POPULARITY
In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries, explores the 2019 Individual Life Insurance Mortality Experience Report with two expert guests: Jim Toole, FSA, CERA, MAAA, Chief Luminary at Aurora Actuarial, and Philip Adams, FSA, CERA, MAAA, Senior Experience Studies Actuary at the SOA Research Institute. They discuss the significant shifts in mortality trends from 2012 through 2019, including the dominance of level premium term insurance, the introduction of expanded preferred underwriting classes, and the increase in older age issue ages. The conversation also highlights the transition of data collection from MIB to the NAIC, and how predictive analytics like boosted decision trees and vine copulas were leveraged for data validation and insights. Actuaries will find insights into how these findings can support pricing, reserving, and risk management efforts, along with resources such as Tableau dashboards and downloadable text files that make data analysis more accessible. With post-2019 data expected soon, this episode offers timely reflections on the evolving landscape of individual life insurance mortality. Access the report and related materials by visiting the SOA website at: https://www.soa.org/resources/research-reports/2024/ilec-mort-2012-19/
Randy discusses ArchLIGHT Summit's opening of exhibitor registration and call for speakers, Kelvix has a career opening, and Selux welcomes Jim Toole as VP of Sales, NYC.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirationalspeaker and writer to working with people in their exploration and discovery of their own spiritualtruth, purpose and pathway in life. His personal and spiritual purpose is to be of service to supportpeople to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 40 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.
Jim Toole, Just Jim, has devoted over 35 years as a medium, teacher, healer, counselor, inspirational speaker and writer to working with people in their exploration and discovery of their own spiritual truth, purpose and pathway in life. His personal and spiritual purpose is to be of service to support people to find their connection and relationship to God, Spirit, their higher purpose and inspiration.