Podcasts about Soa

This week, SOA is thrilled to welcome Tony Leone to the program! Before his current gig as drummer for the renown Little Feat, Tony was a member of both Chris Robinson Brotherhood and As The Crow Flies. We talk about all these things and more during our conversation...you definitely don't want to miss it!

IUL gets pitched to young professionals, families, business owners, retirees, and pretty much everyone in between. The message is always consistent: this product can solve your financial problems, provide market upside with downside protection, and generate tax-free retirement income. One product, all things to all people. For most people, IUL is the wrong tool entirely. Not because it's fraudulent. Not because it can't work for anyone. But because there's a fundamental mismatch between how it's sold and who it actually serves. And that mismatch shows up in the data.  https://youtu.be/fZS1uPmsCS0 According to a 2021 study by Gottlieb and Smetters, published in the American Economic Review (1) and drawing on SOA and LIMRA persistency data, nearly 88% of universal life policies never pay a death benefit. That figure covers all universal life products, including IUL.  And IUL was built specifically to fix the lapse problems of earlier UL products. It hasn't. The chassis is the problem. This article is a profile-by-profile look at the people who should not buy an IUL, the data that supports why, and a fair look at the narrow group for whom it might make sense. We're not taking sides. We're giving you the information you need to make a decision that actually fits your life. Key Takeaways:What IUL Actually Is, and Why the Chassis MattersThe One-Year Renewable Term ProblemWho Should Not Buy an IUL PolicyAnyone who hasn't mastered the financial basicsAnyone who needs guarantees and predictabilityAnyone practicing or planning Infinite BankingAnyone without a high, stable, long-term incomeAnyone who cannot handle the lapse riskAnyone who misunderstands what market risk means in an IULAnyone building a multi-generational legacyThe Data Nobody Shows You Before You SignThe Headline NumbersA Pattern That Keeps RepeatingTo Be Fair: Who IUL Actually ServesThe Right Buyer ProfileThe Alternative Built for the Rest of UsWhy Endowment MattersThe Reduced Paid-Up Safety NetBehavioral FitThe Decision Is Yours: Make It With the Full PictureBook a Strategy CallFrequently Asked QuestionsWho should not buy an IUL policy?Is IUL worth it for most people?What is the lapse rate for IUL policies?Who is IUL actually designed for?What is the difference between IUL and whole life for banking purposes?Can I use IUL for Infinite Banking? Key Takeaways: IUL is built on a one-year renewable term chassis, meaning internal insurance costs rise every single year as the policyholder ages Nearly 88% of universal life policies (including IUL) never pay a death benefit, with 57% of permanent policies (particularly universal life) lapsing in the first 10 years IUL cannot endow and cannot be converted to reduced paid-up status, meaning premiums are required indefinitely The product demands a level of behavioral consistency over 30 to 40 years that most people, including the most disciplined, cannot sustain IUL is not compatible with Infinite Banking because it lacks the guaranteed, predictable cash value growth the strategy requires The narrow group IUL actually serves is sophisticated, high-net-worth individuals using it specifically for estate planning leverage What IUL Actually Is, and Why the Chassis Matters Indexed universal life insurance is a form of permanent life insurance where cash value growth is linked to a market index, typically the S&P 500.  The policyholder isn't actually invested in the market. The insurance company credits growth based on index performance, subject to a cap (the maximum you can earn) and a floor (usually 0%). You participate in some of the upside. You're protected from direct index losses. That's the pitch. The One-Year Renewable Term Problem The structural reality is different from the marketing version. Unlike whole life insurance, which spreads insurance costs evenly across a lifetime so the premium never changes, IUL is built on a one-year renewable term chassis. That means the cost of insurance increases every single year as the insured ages. In the early years, you barely notice. Over decades, and especially in retirement, it becomes a serious structural pressure on the policy's cash value. The flexible premium feature, often marketed as a benefit, is part of the same structural reality. Flexibility sounds good. But it means the policy requires ongoing management and can deteriorate if premiums are reduced or skipped.  The policy doesn't just sit there working for you. It demands attention, funding, and active monitoring year after year. For a deeper look at the structural risks, internal charges, and illustration problems with IUL, see our posts on the dangerous truths about IUL risks and Todd Langford's analysis of IUL math. Who Should Not Buy an IUL Policy This is the core question. Not "is IUL good or bad?" but "is the person buying it actually a match for what the product demands?" Seven profiles. If you recognize yourself in any of them, that's information worth taking seriously. Anyone who hasn't mastered the financial basics IUL is an advanced financial product. It should not be anyone's first or second financial move. Before using a structure that combines insurance, investing, and tax planning, a person needs the basics in place: spending less than they earn, building consistent positive cash flow, and saving habitually. Parkinson's Law, the tendency for expenses to rise to meet income at every level, is real. IUL does not fix a cash flow problem. It adds complexity on top of one. If you haven't overcome the basic discipline of keeping your income above your expenses and putting the gap into savings, a complex product isn't a solution. It's a distraction from the actual problem. Anyone who needs guarantees and predictability If you need to know with certainty what your policy will be worth in 10, 20, or 30 years, IUL cannot give you that. There is no guaranteed cash value dollar amount in an IUL. The crediting depends on index performance, caps that can change annually, and internal costs that increase over time. If your financial planning requires a predictable future asset base for retirement, a major capital need, or a legacy strategy, a product built on variables is the wrong foundation. The middle class, upper middle class, and anyone with fluctuating income fall into this category. And that's most people. Anyone practicing or planning Infinite Banking IUL is actively marketed as a vehicle for Infinite Banking. It is not.  Infinite Banking requires a pool of capital that is predictable, guaranteed, and always growing. The arbitrage that makes policy loans powerful, earning in two places at once, only works when the policy's growth is reliable. In a year where the index earns zero, a policy loan doesn't just cost the loan interest. It costs the loan interest with no offsetting policy growth.  The banking system breaks down exactly when it should be working hardest. For a full breakdown, see our post on why IUL is incompatible with Infinite Banking. Anyone without a high, stable, long-term income IUL requires consistent, maximum funding over a very long time horizon to have any chance of performing as illustrated. Life disruptions like job changes, business downturns, family expenses, and medical costs interrupt premium payments. And because the policy relies on the index to help fund its own rising costs, any gap in funding creates a cascade effect that's very difficult to reverse. Even Nelson Nash, the creator of Infinite Banking, once missed funding PUAs on one of his own policies, causing the rider to close. If the creator of the strategy had trouble keeping up with premiums, the expectation that ordinary policyholders will fund an IUL perfectly for 30 to 40 years is unrealistic. Anyone who cannot handle the lapse risk Nearly 88% of universal life policies never pay a death benefit, and IUL is part of that picture. That number should stop anyone from considering this product and make them ask: why?  The answer is structural. Rising internal costs, non-guaranteed crediting, and the behavioral reality of managing a complex financial product over decades. And lapsing isn't just losing the policy. When a policy lapses with outstanding loans and cash value above the cost basis (the total premiums paid), the gain is treated as taxable ordinary income in the year of lapse. That tax bill arrives at the worst possible time, often in retirement, when income is fixed and absorbing it is most painful. Anyone who misunderstands what market risk means in an IUL Many buyers hear "zero is your floor" and believe their money is protected from losses. This is technically true and practically misleading. The 0% floor only protects against index-linked losses. It does not protect against the internal drag of rising mortality costs, administrative fees, and hedging strategy expenses, all of which continue to come out of the cash value regardless of what the index does. A zero-credit year is effectively a negative year once internal charges are factored in. And when markets perform poorly over multiple years, the insurance company's cost of maintaining those hedges rises. They respond by lowering caps. Lower caps mean less upside potential. This cycle of poor performance, higher hedge costs, and lower caps compounds over time. Anyone building a multi-generational legacy Legacy planning requires certainty across decades and generations. A policy that cannot endow, cannot be converted to reduced paid-up status, and requires active management indefinitely is not a reliable foundation for generational wealth transfer. Whole life policies endow at age 120 or 121. The cash value and death benefit converge, and the policy is contractually complete. IUL policies do not endow. Premiums are required for as long as the insured lives. There is no actuarial endpoint.  ...

The Young Professional Advisory Council's Ben Tolzmann sits down with Doug Norris of the SOA's fellowship education department to discuss the recent changes to the FSA pathway and how the transition has been going through 2 exam cycles.

This week on SOA, we take a moment to commemorate the 25th anniversary of one of The Black Crowes' most divisive albums, "Lions!" We chat a bit about what led up to the album as well as the ensuing tour, then we get to one of our favorite exercises: reimagining the album! It's a celebration you won't want to miss!

In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with footy chaos and ageing parents challenges, then dive into what's really happening in property markets using the fresh Cotality April 2026 report. The Boomer Briefing exposes the super rollover waiting period double hit: outgoing funds must now provide risk warnings before you can switch - designed to make you think twice. But here's the absurd catch: those same funds cannot pay for independent advice about whether switching is right for you. The rules are so restrictive (SOA requirements, payment limits) that advisers won't touch it. So you get the warning... but no help navigating it. Then Drew and James unpack the growing issues in property values. The Cotality April 2026 report reveals what retirees planning to downsize or leverage equity need to know right now - pages 5 and 7 tell the real story behind the headlines. Plus: Are SMSFs actually good for retiree couples, or are most people simply not up to full control? Drew doesn't hold back. If you like this Australian Retirement Podcast episode, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Super rollover waiting period - the double hit for fund switchers Why outgoing funds can't pay for switching advice (and what that means) $250M AustralianSuper exodus - members switching blind Property values reality check - Cotality April 2026 report deep dive Are SMSFs good for retiree couples? Most aren't up to it Resources for this episode Cotality Housing Chart Pack April 2026 Ask a question (select the Retirement podcast) Show partner resources Visit TermPlus to learn more Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, SOA is proud to welcome Colin & John-Angus MacDonald of The Trews! We sit down with the guys to discuss their two decade-plus career, including their ongoing relationship with The Crowes universe. It's a really great chat you won't want to miss!

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with the winning team of the 2026 Student Research Case Study Challenge from the University of New South Wales in Kensington, Australia: Vihaan Jain, Sarina Truong, Carol Zhang, Liya Ruan and Alan Steny. They are joined by Lisa Schilling, Director of Practice Research, who shares perspective on the development and coordination of the annual challenge. The conversation highlights how the winning team formed, what they learned from the experience, how they balanced the challenge with coursework and how they navigated the rigor of the competition. Listeners will also hear advice for future participants and gain insight into the volunteer-led effort behind the Student Research Case Study Challenge. Learn more about the SOA Research Institute's Student Research Case Study Challenge by visiting SOA.org, navigating to the Research Institute section and selecting Research Opportunities. There, listeners can explore finalist papers, participating teams, submissions and challenge materials.

This episode of the Society of Actuaries' Professional Development Edge podcast features Dave Dillon, Senior Vice President and Principal at Lewis & Ellis; entrepreneur and founder of Cost Plus Drugs, Mark Cuban; and Jon Forster, the SOA's Director of PD Learning and Content Design. Together, they explore entrepreneurship, artificial intelligence, and the evolving healthcare landscape. The conversations move from what it takes to be successful in business, the current healthcare landscape, and the state of AI in Actuarial work.  Mark shares the origin and mission behind Cost Plus Drugs, underscoring the critical role of price transparency and trust in improving healthcare access and affordability. Listeners will gain practical insights and forward-looking perspectives relevant to actuaries, business leaders, and anyone interested in the future of healthcare and innovation. Contributors: Mark Cuban; Dave Dillon, FSA, FCA, MAAA; Jon Forster, ASA, MAAA

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, is joined by Geralyn Trujillo, Senior Director of Public Policy at the American Academy of Actuaries, for a recap of the 2026 NAIC Spring Meeting held in San Diego, March 22–25. Together, they discuss key highlights from the meeting and share insights from the SOA Research Institute's updates to NAIC committees, including experience studies, practice research, emerging risks, healthcare and long-term care topics, climate and weather-related research, and developments related to artificial intelligence and AI risk management. To explore additional highlights from recent NAIC meetings and other SOA Research Institute publications, visit SOA.org and review the Select Articles from SOA e-Newsletters page. Send us your feedback at ResearchInsights@soa.org

Em 1941, a Alemanha parecia invencível… até decidir lutar em todas as frentes ao mesmo tempo. O resultado não veio de uma grande derrota, mas do acúmulo de pequenas falhas. Soa familiar? No Cafezinho 721, a gente fala sobre esse impulso moderno de querer resolver tudo, agora, e o custo silencioso disso. Não é sobre priorizar melhor. É sobre aceitar limites, escolher batalhas e aprender a conviver com o inacabado. Porque o problema não é não dar conta de tudo… é achar que você deveria dar.See omnystudio.com/listener for privacy information.

Em 1941, a Alemanha parecia invencível… até decidir lutar em todas as frentes ao mesmo tempo. O resultado não veio de uma grande derrota, mas do acúmulo de pequenas falhas. Soa familiar? No Cafezinho 721, a gente fala sobre esse impulso moderno de querer resolver tudo, agora, e o custo silencioso disso. Não é sobre priorizar melhor. É sobre aceitar limites, escolher batalhas e aprender a conviver com o inacabado. Porque o problema não é não dar conta de tudo… é achar que você deveria dar.See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Join us for a discussion about the SOA and why you should care about the SOA, its purpose, and its strategic plan! In this episode of the Young Professional Advisory Council podcast, YPAC member Carolyn Ellis and guest Gabi Dieguez, SOA board member, discuss the SOA as a professional organization, the roles of employees, members, and volunteers, and dive deep into why the SOA is important to us as actuaries and the critical role volunteers play in the SOA's success now and into the future.

It's release day here at SOA as Ian, Shawn and Jason sit down to go track-by-track on the Crowes' newest album, "A Pound of Feathers!" Check it out!

The podcast features Jon Forster interviewing Aree Bly, founder of Alignment Ally and author of "The Sustainable Brain," focusing on the importance of developing comfort with ambiguity for actuaries and other professionals. Aree shares practical examples from her career, such as handling ambiguous data formats in healthcare analytics, and discusses strategies for determining when work is "good enough" without sacrificing quality. The conversation covers tools like the RACI framework for clarifying roles and responsibilities, and offers advice for navigating ambiguity arising from organizational changes. The episode emphasizes the impact of ambiguity on career sustainability and personal well-being, encouraging proactive communication, expectation-setting, and self-awareness. Contributors:   Aree Bly; Jon Forster, ASA, MAAA Thanks for listening and don't forget to subscribe! Want to keep up with the latest SOA news? Follow us on our social channels: Instagram: @soactuaries Facebook: Society of Actuaries LinkedIn: Society of Actuaries Twitter: @SOActuaries About Us: With roots dating back to 1889, the Society of Actuaries (SOA) is the world's largest actuarial professional organization with more than 32,000 actuaries as members. Serving as the SOA's research arm, the SOA Research Institute provides objective, data-driven research bringing together tried and true practices and future-focused approaches to address societal challenges and your business needs. It provides trusted knowledge, extensive experience and new technologies to help effectively identify, predict and manage risks. ● Learn more about Influence and other engaging topics relevant for actuaries on the Professional Development Edge Subscription product.    https://www.soa.org/prof-dev/pd-edge/  

It's March Madness time as SOA puts its own spin on the annual sporting event with Crowe-Madness! We took to Patreon to select 16 Crowes show openers to whittle down to an overall champion and had a ton of fun in the process! This episode was recorded live with the Patreon community participating and we hope you enjoy the result!

In this episode of Get Plugged In – AI Insights, Dale Hall (Managing Director, Society of Actuaries Research Institute) sits down with Ronald Poon Affat, Independent Board Director & Cross-Continental Actuary, joining live from São Paulo, Brazil, to explore how NIST is shaping the standards that will define trustworthy AI—and why that matters for actuaries. They discuss what the NIST AI Consortium is, why the SOA is actively contributing through its AI Safety Working Group, and what it's like collaborating with leading voices across technology, academia, and public policy. The conversation also dives into the next major focus area: TEVV (Testing, Evaluation, Verification, and Validation)—a practical "quality assurance" approach to ensure AI models are fair, explainable, reliable, and ready for regulatory scrutiny. Listen in for a clear, actuarial lens on where AI governance is headed in insurance—and how actuaries can lead by asking the right risk questions.

In this episode of Research Insights, we revisit a conversation originally featured in the Young Professional Advisory Council (YPAC) Podcast Series. Host Tasso Buntivas, Vice Chair of YPAC, speaks with Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute. Dale provides an in-depth look into the SOA's research initiatives—from experience studies and practice research to emerging topics such as artificial intelligence, climate risk, and longevity modeling. He also explains how the SOA's research informs public policy, shapes industry practices, and delivers societal value. This engaging discussion offers valuable insight for both early-career and experienced actuaries interested in contributing to or better understanding the impact of actuarial research. Dale shares the many ways actuaries can get involved, regardless of background or experience level. Whether you're curious about how research priorities are set or seeking ways to contribute, this episode offers a compelling look at the people, process, and purpose behind SOA research.

De retour à cinq dans l'épisode, les cast codeurs démarrent cette année avec un gros épisode pleins de news et d'articles de fond. IA bien sûr, son impact sur les pratiques, Mockito qui tourne un page, du CSS (et oui), sur le (non) mapping d'APIs REST en MCP et d'une palanquée d'outils pour vous. Enregistré le 9 janvier 2026 Téléchargement de l'épisode LesCastCodeurs-Episode-335.mp3 ou en vidéo sur YouTube. News Langages 2026 sera-t'elle l'année de Java dans le terminal ? (j'ai ouïe dire que ça se pourrait bien…) https://xam.dk/blog/lets-make-2026-the-year-of-java-in-the-terminal/ 2026: Année de Java dans le terminal, pour rattraper son retard sur Python, Rust, Go et Node.js. Java est sous-estimé pour les applications CLI et les TUIs (interfaces utilisateur terminales) malgré ses capacités. Les anciennes excuses (démarrage lent, outillage lourd, verbosité, distribution complexe) sont obsolètes grâce aux avancées récentes : GraalVM Native Image pour un démarrage en millisecondes. JBang pour l'exécution simplifiée de scripts Java (fichiers uniques, dépendances) et de JARs. JReleaser pour l'automatisation de la distribution multi-plateforme (Homebrew, SDKMAN, Docker, images natives). Project Loom pour la concurrence facile avec les threads virtuels. PicoCLI pour la gestion des arguments. Le potentiel va au-delà des scripts : création de TUIs complètes et esthétiques (ex: dashboards, gestionnaires de fichiers, assistants IA). Excuses caduques : démarrage rapide (GraalVM), légèreté (JBang), distribution simple (JReleaser), concurrence (Loom). Potentiel : créer des applications TUI riches et esthétiques. Sortie de Ruby 4.0.0 https://www.ruby-lang.org/en/news/2025/12/25/ruby-4-0-0-released/ Ruby Box (expérimental) : Une nouvelle fonctionnalité permettant d'isoler les définitions (classes, modules, monkey patches) dans des boîtes séparées pour éviter les conflits globaux. ZJIT : Un nouveau compilateur JIT de nouvelle génération développé en Rust, visant à surpasser YJIT à terme (actuellement en phase expérimentale). Améliorations de Ractor : Introduction de Ractor::Port pour une meilleure communication entre Ractors et optimisation des structures internes pour réduire les contentions de verrou global. Changements syntaxiques : Les opérateurs logiques (||, &&, and, or) en début de ligne permettent désormais de continuer la ligne précédente, facilitant le style "fluent". Classes Core : Set et Pathname deviennent des classes intégrées (Core) au lieu d'être dans la bibliothèque standard. Diagnostics améliorés : Les erreurs d'arguments (ArgumentError) affichent désormais des extraits de code pour l'appelant ET la définition de la méthode. Performances : Optimisation de Class#new, accès plus rapide aux variables d'instance et améliorations significatives du ramasse-miettes (GC). Nettoyage : Suppression de comportements obsolètes (comme la création de processus via IO.open avec |) et mise à jour vers Unicode 17.0. Librairies Introduction pour créer une appli multi-tenant avec Quarkus et http://nip.io|nip.io https://www.the-main-thread.com/p/quarkus-multi-tenant-api-nipio-tutorial Construction d'une API REST multi-tenant en Quarkus avec isolation par sous-domaine Utilisation de http://nip.io|nip.io pour la résolution DNS automatique sans configuration locale Extraction du tenant depuis l'en-tête HTTP Host via un filtre JAX-RS Contexte tenant géré avec CDI en scope Request pour l'isolation des données Service applicatif gérant des données spécifiques par tenant avec Map concurrent Interface web HTML/JS pour visualiser et ajouter des données par tenant Configuration CORS nécessaire pour le développement local Pattern acme.127-0-0-1.nip.io résolu automatiquement vers localhost Code complet disponible sur GitHub avec exemples curl et tests navigateur Base idéale pour prototypage SaaS, tests multi-tenants Hibernate 7.2 avec quelques améliorations intéressantes https://docs.hibernate.org/orm/7.2/whats-new/%7Bhtml-meta-canonical-link%7D read only replica (experimental), crée deux session factories et swap au niveau jdbc si le driver le supporte et custom sinon. On ouvre une session en read only child statelesssession (partage le contexte transactionnel) hibernate vector module ajouter binary, float16 and sparse vectors Le SchemaManager peut resynchroniser les séquences par rapport aux données des tables Regexp dans HQL avec like Nouvelle version de Hibernate with Panache pour Quarkus https://quarkus.io/blog/hibernate-panache-next/ Nouvelle extension expérimentale qui unifie Hibernate ORM with Panache et Hibernate Reactive with Panache Les entités peuvent désormais fonctionner en mode bloquant ou réactif sans changer de type de base Support des sessions sans état (StatelessSession) en plus des entités gérées traditionnelles Intégration de Jakarta Data pour des requêtes type-safe vérifiées à la compilation Les opérations sont définies dans des repositories imbriqués plutôt que des méthodes statiques Possibilité de définir plusieurs repositories pour différents modes d'opération sur une même entité Accès aux différents modes (bloquant/réactif, géré/sans état) via des méthodes de supertype Support des annotations @Find et @HQL pour générer des requêtes type-safe Accès au repository via injection ou via le métamodèle généré Extension disponible dans la branche main, feedback demandé sur Zulip ou GitHub Spring Shell 4.0.0 GA publié - https://spring.io/blog/2025/12/30/spring-shell-4-0-0-ga-released Sortie de la version finale de Spring Shell 4.0.0 disponible sur Maven Central Compatible avec les dernières versions de Spring Framework et Spring Boot Modèle de commandes revu pour simplifier la création d'applications CLI interactives Intégration de jSpecify pour améliorer la sécurité contre les NullPointerException Architecture plus modulaire permettant meilleure personnalisation et extension Documentation et exemples entièrement mis à jour pour faciliter la prise en main Guide de migration vers la v4 disponible sur le wiki du projet Corrections de bugs pour améliorer la stabilité et la fiabilité Permet de créer des applications Java autonomes exécutables avec java -jar ou GraalVM native Approche opinionnée du développement CLI tout en restant flexible pour les besoins spécifiques Une nouvelle version de la librairie qui implémenter des gatherers supplémentaires à ceux du JDK https://github.com/tginsberg/gatherers4j/releases/tag/v0.13.0 gatherers4j v0.13.0. Nouveaux gatherers : uniquelyOccurringBy(), moving/runningMedian(), moving/runningMax/Min(). Changement : les gatherers "moving" incluent désormais par défaut les valeurs partielles (utiliser excludePartialValues() pour désactiver). LangChain4j 1.10.0 https://github.com/langchain4j/langchain4j/releases/tag/1.10.0 Introduction d'un catalogue de modèles pour Anthropic, Gemini, OpenAI et Mistral. Ajout de capacités d'observabilité et de monitoring pour les agents. Support des sorties structurées, des outils avancés et de l'analyse de PDF via URL pour Anthropic. Support des services de transcription pour OpenAI. Possibilité de passer des paramètres de configuration de chat en argument des méthodes. Nouveau garde-fou de modération pour les messages entrants. Support du contenu de raisonnement pour les modèles. Introduction de la recherche hybride. Améliorations du client MCP. Départ du lead de mockito après 10 ans https://github.com/mockito/mockito/issues/3777 Tim van der Lippe, mainteneur majeur de Mockito, annonce son départ pour mars 2026, marquant une décennie de contribution au projet. L'une des raisons principales est l'épuisement lié aux changements récents dans la JVM (JVM 22+) concernant les agents, imposant des contraintes techniques lourdes sans alternative simple proposée par les mainteneurs du JDK. Il pointe du doigt le manque de soutien et la pression exercée sur les bénévoles de l'open source lors de ces transitions technologiques majeures. La complexité croissante pour supporter Kotlin, qui utilise la JVM de manière spécifique, rend la base de code de Mockito plus difficile à maintenir et moins agréable à faire évoluer selon lui. Il exprime une perte de plaisir et préfère désormais consacrer son temps libre à d'autres projets comme Servo, un moteur web écrit en Rust. Une période de transition est prévue jusqu'en mars pour assurer la passation de la maintenance à de nouveaux contributeurs. Infrastructure Le premier intérêt de Kubernetes n'est pas le scaling - https://mcorbin.fr/posts/2025-12-29-kubernetes-scale/ Avant Kubernetes, gérer des applications en production nécessitait de multiples outils complexes (Ansible, Puppet, Chef) avec beaucoup de configuration manuelle Le load balancing se faisait avec HAProxy et Keepalived en actif/passif, nécessitant des mises à jour manuelles de configuration à chaque changement d'instance Le service discovery et les rollouts étaient orchestrés manuellement, instance par instance, sans automatisation de la réconciliation Chaque stack (Java, Python, Ruby) avait sa propre méthode de déploiement, sans standardisation (rpm, deb, tar.gz, jar) La gestion des ressources était manuelle avec souvent une application par machine, créant du gaspillage et complexifiant la maintenance Kubernetes standardise tout en quelques ressources YAML (Deployment, Service, Ingress, ConfigMap, Secret) avec un format déclaratif simple Toutes les fonctionnalités critiques sont intégrées : service discovery, load balancing, scaling, stockage, firewalling, logging, tolérance aux pannes La complexité des centaines de scripts shell et playbooks Ansible maintenus avant était supérieure à celle de Kubernetes Kubernetes devient pertinent dès qu'on commence à reconstruire manuellement ces fonctionnalités, ce qui arrive très rapidement La technologie est flexible et peut gérer aussi bien des applications modernes que des monolithes legacy avec des contraintes spécifiques Mole https://github.com/tw93/Mole Un outil en ligne de commande (CLI) tout-en-un pour nettoyer et optimiser macOS. Combine les fonctionnalités de logiciels populaires comme CleanMyMac, AppCleaner, DaisyDisk et iStat Menus. Analyse et supprime en profondeur les caches, les fichiers logs et les résidus de navigateurs. Désinstallateur intelligent qui retire proprement les applications et leurs fichiers cachés (Launch Agents, préférences). Analyseur d'espace disque interactif pour visualiser l'occupation des fichiers et gérer les documents volumineux. Tableau de bord temps réel (mo status) pour surveiller le CPU, le GPU, la mémoire et le réseau. Fonction de purge spécifique pour les développeurs permettant de supprimer les artefacts de build (node_modules, target, etc.). Intégration possible avec Raycast ou Alfred pour un lancement rapide des commandes. Installation simple via Homebrew ou un script curl. Des images Docker sécurisées pour chaque développeur https://www.docker.com/blog/docker-hardened-images-for-every-developer/ Docker rend ses "Hardened Images" (DHI) gratuites et open source (licence Apache 2.0) pour tous les développeurs. Ces images sont conçues pour être minimales, prêtes pour la production et sécurisées dès le départ afin de lutter contre l'explosion des attaques sur la chaîne logistique logicielle. Elles s'appuient sur des bases familières comme Alpine et Debian, garantissant une compatibilité élevée et une migration facile. Chaque image inclut un SBOM (Software Bill of Materials) complet et vérifiable, ainsi qu'une provenance SLSA de niveau 3 pour une transparence totale. L'utilisation de ces images permet de réduire considérablement le nombre de vulnérabilités (CVE) et la taille des images (jusqu'à 95 % plus petites). Docker étend cette approche sécurisée aux graphiques Helm et aux serveurs MCP (Mongo, Grafana, GitHub, etc.). Des offres commerciales (DHI Enterprise) restent disponibles pour des besoins spécifiques : correctifs critiques sous 7 jours, support FIPS/FedRAMP ou support à cycle de vie étendu (ELS). Un assistant IA expérimental de Docker peut analyser les conteneurs existants pour recommander l'adoption des versions sécurisées correspondantes. L'initiative est soutenue par des partenaires majeurs tels que Google, MongoDB, Snyk et la CNCF. Web La maçonnerie ("masonry") arrive dans la spécification des CSS et commence à être implémentée par les navigateurs https://webkit.org/blog/17660/introducing-css-grid-lanes/ Permet de mettre en colonne des éléments HTML les uns à la suite des autres. D'abord sur la première ligne, et quand la première ligne est remplie, le prochain élément se trouvera dans la colonne où il pourra être le plus haut possible, et ainsi de suite. après la plomberie du middleware, la maçonnerie du front :laughing: Data et Intelligence Artificielle On ne devrait pas faire un mapping 1:1 entre API REST et MCP https://nordicapis.com/why-mcp-shouldnt-wrap-an-api-one-to-one/ Problématique : Envelopper une API telle quelle dans le protocole MCP (Model Context Protocol) est un anti-pattern. Objectif du MCP : Conçu pour les agents d'IA, il doit servir d'interface d'intention, non de miroir d'API. Les agents comprennent les tâches, pas la logique complexe des API (authentification, pagination, orchestration). Conséquences du mappage un-à-un : Confusion des agents, erreurs, hallucinations. Difficulté à gérer les orchestrations complexes (plusieurs appels pour une seule action). Exposition des faiblesses de l'API (schéma lourd, endpoints obsolètes). Maintenance accrue lors des changements d'API. Meilleure approche : Construire des outils MCP comme des SDK pour agents, encapsulant la logique nécessaire pour accomplir une tâche spécifique. Pratiques recommandées : Concevoir autour des intentions/actions utilisateur (ex. : "créer un projet", "résumer un document"). Regrouper les appels en workflows ou actions uniques. Utiliser un langage naturel pour les définitions et les noms. Limiter la surface d'exposition de l'API pour la sécurité et la clarté. Appliquer des schémas d'entrée/sortie stricts pour guider l'agent et réduire l'ambiguïté. Des agents en production avec AWS - https://blog.ippon.fr/2025/12/22/des-agents-en-production-avec-aws/ AWS re:Invent 2025 a massivement mis en avant l'IA générative et les agents IA Un agent IA combine un LLM, une boucle d'appel et des outils invocables Strands Agents SDK facilite le prototypage avec boucles ReAct intégrées et gestion de la mémoire Managed MLflow permet de tracer les expérimentations et définir des métriques de performance Nova Forge optimise les modèles par réentraînement sur données spécifiques pour réduire coûts et latence Bedrock Agent Core industrialise le déploiement avec runtime serverless et auto-scaling Agent Core propose neuf piliers dont observabilité, authentification, code interpreter et browser managé Le protocole MCP d'Anthropic standardise la fourniture d'outils aux agents SageMaker AI et Bedrock centralisent l'accès aux modèles closed source et open source via API unique AWS mise sur l'évolution des chatbots vers des systèmes agentiques optimisés avec modèles plus frugaux Debezium 3.4 amène plusieurs améliorations intéressantes https://debezium.io/blog/2025/12/16/debezium-3-4-final-released/ Correction du problème de calcul du low watermark Oracle qui causait des pertes de performance Correction de l'émission des événements heartbeat dans le connecteur Oracle avec les requêtes CTE Amélioration des logs pour comprendre les transactions actives dans le connecteur Oracle Memory guards pour protéger contre les schémas de base de données de grande taille Support de la transformation des coordonnées géométriques pour une meilleure gestion des données spatiales Extension Quarkus DevServices permettant de démarrer automatiquement une base de données et Debezium en dev Intégration OpenLineage pour tracer la lignée des données et suivre leur flux à travers les pipelines Compatibilité testée avec Kafka Connect 4.1 et Kafka brokers 4.1 Infinispan 16.0.4 et .5 https://infinispan.org/blog/2025/12/17/infinispan-16-0-4 Spring Boot 4 et Spring 7 supportés Evolution dans les metriques Deux bugs de serialisation Construire un agent de recherche en Java avec l'API Interactions https://glaforge.dev/posts/2026/01/03/building-a-research-assistant-with-the-interactions-api-in-java/ Assistant de recherche IA Java (API Interactions Gemini), test du SDK implémenté par Guillaume. Workflow en 4 phases : Planification : Gemini Flash + Google Search. Recherche : Modèle "Deep Research" (tâche de fond). Synthèse : Gemini Pro (rapport exécutif). Infographie : Nano Banana Pro (à partir de la synthèse). API Interactions : gestion d'état serveur, tâches en arrière-plan, réponses multimodales (images). Appréciation : gestion d'état de l'API (vs LLM sans état). Validation : efficacité du SDK Java pour cas complexes. Stephan Janssen (le papa de Devoxx) a créé un serveur MCP (Model Context Protocol) basé sur LSP (Language Server Protocol) pour que les assistants de code analysent le code en le comprenant vraiment plutôt qu'en faisant des grep https://github.com/stephanj/LSP4J-MCP Le problème identifié : Les assistants IA utilisent souvent la recherche textuelle (type grep) pour naviguer dans le code, ce qui manque de contexte sémantique, génère du bruit (faux positifs) et consomme énormément de tokens inutilement. La solution LSP4J-MCP : Une approche "standalone" (autonome) qui encapsule le serveur de langage Eclipse (JDTLS) via le protocole MCP (Model Context Protocol). Avantage principal : Offre une compréhension sémantique profonde du code Java (types, hiérarchies, références) sans nécessiter l'ouverture d'un IDE lourd comme IntelliJ. Comparaison des méthodes : AST : Trop léger (pas de compréhension inter-fichiers). IntelliJ MCP : Puissant mais exige que l'IDE soit ouvert (gourmand en ressources). LSP4J-MCP : Le meilleur des deux mondes pour les workflows en terminal, à distance (SSH) ou CI/CD. Fonctionnalités clés : Expose 5 outils pour l'IA (find_symbols, find_references, find_definition, document_symbols, find_interfaces_with_method). Résultats : Une réduction de 100x des tokens utilisés pour la navigation et une précision accrue (distinction des surcharges, des scopes, etc.). Disponibilité : Le projet est open source et disponible sur GitHub pour intégration immédiate (ex: avec Claude Code, Gemini CLI, etc). A noter l'ajout dans claude code 2.0.74 d'un tool pour supporter LSP ( https://github.com/anthropics/claude-code/blob/main/CHANGELOG.md#2074 ) Awesome (GitHub) Copilot https://github.com/github/awesome-copilot Une collection communautaire d'instructions, de prompts et de configurations pour optimiser l'utilisation de GitHub Copilot. Propose des "Agents" spécialisés qui s'intègrent aux serveurs MCP pour améliorer les flux de travail spécifiques. Inclut des prompts ciblés pour la génération de code, la documentation et la résolution de problèmes complexes. Fournit des instructions détaillées sur les standards de codage et les meilleures pratiques applicables à divers frameworks. Propose des "Skills" (compétences) sous forme de dossiers contenant des ressources pour des tâches techniques spécialisées. (les skills sont dispo dans copilot depuis un mois : https://github.blog/changelog/2025-12-18-github-copilot-now-supports-agent-skills/ ) Permet une installation facile via un serveur MCP dédié, compatible avec VS Code et Visual Studio. Encourage la contribution communautaire pour enrichir les bibliothèques de prompts et d'agents. Aide à augmenter la productivité en offrant des solutions pré-configurées pour de nombreux langages et domaines. Garanti par une licence MIT et maintenu activement par des contributeurs du monde entier. IA et productivité : bilan de l'année 2025 (Laura Tacho - DX)) https://newsletter.getdx.com/p/ai-and-productivity-year-in-review?aid=recNfypKAanQrKszT En 2025, l'ingénierie assistée par l'IA est devenue la norme : environ 90 % des développeurs utilisent des outils d'IA mensuellement, et plus de 40 % quotidiennement. Les chercheurs (Microsoft, Google, GitHub) soulignent que le nombre de lignes de code (LOC) reste un mauvais indicateur d'impact, car l'IA génère beaucoup de code sans forcément garantir une valeur métier supérieure. Si l'IA améliore l'efficacité individuelle, elle pourrait nuire à la collaboration à long terme, car les développeurs passent plus de temps à "parler" à l'IA qu'à leurs collègues. L'identité du développeur évolue : il passe de "producteur de code" à un rôle de "metteur en scène" qui délègue, valide et exerce son jugement stratégique. L'IA pourrait accélérer la montée en compétences des développeurs juniors en les forçant à gérer des projets et à déléguer plus tôt, agissant comme un "accélérateur" plutôt que de les rendre obsolètes. L'accent est mis sur la créativité plutôt que sur la simple automatisation, afin de réimaginer la manière de travailler et d'obtenir des résultats plus impactants. Le succès en 2026 dépendra de la capacité des entreprises à cibler les goulots d'étranglement réels (dette technique, documentation, conformité) plutôt que de tester simplement chaque nouveau modèle d'IA. La newsletter avertit que les titres de presse simplifient souvent à l'excès les recherches sur l'IA, masquant parfois les nuances cruciales des études réelles. Un développeur décrit dans un article sur Twitter son utilisation avancée de Claude Code pour le développement, avec des sous-agents, des slash-commands, comment optimiser le contexte, etc. https://x.com/AureaLibe/status/2008958120878330329?s=20 Outillage IntelliJ IDEA, thread dumps et project Loom (virtual threads) - https://blog.jetbrains.com/idea/2025/12/thread-dumps-and-project-loom-virtual-threads/ Les virtual threads Java améliorent l'utilisation du matériel pour les opérations I/O parallèles avec peu de changements de code Un serveur peut maintenant gérer des millions de threads au lieu de quelques centaines Les outils existants peinent à afficher et analyser des millions de threads simultanément Le débogage asynchrone est complexe car le scheduler et le worker s'exécutent dans des threads différents Les thread dumps restent essentiels pour diagnostiquer deadlocks, UI bloquées et fuites de threads Netflix a découvert un deadlock lié aux virtual threads en analysant un heap dump, bug corrigé dans Java 25. Mais c'était de la haute voltige IntelliJ IDEA supporte nativement les virtual threads dès leur sortie avec affichage des locks acquis IntelliJ IDEA peut ouvrir des thread dumps générés par d'autres outils comme jcmd Le support s'étend aussi aux coroutines Kotlin en plus des virtual threads Quelques infos sur IntelliJ IDEA 2025.3 https://blog.jetbrains.com/idea/2025/12/intellij-idea-2025-3/ Distribution unifiée regroupant davantage de fonctionnalités gratuites Amélioration de la complétion des commandes dans l'IDE Nouvelles fonctionnalités pour le débogueur Spring Thème Islands devient le thème par défaut Support complet de Spring Boot 4 et Spring Framework 7 Compatibilité avec Java 25 Prise en charge de Spring Data JDBC et Vitest 4 Support natif de Junie et Claude Agent pour l'IA Quota d'IA transparent et option Bring Your Own Key à venir Corrections de stabilité, performance et expérience utilisateur Plein de petits outils en ligne pour le développeur https://blgardner.github.io/prism.tools/ génération de mot de passe, de gradient CSS, de QR code encodage décodage de Base64, JWT formattage de JSON, etc. resumectl - Votre CV en tant que code https://juhnny5.github.io/resumectl/ Un outil en ligne de commande (CLI) écrit en Go pour générer un CV à partir d'un fichier YAML. Permet l'exportation vers plusieurs formats : PDF, HTML, ou un affichage direct dans le terminal. Propose 5 thèmes intégrés (Modern, Classic, Minimal, Elegant, Tech) personnalisables avec des couleurs spécifiques. Fonctionnalité d'initialisation (resumectl init) permettant d'importer automatiquement des données depuis LinkedIn et GitHub (projets les plus étoilés). Supporte l'ajout de photos avec des options de filtre noir et blanc ou de forme (rond/carré). Inclut un mode "serveur" (resumectl serve) pour prévisualiser les modifications en temps réel via un navigateur local. Fonctionne comme un binaire unique sans dépendances externes complexes pour les modèles. mactop - Un moniteur "top" pour Apple Silicon https://github.com/metaspartan/mactop Un outil de surveillance en ligne de commande (TUI) conçu spécifiquement pour les puces Apple Silicon (M1, M2, M3, M4, M5). Permet de suivre en temps réel l'utilisation du CPU (E-cores et P-cores), du GPU et de l'ANE (Neural Engine). Affiche la consommation électrique (wattage) du système, du CPU, du GPU et de la DRAM. Fournit des données sur les températures du SoC, les fréquences du GPU et l'état thermique global. Surveille l'utilisation de la mémoire vive, de la swap, ainsi que l'activité réseau et disque (E/S). Propose 10 mises en page (layouts) différentes et plusieurs thèmes de couleurs personnalisables. Ne nécessite pas l'utilisation de sudo car il s'appuie sur les API natives d'Apple (SMC, IOReport, IOKit). Inclut une liste de processus détaillée (similaire à htop) avec la possibilité de tuer des processus directement depuis l'interface. Offre un mode "headless" pour exporter les métriques au format JSON et un serveur optionnel pour Prometheus. Développé en Go avec des composants en CGO et Objective-C. Adieu direnv, Bonjour misehttps://codeka.io/2025/12/19/adieu-direnv-bonjour-mise/ L'auteur remplace ses outils habituels (direnv, asdf, task, just) par un seul outil polyvalent écrit en Rust : mise. mise propose trois fonctions principales : gestionnaire de paquets (langages et outils), gestionnaire de variables d'environnement et exécuteur de tâches. Contrairement à direnv, il permet de gérer des alias et utilise un fichier de configuration structuré (mise.toml) plutôt que du scripting shell. La configuration est hiérarchique, permettant de surcharger les paramètres selon les répertoires, avec un système de "trust" pour la sécurité. Une "killer-feature" soulignée est la gestion des secrets : mise s'intègre avec age pour chiffrer des secrets (via clés SSH) directement dans le fichier de configuration. L'outil supporte une vaste liste de langages et d'outils via un registre interne et des plugins (compatibilité avec l'écosystème asdf). Il simplifie le workflow de développement en regroupant l'installation des outils et l'automatisation des tâches au sein d'un même fichier. L'auteur conclut sur la puissance, la flexibilité et les excellentes performances de l'outil après quelques heures de test. Claude Code v2.1.0 https://github.com/anthropics/claude-code/blob/main/CHANGELOG.md#210 Rechargement à chaud des "skills" : Les modifications apportées aux compétences dans ~/.claude/skills sont désormais appliquées instantanément sans redémarrer la session. Sous-agents et forks : Support de l'exécution de compétences et de commandes slash dans un contexte de sous-agent forké via context: fork. Réglages linguistiques : Ajout d'un paramètre language pour configurer la langue de réponse par défaut (ex: language: "french"). Améliorations du terminal : Shift+Enter fonctionne désormais nativement dans plusieurs terminaux (iTerm2, WezTerm, Ghostty, Kitty) sans configuration manuelle. Sécurité et correction de bugs : Correction d'une faille où des données sensibles (clés API, tokens OAuth) pouvaient apparaître dans les logs de débogage. Nouvelles commandes slash : Ajout de /teleport et /remote-env pour les abonnés claude.ai afin de gérer des sessions distantes. Mode Plan : Le raccourci /plan permet d'activer le mode plan directement depuis le prompt, et la demande de permission à l'entrée de ce mode a été supprimée. Vim et navigation : Ajout de nombreux mouvements Vim (text objects, répétitions de mouvements f/F/t/T, indentations, etc.). Performance : Optimisation du temps de démarrage et du rendu terminal pour les caractères Unicode/Emoji. Gestion du gitignore : Support du réglage respectGitignore dans settings.json pour contrôler le comportement du sélecteur de fichiers @-mention. Méthodologies 200 déploiements en production par jour, même le vendredi : retours d'expérience https://mcorbin.fr/posts/2025-03-21-deploy-200/ Le déploiement fréquent, y compris le vendredi, est un indicateur de maturité technique et augmente la productivité globale. L'excellence technique est un atout stratégique indispensable pour livrer rapidement des produits de qualité. Une architecture pragmatique orientée services (SOA) facilite les déploiements indépendants et réduit la charge cognitive. L'isolation des services est cruciale : un développeur doit pouvoir tester son service localement sans dépendre de toute l'infrastructure. L'automatisation via Kubernetes et l'approche GitOps avec ArgoCD permettent des déploiements continus et sécurisés. Les feature flags et un système de permissions solide permettent de découpler le déploiement technique de l'activation fonctionnelle pour les utilisateurs. L'autonomie des développeurs est renforcée par des outils en self-service (CLI maison) pour gérer l'infrastructure et diagnostiquer les incidents sans goulot d'étranglement. Une culture d'observabilité intégrée dès la conception permet de détecter et de réagir rapidement aux anomalies en production. Accepter l'échec comme inévitable permet de concevoir des systèmes plus résilients capables de se rétablir automatiquement. "Vibe Coding" vs "Prompt Engineering" : l'IA et le futur du développement logiciel https://www.romenrg.com/blog/2025/12/25/vibe-coding-vs-prompt-engineering-ai-and-the-future-of-software-development/ L'IA est passée du statut d'expérimentation à celui d'infrastructure essentielle pour le développement de logiciels en 2025. L'IA ne remplace pas les ingénieurs, mais agit comme un amplificateur de leurs compétences, de leur jugement et de la qualité de leur réflexion. Distinction entre le "Vibe Coding" (rapide, intuitif, idéal pour les prototypes) et le "Prompt Engineering" (délibéré, contraint, nécessaire pour les systèmes maintenables). L'importance cruciale du contexte ("Context Engineering") : l'IA devient réellement puissante lorsqu'elle est connectée aux systèmes réels (GitHub, Jira, etc.) via des protocoles comme le MCP. Utilisation d'agents spécialisés (écriture de RFC, revue de code, architecture) plutôt que de modèles génériques pour obtenir de meilleurs résultats. Émergence de l'ingénieur "Technical Product Manager" capable d'abattre seul le travail d'une petite équipe grâce à l'IA, à condition de maîtriser les fondamentaux techniques. Le risque majeur : l'IA permet d'aller très vite dans la mauvaise direction si le jugement humain et l'expérience font défaut. Le niveau d'exigence global augmente : les bases techniques solides deviennent plus importantes que jamais pour éviter l'accumulation de dette technique rapide. Une revue de code en solo (Kent Beck) ! https://tidyfirst.substack.com/p/party-of-one-for-code-review?r=64ov3&utm_campaign=post&utm_medium=web&triedRedirect=true La revue de code traditionnelle, héritée des inspections formelles d'IBM, s'essouffle car elle est devenue trop lente et asynchrone par rapport au rythme du développement moderne. Avec l'arrivée de l'IA ("le génie"), la vitesse de production du code dépasse la capacité de relecture humaine, créant un goulot d'étranglement majeur. La revue de code doit évoluer vers deux nouveaux objectifs prioritaires : un "sanity check" pour vérifier que l'IA a bien fait ce qu'on lui demandait, et le contrôle de la dérive structurelle de la base de code. Maintenir une structure saine est crucial non seulement pour les futurs développeurs humains, mais aussi pour que l'IA puisse continuer à comprendre et modifier le code efficacement sans perdre le contexte. Kent Beck expérimente des outils automatisés (comme CodeRabbit) pour obtenir des résumés et des schémas d'architecture afin de garder une conscience globale des changements rapides. Même si les outils automatisés sont utiles, le "Pair Programming" reste irremplaçable pour la richesse des échanges et la pression sociale bénéfique qu'il impose à la réflexion. La revue de code solo n'est pas une fin en soi, mais une adaptation nécessaire lorsque l'on travaille seul avec des outils de génération de code augmentés. Loi, société et organisation Lego lance les Lego Smart Play, avec des Brique, des Smart Tags et des Smart Figurines pour faire de nouvelles constructions interactives avec des Legos https://www.lego.com/fr-fr/smart-play LEGO SMART Play : technologie réactive au jeu des enfants. Trois éléments clés : SMART Brique : Brique LEGO 2x4 "cerveau". Accéléromètre, lumières réactives, détecteur de couleurs, synthétiseur sonore. Réagit aux mouvements (tenir, tourner, taper). SMART Tags : Petites pièces intelligentes. Indiquent à la SMART Brique son rôle (ex: hélicoptère, voiture) et les sons à produire. Activent sons, mini-jeux, missions secrètes. SMART Minifigurines : Activées près d'une SMART Brique. Révèlent des personnalités uniques (sons, humeurs, réactions) via la SMART Brique. Encouragent l'imagination. Fonctionnement : SMART Brique détecte SMART Tags et SMART Minifigurines. Réagit aux mouvements avec lumières et sons dynamiques. Compatibilité : S'assemble avec les briques LEGO classiques. Objectif : Créer des expériences de jeu interactives, uniques et illimitées. Conférences La liste des conférences provenant de Developers Conferences Agenda/List par Aurélie Vache et contributeurs : 14-17 janvier 2026 : SnowCamp 2026 - Grenoble (France) 22 janvier 2026 : DevCon #26 : sécurité / post-quantique / hacking - Paris (France) 28 janvier 2026 : Software Heritage Symposium - Paris (France) 29-31 janvier 2026 : Epitech Summit 2026 - Paris - Paris (France) 2-5 février 2026 : Epitech Summit 2026 - Moulins - Moulins (France) 3 février 2026 : Cloud Native Days France 2026 - Paris (France) 3-4 février 2026 : Epitech Summit 2026 - Lille - Lille (France) 3-4 février 2026 : Epitech Summit 2026 - Mulhouse - Mulhouse (France) 3-4 février 2026 : Epitech Summit 2026 - Nancy - Nancy (France) 3-4 février 2026 : Epitech Summit 2026 - Nantes - Nantes (France) 3-4 février 2026 : Epitech Summit 2026 - Marseille - Marseille (France) 3-4 février 2026 : Epitech Summit 2026 - Rennes - Rennes (France) 3-4 février 2026 : Epitech Summit 2026 - Montpellier - Montpellier (France) 3-4 février 2026 : Epitech Summit 2026 - Strasbourg - Strasbourg (France) 3-4 février 2026 : Epitech Summit 2026 - Toulouse - Toulouse (France) 4-5 février 2026 : Epitech Summit 2026 - Bordeaux - Bordeaux (France) 4-5 février 2026 : Epitech Summit 2026 - Lyon - Lyon (France) 4-6 février 2026 : Epitech Summit 2026 - Nice - Nice (France) 5 février 2026 : Web Days Convention - Aix-en-Provence (France) 12 février 2026 : Strasbourg Craft #1 - Strasbourg (France) 12-13 février 2026 : Touraine Tech #26 - Tours (France) 19 février 2026 : ObservabilityCON on the Road - Paris (France) 6 mars 2026 : WordCamp Nice 2026 - Nice (France) 18-19 mars 2026 : Agile Niort 2026 - Niort (France) 20 mars 2026 : Atlantique Day 2026 - Nantes (France) 26 mars 2026 : Data Days Lille - Lille (France) 26-27 mars 2026 : SymfonyLive Paris 2026 - Paris (France) 26-27 mars 2026 : REACT PARIS - Paris (France) 27-29 mars 2026 : Shift - Nantes (France) 31 mars 2026 : ParisTestConf - Paris (France) 1 avril 2026 : AWS Summit Paris - Paris (France) 2 avril 2026 : Pragma Cannes 2026 - Cannes (France) 9-10 avril 2026 : AndroidMakers by droidcon - Paris (France) 16-17 avril 2026 : MiXiT 2026 - Lyon (France) 22-24 avril 2026 : Devoxx France 2026 - Paris (France) 23-25 avril 2026 : Devoxx Greece - Athens (Greece) 24-25 avril 2026 : Faiseuses du Web 5 - Dinan (France) 6-7 mai 2026 : Devoxx UK 2026 - London (UK) 22 mai 2026 : AFUP Day 2026 Lille - Lille (France) 22 mai 2026 : AFUP Day 2026 Paris - Paris (France) 22 mai 2026 : AFUP Day 2026 Bordeaux - Bordeaux (France) 22 mai 2026 : AFUP Day 2026 Lyon - Lyon (France) 29 mai 2026 : NG Baguette Conf 2026 - Paris (France) 5 juin 2026 : TechReady - Nantes (France) 5 juin 2026 : Fork it! - Rouen - Rouen (France) 6 juin 2026 : Polycloud - Montpellier (France) 11-12 juin 2026 : DevQuest Niort - Niort (France) 11-12 juin 2026 : DevLille 2026 - Lille (France) 12 juin 2026 : Tech F'Est 2026 - Nancy (France) 17-19 juin 2026 : Devoxx Poland - Krakow (Poland) 17-20 juin 2026 : VivaTech - Paris (France) 2 juillet 2026 : Azur Tech Summer 2026 - Valbonne (France) 2-3 juillet 2026 : Sunny Tech - Montpellier (France) 3 juillet 2026 : Agile Lyon 2026 - Lyon (France) 2 août 2026 : 4th Tech Summit on Artificial Intelligence & Robotics - Paris (France) 4 septembre 2026 : JUG Summer Camp 2026 - La Rochelle (France) 17-18 septembre 2026 : API Platform Conference 2026 - Lille (France) 24 septembre 2026 : PlatformCon Live Day Paris 2026 - Paris (France) 1 octobre 2026 : WAX 2026 - Marseille (France) 1-2 octobre 2026 : Volcamp - Clermont-Ferrand (France) 5-9 octobre 2026 : Devoxx Belgium - Antwerp (Belgium) Nous contacter Pour réagir à cet épisode, venez discuter sur le groupe Google https://groups.google.com/group/lescastcodeurs Contactez-nous via X/twitter https://twitter.com/lescastcodeurs ou Bluesky https://bsky.app/profile/lescastcodeurs.com Faire un crowdcast ou une crowdquestion Soutenez Les Cast Codeurs sur Patreon https://www.patreon.com/LesCastCodeurs Tous les épisodes et toutes les infos sur https://lescastcodeurs.com/

Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with Peter J. Sousounis, PhD—author of the October 2024 SOA report—and Ian Genno, FSA, FCIA, CERA, Chair of the Catastrophe and Climate Research Selection Committee. Together, they explore the challenges and potential solutions surrounding insurance availability, affordability, and adequacy in regions affected by climate-related risks. The conversation draws from insights gathered during an expert panel session that informed the report. Key themes include rising premiums, underinsurance, regulatory limitations, and the growing role of predictive modeling and AI in assessing and managing catastrophe risk. They also discuss innovative insurance models such as parametric insurance, the importance of public-private partnerships, and the future outlook for the insurance industry as climate events increase in frequency and severity. To explore the full report and additional catastrophe and climate research, visit:  https://www.soa.org/resources/research-reports/2024/ins-availability-climate-risk-areas/

Check out our lovely new website where you can find more detailed notes, images and links to the wider reading. In this episode… Welcome back to the Deep-Sea Podcast, your punk take on all things deep sea!    Thom and Alan discuss Christmas from opposite ends of the planet, where Alan gets ‘proper' Christmas in Scotland with snow and everything. At the opposite end, Thom insists on using his new BBQ, despite a rainstorm turning the air to liquid. The exhibit that Thom was curating, Breathe | Mauri Ora at Te Papa, is an examination of the intersection of science and art by Marshmallow Lazer Feast. It is open now if you find yourself in Wellington, New Zealand.   This month, we are talking giant testate protists, the coolest things you have probably never heard of. Giant cells on the deep seabed that can reach 20 cm or more. They build elaborate shells, and despite having known about them for hundreds of years, there are still loads we don't understand about them. In the news, get ready for updates on: Squids hiding under the sea floor, pretending to be plants A rare seven-armed octopus sighting Deep-sea art that highlights the effects of coral dredging Missing zombie worms and expanding oxygen minimum zones New Whale Tags helping with deep-sea data recovery A massive white skate nursery and Canada's first hydrothermal site   Discord update The Deep-Sea Pets Channel continues to give back with excellent photos of our fav friends Our Holiday party was a total success, with many episodes of Octonauts watched and ‘enjoyed' by all We assessed some of the ‘animal saving' videos, as discussed by Tyler on the Mythbusting AI episode.  Excellent Dragon-based book recommendations.  We all wished we could visit Thom's New show opening at Te Papa. Thom shared a beautiful video about Antarctica from his Falkor Too trip last year.  Planning a Time Machine to scuba dive ancient seas, study the squid therein, and then hop on a boat trip with Darwin.  TBOS and KBOS brushes of science versus various squid photos.  Compared holiday baking recipes  Photos and observations shared from SOA divestream viewing And, as always, vicarious travel to aquariums around the world! Support the show The podcast is self-sustaining (just) thanks to our lovely listeners. Thom and Alan take no money for the show. All money is put back into running it. Here's a link to our page on how to support us, from the free options to becoming a patron of the show. We want to say a huge thank you to those patrons who have already pledged to support us.   Check out our podcast merch here!   Feel free to get in touch with us with questions or your own tales from the high seas on: podcast@deepseapod.com We'd love to actually play your voice, so feel free to record a short audio note on our brand new answerphone! https://www.speakpipe.com/deepseapodvoicemail Thanks again for tuning in; we'll deep-see you next time!   Find out more Social media BlueSky: @deepseapod.com https://bsky.app/profile/deepseapod.com   Twitter: @DeepSeaPod https://twitter.com/DeepSeaPod   Instagram: @deepsea_podcast https://www.instagram.com/deepsea_podcast/   Keep up with the team on social media Twitter:  Alan - @Hadalbloke Thom - @ThomLinley  Instagram:  Thom - @thom.linley  Inkfish - @inkfishexpeditions BlueSky: Thom @thomaslinley.com  Alan @hadalbloke Reference list News  Deep Sea Valentines | Support Skype a Scientist with the Squid Facts shop!   Deep-Sea News Unknown species of squid spotted burying itself upside down, pretending to be a plant Rarely-Seen Seven-Arm 'Blob' Octopus Filmed by Underwater Camera | PetaPixel Former submarine pilot's art highlights the deep sea | Hawai'i Public Radio Hawaii Undersea Research Laboratory (HURL) | Kerby Illustrations Zombie worms are missing and scientists are alarmed | ScienceDaily Whale tag will help decode communication in the deep ocean - Earth.com Scientists Uncover Massive Deep-Sea Eggs Inside on Active Volcano Thought to Be Extinct for Centuries   Discord Updates Inside Breathe: Mauri Ora at Te Papa | RNZ Crossing the Divide | Climate Connections at the Ice-Sea Interface Interview Links Paleodictyon - Wikipedia   Paleodictyon nodosum: A living fossil on the deep-sea floor   Massive occurrence of a new soft-walled monothalamous foraminifer, Bathyallogromia brandtae n.sp., in the hadal Aleutian trench   An Integrative Taxonomic Survey of Benthic Foraminiferal Species (Protista, Rhizaria) from the Eastern Clarion-Clipperton Zone Credits Song of the month: It is that deep, bro by Matt Storer Logo image: NOAA public domain Theme: Hadal Zone Express by Märvel  

 Leitura Bíblica Do Dia: MATEUS 2:9-13 Plano De Leitura Anual: GÊNESIS 16–17; MATEUS 5:27-48   Já fez seu devocional hoje? Aproveite e marque um amigo para fazer junto com você! Confira:  Hoje é o dia da Epifania do Senhor e o celebramos com a canção “Três reis magos do Oriente a sós” (HL 564), lembrando a sua visita ao menino Jesus. No entanto, eles não eram reis e nem do Extremo Oriente (antes, só Oriente). Também é improvável que fossem apenas três. No entanto, sabemos que foram três presentes, e a música cita cada um deles. Quando os magos chegaram a Belém, “abriram seus tesouros e o presentearam com ouro, incenso e mirra” (MATEUS 2:11). Os presentes simbolizam a missão de Jesus. O ouro representa Seu papel como Rei. O incenso, misturado ao incenso queimado no santuário, fala da Sua divindade. A mirra, usada para embalsamar cadáveres, faz-nos refletir. Os versos da canção demonstram que “a mirra de agreste odor pertence a Jesus; o brilho da estrela nos conduz. Tristeza, suspiros, sangue e morte estão selados na fria pedra do túmulo” (tradução livre). Nós não escreveríamos tal cena na história, mas Deus a escreveu. A morte de Jesus foi fundamental para nossa salvação. Até mesmo Herodes tentou matar Jesus quando Ele ainda era criança (v.13). O penúltimo verso da canção une os três temas: “Rei glorioso, bendito Deus / Sacrifício aos pecados meus”. Tais palavras completam a história do Natal, inspirando a nossa resposta: “Aleluia, aleluia! / Soa na terra e céus”.  Por: TIM GUSTAFSON 

In the Mix for 2026: Research Goals and Personal Milestones from the Research Institute Kick off the new year with Part 2 of the Society of Actuaries Research Institute's Holiday Season podcast series, hosted by Dale Hall, Managing Director of Research. In this special episode, Dale is joined by a full panel of SOA researchers and team members—including Achilles Natsis, Joe Alaimo, Kara Clark, Lisa Schilling, Nicole Anagnos, Patrick Nolan, Philip Adams, Rob Montgomery, and Steve Siegel—as they look ahead to 2026. Each guest shares professional ambitions across key areas like health care, mortality, annuities, AI, climate, and retirement—along with a few fun personal resolutions for the year ahead. From expanding research on GLP-1s and longevity to launching new studies in mortality and long-term care, this episode is filled with energy, insights, and optimism for the actuarial profession in 2026.

The podcast features Jon Forster interviewing Hasham Piperdy about the similarities and differences between Takaful and mutual insurance. Both models emphasize collective risk sharing and returning surplus to participants, but differ in ownership structure, capital provision, and investment restrictions. Takaful adds a layer of Shari'ah compliance, requiring investments to be Islamic and oversight by a Shari'ah board. The discussion highlights that while the models share cooperative principles, Takaful introduces faith-based ethics and governance.  Contributors: Hasham Piperdy, FIA; Lisa Schilling, FSA, EA, FCA, MAAA; Jon Forster, ASA, MAAA Thanks for watching and don't forget to subscribe! Want to keep up with the latest SOA news? Follow us on our social channels: Instagram: @soactuaries Facebook: Society of Actuaries LinkedIn: Society of Actuaries Twitter: @SOActuaries About Us: With roots dating back to 1889, the Society of Actuaries (SOA) is the world's largest actuarial professional organization with more than 32,000 actuaries as members. Serving as the SOA's research arm, the SOA Research Institute provides objective, data-driven research bringing together tried and true practices and future-focused approaches to address societal challenges and your business needs. It provides trusted knowledge, extensive experience and new technologies to help effectively identify, predict and manage risks. ● Learn more about Takaful and other engaging topics relevant for actuaries on the Professional Development Edge Subscription product.    https://www.soa.org/prof-dev/pd-edge/  

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, welcomes Geralyn Trujillo, Senior Director of Public Policy at the American Academy of Actuaries. Together, they provide an insightful recap of the 2025 NAIC Fall Meeting held in Hollywood, Florida, December 8-11, 2025. The discussion covers key takeaways from the meeting, including updates from the SOA on climate-related research such as climate-induced migration, sea level rise, and wildfires, as well as important developments in long-term care experience studies and global mortality experience studies from Canada and China. Tune in for a deep dive into the issues shaping regulatory, policy, and actuarial landscapes in the U.S. and globally.

Aprovechamos nuestra visita a Santiago para conocer a María Soa y Sara Faro, o mejor dicho las Fillas de Cassandra, que están tirando abajo todos los prejuicios de la música tradicional gallega con una mezcla de folclore, electrónica, feminismo y mucha personalidad. 

This week on SOA, we dig into the results of our Patreon "Drop/Best" survey, in which we polled the Patrons to find out which song they would drop from each Crowes album and which song best represents each Crowes album! The full crew weighs in with their own picks in a music nerd fest of epic proportions. You don't want to miss this one!

The podcast features a conversation with Willis Towers Watson CEO Carl Hess, who discusses his progression from actuary to CEO, emphasizing the importance of analytical skills, communication, and people management in leadership. Carl highlights how technology and AI are transforming the actuarial profession, noting that automation and AI projects at WTW are helping staff focus on more productive work and better utilize unstructured data. He shares personal anecdotes about using music to maintain focus during actuarial exam studies and explains how he stays connected with WTW's employees through informal interactions and modern communication tools. Carl reflects on key career moments and lessons leaned along the way.   Carl is joined by Chris Lombardi, Karen Grote, and Jon Froster for this thoughtful conversation.   Contributors: Carl Hess, FSA, CERA; Chris Lombardi, FSA, MAAA; Karen Grote, FSA, MAAA; Jon Forster, ASA, MAAA Thanks for watching and don't forget to subscribe! Want to keep up with the latest SOA news? Follow us on our social channels: Instagram: @soactuaries Facebook: Society of Actuaries LinkedIn: Society of Actuaries Twitter: @SOActuaries About Us: With roots dating back to 1889, the Society of Actuaries (SOA) is the world's largest actuarial professional organization with more than 32,000 actuaries as members. Serving as the SOA's research arm, the SOA Research Institute provides objective, data-driven research bringing together tried and true practices and future-focused approaches to address societal challenges and your business needs. It provides trusted knowledge, extensive experience and new technologies to help effectively identify, predict and manage risks. ● Learn more about Influence in the Actuarial Profession and other engaging topics relevant for actuaries on the Professional Development Edge Subscription product.    https://www.soa.org/prof-dev/pd-edge/  

Classic Replay: Medicaid Managed Care – Considerations in Calculating Margin In recognition of National Family Caregivers Month, we're re-releasing this classic episode from June 26, 2017. Dale Hall, Managing Director of Research at the Society of Actuaries, is joined by Steve Siegel, SOA Research Actuary, and Sarah Tepema of Health Care Service Corporation. The conversation explores the SOA's report "Medicaid Managed Care Organizations: Considerations in Calculating Margin in Rate Setting." Listeners will gain insight into how states structure capitation rates for MCOs, how margins are defined and used beyond just profit, and the real-world impacts these margins have on Medicaid programs—especially important for populations relying heavily on caregivers. For more information on this report visit:  https://www.soa.org/resources/research-reports/2017/medicaid-margins/

This week on SOA, Ian and Producer Jason bring you The Ultimate Beacon 95 Set! Originally an installment of our Patreon-exclusive Patreon Radio Live series, the guys take all the setlists from the infamous 5-night NYC stand and craft their ultimate one set "best of!" Tune in to find out how they did! (If you enjoy listening to this glimpse into the Patreon Radio Live series, considering joining the SOA Patreon at: www.patreon.com/stateofamorica)

In this episode of the Get Plugged In podcast originally published in September 2025, host Dale Hall, Managing Director of Research at the Society of Actuaries, is joined by Joe Alaimo, CEO of ProComp Consulting Inc. and Community Advisory Team Member of the Emerging Topics Community. Together, they delve into the findings of a recent roundtable discussion focused on the role of generative AI in the actuarial profession. Joe shares highlights from the panel of actuaries and industry professionals who discussed real-world use cases, ethical concerns, and how actuaries are uniquely positioned to navigate the evolving landscape of AI. From code generation and digital coaches to actuarial modeling support, this conversation covers the growing impact of AI in insurance and risk management. Want to explore more? Access the full report and other valuable resources on our Artificial Intelligence landing page at SOA.org  Send us your feedback at AI-Insights@soa.org

In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the Society of Actuaries, explores the 2019 Individual Life Insurance Mortality Experience Report with two expert guests: Jim Toole, FSA, CERA, MAAA, Chief Luminary at Aurora Actuarial, and Philip Adams, FSA, CERA, MAAA, Senior Experience Studies Actuary at the SOA Research Institute. They discuss the significant shifts in mortality trends from 2012 through 2019, including the dominance of level premium term insurance, the introduction of expanded preferred underwriting classes, and the increase in older age issue ages. The conversation also highlights the transition of data collection from MIB to the NAIC, and how predictive analytics like boosted decision trees and vine copulas were leveraged for data validation and insights. Actuaries will find insights into how these findings can support pricing, reserving, and risk management efforts, along with resources such as Tableau dashboards and downloadable text files that make data analysis more accessible. With post-2019 data expected soon, this episode offers timely reflections on the evolving landscape of individual life insurance mortality. Access the report and related materials by visiting the SOA website at:  https://www.soa.org/resources/research-reports/2024/ilec-mort-2012-19/

It's an exciting week on SOA as we sit down and discuss "The Marie Laveau Sessions" from the deluxe edition "Amorica" box set, arriving November 14th! You won't want to miss a single second of this one, Amoricans!

A CMO Confidential Interview with Andy Sack and Adam Brotman, Co-Founders and Co-CEO's of Forum 3, authors of the book AI First, previously at Microsoft and Starbucks. Adam and Andy discuss the exponential growth of LLM's in the 3 years since the Chat GPT launch, the rapid pace of consumer adoption and "why there's never been a bigger prize in capitalism." Key topics include: why the circular tie-ups between the models and chip providers may make sense, their belief that only 5% of companies are well underway; why you should use AI at least 10 times a day; and how the "current way of doing business" is the biggest blocker to progress. Tune in to hear 2026 predictions, why you should have a "family password," and how an AI Zoom scam resulted in a $20 million loss for the company. AI: The Year That Changed Marketing | Andy Sack & Adam Brotman on CMO ConfidentialFormer Starbucks Chief Digital Officer Adam Brotman and investor/operator Andy Sack return to break down AI's wild 2025—and what's next for marketers and the C-suite in 2026. We cover the rise of reasoning models and agents, chip-and-model tie-ups, who's winning (and who's falling behind), why only ~5% of companies are truly “underway,” and how consumer behavior is racing ahead of most enterprises. Adam and Andy deliver pragmatic guidance for boards, CEOs, and CMOs: where to lean in, how to organize, and what to build now.What you'll learn:• The real story on model advances, agents, and the chip/energy bottlenecks• Why supply-lock deals aren't “circular nonsense” and how they'll shape winners/losers• Enterprise reality check: 5% vs. 95%, and why CEO/board sponsorship determines lift-off• Consumer adoption, zero-click search, and how discovery is shifting under your feet• Marketing beyond efficiency: ideation, synthetic testing, and creative at production speed• 2026 predictions: Apple's big AI move, the year of consumer agents, and new AI devices• Risk & resilience: deepfake fraud, the “family password,” and change management that sticksActionable takeaways:• Use AI 10×/day; turn on voice and select a “thinking/reasoning” model for complex work• Treat AI as a company-wide transformation, not an IT pilot; pick a few high-value use cases and own them from the top• Experiment with agentic workflows and AI video to compress cycle time from storyboard to launchSponsored by @typefaceai Typeface helps the world's biggest brands go from brief to fully personalized, on-brand campaigns in hours—not months. Their agentic AI marketing platform automates workflows across ads, email, and video, integrates with your MarTech stack, and includes enterprise-grade security. Adweek named Typeface “AI Company of the Year,” TIME listed it among the Best Inventions, and Fast Company called it the next big thing in tech. See how brands like @ASICSGlobal and @Microsoft are transforming marketing with Typeface: typeface.ai/cmoAbout CMO ConfidentialHosted by five-time CMO Mike Linton, CMO Confidential goes inside the decisions, politics, and trade-offs of one of the most scrutinized jobs in the C-suite. New episodes every Tuesday on Spotify, Apple, and YouTube.00:00 Intro & Sponsor: Typeface02:00 Topic & Guests — Adam Brotman and Andy Sack03:00 Three-year AI surge: usage, video, geopolitics06:00 Reasoning models, long-duration agents, chip/energy demand10:00 Midroll: Typeface12:00 Capital tie-ups: supply lock vs. “circular money”15:00 Winners & losers: the AGI race and consolidation16:00 Enterprise adoption: board/CEO-led change vs. IT pilots18:50 Reality check: 5% “well underway,” 95% early22:00 Consumer adoption: everyday use, underutilization25:00 Can companies keep up? Why most are lagging27:00 Search is shifting: AI overviews, assistants everywhere29:00 Marketing beyond efficiency: ideation, automation, CX31:00 AI video examples to study (Kalshi ad, IAm8)33:30 Agencies & consultancies adapting (Accenture, BCG, McKinsey)34:30 2026 predictions: Apple's big move, year of agents, new devices36:00 2026 tensions: labor disruption, backlash, “bumpy” progress38:00 Practical tips: use AI 10×/day, voice mode, “thinking” models41:00 Tools & safety: @lovable family/business passwords42:00 Deepfake/Zoom heist cautionary tale44:00 Wrap-up: subscribe & episode library44:30 Closing Sponsor: Typeface —CMO Confidential,Mike Linton,Adam Brotman,Andy Sack,Typeface,agentic AI,AI marketing,marketing strategy,chief marketing officer,CMO,CEO,board strategy,enterprise AI,reasoning models,AI agents,AGI,LLMs,generative AI,Claude,Gemini,ChatGPT,NVIDIA,semiconductors,MarTech,creative automation,personalization,zero click search,search disruption,media buying,advertising,brand vs performance,organizational design,change management,digital transformation,customer experience,synthetic personas,AI video,SOA,Sora,Replit Agent,Apple AI,Perplexity,security,deepfakes,family password,go to market,content at scale,ASICSSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  In this episode of Hashtag Trending, host Jim Love discusses Google's misleading Android signal strength settings, Microsoft's new solar energy deals in Japan, and Amazon's cease and desist order to Perplexity AI over their AI shopping bots. Additionally, the episode covers the controversy surrounding OpenAI's video generation tool Soa 2 and its use of Japanese copyrighted material, and the often complex process of claiming money from class action settlements. The show is supported by Meter, which provides integrated networking solutions. 00:00 Introduction and Sponsor Message 00:22 Android Signal Bars: The Deception 02:58 Microsoft's Clean Energy Move in Japan 04:35 Amazon vs. Perplexity AI: The Shopping Bot Battle 06:52 OpenAI's Video Tool Faces Japanese Backlash 08:11 Class Action Settlements: Who Really Benefits? 09:53 Conclusion and Final Thoughts

We're joined by Nancy Barile, award-winning author of "I'm Not Holding Your Coat", an insightful chronicle of her life as an OG Philadelphia/Boston punk who lived through the golden age of hardcore music as it evolved in real time before her eyes. The Ramones, Bad Brains, Misfits, Minor Threat, Black Flag... You name it, she saw it. We talk about the legendary brawl in Kensington, booking the infamous "Gathering of the Tribes" show, cold calling CBGBs to get bands booked, and bumping elbows with just about every legendary figure in hardcore punk, and much more. Her husband, the late great Al Barile of SSD, was a pioneer of the straight edge movement and a name brought up often on HardLore throughout the years. He sadly passed away in April of 2025, and we talk all about their chance meeting, his impact on us, and share stories of Al through the years and look back at his perception of how straight edge and hardcore music have grown since his early days in SSD. An incredibly informative and cathartic conversation and an episode we've wanted to make happen for a long time. Thank you Nancy for joining us and all of you for watching/listening. RIP Al Barile. ________________ Edited by Steven Grise (@iamoneonenineseven) • Title sequence by Nicholas Marzluf (@marzluf) HardLore: A Knotfest Series Join the HARDLORE PATREON to watch every single weekly episode early and ad-free, alongside exclusive monthly episodes: https://patreon.com/hardlorepod Join the HARDLORE DISCORD: https://discord.gg/jA9rppggef Cool links: HardLore Official Website/HardLore Records store: https://hardlorepod.com Try AG1 and AGZ at DrinkAG1.com/HARDLORE to receive a free frother. Get 15% OFF @manscaped + Free Shipping with promo code HARDLORE at MANSCAPED.com! #ad #manscapedpod FOLLOW NANCY: INSTAGRAM | https://www.instagram.com/nancybarile/ FOLLOW HARDLORE: INSTAGRAM | https://www.instagram.com/hardlorepod/ TWITTER | https://twitter.com/hardlorepod SPOTIFY | https://spoti.fi/3J1GIrp APPLE | https://apple.co/3IKBss2 FOLLOW COLIN: INSTAGRAM | https://www.instagram.com/colinyovng/ FOLLOW BO: INSTAGRAM | https://www.instagram.com/bosxe/ TWITTER | https://www.twitter.com/bosxe #HARDLORE #HARDCORE_______________________00:00:00 - Start 00:00:57 - Hello Welcome 00:03:48 - Discovering Punk in It's Infancy 00:15:56 - Catholic School, The Who, McDonald's 00:18:22 - Connecting with Students Through Punk 00:26:53 - Ramones at University of PA 00:31:02 - The Misfits in 1981 00:34:35 - Managing the Sadistic Exploits 00:43:14 - Meeting Al Barile 00:56:15 - Pardon This Interruption 00:58:54 - Kenmore Square 01:05:01 - The Bad Brains & Homophobia 01:09:41 - Black Flag, SOA, And Kensington Brawl 01:23:43 - Exiting Hardcore Before the Late 80's Boom 01:33:31 - Straight Edge's Evolution 01:43:10 - Remembering Al Barile & Celebrating His Legacy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Research isn't just for academics! This episode reveals how broad the impact of SOA research is – balancing the retrospective with the prospective – and why it's essential for actuaries and the broader public. YPAC Vice-Chair Tasso Bountouvas and guest R. Dale Hall discuss misconceptions, real-world applications, and how you can contribute – no PhD required. Tune in for practical advice, inspiration, and a glimpse into the future of actuarial science.

SOA is back with an all new episode! This week, David, Ian and Producer Jason sit down and share some of their favorite live performances featuring a guest sit-in by Chris Robinson! This episode was recorded live before an audience of Patreon members and features for the first time the complete songs involved in the discussion. Check it out!

Hội Thân Hữu Cao Niên tại NSW sẽ tổ chức cuộc bầu cử Hội Đồng Quản Trị của Hội, trong đó có Ban Chấp Hành, Ban Cố Vấn và Ban Kiểm Soát. Ngày giờ bầu cử và điều kiện ứng cử ra sao, ông Dương Văn Chung Hội Trưởng Hội Thân Hữu Cao Niên NSW cho biết trong một cuộc trò chuyện với Ban Việt Ngữ SBS.

Strengthen your security posture by moving groups and users from Active Directory to Microsoft Entra. This gives you seamless access for your teams, stronger authentication with MFA and passwordless options, and centralized visibility into risks across your environment. Simplify hybrid identity management by reducing dual overhead, prioritizing key groups, migrating users without disruption, and automating policies with Graph or PowerShell. Jeremy Chapman, Microsoft 365 Director, shows how to start minimizing your local directory and make Microsoft Entra your source of authority to protect access everywhere. ► QUICK LINKS: 00:00 - Minimize Active Directory with Microsoft Entra 00:34 - Build a Strong Identity Foundation 01:28 - Reduce Dual Management Overhead 02:06 - Begin with Groups 03:04 - Automate with Graph & Policy Controls 03:50 - Access packages 06:00 - Move user objects to be cloud-managed 07:03 - Automate using scripts or code 09:17 - Wrap up ► Link References Get started at https://aka.ms/CloudManagedIdentity Use SOA scenarios at https://aka.ms/usersoadocs Group SOA scenarios at https://aka.ms/groupsoadocs Guidance for IT Architects on benefits of SOA at https://aka.ms/SOAITArchitectsGuidance ► Unfamiliar with Microsoft Mechanics? As Microsoft's official video series for IT, you can watch and share valuable content and demos of current and upcoming tech from the people who build it at Microsoft. • Subscribe to our YouTube: https://www.youtube.com/c/MicrosoftMechanicsSeries • Talk with other IT Pros, join us on the Microsoft Tech Community: https://techcommunity.microsoft.com/t5/microsoft-mechanics-blog/bg-p/MicrosoftMechanicsBlog • Watch or listen from anywhere, subscribe to our podcast: https://microsoftmechanics.libsyn.com/podcast ► Keep getting this insider knowledge, join us on social: • Follow us on Twitter: https://twitter.com/MSFTMechanics • Share knowledge on LinkedIn: https://www.linkedin.com/company/microsoft-mechanics/ • Enjoy us on Instagram: https://www.instagram.com/msftmechanics/ • Loosen up with us on TikTok: https://www.tiktok.com/@msftmechanics

What in the name of Tubi Original's is this? Just when you thought Flight Risk was the biggest stinker of the year, Trust says “Hold my beer!” Sophie Tuner's latest movie about disgusting men grooming children in the film industry to lure them into sexual relationships is getting the thumbs down from almost all critics. Why? Well, because no one sees that part in the movie and are too busy focussed on all the silly aspects of it like the logistics of how doors work and rats carrying hammers. I wish that was a joke. If you're not doing so already, please like and follow Classic American Movies on Instagram and Facebook. I do free movie giveaways, mini movie reviews and more!Also, I decided to dabble in making my own slasher film called “Bishop's Day”. Check out the Instagram page for updates.

Welcome back to an all-new episode of SOA! Today marks six years since the world lost the wonderful Neal Casal, a man whose musical talents paired with his gentle soul to make a truly unique human being. For this episode, we sit down with Gary Waldman, Neal's former manager and current archivist for the Neal Casal Music Foundation. We discuss the latest archival release, a collection of rare demo recordings entitled "No One Above You" as Gary shares many fond memories of his cherished time with Neal. It's a great conversation you won't want to miss...

Welcome to an all-new episode of SOA! After the first "Album To EP" installment with Amorica, David and Ian now attempt to do the same with Three Snakes and One Charm!

Becoming credentialed is one of the major goals for an actuary, but what does life look like after? Join Carly Mauro, FSA, MAAA and Chris Lombardi, FSA, MAAA as they discuss “the void” and how to approach personal growth, investing time in the community and the SOA, and professional development after exams. 

This week on SOA, the guys are proud to welcome back to the program for a second appearance, current Crowes lead guitarist Nico Bereciartua! It's a great chat about Nico's journey to the Crowes and his experiences thus far. Check it out! Be sure to follow Nico on Instagram! @nicobereciartua

For this episode of SOA, Ian, Producer Jason and Ambassador Shawn welcome three members of the Official SOA Patreon page (Cody Johnson, Justin Frey and Dan Campbell) to take on a Jeopardy-style trivia challenge to see who knows their Crowes the best and will go home with the 6LP "Live at the Greek" reissue box set!

On an all-new episode of SOA, David, Ian and Producer Jason sit down, Deprogrammed Podcast style, to create their ten track version of the ultimate Chris Robinson Brotherhood album. It's a fight to the finish that you won't want to miss!

This week on SOA, Ian sits down with Producer Jason and Ambassador Shawn to discuss the infamous acoustic shows performed at The Garage in London, England in February of 1997. It's got the music nerd stamp of approval for sure!

Welcome back to SOA! This week, our first official guest from the Black Crowes universe, Mr. Matt Slocum, returns to the show to break down the classic track from Amorica, "Descending!" It's a great conversation you won't want to miss!