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Many Ontario small business owners use personal credit to get a venture off the ground, because banks rarely lend to brand-new businesses. That convenience can help with early cash-flow gaps and sometimes costs less than a high-risk business loan, but it also creates serious personal exposure: guarantees, blurred books, CRA headaches, and credit-score damage. Doug and Ted walk through when using personal debt might make sense, the major risks to watch for, and practical ways to structure your finances. (00:00) Self-employment: Opportunity vs. Necessity (02:00) Capital-Intensive vs. Lean Start-Ups (with examples) (04:00) Why banks don't fund brand-new businesses and what "collateral" means (06:30) Pro #1- Easier access to credit for start-ups (08:00) Pro #2 - Cash flow and other short-term advantages (09:30) Con #1- Personal liability: when business failure becomes personal insolvency (12:00) Con #2 - Blurred finances: bookkeeping pitfalls, CRA risk, and collection stress (14:00) Con #3 - Credit-score impact: utilization and missed-payment damage (16:00) Best practices and tips (19:00) The three roles every small business owner needs Debt Traps of Buying a Business with David Barnett – Debt Free in 30 Bad Funding Choices for Small Businesses with David Barnett – Debt Free in 30 Want to Buy a Business? Here's What to Know First – Debt Free in 30 Starting or Buying A Business Out of Necessity – Debt Free in 30 DIY Free Credit Repair Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.
The Chartered Trading Standards Institute is warning people to keep a close eye on their bank and credit card accounts after thousands of unsuspecting shoppers have said they're having money taken without their knowledge. Individual payments are usually quite low, but if not spotted, they can quickly start to add up. Trading Standards say it's "outrageous" these payments are being taken without explicit consent. How can you spot and stop these payments?Two thirds of first time buyers are overpaying their mortgage and one in six hope to be mortgage free by the time they're 40 according to a report from TSB. Is it the same for other mortgage holders and what should you think about if you're considering overpaying on your mortgage?More than half of adults in the UK do not have a will. So if they die they will have no say in how their money, property, and possessions are distributed. WillAid, where solicitors all over the UK make free wills and suggest a donation to charity in exchange. How does it all work and what happens if someone dies without a will?Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Eimear Devlin and Jo Krasner Producers: Robert Cave Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12pm on Saturday 18th October 2025)
팔로우업- 카카오톡 사태 - 결국 항복 - 이승건씨가 뿔났어요 - 꺼라위키가 뭐가 중헌디- 시놀로지, 자사 하드디스크 정책 철회- 조니 아이브의 오픈AI 하드웨어 정체는?제임스 본드에게서 총을 뺏었습니다디즈니가 미는 새로운 프랜차이즈취소된 어쌔신 크리드 게임 이야기운전자들을 위한 iOS 26 꿀팁비트윈 해킹 사건테슬라에 방향 지시 스토크 달아드려요테슬라 모델 3 & Y 스탠더드AI 배우와 AI 감독- 배우- 감독테일러 스위프트, 티저 영상에 AI 썼다?지하철 안내 음성을 성우 대신 AI로?챗GPT의 삭제된 대화, 이제 진찌로 지워진다오픈AI Dev Day소라 2 난리티떱님이 만든 소라 영상
Also, GP Dr Jack Mosely on the science behind weight loss drugs.
Chase Hughes is a leading expert in human behavior analysis, influence, and persuasion, with over 20 years of experience as a U.S. Navy veteran. He developed groundbreaking programs like the "Behavior Pilot Program" for HUMINT, "CuePrime" for interrogation behavior analysis, and the "Pre-Violence Indicators Index" for detecting pre-attack behaviors. Author of the bestselling "The Ellipsis Manual: Analysis and Engineering of Human Behavior," Hughes consults for law enforcement, the military, Fortune 500 executives, and more. As a member of "The Behavior Panel" on YouTube, he educates on body language and deception detection. Internationally board-certified in clinical hypnotherapy, he advocates for ethical use of behavioral science in leadership, security, and personal development, drawing from his military background to create life-saving systems like "The Hostile Hospital" and "Tactical Psychology." Shawn Ryan Show Sponsors: Buy PSYOP Now - https://psyopshow.com Preorder Now - https://callofduty.com https://americanfinancing.net/srs NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. https://tryarmra.com/srs https://aura.com/srs https://betterhelp.com/srs This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://bunkr.life – USE CODE SRS Go to https://bunkr.life/SRS and use code “SRS” to get 25% off your family plan. https://shawnlikesgold.com https://hillsdale.edu/srs https://ketone.com/srs Visit https://ketone.com/srs for 30% OFF your subscription order. https://mypatriotsupply.com/srs https://patriotmobile.com/srs https://prizepicks.onelink.me/lmeo/srs https://ROKA.com – USE CODE SRS https://tractorsupply.com/hometownheroes https://ziprecruiter.com/srs https://gemini.com/srs Sign up for the Gemini Credit Card: https://Gemini.com/SRS #GeminiCreditCard #CryptoRewards #Advertisement This episode is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates and Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Consult with your tax or financial professional before investing. Chase Hughes Links: Website - https://chasehughes.com YT - https://www.youtube.com/@chasehughesofficial IG - https://www.instagram.com/chasehughesofficial FB - https://www.facebook.com/chasehughesofficial The Behavior Panel - https://www.youtube.com/c/TheBehaviorPanel Amazon Author Page - https://www.amazon.com/stores/Chase-Hughes/author/B06VW1H89K Learn more about your ad choices. Visit podcastchoices.com/adchoices
//The Wire//2300Z November 12, 2025////ROUTINE////BLUF: FORD CARRIER STRIKE GROUP ARRIVES IN CARIBBEAN. APPLE ROLLS OUT DIGITAL ID. JOBS REPORT FOR OCTOBER NOT PUBLISHED DUE TO GOVERNMENT SHUTDOWN.// -----BEGIN TEARLINE------International Events-Caribbean: Overnight the USS GERALD FORD (CVN-78) arrived in the SOUTHCOM area of responsibility, and is expected to be in position to carry out operations in theatre within a couple of days.Analyst Comment: Venezuela continues wartime preparations, same as before, with various internal militia and homeland defensive efforts being publicized over the past few weeks. Most of these efforts appear to mostly be just for show, but preparations continue all around nonetheless.-HomeFront-Washington D.C. - This afternoon the White House stated that a handful of financial reports for the month of October might not be released due to the government shutdown. Press Secretary Leavitt stated that the Consumer Price Index (CPI) report and various other jobs reports might not ever be released for last month, due to federal employees not being on the job to gather the data at the time in which it was most valuable (the data needed to make the jobs reports accurate must be gathered in real time throughout the month, and not in retrospect).Analyst Comment: At a time where the White House is facing increased scrutiny, this isn't a great omen since this is extremely important financial data to consider on the general state of the economy. Economic indicators are also a data point to consider even in the world of national defense, to set conditions and expectations on the homefront before a military campaign, for instance. Now, right at the crux of major economic concerns, the data simply isn't available because federal workers stopped doing their jobs during the shutdown. The data probably does exist, but by the time it's compiled and released it will be stale, and we'll be on to the next crisis.USA: This morning Apple announced the release of a Digital ID product, intended to digitize identification documents such as American passport data. The plan involves partnering with the Transportation Security Administration to integrate Digital ID efforts into air travel around the United States.-----END TEARLINE-----Analyst Comments: Apple's efforts are not to create a universal new identification scheme, but rather to digitize identity documents that already exist. TSA in particular has already had their own varying levels of subscription-based identity-check procedures for a while now, so in the grand scheme of things this has been coming for a long time. Of course, any Digital ID effort requires universal acceptance to work. It is not the ability to save an ID on one's phone that is new...it's the widespread adoption in such a short period of time that is the more concerning detail. This, coupled with the note that this is set up within the Apple Wallet ecosystem, has caused even more eyebrow-raising since it's not a huge jump to speculate that this ID scheme will be linked to finances at some point.In this case, Apple announced that this plan is already streamlined to work with TSA for air travel at over 250 airports around the nation. This plan was announced about two weeks ago, so in just that time, we've gone from announcement to implementation to full integration with TSA in ways that haven't really been done before. Individual states are also partnering with Apple to integrate their Driver's Licenses into the app, and 12x states/territories have done so already. As such data security concerns have abounded...while Americans have been watching the developments of a Digital ID system being implemented in the United Kingdom, a very similar system was being worked on here at home. But because it's a private company digitizing already-existing documents, less attention has been placed o
Everyone has been raving and giving full credit to Mike Vrabel for the culture he has established and in thinking of how Bill Belichick ran his locker room, players not walking on eggshells and being promoted by their coach is a nice look. Then, Doug Kyed from The Boston Herald joins the show and shares his thoughts on the Patriots including what workload Treyveon Henderson will have this Thursday and the one player who deserves more love. And, there is caution that Craig Breslow won't make big moves this offseason, but he did last offseason and its not the trade deadline.
In this 2026 Outlook discussion, our experts across High Yield, CLOs, Investment Grade and EM Debt cover:- Where they see value (against a backdrop of historically tight spreads)- How megatrends like AI proliferation are creating opportunities (and risks)- Their personal “bold predictions” for the year aheadPanelists:Brian Pacheco – Global High YieldAdrienne Butler – Global CLOsCharles Sanford – Investment Grade CreditCem Karacadag – Sovereign Debt & CurrenciesEpisode Segments:(01:01) – 3 macro trends shaping the landscape for fixed income (03:50) – The case for staying invested in high yield in 2026(07:09 – Potential risks to high yield(13:35) – Megatrends shaping the high yield landscape(15:10) – Brian's bold prediction on high yield(17:09) – Why CLOs are at the center of credit market innovation(21:51) – Who is investing in CLOs and how that's changing (26:08) – How lower rates may impact CLOs (28:32) – The ebb and flow of broadly syndicated loans vs private credit(29:56) – Adrienne's bold prediction for 2026(31:49) – Is Microsoft paper higher quality than the US government?(35:22) – Risks of AI capex to investment grade companies(39:17) – Opportunities in less-trafficked areas of IG(41:28) – Sizing up the opportunity in IG credit in 2026(43:40) – Charles' bold prediction of IG credit for 2026(45:49) – Analyzing value in EM debt and currency markets(49:06) – EM spreads are tight… so what?(51:20) – Two value opportunities in EM(53:57) – Cem's bold prediction for EM for 2026Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights. IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-4957534
In this episode of "Leaders Transform," we dive into Chapter Five of our book, "Orchestrating High-Performing Teams," focusing on the crucial theme of motivating the ensemble by tuning into individual skills and purpose. We explore how great teams thrive when each member plays to their strengths, much like a conductor harmonizes the unique tones of various instruments in an orchestra. We discuss the importance of aligning individual skills and passions with the team's shared mission, which leads to increased engagement, enhanced collaboration, and higher performance. When team members are in roles that suit their abilities, they feel valued and empowered, resulting in a more cohesive and effective team. Conversely, misalignment can lead to frustration and burnout, highlighting the leader's role in orchestrating a team where each person's skills complement one another. To help leaders motivate their teams, we introduce a five-step skill alignment framework: conducting a skills inventory, delegating strategically, ensuring role clarity, establishing recognition rituals, and providing continuous coaching. We also address common barriers to skill alignment, such as biases toward uniformity and fears of gaps, offering solutions to overcome these challenges. Throughout the episode, we share practical tools and exercises, including creating a team skills map and hosting a purpose alignment workshop, to help leaders connect individual contributions to the team's mission. We emphasize that motivation is an ongoing process, requiring regular check-ins and recognition to sustain engagement. As we wrap up, we preview the next chapter, which will focus on handling team challenges and turning discord into alignment, reinforcing the idea that motivated teams are resilient and capable of navigating conflicts constructively. Join us as we continue to explore the art of transformational leadership! Based on "Leaders Transform: Mastering the Art of Influence, Book 2: Orchestrating High-Performing Teams” by Hugh Ballou Hugh Ballou is The Transformational Leadership Strategist, author, and founder of SynerVision International, Inc. and SynerVision Leadership Foundation. He empowers leaders across sectors to transform vision into high-performing results. Article is based on my new series, “Leaders Transform: Mastering the Art of Influence” - http://LeadersTransform.info For a list of resources go to – http://AboutHugh.com Learn more about your ad choices. Visit megaphone.fm/adchoices
What happens when people raised in "we" cultures step into workplaces built for "I"?In this episode, I welcome author, speaker, and workplace culture expert Neelu Kaur to explore how cultural values, especially around collectivism and individualism, shape how we show up at work.Together, we unpack the silent struggles many face when moving between different cultural mindsets:▪️ Why self-advocacy can feel uncomfortable for those from collective cultures▪️ What leaders can do to create space for quieter voices▪️ The personal cost of code-switching between "we" and "I"▪️ Practical ways to develop your self-advocacy muscle — without selling out your valuesWhether you identify with a collective upbringing, work with people who do, or want to lead with more cultural awareness, this episode will help you build deeper empathy, stronger teams, and a more inclusive work culture.
In part two of the fasting series, Simon and Dr. Jules Strauss dive deep into the different types of fasting protocols available today. From time-restricted eating to extreme approaches with catchy names, they explore what the science actually supports versus what's simply clever marketing designed to sell products. Jules walks through the continuum of fasting approaches and importantly discusses who should avoid fasting altogether, drawing on her expertise in female-specific nutrition and eating disorder awareness. Key Points Discussed: Time-restricted eating (TRE): The most common and manageable approach, typically 16:8 or 14:10 windows, with early eating windows showing slightly greater benefits for insulin sensitivity. Intermittent fasting (5:2 approach): Five normal eating days with two very low-calorie days, and why this can be challenging for endurance athletes to manage around training. Red flag approaches to avoid: The "Warrior Diet," "Lean Gains," and other extreme protocols with fancy names that often promote disordered eating behaviour's. Who should avoid fasting: Anyone with a history of disordered eating, youth athletes, pregnant/lactating women, older athletes with higher protein needs, and those with recurrent injuries. The reality check on benefits: Fasting doesn't provide superior results compared to traditional calorie restriction - it's simply another tool that works for some people. Individual considerations: How training schedule, lifestyle, and personal circumstances should guide whether fasting is appropriate. Key Quotation: "I think it's important to recognise and acknowledge that, on the face of it, that is the time restricted eating approach. But when we kind of layer on all these additional kind of rules and restrictions, that's the point at which this becomes incredibly challenging for anyone to really implement... and actually lean more towards promoting and supporting people to engage with more kind of disordered eating behaviour's." Dr. Jules Strauss Connect with Dr. Jules Strauss: Website: totalendurancenutrition.com Instagram: @drjulesstrauss_nutritionist **If you are training for endurance sport and tempted by fasting please check out this research first: Fuel for the work required Join the SWAT Inner Circle The SWAT Inner Circle is now open. It is the community for athletes and adventurers over 50 who want to train smart, live well, and extend their health span. You can join today CLICK HERE TO START YOUR MISSION Check out my Instagram and YouTube channel Join the Unstuck Collective – for Beth's weekly inspiration and coaching insights (not a chat group; replies welcome via DM). Download Simon's Free ‘Battle Ready Lifestyle' Infographic - https://simon-ward.kit.com/battlereadylifestyle Website: www.simonward.co.uk Email: Simon@thetriathloncoach.com Sign up for Simon's weekly newsletter Sign up for Beth's weekly newsletter
HOW MUCH DO DENTAL IMPLANTS COST!? Download the FREE Guide to Dental Implants Here: https://bit.ly/3WGu6LLWant to know if you may be eligible for Permanent Teeth in 24 Hours? Take the 60 Second Quiz Here: https://bit.ly/3JNuHbA▬▬▬▬▬▬▬▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬Disclaimer: Nuvia Dental Implant Centers are locally owned and operated by licensed dental practitioners. These locally owned and operated practices are part of a professional network of dental implant centers operated by prosthodontists, oral surgeons, and restorative dentists. Each Nuvia Dental Implant Center has a business affiliation with Nuvia MSO, LLC, a Dental Support Organization that provides non-clinical support to each center.*Nuvia Dental Implant Centers are able to provide patients with a bridge made with an FDA approved permanent material, zirconia, in 24-hours. No temporary denture. Not all those who come in for a consultation are medically cleared to receive permanent zirconia teeth in 24-hours. Follow up appointments are required to confirm implant integration and make adjustments if necessary. Results may vary in individual cases. Patients represented in videos are actual NUVIA patient(s) and may have been compensated for their time in telling their story.*While soft foods immediately after surgery are generally approved by our clinical team, the local surgeon may give individual instruction on dental implant aftercare according to the specific circumstances applicable to each case.To hear patient's speech after prosthetic placement please search Nuvia Dental Implant Center on YouTube and watch patient stories. *Individual results may vary based on a number of factors.Copyright 2024. Nuvia Dental Implant Centers. All rights reserved.
O novo episódio do podcast Rádio Decidendi já está disponível e discute o julgamento do Tema 1.253, no qual a Primeira Seção do Superior Tribunal de Justiça (STJ) firmou a tese de que a extinção do cumprimento de sentença coletiva por prescrição intercorrente não impede a execução individual do mesmo título.Em conversa com o jornalista Thiago Gomide, o advogado da União Rodrigo Becker explica os fundamentos da decisão e detalha a aplicação prática do entendimento, com destaque para a lógica do processo coletivo no Brasil e o regime jurídico da coisa julgada nas ações ajuizadas por legitimado extraordinário, como sindicatos e associações.O episódio também analisa a natureza da chamada “coisa julgada secundum eventum litis”, prevista no Código de Defesa do Consumidor, e os motivos pelos quais uma decisão desfavorável à coletividade não pode prejudicar os membros do grupo que não participaram diretamente do processo coletivo.Podcast O podcast pode ser conferido na programação da Rádio Justiça (104,7 FM – Brasília) às segundas-feiras, às 21h30; e aos sábados e domingos, às 8h30. O novo episódio já está disponível no Spotify e nas principais plataformas de áudio.
On this episode of Coaching Call, Sifu Rafael welcomes Kirk McCarley, The Seed Sower Coach. With more than 30 years of executive leadership experience across public and private sectors, Kirk has a proven reputation for cultivating growth that exceeds expectations. Enthusiastic yet contemplative, determined yet relaxed, his coaching helps clients elevate self-confidence and realize their full God-given potential.A graduate of the University of North Texas, Kirk is a Certified and Accredited Professional Coach, a Professional in Human Resources (PHR), and SHRM-CP Certified. He also serves as a Production Assistant with ESPN for college football and basketball, and leads group cycling classes as a Certified Spinning Instructor. Married to his wife Cindy for 43 years, Kirk is a proud father and grandfather who makes his home in Florida with rescue dog, Ivy.Sifu Rafael is a master instructor, professional speaker, and the founder of Speaking Prowess, Sifu's Mind Body Method, and the NYC Mastermind Experience, where he combines expertise in communication and leadership to help individuals unlock their full potential. As a solutions expert and executive coach, he guides clients with clarity, purpose, and strategic insight. His mission is to make effective communication accessible to all, empowering personal and professional growth. Learn more about Sifu's Mind Body Method at www.sifurafael.com/smbm.This episode is brought to you by Sifu's Mind Body Method, a 90-day lifestyle transformation blending movement, mindset, nutrition, hydration, fasting, journaling, and faith. Learn more at www.sifurafael.com/smbmWatch on Facebook, LinkedIn, X, and YouTube. Subscribe at https://www.youtube.com/@sifurafaeltv?sub_confirmation=1
What if the real healing from cancer isn't solely focused on making the tumor disappear, but transforming the person carrying it?When therapist Geneva Jacobs learned she had cancer, she remembered watching her mother go through chemotherapy, radiation, and surgeries at the same age. She knew she'd take a different path. That decision led her to a 29-day water fast that changed everything about who she is. Dr. Katie Deming guides you through Geneva's story of profound transformation, where morning energy replaced exhaustion, introversion shifted to connection, and paralyzing fear dissolved into peace.Chapters:02:08 – Why she refused chemo after her diagnosis04:15 – From night owl to morning person overnight07:26 – Fear drops away and calm returns11:40 – The refeeding epiphany hits hard14:58 – The hawk appears at the perfect moment20:24 – Why connection during fasting changes everything28:43 – Dropping below the waves of emotion33:47 – Her tumor stayed and she's grateful for it35:20 – Mitophagy, what fasting really does44:30 – Integration matters more than the fast itselfYou'll hear how Geneva's fast brought unexpected changes she never saw coming like experiencing a spiritual awakening that revealed the perfection in her journey. Discover why Geneva calls it the most powerful healing experience of her life. Dr. Katie explains why these shifts matter just as much as what happens to the tumor, diving into the science of mitochondrial healing and why fixing your cellular energy might be the key to everything.This conversation challenges everything you think you know about successful cancer treatment. If you've ever felt confused about what "healing" really means, or worried that you're not doing enough, this conversation offers a completely different lens for understanding your journey.Listen and learn why the most profound healing often happens in ways you can't see on a scan, and how giving your body a chance to reset at the cellular level might unlock the vibrant life you'veAccess the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/ Transform your hydration with the system that delivers filtered, mineralized, and structured water all in one. Spring Aqua System: https://springaqua.info/drkatieMORE FROM KATIE DEMING M.D. Work with Dr. Katie: www.katiedeming.com 6 Pillars of Healing Cancer Workshop Series - Click Here to Enroll Follow Dr. Katie Deming on Instagram: https://www.instagram.com/katiedemingmd/ Email: INFO@KATIEDEMING.COM Please Support the Show Share this episode with a friend or family member Give a Review on Spotify Give a Review on Apple Podcast Watch on Youtube: https://youtube.com/playlist?list=PL5LplU70TE9i01tW_7Tozi8b6X6rGBKA2&si=ZXLy5PjM7daD6AV5 DISCLAIMER: The Born to Heal Podcast is intended for informational purposes only and is not a substitute for seeking professional medical advice, diagnosis, or treatment. Individual medical histories are unique; therefore, this episode should not be used to diagnose, treat, cure, or prevent any disease without consulting your healthcare provider.
Sam is a huge Bears fan. He sets up his brand new smoker in the backyard and put a perfectly seasoned pork shoulder on to cook all day -- just in time for the Sunday Night Bears v. Packers game. The smoker was near the side of the house, but not directly next to it. After 8 hours, the shoulder was tender and ready to eat… but the insured's siding had melted. Sam seeks coverage for the replacement of the melted siding (and for the pork shoulder he dropped when he saw the damage). Notable Timestamps [ 00:23 ] - Sonia sets out a tragic game day scenario. [ 01:16 ] - Fire is often defined by courts using dictionary definitions, such as Merriam-Webster's: "the phenomenon of combustion manifested in light and heat". [ 04:38 ] - Scorching analysis suggests black marks may indicate oxidation and a glow (which could be fire damage), while brown marks often indicate high heat damage only. [ 06:58 ] - For insurance purposes, losses must be fortuitous; Sam was trying to smoke meat, not melt the siding, so the damage was fortuitous from his perspective. [ 08:37 ] - Most states rely on "proximate cause", i.e. the dominant or efficient cause that initiates the events, when analyzing causation for claims. [ 09:23 ] - Friendly fire is contained in its usual place (like a stove), while hostile fire is unexpected or uncontrolled and not in its intended location. However, this analysis is not typically used by modern courts. [ 11:43 ] - Sonia provides a recap of the points above. Your PLRB Resources The Future of Insurance Podcast - https://future-of-insurance.com/podcast/ Coverage Question: Smoker Melts Nearby Siding - https://www.plrb.org/documents/named-peril-coverage-smoker-melts-nearby-siding-pcq-2025-02-24-slc-a/ Coverage Question: Christmas Lights Scorched Couch: Is Couch Covered? - https://www.plrb.org/documents/fire-peril-scorched-couch/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Jessica is an Assistant Professor in the nutrition department at Syracuse University, where she previously earned her PhD in Exercise Science. She also serves as the consulting sports dietitian for LeMoyne College Athletics and sees clients through her private practice, Major League Wellness. Jessica is a women's health researcher, currently studying the effects of REDs on athletic performance in female athletes. She is a mom to 4 kids and stays active with weight training, hiking, yoga, and Pilates.In this episode we chat about:Her work as a professor and as a dietitianWays to make research more fun for her studentsMaking research a creative processSupplements and how to use them appropriatelyFreedom to pick what she studiesFemale athlete researchHow to apply nutrition as an art and a science in sports nutrition Recent research in REDs with RMR ratioUpcoming research in adolescent female athletesCarbs and V02maxSports nutrition work with college athletesAnd so much more!Stay connected:Jessica on LinkedIn: https://www.linkedin.com/in/jlgaray/Jessica on Instagram: https://www.instagram.com/cusesportsrd/Major League Wellness website: https://majorleaguewellness.com/Stevie on Instagram: https://www.instagram.com/stevielynlyn/Stevie Lyn Nutrition website: https://stevielynrd.com/
DAILY DOSE #334Gedolim have room in their heart for every individual
Matt Bissonnette is a former United States Navy SEAL known for his participation in the 2011 raid that killed Osama bin Laden, as detailed in his bestselling book No Easy Day: The Firsthand Account of the Mission That Killed Osama bin Laden (2012), written under the pen name Mark Owen. A DEVGRU (SEAL Team Six) operator, Bissonnette served multiple combat deployments and was one of the SEALs who entered bin Laden's compound in Abbottabad, Pakistan. The book, which became a New York Times bestseller, sparked controversy for not being cleared by the Pentagon, leading to a 2016 settlement where Bissonnette agreed to forfeit royalties and speaking fees. He has since advised on the CBS series SEAL Team (2017–present) and maintains a low public profile. Shawn Ryan Show Sponsors: Buy PSYOP Now - https://psyopshow.com Preorder Now - https://callofduty.com https://americanfinancing.net/srs NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. https://tryarmra.com/srs https://aura.com/srs https://betterhelp.com/srs This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://bunkr.life – USE CODE SRS Go to https://bunkr.life/SRS and use code “SRS” to get 25% off your family plan. https://shawnlikesgold.com https://hillsdale.edu/srs https://ketone.com/srs Visit https://ketone.com/srs for 30% OFF your subscription order. https://mypatriotsupply.com/srs https://patriotmobile.com/srs https://prizepicks.onelink.me/lmeo/srs https://ROKA.com – USE CODE SRS https://tractorsupply.com/hometownheroes https://ziprecruiter.com/srs https://gemini.com/srs Sign up for the Gemini Credit Card: https://Gemini.com/SRS #GeminiCreditCard #CryptoRewards #Advertisement This episode is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates and Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Consult with your tax or financial professional before investing. Matt Bissonnette Links: YouTube - https://www.youtube.com/@mattbissonnetteofficial Website - https://mattbissonnette.com IG - https://www.instagram.com/mattbissonnetteofficial IMDb (for SEAL Team) - https://www.imdb.com/title/tt6473344/fullcredits Learn more about your ad choices. Visit podcastchoices.com/adchoices
****Spotify keeps removing episodes due to the music in the PreRoll Bumper (Even though we have the license to use it), so for now, we're uploading episodes without the Bumper until we can get it resolved.***Should your church focus on individual discipleship plans or corporate pathways? In this episode of Breaking Barriers, Pastor Bobby and Pastor Andrew tackle a listener's question about why Mercy Hill Church chose a church-wide discipleship pathway over individualized plans. Discover the 5 reasons behind their Acts 2 "flywheel" approach (Gather, Group, Give, Go), why simplicity beats complexity in discipleship, and how to align your church's front-stage and back-stage conversations. Perfect for pastors, church leaders, and ministry teams wrestling with discipleship strategy, church growth, and creating sustainable pathways for spiritual formation.
All Chapters AI Contribution: Courtesy of Google NotebookLM
In this episode, we speak with JD Decker about the life-saving incident that earned him the honor and reflects on how Nevada's DMV enforcement team works to protect the public through quick action, investigation, and a commitment to safety on and off the road. Host: Ian Grossman Producer: Claire Jeffrey, Chelsey Hadwin, and Kayle Nguyen Music: Gibson Arthur
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Understanding Corporate Liability: Navigating the Complexities of Modern AccountabilityIn today's rapidly evolving business landscape, understanding corporate liability is more crucial than ever. As companies grow in size and complexity, the challenge of holding them accountable for their actions becomes increasingly intricate. This blog post explores the key concepts of corporate liability, insider trading, and the evolving frameworks of accountability.The Puzzle of Corporate AccountabilityImagine a world where a giant corporation commits a crime, such as fraud or bribery. Who pays the price? Is it the CEO, the board, or the company itself? This question lies at the heart of corporate liability, a concept that has evolved significantly over the years. The traditional legal frameworks, such as the identification doctrine, often fall short in addressing the complexities of modern corporations.The Identification Doctrine: A Narrow ApproachThe identification doctrine, a cornerstone of UK corporate law, requires prosecutors to prove that the company's "directing mind and will" was responsible for the crime. This approach, while theoretically sound, often fails in practice, especially in large corporations with complex hierarchies. The case of Barclays in 2018 highlights this gap, where charges against the company were dismissed due to the inability to pinpoint the directing mind.Respondeat Superior: The Broad US ApproachIn contrast, the US model of respondeat superior holds companies liable for the actions of their employees, provided they acted within the scope of their employment. This broad approach ensures accountability but raises questions about fairness, especially when companies have robust compliance programs in place.The Middle Ground: Failure to Prevent ModelEmerging as a middle ground is the "failure to prevent" model, which shifts the burden of proof onto companies. Under this model, companies are guilty unless they can demonstrate reasonable procedures to prevent the crime. This approach is gaining traction, particularly in addressing economic crimes and ensuring companies take proactive measures to prevent wrongdoing.The Role of ESG and AI in Modern AccountabilityAs we move into an era dominated by environmental, social, and governance (ESG) concerns, the landscape of corporate accountability is shifting. Companies are now expected to consider their broader impact on society and the environment. Additionally, the rise of artificial intelligence introduces new challenges in attributing liability, as algorithms make increasingly complex decisions.Redefining Corporate ResponsibilityThe old rules of corporate liability are being rewritten to address the realities of modern business. As we navigate this new landscape, the challenge lies in redefining what it means for a corporation to be responsible. The future of corporate accountability will depend on our ability to adapt legal frameworks to the complexities of global systems and AI-driven decision-making.Subscribe NowStay informed about the latest developments in corporate law and accountability. TakeawaysUnderstanding corporate liability is essential for legal exams.Corporations act through individuals, complicating accountability.The U.S. model allows broad corporate liability through respondent superior.The U.K. model requires proof of a directing mind for liability.Comparative models like Canada's and Australia's offer broader accountability.Failure to prevent offenses shift the burden to corporations.Individual accountability is crucial in corporate crime cases.Sentencing often ignores the financial impact on shareholders.ESG factors are increasingly influencing corporate liability.The legal landscape is evolving with technology and AI implications.corporate liability, attribution, respondent superior, identification doctrine, compliance, ESG, corporate governance, individual accountability, sentencing, legal frameworks
The loss to the Magic sucked, and the NBA Cup may be out of the Celtics' grasp, but there's plenty of individual and developmental promise so far this season. Sam LaFrance of How 'Bout Them Celtics and Hardwood Houdini joined us for Celtics Late Night for some spicy post-game reactions.
Drawing on experience from 25+ years and 73,000+ filings, Doug and Ted break down the top debt mistakes Canadians make, and how to avoid them. They explain how problems creep up, why waiting narrows your options, high-cost credit and payday-loan cycles, CRA's real collection powers, and so much more. Canada-specific guidance for debtors with tips on protecting your long-term financial health. (00:00) How debt mistakes happen (02:00) Spotting debt problems early (04:30) Waiting too long is costly: interest, stress, fewer options (06:30) Choosing the right help: Licensed Insolvency Trustees vs. "debt consultants" (08:30) Minimum payments: is it ever a good strategy? (10:30) High-cost credit & payday loan cycle (13:30) Ignoring CRA debt: the powers of the Canada Revenue Agency (15:30) RRSPs to pay debt? Taxes, exemptions, and better paths (18:00) The credit-score trap (21:00) Practical resets, scam red flags Hoyes Michalos Joe Debtor Consumer Insolvency Study 2024 DIY Free Credit Repair Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.
In this episode of The PDB Afternoon Bulletin: First—U.S. and Israeli officials say they've foiled an Iranian plot to assassinate Israel's ambassador to Mexico. It's just the latest episode in Iran's shadow war on the west, one that now stretches across the globe. Later in the show—The Kremlin's war machine is running low on soldiers — and now it's looking to Africa to fill the gaps. We'll examine reports that more than a thousand African fighters are on the frontlines in Ukraine, and what it says about Russia's growing desperation. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. Birch Gold: Text PDB to 989898 and get your free info kit on gold Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The President's Daily Brief: First—a UK intelligence report is detailing the staggering losses Russia's military has suffered in Ukraine, putting the number of casualties at more than 1.1 million. But Putin's bloody war of attrition continues, as his forces move closer to capturing the battered city of Pokrovsk. Later in the show—In a major test of the Gaza ceasefire deal, the Trump administration is reportedly pressuring Israel to allow safe passage for up to 200 Hamas operatives currently holed up in a vast tunnel network, provided the terrorists pledge to disarm. Plus—we're learning more about the ISIS-inspired terror ring behind a foiled plot in Michigan, as authorities bust two more suspects who were allegedly plotting a Boston bombing-style attack. In our 'Back of the Brief'—For the first time in 18 months, Somali pirates have successfully boarded a commercial ship, reviving fears of a return to hijackings in one of the world's most vital maritime trade routes. Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. Birch Gold: Text PDB to 989898 and get your free info kit on gold To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com.Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Learn more about your ad choices. Visit megaphone.fm/adchoices
Frank and Shirley break down Survivor Season 49, Episode 7 as the tribes merge and the game resets. A frantic key scramble sets the tone, Sage cashes in a big advantage, Sophie wins a tough endurance immunity, and social dynamics flip as power players collide. We talk production tidbits from Jeff's podcast, the ethics of camp life moments, and how this vote sets up the sprint to Season 50.00:00 — Welcome, merge setup, why strong players suddenly look exposed00:42 — Who's actually playing: Sophie's edit, Sage vs Savannah confusion, early reads01:33 — Challenge format love: two-phase competitions and rare endurance twists02:10 — Nate's arc and classy exit, what his jury seat means02:26 — Shannon reactions, production realities, camp logistics from “On Fire”03:49 — “Bottoms Up” alliance forms: Steven, Joanne, Sage04:25 — Why the blue camp, sustainability notes, challenge field turfing05:50 — Idol information warfare: blaming Shannon for Rizzo's idol leak06:13 — Why Savannah is the next big target06:38 — Chest advantage drops, mass key scramble, behind-the-scenes camera chaos09:51 — Sage unlocks the chest and a huge challenge advantage10:04 — Merge sunrise, shifting pairs, and soft alliances11:49 — The chicken moment and how the audience reacts every season13:29 — Sage recruits Sophie and Joanne, locks on Savannah14:52 — Earn the merge meal: team lineups and the boulder course16:16 — Puzzle phrase trick, Alex's athletic leap, yellow team wins merge meal17:33 — Individual immunity on the beam: elimination order and Sophie's win for her mom18:52 — Jeff teases two Season 50 spots, who looks ready to seize it21:25 — Feast fallout, who's calm, who's plotting, and why timing matters22:03 — Mick's idol hunt, Savannah vs Mick footrace for the key, vote restored23:29 — Rizzo briefs Savannah, Sophie aims to break the trio, Stephen floated26:16 — Tribal talk, Rizzo flashes idol, votes land, Nate becomes first jurorSage's chest advantage was massive. Skipping phase one secured food and energy for the endurance round.Sophie's immunity win came on a genuinely nasty balance setup. It also gave quieter players room to change gears.The edit is spotlighting a few likely Season 50 figures, which compresses screen time for subtle operators.Idol intel is currency. Pinning the leak on Shannon keeps suspicion off Sage and keeps options open.Mick is a gamer. The head-to-head key lunge with Savannah and reclaiming her vote were pivotal for the merge math.Rizzo showing the idol without playing it protected Savannah enough for the plan to hold.Nate on the jury is big for Rizzo and Savannah. He clocked who flipped in seconds, which will shape Ponderosa talk.“You can't hide behind good players anymore.”“She's incredibly forgettable. It's not her fault. The editors did her wrong.”“Target the leader. Savannah runs the show.”“That's how you do it on Survivor.”“If you're getting to the end now, it won't be because you got carried.”Patreon: https://www.patreon.com/GeekFreakspodcastWhat do you think was the smartest move after the merge feast: flashing an idol, hunting one, or locking votes early? Send questions or hot takes for next week's mailbag and we'll feature a few on the show.Source: Episode transcript 7. Blood Will Be Drawn Apple Podcast tags: Survivor 49, Blood Will Be Drawn, Survivor recap, merge episode, reality TV analysis, Sophie immunity, Sage advantage, Rizzo idol, Savannah strategy, Outlast Podcast, Geek Freaks, Jeff ProbstTimestamps and TopicsKey TakeawaysMemorable QuotesCall to ActionLinks and ResourcesFollow UsListener Questions
Book your call: https://jordanapodaca.com/#free-call In this episode, we explore the profound impact of infidelity, not just on relationships but on personal identity. It discusses the trauma and survival mechanisms that follow a betrayal and guides viewers on how to rebuild their true, authentic selves. The podcast emphasizes the importance of self-care, inner peace, and the journey to rediscovering a more resilient and wiser version of oneself. Detailed guidance is provided on the initial steps towards healing, with the assurance that personal transformation and joy are achievable. 00:00 Understanding the Impact of Infidelity 01:25 The Trauma Response and Survival Mode 05:05 Steps to Rebuild Your True Self 07:14 Embracing a New Beginning Finally feel peace after the pain of infidelity If you've been carrying anger, numbness, intrusive thoughts, shame, embarrassment, or a loss of trust – you don't have to keep doing this alone. On our call, we'll uncover what's really keeping you stuck and map out exactly how to help you feel calm, safe, and in control again. Everyone's process is unique, but many of my private clients notice meaningful change within just a few sessions. Book Your Free Strategy Call Now: https://jordanapodaca.com/#free-call --------------------------------------------------------------------- MORE RESOURCES: About Me: https://jordanapodaca.com/#aboutme How I help clients: https://jordanapodaca.com/#howworks How my approach is different: https://jordanapodaca.com/#howdifferent Testimonials and Results: https://jordanapodaca.com/#results Recordings of sessions with clients: https://jordanapodaca.com/#recording Frequently Asked Questions: https://jordanapodaca.com/#faq Contact Me: https://jordanapodaca.com/#contact JJA Consulting LLC • Fully insured through Alternative Balance LLC • Based in Michigan • Sessions via Zoom • Confidential and results-based. Disclaimer Jordan is not a licensed therapist, counselor, or medical professional. His services are for educational and coaching purposes only and are not intended to diagnose, treat, cure, or prevent any mental or medical condition. Individual results vary. If you are in crisis or need clinical support, please reach out to a licensed mental-health provider or emergency services. Summary of Terms and Conditions Educational Purpose Only: Coaching and hypnosis sessions are for personal development and educational purposes only. Not Therapy or Medical Treatment: These services are not a substitute for counseling, psychotherapy, psychiatric, or medical care. Results Vary: Individual results vary depending on many factors. No specific outcome is guaranteed. Your Responsibility: You are responsible for your participation, decisions, and well-being before, during, and after sessions. No Refunds: All sales are final except as required by law. Confidentiality: All private sessions are confidential except where disclosure is required by law. Intellectual Property: All session materials and methods are owned by JJA Consulting LLC and may not be shared or reproduced. Code of Conduct: We reserve the right to refuse or end services for disruptive, abusive, or unsafe behavior. By scheduling or purchasing services, you agree to the full Terms and Conditions: https://jordanapodaca.com/#terms Subscribe to The Infidelity Recovery Podcast on Soundwise
In this episode of The PDB Afternoon Bulletin: First—The deputy chairman of Russia's parliamentary defense committee claims the Kremlin has sent advanced air defense systems to the Maduro regime, while floating the possibility of also sending cruise and hypersonic missiles to Venezuela. Later in the show—Ukraine's intensifying drone campaign against Russian energy continues. Kyiv says Ukrainian drones struck a major oil refinery in Russia's Volgograd region for the second time in almost three month, while a separate strike set ablaze a major power plant deep in Russia's northeast. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB Birch Gold: Text PDB to 989898 and get your free info kit on gold Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The President's Daily Brief: First—Syria's new president, once part of a jihadist insurgency, is set to meet President Trump at the White House on Monday. We'll break down what's at stake for U.S. policy, and why the administration is pushing both Congress and the UN to repeal heavy sanctions ahead of the meeting. Later in the show—South Korean intelligence has assessed that a summit between President Trump and North Korean dictator Kim Jong Un will likely take place next year, saying the hermit kingdom is already preparing behind the scenes for a dialogue. Plus—Russian strongman Vladimir Putin orders top officials to prepare plans to resume nuclear testing, a response to President Trump's recent announcement that the U.S. will soon begin nuclear testing for the first time in more than 30 years. In our 'Back of the Brief'—Ukraine's drone pilots are reportedly engaged in video-game-style kill-tracking, earning rewards for each successful strike on Russian forces. We'll break down this incentive-based system, and how it has fueled Ukraine's intensifying drone campaign. American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB Birch Gold: Text PDB to 989898 and get your free info kit on gold Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com.Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Learn more about your ad choices. Visit megaphone.fm/adchoices
We're want to talk about climate change, and more specifically whether policy makers are throwing in the towel on the climate battle. It's a question we're asking because Climate Change Minister Simon Watts has announced changes to the Climate Change Response Act. The biggest amendment seems to be the proposal to end the current requirement for the Climate Change Commission to advise the Government on the country's emissions reduction plans. It would also mean the public would no longer be consulted on national emissions budgets. Across the ditch, Australia's conservative political parties are looking at dropping their commitment to hit net zero emissions by 2050. These changes got us wondering whether our individual actions can still make a difference.
Live from Porto: Philosophy—As a Weapon for Success With Yaron Brook, Tim Vieira, and Mário Amorim Lopes
HOW MUCH DO DENTAL IMPLANTS COST!? Download the FREE Guide to Dental Implants Here: https://bit.ly/49rRVOPWant to know if you may be eligible for Permanent Teeth in 24 Hours? Take the 60 Second Quiz Here: https://bit.ly/3X8GrZa▬▬▬▬▬▬▬▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬Disclaimer: Nuvia Dental Implant Centers are locally owned and operated by licensed dental practitioners. These locally owned and operated practices are part of a professional network of dental implant centers operated by prosthodontists, oral surgeons, and restorative dentists. Each Nuvia Dental Implant Center has a business affiliation with Nuvia MSO, LLC, a Dental Support Organization that provides non-clinical support to each center.*Nuvia Dental Implant Centers are able to provide patients with a bridge made with an FDA approved permanent material, zirconia, in 24-hours. No temporary denture. Not all those who come in for a consultation are medically cleared to receive permanent zirconia teeth in 24-hours. Follow up appointments are required to confirm implant integration and make adjustments if necessary. Results may vary in individual cases. Patients represented in videos are actual NUVIA patient(s) and may have been compensated for their time in telling their story.*While soft foods immediately after surgery are generally approved by our clinical team, the local surgeon may give individual instruction on dental implant aftercare according to the specific circumstances applicable to each case.To hear patient's speech after prosthetic placement please search Nuvia Dental Implant Center on YouTube and watch patient stories. *Individual results may vary based on a number of factors.Copyright 2024. Nuvia Dental Implant Centers. All rights reserved.
Election Day is more than a civic duty—it’s an opportunity to honor God with the choices we make at the ballot box. Deuteronomy 30:19 reminds us to “choose life,” aligning our decisions with God’s ways so that blessings flow to us and our communities. Voting as a Christian is about more than candidates or parties; it’s about reflecting God’s principles and demonstrating the heart of faith in action. Highlights Christians are called to vote with discernment, seeking God’s guidance and aligning choices with His Word. Election Day historically has been viewed as a sacred responsibility to uphold godly principles in governance. Individual votes matter—John Wesley emphasized acting “as if the whole election depended on your single vote.” Abstaining from voting can have spiritual consequences (James 4:17). Voting reflects the values of our hearts and serves as a declaration of faith (Psalm 119:30, Joshua 24:15). Praying and humbling ourselves before God ensures our votes honor Him and contribute to healing the land (2 Chronicles 7:14). A biblically guided approach to elections helps Christians navigate political and moral complexities faithfully. Join the Conversation How do you ensure your vote reflects your faith? What steps can you take this Election Day to seek God’s guidance in your civic decisions? Share your thoughts with #VotingWithFaith #ChooseLife #ChristianVote.
What if the cancer treatment that works best is the one pharmaceutical companies can't profit from? What if one of the cancer treatments that works best is the one the pharmaceutical companies can't profit from?!Dr. Katie sits down again with Professor Thomas Seyfried to explore why the medical system resists alternative approaches to a disease that claims over 1,700 lives daily in the U.S., and what's actually driving cancer at the cellular level. They reveal a specific therapeutic strategy that targets both fuels cancer cells depend on to survive.Dr. Seyfried explains how cancer isn't the genetic lottery you've been led to believe, it's a metabolic condition with a metabolic solution. You'll learn why your body's normal cells thrive on completely different fuel than cancer cells do, and how a compound called DON (a glutamine antagonist) combined with therapeutic ketosis creates conditions where healthy cells flourish while cancer cells can't survive. Chapters:00:13:25 – Starving the Tumor00:16:22 – The Banned Cancer Drug00:21:03 – Beyond the Keto Diet00:32:00 – Why Healing Threatens the ‘System'00:37:15 – The Genetic MythDr. Katie and Dr. Seyfried discuss the practical challenges patients face when trying to find providers who understand this science, why measuring your glucose-ketone index matters more than following any specific meal plan.Dr. Seyfried's research team is seeing remarkable outcomes in advanced cases that conventional medicine has given up on, and he shares exactly what that approach looks like.Listen and learn why the paradigm shift in cancer management isn't just coming, it's already here, waiting for the rest of the world to catch up.Dr. Seyfried: https://www.bc.edu/bc-web/schools/morrissey/departments/biology/people/faculty-directory/thomas-seyfried.htmlAccess the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/ Transform your hydration with the system that delivers filtered, mineralized, and structured water all in one. Spring Aqua System: https://springaqua.info/drkatieMORE FROM KATIE DEMING M.D. Work with Dr. Katie: www.katiedeming.com 6 Pillars of Healing Cancer Workshop Series - Click Here to Enroll Follow Dr. Katie Deming on Instagram: https://www.instagram.com/katiedemingmd/ Email: INFO@KATIEDEMING.COM Please Support the Show Share this episode with a friend or family member Give a Review on Spotify Give a Review on Apple Podcast Watch on Youtube: https://youtube.com/playlist?list=PL5LplU70TE9i01tW_7Tozi8b6X6rGBKA2&si=ZXLy5PjM7daD6AV5 DISCLAIMER: The Born to Heal Podcast is intended for informational purposes only and is not a substitute for seeking professional medical advice, diagnosis, or treatment. Individual medical histories are unique; therefore, this episode should not be used to diagnose, treat, cure, or prevent any disease without consulting your healthcare provider.
Licensed clinical professional counselor and board-certified dance/movement therapist Erica Hornthal (“The Therapist Who Moves You”) joins Aaron to explain how changing the way we move changes the way we feel. Recorded on November 3, 2025, the conversation grounds movement therapy in the realities of Chicagoland life: financial pressure, screen-driven immobility, community trauma in Highland Park, and heightened anxiety around recent ICE activity across the North Shore. Erica shares practical, accessible ways to regulate the nervous system, reduce anxiety, and communicate nonverbally when words are not enough.Key TakeawaysMovement is already part of therapy: posture shifts, breathing, pacing, and small gestures can be therapeutic starting points.We have “out-evolved” our natural instinct to move; immobility amplifies anxiety.Stressors show up differently across communities. Whether it is public-safety trauma or fear tied to immigration enforcement, the body stores that stress.You can change your state by changing your movement, even with simple, seated interventions.Nonverbal work helps couples and families de-escalate conflict and build empathy.Parents can meet kids' energy with movement rather than suppression, then teach time-and-place skills.Research supports dance and movement as effective for anxiety and depression; therapy fit and relationship still matter most.Practical access: look for “somatic,” “body-oriented,” or “creative arts therapy” in your area; insurance coverage depends on the clinician's license.Timestamps00:00 Intro to Erica and dance/movement therapy02:00 What movement therapy looks like in practice04:50 Why Erica wrote “BodyTalk” and how readers use it08:15 Why we feel so stressed today, and how immobility feeds anxiety10:45 Local context: Highland Park trauma and recent ICE activity on the North Shore12:30 Changing movement to change mood and cognition15:15 Treating the “snake bite” before debating the “why”16:00 Individual vs group work, and what movement builds between people17:35 Getting over discomfort and starting small20:40 A simple intervention: washing hands slowly to interrupt anxiety22:20 Working across ages: from 3 to 10726:15 Coaching kids and meeting their movement needs31:30 Nonverbal communication in relationships and negotiations35:00 “Embodied listening” and the limits of AI for mental health39:30 Walks, showers, and why ideas arrive during movement42:00 Using your body as a free mental health resource43:00 Finding somatic or creative arts therapists and dealing with insurance46:45 What the research says about dance, anxiety, and depression49:00 Where to find Erica and her books50:00 ClosingPractical Exercises MentionedSeated reset: notice shoulders, jaw, feet; slow your breath and lengthen exhale.Pattern interrupt: pick one daily action and do it slowly for 20 seconds (example: handwashing) to downshift intensity.Conflict pause: step outside or to separate corners, walk, then reconvene.With kids: “shake out the wiggles,” go outside for 60 seconds, then return.GuestErica Hornthal, LCPC, BC-DMTFounder and CEO, Chicago Dance TherapyAuthor of BodyTalk, Body Aware, and The Movement Therapy DeckWebsite: https://www.ericahornthal.comPractice: https://www.chicagodancetherapy.comInstagram: @thetherapistwhomovesyouEmail: erica@hornthal.comResources MentionedBodyTalk: 365 Gentle Practices to Get Out of Your Head and Into Your BodyBody AwareThe Movement Therapy DeckSearch terms for local care: “somatic therapy,” “body-oriented therapy,” “creative arts therapy,” “dance movement therapy,” plus your city.For Listeners in ChicagolandIf anxiety has spiked for you or your family due to recent events in the region, consider brief, daily movement check-ins. Even small posture and breath changes can reduce a constant state of alert. Nonverbal practices can help when words feel risky or overwhelming. ConnectHost: Aaron Masliansky — The Chicagoland GuideSubscribe, rate, and share if this episode helped you. New episodes highlight people and ideas that make Chicagoland a great place to live. Thank you for listening to The Chicagoland Guide!For more insights into the best places to live, work, and explore in Chicagoland, visit thechicagolandguide.com. Connect with us on social media for more updates and behind-the-scenes content. If you have any questions or want to share your own Chicagoland stories, feel free to reach out! Don't forget to subscribe and leave a review if you enjoyed this episode.
1 section- debate if intent for the correct korban but of the wrong person is an issue of shinuy kodesh or not
Curd Appeal sells the best-looking cheeses on the block, but over the long weekend their refrigerator broke down, and now their limburger isn't the only thing that smells. The owner argues they are covered under the BP 00 03, but the adjuster spots some holes in their argument. The owner hits back with a supplemental endorsement they purchased, hoping to find coverage any way they can. Notable Timestamps [ 03:00 ] - The five-point process for property coverage analysis includes: covered property, direct physical loss, covered cause of loss, conditions, and additional coverages/extensions. [ 04:37 ] - Mechanical breakdown (like a refrigerator going out) is often an excluded cause of loss in a standard policy. [ 07:18 ] - Supplemental endorsements for food spoilage are designed to work with the base policy and can specify limits and change base policy language. [ 08:59 ] - This food spoilage coverage extension insures against direct physical loss or damage to food stock or food merchandise contained in a refrigeration unit. [ 10:47 ] - The endorsement defines a covered cause of loss to include mechanical breakdown and power outage (change in temperature/humidity). [ 12:31 ] - This food spoilage endorsement often explicitly deletes the mechanical breakdown exclusion from the base policy, but only for that specific coverage extension. [ 13:41 ] - The food spoilage extension may only apply if the loss is not covered by Equipment Breakdown Insurance (an optional policy coverage). [ 14:10 ] - The optional Equipment Breakdown Protection Coverage in the BP 00 03 policy covers direct loss or damage caused by mechanical breakdown or electrical failure of machinery. [ 15:33 ] - The Equipment Breakdown Protection Coverage might exclude leakage at a valve or seal, which is a distinction that could make the supplemental endorsement the only source of coverage. [ 18:31 ] - Brennan provides a recap of the points above. Your PLRB Resources Property Question of the Week: Food Spoilage under BP and CP Forms – No Off-Premises Power Outage - https://www.plrb.org/documents/food-spoilage-under-bp-and-cp-forms/ Property Question of the Week: Mechanical Breakdown of Freezer: Food Covered? - https://www.plrb.org/documents/mechanical-breakdown-of-freezer-food-covered/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Are you waiting for a promotion to start leading? STOP. Leadership isn't about your position on an org chart—it's about your influence, clarity, and purpose. In this game-changing episode, executive coach Bernadette Boas reveals why everyone is already a leader and how to elevate your value starting TODAY.If you're a corporate professional, people manager, or HR leader who wants to drive real results without waiting for permission, this episode is your blueprint.
Discover the secret to taking bold action that aligns with your natural courage style and eliminates unnecessary resistance to your big money goals. In this episode, Victoria dives deep into the fifth of her six Cashflow Keys - the Courage Key - revealing how your Mars placement in Human Design shows you the exact way you're designed to take courageous action and create sustainable success in business. What You'll Discover: Your Natural Courage Blueprint: Why your most sustainable success comes from taking action in alignment with your unique courage style, not forcing yourself into bravery patterns that create internal resistance or drain your energy. The Mars Energy Advantage: How the planetary force of Mars - representing courage, drive, and the ability to venture forth - reveals your natural way of overcoming obstacles and moving toward your big business goals. Beyond Generic Action Strategies: Why copying other entrepreneurs' approaches to taking bold action often backfires, and how to activate the courage frequency that's already encoded within your authentic design. Your Courage Circuitry: How understanding whether your Mars placement is in Collective, Tribal, or Individual circuitry transforms how you take action and influence others through your natural courage style. Victoria Shares Her Personal Courage Key Journey: Victoria reveals her own Mars placement (Gate 39, Line 6) and how understanding her "provocation to dynamism" pathway transformed her approach to taking courageous action. She shares: How the shadow side of "provocation" was actually sabotaging her business success The breakthrough moment when she discovered her gift of "dynamism" and creative liberation Why her Individual circuitry means she's here to inspire transformation through her unique approach How Line 6 authority figures can overcome the tendency to "stand apart" from action The Six Lines of Courageous Action: Line 1: Direct, hands-on approach - confronting challenges head-on or deliberately avoiding them Line 2: Innocent genius - entering situations with natural talent and making unexpected discoveries Line 3: Trial and error mastery - learning through experience and adapting quickly to create breakthroughs Line 4: Network-based courage - taking action through collaboration and team partnerships Line 5: Strategic leadership - thinking deeply before acting and inspiring others through grand visions Line 6: Authority-based action - choosing meaningful pursuits that call everyone along with you This episode shows you how to eliminate the exhausting cycle of forcing action that doesn't align with your nature, and instead activate the courage style that feels energizing and sustainable. When you understand your Courage Key, taking bold action becomes a natural expression of who you are rather than something you have to push yourself to do. Ready to discover your unique Courage Key? Grab your free Human Design Life Chart at Victoria's website and look for your conscious Mars placement to begin unlocking your natural pathway to courageous success. https://www.victoriagibson.com
What happens when patience finally pays off?Sean Fries isn't just another name on a leaderboard. He's a senior out of Minnetonka High School — the newly crowned Minnesota state champion, Stanford commit, and the #2-ranked runner in the nation. Just yesterday, he won his first state title in 14:50 on grass, breaking the meet record and finally claiming the race that had eluded him for years.But what makes Sean's story special isn't the time, it's the journey. Missing NXN last fall. Swimming through an entire winter instead of doing the traditional grind. Learning that you don't have to be great at something to grow from it. And slowly, quietly, trusting that consistency would do its work.In this episode, we dig into the mindset behind his breakout year: how pain became perspective, how patience became power, and how staying true to himself led to the biggest win of his career.Tap in. Please consider leaving a follow and a five-star review!
Breach of the Covenant | When One Sin Affects Everyone | 11 02 2025
Dr. James Cassidy speaks at the Reformed Forum Annual Theology Conference, held at Lakeland Church in Gurnee, Illinois on September 27, 2025. The lecture, titled "The Seed of Abraham, Christ in the patriarchs and the promise" by Dr. James Cassidy, addresses the common theological perception that New Testament authors, particularly the Apostle Paul in Galatians 3, give a "surprise ending" to the Old Testament, seemingly reading it against its original intent. Dr. Cassidy argues against this view by showing that the Abrahamic Covenant is fundamentally a covenant of grace, centered on Christ as the singular "offspring" of promise. He explains that the promise is both individual (Christ himself) and collective (all those redeemed through him from every nation), a subtlety Paul rightly handles without misinterpreting Genesis. Crucially, the address highlights that the subsequent giving of the Mosaic Law 430 years later did not and could not annul the original promise of justification by faith, thereby maintaining the primacy and immutability of God's covenant of grace. Chapter Markers 00:00 - Introduction 00:23 - Greetings and Reading of Galatians 3:15–20 02:20 - The "Surprise Ending" View of the New Testament Reading the Old Testament 04:13 - Three Parts of the Address: Paul's Theology, Eschatology, and Primacy of the New Testament Reading 04:35 - Part 1: Paul's Theology of Abraham's Offspring (Galatians 3) 05:25 - Argument from the Lesser to the Greater: Human vs. Divine Covenants 07:13 - Paul's Interpretation: Offspring is Singular (Christ) and not Plural (Ethnic Israel) 08:24 - The Grammatical Ambiguity of "Offspring" (Collective and Individual) 11:12 - The Individual and Collective Scope of the Offspring (Christ and the Church) 11:35 - The Law's Function: It Did Not Annul the Promise to Abraham 13:30 - The True Seed of Abraham is Christ and Those In Him 14:13 - Part 2: The Eschatology of Abraham's Promise 15:35 - The Delay in Fulfillment: Hope Against Hope (Romans 4) 18:24 - Abraham as the Archetypal Believer and the Nature of Saving Faith 20:18 - The Promised Land and the City Whose Builder is God (Heavenly Fulfillment) 22:15 - Christ is the Mediator of the Abrahamic Covenant 23:43 - The Abrahamic Covenant's Fulfillment in the New Covenant 25:27 - **Part 3:** The Primacy of the New Testament's Reading of the Old 26:40 - Reading the Old Testament Through the Lens of Christ 28:13 - The New Testament is the Proper Hermeneutical Key to the Old 30:17 - Application: Gospel Living and World Missions 32:00 - Conclusion and The Blessings to All Nations 35:55 - Final Exhortation
Grace Brown OAM is Australia's most successful female road cyclist. She recently retired from the sport as Olympic and World Champion in the Individual time trial. In 2024, she reached the pinnacle of her career, winning Olympic gold in Paris, becoming World Champion in the Individual Time Trial, and claiming victory in the prestigious Liège–Bastogne–Liège. Brown is now part of the SBS commentary and podcast team, and president of the board of The Cyclists' Alliance. Get involved and support the show directly at https://bit.ly/givetoHHSpodcast Find all episodes http://www.hearhersports.com/ Sign up for Hear Her Sports newsletter at https://bit.ly/HHSnewsletter Follow Grace on Instagram at https://www.instagram.com/_g_brown/ Find out more about The Cyclists' Alliance at https://cyclistsalliance.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Did you know that a trust could be taxed at up to 40%? If your trust isn't set up correctly, you could unintentionally send nearly half your estate to the IRS. That is why in this episode, Micah breaks down how inherited TSPs and IRAs are taxed when a trust is listed as the beneficiary and why so many estate plans fail to consider income taxes, not just estate taxes. https://zurl.co/14gpQ
In this episode, Scott Becker shares his experience investing in individual companies like Palantir, Bank of America, Coca-Cola, Amazon, and Microsoft.
(0:00) Felger, Mazz, and Murray open the second hour discussing the Patriots doing individual intros to yesterday's game. Plus, a quick thought on the benching of Christian Barmore in the first quarter of yesterday's game.(16:06) Just how good has Drake Maye been through his first 20 starts in the NFL?(26:06) Some thoughts on the performance of Brown QB Dillon Gabriel in Sunday's game. (31:43) More takeaways from yesterday's Patriots vs Browns matchup. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Faith and traditional values under attack to cause social upheaval. ACLU, communism, and socialism exposed with societal breakdown attached to these subversive groups. Individual hard work and self-reliance, drawing on personal anecdotes and biblical references. He warns that revolutionaries aim to destroy faith in God and a nation to impose their Marxist/Stalinist ideology. Savage urges listeners to 'build their own ark'—to create sanctuaries of integrity within their own lives, families, and communities, drawing parallels to the story of Noah.