The Reality of Real Estate with Chris and Bri

"Embracing the Present on the Path: While Maintaining a Healthy Sense of Self" encapsulates our commitment to not only guiding our listeners through the intricacies of real estate but also nurturing their personal well-being along the way. As we delve into the practical aspects of homeownership, we intertwine these discussions with reflections on the importance of staying grounded in the present moment and fostering a healthy sense of self amidst the hustle and bustle of property transactions. Join us as we navigate the challenges of the real estate journey with mindfulness and intentionality, offering insights and anecdotes that not only inform but also inspire. The pathway to homeownership is fraught with decisions and strategies, from the timing of tapping into home equity to the essential need for home inspections. In this episode, we navigate these practical aspects, sharing our experiences and the stories of clients who've braved the current competitive market. Whether you're facing bidding wars or weighing the risks of "as-is" listings, we offer our insights to bolster your resolve. Together, let's cultivate a harmonious balance between professional success and personal fulfillment, ensuring that every step on the path to homeownership is not just a transaction but a transformative experience." Stay tuned for a candid conversation that promises to enrich your understanding and prepare you for the triumphs and trials of the property world.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Imagine unlocking the door to your very first home, the pride swelling within you, knowing you've navigated the financial maze to make it happen. That's the journey I, Christopher Lynch and Brianna Lehmann guide you through in our latest episode. We delve into the plethora of down payment assistance options that can transform the dream of homeownership into a reality, especially for first-time buyers. From the allure of minimal down payments on conventional loans to the particularities of USDA loans taking into account the income of the entire household, we ensure you're equipped with knowledge to pick the path that suits you best.Step by step, we walk you through home buying programs you might not know about in the Canton and Massillon areas, where your income could be the golden ticket to additional support. But it's not all about the funds—your personal finances need to be in check too. We discuss the importance of having a safety net and planning for those pesky additional expenses that come with buying a home. Whether it's missing appliances or future repairs, we prepare you for the full picture of homeownership costs, beyond just the mortgage.As we close this episode, we extend our warmest thanks and remind you that our podcast is more than just transactional advice—it's about celebrating your personal victories in the real estate game. Your participation fuels our passion and makes this podcast possible, so drop us a line on Instagram or shoot us an email. Remember, tapping into grants and assistance programs is not a sign of weakness, but a strategic move towards independence and security. Stay connected, informed, and, most importantly, confident on your journey to homeownership with the Reality of Real Estate podcast.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever felt like real estate expenses have a life of their own, creeping up when you least expect them? That's what we're tackling head-on with Christopher Lynch and Brianna Lehmann in our latest podcast episode. Get the lowdown on everything from earnest money deposits to the often-invisible costs like home inspections. We're all about transparency here, and you'll learn how to navigate those out-of-pocket surprises that leave many buyers reeling. Plus, we delve into regional variances that can make or break your earnest money expectations.Join us as we break down the nuts and bolts of home inspections and closing costs, with a clear-cut discussion led by our industry experts. Chris and Brianna don't just throw numbers at you; they explain the reasoning behind the costs of additional inspections and why some fees are non-refundable, with earnest money occasionally bucking that trend. Not all lenders are created equal, and we examine the nuances of lender credits towards closing costs, alongside the ins and outs of appraisal charges that can swing wildly depending on your chosen abode. Brokerage fees—those pesky, elusive beasts—are also put under the microscope, revealing when you can negotiate or even skip them altogether.Wrapping up this robust discussion, we shed light on the maze that is home buying programs. Qualifying can be as much a test of patience as it is of your finances, but we've got the scoop on how to navigate those waters. Hear a firsthand account of a buyer's journey through closing on a HUD home with the remarkable HUD's $100 down option, proving that government-owned properties might just be your ticket to homeownership. Don't miss out on our upcoming real estate Instagram post where we'll share a resource sheet and a blank contract—because knowledge is power, and we're here to empower you. Keep chasing that American Dream and remember, we're just an Instagram message or email away for all your real estate queries.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Welcome back to another power-packed episode of our podcast!  In today's session, our seasoned real estate agents are pulling back the curtain on the hidden gems and strategic maneuvers within the property market.  Whether you're a first-time homebuyer, a seasoned investor, or a curious community member, this episode is your key to navigating the housing landscape with finesse. Our agents spill the beans on exclusive deals and lesser-known tricks that can make all the difference in your real estate journey. From negotiating savvy to spotting opportunities in a competitive market, these insights are your secret weapon. We're not just about transactions; we're about community. Discover how our agents are actively involved in the local scene, contributing to the vibrancy and growth of the neighborhoods we love. Tune in to hear success stories from our clients and community members who've applied our advice to achieve their real estate dreams. We believe in sharing knowledge and celebrating victories together! Don't miss out on this golden opportunity to unlock the secrets of real estate success! Hit play, join the conversation, and empower yourself with the knowledge that opens doors to a brighter property future. YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever wondered how to figure out your home's true worth without getting an appraiser involved? Look no further! Chris and I strip down the complexities of seller-side real estate in an episode that's a gold mine for anyone ready to put that 'For Sale' sign up. We expose the truth behind online estimates and arm you with the power of market analysis, ensuring you price your property perfectly. And when your property tax bill makes you do a double-take, we've got your back, offering tactics to challenge those hikes and shedding light on how tax assessments weave into the fabric of our communities.But that's just the opening act! We go on to dissect the often perplexing world of home refinancing and equity financing. From timing your refinance to navigating the various types available, we lay it all out. Want to know how a HELOC could finance your next big life event or even a new investment property? I've got the insights. As we close, Chris and I reflect on homeownership's profound impact, extending a warm invitation for you to reach out and join our conversation. Wherever you are on your property journey, this episode is brimming with wisdom to fuel your real estate dreams.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever had one of those surprising moments that just makes you smile, like finding a raccoon in the least expected place, say, Disney World? Get ready for a ride filled with laughs and smart insights, with me, Christopher Lynch, and the unstoppable Brianna Lehman. We're opening up about our adventures in real estate, sharing everything from fixing credit to our funny stories from Florida. But it's not all about the laughs; we're also sharing what we learned from a marriage retreat, showing that a happy home life is about more than just a nice house.Ohio isn't just known for its football anymore; it's becoming a hot spot for real estate. Come with us as we highlight how cities like Canton and Columbus are growing, where finding the right balance between building and investing is both exciting and something to be careful about. We'll also share a funny story about home renovation that teaches us there's never a perfect time to jump into the market—sometimes, you just have to go for it. If you're thinking about moving to or investing in the Midwest, you'll want to hear our take on what makes this area promising.Is owning a home just a temporary thrill, or is it the key to building wealth? In this episode, we argue it's definitely the latter. We talk about the real benefits of having a place of your own. Forget about the quick wins from gambling—think bigger, like how buying a $230,000 house can be a smart financial move over time. We'll guide you through different ways to finance a home, including those that need a bit of love, and local programs that could help make your dream of homeownership a reality. Tune in to get all the tips you need to navigate the competitive world of buying a house.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Embark on an expedition through the real estate jungle with Christopher Lynch and Brianna Lehman as your seasoned guides, uncovering the secrets of home appraisals and the ebb and flow of interest rates that can make or break the dream of homeownership. Our journey is peppered with personal tales, including my own brush with credit score calamity, to illustrate the unforgiving nature of financial oversight and the steps you can take to mend the pitfalls in your credit report. We share a treasure trove of insider tips to arm you against the pitfalls of the market, emphasizing the need for constant vigilance and smart dispute tactics to keep your home buying hopes on track.As we chart the territory of contract negotiation in the face of fluctuating mortgage rates, you'll learn how to craft an offer that turns the tide in your favor. We shed light on the power of a savvy lender's advice during high-stakes multiple offer scenarios, and how even a small increment in your mortgage payment can unlock substantial savings down the line. The conversation ventures into the emotional landscape of home buying, framing it as a milestone of personal growth and resilience. So, stay connected and evolve with us, because this episode isn't just about the bricks and mortar of real estate—it's about laying the foundations for your future.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Embark on a journey through the maze of home buying with your guides, Christopher Lynch and Brianna Lehmann. We're peeling back the layers of the process, from the pivotal home inspections to the critical appraisals, giving you an insider's look into the mechanisms that can make or break your path to homeownership. Get ready to arm yourself with the knowledge you need, as we share our own adventures and misadventures in the vast world of real estate, ensuring that the dream of owning your own home doesn't just stay a dream.This audio expedition isn't just about the bricks and mortar; it's a deep dive into the financial strategies and smart decisions that shape successful real estate transactions. Discover how the unexpected boon of a high appraisal can sweeten your deal, the subtle art of navigating loan types in rural settings, and the triumph of clearing the final underwriting hurdles. With our expertise at your disposal, learn how to transition smoothly from a renter to a proud homeowner, and why an inspection contingency might just be your offer's secret weapon. Tune in for a celebration of the clear-to-close moment, and let us help you lay the groundwork for your real estate success story.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Embark on a transformative journey through the complex and exciting world of real estate with us, your devoted guides, Christopher Lynch and Brianna Lehmann. Imagine taking the leap from aspiring homeowner to holding the keys to your own place, all while navigating the twists and turns with confidence. That's exactly what we're here to help you achieve in our latest episode, where we delve deep into the nooks and crannies of the home buying process, from earnest money to appraisals, and highlight how a buyer consultation can significantly tailor the experience to your personal needs.You're not just a listener; you're the hero of your own property saga, and we're right there with you, every step of the way. Through our personal anecdotes and discussions on the importance of clear communication, we illuminate how you can craft a clear path through the real estate market's unpredictable waves. Even if terms like 'mortgage lending' or 'out-of-pocket expenses' sound daunting, fear not. We break down these concepts, making them digestible and less intimidating, ensuring you're not only well-informed but also ready to act when the right opportunity presents itself.As we bid you farewell in this episode, we don't just leave you with advice; we leave you with a renewed sense of purpose towards achieving homeownership. It's more than acquiring a space; it's about cementing your legacy, demonstrating your resilience, and advancing towards your life's objectives. Should you wish to continue this enlightening conversation, join us on Instagram at the reality of real estate podcast. Share your questions, share your stories; we're here to keep the dialogue going. Remember, every stride you take is a stride toward something grander, a step toward the empire you're destined to build.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever been curious about what credit scores are actually needed to unlock the door to your dream home? Well, you're about to find out as Chris and Bri break down the ins and outs of credit, from the bare minimums for homebuying to strategies for cultivating an enviable credit profile. This episode is a goldmine for understanding the difference between secured and unsecured debts, the effects of various types of credit inquiries, and how to manage the delicate balance between credit card usage and maintaining a score that'll make lenders swoon.But wait, there's more! We're not just talking credit scores; we're exploring the profound impact your credit card balance has on those numbers. We dive into real-life blunders that could cost you dearly, like switching service providers without a second thought or closing accounts the wrong way. And for those of you who think a low credit score is a dead end, we provide a glimpse into the sobering reality of scores as low as 357 and how to bounce back. With our guidance, you'll learn how to navigate the credit requirements for various home loan programs and how to play your cards right to secure the keys to your castle.In our final chapter, we shift gears to the nitty-gritty of homebuying with a less-than-ideal credit score. From down payments to debt-to-income ratios, we lay out the battle plan for improving your financial standing. Plus, we shine a spotlight on local programs that could give credit scores a backseat, focusing more on your income and family size. If you're building towards the goal of homeownership or ready to take the leap, join us to craft a personalized strategy for success. And for more real estate real talk, follow our 'Reality of Real Estate' Instagram and hit us up to share your journey. Toodles!YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever find yourself entangled in the quandary of whether to plant roots with a mortgage or roam free with a lease? We're unraveling the complexities of that decision, offering keen insights into the real costs of buying vs. renting. With an eye on the current housing market and interest rates, we dissect the components of a mortgage—breaking it down to principal, interest, taxes, and insurance—and discuss the sometimes uncomfortable truth that paying rent is akin to paying 100% interest to a landlord. Our conversation promises to arm you with the knowledge to navigate these turbulent financial waters.The heart of house hunting is about finding a place that whispers (or shouts) 'you belong here'. Join us as we share personal tales and a sprinkle of humor, reminding you that while the layout and location of your potential home are set in stone, paint and fixtures are just a weekend project away. We offer strategies against rising interest rates, such as buying down points, and illuminate assistance programs that could give your dream of homeownership wings. This episode isn't just about the numbers; it's about crafting the vision of your home with a dream team of real estate pros and understanding that sometimes, the 'perfect' home is more about timing and less about checking every box.But what about the emotional ledger in the rent vs. buy debate? We can't ignore the pride woven into the fabric of homeownership, the sweat equity that turns a house into your story. We share heartfelt moments where homes seem to choose their owners, balancing this with a candid look at the simplicity renting offers. Our invitation extends beyond the airwaves; connect with us on Instagram, reach out via email, and let's keep this conversation going. Whether you're signing a new lease or picking out paint swatches for your forever home, we're here to cheer you on every step of the journey.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com

Ever wondered how the giddy excitement of holiday spending compares to the solid satisfaction of buying a home? We're Brianna and Christopher, and we're peeling back the layers of real estate and lending to reveal the heartfelt journey of home buying. From my (Brianna's) nine-year triumph as a buyer's agent to Christopher's dance with lending since 2014, we're unraveling the threads of personal sacrifice, trust-building, and the guiding principles that have shaped our careers and our clients' dreams.Strap in for a candid conversation that takes you from the highs of holiday indulgences to the strategic moves in property investment. We tackle the nitty-gritty of imperfect credit, the maze of mortgage options, and the down payment decisions that can perplex even the most seasoned homebuyer. Whether you're dipping your toes into the market for the first time or searching for a home to grow old in, we dissect the current landscape—interest rates, rent vs. buy debates, and all—arming you with the insight to play the game like a pro.And because we know this ride can be as daunting as it is thrilling, we're inviting you to join the dialogue. Share your curiosities, seek clarifications, and suggest topics that light your fire. This is more than just a podcast; it's a community where your voice helps steer the ship. So, follow us on Instagram at reality of real estate podcast, drop us your thoughts, and let's turn the dream of homeownership into your living, breathing reality.YouTube: https://www.youtube.com/@LucasLiveMediaInstagram: https://www.instagram.com/realityofrealestatepodcast/Email: Brianna Lehman- blehmanrealtor@gmail.comEmail: Christopher Lynch- Christopher.Lynch@ccm.com