Podcasts about taxes

Russia's Slowing Wartime Economy Pushes Kremlin to Increase Taxes and Fees. Michael Bernstam analyzes Russia's economic stagnation due to war expenditure and shortages, leading the Kremlin to raise taxes, including the VAT, to close the budget gap. Sanctions are biting deep, forcing Russia to offer huge discounts—up to $38 per barrel—to its primary oil cu1900stomers: India, China, and Turkey. Guest: Michael Bernstam.

As Rachel Reeves' budget approaches, Westminster is braced for tax hikes. The political manoeuvring necessary may just be one of the greatest political challenges of her career. So on this week's episode of Westminster Insider, Sascha speaks to those who have been there, and compiles some golden rules on how to raise taxes – and get away with it. Social Market Foundation Director and former Gordon Brown advisor Theo Bertram walks Sascha through Brown's 2002 decision to raise National Insurance, and how he kept voters onside while he did it. And Rishi Sunak's former advisor James Nation explains why Sunak's health and social care levy was such a difficult tax rise to announce – and how he tried to mitigate the political blowback. Jeremy Hunt, former Conservative Chancellor, defends not bringing back this tax rise and tells Sascha why freezing income tax thresholds – as Reeves is expected to do – was "less visible" than a hike to the basic rate of income tax, but still "very politically painful". And Sascha, with the help of Bloomberg journalist and author of Can You Run the Economy Joe Mayes, puts herself in the shoes of Rachel Reeves and goes through the options available to her to fill what is expected to be a £20bn blackhole in the budget. Helen Miller, director of the Institute for Fiscal Studies, warns Britain is in for a productivity down-grade, and if she were Rachel Reeves, she would worry about whether or not the budget will "drag down growth". Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Kelley Slaught discusses essential financial truths and strategies for individuals nearing or in retirement. She emphasizes the importance of having a written financial plan, understanding inflation and tax implications, and preparing for longevity. The discussion also covers practical steps for financial success, common retirement planning questions, and answers to listener inquiries, providing a comprehensive overview of retirement planning essentials. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

In this conversation, Marty emphasizes the necessity of having a retirement plan and outlines five essential steps to initiate the planning process. He discusses the importance of financial security and offers insights into effective investment strategies for retirement savings. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #446 04:25 Sean Mullaney, CPA Interview 06:00 5 Phases of Retirement 09:40 Early Retirement 16:00 The Golden Years of Retirement 23:38 IRMA 26:51 Taking Social Security 31:33 Qualified Charitable Distributions 37:22 Required Minimum Distributions 42:27 Widow Tax Trap 47:14 RMDs Are Not Bad 50:05 Roth vs. Traditional 55:03 Buy, Borrow, & Die 01:00:06 Tax Planning To and Through Early Retirement

Most people think taxes are unavoidable — but the wealthy know better. In this episode, Rich sits down with Carter Caufield and George Acheampong to break down the exact frameworks high-net-worth individuals use to legally shrink their tax bill to zero. No shady loopholes. No gray-area tricks. Just straight strategy backed by the tax code itself.You'll learn why self-rentals are one of the most slept-on write-offs for business owners, how the buy-borrow-die model keeps billionaires from ever triggering taxable events, and how short-term rentals and boutique hotels can legally offset W-2 income — even if only one spouse qualifies as a real estate professional. The guys go deep on trusts, HSA stacking, hiring your kids, private jets, boats, film credits, and the Augusta Rule… with real numbers behind every move.This episode exposes how America's tax system actually works — and how ordinary earners can start playing the same wealth game as the 1%. If you've ever wondered why some people seem to build wealth effortlessly while others stay capped, this conversation is the difference.Tap in. Your accountant is going to hate how much smarter you get after this one. Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Andy chats with a real person (not an advisor), Beth Pinsker, a columnist for MarketWatch, about her new book, My Mother's Money, A Guide to Financial Caregiving.In the book, Beth details her personal experience in becoming her mother's financial caregiver, both during her mother's end of life and health decline, and beyond her mother's death and through the estate administration process.The book provides tons of practical knowledge, insight and recommendations for how to ensure your financial affairs are in order, that others who need access to information and accounts have it, that end-of-life planning scenarios are less painful and difficult than they otherwise would be and that estate administration isn't more cumbersome, lengthy and challenging than it needs to be.This book is a must read!Links in the episode:Beth's website - https://bethpinsker.com/To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Welcome back to the show! We are thrilled to host the incredible Hannah Cole of Sunlight Tax to talk about her new book, Taxes for Humans: A Simple Guide to the Taxes That Rule Your Life. This episode is must listen material for artists, curators, freelancers, and gallery professionals who want a kinder, clearer way to deal with money and taxes. Hannah is an exhibiting artist turned tax professional. She shares the personal story of being dismissed by an accountant and how that experience inspired her to build a more humane, accessible approach to taxes for creatives. If you have ever felt judged, confused, or "bad with money," this conversation will feel like a deep exhale. You will hear Hannah reframe money as a tool for good, with examples like Dolly Parton's Imagination Library, and offer encouragement for anyone who has avoided looking at their numbers out of shame or fear. ✨ Current Open Call at Create! Magazine Share your work with us for upcoming issues and opportunities here: https://www.createmagazine.co/call-for-art In this episode, we talk about: ✍️ The inspiration behind Taxes for Humans and why Hannah put everything she teaches in her programs into one affordable, comprehensive book (just 27 dollars).

If we say: Making whoopee. Polishing the broomstick. The pickle tickle. Shagging. Enjoying Taco Tuesday. Parking the beef bus in Tuna Town. Waxing the carrot. Boinking. Glazing donuts. Going downtown. … I think you get what we mean (right?)This week, special guest Danielle probes the terrible scenario where ‘Doing Taxes' was more like actually filing financial paperwork than going for a roll in the hay. Meanwhile, Trace gets stuck in some kind of time loop (no groundhogs were harmed in the answering of this question).In case the above wasn't clear: This episode definitely acknowledges the existence of sex.QUESTIONSTrace: "What's the maximum number of times you could have déjà vu in a row before you'd get stuck in some kind of time loop?" from Danielle BezalelDanielle: "What if “doing taxes" wasn't fun (didn't feel good)?” from Constant ListenerDo you have an absurd question? Maybe it's a silly idea that popped into your head, a shower thought about the nature of reality, or a ridiculous musing about your favorite food? Whatever your question, we want to answer it—tell us!HOW TO ASK A QUESTION

Send us a textMany investors have questions about IRAs and Roth IRAs as we approach year-end. On this episode I am joined by Andrew Bishop, a Senior Wealth Strategist at Bernstein. We start with the basics on contribution limits, then dive into the impact of the one big beautiful bill act (OBBBA) on retirement planning, the math around Roth IRA conversions, and then get into some of the complexities of using IRAs for generational wealth planning.  With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein.

"No taxation without representation!" One of the rallying cries of the American Revolution--but here's the twist: the reverse is also true!What if you could keep your blue passport, stay on American soil, and legally reduce your tax bill by 90% or more? Sounds too good to be true, right? Welcome to Puerto Rico.The U.S. territory that most Americans overlook is quietly becoming a magnet for savvy entrepreneurs, crypto millionaires, and anyone tired of writing massive checks to the IRS. Residents don't get to vote in federal elections, but in exchange? Some of the most jaw-dropping tax incentives you'll find anywhere in the world.Developer and longtime Puerto Rico resident Angus Beavers sits down with Mona and Rebecca to pull back the curtain on what life is really like after making the move. The money you'll save. The lifestyle you'll gain. The mistakes people make. The surprises nobody tells you about.Whether you're already packing your bags or just wondering if there's a better way than hemorrhaging money to Uncle Sam every April, this episode will change how you think about taxes, citizenship, and what's actually possible.Ready to explore the 4% solution?

In this episode of The Liquidity Event, AJ and Shane recap Brooklyn FI's estate planning party at Clover Club, complete with notaries, crystal balls, and millennials confronting wills, pets, and chosen family. They also cover the latest economic confusion including layoffs, tariffs, AI fears, the Shrimp Cocktail Index, and California's proposed billionaire tax. Shane breaks down Scaramucci's tariff refund theory while AJ reflects on trust in data, government transparency, and who actually pays for society. The episode closes with questions about corruption, sustainability, and whether two money nerds with a TI 83 could solve the tax code. Key Timestamps: (00:00) AJ's stiff neck and chaotic start (02:39) Estate planning party at Clover Club (04:31) Shane's three-year estate plan procrastination (05:36) Wills, chosen family, and pet guardians (08:09) The lost Tacos and Taxes era (09:26) WARN spikes, layoffs, and missing data (14:32) Scaramucci and the tariff refund theory (16:48) The Shrimp Cocktail Index returns (21:13) California's one-time five percent billionaire tax (30:13) Why neutrality is impossible when policy affects clients  

Most owners wait to hire a planner until everything is “ready.” That's how you stay stuck. I asked my communities why more people aren't working with planners and the answers were clear. Not enough money yet. Bad advisor experiences. Confusion about what planners actually do. I lay out the truth and the path forward.This is an audio-first breakdown of coach vs planner, what licensed planning includes, and how to move from survival decisions to strategic ones. Especially for women, minority, and LGBTQ owners who are building without a safety net.In this episode:Real reasons folks don't hire plannersCoaching for mindset, planning for systemsWhy licensing and accountability matterHolistic planning for life and businessBehavior, relationships, and moneyFirst steps you can take this weekFull video is on YouTube: https://youtu.be/SKhLCYAtuZsAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

The Republican who has crossed President Trump and Gov. Pillen is focused on healthcare and taxes, but I keep dragging him back into the bathroom!

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Starmer doesn't rule out stealth tax raid on incomes, the Russian spy ship pointing lasers at our fighter planes, and why are people riding their bikes naked?!

Avec : Jérôme Lavrilleux, propriétaire de gîtes en Dordogne. Carine Galli, journaliste. Et Frédéric Hermel, journaliste RMC. - Accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.

The Rich Zeoli Show- Hour 2: 4:00pm- Did California's embrace of far-left policies (specifically high taxes and excessive regulations) destroy Hollywood and the filmmaking industry? More and more films are being shot in Texas and other parts of the country. It's no surprise actor Glen Powell's new production studio is based in Austin, Texas. 4:30pm- Pennsylvania State Treasurer, and Republican candidate for governor, Stacy Garrity is calling for an investigation into how a suspected Uzbekistani terrorist obtained a CDL driver's license—issued by PennDOT under Gov. Josh Shapiro's leadership. 4:50pm- What's occurring on the show sheet? (Not to be confused for “what's on the cut sheet?”) A group of doctors sang songs about climate change and danced awkwardly at COP30. The clip is somehow even worse than you're imagining.

Hannah Cole, founder of Sunlight Tax, is back on So Money. And she's here with big news: Her new book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed, is officially out in the world — funny, joyful, deeply practical, and truly unlike any tax book you've ever read. I'm holding it in my hands right now.And for my Montclair and NYC listeners: Hannah is coming to Montclair on January 15th at 7PM for a special stop on her book tour. I'll be on stage with her at The Rec Room at Lackawanna Plaza, and tickets are available at: SunlightTax.com/MontclairIn today's conversation, Hannah and I dig into so much helpful ground, including:The big goal behind Taxes for Humans and why she believes tax education is actually a form of empowerment.The limiting beliefs and shame traps so many freelancers carry around taxes — and how to break them.Her beautifully simple three-system approach to staying organized (receipts, tax docs, and bookkeeping — yes, they're different).What to do if you can't pay your tax bill, how audits actually work, and why the IRS is often far less scary than we've been taught. Hosted on Acast. See acast.com/privacy for more information.

Send us a textMost S Corp owners follow the right steps, but still pay more tax than they should. A business earning over 300K can lose thousands simply by underusing core strategies.In this live case study, Mike Jesowshek, CPA, reviews a seven-figure business with an S Corp structure, a salary in place, and a record year of profit. You will see why this owner paid 30K in taxes and how that number can be reduced.If you feel like your tax plan has stopped working, this breakdown gives you a clear blueprint for moving from basic strategies into advanced tax planning.

Most business owners think their CPA is helping them save money, but what if they're only handling compliance — not strategy? In this episode, Tiffany breaks down the real difference between tax preparation and proactive tax planning, and why that gap could be costing you tens of thousands every year. You'll learn how to tell whether your accountant is helping you grow wealth or just file forms, plus the questions to ask before another tax season passes you by. Tiffany also shares real stories of clients who cut their tax bills by $30,000–$80,000 using strategies most CPAs never mention. If you want to stop reacting at tax time and start keeping more of what you earn, this one's a must-listen.   Next Steps:

In this episode, Joey Speers breaks down the complexities of taxes for self-employed creatives - offering practical strategies to manage finances effectively and reduce how much you owe on taxes or, even worse, getting caught off guard when the tax bill comes. The episode covers the importance of understanding profit versus revenue, the benefits of business expenses, the advantages of different business entities, bookkeeping and working with an accountant.Get the free 6 Figure Money Management Training -https://www.creativrise.com/pl/2148617426Free Tools & Trainings:→ Pricing Calculator: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/pricingcalculator⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Productivity Course: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/productivity⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ $10K/Mo Creator Workshop Replay: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Money Management Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/moneytraining⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Fix Your Inquiry Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/inquiryform⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen & Subscribe:→ Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠apple.co/creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠open.spotify.com/show/creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Along:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@joeyspeers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@christyjspeers⁠

In this episode of Summoning Insight, we dive into the off-season chaos, roster rumors, and the big talking point: YamatoCannon allegedly coaching Los Ratones in the LEC Winter Split. Thorin and Yamato break down the drama, the criticism, and the fan narratives surrounding Yamato's coaching career — from his early days in MYM and Roccat, to Splyce's Worlds run, Vitality's shock upsets over RNG & Gen.G, Fnatic finals appearances, and even coaching in the LCK.  We then cover many of the roster moves and rumors in League of Legends esports, including those involving Cloud9, Team Liquid, Gumayusi, Tabe, and KT.  For simple, online access to personalized and affordable care for Hair Loss, ED, Weight Loss, and more, visit https://Hims.com/LFN  Sign up for your $1 per month trial and start selling today at https://shopify.com/summoning  Exclusive $45-off Carver Mat at https://on.auraframes.com/SUMMONING. Promo Code  SUMMONING (US, UK, and Canada only)  Treat yourself to gear that looks good, feels good, and doesn't break the bank with Fabletics! Go to https://Fabletics.com/SUMMONING and sign up as a VIP and get 80% off everything!  US fans: don't get them socks. Get them premium wireless for $15/mo. Shop Mint Unlimited Plans at https://MINTMOBILE.com/SUMMONING. Limited time offer. Upfront payment of: $45 for 3-mo., $90 for 6-mo., or $180 for 12-mo. plan req'd ($15/mo. equiv.). Taxes & fees extra. Initial plan term only. Over 35GB may slow when network is busy. Capable device req'd. Availability, speed, & coverage varies. See mintmobile.com.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Payroll might not be the most glamorous topic, but it's a large part of your business if you have employees.  If you don't have any employees yet, understanding how to add payroll to your business will be extremely important.  When you have employees, you need to create a process of paying your employees, ensuring they receive their money on time and that you, as the employer, follow through with and fulfill all your obligations.  In today's podcast episode, I walk you through some of the most important aspects of processing payroll for your business.  You need to understand these topics, whether you are going to process your own payroll or you are going to outsource your payroll and hire someone to do your payroll for you.  Whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper, or a virtual assistant or VA, there's a lot to know about payroll, but once you have a general understanding, it is pretty simple to understand… Join us in a community built specifically for accountants and high-stress professionals.  You'll receive support, accountability, and a community that understands what you're going through. We focus on stress reduction, increasing productivity, time management, goal achievement, health, happiness, and desired lifestyle:  https://www.financialadventure.com/community Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business?  I have a program to help you get your business set up so that you can start making money.  Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching?  Schedule an Introductory Coaching Session today.  You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for.  Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide:  5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community:  https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration!  You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business?  You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes:  https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.

Unlock the secrets the wealthy use to legally reduce taxes and build bulletproof wealth. Most people never learn the personalized banking strategy that high-net-worth individuals rely on—yet it's the same strategy banks themselves use to grow and protect their capital. In this episode, discover how tax-advantaged whole life insurance contracts outperform traditional stock market investments and offer more stability than … Continue reading How the Rich Mitigate Taxes | Episode 142 →

If you want longevity in show business, you need more than talent — you need a financial plan. In today's episode, I sit down with Crystal Taylor Davis, a financial advisor with over 20+ years of experience, to break down what actors really need to know about money, taxes, and insurance in the entertainment industry.Whether you're an actor, singer, dancer, model, or creative, this conversation will help you understand how to protect your income, plan for your future, and build a sustainable career in showbiz.

As we just passed election day, there are many local roles that many of us might not be familiar with. HMM Volunteer, Vinny DamaPoleto, works for the Town of Brunswick as the Deputy Town Clerk, Assistant to the Receiver of Taxes, and Assistant to the Superintendent of Water dept., and we wanted to ask him about his many hats and their functions to keep the town running.

From RMDs and Roth conversions to Medicare IRMAA and year-end bonuses, Josh is breaking down how simple income decisions can trigger thousands in extra taxes, and how to avoid it. If you're 5–10 years from retirement and want to keep more of what you've earned... You don't want to miss this. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Dans cette édition :Prévisions météorologiques détaillées pour la journée, avec un temps gris et pluvieux sur une grande partie du pays, des chutes de neige sur les reliefs et des températures hivernales.Enquête choc de l'IFOP révélant que de plus en plus de jeunes musulmans en France se disent plus attachés aux lois de l'islam qu'à celles de la République.Lutte du gouvernement contre le narcotrafic à Marseille après l'assassinat d'un militant anti-drogue, avec l'annonce de mesures inspirées de la lutte contre le terrorisme.Décision de justice allégeant la peine d'un mineur condamné pour un viol à caractère antisémite.Retour en France de l'écrivain Boualem Sansal après plus d'un an de détention en Algérie, et mobilisation pour la libération d'un autre journaliste français.Augmentation de la taxe foncière pour plus de 7 millions de propriétaires en raison d'une mise à jour des critères de confort des logements.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ready for tax season? Most dentists don't realize how much money they're leaving on the table every single year. In this episode, dental tax strategist Jay Malik explains how proactive, future-focused tax planning can help you keep more money in your practice.Highlights from the episode:– Meet Jay Malik: Your Guide to Smarter Tax Planning– Webinar Preview: Unlock Hidden Tax Savings– Hidden Pitfalls That Drain Dental Practice Profits– Historical vs. proactive tax planning: The visionary approach– Thinking ahead: Protecting profits and planning for 2026– Taking action: What you'll learn in the webinarWant to actually apply this to your practice?Join our FREE live webinar on December 5th at 11:00 AM Eastern Time, where Jay Malik will reveal the real steps dentists need to take to maximize savings before year-end, plan for 2026, and even review past returns for potential savings.This is your chance to get a clearer path, fewer surprises, and a smarter plan for your practice.Sign up here: https://us02web.zoom.us/webinar/register/WN_G8Qvu0APQsGJILUZPyb77g ***** SPONSOR: – Omni Premier Marketing: https://omnipremier.com/dental-marketing/ CONNECT: – Facebook: https://www.facebook.com/thedentalbrief/ – Instagram: https://www.instagram.com/thedentalbriefpodcast/ – LinkedIn: https://www.linkedin.com/in/dental-brief-podcast-564267217 – Patrick's LinkedIn: https://www.linkedin.com/in/pchavoustie/– Youtube: https://www.youtube.com/channel/UCd08JzybKfNH0v12Q9jf50w WEBSITE: – https://dentalbrief.com/

Did you know that there's a path to achieving financial freedom without relying on traditional methods?In today's conversation, the financial coaches reveal the one thing the financial system doesn't want you to know about the Infinite Banking concept (IBC). This powerful strategy, often misunderstood or overlooked, enables individuals to take control of their finances and establish sustainable passive income streams. The coaches explain how IBC works, its benefits, and why it's not just for the wealthy. They also share real-life examples of how everyday people are using this strategy to build financial freedom and accelerate their path to wealth. By focusing on building your own bank through whole life insurance policies, you can create a system that works for you instead of trying your luck on Wall Street. Tune in to understand why this strategy is the key to unlocking true financial independence and how it can transform your financial future.Top three things you will learn:-How IBC works and why it's a powerful tool for creating passive income-Why whole life insurance is the key to achieving financial freedom-The common myths surrounding IBC and how to avoid costly mistakes when setting up your insurance policyDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

The 50-year mortgage is being hyped as a way to make homes more “affordable" according to President Trump. Join Caleb Guilliams to walk through the numbers, the opportunity cost, and why extending mortgages doesn't actually solve the affordability crisis, while also explaining the two scenarios where it might help. Analyze the math, the risk, and the long-term impact on housing prices.Want to Pay Less in Taxes to the Government? Click Here: https://betterwealth.com/tax====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Jared Feldman, SVP of Operations at iTrustCapital, joined me to discuss their recent partnership with Coinbase to offer Bitcoin Yield Strategy for IRAs and much more.Topics:- iTrustCapital's Crypto IRA and Custody Solutions- Coinbase partnership- Trump administration opening up 401ks to invest in crypto - Impact of CLARITY Act passing

You ever have something not be what expected it to be? Well, as a retirement planner who is helped over 100 clients, I have learned an important lesson that I think anyone who is preparing for retirement needs to understand.

In this episode of the Sunlight Tax Podcast, I introduce my book, Taxes for Humans, a practical, judgment-free tax guide made specifically for creative professionals. I share my personal story and talk honestly about the challenges artists, freelancers, and mission-driven people face when trying to make sense of taxes. We dig into why taxes matter, how they support the communities we care about, and why building financial literacy is so important, especially for people who've been historically left out of traditional financial conversations. My goal in this episode is to help you feel confident claiming your identity as a business owner and to release some of the fear around money. Wealth isn't a moral test; it's a neutral tool you can use to support your values and make positive change.   Also mentioned in this episode: 04:18 The Unique Perspective of Creative Professionals 08:04  Understanding the Importance of Taxes 11:44  The Societal Benefits of Taxes 13:40  The Changing Face of Business 14:39  Embracing Your Identity as a Business 15:33  Overcoming the Fear of Wealth 19:03  The Power of Money and Taxes   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Get your free visual guide to tax deductions  

Get ready to level up your real estate game! Join our free Real Estate Mastery Masterclass on Nov 19, 2025 (1:00–4:00 PM CT) and discover how to combine Creative Financing, Turnkey Deals, and Infinite Banking for a winning strategy. Experts Anthony Faso & Cameron Christiansen, Terry Kerr & Matthew Vanhorn, and Zachary Beach will show you how to unlock income-generating opportunities with their proven real estate strategies. 

Jason presents Travis King, CEO of Realm, a real estate investor collective, focusing on the "Big Beautiful Bill" and its positive implications for real estate investors. They discuss specific provisions like accelerated depreciation and the permanent grandfathering of Opportunity Zones, highlighting their role in attracting capital back into the market. They explore broader real estate trends, including interest rates, the "lock-in effect" on housing supply, and the importance of cost segregation for tax benefits. The conversation also touches on replacement costs, the inelasticity of housing supply, and the contrasting affordability dynamics in various markets, ultimately affirming a bullish outlook on real estate investment due to its unique tax advantages and tangible nature.  https://www.realmlp.com/ Get your COST SEG TAX BENEFITS for around $600 - killer deal!  http://jasonhartman.com/costseg/ #TravisKing, #BigBeautifulBill, #NationalAssociationOfRealtors, #RealEstateBoom, #AcceleratedDepreciation, #OpportunityZones, #TaxBenefits, #InvestmentLiquidity, #InterestRates, #MortgageRates, #LockInEffect, #HousingSupply, #HousingDemand, #HousingAffordability, #CostSegregation, #TaxAdvantages, #1031Exchange,  #AcquisitionStrategy, #ReplacementCost, #ConstructionCosts, #RentGrowth, #SupplyAndDemand #YieldInvesting, #Capitulation, #DriveToQualify, #BullishOnRealEstate, #TaxLiability   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

You've set up your LLC, you're running an established business, and things are moving along, but are your financial habits actually helping you grow and is your LLC protecting you the way you think it is?    In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., breaks down the five hidden mistakes that hold LLC owners back and shows you how to build the right habits to protect your business, pay yourself confidently, and prepare to scale into an S Corp when the time is right. Key Takeaways:  Separate Your Business and Personal Finances: Mixing personal and business expenses can "pierce the corporate veil" and undo your legal protections. Keeping everything separate not only protects your assets, it also keeps your books clean and your numbers clear. Pay Yourself Intentionally with Owner's Draws: If you're not paying yourself regularly, it's easy to dip into business funds without realizing it. Taking consistent draws helps you stay disciplined and sets the foundation for switching to payroll when you become an S Corp.  Save for Taxes Every Single Month: You pay taxes on your profits, not just what you take home. Setting aside 25–30% of your net income for taxes keeps you from being blindsided at tax time. Review Your Numbers Monthly: If you're not looking at your profit, cash flow, and expenses every month, you're running blind. Regular reviews help you catch errors, make smart decisions, and identify when it's time to level up to S Corp status. Keep Educating Yourself: Knowledge is power—and profit. Understanding deductions, tax rules, and best practices can save you thousands and help you confidently step into your CEO role. Topics Discussed: (00:00) Intro: What an LLC Is and Why It Matters for Your Taxes  (02:32) Mistake 1: Co-Mingling Business and Personal Funds  (03:40) Mistake 2: Not Taking Owner's Draws (03:24) Mistake 3: Not Saving for Taxes (05:16) Promo Break: Kickstart's "Check Your Books" Service (07:34) Mistake 4: Ignoring Your Numbers or Not Regularly Reviewing Financials (08:29) Deciding When to Elect for S Corp Status (09:04) Mistake 5: Not Educating Yourself (09:55) Real Life Client Success Story (11:12) Action Step: Audit Your Current Habits (11:47) Outro: Like, Share and Subscribe!   Related Episodes: YouTube Playlist | Small Business Tax Tips: Deductions, Entity Types, 1099s, & IRS Strategies Ep. 189 – LLC vs. S Corp: Which Is Right for Your Business? Ep. 115 – Entrepreneurs: Should You Go S Corp? Pros & Cons + Expert Insight   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc

In today's pod we breakdown the biggest winners and losers from NFL Week 11! I hope you enjoy! Thank you to Mint Mobile for partnering with us on this video! And for a limited time this holiday season, you can get 50% off an unlimited premium wireless plan from Mint. Lock in Mint's lowest price of the year and pay just $15/mo for a 3, 6, or 12 month plan. Limited time offer. Upfront payment of: $45 for 3-mo., $90 for 6-mo., or $180 for 12-mo. plan req'd ($15/mo. equiv.). Taxes & fees extra. Initial plan term only. 35GB or more may slow when network is busy. Capable device req'd. Availability, speed & coverage varies. See mintmobile.com. TWITTER: https://mobile.twitter.com/FBallAnalysisYT     Welcome to the Football Analysis Podcast! Subscribe for all NFL related content! Please drop 5 star rating if you enjoyed the pod as all support is very much appreciated! Thanks for listening!     #nfl #nflfootball #football #nfldraft #nflweek11     Support Us By Supporting Our Sponsors!   Download PrizePicks here! https://prizepicks.onelink.me/ivHR/GFB CODE: GFB   Arena Club: 20% off your first Slab Pack or card purchase by going to https://arenaclub.com/GFB and use code GFB.    Bear Mattress: Click here https://bearmattress.com/analysis and use analysis to get 40% off your mattress + 2 free pillows. Offers are subject to change.   Gametime: Download the Gametime app (https://gametime.co/) and redeem code ANALYSIS for $20 off your first purchase (terms apply)      

In this episode of Money & Meaning, host Jeff Bernier speaks with Kacie Walsh, Vice President at Dimensional Fund Advisors. They explore Dimensional's evolving toolkit of tax-focused investment solutions designed to help clients keep more of what they earn. The conversation spans mutual funds, ETFs, SMAs, exchange funds, and 351 ETFs, explaining how each tool fits into a broader tax management strategy. Kacie also outlines how Dimensional's daily, data-driven approach supports personalized portfolios and long-term efficiency for investors. Topics covered: Kacie Walsh's professional background and current role at Dimensional Fund Advisors Why Dimensional's evidence-based, data-driven approach matters in tax-focused investing Overview of tax loss harvesting and why fund and ETF lineup depth supports it Differences in tax efficiency between ETFs and mutual funds—and how Dimensional narrows the gap Update on Dimensional's ETF share class application and what it means for investors SMA (separately managed account) use cases, especially for high net worth individuals How Dimensional's SMAs differ from traditional direct indexing solutions Behavioral and operational considerations of owning hundreds of individual securities Understanding portfolio lock-up and how to plan for long-term SMA use Exchange funds as tools for diversifying out of concentrated stock positions 351 ETFs as a strategy to consolidate appreciated securities tax efficiently Overview of long/short SMAs and how they attempt to generate more tax alpha How advisors and clients can assess the trade-offs in these advanced strategies Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/ Kacie Walsh on LinkedIn: https://www.linkedin.com/in/kacie-walsh-5787a297

AJ Simmons interviews Karen Denton on how she built a half a million dollar cleaning businessJoin us in Clean Biz Network! https://www.cleanbiznetwork.app/Get your Cleaning Business Automated! Visit https://cbnmastermindclass.biz/cbaweb...Join this channel to get access to perks:   / @ajsimmonsonline  Schedule a 1 on 1 Consultation: https://calendly.com/ajsimmonsLet my lead generation company to set bid appointments for you! Click here https://www.cleanbizcrm.com/leadgener...Follow: @AjSimmonsOnline on Instagram   / ajsimmonsonline  Need Business Insurance? Click this link https://nextinsurance.sjv.io/Ea23K9Need Business Credit? Apply at this linkhttps://americanexpress.com/en-us/ref...Need help with Accounting, Bookkeeping, and Taxes? This is the company that I use https://www.bench.co/partner/clean-bi...Thank you for watching, subscribing, liking, sharing, and commenting!!!!

Can I cheat on taxes !?Rav Mattis almost died!?Brachot hock!?

Aujourd'hui, Didier Giraud, Bruno Poncet et Barbara Lefebvre débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Aujourd'hui, Didier Giraud, éleveur de bovins, Bruno Poncet, cheminot, et Barbara Lefebvre, prof d'histoire-géo, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Plusieurs débats au cœur de l'actualité, les Grandes gueules ont le choix, en débattre ou non : -Taxes à gogo : Lecornu veut rassurer les patrons -Municipales 2026 : sécurité, priorité des Français -Conso en hausse : les antibiotiques, toujours automatiques !

Retiring by 55 sounds incredible, but it takes more than hitting a savings target. You need to understand how to bridge the gap between your last paycheck and the life you want to live.In this episode, Ari Taublieb, CFP®, shares the five things every early retiree should know before calling it quits. From the overlooked “Rule of 55” to navigating healthcare costs and tax traps, this guide helps you move forward with confidence in your plan instead of crossing your fingers.Here's what we cover:The Rule of 55 — how it lets you access 401(k) funds early (and the key mistake that disqualifies you).Healthcare before Medicare — how to budget smartly, use tax strategies, and avoid sticker shock.Taxes & Withdrawal Strategy — why a $2M 401(k) isn't really $2M, and how to create real after-tax income.Legacy Goals — whether you want to leave a million or spend it all, your intentions should drive your plan.Lifestyle & Purpose — how to avoid the “I'm bored already” phase and build fulfillment into your retirement.Retiring early isn't about escaping work, it's about creating a life you don't want to escape from.If you're serious about retiring at 55 (or sooner), this episode helps you think beyond the math so you can design your freedom with purpose.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

A listener's nightmare 401(k) story sparks a deep dive into how small employers can delay, misuse, or even lose employee retirement contributions before they ever reach the plan custodian. Don and Tom explain the Department of Labor's weak enforcement, why small plans are most vulnerable, and what workers must do to protect themselves. Then the show tackles backdoor Roth timing rules, Social Security “worst-case” planning, the appeal (or lack of) of mid-cap ETFs, and how to unwind a hodgepodge portfolio without triggering massive tax bills. :04 When employers steal 401(k) contributions before depositing them 1:42 The WSJ case: three-year hunt for missing contributions 3:02 Why small employers are the highest-risk group 5:02 DOL enforcement loopholes and the “administratively feasible” dodge 7:04 What to do if your contributions never show up 8:09 Fidelity bonds, audits, and how recovery really works 9:39 Big-company plans vs. small plans 10:36 Inside the Amazon layoff notice fiasco 11:54 Listener question: timing a backdoor Roth in 2026 for the 2025 tax year 13:40 The Form 8606 trap and pro-rata consequences 15:03 Listener question: Should you assume Social Security cuts in your plan? 16:41 Why benefits probably won't be cut—even though the system needs fixing 18:04 Listener question: Should anyone buy a mid-cap ETF? 18:46 Why good portfolios already own plenty of mid-caps 19:36 Listener question: Fixing 20 years of hodgepodge-itis at age 72 21:22 Taxes, capital gains, and the slow cleanup strategy 23:52 Why Wellington and Wellesley don't fit a modern portfolio 25:20 Personal banter: vacations, spending guilt, and sci-fi Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Crazy Wisdom, Stewart Alsop sits down with Terrence Yang to explore the US economy through the lens of federal net outlays, inflation, and growth, moving into China–US economic and military dynamics, the role of the dollar as a reserve currency, and how China's industrial and open-source AI strategies intersect with US innovation; they also get into Bitcoin's governance, Bitcoin Core maintainers, and what long-term digital scarcity means for money, security, and decentralization. To learn more about Terrence's work, you can find him on LinkedIn.Check out this GPT we trained on the conversationTimestamps00:00 Stewart and Terrence open with the US economy, federal net outlays, and why confidence matters more than doom narratives. 05:00 They compare debt-to-GDP, discuss budget surpluses, and how the US once grew out of large debt after WWII. 10:00 Terrence explains recurring revenue vs. one-time income, taxes, tariffs, and why sustainable growth is essential. 15:00 Conversation turns to China's strategy, industrial buildup, rare earths, and provincial debt vs. national positioning. 20:00 They explore military power, aircraft carriers, nuclear subs, and how hard power supports reserve currency status. 25:00 Discussion of AI competition among Google, OpenAI, Claude, and China's push for open-source standards. 30:00 Terrence raises concerns about open-source trust, model weights, and parallels with Bitcoin Core governance. 35:00 They examine maintainers, consensus rules, and how decentralization actually works in practice. 40:00 Terrence highlights Bitcoin as digital gold, its limits as money, and why volatility shapes adoption. 45:00 They close on unit of account, long-term holding strategies, and risks of panic selling during cycles.Key InsightsFederal net outlays reveal the real fiscal picture. Terrence Yang emphasizes that looking only at debt-to-GDP misses the deeper issue: the U.S. has run negative net outlays—more cash going out than coming in—for decades. He argues that sustainable recurring revenue, not one-time windfalls or asset sales, is what ultimately stabilizes a nation's finances.Confidence is an economic force of its own. Terrence warns that cultural pessimism can damage the U.S. more than high debt. Drawing parallels to Japan's post-1990 stagnation, he notes that when people stop taking risks, innovation slows and economies ossify. The U.S. thrives on risk-taking, immigration, and entrepreneurial experimentation—and needs to preserve that spirit.Inflation and growth are locked in a difficult balance. The conversation explores how current inflation remains above target while growth feels sluggish, creating a quasi-stagflation environment. Terrence questions whether the Federal Reserve should remain tied to a 2% target or adapt to new conditions, particularly when jobs and productivity remain uneven.China's economic strategy is broad, deliberate, and deeply practical. From inviting Western VCs in the 1990s to absorbing semiconductor know-how and refining rare earth materials, China built an industrial base that now rivals or surpasses U.S. manufacturing in many domains. Yet its provincial and real-estate debt highlight structural weaknesses beneath the surface.The U.S. dollar's dominance rests on military and institutional power. Terrence argues that reserve-currency status persists because the U.S. guarantees open trade routes and global security. Even countries with weak currencies prefer the dollar in black markets. Competitors like BRICS may want an alternative system, but replacing the dollar requires decades, not years.Open-source AI is becoming a geopolitical tool. China's strategy of flooding the world with strong, free, open-source models mirrors Linux's global influence. Terrence notes that trust and transparency matter, since open-source code still requires knowledgeable maintainers who can verify safety, intentions, and alignment. This dynamic is now a competitive front in the AI race.Bitcoin governance is both decentralized and fragile. Terrence explains that Bitcoin Core has very few maintainers and relies on a culture of trust, review, and distributed accountability. While Bitcoin works well as long-term “digital gold,” improvements are incremental, and the small number of developers poses systemic risks. He stresses that understanding governance—not just price—is crucial for anyone serious about Bitcoin's future.

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions explore whether owning rental properties is a smart move during retirement. They discuss the pros — such as steady income, appreciation, and diversification — along with the cons that retirees often overlook, including taxes, maintenance headaches, liquidity issues, and tenant risk. Jim and Casey share real-life stories from clients who've both succeeded and struggled with investment properties, and they examine alternatives like REITs and other passive income options that offer exposure to real estate without the stress of being a landlord. If you've ever wondered whether real estate belongs in your retirement plan, this conversation offers a balanced look at the opportunities and pitfalls — so you can make decisions that align with your goals, not just the headlines. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Is real estate the right move in retirement? 02:06 – The appeal of rental income for retirees 04:25 – The realities of being a landlord 06:40 – Taxes, repairs, and cash flow surprises 08:58 – When rental properties become more work than reward 11:10 – Client story: managing multiple rental homes 13:18 – Evaluating the opportunity cost of real estate ownership 15:06 – REITs and other alternatives to direct property management 17:45 – How to know if real estate fits your retirement plan 20:12 – Final thoughts and key takeaways Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.