Podcasts about homeownership

Send us a textThe rental market has reached a pivotal turning point that smart investors can't afford to ignore. After more than two years of stagnant or declining rents, we're witnessing the biggest year-over-year jump in apartment rents in two and a half years. At $1,790, the median asking rent has climbed 1.7% since last July – and this is just the beginning of what could be a significant upward trajectory.What's behind this shift? A perfect storm of economic factors. Homeownership remains financially out of reach for many Americans, pushing more people into rentals. Simultaneously, multifamily construction has hit the brakes – permits are down 23% nationally since the pandemic building boom. This supply-demand imbalance is handing power back to landlords after years of tenant-favorable conditions.The geographic patterns tell an equally compelling story. San Jose leads with an astounding 8.8% rent increase while its building permits plummeted 74%. Chicago, Washington DC, Pittsburgh, and Philadelphia all saw rent jumps exceeding 7.5%. Meanwhile, markets like Jacksonville and Austin, where construction continues aggressively, are experiencing rent decreases. Perhaps most revealing is the unit size data: studios and one-bedrooms are up 3.4%, while three-plus bedroom units fell 1.5% – clear evidence of changing demographic preferences as younger generations delay family formation.For multifamily investors, these signals demand action. With Gen Z (larger than the Boomer generation) entering prime renting age and construction slowing, we're heading toward an even more severe housing shortage in the next 2-3 years. Don't let higher interest rates keep you on the sidelines – you can refinance later, but the opportunity to secure properties before this supply crunch fully materializes won't wait. Follow me on Instagram and Facebook @EliteStrategist for the unfiltered strategies we're implementing behind the scenes to capitalize on these market shifts. Be strategic, be early, be elite.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Andres Holliday, founder of Everhome Creative Housing, a nonprofit focused on helping Americans maintain home ownership through innovative solutions. Andres shares his journey from the nonprofit sector to real estate, highlighting the challenges homeowners face with rising property taxes and the importance of preserving the American dream of home ownership. He discusses the unique programs offered by Everhome, including tax exemption strategies and partnerships with mission-driven investors, aimed at providing financial relief and support to families in need. The conversation emphasizes the need for collaboration between investors and nonprofits to create sustainable housing solutions and the personal motivation behind Andres's mission.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Dru Wischhover, a title insurance expert, about the critical role of title insurance in protecting home ownership. Dru explains how title insurance safeguards buyers from potential claims on their property, detailing the process and importance of ensuring clear ownership. He also discusses the mission of his company, Inspired Title, which not only focuses on facilitating real estate transactions but also gives back to the community through charitable initiatives. The conversation highlights the investor-friendly approach of Inspired Title and the importance of understanding title insurance for real estate investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Dru Wischhover, a title insurance expert, about the critical role of title insurance in protecting home ownership. Dru explains how title insurance safeguards buyers from potential claims on their property, detailing the process and importance of ensuring clear ownership. He also discusses the mission of his company, Inspired Title, which not only focuses on facilitating real estate transactions but also gives back to the community through charitable initiatives. The conversation highlights the investor-friendly approach of Inspired Title and the importance of understanding title insurance for real estate investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Sava Shqutaj, VP at Hoot Home Loans and VS Capital Group. They discuss Sava's journey into the real estate market, her experiences with investing in properties both in the US and abroad, particularly in Dubai, and the current trends in home ownership and lending. Sava shares valuable insights for first-time home buyers and emphasizes the importance of having the right team and understanding the market dynamics. She also introduces Hoot Home Loans and its unique approach to lending, highlighting the benefits of working with a broker. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Brian Harrington is a long-time bitcoiner, educator, and the gift card product lead at Fold. He's spent years helping people integrate bitcoin into their personal finance habits, while building deep local roots in his community in Temecula, California. In this episode, Brian joins The Bitcoin Frontier to share why bitcoin is uniquely important for both the individual and society, how “compounding” your geography and network can expand your influence, and why purposeful consumption can be as strategic as stacking sats. We dig into his journey from politics to bitcoin startups, the 10,000 people who could tip U.S. adoption, and how everyday purchases send powerful market signals for bitcoin companies.SUPPORT THE PODCAST:→ Subscribe→ Leave a review→ Share the show with your friends and family→ Send us an email: podcast@unchained.com→ Learn more about Unchained: https://unchained.com/?utm_source=you...→ Book a free call with a bitcoin expert: https://unchained.com/consultation?ut...TIMESTAMPS:0:00 – Intro & why bitcoin matters for both the individual and society3:00 – Compounding geography and network for long-term influence7:00 – Homeownership, perception, and credibility in your community12:30 – Growing up as bitcoiners and recognizing “the payoff”16:00 – Local politics, planning committees, and building influence24:00 – The 10,000 people who could tip U.S. bitcoin adoption29:00 – The best argument against bitcoin and why incentives matter33:00 – Balancing stacking sats with purposeful consumption40:00 – How Fold integrates bitcoin into everyday spending & market signals53:00 – Fold going public, future plans, and closing thoughtsWHERE TO FOLLOW US:→ Unchained X: / unchained→ Unchained LinkedIn: / unchainedcom→ Unchained Newsletter: https://unchained.com/newsletter→ Trey Sellers' Twitter: https://x.com/ts_hodl

If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan. It’s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen. Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today’s show, we cover No tax deduction, no income…Is home ownership overrated? Why ‘Rentvesting’ is worth revisiting Are you facing decades of ‘dead money' in your home mortgage? Challenging the ‘retirement sweet spot’ See omnystudio.com/listener for privacy information.

It's a topic two-fer! Brad's refrigerator died last week, which gives us a chance to talk about online appliance-buying on a budget in 2025, some refrigeration and food-safety basics, product minimalism and applying the Unix philosophy to home ownership, and more. And Will just got back from Super Mario Land in Hollywood, so we go through a (literal) trip report about the experience and the tech underpinning it, from Amiibo wristbands to augmented-reality Mario Kart, ways to stay off your phone in a theme park, and a startling encounter with Bowser Jr. Support the Pod! Contribute to the Tech Pod Patreon and get access to our booming Discord, a monthly bonus episode, your name in the credits, and other great benefits! You can support the show at: https://patreon.com/techpod

In this episode of the Real Estate Pro Show, host Erika speaks with Karla Kyte, a specialist in divorce mortgage lending. Karla shares her unique journey into the lending space, driven by her personal experiences with divorce. She discusses common misconceptions clients have about divorce mortgage lending, strategies for long-term success, and the importance of networking within the divorce community. Karla also provides valuable advice for real estate agents working with clients going through divorce and shares her vision for the future of her practice. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Krystal and Saagar discuss Indian TV exploding over Trump tariffs, China destroys US in home ownership, Israeli rabbi threatens Trump over Epstein files. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

Small towns don't just recover slower after disaster—they're often forgotten altogether. In this episode, Leigh Brown exposes the deep inequalities she's witnessed firsthand in Western North Carolina's long road to recovery. From government red tape to rising property taxes, this is a raw look at what happens when working-class communities are pushed to the margins.   Key takeaways to listen for Why disaster relief often favors urban areas over rural ones The hidden financial toll of rebuilding for low-income, generational homeowners How property tax hikes after disaster can force people off their land The overlooked role of elitism in disaster planning and recovery Why preserving small-town economies and culture is essential to America's future   Resources mentioned in this episode American Red Cross Samaritan's Purse   Are you ready to make a difference? Go to https://www.patriotrelief.org to learn more.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

GET YOUR TICKETS TO RON PAUL'S 90TH BIRTHDAY BBQ AND SAY YOU HEARD ABOUT IT FROM LIAM HERE: https://t.co/nei917md9M On this show, Liam interviews Jeffery Degner about his new book, Inflation and the Family. Liam and Jeffery talk about the Federal Reserve's destructive policies, react to Dean Withers' understanding of inflation, and Tucker Carlson's populist economics. Recorded on August 5th, 2025. ENGAGE Follow Jeffery Degner on X: https://x.com/drjeffdegner?s=21 Read Jeffery Degner at the Mises Institute: https://mises.org/profile/jeffery-l-degner Buy Inflation and the Family: https://a.co/d/bMj3nd6 Follow Liam on X: https://x.com/MLiamMcCollum Follow Human Reaction on X: https://x.com/humanreactionpc Join the Human Reaction Discord server to interact with Liam and the HR community at: https://discord.gg/zgKfEQ4q CREDITS The Liam McCollum Show is a Human Reaction Production, hosted by Liam McCollum, produced by Sheehan Works, and edited by Bennett Studios. CHAPTERS: 0:00 - Intro 8:14 - Homeownership and Marriage 11:28 - Dean Withers and Inflation Defined 16:30 - Cantillon Effects 38:00 - Double Income No Kids 44:24 - Pro-life people should oppose the Fed 48:29 - Elderly care 55:14 - Mamdani, Tucker Carlson, Populist Econ 1:08:23 - Is inflation inevitable or is it a choice? 1:14:52 - The Mises Institute and MisesU

Whether you're renting, buying, or already own your home, understanding Houston's flood risks is essential. In this HAR Community Conversations, local expert Bill Baldwin broke down flood zones, insurance options, and what every Houston-area resident should know to stay protected.    Sign up for Free Industry News Subscriptions for HAR Members here-   https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

So, homeowners, if you thought 2025 was just another year to kick back and relax, think again! Eric G is here to drop some knowledge bombs with his top tips that'll make your home maintenance game stronger than ever. We're diving deep into the nitty-gritty of roof maintenance—because, surprise, ignoring that thing could cost you a small fortune. Who knew that checking for moss and missing shingles could save you from a waterfall in your living room? And let's not forget about HVAC systems—because, apparently, waiting until it's 100 degrees outside to think about your AC is not the best strategy. So grab your notepad, or just keep scrolling on your phone while pretending to take notes, because Eric's got you covered with all the absurdly essential advice you never knew you needed for your humble abode!Homeownership in 2025 requires a fresh perspective, especially when it comes to maintaining your castle (or shack, no judgment!). Eric G kicks things off by diving deep into the often-overlooked realm of roof maintenance—yes, that thing that looms over us but is usually ignored until it starts leaking. He highlights the importance of checking your roof at least twice a year, suggesting that if heights aren't your jam, you can always hire a pro. I mean, who doesn't love a good excuse to avoid climbing ladders, right? Plus, Eric shares some sage advice on various roof types and the potential disasters that come from neglecting them. Let's be real: a missing shingle could lead to a waterfall in your living room, and that's not the vibe we're going for.As we steer into the HVAC zone, Eric's got some eye-opening tips about maintaining your heating and cooling systems. With rising costs and new regulations, he emphasizes the importance of regular maintenance. Sure, you could wait for that AC unit to break down in the middle of summer and then pay a small fortune to fix it, but wouldn't it be smarter to avoid that calamity altogether? Eric's got tricks up his sleeve to help you get the most bang for your buck while keeping your home comfortable. After all, no one wants to be that person sweating bullets while waiting for a technician to show up on a scorching July day.Moving on to the world of home insurance, Eric throws some serious shade at the ever-increasing premiums. As drones and satellites take over inspections, he urges homeowners to get proactive about maintaining their properties. You don't want to be the one with a denied claim because your roof was a hot mess, right? Eric wraps up his top tips by pushing us to think smarter about home security and tech upgrades. With all the cool gadgets out there, it's about time we start using them to protect our homes and make life a little easier. So, whether you're a DIY warrior or someone who prefers to call in the pros, this episode is packed with practical advice to ensure your home stays in tip-top shape for 2025 and beyond!Takeaways: Don't forget to check your roof at least twice a year, or risk a waterfall in your living room. Master your HVAC systems now to avoid the shock of skyrocketing repair costs later on. Home insurance is like a game of hide and seek; make sure you know what's covered before disaster strikes. Installing USB-C outlets around the house? Yes please! Who needs bulky converters anyway? If your house could talk, it would scream for smart sensors to catch leaks before they ruin your day. Start budgeting for repairs, not just renovations; because neglecting upkeep is a surefire way to lose money. Links referenced in this episode:monumentgrills.comaroundthehouseonline.com

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

Picking up where they left off, Tom and Dave tackle the hard realities of economic instability, debt spirals, and the perilous connection between populist narrative battles and actual policy. The duo examine what's at stake as America approaches its 250th anniversary, questioning what national values and stories we ought to anchor in—and how those can overcome destructive polarization and utopian fantasies. The conversation doesn't shy away from hard truths—touching on everything from the psychological underpinnings of envy, the impact of socialism, to the existential rivalry between the US and China. Dave opens up about personal responsibility, localism vs. federal overreach, and the urgent need for optimism and grounded action in tumultuous times. To close, Dave shares insights into his off-the-grid ritual and previews his groundbreaking experiment with AI as a stand-in host. If you crave an unfiltered look at the future—both technological and political—this half delivers the inspirational and cautionary notes you need to hear. SHOWNOTES28:05 Emotional Narratives, Economic Fear, and Tribalism43:32 Real-World Culture vs. Online Extremism01:02:27 Socialism vs. Local Responsibility—The Danger of Utopian Thinking01:11:17 Home Ownership, Fiat Currencies & The Death Spiral01:23:50 Dave's Off-the-Grid Ritual Explained FOLLOW DAVE RUBIN:X (Twitter): https://twitter.com/RubinReportInstagram: https://www.instagram.com/rubinreport/YouTube: https://www.youtube.com/@RubinReportRumble: https://rumble.com/c/RubinReportWebsite: https://rubinreport.com/ CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Allio Capital: Macro investing for people who want to understand the big picture. Download their app in the App Store or at Google Play, or text my name “TOM” to 511511. SleepMe: Visit ⁠https://sleep.me/impact⁠ to get your Chilipad and save 20% with code IMPACT. Try it risk-free with their 30-night sleep trial and free shipping. ButcherBox: Ready to level up your meals? Go to ⁠https://butcherbox.com/impact⁠ to get $20 off your first box and FREE bacon for life with the Bilyeu Box! Netsuite: Download the new e-book Navigating Global Trade: 3 Insights for Leaders at ⁠http://NetSuite.com/Theory⁠ What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:⁠ join me here at ZERO TO FOUNDER⁠ SCALING a business:⁠ see if you qualify here.⁠ Get my battle-tested strategies and insights delivered weekly to your inbox:⁠ sign up here.⁠ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast,⁠ Tom Bilyeu's Mindset Playbook⁠ —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠ apple.co/impacttheory⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠ https://www.instagram.com/tombilyeu/⁠ Tik Tok:⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠ Twitter:⁠ https://twitter.com/tombilyeu⁠ YouTube:⁠ https://www.youtube.com/@TomBilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's what not to do when buying a house! Today we explore my experience with buying a home. We also talk about what it means to be "anti-fragile" in markets that look stable but are actually full of hidden risks. We unpack why markets feel eerily calm despite cracks under the surface, point to red flags like rising margin debt and overvalued equities, and question the rosy government data that doesn't match what businesses are actually seeing. We also touch on the Fed's latest rate hold, the performative nature of their messaging, and why Japan might be the next weak link in the global system. We discuss... We talk about how fragile markets can appear strong but collapse under pressure, while anti-fragile strategies are built to withstand shocks. There's growing skepticism around official data on inflation, unemployment, and job growth, which often don't match real-world experiences. We flag early warning signs like record-high margin debt and stretched market valuations that suggest hidden fragility. The Buffett Indicator is flashing red, pointing to historically high levels of overvaluation. We discuss how investors often chase all-time highs without considering the risks beneath the surface. The Fed paused interest rate hikes again, but its messaging feels more performative than predictive. Government job growth is outpacing private sector job growth, raising questions about the true health of the economy. Markets are euphoric about all-time highs, but this sentiment overlooks growing risks and valuation distortions. There's a widespread misunderstanding of the difference between correlation and causation in market data and recessions. Long-term market growth trends can be distorted by short-term performance comparisons, leading to misleading “chart crimes.” Used car prices remain high, partly due to ongoing shortages and strong demand, especially for 2–3-year-old vehicles. Housing affordability has worsened dramatically, with mortgage costs far outpacing rent, making ownership financially unappealing. Personal experience with deceptive sellers reflects broader issues in the housing market's transparency and ethics. As interest rates fall, more inventory may hit the housing market, but price drops are likely in many regions. Homeownership is a personal expense, not an investment, due to ongoing maintenance, taxes, and volatility. Homeownership comes with hidden costs and liabilities that are often underestimated by buyers. The financial burden of owning—repairs, maintenance, interest—can reduce or erase the perceived gains over time. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast For more information, visit the show notes at https://moneytreepodcast.com/what-not-to-do-when-buying-a-house-735  Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

We were young and eager to become homeowners. We qualified, found the perfect house, and scraped together just enough for the down payment. But once we settled in, started growing our family, and lived a little life, we quickly realized one thing: homeownership is expensive. There are hidden costs that often catch new homeowners off guard. The truth is, owning a home comes with expenses that many don't fully anticipate. Understanding these "hidden costs" is crucial. It's not just to keep your finances in order, but to ensure long-term peace of mind. Here we break down the unexpected expenses of homeownership and how to plan for them.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

This week on the Kern County Real Estate Review, Laurie McCarty sits down with Andrae Gonzales, Bakersfield City Councilmember, for an eye-opening conversation about the Bakersfield Community Land Trust—a new initiative aimed at making homeownership more accessible for local families. If you're wondering how a community land trust works, or what's being done to support first-time homebuyers in Bakersfield, this episode is a must-listen.Laurie and Andrae break down how the Bakersfield Community Land Trust is helping create affordable housing opportunities in our city, who qualifies, how the homes are priced, and why this model could be a game changer for neighborhoods with low homeownership rates.Plus, we spotlight the hottest open houses happening in Kern County this weekend—don't miss your chance to explore them.Whether you're thinking about buying a home in Bakersfield or just want to learn more about the local housing market, this episode delivers helpful insights and practical information.

Lukas is a 33-year-old entrepreneur based in Washington, DC, where he leads a real estate team generating $75 million in sales annually. In addition to his real estate ventures, he is partnered with a development team working on $15 million in new construction projects set to hit the market in 2025. Lukas also owns a landscaping company which he has successfully scaled since acquiring it in 2023, quadrupling the size of the business $500,000 in revenue to $2 million in revenue. Passionate about supporting his team, Lukas developed a program within his landscaping company to educate employees on the benefits of homeownership. To further assist them in achieving this goal, he offers a grant of up to $7,500 to help with down payments on their homes. His mission is to empower his employees with the knowledge and resources needed to build wealth and attain financial independence.

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Alan and Kris Hon, a dynamic couple in the real estate industry. They share their journey of developing a passion for helping others, particularly veterans and single parents, navigate the challenges of home ownership. The conversation delves into their nonprofit initiative aimed at providing affordable housing solutions and the systemic changes needed to support these underserved communities. They discuss various down payment assistance programs and their vision for creating a supportive community for veterans. The episode highlights the importance of compassion in real estate and the couple's commitment to making a difference in people's lives. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

 Did you know Congress passed the Community Reinvestment Act (CRA) in 1977 with the objective of ending redlining, the decades-old practice of neighborhood discrimination by banks against African Americans and others based on race and income? The race-based rejection of loans to creditworthy residents of redlined neighborhoods delayed the American dream of homeownership and small business ownership for generations. Senator William Proxmire, the main Congressional sponsor of CRA, along with advocacy organizations, believed that segregated neighborhoods would not successfully revitalize themselves if banks continued to refuse to make loans in them. Therefore, the CRA was devised to make banks accountable for serving the needs of entire communities.Based on a comprehensive analysis of half a century of CRA-related legislation and banking regulation, this book takes a hard look at the effectiveness of the CRA and clearly lays out what needs to be done to CRA and its regulation to improve outcomes. The author addresses whether CRA is an effective response to racial injustice, whether CRA has effectively empowered communities, whether the federal agencies have developed regulations that conform with and further the statutory objectives of CRA, and whether the law appropriately addresses and rectifies market failures in our economy.He is the author of the informative book, "Ending Redlining through a Community-Centered Reform of the Community Reinvestment Act." https://www.endredline.com/http://www.yourlotandparcel.org

The downfall of society has hit the American Culture and its Economy. Perhaps the most glaring example is a new chart showing the drastic decline of 30-year-old married homeowners. Factors include the rising housing costs, the devaluing of the dollar and the cultural disparagement of the traditional American family.  Dr. Jerome Corsi looks into the issue and whether it can be reversed on Corsi Nationn.Dr. Corsi also looks at:An investigation coming against Jack Smith.How European nations' bureaucracies are destroying their nations. Visit The Corsi Nation website: https://www.corsination.comIf you like what we are doing, please support our Sponsors:Get RX Meds Now: https://www.getrxmedsnow.comMyVitalC https://www.thetruthcentral.com/myvitalc-ess60-in-organic-olive-oil/Swiss America: https://www.swissamerica.com/offer/CorsiRMP.phpGet Dr. Corsi's new book, The Assassination of President John F. Kennedy: The Final Analysis: Forensic Analysis of the JFK Autopsy X-Rays Proves Two Headshots from the Right Front and One from the Rear, here: https://www.amazon.com/Assassination-President-John-Kennedy-Headshots/dp/B0CXLN1PX1/ref=sr_1_1?crid=20W8UDU55IGJJ&dib=eyJ2IjoiMSJ9.ymVX8y9V--_ztRoswluApKEN-WlqxoqrowcQP34CE3HdXRudvQJnTLmYKMMfv0gMYwaTTk_Ne3ssid8YroEAFg.e8i1TLonh9QRzDTIJSmDqJHrmMTVKBhCL7iTARroSzQ&dib_tag=se&keywords=jerome+r.+corsi+%2B+jfk&qid=1710126183&sprefix=%2Caps%2C275&sr=8-1Join Dr. Jerome Corsi on Substack: https://jeromecorsiphd.substack.com/Visit The Truth Central website: https://www.thetruthcentral.comGet your FREE copy of Dr. Corsi's new book with Swiss America CEO Dean Heskin, How the Coming Global Crash Will Create a Historic Gold Rush by calling: 800-519-6268Follow Dr. Jerome Corsi on X: @corsijerome1Become a supporter of this podcast: https://www.spreaker.com/podcast/corsi-nation--5810661/support.

Many young people today feel disheartened by the soaring cost of home ownership, a stark contrast to the more affordable markets of past decades. With median home prices in many countries far outpacing wage growth, the dream of owning a home feels increasingly out of reach, leaving many trapped in a cycle of renting and financial strain. For example, in the U.S., the median home price in 1980 was about 2.5 times the median household income, while today it's closer to 5 times, squeezing young buyers out. To address this, my Bitcoin Savings Calculator (https://whybitcoinshow.com/bitcoinsavingscalculator/) offers a hopeful strategy. By allocating a portion of income to Bitcoin, which has historically appreciated significantly, young people can potentially grow their savings faster than traditional methods. The calculator projects how regular Bitcoin investments could compound over time, providing a larger down payment or even full home purchase funds, offering a practical path to overcome the affordability barrier and regain control of their financial future.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

In this episode of Fintech Chatter, host Dexter Cousins chats with James Bowe, CEO and co-founder of OwnHome, about the innovative solutions his company is bringing to the housing market. James shares insights into the challenges of housing affordability and accessibility in Australia, and how OwnHome is empowering families to own homes sooner by funding deposits and providing buyer's agent support.James discusses the genesis of OwnHome, highlighting the financial and legal structuring challenges that inspired him and his co-founder to tackle the housing crisis. Tune in to learn about the successes and partnerships that have propelled OwnHome forward, and gain valuable insights into the current state of the fintech industry. Whether you're a potential homeowner or interested in fintech innovation, this episode offers a compelling look at how OwnHome is making a difference.Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

VA loans are faster, smarter, and more competitive than ever, so why are real estate pros still missing the mark? John Bell III, head of the VA Home Loan Program, joins us to drop major updates, debunk industry myths, and explain why VA buyers are winning in today's market. If you serve Veterans or want to dominate the real estate game in 2025, this episode is for you!   Key takeaways to listen for Why 2025 is the strongest year yet for VA Home Loan volume How the VA's digital platform is enabling agents to advocate for Veterans Ways the VA completes appraisals in under 7 business days Who qualifies for VA loans in 2025? Where to get the VA Home Loan Toolkit every pro should be using   Resources mentioned in this episode VA Home Loans Real Estate Professionals VA Home Loan Toolkit VA Home Loan Guidance on Natural Disasters Rebuilding Hope: How the VA Supports Veterans After Disasters – A Conversation with John Bell Navigating VA Loan Changes: Expert Insights from John Bell III What You Need To Know About VA Home Loans RIGHT NOW with John Bell III   Find direct support through the VA Loan Guaranty Service, whether you're a Veteran, agent, or lender. Submit a ticket via https://benefits.va.gov/HOMELOANS/contact.asp or call their toll-free line for fast, reliable answers.   About John Bell IIIJohn Bell III began serving as Executive Director of the Loan Guaranty Service on June 21, 2022. He is responsible for delivering VA Home Loan Benefits to his fellow Veterans. Mr. Bell has extensive mortgage industry experience, having served in leadership roles with nationwide lenders for over 20 years before starting his career with the VA in 2010. Mr. Bell's top priorities are ensuring that VA home loan benefits are the product of choice for Veterans and that Loan Guaranty is the VA program of choice for his 900 talented staff.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

The foundation of the American Dream is under corporate siege. Private Equity is quietly consolidating housing in the U.S. making up 30% of their portfolio! Is this the new normal? Where Americans will have no ownership of their homes, no equity-just endless rent checks to Wall Street.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

In this conversation, mortgage broker Cat Barnett discusses her unique specialization in helping clients navigate homeownership during divorce. She shares insights on the emotional and financial complexities involved, the importance of amicable negotiations, and the strategies that can protect family wealth. Cat also addresses the legal intricacies of property ownership during divorce and the role of mortgage brokers in providing guidance to clients in distressing situations. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textBuying a home might be the American dream, but nobody warns you about the secret nightmares lurking beneath those picturesque front yards. In this eye-opening roundtable discussion, three seasoned homeowners pull back the curtain on what really happens after you get those keys.Our special guest host Fiddy welcomes Wendy, a Cleveland-based realtor with dual expertise as both a property professional and homeowner; Collin, whose 1964 house has taught him the true meaning of "fixer-upper"; and Andrea, who discovered the hard way that previous owners don't always disclose raccoon infestations in the ceiling. Their combined experiences offer a masterclass in homeownership reality.The conversation tackles the maintenance schedules nobody tells you about, with Wendy revealing how something as simple as changing furnace filters every two months can dramatically impact your home's efficiency and your health. The panel debates whether renting truly is easier than owning (it's closer than you might think), and shares war stories about the most challenging home projects they've faced—from kitchen renovations that make cooking impossible to landscaping projects that leave you fighting tree roots for days.Perhaps most valuable are the warnings for prospective buyers: Wendy's revelation about those beautiful front yard trees potentially destroying your sewer lines might save you $21,000 in repairs, while Collin's advice to immediately check basements and attics that aren't shown in listing photos could prevent catastrophic surprises. And Andrea's passionate plea to never skip home inspections, regardless of market pressure, resonates with anyone who's ever discovered an expensive problem post-purchase.Whether you're a current homeowner nodding along in painful recognition, a prospective buyer seeking insider knowledge, or someone content with renting who enjoys a bit of schadenfreude, this conversation delivers practical wisdom wrapped in enterSubscribe for exclusive content: https://www.buzzsprout.com/1530455/support Buzzsprout - Let's get your podcast launched!Start for FREEBuddy's Beard CareBuddy's Beard Care provides premium men's grooming products at an affordable price.Sweet Hands SportsElevate your game with Sweet Hands Sports! Our sports gloves are designed for champions,Tactical BrotherhoodThe Tactical Brotherhood is a movement to support America.Dubby EnergyFROM GAMERS TO GYM JUNKIES TO ENTREPRENEURS, OUR PRODUCT IS FOR ANYONE WHO WANTS TO BE BETTER.ShankitgolfOur goal here at Shankitgolf is for everyone to have a great time on and off the golf courseDeemed FitBe a part of our movement to instill confidence motivation and a willingness to keep pushing forwardDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showFollow us on all social mediaX: @mikebonocomedyInstagram: @mikebonocomedy@tiktok: @mikebono_comedianFacebook: @mikebonocomedy

Podcast Introduction (00:00:00) VHT Closure and Baird & Warner Moves (00:00:45) Background on VHT, Matterport, and CoStar (00:01:19) Baird & Warner Hires VHT Staff (00:03:44) NAR Wins Texas Lawsuit Dismissal (00:04:42) Implications of the Lawsuit Ruling (00:06:42) Texas Realtor Association Merger (00:08:10) NAR Staff Changes and Brand Protection (00:09:32)Chicago Ranks Last in New Construction (00:11:09) Barriers to Building in Chicago (00:11:34) Impact on Housing Affordability (00:13:02) Local Development Examples and Political Critique (00:13:55) Coach Houses and Zoning Proposals (00:15:24) Potential for Builder-Friendly Suburbs (00:16:17) NAR Real Estate Forecast Summit Highlights (00:16:54)Record Mortgage Debt and Real Estate Valuation (00:17:59)Low Mortgage Delinquency and Foreclosure Rates (00:19:02)Homeownership and Mortgage Statistics (00:20:04) Federal Reserve Rate Predictions (00:20:26) Job Growth as Real Estate Driver (00:21:09) Existing Home Sales and Market Flatness (00:22:16) Price Appreciation Trends (00:23:23) 2025 and 2026 Real Estate Predictions (00:24:00) No Recession Predicted, Economic Confidence (00:25:08) Fed Meeting and Political Pressure (00:25:56) Current Mortgage Rates (00:27:10) National and Regional Market Stats (00:28:05) Wisconsin Market Update (00:29:51) Land Trust Title Services Updates (00:30:30) Tribute to Ryne Sandberg (00:31:32) Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

THE BEST BITS IN A SILLIER PACKAGE (from Wednesday's Mike Hosking Breakfast) Never Miss an Opportunity for a Humble Brag/How to Pay a Nurse/Houses Aren't Going Anywhere/You're a State Or You're Not/I Was Just On My Way to PaySee omnystudio.com/listener for privacy information.

Home prices hit a record high in June, but sales are sinking. The PBD Podcast breaks down why buyers are stuck on the sidelines, mortgage rates above 6.5%, rising taxes and insurance, and why sellers aren't desperate enough to drop prices. The panel also debates the true value of homeownership.

In this conversation, Wendell Cox shares his journey from mortgage lending to credit repair, emphasizing the importance of credit in achieving homeownership. He discusses the natural transition between these fields, the significance of building relationships with realtors, and how he helps clients establish and repair their credit. Wendell also highlights strategies for young adults to build credit and the comprehensive services his company offers, including business credit establishment. The discussion concludes with Wendell providing contact information for those interested in his services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Accessory dwelling units (ADUs), co-ownership vacation homes, and multigenerational living—creative solutions are helping homeowners tackle rising costs. This week, we're joined by Ryan Hvizda, owner at Hvizda Realty Group at Keller Williams Metro in New Hampshire; Matt Brannon, data journalist at Insurify; Danielle Hale, chief economist at realtor.com; Austin Allison, CEO of Pacaso; and Lynn Butterfield, associate broker at Coldwell Banker. They share expert insight on how to afford homeownership in today's market, including ways to save on property taxes and why asking for a home's insurance history can protect your finances. Plus, house hacks that put money back in your pocket and a new “Hot or Not” home trend: renting out your backyard.

In this conversation, Randhir Singh, a senior business consultant, shares insights on the importance of data analytics in consulting, the role of competitor analysis, and strategies for market research. He emphasizes the need for businesses to understand their data from day one and how to leverage it for growth. Randhir also discusses the evolving job market and the importance of building a strong personal brand, particularly on platforms like LinkedIn. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode the guys discuss the challenges faced by Gen Z and younger millennials in achieving home ownership. They explore the economic factors contributing to the housing crisis, including rising prices, student debt, and the impact of high interest rate policies. The conversation also delves into the social and moral consequences of these issues, emphasizing the need for community and support. Personal stories of faith and provision highlight the importance of resilience and seeking guidance from older generations. The episode concludes with practical advice for young people navigating these challenges.

In this conversation, Angela Pannell shares her journey as a real estate agent in Atlanta, emphasizing her commitment to education, client care, and community engagement. She discusses the challenges of real estate transactions, the importance of networking, and her aspirations for mentorship and affordable housing initiatives. Angela also reflects on her personal growth and the integration of AI in her business practices, highlighting her passion for helping others achieve homeownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Retirement is often seen as the time to finally slow down, enjoy life and live off your years of savings. But that's not reality for many people.  More older Americans are entering retirement weighed down with debt in the form of mortgages, credit card balances, medical bills and even student loans.  MPR News host Angela Davis talks with guests about what's behind the trend of rising debt in retirement, what lies ahead and ideas for tackling it. Guests: Chris Farrell is the senior economics contributor at MPR News and Marketplace and author of the recent 12-part series on Marketplace and Next Avenue, Buy Now, Pay Later, about the debt burden of older Americans nearing and during retirement. Henry Rucker is associate director of Homeownership and Financial Coaching at Project for Pride in Living, a Minneapolis nonprofit organization that focuses on affordable housing and career readiness for low-income households.  

In this episode of the Investor Fuel Podcast, host Michelle Kesil speaks with Eugene Byass, a national mortgage loan officer, about the challenges and strategies in helping individuals with less than perfect credit achieve home ownership. Gene shares insights on financial freedom, navigating loan challenges, and the importance of building relationships and networks in the real estate industry. He emphasizes the need for education and understanding of credit to empower clients in their journey towards home ownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Krystal and Emily discuss inflation rises, Tucker sounds alarm on home ownership, Pentagon contracts with Elon's Grok, Ben Shapiro copes over Superman anti Israel message. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

In this powerful segment, Tara and Lee break down the historic collapse of first-time homeownership under the Biden administration. With staggering data—like the average age of a homebuyer soaring to 56 and first-time buyers plummeting to a record low 24%—they expose how skyrocketing prices and 7% interest rates have turned the American Dream into an impossible fantasy for most. The conversation compares today's housing market to Europe's stagnant real estate, where multi-generational ownership and unaffordable costs are the norm. They argue that reckless money printing, runaway inflation, and partisan policies at the Federal Reserve are driving a crisis that is crippling young families, delaying marriage and children, and fueling desperation. Even families earning over $200,000 are living paycheck to paycheck as basic homeownership slips further out of reach. Tara warns that unless these destructive policies are reversed, an entire generation will be permanently locked out of the housing market.