Colorado Real Estate Experience

Mortgage interest rates.......where they were...where they are.....where they could go. Inflation and the Federal reserve.....how do they influence rates. How to build wealth through real estate

We talk to tax expert Adam Laarsen of Laarsen and Associates. Number one tax question Adam gets. Refinance can you deduct costs. What is different with purchase vs refinance on what you can duduct. Gifting, education tax credit, renovation costs, cost basis when selling, Text or call 720-650-6440.

We talk with Credit expert Justin Goodwin with ecreditadvisors.com. Frequently asked questions about credit scores and credit companies. Why is Credit Karma scores different than when a mortgage company pulls it? What do they do with my information? Why should I care what my score is? How do multiple inquires affect my score? Should I work with an expert? How does my credit score help me build wealth? Call or text 720-650-6440 www.Denverhomeownership.com www.optoutprescreen.com www.ecreditadvisor.com

Colorado Real Estate Experience..........Dick Girard and Patt Drawe talk about how you can take some time during this stay at home period to get your finances in order. Refinance, cash-out, save money to take advantage of some great opportunities to invest in stocks, bonds, mutual funds and real estate. No one knows when this will be over but we can try to prepare and be ready when it is over.

Should you skip your mortgage payment? What is forbearance? Will it impact your credit score? Can you refinance while in forbearance? We talk about your options and some different strategies to get you through these crazy times.

Crazy stock market.......Crazy bond market.......Crazy times that we have never seen before. How are we handling quarantine and what does this market mean to you? Building wealth with real estate and managing your assets. If you can save money on your mortgage you should do it.

We talk about how the Corona virus has effected markets and what should we do.

What does this mean for your mortgage rate. Is this a good time to refinance. Mortgage rates are not 0%. This is a crazy time and anyone that tells you they know where rates are going is not telling you the truth. If you have any questions please contact me and I will be happy to answer any questions you have.

These are historic times. The Corona virus has changed everything. We will talk about how the new world we live in now will possibly affect interest rates and the markets in general. What can you do today to manage your way through this crazy time we are living through today. Markets are in panic mode and it is very hard to predict what the future will hold and how the markets will handle all of the uncertainty. We are here to answer and questions you might have about refinancing or buying real estate in this very volatile time. Text REFI to 720-650-6440 or text PURCHASE to 720-650-6440.

Building wealth with real estate. The federal reserve did an emergency rate cut of 50 basis points. How will that effect mortgage interest rates and how can you take advantage and build wealth. Mortgage interest rates are as low as they have ever been. What does that mean to you.

How can you build wealth with your current mortgage? We talk about having a family budget and have short and long term financial goals. Interest rates are low......consumer debt is high (credit cards and car loans)........home equity is high. There are ways to take advantage this moment in time.......Don't have fear and do nothing. Action....visit us at www.coloradomortgageadvice.com or Text the word meeting to schedule a free personal call to help manage your mortgage.

Today we answer the top question we get from home buyers? 1. How much do I need for a down payment? 2. How do you determine how much a qualify for? 3. When should I buy a rental property or should I turn my current home into a rental and purchase another home to live in?

Today we talk about the real estate market in the Denver metro area. Low supply and high demand. Is this going to continue? Motivation to buy or sell what should your motivation be. Can owning a home make you happier? visit us at www.coloradomortgageadvice.com Text the word move to 720-650-6440

What happens after you have a mortgage? Should you refinance or not? Should you do a shorter term mortgage 15 year vs 30 year. Should you pull money out to do a home remodel? These are all questions we answer in this episode. Visit us at www.coloradomortgageadvice.com. Get a free mortgage review just TEXT the word review to 720-650-6440. Find us on facebook and youtube.

Buying vs Renting: When is the right time to buy your first house? If you are thinking about buying please take the time to educate yourself. I go through the numbers of buying a $400,000 house vs renting. The numbers will shock you. The amount of wealth that you can create in a short amount of time is amazing? If you want a buy vs rent report TEXT the word RENT to 720-650-6440. If you want more information visit www.coloradomortgageadvise.com

We talk today about where the Denver Colorado real state market is now and where it is going . How can you take advantage of this market and build wealth for you and your family. Don't miss out on low interest rates and rising prices. Supply and demand.

We discuss 2020 resolutions........building wealth with real estate.......deciding if you are a saver or a spender.......making a plan.

How to Build wealth using everything including your current mortgage. When should you do a refinance? We answer the questions that you have concerning refinancing and building wealth.

We discuss in this episode why people do not buy houses. There are many myths out there. You need a lot of money for a down payment.........You cannot afford the monthly payment. What are the positives of owning a house. Stability, comfort, wealth building.

We discuss the reasons why we think now is the right time to buy a house in Colorado.

We discuss the Bomb Cyclone and going from blizzard to sunshine. Why do we love living in Colorado and why you should be buying a home here.

We will discuss the top 4 things that are keeping most people from buying their first home. 1. Down Payment 2. Can't Qualify 3. Cheaper to Rent 4. Renting is more convient

Living and playing in Colorado. We talk about our outdoor experiences. Fruita CO, Moab UT, and the Colorado national monument.

Is now the right time to buy a house in Denver CO. We answer that question. I you are a first time home buyer or looking to move up to your forever house you need to listen to this podcast. If you are a renter and would like a Buy vs Rent report text the word "RENT" to 720-650-6440.

Colorado Real Estate Experience takes you into the outdoors of Colorado in March. Patt had some guests from out of town and we talked about what they did this weekend to show them the Colorado Experience.

We talk about some home buying and selling statistics. How will these statistics affect your home buying decision. Colorado real estate is different than the rest of the country. First time home buyers and move up buyers and sellers will benefit from knowing the numbers that we talk about today. If you want a Buy vs Rent analysis Text: rent to 720-650-6440. To find out what you qualify for Text: apply to 720-650-6440.

We will discuss if now is the time to buy a house in Denver CO.

We talk about different ways that you can access the equity in your house if you need it.

How much will it cost you to wait to buy a house.