Podcasts about taxes

In today's episode, we're answering your questions about student loans, taxes, and what to do next once you're already doing a lot of things right. We talk about Borrower's Defense cases and when the government might actually forgive your loans, then dig into smart loan repayment strategies. We also cover investing after you've maxed out your 403(b), what to know after doing your first Mega Backdoor Roth and solo 401(k), and a few tax form gotchas. We wrap up with how to think about cash balance plans when you still have a long runway to invest. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #455 03:08 ACATS Fraud Update 07:54 Borrower Defense Loan Forgiveness 11:26 Student Loan Repayment Strategies 20:01 Am I Missing a Retirement Account? 27:15 Taxes & MEGA Backdoor Roth 31:45 Cash Balance Plans

Listener Q&A where Andy talks about: Can a spouse claim spousal benefits while delaying the start of their own benefit ( 10:40 )What's the best way to view your accounts in terms of how much of them are actually yours after accounting for eventual taxes you have to pay on them ( 14:08 )Can a minor be named as the beneficiary of a retirement account ( 23:28 )His thoughts on dividend stocks and funds ( 26:55 )Follow up thoughts about combining retirement account, in response to a previous listener question ( 34:43 )Considerations and gotchas around changing state tax domicile ( 39:30 )10 cognitive biases in investing, and which three I see the most in my practice ( 46:48 )Considering the present value of expected future Social Security payments when determining asset allocation ( 54:25 )Additional thoughts about the 4% rule and whether you can increase your distribution if your portfolio value increases ( 1:01:40 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:NASDAQ's summary of 10 cognitive biases in investing - here Retirement Planning Education podcast episode - #002 - What's the 4% RuleMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

After decades of filing taxes together, most couples assume their retirement plan will continue largely unchanged if one spouse passes away. But for many surviving spouses, the first surprise is a higher tax bill, even when income hasn't changed much. In this episode, I explain how a feature of the tax code can increase taxes after the loss of a spouse. Using a real-world example, I show why tax brackets shrink, why retirement income often doesn't, and how that mismatch can quietly drive taxes higher over time. More importantly, I share a planning framework couples can use while both spouses are still alive. We'll cover common mistakes, why the "married window" matters, and how small, intentional decisions made years in advance can meaningfully protect the surviving spouse. This isn't about fear or worst-case scenarios—it's about avoiding unnecessary surprises and making thoughtful, proactive decisions that support confidence throughout retirement. ***

Ever heard a data scientist call real estate magic? That's exactly what happens when Silicon Valley smarts collide with multifamily investing, and this episode of The Liquid Lunch Project proves it. We're sitting down with Neal Bawa, the Mad Scientist of Multifamily, to decode how he built a $600M real estate portfolio by treating cities like spreadsheets, and why he believes most investors are looking in the wrong places. Why Listen? If you're done with recycled real estate advice and want sharper thinking for your business and investments, hit play. Neal reverse-engineers markets, leverages depreciation as a financial weapon, and maps out where smart founders are moving before the headlines hit. Whether you're building your portfolio or scaling your small business, this is a perspective that pays off.

Andruw Jones has been elected to the Hall of Fame, celebrating a decade of stellar play for the Atlanta Braves. Plus, Scott Coleman and Shawn Coleman break down the Jorge Mateo signing and his role in the wake of Ha-Seong Kim's injury. This January, quit overspending on wireless with 50% off Unlimited premium wireless. Plans start at $15/month at Mint Mobile dot com slash territory. That’s Mint Mobile dot com slash territory. Limited time offer. Upfront payment of: $45 for 3-mo., $90 for 6-mo., or $180 for 12-mo. plan req’d ($15/mo. equiv.). Taxes & fees extra. Initial plan term only. >50GB may slow when network is busy. Capable device req'd. Availability, speed, & coverage varies. See mintmobile.com. Hammer Territory is part of the Foul Territory Network of shows.See omnystudio.com/listener for privacy information.

Are you still hunting for the elusive "silver bullet" investment, only to be met with "easy money" pitches and shiny object syndrome? Many new investors get stuck, either looking for a done-for-you solution that keeps them dependent on others or simply not knowing where to look.In today's conversation, the financial coaches break down the required skill sets to become a smart investor. The coaches also outline the three essential steps to achieve great deal flow. Stop passively waiting for a good deal. Learn practical frameworks, such as the investor buy box, that help you minimize losses and confidently say "no" to most deals that come your way.Top three things you will learn:-Why being a successful entrepreneur does not always make you a smart investor-How to become a "deal magnet" instead of hunting for deals-Three steps to becoming a smart investor with great deal flowDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this episode of the Tax Smart REI Podcast, Thomas Castelli and Alex Savage are joined by Hall CPA client, Jason Smith, to discuss a real first-year short-term rental case study, including how Jason, a high-income W-2 earner, legally generated $30k+ in tax savings through material participation, strategic depreciation planning, and proper structuring. This episode is for high-income earners who want to understand what it actually takes to use short-term rentals as a proactive tax strategy—without cutting corners or risking compliance. If your on the fence about jumping into the STR game, this one is for you. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

January 18, 2026; 7am: Tensions flared in Minneapolis with dueling protests over the weekend. Minnesota Governor Tim Walz has mobilized the National Guard to support local law enforcement. And new reporting reveals the Pentagon has ordered active-duty soldiers to prepare for possible deployment in Minnesota. MS NOW White House Reporter Laura Barrón-López, former federal prosecutor Paul Butler, and MS NOW contributor David Drucker join “The Weekend” to discuss.For more, follow us on social media:Bluesky: @theweekendmsnow.bsky.socialInstagram: @theweekendmsnowTikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If You Still Haven't Filed Your 2024 Taxes It's Going to Cost You If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.

5pm: TOP STORIES RECAP / UPDATES // Safety downtown top of mind even as new data shows dip in crime, rise in foot traffic // Seattle small businesses in ‘state of invisible crisis,’ survey finds // State Rep. Timm Ormsby said he's seen no evidence of capital flight over taxes in Washington  // KNOW-IT-ALL QUIZ // LETTERS

En este septuagésimo octavo episodio del ¡Bipartidismo Strikes Back! (una producción del #PodcastLaTrinchera), Christian Sobrino y Luis Balbino discuten los pros y contras del proyecto de Reforma Contributiva presentado por la Gobernadora Jenniffer Gonzalez, el Proyecto del Senado 923 codificando la inclusión del nasciturus en el delito de asesinato, el supuesto proyecto de independencia del congresista republican Tom McClintock, el nuevo chisme entre Nydia Velazquez y el alcalde Mamdani de Nueva York y mucho más.Este episodio es presentado a ustedes por:- San Juan Lincoln, donde encontrarán una exclusiva colección de vehículos de lujo diseñados para satisfacer todas sus expectativas. Allí descubrirán la presencia imponente de la Navigator, la elegancia dinámica de la Aviator, la sofisticación refinada de la Corsair y el diseño moderno de la Nautilus. Pueden visitarlos en la Avenida Kennedy en San Juan para explorar lo que una SUV de lujo debe ser. Su equipo está listo para ofrecerles una experiencia inigualable. Para más información u orientación, llamen al 787-331-5023.- La Tigre,  el primer destino en Puerto Rico para encontrar una progresiva selección de moda Italiana, orientada a una nueva generación de profesionales que reconocen que una imagen bien curada puede aportar a nuestro progreso profesional. Detrás de La Tigre, se encuentra un selecto grupo de expertos en moda y estilo personal, que te ayudarán a elaborar una imagen con opciones de ropa a la medida y al detal de origen Italiano para él, y colecciones europeas para ella. Visiten la boutique de La Tigre ubicada en Ciudadela en Santurce o síganlos en Instagram en @shoplatigre.Por favor suscribirse a La Trinchera con Christian Sobrino en su plataforma favorita de podcasts y compartan este episodio con sus amistades.Para contactar a Christian Sobrino y #PodcastLaTrinchera, nada mejor que mediante las siguientes plataformas:Facebook: @PodcastLaTrincheraTwitter: @zobrinovichInstagram: zobrinovichTikTok: @podcastlatrincheraYouTube: @PodcastLaTrinchera

Spencer Martin and Johan Bruyneel break down the week in cycling news, including Jonas Vingegaard's decision to take on the Giro/Tour double in 2026, Wout van Aert's quick recovery from his recent ankle surgery, Matteo Jorgenson's proposed race schedule, and what this means for their Visma team in 2026. They also discuss Jayco-AlUla's tactical disasterclass at the Australian Road Race National Championships and break down some interesting and revealing numbers from the 2025 season. Become a WEDŪ Member Today to Unlock VIP Access & Benefits: https://access.wedu.team AG1: AG1 is offering new subscribers a FREE $76 gift when you sign up. You'll get a Welcome Kit, a bottle of D3K2 AND 5 free travel packs in your first box. So make sure to check out https://www.DrinkAG1.com/themove to get this offer! That's https://DrinkAG1.com/themove to start your new year on a healthier note. Mint Mobile: This year, skip breaking a sweat AND breaking the bank. Get this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at https://mintmobile.com/themove. Upfront payment of $45 required (equivalent to $15/mo.) Limited-time new customer offer for the first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for details. Gusto: Try Gusto today at https://gusto.com/THEMOVE, and get three months free when you run your first payroll. Rugiet Ready: Head to https://rugiet.com/THEMOVE and use code THEMOVE to get 15% off today.

Damn, Doug actually came with some topics today! I can't say they were actually good ones, but they were topics. Death and Taxes? Not much originality about that. Do you want some cool merch? Check out the store here- https://www.niceguysonbusiness.com/merch Need podcast production? We've got your back. https://turnkeypodcast.com/contact Your Voice, your message, fully produced. Leave a voice mail for the Nice Guys: 424-2DJ-DOUG – (424) 235-3684Need help podcasting? http://www.TurnkeyPodcast.comJoin our Nice Guys Community. http://www.NiceShortCut.com No time to get to this, but you can read the blog here: 12 Worries Every Entrepreneur Has (or they are lying) Show notes written lovingly by the most anonymous man (or woman) in the world. Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

In this follow-up to my popular Taxes 101 episode, we dive into the reality of debt and how to escape it. Drawing from timeless biblical principles (and a nod to practical steps like Dave Ramsey's approach), I'll share why debt can feel like bondage, how to create a payoff plan, and actionable tips for landscaping pros to avoid common traps like equipment financing pitfalls. If you're buried in credit cards, loans, or business debt, this episode gives you hope, scripture-backed motivation, and real steps toward freedom. Let's level up your money game together!

This episode explains how trusts really work and why they matter for business owners and families who want to protect their money. You'll learn the difference between revocable and irrevocable trusts, what each one is used for, and how they affect taxes and control. We keep it simple and show how trusts can support wealth planning, smart strategies, and better money decisions. Many people think trusts are only for the rich, but that's not true. They can help avoid probate, protect your assets, and make sure your money goes where you want it to. You'll also hear why choosing the wrong trust can backfire and why you need both a tax pro and an estate attorney to get it right. Listen now so you can protect what you've built and keep more of your wealth.   Next Steps:

A former suburban politician turned policy adviser, and a consultant's analysis of the Bears' stalled stadium search suggests economics and politics are to blame, and argues that politicians here should take the team's threat to move to Northwest Indiana seriouslyBecome a supporter of this podcast: https://www.spreaker.com/podcast/shaw-local-s-bears-insider-podcast--3098936/support.

A former suburban politician turned policy adviser, and a consultant's analysis of the Bears' stalled stadium search suggests economics and politics are to blame, and argues that politicians here should take the team's threat to move to Northwest Indiana seriouslyBecome a supporter of this podcast: https://www.spreaker.com/podcast/shaw-local-s-bears-insider-podcast--3098936/support.

The union representing LAFD is collecting signatures for a ballot measure for a 50 cent sales tax to fund their department. Would you vote for a sales tax increase to properly fund the LAFD?See omnystudio.com/listener for privacy information.

Taxes, taxes and more taxes! As we head into the Utah Legislative Session this coming Tuesday, there are always proposals that impact the way our tax dollars are used. Guest Host, Rusty Cannon, President and CEO of the Utah Credit Union Association and a local tax expert, walks through some of the top-of-mind tax legislation he's eyeing, including changes to property tax and gas tax.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Join us in Clean Biz Network! https://www.cleanbiznetwork.app/Get your Cleaning Business Automated! Visit https://cleanbizuniversity.com/automa...Join this channel to get access to perks:   / @ajsimmonsonline  Schedule a 1 on 1 Consultation: https://calendly.com/ajsimmonsLet my lead generation company to set bid appointments for you! Click here https://www.cleanbizcrm.com/leadgener...Follow: @AjSimmonsOnline on Instagram   / ajsimmonsonline  Need Business Insurance? Click this link https://nextinsurance.sjv.io/Ea23K9Need Business Credit? Apply at this linkhttps://americanexpress.com/en-us/ref...Thank you for watching, subscribing, liking, sharing, and commenting!!!!

So my guest bailed, but that's ok, cause you guys are great! I was looking forward to some fun conversation & you did NOT disappoint! We talked about everything from moving out of liberal states, to my new favorite spice to the riots in Minneapolist to Iran!Follow me on X: @MaryWalterRadio

Andy chats with a real person (not an advisor) doing their own retirement planning. This episode is a bit different from our normal real people chats though. Andy is joined by Kevin Lyles from the Rock Retirement Club. Kevin is a retired corporate lawyer who has since become a certified retirement coach, focusing on helping people with the non-financial aspects of retirement.In the episode, Andy & Kevin talk about six "Retirement Truths:"You never know when you have enough; there are too many uncertainties and too many changes in lifeThe 90/10 rule; before retirement, planning is often 90% financial, 10% non-financial. In retirement, planning is often 90% non-financial, 10% financialSearching for purpose can lead to frustration and failure to find itOptimization is great. But don't let the elusive quest for perfect be the enemy of good. Don't let yourself get stuck in analysis paralysisTo thrive in retirement, we must continue to grow and achieveRetirement isn't about money; it's about time. Tomorrow is not promised  Links in this episode:The Rock Retirement Club - hereTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

Alicia breaks down everything accounting professionals need to know about filing 1099-NEC and 1099-MISC forms in QuickBooks Online for 2026. She covers who qualifies for a 1099, which payment methods require filing, how to use QBO's Contractor Center and automated filing tools, and why the $600 threshold is finally changing to $2,000 in 2027. Alicia also shares practical workarounds for common issues like material reimbursements, state filing requirements, and what to do when contractors don't return their W-9 forms.SponsorsUNC - https://uqb.promo/unc(00:00) - Welcome to The Unofficial QuickBooks Accountants Podcast (00:19) - Diving into 1099 Forms (01:53) - Understanding 1099 Compliance (04:43) - Different Types of 1099 Forms (06:46) - QuickBooks and 1099 Management (07:25) - W-9 Forms and Common Mistakes (09:54) - Independent Contractors vs. Employees (13:34) - Who Needs a 1099? (17:56) - Payment Methods and 1099 Exemptions (22:59) - Using QuickBooks for 1099 Filing (29:24) - Filing and Correcting 1099s (41:33) - Conclusion and Additional Resources Alicia's Current Classes1099s in QBO: http://royl.ws/QBO1099?affiliate=5393907, recording with CPEQBO Year-end Cleanup for Taxes: http://royl.ws/yearend?affiliate=5393907, recording with CPEProjects & Job Costing in QBO, Jan 20: http://royl.ws/ProjectCenter?affiliate=5393907Sales Tax in QBO, Jan 27: http://royl.ws/SalesTax?affiliate=5393907Payroll Perfection Bundles (4 QBO Payroll classes - 1099s, Running Payroll, Compliance, and QB Time), Live Feb 3-10: http://royl.ws/payroll-perfection?affiliate=5393907  We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

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Hi. On today's episode, we look at Project 2025 – how much the Trump administration has already implemented and what's next on their demented wishlist.Hosted by Cody JohnstonExecutive Producer - Katy StollDirected by Will GordhWritten by Katie GoldinProduced by Jonathan HarrisEdited by Gregg MellerPost-Production Supervisor / Motion Graphics & VFX - John ConwayResearcher - Marco Siler-GonzalesGraphics by Clint DeNiscoHead Writer - David Christopher BellPATREON: https://patreon.com/somemorenewsMERCH: https://shop.somemorenews.comYOUTUBE MEMBERSHIP: https://www.youtube.com/channel/UCvlj0IzjSnNoduQF0l3VGng/join#Project2025 #somemorenews For a limited time, get 40% off your first Hungryroot box PLUS get a free item in every box for life. Go to https://hungryroot.com/smn and use code smn.If you're 21 or older, grab 25% off your first INDACLOUD order plus free shipping with code SMN at http://indacloud.co! Pluto TV. Stream Now. Pay Never.This year, skip breaking a sweat AND breaking the bank. Get this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at https://mintmobile.com/morenews – Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 50GB on Unlimited plan. Taxes & fees extra. See MINT MOBILE for details.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Getting Your Finances in Order series, we break down the most common business structures for lawn care pros—from sole proprietorships and LLCs to S-corps and beyond—explaining their federal tax setups, self-employment tax hits, pass-through rules, and the key 2026 quarterly estimated payment deadlines to help you choose wisely, save money, and stay penalty-free.

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Welcome to 2026 everythings awful lets go home. Jim spends this week on two constants in life, Taxes and Chocolates. Elton gets very Brigerton with a clumsy phesant, Darren tries to decipher the Foundation TV show through the works of Scatman John and Lee nutritionally regrets showing solidarity with his wifes new diet Then after a brief bit of feedback its on to this weeks film.  Gasp in wonder as we manage to review the Rob Reiner, Stephen King classic Misery, through the many detours into fandom entitlement, stalking, Stranger Things secret episodes, Mass Effect 3 and Bricktop from Snatch... I would suggest that it'd make sense if you listen to it, but alas I can't guarantee that. Media Discussed This Week Plur1bus - Apple TV Begonia - Amazon Prime VOD Shaun of the Dead - iTVX Top Gun Maverick - Channel 4 / 4OD  Foundation - Apple TV No Other Choice - VOD Quarantine - Steam / Xbox  Stranger Things - Netflix Mass Effect 3 - Steam / Xbox / Playstation Misery - Amazon Prime

In this episode, Jake and Dan discuss the disappointing playoff loss to the New England Patriots, and the corresponding moves by Jim Harbaugh and Joe Hortiz to fire OC Greg Roman and OL Coach Mike Devlin. Use promo code CHARGERSLAFB on Sleeper and get 100% match up to $100! https://Sleeper.com/promo/CHARGERSLAFB. Terms and conditions apply. #Sleeper     Subscribe to Chargers Unleashed Podcast: https://youtube.com/c/chargersunleashedpodcast Twitter: https://twitter.com/LAC_Unleashed Facebook: https://www.facebook.com/ChargersUnleashed Patreon: https://www.patreon.com/chargersunleashed   Chargers Unleashed Hosts: Jake Hefner (@JakeTHefner) and Dan Wolkenstein (@DanWSports)   Blueprints Host: Jason Balliet (@Syntari13)   Chargers Unleashed Podcast, and Blueprints, are weekly Chargers podcasts, part of the LAFB Network, covering all things Los Angeles Chargers. Chargers Unleashed and Blueprints provide listeners with unique and refreshing perspectives on the latest in Chargers news and storylines, along with special guest appearances, player interviews, off-season discussions for NFL Draft, Free Agency, training camps, and weekly updates surrounding Los Angeles Chargers for fans around the globe. Tune in for Chargers interviews, Chargers news, and more!   Chargers players discussed include Justin aHerbert, Derwin James, Joey Bosa, Khalil Mack, Rashawn Slater, Josh Palmer, Asante Samuel Jr, Daiyan Henley, Quentin Johnston, Tuli Tuipulotu, and much more. We also discuss Chargers Head Coach Jim Harbaugh, OC Greg Roman, DC Jesse Minter and the rest of the Chargers coaching staff. The LA Chargers 2024 draft class: 1 OT Joe Alt 2 WR Ladd McConkey 3  LB Junior Colson 4  DL Justin Eboigbe 5  CB Tarheeb Still 5  CB Cam Hart 6  RB Kimani Vidal 7  WR Brenden Rice 7  WR Cornelius Johnson   THANK YOU PARTNERS! This episode of Chargers Unleashed is brought to you by:   *** This episode is brought to you  by Mint Mobile: Go to our partner http://trymintmobile.com/chargersunleashed to get premium wireless for as low as $15 a month -  Limited time offer. New activation and upfront payment for 3 mo. service required. Taxes & fees extra. Unlimited plans using more than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply.   ***Ombré*** Go to https://ombremen.com/ and use the code UNLEASHED for 20% off your first order. Men's personal care that is crafted for the modern man who prioritize quality, sustainability, and convenience.   ***Head over to BetOnline.ag on your desktop or your mobile device to sign up today and receive your 50% Welcome Bonus on your first deposit! Just use our Promo Code: BLEAV to get started.   ***RSSM Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on the pod, Seth and Josh welcome Phoebe Robinson! Phoebe chats with them about growing up in the other Bedford (Ohio), the sweet and funny story about how her parents met, running marathons, the relationship she had with her brother growing up, and so much more! Plus, she talks about her new special, “I Don't Wanna Work Anymore,” is out now on YouTube! Watch more Family Trips episodes: https://www.youtube.com/playlist?list=PLlqYOfxU_jQem4_NRJPM8_wLBrEEQ17B6 ------------------------- Support our sponsors: DeleteMe Take control of your data and keep your private life private by signing up for DeleteMe. Now at a special discount for our listeners. Get 20% off your DeleteMe plan when you go to https://joindeleteme.com/trips and use promo code TRIPS at checkout. Blueland Right now, get 15% off your first order by going to https://Blueland.com/trips Mint Mobile Quit overspending on wireless with 50% off Unlimited premium wireless. Plans start at $15/month at https://MintMobile.com/TRIPS Limited time offer. Upfront payment of: $45 for 3-mo., $90 for 6-mo., or $180 for 12-mo. plan req'd ($15/mo. equiv.). Taxes & fees extra. Initial plan term only. Greater than 50GB may slow when network is busy. Capable device req'd. Availability, speed, & coverage varies. See mintmobile.com. ------------------------- Family Trips is produced by Rabbit Grin Productions. Theme song written and performed by Jeff Tweedy. ------------------------- About the Show: Lifelong brothers Seth Meyers and Josh Meyers ask guests to relive childhood memories, unforgettable family trips, and other disasters! New Episodes of Family Trips with the Meyers Brothers are available every Tuesday. ------------------------- Executive Producers: Rob Holysz, Jeph Porter, Natalie Holysz Creative Producer: Sam Skelton Coordinating Producer: Derek Johnson Video Editor: Josh Windisch Mix & Master: Josh Windisch Episode Artwork: Analise Jorgensen Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people believe their success with Infinite Banking hinges on choosing the perfect insurance company. In today's discussion, the financial coaches challenge that assumption head-on and explain why it's usually the wrong place to focus.The conversation breaks down a critical truth about Infinite Banking. The coaches explain why no policy, carrier, or illustration can replace disciplined cash-flow management, investor behavior, and intentional decision-making. Without those fundamentals, even a well-designed policy falls short of its potential.Listeners will hear real-world examples showing how access to cash, personal involvement, and repeatable systems matter far more than carrier selection. The conversation also highlights common mistakes people make when starting to implement the infinite banking concept.Ultimately, this episode reframes Infinite Banking as a long-term operating system for building passive income and legacy wealth. For investors seeking clarity, control, and scalability, this conversation outlines which actions drive results.Top three things you will learn:-Infinite banking success is driven by cash flow, behavior, and process, not the insurance company-Systems and consistent execution matter more than choosing the “perfect” product-The biggest mistakes that quietly sabotage infinite banking and how to prevent themDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this episode, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., tackle listener questions on reducing capital gains taxes and advanced tax strategies for real estate investors and business owners. They explore the intricacies of cost segregation studies and bonus depreciation versus Section 179, including timing issues for renovations. Amanda and Eliot discuss strategies for minimizing capital gains after decades of depreciation, converting ordinary income to capital gains in development deals, and the tax implications of oil and gas working interest investments. The duo also covers deductible expenses for corporate retreats, entity structuring for piano tuning and bookkeeping businesses, and sophisticated trading partnerships using C corporations. Finally, they take a deep dive into Solo 401(k) contribution limits, explaining the differences between employee contributions, employer matches, and the mega backdoor Roth strategy for maximizing retirement savings. Tune in for expert advice on these and more! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "I purchased a rental and did a cost seg in 2024. I renovated it in 2025. Can I use a cost segregation and/or Section 179 to depreciate the new renovation assets in 2025?" Answer: Yes, bonus depreciation works; 179 has limitations. [21:16] “How can I reduce capital gains on the sale of a rental property after nearly 27 and a half years? The accelerated depreciation reduced the basis to zero." Answer: 1031 exchange, installment sale, or opportunity zones. "How can I get capital gains on my K-1 instead of ordinary income on my investment into a real estate developer corporation?" Answer: Development corporations typically generate ordinary income, not capital. "What expenses for an off-site retreat for an LLC member and officers meeting are deductible? For example, travel, lodging, meals, activities." Answer: Travel, lodging, 50% meals if genuinely business-related. "If I invest in an oil and gas working interest and I have a first year larger intangible drilling cost loss than is needed for a given tax year based on adjusted gross income, can the excess be carried forward to a future tax year as a net operating loss? Would the NOL have alternative minimum tax implications as well?" Answer: Yes, NOL carries forward; minimal AMT concerns today. "How do I set up a holding company in California? I want the holding company to own my two companies. One's a piano tuning business and then a bookkeeping business. I have an average income of $125,000 per year combined: $45K for piano, $80K for bookkeeping." Answer: Wyoming LLC holding company owns two California entities. "I want more information on how I can structure my LLC more efficiently for day trading. What can I do to minimize my taxes for the new year? How can I lower my capital gains tax from day trading?" Answer: Trading partnership with C corporation for deductions. "Please take a deep dive into Solo 401(k) contributions. What are the individual contribution limits, employer match limits, and especially the voluntary after tax contribution limits. Which components need to be earned income and how does this change if contributing to a Roth 401(k)?" Answer: $72K total; $24.5K employee; mega backdoor uses after-tax. Resources: Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=how-to-reduce-capital-gains-taxes-when-selling-a-rental-property&utm_medium=podcast Schedule Your FREE Consultation https://andersonadvisors.com/strategy-session/?utm_source=how-to-reduce-capital-gains-taxes-when-selling-a-rental-property&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons

WMAL GUEST: JOHN MYRICK - Republican Running for Maryland Governor SOCIAL MEDIA: X.com/JohnMyrickForMD WEBSITE: JohnMyrickForMDGovernor.org Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Tuesday, January 13, 2026 / 7 AM HourSee omnystudio.com/listener for privacy information.

In the 6 AM hour, Larry O’Connor and Cassie Smedile discussed: MARYLAND TAXES: Governor Wes Moore insists no tax raises amid $1.5 billion budget deficit, focusing on safety, education, and housing. ELECTRICITY BILLS: Discussion on skyrocketing electricity bills in Maryland. MINNESOTA SCANDAL: Senate Republicans, led by Marsha Blackburn, push to deport and denaturalize fraudsters involved in the scandal. Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Tuesday, January 13, 2026 / 6 AM HourSee omnystudio.com/listener for privacy information.

In this episode of the Sunlight Tax Podcast, I break down everything self-employed business owners need to know about 1099s – what they are, why they matter, and what's changed under current 1099 reporting rules. If you work with independent contractors, I walk you through a clear, step-by-step 1099 checklist to help you file correctly and on time. We cover why accurate bookkeeping is important, when and why to collect W-9 forms, and how to avoid common 1099 mistakes that can trigger IRS penalties. I also explain the different types of 1099 forms (including which ones apply to freelancers and small businesses), what each form is used for, and the penalties for failing to file or filing incorrectly.  Also mentioned in today's episode:  01:00 Understanding 1099: The Basics 04:31 The Importance of 1099s 10:53 The kinds of 1099s you are going to be dealing with 18:20 Checklist for Issuing 1099s 25:45 Other Resources for filing 1099s   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Get my 1-hour course: All About 1099s Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions

Get ready to transform your wealth-building strategy! Join us for the Wealth-Building for the Rest of Us: Real Estate, Franchising & Infinite Banking Masterclass on January 15, 2026 (1:00–4:00 PM CT). Learn from industry experts Anthony Faso & Cameron Christiansen, Monika Jazyk, and Lance Graulich as they reveal how to leverage Real Estate, Franchising, and Infinite Banking to unlock financial success.

Digital Drama 1-13-2026 …People file their taxes every year? Really?

Denmark is changing. Here's what matters. Derek and Brooke highlight what's changing in Denmark in 2026 and why it matters, with the goal of helping you feel more grounded in your adopted home. No matter if top-top SKAT is in your future or not, these changes shape daily life in ways that are worth understanding. This conversation connects the dots between everyday costs, small policy shifts, and the rhythms of living in Denmark long term. Some changes show up quickly, like prices or routines. Others are easier to miss but still influence daily life. Together, they offer context, perspective, and a sense of where things are heading.Derek Hartman: https://www.instagram.com/derekhartmandk https://youtube.com/c/robetrottinghttps://tiktok.com/@derekhartmandkwww.facebook.com/robetrottingBrooke Black:https://instagram.com/brookeblackjusthttps://www.tiktok.com/@brookeblackjustNew rules on medicine: https://laegemiddelstyrelsen.dk/da/nyheder/2025/nye-regler-for-privatpersoners-indfoersel-af-medicin-til-danmark-fra-1-januar-2026/

MarceyLynn, Once Again: Taxes Taxes Taxes by WNHH Community Radio

Send us a textIdentifying and Addressing Common Financial Blind Spots for High EarnersIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, discusses six common financial blind spots that high-income earners often face. Using a metaphor of a surgeon's pattern recognition, he explains how financial planning works and highlights the importance of coordinating financial actions to ensure a strong plan. The blind spots covered include confusing high income with a strong plan, overfunding retirement accounts, optimizing for taxes at the expense of life, focusing on net worth instead of flexibility, over-optimizing, and waiting for confidence before making changes. Hunter emphasizes the importance of having a clear plan, understanding trade-offs, and striving for flexibility to achieve financial goals and live a better life.00:00 Welcome to The Retire Early Retire Now Podcast01:30 Understanding Financial Blind Spots02:10 Blind Spot #1: Confusing High Income with a Strong Plan04:08 Blind Spot #2: Overfunding Retirement Accounts06:43 Blind Spot #3: Optimizing for Taxes at the Expense of Life07:57 Blind Spot #4: Focusing on Net Worth Instead of Optionality10:56 Blind Spot #5: Over Optimizing and Analysis Paralysis12:47 Blind Spot #6: Waiting for Confidence Before Making Changes15:22 Bringing It All Together16:12 Conclusion and Contact InformationCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Gian Pazzia is a nationally recognized authority on advanced tax strategies for real estate investors, CPAs, and business owners, with more than 25 years of experience. A former Big 4 structural engineer turned tax incentive strategist, he is the co-founder of KBKG, the industry leader in cost segregation studies with offices nationwide, and has helped clients save over $10 billion in taxes since 1999. A past president and longtime board member of the American Society of Cost Segregation Professionals, Gian has testified before the IRS, published extensively in leading tax journals, spoken to thousands nationwide, and pioneered the first online cost segregation platform, making sophisticated tax strategies more accessible to real estate owners.   Here's some of the topics we covered:   Why civil engineers are the secret weapon behind cost segregation Cost segregation finally explained in plain English The 2026 depreciation shift and how it could supercharge your returns How investors unlock massive first year write offs Cost segregation versus a 1031 and which wins when What cost segregation actually costs and why it's worth it Estate tax planning ninja moves most investors never hear about The short term rental tax loopholes smart investors are using   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Fan helps Jeffrey with his taxes by listing every handout he received in 2025. Ex-husband charged with murder in killing of Ohio dentist and his wife. Olympic sport struck by 'penis-gate' chaos as athletes accused of cheating rules. Man livestreams his own death while viewers egged him on and gave him money. Jennifer Lawrence slammed for rehoming dog who bit her child Women want to start dating dogs instead of men. New video of the ICE shooting in Minneapolis has been released.

Fan helps Jeffrey with his taxes by listing every handout he received in 2025. Ex-husband charged with murder in killing of Ohio dentist and his wife. Olympic sport struck by 'penis-gate' chaos as athletes accused of cheating rules. Man livestreams his own death while viewers egged him on and gave him money. Jennifer Lawrence slammed for rehoming dog who bit her child Women want to start dating dogs instead of men. New video of the ICE shooting in Minneapolis has been released.See omnystudio.com/listener for privacy information.

Trump Admin Goes Nuclear, Launches Criminal Investigation of Private Federal Reserve! 47 Also Launches Multiple Populist Initiatives, Bans BlackRock From Buying Up Family Homes, Kills Taxes On Small Loan Interest

Curtis Cottle is a Certified Financial Fiduciary, visionary growth strategist and cofounder of one of Michigan's fastest-scaling financial services firms. He specializes in retirement planning, estate planning, and strategic tax strategies designed to help families and business owners protect and grow their wealth.At the core of his firm's approach is a deep emphasis on strategic tax planning as it relates to retirement, helping clients keep more of what they've earned and build long-term financial confidence.He's the creator of the Wealth Wellness Checkup, a planning experience that uncovers hidden financial blind spots and helps people make smart, informed decisions. The firm is built to simplify complexity, bring structure to planning, and deliver personalized strategies that work in the real world.With nearly two decades of experience, Curtis is known for cutting through the noise, building lasting relationships, and helping people create long-term security without the guesswork.When he's not driving growth or designing new campaigns, you'll find him investing in his team, building partnerships, or spending time with his family, living the same values his business is built on: fun, unity, and getting things done.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-curtis-cottle-founder-of-sbc-financial-discussing-taxes-in-retirement

A new year always brings fresh predictions, louder headlines, and plenty of pressure. In the first Off the Wall episode of the year, Nate W. Tonsager, CIPM and David B. Armstrong, CFA take a step back and anchor the conversation in the reality of what happened in 2025, and why that context is essential as we head into 2026. They reflect on the surprises that shaped last year and connected those lessons to the environment ahead. Key topics: Global markets and why international equities outpaced U.S. stocks in 2025 Volatility, drawdowns, and what last year revealed about investor behavior Why diversification showed up when it mattered most The absence of a recession and what surprised markets along the way Interest rates, inflation, and what the data suggests for 2026 Historical patterns that shape expectations for the year ahead —-   Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures   Episode Timeline/Key Highlights:   0:00 — We're back: college football picks and the market backdrop 2:46 — 2025 market winners: why global stocks outperformed 6:10 — The S&P 500 question, behavior gaps, and staying invested 12:23 — 2025 surprises: no recession, tariffs, and asset class shifts 21:18 — What worked: metals, market tails, and quiet standouts 24:48 — What we're watching for 2026: diversification, election-year volatility, and cash planning   Resources Mentioned: 11:41 - What is Direct Indexing? Customization, Taxes, and More - Monument Wealth Management - https://monumentwealthmanagement.com/resource/direct-indexing-benefits-taxes/   Connect with Monument Wealth Management:    Visit our website: https://monumentwealthmanagement.com/   Follow us on Instagram: https://www.instagram.com/monumentwealth/#   Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/   Connect on Facebook: https://www.facebook.com/MonumentWealthManagement   Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit   Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/   About "Off the Wall":    Markets are noisy. Your time is limited. Off The Wall cuts through the clutter. Hosts Dave Armstrong, CFA and Nate Tonsager, CIPM bring you straightforward, candid insights about what's really moving markets and why it matters for successful investors. From economic shifts to portfolio positioning, we break down the complexities so you can invest with intention and stay grounded when headlines and life feels chaotic.   Learn more about our hosts on our website at https://monumentwealthmanagement.com 

Bruce said something on the show that stuck with me because it's so honest: Everyone thinks they're an aggressive investor… until they lose money. And it's true. Most people don't even realize the biggest financial planning mistakes they're making until the moment something “unexpected” happens: a market drop, a job change, a medical curveball, an opportunity they can't jump on because their money is locked away. https://www.youtube.com/live/wp4PzmsvzFQ Bruce also joked that when people go to casinos, nobody ever admits they lost. They either “won” or “broke even.” But those crystal chandeliers weren't paid for by winners. That's exactly what happens in real life with money. In the good years, we feel smart. In the up markets, we feel confident. And when everyone around us is sharing their “wins,” it's easy to believe the biggest risk is simply not being invested enough. But then the market drops. A business hits a slow season. A medical issue shows up. Interest rates shift. Taxes rise. Or the opportunity you've been praying for appears—and your cash is locked up, waiting on someone else's permission. That's what today's conversation is about: the sneaky, everyday financial planning mistakes that create real risk—often more than the stock market ever will. What Most Financial Planning Mistakes Really Look LikeFinancial Planning Mistakes Start With Misunderstanding “Risk”Risk tolerance vs risk capacity (and why it matters)Financial Planning Mistakes: Chasing Returns vs Long-Term Financial SecurityThe hidden cost of FOMOThe Safety, Liquidity, and Growth FrameworkHow to balance safety, liquidity, and growth in a portfolioLiquidity Risk in Financial Planning: Locking Money Away Without Realizing ItFinancial Planning Mistakes: Outsourcing Control and Financial Thinking1) Relying on assumptions instead of strategy2) Giving up access and permissionRetirement Planning Mistakes: Why the “Way Down the Mountain” Is HarderWhat is sequence of returns risk in retirement?How to reduce sequence of returns riskTax Risk: Required Minimum Distributions and the Inherited IRA 10-Year RuleRequired minimum distributions tax planningInherited IRA 10-year rule taxes (SECURE Act)How to Minimize Risk: Whole Life Insurance Cash Value - Liquidityand Legacy ProtectionWhole life insurance as a volatility bufferA personal note on why this mattersWhat to Remember and What to Do NextListen to the Full Episode on Financial Planning MistakesFAQWhat are the most common financial planning mistakes?What is sequence of returns risk in retirement?How do you define risk tolerance vs risk capacity?Why is liquidity important in financial planning?How do required minimum distributions create tax risk?How does the inherited IRA 10-year rule affect heirs?Can whole life insurance reduce portfolio risk? What Most Financial Planning Mistakes Really Look Like When most people hear the word “risk,” they immediately think of market volatility. The stock market goes up and down. Inflation eats purchasing power. Taxes change. Interest rates rise. Those are real risks. But they're not the only risks—and for many families, they're not even the biggest ones. Some of the most risky moves in financial planning are the ones that feel “normal”: Chasing returns because you don't want to miss out Locking money away without liquidity Relying on assumptions instead of strategy Outsourcing too much control and decision-making Ignoring tax risk until required minimum distributions force your hand Building retirement plans without accounting for sequence of returns risk This post is designed to help you identify the financial planning mistakes that quietly erode your financial strength. You'll also learn a simple framework—safety, liquidity, and growth—that makes decisions clearer, and helps you reduce risk in ways most financial conversations never touch. If you want more control, more flexibility, and more confidence in your future, this is for you. Financial Planning Mistakes Start With Misunderstanding “Risk” Risk is a subjective word. What feels risky to you might feel normal to your friend, your neighbor, or even your spouse. People in the same family can interpret “risk” in completely different ways. That's why generic risk questionnaires often miss the point. They may score your “risk tolerance,” but they can't fully capture how you'll actually respond when real money is on the line and emotions show up. One of the clearest ways to surface what risk truly means to you is to compare two types of risk most people don't realize they carry: The risk of losing money (or seeing your account value drop) The risk of missing upside (watching the market rise while your portfolio lags) Here's a simple question that cuts through the noise: If the stock market goes up 20% and you only go up 5%, does that make you feel worse than if the market goes down 20% and you go down 20%—but you could have only gone down 5%? Both matter. Both affect behavior. Both can lead to costly decisions—especially if your plan was built without understanding which kind of risk you actually can live with. Risk tolerance vs risk capacity (and why it matters) Another layer that's often overlooked is the difference between risk tolerance and risk capacity. Risk tolerance is emotional. It's how you feel. Risk capacity is structural. It's whether you can absorb a financial hit without changing your life, your timeline, or your goals. Someone might feel “aggressive” in theory—but if they can't open their investment statements during a downturn, that's a signal. If a portfolio drop would force them to delay retirement, sell assets at the wrong time, or sacrifice lifestyle essentials, that's a signal too. Many financial planning mistakes happen when confidence is treated as a plan. Financial Planning Mistakes: Chasing Returns vs Long-Term Financial Security One of the most common risky financial planning moves is chasing returns without thinking through the cost of the downside. It's easy to get pulled into what looks like success—especially when you're only seeing the highlight reel. People talk about the big win: The stock that exploded The crypto run The rental property that doubled The syndication that paid great returns for a few years What you don't hear as often is the full story: the losses, the near-misses, the stress, the deals that didn't work, the years where returns were negative, or the moment one major downturn wiped out a decade of progress. There's also a common belief that causes people to justify risky moves: “More risk means higher returns.” That's not what higher risk means. Higher risk means higher potential for loss. Sometimes you win big. Sometimes you lose big. And it only takes one major loss to erase years of steady gains. This is why chasing returns vs long-term financial security is such an important conversation. The goal isn't to catch every upside. The goal is to build a system that lets you keep moving forward—regardless of what the economy does. The hidden cost of FOMO Fear of missing out isn't just emotional—it changes behavior. It can push you to: Abandon a sound plan for a trendy one Overconcentrate in one asset class Take on leverage you wouldn't normally take Move money too quickly without understanding what you're buying FOMO convinces you that the risk is “not being in.” But sometimes the real risk is being in something you don't understand, can't control, and can't exit cleanly. The Safety, Liquidity, and Growth Framework There are three primary attributes that matter in every financial decision: Safety Liquidity Growth Most people have been taught to focus almost exclusively on growth. That's why financial planning mistakes are so common—because growth is only one part of the equation. You generally can't maximize all three attributes in one place. Each asset carries trade-offs. That doesn't mean you avoid growth. It means you assign each bucket of money a purpose—and then choose the asset that does that job best. How to balance safety, liquidity, and growth in a portfolio A better question than “What's the best investment?” is: What is this money supposed to do? Different dollars have different jobs. Some dollars are meant to be stable and accessible (emergency reserves, opportunity funds, tax buffers). Some dollars can take on long-term growth risk (true long-term capital). Some dollars are meant to create income, serve as a legacy tool, or act as a stability anchor. When every dollar is forced into a growth-only mindset, families create unnecessary vulnerability. Liquidity Risk in Financial Planning: Locking Money Away Without Realizing It Liquidity risk is one of the most underestimated financial planning mistakes. It shows up when you can't access your money without: penalties approvals delays forced timing market losses gatekeepers It might be your money, but it isn't in your control. This can happen in many places: retirement accounts with early withdrawal penalties strategies that require “qualifying” to access cash equity trapped in assets that can't be sold quickly products that take months (or longer) to unwind investments that require perfect conditions to exit A real example: someone retiring from a school system is offered a pension decision—take a higher monthly payment, or reduce it to take a lump sum. The lump sum sounds like “freedom,” but if it must be rolled to an IRA and the person is under 59½, access is restricted without penalty. That's a liquidity problem. And it's a control problem. “Locking money away without liquidity” is often disguised as “being responsible” Many people make decisions that look responsible on paper—max out accounts,

Roger and Annie open 2026 by reviewing the major provisions from the Big Beautiful Bill that will affect this tax season, including no tax on tips, overtime exemptions, senior deductions, and car loan interest. They shift focus to practice management essentials that often get overlooked, discussing how to set boundaries with clients, right-size your firm, avoid becoming a bottleneck, and build a sustainable business model that doesn't require working 90-hour weeks. The conversation covers everything from engagement letters and payment policies to contingency planning and post-season evaluation.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Links mentioned in this episodeChapters(00:00) - FTU 67 (00:37) - Overview of 2026 Tax Season Changes (02:31) - Key Tax Provisions for 2025 (05:16) - No Tax on Tips and Overtime (11:59) - Senior Citizen Deduction and Car Loan Interest (15:10) - Introduction of Trump Accounts (19:55) - Practice Management and Work-Life Balance (31:12) - The Importance of Delegation and Trust (31:59) - ‌ (34:54) - Contingency Planning for Unforeseen Circumstances (42:13) - Client Engagement and Scope Management (48:15) - Post-Tax Season Evaluation (53:13) - New Legislation and Client Communication (59:17) - Final Thoughts and Encouragement Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

2026 Tax Revolt: Millions Refusing to Pay Government Taxes – Here's Why  The Growing Tax Strike Nobody Wants To Talk About. America's Breaking Point? Americans are fed up. High taxes. Higher prices. Endless wars. Government waste. And now something new is bubbling beneath the surface: not protest, not riots… resignation. People quietly opting out. Some are talking about a “tax strike.” Is this dangerous? Is it justified? Does it unite the country… or blow it apart? Let's talk about it honestly. This isn't left or right. This is ordinary Americans reaching a breaking point. Stay Dangerous. Watch this video at- https://youtu.be/Qi8ipxFvB68?si=7F1mqyPmUAT-H_TA Tim Black TV 210K subscribers 8,019 views Jan 2, 2026 The Most Dangerous Night Show in America | Tim Black Live #TaxStrike #Tax #incomeinequality 00:00 — People Are Reaching Their Breaking Point 00:18 — Protest vs Resignation: A More Dangerous Shift 00:36 — “I'm Done Paying Taxes” Sentiment Grows 01:00 — 30 Years Working… And Nothing To Show For It 01:17 — Why A Tax Strike Terrifies Government 01:40 — We're Taxed Everywhere…On Everything 02:00 — People Feel Cheated By The System 02:09 — Tax Strike 2026 Calls Begin 02:23 — Could This Unite America? 02:41 — Wasteful Spending And Corruption Anger Americans 03:02 — Minnesota COVID Fraud Example 03:44 — When People Stop Believing In The System 04:05 — Major Voices Now Calling For A Tax Strike 04:10 — The Big Question… Then What? 04:14 — What Happens If People Quietly Opt Out? 04:30 — Power Only Exists If People Obey 04:44 — Reform Or Retaliation? 04:59 — “This Is What It Feels Like To Be A Slave” Anger And Pain 05:49 — Taxation Without Representation 06:06 — Does This Unite Or Divide America? 06:16 — Nobody Knows How This Ends 06:18 — Higher Taxes, Worse Services, Growing Anger 06:27 — Americans Are Waking Up Together 06:47 — This is Becoming A Movement 07:10 — Income Inequality + Oligarch Tax Structure 07:45 — Trump: “We May Eliminate Income Tax” 08:08 — America May Finally Be United… Against This 08:22 — Trust In Media Is Gone… And So Is Trust In Government Spending 09:05 — Americans Are Tired Of Being Scammed 09:34 — Can We Finally Come Together As A Country? 09:59 — Forget Parties… Do You Care About America Or Not? 10:23 — It Doesn't Matter Who You Are… Everyone Feels This 10:40 — The Country May Have Accidentally United Itself 10:48 — Was All The Distraction On Purpose? 11:18 — Watch The Most Dangerous Show In America "I'm not a news channel. I'm a commentator. - Tim Black"