Podcasts about homeownership

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices

For the first time since 2016, the number of U.S. homeowner households has slipped—while renter households jumped by 2.6%. We'll explore what's driving this shift, from high mortgage rates and record home prices to changing life stages, and what it means for rental demand and real estate investors across different markets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textReady for a real estate reality check? The extreme market swings we've witnessed for years are finally settling into something resembling balance. In the notoriously volatile Bay Area, median home prices have dipped 4% to $1.3 million, homes are sitting for 30 days instead of 18, and only one in five properties faces a bidding war—down dramatically from the two-thirds that sparked frenzies in 2021.This cooling trend creates a strategic window for prepared investors and homebuyers. While today's 6.58% mortgage rates have lowered typical monthly payments to $2,668 (the lowest in seven months), buyer demand remains surprisingly muted. The smart money sees this hesitation as opportunity. Sellers don't want their homes lingering for 40+ days, creating leverage for negotiating concessions, closing credits, and rate buy-downs that simply weren't possible during the pandemic boom.What makes this moment particularly significant are the demographic shifts reshaping the housing landscape. Homeownership among 25-34 year olds sits at just 39%, while nationwide rentership has climbed to 36%—its highest level since 2016. Combined with JP Morgan's prediction of four Federal Reserve rate cuts by year-end, we're looking at a potential strategic sweet spot: buy with negotiating power now in a cool market, then refinance when rates drop. Remember the fundamental truth of real estate: when rates decrease, prices typically increase as affordability improves. Most consumers buy mortgage payments, not houses—meaning this window of opportunity won't stay open indefinitely. As I tell my students: words are loud, but numbers scream. And right now, the numbers are screaming opportunity for those willing to move while others wait. Follow me on Instagram @TheEliteStrategist for more market insights and strategies to navigate this shifting landscape.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!

In this conversation, Jimmy Lomeli shares his journey into real estate, highlighting the importance of homeownership and the challenges faced in the industry. He emphasizes the need for strong relationships and networking, as well as his commitment to helping renters transition to homeowners. Jimmy outlines his goals for growth in the coming year, aiming to close more deals and expand his presence in the market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Main Street Matters, Elaine Parker and Jeremiah Poff of the Washington Examiner discuss the challenges faced by millennials and Gen Z in achieving home ownership and building wealth. They explore the economic shifts from a production-driven economy to a consumption-driven one, the impact of inflation on housing prices, and the role of student debt in economic mobility. The conversation highlights the importance of local economic drivers and corporate responsibility in creating sustainable communities. They also address the need for effective messaging of economic policies to connect with everyday Americans. Read Jeremiah's work at the Washington ExaminerSee omnystudio.com/listener for privacy information.

This week, the Trump administration announced it would sell around 5% of mortgage giants and government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. The sale would begin to reintroduce the two firms to private markets after 17 years of government conservatorship. The decision to re-privatize two of the largest mortgage firms in the world, and a prominent reason why the United States is one of the only countries where people can get 30-year fixed-rate mortgages, will have enormous implications for the U.S. economy, housing market, and the American dream.Fannie Mae was founded during the Great Depression with the idea of making mortgages more widely available to Americans by buying mortgage loans from banks. Freddie Mac came along in 1970 to provide competition and increase liquidity for mortgages. In part, Fannie and Freddie increased liquidity by repackaging their mortgages into mortgage-backed securities and reselling them to investors. In the early 2000s, the subprime mortgage crisis began as smaller, unregulated financial actors started offering risky mortgage loans and likewise repackaged them to investors. When the crisis imploded in 2008, it gutted the market for mortgage-backed securities, and the U.S. government seized Fannie and Freddie to prevent them from collapsing. The government feared that without Freddie and Fannie, many Americans would no longer be able to afford home ownership. Today, Fannie and Freddie still back roughly 50% of all mortgage loans, with other government agencies making up another chunk.The Trump administration's plans to take these GSEs public again will allow the two firms to raise billions through new stock offerings and shift risk back to the private sector. But the question is, why is the government doing this? Will it help fix the country's housing crisis—which Trump has reportedly called a national emergency—or will it make matters worse? Bethany and Luigi get together to discuss what it would mean for Fannie and Freddie to go public, who benefits from these developments, and their implications for home loans, the housing market, and the American economy.Also check out Bethany's book, published in 2015: Shaky Ground: The Strange Saga of the U.S. Mortgage Giants

In this episode of the Real Estate Pros Podcast, host Pedro Pereira speaks with Adonis McShan-Teague, a military captain and successful real estate investor and mortgage broker. They discuss Adonis's journey in real estate, the challenges of the current market, the importance of understanding VA loans, and strategies for building relationships in the industry. Adonis shares valuable insights on navigating the complexities of real estate investing and the mortgage process, emphasizing the need for thorough research and networking to succeed in the field.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Purchasing a home is a big decision. For most people, it's the biggest purchase they will make in their lifetime. Unfortunately, for many homeowners, even a possession like a house can fall under the threat of identity theft tactics, which makes awareness and protection an important necessity in this day and age.   Links: Explore the benefits of a Triangle Better Checking account For those with Better Checking, sign up now or log in to access additional identity protection benefits Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  A home is so much more than an asset. It's where we live, raise our children, entertain friends, and feel the most secure and at peace. It's easy to understand why people would want to protect their homes at all costs. "Home Title Theft" or "Deed Fraud" has received a lot of attention lately and sounds as scary as it is. Let's take a look at what defines Home Title Theft and the prevalence of this crime. We will also present the difference between Home Title Theft and Loan Fraud, and how Triangle Credit Union can help protect you against the effects of both, no matter where the fraud occurs.   Home Title Theft is a Real Thing  Home Title Theft occurs when a fraudster, armed with your personal information, uses forged documents to apply to the registrar of deeds of the county to have ownership of your property transferred to the fraudster's name. The fraudster then borrows money using the property as collateral and never makes the payments. You may not know that this transaction has occurred until the lender tries to foreclose on the property and finds that you, the "previous owner," is still living there. This situation leads to many questions about what comes next. Do you have to make payments on the loan to keep your home? Will you be able to sell your home? How can you undo the damage that has been done and get the title back in your name? What if the fraudster has sold the home to another person? How do you defend your rights to the ownership of your home? Before we go any further, let us put your mind at ease.   Professional Identity Theft Recovery Advocates Are Standing By  If you're a Triangle Better Checking account holder, your benefits include Fully Managed Identity Theft Recovery. If you find that you've become a victim of Home Title Theft a professional Identity Theft Recovery Advocate will personally assist you, including working on your behalf to reverse the damage, no matter how long it takes. It is also important to note that in addition to addressing the Home Title Theft, your Identity Theft Recovery Advocate will research and address ALL identity fraud that has occurred in your name. Having professional help to resolve your entire identity theft situation, especially in the protection of your home, is critically important.  How Often Does Home Title Theft Occur?  The short answer is that no one knows for sure. The FBI doesn't break out Home Title Theft in their annual crime statistics. Neither does the Federal Trade Commission ("FTC"). In the FTC's annual consumer fraud and identity theft report, the much broader category encompassing Real Estate Loans shows that this category represents less than 1% of the total of all identity theft incidents reported to the FTC in 2024. On the other hand, it appears that cases of Home Title Theft are on the rise in some regions of the United States.  Home Title Theft vs Loan Fraud  A much more prevalent crime is "Loan Fraud", where the fraudster impersonates you using your personal information. They approach a financial institution and borrow money using your property as collateral. This fraudulent loan will satisfy the criminal's goal of fast cash without going through the process of changing the title.   Who are Typical Victims of Home Title Theft and Loan Fraud?  Criminals will target people who have no mortgage loan on their home; therefore, there is not a second party to prevent the title transfer. The same is true for criminals who commit loan fraud. They want to find victims who have a large amount of equity in their home or victims who own their home free and clear of debt. Unfortunately, the largest segment of these consumers are the elderly.  What Can I Do to Help Protect Myself Against Home Title Theft and Loan Fraud?  Many counties offer a free service on their property assessor's search page to alert you by email of any changes of title for the properties you own. If there is not an automated function for your county, there is usually a way to search for the registered owner of a property to confirm no changes. Simply type the words "property assessor search" along with the name of your county and your state into your browser's search bar, or go to your county's website.  In addition, the Better Checking account has several features that could alert you to suspicious activity, including credit monitoring and high-risk transaction monitoring. Watch for these alerts and take action or call an Identity Theft Recovery Advocate.  If you're a Triangle member but you don't yet have a Better Checking account? Visit your local branch or open a new one online. You'll get access to identity theft protection and will receive an activation code to access the additional identity protection benefits like access to your credit report and score, credit card registration and more.   If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

Are you ready to buy a home with no money down? In this episode, we explain how to use a 100% financing program and a $15K grant available to qualified buyers. Learn how you can get into a home with zero down and receive financial help with closing costs. This is a game changer for anyone trying to move from renting to owning with minimal upfront costs.What you'll learn in this episode:✅ How the 100% financing program works✅ How to apply for the $15K closing cost grant and get zero down financing✅ Why no down payment mortgages can be a smart option for qualified buyers✅ The easiest way to buy a home with no money down✅ The benefits of 100% financing and how it can help you get into your homeThis is your chance to take advantage of a home loan program that removes common barriers to homeownership. With no PMI and $15K for closing costs, you can own a home today without the typical hurdles.

In this conversation, Charles Powell, a realtor in the Atlanta area, discusses the journey to homeownership, particularly for first-time buyers. He emphasizes the importance of education and workshops to guide potential homeowners through the process. The discussion covers various strategies for entering the real estate market, including house hacking and the benefits of new construction. Charles shares insights on the current Atlanta real estate market and offers advice for both buyers and aspiring realtors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this Mission Matters episode, ⁠Adam Torres⁠ interviews ⁠Melissa Velasquez⁠, Private Mortgage Banker at Wells Fargo Bank. Melissa reflects on her 20+ year career in financial services, from wealth management to mortgages, and why mentorship, networking, and adaptability are critical for success. Her mission is to empower clients with knowledge and strategies that make financial decisions and homeownership more attainable.  Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, Adam Torres interviews Dr. Vanessa Montañez, Head of Community Lending at City National Bank. Vanessa shares her passion for sustainable Latino homeownership, her advocacy for higher education, and her mission to close the wealth gap through lending programs like Ladder Up. She also reflects on her leadership role at NAHREP and why empowering communities starts with access to education and real estate. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, Adam Torres interviews Olivia Chavez, National Board Director at NAHREP. Olivia discusses her journey from chapter president to national leadership, her passion for educating first-time buyers, and how real estate can be a tool for generational wealth and community impact. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, Adam Torres interviews Dr. Vanessa Montañez, Head of Community Lending at City National Bank. Vanessa shares her passion for sustainable Latino homeownership, her advocacy for higher education, and her mission to close the wealth gap through lending programs like Ladder Up. She also reflects on her leadership role at NAHREP and why empowering communities starts with access to education and real estate. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, ⁠Adam Torres⁠ interviews ⁠Olivia Chavez⁠, National Board Director at NAHREP. Olivia discusses her journey from chapter president to national leadership, her passion for educating first-time buyers, and how real estate can be a tool for generational wealth and community impact. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, Adam Torres interviews Melissa Velasquez, Private Mortgage Banker at Wells Fargo Bank. Melissa reflects on her 20+ year career in financial services, from wealth management to mortgages, and why mentorship, networking, and adaptability are critical for success. Her mission is to empower clients with knowledge and strategies that make financial decisions and homeownership more attainable.  Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you thinking about renting out a room in your home to help with the mortgage? In this episode of the Rent Perfect Podcast, host David Pickron and producer-turned-landlord Kent Shelley dive deep into the real risks, benefits, and strategies behind renting by the room. From legal protections and leases to horror stories of evicting someone in your own home, we cover what most homeowners never think about before letting a tenant move in. Whether you're considering hosting a traveling nurse, renting to friends or family, or just trying to offset rising mortgage costs, this episode gives you the insights you need to do it the right way. 

A September Fed rate cut could bring mortgage relief, but investors shouldn't celebrate too soon. Soaring insurance premiums, rising construction and maintenance costs, higher energy bills, and record home prices continue to squeeze affordability. In this episode, we unpack why the true cost of ownership is still climbing, how tariffs are adding tens of thousands to construction projects, and what landlords need to know about passing costs onto tenants in today's fragile rental market. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's something magical about walking through a newly renovated home for the first time. The dust has settled, the contractors have packed up their tools, and you're left with spaces that feel both familiar and completely transformed. After months of planning, budgeting, and living through construction chaos, we finally completed our bathroom renovations – and the journey taught us more about decision-making, relationships, and financial priorities than we ever expected. Tune in to hear all about the process, how we navigated as a team, and if it was all worth it in the end.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

In this episode of the Real Estate Pros podcast, Juan Grimaldo shares his inspiring journey from various jobs to becoming a successful real estate agent in Phoenix, Arizona. He discusses the pivotal moments that shaped his career, the challenges he faced during the market crash, and the importance of mindset and mentorship in achieving success. Juan emphasizes the value of community and financial literacy, and how he aims to educate others about home ownership and wealth creation.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The U.S. Congress passed the Community Reinvestment Act (CRA)in 1977 with the key objective of ending redlining, the decades-old practice of neighborhood discrimination by banks against African Americans and others based on race and income.  The race-based rejection of loans to creditworthy residents of redlined neighborhoods delayed the American dream of homeownership for generations.  Our … Read More Read More

This episode is presented by Create A Video – Andrew Dunn is the publisher of Longleaf Politics and a contributing columnist to The Charlotte Observer. He joins me to discuss the online outrage over a new NC law to allow foreign doctors to practice in the state and the decline in homeownership among 30-year old married Americans. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

If you've ever heard “My grandparents bought for $8,000!” and thought “I'll never catch up,” this episode is for you. We break down buying power—how inflation, income, interest rates, taxes, insurance, and housing supply determine what you can really afford. You'll see why the home price-to-income ratio jumped from ~3.5× to ~5×, why down payments feel heavier, how the rate-lock effect is choking inventory, and—most importantly—how to build a practical plan in today's market.You'll learn: • How to translate old prices into today's dollars correctly • Why monthly PITI beats sticker price comparisons • What changed since 2020—and since 1960 • Real-world strategies to lower your payment, expand your search, and buy (or rent) without wrecking your futureThis is a direct, no-fluff guide to housing affordability in 2025 for first-time buyers, renters, and anyone interested in real estate. If you want clarity, confidence, and a plan, watch to the end and grab the resources below.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles:o https://www.fidelity.com/learning-center/smart-money/average-salary-in-uso https://www.americanprogress.org/article/americans-wages-are-higher-than-they-have-ever-been-and-employment-is-near-its-all-time-high/o https://www.bankrate.com/mortgages/historical-mortgage-rates/o https://finance.yahoo.com/news/average-home-cost-were-born-180001011.htmlo https://ushistoryscene.com/article/levittown/**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #realestate #housingmarket #homebuying #mortgagerates #inflation #homeownership #costofliving #affordablehousing #economy #wealthbuilding #budgetingtips #firsttimehomebuyer #housingcrisis #americanDream

Think you can't buy a home until your debt is gone and your savings are massive? Think again. In this episode, David Sidoni breaks down the real math behind saving for a down payment while managing debt — and why waiting too long could actually cost you more. For first-time homebuyers, the internet is full of misinformation: you need zero debt, a huge down payment, and perfect timing. Wrong. In this episode, David tackles one of the biggest fears holding renters back — how much you actually need to save, and whether it's possible to do that while still carrying debt. Spoiler: it is.Building on Rosie's inspiring story from the last episode (a single mom who bought her first home in 2025 after bankruptcy), David unpacks the myths that scare buyers into renting for far too long. He explains the strategies that let you save and pay down debt at the same time, and why the rising age of first-time buyers — now at a shocking 41 years old — is proof that misinformation is keeping people trapped.If you're stuck renting because you think your debt or small savings disqualify you, this episode is your wake-up call. Homeownership is possible sooner than you think — if you know the facts. Quote: “You don't need a big down payment and no debt. Nope, nope, nope.” Highlights:The myth of needing zero debt before buying a home — busted.How to save for a down payment while paying down debt.Why waiting too long could cost you more in rising prices and rents.Rosie's real-life story: from bankruptcy in 2019 to buying in 2025.The shocking truth: average first-time buyer age has jumped to 41. References (If Applicable):186 - INTERVIEW: Buying a Home with 300K of Student Debt?305 - Debt Management: Homebuying 101 - Step 4233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)327 - From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth's Story (INTERVIEW)330 - From Renter to Homeowner with a Home Business – Christina's Story (INTERVIEW)347 - She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)351 - How a Drama Teacher Bought a Home Solo (INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this episode of the Real Estate Pros Podcast, Sean Harper, a mortgage lender in Arizona, shares his insights on the importance of accurate financial information, the current housing market, and the various options available for first-time homebuyers. He emphasizes the need for education in the mortgage process and discusses creative financing solutions that can help individuals build long-term financial security through homeownership. Sean also shares real-life success stories that illustrate the potential benefits of utilizing home equity and strategic planning in real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Homelessness isn't just about lacking a roof, it's about losing connection, dignity, and community. In this episode, Kent Redding shares the powerful story of Community First Village, a privately funded neighborhood in Austin, TX, that's redefining how we care for our neighbors on the margins. With tiny homes, job training, mental health services, and deep personal relationships, it's a model rooted in love and built to last. Listen now to learn how you can be part of the solution!   Key takeaways to listen for Why homelessness is more about the loss of community than the lack of shelter How Community First Village provides sustainable housing without government funding The dignity-driven design behind rent, job training, and personal responsibility Why volunteer engagement and one-on-one relationships are the secret sauce How REALTORS® and small businesses can replicate this model anywhere   Resources mentioned in this episode Mobile Loaves & Fishes Community First! Village - Mobile Loaves & Fishes ABoR Foundation | Unlock MLS   About Kent Redding Kent Redding's passion for real estate shines through in every transaction he oversees. As an industry leader with years of experience, Kent serves as incoming Austin Board of Realtors President Elect 2024. He has been consistently recognized for his exceptional service, deep knowledge of the Austin real estate market, and holds an unwavering commitment to his clients and community. His accolades, testimonials, and community presence serve as a testament to his dedication and service.   Connect with Kent Website: www.CallKent.com LinkedIn: Kent Redding Instagram: @kentreddinggroup Facebook: Kent Redding Email: Kent@CallKent.com Phone Number: 512.797.5737   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

 Summary In this episode of the Be a Smarter Homeowner podcast, Elizabeth Dodson and John Bodrozic discuss the complexities of homeownership and how HomeZada serves as a comprehensive platform to manage various aspects of home management. They explore the interconnectedness of home inventory, maintenance, financial insights, and the limitations of using separate apps. The conversation also highlights the role of AI in providing tailored advice for homeowners and the concept of a digital twin for better home management.  Takeaways The house is a complex entity made up of various components. HomeZada addresses the complexity of home management in one platform. Home inventory is crucial for insurance and maintenance purposes. Maintenance tasks should be tracked to prevent costly repairs. Financial insights are essential for making informed decisions about home investments. Using separate apps complicates home management and decision-making. AI can provide personalized advice for homeowners based on their specific needs. A digital twin of your home can enhance management and decision-making. HomeZada allows for easy access to all home-related data in one place. The platform is designed to anticipate homeowners' needs and frustrations.   Sound bites "The house is a complex entity." "Everything is in one place." "HomeZada does that as well."   Chapters  00:00 Understanding Home Complexity 03:04 The Role of Homsata in Home Management 05:59 The Journey of Home Ownership 08:58 The Importance of a Holistic View 11:45 Challenges of Disparate Systems 14:55 The Value of Integrated Solutions 20:56 The Complexity of Home Management 27:31 Leveraging Technology for Homeowners 33:20 The Concept of a Digital Twin 35:03 Creating an All-in-One Platform

In this episode of our special series on Housing Affordability, Dexter speaks with Lynda Coker, co-founder of Co-Operty, about their innovative solution enabling fractional co-ownership of property.Here's what's discussed.00:00 Introduction to Housing Affordability and Co-Opity01:51 Understanding Co-Ownership as a Solution04:48 The Role of Parents in Home Buying07:42 Navigating the Lending Landscape10:49 Challenges in Integrating with Lenders13:03 Innovative Approaches to Property Ownership15:29 Future Roadmap for Co-Operty18:26 Fractional Property OwnershipFind out more about Co-operty https://co-operty.com/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of "The People Not Titles Podcast," Steve Kaempf and Matt Lombardi discuss the real estate market as of August 18th, marking the one-year anniversary of the NAR settlement and its impact on agents, commissions, and NAR membership. They also cover the relaunch of the Broker Public Portal, Howard Hanna's rebranding of Allen Tate Real Estate, insights from Gary Keller, Berkshire Hathaway's investments, mortgage rate trends, Chicago sports updates, and a feature interview with investor Andrew Holmes.**Podcast Introduction (00:00:00)****NAR Settlement One-Year Anniversary (00:00:31)****Effects on Agents, Commissions, and Membership (00:01:26)****Market Stagnation and Agent Resilience (00:02:41)****Soccer Analogy for the 2024 Market (00:04:44)****Broker Public Portal Relaunch (00:06:26)****BPP History and Relaunch Details (00:06:58)****BPP's Industry Impact and Features (00:08:30)****MLS Integration and Technology (00:09:35)****Agent Control Over Listings (00:10:45)****Howard Hanna and Allen Tate Rebranding (00:11:32)****Howard Hanna's Expansion Strategy (00:12:08)****Brokerage Consolidation Trends (00:13:00)****Gary Keller's Market Insights (00:14:43)****Home Price Increases in Q2 2025 (00:17:09)****Regional Home Price Breakdown (00:18:42)****Market Disconnect: Jobs vs. Homeownership (00:19:27)****Pent-Up Demand and Migration Trends (00:21:18)****Berkshire Hathaway Invests in Homebuilders (00:22:03)****Significance of Berkshire's Moves (00:24:13)****Mortgage Rates Hit 10-Month Low (00:25:19)****Potential for a Fall Market Rally (00:26:21)****Chicago Sports Segment (00:26:54)****Andrew Holmes Interview Promo (00:28:23)****Podcast Closing (00:29:05)**People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

A new mental health platform for students is rolled out in 29 school districts across the state.Then, a new report ranks Mississippi sixth in the nation for most affordable homes. But housing advisors say the state's low salary average makes it hard to become a homeowner.Plus, a new podcast takes listeners behind the scenes inside the Mississippi Department of Health. Hosted on Acast. See acast.com/privacy for more information.

Send us a textThe rental market has reached a pivotal turning point that smart investors can't afford to ignore. After more than two years of stagnant or declining rents, we're witnessing the biggest year-over-year jump in apartment rents in two and a half years. At $1,790, the median asking rent has climbed 1.7% since last July – and this is just the beginning of what could be a significant upward trajectory.What's behind this shift? A perfect storm of economic factors. Homeownership remains financially out of reach for many Americans, pushing more people into rentals. Simultaneously, multifamily construction has hit the brakes – permits are down 23% nationally since the pandemic building boom. This supply-demand imbalance is handing power back to landlords after years of tenant-favorable conditions.The geographic patterns tell an equally compelling story. San Jose leads with an astounding 8.8% rent increase while its building permits plummeted 74%. Chicago, Washington DC, Pittsburgh, and Philadelphia all saw rent jumps exceeding 7.5%. Meanwhile, markets like Jacksonville and Austin, where construction continues aggressively, are experiencing rent decreases. Perhaps most revealing is the unit size data: studios and one-bedrooms are up 3.4%, while three-plus bedroom units fell 1.5% – clear evidence of changing demographic preferences as younger generations delay family formation.For multifamily investors, these signals demand action. With Gen Z (larger than the Boomer generation) entering prime renting age and construction slowing, we're heading toward an even more severe housing shortage in the next 2-3 years. Don't let higher interest rates keep you on the sidelines – you can refinance later, but the opportunity to secure properties before this supply crunch fully materializes won't wait. Follow me on Instagram and Facebook @EliteStrategist for the unfiltered strategies we're implementing behind the scenes to capitalize on these market shifts. Be strategic, be early, be elite.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Andres Holliday, founder of Everhome Creative Housing, a nonprofit focused on helping Americans maintain home ownership through innovative solutions. Andres shares his journey from the nonprofit sector to real estate, highlighting the challenges homeowners face with rising property taxes and the importance of preserving the American dream of home ownership. He discusses the unique programs offered by Everhome, including tax exemption strategies and partnerships with mission-driven investors, aimed at providing financial relief and support to families in need. The conversation emphasizes the need for collaboration between investors and nonprofits to create sustainable housing solutions and the personal motivation behind Andres's mission.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Dru Wischhover, a title insurance expert, about the critical role of title insurance in protecting home ownership. Dru explains how title insurance safeguards buyers from potential claims on their property, detailing the process and importance of ensuring clear ownership. He also discusses the mission of his company, Inspired Title, which not only focuses on facilitating real estate transactions but also gives back to the community through charitable initiatives. The conversation highlights the investor-friendly approach of Inspired Title and the importance of understanding title insurance for real estate investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Dru Wischhover, a title insurance expert, about the critical role of title insurance in protecting home ownership. Dru explains how title insurance safeguards buyers from potential claims on their property, detailing the process and importance of ensuring clear ownership. He also discusses the mission of his company, Inspired Title, which not only focuses on facilitating real estate transactions but also gives back to the community through charitable initiatives. The conversation highlights the investor-friendly approach of Inspired Title and the importance of understanding title insurance for real estate investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Sava Shqutaj, VP at Hoot Home Loans and VS Capital Group. They discuss Sava's journey into the real estate market, her experiences with investing in properties both in the US and abroad, particularly in Dubai, and the current trends in home ownership and lending. Sava shares valuable insights for first-time home buyers and emphasizes the importance of having the right team and understanding the market dynamics. She also introduces Hoot Home Loans and its unique approach to lending, highlighting the benefits of working with a broker. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Brian Harrington is a long-time bitcoiner, educator, and the gift card product lead at Fold. He's spent years helping people integrate bitcoin into their personal finance habits, while building deep local roots in his community in Temecula, California. In this episode, Brian joins The Bitcoin Frontier to share why bitcoin is uniquely important for both the individual and society, how “compounding” your geography and network can expand your influence, and why purposeful consumption can be as strategic as stacking sats. We dig into his journey from politics to bitcoin startups, the 10,000 people who could tip U.S. adoption, and how everyday purchases send powerful market signals for bitcoin companies.SUPPORT THE PODCAST:→ Subscribe→ Leave a review→ Share the show with your friends and family→ Send us an email: podcast@unchained.com→ Learn more about Unchained: https://unchained.com/?utm_source=you...→ Book a free call with a bitcoin expert: https://unchained.com/consultation?ut...TIMESTAMPS:0:00 – Intro & why bitcoin matters for both the individual and society3:00 – Compounding geography and network for long-term influence7:00 – Homeownership, perception, and credibility in your community12:30 – Growing up as bitcoiners and recognizing “the payoff”16:00 – Local politics, planning committees, and building influence24:00 – The 10,000 people who could tip U.S. bitcoin adoption29:00 – The best argument against bitcoin and why incentives matter33:00 – Balancing stacking sats with purposeful consumption40:00 – How Fold integrates bitcoin into everyday spending & market signals53:00 – Fold going public, future plans, and closing thoughtsWHERE TO FOLLOW US:→ Unchained X: / unchained→ Unchained LinkedIn: / unchainedcom→ Unchained Newsletter: https://unchained.com/newsletter→ Trey Sellers' Twitter: https://x.com/ts_hodl

It's a topic two-fer! Brad's refrigerator died last week, which gives us a chance to talk about online appliance-buying on a budget in 2025, some refrigeration and food-safety basics, product minimalism and applying the Unix philosophy to home ownership, and more. And Will just got back from Super Mario Land in Hollywood, so we go through a (literal) trip report about the experience and the tech underpinning it, from Amiibo wristbands to augmented-reality Mario Kart, ways to stay off your phone in a theme park, and a startling encounter with Bowser Jr. Support the Pod! Contribute to the Tech Pod Patreon and get access to our booming Discord, a monthly bonus episode, your name in the credits, and other great benefits! You can support the show at: https://patreon.com/techpod

In this episode of the Real Estate Pro Show, host Erika speaks with Karla Kyte, a specialist in divorce mortgage lending. Karla shares her unique journey into the lending space, driven by her personal experiences with divorce. She discusses common misconceptions clients have about divorce mortgage lending, strategies for long-term success, and the importance of networking within the divorce community. Karla also provides valuable advice for real estate agents working with clients going through divorce and shares her vision for the future of her practice. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Krystal and Saagar discuss Indian TV exploding over Trump tariffs, China destroys US in home ownership, Israeli rabbi threatens Trump over Epstein files. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

Small towns don't just recover slower after disaster—they're often forgotten altogether. In this episode, Leigh Brown exposes the deep inequalities she's witnessed firsthand in Western North Carolina's long road to recovery. From government red tape to rising property taxes, this is a raw look at what happens when working-class communities are pushed to the margins.   Key takeaways to listen for Why disaster relief often favors urban areas over rural ones The hidden financial toll of rebuilding for low-income, generational homeowners How property tax hikes after disaster can force people off their land The overlooked role of elitism in disaster planning and recovery Why preserving small-town economies and culture is essential to America's future   Resources mentioned in this episode American Red Cross Samaritan's Purse   Are you ready to make a difference? Go to https://www.patriotrelief.org to learn more.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

GET YOUR TICKETS TO RON PAUL'S 90TH BIRTHDAY BBQ AND SAY YOU HEARD ABOUT IT FROM LIAM HERE: https://t.co/nei917md9M On this show, Liam interviews Jeffery Degner about his new book, Inflation and the Family. Liam and Jeffery talk about the Federal Reserve's destructive policies, react to Dean Withers' understanding of inflation, and Tucker Carlson's populist economics. Recorded on August 5th, 2025. ENGAGE Follow Jeffery Degner on X: https://x.com/drjeffdegner?s=21 Read Jeffery Degner at the Mises Institute: https://mises.org/profile/jeffery-l-degner Buy Inflation and the Family: https://a.co/d/bMj3nd6 Follow Liam on X: https://x.com/MLiamMcCollum Follow Human Reaction on X: https://x.com/humanreactionpc Join the Human Reaction Discord server to interact with Liam and the HR community at: https://discord.gg/zgKfEQ4q CREDITS The Liam McCollum Show is a Human Reaction Production, hosted by Liam McCollum, produced by Sheehan Works, and edited by Bennett Studios. CHAPTERS: 0:00 - Intro 8:14 - Homeownership and Marriage 11:28 - Dean Withers and Inflation Defined 16:30 - Cantillon Effects 38:00 - Double Income No Kids 44:24 - Pro-life people should oppose the Fed 48:29 - Elderly care 55:14 - Mamdani, Tucker Carlson, Populist Econ 1:08:23 - Is inflation inevitable or is it a choice? 1:14:52 - The Mises Institute and MisesU

Picking up where they left off, Tom and Dave tackle the hard realities of economic instability, debt spirals, and the perilous connection between populist narrative battles and actual policy. The duo examine what's at stake as America approaches its 250th anniversary, questioning what national values and stories we ought to anchor in—and how those can overcome destructive polarization and utopian fantasies. The conversation doesn't shy away from hard truths—touching on everything from the psychological underpinnings of envy, the impact of socialism, to the existential rivalry between the US and China. Dave opens up about personal responsibility, localism vs. federal overreach, and the urgent need for optimism and grounded action in tumultuous times. To close, Dave shares insights into his off-the-grid ritual and previews his groundbreaking experiment with AI as a stand-in host. If you crave an unfiltered look at the future—both technological and political—this half delivers the inspirational and cautionary notes you need to hear. SHOWNOTES28:05 Emotional Narratives, Economic Fear, and Tribalism43:32 Real-World Culture vs. Online Extremism01:02:27 Socialism vs. Local Responsibility—The Danger of Utopian Thinking01:11:17 Home Ownership, Fiat Currencies & The Death Spiral01:23:50 Dave's Off-the-Grid Ritual Explained FOLLOW DAVE RUBIN:X (Twitter): https://twitter.com/RubinReportInstagram: https://www.instagram.com/rubinreport/YouTube: https://www.youtube.com/@RubinReportRumble: https://rumble.com/c/RubinReportWebsite: https://rubinreport.com/ CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Allio Capital: Macro investing for people who want to understand the big picture. Download their app in the App Store or at Google Play, or text my name “TOM” to 511511. SleepMe: Visit ⁠https://sleep.me/impact⁠ to get your Chilipad and save 20% with code IMPACT. Try it risk-free with their 30-night sleep trial and free shipping. ButcherBox: Ready to level up your meals? Go to ⁠https://butcherbox.com/impact⁠ to get $20 off your first box and FREE bacon for life with the Bilyeu Box! Netsuite: Download the new e-book Navigating Global Trade: 3 Insights for Leaders at ⁠http://NetSuite.com/Theory⁠ What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:⁠ join me here at ZERO TO FOUNDER⁠ SCALING a business:⁠ see if you qualify here.⁠ Get my battle-tested strategies and insights delivered weekly to your inbox:⁠ sign up here.⁠ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast,⁠ Tom Bilyeu's Mindset Playbook⁠ —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠ apple.co/impacttheory⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠ https://www.instagram.com/tombilyeu/⁠ Tik Tok:⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠ Twitter:⁠ https://twitter.com/tombilyeu⁠ YouTube:⁠ https://www.youtube.com/@TomBilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's what not to do when buying a house! Today we explore my experience with buying a home. We also talk about what it means to be "anti-fragile" in markets that look stable but are actually full of hidden risks. We unpack why markets feel eerily calm despite cracks under the surface, point to red flags like rising margin debt and overvalued equities, and question the rosy government data that doesn't match what businesses are actually seeing. We also touch on the Fed's latest rate hold, the performative nature of their messaging, and why Japan might be the next weak link in the global system. We discuss... We talk about how fragile markets can appear strong but collapse under pressure, while anti-fragile strategies are built to withstand shocks. There's growing skepticism around official data on inflation, unemployment, and job growth, which often don't match real-world experiences. We flag early warning signs like record-high margin debt and stretched market valuations that suggest hidden fragility. The Buffett Indicator is flashing red, pointing to historically high levels of overvaluation. We discuss how investors often chase all-time highs without considering the risks beneath the surface. The Fed paused interest rate hikes again, but its messaging feels more performative than predictive. Government job growth is outpacing private sector job growth, raising questions about the true health of the economy. Markets are euphoric about all-time highs, but this sentiment overlooks growing risks and valuation distortions. There's a widespread misunderstanding of the difference between correlation and causation in market data and recessions. Long-term market growth trends can be distorted by short-term performance comparisons, leading to misleading “chart crimes.” Used car prices remain high, partly due to ongoing shortages and strong demand, especially for 2–3-year-old vehicles. Housing affordability has worsened dramatically, with mortgage costs far outpacing rent, making ownership financially unappealing. Personal experience with deceptive sellers reflects broader issues in the housing market's transparency and ethics. As interest rates fall, more inventory may hit the housing market, but price drops are likely in many regions. Homeownership is a personal expense, not an investment, due to ongoing maintenance, taxes, and volatility. Homeownership comes with hidden costs and liabilities that are often underestimated by buyers. The financial burden of owning—repairs, maintenance, interest—can reduce or erase the perceived gains over time. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast For more information, visit the show notes at https://moneytreepodcast.com/what-not-to-do-when-buying-a-house-735  Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

VA loans are faster, smarter, and more competitive than ever, so why are real estate pros still missing the mark? John Bell III, head of the VA Home Loan Program, joins us to drop major updates, debunk industry myths, and explain why VA buyers are winning in today's market. If you serve Veterans or want to dominate the real estate game in 2025, this episode is for you!   Key takeaways to listen for Why 2025 is the strongest year yet for VA Home Loan volume How the VA's digital platform is enabling agents to advocate for Veterans Ways the VA completes appraisals in under 7 business days Who qualifies for VA loans in 2025? Where to get the VA Home Loan Toolkit every pro should be using   Resources mentioned in this episode VA Home Loans Real Estate Professionals VA Home Loan Toolkit VA Home Loan Guidance on Natural Disasters Rebuilding Hope: How the VA Supports Veterans After Disasters – A Conversation with John Bell Navigating VA Loan Changes: Expert Insights from John Bell III What You Need To Know About VA Home Loans RIGHT NOW with John Bell III   Find direct support through the VA Loan Guaranty Service, whether you're a Veteran, agent, or lender. Submit a ticket via https://benefits.va.gov/HOMELOANS/contact.asp or call their toll-free line for fast, reliable answers.   About John Bell IIIJohn Bell III began serving as Executive Director of the Loan Guaranty Service on June 21, 2022. He is responsible for delivering VA Home Loan Benefits to his fellow Veterans. Mr. Bell has extensive mortgage industry experience, having served in leadership roles with nationwide lenders for over 20 years before starting his career with the VA in 2010. Mr. Bell's top priorities are ensuring that VA home loan benefits are the product of choice for Veterans and that Loan Guaranty is the VA program of choice for his 900 talented staff.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

Home prices hit a record high in June, but sales are sinking. The PBD Podcast breaks down why buyers are stuck on the sidelines, mortgage rates above 6.5%, rising taxes and insurance, and why sellers aren't desperate enough to drop prices. The panel also debates the true value of homeownership.