Podcasts about homeownership

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Everyone wants to know if now is the right time to buy. This is one of the most frequently asked questions I get as a mortgage broker and my answer might surprise you. In today's episode, you'll hear why the answer has less to do with the current market and more to do with your personal financial situation. I'll be sharing the framework I use to help first time home buyers in Ontario cut through headlines and determine their personal readiness. If you're thinking about buying, you'll leave this episode with a clearer understanding of what "the right time" looks like for you.Keep listening to learn:The questions you should be asking yourself before deciding to buyHow supply, demand, and buyer confidence influence the Canadian real estate market and what that could mean for your home searchThe truth about interest rates, what I expect moving forward, and why waiting for rates to fall may not be the strategy you think it isThe one financial exercise that can quickly tell you whether homeownership is realistic right nowWhy a mortgage pre-approval is one of the most powerful tools you can use before starting your home buying journeyIf your goal is becoming a homeowner, this episode will help you focus on the factors you can control instead of trying to predict the market. Give this episode a like and send me a DM over on Instagram @briannagoslinmortgages to have your question featured on a future episode of the podcast. I'll see you next time!Specific Questions?  Ready to get started?Book a free call with Brianna: www.Bricallme.comJoin my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebitesWebsite: http://www.briannagoslinmortgages.comInstagram: https://www.instagram.com/briannagoslinmortgagesFacebook: https://www.facebook.com/brianna.goslin.mortgagesLinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

Africa Melane speaks to Deon van Zyl, Chairperson of the Western Cape Property Development Forum, about the growing affordable housing crisis in the province. As more working South Africans are priced out of the property market, they unpack what's driving soaring home prices and what developers and policymakers can do to make home ownership more accessible. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

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Homeownership has long been treated as one of the safest paths to building wealth, but higher prices, changing returns, and retirement pressures are forcing more Americans to rethink that assumption.Chuck Zodda and Mike Armstrong break down why homes are no longer guaranteed to outperform other investments, how leverage and forced savings still make homeownership powerful, and why the Great Wealth Transfer may take longer and deliver less than many heirs expect. They also discuss how much Americans think they need to retire comfortably, why taxes and spending often change in retirement, how too few stocks are driving the S&P 500's future, what Elon Musk's xAI strategy says about competition in artificial intelligence, and Paul LaMonica's take on why T-Mobile may withstand the threat from Starlink.

Panel with Dr Sergio Sanchez and Inventor Mike Acerra on how far AI goes to render truth and become a truth machine.Discover the truth about AI and its potential to be a truth machine. In this video, we delve into the capabilities and limitations of artificial intelligence in determining what is true and what is not. CHAPTERS00:00 Welcome to Cyber Crime Junkies + Guest Introductions02:00 Anthropic's Secret AI Mythos Finds Decade-Old Vulnerabilities04:30 How AI Is Finding Security Holes at Scale in Small Businesses06:30 New Books: Moving Target, The God Prompt, and Future Visions09:00 What American Education Is Getting Wrong11:30 Why Forgetting History Destroys Countries14:00 Nixon, the Deep State, and Political Accountability17:00 Property Taxes, Home Ownership, and the Banking Lie20:00 Tax Season Stress and Why Big Refunds Are a Bad Sign23:00 Flat Tax, the IRS, and Why the System Is Built to Confuse You26:00 The Knights Templar Invented Modern Banking29:00 AI as a Truth Machine Against Political Propaganda32:00 How Kennedy Beat Nixon on TV but Lost on Radio37:00 Hack or Hype: Employee Security Risks After Termination40:00 Hack or Hype: The Kaseya Supply Chain Ransomware Attack43:00 Hack or Hype: Does Cyber Insurance Actually Pay Out49:00 What SMBs Get Wrong When Applying for Cyber Insurance52:00 Windows Defender, Malware, and Layers of Endpoint Security Questions? Text our Studio direct. We read these and when helpful we give a special shout out for those to contact us.True crime enters our homes and businesses daily. Learn from actual people who fight it daily and show you how in a thriller story. The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.Special Author pricing (30% off) The Moving Target Trilogy. Book 3 to be released September 22nd, 2026. Start with any of them. Be a Moving Target.Special Author pricing (30% off) Growth without Interruption. Get peace of mind. Stay Competitive-Get NetGain. Contact NetGain today at 844-777-6278 or reach out at DMauro@NetGainIT.com or find more at www.NETGAINIT.com   Support the showNew Exclusive Offers for our Listeners! New non-fiction Book Series is out! Moving Target: The Art of Online Camouflage drops April 14.Moving Target: The Obedient Machine drops April 21.Book 3 -- Ghost and the Machine -- out soon!

In Part 2 of this conversation on The Greatness Machine, host Darius Mirshahzadeh sits down again with real estate developer and former mortgage industry executive Jon Irvine to dive deep into America's housing affordability crisis and the groundbreaking California legislation that could reshape how homes are built across the country. Jon shares a pivotal personal moment, selling a modest 2,000 sq ft Beverly Grove home for $3.35 million, that crystallized why younger generations are being priced out of homeownership. From there, the conversation explores California Senate Bill 1123 (SB 1123), a transformative zoning law that could allow developers to build up to 10 homes where only one previously stood, at price points 30–50% below comparable market properties. The episode also touches on the role of AI in streamlining permitting, the lingering impact of the LA wildfires on housing policy, and Jon's ambitious plan to build 500–1,000 homes in the Los Angeles basin over the next three to four years. In this episode, Darius and Jon will discuss: (00:00) Introduction and Recap of Part One (02:53) The Future of Housing and Home Ownership (05:47) Transitioning from Lending to Development (08:12) The Challenges of Affordability in Housing (11:16) California's New Housing Law: SB 1123 (13:50) Understanding the Housing Shortage Crisis (16:50) The Transformative Impact of SB 1123 (19:37) Navigating the Development Process (22:00) The Realities of Building in California (25:21) Challenges in Real Estate Development (29:43) Streamlining the Entitlement Process (32:29) The Impact of SB 1123 on Development (36:59) Addressing California's Housing Shortage (42:30) Creating Affordable Housing Solutions Jon Irvine is the Founder and CEO of Westcove Development, a Southern California real estate development firm specializing in design-forward, small-lot single family homes in high-demand, supply-constrained markets. Drawing on California's evolving housing legislation — including SB 1123 — Westcove manages the full development lifecycle from acquisition and entitlement through construction and sale. Jon brings nearly three decades of senior executive experience in residential finance, having held leadership roles at Change Lending, Banc of California, OneWest Bank (under CEO Steven Mnuchin), and Mr. Cooper/Nationstar, where he led initiatives across capital markets, production, and strategic growth. Through Westcove, he channels deep institutional finance expertise into scalable residential development built to meet California's urgent housing needs. Connect with Jon: LinkedIn: https://www.linkedin.com/in/jonirvine/  Facebook: https://www.facebook.com/p/Westcove-Development-61572683421911/  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Tshiamo Molanda, Head of Youth and Mass Market Segments at Standard Bank, about the latest Youth Barometer and what it reveals about the financial priorities of South Africans under 35. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Buying a home is one of the biggest financial decisions you'll ever make. If you are not ready to buy yet because mortgage rates feel high, your down payment needs more time, or the right house has not hit the market; the waiting period can still work in your favor. Don't let the home buying delay get you down. Instead, let it motivate you to work towards a more favorable purchase outcome.  Links: Listen to our past episode "What the Heck is Credit and Why is it Important?" to learn more about credit scores and reports Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Finding the right house can be challenging. For many buyers, it's a process that's hard to predict and in many cases, can take longer than expected. The good news is that the waiting period doesn't have to be wasted time. In fact, a few smart financial moves now can put you in a much stronger position when it's finally time to make that offer.  If you're one of the many people waiting to find the right house to call home, here are a few things you can do in the meantime to get your financial situation in tip top shape while waiting.  1. Build a Bigger Down Payment One of the most productive things you can do while waiting to buy is continue growing your down payment fund.  A larger down payment can reduce your monthly mortgage payment, lower the amount you'll need to borrow, and potentially help you avoid private mortgage insurance (PMI). Even adding a few extra thousand dollars to your savings can make a meaningful difference over the life of the loan.  Consider setting up automatic transfers into a dedicated high-yield savings account, so your home fund continues to grow without requiring constant attention.  2. Improve Your Credit Score Your credit score plays a major role in calculating the mortgage rate you'll qualify for. Even a small improvement could save you thousands of dollars over the life of a loan. This waiting period is a great time to beef up that score for a better purchase position.  While you're waiting, focus on:  Paying bills on time Reducing existing credit card balances Avoiding new debt Reviewing your credit report for errors  Think of this period as an opportunity to strengthen your financial profile before mortgage lenders take a closer look. 3. Pay Down Existing Debt Lenders pay close attention to your debt-to-income (DTI) ratio when evaluating mortgage applications. The lower your monthly debt obligations, the more attractive you may appear as a borrower. Take some time to do the math and figure out what your debt-to-income ratio is. If it's uncomfortably high, make some changes.  Reducing debt can improve both your borrowing power and your overall financial flexibility once you become a homeowner.  For more information about credit scores in general, listen to one of our podcast episodes “What the Heck is Credit and Why is it Important” for an expert explanation on building and maintaining a good credit score. Check the link in the show notes. 4. Build an Emergency Fund It's easy to focus entirely on saving a down payment, but homeownership comes with unexpected expenses. Water heaters fail, roofs leak, and appliances don't always cooperate.  Before buying, aim to have an emergency fund that can cover several months of living expenses. Having cash reserves can help prevent a surprise repair from turning into a financial setback.  5. Research Your Future Neighborhoods The waiting period can also be a great time to become a more informed buyer. Doing preliminary work and research is always a good idea, because it helps you further solidify where you really want to live. This is important because it'll decrease the chance of buying a home so abruptly that you didn't get a chance to consider the location. So, you put in the offer, signed the contract and finally moved in only to realize you hate the neighborhood. These days things move quickly, so having a firm understanding on locations can help you rest easy knowing you're making the right move when you buy.  Spend time researching things like:  School districts Property taxes Commute times Local amenities Future development plans  Environmental factors – human-caused (like contaminated water or natural like flooding risk)  While researching, visit neighborhoods at different times of day and on weekends. What looks perfect during a Sunday afternoon visit may feel very different during a weekday rush hour.  6. Create a Realistic Homeownership Budget Many buyers focus primarily on the mortgage payment, but that's only part of the equation. Homeownership brings with it many added costs. Take some time, do research and develop a budget that will include not only the mortgage but added payments you can expect to make down the road including:  Property taxes Homeowners insurance Utilities Maintenance and repairs HOA fees, if applicable  A useful exercise is to "practice" the future payment. If your current rent is $1,800 and you expect a future housing payment of $2,500, try setting aside the extra $700 each month. This can help you test your budget while increasing your savings.  7. Avoid Major Financial Changes If you expect buying within the next year, it's wise to avoid actions that could complicate a future mortgage application.  Be wary and try to avoid changes that can disrupt your financials like:  Taking on large amounts of new debt  Financing expensive purchases Frequently opening new credit accounts Making large unexplained bank deposits  Consistency and stability often work in your favor during the mortgage approval process.   Waiting to buy a house can feel frustrating, especially when you're eager to move into a place of your own. But the time before your purchase can be one of the most valuable parts of the homebuying journey.  By strengthening your savings, improving your credit, reducing debt, and preparing for the realities of homeownership, you'll be positioning yourself for a smoother purchase and a stronger financial future. When the right house finally comes along, you'll be ready to move forward with confidence.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn.           Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast. 

John Maytham speaks to Tertius Simmers, Western Cape Provincial Minister of Infrastructure, about the province's growing affordable housing shortage and plans to improve access to housing for working South Africans. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Chris and Amy welcome Dave Simons to break down the latest inflation report, strong bank earnings, and what they reveal about the U.S. economy. They discuss why many Americans still feel financially squeezed despite encouraging economic data, the growing challenge of homeownership, changing spending habits across generations, and the high cost of experiences like the 2026 World Cup. Plus, Dave shares stories about Starbucks, office romance, and how the American Dream has evolved.

The hidden costs that could sink your budget!Question:What are the real, often overlooked costs of owning a home in Australia and how can buyers avoid nasty surprises?Short answer:Owning a home is much more expensive than just paying the purchase price. According to Georgia Madden, new homeowners face steep mortgage interest, rising insurance premiums, energy bills, maintenance, council rates, and if buying an apartment, strata fees and surprise levies. Many underestimate costs like rebuilding insurance, ongoing repairs, and the impact of rate rises. Smart strategies include reviewing insurance annually, fixing small problems early, and checking apartment sinking funds before buying.Why it matters:For first-time buyers and anyone budgeting for a home, missing these hidden costs can lead to financial stress. Understanding the full picture means you can plan, save, and protect your investment rather than being caught out by “budget sinkholes.”Sources:• Vanessa Walker, Managing Editor, Money Magazine• Georgia Madden, Home & Property Journalist• Mortgage brokers, insurance experts, property managers• Money magazine, June issueTimestamps:01:31 Mortgage breakdown: interest vs equity02:46 Insurance: costs and common mistakes03:59 Energy bills & efficiency tips04:55 Solar: upfront costs and payback05:45 Maintenance: how much to set aside06:51 Hidden repair costs: plumbing, wiring, roofing07:51 Council rates & water charges08:37 Strata fees & apartment levies09:47 Cautionary tales & advice for buyers10:16 Wrap-up & where to find more infoPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

The way you set up your mortgage payment can have a bigger impact than you might think. Today on Homeowner AF, I break down what's actually included in your mortgage payment, including the different payment options available to first-time home buyers in Ontario. Tune in to learn how the right mortgage payment strategy can save you thousands and accelerate your path to building equity. In this episode, you'll learn:Why your mortgage payment frequency matters and how accelerated bi-weekly payments can help you pay off your mortgage soonerWhat's actually included in your mortgage payment and how property taxes may be collected by your lender The difference between fixed, variable and adjustable rate mortgagesA simple but often overlooked tip that could save you money by avoiding unnecessary charges hidden in your mortgage commitmentWhat questions to ask before signing your mortgage documents so your mortgage supports your long-term homeownership goalsIf you found this episode helpful, please leave a like! For those of you getting ready to buy your first home, renew your mortgage, or simply want to better understand your options, book a free call with me at www.Bricallme.com for advice tailored to your situation. I'll see you next week! Specific Questions?  Ready to get started?Book a free call with Brianna: www.Bricallme.comJoin my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebitesWebsite: http://www.briannagoslinmortgages.comInstagram: https://www.instagram.com/briannagoslinmortgagesFacebook: https://www.facebook.com/brianna.goslin.mortgagesLinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

Hit the fairway this summer with the NKY Chamber! Today on the NKY Spotlight Podcast, learn how to register for the 2026 NKY Chamber Golf Outing from Aaron Broomall of Faith Community Health Network & Tim Krebs of The Golf Courses of Kenton County.We're also joined by Stephanie Stiene of Brighton Properties & Brighton Center.The NKY Spotlight Podcast is powered by CKREU Consulting.

In this episode of Black Men Sundays, Corie Sylvester Murray sits down with real estate broker, investor, entrepreneur, and Commonwealth Realty owner Renee Reed to discuss why real estate investing is one of the most powerful tools for creating long-term wealth, financial freedom, and family stability. Through inspiring client stories and practical advice, Renee challenges common misconceptions about homeownership, encourages listeners to think beyond simply owning a house, and shares how the decisions you make today can become the foundation for future investments and a lasting legacy. Whether you're preparing to buy your first home or dreaming of building a real estate portfolio, this conversation will inspire you to think differently about what's possible.

n this special edition of the Loan Officer Podcast, host Dustin Owen brings listeners an exclusive collection of highlights from the acclaimed "Talk Mortgage To Me" series. This episode shines a spotlight on innovative, real-world mortgage solutions shared by some of the industry's top producers: Mike Smalley, Christine Wilson, and Jason Purcell. Mike Smalley kicks things off by delving into the strategic advantages of adjusting loan terms during the refinancing process. He explains how making small changes such as shortening the loan term or increasing monthly payments, can significantly accelerate equity growth for homeowners, helping them build wealth more quickly and efficiently. Next, Christine Wilson takes on one of the most persistent misconceptions in homebuying: the belief that a 20% down payment is always required. She breaks down the numbers and demonstrates how mortgage insurance, often misunderstood, can actually be a powerful financial tool. By leveraging mortgage insurance, Christine shows how buyers can enter the market sooner, preserve cash for other investments, and still achieve their homeownership goals without waiting years to save a large down payment. Jason Purcell then shares a compelling case study involving a self-employed borrower with a complex financial profile. Using his expertise, Jason navigated the challenges of inconsistent income documentation and successfully qualified the client through a profit and loss loan program. His story highlights the importance of understanding unique borrower situations and utilizing specialized loan products to open doors that might otherwise remain closed. Throughout the episode, Dustin Owen and his guests emphasize the importance of creativity, adaptability, and deep product knowledge in the mortgage industry. Their stories not only showcase practical solutions but also serve as inspiration for loan officers everywhere, encouraging them to think outside the box and find innovative ways to say "yes" for their clients, no matter how complex the scenario. This special edition is a must-listen for anyone looking to elevate their mortgage practice and better serve their clients' needs. TLOP's Originator Coaching:

Send us Fan MailWhat if we've been asking the wrong question about America's housing crisis?Congress has passed one of the most significant housing bills in decades, with the stated goal of making housing more affordable by encouraging more construction, higher-density development, and changes to local zoning policies. But is building more homes really the solution?In this episode of Dishin' Dirt, I take a non-political, fact-based look at what the legislation actually does, how it could influence local communities, and why every homeowner, REALTOR®, builder, and buyer should understand the issues.Topics include:What is actually in the new federal housing billWhy zoning has traditionally been controlled by local governmentsHow federal incentives could influence future developmentThe debate over higher-density housing and neighborhood characterInfrastructure, traffic, schools, and who pays for growthDoes South Carolina really have a housing shortage?Are housing shortages different in the South than in the Northeast and West Coast?Why builders across South Carolina are offering incentives, rate buydowns, and price reductionsThe difference between a housing shortage and a homeownership affordability crisisThe one question every policymaker, REALTOR®, and homeowner should be askingWhether you support the legislation or have concerns about its long-term impact, this episode is designed to educate—not advocate. I will explore both sides of the debate while challenging listeners to think critically about the future of housing, property rights, local control, and the American Dream of homeownership.What do you think?Does South Carolina actually have a housing shortage?Should zoning decisions remain local, or should the federal government play a larger role in encouraging housing development?And most importantly...Have we confused a housing shortage with a homeownership crisis?Share your thoughts in the comments—we'd love to hear from you.

Today's episode is all about housing affordability, with stories from our series "Keys to Homeownership." We discuss how community land trusts, neighborhood groups and priority programs for educators are working to make housing attainable in Milwaukee.

The Morning XTRA with Tug and Los delivers conservative talk on the biggest political, cultural, and news stories of the day. Smart analysis, unapologetic opinions, and real conversations every weekday morning. Every weekday from 6a to 10a! The 8 o'clock hour is brought to you by Central Heating & Air, your Atlanta Carrier Experts. 770-GET-HEAT, Centralheat.com First thing to know: Did you ever have the feeling Biden’s Immigration policy was meant to break the middle class? They’re chanting USA, but not for the same reasons we do Sunny Hostin is afraid of the stars and stripes Atlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

The Housing Market's Missing First Step For generations, the starter home was the first real step into the American dream. Now, with prices climbing, inventory shrinking and builders incentivized to go bigger, we look at how that first rung of homeownership has moved out of reach for many first-time buyers. Guests:  Dennis Shea, executive vice president, Bipartisan Policy Center Jessica Lautz, deputy chief economist, National Association of Realtors. Host: Marty Peterson Producers: Grace Galante and Amirah Zaveri   Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Diamond Boom To Ghost Town For nearly a century, the diamond trade has carved up the coastlines of South Africa and Namibia, turning remote communities into mining towns and workers into the engine of a luxury industry most will never benefit from. We look at the human and environmental cost behind natural diamonds, from dangerous labor and low pay to what's left behind after the industry leaves. Guest: Matthew Gavin Frank, professor, nonfiction, creative writing, poetry, Northern Michigan University, author, Flight of the Diamond Smugglers: A Tale of Pigeons, Obsession, and Greed Along Coastal South Africa.   The Housing Market's Missing First Step For generations, the starter home was the first real step into the American dream. Now, with prices climbing, inventory shrinking and builders incentivized to go bigger, we look at how that first rung of homeownership has moved out of reach for many first-time buyers. Guests: Dennis Shea, executive vice president, Bipartisan Policy Center; Jessica Lautz, deputy chief economist, National Association of Realtors. Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get ready for an inspiring and insightful episode of The Ash Said It Show as we sit down with a true powerhouse of the industry, Brianne Drake, who currently serves as the 2026 President of the Georgia Association of REALTORS®. As the first Black President in the 106-year history of the Georgia Association of REALTORS®, Brianne is a trailblazer whose distinguished 27-year career is defined by integrity, ethical leadership, and a deep commitment to service. Representing more than 47,000 members across the state of Georgia, Brianne shares her strategic vision for unity, professional leadership development, and the vital importance of advocacy in protecting homeownership rights. In this episode, we dive into Brianne's historic journey, exploring the milestones that allowed her to break barriers and rise as a respected leader on both the state and national levels, including her influential work as a Director for the National Association of REALTORS®. We also explore the power of political advocacy and why Brianne is so passionate about protecting private property rights, a commitment solidified by her 2025 induction into the National Association of REALTORS® RPAC Hall of Fame as a Major Investor. Beyond the politics and accolades, Brianne explains her client-first philosophy, sharing her deeply held belief that real estate is not simply about contracts or keys, but about people, families, and futures. We also celebrate her impressive professional legacy, including her 2026 recognition as one of the Georgia 100 Women of Excellence and the numerous formal resolutions honoring her contributions from the Georgia General Assembly. Whether you are a real estate agent seeking professional development, an aspiring industry leader, or a listener looking for a story of perseverance and dedication, this conversation with one of Georgia's most dynamic real estate experts is essential listening. Tune in now to learn how Brianne Drake is shaping the future of real estate. Web: https://garealtor.com/ Brianne Drake is a distinguished Georgia real estate industry leader serving as the 2026 President of the Georgia Association of REALTORS® (GAR). Representing more than 47,000 members throughout the state, she holds the historic distinction of being the first Black President in the 106-year history of the organization. As a Broker Associate and Global Real Estate Advisor with Atlanta Fine Homes Sotheby's International Realty, Brianne combines extensive market expertise with a commitment to client advocacy, integrity, and professional excellence. Brianne's professional career is defined by her deep involvement in local, state, and national REALTOR® governance and real estate policy. Her leadership portfolio includes serving as a Director for the National Association of REALTORS® (NAR) and as a dedicated member of the Membership Policy and Board Jurisdiction Committee. She previously served as the Chair of the Professional Standards Committee in 2023 and the Chair of the Professional Standards Interpretations and Procedures Advisory Board in 2024. As a champion of private property rights and industry advancement, Brianne was inducted into the NAR RPAC Hall of Fame as a Major Investor in 2025 and received the Georgia Association of REALTORS® Dick McCrudden Award in 2023 for her contributions to the REALTORS® Political Action Committee. Her professional accomplishments and impact on the Georgia real estate industry have been recognized by the Georgia General Assembly on multiple occasions. Brianne was honored on the floor of the Georgia Senate and House in 2026 through Senate Resolution 753 and House Resolution 1253, and previously in 2021, for her longstanding service to the community. In 2026, she also received the Georgia 100 Women of Excellence Resolution at the Georgia State Capitol in honor of Women's History Month. Her historical industry accolades include being named REALTOR® of the Year by the Metro South Association of REALTORS® in 2011 and 2018, as well as receiving the J.L. Christian Leadership Award in 2009 and 2011 and the President's Award in 2012. A native of Atlanta, Georgia, and an alumna of Georgia State University, Brianne utilizes a client-first philosophy that has established her as one of the state's most trusted real estate advisors. Her expertise is backed by a comprehensive suite of nationally recognized real estate designations, including ABR, AHWD, C2EX, CRS, GRI, SFR, and MRP. Through her work, she continues to provide exceptional experiences for families navigating the real estate market. "For me, real estate is not simply about contracts or keys; it's about people, families, and futures," says Brianne Drake, who remains dedicated to shaping the future of the real estate profession through advocacy and ethical leadership. - Ready to ignite the spark that levels up your entire life? Meet Ash Brown—the American powerhouse, motivational architect, and ultimate hype-woman dedicated to your personal and professional evolution. Ash is far more than a voice in the personal development space; she is a trusted ally who delivers a masterclass in real-talk wisdom and infectious energy. Whether you are navigating a crossroads or ready to scale your grandest ambitions, Ash fuels your journey with a high-octane blend of heart and hustle.

Send us Fan MailHumidity can make a normal summer day feel unbearable and it can quietly wear down your house at the same time. We're sweating through an Ohio heat wave and using it as a real-life lesson in comfort science: why the same temperature feels completely different depending on moisture, and why “just drop the thermostat” is often the most expensive way to solve the problem.We dig into humidity control for homeowners and home buyers, including why moisture is the enemy of buildings. Mold risk, musty smells, material breakdown, and even health issues often start with damp air that never really leaves. We also talk through a simple home inspection mindset shift: seeing a dehumidifier doesn't automatically mean there's a defect. In many homes, it's preventative maintenance and a sign someone is taking indoor air quality seriously.Then we get practical. We share our own setup and settings, why we aim around 45% relative humidity, and how running a dehumidifier can make 75°F feel genuinely comfortable while helping your HVAC system work less. We also explain dew point in plain language using a commercial inspection example where humid air hit cold metal and caused water to drip, a situation that looks like a leak but is often condensation.If you want a clearer plan for managing indoor humidity, choosing a dehumidifier (including why a pump model is worth it), and keeping your home comfortable during muggy weather, press play. Subscribe, share this with a friend who's battling sticky air, and leave us a review with your best humidity tip. https://amzn.to/4eQv5BISupport the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TVAdvice from experts: Don't skip the home inspection | NBC4 WCMH-TVOSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TVHow to save money by winterizing your home | NBC4 WCMH-TVContinuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course listings...

Text the show! Congress just passed a major housing bill designed to increase affordable housing across America.But there's one question that rarely gets asked:Is affordable housing the same thing as affordable homeownership?In this Sequel Sunday, Chad Law takes a common-sense look at the new legislation, separating the headlines from the fine print. From tax incentives and zoning to voter psychology and government accountability, this episode explores why building more housing doesn't necessarily make it easier for Americans to own a home.Topics include: • Breaking down the new federal housing bill • Affordable housing vs. affordable homeownership • Why starter homes continue to disappear • The incentives driving housing policy • Taxpayer accountability • The growing gap between political headlines and economic reality

In this episode I'm joined again by Tash Etschmann from Tash Invests to dissect a particularly eye opening mortgage misconception I found on Reddit. A true lesson in why financial literacy and mortgage education should be a duty of care from lenders to would-be mortgage holders, we unpack how one first home buyer thought they were going to be making repayments at over 90% of their take home pay after a miscalculation blunder.See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Join the Conversation at 303-477-5600 or text to 307-200-8222. Monday - Friday from 3 pm - 6 pm MT. https://RushToReason.com HOUR 1 The Fauci Reckoning, Fallout & Free Speech: Unmasking COVID's Hidden Truths John Rush, Dr. Kelly Victory, and Steve House dig into explosive revelations about Anthony Fauci and the government's COVID-19 response. From high-stakes congressional investigations to demands for accountability and state-level legal battles, this hour pulls back the curtain on how pandemic policies shaped public trust, the economy, and American lives. Hear firsthand stories of censorship, media backlash, and personal sacrifice as the guests expose the risks of speaking out—and why fearless, independent conversation matters more than ever. Listener questions spark bold debates on vaccines, medical freedom, and who should decide what's “safe” to say. If you've ever questioned the official COVID narrative, you won't want to miss this hour. HOUR 2 Homeownership Hurdles & The Reading Revolution: Busting Myths, Building Minds Cut through the noise on affordable housing as John Rush exposes the real reasons behind the homeownership crisis—government red tape, soaring rates, and political gridlock. Get an insider look at Colorado's next big election and how surprise candidates could shake up the race. Then, discover why America is facing a literacy emergency with special guest Jay Ford. Dive into the digital dangers threatening our kids' reading skills and learn powerful ways families can fight back. Real listener stories and practical tips make this hour a must-listen for anyone who cares about the future of the next generation. Timestamps 27:06 — Jay Ford — http://www.jayfoard.com/ HOUR 3 Fathers, Freedoms & Fireworks: What's Threatening America's Backbone? Start with a rapid-fire debate on why fatherhood and family structure are at the heart of America's future. John Rush and Jerzee Joe tackle hot-button issues—crime rates, constitutional rights, and the latest Supreme Court rulings—while unpacking the ripple effects of COVID-19 coverage and global energy policy. Then, shift gears as John dives into controversial local policies: new e-bike and scooter rules, wild weather, and why he believes personal freedom is under siege from overzealous regulation. Hear his fiery take on neighbor-reporting programs and why responsibility, not government, is the real solution. Timestamps 1:12 — Jerzee Joe — https://JerzeeJoe.com

New homeowner tips can help midlife women avoid costly surprises, protect their investment, and confidently navigate the first year of homeownership.Yay—you've closed on your new home! The papers are signed, the keys are in your hand, and you're officially a homeowner. But what happens after closing? In this episode of Divas, Diamonds & Dollars, we share ten important things everynew homeowner should know, from supplemental property taxes and escrow adjustments to homeowner exemptions, insurance coverage, and even why your mortgage may be sold shortly after closing.You'll learn practical new homeowner tips to help you understand changing monthly payments, build equity faster, improve your credit score, avoid common financial pitfalls, and prepare for the unexpected costs that often catch buyers off guard. We also discuss condo special assessments, homeowner's insurance gaps, and smart strategies for paying down your mortgage early.Whether you're celebrating your first home purchase or adding another property to your portfolio, these insights will help you protect your investment and build long-term wealth with confidence.If you're passionate about financial independence for women, personal development for women, wealth building, and making informed financial decisions, this episode offers practical guidance to help you thrive long after the moving boxes are unpacked.Keywords & Tags: New Homeowner Tips, Homeownership, Women Over 40, Financial Independence for Women, Personal Development for Women, Wealth Building, Real Estate, Home Buying, Money Mindset, Financial Freedom, Midlife Pivot, Business Ownership, Personal Finance, Property Ownership

P.M. Edition for June 25. More Americans are trading deeds for leases as homeownership becomes harder to achieve. We hear from WSJ personal finance reporter Veronica Dagher about the rise of the "forever renter" and what it means for the future of housing and the American Dream. And the Supreme Court handed down a number of big decisions today. Supreme Court reporter James Romoser says two of them enable President Trump's crackdown on immigration. Plus, reporter Kejal Vyas gives us an update on Venezuela, where the death toll is rising after yesterday's earthquakes. Alex Ossola hosts. Listen to all episodes in our series on ideas for fixing the housing crisis. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Pastors in expensive cities often cannot afford stable housing on ministry salaries. That financial pressure quietly threatens their ability to serve. If you want to see your faith show up in practical, tangible ways at work and with your money, this episode gives you a real example of what that looks like. Key Discussion Points Nicole explains how the Aslan Housing Foundation builds down payment assistance programs for pastors, using church investors, donor-advised funds, and self-directed IRAs to fund stable housing without competing with the church's general giving. She describes a core operating value: do nothing about staff without staff. Surveys go out to both church leadership and pastoral staff before any housing strategy is built, so the people with the actual need have a voice in the solution. Nicole unpacks what she calls a triple bottom line for investors: market-rate financial returns, a stabilized ministry, and a more secure pastor and family. She talks about how she brings her faith into secular professional settings without forcing it, including sending a simple email to a real estate team in Hawaii during flooding to let them know she was praying for their safety. She and host Addison Williams discuss how Christians in any profession hold two marketplace roles: what they do with their time at work and what they do with their money outside of it. About the Guest Nicole Marie Bergeron is the founder and CEO of Aslan Housing Foundation, a California-based nonprofit that helps churches develop housing strategies for their pastoral staff. She holds a joint degree in law and public policy and spent two decades in philanthropy and social impact work before launching Aslan in 2018. Her background gives her a systems-level view of a problem most church leaders have never named out loud. Links  Website: https://aslan.org/ "Yeah, I'm Vehemently Pro-Pastor" — Nicole's essay at Faith & Leadership: read it here Nicole's writing: glittercanon.com *Connect With Follower Of One* Join us over in our Online Community(http://community.followerofone.org) *Get social with us* https://www.facebook.com/followerofone  https://instagram.com/followerofone1 https://twitter.com/followerofone1  https://www.linkedin.com/company/follower-of-one  https://plinkhq.com/i/1482955686  ==== Chapters 00:00 Cold Open and Intro 01:12 Meet Nicole Aslan, CEO 02:08 Why Pastors Need Housing Help 05:10 Spreading Awareness Word of Mouth 08:51 Building a Church Housing Strategy 13:08 From Strategy to Homeownership 17:17 Investors IRAs Triple Return 20:58 DAFs Donations Transparency 24:15 Marketplace Housing Exchange 26:07 Faith Work Collision 28:56 Sharing Faith at Work Naturally 32:43 Planting Seeds at Work 33:38 Know What You Believe 35:54 Serve People Mindset 36:47 Collaboration Over Competition 41:07 Building Pastoral Housing Market 44:08 Marketplace and Money 49:33 Be Available to God 51:59 Keep Faith Simple 59:26 Final Takeaways and Sendoff  

A new report from Morgan Stanley finds that housing affordability is unlikely to return to the levels many Americans enjoyed before 2022. The findings suggest that aspiring homebuyers waiting for prices to fall may face a very different housing market than in years past. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Can crypto payments, rent rewards, and real estate technology create a new path toward homeownership? In this episode of Grownlearn, host Zorina Dimitrova speaks with Zach Ipour, Co-founder of MegPrime Pay and owner of Megatel Group, about Meg PrimePay, a blockchain-based payment platform designed to let users pay rent and mortgage payments while earning rewards. Zach explains how Meg PrimePay works, how users can pay through the platform, how landlords and payment recipients can receive funds through ACH, and how Make Prime tokens may be used for rewards, cash conversion, crypto conversion, or future home purchases. The conversation explores the housing affordability challenge in the United States, the role of fintech in real estate, and how Megatel Group's background as a home builder and developer shaped the idea behind Meg PrimePay. Zach also discusses the company's SEC non-action relief, the official launch of the platform, U.S. availability, reward mechanics, apartment search support, landlord partnerships, and how renters may accumulate rewards that could later support a home purchase. This episode is for listeners interested in fintech, Web3 payments, crypto adoption, real estate innovation, blockchain payments, housing affordability, rent rewards, mortgage payments, and the future of homeownership. Topics include Meg PrimePay, Zach Ipour, Make Prime token, crypto rent payments, mortgage payments with crypto, real estate fintech, Web3 payments, blockchain technology, homeownership rewards, rent rewards, housing affordability, digital currency, USDC, ACH payments, and fintech innovation.

Many buyers believe they need a large down payment to purchase a home, but that isn't always the case.  During National Homeownership Month as we discuss down payment assistance programs, common misconceptions, and how REALTORS® can help more clients achieve the dream of homeownership with Sean Moss of Down Payment Resource!   Explore The Woodlands Hills: https://thewoodlandshills.com/homes/home-builders/   Sign up for Free Industry News Subscriptions for HAR Members here-    https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

Wealth Wednesday: Bruce Marks Breaks Down NACA Mortgages, Homeownership, Solving the Housing Crisis + More Tell Us A Secret See omnystudio.com/listener for privacy information.

Bruce Marks Breaks Down NACA Mortgages, Homeownership & Solving the Housing Crisis + More See omnystudio.com/listener for privacy information.

HELP US IMPROVE THE PODCAST - TAKE THIS 3 MIN SURVEY:https://forms.gle/fRTV2YiJqncKVpFh7WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comChapters:00:00:00 Intro00:01:50 Impact of FIFA on Hotel Industry00:11:33 Rising Costs of Starter Homes00:20:52 Utah's New Legislation on Housing00:24:14 Homeownership vs. Renting: A Wealth Perspective00:26:20 Stabilizing Housing Expenses and Community Investment00:27:52 The Impact of Community Pride on Rental Dynamics00:28:52 ADUs vs. Basement Rentals: Pros and Cons00:30:13 Creating Unique Guest Experiences in ADUs00:32:02 Understanding New Short-Term Rental Regulations00:36:24 Capital Gains Tax and Its Impact on Home Selling00:39:26 The Need for Tax Reform in Real Estate00:42:14 Community Investment and Homeownership BenefitsSources:1) https://shorttermrentalz.com/news/world-cup-debate-us-host-cities/2) https://www.travelpulse.com/news/destinations/entry-fears-high-costs-dampen-2026-world-cups-projected-tourism-impact3) https://investors.zillowgroup.com/news-and-events/news/news-details/2026/A-record-242-US-cities-now-have-starter-homes-that-cost-1M/default.aspx4) https://www.homes.com/news/utah-orders-cities-to-revamp-zoning-to-allow-backyard-adus-by-october/1192729040/5) https://www.tri-cityherald.com/news/politics-government/article316064446.html6) https://pasco.civicweb.net/document/353661/Presentation%20-%20Short%20Term%20Rentals.pdf?handle=F42A30A6CA6445A3A7CB536D1E00A365

Nicole is joined by journalist and podcast host Nayeema Raza, host of Smart Girl Dumb Questions, for a crossover episode! This is a shame-free conversation about the money questions we're all holding in, starting with perhaps the most loaded one of all: should you buy a home? Nicole breaks down the 5% rule for renting vs. buying, why she personally chose not to buy, and how to strip the emotion out of a decision that's usually anything but. She also answers common questions about debt, HSAs, growing generational wealth and more. Plus, Nayeema and Nicole talk about which expenses are worth going into debt for, and what Mark Cuban told Nayeema about how money can make you feel poorer the wealthier you become. Listen to Nayeema's podcast Smart Girl, Dumb Questions Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Nayeema:  00:00 Are You Ready for Some Money Rehab?  01:17 Nicole's Controversial Take on Homeownership  04:44 The 5% Rule: Rent vs. Buy Math  08:37 Why Nicole Chose to Rent (And Invest the Difference)  12:30 How the LA Fires Changed Nicole's Relationship to Home  17:00 Not All Debt Is Created Equal: Good Debt vs. Bad Debt  20:02 What Rich People Know About Leverage  24:03 How Nicole Got Into (and Out of) Credit Card Debt  25:51 Avalanche vs. Snowball: Which Debt Payoff Method Wins?  28:09 The Shame Cycle Keeping People Stuck in Debt  29:18 The Debt Game: What's Worth It?  34:35 Investing in Your 20s: Nicole's Biggest Regret  36:27 Nicole's Daughter's Investment Portfolio  37:15 HSAs, 401(k)s, and Where to Put Your Money First  38:39 How Do You Know If You're Rich?  41:26 Mark Cuban on How Money Can Make You Feel Poorer  42:34 Nicole's "Dumb" Question  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Your mortgage isn't the only housing cost that can quietly drain your wealth.Many homeowners spend years focusing on interest rates and monthly payments while overlooking one of the biggest long-term expenses attached to homeownership: property taxes. The reality is that failing to manage these costs could mean leaving hundreds—or even thousands—of dollars on the table every year.This week, Corwyn J. Melette sits down with Colton Pace, Co-Founder and CEO of Ownwell, a technology platform helping homeowners better understand property taxes, reduce unnecessary expenses, and make smarter long-term financial decisions.Drawing from his experience managing real estate assets for ultra-high-net-worth families, Colton explains why wealthy property owners actively monitor their housing costs while many everyday homeowners unknowingly overpay. He shares practical strategies that can help homeowners protect affordability, preserve equity, and treat their homes like the valuable financial assets they truly are.If you're a homeowner, aspiring homeowner, investor, or someone focused on building generational wealth, this conversation offers valuable insights into protecting your financial future.Key Takeaways:2:56 – Why wealthy property owners manage costs differently.5:25 – How property tax appeals can save homeowners money.7:30 – The hidden affordability impact of property taxes.10:00 – Why your property assessment may be inaccurate.12:30 – The reason most homeowners never appeal.15:00 – Smart ways to reduce ownership costs.17:30 – Treating your home like a financial asset.20:00 – The property tax mistake many buyers miss.21:19 – Protecting family wealth through homeownership.Legacy Takeaway:"Managing your property taxes and all the other expenses associated with your home... can keep you in the home longer." -ColtonConnect with Colton PaceWebsite: https://www.ownwell.com/LinkedIn: https://www.linkedin.com/in/coltonpaceConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW See omnystudio.com/listener for privacy information.

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