Podcasts about Individual

In this episode I explore the Stoic perspective on the environment — how we should think about our roles and responsibilities toward nature, and whether caring for the natural world is a Stoic duty or an indulgence in trying to control what we cannot. Along the way, I share examples of real-world environmental issues, discuss the balance between regulation and freedom, and outline some practical ways we can each live “according to Nature” in our daily lives. Key takeaways from this episode include: — Asking “What would the Sage do?” helps us check our impulses and aim for wiser decisions about environmental responsibility. — For Stoics, the environment is not just scenery — it is literally part of Nature (capital N), the divine order of the cosmos, and therefore worthy of our care. — Global warming and climate breakdown are indifferents, but how we choose to respond to them can be virtuous or vicious. — Individual action matters, even if small, but systemic issues like over-commercialization and corporate pollution require collective attention and regulation. — Living according to Nature means balancing gratitude for what we already have with responsible choices that support sustainability and justice. For an ad-free version of this podcast please visit https://stoicismpod.com/members For links to other valuable Stoic things, please visit https://links.stoicismpod.com If you'd like to provide feedback on this episode, or have question, you may do so as a member. Email sent by non-members will not be answered (though they may be read). This isn't punitive, I just cannot keep up. Limiting access to members reduces my workload. You're always invited to leave a comment on Spotify, member or not. Thanks for listening and have a great day! Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Bidemi a Text Message!In this episode, host Bidemi Ologunde spoke with Melinda Nevala, a digital privacy advocate and the Marketing Director at Medcurity. The conversation touched on America's patchwork of state privacy laws, spotlighting loopholes big tech quietly lobbied for, AI's still-unplugged data vacuum, and the dark-pattern consent pop-ups driving us all to button-click fatigue—plus practical tips to fight back.Support the show

A “right” is a moral principle defining and sanctioning a man's freedom of action in a social context. There is only one fundamental right (all the others are its consequences or corollaries): a man's right to his own life. Life is a process of self-sustaining and self-generated action; the right to life means the right to engage in self-sustaining and self-generated action—which means: the freedom to take all the actions required by the nature of a rational being for the support, the furtherance, the fulfillment and the enjoyment of his own life. (Such is the meaning of the right to life, liberty and the pursuit of happiness.)The concept of individual rights is so new in human history that most men have not grasped it fully to this day. In accordance with the two theories of ethics, the mystical or the social, some men assert that rights are a gift of God—others, that rights are a gift of society. But, in fact, the source of rights is man's nature.Individual rights is the only proper principle of human coexistence, because it rests on man's nature, i.e., the nature and requirements of a conceptual consciousness. Man gains enormous values from dealing with other men; living in a human society is his proper way of life—but only on certain conditions. Man is not a lone wolf and he is not a social animal. He is a contractual animal. He has to plan his life long-range, make his own choices, and deal with other men by voluntary agreement (and he has to be able to rely on their observance of the agreements they entered).The Declaration of Independence stated that men “are endowed by their Creator with certain unalienable rights.” Whether one believes that man is the product of a Creator or of nature, the issue of man's origin does not alter the fact that he is an entity of a specific kind—a rational being—that he cannot function successfully under coercion, and that rights are a necessary condition of his particular mode of survival.The Right to the Pursuit of Happiness means man's right to live for himself, to choose what constitutes his own private, personal, individual happiness and to work for its achievement, so long as he respects the same right in others. It means that Man cannot be forced to devote his life to the happiness of another man nor of any number of other men. It means that the collective cannot decide what is to be the purpose of a man's existence nor prescribe his choice of happiness.Since Man has inalienable individual rights, this means that the same rights are held, individually, by every man, by all men, at all times. Therefore, the rights of one man cannot and must not violate the rights of another.For instance: a man has the right to live, but he has no right to take the life of another. He has the right to be free, but no right to enslave another. He has the right to choose his own happiness, but no right to decide that his happiness lies in the misery (or murder or robbery or enslavement) of another. The very right upon which he acts defines the same right of another man, and serves as a guide to tell him what he may or may not do.If some men are entitled by right to the products of the work of others, it means that those others are deprived of rights and condemned to slave labor.Any alleged "right" of one man, which necessitates the violation of the rights of another, is not and cannot be a right. No man can have a right to impose an unchosen obligation, an unrewarded duty or an involuntary servitude on another man. There can be no such thing as "the right to enslave."Since only an individual man can possess rights, the expression "individual rights" is a redundancy (which one has to use for purposes of clarification in today's intellectual chaos). But the expression "collective rights" is a contradiction in terms. A group, as such, has no rights. A man can neither acquire new rights by joining a group nor lose the rights which he does possess. The principle of individual rights is the only moral base of all groups or associations.“The source of man's rights is not divine law or congressional law, but the law of identity. A is A—and Man is Man. Rights are conditions of existence required by man's nature for his proper survival. If man is to live on earth, it is right for him to use his mind, it is right to act on his own free judgment, it is right to work for his values and to keep the product of his work. If life on earth is his purpose, he has a right to live as a rational being: nature forbids him the irrational.” (Atlas Shrugged.) A right is the sanction of independent action. A right is that which can be exercised without anyone's permission.If you exist only because society permits you to exist—you have no right to your own life. A permission can be revoked at any time.If, before undertaking some action, you must obtain the permission of society—you are not free, whether such permission is granted to you or not. Only a slave acts on permission. A permission is not a right.Do not make the mistake, at this point, of thinking that a worker is a slave and that he holds his job by his employer's permission. He does not hold it by permission—but by contract, that is, by a voluntary mutual agreement. A worker can quit his job. A slave cannot.Individual rights are not subject to a public vote; a majority has no right to vote away the rights of a minority; the political function of rights is precisely to protect minorities from oppression by majorities (and the smallest minority on earth is the individual).- Ayn RandRand clip on RightsAyn Rand Lexicon - Individual Rights Defined Matt Walsh tweet plus response on rights only being a religious thing This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit dwtruthwarrior.substack.com/subscribe

 Your grocery cart tells a story about your priorities, your season of life, and your health goals. I'm taking you inside my own cart, guilty pleasures and all, to show you how to shop for hormone health without giving up balance, joy, or flavor. Hey Hormone Hotties:If you want to learn more about how you can work with me or what services I offer including those below- https://linktr.ee/TheHappyHormonesCoach Interested in being a guest expert (even if you are not in business but a woman who has a story to share) fill out the application and book an appointment. Affiliated Partner for awesome products in wellness and more including the "Body balancing" slenderize for a discount using my code HAPPY24 Join me in Happy Hormones Circle. This and my email list is where I will be focusing my time and content Disclaimer: The content shared in ‘The Happy Hormones Coach' podcast (including affiliate and non affiliate products) is for informational purposes only and is not intended as medical advice, diagnosis, or treatment. Please consult with a qualified healthcare provider before making any changes to your diet, exercise, or health routine. The opinions expressed in this podcast are those of the host and guests and do not necessarily reflect the views of any healthcare organizations. The statements made regarding any of the products that I mention have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary.

HOW MUCH DO DENTAL IMPLANTS COST!? Download the FREE Guide to Dental Implants Here: https://bit.ly/3Jwlh3WWant to know if you may be eligible for Permanent Teeth in 24 Hours? Take the 60 Second Quiz Here: https://bit.ly/4mXTt6P▬▬▬▬▬▬▬▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬Disclaimer: Nuvia Dental Implant Centers are locally owned and operated by licensed dental practitioners. These locally owned and operated practices are part of a professional network of dental implant centers operated by prosthodontists, oral surgeons, and restorative dentists. Each Nuvia Dental Implant Center has a business affiliation with Nuvia MSO, LLC, a Dental Support Organization that provides non-clinical support to each center.*Nuvia Dental Implant Centers are able to provide patients with a bridge made with an FDA approved permanent material, zirconia, in 24-hours. No temporary denture. Not all those who come in for a consultation are medically cleared to receive permanent zirconia teeth in 24-hours. Follow up appointments are required to confirm implant integration and make adjustments if necessary. Results may vary in individual cases. Patients represented in videos are actual NUVIA patient(s) and may have been compensated for their time in telling their story.*While soft foods immediately after surgery are generally approved by our clinical team, the local surgeon may give individual instruction on dental implant aftercare according to the specific circumstances applicable to each case.To hear patient's speech after prosthetic placement please search Nuvia Dental Implant Center on YouTube and watch patient stories. *Individual results may vary based on a number of factors.Copyright 2024. Nuvia Dental Implant Centers. All rights reserved.

Show notes:  Episode Overview Join host Moni as she breaks down everything you need to know about the More Than a Mil Spouse Summit and why military spouses need to attend this transformative business event. Moni shares that this summit was divinely timed, moving from May to October after retirement and major life changes. The partnership with Business Beyond the Battlefield and Patrick's team made this Arlington, Texas location possible, creating an even better opportunity for military spouse entrepreneurs to connect and grow. Who Should Attend • All military spouses with business interests: Consultants, strategists, and coaches Freelancers, visionaries, and founders Those with business ideas (new or seasoned) Nonprofit leaders Service-based or product-based businesses • Open to all branches and status: Active duty spouses Reserve and National Guard spouses Retired military spouses ("veteran military spouses") All military branches Event Details Dates & Schedule • October 8-10, 2025 - Arlington, Texas area • Day 1 (Oct 8): Vendor reception and check-in day • Day 2 (Oct 9): Full day of activities Networking sessions Workshops and panels Mini activations throughout the day Podcast recording station Evening social at Texas Live NFL watch party OR movie night • Day 3 (Oct 10): Half day (ends at 12-1pm) Morning networking Workshop sessions and panels Closing lunch What Makes This Summit Different Core Focus Areas • Financials - Building sustainable business finances • Health & Mental Wellness - Maintaining balance while growing a business • Business Foundations - Essential building blocks for success The Summit Promise • No infomercials - Focus on pouring into attendees, not selling to them • Actionable content - Implement strategies immediately, not someday • Real connections - Meet other military spouse business owners who understand your journey • Curated resources - Specifically designed for military spouse entrepreneurs, not generic veteran resources What's Included with Your $49 Ticket • All sessions, panels, and workshops • 7 meals and snacks • Workbook for following along with sessions • Event swag • Networking sessions and activities • Access to all activations and experiences Featured Speaker Mike Kelly - Military Community and Collective Impact Champion 10+ years mentoring military spouse entrepreneurs Keynote speaker sharing wealth of knowledge about building successful businesses Investment Perspective Why This Investment Matters • Build your ecosystem - Connect with like-minded military spouses • Create ROI - Unlike everyday purchases, this investment grows your business • Tax write-off - Business conference attendance is tax-deductible • Future partnerships - Meet potential clients, partners, and collaborators Cost-Saving Tips • Find a roommate - Split hotel costs with other attendees • Plan ahead - Book flights and hotels early for better rates • Remember the value - Compare to what you spend on coffee, Target runs, etc. Scholarship Opportunities • Application deadline: September 1 • Purpose: Help cover travel costs for spouses who need financial assistance • Note: Created specifically to address travel cost concerns Ways to Support Virtual Partnership Options - Submit here.  • Benefits for sponsors: 30-second podcast plug (10,000+ monthly listeners) Feature in Military Spouse Entrepreneur Guide (75,000 printed copies globally) Recognition as event supporter Sponsorship Opportunities • Financial sponsorships • In-kind donations • Individual spouse sponsorships Key Takeaways Investment in Yourself • As military spouses, we constantly pour into others - commands, schools, volunteer work • It's essential to invest time and resources in your own growth • This summit is designed specifically for YOUR success, not as an afterthought The Power of Community • Connect with spouses who understand your unique journey • Build relationships that last beyond the event • Create partnerships that advance your business goals Contact Information • Website: www.amseagency.com (Summit tab at top) • Email: hello@amseagency.com • Scholarship Application: Available on website (closes Sept 1) https://airtable.com/appBAUV0gtkjdTsBH/shrC62fn7jNBzvw0w Action Steps Register for your $49 ticket at www.amseagency.com Apply for scholarship if needed (before Sept 1) Connect with other attendees for roommate matching Block your calendar for October 8-10 Prepare to invest in yourself and your business future We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook "Once a spouse, always a spouse" - Supporting military spouse entrepreneurs in every season of their journey.

John Locke came up with the idea of natural rights, which are much better than the instincts of our caveman ancestors! He called those natural rights life, liberty, and property. But of course as civilization has evolved It has gone a lot further than that. Dave Smith talks about some of the government abuses that force us into wars.Follow Us:YouTubeTwitterFacebookBlueskyAll audio & videos edited by: Jay Prescott VideographyClip Used: Dave Smith | Is the Ukraine War Ending? | Part Of The Problem 1296By: Dave Smith

Tracy Sandler joins Silver & J.D. to discuss what would be a successful season Brock Purdy during a retool year and pick a few over/unders on individual and team statsSee omnystudio.com/listener for privacy information.

Access the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/What lifestyle choices can reduce your risk before cancer develops? (Video ReRelease)Dr. Katie Deming sat down with Dr. Thomas Seyfried, professor of biology at Boston College and author of Cancer as a Metabolic Disease. Together, they explore how cancer cells depend on sugar and glutamine for fuel, why the mitochondria, not DNA mutations, may be at the heart of the disease, and what this understanding means for prevention and treatment.Key Highlights:Can dietary changes, fasting, and exercise support treatment once cancer is diagnosed? Why should patients and doctors pay attention to the Glucose Ketone Index (GKI) to measure how the body is fueling itself?What can you do today to reduce your risk of chronic illness?Dr. Seyfried explains the Warburg Effect, the role of dysfunctional mitochondria in cancer growth, and why standard treatments may sometimes work against us by feeding cancer's energy needs.Listen, learn the surprising story of how weight loss, not a new drug, led to dramatic tumor reduction in lab studies. Dr. Thomas Seyfried: https://www.bc.edu/bc-web/schools/morrissey/departments/biology/people/faculty-directory/thomas-seyfried.htmlAccess the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/ Transform your hydration with the system that delivers filtered, mineralized, and structured water all in one. Spring Aqua System: https://springaqua.info/drkatieMORE FROM KATIE DEMING M.D. Save your spot for the next LIVE fasting call here: https://www.katiedeming.com/the-healing-power-of-fasting/ Work with Dr. Katie: www.katiedeming.comEmail: INFO@KATIEDEMING.COM 6 Pillars of Healing Cancer Workshop Series - Click Here to Enroll Follow Dr. Katie Deming on Instagram: https://www.instagram.com/katiedemingmd/ Please Support the Show Share this episode with a friend or family member Give a Review on Spotify Give a Review on Apple Podcast DISCLAIMER: The Born to Heal Podcast is intended for informational purposes only and is not a substitute for seeking professional medical advice, diagnosis, or treatment. Individual medical histories are unique; therefore, this episode should not be used to diagnose, treat, cure, or prevent any disease without consulting your healthcare provider.

As SDH AM continues the series of the economics of soccer, football consultant Jason Stephens breaks down multi-club ownership on the show...This week, we look at the different groups that invest in the sport and why they do it- from state-run funds to equity funds and individuals, we look at all three groups and look at their "why..."

Have you been trying to match your voice to what you're hearing when singing along with other voices?  Do you find yourself trying to sound like a certain artist when singing along with their music?     Imitation is a helpful tool, and yet there is a need for balance between trying to match good vocal production and finding your own unique sound.  So how do you find your OWN voice?  How do you discover your personal artistry and creative expression along the vocal journey?   In today's episode, I'll share with you 3 ways you can explore your voice, experiment with your sound, and play with imitation so you can ultimately discover what makes your voice unique and what makes your individual expression yours alone.     So if you're ready to express yourself through your singing voice with your own creative style, then let's dive in.  

Send us a textSummaryIn this conversation, the host and guest discuss the intricacies of basketball training, the importance of mentorship, and the challenges faced by young athletes today. They delve into the need for better training facilities and the significance of individual growth and networking in the sports community. Additionally, they explore insights into sports betting, predictions for upcoming football seasons, and share personal experiences with betting strategies. The conversation wraps up with food recommendations and a call to action for aspiring athletes.Chapters00:00 Welcome to Vegas: Life and Training02:22 Building Trust and Relationships in Coaching04:45 The Evolution of Training Methods07:01 The Need for Structured Training Facilities09:48 The Importance of Early Development in Basketball11:57 Adjusting to Life in Vegas13:45 Sports Betting Insights and Predictions15:43 Player Props and Best Bets18:07 Food and Culture in VegasTakeawaysThe importance of mentorship in youth sports.Repetition is crucial for skill development in basketball.Building trust with athletes enhances training effectiveness.Modern athletes are influenced by social media trends.Training should focus on fundamental skills and consistency.Facilities for youth training are lacking in many areas.Individual growth is essential for networking in sports.Sports betting requires careful analysis and strategy.Understanding player dynamics is key in betting.Food plays a significant role in sports culture and community.TakeawaysThe importance of mentorship in youth sports.Repetition is crucial for skill development in basketball.Building trust with athletes enhances training effectiveness.Modern athletes are influenced by social media trends.Training should focus on fundamental skills and consistency.Facilities for youth training are lacking in many areas.Individual growth is essential for networking in sports.Sports betting requires careful analysis and strategy.Understanding player dynamics is key in betting.Food plays a significant role in sports culture and community.Support the show

An insured brought her diamond ring to a local jeweler for a routine cleaning. The jeweler found damage and recommended filing a claim. Our team checked the original appraisal on file, which raised questions about the identified break. However, close analysis confirmed a different break in the girdle. The insured was entitled her to a like-kind replacement or cash if she surrendered the chipped stone. But, the insured does not want to surrender the diamond for sentimental reasons.   Notable Timestamps [ 00:52 ] - The insured's diamond had a girdle break, and while entitled to replacement, she didn't want to surrender it due to sentimental reasons. [ 01:54 ] - Dana & Ali introduce themselves, Gemcor, and Digipraise. [ 04:32 ] - When a claim involving a damaged stone is resolved, the stone belongs to the insurance company under the policy. However, the insured can often buy back the stone at its salvage value. [ 05:01 ] - Jewelry claims require empathy because insureds often have deep emotional and sentimental attachments to their pieces. Approaching these conversations sensitively is crucial for a positive resolution. [ 05:39 ] - For minor damage like a "small nick on the girdle," repairing the stone and compensating for loss in value is an option. This allows the insured to keep their original diamond and prevents further damage. [ 09:50 ] - Before a claim can move forward, an expert on behalf of the insurance company must inspect the jewelry to verify damage. This prevents premature replacement recommendations. [ 11:48 ] - Many clients are underinsured because they fail to update appraisals, leading to coverage being capped at outdated values and significant out-of-pocket costs. [ 16:48 ] - Diamond certifications with a map of imperfections are vital tools. They help distinguish between pre-existing flaws and new damage, which directly impacts coverage decisions. [ 15:44 ] - Ali & Dana provide a recap of the points above. Your PLRB Resources CE Course: Jewelry Valuation & Adjustment - https://members.plrb.org/education/courses/jewelry-valuation-amp-adjustment Coverage Question: Agreed Value Settlement For Repair Of Jewelry - https://www.plrb.org/documents/wedding-ring-diamond-replaced-w-o-notifying-insurer-acv-for-original-ring-pcq-2009-10-08/?search=diamond%20value Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Tracy Sandler joins Silver & J.D. to discuss what would be a successful season Brock Purdy during a retool year and pick a few over/unders on individual and team statsSee omnystudio.com/listener for privacy information.

Build muscle and lose fat (no dieting or bulking) with the 90-Day Body Recomp Workshop replay + bonuses (90-day week-by-week plan, custom nutrition plan, and training programs for 3, 4, and 5 days per week):live.witsandweights.com--You've been told that belly fat gain during midlife is inevitable... just part of aging and declining hormones that you have to accept.Recent research from the landmark SWAN study that followed 308 women for 12 years reveals the truth: "menopause belly" isn't random aging.It's a specific, predictable hormonal reshaping of where your body stores fat that begins 3 years before menopause and can be prevented and reversed.Discover the exact timing windows when intervention works best, why some women don't experience this shift at all, and the science-backed strategies that can help you take control of your body composition during this transition... no matter where you are in the process.Main Takeaways:Menopause belly is a measurable shift from protective fat storage (hips/thighs) to dangerous visceral fat around organs (not just general weight gain)Fat redistribution accelerates dramatically during the menopause transition but begins up to 3 years earlierYou can prevent and reverse this fat redistributionEpisode Resources:90-Day Body Recomp Workshop with replay and bonuses: live.witsandweights.comChef's Foundry non-toxic ceramic cookware (50% off): witsandweights.com/chefsfoundryTimestamps:0:00 - The research on menopause belly fat 5:41 - Visceral vs. android vs. gynoid fat patterns 7:50 - When fat redistribution actually begins 9:33 - Biological mechanisms 12:59 - Individual differences 14:40 - 5 ways to reverse menopause belly fat 24:23 - Why this research is empowering for all womenSupport the show

Orhan Sarayli, Head of North America for Barings' Global Infrastructure Debt group joins Streaming Income to discuss the evolving opportunity in infrastructure debt. Episode Segments:(02:11) – Background on Orhan & the infra debt team at Barings(03:10) – Defining the infrastructure debt universe(05:54) – The structural trends underpinning massive growth in infrastructure investment(09:24) – The role of institutional investors in financing infra growth(12:28) – Alternative managers & non-traditional approaches to funding growth(14:55) – Insurance, sovereign wealth, pensions… Who's investing and why?(19:13) – Understanding the return profile across IG and HY infra debt(22:21) – Challenges from diversification and bucketing to transparency and benchmarking(25:40) – Infra CLOs and where innovation in the space goes nextIMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-4716609

 Sometimes the healthiest choice is breaking your own “perfect” routine. In this episode, I share what happened when I swapped my strict morning plan for what my body actually needed and why that flexibility can be a game-changer for your hormones, stress, and energy in perimenopause. Hey Hormone Hotties:If you want to learn more about how you can work with me or what services I offer including those below- https://linktr.ee/TheHappyHormonesCoach Interested in being a guest expert (even if you are not in business but a woman who has a story to share) fill out the application and book an appointment. Affiliated Partner for awesome products in wellness and more including the "Body balancing" slenderize for a discount using my code HAPPY24 Join me in Happy Hormones Circle. This and my email list is where I will be focusing my time and content Disclaimer: The content shared in ‘The Happy Hormones Coach' podcast (including affiliate and non affiliate products) is for informational purposes only and is not intended as medical advice, diagnosis, or treatment. Please consult with a qualified healthcare provider before making any changes to your diet, exercise, or health routine. The opinions expressed in this podcast are those of the host and guests and do not necessarily reflect the views of any healthcare organizations. The statements made regarding any of the products that I mention have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary.

DNA evidence has become a powerful tool in modern criminal investigations, often playing a crucial role in identifying and convicting criminals. Here is a summary of how DNA evidence is used in the process:Crime scene collection: When a crime occurs, investigators collect biological material such as blood, hair, saliva, or other bodily fluids from the crime scene. These samples may be found on weapons, clothing, or other objects relevant to the crime.Preservation and analysis: Collected samples are carefully preserved to maintain their integrity and prevent contamination. Forensic scientists extract DNA from the biological material and analyze it in a laboratory. The DNA is compared to the DNA profiles of known individuals, such as suspects or individuals connected to the case.DNA profiling: The extracted DNA is subjected to a process called DNA profiling, which examines specific regions of the DNA sequence that vary between individuals. This profiling creates a unique DNA profile, often referred to as a DNA fingerprint, which can differentiate one person from another with a high degree of accuracy.Database searches: DNA profiles obtained from crime scene evidence can be compared against DNA databases that store profiles of convicted criminals, arrestees, and unidentified individuals. If a match is found between the crime scene DNA and a profile in the database, it can provide a lead in identifying a suspect.Individual identification: If there is no immediate match in the DNA databases, investigators may collect DNA samples from potential suspects or individuals connected to the case, such as victims or witnesses. By comparing their DNA profiles to the crime scene DNA, investigators can exclude innocent individuals and focus on potential suspects.Statistical analysis: Forensic scientists and statisticians use probability calculations to evaluate the significance of a DNA match. These calculations estimate the likelihood of finding the observed DNA profile in the general population, aiding in assessing the strength of the evidence.Courtroom presentation: When DNA evidence is introduced in court, forensic experts testify about the reliability and significance of the findings. They explain the methodology used, the statistical analysis performed, and the match between the crime scene DNA and the defendant's DNA profile, if applicable.Corroboration with other evidence: DNA evidence is often used in conjunction with other types of evidence, such as eyewitness testimony, fingerprints, or surveillance footage. Corroborating evidence strengthens the overall case and supports the prosecution's argument for the defendant's guilt.It's important to note that while DNA evidence is highly reliable, human error or mishandling of samples can introduce inaccuracies. Therefore, proper collection, preservation, analysis, and interpretation of DNA evidence are crucial to ensure its effectiveness in convicting criminals.According to new court filings, Bryan Kohberger's defense team is challenging the validity of the DNA samples that have been taken and used to connect Kohberger to the crime scene. In this episode, we take a look at the new claims by Kohberger's team and if there is any validity to them.(commercial at 10:41)to contact me:bobbycapucci@protonmail.comsource:Bryan Kohberger Lawyer Says No Victim DNA Found in Suspect's Home or Car (newsweek.com)

Tyler and David discuss their favorite individual achievements in cinema in 2024 as well as Alex Kendrick's The Forge.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen for great get-out-of-debt advice from some of our most popular guests! Featuring Canadian financial experts from Hoyes Michalos and Chris Enns, founder of Rags to Reasonable, and Danielle Park, author of Juggling Dynamite. From spotting predatory financial advisors to the importance of building an emergency fund, this episode is packed with practical, real-world tips and strategies you can start using today to get out of debt! 00:00 – The Snowball vs. Avalanche Method with Licensed Insolvency Trustee Joel Sandwith 01:20 – How to Avoid Predatory Financial Advice with Danielle Park 04:40 – How to Realistically Start Managing Your Money with Chris Enns 07:45 – Predatory Credit Advisors – What You Need to Know cont. 11:30 – Why Canadians Aren't Prepared for Financial Emergencies with Scott Terrio 13:00 – Snowball and Avalanche Method – Advanced Tips 16:30 – Why Your Perspective on Loans Matters 19:50 – Getting Out of Debt and Building Savings Has To Be Practical with Danielle Park 22:35 – Key Indicators of Debt Trouble – When to Seek Help 25:00 – A “Holistic” Approach to Paying Off Debt? Danielle Park on Debt Free in 30:  Building Wealth In A Challenging World Chris Enns on Debt Free in 30: Managing Money on a Variable Income Juggling Dynamite | Debtasized: How our reliance on credit leads to price inflation Learn More: Snowball Vs. Avalanche Debt Methods – Which One is Best? Hoyes Michalos Free Canadian Credit Rebuilding and Repair Course Sign Up for the Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Send us a textDo you often find yourself wondering, "I have no idea how this client found me" or repeating the same mistakes (ex., accepting clients that are cheap super hard to work with)? In today's episode, Maggie reveals why successful service business owners think like scientists—and how mastering the art of looking back can transform your random wins into predictable, scalable success.Discover the critical CEO skill that separates thriving businesses from those stuck in cycles of feast or famine, and learn exactly how to become a student of your own business patterns.What You'll Learn✨ Why "I don't know how that happened" is sabotaging your growth and keeping you stuck in random results✨ The simple habit that transforms struggling service businesses into predictable success machines✨ How to track back every client win to understand what's actually working in your business✨ The difference between short-term and long-term business reviews (and why you need both)✨ Real client examples of discovering hidden patterns that led to breakthrough growth✨ The basketball analogy that explains why business gets easier as you develop these skillsKey Insights

 If your energy swings between “I can conquer the world” and “I need a nap now,” you're not alone — and you're not broken. In this episode of The Happy Hormones Coach Podcast, I share why energy highs and lows are so common in perimenopause and how cortisol, blood sugar, and hormone shifts work together to keep you on the roller coaster. We'll dive deep into the cravings–cortisol connection, why quick fixes like sugar or coffee make things worse, and the simple daily shifts that can help you create steady, all-day energy. You'll learn how to support your hormones, balance your blood sugar, and smooth out those frustrating energy crashes so you can feel focused, steady, and in control again. Hey Hormone Hotties:If you want to learn more about how you can work with me or what services I offer including those below- https://linktr.ee/TheHappyHormonesCoach Interested in being a guest expert (even if you are not in business but a woman who has a story to share) fill out the application and book an appointment. Affiliated Partner for awesome products in wellness and more including the "Body balancing" slenderize for a discount using my code HAPPY24 Join me in Happy Hormones Circle. This and my email list is where I will be focusing my time and content Disclaimer: The content shared in ‘The Happy Hormones Coach' podcast (including affiliate and non affiliate products) is for informational purposes only and is not intended as medical advice, diagnosis, or treatment. Please consult with a qualified healthcare provider before making any changes to your diet, exercise, or health routine. The opinions expressed in this podcast are those of the host and guests and do not necessarily reflect the views of any healthcare organizations. The statements made regarding any of the products that I mention have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary.

From China's rapid electric vehicle adoption to the rise of robotaxis, humanoids, and flying vehicles, our analysts Adam Jonas and Tim Hsiao discuss how AI is revolutionizing the global auto industry.Read more insights from Morgan Stanley.----- Transcript -----Adam Jonas: Welcome to Thoughts on the Market. I'm Adam Jonas. I lead Morgan Stanley's Research Department's efforts on embodied AI and humanoid robots. Tim Hsiao: And I'm Tim Hsiao, Greater China Auto Analyst. Adam Jonas: Today – how the global auto industry is evolving from horsepower to brainpower with the help of AI. It's Thursday, August 21st at 9am in New York. Tim Hsiao: And 9pm in Hong Kong. Adam Jonas: From Detroit to Stuttgart to Shanghai, automakers are making big investments in AI. In fact, AI is the engine behind what we think will be a $200 billion self-driving vehicle market by 2030. Tim, you believe that nearly 30 percent of vehicles sold globally by 2030 will be equipped with Level 2+ smart driving features that can control steering, acceleration, braking, and even some hands-off driving. We expect China to account for 60 percent of these vehicles by 2030. What's driving this rapid adoption in China and how does it compare to the rest of the world? Tim Hsiao: China has the largest EV market globally, and the country's EV sales are not only making up over 50 percent of the new car sales locally in China but also accounting for over 50 percent of the global EV sales. As a result, the market is experiencing intense competition. And the car makers are keen to differentiate with the technological innovation, to which smart driving serve[s] as the most effective means. This together with the AI breakthrough enables China to aggressively roll out Level 2+ urban navigation on autopilot. In the meantime, Chinese government support, and cost competitive supply chains also helps. So, we are looking for China's the adoption of Level 2+ smart driving on passenger vehicle to reach 25 percent by end of this year, and 60 percent by 2030 versus 6 percent and 17 percent for the rest of the world during the same period. Adam Jonas: How is China balancing an aggressive rollout with safety and compliance, especially as it moves towards even greater vehicle automation going forward? Tim Hsiao: Right. That's a great and a relevant question because over the years, China has made significant strides in developing a comprehensive regulatory framework for autonomous vehicles. For example, China was already implementing its strategies for innovation and the development of autonomous vehicles in 2022 and had proved several auto OEM to roll out Level 3 pilot programs in 2023. Although China has been implementing stricter requirements since early this year; for example, banning terms like autonomous driving in advertisement and requiring stricter testing, we still believe more detailed industry standard and regulatory measures will facilitate development and adoption of Level 2+ Smart driving. And this is important to prevent, you know, the bad money from driving out goods. Adam Jonas: One way people might encounter this technology is through robotaxis. Now, robotaxis are gaining traction in China's major cities, as you've been reporting. What's the outlook for Level 4 adoption and how would this reshape urban mobility? Tim Hsiao: The size of Level 4+ robotaxi fleet stays small at the moment in China, with less than 1 percent penetration rate. But we've started seeing accelerating roll out of robotaxi operation in major cities since early this year. So, by 2030, we are looking for Level 4+ robotaxis to account for 8 percent of China's total taxi and ride sharing fleet size by 2030. So, this adoption is facilitated by robust regulatory frameworks, including designated test zones and the clear safety guidance. We believe the proliferation of a Level 4 robotaxi will eventually reshape the urban mobility by meaningfully reducing transportation costs, alleviating traffic congestion through optimized routing and potentially reducing accidents. So, Adam, that's the outlook for China. But looking at the global trends beyond China, what are the biggest global revenue opportunities in your view? Is that going to be hardware, software, or something else? Adam Jonas: We are entering a new scientific era where the AI world, the software world is coming into far greater mental contact, and physical contact, with the hardware world and the physical world of manufacturing. And it's being driven by corporate rivalry amongst not just the terra cap, you know, super large cap companies, but also between public and private companies and competition. And then it's being also fueled by geopolitical rivalry and social issues as well, on a global scale. So, we're actually creating an entirely new species. This robotic species that yes, is expressed in many ways on our roads in China and globally – but it's just the beginning. In terms of whether it's hardware, software, or something else – it's all the above. What we've done with a across 40 sectors at Morgan Stanley is to divide the robot, whether it flies, drives, walks, crawls, whatever – we divide it into the brain and the body. And the brain can be divided into sensors and memory and compute and foundational models and simulation. The body can be broken up into actuators, the kind of motor neuron capability, the connective tissue, the batteries. And then there's integrators, that kind of do it all – the hardware, the software, the integration, the training, the data, the compute, the energy, the infrastructure. And so, what's so exciting about this opportunity for our clients is there's no one way to do it. There's no one region to do it. So, stick with us folks. There's a lot of – not just revenue opportunities – but alpha-generating opportunities as well. Tim Hsiao: We are seeing OEMs pivot from cars to humanoids and the electric vertical takeoff in the landing vehicles or EVOTL. Our listeners may have seen videos of these vehicles, which are like helicopters and are designed for urban air mobility. How realistic is this transition and what's the timeline for commercialization in your view? Adam Jonas: Anything that can be electrified will be electrified. Anything that can be automated will be automated. And the advancement of the state of the art in robotaxis and Level 2, Level 3, Level 4+ autonomy is directly transferrable to aviation. There's obviously different regulatory and safety aspects of aviation, the air traffic control and the FAA and the equivalent regulatory bodies in Europe and in China that we will have to navigate, pun intended. But we will get there. We will get there ultimately because taking these technologies of automation and electronic and software defined technology into the low altitude economy will be a superior experience and a vastly cheaper experience. Point to point, on a per person, per passenger, per ton, per mile basis. So the Wright brothers can finally get excited that their invention from 1903, quite a long time ago, could finally, really change how humans live and move around the surface of the earth; even beyond, few tens of thousands of commercial and private aircraft that exist today. Tim Hsiao: The other key questions or key focus for investors is about the business model. So, until now, the auto industry has centered on the car ownership model. But with this new technology, we've been hearing a new model, as you just mentioned, the shared mobility and the autonomous driving fleet. Experts say it could be major disruptor in this sector. So, what's your take on how this will evolve in developed and emerging markets? Adam Jonas: Well, we think when you take autonomous and shared and electric mobility all the way – that transportation starts to resemble a utility like electricity or water or telecom; where the incremental mile traveled is maybe not quite free, but very, very, very low cost. Maybe only; the marginal cost of the mile traveled may only just be the energy required to deliver that mile, whether it's a renewable or non-renewable energy source. And the relationship with a car will change a lot. Individual vehicle ownership may go the way of horse ownership. There will be some, but it'll be seen as a nostalgic privilege, if you will, to own our own car. Others would say, I don't want to own my own car. This is crazy. Why would anyone want to do that? So, it's going to really transform the business model. It will, I think, change the structure of the industry in terms of the number of participants and what they do. Not everybody will win. Some of the existing players can win. But they might have to make some uncomfortable trade-offs for survival. And for others, the car – let's say terrestrial vehicle modality may just be a small part of a broader robotics and then physical embodiment of AI that they're propagating; where auto will just be a really, really just one tendril of many, many dozens of different tendrils. So again, it's beginning now. This process will take decades to play out. But investors with even, you know, two-to-three or three-to-five-year view can take steps today to adjust their portfolios and position themselves. Tim Hsiao: The other key focus of the investor over the market would definitely be the geopolitical dynamics. So, Morgan Stanley expects to see a lot of what you call coopetition between global OEMs and the Chinese suppliers. What do you mean by coopetition and how do you see this dynamic playing out, especially in terms of the tech deflation? Adam Jonas: In order to reduce the United States dependency on China, we need to work with China. So, there's the irony here. Look, in my former life of being an auto analyst, every auto CEO I speak to does not believe that tariffs will limit Chinese involvement in the global auto industry, including onshore in the United States. Many are actively seeking to work with the Chinese through various structures to give them an on-ramp to move onshore to produce their, in many cases, superior products, but in U.S. factories on U.S. shores with American workers. That might lead to some, again, trade-offs. But our view within Morgan Stanley and working with you is we do think that there are on-ramps for Chinese hardware, Chinese knowhow, and Chinese electrical vehicle architecture, but while still being sensitive to the dual-purpose AI sensitivities around software and the AI networks that, for national security reasons, nations want to have more control over. And I actually am hopeful and seeing some signs already that that's going to happen and play out over the next six to 12 months. Tim Hsiao: I would say it's clear that the road ahead isn't just smarter; it's faster, more connected, and increasingly autonomous. Adam Jonas: That's correct, Tim. I could not agree more. Thanks for joining me on the show today. Tim Hsiao: Thanks, Adam. Always a pleasure. Adam Jonas: And to our listeners, thanks for listening. Until next time, stay human and keep driving forward. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

It's not often that there's sunny news on the environmental front, especially from grizzled activists like the great Bill McKibben. But in his new book, Here Comes the Sun, McKibben argues that the sun - or, at least, solar power - might actually save the earth. There's a pagan quality to McKibben's manichaean message: the sun, he says, offers both last chance for the climate and a fresh chance for civilization. McKibben's optimism, he guarantees, is anything but naive cheerleading—it's grounded in the hard numbers of energy economics. Solar power has quietly become the cheapest energy source on earth, triggering what he calls a "warp speed" buildout, particularly in China. While the climate crisis continues melting ice caps and breaking temperature records, McKibben sees this energy transition as our one scalable tool that can move fast enough to matter. Move fast and fix the world. The timeline is unforgiving: climate scientists say we need to cut emissions in half by 2030. The question isn't so much whether solar will dominate—it's whether we humans can deploy it quickly enough to prevent catastrophe and provide us with a new beginning on earth. McKibben urges both individual action—solar installations before tax credits expire on New Year's Eve—and collective organizing through events like Sun Day, the upcoming September 21st day of action.1. Solar Power Has Hit an Economic Tipping Point Solar is now the cheapest energy source on Earth - what McKibben calls "the Costco of energy." This isn't "alternative" energy anymore; it's become the obvious, economical choice that's driving rapid global adoption.2. China Is Dominating the Solar Revolution China installs solar at "warp speed" - the equivalent of a nuclear power plant every 8 hours in May 2025. They're using American-invented technology (solar cells, lithium batteries) to become the world's first "electrostate" and reshape global power dynamics.3. We Have a Narrow Window to Act Climate scientists say we need to cut emissions in half by 2030. Every tenth of a degree matters - it moves 100 million people out of comfortable climate zones. Solar is our only scalable tool that can deploy fast enough to make a difference.4. Fossil Fuel Companies Can't Adapt Traditional energy companies won't invest in renewables because, as Exxon's CEO admitted, they don't offer "above average returns." Once solar panels are installed, the sun delivers energy for free - destroying the fossil fuel business model of controlling supply.5. Individual and Collective Action Both Matter McKibben urges people to install solar before tax credits expire on New Year's Eve, while also organizing collectively. His "Sun Day" on September 21st aims to shift public perception from seeing solar as "alternative" to recognizing it as the mainstream energy solution.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

In this episode of Iron Culture, hosts Eric Helms and Michael Zourdos engage with Dr. Zac Robinson to discuss his dissertation research on the effects of resistance training volume on muscle adaptations. The conversation delves into the complexities of individual responses to training, the importance of research design, and the implications of findings for coaching practices. They emphasize the need for caution in interpreting data and the evolving nature of sports science, highlighting the significance of collaboration and flexibility in training approaches. Chapters 00:00 Introduction and Guest Introduction 06:25 The PhD Journey and Team Dynamics 11:32 Dissertation Overview and Research Focus 18:43 Research Methodology and Individual Variability 26:50 Understanding Individual Response Variation in Training 32:09 Study Design: Isolating Variables in Training Responses 37:33 The Importance of Replication in Research 42:40 Findings 53:41 Limitations and Implications of the Study 01:00:17 Genetics and Individual Response Variability 01:02:59 The Dose-Response Relationship in Training 01:06:25 Shifting Perspectives on Training Individualization 01:11:00 The Role of Sports Science in Coaching 01:19:51 Future Directions in Resistance Training Research

What's the fastest way to hit your goals in business? My client, Vincent Holthouse, will tell you it's not trial and error. It's not grinding away for years hoping something clicks. It's simple: find the people who already have the results you want—and model what works. In this 30-minute episode, Vincent breaks down how he applied that exact philosophy. He runs a thriving high-ticket coaching program in real estate, and once he decided to invest in mentoring instead of trying to figure it all out alone, his business scaled fast.  This conversation is for anyone who's sick of spinning their wheels, tired of “figuring it out,” and ready to shortcut years of frustration by following a proven path. Follow Vincent Holthouse: https://www.instagram.com/vincent.holthouse/ Key moments: 00:00 Get to know Vincent Holthouse 04:10 Vincent's Philosophy: Replicate, Don't Reinvent 09:15 Why Investing in Coaching is the Ultimate Shortcut 13:30 Finding a Mentor Who Can Actually Teach 17:50 The Power of a Higher Purpose in Business 22:10 Money as a Scorecard for Value Creation 26:45 Vincent's Advice for People on the Fence   Want to work together? DM me SECRET on Instagram https://www.instagram.com/russruffino DISCLAIMER: Results not typical. Individual results may vary. Success requires dedication and proper application of strategies. This content is educational only. Watch the full video version on my YouTube channel here: https://www.youtube.com/@RussRuffino  

In this episode of the Mad Rush Podcast, host Trisha Addicks discusses the importance of mental and physical preparedness during sorority rush season. She is joined by Rachel Dorneanu, LPC BCC CST, an Individual and Premarital Couples Psychotherapist who provides valuable tools for managing stress, maintaining self-worth, and navigating the emotional rollercoaster of sorority recruitment. Key topics include the power of affirmations, understanding the window of tolerance, coping with anxiety through techniques like deep breathing and progressive muscle relaxation, and avoiding the trap of comparison. Rachel also advises staying connected to personal values and balancing intuition with people-pleasing tendencies. Listeners are encouraged to have a support system and focus on self-kindness and positivity throughout the rush process. Connect with Rachel

What if the biggest obstacle to your healing isn't your diagnosis but the beliefs hiding in your subconscious mind?Watch the Video Version Here: https://youtu.be/_Fmkj45mke8Revisit Dr. Katie Deming and Peter Crone, known as "The Mind Architect," conversation from last year. They explored how our deeply embedded beliefs and thought patterns shape our reality in ways we often don't recognize.Peter shared compelling insights into how childhood experiences and societal conditioning create subconscious "prisons" that limit our growth and well-being. You'll discover why positive thinking alone often falls short, and how to access the deeper layers of your mind to create lasting transformation. Learn how our subconscious beliefs can directly impact our physical health. You'll gain valuable insights into why some people seem to heal more readily than others, and how you can harness your mind's power to support your own healing journey.Peter shares practical approaches and strategies you can implement immediately to become more aware of your subconscious patterns and begin reshaping them.Listen and discover the practical approaches and strategies you can implement right away to become more aware of your subconscious patterns and begin reshaping them.Connected with Peter Crone: https://www.petercrone.com/Access the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/Access the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/ Transform your hydration with the system that delivers filtered, mineralized, and structured water all in one. Spring Aqua System: https://springaqua.info/drkatieMORE FROM KATIE DEMING M.D. Save your spot for the next LIVE fasting call here: https://www.katiedeming.com/the-healing-power-of-fasting/ Work with Dr. Katie: www.katiedeming.comEmail: INFO@KATIEDEMING.COM 6 Pillars of Healing Cancer Workshop Series - Click Here to Enroll Follow Dr. Katie Deming on Instagram: https://www.instagram.com/katiedemingmd/ Please Support the Show Share this episode with a friend or family member Give a Review on Spotify Give a Review on Apple Podcast DISCLAIMER: The Born to Heal Podcast is intended for informational purposes only and is not a substitute for seeking professional medical advice, diagnosis, or treatment. Individual medical histories are unique; therefore, this episode should not be used to diagnose, treat, cure, or prevent any disease without consulting your healthcare provider.

Warning, this scenario mentions suicide. The insured's 21-year-old son lives with them and suffers from depression. While the insured parents are away, their son goes through a breakup and decides to kill himself. He gets very drunk and douses the entire first floor in the gasoline they use for their lawnmower. He turns over a candle and goes upstairs to pass out. A neighbor called the police in time, and the young man was saved-- but the resulting fire consumed the house.   Notable Timestamps [ 00:10 ] - John shares a serious scenario that raises pertinent coverage questions. [ 01:22 ] - The intentional loss exclusion ensures insurance covers fortuitous/accidental events, not property purposely destroyed for the prupose of collecting insurance proceeds. [ 02:00 ] - The intentional loss exclusion is clearly worded: if any insured commits an intentional act causing loss, no insured, even innocent ones, are entitled to coverage. [ 03:16 ] - Two criteria for the exclusion: the act must be by an insured, and committed with intent to cause loss, which can be difficult to prove. [ 04:53 ] - Courts consider if the perpetrator lacked the ability to form intent due to mental handicaps, mental health issues, or age, making the exclusion potentially inapplicable. [ 05:40 ] - Courts are now less friendly to the intoxication defense. The inferred intent doctrine holds that if a loss (like fire from gasoline) is "substantially certain to occur," intent is inferred, regardless of primary motive (e.g., suicide). [ 08:30 ] - Suicidal intent can be a defense, as individuals may not be in their right mind. However, the inferred intent doctrine makes recovery difficult if the actions were likely to cause property damage. [ 13:36 ] - In states with a Standard Fire Policy (SFP), which uses "conduct of the insured," innocent co-insureds might still recover, overriding tighter policy language. [ 17:20 ] - John provides a recap of the points above. Your PLRB Resources Annotation: Intentional Loss (HO90) https://www.plrb.org/documents/intentional-loss-ho90/#toc22 50-State Survey: Innocent Co-Insureds https://www.plrb.org/documents/table-of-contents-innocent-coinsured/ SEE ALSO: 988 Suicide & Crisis Lifeline - 988 offers 24/7 judgment-free support for mental health, substance use, and more. Text, call, or chat 988. samhsa.gov/mental-health/988 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

We're joined by Ramon Amaro, Creative Director of Design Academy Eindhoven — an engineer, philosopher, writer, curator, and altogether critical-force-to-be-reckoned-with on the subject of computation as it intersects with concepts like culture, race, and being. We were drawn to his tour-de-force “The Black Technical Object: On Machine Learning and the Aspiration of Black Being” (2023), which is an absolute banger, re-reading Gilbert Simondon's technical object through the lens of blackness, race, and racialized technologies. This one is a wild ride, a really deep and incredibly thoughtful episode, and we make an effort to define some initial terms on the podcast — specifically the ‘pre-individuated milieu' (the space where things or ideas live before they become crystalized into social or racialized relations) and the ‘technical object' (a way that Simondon helps us think through the autonomies enjoyed by technology, that even though technological objects may be initially bound in some ways to their human partners, they are able to exert influences not just backwards on us, but influences that determine their own design evolution over time). Ramon starts the conversation with a distinction that is critical to the whole episode — that blackness is not a racial category, or moreover, that blackness is distinct from race. Race is something that happens after blackness, that impinges upon blackness as it moves from pre-individuated space and enters into the field of social relations we currently live within. This independence is critical, because it invites alternatives (and suggests, we think very rightly, that this field of social relations we currently live within, while historically situated in imperial or colonial violence, is arbitrary and exchangeable with any other possibility). A few works that are important to consider here: W.E.B Du Bois, The Souls of Black Folk — total canonSylvia Wynter's work is discussed throughout, specifically on the concept of “Man” (particularly Unsettling the Coloniality of Being/Power/Truth/Freedom: Towards the Human, After Man, Its Overrepresentation—An Argument).Gilbert Simondon, On the Mode of Existence of Technical Objects and Two Lessons on Animal and Man — both places to look for autonomy in Simondon's workFrantz Fanon, Black Skin, White Masks — implied by discussions of phenomenology/perception under racialization.Stefano Harney and Fred Moten, The Undercommons — no spoilers, but more on this later :)Thanks soooo much to Dr. Amaro for joining us! 

This week Pastor Scott is back with Romans 14 verses 7-12

Individual investors are feeling as optimistic as they've felt all year according to our recent sentiment survey, and with stocks dancing around record highs, strong earnings and less bite than bark from tariffs, they are leaning into their favorite stocks and ETFs. Kevin Gordon of Charles Schwab joins us for a vibes check and sets the scene for the rest of the year. Plus, IPOs are popping like it's 1995 all over again and their gains are sticking - at least for now. What's different, and the same about this bull market and the one thirty years ago? Learn more about your ad choices. Visit podcastchoices.com/adchoices

 You're eating healthy, moving your body, and following all the “rules” — so why is the scale still creeping up? In this episode of The Happy Hormones Coach Podcast, I break down the real reasons women in perimenopause gain weight despite doing everything “right.” We'll talk about how hormone shifts, lowered progesterone, fluctuating estrogen, and insulin resistance can change how your body stores fat. I'll share why old advice like “eat less, move more” can backfire, and what to do instead to work with your body, not against it. You'll walk away with a smarter, hormone-friendly plan that supports weight loss, energy, and overall health in this season of life. Hey Hormone Hotties:If you want to learn more about how you can work with me or what services I offer including those below- https://linktr.ee/TheHappyHormonesCoach Interested in being a guest expert (even if you are not in business but a woman who has a story to share) fill out the application and book an appointment. Affiliated Partner for awesome products in wellness and more including the "Body balancing" slenderize for a discount using my code HAPPY24 Join me in Happy Hormones Circle. This and my email list is where I will be focusing my time and content Disclaimer: The content shared in ‘The Happy Hormones Coach' podcast (including affiliate and non affiliate products) is for informational purposes only and is not intended as medical advice, diagnosis, or treatment. Please consult with a qualified healthcare provider before making any changes to your diet, exercise, or health routine. The opinions expressed in this podcast are those of the host and guests and do not necessarily reflect the views of any healthcare organizations. The statements made regarding any of the products that I mention have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary.

This special compilation episode is packed with nuggets of wisdom and strategies for getting out of debt. We've pulled together the best clips on avoiding credit traps, building emergency funds, and implementing practical “budgeting” strategies. 00:00 – August is a special month before launching a new season 01:00 – Why people end up in debt 02:10 – How to avoid the minimum payment trap 03:40 – Building and maintaining an emergency fund 06:00 – How insolvency clients are a leading indicator of the economy 07:30 – Why you shouldn't rely on credit in an emergency 10:00 – First steps to begin getting out of debt 12:05 – The problems with consolidation loans 14:00 – Practical budgeting tips: tracking income and expenses 16:00 – The benefits of putting your bills on autopay 19:00 – Don't ignore your finances 21:10 – Why paying off high-interest debt is the best strategy (and why you still need an emergency fund) 24:00 – Why debt consultants send their clients to Licensed Insolvency Trustees Debt Relief in Ontario Debt Relief Biggest FAQs Hoyes Michalos Free Canadian Credit Rebuilding and Repair Course Hoyes Michalos YouTube Channel Sign Up For The Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

 Think bloating is just about what you eat? Think again. In this episode of The Happy Hormones Coach Podcast, I share why bloating in perimenopause often has more to do with hormone shifts, stress, sluggish digestion, and water retention than it does with gluten or dairy. You'll learn the hidden triggers that keep you feeling puffy — even when your diet is “perfect” — and why over-restricting foods can actually make bloating worse. I'll walk you through practical, hormone-friendly strategies to support digestion, reduce water retention, and calm your nervous system so you can feel lighter and more comfortable without cutting out all your favorite foods. Hey Hormone Hotties:If you want to learn more about how you can work with me or what services I offer including those below- https://linktr.ee/TheHappyHormonesCoach Interested in being a guest expert (even if you are not in business but a woman who has a story to share) fill out the application and book an appointment. Affiliated Partner for awesome products in wellness and more including the "Body balancing" slenderize for a discount using my code HAPPY24 Join me in Happy Hormones Circle. This and my email list is where I will be focusing my time and content Disclaimer: The content shared in ‘The Happy Hormones Coach' podcast (including affiliate and non affiliate products) is for informational purposes only and is not intended as medical advice, diagnosis, or treatment. Please consult with a qualified healthcare provider before making any changes to your diet, exercise, or health routine. The opinions expressed in this podcast are those of the host and guests and do not necessarily reflect the views of any healthcare organizations. The statements made regarding any of the products that I mention have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary.

Apply for the Gemini Credit Card: https://Gemini.com/BDS#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.Use our code for 10% off your next SeatGeek order*:https://seatgeek.onelink.me/RrnK/BDSPOD2025 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountCheck out Bob Does Sports -https://www.youtube.com/channel/UCqr4sONkmFEOPc3rfoVLEvgBreezy Apparel - https://breezygolf.com/TRY OUR DRINK - https://drinkhaveaday.com/pages/store-locatorSPOTIFY: https://open.spotify.com/show/0IZW9li...APPLE : https://podcasts.apple.com/us/podcast...MERCH: https://bobdoessports.com/Follow Bob - https://www.instagram.com/brilliantly...Follow Cold Cuts - https://www.instagram.com/joey.coldcuts/Follow Fat Perez - https://www.instagram.com/thefatperez...Follow The Jet - https://www.instagram.com/thejet/?hl=enFollow The Ticket - https://www.instagram.com/biggg_ticket/The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms for details. Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

What is the greatest individual performance in Pittsburgh sports history you've seen in the last 25 years? Troy Polamalu, Le'Veon Bell, Jake Guentzel, James Connor had great days, but didn't make the list. Izzy Abanikanda's 320 yards and six touchdowns vs. Virginia Tech is fifth. What are the others?

Hour 1 with Joe Starkey: What is the greatest individual performance in Pittsburgh sports history you've seen in the last 25 years? Troy Polamalu, Le'Veon Bell, Jake Guentzel, James Connor had great days, but didn't make the list. What makes the cut? Fans send their thoughts.

This week Pastor Scott continues through Romans 14:1-4

In an era where retail often feels transactional, Akira has spent 23 years proving that personal connection drives business success. Eric Hsueh, co-owner of the Chicago-based fashion brand, reveals how their 40-store chain has scaled authentic relationships without losing its boutique DNA. Eric expands on how technology can enable human relationship, rather than replace it.“I Believe In Stores”Key takeaways:Authenticity over automation: Akira actively combats formulaic retail interactions, training stylists to engage genuinely rather than asking "Can I help you find anything?" which Eric calls "nails on a chalkboard." - Eric [07:12]Micro-wins build macro loyalty: Individual moments—like finding the perfect jeans after 90 minutes—create lasting relationships that compound over years. "That's authenticity. And that is micro wins leading to building a business." - Eric [21:03]Technology enables, doesn't replace: Tools like texting and client data enhance personal relationships rather than scaling impersonal outreach. The focus remains "the one on one relationship, the personal connection." - Eric [16:14]Character comes first: When hiring, Eric prioritizes "energy, intelligence and integrity," with integrity being "first and foremost" because authentic relationships require genuine people. - Eric [09:14]Associated Links:Learn more about EndearCheck out Future Commerce on YouTubeCheck out Future Commerce+ for exclusive content and save on merch and printSubscribe to Insiders and The Senses to read more about what we are witnessing in the commerce worldListen to our other episodes of Future CommerceHave any questions or comments about the show? Let us know on futurecommerce.com, or reach out to us on Twitter, Facebook, Instagram, or LinkedIn. We love hearing from our listeners!

In ancient times, our nation benefitted from the service of prophets. The primary responsibility of a prophet was to rebuke and admonish the people when they veered off course from the proper path that the Almighty has planned for them. But what now? Prophecy has been extinct for more than 2300 years. How do we […]

In this episode, Bev and T.R. discuss:​T.R.'s backstory into coaching​Personal responsibility and how it connects to personal accountability​Individual accountability and team accountabilityKey Take-aways:​Check your own personal accountability. How do you feel about it? What do you want to do with that feeling, if anything?Reach out to T.R. if you want to know more about his servicesABOUT T.R.Chief Training Officer at Richwood InternationalT.R. Richardson is a renowned Speaker, Trainer, and Facilitator dedicated to empowering individuals to achieve their goals. With a background in Psychology, Business, and Leadership Development from Florida International University, he has trained over 400,000 people nationwide through in-person and virtual sessions.As the Chief Training Officer at Richwood International, T.R. specializes in Executive Leadership Coaching, Workforce Development Training, and GovCon Business Development Consulting. He serves as a Board Member of The $1,000 Start-Ups Consortium, and the previous Executive Director of The Nassau Racial Equality Coalition. T.R. holds certifications in Modern Classroom Virtual Training, Six Sigma - White Belt, Professional Life Coaching, and Leadership Development. His successful entrepreneurial efforts in business and government contracting birthed the Professional Procurement Program (P3), a curated government contracting education program that helps businesses and entrepreneurs start, scale, and sustain success in the GovCon space on a local, state, and/or federal level(s). Through the success of P3, he has been able to help small businesses and entrepreneurs reduce the time invested in GovCon before seeing on R.O.I. from over 3 years (average) to less than 3-6 months!In 2024, HR Tech Outlook honored him as one of the Top 20 Leadership Development Training/Coaching Companies. Committed to excellence, T.R. Richardson continues to inspire and empower individuals and organizations to reach their full potential.Host of the Worth Failing Forward TV Micro-ShowContact with T.R.https://richwoodinternational.com/https://www.linkedin.com/in/richwoodspeaking/ABOUT BEVERLYBeverly Sartain is the President of the Holistic Coach Training Institute, where she trains aspiring coaches on coaching skills and business set-up. The Holistic Coach Certification Programs are ICF Level 1 and Level 2 accredited that focuses on a holistic approach to coaching. We see Clients as whole, complete and resourceful to create creative solutions to their challenges and issues. During her ten-year career in nonprofits, she managed and developed domestic violence and co-occurring residential programs. Beverly is a Certified Addictions Professional. She has her PCC (Professional Certified Coach) from the ICF. Connect with HCTISign-up for Holistic Coach Newsletter ⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠Sign-up for a Discovery Call ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so you can join our Holistic Coach Certification Program or receive coaching.Request to join no cost FB group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/holisticcoachnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://holisticcoachtraininginstitute.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

HOW MUCH DO DENTAL IMPLANTS COST!? Download the FREE Guide to Dental Implants Here: https://bit.ly/45y3bWEWant to know if you may be eligible for Permanent Teeth in 24 Hours? Take the 60 Second Quiz Here: https://bit.ly/3H9hJUv▬▬▬▬▬▬▬▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬Disclaimer: Nuvia Dental Implant Centers are locally owned and operated by licensed dental practitioners. These locally owned and operated practices are part of a professional network of dental implant centers operated by prosthodontists, oral surgeons, and restorative dentists. Each Nuvia Dental Implant Center has a business affiliation with Nuvia MSO, LLC, a Dental Support Organization that provides non-clinical support to each center.*Nuvia Dental Implant Centers are able to provide patients with a bridge made with an FDA approved permanent material, zirconia, in 24-hours. No temporary denture. Not all those who come in for a consultation are medically cleared to receive permanent zirconia teeth in 24-hours. Follow up appointments are required to confirm implant integration and make adjustments if necessary. Results may vary in individual cases. Patients represented in videos are actual NUVIA patient(s) and may have been compensated for their time in telling their story.*While soft foods immediately after surgery are generally approved by our clinical team, the local surgeon may give individual instruction on dental implant aftercare according to the specific circumstances applicable to each case.To hear patient's speech after prosthetic placement please search Nuvia Dental Implant Center on YouTube and watch patient stories. *Individual results may vary based on a number of factors.Copyright 2024. Nuvia Dental Implant Centers. All rights reserved.

Access the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/What if the very words your doctor uses could help or harm your healing journey?Dr. Katie Deming joins fellow physician Dr. Nasha Winters, host of the Metabolic Matters podcast to share a story that may forever change how you view cancer care. Her journey from conventional oncology to holistic healing uncovers why so many people aren't truly getting well, even when their treatments “work.” If you've ever felt dismissed, rushed, or unseen by the medical system, this conversation will resonate deeply.Key Takeaways:The word that divides patients and doctorsHow trauma shows up in the bodyWhen medicine ignores your intuitionHow a 17-day fast changed everythingDr. Deming reveals fascinating research on how words like “battle” and “survivor” can trigger stress responses that disrupt healing. She offers practical tools for navigating illness, how to trust your inner wisdom when medical advice doesn't feel right, and why addressing emotional trauma is just as important as treating physical symptoms.What makes her perspective so unique is that she doesn't reject medicine, she expands it. With one foot in science and the other in ancient healing traditions, Dr. Deming shares how modalities like water fasting and energy work can support the body's natural ability to heal.Listen in on this deeply personal conversation between two physicians who've witnessed healing that textbooks can't explain. Follow Metabolic Matters: https://drnasha.com/metabolic-mattersAccess the FREE Water Fasting Masterclass Now: https://www.katiedeming.com/the-healing-power-of-fasting/ Transform your hydration with the system that delivers filtered, mineralized, and structured water all in one. Spring Aqua System: https://springaqua.info/drkatieMORE FROM KATIE DEMING M.D. Save your spot for the next LIVE fasting call here: https://www.katiedeming.com/the-healing-power-of-fasting/ Work with Dr. Katie: www.katiedeming.comEmail: INFO@KATIEDEMING.COM 6 Pillars of Healing Cancer Workshop Series - Click Here to Enroll Follow Dr. Katie Deming on Instagram: https://www.instagram.com/katiedemingmd/ Please Support the Show Share this episode with a friend or family member Give a Review on Spotify Give a Review on Apple Podcast DISCLAIMER: The Born to Heal Podcast is intended for informational purposes only and is not a substitute for seeking professional medical advice, diagnosis, or treatment. Individual medical histories are unique; therefore, this episode should not be used to diagnose, treat, cure, or prevent any disease without consulting your healthcare provider.

Mike and Charlie spoke to a WWL listener about the Saints' preseason loss to the Chargers.

Whitney addresses the WNBA prankster, reveals her career goal, why religion is back, and how to win this video game... Tickets for The Big Baby Tour https://www.whitneycummings.com SHOP: https://whitneycummings.com/index.html#store Thank you to our sponsors!

This episode is a rebroadcast. Dusty has handpicked episodes from the archive to air while she and Ash are on their annual summer break. New episodes resume in September! Individual context matters and no more when we start to look at the interplay of ADHD and other areas of challenge like trauma or depression. A recent Canadian study that reveals factors and obstacles to succeeding with ADHD is the prompt for this week's episode. Cam and Shelly talk about how listeners can read between the lines of a study and look for information that is actionable.  At first glance the study reveals fixed qualities like gender and marital status that contribute to happiness and satisfaction with ADHD. Looking deeper we see the impact of comorbid conditions, trauma, history of abuse and chronic pain, and the importance of support in these areas.  Cam uses his recent back injury to highlight the interplay of ADHD and pain. ADHD is often an X-factor when it comes to managing other challenges, exacerbating something like depression or deepening a depressive event. Cam and Shelly talk about the significance of effective supports and what happens when those supports are taken away. Those of us with ADHD tend to downplay the challenge or whether we deserve to address the core issues. This is just the start of exploring the interplay of ADHD and individual context. Episode links + resources: Summary of Canadian Study - https://link.springer.com/article/10.1007/s41042-022-00062-6 Join the Community | Become a Patron Our Process: Understand, Own, Translate. About Asher, Dusty and Cam For more of the Translating ADHD podcast: Episode Transcripts: visit TranslatingADHD.com and click on the episode Follow us on Twitter: @TranslatingADHD Visit the Website: TranslatingADHD.com

Apply for the Gemini Credit Card: https://Gemini.com/BDS#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.Check out Bob Does Sports -https://www.youtube.com/channel/UCqr4sONkmFEOPc3rfoVLEvgBreezy Apparel - https://breezygolf.com/TRY OUR DRINK - https://drinkhaveaday.com/pages/store-locatorSPOTIFY: https://open.spotify.com/show/0IZW9li...APPLE : https://podcasts.apple.com/us/podcast...MERCH: https://bobdoessports.com/Follow Bob - https://www.instagram.com/brilliantly...Follow Cold Cuts - https://www.instagram.com/joey.coldcuts/Follow Fat Perez - https://www.instagram.com/thefatperez...Follow The Jet - https://www.instagram.com/thejet/?hl=enFollow The Ticket - https://www.instagram.com/biggg_ticket/The Gemini Credit Card is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. See Rewards Program Terms for details. Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. To qualify for the $200 crypto bonus, you must spend $3,000 within 90 days of account opening. Terms apply. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

Andy and Randy talk about how much Georgia Tech either will or won't be competitive is based on the play of Haynes King and what other players across the country are equally going to be relied upon.