Podcasts about Columbus

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Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Purdue hopped back on the struggle bus in Columbus earlier tonight...and our Boilers are 5-6 in the last 11 games. Where to from here? Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Explore the intriguing dynamics of grand juries and the famous saying, "you can indict a ham sandwich," in this insightful legal podcast episode.So grab your lunch (ham or otherwise) and settle in as the Lawyer Talk team serves up another thoughtful, informative, and entertaining legal discussion!Steve Palmer and Troy dive deep into the world of grand juries and legal process—using the infamous "ham sandwich" saying as their springboard.Have you ever wondered why people say a prosecutor can "indict a ham sandwich"? You're in the right place.Steve Palmer and Troy start by breaking down the purpose and mechanics of grand juries, explaining how they work behind closed doors, the rights of witnesses and targets, and the role of prosecutors.They navigate the reasons why the phrase became so popular (spoiler: it traces back to a colorful New York judge), and explore a recent news story—where a grand jury refused to indict six members of Congress, despite political pressure and public scrutiny.The conversation is lively, packed with real-world anecdotes, law school insights, and a refreshing lack of political bias. By the end of the episode, you'll not only understand the nuts and bolts of grand juries, but you'll see why sometimes, even with all the ingredients, not every "sandwich" ends up on the table.Here are 3 key takeaways:Grand Jury ≠ Trial Jury: As Steve Palmer explains, a grand jury isn't there to determine guilt or innocence, but to decide if there's enough evidence to indict someone. Defense attorneys and the accused often aren't even in the room.The “Ham Sandwich” Origin: The phrase wasn't coined in a legal opinion, but by New York Judge Saul Wachtler—ironically, after his own brush with the system. It highlights how easily indictments can happen if prosecutors push for them.Recent Congressional Case: A recent grand jury refused to indict several members of Congress, despite DOJ efforts—showing that indicting “a ham sandwich” isn't always guaranteed, especially when political and technical factors are at play.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com

In a culture marked by division and hostility, this message from 1 Peter 2–4 calls believers to live honorably for God's glory by turning from sin, submitting to authority, and responding to suffering with Christlike humility and hope. // NEXT STEPS: http://rockcity.church PRAYER REQUESTS: https://rockcitychurch.tv/care GIVE: https://rockcitychurch.tv/give //  Rock City Church has multiple locations throughout Columbus, Ohio. Whether you're spiritually restless, new at discovering who God is or you are a veteran of the faith, you are welcome here!  // WEBSITE: https://rockcitychurch.tv FACEBOOK: https://facebook.com/rockcitychurch INSTAGRAM: https://instagram.com/rockcitychurch

Tommy Persson är inte bara en av Sveriges främsta långdistanslöpare genom tiderna utan också mannen som kallar sig själv historienörd och som faktiskt skrev boken om svensk historia, folktro och mytologi. Vi pratar om maratonloppet i Columbus 1980 när Tommy sprang 2.11.02 och var bara två minuter från dåvarande världsrekord, om OS i Moskva och hur lite som krävdes för att ett lopp skulle gå från dröm till plåga. Det blir också en ärlig inblick i rivaliteten och vänskapen med Kjell Erik Ståhl, vem som var “bäst i Sverige” när och hur det egentligen kändes inifrån. Tommy berättar om träningen som byggde honom: mängd utan hysteri, fartlek i bokskogen, långa intervaller och ett tydligt motstånd mot att låta prylar styra kroppen. Vi fastnar i den stora frågan som många löpare brottas med än i dag: varför är vi så rädda för att vila och för att känna oss långsamma. Ett avsnitt som blandar löparhistoria, praktiska träningsinsikter och en varm hyllning till en epok där känsla ofta slog kontroll. Tack för att du lyssnar!Följ Spring med Petra & CO i sociala medier:Instagram: https://www.instagram.com/springmedpetraFacebook: https://www.facebook.com/springmedpetraFölj Petra:Instagram: https://www.instagram.com/maratonpetraVill du nå en aktiv och köpstark målgrupp?Bli samarbetspartner till Spring med Petra & CO! Mejla petra.manstrom@gmail.com så snackar vi vidare! Hosted on Acast. See acast.com/privacy for more information.

Get out your fanny packs because Jeremy is BACK on KILL TONY! This time he joins Matt Rife (‪@MattRifeComedy‬ ) and the whole Kill Tony gang (‪@KillTony‬ ). Catch up with Adam while he's on tour: https://www.adamraycomedy.com Tour Dates! March 11th & 12th - Cary, NC March 13th - Charlotte, NC March 14th - Charleston, SC March 20th - Las Vegas, NV March 27th - Columbus, OH March 28th - Cleveland, OH March 29th - Pittsburgh, PA April 17th - St. Louis, MO April 18th - Denver, CO May 5th - Hollywood, CA May 9th - Napa, CA June 4th-6th - Eugene, OR Learn more about your ad choices. Visit megaphone.fm/adchoices

Spring is just a few weeks away and the Columbus arts scene is blossoming with activity.On this edition of All Sides Weekend, host Christopher Purdy is getting the inside scoop from several members of the Columbus arts community on what audiences can look forward to.Host:Christopher Purdy, Classical 101 morning hostGuests:David Baghat, director, Butterfly Guild for Nationwide Children's HospitalChad Whittington, president/CEO, CAPALeda Hoffman, producing artistic director, Contemporary Theatre of OhioIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

Signs in the Earth, signs in the Heavens! Mark informs us that it was Peter, James, John and Andrew who got a private audience with Jesus. Christ had just foretold the destruction of the Temple, and the four wanted to know about Heaven's timing. What the Lord told them surely shattered all their notions about the End, and the coming Kingdom. Today we'll look at what they learned, and how today's headlines may start to look like old news. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS02272026_0.mp3Scripture References: Mark 13:4

Mike Phelan joins Steve and Becky to share the work of the Knights of Columbus, all the ways they support each other and the Church.

better than good and lesser than good playlists: https://open.spotify.com/playlist/1JcptWvdo1zDY2chRsSsT3?si=7ZtBLJhSS2ag4KV2Ok0psw https://open.spotify.com/playlist/4HaZTqj1wNUw8JzdiztWUc?si=Vz0pjw8jR0uC2kVokvQQMQ https://music.apple.com/us/playlist/better-than-good/pl.u-yZyVDKVILJx3V6 https://music.apple.com/us/playlist/lesser-than-good/pl.u-zPyLAeYFVvYD14

Spring is just a few weeks away and the Columbus arts scene is blossoming with activity.On this edition of All Sides Weekend, host Christopher Purdy is getting the inside scoop from several members of the Columbus arts community on what audiences can look forward to.Host:Christopher Purdy, Classical 101 morning hostGuests:David Baghat, director, Butterfly Guild for Nationwide Children's HospitalChad Whittington, president/CEO, CAPALeda Hoffman, producing artistic director, Contemporary Theatre of OhioIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

La ciencia española lidera mundialmente los trasplantes. Amelia Escolano, desde Filadelfia, investiga una innovadora vacuna contra el VIH que induce anticuerpos neutralizantes y muestra potencial para otros virus mutantes. España también deposita semillas de olivo en Svalbard para preservar la diversidad genética agrícola. Las enfermedades raras encuentran esperanza en la terapia génica. La Fundación Columbus impulsa esta técnica que corrige información genética defectuosa con éxitos en patologías monogénicas, aunque el coste y la falta de ánimo de lucro para casos ultrarraros son desafíos. Las terapias CAR-T, llamados "medicamentos vivientes", prometen contra el cáncer al modificar células T del paciente para atacar tumores. Tenerife registra un enjambre sísmico en el Teide, bajo vigilancia y sin indicios de erupción inminente. En economía, la inflación española se mantiene en el 2.3% en febrero (subyacente 2.7%), superando la media europea, afectando la competitividad con alimentos ...

Great players at the NFL Scouting Combine. Great prospects on the recruiting radar. Your Buckeyes are big fans of greatness and so are we! Today's show features the great duo of Garrick Hodge and Mark Porter. The provide great commentary and insight. Sonny Styles and Arvell Reese at the combine. Eric McFarland from IMG doing his best Tyreek Hill imitation. We have the video to prove it. Spend 5ish with us this a.m., 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Mike Gioseffi sits down with Gary and Jason from The Ballcard Show for a behind-the-scenes look at what it really takes to succeed in the hobby, from the grind to the credibility. Gary and Jason break down why accurate data and transparency matter, and how misinformation can erode trust fast. They also dig into the bigger forces shaping the market right now, including consolidation, how content can influence collectability, and why innovation and real competition are good for collectors. The conversation then shifts to the Nashville Card Show, where the guys share what they noticed as Columbus locals working the room: the strength of the Nashville collector base, the different dynamics when you're dealing with collectors vs. dealers, and the tactics that actually help you buy, sell, and negotiate smarter. Plus, Mike closes with an update on Sports Cards Nonsense's partnership with The National as the hobby heads toward the biggest show of the summer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Columbus City Schools is addressing a budget shortfall by cutting more than 60 administrative positions, closing four buildings and making some busing changes.Despite these moves, projections still show the district will be out of money by 2030.School leaders say rising costs, property tax changes and reduced state funding have backed them into a corner.We'll discuss what's being done to get out of that corner with Columbus City Schools' Superintendent Angela Chapman.Guest:Columbus City Schools' Superintendent/CEO Angela ChapmanIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

On May 15, Columbus resident Robert Alt summited the tallest mountain in the world, Mt. Everest.Since then, his journey has continued. Now he has summited six of the seven highest peaks in the world.A local author is fusing history lessons with ghost stories to create a fun and interesting way to learn Ohio history.Having already written two books in his “Ohio Kids” series and coming out with a third, Logan Lyon is continuing his family tradition of finding new ways of teaching.Middletown, Ohio is the home of the oldest documented continuously operated stained-glass studio in the United States.Their glass is acquired from all over the world and design techniques date back to the original owners.We'll learn more about the history of the BeauVerre Riordan Studio.Guests:Robert Alt, mountaineer/founder, Profound Climbing/president/CEO, The Buckeye InstituteLogan Lyons, author, The Chillicothe GhostsLinda Moorman, owner, BeauVerre Riordan StudiosIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

An overtime thriller, a Spiders shooting spectacle, in the A-10, continuing to mention the Mountaineers, Rock Bottom in Rocky Top, and more with Helen Williams and Brian “BMac” Mackay. HerHoopStats.com: Unlocking better insight about the women's game.The Her Hoop Stats Newsletter: https://herhoopstats.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we'll look at what Jim calls the "greatest prophetic passage in the Bible." The Disciples thought they had asked an easy question, but Jesus gave them an answer that we're still sorting out today. Some of them wanted to know, "What will be the sign when all these things are going to be fulfilled?" And the Lord gave them a very detailed reply. It would cover the destruction of Jerusalem, the Antichrist's blasphemy, and the return of Christ. Here's Jim to open his sermon, What is the Sign? Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS02262026_0.mp3Scripture References: Mark 13:4

Our guest today is a runner who trucks 700+ miles per day and 8,000+ miles per month on average! What's even more impressive is that he does with on-time and completion percentages that are off the charts. There's no doubt that Medley Fleuranvil has figured it out and is humming his way to driveaway glory. He joins us today to share his approach to driveaway and what makes him one of the most reliable and prolific drivers in the biz. All this and more on today's episode of the #SixFigureTrucker. Show Notes: Medley joins us from the Road in Columbus, OH (0:44) A Non-CDL driver, Medley details the range of trucks he delivers and highlights his favorites (2:28) All-Star Stats (3:20) Early challenges to learning Driveaway (6:53) Crazy sights and treacherous elements over the Road (9:16) Secrets to On-Time deliveries (11:45) The Six-Figure Trucker is a weekly podcast about driveaway trucking brought to you by Norton Transport. For more information or to subscribe, please visit Six-FigureTrucker.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today's episode, we spoke with David Carbone, MD, PhD. Dr Carbone is a professor of internal medicine at The Ohio State University, co-leader of the Translational Therapeutics Program and director of the Thoracic Oncology Center at the Ohio State University Comprehensive Cancer Center–James, as well as the Barbara J. Bonner Chair in Lung Cancer Research in Columbus.In our exclusive interview, Dr Carbone discussed the 6-year data from the phase 3 CheckMate 9LA trial (NCT03215706), which not only reaffirmed the durability of benefit with nivolumab (Opdivo) plus ipilimumab (Yervoy) and chemotherapy but also highlighted particularly strong outcomes in historically poor-prognosis subgroups, including patients with PD-L1–negative tumors and those with squamous histology. Carbone also underscored the safety and tolerability of the regimen. Although dual immunotherapy carries higher toxicity than monotherapy, no new safety signals emerged at 6 years. Carbone also addressed the limitations of current biomarkers. Although PD-L1 remains the primary tool guiding immunotherapy decisions, it is an imperfect predictor. 

After a looooooong hiatus, we are back with a new episode and a new series.  We said we'd never cover Love Is Blind, but then they decided to bring the show here to our hometown.  Our first episode of the series introduces a segment of this season's Columbus cast. Some we claim, and others we'd rather not.    Let's see how this goes...

Columbus City Schools is addressing a budget shortfall by cutting more than 60 administrative positions, closing four buildings and making some busing changes.Despite these moves, projections still show the district will be out of money by 2030.School leaders say rising costs, property tax changes and reduced state funding have backed them into a corner.We'll discuss what's being done to get out of that corner with Columbus City Schools' Superintendent Angela Chapman.Guest:Columbus City Schools' Superintendent/CEO Angela ChapmanIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

On May 15, Columbus resident Robert Alt summited the tallest mountain in the world, Mt. Everest.Since then, his journey has continued. Now he has summited six of the seven highest peaks in the world.A local author is fusing history lessons with ghost stories to create a fun and interesting way to learn Ohio history.Having already written two books in his “Ohio Kids” series and coming out with a third, Logan Lyon is continuing his family tradition of finding new ways of teaching.Middletown, Ohio is the home of the oldest documented continuously operated stained-glass studio in the United States.Their glass is acquired from all over the world and design techniques date back to the original owners.We'll learn more about the history of the BeauVerre Riordan Studio.Guests:Robert Alt, mountaineer/founder, Profound Climbing/president/CEO, The Buckeye InstituteLogan Lyons, author, The Chillicothe GhostsLinda Moorman, owner, BeauVerre Riordan StudiosIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

Crystal Eternal, YUNG SHIRO 白, and our special guest of honor Fiji島の水 all starred in the latest episode of "Hot Takes" together! Up-and-coming artist, DJ, and community member, Fiji has a handful of audio/visual releases under her belt already, streams to Twitch regularly for her show Thursday Night Funkin', and has performed IRL in cities like Atlanta, Brooklyn, Columbus, and more. Two hours was nowhere near sufficient time to cover the numerous topics we wanted to cover with Fiji島の水, discussing everything from her favorite anime series to spinning vaporwave at open deck DJ nights and even the benefits and drawbacks of streaming services completely disappearing from the face of the earth. If you didn't hear it on "Hot Takes", it must not be real!   "Hot Takes" is a safe space for all opinions! Join the conversation at https://linktr.ee/hottakesvapor

What does it take to close 230 purchase units in your first year as a loan originator? For Andy Beigel, it started with one obsession: practice. While every other LO chased refi money in 2020, Andy was cold-calling realtors on Zoom — building a purchase pipeline from scratch. By year-end, he had 230 units. By 2025, he had $93M in personal production and a $250M branch he built from zero in Columbus, Ohio. In this episode, Andy breaks down: → His word-for-word rate objection rebuttal → The first 30 seconds of every intake call (scripted — every time) → The 2-step realtor conversion process behind his book of business → The "positive feedback loop" secret that lets you delegate without losing agents → What he looks for in recruits (hint: not experience) → How a 22-year-old he hired now closes 125+ units a year. His philosophy: do 100 small things 1% better than everyone else, and you're 100% superior at game time. Special episode: Guest host Greg Sher of NFM Lending pinch-hits for Geoff Zimpfer, who is battling cancer. Connect with Andy: abeigel@nfmlending.com @andybeigel on Instagram Connect with Greg on LinkedIn: https://www.linkedin.com/in/greg-sher/

Joining us in this episode of Living Off Rentals is someone who walked away from a 30-year corporate career to build a short-term rental portfolio designed around freedom, family, and intentional living. Born in Cuba and raised under communism before immigrating to the U.S., Carlos Vazquez is a former global talent acquisition executive, the founder of Cabin Vistas, and a member of my short-term rental Blueprint program.  In this episode, Carlos shares how his upbringing, a cancer scare in his mid-40s, and a desire to be present for his wife, kids, and grandkids reshaped his definition of success. Listen as he opens up about overcoming fear, leveraging equity to scale, and why cash flow is what truly buys freedom.  Enjoy the show! Key Takeaways: [00:00] Introducing Carlos Vazquez and his background [04:01] From Cuba to corporate America: finding his path [07:34] A cancer diagnosis that changed his perspective on life and work [13:04] The impact of the book Die With Zero on his financial philosophy [18:28] Three things that define Carlos [19:17] The decision to resign and "burn the boats." [21:14] His wife's support and building a plan to leave both jobs [23:39] Retirement vs redirection [25:53] Expanding beyond North Carolina into new markets [27:38] Investing in Michigan City and trusting the numbers [29:25] Adding properties in Savannah, GA, and Columbus, GA [31:46] Turning lazy equity into higher monthly cash flow [33:30] Why conservative underwriting and operational excellence matter [36:07] Setting evolving portfolio goals [37:05] Quantifying freedom and the ability to do what you want every day [41:39] Advice for anyone thinking about leaving their W-2 job [44:50] Connect with Carlos Vazquez   Guest Links: Website: https://cabinvistas.com/    Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals   

Having spent more than 10 years as the president and CEO of the Greater Columbus Arts Council, Tom Katzenmeyer stepped down from his post in 2025.Late last year, it was announced that the GCAC board of trustees selected Mitch Menchaca as its new president and CEO.During the next hour, we'll meet the arts advocate and fundraiser, who comes to Columbus from Phoenix, where he was the city's arts and culture director.The GCAC board said they picked Menchaca because of his experience in securing funding and running grant programs.We'll learn about his vision for the future of the Columbus arts scene.Guest:Mitch Menchaca, president/CEO, Greater Columbus Arts CouncilIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

This episode peels back the layers on when formal protections really start—and why the nuances matter.Welcome back to Lawyer Talk! In today's episode, host Steve Palmer is joined by law student Troy to tackle an important—and often misunderstood—question: when does your right to counsel actually begin?Inspired by a follow-up question from the show's production company, the conversation dives into the legal meaning of "adversarial proceedings" and why just being in a police interrogation room, as intense as it may feel, doesn't always mean your Sixth Amendment rights have fully kicked in.Steve Palmer breaks down the language and definitions that matter most in the courtroom, while Troy brings a fresh perspective from law school. Whether you're a legal scholar or just curious about your rights, this episode peels back the layers on when formal protections really start—and why the nuances matter.Here are three key takeaways from their conversation:"Adversarial" is a Term of Art: The right to counsel under the Sixth Amendment doesn't hinge on when things feel adversarial (like during a police interrogation), but rather on a technical, legal definition—the "instigation of formal adversarial proceedings."Trigger Point Matters: According to Steve Palmer, this right typically attaches at the preliminary hearing stage—not simply at the initial appearance or during police questioning.Words Matter in Law: Legal concepts often have specific definitions that may differ from everyday usage. Understanding these nuances is critical and makes all the difference in protecting your rights.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their...

Not everyone in the Temple was there for the wrong reasons! The merchants and moneylenders had come to church to line their own pockets. Paul would later write about those who confuse godliness with gain, religion with riches. The Jewish leaders had come to strut their superiority, it seems, and to police everyone else's religion. But at least one woman had come to the place of worship to worship - with her offering. And of course, Jesus noticed. Here's Jim, reading from Mark 12:43. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS02252026_0.mp3Scripture References: Mark 11 & 12

Hosts Jake Zivin and Patrick Harris provide a welcome back to the MLS season and recap the Timbers' big home-opening victory over Columbus. Jake also sits down with new Timbers midfielder Cole Bassett and the show then looks ahead to this weekend's road match against the Colorado Rapids.

It's All Been Done Radio Hour Commercial #309  Three Men #10 "Revelations"     Sam and Shane take a new approach with a reulctant Dan in tow.    Visit our website http://iabdpresents.com Script books, clothing, and more at https://amzn.to/3km2TLm Please support us at http://patreon.com/IABD   A comedy radio show originally performed on Saturday, March 8, 2025, at Boxland in Columbus, Ohio. New episodes streaming one Saturday every month at 5PM Eastern on Twitch, YouTube, and Facebook! And now performing live at MadLab theatre in Columbus, Ohio! The next live show is February 14, 2026.    STARRING Shane Stefanchik as Shane  Sam Clements as Sam  Dan Condo as Dan    Narrated by Darren Esler  Foley Artist Megan Overholt  Podcast edited by Olivia James     It's All Been Done Radio Hour created and produced by Olivia James  Written by Olivia James  Directed by Rosaleigh Wilson  Music Director Kristin Green  Theme Songs composed by Nathan Haley, with lyrics by Olivia James  Technical Director Shane Stefanchik    Find more from It's All Been Done Radio Hour here: Facebook: https://www.facebook.com/itsallbeendoneradiohour Instagram: https://www.instagram.com/iabdpresents/ TikTok: https://www.tiktok.com/@iabdpresents   When you post about us, hashtag #IABD 

On the Feb 25th edition: The Department of Homeland Security has purchased a second Georgia warehouse as part of its nationwide revamp of immigration detention; A cell phone ban in Georgia's high schools is one step closer to becoming law; And a five-billion-dollar data center is being planned for the Columbus area.

If you're looking to scale your business, reinvent your career, or just hear a story that's as heartfelt as it is instructive, you won't want to miss this candid conversation.Hosts Glenn Harper and Julie Smith sit down with the dynamic Marc L. Daniels—also known as the Billion Dollar Coach. From his entrepreneurial beginnings in New Jersey to orchestrating multi-million dollar exits and even running an alpaca farm on Martha's Vineyard, Marc L. Daniels shares a wild ride packed with sharp business insights and personal transformation.This episode goes into Marc L. Daniels's unexpected pivots: rescuing a Radio Shack dealership from the brink, revolutionizing startups, and leading companies through explosive growth—all while staying grounded with stories of family, resilience, and a healthy dose of humor.Along the way, he opens up about the life-changing events that shaped his fearless approach, the strategies behind his success, and why having a plan is non-negotiable for any entrepreneur.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Moments07:34 "Winning Scholarship and Career Path"11:24 "West Milford's Economic Decline"19:17 "Visionary Paper Route Deal"26:54 "First Business Pivot Success"28:48 "Whiteboard Dashboard for Metrics"36:52 "Board Management Tech Amid Crisis"43:48 "Weaknesses and Unpredictable Threats"46:11 "Finding Profitable Industry Trends"52:53 AI: Business Tool, Not Trend55:53 "Meetings Matter for Project Success"01:00:59 Accountants: Helping is Core ValueRunning a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Here are three key takeaways:Embrace the Pivot: Marc's story is proof that changing directions—whether it's switching industries or business models—can be your biggest opportunity. He spotted industry trends early and wasn't afraid to pivot, from computers to consulting to farming, and then back to business again.Strategic Planning Wins: Marc emphasized that “hope is not a strategy and hustle is not a plan.” He encourages every entrepreneur to have a written business plan, regularly meet with their team, and use tools (like AI) to leverage trends. Execution is everything.Know Your Endgame: Marc challenges entrepreneurs to plan their exit early. Whether it's selling, passing on, or scaling down, having clarity on your business's future is critical for long-term success.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and profit in two years. She now empowers other CPA firm owners nationwide through consulting and speaking, teaching them how to run their businesses like entrepreneurs. Julie lives in Columbus, OH with her family and enjoys travel, coaching basketball, sporting events, and the occasional shopping spree.Copyright 2026 Glenn Harperhttps://creativecommons.org/licenses/by-nd/4.0/

Having spent more than 10 years as the president and CEO of the Greater Columbus Arts Council, Tom Katzenmeyer stepped down from his post in 2025.Late last year, it was announced that the GCAC board of trustees selected Mitch Menchaca as its new president and CEO.During the next hour, we'll meet the arts advocate and fundraiser, who comes to Columbus from Phoenix, where he was the city's arts and culture director.The GCAC board said they picked Menchaca because of his experience in securing funding and running grant programs.We'll learn about his vision for the future of the Columbus arts scene.Guest:Mitch Menchaca, president/CEO, Greater Columbus Arts CouncilIf you have a disability and would like a transcript or other accommodation you can request an alternative format.

The USC Triple-Double Podcast -- the Peristyle's basketball-focused podcast -- returns with co-hosts Shotgun Spratling and Connor Morrissette (aka Mr. Triple Double) breaking down USC men's basketball getting crushed at home against No. 10 Illinois and losing a heartbreaker to Oregon also at home, 71-70. The duo then discusses the USC women beating Wisconsin at home but falling to No. 10 Ohio State on the road, 88-83, in a game that was winnable for Lindsay Gottlieb's team.  In the next segment, USC women's basketball reporter Ahmad Akkaoui interviews USC center Laura Williams to discuss Williams' return from a torn ACL. The USC Triple-Double continues with a look at where the women's and men's teams stack up nationally in multiple statistical categories before moving to a preview of a week where both programs face challenging tests. The men play at UCLA and host No. 9 Nebraska, and the women play at Penn State and host No. 2 UCLA in the team's regular season finale.   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Seth Bradley interviews Brittany Barchalk, Vice President of Operations at TribeVest, live from the Best Ever Conference 10 in Salt Lake City. They discuss how the fund-to-funds model has evolved from a niche concept requiring heavy education to a more widely understood and increasingly adopted capital-raising strategy. Brittany shares how market shifts and heightened compliance awareness have driven demand for infrastructure, professionalism, and scalable systems. The conversation also highlights the launch of Trident, TribeVest's new end-to-end platform designed to streamline SPV formation, investor onboarding, compliance, and distributions, making it easier for capital aggregators and lead sponsors to build sustainable businesses. Brittany BarchalkCurrent role: Vice President of Operations, TribeVestBased in: Columbus, OhioSay hi to them at: https://www.tribevest.com/ | https://www.linkedin.com/in/brittanybarchalk/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Support the sponsors to support the show!Learn a new Language and get up to 55% off  your subscription at Babbel.com/SODERhttps://www.babbel.com/pages/en-us/eg_podcast_flags_ame_usa-en?bsc=podcast-soder&btp=default&utm_campaign=usa-hostread&utm_content=6m12mlt..oxfordroad..soder..usa&utm_medium=podcast&utm_source=soder&utm_term=generic_v1Get 20% off your DeleteMe plan when you go to joindeleteme.com/ SODER and use promo code SODER at checkouthttps://joindeleteme.com/20SODER Ready to stop paying more than you have to? New customers can make the switch today and for a limited time, get unlimited premium wireless for just $15 per month. Switch now at MINTMOBILE.com/SODER That's MINT MOBILE dot com slash SODERhttps://www.mintmobile.com/?utm_source=podcast&utm_medium=audio&utm_campaign=mint_podcast&utm_content=soder&dnfemfkahqkdlf=soderThe Golden Retriever of Comedy Tour is coming to your city!Get tickets at https://www.dansoder.com/tourFEB 28 - Buffalo,NYMarch 6 - Boston - 2 shows 7pm and 9:30March 7 - Philadelphia,PAMarch 19 Dallas,TXMarch 20 - Houston,TXMarch 21- Oklahoma City,OKApril 4 - Huntington,NY - 2 shows 7pm & 9:30April 10 - Charlotte,NCApril 11 - Durham,NCApril 17 - Munhall,PAApril 18 - Cleveland,OHApril 19 - Columbus,OHApril 24 - Larchwood,IAFollow Anthony DeVitohttps://www.instagram.com/comediananthonydevito/?hl=enhttps://www.anthonydevitocomedy.com/https://x.com/AnthonyDeVito_https://www.youtube.com/watch?v=I4uTvSfRNRsPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by  Mike Lavin   @homelesspimp  https://www.instagram.com/thehomelesspimp/?hl=en

Petros and Money are back together...well sort of. Matt is in Columbus, OH trying to escape the blizzard that has hit the northeast. Flip Top Story of the Day on more Basketball Aggression in college hoops and the NBA. How Was Your Weekend?See omnystudio.com/listener for privacy information.

In this episode, Linda McKissack and Dana Gentry reflect on their key takeaways from the Rebel Event in Columbus, where speakers emphasized the power of authenticity, visibility, and strategic focus in today's evolving real estate and business landscape. They discuss how social media visibility now often trumps ability, why professionals must dive into how emotional connection and personalized client care create lasting loyalty, and also explore the importance of simplifying complex ideas, setting ambitious goals despite fear of failure, and consistently showing up with clarity and purpose. 

Explore the legal realities versus TV drama in police interrogations. Learn why attorneys can't simply barge in during questioning.Whether you're a true crime fan, a law student, or just someone curious about what really happens behind police station doors, this episode is packed with eye-opening advice and a dash of legal humor.Welcome back to another episode of Lawyer Talk! Today, Steve Palmer and Troy talk about the legal realities behind the hit TV show "Landman"—specifically, can a fiery defense attorney really burst into a police station and halt an interrogation, just like you see on TV?Spoiler alert: the real world doesn't play by Hollywood's rules.Drawing from their own legal insight and experience, they break down what really happens when someone is questioned by police, when your right to an attorney actually kicks in, and why your best move might just be to keep quiet.It's a candid, myth-busting conversation that uncovers the truth about Miranda rights, the right to counsel, and how legal drama often bends (or breaks) the rules for entertainment's sake.Here are 3 key takeaways from the episode:Lawyers Can't Just Burst Into Interrogations: Unlike dramatic TV lawyers, real attorneys can't force their way into police interview rooms to “save the day.” The police aren't required to halt questioning just because an attorney shows up.Know When Your Right to Counsel Actually Starts: The right to have a lawyer present usually doesn't “attach” until formal criminal charges are filed or a preliminary hearing is underway—not simply during a police interview or right after arrest.Best Advice? Stay Quiet: If you find yourself being questioned by the police, follow the golden rule: don't speak until you've talked to a lawyer. You can always request legal representation, and the police must then stop the interrogation.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses...

THE EPIC CONCLUSIONThe road trip wraps up in spectacular fashion as my GalaxyCon Columbus adventure comes to a close — and this finale brings superheroes, comedy legends, and pop culture icons together on one stage.Joining me: Ross Marquand — Avengers: Endgame, X-Men '97Jack Dylan Grazer — the Shazam! filmsTim Kazurinsky — Saturday Night Live alumWayne […]

One bride for seven brothers! Oh, those soft-headed Sadducees! They weren't just hostile to Christ, like most of the religious VIPs around them - that was bad enough - these fellows were opposed to one of the foundational teachings of their own scriptures! But they thought they had enough brainpower to trap the Lord, and so they came up with a trick question for Him. One bride, seven brothers - and no fractions allowed! Here's Jim with part 3 of, The Authority of Jesus. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS02242026_0.mp3Scripture References: Mark 11 & 12

This week, Cy blames the city of Phoenix for his poor planning and Chad goes to Columbus! Sign up for Chad's ⁠⁠⁠⁠⁠texting list here!⁠⁠⁠⁠⁠ Or, text the word CHAD to 208-379-6947! Sign up for Cy's ⁠⁠⁠⁠⁠texting list here!⁠⁠⁠⁠ Or⁠, text the word SHOW to 202-771-5171!⁠⁠⁠⁠⁠⁠ --- Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Chad Daniels (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ThatChadDaniels⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) is a Dad, Comedian, and pancake lover. With over 750 million streams of his 5 albums to date, his audio plays are in the 99th percentile in comedy and music on Pandora alone, averaging over 1MM per week. Chad's previous album, Footprints on the Moon was the most streamed comedy album of 2017, and he has 6 late-night appearances and a Comedy Central Half Hour under his belt. Cy Amundson (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@CyAmundson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) With appearances on Conan, Adam Devine's House Party, and Comedy Central's This is Not Happening, Cy Amundson is fast-proving himself in the world of standup comedy. After cutting his teeth at Acme Comedy Company in Minneapolis, has since appeared on Family Guy and American Dad and as a host on ESPN's SportsCenter on Snapchat. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The USC Triple-Double Podcast -- the Peristyle's basketball-focused podcast -- returns with co-hosts Shotgun Spratling and Connor Morrissette (aka Mr. Triple Double) breaking down USC men's basketball getting crushed at home against No. 10 Illinois and losing a heartbreaker to Oregon also at home, 71-70. The duo then discusses the USC women beating Wisconsin at home but falling to No. 10 Ohio State on the road, 88-83, in a game that was winnable for Lindsay Gottlieb's team.  In the next segment, USC women's basketball reporter Ahmad Akkaoui interviews USC center Laura Williams to discuss Williams' return from a torn ACL. The USC Triple-Double continues with a look at where the women's and men's teams stack up in the standings and across the bracketology landscape before moving to a preview of a week where both programs face challenging tests. The men play at UCLA and host No. 9 Nebraska, and the women play at Penn State and host No. 2 UCLA in the team's regular season finale.   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Mike and Dan discuss the status of the Louisville men's basketball team with just two weeks remaining in the regular season. Dan struggles to fit in with Columbus basketball dads.

Mike and Dan discuss the status of the Louisville men's basketball team with just two weeks remaining in the regular season. Dan struggles to fit in with Columbus basketball dads.

Ohio State men’s basketball beat reporter Adam Jardy recaps the 66-60 loss to Michigan State on that latest episode of the BuckeyeXtra basketball podcast. During this edition, we provide our takeaways from this game and predict where the Buckeyes will go from here.

Brian Shaffer /// 20 Years Missing /// Theories /// Part 5 Part 5 of 6Episode:907 www.TrueCrimeGarage.comOhio State Medical Student, Brian Randall Shaffer disappeared without an apparent reason on April 1, 2006.  His last known whereabouts was a second-floor campus area bar where he was having drinks with friends. Near the entrance of the Ugly Tuna Saloona just before 2 a.m. Brian is seen on security footage talking briefly with two women. Brian later became separated from his friends who have stated that they assumed that Brian had left and gone home. At the time of his disappearance Brian Shaffer was 6'2” tall and approximately 160 to 165 lbs. He's a caucasian male with brown hair and hazel eyes. Brian had a Pearl Jam tattoo on his upper right arm and he plays guitar. If you have any information regarding Brian's disappearance or his whereabouts please contact Columbus Police Missing Person Unit at 614-645-2358 Brian Shaffer - National Missing and Unidentified Persons System (NamUs) - MP#1709ViCAP Alert# 2006-06-01 - vicap@leo.gov Please join us at BrewDog in Canal Winchester Saturday, April 18th, 2026 for a fundraising event for Ohio cases like Brian's. Tickets are available on our website www.TrueCrimeGarage.comProceeds go to The Porchlight Project, supporting Law Enforcement and Families of Cold Cases here in Ohio.  If you like the show please consider subscribing/ following and please leave a positive review so that other can find and enjoy True Crime Garage.  More True Crime Garage can be found on Patreon and Apple subscriptions with our show - Off The Record.  Catch dozens of episodes of Off The Record plus a couple of Bonus episodes and our first 50 when you sign up today.  Follow the show on Insta @TrueCrimeGarage Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Brian Shaffer /// 20 Years Missing /// Theories /// Part 6 Part 6 of 6Episode:908 www.TrueCrimeGarage.comOhio State Medical Student, Brian Randall Shaffer disappeared without an apparent reason on April 1, 2006.  His last known whereabouts was a second-floor campus area bar where he was having drinks with friends. Near the entrance of the Ugly Tuna Saloona just before 2 a.m. Brian is seen on security footage talking briefly with two women. Brian later became separated from his friends who have stated that they assumed that Brian had left and gone home. At the time of his disappearance Brian Shaffer was 6'2” tall and approximately 160 to 165 lbs. He's a caucasian male with brown hair and hazel eyes. Brian had a Pearl Jam tattoo on his upper right arm and he plays guitar. If you have any information regarding Brian's disappearance or his whereabouts please contact Columbus Police Missing Person Unit at 614-645-2358 Brian Shaffer - National Missing and Unidentified Persons System (NamUs) - MP#1709ViCAP Alert# 2006-06-01 - vicap@leo.gov Please join us at BrewDog in Canal Winchester Saturday, April 18th, 2026 for a fundraising event for Ohio cases like Brian's. Tickets are available on our website www.TrueCrimeGarage.comProceeds go to The Porchlight Project, supporting Law Enforcement and Families of Cold Cases here in Ohio.  If you like the show please consider subscribing/ following and please leave a positive review so that other can find and enjoy True Crime Garage.  More True Crime Garage can be found on Patreon and Apple subscriptions with our show - Off The Record.  Catch dozens of episodes of Off The Record plus a couple of Bonus episodes and our first 50 when you sign up today.  Follow the show on Insta @TrueCrimeGarage Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.