Podcasts about midwest

This is a Grave Talks CLASSIC EPISODE! Deep in the Northwoods of Wisconsin stands a mansion whose reputation is as chilling as the winds that sweep across its decaying foundations. Summerwind Mansion, built in the early 20th century, has become one of the most infamous paranormal locations in the Midwest — a place where hauntings, tragedy, and madness seem woven into the very walls. For more than a century, families who attempted to live within its halls reported overwhelming dread, unexplainable activity, and encounters that pushed some to the brink of sanity. From apparitions and disembodied voices to aggressive energies that seemed determined to drive residents out, Summerwind earned a reputation for being a house few could endure for long. But why does this mansion wield such power over those who step inside? What forces linger there, and why do they remain so active after decades of abandonment? We explore the unsettling history behind Summerwind Mansion, the stories of those who fled in fear, and the legends that continue to surround its crumbling structure. . #summerwindmansion #wisconsinhaunted #thegravetalks #hauntedhistory #realghoststories #paranormalinvestigation #hauntings #terrifyingplaces #supernaturalencounters #hauntedmansion #midwesthaunted #trueparanormal Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

This is a Grave Talks CLASSIC EPISODE! Deep in the Northwoods of Wisconsin stands a mansion whose reputation is as chilling as the winds that sweep across its decaying foundations. Summerwind Mansion, built in the early 20th century, has become one of the most infamous paranormal locations in the Midwest — a place where hauntings, tragedy, and madness seem woven into the very walls. For more than a century, families who attempted to live within its halls reported overwhelming dread, unexplainable activity, and encounters that pushed some to the brink of sanity. From apparitions and disembodied voices to aggressive energies that seemed determined to drive residents out, Summerwind earned a reputation for being a house few could endure for long. But why does this mansion wield such power over those who step inside? What forces linger there, and why do they remain so active after decades of abandonment? We explore the unsettling history behind Summerwind Mansion, the stories of those who fled in fear, and the legends that continue to surround its crumbling structure. This is Part Two of our conversation. #summerwindmansion #wisconsinhaunted #thegravetalks #hauntedhistory #realghoststories #paranormalinvestigation #hauntings #terrifyingplaces #supernaturalencounters #hauntedmansion #midwesthaunted #trueparanormal Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

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Guess who's Bizack!!! The fellas are back off of there extended break. They recap their Thanksgiving Shenanigans! Reese talking about his fantasy football woes. The Fellas talk about the Summer Walker and Rich the kid situation. As always, the culture from a Midwest point of view #WWTB

Jim Trueblood doesn't just run a brokerage—he runs the largest Zillow and Realtor.com partner in Indiana, and he's just getting started. In this episode, James and Keith dig into how Jim scaled from solo agent to leading 225 agents across Indiana and Kentucky, with $750M in production and a bold approach to growth. From tech stack precision to lead gen discipline, Jim shares what it really takes to scale in today's market. You'll hear how he: Bought all the leads (and maxed every contract) Held on through sleepless nights and startup chaos Uses physical offices as brand statements Sets clear standards for agent performance Audits lead ROI like a boss It's honest, tactical, and full of sharp Midwest wisdom for anyone who wants to grow without apology. Give your clients the competitive edge with Zillow's Showcase. Discover how this exclusive, immersive media experience—featuring stunning photography, video, virtual staging, and SkyTour—helps agents drive more views, saves, and shares. Agents using Showcase on the majority of their listings on Zillow list 30% more homes than similar non-Showcase agents. Learn how to stand out and become the agent sellers choose. https://www.zillow.com/agents/showcase/   Connect with Jim on LinkedIn.   Learn more about Trueblood Real Estate on Facebook - Instagram and online at truebloodre.com.   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show, send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

This special episode of the podcast is a recording of a panel discussion that took place at the 2025 Ohio VC Fest powered by @JumpStart Inc. entitled "AI-Driven Healthcare: The Heartland Advantage." Panelists include Michael Dalton (CEO & Founder at @Ovatient), Kaleigh Gallagher (VP of Tech Services & Network Management at @JumpStart), Matthew Zenker (Director of Tech Partnerships & Investments at @University Hospitals Ventures), Jennifer Owens (Senior AI Program Administrator at @Cleveland Clinic), and moderated by Duane Mancini. The conversation dives into the rapidly-growing AI-driven healthcare innovation in the Midwest, exploring the unique advantages the region faces. The discussion covers various topics including talent acquisition, clinical validation, partnerships with healthcare systems, and the role of data in accelerating growth.Michael Dalton LinkedInKaleigh Gallagher LinkedInMatthew Zenker LinkedInJennifer Owens LinkedInJumpStart Inc. WebsiteDuane Mancini LinkedInProject Medtech WebsiteProject Medtech LinkedIn

If you are searching for information on why Grand Rapids is becoming one of the most desirable places to live in the Midwest, you are in the right place. From growth and culture to food, affordability, and natural beauty, Grand Rapids continues to attract new residents who want both opportunity and quality of life. In this guide, we explore the top reasons people love calling Grand Rapids home.SUBSCRIBE: https://www.youtube.com/channel/UCWLKp_rEg77NKMFthOTVeiw?sub_confirmation=1 Contact us now:Call or Text: (616) 330-2555Email: info@marketgr.comMoving to Grand Rapids? Pick up our FREE relocation guide!https://mailchi.mp/8b5aff1055a5/relocation-guideMore from Group Realtors:Website

Here's your latest Fox Weather forecast with meteorologist Jane Minar.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

20 million under winter weather alerts as heavy snow targets West and Midwest; Hegseth defends U.S. boat strikes as Pentagon faces growing scrutiny; Russia launches drone strike on Ukraine amid peace talks; and more on tonight's broadcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

John Chang interviews the commercial real estate market itself as he breaks down how healthcare hiring is propping up national job growth while most other sectors soften, and why that makes medical office one of the strongest asset classes going forward. He explains how an aging population and persistent healthcare labor shortages are driving durable demand, limited new supply, stable vacancies around 9%, and long-term leases with built-in rent bumps that support medical office performance. John then shifts to the multifamily outlook, highlighting Sun Belt oversupply and concessions versus tighter conditions in the Midwest and coastal markets, along with delayed household formation among young adults that is creating pent-up demand. He closes by outlining why institutional capital is ramping back into CRE—NACREIF total returns turning positive, higher fund-raising volumes, and rising target allocations—which should lead to more competition for deals and eventual cap rate compression in 2026, assuming policy and geopolitical risks stay contained Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Late season is HERE—and Don Higgins and Terry Peer break down why mature bucks are hitting the dirt all across the Midwest. Episode 302 dives deep into the “perfect recipe” created by snow, cold temps, and strategic food sources. If you've waited all year for the best chance at a giant—this is it. In this episode Don and Terry discuss: • Why cold + snow is the ultimate late-season trigger • Why bedding and food MUST be separated • How buck ranges shrink during brutal weather • Why soybean shatter resistance matters right now • Massive deer movement and new bucks showing up daily • The Real World dealer conference + big business announcements • A HUGE upcoming Lester's Feet fundraiser • Listener Q&A on rope scrapes, permission setups, doe management & more If you want to understand exactly what deer are doing this week, this is MUST-WATCH content.

Public health expert Dr. Athena Ramos shares her commitment to public health and justice, such as tobacco prevention efforts and improving farmworker health, safety, and equity in the Midwest. Dr. Ramos talks about the cultural, health, and lived experiences influencing this award-winning passion and that are reshaping her life and her work, including becoming a cowgirl.Dr. Athena Ramos is an Associate Professor in the Department of Health Promotion at the University of Nebraska Medical Center's College of Public Health, where she leads community-engaged research focused on farmworker and agrifood worker health, social determinants of health, and reducing health disparities across the Great Plains and Midwest. A native Nebraskan and first-generation scholar, Dr. Ramos partners closely with Latino, immigrant, and rural communities, working with producers, workers, and organizations to improve conditions in agriculture and meatpacking. Her work has been recognized with numerous honors, including UNMC's 2025 Distinguished Scientist Award, and she serves on multiple local and national boards and networks. Beyond campus, Dr. Ramos is a sought-after speaker, advocate, and mentor, and at home she and her husband are raising four children in Omaha.*************************Today's show and others are supported by the generous membership of Amy and Tom Trenolone.*Bonus content* for Lives members only features exclusive content and more. Find a Lives membership tier that fits you - support link here.

Join host Jeremiah Byron from Bigfoot Society as we sit down with Mary Ann Ziebell, BFRO investigator, expedition leader, and founder of the Ozark Mountain Bigfoot Conference, for one of the most action-packed conversations ever recorded. Maryanne shares her first-night Missouri Bigfoot encounter, where a massive, upright, hair-covered figure stepped from behind a tree only 25 yards away, changing her life forever.She dives into wild activity from Missouri, Arkansas, and Oklahoma—including tree knocks, tracking evidence, thermal hits, campsite stalkings, orbs, UAP encounters, and close-range sightings reported during BFRO and private expeditions. From the Ozarks to Land Between the Lakes, Maryanne breaks down what investigators really experience in the field and how her team teaches casting, tracking, and tech skills to new researchers.If you're fascinated by Bigfoot in the Ozarks, Midwest cryptid hotspots, real BFRO investigations, or boots-on-the-ground fieldwork, this episode delivers nonstop insight and unforgettable witness stories.Topics include:• Mary Ann's first Bigfoot sighting in south-central Missouri• Activity in Arkansas, Oklahoma, and Kentucky• BFRO expedition structure & behind-the-scenes details• Campsite visits, rocks thrown, and night-time stalkers• Orbs, UAPs, strange lights, and unexplained thermal signatures• The Ozark Mountain Bigfoot Conference & private campouts• Tracking, evidence collection, and tech used in the fieldFollow Mary Ann's work:• Ozark Mountain Bigfoot Conference – https://www.facebook.com/profile.php?id=100084298488874• Bigfoot Wild Man and Boogers Podcast on YouTube - https://www.youtube.com/@bigfootwildmanandboogersBFRO expedition - https://www.bfro.net/

Season's Greetings dear listeners! We hope you find yourself enjoying these final weeks of 2025 and we are delighted to be a small part of that with a new episode for your ears. On this episode we revisited dead-end sequels, which is exactly like what it sounds like. A sequel that was the quick end of a potential franchise. This series frequently delivers some rough watches but occasionally the diamond in the rough as well. Wonder which happens this episode? Listen in as we examine at “Teen Wolf Too” (1987 – Vinny), “Stir of Echoes:The Homecoming” (2007 – Professor) and “Don't Breath 2” (2021 – Grizz). Available now on apple podcasts, Spotify and our blog. Thanks as always for sticking with us and Happy Holidays!

This week, I'm welcoming back a very special guest and friend of the show — Tara Pringle Jefferson, founder of The Self Care Suite and author of the powerful new wellness guide, Bloom How You Must.Our conversation is a gift. Tara opens up about the holistic journey that brought her to this book — the healing, the lineage, the lessons, and the deep commitment to creating a softer, more sustainable life for Black women. We talk about what it means to truly honor our needs, the role community plays in our survival, and how we can all bloom in the ways life calls us to… even when the path feels uncertain.This episode is full of reflection, truth-telling, joy, and reverence. Tara has been on the podcast before, and I'm honored to celebrate her again and give her all her flowers. If you've been craving ease, clarity, or a stronger relationship with yourself, this one is for you.About Bloom How You MustBloom How You Must is a self-empowering wellness guide rooted in the multigenerational legacy of self-care and community care among Black women. Through research, interviews, storytelling, and guided reflection, Tara offers a blueprint for creating a less stressful, more intentional life.The book includes:Research from leading wellness expertsMultigenerational interviews with women ages 19–99Personal stories and lived wisdomExplanations of key self-care componentsReflection spaces, exercises, and practical toolsEasy-to-follow graphics and wellness promptsAt its core, this book is a love letter — a reminder that caring for ourselves is not indulgence, but preservation.About the AuthorTara Pringle Jefferson is a wellness advocate, certified breathwork facilitator, and founder of The Self Care Suite, a digital community dedicated to nurturing the well-being of Black women. Her work has been featured in The Cut, Essence, Black Enterprise, and more. She has led wellness conversations for WW, SiriusXM, Wayfair, Priceline, and other major organizations.Born and raised in the Midwest, Tara now lives in Ohio with her husband and two children.Connect w/Tara and purchase "Bloom How You Must" here: https://www.tarapringlejefferson.com/Listen + ShareIf this conversation moves you, please share the episode with someone who needs the reminder that blooming is personal, possible, and holy work.Rate, review, and subscribe to The Well Done Life wherever you listen. Connect With MeInstagram: @thewelldonelifepodcast | @thenotoriouspldbThreads: @thewelldonelifepodcast | @thenotoriouspldbTikTok: @thenotoriouspldbThank you for listening. Text me your feedback. I really appreciate you!

X: @RepFine @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with U.S. Congressman Randy Fine. Randy Fine was elected to represent Florida's 6th Congressional District in April of 2025 and serves on the House Foreign Affairs and the Education and Workforce Committee. A third-generation Floridian, Randy built a career as a successful entrepreneur, founding and running businesses in retail, technology, and hospitality. At 40, he retired from the private sector to focus on raising his two sons, Jacob and David, with his wife, Wendy. Randy's retirement didn't last long. In 2016, he was elected to the Florida House - before moving on to the Florida Senate and then Congress. As the only Jewish Republican in the Florida Legislature, Randy led the fight to make Florida the safest state in America for Jewish families and people of faith. Randy graduated magna cum laude from Harvard College with a degree in government and later earned his MBA from Harvard Business School. Topics: 1) Update on the U.S. economy, inflation, grocery prices and cost of gas. The inflation rate under President Biden's administration was 9.1% (year-over-year, as measured by the Consumer Price Index), which occurred in June 2022. This was the highest rate in approximately 40 years. Through President Trump's leadership on the economic front, the high inflation rate has dropped to 3%. The record high inflation under the Biden-Harris administration pushed up grocery prices to an all-time high. Congressman Fine addresses the concerns of the high cost of living with a clear explanation. Gas prices under the Biden administration surged to a high of $5.016 per gallon for regular unleaded, recorded on June 14, 2022. Today, gas prices have dropped to a national average of $2.93, with the average gas price in Mississippi dropping to around $2.57 per gallon of regular unleaded. Today, Democrats are running elections on "affordability" while facts clearly reveal that they created the economic crisis in the first place. It was the Biden administration's policies voted by Democratic Party members of Congress which have hurt American families and the US economy. The conversation focuses on how decent hard-working Americans will benefit from the tax cuts including no tax on tips, no tax on overtime and the removal of taxes on social security impacting retirees. 2) The rise of anti-Semitism in America with a focus on polling showing that anti-Israel sentiment is rising on the Republican side, especially among young voters. 3) President Trump's efforts to curtail the flow of drugs from Venezuela by targeting boats transporting cocaine to America. In the US, around 42 million people had used cocaine at some point in their lifetime as of 2024. An estimated 22,174 people died from a cocaine-involved overdose in 2024. 4) Bringing to the forefront how NATO member Croatia sold illicit Iranian oil stored in Croatian government facilities. The illegal scheme (operating between 2022 and 2024) where nearly one million barrels of sanctioned Iranian oil were allegedly stored in a Croatian facility before being sold as Malaysian oil to evade U.S. sanctions. Report: "A civil forfeiture complaint was filed early this year in the U.S. District Court for the District of Columbia alleging that $47 million in proceeds from the sale of nearly one million barrels of Iranian petroleum is forfeitable as property of, or affording a person a source of influence over, the Islamic Revolutionary Guard Corps (IRGC) or its Qods Force (IRGC-QF), designated Foreign Terrorist Organizations (FTOs). 5) The China threat. 6) Focusing on Congressman Randy Fine's effort in co-sponsoring the bill The Veterans' Assuring Critical Care Expansions to Support Service members (ACCESS) Act of 2025 with Chairman Mike Bost, House Veterans Affairs Committee, a Marine veteran. americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @RepFine @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 9:30 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

The Cincinnati Contemporary Jazz Orchestra also known as CCJO is one of the Midwest's most prominent jazz bands. Founded in 2013, CCJO is currently a 17-piece not-for-profit ensemble dedicated to performing, preserving and teaching jazz as a living art form. More than a decade ago, Rob Parton – the former artistic director of the CCJO – floated the idea of creating a new jazz version of “Nutcracker.”   One might ask why, when in 1960 a couple of jazz giants named Duke Ellington and Billy Strayhorn created their own jazz version of the work called “The Nutcracker Suite,”which became an iconic and beloved holiday jazz standard.   Moving to the present day, along comes the dynamic duo of CCJO's current artistic director Eric Lechliter and Doug Lillibridge the CCJO board president who were not at all intimidated, and have now created their own jazzy take on the Nutcracker called the “Nutcracker Remix”.   This recording is a 12-track album featuring nine reimagined tracks from the Tchaikovsky ballet and three bonus Christmas-themed tracks sung by powerhouse jazz singer Mandy Gaines.  Eric and Doug have “thrown down the gauntlet” to establish CCJO's place as a standard-bearer for holiday recordings. Here is our conversation, along with snippets of what we are sure will become a holiday classic. 

We are a paranormal group in Springfield Mo.  Each week we podcast from Pythian Castle.  The castle is known for paranormal activity and you may hear things happen live on the podcast.  This week we talk about UFO activity that has been in the news.

UFOS, Aerial Enigmas, Sonic Mysteries, and MORE - Geryl and Jane from Midwest Night Watchers and Chi-Ro Sounds YouTube channels join Steve Stockton for a discussion of sonic mysteries, aerial enigmas, and more. Channel links: https://www.youtube.com/@MidwestNightWatchersand https://www.youtube.com/@Chi-RhoSoundsBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

We sit down with actor Brandon Gorrell to talk about how unexpected connections led to his first starring role in a project, staying consistent with performance over an extended film shoot, and the community feel of the Midwest film festival circuit.

The Traditional first week of November rut was foreign to me until I actually hunted the Midwest. As a resident Mississippian, that hallowed week looks a lot like the month of October. Unless we get a cold front, temps might even reach the mid-80s. For me and my southern counterparts, New Year's Day typically aligns with peak rut activity. Of course, the South is a weird place, and that includes deer hunting. Depending on where you're at, you...

Get access to FREE mixing mini-course: https://MixMasterBundle.com What does it take to go from Ohio to LA and start mixing records at the highest level? In this episode, I sat down with mixer and engineer Ryan Nasci to trace his journey from the Midwest to Los Angeles, where he worked alongside the legendary Tony Maserati and began mixing artists like Kingfish, Celeste, and more. Ryan breaks down how he built a hybrid workflow that blends analog gear, plugins, and Atmos into mixes that stay musical, open, and emotionally focused. We dig into Ryan's approach to gain staging, managing headroom, using trim plugins, tightening low end, and shaping vocals for dynamic performers. He shares how he uses tape vs. plugins, when hardware matters, how to set compression strategies that preserve energy, and why understanding the why behind every move is the key to a competitive mix. Ryan also talks about mixing in Atmos, building depth with headphones, creative mic choices in small studios, keeping mixes clean without over-stacking plugins, and how persistence, day-rate pricing, and good communication help engineers build sustainable careers in today's industry. Huge thanks to Michael Estok for connecting us! THANKS TO OUR SPONSORS! http://UltimateMixingMasterclass.com https://usa.sae.edu/ https://www.izotope.com Use code ROCK10 to get 10% off! https://www.native-instruments.com Use code ROCK10 to get 10% off! https://www.adam-audio.com/ https://www.spectra1964.com https://pickrmusic.com  https://RecordingStudioRockstars.com/Academy https://www.thetoyboxstudio.com/ Listen to the podcast theme song "Skadoosh!" https://solo.to/lijshawmusic Listen to this guest's discography on Apple:  https://music.apple.com/us/playlist/ryan-nasci-select-discography-2025/pl.u-6mYKLtBxmvyY If you love the podcast, then please leave a review: https://RSRockstars.com/Review   CLICK HERE FOR COMPLETE SHOW NOTES AT: https://RSRoockstars.com/535

The Storm explores the world of lift-served skiing year-round. Join us.WhoLonie Glieberman, Founder, Owner, & President of Mount Bohemia, MichiganRecorded onNovember 19, 2025About Mount BohemiaClick here for a mountain stats overviewOwned by: Lonie GliebermanLocated in: Lac La Belle, MichiganYear founded: 2000, by LoniePass affiliations: NoneReciprocal partners: Boho has developed one of the strongest reciprocal pass programs in the nation, with lift tickets to 34 partner mountains. To protect the mountain's more distant partners from local ticket-hackers, those ski areas typically exclude in-state and border-state residents from the freebies. Here's the map:And here's the Big Dumb Storm Chart detailing each mountain and its Boho access:Closest neighboring ski areas: Mont Ripley (:50)Base elevation: 624 feetSummit elevation: 1,522 feetVertical drop: 898 feetSkiable acres: 585Average annual snowfall: 273 inchesTrail count: It's hard to say exactly, as Boho adds new trails every year, and its map is one of the more confusing ones in American skiing, both as you try analyzing it on this screen, and as you're actually navigating the mountain. My advice is to not try too hard to make the trailmap make sense. Everything is skiable with enough snow, and no matter what, you're going to end up back at one of the two chairlifts or the road, where a shuttlebus will come along within a few minutes.Lift count: 2 (1 triple, 1 double)Why I interviewed himFor those of us who lived through a certain version of America, Mount Bohemia is a fever dream, an impossible thing, a bantered-about-with-friends-in-a-basement-rec-room-idea that could never possibly be. This is because we grew up in a world in which such niche-cool things never happened. Before the internet spilled from the academic-military fringe into the mainstream around 1996, We The Commoners fed our brains with a subsistence diet of information meted out by institutional media gatekeepers. What I mean by “gatekeepers” is the limited number of enterprises who could afford the broadcast licenses, printing presses, editorial staffs, and building and technology infrastructure that for decades tethered news and information to costly distribution mechanisms.In some ways this was a better and more reliable world: vetted, edited, fact-checked. Even ostensibly niche media – the Electronic Gaming Monthly and Nintendo Power magazines that I devoured monthly – emerged from this cubicle-in-an-office-tower Process that guaranteed a sober, reality-based information exchange.But this professionalized, high-cost-of-entry, let's-get-Bob's-sign-off-before-we-run-this, don't-piss-off-the-advertisers world limited options, which in turn limited imaginations – or at least limited the real-world risks anyone with money was willing to take to create something different. We had four national television networks and a couple dozen cable channels and one or two local newspapers and three or four national magazines devoted to niche pursuits like skiing. We had bookstores and libraries and the strange, ephemeral world of radio. We had titanic, impossible-to-imagine-now big-box chain stores ordering the world's music and movies into labelled bins, from which shoppers could hope – by properly interpreting content from box-design flare or maybe just by luck – to pluck some soul-altering novelty.There was little novelty. Or at least, not much that didn't feel like a slightly different version of something you'd already consumed. Everything, no matter how subversive its skin, had to appeal to the masses, whose money was required to support the enterprise of content creation. Pseudo-rebel networks such as ESPN and MTV quickly built global brands by applying the established institutional framework of network television to the mainstream-but-information-poor cultural centerpieces of sports and music.This cultural sameness expressed itself not just in media, but in every part of life: America's brand-name sprawl-ture (sprawl culture) of restaurants and clothing stores and home décor emporia; its stuff-freeways-through-downtown ruining of our great cities; its three car companies stamping out nondescript sedans by the millions.Skiing has long acted as a rebel's escape from staid American culture, but it has also been hemmed in by it. Yes, said Skiing Incorporated circa 1992, we can allow a photo of some fellow jumping off a cliff if it helps convince Nabisco Bob fly his family out to Colorado for New Year's, so long as his family is at no risk of actually locating any cliffs to jump off of upon arrival. After all, 1992 Bob has no meaningful outlet through which to highlight this advertising-experience disconnect. The internet broke this whole system. Everywhere, for everything. If I wanted, say, a Detroit Pistons hoodie in 1995, I had to drive to a dozen stores and choose the least-bad version from the three places that stocked them. Today I have far more choice at far less hassle: I can browse hundreds of designs online without leaving the house. Same for office furniture or shoes or litterboxes or laundry baskets or cars. And especially for media and information. Consumer choice is greater not only because the internet eliminated distance, but also because it largely eliminated the enormous costs required to actualize a tangible thing from the imagination.There were trade-offs, of course. Our current version of reality has too many options, too many poorly made products, too much bad information. But the internet did a really good job of democratizing preferences and uniting dispersed communities around niche interests. Yes, this means that a global community of morons can assemble over their shared belief that the planet is flat, but it also means that legions of Star Wars or Marvel Comics or football obsessives can unite to demand more of these specific things. I don't think it's a coincidence that the dormant Star Wars and Marvel franchises rebooted in spectacular, omnipresent fashion within a decade of the .com era's dawn.The trajectory was slightly different in skiing. The big-name ski areas today are largely the same set of big-name ski areas that we had 30 years ago, at least in America (Canada is a very different story). But what the internet helped bring to skiing was an awareness that the desire for turns outside of groomed runs was not the hyper-specific desire of the most dedicated, living-in-a-campervan-with-their-dog skiers, but a relatively mainstream preference. Established ski areas adapted, adding glades and terrain parks and ungroomed zones. The major ski areas of 2025 are far more interesting versions of the ski areas that existed under the same names in 1995.Dramatic and welcome as these additions were, they were just additions. No ski area completely reversed itself and shut out the mainstream skier. No one stopped grooming or eliminated their ski school or stopped renting gear. But they did act as something of a proof-of-concept for minimalist ski areas that would come online later, including avy-gear-required, no-grooming Silverton, Colorado in 2001, and, at the tip-top of the American Midwest, in a place too remote for anyone other than industrial mining interests to bother with, the ungroomed, snowmaking-free Mount Bohemia.I can't draw a direct line between the advent of the commercial internet and the rise of Mount Bohemia as a successful niche business within a niche industry. But I find it hard to imagine one without the other. The pre-internet world, the one that gave us shopping malls and laugh-track sitcoms and standard manual transmissions, lacked the institutional imagination to actualize skiing's most dynamic elements in the form of a wild and remote pilgrimage site. Once the internet ordered fringe freeskiing sentiments into a mainstream coalition, the notion of an extreme ski area seemed inevitable. And Bohemia, without a basically free global megaphone to spread word of its improbable existence, would struggle to establish itself in a ski industry that dismissed the concept as idiotic and with a national ski media that considered the Midwest irrelevant.Even with the internet, Boho took a while to catch on, as Lonie detailed in his first podcast appearance three years ago. It probably took the mainstreaming of social media, starting around 2008, to really amp up the online echo-sphere and help skiers understand this gladed, lake-effect-bombed kingdom at the end of the world.Whatever drove Boho's success, that success happened. This is a good, stable business that proved that ski areas do not have to cater to all skiers to be viable. But those of us who wanted Bohemia before it existed still have a hard time believing that it does. Like superhero movies or video-calls or energy drinks that aren't coffee, Boho is a thing we could, in the ‘80s and early ‘90s, easily imagine but just as easily dismiss as fantasy.Fortunately, our modern age of invention and experimentation includes plenty of people who dismiss the dismissers, who see things that don't exist yet and bring them into our world. And one of the best contributions to skiing to emerge from this age is Mount Bohemia.What we talked aboutSeason pass price and access changes; lifetime and two-year season passes; a Disney-ski comparison that isn't negative; when your day ticket costs as much as your season pass; Lonie's dog makes a cameo; not selling lift tickets on Saturdays; “too many companies are busy building a brand that no one will hate, versus a brand that someone will love”; why it's OK to have some people be angry with you; UP skiing's existential challenge; skiing's vibe shift from competition to complementary culture; the Midwest's advanced-skier problem; Boho's season pass reciprocal program; why ski areas survive; the Keweenaw snow stake and Boho's snowfall history; recent triple chair improvements and why Boho didn't fully replace the chair – “it's basically a brand-new chairlift”; a novel idea for Boho's next new chairlift; the Nordic spa; proposed rezoning drama; housing at the end of the world; could Mount Bohemia have a Mad River Glen co-op-style future?; why the pass deadline really is the pass deadline; and Mount Bohemia TV.What I got wrong* I said that Boho's one-day lift ticket was “$89 or $92” last time Lonie joined me on the pod, in fall, 2022. The one-day cost for the 2022-23 ski season was $87.* I said that Powder Mountain, Utah, may extend their no-lift-ticket-sales-on-Saturdays-and-Sundays-in-February policy, which the mountain rolled out last year, to other dates, but their sales calendar shows just eight restricted dates (one of which is Sunday, March 1), which is the same number as last winter.Why you should ski Mount BohemiaI can't add anything useful to this bit that I wrote a few months back:Or didn't say three years ago, around my first Boho pod:Podcast NotesOn Boho's season passOn Lonie's LibraryA Boho podcast will always come loaded with some Lonie Library recommendations. In this episode, we get The Power of Cult Branding by Mattew W. Ragas and Bolivar J. Bueno and The 22 Immutable Laws of Branding by Al Ries and Laura Ries.On Raising Cane'sLonie tells us about a restaurant called Raising Cane's that sells nothing but chicken fingers. Because I have this weird way of sometimes not noticing super-obvious things, I'd never heard of the place. But apparently they have 900-ish locations, including several here in NYC. I'm sure you already know this.On Jimmy BuffettThen again I'm sometimes overly attuned to things that I think everyone knows about, like Jimmy Buffett. Probably most people are aware of his Margaritaville-headlined music catalog, but perhaps not the Boomers-Gone-Wild Parrothead energy of his concerts, which were mass demonstrations of a uniquely American weirdness that's impossible to believe in unless you see it:I don't know if I'd classify this spectacle as sports for people who don't like sports or anthropological proof that mass coordinated niche crowd-dancing predates the advent of TikTok, but I hope this video reaches the aliens first and they decide not to bother.On “when we spoke in Milwaukee”This was the second time I've interviewed Lonie recently. The first was in front of an audience at the Snowvana ski show in Milwaukee last month. We did record that session, and it was different enough from this pod to justify releasing – I just don't have a timeline on when I'll do that yet. Here's the preview article that outlined the event:On Lonie operating the Porcupine Mountains ski areaI guess you can make anything look rad. Porcupine Mountains ski area, as presented today under management of the State of Michigan's Department of Natural Resources:The same ski area under Lonie's management, circa 2011:On the owner of Song and Labrador, New York buying and closing nearby Toggenburg ski areaOn Indy's fight with Ski CooperI wrote two stories on this, each of which subtracted five years from my life. The first:The follow-up:On Snow Snake, Apple Mountain, and Mott Mountain ski areasThese three Mid-Michigan ski areas were so similar it was frightening – the only thing I can conclude from the fact that Snow Snake is the only one left is that management trumps pretty much everything when it comes to which ski areas survive:On Crystal Mountain, Michigan versus Sugar Loaf, MichiganI noted that 1995 Stu viewed Sugar Loaf as a “more interesting” ski area than contemporary Crystal. It's important to note that this was pre-expansion Crystal, before the ski area doubled in size with backside terrain. Here are the Crystal versus Sugar Loaf trailmaps of that era:I discussed all of this with Crystal CEO John Melcher last year:On Thunder Mountain and Walloon HillsLonie mentions two additional lost Michigan ski areas: Thunder Mountain and Walloon Hills. The latter, while stripped of its chairlifts, still operates as a nonprofit called Challenge Mountain. Here's what it looked like just before shuttering as a public ski area in 1978:The responsible party here was nearby Boyne, which bought both Walloon and Thunder in 1967. They closed the latter in 1984:The company now known as Boyne Resorts purchased a total of four Michigan ski areas after Everett Kircher founded Boyne Mountain in 1948, starting with The Highlands in 1963. That ski area remains open, but Boyne also owned the 436-vertical foot ski area alternately known as “Barn Mountain” and “Avalanche Peak” from 1972 to '77. I can't find a trailmap of this one, but here's Boyne's consolidation history:On Nub's Nob and The HighlandsWhen I say that Nub's Nob and Boyne's Highlands ski area are right across the street from each other, I mean they really are:Both are excellent ski areas - two of the best in the entire Midwest.On Granite Peak's evolution under Midwest Family Ski ResortsI've written about this a lot, but check out Granite Peak AKA “Rib Mountain” before the company now known as Midwest Family Ski Resorts purchased it in 2000:And today:And it's just like “what you're allowed to do that?”On up-and-over chairliftsBohemia may replace its double chair with a rare up-and-over machine, which would extend along the current line to the summit, and then continue to the bottom of Haunted Valley, effectively functioning as two chairlifts. Lonie explains the logic in the podcast, but if he succeeds here, this would be the first new up-and-over lift built in the United States since Stevens Pass' Double Diamond-Southern Cross machine in 1987. I'm only aware of four other such machines in America, all of them in the Midwest:Little Switzerland recently revealed plans to replace the machine that makes up the 1 and 2 chairlifts with two separate quads next year.On Boho's Nordic SpaI never thought hot tubs and parties and happiness were controversial. Then along came social media. And it turns out that when a ski area that primarily markets itself as a refuge for hardcore skiers also builds a base-area zone for these skiers to sink into another sort of indulgence at day's end and then promotes these features, it make Angry Ski Bro VERY ANGRY.For most of human existence we had incentives to prevent ostentatious attention-seeking whining about peripheral things that had no actual impact on your life, and that incentive was Not Wanting To Get Your Ass Kicked. But some people interpreted the distance and anonymity of the internet as a permission slip to become the worst versions of themselves. And so we have a dedicated corps of morons trolling Boho's socials with chest-thumping proclamations of #RealSkierness that rage against the $18 Nordic Spa fee taped onto each Boho $99 or $112 season pass.But when you go to Boho, what you see is this:And these people do not look angry. Because they are doing something fun and cool. Which is one more reason that I stopped reading social media comments several years ago and decided to base reality on living in it rather than observing it through my Pet Rectangle.On the Mad River Glen Co-Op and Betsy PrattSo far, the only successful U.S. ski area co-op is Mad River Glen, Vermont. Longtime owner Betsy Pratt orchestrated the transformation in 1995. She passed away in 2023 at age 95, giving her lots of years to watch the model endure. Black Mountain, New Hampshire, is in the midst of a similar transformation. On Mount Bohemia TVBoho is a strange, strange universe. Nothing better distills the mountain's essence than Mount Bohemia TV – I mean that in the literal sense, in that each episode immerses you in this peculiar world, but also in an accidental quirk of its execution. Because the video staff keeps, in Lonie's words, “losing the password,” Mount Bohemia has at least four official YouTube channels, each of which hosts different episodes of Mount Bohemia TV.Here's episodes 1, 2, and 3:4 through 15:16 through 20:And 21 and 22:If anyone knows how to sort this out, I'm sure they'd appreciate the assist. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

In the sixth installment of the "Becoming the Protégé" series on Power Producers Shop Talk, host David Carothers speaks with contestant Jacob Brawner of Brawner Insurance, based in Iowa and serving the Midwest. Jacob shares his unconventional path from being a teacher to joining his family's agency, originally focused on crop insurance. The conversation highlights Jacob's educational background as a key asset in his sales process, allowing him to patiently teach clients rather than just sell to them. They also discuss the importance of detaching from the outcome, the value of building a consistent pipeline, and how Jacob plans to leverage the mentorship and networking opportunities within The Protégé to accelerate his agency's growth. Key Highlights: From the Classroom to Commercial Insurance Jacob Brawner explains his transition from teaching to insurance, driven by a desire to continue his father's legacy after his brother purchased the agency. He discusses the steep learning curve of moving from a specialized crop insurance focus to a broader commercial portfolio and how his teaching background gives him a unique advantage in educating clients. Sales as an Educational Process David and Jacob dive into the philosophy that sales is actually education. They agree that taking the time to explain the "why" behind coverages, renewal processes, and loss runs builds trust and leads clients to ask the right questions, ultimately making the sale a natural conclusion rather than a high-pressure pitch. Detaching from the Outcome & Pipeline Strategy The conversation emphasizes the power of detaching from the outcome. David shares his mindset that he enters every meeting already in the "worst-case scenario" (not having the account), so there is only upside. They discuss the critical need for a robust pipeline to remove the desperation from sales, allowing producers to walk away from bad fits and focus on long-term relationships. The Power of Mentorship and Networking Jacob expresses his excitement for the mentorship aspect of The Protégé, noting that the Friday mentor calls alone are "priceless." He shares how the competition has already accelerated his growth and connected him with industry leaders, reinforcing David's point that the real victory lies in the process and the network built, not just the final prize. Identifying the Competition in Protege When asked who he sees as his stiffest competition, Jacob points to Aaron from the Carlyle Agency, citing their reputation as a "big deal" in the region. David offers his own take, noting that while Jacob, Joe, and Sam had the top video submissions, past seasons have shown that grit and execution often outweigh production value. Connect with: David Carothers LinkedIn Jacob Brawner LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Brawner Insurance Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

WCR Nation Ep. 443 | A Window Cleaning Podcast This week on Nation, we're talking about the thing every window cleaner has to deal with — winter. You know it's coming, but when you're slammed in the summer, it's easy to forget just how slow it can get. And when that slowdown hits… ouch. The dips can crush your momentum and morale. But here's the good news: there's a way to reclaim your winter and keep your business alive, thriving, and moving forward — even when it's snowing sideways. Whether you're in the Midwest freeze or down south soaking up sun, this episode is all about preparing your seasonal business so you never feel that sting again. Let's break the cycle, plan ahead, and turn downtime into grind time. Need supplies? Let me know! I would love to do that for you! Text/Call: 862-312-2026 https://windowcleaner.com/?sca_ref=3020234.dl0aAoVJ1A #windowcleaning #windowcleanerlife #offseasonhustle #winterwindowcleaning #servicebusinessgrowth #wcrnation #smallbusinesstips #seasonalbusiness #entrepreneurmindset #businessgrowth #winterprep #podcastforcleaners

Ameren Missouri's new rates for data centers are now in effect. But a consumer advocacy group is asking for a redo. St. Louis Public Radio's Kate Grumke explains the case and the latest updates. Plus, Midwest seniors have two options for Medicare coverage– traditional Medicare through the government, or a private Medicare Advantage plan. While Advantage plans cost less up front, experts say seniors could pay the price with their health.

Ivey Gruber, President of the Michigan Talk Network, joins Steve to kick off a wide-ranging conversation, starting with the brutal cold snap gripping the Midwest. From frozen lakes to risky ice driving, the two share stories of locals who test their luck… and end up watching their vehicles sink through the ice. But the conversation quickly pivots to something far more serious: the dangerous rhetoric coming from Democrat leadership and the real-world consequences that follow. Steve and Ivey dig into the recent capture of the pipe bomber from January 5th, 2021, noting that it happened only after Trump's team returned to power. So the big question is unavoidable: Why wasn't this suspect found under Biden's watch? From political narratives to law-enforcement priorities, Ivey breaks down the contrast in leadership and why actions, not speeches, tell the real story.

The third annual Iowa Farmers of Color Conference takes place Saturday, Dec. 6. It's an opportunity for farmers of color from around the Midwest to come to together to learn from each other and build community. Sixth-generation farmer Todd Western III joins the program to preview the event. We also get to know another founder of Iowa Farmers of Color, Hannah Scates Kettler. She and her husband co-own Minerva's Meadow, an organic, no-till flower farm located near State Center. Then, we learn more about how farming has played a role in Black resiliency and activism for centuries from Felicite Wolfe of the African American Museum of Iowa. The exhibit "Rooted: Labor, Land and Legacy," shares the struggles and triumphs that Black farmers have seen in Iowa and the U.S. through present day.

Something To Write Home About! Midwest emo's original poster-child, your favourite lyricists favourite lyricist and and self proclaimed professional imperfectionist, Matt Pryor, is our guest on Episode 367 of Sappenin' Podcast! The Get Up Kids vocalist gets deep challenging truths on his own legacy, the true price of nostalgia and touring for the first time completely sober. In this conversation, the second wave royalty talks through the bands struggle with fame, not liking to take credit for inspiring a generation of artists, Fall Out Boy vs Paramore appreciations, navigating through industry politics, songwriting priorities, sober journey, new solo album, The Salton Sea, releasing music independently compared his major label deals, how a string of anniversary tours effected his mental health, finding fresh gratitude, hiring his kids, UK tour secrets, Jimmy Eat World, accidentally playing to a mormon frat house, finding a real fight club and more! Turn it up and join Sean and Morgan to find out Sappenin' this week!Follow us on Social Media:Twitter: @sappeninpodInstagram: @sappeninpodSpecial thank you to our Sappenin' Podcast Patreons:Join the Sappenin' Podcast Community: Patreon.com/Sappenin.Kylie Wheeler, Janelle Caston, Paul Hirschfield, Tony Michael, Scarlet Charlton, Dilly Grimwood, Mitch Perry, Jonathan Gutierrez, Jahana, Marc Spector, Molly Molloy, James Bowerbank, Amee Louise, Kat Bessant, Amy Hogg, Chris Howard, Ian Gent, Jenni Robinson, Stuart McNaught, Jenni Munster, Keighley Mepham, Carl Pendlebury, Matt Roberts, Louis Cook, James Mcnaught, Martina McManus, Jason Heredia, Danny Eaton, Ollie Amesbury, Dan Peregreen, Emily Perry, Kalila Keane, Adam Parslow, Josh Crisp, Sofija Žuravska, Steve Howard, Connor Lewins, Kyle Smith, Em Evans Roberts, George Evans, Sinead O'Halloran, Kael braham, Jordan Harris, Georgie Hopkinson, John Wilson, Ayla Shelly, Kelly Young, David Winchurch, Justine Baddeley, Scott Evans, Andrew Simpson, Shaun Croucher, Grazyna McGroarty, Murray Grimwood, Joshua Ehrensperger-Lewis, Chris Harris, Erin Howard, Lucy Neill, Robert Fitton, Jessie Hellier, Robert Pike, Craig Harris, Anthony Matthews, Owen Davies, JessieGx, Samantha Bowen, Ruby Price, Lewis Sluman, Kieran Lewis, Samantha Neville, Evan, Andy, Michael Long, Natalie Wallace, Frances, Emma Musgrave, Ria Joy, Patrick Floyd, Sarah Maher, Ceris Clift, Hannah, Hayley Taylor, Gareth Desmond, Cheri, Loz, Jamie Snailham, Gemma Graham, Torky, Billy Parmiter, Meg, Eva B, Jack Wright, Emma Barber, Lloyd Pinder, Helen Macbeth, Katie Lyons, Dan Johnson, Mustard Mittthat, Ceri Craddock, Madeleine Inez, Robert Byrne, Christopher Goldring, Lesley Dargie-Walker. Beth Gayler, Chris Lincoln, Hannah Rachael, Kerry Beckett, Naomi Falgate, Leanne Gerrard, Ieuan Wheeler, Tom Hylands, Andrew Keech, Nuala Clark.Diolch and Thank You x Hosted on Acast. See acast.com/privacy for more information.

Perhaps the biggest entertainment story...ever...gets our first look today.  This is the Business News Headlines for Friday the 5th day of December, thanks for listening.  In other news, President Trump said that doing away with fuel economy standards would make vehicles more affordable.  Don't bet on it and we'll share the facts.  Technology will allow railroads to skip some human inspections. Meanwhile the Social Security Administration wants to cut field office visits by 50%. We'll check the numbers in The Wall Street Report and we'll take a closer look at the current inflation situation.  Ready…let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

New episode of Con-Fusion is up and this is an episode where I got to nerd out. I sat down with Oliver Cain, who wrestled my first indie wrestling event.Oliver and I talk about transitioning into the role of father and family man from an independent standout who got to work with a veritable who's who of the Midwest independent scene. He tells stories about L.A. Knight, Krotch, Kyle O'Reilly, and Eddie Edwards, plus how his views of wrestling has changed over time.Oliver can be found online at:Instagram: https://www.instagram.com/hybridcain/We're on social media onFacebook: www.facebook.com/confusionwretlingpodcastTwitter, Bluesky, & Instagram: @thenovaofcass.All the other links can be found at www.linktr.ee/confusionwrestlingpodcast.If you'd like to assist monetarily, there's a tip jar at www.ko-fi.com/cassonova. For more bang for your buck, check out www.patreon.com/cassonova. For as little as $1, you can get the podcast two days early and ad free. You also get weekly exclusives and early access while helping upgrade the equipment. So be like Keith Winn, Alainya, and Alan Schroeder and check it out!Also, for all your energy drink and workout needs, head to www.reppsports.com and when you checkout, use my coupon code "CASS" at checkout and earn 15% off your order.Oh! And I'm on Cameo now at https://www.cameo.com/thenovaofcassAffiliate Links:Gevi: gevi.pxf.io/AWJxbxPrince Nana Coffee: https://princenanacoffee.com/?ref=ROBKAMERERMLWGet your Tees at: https://www.teepublic.com/user/confusionwrestlingpodcastCon-Fusion is part of the Urban Wrestling Network. You can watch their show on YouTube at Urban Wrestling Network - YouTube and you can follow them on the Twitter @UrbanWrestleNWFor business inquiries, send all messages to rzkamerer[at]comcast.net.

Listen to the SF Daily podcast for today, December 5, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. China's soybean purchases are lagging, with a reported 2.25 million metric tons, well below the 12 million target. Argentina's corn planting is 9% behind last year, raising concerns about late-season stress. USDA reported robust corn and wheat exports but a 39% drop in soybean exports. Cattle futures saw a positive week, with packers buying at higher prices. The FDA conditionally approved a topical solution for cattle. Winter weather advisories were issued for parts of the Midwest, with potential snowfall and slippery roads. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bitter cold blasts across the Midwest and Northeast. Also, new details over that second boat strike in the Caribbean sea as Defense Secretary Pete Hegseth faces new scrutiny over information he shared on a Signal group chat. Plus, a renewed search to solve one of the biggest aviation mysteries of all time, the missing Malaysia Airlines Flight 370. And, tips on how to cut down on your home heating costs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, Meredith and Cassandra chat about the winter inventions that helped us survive the cold - from the classic hand muff to heaters, ice scrapers, remote starts, and shovels. It's a quick, fun look at how these cold-weather creations came to be. omehow bed bugs made their way into the conversation, too. We give a shout-out to one of our #1 fans, Shannon, and Meredith love Lauren Conrad clothes at Kohl's.Info from this episode:

Pulitzer prize-winner Frank Main has been covering criminal justice in Chicago since 1998.  Readers of the Sun-Times are drawn to his work for heeding the journalism mantra "inflict the comfortable, and comfort the afflicted."   In this episode of The Crisis Cast, we travel back to a discussion with Lissa & Thom about COVID's lasting impact on crime in upper Midwest cities like Minneapolis, Chicago, Detroit.  They also examine two behaviors that began surging in the early 2020s at alarming rates:  car-jacking and police retirements. This conversation was originally released in February 2021.

In this episode of the Flyover Film podcast, the hosts discuss their recent movie-watching experiences over the Thanksgiving holiday, share funny anecdotes from their movie outings, and delve into the significance of movie preferences in understanding personality traits. They explore the concept of 'red flags' in movie choices, particularly focusing on films that are often favored by men, and debate the merits of various directors, especially Quentin Tarantino. The conversation is light-hearted and filled with personal stories, making it relatable for movie enthusiasts. In this episode, the hosts discuss a variety of topics ranging from their favorite movie experiences, the aesthetic appeal of steelbooks, and their mixed feelings about the film adaptation of Frankenstein. They also delve into classic films like The Towering Inferno, share their thoughts on the upcoming film Wake Up Deadman, and explore themes of faith and atheism in cinema. The conversation shifts to their excitement for the Kill Bill screening, their YouTube interests, and the dynamics of college football coaching changes. Finally, they provide a review of Wicked for Good, highlighting its strengths and weaknesses.

CEO Jeana Goosmann sits down with fellow attorneys Barry Sackett and Abbey Janecek, fresh off their trip to the American Ag Law Association Annual Meeting. Together, they break down the legal trends shaping the future of agriculture — from food labeling standards to water rights, tariffs, and the high-stakes carbon pipeline litigation moving toward the Supreme Court.Abbey explains how the MAHA Act (Make America Healthy Again) could reshape food labeling and nutrient disclosure across state lines, affecting companies operating in multiple jurisdictions. She also highlights how inconsistent state requirements drive the need for proactive legal guidance. Barry shares current insights, including updates on Waters of the United States, the pending tariff case, and the fight over counties' ability to regulate carbon-pipeline routes.The team also dives into one of today's most underrated risks: crisis communication. With videos, leaks, and social media capable of escalating small issues into major crises, they explore how legal counsel and PR teams can work together to mitigate risk.For ag producers, food companies, county officials, and business owners across the Midwest, this episode offers a practical look at the legal issues that matter most — and how the right legal partner can help you navigate them with confidence. Learn more at GoosmannLaw.com.Visit our Website Follow Us on LinkedInSubscribe to our NewsletterRead Jeana's Book: Worth It

CRYPTID: The Beast of Bray RoadJoin Josh as he dives into the eerie and tangled world of the Beast of Bray Road — a creature said to stalk the backroads of Wisconsin with glowing eyes, hulking shoulders, and a hunger for fear. For decades, locals have reported encounters with something standing upright, wolf-like, and impossibly fast.From werewolf legends and Native American lore to Bigfoot, bears with mange, hoaxes, and everything in between, this episode unpacks every theory behind one of America's most iconic modern monsters. Are these sightings simple misidentifications, clever pranks, or evidence of an undocumented creature hiding in the Midwest shadows?Follow us on Instagram @outtherecryptids and support the show on Patreon @outtherecryptids.

We've got new unemployment numbers which could complicate the rate decision by the Fed. This is the Business News Headlines for Thursday the 4th day of December and thank you for listening. In other news, Russia is restricting use of FaceTime and we'll share why. Have you heard of Travel Tuesday?  You will today. Just in time for the holidays Build-A-Bear is running into tariff troubles. The president is headed for Pennsylvania next week to explain why inflation remains high…and he will blame Joe Biden. We'll take a look at the numbers in The Wall Street Report and finally some  surprising numbers coming out of retail leasing. Ready?  Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Listen to the SF Daily podcast for today, December 4, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. Commodity markets saw mixed trade, with South American weather impacting Brazilian crop estimates. China's soybean purchases have slowed, raising doubts about meeting purchase goals. Ethanol production reached a record high of 1.1206 million barrels per day, with the Midwest leading at 1.068 million barrels. Brazil's pork and chicken production and exports for 2025 and 2026 were forecasted. Winter weather advisories were issued for the southern plains. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Here is the latest update from Fox Weather with Britta Merwin. Learn more about your ad choices. Visit podcastchoices.com/adchoices

"Oh, you CAN say asshole?" Charlie Berens is Midwest Nice, and he's here in Florida for his latest tour and to explain to us why he stands out like a sore thumb, for cryin' out loud. Plus, Giannis... something happening there? Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode:- Awkward Situations- Line dancing/legend - Bingo is Overrated- AI- No Left Hand or No Thumbs- 4 items in Midwest basement - Drama in Bismarck- Lane Kiffin SituationFollow No Brains No Headache on social media and make sure to follow, rate, and review wherever you get your podcasts. Apple Podcasts. Subscribe + rate + review.Spotify. Follow along.iHeartRadio. Or wherever you listen to your favorite shows.New episode every Tuesday!Twitter. https://twitter.com/nbnhpodcastInstagram. https://www.instagram.com/nobrains_noheadache/Facebook. https://www.facebook.com/nbnhpodcastYouTube https://www.youtube.com/channel/UCQbXoHzYhhDigOaNXVYdK3gTik Tok. @NBNHPodcast

In this week's episode, Ashley and Aisha sit down with two very special guests: Allie, a PA who cared for Ashley's son during his NICU stay, and her husband, Troy—the illustrator of Right On Time, Dear NICU Mama's first children's board book. Together they share the full-circle story of how their NICU connection led to creating a book that honors and represents the diverse journeys of NICU families!Ali reflects on her years in the NICU and her work in pediatric rehab, and Troy shares what it was like to illustrate a project so close to his family's heart. You'll also hear exciting updates on the book's arrival, our successful pre-order campaign, and the upcoming Holiday Book Drive. We hope this episode reminds you of the power of connection, storytelling, and the extraordinary milestones our NICU babies achieve, each one right on time.Order the Right On Time book here!To get connected with DNM: Website | Private Facebook Group | InstagramConnect with Troy: Website | Instagram | X | Email: ttbecker@gmail.com About Troy: It starts in New York Mills, MN where Troy was born and raised. After an affinity for drawing, comics and art - he graduated from Concordia College in Moorhead, MN with a B.A. in Art and Communications. After a few stints in Minneapolis, Connecticut and Wisconsin he found himself back in the F-M area. Troy has been an illustrator, cartoonist and graphic artist for Forum Communications for nearly 18 years. Troy also served as an adjunct professor at MSUM from 2015-2020. The art continues in his home studio where he enjoys creating screen prints, comics and graphic novels. You can find his art in local exhibits and commissions across the upper Midwest.Support the show

What happens when you cross continents, risk comfort, and build a business that bridges worlds?This week, we talk with Valerie Bowden, founder of CRDLE, leadership consultant, and pioneer of remote talent sourcing in Africa. We talk about navigating risk, leadership lessons from global experiences, and creating thriving teams across borders.Valerie shares:How solo backpacking across 13 African countries transformed her worldview and leadershipWhy remote teams are not only possible but a strategic advantage when built with trust and cultureInsights into matching talent with businesses to create win-win opportunitiesPractical tips on balancing work, life, and scaling a global operationUnseen talents of Africa and why now is the moment to tap into this marketWhether you're a startup founder or leader navigating change, this episode delivers fresh perspectives and actionable strategies to lead boldly and embrace global opportunity.Resources Mentioned: CRDLE: https://crdle.com/Linkedin: https://www.linkedin.com/in/valeriebowdenInstagram: https://www.instagram.com/valeriegbowden/?hl=en

Recorded live at the Museum of Contemporary Art Chicago / CAB Tailgate In this live MCA tailgate episode, the Bad at Sports crew — Duncan MacKenzie, Ryan Peter Miller, Brian Andrews, and Jesse Malmed — sit down with Chicago Tribune and Hyperallergic critic Lori Waxman to dig into the past, present, and uncertain future of art criticism.   Lori Waxman speaks candidly about being one of the last remaining "paper critics" in the Midwest, the strange privilege and responsibility of writing for a general audience, and the realities of practicing criticism in a media ecosystem that has largely abandoned it. The conversation moves between the lightly chaotic and the deeply reflective: the team discusses accountability, gatekeeping, democratization, descriptive vs. evaluative criticism, and the uneasy role of critics in shaping a city's cultural memory. A major portion of the episode is devoted to Waxman's long-running performance project "The 60 WRD/Min Art Critic," which she describes as part-service, part-performance, part-publishing experiment — one that temporarily gives a community something most cities no longer have: a local critic writing about local work. From describing her process of writing in public (fully clothed), to fielding questions about dead artists, visibility, taste, and how critics navigate their own spreadsheets, Waxman opens up her practice with humor and clarity. The episode also includes reflections on Chicago's art ecology, journalism's collapse, how artists use reviews, and what it means to keep going when the platforms keep disappearing. Names Dropped — With Links Lori Waxman

In this episode, nonprofit finance expert Gretchen Upholt joins Rusty to introduce Nonprofit GPS, BDO's free new online toolkit for scenario planning, business model resilience, and short-term coaching. Learn how your organization can navigate revenue risk and make informed financial decisions in 2026, as the impact of the Trump Administration's War on Charity continues to roll across the sector.Itching for more Fund the People Podcast? Join the new Premium version of the show on Patreon! Visit ⁠patreon.com/fundthepeople⁠ to join. You'll get extended episodes, videos, bonus content, and community conversations. Plus, you'll get Riverside Reflections, an entire new weekly show only available to premium subscribers! Get the inside scoop on Fund the People while getting outside for a walk and an intimate conversation with host Rusty Stahl. Download an edited transcript of this episode.Related Episodes:Funders Confront Reality and Myth of Nonprofit Overhead with Rodney Christopher, BDOMacArthur President Chooses Courage, Not Quiet with John Palfrey, MacArthur FoundationHow Many-Year Grants Strengthen Nonprofit Jobs and Impact with Betsy Leondar-Wright, Fund the PeopleResources Mentioned:Nonprofit GPS website (free tools from BDO and their partners)Strong Nonprofits websiteNonprofit Financial Commons websiteBDO Nonprofit and EducationFunding for Real Change, the website that resulted from the Real Change, Real Costs InitiativeOn our 'PodPage', stream this and all episodes, find links to our show on your favorite podcast player⁠⁠, and more.Resources Mentioned:Nonprofit GPS website (free tools, templates, webinars, coaching from BDO and their partners)Strong Nonprofits websiteBDO Nonprofit and EducationFunding for Real Change, the website that resulted from the Real Change, Real Costs InitiativeGuest Bio:As a Managing Director with BDO's Nonprofit and Grantmaker Advisory practice, Gretchen Upholt leads the team's Cohort & Initiative programs, where BDO partners with funders to provide large-scale capacity building programs for their grantees. She also serves as a lead for several key product areas including training and finance technology consulting, and as a representative of BDO to nonprofits and funders in the Midwest region. In addition to her leadership in the practice, she splits her time between playing an active role as trainer, coach, and curriculum developer for cohort and other training initiatives and as consultant to nonprofit clients across the country, helping nonprofit leaders improve their financial management skills and processes. An experienced staff and program manager, Gretchen is skilled in training, capacity building, research, and program and volunteer management. Previously, Gretchen served as the head of the Volunteer Department at the Thabyay Education Network in Thailand. In that role, Gretchen developed a strategic plan to improve monitoring and evaluation and program management in her department. She also served on the leadership team for the organization, where she reviewed and approved budgets for the organization's 22 programs and worked on a plan to restructure the organization's finance and operations staffing and systems.  Gretchen's widely diverse nonprofit experience includes working on the corporate citizenship team at the TCC Group, designing and implementing a pilot research study on nonprofit talent costs for the Talent Philanthropy Project (now Fund the People), as a project manager with the Connecticut Coalition to End Homelessness, and as Chorus Manager for The Choral Arts Society of Washington. She also served as a Community Development Peace Corps Volunteer in Ukraine, where she designed project frameworks, wrote grants, and led a committee tasked with making funding decisions for USAID-funded grants.

The midwest meatheads gift guide is here. All the best christmas gifts for lifters, beer drinkers, garage gym owners and any crazy MF'er out there. Dive in, take notes and don't screw up your holiday shopping. Grab the good stuff here: www.huckfinnbarbell.com 

Defense Secretary Pete Hegseth says it was an admiral who ordered the deadly double-tap strike on an alleged drug boat. But the legality of that order remains in question. Plus, new details about the 911 call that led to the arrest of the suspected UnitedHealth CEO killer. And a massive winter storm that caused headaches in the Midwest is now barreling into the Northeast.  Learn more about your ad choices. Visit podcastchoices.com/adchoices