Podcasts about homeownership

In this conversation, mortgage broker Cat Barnett discusses her unique specialization in helping clients navigate homeownership during divorce. She shares insights on the emotional and financial complexities involved, the importance of amicable negotiations, and the strategies that can protect family wealth. Cat also addresses the legal intricacies of property ownership during divorce and the role of mortgage brokers in providing guidance to clients in distressing situations. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Clinton and Blair are back to answer more mortgage questions from listeners. The two explain that mortgage payments are relatively stable, with a portion going to interest and the rest to principal. They emphasize the importance of the stress test in ensuring affordability and protecting borrowers from financial shocks. Clinton notes that while interest rates have risen from sub-2% to around 4%, the stress test prevents issues during renewal. They also discuss the benefits of maintaining a good relationship with a mortgage broker for long-term financial planning. 

Is home ownership becoming easier in Canada?

Welcome to this week's Indie Artist Music Hustle with Blonde Intelligence. I am your host, Ms. Roni, and I always seek to give you exquisite cranial repertoire. Dreaming of homeownership while pursuing your creative career? This eye-opening conversation with real estate agent Katina Harper demolishes the myth that artists and independent professionals can't qualify for mortgages."I am passionate about African Americans achieving the American dream through home ownership," shares Harper, who specializes in helping first-time homebuyers navigate the process. She explains how artists with inconsistent income can document their earnings through royalty payments, digital publishing, and other revenue streams to satisfy lender requirements. "Money is money. They don't care what you do, as long as it's stable and it's documented."Harper tackles the fear many feel about entering today's housing market, highlighting why ownership beats renting in the long run: "If you're renting a home or apartment, it's appreciating in value as well, but you're not going to see that increase." She reveals several programs offering $10,000-$20,000 for down payment assistance, shares strategies for buyers with student loan debt, and explains how buying multi-family properties can create immediate income streams when you live in one unit and rent the others.The conversation explores innovative approaches to building wealth through real estate, including investment opportunities in developing areas, utilizing properties for Airbnb income, and acquiring commercial spaces. For artists specifically, property ownership provides stability during income fluctuations and creates pathways to generational wealth that extend beyond your creative career.Ready to transform your financial future? Pull your credit report, connect with a knowledgeable lender, and remember Harper's advice: "The way to look at it is either I'm going to do it now or I'm going to do it later, but I am going to do it." Your journey to homeownership starts with education – join Harper's upcoming event for heroes in the community or reach out for a one-on-one consultation at katinasalesrealestate@gmail.com.Support the show

Home prices hit a record high in June, but sales are sinking. The PBD Podcast breaks down why buyers are stuck on the sidelines, mortgage rates above 6.5%, rising taxes and insurance, and why sellers aren't desperate enough to drop prices. The panel also debates the true value of homeownership.

In this conversation, Wendell Cox shares his journey from mortgage lending to credit repair, emphasizing the importance of credit in achieving homeownership. He discusses the natural transition between these fields, the significance of building relationships with realtors, and how he helps clients establish and repair their credit. Wendell also highlights strategies for young adults to build credit and the comprehensive services his company offers, including business credit establishment. The discussion concludes with Wendell providing contact information for those interested in his services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Accessory dwelling units (ADUs), co-ownership vacation homes, and multigenerational living—creative solutions are helping homeowners tackle rising costs. This week, we're joined by Ryan Hvizda, owner at Hvizda Realty Group at Keller Williams Metro in New Hampshire; Matt Brannon, data journalist at Insurify; Danielle Hale, chief economist at realtor.com; Austin Allison, CEO of Pacaso; and Lynn Butterfield, associate broker at Coldwell Banker. They share expert insight on how to afford homeownership in today's market, including ways to save on property taxes and why asking for a home's insurance history can protect your finances. Plus, house hacks that put money back in your pocket and a new “Hot or Not” home trend: renting out your backyard.

Accessory dwelling units (ADUs), co-ownership vacation homes, and multigenerational living—creative solutions are helping homeowners tackle rising costs. This week, we're joined by Ryan Hvizda, owner at Hvizda Realty Group at Keller Williams Metro in New Hampshire; Matt Brannon, data journalist at Insurify; Danielle Hale, chief economist at realtor.com; Austin Allison, CEO of Pacaso; and Lynn Butterfield, associate broker at Coldwell Banker. They share expert insight on how to afford homeownership in today's market, including ways to save on property taxes and why asking for a home's insurance history can protect your finances. Plus, house hacks that put money back in your pocket and a new “Hot or Not” home trend: renting out your backyard.

In this conversation, Randhir Singh, a senior business consultant, shares insights on the importance of data analytics in consulting, the role of competitor analysis, and strategies for market research. He emphasizes the need for businesses to understand their data from day one and how to leverage it for growth. Randhir also discusses the evolving job market and the importance of building a strong personal brand, particularly on platforms like LinkedIn. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode the guys discuss the challenges faced by Gen Z and younger millennials in achieving home ownership. They explore the economic factors contributing to the housing crisis, including rising prices, student debt, and the impact of high interest rate policies. The conversation also delves into the social and moral consequences of these issues, emphasizing the need for community and support. Personal stories of faith and provision highlight the importance of resilience and seeking guidance from older generations. The episode concludes with practical advice for young people navigating these challenges.

In this conversation, Angela Pannell shares her journey as a real estate agent in Atlanta, emphasizing her commitment to education, client care, and community engagement. She discusses the challenges of real estate transactions, the importance of networking, and her aspirations for mentorship and affordable housing initiatives. Angela also reflects on her personal growth and the integration of AI in her business practices, highlighting her passion for helping others achieve homeownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Retirement is often seen as the time to finally slow down, enjoy life and live off your years of savings. But that's not reality for many people.  More older Americans are entering retirement weighed down with debt in the form of mortgages, credit card balances, medical bills and even student loans.  MPR News host Angela Davis talks with guests about what's behind the trend of rising debt in retirement, what lies ahead and ideas for tackling it. Guests: Chris Farrell is the senior economics contributor at MPR News and Marketplace and author of the recent 12-part series on Marketplace and Next Avenue, Buy Now, Pay Later, about the debt burden of older Americans nearing and during retirement. Henry Rucker is associate director of Homeownership and Financial Coaching at Project for Pride in Living, a Minneapolis nonprofit organization that focuses on affordable housing and career readiness for low-income households.  

Understanding Credit and Finances: Ensure you have a credit score of 650 or higher to avoid additional costs on a mortgage. It's okay to work towards this goal before fully diving into home buying.Explore Financial Assistance Options: Investigate first-time homebuyer grants and local resources to augment your down payment, making homeownership more accessible.Carefully Consider Your Financial Boundaries: Avoid the pitfall of being house poor by setting a practical budget that aligns with your lifestyle and doesn't heavily burden your income.Importance of Legal and Financial Practices: Always file taxes annually and consider strategically structuring your homeownership to maximize financial benefits and investment opportunities.

Congratulations—it's moving day! But did you know a single mistake could derail your smooth transition into your dream home?

Podcast #559 with Karen & Janet starts off with rental and buying opportunities in Ventura County, they are joined by Joe Parisi who talks about rates & credit, plus programs that will help you qualify for a home purchase and the most important conversation, the creation of wealthy through home ownership!  Their next guest, Shannon Riley owner of Truly Force Free Animal Training, talks about her online animal training academy, a good manners course for your dog plus interaction with friends and strangers.  From rescues to pups and our older best friends Shannon has a program for you and your pet!.  Another great podcast from Janet & Karen, GOTA!

In this heartfelt Father's Day edition of the Rent Perfect Podcast, David Pickron is joined by a very special guest—his father, Bill. With over 80 years of life experience and decades of investing under his belt, Bill shares timeless wisdom on what it's like investing in real estate across generations.Together, David and Bill reflect on:•The ups and downs of father-son investing partnerships•Why Bill is still buying rental properties at 80•The lessons learned from land development vs. long-term rentals•How Rent Perfect has changed the game for property management•And the story of how evictions led to building a better way for landlords and tenants alike Whether you're a seasoned investor or just starting out, this episode is packed with perspective, laughs, and fatherly wisdom you don't want to miss.

In this episode of the Investor Fuel Podcast, host Michelle Kesil speaks with Eugene Byass, a national mortgage loan officer, about the challenges and strategies in helping individuals with less than perfect credit achieve home ownership. Gene shares insights on financial freedom, navigating loan challenges, and the importance of building relationships and networks in the real estate industry. He emphasizes the need for education and understanding of credit to empower clients in their journey towards home ownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pro Show, host Erika speaks with Mike Gebhardt, a seasoned real estate agent with a unique background in finance and mortgages. Mike shares his journey from Wall Street to real estate, emphasizing the importance of financial literacy for both first-time home buyers and those looking to downsize. He discusses the impact of personal experiences on his career, including health challenges and the NAR settlement, which has changed how agents communicate with clients. Mike highlights the significance of building relationships over transactions in the real estate industry.  Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Krystal and Emily discuss inflation rises, Tucker sounds alarm on home ownership, Pentagon contracts with Elon's Grok, Ben Shapiro copes over Superman anti Israel message. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

Recent statistics show that home ownership is declining in Greece, while the number of people living on rent is shooting up. At the same time, the supply of apartments for sale or rent in the center of Athens continues to drop, while prices are on the rise. This is all contributing to a deepening housing crisis for many Greeks. Nikos Roussanoglou, a journalist at Kathimerini covering the economy and the housing market, joins Thanos Davelis to break down these trends, and look at what they mean for Greeks. You can read the articles we discuss on our podcast here:Share of tenants is growingHouse supply keeps decliningTripoli evasive on maritime boundariesBill proposes 5-year extension of Cyprus arms embargo waiverMeng, Bilirakis, Titus, And Malliotakis Introduce Legislation To Support The US-Hellenic Relationship

In this powerful segment, Tara and Lee break down the historic collapse of first-time homeownership under the Biden administration. With staggering data—like the average age of a homebuyer soaring to 56 and first-time buyers plummeting to a record low 24%—they expose how skyrocketing prices and 7% interest rates have turned the American Dream into an impossible fantasy for most. The conversation compares today's housing market to Europe's stagnant real estate, where multi-generational ownership and unaffordable costs are the norm. They argue that reckless money printing, runaway inflation, and partisan policies at the Federal Reserve are driving a crisis that is crippling young families, delaying marriage and children, and fueling desperation. Even families earning over $200,000 are living paycheck to paycheck as basic homeownership slips further out of reach. Tara warns that unless these destructive policies are reversed, an entire generation will be permanently locked out of the housing market.

In this episode of the Real Estate Pro Show, host Erika Proctor interviews Darren Kaplan, a branch manager and mortgage expert at Total Mortgage Services. They discuss the mortgage process, client satisfaction, and the importance of building a strong network in the real estate industry. Darren shares insights on navigating challenges in the mortgage process, particularly with jumbo mortgages, and highlights the innovative Greenlight Approval Program at Total Mortgage. The conversation emphasizes the significance of finding a niche in the industry and the supportive culture at Total Mortgage. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, Jarrett explores the misconceptions surrounding homeownership and its role in wealth building. He argues that renting and investing may be a more effective strategy for financial growth, especially for millennials and Gen Z. The conversation delves into the narratives that promote homeownership as a secure investment, the realities of equity and mortgage payments, and the changing landscape of the housing market influenced by economic and environmental factors. Jarrett emphasizes the importance of freedom—financial, location, and time—over traditional notions of wealth tied to homeownership.Watch on YouTube - https://youtu.be/JrVCc63h-OQFinancial Literacy for Dummies (Like Me) with JL Collins - https://youtu.be/V360AygOv7A?si=MpYNNRPqrj3NSUOfThe Housing Market is Bankrupting Americans (and It's About to Get Worse) - https://youtu.be/KGXDEMDokVY?si=oircrOw6F_wdPMmIFollow Jarrett on X - https://x.com/jcrpntrCHAPTERS00:00 - Intro01:27 - Let's Unpack Investing02:33 - Why Homeownership?05:54 - Why Not Homeownership?17:38 - Rent & Invest18:39 - Why I Rent & Invest19:11 - What The Wealthy Do20:59 - Home Ownership Doesn't Equal Freedom22:55 - Declining Homeownership(I realize I misspelled homeownership throughout the episode and split it into "home" and "ownership", instead of the compound word that it is.)Future Signal is a podcast hosted and produced by Jarrett Carpenter that explores tomorrow's tech today.All of Future Signal's content is not financial advice but rather edu-tainment. All of our episodes are available here on YT as well as wherever you listen to podcasts.Follow us on Social Media :X - https://www.twitter.com/futuresignalxyzInstagram - https://www.instagram.com/futuresignalxyz/Facebook - https://www.facebook.com/futuresignalxyzLinkedIn - https://www.linkedin.com/company/future-signal-xyz/Twitch - https://www.twitch.tv/futuresignalxyzFor more info on the podcast, please check out https://www.futuresignal.xyz/Episode's music by @Txmmy_Beats - https://www.youtube.com/c/TxmmyBeatsTo learn more about Future Signal's Host - https://www.jarrettcarpenter.com/

In this episode of Your Money Your Mission, host Kelly Mould and VP of Mortgage Services, Loren Fellows, offer essential tips for navigating the different phases of homeownership. From first-time buyers, those considering a second home or planning to age in place, the discussion covers key financial and lifestyle considerations and actionable advice to ensure both financial well-being and a home that supports your long-term goals. This episode is a must-listen for anyone looking to navigate homeownership with confidence and clarity no matter what stage they're in. 

In this episode, Jennifer Butcher, a seasoned mortgage producer, shares her journey in the real estate industry, discussing the challenges and obstacles she has faced over her 24-year career. She emphasizes the importance of creative problem-solving and adapting to market changes, particularly for first-time home buyers. Jennifer highlights the significance of home ownership as a wealth-building strategy and offers insights into innovative financing options that can help clients achieve their real estate goals. The conversation also touches on the value of building long-term relationships with clients and the importance of education in the mortgage process. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Shay Morton, a lender and real estate entrepreneur, about her journey in the real estate space. Shay shares her focus on helping families, particularly veterans and first-time homebuyers, navigate the complexities of home ownership. She discusses the importance of building genuine relationships with clients and realtors, the challenges faced in real estate transactions, and her commitment to creating generational wealth through real estate. The conversation highlights the balance between family life and business, as well as the significance of transparency and communication in the lending process. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredDéjà vu—or disaster on repeat?In this episode of Watchdog on Wall Street:Why new “inclusive” mortgage push is just subprime lending in disguiseThe dangerous resurrection of Fannie Mae and Freddie Mac—with Trump's blessingHow lowering standards and inflating credit scores sets the stage for collapseThe political grift behind government-backed housingWhy the old-school banking model worked—and how to bring it backWe've seen this movie before. This time, we might not get a bailout. www.watchdogonwallstreet.com 

Many of us will only learn about the homebuying journey when we finally are ready to purchase our first home. With hardly any lessons on the property buying journey, I am joined with Jaz Dhaliwal to discuss the different steps of the property journey you need to know about! This season of the podcast is kindly sponsored by ⁠⁠⁠⁠PensionBee⁠⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠combine⁠ and ⁠contribute⁠ all from their website or award-winning app. ⁠Self-employed pension⁠ savers can even open a flexible pension plan, contributing as often or as little as they like!Take control of your retirement today with ⁠PensionBee⁠!Be sure to also check out ⁠their Pension Confident Podcast⁠, which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠all major podcast platforms,⁠ in the PensionBee app, or ⁠on YouTube⁠! When investing, your capital is at risk.For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

WBBM Noon Business Hour & Midday Host Rob Hart sits down with Dru Wischover of Inspired Title Group to take a look into home ownership & affordability and how it may impact those looking to get a home sooner rather than later.

Even with high interest rates, record-breaking mortgage renewals, a historic surge in pre-sale inventory, and the highest resale listings we've seen in over a decade, Vancouver real estate prices haven't crashed. Over the past 12 months, prices have only declined 2.8%, and though they're down 7% from the peak three years ago, they're still up 12% compared to five years ago.So, the obvious question is: Why?Why have home prices remained so stable—especially when consumer sentiment is low, lending standards are tighter than ever, and the economic outlook feels bleak? The answer lies in a series of critical financial indicators that reveal the underlying resilience of the Canadian housing market.Let's start with household net worth, which reached a record $17.7 trillion in Q1 2025, up 0.8% in the quarter and a staggering 82% over the last decade. Debt-to-disposable income has improved to 172%—a 10-year low—and the debt servicing ratio is down from last year's peak. Most significantly, Canada's asset-to-debt ratio now stands at $6.68 to $1, near all-time highs. This means Canadians, on average, hold six times more assets than they owe in debt.This growing wealth has profound implications. Over 50% of Vancouver homes are mortgage-free. And when sellers don't get their desired price, they're increasingly choosing to delist rather than drop their asking price. In May, delistings jumped 47% year-over-year. This is not a market where sellers are forced to capitulate—many are simply choosing to wait.That said, this resilience doesn't reflect the experience of younger Canadians. Homeownership remains elusive, and as Boomers eventually look to sell, there's real concern about whether younger buyers will have the purchasing power to step in—unless wealth starts being more evenly distributed.Even insolvency data suggests a market in transition. While consumer insolvencies fell 2.6% in May, they're still 7.6% higher than pre-pandemic levels. Business insolvencies are down 13.3% year-over-year, indicating stabilization, but we're far from robust economic health.And a deeper divide is growing. The Bank of Canada's latest vulnerability report shows the highest share of delinquent borrowers in a decade—now at 2.6%. People are skipping payments on retail installment loans, credit cards, and car loans before defaulting on their mortgage or HELOC. This reflects rising stress among middle-income Canadians, the group that drives the broader economy—and that stress is slowing GDP and pushing unemployment higher.Meanwhile, developers are facing their own struggles. But a recent win: the BC government now allows 75% of development fees to be deferred until occupancy, easing the upfront financial burden. In Burnaby, for example, that could mean deferring up to $375,000 on a sixplex—money that can be used to fund construction instead.This episode breaks it all down: the financial landscape, the market psychology, the policy shifts, and what it all means for buyers, sellers, renters, and developers. Whether you're navigating the market today or preparing for what's next—this is a must-watch.Subscribe for more Vancouver real estate insights, and don't forget to check the links in the description for how to connect with us directly! _________________________________ Contact Us To Book Your Private Consultation:

Send us a textThinking about buying a home? In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burnett unpack what every veterinary professional should know before purchasing property. From financial preparedness and market timing to avoiding overspending and aligning your purchase with personal and lifestyle goals, this episode is packed with actionable insights. Tom and CJ also highlight the value of working with experienced mortgage brokers and real estate agents — and why getting pre-approved before house hunting can make or break your success. Don't miss this essential guide to stress-free and financially sound homeownership in today's competitive housing market.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

In this conversation, Dylan Silver interviews Candice Crawford, a seasoned real estate investor with over 30 years of experience. Candice shares her journey into real estate, starting from her need for housing in Cape Cod to her current role in helping others achieve home ownership through creative financing. The discussion covers the evolution of Cape Cod's real estate market, the importance of financial literacy, and the various strategies for investing in real estate, including seller financing and affordable housing. Candice emphasizes the significance of building relationships in the industry and the personal fulfillment she derives from helping others.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run! 00:00 Introduction00:45 Renting Vs Owning04:50 Caleb Thoughts on Owning vs Renting05:25 Monthly Cost to Live?05:45 How Much Money Do You Need?06:16 What is the Alternative Investment Return?08:15 Pros and Cons of Owning and Renting a Property17:07 Calculator.net (Rent vs Buy)Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Now is the time to admit that easy-money policy and corporate bailouts—imposed in the name of increasing homeownership—has only made housing more unaffordable.Original article: https://mises.org/mises-wire/homeownership-rate-lower-now-it-was-45-years-ago

Now is the time to admit that easy-money policy and corporate bailouts—imposed in the name of increasing homeownership—has only made housing more unaffordable.Original article: https://mises.org/mises-wire/homeownership-rate-lower-now-it-was-45-years-ago

This week, we're exploring how severe weather is reshaping the real estate market. First, Erica Wolfe, owner of The Wolfe Team in Jupiter, Florida, explains how higher insurance costs are impacting real estate transactions and why more buyers are turning to new construction for better insurance rates. Next, Travis Hodges, managing director at VIU by HUB, shares the types of weather events having the biggest impact on the market. After, Jon Schneyer, hurricane risk expert and director of research and content at Cotality, reveals the biggest surprises from this year's hurricane risk report. Then, Matt Brannon, data journalist at Insurify, breaks down the types of weather events that can damage your home and how homeowners can prepare. Finally, REALTOR® Cara Ameer shares how skyrocketing insurance premiums are derailing real estate deals and pushing some homes out of financial reach for buyers. Plus, host Melissa Dittmann Tracey weighs in on whether tinted windows for the home are hot or not.

Australia's real estate market is heating up as interest rates decline. In this podcast, we discuss what lies ahead for the housing sector and why it's getting tougher than ever for first-time buyers to break into the market.

The Single Family Housing Guaranteed Loan Program is designed to partner with private lenders to offer home ownership opportunities in rural America.

This week, Josip Rupena, Founder and CEO of Milo, reveals how his company is revolutionizing access to credit by letting clients use their crypto— without cashing it out. If you're curious about real-world crypto applications, borderless lending, and leading through regulatory headwinds, this is the episode you've been waiting for. Drawing on experience at Goldman Sachs and Morgan Stanley, Josip shares his journey from traditional finance to crypto-backed mortgages. Yes, buying real estate without selling your Bitcoin. We dive into how Milo raised millions in venture capital, scaled across six continents, and navigated the volatile regulatory landscape around crypto. You'll also hear the story behind Milo's owl logo, why “obvious” is a company value, and how Josip keeps his team aligned and energized across borders. Whether you're crypto-curious or a fintech founder in growth mode, this episode will challenge how you think about innovation, leadership, and the future of financial services.   Here are highlights:   -Bitcoin as Collateral: Learn how Milo lets clients buy U.S. real estate without selling their Bitcoin or paying capital gains tax. -Crypto Myths Debunked: Why the average crypto-backed mortgage client isn't a “tech bro” but a responsible, long-term investor in their 30s to 50s. -From Wall Street to Web3: Josip's journey from Goldman and Morgan Stanley to launching a global fintech startup powered by digital assets. -Building Through Volatility: How Milo adapted through regulatory pushback, rising interest rates, and crypto market downturns. -Branding with Purpose: The story behind the Milo name, its owl mascot, and the core company value: Simple, Fast, and Obvious.   About the guest:   Josip Rupena is the founder and CEO of Milo, a financial technology company that offers innovative crypto mortgage and lending solutions. Milo started in 2019 and has raised $24 million in venture capital from M13 Ventures, QED Investors, Metaprop, and 10x Capital. Prior to founding Milo, Josip was a financial advisor at Morgan Stanley working with international clients and financial institutions. Josip also worked at an investment firm with $1 billion in assets under management as a portfolio manager and head trader. He began his career at Goldman Sachs covering institutional private clients with over $3.5 billion in assets. Josip graduated Cum Laude from the University of Miami and majored in Finance.   Connect with Josip:   Website: https://www.milo.io/ LinkedIn: www.linkedin.com/in/josiprupena   Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/    #CEO #leadership #startup #founder #business #businesspodcast  Learn more about your ad choices. Visit megaphone.fm/adchoices

We've all heard the phrase “rent money is dead money,” right? But is it really? As property prices surge and affordability challenges mount—especially for younger Australians—a growing number of people are turning to an alternative path: rentvesting. That's where you rent the home you live in and invest in a property elsewhere. Is this just a clever workaround, or is it a genuinely smart wealth-building strategy? In today's episode I'm joined once again by Stuart Wemyss to explore this in depth. And even if you're not particularly interested in rentvesting, I'm sure many of the investment principles Stuart and I will be discussing today will be of benefit to everyone interested in property.   Takeaways  ·         Rent-vesting allows flexibility in property investment. ·         Owning a home can provide long-term financial security. ·         Demographic shifts are changing home ownership trends. ·         Tax implications play a significant role in property decisions. ·         Rent-vesting may not suit everyone financially. ·         Understanding personal goals is crucial in property investment. ·         Long-term strategies are essential for financial success. ·         Common mistakes in rent-vesting can derail financial goals. ·         The importance of a holistic financial strategy. ·         Buying a property is a long-term commitment.   Chapters  01:40 Introduction to Rent Vesting and Home Ownership 04:34 Understanding Rent Vesting: Pros and Cons 06:56 Financial Analysis of Rent Vesting vs Home Ownership 09:46 Demographic Shifts and Home Ownership Trends 12:36 Tax Implications: Capital Gains and Negative Gearing 15:17 Long-Term Financial Strategies and Retirement Planning 18:23 Common Mistakes in Rent Vesting 20:52 Final Thoughts: Making Informed Property Decisions   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond   Michael Yardney   Stuart Wemyss – Prosolution Private Clients Stuart's Book – Rules of the Lending Game & Investopoly   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a bundle of free reports and eBooks – www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

In this conversation, Dylan Silver interviews Clay Sheffrey, a mortgage expert, about the evolving landscape of homeownership and lending. Clay shares his journey from being a bank teller to becoming a successful loan officer, discussing the unique products he offers and the impact of the Community Reinvestment Act on lending practices. He emphasizes the importance of innovative solutions for underserved communities and the challenges faced in the lending industry today.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What did you think about this episode?Watch the full episode on YouTube!Are home prices, mortgage rates, and income out of sync? In this episode, I break down Realtor.com's latest housing affordability report and what the 30% rule means in 2025.From Los Angeles to Philadelphia, I went over where homeowners still have a fighting chance, and what the government is doing to help. If you're feeling priced out or planning to buy, this one's for you.Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!Chapters00:00 The Current Housing Market Crisis02:45 Regional Affordability Disparities06:03 Potential Solutions and Assistance Programs08:47 The Future of Homeownership and Crypto Assets--------------------------------

Aprille Noble is a veteran with a passion for helping people live the American Dream of owning their own home. With the "4th of July" Holiday right around the corner, I thought it was fitting to bring Aprille on to share her story and how she is inspiring others to own a home, build wealth, and thrive despite the "doom and gloom" news of economic uncertainty out there.  Aprille shares how she empowers first-time buyers — through education, credit guidance, and transparency in the lending process. She shares tips and real-life success stories to help those achieve what they otherwise may think impossible.  You can reach Aprille through her website: https://aprilletheloanofficer.com/

Think owning a home will bring surprise expenses that wreck your budget? This episode breaks down exactly what you'll pay—and why it's not as scary as you've heard.Synopsis:In this myth-busting continuation of the 20 Most Frequently Asked Questions, David Sidoni tackles one of the biggest fears holding renters back: hidden costs. From rising property taxes and insurance to repairs and HOAs, David exposes the truth behind these so-called “surprises” and shows how proper planning makes them predictable. If you've been scared off by online horror stories or clickbait headlines, this episode gives you the clarity and confidence to stop renting and start planning. You'll walk away with real numbers, smart strategies, and a clear-eyed understanding of how homeownership costs actually work.Promise Delivered:You'll learn how to predict and plan for every cost of homeownership—so nothing feels “hidden” or unexpected. This episode replaces fear with facts and shows that a well-built budget can make homeownership not only possible, but powerful.Quote:“The taxes and insurance are not surprises—they're scheduled and predictable. And if they go up? They go up in rent too. You're just not paying attention.”Highlights:Why most “hidden” costs are just poorly explained (and how to plan for them)How PITI (Principal, Interest, Taxes, Insurance) gives you a complete budget viewWhy rising property taxes and insurance aren't deal breakersThe renter's blind spot: you're already paying these increases—just for someone else's benefitHow to estimate and plan for HOAs, repairs, and future costs with confidenceWhen fear is valid—and when it's just misinformationThe biggest budgeting mindset shift every buyer needsReferenced Episodes:9 – How Much Money Do I Need To Make To Buy My First Home?75 – Inspection Red Flags, New Tips For 2022 Bidding Wars, And…To Wait, Or Not to Wait?110 – Home Inspections For First-Time Home Buyers162 – How Much Home Can You Afford With Your Salary?174 – How much Income do I need to make to Buy? DETAILS186 – INTERVIEW: Buying a Home with 300K of Student Debt219 – How Much Money Do You Need To Make To Buy A Home - For REALS!220 – Interview With Clarisse - Home Inspections: When And How To Walk Away From The Deal280 – Don't think you can buy a home? - Financial Planning 101322 – Am I Ready to Buy a Home? The 5 Questions You Must Ask339 – Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)350 – From ‘Years Away' to Homeowner: Your Last Lease EverConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Visit the Podcast library to check out the rest of this series.

Ordering your life, plus how to build a relationship with your future in-laws, and should you wait until you’re married to buy a house? Featured musical artist: Hollyn Roundtable: Get Your Priorities Straight We’re all guilty of procrastination, wasting time, and over-cluttering our schedules. As adults, we know we should do better, but where do we start? How can we prioritize our lives to make time for what’s really important? Our guests share their own struggles and strategies for how to find time for God, family, friendships and responsibilities, while also making space for rest and fun. Watch This Segment on YouTube Send Us Your Show Ideas Leave Us a Voicemail Culture: Know Your Future In-Laws A relationship with your in-laws can be wonderful, or it can be difficult and even complicated. Finding an appropriate relational balance is tricky, as is establishing boundaries and closeness. Most of these efforts start during dating and engagement, so what does it look like to pursue a healthy relationship on the in-law front? Relationship experts Dr. Greg and Erin Smalley explain how they navigated in-law relationships, what challenges they experienced, how they had hard conversations, and what loving an extended family looks like. Ready to Wed: 12 Ways to Start a Marriage You’ll Love Read Greg’s Article: 12 Questions Every Father Should Ask His Future Son-In-Law Link to Article: Myths and Realities of Extended Families Inbox: Should I Be Married to Buy a House? Buying a house is one of the biggest decisions you’ll make. Should you wait until marriage to take the plunge? Recent homebuyer Ryan Wall weighs in.

Why this could be the perfect time to buy a home, even though lending rates are higher than they have been in the last several years. Benefit of having a lender that understands pilot pay: Not all lenders understand the pay structure and transition timelines of military and airline pilots. Marty explains why this insight matters—and how it can save your deal. Realtors often push local lenders they "trust"—but that may not be in your best interest. Learn how to spot biased recommendations and protect your wallet. How to avoid VA Loan pitfalls: From misclassifying primary residences to playing games with second homes—Marty unpacks the legal traps that could put your pilot license at risk. www.TridentHomeLoans.com or www.myTHL.com Marty Medve Cell: 850-346-0250 CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “R4P2025” and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates!  SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order. #Aviation #AviationCareers #aviationcrew #AviationJobs #AviationLeadership #AviationEducation #AviationOpportunities #AviationPodcast #AirlinePilot #AirlineJobs #AirlineInterviewPrep #flying #flyingtips #PilotDevelopment #PilotFinance #pilotcareer #pilottips #pilotcareertips #PilotExperience #pilotcaptain #PilotTraining #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #flightschool #mortgages #buyingahome #finance #homeownership