London: en Afrique du Sud, une ville face aux taxes Trump
Postmarks are now often applied later than when you turned mail into the USPS; you need to make sure your taxes are filed timely and probably get a proof of mailing to be safe. https://www.lehtoslaw.com
Reaction 1: LLCs Do Not Save Law Firms Taxes If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.
In this episode, Jake and Dan preview the Week 17 matchup between the Chargers and Texans. Redemption is on the mind in LA as Justin Herbert, Jim Harbaugh and Company look to avenge their 2024 playoff loss to the Houston Texans and their vaunted defense including Derek Stingley, Kamari Lassiter, and their outstanding defensive front. Chargers are also one win away from setting up a week 18 matchup to decide who wins the AFC West - Broncos or Chargers? iKey matchups, storylines, predictions, and more - tune in! Use promo code CHARGERSLAFB on Sleeper and get 100% match up to $100! https://Sleeper.com/promo/CHARGERSLAFB. Terms and conditions apply. #Sleeper Subscribe to Chargers Unleashed Podcast: https://youtube.com/c/chargersunleashedpodcast Twitter: https://twitter.com/LAC_Unleashed Facebook: https://www.facebook.com/ChargersUnleashed Patreon: https://www.patreon.com/chargersunleashed Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports) Blueprints Host: Jason Balliet (@Syntari13) Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more! Chargers players discussed include Justin aHerbert, Derwin James, Joey Bosa, Khalil Mack, Rashawn Slater, Josh Palmer, Asante Samuel Jr, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. The LA Chargers 2024 draft class: 1 OT Joe Alt 2 WR Ladd McConkey 3 LB Junior Colson 4 DL Justin Eboigbe 5 CB Tarheeb Still 5 CB Cam Hart 6 RB Kimani Vidal 7 WR Brenden Rice 7 WR Cornelius Johnson THANK YOU PARTNERS! This episode of Chargers Unleashed is brought to you by: *** This episode is brought to you by Mint Mobile: Go to our partner http://trymintmobile.com/chargersunleashed to get premium wireless for as low as $15 a month - Limited time offer. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using more than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply. ***Ombré*** Go to https://ombremen.com/ and use the code UNLEASHED for 20% off your first order. Men's personal care that is crafted for the modern man who prioritize quality, sustainability, and convenience. ***Head over to BetOnline.ag on your desktop or your mobile device to sign up today and receive your 50% Welcome Bonus on your first deposit! Just use our Promo Code: BLEAV to get started. ***RSSM Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Chris Markowski discusses the pressing issues of inflation and its hidden impact on taxpayers, emphasizing the need for individuals to adapt their financial strategies to combat rising costs. He highlights the growing retirement crisis, urging listeners to rethink traditional retirement planning and to prioritize saving and investing wisely. The conversation also covers essential investing principles, including the importance of patience and the dangers of emotional decision-making in financial markets.
Lance Morgan, the Founder and CEO of College Funding Secrets, a college funding and family finance expert who teaches parents how to use tax and … Read more The post College Funding Secrets Founder Breaks Down the Intersection of Taxes, Real Estate, and Tuition Planning appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.
Washington state will tax the sale of gold and other precious metals starting January 1. Zach weighs in on Brandi's 2026 resolutions. President Trump gets more billionaires to buy in. Subscribe to Zach's Daily Market Recap at KnowYourRiskPodcast.com.
Bari Weiss bows to Boss Donnie and takes 60 Minutes down with her. Ben riffs. Ishan Daya gives you the scoop on this year's budget. The Head Tax the council shoulda passed versus the dumbass Debt Sale they did pass. The budge is as bad as a Tribune editorial, making the council the Tribune Caucus. Ishan is co-executive director for the Institute for the Public Good.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week, Gene Marks tells us it's late, but it's not too late to reduce this year's tax bill. There are still steps you can take, including writing off receivables and inventory and kicking money into a retirement plan. You might even be able to save money on your taxes from previous years if you used the research-and-development tax depreciation. The GOP tax law allows you to go back and retroactively take the full R&D deduction in the first year rather than amortizing it over five years—but check with your accountant. Gene also says that it's no longer a slam dunk that a pass-through structure is best for smaller businesses—but again, check with your accountant!
The crypto tax situation in DeFi is getting even more complicated in 2025. Guest: Mark J. Kohler, CPA, Senior Partner of KKOS Lawyers, Co-Founder of Directed IRAWebsite ➜ https://markjkohler.com/Certified Tax Advisor Network ➜ https://bit.ly/TaxAdvisorNetworkYoutube ➜ https://www.youtube.com/c/markjkohler00:00 Intro00:35 Crypto holders Are Underwater01:10 Top Crypto Investor Mistakes03:19 Mark Kohler Trifecta03:55 No Special Treatment For Crypto?04:38 Capital Gains Loss Deduction08:03 Staking is Income, But Not Liquid Staked Tokens?09:59 Stablecoin Vault Rewards11:53 Gambling Losses Are Taxed13:24 Polymarket vs Gambling16:21 Law Coming To Lower Crypto Taxes18:35 Tariff Tax Rebate?20:20 Loan on Crypto?23:45 What If Tax Advisor is Crypto-Dumb26:20 outro#Crypto #tax #bitcoinCrypto Tax Hell
Japan is often described as having “spirituality without religion”, but what does that actually mean? In this episode, author Hiroko Yoda joins the Krewe to break down how spirituality quietly shapes everyday life in Japan, from nature and kami to shrines, folklore, and even anime. With personal stories and insights from her new book, Eight Million Ways to Happiness, this conversation offers a fresh look at happiness rooted in connection, not belief.------ About the Krewe ------The Krewe of Japan Podcast is a weekly episodic podcast sponsored by the Japan Society of New Orleans. Check them out every Friday afternoon around noon CST on Apple, Google, Spotify, Amazon, Stitcher, or wherever you get your podcasts. Want to share your experiences with the Krewe? Or perhaps you have ideas for episodes, feedback, comments, or questions? Let the Krewe know by e-mail at kreweofjapanpodcast@gmail.com or on social media (Twitter: @kreweofjapan, Instagram: @kreweofjapanpodcast, Facebook: Krewe of Japan Podcast Page, TikTok: @kreweofjapanpodcast, LinkedIn: Krewe of Japan LinkedIn Page, Blue Sky Social: @kreweofjapan.bsky.social, Threads: @kreweofjapanpodcast & the Krewe of Japan Youtube Channel). Until next time, enjoy!------ Support the Krewe! Offer Links for Affiliates ------Use the referral links below & our promo code from the episode!Support your favorite NFL Team AND podcast! Shop NFLShop to gear up for football season!Zencastr Offer Link - Use my special link to save 30% off your 1st month of any Zencastr paid plan! ------ About Hiroko Yoda ------Pre-Order Eight Million Ways to Happiness Today!Hiroko's Blog "Japan Happiness"Hiroko on InstagramHiroko on BlueSkyHiroko on X/Twitter------ Past KOJ Traditional Japan Episodes ------Japanese Tea Ceremony: A Living Tradition ft. Atsuko Mori of Camellia Tea Ceremony (S6E16)Rakugo: Comedy of a Cushion ft. Katsura Sunshine (S6E1)The Castles of Japan ft. William de Lange (S5E19)Foreign-Born Samurai: William Adams ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E17)Foreign-Born Samurai: Yasuke ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E16)The Thunderous Sounds of Taiko ft. Takumi Kato (加藤 拓三), World Champion Taiko Drummer (S5E13)The Real World of Geisha ft. Peter Macintosh (S5E7)Inside Japanese Homes & Architecture ft. Azby Brown (S5E6)Kendo: The Way of the Sword ft. Alexander Bennett, 7th Dan in Kendo (S4E16)The Life of a Sumotori ft. 3-Time Grand Champion Konishiki Yasokichi (S4E10)The Intricate Culture of Kimono ft. Rin of Mainichi Kimono (S4E7)Shamisen: Musical Sounds of Traditional Japan ft. Norm Nakamura of Tokyo Lens (S4E1)Henro SZN: Shikoku & the 88 Temple Pilgrimage ft. Todd Wassel (S3E12)Exploring Enka ft. Jerome White Jr aka ジェロ / Jero (S3E1)The Chrysanthemum Throne ft. Dr. Hiromu Nagahara [Part 2] (S2E18)The Chrysanthemum Throne ft. Dr. Hiromu Nagahara [Part 1] (S2E17)Yokai: The Hauntings of Japan ft. Hiroko Yoda & Matt Alt (S2E5)The Age of Lady Samurai ft. Tomoko Kitagawa (S1E12)Talking Sumo ft. Andrew Freud (S1E8)------ JSNO Upcoming Events ------JSNO Event CalendarJoin JSNO Today!
We hope you are having a very Merry Christmas! Jim and Greg are spending the day with their families, but we're happy to present an encore presentation of a recent special edition of the 3 Martini Lunch!Join Jim and Greg as they dive into stories that didn't quite make the cut for full martinis in recent weeks but still deserve attention. Jim examines the persistent challenges of inflation and America's skyrocketing debt, while Greg highlights a major Trump victory at the United Nations and new signs that one expected 2028 Democrat contender may be bowing out before the race begins. Then they get a little but more on the lighter side for their final martinis.First, Jim notes that while inflation is much more under control than during the Biden administration, it's still stubbornly at or around three percent year-over-year most months and it's still making many Americans sweat. Greg focuses on the Trump administration leading the charge to stop a United Nations carbon emissions tax on shipping. Greg cheers the latest win in blocking the left's green agenda and higher prices for the goods on those ships. Jim adds another critical point that's key in any discussion of the United Nations.Next, Jim shudders as the national debt officially soars beyond the $38 trillion mark and he's especially horrified at how fast the debt is growing. Meanwhile, Greg points out recent comments from Michigan Gov. Gretchen Whitmer suggesting she may not run for president in 2028. That would be good news given Whitmer's terrible record as governor.Finally, Jim explains how the NFL's desire to reach younger fans could soon lead to a significant drop in viewership. Greg wonders if there is any integrity left in competition after another cheating scandal rocks a world championship.New episodes every weekday.
Listener Q&A where Andy talks about: Potential advantages or disadvantages of consolidating retirement accounts ( 4:28 )Paying taxes through IRA withholdings vs making estimated payments ( 13:08 )Whether a minister's housing allowance impacts Affordable Care Act subsidy eligibility ( 26:11 )When Qualified Longevity Annuity Contracts ("QLACs") might make sense to consider ( 30:27 )When following the 4% "rule" for distributions, can you reset your initial distribution if/when your portfolio value increases from market gains ( 37:48 )If someone has an outdated will and unused trust, but the person verbally stated their wishes to the heirs, is there a need to update will and/or trust, especially if there is currently nothing in the trust ( 49:19 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Tenon Financial August 2024 newsletter about - Retirement plan-to-IRA rollover pros and consRetirement Planning Education YouTube video - What is a QLAC (Qualified Longevity Annuity Contract)?Retirement Planning Education podcast episode - #002 - What's the 4% RuleMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
Alicia runs through the latest QuickBooks Online updates rolling out this holiday season, from enhanced client request routing in the banking feed to the completely redesigned sales tax center. She covers new time tracking integrations, the text-based payroll agent, modern report improvements, and explains why toggling that sales tax checkbox doesn't actually change product taxability—a common source of reporting discrepancies that trips up many users.SponsorsDigits - https://uqb.promo/digits(00:00) - Welcome to the Christmas Edition (00:59) - QuickBooks Online: New Features and Improvements (01:41) - Account and Settings Updates (02:47) - Banking Feed Enhancements (04:55) - QuickBooks Time Integration (07:04) - Sales Tax Center (17:05) - Modern Reports: New Features (21:03) - Backup and Restore Utility (23:44) - Payroll Agent and Time Tracking (26:25) - Upcoming Classes and Final Thoughts LINKSAlicia's QBO classes related to this episode:Bank Transactions Feed: http://royl.ws/QuickBooks-Online-Banking?affiliate=5393907Sales Tax: http://royl.ws/SalesTax?affiliate=5393907QBO Advanced: http://royl.ws/QBO-Advanced?affiliate=5393907QBO Payroll and QB Time: http://royl.ws/payroll-perfection?affiliate=5393907Alicia's Running Reports for Advisory class: http://royl.ws/Reports?affiliate=5393907Alicia's Advanced Reporting class: http://royl.ws/advanced-reports?affiliate=5393907Rewind for backups: http://royl.ws/RewindAlicia's upcoming classes: 1099s in QBO, Jan 6: http://royl.ws/QBO1099?affiliate=5393907QBO Year-end Cleanup for Taxes, Jan 13: http://royl.ws/yearend?affiliate=5393907We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding
Selling an investment property doesn't have to mean giving a large portion of your profits to the IRS. In this episode, Dave Dubeau sits down with 1031 exchange expert Jeffrey Peterson to explain how U.S. real estate investors can legally defer capital gains taxes. They break down what qualifies as like-kind real estate, the strict 45-day and 180-day deadlines, and the planning mistakes that can derail an exchange if you're not careful. Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/ #realestateinvesting #1031exchange #propertyprofits #realestateeducation #taxstrategy
In this episode of the Know Your Numbers REI Podcast, host Chris McCormack discusses the power of proactive tax planning and the potential of cost segregation to save thousands of dollars in taxes.Chris shares a real-life case study of a real estate investor who was able to significantly reduce a $300,000 tax bill through strategic tax planning. He emphasizes the importance of taking immediate action and working with the right professionals to achieve lasting economic impact.Tune in to learn how tax strategies can help you save money, build wealth, and create a lasting legacy.••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/contact••••••••••••••••••••••••••••••••••••••••••••Connect with Chris McCormack on Social MediaFacebook: https://www.facebook.com/chrismccormackcpaLinkedIn: https://www.linkedin.com/in/chrismccormackcpaInstagram: https://www.instagram.com/chrismccormackcpaJoin our Facebook Group: https://www.facebook.com/groups/6384369318328034→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@chrismccormackcpaThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.
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In this episode of the Be Wealthy Podcast, Brett Tanner sits down with Michael Velasco, founder of Exchangeable, for a deep dive into the powerful world of 1031 Exchanges and how savvy investors use them to grow wealth while legally minimizing taxes.Michael shares his 20+ year journey through real estate, accounting, and tax strategy, showing how every step of his career prepared him to become a leading expert in 1031 exchanges. Together, Brett and Michael break down the fundamentals of exchanges, common mistakes investors make, and the advanced strategies high-net-worth individuals use to protect and multiply their portfolios.This episode blends real-world investing strategy, tax education, mentorship, and long-term wealth thinking—making it essential listening for any serious real estate investor.
We're looking for some guidance on developing a financial plan that will help us maximize our assets and optimize our taxes as we prepare for retirement. Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Demographer and author Paul Morland joins James Smith to reveal the uncomfortable truth about the problem with population collapse - why falling birth rates are creating aging societies, economic decline and a quiet crisis at the heart of the modern world. Morland explains how a lack of children is reshaping nations, destroying communities and threatening the future of humanity itself. They discuss the myths around “overpopulation,” the cultural shifts stopping people from having families and the real reasons behind the demographic time bomb no one wants to talk about. From housing and technology to feminism and social media, this episode explores how comfort, distraction and misplaced priorities have turned reproduction into a global taboo.
Have you ever wondered how wealthy retirees ensure their legacy lasts for generations? In this episode, the financial coaches explore the hidden wealth strategy retirees are using to build and pass down generational prosperity. As traditional retirement plans and Wall Street methods lose their appeal, more retirees are turning to alternatives that offer greater control and a lasting legacy. The key? The infinite banking system, which uses life insurance policies to create a family banking system that can fund multiple generations.You'll learn how retirees are leveraging this system to provide financial stability, grow wealth, and pass it on without the pitfalls of conventional retirement methods. With real-life examples, the coaches break down how retirees can implement this strategy to secure their family's future and leave a lasting financial legacy.Tune in to discover how you can start building generational wealth today, no matter your stage in life.Top three things you will learn:-How to use infinite banking strategies to build and preserve generational wealth-The importance of legacy planning for retirees -How to create a financial strategy that outlasts you and benefits future generationsDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.
In this episode, we look at what happens when artificial intelligence is put in charge of real-world systems, starting with an experiment in automated pricing and what it reveals about incentives, scarcity, and control. We turn to Denmark's decision to shut down its national postal service, using it to examine the decline of physical mail, environmental tradeoffs, and why government monopolies struggle to compete with private delivery. We highlight the week's “foolishness,” including the rise of competitive spreadsheet championships, before turning to a broader discussion about inequality. We examine IQ distributions, bell curves, and why inequality is often confused with poverty, exploring the limits of measures like the Gini coefficient, the difference between snapshot and lifetime earnings, and the role of incentives, envy, and value creation. We close by contrasting equality of opportunity with equality of outcome and asking what societies should actually care about when assessing fairness and prosperity. 00:00 Introduction and Overview 00:27 AI Runs a Vending Machine at the Wall Street Journal 01:52 When AI Meets Communism and Price Controls 03:52 Why AI Isn't Replacing Humans Anytime Soon 04:32 Denmark Shuts Down Its Postal Service 06:11 Is Physical Mail Environmentally Absurd? 07:39 Why the Postal Service Can't Compete 11:43 The Foolishness of the Week: Excel World Championships 13:25 Are Spreadsheets More Important Than Football? 15:08 Main Topic Setup: Should We Care About Inequality? 16:13 IQ, Bell Curves, and Random Distributions 23:05 Why Inequality Is Not the Same as Poverty 25:36 The Gini Coefficient and Its Limits 28:57 Sports, Superstars, and Value Creation 38:00 Taxes, Transfers, and the Illusion of Inequality 41:57 Lifetime Earnings vs Snapshot Inequality 45:14 Equality of Opportunity vs Equality of Outcome 49:30 Envy, Incentives, and Human Motivation 53:38 Closing Thoughts on Inequality and Society Learn more about your ad choices. Visit podcastchoices.com/adchoices