Podcasts about military families

Losing the uniform can mean losing identity, reputation, and even the sense of mission that kept you moving forward. For many, the transition feels like starting from zero. That is exactly what Stephen Bump faced after 12 years in the Air Force. His journey carried him from aerospace engineering to Eli Lilly, through business school, and finally into building his own consulting firm. Along the way, he learned to trust others, embrace humility, protect family time, and make career moves that aligned with his own values, not just someone else's definition of success. This conversation is about facing the uncomfortable reality that no one in your civilian job cares about your rank or medals, and how that is not the end but the beginning. From finding purpose in unexpected industries, to reclaiming fitness and family balance, to using the GI Bill and veteran resources to carve a better future, Stephen lays out a roadmap any veteran can use to transition with clarity and confidence. Timestamps: 00:07:45 - The hardest part of starting over in civilian careers 00:15:45 - Losing fitness and regaining it through entrepreneurship 00:22:15 - The freedom and responsibility of choosing your own clients 00:28:30 - Breaking free from other people's definitions of success 00:39:00 - The veteran resources that made the biggest difference Links & Resources Veteran Suicide & Crisis Line: Dial 988, then press 1 Website: https://www.persperity.net Follow Stephen Bump on LinkedIn: https://www.linkedin.com/in/stephenbump/ Resources mentioned in the episode: Cameron Brooks Headhunter: https://www.cameron-brooks.com/ Syracuse University Institute for Veterans and Military Families: https://ivmf.syracuse.edu/ GI Bill: https://www.va.gov/education/about-gi-bill-benefits/ Transcript View the transcript for this episode.

In this episode of More Than a Milspouse, I'm chatting with Jennifer Barnhill, whose new book releases next week. Jen and I dive into the realities of military life and explore the incredible power of sharing military family stories. We talk about: The changing landscape of military spouse volunteerism Leaning into your unique skills—even when your career path needs to pivot How telling our stories can elevate the voices of military families and create real change This conversation is such a timely reminder that our experiences matter and that when we share them, we not only connect with others but also help people outside the military community understand our lives and needs. Better Together, Christine   MENTIONED IN THIS EPISODE Get the Book: The Military Stories You've Been Told and the Ones You Need to Hear by Jennifer Barnhill Connect with Jennifer www.jenniferbarnhill.com LinkedIn Instagram Substack RESOURCES Work With Me Join The Free Community Free Clarity Workshop Clarity Course Leave a Show Review. Pretty Please!

Show SummaryThis episode features a conversation with Kathleen Ellertson, the Founder and President of the Veteran Art Institute. The Veteran Art Institute is a 501(c)3 Nonprofit dedicated to honoring and empowering active-duty military and veterans through the arts.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestKristin Saboe, PhD, is an Industrial-Organizational Psychologist that uses science and research to drive large-scale impact at the intersection of strategy, policy, and research. She is the Head of Employee Voice at Google, a professor at Georgetown University, and a U.S. Army Reserve futures innovation officer. Dr. Saboe previously led Employee Listening, Research, and Strategy at The Boeing Company. In this role she authored and led Boeing's talent strategy for veterans and military connected employees. Prior to this, she served as an Army Research Psychologist establishing strategy and policy for performance optimization, analytics, and talent management. She holds a PhD in Industrial-Organizational Psychology, is a fellow of the American Psychological Association, Society for Industrial-Organizational Psychology, and the Society for Military Psychology. She received the early career award from both the Society for Military Psychology and the Society for Industrial-Organizational Psychology and was recognized for her leadership impact by the President George W Bush Institute in 2019. She is co-editor of the book Military Veterans Employment: A Guide for the Data-Driven Leader and provides pro bono support leading Government Relations and Advocacy for the Society for Industrial-Organizational Psychology, as founding board member of the Military Psychology Foundation, and for several nonprofits.Links Mentioned During the EpisodeMilitary Veteran Employment: A Guide for the Data-Driven LeaderPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the previous episode in this MCON series, episode 236 with Air Force Veteran Chris Jachimiec, a dedicated speaker and proponent for suicide prevention based on his own experience as a suicide loss survivor   You can find the resource here:  https://psycharmor.org/podcast/chris-jachemic Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

We're diving into investing with Cale Smith, founder and CEO of Bastion Fiduciary, a veteran-led fee-only RIA, and portfolio manager for the Bastion Energy Fund, an actively managed ETF. As a graduate of the U.S. Coast Guard Academy, Cale brings a unique perspective shaped by both military service and decades in finance. In this episode, he explains what a portfolio manager really does, the differences between ETFs, mutual funds, and index funds, and why most investors are better off keeping things simple. We also talk about leadership in investing, the biggest mistakes military families make with money, and why having a framework is essential for long-term success in the market. Show notes can be found here: https://milmo.co/podcast/investing-with-discipline-for-military-families For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

Let's talk about Johnson hearing from military families about Trump's shutdown while on TV....

A military spouse torches Mike Johnson for refusing to bring the House vote on military pay. A youth football team was punished after reporting that Black players were called racial slurs during a game. Letitia James indicted. Host: Dr. Rashad Richey (@IndisputableTYT) Co-Host: Dr. Ramesh Srinivasan *** SUBSCRIBE on ⁠⁠⁠YOUTUBE⁠⁠⁠  ☞ ⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/IndisputableTYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FOLLOW US ON: ⁠⁠⁠FACEBOOK⁠⁠⁠  ☞ ⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/IndisputableTYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠TWITTER⁠⁠⁠  ☞     ⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/IndisputableTYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠INSTAGRAM⁠⁠⁠ ☞ ⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/IndisputableTYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

A military mom's desperate plea to Speaker Mike Johnson reveals the GOP's moral collapse and the cruelty of conservative economics. The republican military wife admonished the Speaker.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

The government shutdown is stressful, especially for military families. In this episode, I get real about the uncertainty, the worry about paychecks, and how it impacts daily life. I share practical steps to help you navigate this time, even when everything feels out of control. You'll leave with actionable tips, encouragement, and a reminder that you are capable and resourceful, even in uncertain times. Better Together, Christine   MENTIONED IN THIS EPISODE Download the Milspouse Reset – Meditation, affirmations and journal prompts to calm your mind and body Join The Free Community – Join for support, encouragement and resources FINANCIAL EPISODES Ep 159. How to Make Money Using Skills You Already Have Ep 170. How to Develop Healthy Money Habits & Improve Your Finances with Jessica Baier Ep 210. How to Fuel Your Body on a Budget with Heather Campbell Ep 216. How to Budget and Save Money as a Military Family with Armed Forces Mutual COO Jerry Quinn Ep 231. 3 Game-Changing Financial Tips for Military Spouses with The Budget Besties Ep 249. “You're Not Bad With Money. You Just Need a New Mindset” with Janine Mix RESOURCES Feeling Stuck? Start Here Work With Me Free Clarity Workshop Clarity Course Leave a Show Review. Pretty Please!  

Mike Switzer interviews Moniek James, an ambassador for the Institute for Veterans and Military Families in Charleston, SC, host of the upcoming MilVet Business Summit on Oct. 16th.

In this heartfelt episode I sit down with my mom and sister to share a legacy of faith, resilience, and family love. My mom's story begins with her mom, an English war bride, who left everything familiar behind to start a new life in America. Later, mom had her own military journey after she married my dad who was stationed at first in Germany and eventually was deployed to Vietnam. Even though it was difficult, mom learned how to make anywhere feel like home. Through frequent moves, a long deployment, and so many home renovations, mom created a life centered on faith, love, and togetherness. Their story is a reminder that building a strong home isn't about having the perfect house—it's about the people, the faith, and the memories that fill it. In this episode, you'll hear: ✨ What life was like for my grandmother, a war bride starting over in a new country ✨ The lessons I learned from a dad who was always renovating and rebuilding ✨ What it means to “find home” no matter where you are If you love stories about faith, family, and the power of home, this one will touch your heart and inspire you to see your own family's story through fresh eyes. Don't forget to sign up for my new monthly newsletter, The Keeping Room: Faith, Favorites and a Little Southern Soul. It's like a monthly care package for your soul and home delivered straight to your inbox! Watch on YouTube Finding Home Wherever We Lived: My Mom's Story of Faith and Family with Christine Limoges (& Lisa Johns)  

Show SummaryThis episode features a conversation with Kathleen Ellertson, the Founder and President of the Veteran Art Institute. The Veteran Art Institute is a 501(c)3 Nonprofit dedicated to honoring and empowering active-duty military and veterans through the arts.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestKathleen Ellertson is the dedicated Founder and President of the Veteran Art Institute (VAI). Inspired by her father, an Army Air Forces Veteran and WWII Bronze Star Medal recipient, Kathleen has channeled her lifelong passion for the arts into a mission to honor veterans through creative expression. With a BFA in Art History and years of experience curating veteran art exhibits, including a notable year-long exhibit at the Pentagon, Kathleen has established VAI as a platform for veterans to showcase their work both online and in local galleries. Since its inception in 2019, VAI has not only hosted numerous art exhibitions but has also cultivated a nurturing community where veteran artists can share their stories and find solace. Kathleen's unwavering dedication to giving back to the veteran community continues to drive her work, making a meaningful impact through art and advocacy.Links Mentioned During the EpisodeVeteran Art Institute Web Site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Telling Your Story. Your experience in the United States military is one only you can tell and it's up to you how much you choose to share with others. In this course, four Veterans share their personal stories and offer insight.   You can find the resource here:  https://learn.psycharmor.org/courses/va-s-a-v-e Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

In this episode, Robert “Bob” Pizzini is joined by Ava Heil, an 18-year-old division one soccer player and daughter of a retired US Navy SEAL. The discussion highlights Ava's upbringing in a military family, touching on the unique challenges and resilience required, her experiences with her father's deployments, and how her parents inspired her. Ava shares her perspective on growing up in a military community, her aspirations to study biology and eventually become a dermatologist, and her diverse employment experiences. The conversation also covers the importance of discussing and processing the emotional toll of military life. Ava's story serves as an informative and heartfelt insight into the life of military children and families. Learn about all of these and more nuggets of insight in this latest episode of the Elevate Your Leadership podcast. KEY TAKEAWAYS Military families develop resilience through sacrifice and support. Open communication and expressing feelings are vital for mental health. Community and friendship provide essential support for military families. Role models at home inspire strength, grit, and ambition. QUOTES “Resilience is a key word in military families.” “If he could do that, I could do this.” “She did everything in silence. That example of quiet resilience left a lasting mark.” “It's really important to express your feelings and talk about them.” About Robert: Robert is a #1 Best Selling Author, Speaker, Award-Winning CEO, and above all, a Leadership Coach by heart. Join Robert and together you will lead with confidence, unify your team, and expand your comfort zone. Where to find Robert: Website - https://robertpizzini.com/ Apple Podcasts - https://podcasts.apple.com/us/podcast/elevate-your-leadership/id1547181480 YouTube - https://www.youtube.com/channel/UCqx9fuoZnq0--c1ttdckwLg  Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Maria Gallucci (she/her), Award-winning realtor and proud CODA and I recap the latest 5 Things: Good Vibes in DEI. This week our conversation is about Deaf athletes smashing barriers, Target's accessible checkout, Costa Rica's trans political breakthrough, and more!Here are this week's good vibes:Deaf athletes smash barriers on the courtTarget finally gets checkout rightCosta Rica votes for trans visibilitySesame Street hugs military kidsWalmart cuts the color—literallyGood Vibes to Go: Bernadette's GVTG: Watch some of Zarna Garg's stand up comedy. She has two hilarious specials on Hulu, including this year's Practical People Win. I like it when people don't take themselves or their cultures too seriously. Maria's GVTG: Try to love everybody…and support the LGBTQ+ community through your local LGBTQ center. More at lgbtqcenters.org.Read the Stories.Connect with Maria Gallucci.Subscribe to the 5 Things newsletter.Watch 5 Things Live on YouTube. Join thousands of readers by subscribing to the 5 Things newsletter. Enjoy some good vibes every Saturday morning. https://5thingsdei.com/

In this episode of the Investor Fuel Podcast, host Michelle Kesil speaks with Maria Perry, an expert in creative financing and affordable housing. Maria shares her journey as a military spouse and immigrant, her focus on mobile homes, and the importance of networking and relationship building in real estate. She discusses the challenges of the market and how creative financing strategies can provide solutions, ultimately leading to impactful investments that benefit communities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today, Jesse is joined by Spencer Reese—Air Force veteran, financial educator, and creator of the Military Money Manual—for a conversation about the surprising overlap between military transitions and civilian retirement. Together, they explore why the only constant in retirement is change, how life evolves through “go-go, slow-go, and no-go” phases, and Jesse's framework for a “Retiree's Financial Decathlon,” covering everything from building a sustainable paycheck to tax efficiency, healthcare, estate planning, and even learning to spend with intention. Spencer shares lessons from his own service and separation, highlighting the financial quirks of military life—like government-covered housing, allowances that incentivize marriage, and the all-too-common trap of buying too much car—as well as the importance of communication and systems for long-term success. Beyond the dollars, they discuss the identity shifts that come with leaving the military or workforce, the challenge of replacing purpose and community, and how preparation and adaptability ease the transition. Throughout, Jesse and Spencer remind listeners that whether you're a veteran or a civilian, financial independence is as much about mindset and meaning as it is about math. Key Takeaways: • Retirement is not a fixed point in time but an evolving, decades-long transition. • Purpose, meaning, and social connection are as critical as financial stability in retirement. • Jesse's “Retiree's Financial Decathlon” framework highlights ten essential planning areas, including building a paycheck, taxes, healthcare, estate planning, and spending. • Many military families struggle not from lack of will, but from lack of financial skills and role models. • Transitioning out of the military often brings a loss of identity, community, and structure, similar to civilian retirement. • Preparing early—whether through classes like TAP for veterans or retirement workshops for civilians—eases major life transitions. Key Timestamps:(00:00) – The Only Constant in Retirement: Change (07:59) – The Retiree's Financial Decathlon (20:09) – Interview with Spencer Reese: Military Financial Planning (31:20) – The Importance of Financial Vision and Communication (35:24) – Creating Financial Systems for Deployment (38:17) – Behavioral Traps and Financial Resources for Military Families (43:19) – Opportunities During Deployment (47:07) – Transitioning to Post-Service Life (50:18) – The Importance of Purpose and Meaning in Retirement (01:00:52) – Resources and Recommendations for Financial Success Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://militarymoneymanual.com/ LinkedIn: https://www.linkedin.com/in/spencer-c-reese/ Mentions:  https://bestinterest.blog/your-only-retirement-constant-will-be-change/ https://bestinterest.blog/the-retirees-financial-decathlon/ https://bestinterest.blog/e108/ https://bestinterest.blog/e106/ https://bestinterest.blog/when-should-i-take-social-security/ https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://bestinterest.blog/planning-for-your-healthcare-costs-to-and-through-retirement/ https://www.militaryonesource.mil/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Show Summaryfeaturing a conversation with PsychArmor's own Jenna Pryor, Vice President of Partnerships, and the Co-Hosts of Humana Radio's The Debrief Podcast, Donny Distler and Leigh Barnett. Donny and Leigh have a great conversation about how PsychArmor's courses can support Suicide Prevention and greater awareness of military culture in the health provider community.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestThis week's episode is a replay of a conversation with PsychArmor's Vice President of Partnerships, Jenna Pryor, and the Co-Hosts of Human Radio's The Debrief Podcast, Leigh Ann Barnett and Donnie Distler. Leigh Ann is a military family member who serves as an SNP Care Management and Case Manager with Humana, and Donnie is a Navy Veteran and Senior Acquisition Integration Professional with Humana. The Debrief Podcast is a series that is produced on behalf of Humana's SALUTE network resource group for Humana staff that have a military and veteran affiliation. Links Mentioned During the EpisodeHumana's SALUTE Network Resource GroupVA S.A.V.E. Training15 Things Veterans Want You to Know PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the VA S.A.V.E. course. In collaboration with the Department of Veteran Affairs, this course covers suicide risk in the military and Veteran communities. Learn to identify at-risk Veterans and use S.A.V.E. steps to help make a difference.   You can find the resource here:  https://learn.psycharmor.org/courses/va-s-a-v-e Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs them! In today's episode, we'll discuss the complex financial and logistical aspects of military divorce, covering everything from pension division to healthcare benefits, tax implications, and emotional support strategies. Key Topics Jurisdiction & Legal Considerations Multiple state options for filing (voting state, property ownership state, driver's license state, tax filing state) Importance of consulting with an attorney early to determine proper jurisdiction Each state has different rules, formulas, and processes JAG office can provide consultation but cannot represent service members in divorce proceedings Types of Divorce Processes Four main options: DIY without professionals, mediation, collaborative divorce, litigation Court is NOT the only option Out-of-court processes (mediation, collaborative) are often more cost-effective, private, and less stressful Consulting attorneys vs. representing attorneys - different roles and costs Military Pension Division Division is not the only option - can use offsetting with other assets Must determine what portion is "marital" vs. "separate" property Not all pension components are divisible (e.g., VA disability) Requires a Military Retirement Pay Division Order through DFAS Differences between active duty, reservist, and guard member pensions Survivor Benefit Plan (SBP) Critical considerations: Only ONE SBP beneficiary can be named Previous spouses from earlier marriages may already occupy the "SBP chair" Premium costs must be negotiated Former spouse can be SBP beneficiary even without receiving pension payments Time-sensitive: Required forms must be submitted within specific timeframe or rights are lost Cannot be automatically transferred - requires proper paperwork TRICARE Benefits Courts CANNOT order TRICARE coverage - falls under federal rules Key rules: 20-20-20 (full benefits for life), 20-20-15 (transitional benefits) Based on: length of marriage, service member's creditable years, overlap period COBRA-like option available if don't meet other rules GI Bill Transfer Must be transferred WHILE married - cannot go to former spouse after divorce Service member can rescind the transfer Can be transferred to children as alternative Settlement agreement language is critical to protect this benefit Thrift Savings Plan (TSP) Multiple TSPs possible (civilian federal employee spouse, reservist who went active duty) Pre-tax and Roth portions have different tax consequences Must account for outstanding loans Requires Retirement Benefits Court Order (different from pension division order) Not always split - can use offset method with other assets Other Unique Military Assets to Consider Military leave - has monetary value on LES Credit card points and miles - can be worth $30,000-$40,000 USAA Subscriber Savings Account Pets - especially valuable show animals Life insurance policies Tax Implications Filing status changes Tax bracket shifts Capital gains considerations when dividing assets Pre-tax accounts (traditional IRA, 401k) vs. post-tax accounts have different real values Child tax credits and claiming dependents Early withdrawal penalties Marital vs. Separate Property Separate property: assets brought into marriage, inheritances, gifts (if kept separate and not commingled) Marital property: everything accumulated during marriage Characterization process is essential before division discussions Financial Mistakes to Avoid Making verbal agreements before completing full financial inventory Not understanding tax consequences of asset division Overlooking hidden assets (leave balance, points/miles, etc.) Rushing decisions - most divorce decisions have no do-overs Not considering pre-tax vs. post-tax asset values Misclassifying assets as marital or separate Practical First Steps Learn about all four divorce process options If abuse is present, seek legal counsel immediately Open credit card and bank account in your own name Create timeline of important dates and duty stations Gather supporting documents (tax returns, bank statements) in cloud storage Document account numbers, login credentials, passwords Consider consulting with CDFA before hiring representing attorney Supporting Someone Through Divorce Listen deeply and empathetically Avoid projecting your own divorce experience onto theirs Don't rush them into decisions Offer practical help (childcare, meals, house cleaning) Point them to resources (counselors, family services, professionals) Give them breathing room Key Takeaways Divorce in the military involves unique complexities beyond civilian divorces Court is not the only option - consider mediation or collaborative processes Complete financial inventory BEFORE making division decisions Everything accumulated during marriage is generally marital property Professional guidance (CDFA, attorney consultation) is an investment, not just a cost Most divorce decisions are final with no do-overs - take time to understand options Resources & Links David's website: sandoakdivorcesolutions.com Free 30-minute phone consultations available David's LinkedIn: linkedin.com/in/davidsmithcdfa/ Find a CDFA through Institute for Divorce Financial Analysts: institutedfa.com Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Show SummaryOn today's episode, we're featuring a conversation with Air Force Veteran Chris Jachimiec, a dedicated speaker and proponent for suicide prevention based on his own experience as a suicide loss survivor, and will be sharing his role at the upcoming event MCON, a live event in Las Vegas Nevada from October 23rd to October 26th, 2025Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestChris Jachimiec devoted 20 years to the United States Air Force, serving in critical leadership roles throughout his career. A veteran of Operation Southern Watch and the war in Afghanistan, he spent over 15 years stationed in Las Vegas, where he shaped the next generation of Airmen through mentorship and operational excellence. His dedication earned him three Meritorious Service Medals, three Air Force Commendation Medals, and the Air Force Achievement Medal, among numerous other accolades. He was also recognized as Air Combat Command First Sergeant of the Year (2016), the United States Air Force Warfare Center NCO of the Year (2012) and was a Distinguished Graduate at every level of Air Force Professional Military Education, demonstrating his leadership at the highest levels. After his medical retirement in 2020, Christransformed personal adversity into a mission of advocacy and support forfellow service members. Following the tragic loss of his brother, a Marineveteran, to suicide in 2017, he dedicated himself to mental health awarenessand suicide prevention. As a distinguished member of both the Governor's andMayor's Suicide Prevention Challenge teams, he works to create real change inveteran mental health initiatives. His commitment to this cause also led him towork with the Tragedy Assistance Program for Survivors (TAPS), providingcompassionate support to military families dealing with loss. His advocacyreached a national audience through his participation in the Ad Council's"Service Never Stops" campaign, which promotes responsible firearmstorage as a means of suicide prevention.  Chris currently provides livedexperience and subject matter expert support to a Department of Veteran'sAffairs led suicide prevention pilot program. Beyond his advocacy, Chris is also a champion inadaptive sports, competing in the 2022 Department of Defense Warrior Games,where he claimed multiple gold medals. His resilience, both physically andmentally, embodies the spirit of perseverance. Whether leading on thebattlefield, mentoring fellow veterans, or competing as an athlete, Chriscontinues to demonstrate that service extends far beyond active duty; it is alifelong commitment to supporting others and strengthening the veterancommunity. Links Mentioned During the EpisodeChris Jachemic on LinkedInMCON Web Site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is a recently released episode as part of our MCON Series, episode 235 with Marine Corps veteran Melissa Hawkins. Melissa is a member of the board of advisors of MCON, and shares her perspective on the event.   You can find the resource here:  https://psycharmor.org/podcast/melissa-hawkins Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "the new payday loan," Buy Now, Pay Later (BNPL) services. With over $170 billion in BNPL transactions this year and 91.5 million Americans using these services, this seemingly innocent payment option is creating a financial minefield for military families. Main Topics Covered: What Buy Now, Pay Later really is The psychology behind BNPL - how it removes the "pain" of spending and makes overspending dangerously easy Hidden dangers for military families: Multiple small debts that are impossible to track Late fees and additional charges that can turn a $5 purchase into a $35 expense Potential impact on security clearances as reporting to credit bureaus increases Marriage and relationship stress from hidden debt The trap of "death by a thousand cuts" - why small payments add up to big problems How BNPL differs from traditional credit - and why it's actually worse in many ways Recovery strategies for those already caught in the BNPL web Why layaway was better - and how its disappearance pushed consumers toward dangerous alternatives Resources & Links: Lacey Langford's website: Milmo.co Podcast: The Milmo Show (available on Apple, Spotify, and all podcast platforms) Conference: MilMoneyCon: milmoneycon.com UPDATE! Dates are announced now! May 6-8, 2026 in Savannah, GA Social Media: @Milmo (all platforms) or @MilMoneyCon Military financial counseling: Available free through base aid societies and Military OneSource If you're already using BNPL services, don't panic - but do take action. This episode provides a clear roadmap for getting back on track before small conveniences become big problems. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

The Defense Department Inspector General has found that the military services are not properly overseeing maintenance of privatized housing units. According to the recent investigation, military housing officials did not correctly perform any of the inspections the watchdog observed inspectors skipped critical safety checks, including making sure windows opened in case of an emergency and ensuring electric outlets were free of electrical hazards. The military housing offices did not have enough staff or equipment to comply with oversight requirements. Federal News Network's Anastasia Obis spoke to Christopher DePerro, Program Director at the inspector general office, about what his team has found.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The NICU and the military share common feelings of isolation, mental health challenges like  PTSD, and dependence upon friends and co-workers for support. In this week's episode, NICU military mom Taneisha Stamps shares her experience of being in the NICU with her son while their family was on a military base, far from home and family. She tenderly shares her struggles, how they faced them and when she knew they needed to reach out for assistance and help. It's a powerful episode and an especially poignant one for every NICU military family.  

In this episode of the Real Estate Pros podcast, host Erika speaks with Scott Hayford about his journey in real estate, particularly focusing on how he helps military families navigate the complexities of home buying and investing. Scott shares insights on the unique challenges faced by military families, the innovative approach of his platform Must Wants, and the importance of understanding local markets for successful investments. He emphasizes the need for due diligence and the value of building a strong network in the real estate industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Show SummaryOn today's episode, we're featuring a conversation with Marine Corps Veteran Melissa Hawkins, a retired Sergeant Major and a seasoned Physical Therapist with a specialization in sports medicine, orthopedic trauma, and the tactical athlete. We talk about her work as well as her role as a member of the Advisory Board of MCON, a live event in Las Vegas Nevada from October 23rd to October 26th, 2025Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestMelissa Hawkins' legacy is one of optimizing the human mind, body, and spirit, for greatness. A seasoned Physical Therapist with a specialization in sports medicine, orthopedic trauma, and the tactical athlete, Melissa has spent her entire adult life dedicated to enhancing the human body through injury prevention, rehabilitation, and human performance enhancement.Her career took an extraordinary turn when she served, and subsequently retired from, the Marine Corps Reserve. Her last assignment as the Senior Enlisted Advisor for the Human Performance Branch allowed her to combine her two careers and play a pivotal role in optimizing the well-being and performance of the men and women of the United States Marine Corps. Her commitment to ensuring that Marines not only operated at their peak physical condition, but also that of mental resilience, cognitive enhancement, and holistic well-being, solidified her reputation as a true advocate for human performance optimization.Continuing her mission to push the boundaries of human capability, Melissa now works with the Optimizing the Human Weapon System program, where she utilizes her expertise to enhance the lethality and capabilities of today's warfighters. Her work in this groundbreaking field is reshaping how we approach the future fight. With a keen understanding of the human body and a commitment to excellence, her tireless efforts continue to impact the lives of servicemen and women, as her commitment to those who serve, remains her top priority.Links Mentioned During the EpisodeMelissa Hawkins on LinkedInMCON Web Site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is a previous podcast episode talking about MCON, Episode 223. In this episode, we talk with Marine Corps veteran Waco Hoover, an entrepreneur and investor with over 20 years of experience in venture capital, M&A, entertainment, media and live events. We talk about MCON, an annual event that celebrates military culture and includes MCON Health conducted in partnership with PsychArmor. You can find the resource here:  https://psycharmor.org/podcast/waco-hoover-mcon Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Ruling Elder Mike Cloy talks about how ruling elders and churches can support and shepherd military families. Mike served in a career of 27 years that included combat commands at the battalion and brigade level, and having served and retired in the rank of full colonel.Mike speaks of the dedication to service and the pressures it places upon those serving, and their families. He speaks of the deep bonds formed in combat and of the importance of elders and churches reaching out to those in military service with the good news of Jesus and the power of the gospel.To read more about Mike (and a pair of night-vision goggles) see Christopher H. Wisdom's article, “A Chaplain in the Lord's Service” in New Horizons, (Feb, 2020).Mike's recommended reading…A. Craig Troxel, With All Your Heart: Orienting Your Mind, Desires, and Will toward Christ, Crossway, 2020.Nick Thompson, Growing Downward: The Path of Christ-exalting Humility, Reformation Heritage Books, 2022.Nick Thompson, Restless Devotion: An Urgent Call to Godward Discontentment, Reformation Heritage Books, 2025If you would like to contact Mike his email address is opcmikecloy@gmail.com

The American Legion is proud to introduce “Welcome Home,” a new podcast series from the Global War on Terrorism Memorial Foundation. GWOT Memorial Foundation CEO and former Army Green Beret Michael “Rod” Rodriguez chats with Chief of Staff and Army veteran Jennifer Ballou, who will host the upcoming series. The memorial will honor and remember military members who served since 9/11. Rodriguez and Ballow talk about their personal connections to the Global War on Terrorism, the memorial foundation and more in advance of the first episode of Season 1 of "Welcome Home," which will be released on Oct. 2. Special Guest: Michael "Rod" Rodriguez.

 Show SummaryOn today's episode, we're replaying a session of the PsychArmor LGBTQIA Community of Practice with PsyhcArmor Instructional Designer Ramon Salazar and Lindsay Church, the Executive Director and Co-Founder of Minority Veterans of America. PsychArmor's Community of Practice (CoP) on Supporting LGBTQIA+ Veterans is a dedicated space designed to equip providers with the knowledge, strategies, and resources necessary to improve care for LGBTQIA+ Veterans.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLindsay Church (they/them) is the Executive Director and Co-Founder of Minority Veterans of America, a non-partisan, non-profit organization dedicated to creating an equitable and just world for the minority veteran community including veterans of color, women, LGBTQ+, and (non) religious minority veterans. Lindsay has over a decade of experience rooted in military and veteran advocacy and grassroots organizing and has worked among numerous coalitions to usher in transformational policy changes and reforms. They have facilitated agency-wide cultural competency trainings and assessments to ensure organizations and governmental entities are able to serve their minority and veteran constituencies effectively, efficiently, and in a culturally informed manner.Lindsay received their graduate degree, with a focus in international conflict and countering violent extremism, and their undergraduate degree, in Near Eastern Language and Civilization and Comparative Islamic Studies, from the University of Washington. They also hold an associate degree in Persian-Farsi from Defense Language Institute. Lindsay is a veteran of the U.S. Navy, where they served as a Cryptologic Technician Interpretative.Lindsay currently serves on the Task Force on Outdoor Recreation for Veterans, an interagency council charged with providing recommendations for public land managers and organizations to increase access to outdoor recreation for service members, veterans, and their families. Prior to founding and leading the Minority Veterans of America, Lindsay served as the Assistant Director and co-founder of Student Veteran Life at the University of Washington. Their previous appointments include LGBTQ Commissioner for the City of Seattle, Co-Chair of Congresswoman Suzan Delbene's (WA-1) Veterans Advisory Council, steering committee member for Recreate Responsibly Coalition, and Co-Chair of the Military Advisory Council for OutServe-SLDN (now Modern Military Association of America). Links Mentioned During the EpisodeMinority Vets Website PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the previous episode on STEP, episode 30 of the Behind the Mission Podcast. On this episode, Navy Veteran, CEO and Co-Founder of the Support the Enlisted Project, Tony Teravainen, talks about the need to support junior enlisted service members with financial education and assistance. You can find the resource here:  https://psycharmor.org/podcast/tony-teravainen Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits might be the most expensive mistake military families make, GI Bill basics, and all the things to know about college for your military kids. Key Topics: GI Bill Transfer Strategy Why transferring your GI Bill at exactly 6 years of service is important The one-time 4-year service obligation that trips up many service members How to add dependents and redistribute benefits after initial transfer Documentation tips to protect your family's benefits Beyond Equal Distribution Real case study: How strategic planning saved one family $110,000 Why thinking "flexibly" about family resources beats rigid equal splits When to give one child the entire GI Bill and another child all the 529 funds 529 Plans and Military Families State residency confusion solved for military families Qualified expenses include K-12 private school, technology, and more How grandparents can contribute while maximizing tax advantages Why "it's too late to start" thinking costs families money Yellow Ribbon Program Essentials The motorcycle and sidecar analogy that clarifies everything (Yellow Ribbon always goes along with the GI Bill- can't be separate) How "full Yellow Ribbon" schools eliminate out-of-pocket tuition costs Maximizing Benefits for Veterans Why veterans aren't optimizing their benefits like military families do Strategic timing for undergraduate vs. graduate school usage Location arbitrage opportunities with Military Housing Allowance Links mentioned today: Kate's website: katehorrell.com Kate's book: "College Finances for Military Families" (available on https://www.katehorrell.com/books/ or Amazon) Kate's amazing resources include:  Military Family Confidently Prepared Life Binder katehorrell.com/confidently-prepared-life-binder/ Military Separation Checklist katehorrell.com/military-separation-checklist/ Military Retirement Checklist katehorrell.com/military-retirement-checklist/ Kate's LinkedIn linkedin.com/in/katehorrell Kate's Facebook facebook.com/KateHorrellFinanceExpert/ Kate's Instagram: instagram.com/realkatehorrell/ Kate's coaching services and free consultations at katehorrell.com/work-with-kate/ Bottom Line: Stop thinking about education benefits as individual entitlements and start thinking about them as family resources to be strategically deployed. The difference could save your family tens of thousands of dollars.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Budgeting is one of those words that makes a lot of people squirm but it doesn't have to. In this episode, I sit down with Zach Whelchel, founder of My Budget Coach, to talk about the method that gave him (and so many others) true financial clarity, which is zero-based budgeting. Zach breaks down what it is, why it works for both steady and variable incomes, and how couples can actually turn it into a shared vision instead of a source of stress.  https://milmo.co/podcast/zero-based-budgets For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Jack and Courtney Williams, a husband and wife team running a successful real estate brokerage in Hawaii. They discuss their journey in real estate, their commitment to serving military families, and the importance of mentorship. The couple shares insights on their partnership dynamics, the systems they have in place to manage their business, and how they navigate challenges and pivots in the real estate market. They also talk about their future goals, including scaling their business and incorporating AI into their operations.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Show SummaryOn today's episode, we feature a conversation with Laura White Ludvik, President of the Support The Enlisted Project, an organization with a focus on improving financial wellness to address food insecurity, homelessness, mental health conditions, suicide, and other crises through counseling, education, and financial support for enlisted service members, veterans and their families.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLaura White Ludvik, President of the Support The Enlisted Project, is a dedicated leader in the non-profit sector. She previously served as the Vice President of Philanthropy at Support The Enlisted Project before serving as the President of the USS Midway Foundation. With over two decades of experience, she has a proven track record in fundraising, community engagement, and organizational development, particularly focused on underserved populations in San Diego. A proud graduate of California State University, Chico, Laura combines her passion for ethical leadership with her extensive expertise in strategic communications and project management.. Laura is actively involved in the community, serving on multiple boards and receiving accolades such as the San Diego Business Journal's Women Who Mean Business Award. Outside of her professional life, she is a committed mother and wife, drawing inspiration from her family and her father's service as a Vietnam veteran.Links Mentioned During the EpisodeSupport The Enlisted Project Web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the previous episode on STEP, episode 30 of the Behind the Mission Podcast. On this episode, Navy Veteran, CEO and Co-Founder of the Support the Enlisted Project, Tony Teravainen, talks about the need to support junior enlisted service members with financial education and assistance. You can find the resource here:  https://psycharmor.org/podcast/tony-teravainen Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Today on HBN, we close out Season 9 with a salute to you all, a Grateful Nation, for showing up and supporting the mission of Home Base.We look forward to bringing you new conversations and content in the Fall, and we'll welcome back to the mic, Dr. Ron Hirschberg, as we look to Season 10.On July 26, 2025, 3,000 runners and walkers participated in the 16th annual Run to Home Base, presented by RTX, either in person at historic Fenway Park or virtually around the country. To date, this year's event has raised over $3.6 million - a record-breaking figure for our most critical annual fundraiser - in support of Home Base's mission to heal the invisible wounds of war for Veterans, Service Members, Military Families, and Families of the Fallen at no out-of-pocket cost to them.5 Days left to donate to the Run To Home Base - every dollar counts!  Donate at www.runtohomebase.org.In this episode you'll hear from  Red Sox Broadcaster Tom Caron, who was joined during a Red Sox pregame by Sox pitcher Liam Hendriks and Home Base Captain Kristi Hendriks, both who were guests on this podcast a few episodes ago, as well as Bekah Salwasser of the Red Sox Foundation, and Jack Hammond of the Home Base Program to discuss the impact and importance of the Run to Home Base event.Next, you'll go to the morning of July 26 at Fenway Park for the introductory ceremony for the Run to Home Base.  This year, paying special tribute to Veteran and Service Member First Responders.You'll hear from Tom Werner, Red Sox Chairman; Dr. Richard Carmona, the 17th Surgeon General of the United States; our Executive Director, General Jack Hammond; and an incredible testament to the Home Base Mission and a personal journey in getting his life back - with Army Veteran Ezequiel "Zeek" Grimaldo.Home Base Nation is the official podcast for the Home Base Program for Veterans and Military Families. Our team sees veterans, service members, and their families addressing the invisible wounds of war at no cost. This is all made possible thanks to a grateful nation. For more information on how you can help, please visit us at www.homebase.org. If you or someone you know needs care, you can reach us at 617-724-5202.   Follow Home Base on Twitter, Facebook, Instagram, and LinkedIn   The Home Base Nation Team is Steve Monaco, Army Veteran Kelly Field, Justin Scheinert, Chuck Clough, with COO Michael Allard, Brigadier General Jack Hammond, and Peter Smyth.   Producer and Host: Dr. Ron Hirschberg   Assistant Producer, Editor: Chuck Clough   Chairman, Home Base Media Lab: Peter SmythThe views expressed by guests to the Home Base Nation podcast are their own, and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by guests are those of the guests and do not necessarily reflect the views of the Massachusetts General Hospital, Home Base, the Red Sox Foundation, or any of its officials.

 Show SummaryOn today's episode, we feature a conversation with Dr. Qwynn Galloway – Salazar, Senior Vice President of Engagement and Transformation at PsychArmor and founder and CEO of In Their Honor, an organization that supports veterans and those who care for them through the end of life.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDr. Qwynn Galloway-Salazar is a veteran of the United States Army (01-06) and spouse to a retired combat Veteran. Her work has spanned the last 20 years, supporting our Nation's Military and Veteran communities. As the founder of In Their Honor, LLC, Qwynn serves as an End-of-Life Doula and Trainer. This Spring, she is slated to roll out state-specific training for End-of-Life Professionals supporting Veterans and their Caregivers; and training specifically geared towards the Veteran Caregiver community. In addition, serving as the Co-Principal Investigator of the Brooklyn College Veterans History Project, Qwynn conducts oral history interviews of Veterans, listening to how Veterans make meaning of their experiences and sharing with larger audiences. She believes, as a society, the way we make sense of the Veteran experience shapes the care and support future generations of Veterans receive.While blending her heart work with her head work, her doctoral dissertation entitled “Post-9/11 Women Veterans' Experiences Transitioning Into the Civilian Workforce” landed her the opportunity to serve as a qualitative researcher for the FY21 National Defense Authorization Act (NDAA), § 9104, Study on Unemployment Rate of Women Veterans Who Served on Active Duty in the Armed Forces after September 11, 2001. Along with co-authoring a chapter on “Vicarious Trauma and Compassion Fatigue” in Veteran care providers.Qwynn earned her Ph.D. from Walden University, specializing in Industrial and Organizational Psychology. She holds a Master of Arts degree in Professional Counseling and a Bachelor of Science degree in Criminal Justice. She serves on the Board of Directors for the American Association of Suicidology and the Advisory Board of the Veterans Studies Association.Links Mentioned During the EpisodeDr. Qwynn Galloway – Salazar on LinkedInIn Their Honor web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor Course Library. Whether you're a health care provider, educator, employer, caregiver, or simply someone who wants to make a difference — PsychArmor courses are designed for you.  You can find the resource here:  https://learn.psycharmor.org/collections Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Show SummaryOn today's episode, we feature a conversation with Dr. Tara Galovski, Director of the Women's Health Sciences Division of the National Center for PTSD. We talk about the diagnosis and treatment of Posttraumatic Stress Disorder in veterans.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestTara Galovski, PhD, is the Director of the Women's Health Sciences Division of the National Center for PTSD at the VA Boston Healthcare System. Dr. Galovski is a researcher in the field of trauma recovery. She focuses on the development and testing of Cognitive Processing Therapy for survivors of interpersonal assault, combat, community violence and motor vehicle accidents suffering from Posttraumatic Stress Disorder (PTSD). In her work with civilians, veterans and law enforcement, she has investigated the impact of gender differences, chronicity of trauma, type of trauma and the presence of comorbid psychiatric disorders on the development and maintenance of PTSD as well as the recovery from PTSD. Her research interests also include studying the presentation and expression of anger and health-related consequences of stress and anxiety.Dr. Galovski received her undergraduate degree from University of Rochester and received her doctorate in clinical psychology from SUNY-Albany. Her residency was completed at the University of Mississippi Medical Center. She joined the faculty of the University of Missouri- St. Louis before coming to BUSM. She holds numerous roles on journal editorial boards and professional societies.Links Mentioned During the EpisodeNational Center for PTSD Web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Posttraumatic Stress Disorder (PTSD). Narrated by Dr. Heidi Kraft, clinical psychologist and Navy combat Veteran, this course explains the difference between posttraumatic stress disorder (PTSD) and posttraumatic stress (PTS). You can find the resource here:  https://learn.psycharmor.org/courses/Post-Traumatic-Stress-Disorder Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Listen as Dominic Cirincione, a Military Family Advocate, discusses the unique challenges faced by military students of Reserve Component families.  These “Hidden Children” many times go unnoticed because of their non-traditional military lifestyle.  Dominic shares the importance of identifying these students and providing specialized systems of support. This podcast is made possible by generous funding from the USAA Foundation.     Audio mixing by Concentus Media, Inc., Temple, Texas.   Show Notes: Resources:   2025 MCEC Global Training Summit https://militarychild.org/event/gts/   Bio: Dominic Cirincione is a motivational speaker, Military Family Advocate, and certified career coach who specializes in quality of life for geographically dispersed Military Families. As a decorated combat veteran, military spouse, and father, Dominic brings unique perspectives gained from his experience to organizations dedicated to supporting military families, empowering agencies to unleash the untapped potential of unique demographics and truly make a difference across the DoD enterprise. Using real-world examples, top level research and storytelling, Dominic sheds light on how the invaluable talent each person brings to your organization can positively impact our military families around the world.   Dominic has earned several significant awards to include Ten Outstanding Young Americans (TOYA) that he shares a fraternity with other recipients such as John F. Kennedy, Richard Nixon, Gerald Ford, and Bill Clinton, and Vice Presidents Al Gore, Dan Quayle, and Richard Cheney to name a few. He has also been awarded the DoD Reserve Family Readiness Award three times in six years. Dominic's career has been a model of service recognized with awards and decorations, and he has been a speaker for over 100K Deploying Soldiers and Families and has presented the importance of Building Healthy Military Communities to the US Senate. Dominic shows each audience how to reconnect with what matters most so they can achieve any result, all while serving America's Greatest Customers.

Salim Asrawi is President and co-founder of Texas de Brazil and appears on the cover of President George W. Bush's Out of Many, One: Portraits of America's Immigrants. Born in Lebanon, Salim immigrated to the United States at the age of 14, fleeing war in his country. He worked his way up at a hotel after getting his master's degree in restaurant hotel management and later, with his family, invested in opening Texas de Brazil, now the largest steakhouse chain in the world. Salim joined Strategerist host Andrew Kaufmann and U.S. Navy Reserve Lieutenant Commander D'Juan Wilcher, Deputy Director of Veterans and Military Families at the Bush Institute, to discuss his journey from immigrant to successful entrepreneur, his dedication to community service and helping others, and his hope for the future.

Show SummaryOn today's episode, we feature a conversation with conversation with Lydia Owiti -Otienoh, a Kenyan-Born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLydiah Owiti is a Kenyan‐born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).Confronting the hurdles of new cultures, unrecognized credentials, and limited job opportunities as a foreign‐born military spouse, Lydiah carried out a research to understand better and learn how best to support, she launched a peer support group, now having over 6,000 foreign-born military spouses, and the Foreign‐Born Military Spouse Playbook, a comprehensive guide to navigating military life, American culture, career readiness, immigration, among other things.Drawing on her personal experience, policy expertise and immigrant‐focused work, she now leads FMSN in outreach, advocacy, and empowerment, including shaping inclusive employment solutions and resource pathways for foreign‐born spouses.She is now part of President George W. Bush's Stand to Veteran Leadership Program (2025 cohort). The program is aimed at leaders from across the nation, including civilians, veterans, military spouses, and active military, who are addressing the most challenging issues facing the military-connected community.Links Mentioned During the EpisodeForeign Born Military Spouse Network Web siteForeign Born Military Spouse Network on FacebookPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Interviewing and Telling Your Story for Military Spouses. Taking the time to recollect your own story will help you to figure out the best way to position yourself with a potential employer and be able to edit it down to your ‘elevator pitch.'You can find the resource here:  https://learn.psycharmor.org/courses/Interviewing-and-Telling-Your-Story-for-Military-Spouses Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com