Podcasts about Reality

The white nationalist movement in the U.S., now overburdening its manipulation of the electorate to dominate the executive and legislative branches, has become both more emboldened and chaotic in response to growing opposition from the courts, media, and the public.This movement, recognizing its increasing anxiety, has resorted to distractions such as controversial trips, absurd executive orders, and threats to impose harsher tariffs or force legal opponents into submission.An expected example of this is the Executive Order titled “Restoring Truth and Sanity to American History,” which aims to revise history to align with the narrative of white supremacy, a key objective in their agenda. This fight is over reality as we remember it as a foundation for changing reality as we live it today and in the foreseeable future.This attempt, a key feature of state capture fascism globally, is also increasingly desperate and disruptive, seeking to distort history and manipulate public discourse.We must combat these efforts by reinforcing our collective memory and commitment to liberation, by engaging in what Jacob Carruthers has called “intellectual warfare.”It is crucial that we draw strength from the past. By strengthening our understanding of connections between the long view genealogy of our history, including ancient, medieval and more recent past resistance movements, we will better navigate the current political climate and continue our work towards eventual and sustainable liberation.These efforts require resilience and a clear sense of purpose, reminding us of the importance of historical consciousness in confronting the present.JOIN KNARRATIVE: https://www.knarrative.com it's the only way to get into #Knubia, where these classes areheld live with a live chat.To shop Go to:TheGlobalMajorityMore from us:Knarrative Twitter: https://twitter.com/knarrative_Knarrative Instagram: https://www.instagram.com/knarrative/In Class with Carr Twitter: https://twitter.com/inclasswithcarrSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The McCullough Report with Dr. Peter McCullough – This week, I highlight Vaccines: Mythology, Ideology, and Reality, the #1 Amazon bestseller co-authored with John Leake. Together, we journey through the origins of vaccinology, revealing how religious fervor shaped early beliefs in immunization. Experience a pivotal moment when fear and hope collided, influencing society's view of vaccines. Join me on America Out News for more...

When you travel to Alaska to hunt, you expect to see wildlife everywhere. Reality doesn't comport with that expectation. That's one of the things that makes hunting there a dream. In part two of our latest, Lance Nations and Keith Hull get into the details of hunting in the Last Frontier, from the importance of maintaining your equipment to tent etiquette, with a few rabbit holes along the way. Give it a listen, it's a good one. Amazon Wishlist#alaska #bear #grizzly #moose #scopes #shotpatterns #pecans

Original article: https://mises.org/power-market/israels-nuclear-arsenal-controversial-reality

The Reality of Courtroom Standards: "And we don't talk in terms of factual innocence in the courtroom very often. It comes up sometimes on appellate sides of things, but for the most part, it's whether the prosecutor has proved somebody." - Steve PalmerThis is about the notorious case involving Brian Wilson (no, not the Beach Boys icon), who's been charged with the murder of two police officers up in Morrow County (OH).I break down why, even in a situation like this, entering a not guilty plea is not just common—it's actually the right legal move. I'll address some of the biggest misconceptions I hear about pleas, talk through the important difference between factual guilt and what the courtroom actually requires, and explain why due process has to be protected, even for those accused of the worst crimes. With the death penalty potentially on the line, I unpack how that part of the trial works and why our legal standards matter for everyone, not just the presumed innocent.If you've ever wondered how defense attorneys square their work with questions of morality, or why the system handles plea decisions the way it does, this episode is for you. Here are my top takeaways:"Not Guilty" Is a Process, Not a Claim: The initial "not guilty" plea doesn't necessarily mean the accused claims innocence; it's a vital procedural step that sets the wheels of justice in motion and ensures the State provides evidence before conviction.Burden of Proof Matters: The prosecutor must prove guilt beyond a reasonable doubt, not simply assert it. This protects all of us, not just the accused, and sets a uniform standard that safeguards the innocent.Even in Difficult Cases, Standards Protect Us All: Justice means applying the process equally, even for those accused of terrible crimes. Skipping steps or making exceptions erodes the integrity of the entire system.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2025 Stephen E. Palmer - Attorney At Law Mentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their...

What is the current state of affairs with the ABCDEF bundle in many ICUs? What is it like to be trained to have patients awake after intubation to later be begging for awakening trials? Dr. Nick Ghionni, The Floating Vent Guy, shares incredible insights, stories, and thoughts in this episode. Get CE credits for all podcast episodes and a variety of your own determined learning experiences at Sapien HERE! Www.DaytonICUConsulting.com

Rob, Nico and Nick discuss America’s 250th year, Joey Chestnut, the Karen Read and Diddy verdicts, last meals, Golden Oreos, AI plants, the decline of… The post Two Cents Radio: Episode #405 – Year Zero appeared first on Too Many Thoughts.

Today's episode is the recording of our recent panel Ctrl, Alt, Delusion: Resetting Reality in the Manosphere, live at SXSW London, in partnership with Sage & Jester. Sage & Jester is an impact-led arts production company that exposes manipulation and misinformation. At Sage & Jester, entertainment sparks critical thinking. Their work blends wisdom and wit to entertain, enlighten, and help you harness your internal BS detector. They're not just storytellers, they are catalysts for a more informed, more engaged society. For this panel, host Sophia Smith Galer was joined by journalist Ash Sarkar, Cambridge University social psychologist Sander van der Linden and documentary filmmaker Matt Shea to shed light on how influencer culture weaponises masculinity, transforming isolation and insecurity into a misinformation powerhouse. Exploring how key figures such as the infamous Tate brothers thrive on grievance and viral distortions, the panel discussed the specifics of misinformation in the manosphere, and how to ‘inoculate' against these falsehoods. Click here to find out more about Sage & Jester and their mission to fight the misinformation crisis. (https://sageandjester.com/) If you'd like to become a Member and get access to all our full conversations, plus all of our Members-only content, just visit intelligencesquared.com/membership to find out more. For £4.99 per month you'll also receive: - Full-length and ad-free Intelligence Squared episodes, wherever you get your podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series - 15% discount on livestreams and in-person tickets for all Intelligence Squared events  ...  Or Subscribe on Apple for £4.99: - Full-length and ad-free Intelligence Squared podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series … Already a subscriber? Thank you for supporting our mission to foster honest debate and compelling conversations! Visit intelligencesquared.com to explore all your benefits including ad-free podcasts, exclusive bonus content and early access. … Subscribe to our newsletter here to hear about our latest events, discounts and much more. https://www.intelligencesquared.com/newsletter-signup/ Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Celebrate Kids podcast, Dr. Kathy addresses the pressing issue of hope among young adults, particularly Gen Z, who are facing significant mental health challenges and a diminished belief in the American dream. With only 44% of young adults feeling prepared for their future, Dr. Kathy emphasizes the importance of encouraging children and teens to dream realistically and to adapt their aspirations to fit their current circumstances. She offers insights on how parents can inspire hope in their kids, especially during difficult times. Join us as we explore ways to help the next generation navigate their dreams and foster resilience in an uncertain world.  

In this episode, Daniel and Ron Apke compare house flipping to land flipping, and explain why land wins when it comes to profit, simplicity, and freedom. Tired of contractors, renovations, and surprise costs? Land deals average $50K profits with way less hassle, lower competition, and the freedom to work from anywhere. Whether you're new or experienced in real estate, this episode shows why more investors are choosing land.================================ 

In this captivating episode, Ajay James shares his extraordinary journey from Trinidad to becoming a Navy SEAL. He reflects on his challenging childhood, the impact of his father's tumultuous relationships, and how martial arts became a refuge from bullying. Ajay's unexpected modeling career provided financial support for his martial arts training in Thailand, leading him to face the rigorous challenges of Navy SEAL training. Throughout his journey, Ajay emphasizes the importance of resilience, personal growth, and the lessons learned from adversity. In this conversation, Ajay James shares his journey through Navy SEAL training, the challenges he faced, and the lessons learned from overcoming adversity. He discusses the importance of confidence, determination, and the reality of combat, contrasting it with the expectations set by media portrayals. Ajay reflects on his transition to civilian life, the disillusionment he experienced within the Navy, and his current endeavors in executive coaching and lifestyle branding. He emphasizes the value of helping others and the thrill of being part of high-performing teams.00:00 From Trinidad to America: A Journey Begins02:41:38 Lessons from a Challenging Childhood02:46:53 Martial Arts: Finding Strength in Adversity02:51:26 The Unexpected Path to Modeling02:59:55 Navigating Fame and Success03:00:19 Living in the Heart of New York City03:03:29 Modeling and Its Unexpected Benefits03:06:13 Thai Boxing: A Journey to Thailand03:08:42 Training in Thailand: The Humbling Experience03:11:23 Facing Challenges in the Fight Game03:18:10 Deciding to Pivot: From Fighting to Firefighting03:19:36 The Path to Special Operations03:24:52 Choosing the Navy: A Strategic Decision03:30:38 Navigating Boot Camp: Lessons Learned03:34:55 Revealing the Past: From Model to Navy SEAL03:37:08 Overcoming Swimming Challenges03:39:05 Overcoming Adversity in Training03:41:37 The Power of Determination03:42:20 Facing Doubts and Challenges03:44:45 The Role of Support in Tough Times03:47:07 The Importance of Commitment03:49:31 Navigating the Unknown in Combat03:51:54 Expectations vs. Reality of War03:53:19 The Shift in Training Post-9/1103:55:42 The Realities of Deployment03:57:14 The Thrill of Combat Operations03:58:26 First Experiences in Combat04:05:49 The Highs of Team Operations04:15:28 Disillusionment After Service04:16:32 Disillusionment with Military Standards and Vaccination Policies04:20:17 Act of Valor: The Experience and Its Impact04:26:48 Navigating Community Expectations and Anonymity04:31:39 Transitioning from Military to Civilian Life04:44:21 Current Endeavors and Future AspirationsCHECK OUT OUR SPONSORS AT THE LINKS BELOWNOMADIC RESEARCH: https://nomadicresearch.com/HATCHET BREWING: https://hatchetbrewing.com/Stay connected and never miss an episode by subscribing to our podcast on your favorite platform! Don't forget to hit that notification bell to be the first to know when a new episode drops.For exclusive full interviews and behind-the-scenes content, visit our official website: https://www.dtdpodcast.net/Follow us on social media for updates, sneak peeks, and more engaging content:

Harley Flanagan has been kicking out punk music since he was in grade school. Literally. Cro-Mags, Harley's band, has been a big part of the NYC punk scene since the 80s and Harley has been making the rounds lately promoting his documentary called "Harley Flanagan: Wired for Chaos."Probably should have known by the documentary title that this episode would be anything but our typical format. Plenty of other discussion including downtuning guitars, "Medusa" from Trapeze, Ozzy's voice being unrecognizable, NYC punk scene in the 70s and 80s, CBGB, the Beastie Boys, and more.   Check out Harley Flanagan at:   https://harleyflanagan.com/ Check out other episodes at RecordsRevisitedPodcast.com or one all your favorite podcast providers like Apple Podcasts, Castbox, iHeartMedia, and Spotify. Additional content is found at: Facebook.com/recordsrevisitedpodcast or twitter @podcastrecords or IG at instagram.com/recordsrevisitedpodcast/ or join our Patreon at patreon.com/RecordsRevisitedPodcast

In this episode of the Blue Chip Academy Podcast, hosts Ryan Mundy and Justin King discuss the critical aspects of recruiting commitments in college football. They emphasize that the real evaluation begins after an athlete commits, as scholarships are not guaranteed until signing day. The episode delves into the nuances of the recruiting process, how athletes can maintain their spot by continually improving, and the importance of understanding the dynamics of NIL deals.The hosts also cover the importance of evaluating coaches and programs from the athlete's perspective, and offer advice on how to remain a top recruit even after committing. The conversation highlights the transition from high school to college sports and the tactical steps athletes need to take to secure their future success. Listeners are encouraged to stay diligent, continue developing, and utilize all available resources and relationships to navigate the competitive landscape of college recruiting.00:00 Introduction and Overview00:16 The Reality of Recruiting Commitments01:04 NIL and High School Marketing03:35 The Evolution of Recruiting Offers04:59 The Impact of Non-Committable Offers08:26 The Commodification of Athletes12:13 Phase One: Pre-Commitment Considerations15:43 Phase Two: The Silent Second Tryout18:49 The Math Behind Roster Building23:04 Navigating Non-Committable Offers24:15 The Reality of Committable Offers25:21 The Commitment Mindset27:42 Evaluating Coaches and Programs33:10 The Importance of Camps38:21 Proving Your Worth Post-Commitment40:43 Final Thoughts and Advice

In this episode, Emily discusses the often unspoken reality of survival jobs and side hustles that many actors, including herself, take on to support their artistic pursuits. She emphasizes the importance of flexibility in these roles, especially for parents balancing work and family life. Emily shares her personal experiences with various jobs, including babysitting and teaching, and reflects on how these roles have shaped her as an actor and a parent. She encourages listeners to embrace their side jobs without shame and to find joy in their hustle while pursuing their passions.TAKE AWAYSSurvival jobs are essential for many actors to pay the bills.Flexibility in work is crucial for balancing parenting and acting.There should be no shame in having a side job.Teaching and working with kids can be fulfilling for actors.The emotional journey of being a parent impacts acting.It's important to pursue passions alongside day jobs.Finding joy in side hustles can enhance creativity.Transparency about financial struggles in acting is needed.Actors can have multiple sources of income without compromising their art.The stigma around side jobs in the acting community needs to be addressed.00:00 The Reality of Survival Jobs12:01 Balancing Act: Parenting and Acting20:37 Embracing the Hustle: No Shame in Side Jobs

Steven Tedaldi left New York to become a correctional officer in Arizona—and quickly learned that training doesn't prepare you for the real thing. In this interview, Steven shares what it's really like working inside Arizona's prisons, how he gained respect from inmates, and the unspoken politics that run behind the scenes. From CO training to earning your place on the tier, this is a raw look inside the world of modern corrections from someone who lived it. #CorrectionsOfficer #ArizonaPrisons #PrisonPolitics #LifeBehindBars #CorrectionalOfficerLife #COTraining #InsidePrison #lockedinpodcast Thank you to RIDGE for sponsoring today's episode: Upgrade your wallet today! Get 10% Off @Ridge with code LOCKEDIN at https://www.Ridge.com/LOCKEDIN #Ridgepod #sponsored Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Buy Merch: https://convictclothing.net/collections/convict-clothing-x-ian-bick Timestamps: 00:00:00 Navigating Prison Politics and Respect 00:07:10 Growing Up with Diverse Influences 00:14:50 Understanding Life in a "Seriously Mentally Ill" Yard 00:21:47 Challenges of Working in the Correctional System 00:28:45 Transition from Nightlife to Law Enforcement 00:35:58 Moving to Phoenix: A Bold Decision 00:42:48 Understanding Inmate Management and Consistency 00:50:09 Transition to Working in Arizona and Prison Environment 00:57:40 Challenges of Prison Reform 01:06:01 Challenges of Parenting from Prison 01:11:41 The Impact of Institutionalization 01:19:03 The Reality of State Prison Life 01:25:14 Ingenious Prison Fishing Methods 01:31:45 The Dynamics Between Guards and Inmates 01:38:34 Prison Terminology and Communication 01:45:26 Navigating the Nightlife and Prison System Powered by: Just Media House : https://www.justmediahouse.com/ Creative direction, design, assets, support by FWRD: https://www.fwrd.co Learn more about your ad choices. Visit megaphone.fm/adchoices

The Female Reality Epidemic: She Turned 40 & Realized She Failed In Life | Why This Happens by Greg Adams

On today's show we are looking at a divergence between lumber futures prices and current lumber composite prices. These two graphs always tend to track each other, sometimes with a small delay. But the prices always follow the futures. However, this is a moment in time when the lumber futures are diverging. The week-to-week framing lumber composite price fell by 0.5% on June 27, 2025, declining to $422 per 1,000 board feet. This was the 12th consecutive week of declines, and the lowest price since October 2024. The falling prices reflect falling demand for lumber as construction starts continue their steady decline. Production also fell in response to the fall in demand. But the July Futures price is $615, September is $664 and November is $675. That's a 60% premium over the current spot price. Holding physical lumber (spot price) incurs costs. This includes warehousing, insurance, and the cost of capital tied up in inventory. Futures prices reflect these "carrying costs" that would be avoided by buying a contract for future delivery rather than purchasing the physical commodity today and storing it. Storing that lumber incurs interest costs if the inventory is financed. So part of the difference in price is explained by the cost of carrying physical inventory. There is anticipation of future increase in demand for new construction later this year and into next year. So the market is forecasting growth, even though the market is clearly experiencing a decline over the past 6 months. Finally, the trade war is anticipating supply side constraints as we have already seen a 6% decline in lumber from Canada entering the US. This is further anticipated to amplify as the trade dispute continues. This will make forecasting of construction costs more difficult for the foreseeable future in the US which will put downward pressure on new construction until the uncertainty is removed. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

CBS Sports compiled a list of each coach's record in the big games, and we were quickly reminded that Matt Rhule has lost 17 straight games to ranked teams and is 2-22 overall in his career vs. ranked teams. Pretty hard to fathom…. Also, ROLL CALL (sponsored by Madsen's Bowling & Billiards): where are people listening from today? Show Sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

As housing prices have skyrocketed in Ireland, the government did what governments do all too often: impose rent controls. Such interventions into the housing market have created downstream effects that continue to encourage even more intervention.Original article: https://mises.org/mises-wire/emphasizing-mirage-downplaying-reality

In this episode of Remodelers on the Rise, Kyle sits down with Rob Fisher of Fisher Custom Builders for a refreshingly honest look at what it's like to start and grow a remodeling business from the ground up. Just three years in, Rob shares what sparked his entrepreneurial journey, the hard (and expensive) lessons he's learned about pricing and profit margins, and the steps he's taking to build a business that runs without him on-site every day. From mentorship and mindset to systems, sales, and stepping back from the tools, this conversation is packed with insights for any remodeler in the trenches asking, “Am I doing this right?” Spoiler: You're not alone—and Rob proves it. ----- Ready to connect, learn, and grow alongside other remodelers? Join us at the Rise Conference on August 5–6 for two days of practical insight, real conversations, and proven strategies to build a better remodeling business. Sign up here: https://remodelersontherise.com/rise/ ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Takeaways The Rice Conference is a source of energy and inspiration. Building relationships is key in the remodeling business. Understanding financials is crucial for success. It took Rob two years to figure out his pricing strategy. Delegating responsibilities is essential for business growth. Mentorship can provide valuable insights and encouragement. Patience is necessary when building a business. Creating a positive work environment leads to better employee retention. Rob's journey reflects the common struggles of new entrepreneurs. Continuous learning and adaptation are vital for success. ----- Chapters 02:46 From Ministry to Remodeling: Rob's Path 05:45 Lessons from Phil: The Entrepreneurial Seed 08:58 Building Experience: The Early Years in Construction 12:01 The Reality of Business: Hard Work and Patience 14:53 Understanding Financials: The Importance of Margins 17:53 Sales Process: Tracking and Accountability 20:47 Implementing Changes: Design and Project Development 23:55 Final Thoughts: Confidence and Growth 26:50 Lessons Learned the Hard Way 29:03 Transitioning from Field to Office 30:20 Building a Team and Delegating Responsibilities 36:18 The Importance of Mentorship 42:05 Vision for the Future and Business Growth

In this conversation, psychologist and author Bob Rosen discusses his new book 'Detach' and explores the concept of attachments that hinder personal growth and fulfillment. He emphasizes the importance of self-awareness, the illusion of stability, and the necessity of embracing uncertainty. Bob shares insights on leadership, vulnerability, and the destructive nature of attachments to control and perfection. He also highlights the significance of living in the present, practicing forgiveness, and the philosophy of impermanence, particularly in relation to aging and death. The discussion concludes with practical tools for overcoming attachments and fostering personal development.Chapters00:00 Introduction to Bob Rosen and His New Book02:05 The Power of Self-Awareness and Attachments06:43 Understanding Stability and Uncertainty12:46 The Role of Forgiveness and Living in the Present15:44 The Dangers of Control and Perfectionism20:36 The Importance of Self-Love and Gratitude25:49 Embracing Impermanence and the Reality of Death30:45 Choosing Between Regret and Gratitude34:30 Next Steps and Tools for Personal Growth

What are enterprise buyers really looking for in 2025 when they bring in external talent? This week, Melisa is joined by industry veteran Brian Hoffmeyer (known as “Hoff”), who returns to the podcast to share invaluable, behind-the-scenes insights from his vantage point at Beeline, the world's largest independent vendor management system.Whether you're working directly with enterprise clients or supporting mid-size firms, this conversation gives you the macro trends you need to know in order to position yourself as the obvious choice. You'll hear why independent consultants are gaining momentum (despite a flat contingent labor market), and how to shift your strategy to stand out, especially if your buyers are navigating complex approval processes, rate cards, or risk-averse procurement teams.You'll also hear hard truths about hourly pricing, why outcome-based work is on the rise, and how to use “micro-consortiums” to expand your value and win bigger work, all without trying to mimic a traditional firm.Timestamps for Key Moments: [06:50] What enterprise clients are prioritizing in 2025 when it comes to independent consultants and external talent.[10:25] Why statement-of-work and outcome-based engagements are gaining favor and how to structure your services accordingly.[17:14] How consultants can de-risk the buying process by becoming an internal guide, not just an external vendor.[24:50] What's getting approved and what's not, inside client organizations, from project types to pricing models.[29:45] The rise of the “independent consortium” and how to leverage it without formal partnerships.Tune in to Episode 225 for a high-level strategic view and tactical insights to help you stay relevant, de-risked, and in demand.Related ResourcesFull Show Notes: https://shownotes.melisaliberman.com/episode-225/Read Chapter 14 in Grow Your Consulting Business: The 14-Step Roadmap to Make Your Independent Consulting Goals a Reality, https://www.amazon.com/dp/B0CSXJBGVBRelated Podcast Episode: ️Episode 034 – Strategies from an Expert in the Corporate Consulting Buyer (An Interview with Brian Hoffmeyer), https://shownotes.melisaliberman.com/episode-34/  Work with Melisa: Apply for a Coaching Exploratory call at https://www.consultmelisa.com   Connect with Hoff: Brian Hoffmeyer - Beeline | LinkedIn Want More?Get Melisa's Book: https://www.melisaliberman.com/bookVisit with Melisa's Website: www.melisaliberman.com Follow on LinkedIn: linkedin.com/in/melisa-liberman Get Notified When Melisa's Products Launch: https://www.melisaliberman.com/growth-atlas-products Want help achieving your consulting business goals? Melisa can help. Click here for more on coaching tailored to you as an independent consulting business owner.

This week on The Data Minute, Peter sits down with David Zhou, Head of Investor Relations at Alchemist Accelerator and the host of Superclusters, for a deep dive into how LPs choose, and say no to, emerging managers.David shares what hundreds of GP conversations have taught him about building trust and avoiding the "sea of sameness.” They talk about why charisma can be learned, how LPs think about relationship-building versus returns, and why fund managers should spend less time pitching and more time listening. Plus: the strange origin of venture capital as we know it, the story behind a viral LP blog post, and how tracking birthdays, gifts, and “fun facts” can help you raise your next fund.It's fast, it's tactical, and it's exactly the kind of honest LP feedback GPs rarely get to hear.Subscribe to Carta's weekly Data Minute newsletter: https://carta.com/subscribe/data-newsletter-sign-up/Explore interactive startup and VC data, with Carta's Data Desk: https://carta.com/data-desk/Chapters:01:35 – LinkedIn bios, authenticity, and under-optimizing for SEO02:43 – Why David might remove “angel investor” from his profile04:50 – Saying “LP” out loud: the weirdness of deal flow labeling06:10 – Sourcing, picking, and winning: how LPs assess fund managers08:50 – What makes an “emerging” manager, really?10:13 – Should LPs invest in a firm—or just fund one?11:55 – The myth of quick markups, and why LPs think long13:23 – Pattern-matching vs. patience: how LPs develop taste14:55 – The Odysseus strategy: when to say no (even to great funds)17:47 – Why humility and honesty work better than fake urgency19:20 – Do some LPs still think venture capital is “art collecting”?21:10 – Helping LPs understand: is it worth being the educator?23:00 – First-time managers, first-time investors, and the long runway25:38 – Breaking into Middle Eastern LPs: no first meeting should be transactional27:45 – What hospitality looks like in cross-border fundraising29:20 – The power of thoughtful gifts—and CRM columns that matter31:14 – Should emerging managers stand out… or just be deeply human?32:32 – Whelming vs overwhelming: what LPs remember33:33 – Developing taste: why it matters for GPs too34:50 – The Dream High framework: who commands attention in a room?36:40 – Is charisma innate—or can it be learned?38:23 – Measuring growth in 15-year cycles40:00 – Common advice David gives insiders vs outsiders41:55 – Advice for “logo shoppers” and the risk of performative decks44:08 – Reality distortion fields and the allure of being “the only one”46:00 – Confidence vs clarity: do LPs actually buy better?48:18 – How many GPs does David see per year? (Spoiler: it's hundreds)50:50 – The blog post that went viral: Non-Obvious Emerging LP Playbook53:40 – Do we need more VC funds? Just one kind.54:36 – Pre-seed is the new Series A—but we still need first-check investors56:50 – Off-thesis bets: what LPs actually tolerate58:04 – A 70-20-10 approach to fund strategy01:00:14 – The one pitch meeting structure David swears by01:02:15 – How GPs should actually ask for feedback01:03:25 – Tailoring follow-ups and ending meetings earlyThis presentation contains general information only and eShares, Inc. dba Carta, Inc. (“Carta”) is not, by means of this publication, rendering accounting, business, financial, investment, legal, tax, or other professional advice or services, and is for informational purposes only.  This presentation is not a substitute for such professional advice or services nor should it be used as a basis for any decision or action that may affect your business or interests. © 2025 eShares, Inc., dba Carta, Inc. All rights res

In this episode, we partnered with Downtown Lexington Partnership to host another Downtown Deep Dive, presented by Dean Builds. This time, with the visionaries behind Gatton Park on the Town Branch - Lexington's most ambitious public space project to date. Recorded overlooking the park's soon-to-be-unveiled amphitheater, this conversation dives into the decade-long journey from asphalt lot to iconic green space.Guests:David Dean, President of Dean BuildsBen Schaffer, Senior Director of Advancement & Special Events, Gatton ParkDonald Miller, Park Director, Gatton ParkBishop Carter, Owner of Elaine AllenHosted by Weston Lockhart & Ross BoggessDevelopLex is proud to be supported by:SVN Stone Commercial Real EstateCommunity Trust BankCraftsman Contractors Bowman

Welcome to the DMF! I'm Justin Younts, and today we're diving deep into the often-overlooked aspects of acting that can make or break your career. In this video, we discuss the critical importance of mindset and self-esteem for actors, which many acting books fail to address. It's not just about the techniques; it's about how you feel and think as an actor. Many conservatory graduates face high burnout rates because they aren't prepared for the mental challenges of the industry. We explore how traditional training often neglects the psychological side of acting, leaving many feeling lost and frustrated after graduation. I share insights on how to navigate this tough industry, emphasizing the need for a realistic approach and a long-term vision. We also touch on the significance of relaxation under pressure and how meditation can be a game-changer for your performance. If you're serious about your acting career, you need to learn how to stay calm and focused, even when things get tough. Plus, we discuss the importance of surrounding yourself with a supportive community and having a clear vision of your goals. This video is packed with valuable advice that could change your approach to acting forever. So, if you're ready to take your career to the next level, hit that play button and let's get started!00:00:00 - Introduction00:00:06 - The Importance of Mindset in Acting00:00:58 - The Problem with Acting Schools00:01:45 - The Reality of Becoming an Actor00:02:03 - The Misconceptions about Acting Career00:05:22 - The Importance of Meditation for Actors00:09:12 - The Role of Vision in Acting00:10:22 - Acting Teachers and Their Influence00:12:15 - The Importance of Positive Influence and Mentorship00:12:48 - Conclusion

Send us a textGordon Brewer, a licensed marriage and family therapist with over 25 years of experience, joins Steve to unpack the complex relationship between trauma, grief, and emotional resilience in the first responder community. Their conversation touches on a critical but often overlooked barrier to mental health care—the fear that therapists can't handle the horrific realities first responders face daily."Sometimes people forget about how trauma manifests in different ways," Gordon explains, sharing how his background as a funeral director gave him unique insights into grief processing. Both experts explore why first responders might test their therapists by sharing graphic details, essentially asking: "Can you handle my reality?"The discussion delves into the subtle yet important distinctions between grief and trauma. For first responders who regularly encounter death, these experiences can trigger complex emotional responses, especially when they've previously tried to help someone who ultimately died. This creates layers of grief beyond the immediate situation—grief for what couldn't be prevented and the weight of perceived failure.A fascinating segment explores emotional intelligence within first responder culture. "Anger is acceptable, happiness is acceptable, the rest of it not so much," Steve notes, highlighting how limited emotional expression can prevent proper processing. Gordon adds that understanding your internal emotional landscape doesn't require displaying vulnerability publicly, but acknowledging emotions privately is essential for preventing acute stress from becoming trauma.Drawing from Brené Brown's work, they explore how vulnerability forms the foundation of courage—a seeming paradox particularly relevant for first responders. "You cannot have courage without vulnerability," Gordon emphasizes. "Just because we do the job doesn't negate the fact that we had those feelings of fear."Perhaps most powerfully, they discuss how community support facilitates healing. Gordon shares personal insights from losing his wife to cancer, illustrating how simple presence often matters more than words. They note how first responder communities excel at immediate support but often disappear after a few weeks, leaving families to navigate ongoing grief alone.Join this authentic conversation that bridges professional expertise with personal experience, offering practical wisdom for anyone navigating trauma, supporting others through grief, or seeking to build greater emotional resilience in challenging circumstances.Freed.ai: We'll Do Your SOAP Notes!Freed AI converts conversations into SOAP note.Use code Steve50 for $50 off the 1st month!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showYouTube Channel For The Podcast

- The Truman Show and the Collapse of False Reality (0:10) - Interview with Stefan Molyneux and Enoch AI Launch (1:36) - Character Limits and Future Plans for Enoch AI (3:51) - Critique of Meta's AI and China's Advancements (6:53) - The Decentralization of Human Knowledge (11:41) - The Collapse of The Truman Show and Its Implications (12:01) - The Impact of COVID-19 and the Rise of AI (32:31) - The Role of Wearables and the Future of AI (36:22) - The Collapse of False Narratives and the Rise of Conscious Creation (40:39) - The Power of Human Consciousness and the Future of AI (47:03) - Breaking the Cycle of Humanity (1:25:51) - Critique of the Big Beautiful Bill (1:31:06) - NASA's Deception and the Extinction Level Event (1:33:08) - Globalist Agenda and Earth Shift Predictions (1:37:05) - Preparedness for Earth Changes (1:46:09) - Critique of RFK Jr. and the Maha Administration (1:49:46) - The Prep Act and Pharmaceutical Industry Liability (1:52:25) - The Role of Wearables and Surveillance (2:09:07) - The Satanic Agenda and Vaccination Strategies (2:31:08) - Chemtrails and Environmental Contamination (2:33:35) - Final Thoughts and Call to Action (2:39:28) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

The Abolition of Reality - Interview with the Author John WatersMINISTRY SPONSORS:Armored RepublicWe make Tools of Liberty for the defense of every free man's God-given rights: Arm yourself with body armor and a plate carrier of your choosing; build your setup with accessories, equip yourself with an armored backpack.https://www.ar500armor.com//Private Family Bankinghttps://calendly.com/familybankingnow/30-minutes-discovery-call-with-chuck-deladuranteyCovenant Matcheshttp://CovenantMatches.com: The only matchmaking platform for Trinitarian Christians, where parents guide courtship, AI protects modesty, and biblical standards for marriage are upheld.Western Front Books. Publishing for men on the right. Not churchy. Christian.https://www.WesternFrontBooks.com/Heaven's HarvestGet 10% off your Heaven's Harvest order by using discount code "RRM" at checkout on their website.https://heavensharvest.com/rrmSt. John's Academy – Where Excellence Meets Purpose...At St. John's Academy, we reject the chaos of modern education. While other schools burden families with early dismissals, excessive homework, and fragmented schedules, we offer something radically different: structure, discipline, and truth - for young men, all in the name of Jesus Christ. Learn more at https://stjohns.academy/

Despite Bryan Kohberger's guilty plea to the brutal murders of four University of Idaho students, a loud corner of the internet remains in absolute denial. These die-hard defenders—many of whom spent over a year spinning elaborate conspiracies—have refused to accept reality. Instead of acknowledging the confession, they're now claiming he was coerced, framed, or railroaded into pleading guilty. Some insist it was a "tactical move" or a "ploy to expose the real killer," despite there being no legal precedent, factual basis, or courtroom indication supporting any of it. The DNA evidence, cell phone data, surveillance footage, and now his own words aren't enough for this fringe crowd that's emotionally invested in his innocence.What's most baffling is the persistence of the "he's still innocent" narrative, even as Kohberger's own legal team has moved toward sentencing. For these online truthers, the guilty plea isn't a conclusion—it's just another chapter in a fantasy where they get to play internet detective and cast doubt on grieving families and surviving victims. Many of them had built parasocial attachments to Kohberger, painting him as an intellectual, an underdog, even a victim of the justice system. Now that he's confirmed what the evidence already screamed, their response isn't to reflect or admit they were wrong—it's to double down on delusion.to contact me:bobbycapucci@protonmail.com

SummaryPastor Archie Brown delivers a powerful challenge to weary Christians: Remember to Fight. https://TakingTheLandPodcast.comSUBSCRIBE TO PREMIUM FOR MORE:• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3/month on Supercast⁠: https://taking-the-land.supercast.com/⁠• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3.99/month on Spotify⁠: https://podcasters.spotify.com/pod/show/taking-the-land/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• ⁠Subscribe for only $4.99/month on Apple Podcasts⁠: https://apple.co/3vy1s5b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Drawing from 1 Corinthians 9:24–27 and 2 Timothy 4:6–7, and opening with the tragic story of boxer Prichard Colón, this message paints ministry and salvation as a brutal but noble battle. Whether you've been knocked down or are still standing—this message will reignite your spiritual fire.Topics Covered: • Why ministry changes you • The cost and reward of discipleship • Training yourself for spiritual endurance • Fighting for souls, cities, and the Kingdom • Why we never fight aloneThis message is for every believer—discouraged, distracted, or determined. It's time to lace up your gloves. Let's fight the good fight of faith—together.Chapters00:00 Offering and Stewardship04:40 Faithful Stewardship and Financial Miracles11:57 The Power of Giving and God's Provision12:43 The Journey of Discipleship and Ministry18:04 The Reality of the Fight in Ministry34:51 Training for the Fight: Discipleship and Growth42:53 The Urgency of Spiritual Outreach45:51 The Importance of Training and Discipline49:56 Understanding the Fight: What Are We Fighting For?57:05 The Call to Action: Join the Fight01:00:59 The Invitation to Salvation and CommitmentShow NotesALL PROCEEDS GO TO WORLD EVANGELISMLocate a CFM Church near you: https://cfmmap.orgWe need five-star reviews! Tell the world what you think about this podcast at: • Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3vy1s5b • Podchaser: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.podchaser.com/podcasts/taking-the-land-cfm-sermon-pod-43369

Send us a textDownload study notes for this chapter.Download study notes for this entire book.**********Scriptures taken from the Holy Bible, New International Version ®, NIV ® Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc. Used with permission. All rights reserved worldwide.The “NIV”, “New International Version”, “Biblica”, “International Bible Society” and the Biblica Logo are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.  Used with permission.BIBLICA, THE INTERNATIONAL BIBLE SOCIETY, provides God's Word to people through Bible translation & Bible publishing, and Bible engagement in Africa, Asia Pacific, Europe, Latin America, the Middle East, and North America. Through its worldwide reach, Biblica engages people with God's Word so that their lives are transformed through a relationship with Jesus Christ.Support the show

11am hour of The K&C Masterpiece! NFL Overreaction or Reality. AM ON THE FM: expensive stuff you want but do not need. Gridiron Gravy: best and worst case scenarios for the Cowboys.

On this episode, Chris & Koi call up some friends to ask them why is it hard for the high valued women to find a man?

402-521-3080In this conversation, Stephanie Olson and Rebecca Saunders delve into the myths surrounding human trafficking, discussing common misconceptions, the realities of traffickers and their victims, and the importance of community awareness and education. They emphasize the need to understand the complexities of trafficking, including the vulnerabilities that make individuals susceptible to exploitation, the dehumanization involved, and the challenges faced during recovery. The discussion also touches on the role of media and immigration in shaping perceptions of trafficking, advocating for a more informed and compassionate approach to prevention and support.TakeawaysHuman traffickers often target individuals they know.Trafficking is not just about kidnapping; it involves manipulation and grooming.Vulnerabilities can make anyone a target for trafficking.Dehumanization is a key factor in trafficking and exploitation.Rescue is not a simple solution; recovery is complex and ongoing.Traffickers can be male or female, and often work in couples.Media representations of trafficking can perpetuate myths.Community education is crucial for prevention and awareness.Trafficking can affect individuals of all ages and backgrounds.Everyone has intrinsic value, regardless of their circumstances.Sound Bites"Human traffickers will target people.""Traffickers go after the vulnerable.""The reality is that trauma is ongoing."Chapters00:00 Introduction to Human Trafficking Myths02:58 Debunking Common Myths05:41 Understanding the Grooming Process08:41 The Reality of Trafficking Targets11:41 The Role of Traffickers14:23 The Intrinsic Value of All Humans17:23 The Complexity of Trafficking Dynamics26:23 The Role of Children in Trafficking27:10 Immigration and Human Trafficking28:18 The Misconception of Border Control30:17 Vulnerabilities of Immigrants32:05 The Human Aspect of Trafficking34:26 Dehumanization in Society35:59 The Complexity of Rescue38:12 Understanding Trauma in Survivors39:59 The Reality of Recovery42:12 Emotional Isolation and Trust Issues44:23 Vulnerabilities and Scams47:24 Protecting Ourselves and Our Communities49:47 Education and Community EngagementSupport the showEveryone has resilience, but what does that mean, and how do we use it in life and leadership? Join Stephanie Olson, an expert in resiliency and trauma, every week as she talks to other experts living lives of resilience. Stephanie also shares her own stories of addictions, disordered eating, domestic and sexual violence, abandonment, and trauma, and shares the everyday struggles and joys of everyday life. As a wife, mom, and CEO she gives commentaries and, sometimes, a few rants to shed light on what makes a person resilient. So, if you have experienced adversity in life in any way and want to learn how to better lead your family, your workplace, and, well, your life, this podcast is for you!https://setmefreeproject.net https://www.stephanieolson.com/

In this episode, Nick chats with Laura Shipler-Chico and Andy McLeod, the creative minds behind Gooper Dust Productions and their upcoming play, Reality Bites.    The conversation explores their motivations behind founding their theater production company, and the themes of their play ‘Reality Bites.”   “Reality Bites” critiques the impact of reality TV on individuals and society. They discuss the complexities of character development, the importance of tone in storytelling, and the audience's role in the consumption of media.    The episode emphasizes the need for empathy and understanding in the portrayal of real people on screen, as well as the challenges of maintaining authenticity in a curated world.   I hope this conversation enlightens you on the importance of arts as cultural commentary and helps you show up in the world with your eyes wide open.    Chapters   00:00 Introduction to Gooper Dust Productions 02:44 Childhood Dreams and Career Paths 05:17 The Leap into Acting and Producing 08:21 The Vision Behind Reality Bites 11:17 The Impact of Reality TV on Lives 14:18 Exploring Themes of Consumption and Identity 17:24 Character Perspectives in Reality Bites 20:21 Directorial Approach to Monologues 23:37 The Role of Social Media in Reality TV 26:26 Concluding Thoughts on Reality and Performance 36:12 Character Exploration and Direction 37:25 Patty's Motivations for Joining Reality TV 39:10 The Complexity of Patty's Character 40:29 Tone and Humor in Storytelling 45:25 Reality TV and Identity Crisis 49:23 Post-Show Life and Advocacy 50:25 Authenticity vs. Narrative in Reality TV 55:30 Viewer Complicity in Reality TV 59:17 Final Thoughts on Humanity and Reality TV Find Laura Shipler-Chico & Andy McLeod here:   Laura Instagram: https://www.instagram.com/terranewell  Andy Instagram: https://www.instagram.com/andymcleod09/  Gooper Dust Instagram: https://www.gooperdust.com/  Indie GoGo: https://www.indiegogo.com/projects/off-in-a-cloud-of-gooper-dust#/  Website: https://www.gooperdust.com/    Find Nick Thompson here:   Nick Instagram: https://www.instagram.com/nthompson513/  UCAN Instagram: https://www.instagram.com/the_ucan_foundation/  YouTube: https://www.youtube.com/@EyesWideOpenContent  LinkedIn: https://www.linkedin.com/in/nickthompson13/    UCAN Foundation: https://theucanfoundation.org/  Website: https://www.engagewithnick.com/   

Toxins in your baby wipes? Candles wrecking your hormones? In this episode, Branch Basics co-founder Allison Evans reveals the everyday products sabotaging your health—and how a few simple swaps can change everything. Branch Basics: Use code Alex15 for 15% off Thank you to our sponsors!ZEBRA: Use code "ALEX" for 10% off any order Harvest Right: harvestright.comCowboy Colostrum: Use code “ALEX” for 25% off at Geviti: Use code "ALEX" to get 20% off of your first purchase California Mobile Acupuncture: Use code "Alex Clark Podcast" for $50 off your first treatment Cozy Earth: Use code "ALEX" for 40% up to off Our Guest: Allison Evans, Founder of Branch BasicsAllison Evans Links: Instagram | @branchbasicsFacebook | @BranchBasicsTikTok | @branchbasicsAllison's Favorite Book:A Voice in the Wind by Francine Rivers

WARNING: This is a terrible episode. The girls are over-worked and out of time. Denver is around the corner, and their jet-lag is real. If you're looking to be informed or enlightened, definitely skip this one. CHECK OUT FREE EPISODES OF OUR PATREON PODCAST (No Politics!)Deals From Our Sponsors:NUTRAFOL: Save $10 off your first month subscription + free shipping. Go to www.Nutrafol.com and enter promo code DGP at checkout. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A Note from James:One of the funniest guys I've ever spoken to—Dave Barry. I always love talking to him. He's been America's top humorist since the early '80s with a syndicated column in 500 newspapers and a long list of bestselling books. This is his third time on the podcast, and his latest book, Class Clown: Memoirs of a Professional Wiseass, is out now.We get into everything—his process, his adventures, and his signature style of humor that's made him a legend. It's always fun with Dave.Episode Description:James sits down with Dave Barry to explore the surprising journey behind his new memoir, Class Clown. Dave shares how his humor evolved from playful everyman columns to a more personal, story-driven style. They talk about his outrageous adventures, from picking up his son in the Oscar Mayer Wienermobile to getting booed by telemarketers and dedicating a sewage station in his honor. They also break down the shifting landscape of writing, how syndication shaped Dave's career, and why modern humor feels trapped in political silos.This is a rare chance to hear how one of America's greatest humorists built a career by doing things to write about them—and why his readers became his closest allies.What You'll Learn:Why Dave Barry was initially reluctant to write a memoir.How performing outrageous stunts became central to his writing.The critical role of reader engagement in building the success of his humor column.How the writing industry—and the path to building an audience—has radically changed.Dave's candid perspective on modern political humor and why neutrality feels impossible today.Timestamped Chapters:[00:00] Introduction to Dave Barry[01:00] Writing a Memoir: The Journey Begins[02:00] The Humorist's Approach: Balancing Persona and Reality[03:00] Adventures in Journalism: Creating Stories by Living Them[05:00] Tactical Humor: Rivalries, Stunts, and Getting Involved[08:00] When Humor Becomes the Story: Telemarketers and Public Reaction[12:00] Building a Community: How Dave Engaged His Readers[17:00] The Syndication Era: How Writing Used to Pay[23:00] The New Writing Economy: Substack and the Digital Shift[28:00] Assault Humor and the Loss of Neutral Comedy[31:00] What's Next: Substack, Slowing Down, and Florida's Wild Identity[35:00] Writing Novels vs. Columns: Dave's Fast-Paced Storytelling Style[41:00] Stand-Up Comedy and the Influence of Nate Bargatze[44:00] Comedy Club Lessons: James on Bombing and Recovery[46:00] Criticism: Dave's Approach to Bad Reviews[47:00] Farewell: Dave's Thoughts on Humor, Writing, and LegacyAdditional Resources:

In this episode, I sit down with Dr. Jenn Gunsaullus - sociologist, sex therapist, and communication expert - for an honest, enlightening, and fun conversation about the deeper layers of intimacy. We explore some tricky but important territory: the impact of antidepressants on libido, how and when to talk to your kids about sex, and how to get more comfortable with your own discomfort. We dive into what it really means to communicate about sex (without shutting down), how to build emotional and physical intimacy, and why "generous listening" might be the most underrated skill in relationships. This chat is packed with nuggets of wisdom and helpful words to give yourself more grace. I know you are going to love this one! This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episodeThis episode is brought to you by Astral Tequila, Aruba Tourism, Venmo, and Quince. House marg summer is here!! Time to stock up! Go to www.astraltequila.com to find Astral near you - and don't forget the limes! Please enjoy responsibly.When you love Aruba, It loves you back. Plan your next trip at Aruba.com.Venmo Everything with the Venmo Debit card. Visit Venmo.me/debit to learn more and sign up today.Give your summer closet an upgrade - with Quince. Go to Quince.com/withwhit for free shipping on your order and 365 day returns.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

ould mastering the 7 Hermetic Laws instantly change your reality? Josh Trent welcomes Dr. Steven Young, Hermetic Expert, to the Wellness + Wisdom Podcast, episode 754, to reveal how we're evolving from into light beings, why your subconscious vibration shapes every moment, how to attract miracles into your life through the use of Hermetic Laws, and why letting go of goals can paradoxically lead to even greater achievement. Get 33% Off Dr. Steven Young's Hermetics Course Dr. Steven Young's Hermetics Course bridges the modern and the mystical by teaching the Seven Hermetic Principles, the universal laws revealed in The Kybalion, in an actionable, science-meets-spirit format. This course empowers you to reshape your reality from the inside out by mastering principles like Mentalism, Correspondence, Vibration, and Polarity. Beyond philosophical teachings, this immersive program provides tools to rewire your mind, reprogram limiting beliefs, and recalibrate your energy, whether you're healing trauma, improving your health, or simply raising your vibration. 33% OFF WITH CODE "JOSH33" In This Episode, Dr. Steven Young Uncovers: [01:05] From Homo Sapiens to Homo Luminous Why humanity wasn't ready to accept that we're light beings until now. How we're transitioning from homo sapiens to homo luminous. Why they're bringing the truth of Atlantis back through rituals. Resources: Dr. Steven Young [04:40] How to Connect with Your Intuition Why everything is one unified field of vibrations. How objects can communicate with us through emotions. Why coming from a place of wanting to help his patients was Steven's burden. How he changed his identity from a hard worker to a problem solver. Why the need to heal others was truly the need to heal himself. [09:50] The Seven Hermetic Laws The Bhagavad Gita How Steven started his spiritual journey when he was a teenager. Why studying hermetic laws felt like remembrance to him. How Steven is practicing the seven hermetic laws to embody them. Why we can embody the hermetic laws within a few days. How the hermetic laws create miracles. Resources: The Bhagavad Gita [16:00] Real-Life Miracles The tools and technology Steven uses to help imprint the Hermetic codes into people's beings. How he helped a client reconcile with his son after 3 years of not speaking through the Hermetics. Why reality isn't what we think it is. [19:25] Your Thoughts Affect All Reality Why all things come from the mind. How our subconscious vibration defines our external world. Why we have the capacity to affect all reality. How Josh's father reached out to him after a healing ceremony. Why each of our thoughts is a part of quantum entanglement. [26:10] How The Junk DNA Creates Biophotons Why we have junk DNA in our body. How junk DNA makes biophotons. The role of biophotons in communication between cells and the DNA. Why we are light beings. When we rejoice the light in people, we can get rid of their shadow. [30:15] Be Aware of Your Emotions How we were conditioned to think we shouldn't cry. Why being aware of all of our emotions is the key to receiving more light. The reason why men struggle with feeling and expressing their emotions. How language creates codes. Why opting out of the modern-day narrative can help us free our suppressed and repressed emotions. [35:10] A New Approach to Living Why angled light produces more energy than direct light. The importance of going after are dreams and goals from an angle. Why approaching a goal directly is not the most efficient way to achieve it. How we can reveal who we truly are. Why there is no problem to fix because we're already there. How Steven redefined the purpose of working out. [41:40] You Chose to Live in Poverty or Wealth Why every situation has a dualistic and non-dualistic perspective. How some people are incarnated to experience poverty. Why Steven used to kill women in his past lives, and in this lifetime, he helps them heal. How every person is a projection of themselves. Why the world is a mirror to where we're at right now. How we develop a lot of compassion in the healing and wounding cycle. [47:45] Finding The Middle Way within Polarity Why pendulum is an aspect of the law of polarity. How choosing neutrality means that we avoid the polar sides. Why loving both sides of the pendulum is what brings us in neutrality. How we are programmed to exist in the context of judgment. Why we are our emotions. [52:05] You Can Alter Reality Steven's version of Hoʻoponopono to live in a high vibration. How we can tap into the source code. Why we have the power to alter reality at our will. How we forgot our gifts through programming. How we are remembering the future into place by rejoicing what is. Why we're kept inside the mainstream narrative through language. How our consciousness collapses reality into a version that we're choosing. [58:25] Your Mind Is Programmed How the mind gets in the way of choosing our reality. Why we were programmed to believe that it takes hard work to achieve our goals. How embracing being nothing makes life easier. Why Steven stopped using good vs bad comparison. [01:02:15] Plant Medicine Journey How we always move forward from the current version of divine perfection to the next version of divine perfection. Why Steven participated in a chilli cleansing process. How he learned in a plant medicine ceremony that he was arrogant and egoistical. How consciousness is not housed in the physical body. Why fascia is made of crystals that generate a specific frequency. [01:10:50] Becoming an Empty Vessel for God How the vibration we broadcast defines what we pull into its field. Why Steven's phone told the truth for him. How we're relaxing into our fullness. Why letting go of goals and desires helped Steven achieve more than he ever imagined. How he tells his clients the truth that he doesn't know what they're going to get out of a session with him. [01:18:35] Elder Wisdom + Conscious Use of Language Why elders don't answer questions directly. How we can cherish our programming that's been keeping us stuck. Why the state of contraction is what allows us to feel the full capacity of freedom. Resources: 512 Alison Armstrong: Unconscious Emasculation, What Women Don't Understand About Men + How To Get The Love You Want [01:23:40] The Immortal Chamber How Steven developed the immortal chamber. Why the immortal chamber speeds up fracture healing by several weeks. How they developed a tool that makes us healthier while we're working on a computer. Why our system has the intelligence to take external energies and restore itself. How one minute in the immortal chamber equals several hours of forest bathing. [01:29:10] Talking to Spirit Why we're made in the image of God with similar capabilities as spirit. How we can birth new energetic beings. Why businesses ask Steven to teach them how to talk to the spirit of the organization. What the spirit of the immortal communicated to him. How he had a conversation with the spirit of AI. Why every human can vibrate in a way to exist in harmony with AI and technology. [01:34:55] Gravity Dilation How we can time travel using our mind. Why does only operating from the intellect limits our capacity. How the Damanhur Community was discovered and built. Why the templates in Damanhur have energetic effects. How they store ancient wisdom inside crystals. Why the Mother Earth will reset itself if we don't change how we live. Resources: Interstellar (2014) Damanhur Community The Kogi Prophecy [01:44:55] The Subconscious Mind Stores Every Bit of Information What helped Steven realize that God's got it. Why he's watched The Shack 14 times and still gets a life-changing moments. How our subconscious mind stores every image we've ever experienced in our lifetime. Why chanting the Hoʻoponopono clears our subconscious storage. Resources: The Shack (2017) [01:51:05] Sacred Union Why 90% of Steven's female clients have unconsented sexual experience. How embodying hermetics helps us attract the person who will allow our nervous system to restore. Why it's important to give love to our inner child in order for a man to create a safe masculine container for their partner. How sex is an expression of love. [01:56:20] Becoming Unattached How focusing on the darkness creates more darkness. Why it's hard for us to love the darkness. Conversations with God by Neale Donald Walsch How Steven is becoming unattached to everything in life. Why every moment is divinely orchestrated. The importance of allowing ourselves to be fully sad and fully happy. Resources: Conversations with God by Neale Donald Walsch Leave Wellness + Wisdom a Review on Apple Podcasts All Resources From This Episode Dr. Steven Young The Bhagavad Gita 512 Alison Armstrong: Unconscious Emasculation, What Women Don't Understand About Men + How To Get The Love You Want Interstellar (2014) Damanhur Community The Kogi Prophecy The Shack (2017) Conversations with God by Neale Donald Walsch Power Quotes From Dr. Steven Young "Our reality isn't what we think it is. We have the divine capabilities to affect all of reality. Our every thought, every moment, is affecting all of reality. That's how capable we are." — Dr. Steven Young "Our every thought, every emotion is broadcasting light particles away from our body that carry a certain frequency. So we're literally broadcasting our every thought and emotion into all of reality. It's our innate capability of collapsing the infinite waves of light, infinite variations of the now into the exact version of the now that is corresponding to who and what we are." — Dr. Steven Young "Time is not what we think it is. It's not linear. It's a sphere, a space, a locality. And with our consciousness, we can go anywhere within this sphere that we want with our mind. We can bend time. We can travel time. We can experience multiple times or multiple lifetimes in the now. 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He has helped thousands re-engineer their health through a unique blend of scientific rigor and ancient wisdom, and founded the “Ammortal” movement, aiming to create one billion individuals who embody their divine inner powers. A leading expert on the Hermetic Laws, Dr. Young has distilled the 7 Hermetic Principles of the Kybalion into practical strategies for manifestation, resilience, and self-mastery, to help others bend reality in alignment with universal laws. Website Instagram Facebook YouTube

I recently tried out something brand new - and tested it out for myself before sharing. Two weeks in, I'm OBSESSED. Noticing so many changes already! We get into it all in this episode. General gist: how to call on your FUTURE SELF to rewire your reality by reprogramming your subconscious mind - with a recorded meditation/hypnosis by YOU to listen to at night. Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive Slingshot Sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway Try a Taste of Dreamaway for free: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout @dreamawaymembership on IG Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok

In this powerful conversation, Morgan DeBaun and Jeff Nelson go deep on one of today's most pressing questions: what happens to human value in the age of AI? From digital twins and AI agents to wearable tech and the erosion of critical thinking skills, they explore how technology is transforming not only how we work—but how we live. Morgan and Jeff break down the rise of AI agents (what they really are), the reality behind automation hype, and the traits that will keep you relevant no matter how advanced tech becomes. This episode is part philosophy, part career advice, and fully a must-listen if you want to stay ahead of the curve. In this episode: 00:00 The Pleasure Machine Thought Experiment 02:10 Digital Twins + Real-Life Trade-Offs 05:45 The Reality of Clout vs. Fulfillment 09:42 What Are AI Agents (and How Are They Different from Automation)? 13:25 How AI Will Reshape Workflows + Decision-Making 18:00 Why Speed Isn't Everything—Judgment Still Matters 22:18 The AI Skills Gap: What Will Make You Irreplaceable 26:50 Will AI Erase Critical Thinking? 29:03 Where Humans Still Win: Strategy + Insight 35:40 AI + Wearables: The Next Big Interface 42:15 What It Means to Be a Founder in a New Tech Era 47:00 Announcing AI Edge: A Free Summit for the Community This episode will challenge your perspective and give you tools to navigate what's next. Whether you're a creator, tech professional, entrepreneur, or just curious, it's time to step into the AI era—intentionally.

Discovering the Reality of GodJoin us on a journey from doubt to devotion with Dr. James B. Polson.James Polson was once a skeptic who believed that God, heaven, and hell did not likely exist outside of his imagination. He was satisfied with his views until he was involved in a car accident that forced the realization that death can occur at any time. Was he wrong about heaven and hell? If they really existed, where would he be? While these complex questions remained in the back of his mind, Polson embarked on a quest to discover any truth about the existence of God, heaven, and hell.Dr. Polson studied biomedical sciences and earned a PhD in pharmacology, he taught and conducted research at the University of South Florida, College of Medicine, and earned an MA in biblical studies from Dallas Theological Seminary. You can reach Dr. James at his website https://www.jamesbpolson.com

The Indian Health Service (IHS) remains largely misunderstood by those not directly connected to it, and often derided as a bureaucratic and confusing system by those who are. IHS marks its 70th anniversary, providing care to all Native citizens. Of course, the agency's history is also documented in the hundreds of treaties over almost 200 years in which the U.S. Government explicitly signed on to its responsibility. We'll trace the history of IHS from the first immunizations to Public Law 638, and chart its future amid a major reassessment of federal government services.

Jonathan LaPaglia is Leaving Australian Survivor: Reality Flash Australian Survivor fans, brace yourselves — the ultimate blindside didn't happen on the beach, but behind the scenes. Jonathan LaPaglia, host and face of Australian Survivor for over a decade, has been unceremoniously axed by Channel 10. In a move no one saw coming, JLP was told […]

Jonathan LaPaglia is Leaving Australian Survivor: Reality Flash Australian Survivor fans, brace yourselves — the ultimate blindside didn't happen on the beach, but behind the scenes. Jonathan LaPaglia, host and face of Australian Survivor for over a decade, has been unceremoniously axed by Channel 10. In a move no one saw coming, JLP was told […]

Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%.  Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year.  We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio.  Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education.    Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:48   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You   Keith Weinhold  1:58   Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull.    Donald Trump  8:56   If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now.   Keith Weinhold  9:21   oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him.   This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh,   Josh Fang  12:31   when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old.   Keith Weinhold  14:20   This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this.   Josh Fang  15:00   Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property,    Keith Weinhold  17:10   the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup?   Josh Fang  17:44   100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion   Keith Weinhold  18:26   that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset?    Josh Fang  18:57   Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions.   Keith Weinhold  20:00   Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply.   Josh Fang  20:25   I agree with that 100% I couldn't have said it any better.   Keith Weinhold  20:28   You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure.   Josh Fang  20:46   I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing.   Keith Weinhold  21:59   Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now   Speaker 2  22:32   after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more.   Keith Weinhold  24:50   Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right?   100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work.   I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too,    Speaker 2  28:06   100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive.   Keith Weinhold  28:47   Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh?   Speaker 2  29:22   You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me.   Keith Weinhold  31:14   the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce.   Josh Fang  31:32   No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part.   Keith Weinhold  31:43   That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Jim Rickards  33:49   this is Arthur Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  34:05   our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil   Nate O'Neil  35:25   Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show   Keith Weinhold  35:32   and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate,   Nate O'Neil  35:56   growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind.   Keith Weinhold  37:03   That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working?   Nate O'Neil  38:29   Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you    Keith Weinhold  39:20   now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it?    Nate O'Neil  39:33   Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf,   Keith Weinhold  41:02   that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you,   Speaker 3  41:22   it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more   Keith Weinhold  42:29   I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience   Speaker 3  43:40   I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them.   Keith Weinhold  44:44   You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really?   Nate O'Neil  45:14   Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant.   Keith Weinhold  45:26   Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support?    Nate O'Neil  45:35   Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years.    Keith Weinhold  45:57   Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate   Nate O'Neil  46:19   yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now.   Keith Weinhold  48:05   That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know?   Speaker 3  48:25    We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity.   Keith Weinhold  49:41   That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today.    Nate O'Neil  50:11   Nate, I hope it's valuable for you in the audience.   Keith Weinhold  50:20   Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  51:50   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  52:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

When it comes to our perception of pirates, Treasure Island has a lot to answer for. They didn't make their enemies walk the plank, they didn't keep parrots as pets, and they didn't bury their treasure. But that doesn't mean the golden age of piracy wasn't an era of swashbuckling rogues and sword fights on the high seas...In the first episode of our 'Pirates' mini-series, Dan explores the facts behind the fiction behind the likes of Blackbeard and Captain Kidd with Sophie Nibbs, the curator of the new Pirates exhibition at the National Maritime Museum, Greenwich.You can discover more about the exhibition and book tickets here.Produced by Mariana Des Forges and edited by Dougal Patmore.Archive:Treasure Island, RKO Pictures, 1950Muppets Treasure Island, Walt Disney Pictures, 1996Pirates of the Caribbean, Walt Disney Pictures, 2007Treasure Island, Mercury Theatre, 1938You can now find Dan Snow's History Hit on YouTube! Watch episodes every Friday here.Sign up to History Hit for hundreds of hours of original documentaries, with a new release every week and ad-free podcasts. Sign up at https://www.historyhit.com/subscribe.We'd love to hear your feedback - you can take part in our podcast survey here: https://insights.historyhit.com/history-hit-podcast-always-on.You can also email the podcast directly at ds.hh@historyhit.com.