Podcasts about Luck

Today we're unpacking the idea of getting out of your own way and noticing when we're the ones doing the waiting, and figuring out how to stand somewhere that luck can actually find us.+SIGN UP TO THE WORKING HARD NEWSLETTER: https://graceb.myflodesk.com/k0sfhlac34+FOLLOW THE PODCASTInstagram: https://www.instagram.com/workinghardpod/?hl=enTikTok: https://www.tiktok.com/@workinghardpodcast+DILEMMA SUBMISSIONIf you'd like to submit any dilemmas to the podcast to be answered in the bonus episodes, please send them to podcast@grace-beverley.com with the subject beginning DILEMMAS or DM us @workinghardpod on instagram!+MY LINKS: https://gracebeverley.komi.io/+RETROGRADE, SHREDDY, TALA and THE PRODUCTIVITY METHOD are my own businesses, therefore any mention of them - whilst not being a sponsorship - is monetarily endorsed. As usual, sponsorships do not change my opinions nor my honesty, but I will always disclaim to make sure motives are clear

August is bringing intense Fire Horse energy, shifting Flying Stars and a powerful solar eclipse, but where should you seek opportunity, and which areas of your home need extra care? August 2026 is a month of heightened energy, transformation and new beginnings. In this episode of Smashing Secrets Feng Shui, Jo explores the month's Flying Star formation, the growing influence of the Fire Horse year and the powerful solar eclipse on 12 August. Discover which areas of your home could support wealth, communication and completion, and why the north, northeast and northwest may benefit from greater peace and quiet. Jo also shares practical ways to work with the eclipse through reflection, decluttering, mindfulness and making space for positive change. Could this be your moment to release an old pattern, reconnect with your purpose and step more fully into your authentic self?

Off The Pitch: Lucy Luck on Queer Ecology, Nature & Finding Belonging Outdoors What if nature has always been queer? It's a question that opens the door to one of the most fascinating conversations we've ever had on Off The Pitch. This week, we're joined by Lucy Luck – wildlife enthusiast, science communicator and passionate advocate for queer ecology – to explore the incredible relationship between LGBTQ+ identities, the natural world and the stories we've been told about both. For as long as they can remember, Lucy has loved wildlife and the great outdoors. But discovering queer ecology transformed the way they saw nature, opening up a world of overlooked stories, hidden histories and a new understanding of the incredible diversity that exists all around us. In this episode, we explore:

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 4102: Chris Guillebeau argues that meaningful success begins with personal responsibility: showing up consistently, owning both failures and victories, and refusing to wait for someone else to create the life you want. Through personal stories of rejection, unexpected opportunities, and hard-earned perspective, Guillebeau shows how setbacks can become the experiences that ultimately lead to a more purposeful and fulfilling path. Read along with the original article(s) here: https://chrisguillebeau.com/personal-responsibility-and-showing-up/ Quotes to ponder: “Remember this: many people can help you achieve success, but no one else is RESPONSIBLE for your success.” “Sometimes people let you down because they suck. Sometimes you're just not ready. Other times, they let you down to give you the chance to be great without their help.” “Luck is like a winning lottery ticket, if it comes your way, might as well cash it in. In the meantime, better to focus on what you can really influence.” Episode references: Korean Air: https://www.koreanair.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Can consciousness, intuition, and intention influence luck or reality? In this episode, Dr. Joe Gallenberger returns to Dreams & Fortune to discuss manifestation, psychokinesis, intuition, retrocausation, and the role gratitude, emotion, and belief may play in shaping our lives. We also explore vivid dreams, lottery winners who say they "knew," and practical ways to develop intuition.Learn more about Dr. Joe Gallenberger: https://synccreation.com/Get Timothy Schultz's free guide: https://www.timothy-schultz.com/7-signs-youre-on-the-verge-of-a-life-changing-moment/

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 4102: Chris Guillebeau argues that meaningful success begins with personal responsibility: showing up consistently, owning both failures and victories, and refusing to wait for someone else to create the life you want. Through personal stories of rejection, unexpected opportunities, and hard-earned perspective, Guillebeau shows how setbacks can become the experiences that ultimately lead to a more purposeful and fulfilling path. Read along with the original article(s) here: https://chrisguillebeau.com/personal-responsibility-and-showing-up/ Quotes to ponder: “Remember this: many people can help you achieve success, but no one else is RESPONSIBLE for your success.” “Sometimes people let you down because they suck. Sometimes you're just not ready. Other times, they let you down to give you the chance to be great without their help.” “Luck is like a winning lottery ticket, if it comes your way, might as well cash it in. In the meantime, better to focus on what you can really influence.” Episode references: Korean Air: https://www.koreanair.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 4102: Chris Guillebeau argues that meaningful success begins with personal responsibility: showing up consistently, owning both failures and victories, and refusing to wait for someone else to create the life you want. Through personal stories of rejection, unexpected opportunities, and hard-earned perspective, Guillebeau shows how setbacks can become the experiences that ultimately lead to a more purposeful and fulfilling path. Read along with the original article(s) here: https://chrisguillebeau.com/personal-responsibility-and-showing-up/ Quotes to ponder: “Remember this: many people can help you achieve success, but no one else is RESPONSIBLE for your success.” “Sometimes people let you down because they suck. Sometimes you're just not ready. Other times, they let you down to give you the chance to be great without their help.” “Luck is like a winning lottery ticket, if it comes your way, might as well cash it in. In the meantime, better to focus on what you can really influence.” Episode references: Korean Air: https://www.koreanair.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt and Michael open with a toast to Glenn Hansard, who passed away that morning at 56. Matt reflects on how musicians he's never met have shaped his life in real, relational ways. This sparks a conversation about what it means to have a relationship with someone you've never met. The conversation deepens into attention. What are you fixing your eyes on? They explore the bronze serpent in the wilderness, Jesus telling Peter to look at him, and how Instagram's algorithm quietly answers that question for most people. Michael shares that his why needs an upgrade after years of survival mode. Matt argues that don't die is not a sufficient reason to live. You need something positive to move toward. They close with the extraordinary privilege of being alive right now. A handwritten Bible from 1402 was chained to a cathedral shelf. Today you can read it on your phone in seconds. The options for where to fix your eyes are nearly infinite, which makes the question more urgent than ever. Cheers y'all

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1957DM A mechanic knocks $80 off a repair bill. Just because someone said thank you and meant it. A grad student calls her old chess coach after three years of silence. He offers to coach her for free. A mentor gets a random call of gratitude. It opens doors nobody saw coming. Dr. Tina Seeling calls this luck. Not the kind that falls out of the sky. The kind you build, one small moment at a time. She breaks down the real difference between fortune, the things that just happen to you, and luck, the thing you actually have control over. Then she shows how a 30-second message of appreciation can quietly change where your life goes next. No grand gestures. No luck potions. Just people who noticed something good and said so out loud. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A ten-year study out of the University of Hertfordshire proved something that will change how you see your whole life. Lucky people and unlucky people were placed on the exact same pavement, in front of the exact same coffee shop, with the exact same five-pound note lying at their feet. The lucky ones picked it up and struck up conversations that changed the trajectory of their lives. The unlucky ones walked right over it and called the morning uneventful. Same money. Same street. Same four minutes. Two entirely different lives. Nothing about the world was different. Only the state of the person walking through it. ⠀ This activation installs the state the lucky ones were in. Nothing to remember, nothing to perform. You can be driving, walking, cooking, or sitting still. Your only work is to listen. By the end, something in you has quietly unclenched, and the version of you that has been walking past the good things for years has stepped aside. Before this day is finished, you will see something that was in front of you the entire time.   ⠀

What does it actually take to build a wildly successful business? And is following your passion really the best advice?I am so excited to share this conversation with you! I sat down with entrepreneur David Royce to unpack the mindset, habits, and lessons that shaped his journey. From growing up with financial instability and nearly going bankrupt in his first year as a business owner to becoming one of the top salespeople in his entire industry, David shares the biggest lessons he's learned about spotting opportunity, building scalable businesses, hiring great people, and creating systems that last. We dive into why some of the least glamorous industries can be the most profitable, what makes someone truly persuasive, how to stop confusing busyness with progress, and why "luck" might have a lot less to do with success than we think. David is a true wealth of knowledge and this episode is full of practical advice and mindset shifts that you can apply right away. Connect with David Royce on LinkedIn https://www.linkedin.com/in/david-royce-22539425/This episode is sponsored in part by the YAP Media Network, the #1 self improvement podcast network. Visit: https://yapmedia.com/This episode is sponsored by Staples. Back To School Season is almost here. To shop the most wonderful deals for school, check out staples.com/WithWhitThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Choosing a Trustee: Why Naming Your Kid May Be a Mistake — Marguerite Lorenz Short answer: Naming your child as trustee, executor, or agent under your power of attorney is the default choice for most American families — and it is frequently the wrong one. In this episode of Wealth Actually, host Frazer Rice talks with California Licensed Professional Fiduciary and Master Certified Independent Trustee Marguerite Lorenz about why roughly two-thirds of American adults still have no estate plan, why the job of a trustee is far more intimate and technical than families expect, and how to decide between a family trustee, a bank or trust company, and an independent professional trustee. https://youtu.be/56bzuORe8YI Episode Overview: Who Will Actually Run Your Plan? Most estate planning conversations stop at the documents. Marguerite Lorenz argues the documents are the easy part. The hard part is staffing — deciding who steps in when you can no longer make new decisions, and whether that person can absorb the technical, financial, and emotional weight of the job. Lorenz has served as trustee, executor, agent under power of attorney for finance, and agent for health care for hundreds of families since 2003. She is the author of three books — Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and the newly updated Ethics for Trustees 2.0 — and she is Vice-Chair of the Independent Trustee Alliance. Her framing line, and the one that should stick with every listener: “If you don’t get your estate plan done, you’re suing your family. You’re making them go to court. And who would want to make anyone else go to court?”— Marguerite Lorenz This is the second time Marguerite has joined the show. Her first appearance covered the mechanics of individual trusteeship: EP.75 — Individual Trusteeship with Marguerite Lorenz. Key Takeaways •Only about a third of American adults have any written estate plan — and Lorenz argues half of those plans would not actually function when needed. •Professionals are barely better than the public. When Lorenz polls rooms of attorneys, CPAs, and financial advisors, roughly one-third raise their hands for a complete, up-to-date, ready-to-go plan. •The trustee role is intimate, not administrative. A trustee sees your paperwork, your bills, your medications, and your bedroom. “Who is going to be the first person in your bedroom when you are no longer able to make new decisions?” •Incapacity, not death, is the long tail. Many people live for five or six years unable to make new decisions. The trustee’s job often runs during your lifetime, not just after it. •A professional trustee can be temporary. Lorenz recounts stepping in for a client during cancer treatment, providing a full accounting, and stepping back down when he recovered — then serving again after his death. Would your child step back down? •Estate planning is about preferences, not predictions. “Our power in estate planning is not prediction, it’s setting our preferences” — and preferences can only be set while you are competent. •Quality of life belongs in the plan. Not just tax, legal, and financial terms — but how you want to live, where you want to live, and what small things matter (for Lorenz, an international selection of dark chocolate). •Digital assets are now a core trustee problem. Phones, social accounts, and daily transactions all require someone with access and authority. •A will does nothing while you are alive. “The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone.” •Cost is usually overestimated. Both an estate plan and an independent professional trustee typically cost far less than probate court. •Revisit every five years. Calendar a five-year check-in with your attorney to review law changes, marriages, divorces, births, and deaths. Chapters and Timestamps •[00:00] Cold open: “If you don’t get your estate plan done, you’re suing your family.” •[00:32] Welcome back — introducing Marguerite Lorenz, California trustee and author •[01:14] Luck or Control? — why fear keeps families from finishing an estate plan •[02:22] What a full-time trustee actually sees: trustee, executor, agent for finance, agent for health care •[03:49] Why families default to naming a child — and where that breaks down •[05:00] The skill set nobody screens for: negotiation, calm, empathy, and grief •[05:40] Case study: serving as temporary trustee through a client’s cancer treatment — and stepping back down •[07:51] Why even attorneys need their own attorney: nobody is objective about their own circumstances •[09:09] The five-year estate plan check-in as a life milestone •[09:39] How to Be a Successful 90-Year-Old — living well to the very end •[10:20] The “black box” problem: privacy, dignity, and care in your own home •[11:54] Preferences over predictions — planning for your future vulnerable self •[13:40] Rewriting an advance health care directive after hundreds of hospital bedsides •[16:13] The statistics: only a third of adults — and only a third of professionals — are actually ready •[17:47] Frazer’s challenge to advisors: you can’t advise well if you aren’t practicing what you preach •[18:22] The first question in Luck or Control?: “Hey professional, do you have your estate plan done?” •[19:21] Ethics for Trustees 2.0 — what’s new in the updated audio and PDF edition •[20:27] Family trustee vs. bank trustee vs. independent professional trustee •[21:52] The looming crisis: the great wealth transfer, incapacity, and digital assets •[24:54] Documenting the “why” behind hard trustee decisions •[25:23] Probate courts overrun, bioethics committees, and next-of-kin defaults •[26:54] Where to find the books, the podcast, and the Independent Trustee Alliance directory About the Guest: Marguerite Lorenz, MCIT, CLPF Marguerite Lorenz is a California Licensed Professional Fiduciary (CLPF #319) and a Master Certified Independent Trustee (MCIT). She has served as Trustee, Executor, Agent for Finance, and Agent for Health Care for more than 200 families since 2003 as managing partner of Lorenz Private Trustees. Marguerite is Vice-Chair of the Board of the Independent Trustee Alliance, past Chair of the California Professional Fiduciaries Bureau Advisory Committee, and host of the Plan For This podcast. She is the author of Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and Ethics for Trustees 2.0. About the Host: Frazer Rice Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1% and host of the Wealth Actually podcast, where he interviews experts, entrepreneurs, and commentators on preserving assets and enjoying wealth. Resources and Links Mentioned •PlanForThis.com — Marguerite’s books, the Plan For This podcast, and a free First Steps toolkit. Ethics for Trustees 2.0 is now exclusive to this site (audio + PDF bundled with purchase). •TrusteeAlliance.com — the Independent Trustee Alliance directory for locating certified independent trustees by state. •Marguerite Lorenz on LinkedIn •California Professional Fiduciaries Bureau — state licensing for professional fiduciaries •Related episode: EP.75 — Individual Trusteeship with Marguerite Lorenz •Related episode: What If You Are Named in a Will or Trust? Frequently Asked Questions Should I name my child as trustee? Not automatically. A child understands the family but may lack the technical skill to handle tax, legal, financial, and medical decisions — and may be grieving or in conflict with siblings at the exact moment judgment is required. Marguerite Lorenz notes that a trustee must be a good negotiator, stay calm under pressure, set aside personal feelings, and enforce rules the grantor set. She also raises a test most families never consider: if you recover, would your child voluntarily step back down and hand you a full accounting? What is the difference between a family trustee, a corporate trustee, and an independent trustee? A family trustee is a relative or friend serving in a personal capacity, usually unpaid and untrained. A corporate trustee is a bank or trust company with institutional infrastructure, minimum account sizes, and staff turnover. An independent professional trustee is a licensed or certified individual — like a California Licensed Professional Fiduciary — who serves full-time, carries a succession plan, and can often be engaged at a lower cost than families expect. The Independent Trustee Alliance maintains a national directory of independent trustees. What does a trustee actually do while I am still alive? A trustee acting during incapacity manages assets, accounts for every dollar, handles taxation, pays bills, coordinates care, and increasingly manages digital assets such as phone-based transactions and social media accounts. Lorenz emphasizes that many people live for five or six years unable to make new decisions, so the trustee’s lifetime role is often longer and more demanding than the post-death administration. How often should I update my estate plan? Roughly every five years, or sooner after a major life event such as marriage, divorce, birth, death, a liquidity event, or a change in tax law. Lorenz recommends putting a five-year reminder in your phone to call your attorney and ask what has changed in the law and in your life. What happens if I go to the hospital without an estate plan? The hospital and its bioethics committee will do the best they can and will look for next of kin to make decisions for you — potentially people with whom you have never discussed your personal wishes. A will does not help here, because a will only operates after death. Financial and health care powers of attorney are what grant someone authority while you are alive. Is an estate plan expensive? Usually less than people assume, and materially less than probate court. Lorenz makes the same point about professional trustees: “Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about.” Do financial professionals have their own estate plans? Often not. When Lorenz polls audiences of attorneys, CPAs, and financial advisors, only about a third report having a complete, up-to-date, ready-to-go plan — barely better than the general public. Her challenge to the profession is that clients will increasingly ask advisors directly: “Do you have your estate plan completed?” Pull Quotes “Our power in estate planning is not prediction, it’s really about setting our preferences.” “Who’s going to be the first person in your bedroom when you are no longer able to make new decisions?” “I’m not in charge. I’m a servant-manager.” “Once I get my estate plan done and updated, I don’t think about it anymore. My head space is so clear because everything I was worried about has been thought about, considered, allowed, and put down in writing.” Full Transcript Transcript lightly edited for clarity. Timestamps are approximate. [00:00] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. You’re making them go to court, right? And who would want to make anyone else go to court? [00:08] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinion of the employers of the host or guests. [00:32] Frazer Rice: Welcome back. Friend of the podcast Marguerite Lorenz is on the podcast this week. She’s a California trustee and has a new book called Luck or Control? out. We’re going to talk a little bit about fiduciary matters and what it takes to have good staffing within your estate plan. Welcome back, Marguerite. [00:54] Marguerite Lorenz: Thank you, Frazer. [00:55] Frazer Rice: Since the last time you were on, you have a couple of books out and we’ve gotten to see each other a couple of times with the Independent Trustee Alliance. Let’s talk a little bit about the new book that you just published and what you’re trying to do with it. [01:14] Marguerite Lorenz: So that book is Luck or Control? The Life-Improving Power of Estate Planning. And I wrote it because I’ve seen hundreds and hundreds of families really struggle with how this is going to get done, and many people don’t get their estate plan done at all because they’re so afraid. They don’t know what to expect, they don’t want to talk about their mortality, they don’t want to have serious conversations with their loved ones. And if we don’t have those conversations, we really lose all control when we need it the most — when that medical crisis happens or when life changes in a big way. [01:52] Frazer Rice: No question about it. And I went through the book and it’s an important read, because for those people who really have to get their affairs in order and feel stuck for some reason, I think you do a good job of laying out why you need to get unstuck and then how to take a couple of steps to initiate those conversations and get the important things down so that you can then have the deeper conversations that help out later on as you’re structuring things. What part of your experience being a full-time trustee helped to inform all of this? [02:22] Marguerite Lorenz: Well, as a trustee professionally, I’ve met with lots of different families in lots of different circumstances. And for many of them they’ve named me, and so I’m serving in that role. It’s not just trustee; it’s trustee, executor, agent on the power of attorney for finance, and even as agent for health care. And so that’s a very intimate job. It’s a job where you end up seeing someone’s entire life, or as much as you can of another person — their paperwork, how they do things, how they pay their bills, how they live, what medications they take. It’s really very intimate. And I think a lot of us assume that our children know us and they’ll do what we want them to do. But the thing is that it’s very likely you haven’t lived with your children in the same household for decades. And now you’re asking them to come back, drop their life, and come in and be that person for you. Be the person who’s going to protect your privacy, be that person who’s going to protect the way you want to live. And they may disagree with the way you want to live. They may actually have issues with some of the choices that you’ve made or how you’ve proceeded. So now, in addition to having a medical challenge where you’re not able to make new decisions — maybe temporarily, maybe permanently — now you have someone who wants to run the show or actually be in charge. In my job as a professional trustee, I’m not in charge. I’m a servant-manager. I’m really taking the trustor’s wishes and how they’ve structured things and really looking at that to be sure that I can continue it as best I can with all the changes that have occurred. [03:49] Frazer Rice: One of the things we were talking about before we got on board, and something we’ve discussed generally through the Independent Trustee Alliance, is that people who are asked to serve in those roles usually are family members. And for people who are uninitiated in the field, that seems like an obvious choice, because they’re really trying to put somebody in there who understands the family. But as you and I know, they may not be necessarily qualified to deal with the technicalities of the different roles that we just discussed. But also, the idea of taking on the emotional toll of these new conditions can be something different and unapproachable for many people. [04:30] Marguerite Lorenz: Well, I think it helps to kind of look at some of those issues. So you might have more than one child. Even if you have an only child, these issues apply. And now you’ve been in the hospital and you’re expecting this person to deal with your tax, legal, financial, and medical decisions. This person has to be a good negotiator. This person has to be calm when there’s issues that arise, and they may have feelings — they may be grieving that things have changed for themselves and in their relationship with you. So I think to be really empathetic and to be really kind and compassionate, we have to get our own stuff in order so that we can really have a good experience for our last days. And again, some of these roles that I’ve served in have been temporary. Let me give you an example. I worked with a gentleman whose wife had passed away because of cancer. She had been gone about two years and he himself was diagnosed with cancer. So he already knew what that might be like, right? She had already had chemotherapy; he was right there with her through all of that experience. Well, now faced with it himself, he said, “In order for me to do this, I don’t have a partner. I need somebody who’s going to deal with the business of my life so that I can focus on my health.” He named me as his trustee. I became active. I reported to him because he was still able to receive those reports. He was certainly mentally able, but physically it was really hard. He was exhausted most of the time. And he was going to grief support for the loss of his wife and going to chemotherapy treatments. So you can imagine just how full his day was. So we’re into this two years. He met a woman at grief support. He was feeling better because the treatment worked, and he decided he wanted to travel the world before he died. And he married this woman, and they were very happy together. And he asked if he could be trustee again. So — I’m a professional trustee. It’s part of my duty to step back and step down when the trustor who wants to be trustee again wants that job back. So I gave him a full report, he had an accounting, he knew exactly what had happened during my term. He went on with his life, and then he passed away and I became trustee again. So I just wanted people to know that it could be temporary. It’s not necessarily a permanent job. Would your child step back down? [07:14] Frazer Rice: No question. Once in the role, sometimes it’s difficult to get out of it. But you did the right thing in terms of getting an accounting, making sure that your duties stopped when you were told to get off, and then when you were ready to come back on, that those sightlines are very clear. And that’s what comes with talking to a professional like you. You understand those parts so that you’re not having things bleed from one role into another and having liability issues or misunderstandings with the next generation. [07:51] Marguerite Lorenz: Right. And let’s talk about working with professionals from the beginning. We don’t know what we don’t know. And even attorneys need to go to an attorney to get their estate plan done. There may be attorneys who disagree with that, but none of us can be truly objective about our own circumstance. And we need someone who’s going to ask us some tough questions and really help us figure out: what is our intention? How do we feel about this? What’s important to us? So, getting my own estate plan done — I was a single mom in a new profession. I had just become a fiduciary and I had just learned about estate planning. I was learning so much at that time and realized, every time I drive on the freeway, I’m risking my children’s future. I’m their only parent. What can I do about that? So estate planning isn’t just about money, and it isn’t just about death. It’s also about taking an inventory. What do I have? What have I accomplished? Who do I love? What do I really care about? And once we get to have those kinds of conversations, our whole perspective on life improves. And I’ve used my own estate plan, every time I’ve gone to update it, as sort of a milestone check — where am I now? [09:09] Frazer Rice: Maybe the standard procedure is every five years to check in and make sure that life has not advanced as far as divorce, deaths, new kids, marriages, things like that, to make sure that the plan is in place. And it’s a great milestone to reflect on things. And then, as we move up the ladder wealth-wise, if there are changes in tax laws and things like that, it’s important to make sure that the plan understands that change and is able to accommodate what’s going on on that front. Let’s take that as a segue. You have another book that you came out with, How to Be a 90-Year-Old — or a well-functioning 90-year-old. [09:36] Marguerite Lorenz: How to Be a Successful 90-Year-Old. [09:39] Frazer Rice: More than well-functioning — actually successful. How to Be a Successful 90-Year-Old. I have not read that yet, so tell us a little bit about what’s going on there. [09:47] Marguerite Lorenz: Well, I want everyone to have that blue ribbon feeling at the end of their lives. And I picked 90 because I have had clients that have reached a grand old age of over 100. My last client passed at 105. So it is possible to live well until the very end. And I’ve been working with people for over 20 years that are much older than me, who have lots of wisdom and experience to share. Their stories are important. So for people that are serving as trustee — whether you’re a family member trustee or you’re a professional — this book might be helpful, because I actually talk about the relationships with those clients. And I also talk about some things we could do now so that life is simpler, better, and more comfortable when we might need some help. And that’s another barrier that a lot of us have. We have this barrier to having someone come into our home and help us. Our home is our sanctuary, it’s our private space. But I want everyone who’s listening right now to just think about it: who’s going to be the first person in your bedroom when you are no longer able to make new decisions? And do you want that person to see everything that might be in your bedroom? Many, many adults have what I call a black box. We have something that’s private that really, really we keep to ourselves. But everything gets exposed once you are not able to care for yourself. So then what? Well, many people want to stay in their home no matter what, as long as possible. So imagine, if you will — some of my clients have lived in the same home for 30, 40, 50 years. And now they have to get care. Can we arrange to have that care in their home? So this exploration is really about living well to the very end. There are some really great tips, things I’ve learned from my 90-plus-year-old clients that I’ve employed and deployed for myself. [11:23] Frazer Rice: Just as an example there — I’m a ripe old age of 53 shortly. The idea of getting things in place while you’re at the peak of your powers, and you don’t have the difficult decision of having the car keys taken from you, or being in a home that isn’t appropriate for you anymore, meaning you don’t have the necessary safeguards for showers and stairs and things like that. Do you get into that, as far as trying to look five years ahead to make sure that the things that you can do now in a more comfortable environment take place before maybe the emergency happens and then all of a sudden we say, “Oh my gosh, we’ve got to do a complete overhaul here”? [11:54] Marguerite Lorenz: Well, as you know, Frazer, our power in estate planning is not prediction, it’s really about setting our preferences. And if we don’t do that while we feel good, while we’re competent, while we’re thinking clearly, we don’t get a chance to express that or do that once we’ve lost our competence. So this is really important — that I’m thinking about my future vulnerable self. I’ll give you a small example for me personally: dark chocolate is part of my life. I like having an international selection of dark chocolate and I don’t want the same kind every day. I feel the nuances and the taste and the flavors; it’s important to me. For some people that might be wine, for other people it might be fine literature. It really depends on what you’re into. Well, our estate plan can be just about tax, legal, and financial stuff, but it really should be more. It should be about our quality of life. And that’s really what I’m instructing and what I’m talking about in a very warm, personal way in How to Be a Successful 90-Year-Old. And even in Luck or Control?, I want people to understand the function of the documents. So we talk about the documents and what they’re supposed to do to assist your person. But you have to have a person. And you might choose to have a trust company or a bank serve as your trustee, you might have a family member, you might have an individual like me — an independent trustee. You can find more independent trustees at the Independent Trustee Alliance. But the point is: how do I want to live? Who do I want to have help me? What does that help look like? Well, you might not know all the answers right now, but if you begin now, your eyes open to different possibilities. I’ll give you an example: I have visited lots of hospitals. I’ve been to people’s bedsides many, many times. I’ve learned that there are certain procedures I’m just not willing to go through. So in my mind I had to update my advance health care directive to basically say: this shell that I’m in, the case I walk around in, the machine that I live in, needs to be kept alive long enough so that my boys can say goodbye. And that’s not for me, that’s for them. But I don’t want it to go on interminably. [15:00] Marguerite Lorenz: So I’m pretty specific in my documents about what I want. So I’m hoping to help people have a little perspective — use that energy you have, use the power that you have right now to make decisions for yourself, and allow yourself the opportunity to update your estate planning documents from time to time, so that what you learn goes into your documents, and what you decide and what your intention is, is clear. [15:23] Frazer Rice: One of those points that you bring up that I think is important is that you can be a really good user of professional services with some forethought. To muse a little bit about what the end of life looks like is somewhat an unpleasant thought, if you feel like you’ve got less than your full faculties and that ends up being your future. But thinking about that and putting some planning around it, and real ideas about what you want others to take away from your end of life, in many ways I think is a great way to really get the documents put in place and reduce tension and questioning later, and any ambiguity that there might have been ahead of time. [16:13] Marguerite Lorenz: Well, that’s the thing too that we don’t necessarily consider when we avoid estate planning. And I’m talking to all the professionals who listen to you, Frazer. The percentage of professionals who have their estate plans completed might be just a little bit more than the average person, but only a third of American adults have any kind of written plan — and I would argue that half of them are not really going to work. And when I speak to professional groups — attorneys, CPAs, financial advisors and so on — I get that same raise of hands: only about a third of them have a complete, up-to-date, ready-to-go estate plan. Why do I need it ready to go? Because I don’t know what’s going to happen or when. So yes, it is hard to contemplate the end of our lives; it’s not something we want to think about. But how do you stop thinking about it? How do you stop worrying about it? You do everything you can about it right now, and then you set it aside. And our cell phones are so powerful that I can put in my calendar five years from now to call my attorney and ask if anything’s changed in the law, and to consider then if I need to think about anything that might have changed in my life that I want to update. So once I get my estate plan done and updated, I don’t think about it anymore. I’m so relieved. My head space is so clear, because everything I was worried about has been thought about, considered, allowed, and put down in writing. And now I don’t worry anymore. [17:47] Frazer Rice: I scolded a group of financial professionals I was giving a talk to. I asked probably a similar question, which was: how many of you have your estate plan documents up to date? And they all shot up, out of shame. I said, “How many of you have looked at them within the last two years?” And then that shot down to about a third, maybe less. I just said, “Shame on you.” People are looking to you for help on these things and you’re not leading by example. And so — point taken, and not just the trusts and estates lawyers, but for everybody else around the ecosystem. To not go through that exercise yourself — you can’t possibly advise correctly if you’re not practicing what you’re preaching. [18:22] Marguerite Lorenz: Well, here’s my challenge, and here’s my challenge to every professional in our mutual space: bank trust officers, administrators, paralegals, everybody. In Luck or Control? and on planforthis.com, which is where you can find my books and get a free First Steps toolkit, the first question is, “Hey professional, do you have your estate plan done?” It’s the first question. Why? Because I want to be sure I’m dealing with somebody who has some empathy for the emotional decisions I’m going to have to make. I want someone on my team that understands what this feels like — not just the wise, tax-smart decisions that they made. It’s a whole package. And so I’m putting it out there and I’m saying: I’m challenging everyone in our mutual space. Make sure you have your estate plan done, because more and more clients are going to be asking you, “Do you have your estate plan completed?” [19:21] Frazer Rice: So then let’s talk about your third book, which is sort of an update — and we talked about it in the previous podcast that we did a while ago, and I’ll have that in there — which is Ethics for Trustees. What’s in the update? I know it’s now in an audio version, which I haven’t sampled yet but I’m sure it’s really good. What’s new now versus when it first came out? [19:54] Marguerite Lorenz: So I’ve simplified it a bit, because I recognize that each of us can look up the probate code for the state that we live in, and it was really much more of a California-specific book. Look, I’m a California Licensed Professional Fiduciary and I’m also a Master Certified Independent Trustee. So having the audiobook, and also having it in PDF form, I think is very helpful for people so they can make notes, take a certain page with them. And the book now is exclusively available at planforthis.com. And when you purchase it, you’re getting both the audio and the PDF version. [20:27] Frazer Rice: Cool. Well, we’ll make sure that’s in the show notes. Let’s take the last little bit of time we have here and talk about the decision to have an individual trustee — and by individual, I mean family trustee — versus a more professional trustee, whether it’s an individual or a bank trustee. You and I sort of nod our heads in agreement every time we talk on this topic, and I’ve done podcasts with others where I feel this looming crisis is coming, where people put all these documents together in trusts and then they staff them with people who may be initially qualified, barely, but then six months after the ink is dried, their interest wanes, their technical capability wanes, life intervenes, something different happens — and the problems just multiply at that point. I guess my big question is — and from the Independent Trustee Alliance, where there is a group of people who can operate as a trustee without having to go to a bank — how bad do you think this problem could get? We have this great wealth transfer and we have a lot of assets shifting, not just from the ultra-high-net-worth but regular people shifting to the next generation, with people at the wheel of these structures that I don’t think really understand what’s going on. How bad could this get? [21:52] Marguerite Lorenz: In my view, we’re not just dealing with a transfer of wealth — because that’s where a lot of people focus. Where’s the money going, right? It’s going from one generation who died and then the money’s going to the next generation. But in that interim — and by the way, many people live for years unable to make new decisions for themselves. So it’s during their lifetime that they might need their trustee to step in, not just after they die. And that’s really important to consider: that you might need someone for five or six years when you need someone to make decisions. What kind of decisions? You have digital assets, you have your social media accounts, you might be doing transactions on your phone all day every day — but someone else will need to get into your phone to actually do those things, maybe. Is that somebody you want from your family to do that for you? Maybe you still say yes. But that family member has to have the ability to enforce the rules that you’ve set in your trust. They need to communicate really well with other people. And they have to set aside their own feelings. They have to put you first. And that’s a big challenge. So when you think about the word fiduciary — and I know that the financial industry has used the word a lot — the technical aspect of that is that I’m putting my needs aside and putting that trustor, that person who created the trust, their needs first. Then I also have to consider their beneficiaries and the future of those beneficiaries. So I’m dealing with transactions and having to account for every single penny of where the funds are now and where they’re going, what the assets are, what the character of those assets are. I have to deal with all the taxation that goes with that. I have to manage those assets. So that’s one set of skills, right? But then there’s the softer skills about communicating with other people and understanding their doubts and their concerns, and not taking that personally, and putting things in writing. So this is a big job. It’s not the simple job that it might have been at one point, where someone just wrote a will on their cocktail napkin and said, “Okay, I’m leaving you all my money.” The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone to be that person for you, to go to your house, get you some clean underwear and socks and bring it to the hospital for you. So I think we have to look at our lives as more complex. It’s not just driving a car; it’s deciding where that car goes, and if the car is maintained, and is the car clean, and can we have other people in the car with you? There are just so many decisions that I’ve had to make for other people that I don’t take any of this lightly — and nor should anyone who’s writing their estate plan. You need that attorney to ask you those questions and walk you through your day-to-day, so you can keep your day-to-day as long as possible. [24:54] Frazer Rice: Well, the other part too is the people who assume those roles — and I’ve been in it too — when you are asked to make tough choices, sometimes you have to make tough choices that favor one person over another, and you may be called to account for that. And the idea of keeping diligent records and writing — in a sense putting down the reasoning behind what you’re doing and making sure that everyone, to the extent it’s possible, understands the why of what’s happening — I think that is going to help people really save themselves some issues going forward when those tough choices have to be made. [25:23] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. [25:27] Frazer Rice: Ah — good way to put it. [25:29] Marguerite Lorenz: You’re making them go to court, right? And who would want to make anyone else go to court? I mean, it’s just such a sad thing. And by the way, our courts are overrun with people that did no planning. And none of it happens quickly. So if you end up hospitalized and you haven’t selected a person, then the hospital and their bioethics committee is going to do the best they can. They’re going to ask for next of kin to make decisions for you — people that you may never have discussed your personal life with now have to be making decisions for you. So I’m asking people to be a little more proactive. I know you’re busy. I know it costs money to get an estate plan — probably less than you think, and certainly less than probate court would cost. A lot less than probate court would cost. Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about. I’m good. I have my plan, I keep up to date with my successors. I have a succession plan that’s worked beautifully. I’ve tested it. I know. And that’s why I can be so calm and so confident everywhere I go in my life. I’m feeling so good and so happy. Well, I want that for everyone. I want everyone to have that calm, true confidence that comes with knowing you’ve done everything you possibly can for yourself and the people you love. [26:54] Frazer Rice: Terrific. Marguerite, how do people get the books? How do people find you and your podcast, the Independent Trustee Alliance, and any other points of contact? [27:04] Marguerite Lorenz: Great, thank you. So planforthis.com is where you can find the books, where you can find me. We do have a podcast that has some wonderful discussions, case studies, and other topics to help people better understand the choices that they have. The Independent Trustee Alliance has a wonderful directory to find all kinds of professionals, but especially independent trustees, and you can find that at trusteealliance.com. And I’m going to be out there — I’m on LinkedIn. Come find me, connect with me. And Frazer, once again, thank you so much for the opportunity to visit with you. [27:40] Frazer Rice: Oh, it’s always great to get your expertise. And you bring a great sense of empathy to what can be a very technical and dollar-driven process. And I think the empathy, when it gets avoided or missed, there’s something really lost. So I really value your perspective on it. Thank you so much. [28:00] Announcer: This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guest. Subscribe to Wealth Actually on Apple Podcasts, Spotify, Youtube or wherever you listen — and if this episode was useful, share it with the person you have named in your documents. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

The luck of the Irish has disappeared after the greedy Leprechaun King has taken all the good fortune in Ireland and locked it away. Now it's up to the clever and capable Fiona to divise a plan to take the good fortune back from the leprechauns to help the people of Ireland. Using her wits, Fiona outsmarts the powerful Leprechaun King to restore the luck of the Irish back to the Emerald Isle.☘️

July 27, 2026 ~ Chris Renwick and Lloyd Jackson chat with political analyst Jason Roe about JD Vance's status in the GOP and the current economic landscape. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, you'll hear a Daily Reminder from Ji Kwang Dae Poep Sa Nim about “the world of Gong.” You can come out of your negative karma.Thank you very much, Ji Kwang Dae Poep Sa Nim.Hapchang,enjoy,Gak Duk

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Martin Mao is the co-founder and CEO of Chronosphere, provider of the leading observability platform for cloud-native. He previously held roles at leading tech companies including Uber, Microsoft, Google and Amazon. Top 3 Value Bombs 1. Luck and timing play a big role in success. 2. More industries are adopting new technology, creating demand for better solutions. 3. Be ready for opportunities, study trends and position yourself to act. Observability for what's next - Chronosphere.io Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. ThriveTime Show - Is your business stuck? Join Eric Trump and Clay Clark at America's highest rated business conference November 5th and 6th in Tulsa, Oklahoma. Request life-changing tickets today at ThriveTimeShow.com/eofire.

Ruth 2 reveals God's providence through what appears to be coincidence as Ruth "happens" to glean in Boaz's field. Boaz extends grace, protection, and generosity to Ruth, foreshadowing Christ's redeeming love for us. The chapter reminds us that God is always at work behind the scenes and calls us to reflect His grace by generously caring for others.

Egalitarians assume people would be equal but for oppression or the random hand of luck, and that where injustice can't be shown, luck alone justifies equalizing by force. Joshua Mawhorter turns the presupposition around. Drawing on Rothbard's Egalitarianism: A Revolt Against Nature and Sowell's Discrimination and Disparities, he argues that inequality is the normal condition of a world of scarcity, change, time, and choice; that it is precisely what makes exchange possible; and that the only equality worth defending is equality of liberty under the rule of law.Recorded at the Mises Institute in Auburn, Alabama, on July 25, 2026.Mises University is the world's leading instructional program in the Austrian School of economics, and is the essential training ground for economists who are looking beyond the mainstream.

Steve and Aaron kick off preseason coverage by breaking down Phil Steele's trend lines, including Indiana's bear-market luck factor and Penn State's soft-schedule bounce back under Matt Campbell. Steve unveils his full college football playoff and Big Ten bowl projections, capped by a bold call that Oregon finally breaks through for its first national title.

  What happens when you build your work around the life you want to live? In this episode of On Adventure, Josh talks with Stefan Gruber, a climber, photographer, traveler, and customer success professional at Levitate. Stefan shares how remote work and his wife Sarah's career as a travel nurse have helped them create a life centered on movement, creativity, and outdoor adventure. They discuss climbing, film photography, international travel, dangerous moments in the mountains, and the judgment required to turn around when conditions are not right. At the heart of the conversation is a simple message: meaningful experiences should not always be postponed. In This Episode Building a mobile life around remote work and travel nursing Why climbing creates focus, presence, and flow Traveling through the American West, Poland, and Nepal The appeal of film photography and printed images Balancing documentation with being present Avalanche terrain, exposed climbing, and failed summit attempts Summit fever, risk assessment, and the limits of luck Future goals, including the Grand Teton and Colorado fourteeners Why Stefan believes in doing things while you still can Episode Chapters 00:00 – Colorado Springs and life on the move Josh and Stefan discuss Colorado Springs, choosing temporary homes, and the possibility of eventually buying land in Colorado or Montana. 11:00 – Stefan's career and lifestyle Stefan explains how he moved from a long corporate commute into remote work and began traveling with Sarah during her nursing assignments. 17:30 – Climbing, travel, and flow Stefan reflects on his Polish heritage, his early interest in travel, and the sense of complete focus he finds while climbing. 20:00 – Designing work around life The conversation explores the freedom and tradeoffs of building a career that supports travel, adventure, and flexibility. 24:00 – Poland and international travel Stefan describes Poland's cities, mountains, coastline, affordability, and cultural growth, along with other memorable travel experiences. 36:30 – Photography and creative ambitions Stefan explains how photography connects his travels and outdoor life. He also shares ideas for creating a travel channel with Sarah. 41:00 – Film, digital photography, and presence They discuss the visual character of film, the value of printed photographs, and the tension between capturing an experience and fully living it. 51:00 – Risk, fear, and turning around Stefan recounts dangerous moments involving avalanche terrain, exposed climbing, wildfire smoke, and two unsuccessful attempts on the Grand Teton. 57:00 – Summit fever and the limits of luck The conversation turns to humility, decision-making, and why surviving a poor choice does not make it a good one. 1:04:00 – Survival psychology and photography advice Stefan recommends Deep Survival by Laurence Gonzales and encourages new photographers to begin with whatever camera they can access. 1:11:00 – Favorite mountains and future goals Stefan talks about the Tetons, Annapurna Base Camp, Denali, Everest, and his goals for the rest of 2026. 1:18:00 – Do it while you can Stefan closes with his belief that health, time, and opportunity are uncertain, so meaningful goals should not always be saved for later. Memorable Quotes "Sometimes those limits find you." "There's a certain store of luck, and it will run out eventually." "If it doesn't happen today, it can happen another day." "Do it while you can." Key Takeaways Build work around what matters. Flexible work can create more room for travel, relationships, creativity, and meaningful experiences. Turning around is not failure. Good judgment sometimes means abandoning a climb or summit and returning under better conditions. Luck is not a strategy. A successful outcome does not automatically mean the decision behind it was wise. Give photographs a life beyond the screen. Printing images or shooting film can make photography feel more intentional and lasting. Do not save everything for someday. Adventure can be a major expedition or a small personal goal. The important step is beginning while the opportunity still exists. Resources Mentioned Deep Survival: Who Lives, Who Dies, and Why by Laurence Gonzales Stefan's Instagram page About Stefan Gruber Stefan Gruber is a climber, traveler, and photographer who works remotely for Levitate. He and his wife Sarah travel throughout the United States for her nursing assignments while pursuing hiking, climbing, skiing, photography, and international travel. Keep Exploring Subscribe to On Adventure in your podcast app and on YouTube for more conversations with people building meaningful lives through exploration, challenge, and curiosity. Share this episode with someone who has been saving an important goal for "someday."

Grant Cardone sits down with Derek Anderssen from Startup Grind for a raw conversation on success, ambition, and what it really takes to build at scale.    Grant breaks down why showing up beats waiting for luck, how the environment shapes your thinking, why he still thinks bigger, and how private jets, yachts, business, faith, and failure all connect to one bigger lesson: create more, own who you are, and never shrink your goals.

Jesse Jackson welcomes retired Dallas sportscasting legend Dale Hansen, who reflects on covering the Cowboys across decades, loving sports more for drama than wins and losses, and feeling lucky throughout a 41-year TV career. Hansen discusses his 2019 journalism speech about speaking truth to power and worries about U.S. politics and media capitulation, then traces his lifelong connection to music through radio, his eclectic tastes, and why Bruce Springsteen's live shows—especially the Austin concert—still amaze him. He shares stories about Elvis, Waylon and Willie, Rod Stewart gifting him a signed soccer ball, meeting icons like Staubach, Nicklaus, and Mickey Mantle, and the enduring impact of his “Thank God for Kids” tradition, while also promoting his podcast, A Dallas Dialogue with Dale. https://www.youtube.com/@DallasDialoguewithDale 01:37 Meet Dale Hansen 03:06 Cowboys Highs Lows 06:38 Local TV Changing 08:23 Journalism Truth Power 11:22 Radio Dreams Early Music 14:42 Eclectic Tastes Springsteen 16:39 Austin Show Behind Stage 19:52 Elvis Waylon Memories 26:09 Rod Stewart Soccer Ball 29:55 First Springsteen Cotton Bowl 33:04 Politics Division Friends 35:57 Art Versus Politics 37:16 Springsteen Politics Debate 38:34 Fox News Bubble 39:02 Hitler Quote Test 40:51 Confronting Conservatives 44:25 Artists And Politics 44:56 Ticket Price Rant 46:51 Turn The Dial 50:10 Beating Verne Lundquist 53:52 Starstruck Encounters 57:25 Super Bowl Lucky Life 01:00:54 Springsteen Concert Tales 01:04:54 Thank God For Kids 01:09:42 Landry Superman Story 01:13:05 Dale Podcast Wrap 01:15:09 Show Housekeeping Learn more about your ad choices. Visit megaphone.fm/adchoices

Modern Wisdom: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- David Senra is the host of Founders podcast and an investor. What separates successful founders from everyone else? Luck and timing matter, but they're not the whole story. The best founders share repeatable patterns in how they think, work, and handle pressure. You can't control the hand you're dealt, but you sure can control how you play it. Expect to learn the work habits behind the genius of Rick Rubin, the 3 different types of founders with 3 specific traits who find unparalleled success, the simple advice most founders abide by when building their ideas into companies, why making mistakes is actually a badge of honour, how to have an obscene level of focus and much more… Sponsors: See discounts for all the products I use and recommend: ⁠https://chriswillx.com/deals⁠ Get a free bottle of D3K2, an AG1 Welcome Kit, and more when you first subscribe at https://ag1.info/modernwisdom Get up to 20% off Timeline powered by Mitopure (now at a lower price) at https://timeline.com/modernwisdom Get 160+ lab tests for just $365 and save an extra $25 at https://functionhealth.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get ChatGPT to explore ideas, solve problems, and learn faster at ⁠https://chatgpt.com Timestamps: (00:00) The Mindset Behind “Lazy Workaholics” (04:26) Why You Have to Bet on Yourself to Find Success (13:42) Feed Your Mind or Fall Behind (24:19) The Power of One Simple Idea (30:51) Failure Is a Privilege of Progress (37:30) Why Listening Is the Real Advantage (41:14) Don't Solve Problems, Avoid Them (47:37) Why You Should Create for Yourself First (50:08) Be Ruthless With Your Life (56:49) Are Entrepreneurs Bad at Relationships? (01:12:15) The One Biography Every Ambitious Person Should Read (01:19:13) Is Respect the End Goal? (01:27:11) Don't Let Others Define Your Success (01:30:56) Where to Find David Extra Stuff: Get my free reading list of 100 books to read before you die: ⁠https://chriswillx.com/books⁠ Try my productivity energy drink Neutonic: ⁠https://neutonic.com/modernwisdom⁠ Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: ⁠lnkfi.re/SN-Goggins⁠ #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: ⁠lnkfi.re/SN-Peterson⁠ #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: ⁠lnkfi.re/SN-Huberman⁠ - Get In Touch: Instagram: ⁠https://www.instagram.com/chriswillx⁠ Twitter: ⁠https://www.twitter.com/chriswillx⁠ YouTube: ⁠https://www.youtube.com/modernwisdompodcast⁠ Email: ⁠https://chriswillx.com/contact⁠ - Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam Harris speaks with Kathryn Paige Harden about behavioral genetics, moral luck, and the problem of blame. They discuss Harden's book Original Sin, the controversy over Charles Murray and Ezra Klein, why behavioral genetics remains taboo, the meaning of heritability, nature and nurture as feedback loops, why biological explanations can increase blame, psychopathy as a continuum, a hypothetical cure for evil, embryo selection and IVF, and other topics. Related Episode: #212 - A Conversation with Kathryn Paige Harden If the Making Sense podcast logo in your player is BLACK, you can SUBSCRIBE to gain access to all full-length episodes at samharris.org/subscribe.

What if the story you keep telling about yourself is the only thing standing between you and everything you want? You will hear the real difference between fortune and luck, and why one of them is completely in your control. Dr. Tina Seelig, a Stanford professor and neuroscientist, breaks down the framework from her book What I Wish I Knew About Luck and explains why the wind of opportunity might be blowing right past you. Tina grew up terrified of things most people never think twice about. She rebuilt her entire risk profile from scratch, one uncomfortable moment at a time. As did Lewis. You will learn why the words other people say about you can become a program running your whole life, and how to finally overwrite it. This conversation will make you rethink every excuse you have ever made for staying small. Tina's Website Tina on LinkedIn What I Wish I Knew About Luck: A Crash Course on Turning Aspirations into Achievements Amazon Audiobook Creativity Rules: Get Ideas Out of Your Head and into the World – A Stanford Guide to Innovation and Entrepreneurship Amazon inGenius: A Crash Course on Creativity – A Stanford Guide Demystifying Innovation for Business Leaders Amazon What I Wish I Knew When I Was 20 - 10th Anniversary Edition: A Crash Course on Making Your Place in the World Amazon Audiobook In this episode you will: Discover the real difference between fortune and luck, and which one you actually control Learn the Risk-O-Meter framework for expanding your comfort zone in every area of life Uncover how the stories you tell about yourself quietly shape the opportunities you see Overcome the fear of asking for help using Tina's framework for making people want to say yes Build the daily habits that compound into extraordinary luck over time For more information go to https://lewishowes.com/1957 More SOG episodes we think you'll love! Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Be a magnet for financial luck. These affirmations help you stay in a state of positive expectation, making it easy for the universe to deliver unexpected money. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

#356: Wilglory Tanjong doesn't wait for luck to show up. She builds it, asks for it, and stays ready to receive it. The founder of handbag brand Anima Iris is sitting down for a conversation that moves from grief to grit to greatness, and somehow makes all three feel like the same story.Wilglory opens up about leaving a six-figure corporate job at the start of the pandemic, why she calls business school "MBA school," and the importance of f*ck-up capital for women founders. And yes, she talks about the ongoing series where she's asking MacKenzie Scott for a billion dollars for Black women entrepreneurs, one video at a time.This episode is a masterclass in what it actually looks like to alchemize your own luck. Not the manifestation version. The version where you build the thing, ask for what you need, and keep going even when nobody handed you the blueprint.Press play if you're:Thinking about leaving a stable job to build something that's actually yoursCurious whether business school is worth it (Wilglory has thoughts)Building a business with little to no outside capital and need to hear you're not aloneSomeone who struggles to ask for helpGrab your notes app for:Wilglory's take on what business school actually teaches you versus what it's marketed to teach youHer framework for networking with elite institutions without ever enrolling in oneWhy margin for error is a form of privilegeHow the Ambitious Girl Dinner Series started as a casual meetup and ended with Oprah in her commentsWhy she believes entrepreneurship, not waiting on outside saviors, is how real generational wealth gets builtEpisode Links:Follow Wilglory on Instagram: https://www.instagram.com/wilgloryy/Shop Anima Iris: https://animairis.com/Read Start with Yourself by Emma Grede: https://bookshop.org/a/55347/9781668085486Sponsors:Quince: Make your summer wardrobe feel easier. Go to https://www.quince.com/balancedles for free shipping on your order and 365-day returns.Shopify: Start your free trial at https://www.shopify.com/luckyRula: Go to https://www.rula.com/lucky for quality therapy that's actually covered by insuranceBask & Lather: Explore viral bestsellers and products of healthier hair of ALL types from Bask and Lather. Go to https://www.baskandlatherco.com and use code LUCKY for 20% off.Lola Blankets: For a limited time, you can get 40% off select Lola Blankets products with code LUCKY at https://www.lolablankets.comOpill: Opill is birth control in your control, and you can use the code BALANCEDLES for 25% off your first month at https://www.opill.comConnect with Les:Ready to apply what you hear? Subscribe to the She's So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterSubscribe to The Lucky Playbook on Substack: https://lesalfred.substack.com/Follow Les on IG @lesalfredFollow She's So Lucky on IG @shessoluckypodFollow Les on TikTok @theluckylesFollow She's So Lucky on TikTokVisit our website at shessoluckypodcast.comThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

00:00 – 22:35 – Colts report for training camp a week from now, training camp schedule, our latest What If…focuses on if the Colts had drafted a QB following Andrew Luck’s retirement, Chris Ballard’s role in it all, the 2020 draft 22:36 – 36:40 – Our What If…series continues and look back at Chris Ballard’s lack of addressing QB in the draft, should the Colts have drafted a QB in the loaded 2020 draft?, Ballard not getting QB right in his tenure 36:41 – 52:26 – Warren Sharp of Sharp Football Analytics joins us to discuss his super deep dive into the 2026 NFL season, his thoughts on the Colts and if Daniel Jones can stay healthy and be successful in 2026, why it’s hard to figure the Colts out heading into this season 52:27 – 1:04:41 - IndyStar Colts reporter Joel A. Erickson joins us to discuss the final part of our What If…the Colts drafted a QB after Luck retired, the insane QB carousel, why he thinks they still should have traded for Buckner but traded up and not taken either Michael Pittman Jr. or Jonathan Taylor, the thought on drafting QB, Matthew StaffordSupport the show: https://1075thefan.com/the-wake-up-call-1075-the-fan/See omnystudio.com/listener for privacy information.

00:00 – 14:54 – The show is back to full strength as Marc is back, Caitlin Clark dismisses tech foul issues, Tyrese Haliburton a part of WWE TV over the weekend with Jalen Brunson, our latest What If… dives into a Colts topic and how the team handled it 14:55 – 22:08 – Morning Checkdown 22:09 – 44:43 – Colts report for training camp a week from now, training camp schedule, our latest What If…focuses on if the Colts had drafted a QB following Andrew Luck’s retirement, Chris Ballard’s role in it all, the 2020 draft 44:44 – 1:05:25 – We give away Indy Eleven tickets and discuss the World Cup Final and Kevin’s discuss for the third-place game, Caitlin Clark responds to technical foul issues, does Clark need to change her approach to avoid suspension or is it inevitable?, how much are the tech issues going to hurt her and the Fever in a playoff chase?, Morning Checkdown 1:05:26 – 1:19:30 – Our What If…series continues and look back at Chris Ballard’s lack of addressing QB in the draft, should the Colts have drafted a QB in the loaded 2020 draft?, Ballard not getting QB right in his tenure 1:19:31 – 1:25:40– Kevin’s all-Indiana parlay, where is the iffiest part of the bet?, IU’s schedule is nothing daunting 1:25:41 – 1:49:11 – Warren Sharp of Sharp Football Analytics joins us to discuss his super deep dive into the 2026 NFL season, his thoughts on the Colts and if Daniel Jones can stay healthy and be successful in 2026, why it’s hard to figure the Colts out heading into this season, Taco Bell, Morning Checkdown 1:49:12 – 2:02:48 – IndyStar Colts reporter Joel A. Erickson joins us to discuss the final part of our What If…the Colts drafted a QB after Luck retired, the insane QB carousel, why he thinks they still should have traded for Buckner but traded up and not taken either Michael Pittman Jr. or Jonathan Taylor, the thought on drafting QB, Matthew Stafford 2:04:49 - 2:07:15 - Kevin opens his mystery box, Jake Query pops on ahead of his show Support the show: https://1075thefan.com/the-wake-up-call-1075-the-fan/See omnystudio.com/listener for privacy information.

Peter Parker is a (paid) Oscorp intern now, which means we get to meet gay icon Colman Domingo's Norman Osborn, Paul F. Tompkins as a grumpy old scientist, and a Dr. Connors who is not experimenting on lizards. We talk about hot and husky Butane and a race to rescue pets from very good-looking fire, lots of deep cut comic book references, and why appointment times should require you to arrive 15 minutes early.We're watching Your Friendly Neighborhood Spider-Man: Season 1, Episode 2: “The Parker Luck”.Check out Glitterjaw's new variety show, Glitterjaw Presents!Website⁠ | ⁠Patreon⁠ | ⁠Discord⁠Part of The Glitterjaw Queer Podcast CollectiveContact us: @WallopingWebPod on ⁠Bluesky⁠ and ⁠Instagram⁠Email: ⁠wallopingwebsnapperspodcast@gmail.com⁠Theme song features: ⁠“Resonance (Cyan & Ladybot Remix)” by HOME⁠ | ⁠License (CC BY 3.0)⁠

Be a magnet for financial luck. These affirmations help you stay in a state of positive expectation, making it easy for the universe to deliver unexpected money. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

One week before Vikings training camp, Tyler Forness and producer Dave Stefano discuss major team narratives while noting the show's move to the Bleav Podcast Network and new graphics. Forness argues J.J. McCarthy's strong finish should be called four games, not five, since he didn't play Detroit and the Green Bay game was poor. They push back on labeling Kyler Murray “injury-prone,” citing three major injuries over seven years, and discuss how 2026 outcomes could shape longer-term QB plans. Forness defends the offensive line as roughly average despite 60 sacks, noting heavy backup snaps and that many sacks were quarterback-attributed. They examine turnover luck swings affecting the record, contend the run defense was about average while the pass defense improved greatly, and preview limited early rookie impacts. Finally, Forness says Kevin O'Connell has proven a “veteran QB whisperer,” with young-QB development still unproven, and reiterates an analyst-first, data-driven approach. Timestamps: 00:00 – Training Camp Narratives 00:06 – Show Intro and Network 02:09 – McCarthy Four Games 03:40 – Murray Injury Concerns 06:57 – Quarterback Future Debate 14:47 – Offensive Line Reality 19:35 – Sacks and Blame Pie 24:09 – Luck and Turnovers 26:15 – Turnover Worthy Plays 27:11 – Vikings Turnover Swing 28:53 – Run Defense Narrative 31:52 – Game Script and Metrics 34:13 – Rookie DT Expectations 38:06 – KOC QB Whisperer Debate 45:37 – Andy Reid Comparison 47:06 – Honesty and Fan Critique 49:10 – Wrap Up and Sign Off _______________________ Subscribe to us here! - https://www.youtube.com/@vikings1stskol92 Our Twitter can be found at @Vikings1stSKOL Our Discord at https://discord.com/invite/493z6mQXcN Tyler Forness can be read at A to Z Sports - https://atozsports.com/nfl/minnesota-vikings-news/ Submit questions: forms.gle/7LJkCAern9kdUkuD8 On Facebook - https://www.facebook.com/vikings1standskol Watch the live show here: https://youtu.be/xSHCJjt6zPQ Fan With Us!!! Tyler Forness @TheRealForno of Vikings 1st & SKOL @Vikings1stSKOL and A to Z Sports @AtoZSportsNFL, with Dave Stefano @Luft_Krigare producing this Vikings 1st & SKOL and @BleavNetwork production, the @RealFornoShow. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

David Senra is the host of Founders podcast and an investor. What separates successful founders from everyone else? Luck and timing matter, but they're not the whole story. The best founders share repeatable patterns in how they think, work, and handle pressure. You can't control the hand you're dealt, but you sure can control how you play it. Expect to learn the work habits behind the genius of Rick Rubin, the 3 different types of founders with 3 specific traits who find unparalleled success, the simple advice most founders abide by when building their ideas into companies, why making mistakes is actually a badge of honour, how to have an obscene level of focus and much more… Sponsors: See discounts for all the products I use and recommend: ⁠https://chriswillx.com/deals⁠ Get a free bottle of D3K2, an AG1 Welcome Kit, and more when you first subscribe at https://ag1.info/modernwisdom Get up to 20% off Timeline powered by Mitopure (now at a lower price) at https://timeline.com/modernwisdom Get 160+ lab tests for just $365 and save an extra $25 at https://functionhealth.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get ChatGPT to explore ideas, solve problems, and learn faster at ⁠https://chatgpt.com Timestamps: (00:00) The Mindset Behind “Lazy Workaholics” (04:26) Why You Have to Bet on Yourself to Find Success (13:42) Feed Your Mind or Fall Behind (24:19) The Power of One Simple Idea (30:51) Failure Is a Privilege of Progress (37:30) Why Listening Is the Real Advantage (41:14) Don't Solve Problems, Avoid Them (47:37) Why You Should Create for Yourself First (50:08) Be Ruthless With Your Life (56:49) Are Entrepreneurs Bad at Relationships? (01:12:15) The One Biography Every Ambitious Person Should Read (01:19:13) Is Respect the End Goal? (01:27:11) Don't Let Others Define Your Success (01:30:56) Where to Find David Extra Stuff: Get my free reading list of 100 books to read before you die: ⁠https://chriswillx.com/books⁠ Try my productivity energy drink Neutonic: ⁠https://neutonic.com/modernwisdom⁠ Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: ⁠lnkfi.re/SN-Goggins⁠ #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: ⁠lnkfi.re/SN-Peterson⁠ #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: ⁠lnkfi.re/SN-Huberman⁠ - Get In Touch: Instagram: ⁠https://www.instagram.com/chriswillx⁠ Twitter: ⁠https://www.twitter.com/chriswillx⁠ YouTube: ⁠https://www.youtube.com/modernwisdompodcast⁠ Email: ⁠https://chriswillx.com/contact⁠ - Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really take to land media opportunities, build a recognizable personal brand, and become the person people think of when opportunities arise? In this episode of Social Media Decoded, Michelle Thames shares the real story behind her recent appearance on WGN Spotlight Chicago and why it had nothing to do with luck. She explains how one relationship that started in 2024, combined with years of consistent visibility and intentional content creation, led to another opportunity on television. If you've ever wondered why some entrepreneurs seem to attract speaking engagements, media appearances, partnerships, and new clients while others struggle to get noticed, this episode will change the way you think about visibility. Michelle also shares how she's shifted from chasing the algorithm to building a complete visibility ecosystem—one that turns content into conversations, conversations into community, and community into clients. In this episode, you'll learn: Why media opportunities are built through relationships, not luck The power of staying visible even when engagement feels low How consistency builds trust and authority over time Why creating an ecosystem is more powerful than growing an Instagram account The real strategy behind Michelle's Hidden Gem videos How to create content from your everyday life instead of chasing trends Why women over 40 have a unique advantage when building a personal brand The mindset shift that helped Michelle become unforgettable Key Takeaways Visibility compounds over time. Relationships open doors that algorithms never can. Authority is earned through consistency, not claimed through titles. Your next opportunity may already be watching—you just have to keep showing up. Ready to Become More Visible? Michelle is launching her new 21-Day Visibility Sprint, designed to help women entrepreneurs stop wondering what to post and start building the kind of visibility that creates real opportunities, partnerships, media appearances, and clients. Send Michelle a DM with the word VISIBLE to learn more. If you enjoyed this episode, subscribe to Social Media Decoded, leave a review, and share it with another entrepreneur who's ready to build a business that doesn't depend on chasing the algorithm. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wildfires are burning more than 60,000 acres and hundreds of firefighters from around the country have come to northeastern Minnesota to try and contain the flames. We got the latest from Ely and spoke to one crew that's helping to contain the fires.The Boundary Waters is a sanctuary to many Minnesotans. One writer shared more about the mental toll of seeing the area go up in flames. Plus, wildfires aren't the only thing impacting the border with Canada. We heard from some border businesses about deteriorating economic conditions. And Spain has won the World Cup! A local soccer reporter talked about the game and how the U.S. did as host. Also, if you're itching for more soccer, Minnesota United is back in action.The Minnesota Music Minute was “Leave No Trace” by Jerry Vandiver. “Call It What It Is” by Beginner's Luck was the Song of the Day.

Today, I want to share 25, let's call them commandments, for financial wealth and success.   And to get the message across best to you, I decided to do something a little different. Normally, I have a guest, but this time it will be just you and me as I share these ideas with you.   These aren't property rules, and most of them aren't even investment rules in the traditional sense.   They're the broader truths about money and behaviour I've collected over the years, the ones that apply whether you're buying property, building a business, or simply trying to retire with options rather than regrets.   In this episode, I discuss that real wealth comes from mindset, patience, and discipline more than from chasing shortcuts or trying to predict the market.   I also emphasize that progress should be measured against your own starting point, not against other people's highlight reels.   I also remind you that ultimately, the person you become matters just as much as the assets you build.   Takeaways    • Wealth is built through patience, consistency, and discipline • Market volatility is the price of long-term growth • Measure your progress against your own starting point • Focus on process, not market predictions • Quiet accumulation creates real wealth • Character matters as much as money • Emotional steadiness helps during uncertainty • Luck favours those who prepare well • Reinvest consistently over time and allow compounding to work its magic. • Avoid chasing shortcuts and quick wins   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time? ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney – Subscribe to my Property Update newsletter here     Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   Success in property investment isn't just about numbers - it's about mindset, behaviour and decision making.   In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions.   Regular topics include: • Psychology of money and wealth• Investor behaviour and market cycles• Rich habits vs poor habits• High-performance mindset• Risk management thinking• Decision-making under pressure• Long-term investing discipline• Overcoming fear in property markets• Building wealth through strategy, not speculation   If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia's property market, this podcast is for you.   More resources at:https://propertyupdate.com.auhttps://metropole.com.au

We return to Wizards of the Coast's Villainous Options, now revised after the first round was lovingly pushed down the stairs by public feedback. Some subclasses survived untouched. Some got a makeover. Some were taken behind the shed, especially the Primordial Patron, which had one great idea and the mechanical confidence of a wet napkin. Good news, though: the demon sorcerer finally feels demonic, the Titan Druid is now a proper kaiju tank, and the Hell Knight has upgraded from flaming disappointment to legally playable infernal gambling problem. Show Notes This episode revisits Wizards of the Coast's latest Unearthed Arcana update for Villainous Options, which means the crew returns to the scene of the crime to see what survived the feedback cycle, what got rewritten, and what was quietly removed from the suspect board. The earlier Villainous Options episodes gave us some strong concepts with mixed execution: villainous path feats like the Death Knight and Lich, subclasses like the Titan Druid and Hell Knight, and later options like the Path of Lament Barbarian, Pestilence Cleric, Venom Monk, and the now-defenestrated Primordial Patron Warlock. Some of those were apparently well-liked enough to move forward with little public revision. Others came back covered in red ink and shame. The episode opens by sorting out what is not in the new UA. Path of Lament, Pestilence Cleric, and Venom Monk appear to have landed well enough that they did not need another public pass, though the hosts still have a few lingering concerns about capstones, wording, and whether weaponized sadness is legally distinct from being a barbarian with theater kid energy. The Death Knight and Lich villain paths also seem likely to continue, though Ash remains skeptical that the Lich is as ready as WotC apparently thinks it is. The Primordial Patron, meanwhile, is gone for now, which hurts because the concept rules, but the subclass itself never really delivered on the fantasy of making a pact with an ancient elemental apocalypse. Then the real revisions begin with Circle of the Titan Druid, which gets a much-needed identity check. The old version wanted to be a giant monster but had all the durability of a parade float in a hailstorm. The new version leans harder into tanking: better AC, more temporary hit points, stronger damage scaling, a shorter but more practical Titan form duration, and a capstone swallow ability that finally feels like being eaten by a kaiju instead of being mildly inconvenienced by one. Behemoth and Insectoid both look more playable, with Insectoid getting a strong healing identity, while Leviathan still mostly answers the question, "What if your subclass feature was swimming?" Hell Knight also gets a major facelift, mostly by reducing its dependence on rolling exactly the right number before anything interesting happens. The infernal wounds now feel more like a real subclass engine, with rider effects that happen more consistently and Devil's Luck upgrades when the dice cooperate. It is much better than before, but the table still finds it a little too constrained by resources and a little too enamored with gambling mechanics. It is no longer borderline unplayable, which is progress, but it may still need another pass before it becomes the infernal fighter fantasy everyone clearly wants. The big winner is Demonic Sorcery. The previous version felt like a melee sorcerer with terrible life choices, a bad spell list, and an aura table that made everyone remember why random subclass tables are rarely fun. The revision gives it Abyssal Rupture, a movable sphere of demonic problems that pulls enemies around, creates battlefield control, scales into difficult terrain, and eventually supports summon fiend in a way that finally screams Abyss instead of discount Hexblade with a concussion. The spell list is also dramatically better, replacing nonsense like Hallow and overused Misty Step with options that fit the theme and support the playstyle. It still needs damage scaling on the rupture, but this is the rare UA glow-up where the hosts go from roasting the thing to wanting to play it. The episode also touches on the new feats and epic boons, which range from charming people by picking their pockets to setting better hunting traps to becoming weirdly hard to fool, possess, or kill with necrotic damage. The hosts speculate about what book this material is actually building toward, with possibilities ranging from a renamed Book of Vile Darkness to an evil campaign supplement, a fiendish planar guide, or something tied to the Abyss and Nine Hells. Whatever it becomes, the consensus is cautiously positive: WotC seems to be listening, the revisions are mostly moving in the right direction, and the demon sorcerer finally has enough flavor to stop apologizing for itself. Key Takeaways This UA is a feedback-driven revision of the previous Villainous Options material, not a totally new batch of evil toys. Path of Lament Barbarian, Pestilence Cleric, and Venom Monk appear to have been received well enough that they did not return for major public revision. The Death Knight and Lich villain paths seem likely to continue, though the hosts still think Lich needs more work and Death Knight may get broadened for more martial builds. The Primordial Patron Warlock is gone for now, which is sad because the idea is excellent, but the original execution did not feel like a pact with an elemental world-ending horror. Circle of the Titan Druid is much stronger now and has a clearer role as the tanky kaiju druid. Titan Druid's improved AC, temporary hit points, damage scaling, and better swallow feature make the subclass feel much closer to its fantasy. Behemoth looks solid, Insectoid now has a meaningful healer/tank angle, and Leviathan still feels like the one you pick because the campaign has too much water. Hell Knight is much better because infernal wounds now do interesting things more consistently instead of asking players to roll a six before the subclass becomes fun. Hell Knight still feels too resource-limited and may need another pass, especially if the goal is to make infernal wounds feel like the subclass's real engine. Demonic Sorcery is the standout winner of the revision. The new Abyssal Rupture gives Demonic Sorcery a strong identity built around battlefield control, forced movement, difficult terrain, and demon-flavored chaos. The Demonic Sorcery spell list is dramatically improved and now actually supports the theme instead of asking why a demon sorcerer has Hallow. The hosts like the revised Demonic Sorcery enough that it went from "why would I play this?" to "I would play this immediately." The new feats and epic boons are more mechanically interesting than expected, with a few strong options for social manipulation, traps, protection, and high-level anti-undead or anti-illusion play. The likely future product may be an evil campaign book, a spiritual successor to Book of Vile Darkness, or a broader fiendish/planar supplement. Overall verdict: WotC appears to be listening, the revisions are mostly better, and the villains are finally getting options that do more than look cool while failing their own saving throw. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati

This week I’m dipping back into the archives with one of the most relistened episodes of Almost 40: a conversation with my mum. It started as a joke. My podcast manager suggested I ask mum the questions you’d want answered before the end of someone’s life. Mum was 57 at the time of recording! What unfolded surprised me. Mum shares why her proudest achievement isn’t her kids or grandkids, but the sharp left turn she took into a whole new career despite a lifelong fear of exams and a belief that she wasn’t smart enough. We talk about what it was like having two babies by 19, the day I rolled off a hospital bed at twelve weeks old (yes, I’m the fractured skull child), and why “I don’t know how you do it” rarely lands the way people intend. We also unpack something I can’t stop thinking about: why women call their achievements luck. Mum bought her own home after her divorce and is now mortgage free, and her first instinct was to call herself lucky rather than proud. Becoming a mum myself changed how I see her, and this conversation changed it again. In this episode: • The career change my mum made in midlife and the self-doubt she pushed through • Being a young mum at 19 and how you cope when there’s no other option • Why “I don’t know how you do it” lands differently when you’re in survival mode • Luck versus pride: how women talk themselves out of their own achievements • The one thing mum would do differently, and what it reveals about parenting, guilt and work ethic If you love this one, come join me over on Almost Confidential for the more personal episodes. Follow Almost 40 wherever you’re listening. It makes a huge difference. See omnystudio.com/listener for privacy information.

Super Producer Rob G is in for Rob, and he and Kelvin discuss how Lionel Messi's Argentina team is comparable to Patrick Mahomes' Kansas City Chiefs squad, explain why Draymond Green is making life difficult in Golden State yet again, and debate whether the NBA is wise to wait on LeBron James before making their upcoming schedule. See omnystudio.com/listener for privacy information.

As the 2026 World Cup approaches its end, what is the biggest factor in who wins? Is it extraordinary moments of attacking magic? Gritty defensive organisation? Or is it all just a question of luck and random chance? We look at how mathematicians and analysists make sense of chaos, xG and unpredictability in the beautiful game. If you've seen a number in the news you think we should take a look at, email the team: moreorless@bbc.co.uk CONTRIBUTORS: Ian Graham, former Head of Research at Liverpool FC David Sumpter, Professor of Applied Mathematics at Uppsala University Luis Nunes Vicente, Mathematician at Lehigh University CREDITS: Presenter: Lizzy McNeill Producer: Josh McMinn Series producer: Tom Colls Production co-ordinator: Brenda Brown Sound mix: Dave O'Neill Editor: Richard Vadon

We have an outbuilding at home — we call it the Little House. It's a small old barn that sits out in our back yard, maybe 25 feet from the back door. It was a barn for animals at one point, then a garage, then an apartment. There's a lot of interesting energy in the Little House. It's been many things over the years: an art studio, a bakery, a jewelry-making place. By 2018 the Little House had given birth to this very podcast. The Little House has been an epicenter of entrepreneurial spirit and love for a long time. When I got home from my recent trip to Poland, I found out there was a water leak in the Little House, which sent me on a mission of ripping and tearing — rugs, floors, decking and drywall. And before I knew it, I needed a new wall on the west end. And of course, it was going to be a hempcrete wall, right? Hempcrete is hemp hurd — the woody inner core of the hemp stalk — mixed with a lime-based binder and water and packed around a wood frame like insulation. It's breathable, naturally resistant to pests and fire, and because hemp pulls carbon out of the air as it grows, a hempcrete wall can be carbon-negative. It's about as close as you can get to building a wall out of a farm field. After years and years of following the industry, reporting on builders like Cameron McIntosh, Micaela Machado, Danny Desjarlais and Matt Marino, these people are my heroes. And now, after having made seven batches of hempcrete by hand, anyone who has ever built something out of hempcrete is my hero. Luck favors the prepared, so I sought knowledge. I drove down to the Ice House in Ellicott City, Maryland, to learn from Gayle Killen. She taught me how to mix by hand, how to pack the edges better than the middle, and how to stay safe — PPE always, and a jar of vinegar handy to neutralize the lime. Cameron McIntosh, up at his shop in Bally, confirmed the numbers and sent me home with hurd, buckets, tampers and a saw. Drew Oberholzer and Ana Konopitskaya of Coexist Build donated nine bags of lime binder. Acts of kindness bind us all together. So I mixed and packed and mixed again, all through the Fourth of July weekend, sweating it out in the backyard, covered in lime burns, until a hempcrete wall stood where the old one used to be. My kids tell me it smells like corn. But whatever it smells like, it looks like agriculture. Imagine if we could build our houses with locally sourced, annually renewable resources so we can survive, so our children can survive, so our children's children can survive. That's what this is about: the future, and learning how to do things so we can face it together. This hempcrete wall is emblematic of the changes you'll see coming. We're building, growing, making and doing. Learn More LimeWorks.us – EcoLogic HempCrete Binder Platinum https://www.limeworks.us/product/ecologic-hempcrete-binder-platinum/ Americhanvre https://americhanvre.com/ Hemp Building Institute https://www.hempbuildinginstitute.org/ HempBuild Magazine https://www.hempbuildmag.com/ US Hemp Building Association (USHBA) https://www.ushba.org/resources International Hemp Building Association (IHBA) https://internationalhempbuilding.org/ Thanks to Our Sponsors HEMI Take Action: https://thegoodnessofhemp.org Condor Seed https://condorseed.com Forever Green – KP4 Hemp Cutter https://hempcutter.com

Exploring the psychological traits shared by successful entrepreneurs, Morgan highlights why some people collapse under hard work while others thrive. He applies casino blackjack rules directly to market strategies, details his childhood paper route mindset, and explains why true "luck" only finds those who are actively hunting for it.

You've been very clear about what you want, but when what you want arrives, can you accept it?  Between the ask and the acceptance stands a story about deserving, written by a child, balancing books that were never real. That story ships in one of two editions. This episode names both, and reveals why they are the same program despite looking like opposites. Dov names his own edition of the ledger on record for the first time. Forty years teaching leaders and speakers to do the very thing he could not do himself. Examined through behavioral economics, moral psychology, the impostor phenomenon, and the Emotional Source Code framework. Anchored in George Bailey standing at the table in Bedford Falls, at the bottom of his own ledger, being handed a fortune he does not know how to receive.The question is not what you have earned. You have the receipts. The question is what you actually deserved.  IN THIS EPISODE: George Bailey at the table, unable to receive The other half of the work nobody warns you about Welcome to The Polymathic Perspective Five lenses on the deserving story Earning versus deserving The question this episode is built around The thesis Richard Thaler, mental accounting, and the impostor phenomenon What your hands and mouth do in the first three seconds Three postures, one program The final entry: both editions arrive at Deserving as the most abused word in the language Where this episode actually comes from What actually helps, in this order Six episodes in, the series turns its title over The question to carry He was the richest man in town for years THE SERIES: What We Want But Refuse To Accept is a ten-episode arc. Next episode, what your ledger is costing the people you love and lead. Follow the show to receive each episode as it releases. ABOUT DOV BARON: Dov Baron has spent thirty years inside the rooms where leaders, founders, and executives make the decisions that shape organizations. His clients hire him for what he can see: the patterns that have stopped being visible to the people inside the system. He is the creator of the Emotional Source Code and Emotional Meaning Architecture frameworks.

Our summer tradition at Here’s the Thing continues, as staff members choose their favorite conversations from the archives for our Summer Staff Pick series. This week, we revisit Alec’s conversation with Richard Kind. Single-handedly redefining the term “character actor,” the accomplished Richard Kind is surely one of the hardest working people in show business. His resume is unfathomably wide and deep, with over 270 film and television credits, spanning roles that exploit his killer comedic timing, like sitcoms “Spin City” and “Curb Your Enthusiasm,” and those that exercise his dramatic chops, like HBO’s “Luck” and the CBS procedural “East New York.” He’s an actor just as likely to appear in an Oscar-winning feature film as an animated one, to scene-steal a sketch comedy series as to star in an indie short. Kind is also a Tony-nominated stage actor, having appeared on Broadway in “The Producers,” “Funny Girl” and “The Big Knife,” among many others. Richard Kind speaks with host Alec Baldwin about the type of comedians that raised him, how he found his way to the profession after almost attending law school – and why he believes he is the “Costco of acting.”See omnystudio.com/listener for privacy information.

#355: Luck isn't something that happens to you. It's something you build piece by piece, and today's guests have done just that.I'm joined by Lex P and Drea Nicole, serial entrepreneurs, media personalities, and co-hosts of Pour Minds. We get into the $86 check that told them they were onto something, how they balance business and friendship, the beliefs at the root of the luck they've created, and why they both believe you can't get lucky until you learn how to clap for other people first.I think you're going to walk away thinking about the word "lucky" in a completely new way, which feels like exactly the point of this whole show.Press play if you're...Convinced everyone else's glow up came out of nowhere (it didn't, keep listening)Currently waiting for your moment instead of building toward itStill thinking about that one friend who got quiet on you the second things got goodNosy about the actual numbers behind turning a podcast into a real businessGrab your notes app for…The real difference between getting lucky and being ready when opportunity shows upHow Pour Minds turned an $86 ad check into a fully self-funded, sold out tourThe friendship red flags Lex and Drea learned to spot the hard way, and the green flags to look for insteadWhy clapping for other people's wins is directly tied to unlocking your ownEpisode Links:Get your tickets to the Still Sippin' Tour: https://www.pourminds.com/Subscribe to Pour Minds on YouTube: https://www.youtube.com/@DreaAndLexFollow Pour Minds on Instagram: https://www.instagram.com/pour_minds/Follow Drea on Instagram: https://www.instagram.com/dreanicoleee/Follow Lex on Instagram: https://www.instagram.com/lex_p_/Sponsors:Nutrafol: For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you visit https://www.nutrafol.com and enter promo code BALANCEDLES.Monarch Money: Monarch is the personal finance app that tracks everything — accounts, investments, savings goals, and spending. Get your first year of Monarch Core for half off at https://www.monarch.com using promo code LUCKY.Cotton: Cotton is The Fabric of Our Lives. Learn more at https://www.TheFabricofOurLives.comLarineco: Larineco is a chewing gum that strengthens and repairs enamel with every chew, using the same mineral your teeth are made of. Get up to 50% off your order at https://www.buylarine.com/luckyButcherBox: Go to https://www.butcherbox.com/lucky to get $20 off your first box, plus your choice of free ground beef for life, or free chicken thighs or top sirloins in every box for a year, with free shipping always.Connect with Les:Ready to apply what you hear? Subscribe to the She's So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterSubscribe to The Lucky Playbook on Substack: https://lesalfred.substack.com/Follow Les on IG @lesalfredFollow She's So Lucky on IG @shessoluckypodFollow Les on TikTok @theluckylesFollow She's So Lucky on TikTokVisit our website at shessoluckypodcast.comThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In a preview of this week's Pop Pantheon: All Access episode, Russ tells Louie about his interview with Bebe Rexha for PAPER and they discuss her place in the pop firmament following her new album Dirty Blonde. Then a listener-demanded and long, long awaited discussion about Hilary Duff's return to pop, Luck... or Something!To hear the rest of the this episode plus receive weekly bonus episodes of Pop Pantheon, gain access to our Discord channel and so much more, subscribe to Pop Pantheon: All Access at the Icon Tier. You can also subscribe for the audio only directly in the Apple Podcasts app.Join Pop Pantheon: All Access, Our Patreon Channel, for Exclusive Content and MoreShop Merch in Pop Pantheon's StoreFollow Pop Pantheon on InstagramFollow DJ Louie XIV on InstagramFollow Russ on InstagramNote for iOS users: Subscribe using your desktop or mobile browser, not the iOS Patreon app, for cheaper rates on Pop Pantheon: All Access.Join Pop Pantheon: All Access, Our Patreon Channel, for Exclusive Content and MoreShop Merch in Pop Pantheon's StoreFollow Pop Pantheon on InstagramFollow DJ Louie XIV on InstagramFollow Russ on Instagram Hosted on Acast. See acast.com/privacy for more information.

Money Monday has arrived, and Don kicks off a new weekly series based on his book Financial Fysics. The first “law” may surprise you: according to Don, every dollar ever earned comes from just three sources—luck, theft, or work. He and Tom debate where investing belongs, why entrepreneurship remains one of the best paths to wealth, and how much luck really contributes to financial success.Then they answer a listener's retirement planning question about whether to finance a Florida townhouse or withdraw money from a Roth IRA. Along the way they discuss Roth conversion strategy, Florida HOA reserve funds, special assessments, and why building a retirement plan should always come before deciding where the money comes from.00:00 Welcome to Money Monday00:12 A new weekly Financial Fysics series begins01:35 Why anonymous two-star book reviews are so frustrating02:40 Free Financial Fysics book giveaway03:50 Rule #1: There are only three ways to make money04:45 Luck—including investing, lotteries, and inheritance06:35 Theft, fraud, and unethical financial products07:55 Why successful investing combines work and luck10:30 How most great fortunes are actually built12:10 Entrepreneurship, risk, and creating wealth13:35 Understanding just how large a trillion dollars really is15:50 The biggest takeaway from Rule #117:15 Preview of next week's rule: Supply and Demand18:15 Why listener questions slow down during the summer19:15 Listener Question: Should a retiree finance a Florida townhouse or withdraw money from a Roth IRA?21:10 Florida HOA reserves and avoiding expensive surprises24:30 Why retirement planning comes before choosing an account26:00 Why the Roth IRA is probably the last account to tapQuestions? Comments? Click!

"Will you welcome to the stage, the one, the only... Magic Mike!" In which we talk about all of the things Magic Mike gets right with the fabulous Luna Luck.Mistress Luna: https://www.mistressluna.ca/We LOVE Magpie Cinema Club! https://linktr.ee/magpiecinemaclub Alex's zine! https://www.patreon.com/HighOcculture You can buy a You Are Good logo shirt DESIGNED BY THE GREAT LIZ CLIMO here. (Liz Climo designed our logo!) https://www.bonfire.com/you-are-good-shirts160/ You Are Good is a feelings podcast about movies. You can make a contribution to Palestine Children's Relief Fund here: https://www.pcrf.net/ Miranda Zickler produced and edited this episode: https://linktr.ee/mirandatheswampmonster Fresh Lesh produces the beats for our episodes.

Metric is a band from Canada that was formed in 1998. They've won four Juno Awards, including Group of the Year. Rolling Stone included them in their list of the 50 Greatest Canadian Artists of All Time. In April 2026, Metric released their 10th album, Romanticize the Dive. And for this episode, I spoke to Emily Haines and Jimmy Shaw about how they made the opening song on that album, “Victim of Luck.”For more info, visit songexploder.net/metric.