Podcasts about Columbus

Indiana fell to Ohio State 91–78 in Columbus in the regular-season finale, dropping to 18–13 overall and 9–11 in Big Ten play and effectively ending their at-large NCAA tournament hopes. The Hoosiers kept the game competitive early but were undone by Ohio State's hot perimeter shooting and Indiana's inability to match the Buckeyes' physicality and shot creation for long stretches.Jerod Morris, Ryan Phillips, Mike Wiemuth, and Bob Moats break down the disappointing road loss and what it says about Indiana's roster and future:Ohio State's blistering three-point shooting that repeatedly stretched Indiana's defense beyond its limitsThe physical mismatch that showed up in rebounding battles, defensive rotations, and late-game foulingLamar Wilkerson's aggressive play — including one costly late decision — that captured both his importance and the burden he carried all seasonWhy Indiana's roster construction left them without enough playmakers or shot creators to keep up with elite Big Ten teamsThe defensive dilemma of trying to contain Bruce Thornton while Ohio State's other weapons punished every adjustmentJerod's sobering “banner moment” reflection on what the end of the regular season means for the program's immediate futureThe looming offseason and why roster upgrades are now the clearest path forward for Darian DeVries' systemPlus, as always: the big moments you might have missed, stats that stood out, and our game ball and hustle award. This episode brought to you by the Back Home Network and Homefield Apparel.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1 Peter 2:4–10 reminds us that our lives are built on Jesus, the living Stone. This message shows how belonging to Him and to His Church strengthens our faith, shapes our identity, and equips us to stand firm in a world that often rejects Him. // NEXT STEPS: http://rockcity.church PRAYER REQUESTS: https://rockcitychurch.tv/care GIVE: https://rockcitychurch.tv/give //  Rock City Church has multiple locations throughout Columbus, Ohio. Whether you're spiritually restless, new at discovering who God is or you are a veteran of the faith, you are welcome here!  // WEBSITE: https://rockcitychurch.tv FACEBOOK: https://facebook.com/rockcitychurch INSTAGRAM: https://instagram.com/rockcitychurch

Get your Walkman and slide on some oversized headphones over your ears because it's time to bring back some of the best songs from Dr. Phil LIVE! "We'll keep it right here." Come see Adam while he's on tour: https://www.adamraycomedy.com Tour Dates! March 11th & 12th - Cary, NC March 13th - Charlotte, NC March 14th - Charleston, SC March 20th - Las Vegas, NV March 27th - Columbus, OH March 28th - Cleveland, OH March 29th - Pittsburgh, PA April 17th - St. Louis, MO April 18th - Denver, CO May 5th - Hollywood, CA May 9th - Napa, CA June 4th-6th - Eugene, OR This episode is brought to you by Betterhelp! Our listeners get 10% off their first month at ⁠⁠⁠Betterhelp.com/aboutlastnight⁠⁠⁠ this is a paid advertisement from BetterHelp Written and directed by Adam Ray Adam Ray as Dr. Phil ‪@adamraycomedy‬ ‪@AboutLastNightPodcast‬ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textIn this unfiltered catch-up, Bobby and Jim dive into a chaotic month of travel, awkward social encounters, and the strangest corners of the internet. From the "scenes" in Puerto Vallarta and Cleveland to the frustrations of being blocked on dating apps in Columbus, no topic is off-limits.We explore the "profound" world of energy work and chakras after a life-altering massage, share our anxieties about aging and health, and somehow end up deep in the rabbit hole of Reborn Dolls and Gooning subcultures. Plus, we discuss why "prices are down" at Costco and critique the latest in A24-style cinema.[00:00] Travel Recaps: New York, Atlanta, and Puerto Vallarta[12:15] Dating App Disasters: Why am I getting blocked?[24:30] Cinema & Pop Culture: Taylor Swift, Charli XCX, and "The Moment"[38:45] Wellness & Energy: The Chakra-Opening Massage[52:20] Aging Anxieties: Physical health and the fear of the unknown[1:05:10] Internet Subcultures: Exploring the world of Reborn Dolls[1:18:40] The Gooner Algorithm & "Bating" CultureSupport the showAs always you can write us at nowellpodcast@gmail.com or call us at ‪(614) 721-5336‬ and tell us your Not Wells of the week InstagramTwitterBobby's Only FansHelp us continue to grow and create amazing content, like a live tour or just help fund some new headphones when needed. Any help is appreacited. https://www.buzzsprout.com/510487/subscribe#gaypodcast #podcast #gay #lgbtq #queerpodcast #lgbt #lgbtpodcast #lgbtqpodcast #gaypodcaster #queer#instagay #podcasts #podcasting #gaylife #pride #lesbian #bhfyp #gaycomedy #comedypodcast #comedy #nyc #614 #shesnotdoingsowell #wiltonmanor #notwell

Our "rogues' gallery" is about to get some rouge! As Mark describes the trials and crucifixion of Jesus, several characters are suddenly thrown into the stream of events: Pontius Pilate; a very nasty criminal named Barabbas; and others who were encountering Christ for the first time. But today we'll see two more who had a chance to observe the Lord for a while. One of them is a woman, Mary Magdalene. Here's Jim with the conclusion of his sermon, The Week That Changed the World. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS03062026_0.mp3Scripture References: Mark 14-16

Jeff Marek and the Daily Faceoff crew continue their NHL Trade Deadline coverage with breaking news, trade reactions, and deeper analysis from around the league. The panel dives into the challenges facing the Buffalo Sabres as they look to reshape their roster and attract players, while also discussing the evolving Stanley Cup landscape and which contenders—like Colorado, Tampa Bay, Carolina, and Minnesota—are best positioned for a deep run.Insider David Pagnotta joins the show with the latest trade chatter from across the league, including updates on Evgeni Malkin's hearing with the NHL Department of Player Safety, activity around the Montreal Canadiens and San Jose Sharks, and key developments involving the Toronto Maple Leafs, Detroit Red Wings, and New Jersey Devils.The hour also features reaction to major deadline moves including Corey Perry heading to the Tampa Bay Lightning, continued speculation around Vincent Trocheck, and teams like Columbus pushing for a playoff spot as the race tightens. With the deadline clock ticking, the panel breaks down the strategy, pressure, and ripple effects shaping one of the busiest days on the NHL calendar.Presented by bet365, GMC, Tim Horton's Hosted on Acast. See acast.com/privacy for more information.

As therapy language floods social media, more people are associating friends, partners, and co-workers with mental health disorders, spotting “red flags” everywhere, and labeling regular human flaws as psychological abuse. In this episode, host Gabe Howard is joined by psychologist and author Dr. Isabelle Morley to unpack how therapy speak, short-form content, and armchair psychology are reshaping modern human interaction — and not always for the better. For example, believing your ex is a narcissist might feel validating, but is it actually helping you heal, or quietly harming your ability to connect? Listeners will learn: why increased mental health awareness can both help and harm relationships how “therapy speak” can shut down communication instead of improving it what real red flags look like, and which behaviors require more context Together, they explore the difference between true abuse and imperfect behavior, why nuance gets lost online, how misused labels end conversations, and what happens when everyone becomes an “expert” after a 3-minute video. If you've ever wondered whether awareness has crossed into overdiagnosis, or felt unsure where healthy boundaries end and pathology begins, this conversation will challenge how you think about relationships, self-reflection, and mental health education itself. “Therapy terms don't need to leave the therapy room. They almost never need to be used in person in a conversation with someone. And people, I think, are using words to avoid more vulnerable connection . . .” ~Dr. Isabelle Morley, Author of They're Not Gaslighting You: Ditch the Therapy Speak and Stop Hunting for Red Flags in Every Relationship Our guest, Dr. Isabelle Morley, is a clinical psychologist and EFT-certified couples therapist (Emotionally Focused Therapy). She is a contributing author to Psychology Today in her blog Love Them or Leave Them, where she analyzes on-screen romantic relationships. She is also the co-host of Rom-Com Rescue, a podcast that teaches life and love lessons from romantic comedies. She is co-author of Navigating Intimacy: An Introductory Guide to Couples and Sex Therapy. Dr. Isabelle is frequently sought out by journalists for expert commentary on topics such as relationships, couples therapy, and reality television, and has been featured in The New Yorker, The Boston Globe, Business Insider, Vox, and Very Well Mind, among others. In philanthropic work, Dr. Isabelle is a founding board member of The Unscripted Cast Advocacy Network (UCAN) Foundation, a nonprofit organization that supports reality TV cast members in accessing mental health and legal support and advocates for industry change. Our host, Gabe Howard, is an award-winning writer and speaker who lives with bipolar disorder. He is the author of the popular book, "Mental Illness is an Asshole and other Observations," available from Amazon; signed copies are also available directly from the author. Gabe is also the host of the "Inside Bipolar" podcast with Dr. Nicole Washington. Gabe makes his home in the suburbs of Columbus, Ohio. He lives with his supportive wife, Kendall, and a Miniature Schnauzer dog that he never wanted, but now can't imagine life without. To book Gabe for your next event or learn more about him, please visit gabehoward.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

A full Thursday Thoughts for SDH AMFirst, Columbus Crew PBP voice Chris Doran drops by to talk about Columbus, NWSL ideas, and the Crew through the first two matches heading into their match with ChicagoWe look back at SheBelieves and the tight USWNT winHour 2 has some special news with Nino Torres and Liga Portugal and Sounder at Heart/Pulso Sports Niko Moreno breaks down the weekend in MLSPlus, your AM News and thoughts before we go...

Heading into match week 3 for Columbus, Chris Doran stops by to look at the first two matches of the season, what happened against Sporting KC, how the lineup looks at 100-percent, and the differences between Henrik Rydstrom and Wilfrid Nancy...

Confronted by the Truth. The Disciples had gradually come to know Jesus over a period of time. But for a handful of people, Christ suddenly burst into their lives, and they had to try to come to grips with Him as best they could. Those folks make up the majority of the case studies we'll examine today and tomorrow. Their lives were all changed, but were they all changed for the better? Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS03052026_0.mp3Scripture References: Mark 14-16

John and Tim gather 'round The Bonfire and look ahead to Columbus, where the Fire take on the Crew this weekend. Joe Mansueto breaks ground on the club's new, privately funded home at The 78.

John Livia is joined by Lee Priest reporting from the Arnold Classic.Check out Pros Gym and Fitness Club in Columbus, Ohio:https://prosgymcolumbus.com#bodybuilding #ifbb #arnoldclassic #fitnessSupport the show

It's a full Wall Pass Wednesday for SDH AMSheBelieves Cup has the matchup between the US and Canada tonoight in Columbus, Ohio- we have the preview of both sidesThe Prem was busy in the midweek and we have your recapWe preview the Red Clay Soccer Report with a look at the matchups from Tuesday and Wednesday in GHSA soccerWe look back at the week in MLS bfeore we start the march forward in Match Week 3- opposition research comes from Real Salt Lake PBP voice Landon SouthwickPlus all the news and talk for your midweek

The 2026 Milano Cortina Olympics have just wrapped up, and they were exciting as always.Even more exciting was how much athletes from the Buckeye State showed up during the games.Ohio athletes dominated events like women's and men's hockey.Ohio also had athletes in sports like skiing and snowboarding.Who were the other big winners at the games, and how did Italy compare to the likes of Paris and Tokyo?Looking forward, is Los Angeles ready to bear the torch for the 2028 Olympic Games and what role will Columbus have in the summer games?Guest:Amy Bass, professor of sports studies at Manhattanville UniversityIf you have a disability and would like a transcript or other accommodation you can request an alternative format.(photo: Hassan Ammar / AP)

Whether you're curious about federal cooperation agreements, true crime strategy, or just what really goes on behind closed doors when the stakes are high, this is one episode you won't want to miss.Steve Palmer and Troy dive into the intriguing world of "Queen for a Day" proffers, sparked by a follow-up question from their producer about Ghislaine Maxwell and the ongoing fallout from the Epstein case.They break down how these proffer agreements work in practice—especially for high-profile cases—explaining the delicate negotiations between defense attorneys and the DOJ when a defendant wants to trade valuable information for a better deal.Steve Palmer shares his real-world insights into the mechanisms that allow someone like Maxwell to share what she knows while protecting herself (at least to a point), and how these legal maneuvers impact both ongoing investigations and potential new charges.Here are three key takeaways:"Queen for a Day" Explained: This legal tool gives defendants a chance to share information with prosecutors—without those statements being used directly against them in court. However, derivative evidence obtained as a result of that information can still be used (Steve Palmer describes this in detail).Strategic Bargaining: Defense attorneys use proffer letters to give prosecutors a glimpse of their client's value as a potential witness, while protecting them from self-incrimination. It's a carefully negotiated process that helps both sides weigh risks and rewards.Maxwell Case Insights: According to Steve Palmer, Ghislaine Maxwell has already been through this proffer process, meaning the DOJ likely has a good idea of what she knows—even if it's not public. This demonstrates how high-profile cases leverage these legal mechanisms for information trading.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com

There is more than one "End." We talk about "the End of the Age" as if it were the same experience for everyone, happening at the same time. Today Jim will unconfuse us about that! But to follow this thread we'll have to widen the discussion beyond Mark's record (which we've been studying), and bring Luke, Paul, and even Daniel onto the panel. Once we see the distinction between what Jesus said about the "Kingdom of God" and our "redemption," things will start to fall into place. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS03042026_0.mp3Scripture References: Mark 13

his week, Danna and Kristin dive into a surprisingly heated debate: canned vs. frozen vegetables. When fresh isn't an option, what's better taste, texture, nutrition? The opinions are strong… and yes, gravy somehow becomes part of the conversation (spoiler: Kristin did not bring it home this week). The episode also includes a memorable moment in downtown Columbus during a Buckeye Bound visit to The Ohio State University, where Kristin unexpectedly vacated a restaurant. Plus, they tackle a parenting dilemma: when your child invites another child on a trip or outing, who pays? Real talk, relatable moments, and plenty of laughs, just another mismatched week.

Get ready to be challenged, inspired, and equipped to define your own version of success!Welcome to another inspiring episode of Empowering Entrepreneurs! Today, hosts Glenn Harper and Julie Smith sit down with Mike Kelly, CFP, CPC, RLP—founder of Kelly Financial Planning, executive coach, and author of "Leaderfluence."Mike's journey is a testament to grit, curiosity, and principled leadership. Growing up as the eldest of four in a small South Carolina town, he witnessed firsthand the hustle and resourcefulness of his parents—a janitor father and a mother who was a seamstress and hairdresser. These early experiences shaped his values of discipline, generosity, and the importance of giving back.Through basketball, Mike earned his way to college and developed vital skills in teamwork and perseverance. His impressive corporate career, spanning roles at Michelin and Macy's, eventually led him to the realization that true success is defined by purpose, impact, and the freedom to serve others.After a pivotal moment in his early 30s, Mike shifted his focus from climbing the corporate ladder to aligning his work with his mission and passions.In this episode, Mike shares how his work as a financial planner and executive coach integrates his love for helping others lead themselves effectively, manage their finances wisely, and find clarity in their lives.He also opens up about the powerful role of accountability, the transition from corporate America to entrepreneurship, and the importance of giving back to the community.Whether you're an aspiring entrepreneur, seasoned business leader, or simply curious about personal growth, you'll find wisdom and actionable insights in Mike's story.Brought to you by Harper & Company CPAs PlusHere are 3 key takeaways entrepreneurs and leaders won't want to miss:Define Your Own Success: Mike reminds us that success isn't one-size-fits-all. He encourages everyone to reflect deeply and define what success means personally, rather than chasing society's “five Ps”—pleasure, prosperity, power, prestige, and position.Prioritize Personal Growth & Accountability: One of Mike's favorite quotes is, “Work harder on yourself than your job.” He stresses that humility and seeking honest feedback are critical for transformation, whether you're a leader or an aspiring entrepreneur.Building Community Makes All the Difference: From family, to mentors and coaches, Mike's journey shows that surrounding yourself with supportive relationships and accountability partners is essential—especially when making big leaps, like leaving corporate life to pursue your passion.Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and profit in two years. She now empowers other CPA firm owners nationwide through consulting and speaking, teaching them how to run their businesses like entrepreneurs. Julie lives in Columbus, OH with her family and enjoys travel, coaching basketball, sporting events, and the occasional shopping spree.https://creativecommons.org/licenses/by-nd/4.0/Copyright 2026 Glenn HarperMentioned in this episode:Brought to you by Harper & Company CPAs PlusRunning a business takes vision, grit… and the right financial partner. At Harper & Company CPAs Plus, we don't just crunch numbers—we empower entrepreneurs. From proactive tax strategy and accounting to business advisory services, our team helps you keep more of what you earn and scale with confidence. Whether you're launching, growing, or preparing for exit, Harper & Company is in your corner with expert guidance built for business owners like you. Visit www.harpercpaplus.com to book a complimentary discovery call today - or call us at 614-456-7222. Brought to you by Harper & Company CPAs Plus

The 2026 Milano Cortina Olympics have just wrapped up, and they were exciting as always.Even more exciting was how much athletes from the Buckeye State showed up during the games.Ohio athletes dominated events like women's and men's hockey.Ohio also had athletes in sports like skiing and snowboarding.Who were the other big winners at the games, and how did Italy compare to the likes of Paris and Tokyo?Looking forward, is Los Angeles ready to bear the torch for the 2028 Olympic Games and what role will Columbus have in the summer games?Guest:Amy Bass, professor of sports studies at Manhattanville UniversityIf you have a disability and would like a transcript or other accommodation you can request an alternative format.(photo: Hassan Ammar / AP)

Vikingarnas resor till Nordamerika blev den sista länken i en nordatlantiska kedja av nordbornas bosättningar. Norge, Island och Grönland bands ihop via havet i en väldig kedja. När Erik Röde år 985 grundade den grönländska kolonin skapades en utgångspunkt för vidare färder västerut.Vinlandsresor var först nordiska sagor, för att sedan 1960-talet ta en allt tydligare form med hjälp av nya arkeologiska fynd och innovativa mättekniker. Nu kan vi datera ett av vikingarnas besök på New Foundland till år 1021 – 471 år före Columbus.I detta avsnitt av podden Historia Nu samtalar programledaren Urban Lindstedt med Fredrik Charpentier Ljungkvist, professor i historia, med särskild inriktning på historiska geografi vid Stockholms universitet, om nordbornas närvaro i Nordamerika.Vinlandsresorna är en berättelse om logistik, resurser och risk: små samhällen i Grönlands fjordar som behövde timmer, järn och prestigevaror – och som till slut pressades av klimat, ekonomi och avstånd.Grönlänningasagan, berättar om en rad expeditioner, där Bjarni Herjólfsson obeserverar det amerikanska fastlandet första gången år 986 efter att ha drivit ur kurs under en resa från Island till Grönland. Bjarni landsteg aldrig, men hans iakttagelser av ett skogbevuxet land i väster tände Leif Erikssons utforskarlust, som kring år 1000 seglade mot väster. I nordiska källtraditioner knyts tre namn till färden: Helluland, Markland och Vinland – platser vars exakta lägen länge diskuterats, men som brukar tolkas som delar av Nordamerikas nordöstra kustvärld.Idag vet vi med säkerhet att år 1021 fälldes träd på Newfoundland med metallverktyg – och en kombination av årsringsanalys och en kol-14-signatur gör det möjligt att datera händelsen exakt. Det är ett av de tydligaste ögonblicken där vikingatidens sagoberättande plötsligt får en hård, daterbar kontur: nordbor var faktiskt i Nordamerika, nästan fem sekel före Columbus.I sagornas värld delas kusten i tre zoner som nästan låter som ett ekonomiskt inventarium: Helluland – stenigt land (ofta kopplat till Baffin Island); Markland – skogsland (ofta kopplat till Labrador) och Vinland – det ”milda” landet med druvor/vildvin. Indelningen säger något viktigt: resorna västerut var inte bara äventyr, utan också en jakt på bristvaror – särskilt virke, i ett Grönland där trä var en strategisk resurs.Platsen L'Anse aux Meadows, som ligger längst upp på Newfoundland, var ett basläger – en nod för vidare färder och resursutnyttjande. Fynden visar också järnhantering, avgörande för att kunna reparera fartyg efter Atlanten. Flera spår antyder att nordborna rörde sig längre söderut. Ett ofta diskuterat exempel är butternut/valnöt (Juglans cinerea), som inte växer naturligt på Newfoundland. Att sådana nötter ändå hittats på platsen kan peka mot resor in i Saint Lawrence-viken, där arten förekommer.I de isländska sagorna dyker ett laddat ord upp: skrälingar – nordbornas benämning på de människor de mötte i väster. Berättelserna beskriver både handel och konflikt, men också hur osäkerheten växer: avståndet hem är enormt, man är få, och varje förlust slår hårt.Styrkeförhållandet var också en realitet: en liten, långt bort belägen grupp nordbor kunde knappast hålla ett permanent grepp om ett område där de alltid riskerade att bli numerärt underlägsna. Resultatet blev sannolikt att Vinland, hur lockande det än var, blev för dyrt att försvara i längden.Bild: Leif Eriksson upptäcker Amerika (1893) av Christian Krohg, Nasjonalgalleriet i Oslo. Verket är ett exempel på den nationalromantiska rörelse som var stark i Norge under slutet av 1800-talet. Källa: Christian Krohg, Leif Eriksson upptäcker Amerika (1893), Nasjonalgalleriet, Oslo.Wikipedia. Public.Musik: Voyage To America av Humans Win, Storyblock Audio. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Home and Away podcast, Drew and Cody discuss Sporting Kansas City's recent 2-2 draw against Columbus, analyzing tactical setups, player performances, and coaching decisions. They highlight the effectiveness of the tactical formation, the contributions of key players like Jake Davis and Shapi Suleymanov, and the overall improvement in team dynamics. The hosts also reflect on the vibrant atmosphere in the stadium and the importance of fan support, while considering future prospects for the team and the need for better player recruitment and development. In this conversation, Drew and Cody delve into the intricacies of soccer tactics, focusing on the importance of solid defensive play, the role of key players like Manu in ball progression, and the impact of coaching on player performance. They discuss the dynamics of rivalries in the league, highlight the challenges posed by teams like San Diego FC, and emphasize the significance of set pieces in a team's strategy. The conversation reflects a modern approach to soccer, showcasing the evolving nature of tactics and player development.Music by The Spin Wires

Has Ohio State identified a top-of-the-board defensive end? Could he be part of special package deal? Yes and yes. We talk Rashad Streets, his visit schedule and why we have real optimism about his future in college football. Who else has an extremely sunny outlook when it comes to football? Louisiana native Easton Royal. His game matches his name. And of course, we need to hit on Ohio State sending an Olympic team to the NFL Combine last week. Spend 5ish with us this a.m., 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Support the sponsors to support the show!Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a doctor you love today.That's Z-O-C-D-O-C dot com slash SODER Zocdoc.com/SODER Thanks Zocdoc for sponsoring this messagehttps://www.zocdoc.com/?utm_medium=audiopodcast&utm_campaign=soderGet moving with Mack Weldon. Comfortable anywhere.  Go to MackWeldon.com and get 20% off your first order of $125 or more, with promo code DAN.That's M-A-C-K, W-E-L-D-O-N dot com, code DANhttps://mackweldon.com/If you're starting a business, or running one that deserves better tools, Square helps you sell, manage, and grow without slowing down. Right now, you can get up to $200 off Square hardware at square.com/go/soder That's S-Q-U-A-R-E dot com slash G-O slash [soder]. Run your business smarter with Square. Get started today.https://squareup.com/us/en/campaign/audioThe Golden Retriever of Comedy Tour is coming to your city!Get tickets at https://www.dansoder.com/tourMarch 6 - Boston - 2 shows 7pm and 9:30March 7 - Philadelphia,PAMarch 19 Dallas,TXMarch 20 - Houston,TXMarch 21- Oklahoma City,OKApril 4 - Huntington,NY - 2 shows 7pm & 9:30April 10 - Charlotte,NCApril 11 - Durham,NCApril 17 - Munhall,PAApril 18 - Cleveland,OHApril 19 - Columbus,OHApril 24 - Larchwood,IAFollow Bobby Moynihanhttps://www.instagram.com/bibbymoynihan/?hl=enhttps://www.youtube.com/watch?v=hJnAHzo4-KIhttps://www.tiktok.com/@bibbymoynihanPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by  Mike Lavin     https://www.instagram.com/thehomelesspimp/?hl=en

If you've ever wondered how the pardon process really works—or how figures like Maxwell play their cards—this episode is your guide through the fascinating world behind the headlines.Steve Palmer and Troy get into the complexities of presidential pardon power, straight from Article II, Section 2 of the Constitution. They break down the limits of the president's ability to pardon—explaining why state crimes aren't included—and unravel recent controversies around high-profile pardons, including the case of Ghislaine Maxwell.Along the way, Steve Palmer and Troy tackle big questions about whether pardons can be refused, how the Fifth Amendment works in real life, and what makes immunity deals so different from pardons. With candid conversation and tons of legal insight, they shine a light on how famous cases and political intrigue can reveal the nuts and bolts of our justice system.Here are 3 key takeaways from the discussion:Presidential Pardons Have Limits: The president can only pardon federal crimes—not state offenses. So, even with a pardon, state prosecutors can still charge someone for the same conduct under state law.You Don't Have to Accept a Pardon: Surprised? It turns out, as discussed by Steve Palmer, a pardon is like a gift—you can refuse it, especially if accepting it means losing your right to remain silent in court.Immunity vs. Pardons: If you want the truth from a witness, immunity grants (which can come from state and federal prosecutors) force testimony—a much more complex process than a simple pardon, and practically impossible in high-profile, multi-jurisdictional cases.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com

Signs of the End: Lies, and persecution. Falsehoods have been loose in our world since that late unpleasantness in the Garden. False Christs were luring people after them even before the real one appeared, 2,000 years ago. And let's reluctantly add one more sign: Persecution of the people of God. So what's different about these phenomena in the Last Days? How can common, "normal" things be signs? Here's Jim in Mark, chapter 13. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS03032026_0.mp3Scripture References: Mark 13

The Cognitive Crucible is a forum that presents different perspectives and emerging thought leadership related to the information environment. The opinions expressed by guests are their own, and do not necessarily reflect the views of or endorsement by the Information Professionals Association. During this episode, Andrew Whiskeyman discusses his co-authored article: The Emergence of Cognitive Intelligence (COGINT) as a New Military Intelligence Collection Discipline. "COGINT" is the systematic mapping, safeguarding, and operational exploitation of decision-making architectures in the contemporary cognitive battle space. Topics include: understanding and protecting human decision-making processes from adversarial tactics, adversarial exploitation of technology and societal divisions to manipulate public opinion, and underscoring the vital need for critical thinking. Recording Date: 22 January 2026 Research Question: Andrew Whiskeyman suggests an interested student or researcher examine: When is a conspiracy theory no longer a theory? How does one build a culture of civil discourse and disagreement? Of mobs and men: how does individual behavior and decision relate to group dynamics? AI and human trust/decision dynamics. Resources: Cognitive Crucible Podcast Episodes Mentioned #62 Jonathan Rauch on the Constitution of Knowledge #119 Katherine Carman on Truth Decay #153 Andy Whiskeyman and Mike Berger on the Importance of Dedicated Resources The Emergence of Cognitive Intelligence (COGINT) as a New Military Intelligence Collection Discipline by Jorge Conde and Andy Whiskeyman S. Rept. 119-39 - National Defense Authorization Act (NDAA) for Fiscal Year 2026 dated 15 July 2025 Salt Typhoon The Everlasting Man: A Guide to G.K. Chesterton's Masterpiece by Dale Ahlquist Aristotle's Rhetoric The Structure of Scientific Revolutions by Thomas Kuhn Warhead: How the brain shapes war and war shapes the brain by Nicholas Wright Link to full show notes and resources Guest Bio:  Dr. Andrew Whiskeyman, COL (ret.), is the co-founder and CEO of JASSA Professional Services, which provides consulting and subject matter expertise on strategy, technology, predictive analysis, and people. He also teaches, writes, researches, and lectures internationally on the topics of information warfare, cognitive security, emerging technology, and strategic foresight. He is a Goodpaster Scholar, a non-resident senior fellow with the Global National Security Institute (GNSI) and former board member of the Information Professionals Association (IPA). Dr. Whiskeyman adjuncts with Catholic Polytechnic University, Syracuse University's Maxwell School of Citizenship and Public Affairs, and the US Air Force's Air War College. He is a former Chair of the Cyber Strategy Department at the National Defense University's College of Information and Cyberspace (CIC) where he taught and researched on the nexus of information and national security. He previously served for 28 years in the US Army and deployed multiple times in support of combat operations. His final military assignment was as the Chief of the Information Operations Division (J39) within the U.S. Central Command (CENTCOM) Operations Directorate J3 located at Macdill AFB, Florida. His previous assignment was as the Chief of Strategy for the CENTCOM Joint Cyber Center (JCC).  His first assignment was to Misawa AB, Japan as an enlisted military intelligence Soldier. He then went to officer candidate school (OCS) and commissioned into the basic branch of Air Defense Artillery. In 2007, he transitioned to the Information Operations functional area (FA30). He has deployed five times: Kosovo (KFOR 3B - 2001/02), Afghanistan (3 times - 2004, 2006/07, and 2012/13), and Iraq (2008/09). He also has numerous shorter trips into the Middle East theater of operations including return trips to Iraq and Afghanistan. He is a graduate (and plank owner) of the Marine Corps Expeditionary Warfare School (EWS - 2004), Air Command and Staff College (ACSC 2011 in residence), and the School of Advanced Air and Space Studies (SAASS XXI - 2012). He is the first Soldier with the Advanced Strategic Planning and Policy Program (ASP3) to earn his PhD (Military Strategy, Air University 2015). He is the recipient of multiple military awards including the Defense Superior Service Medal and the Bronze Star, and he was awarded France's Chevalier de L'Ordre du National Mérite. He is also active in the Tampa Bay community. He is the founder of the local Tampa Bay GK Chesterton Society, leads an Exodus 90 fraternity, served as a past Grand Knight for the Servant of God Vincent Capodanno Council 14495 (Knights of Columbus), created and teaches two Apologetics Courses for Homeschool students, and is a mentor with the Tepeyac Leadership Institute. He is married (over 30 years) with four children, two grandchildren, two dogs, and a turtle. About: The Information Professionals Association (IPA) is a non-profit organization dedicated to exploring the role of information activities, such as influence and cognitive security, within the national security sector and helping to bridge the divide between operations and research. Its goal is to increase interdisciplinary collaboration between scholars and practitioners and policymakers with an interest in this domain. For more information, please contact us at communications@information-professionals.org. Or, connect directly with The Cognitive Crucible podcast host, John Bicknell, on LinkedIn. Disclosure: As an Amazon Associate, 1) IPA earns from qualifying purchases, 2) IPA gets commissions for purchases made through links in this post.

Description:  We take a bite out of books by trans & nonbinary writers! This episode originally aired as a live panel discussion for the annual Transgender Justice Teach-In and features writers, educators, and published authors Katie Barnes, Dr. Jonathan Paul Higgins, and Cody Daigle-Orians. We've pulled the discussion into audio format and revisited the lessons learned about sharing the sacred stories of trans and binary people. Panelist Bios ​​Dr. Jonathan Paul Higgins (they/them) is an educator, professor, national speaker, freelance journalist, thought leader and media critic who is passionate about television and film. Dr. Higgins is currently the inaugural Director of Strategic Media and Advocacy for Rainbow Pride Youth Alliance, while once holding roles at both Chernin and Edith Entertainment.They are the creator, executive producer and host of the Webby honored and Shorty Award Winning podcast, “Black Fat Femme Podcast'' which was developed via IHeartMedia's Next Up Initiative and named “Best Podcast to listen to” by both Ebony and Essence Magazine. Dr. Higgins holds a doctorate in educational justice and regularly writes and lectures on what liberation means for Black, queer, fat, non-binary people.Katie Barnes (they/them) is an award winning journalist covering the intersection of sports and gender. As a feature writer at ESPN, Katie has profiled women's sports superstars like Maya Moore, A'ja Wilson, and Amanda Nunes. They are a leading journalist in the coverage of legislation and policy affecting transgender and intersex athletes. Fair Play: How Sports Shape the Gender Debates is their first book. It was named a “Must-Read of 2023” by Time Magazine and received starred reviews from Booklist and Kirkus. Cody Daigle-Orians (they/them) is a writer and educator based in Columbus, Ohio. They are the creator of Ace Dad Advice, a social-media based education project which provides approachable, affirming information about the asexual, aromantic and agender communities. They are also the author of I AM ACE and THE ACE AND ARO RELATIONSHIP GUIDE, two young adult nonfiction resources, and LOVE LOOKS LIKE LOLA, the first aroace picture book for young readers, out in 2026. Find them on IG, Youtube, Tiktok @acedadadvice 

Send a textOn this episode of The Get Ready Before Life Happens Podcast, Tony sits down with Adam Koos, President of Libertas Wealth Management and host of The Retirement Fiduciary Podcast to explore why great financial planning starts with relationships, curiosity, and clarity.Key Takeaways:

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Purdue hopped back on the struggle bus in Columbus earlier tonight...and our Boilers are 5-6 in the last 11 games. Where to from here? Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Explore the intriguing dynamics of grand juries and the famous saying, "you can indict a ham sandwich," in this insightful legal podcast episode.So grab your lunch (ham or otherwise) and settle in as the Lawyer Talk team serves up another thoughtful, informative, and entertaining legal discussion!Steve Palmer and Troy dive deep into the world of grand juries and legal process—using the infamous "ham sandwich" saying as their springboard.Have you ever wondered why people say a prosecutor can "indict a ham sandwich"? You're in the right place.Steve Palmer and Troy start by breaking down the purpose and mechanics of grand juries, explaining how they work behind closed doors, the rights of witnesses and targets, and the role of prosecutors.They navigate the reasons why the phrase became so popular (spoiler: it traces back to a colorful New York judge), and explore a recent news story—where a grand jury refused to indict six members of Congress, despite political pressure and public scrutiny.The conversation is lively, packed with real-world anecdotes, law school insights, and a refreshing lack of political bias. By the end of the episode, you'll not only understand the nuts and bolts of grand juries, but you'll see why sometimes, even with all the ingredients, not every "sandwich" ends up on the table.Here are 3 key takeaways:Grand Jury ≠ Trial Jury: As Steve Palmer explains, a grand jury isn't there to determine guilt or innocence, but to decide if there's enough evidence to indict someone. Defense attorneys and the accused often aren't even in the room.The “Ham Sandwich” Origin: The phrase wasn't coined in a legal opinion, but by New York Judge Saul Wachtler—ironically, after his own brush with the system. It highlights how easily indictments can happen if prosecutors push for them.Recent Congressional Case: A recent grand jury refused to indict several members of Congress, despite DOJ efforts—showing that indicting “a ham sandwich” isn't always guaranteed, especially when political and technical factors are at play.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com

Send a textWe trace Zebulon's winding baseball lineage from Savannah and Columbus to the Mudcats, then pull apart the Wilson Warbirds rebrand before diving into an Aussie-powered Devil Dogz identity and the future of Five County Stadium. Expect history, hot design takes, and real talk about stadium fixes and fan culture.• Savannah to Lynchburg franchise shift and boycott context• Birth of the Mudcats name and $500 logo origin• Why the Mudcats brand became a minor league landmark• Wilson Warbirds name and logo issues critiqued• Tobbs pause and move to Smithfield explained• Devil Dogz concept: Australian roster meets local denim lore• Logo breakdown: character, Z-tail cap mark, brand cohesion• Five County Stadium realities and planned renovations• Food, merch, and cap-buying strategies for fans• Plugs for new pods and upcoming travel plans“CBM25 for 25% off” Support the showMake sure to follow the Dad Hat Chronicles: https://linktr.ee/TheDadHatChronicles

Let's get chunky! Recognizing the structure of what we're reading is crucial to understanding the material. We've mentioned it, and you've noticed it in your own studies and even casual reading. When we're trying to grasp what Jesus was telling us in Mark 13 about the End Times, we notice that He's built His discourse in "chunks." It isn't just a list of events; there are stages to watch for. Today we begin a sermon called, Signs, and the End. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS03022026_0.mp3Scripture References: Mark 13

In this episode, we break down our official merchandise collaboration with Nasher, and his Columbus-based roller hockey facility, Heatwave Arena. The collection features (9) new merchandise pieces including shirts, hoodies, hats, beanies, mini sticks, plushies and sticker packs.We also discussed Nasher's background in the hockey content creator space, opening Heatwave Arena and much more!https://justdishin.com/collections/heatwave-arena

I describe the different takes on the Iranian operation and what might really being going on, but how you should not let your eyes deceive you because all war is deception.  I also play audio discussing Lex Wexner and the Columbus Ohio connection; The Jason Merz Title IX outcome and future actions; and how the COVID shits are laced with mind-control drugs, making comparisons to Operation Artichoke.  Substack: https://theamericanclassroom.substack.com/p/the-title-ix-of-jason-merz-part-1   Book Websites: HERE and HERE. https://www.moneytreepublishing.com/shop PROMO CODE: “AEFM” for 10% OFF, or https://armreg.co.uk PROMO CODE: "americaneducationfm" for 15% off all books and products. (I receive no kickbacks).  https://www.thriftbooks.com/ Q posts book: https://drive.proton.me/urls/JJ78RV1QP8#yCO0wENuJQPH

Author's Note: Because Karen B. Gerson and I discussed serious topics related to mental health on the podcast, if you or someone you know is experiencing a mental health crisis, please visit the Mental Health Hotline website or call 9-8-8.  It is a thrill to welcome my longtime mentor, Karen B. Gerson, to The Jake's Take with Jacob Elyachar Podcast. Karen is a writer, advocate, and survivor who uses her lived experience with mental illness to break stigma and inspire understanding. Her debut memoir, I Should Not Be Here, explores the ripple effects of OCD, PTSD, and depression—not only on those who live with them, but on the families and communities who love and support them. Through honesty, vulnerability, and hope, Karen's work reminds readers that survival itself is an act of courage. A lifelong educator and community leader, Karen has dedicated over twenty years to program development and youth engagement within the Jewish community. She has also worked extensively with First Call, an organization that reduces the impact of substance use disorder, where she serves on the Board of Directors.Born and raised in Columbus, Ohio, Karen earned her Bachelor of Science in K–8 Education from The Ohio State University and her Executive Master of Public Administration from the University of Missouri–Kansas City. She has lived in Leawood, Kansas, for more than 25 years with her husband, Jeffry, their two sons, Gilli and Eitan, their dog Skeye, and Stuart the "big" bunny. When she's not writing, Karen can be found watching her boys play soccer, cheering for Sporting Kansas City, practicing yoga, traveling to her favorite places like Israel and Costa Rica, and celebrating life's moments with friends and family.On this episode of The Jake's Take with Jacob Elyachar Podcast, Karen B. Gerson spoke about incorporating the voices of her loved ones into her memoir and shared tips to support loved ones' mental health journeys! Become a supporter of this podcast: https://www.spreaker.com/podcast/jake-s-take-with-jacob-elyachar--4112003/support.

The pressure is mounting in Los Angeles.The Kings have fired Jim Hiller — but can this season still be saved? With playoff odds dipping and the Sharks and Kings both falling below 40%, the Western race is tightening fast.We break down what's next in L.A., whether the Kings can recover, and how this impacts the playoff picture.Plus:• Matt Schaefer's two-goal performance lifts the Islanders over Florida • The Sabres surge to 88% playoff odds after a massive weekend • Pittsburgh's playoff chances jump to 90% • Washington, Columbus, and Ottawa all heating up • Utah potentially eyeing Robert Thomas — is a bigger move coming? • The Oilers place Mangiapane on waivers in year one of his deal • Dennis Bernstein joins to react to the Kings' decisionWith the trade deadline approaching, momentum swings and front office decisions are starting to define the playoff race.Subscribe for daily NHL analysis, insider discussion, and trade deadline coverage

In a culture marked by division and hostility, this message from 1 Peter 2–4 calls believers to live honorably for God's glory by turning from sin, submitting to authority, and responding to suffering with Christlike humility and hope. // NEXT STEPS: http://rockcity.church PRAYER REQUESTS: https://rockcitychurch.tv/care GIVE: https://rockcitychurch.tv/give //  Rock City Church has multiple locations throughout Columbus, Ohio. Whether you're spiritually restless, new at discovering who God is or you are a veteran of the faith, you are welcome here!  // WEBSITE: https://rockcitychurch.tv FACEBOOK: https://facebook.com/rockcitychurch INSTAGRAM: https://instagram.com/rockcitychurch

It's All Been Done Radio Hour #573  Universe Journey #128 "Foley's Planet"     The Thrifty arrives at the planet Colm Foley spent a whole other life on. While he strives to seem unaffected, what the crew finds there shocks them all. Meanwhile, Doc Toonra shares her deepest desire with her shipmates.    Visit our website http://iabdpresents.com Script books, clothing, and more at https://amzn.to/3km2TLm Please support us at http://patreon.com/IABD   A comedy radio show originally performed on Saturday, March 8, 2025, at Boxland in Columbus, Ohio. New episodes streaming one Saturday every month at 5PM Eastern on Twitch, YouTube, and Facebook! And now performing live at MadLab theatre in Columbus, Ohio! The next live show is February 14, 2026.    STARRING Sam Clements as Com. Colm Folkaladie  Ashley Clements as Capt. Bobbi Luna  Katie Boissoneault as Capt. Michelle Tokaladie  Nick Arganbright as Amb. Dick Kahkay  Ryan Yohe as Com. Michael Anders  Kristin Green as Dr. Neu Folkaladie  Megan Overholt as Lt. Com. Connie Norton  Joe Morales as Lt. Yanna  Rosaleigh Wilson as Lt. (JG) Mali Neato Shane Stefanchik as The Concierge  GUEST STARRING  Chase McCants as Jay Jamieson  Kristin Green as Lt. Tik  Wendy Parks as Doc Toonra  Keith Jackson as Lt. Clay  Darren Esler as Lt. Stoker and Mayor Mathil    Narrated by Darren Esler  Foley Artist Megan Overholt  Podcast edited by Olivia James     It's All Been Done Radio Hour created and produced by Olivia James  Written by Olivia James  Directed by Rosaleigh Wilson  Music Director Kristin Green  Theme Songs composed by Nathan Haley, with lyrics by Olivia James  Technical Director Shane Stefanchik    Find more from It's All Been Done Radio Hour here: Facebook: https://www.facebook.com/itsallbeendoneradiohour Instagram: https://www.instagram.com/iabdpresents/ TikTok: https://www.tiktok.com/@iabdpresents   When you post about us, hashtag #IABD   

In this episode of Tell Me It Will Be Okay, I interview Brandy Jemczura of Columbus, Ohio, founder of Seeds of Caring, a nonprofit that connects children ages 2–12 (and some middle schoolers) with volunteer and activism opportunities to build empathy, kindness, and agency. We links service to anxiety support and resiliency, emphasizing four cornerstones: feeling lovable, capable, able to handle emotions, and developing a resilient self-concept. Brandy shares how Seeds of Caring grew from 285 child volunteer experiences in its first year to over 57,000 annually, now operating in Columbus and Indianapolis, and explains how programs use children's literature, reflection, and hands-on projects to address tough topics without “othering,” using asset-framing language and reinforcing that everyone needs help sometimes. We discuss parent concerns, privilege, and how small actions can create hope and community impact. 00:00 Welcome and Guest Intro00:30 Action as Anxiety Relief00:55 Resiliency Cornerstones02:33 Volunteering Builds Regulation04:38 Meet Brandy Gemchura05:19 Seeds of Caring Origin Story08:22 Scaling Up and Facing Fear10:45 Why Ages Two to Twelve14:00 What Two Year Olds Do17:32 Culture of Caring Ripple Effects19:37 Winning Over Nonprofit Partners21:56 Talking Tough Topics With Kids24:02 Hope for Overwhelmed Parents25:22 Favorite Family Activities25:44 Goldfish Fairness Lesson27:43 From Empathy to Action29:11 Avoiding Othering Language32:07 Kids Growing With Service35:09 Kindness Versus Nice37:54 Privilege Into Next Steps41:02 Helpers and Mental Health43:56 Scaling to New Cities45:17 Start Small Anywhere46:58 Parents Modeling Kindness49:24 Final Wrap and ResourcesWant to know more about Seeds of Caring? Of course you do! Who wouldn't?!? Check out their website here: SeedsofCaring.orgYou can find also find them on:Facebook: Columbus, IndianaInstagram: Columbus, IndianaLinkedinYouTube

Get out your fanny packs because Jeremy is BACK on KILL TONY! This time he joins Matt Rife (‪@MattRifeComedy‬ ) and the whole Kill Tony gang (‪@KillTony‬ ). Catch up with Adam while he's on tour: https://www.adamraycomedy.com Tour Dates! March 11th & 12th - Cary, NC March 13th - Charlotte, NC March 14th - Charleston, SC March 20th - Las Vegas, NV March 27th - Columbus, OH March 28th - Cleveland, OH March 29th - Pittsburgh, PA April 17th - St. Louis, MO April 18th - Denver, CO May 5th - Hollywood, CA May 9th - Napa, CA June 4th-6th - Eugene, OR Learn more about your ad choices. Visit megaphone.fm/adchoices

Spring is just a few weeks away and the Columbus arts scene is blossoming with activity.On this edition of All Sides Weekend, host Christopher Purdy is getting the inside scoop from several members of the Columbus arts community on what audiences can look forward to.Host:Christopher Purdy, Classical 101 morning hostGuests:David Baghat, director, Butterfly Guild for Nationwide Children's HospitalChad Whittington, president/CEO, CAPALeda Hoffman, producing artistic director, Contemporary Theatre of OhioIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

Great players at the NFL Scouting Combine. Great prospects on the recruiting radar. Your Buckeyes are big fans of greatness and so are we! Today's show features the great duo of Garrick Hodge and Mark Porter. The provide great commentary and insight. Sonny Styles and Arvell Reese at the combine. Eric McFarland from IMG doing his best Tyreek Hill imitation. We have the video to prove it. Spend 5ish with us this a.m., 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Mike Gioseffi sits down with Gary and Jason from The Ballcard Show for a behind-the-scenes look at what it really takes to succeed in the hobby, from the grind to the credibility. Gary and Jason break down why accurate data and transparency matter, and how misinformation can erode trust fast. They also dig into the bigger forces shaping the market right now, including consolidation, how content can influence collectability, and why innovation and real competition are good for collectors. The conversation then shifts to the Nashville Card Show, where the guys share what they noticed as Columbus locals working the room: the strength of the Nashville collector base, the different dynamics when you're dealing with collectors vs. dealers, and the tactics that actually help you buy, sell, and negotiate smarter. Plus, Mike closes with an update on Sports Cards Nonsense's partnership with The National as the hobby heads toward the biggest show of the summer. Learn more about your ad choices. Visit megaphone.fm/adchoices