Podcasts about buy a home

Chapters: 00:00- Preview 00:46-Intro 01:25-What you don't know about mortgage brokers 04:48-Expectations people have about financing a home 09:19-the debts that most people are carrying 12:27-The 4 basic steps to wealth 15:30-Buying power examples 23:01-Do mortgage calculators work? 25:30-Buyers remorse 33:40-expenses: renting vs. owning 37:35-Buying for investment vs. primary residence 41:28-How much down payment do you REALLY need? 45:45-When housing inventory will SPIKE in the Bay Area 51:05-What the average Bay Area family can afford 54:55-Different home loans and their strategies 59:12-Is a 15-yr mortgage better? 1:04:12-What are reverse mortgages 1:16:38-How will Trump's policies affect the interest rates? 1:22:30-ways to cover closing costs 1:29:11-Which homes appreciate the fastest

In today's Wealth Coffee Chat, Alex shares a real-life story of how strategic financial advice helped a young couple navigate conflicting goals, overcome investment setbacks and secure their family home. This episode reveals what a financial adviser actually does—from creating decision-making clarity to helping you balance lifestyle vs tax outcomes and future investment planning. A must-watch for anyone feeling stuck in indecision.

Big changes are coming to homeownership under the Trump administration, and they could be a game-changer for first-time buyers. In a conversation with Heartland Home Mortgage's Dave Galloway, we break down the new policy allowing rent payments to count toward mortgage qualification—finally rewarding financial responsibility without requiring credit card debt. Backed by housing advisor Bill Pulte, this move aims to open the doors for more Americans, especially younger buyers and those following debt-free principles like Dave Ramsey's. We also touch on the possible privatization of Fannie and Freddie, how new scoring models could simplify loan approvals, and why down payment assistance programs are making homeownership more accessible than ever. Whether you're buying your first home or refinancing, Dave offers practical insights on rates, smart lending strategies, and why now might be the perfect time to make your move.Get the stories from today's show in THE STACK: https://justinbarclay.comKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Wondering how much house you can actually afford? Forget what the bank tells you. Lenders base your mortgage approval on outdated debt-to-income ratios that ignore your real life—and that's exactly how people end up house-poor. In this video, we break down the most accurate and financially sustainable way to calculate home affordability using a smarter method: the 25% rule.Instead of relying on gross income or bank pre-approvals, we show you how to determine your home buying budget based on take-home pay—the money that actually hits your bank account. Our rule of thumb: Your monthly mortgage payment, PMI, homeowner's insurance, and HOA fees should never exceed 25% of your net income. This ensures you still have room for retirement savings, emergencies, vacations, and everyday living—without sacrificing your future.We'll walk you through:o Why traditional mortgage advice is flawedo The hidden dangers of lender-approved debt ratioso The full breakdown of housing costs (and which ones matter most)o How to budget for maintenance, taxes, and unpredictable repairso A real-world case study to show how this plays out in actual numberso Whether you should buy at all—or if renting and investing might be the better moveWhether you're a first-time homebuyer, someone relocating, or trying to figure out if it's finally time to stop renting, this episode gives you real numbers, honest insights, and zero sales fluff.Ready to stop guessing and start planning? Check out this episode before you make a home-buying decision that locks up your income for decades.Don't become house-poor. Buy smart. Live free.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success

Join the conversation by letting us know what you think about the episode!How many times have you joked with your friends about buying that big vacation house on the beach or about living together in your retirement a la The Golden Girls? It doesn't have to be a joke. For many people, it's a realistic solution to housing affordability and loneliness crises. This week's guests Amy McKenna, a managing broker of Windermere Real Estate Company, and Ruby Grynberg, Branch Manager at Salmon Bay Community Lending, talk to us about how cohousing can (with a bit of planning) be the perfect solution for you and your friends.Amy McKenna (managing broker at Windermere Real Estate Company) and Ruby Grynberg (Branch Manager of Salmon Bay Community Lending) created “CoHome” - a community platform for education and connection because they saw a yearning for ingrained community and more affordable housing and at the same time a feeling of helplessness about how to attain them.Mentioned in this episode:Link to The Seattle Times article - 52996289_1.pdfWhere to find Amy McKenna and Ruby Grynberg:CoHomeWebsite: www.CoHome.Community Amy McKennaWebsite: www.AmyMcKennaHomes.comEmail: McKenna@windermere.comPhone: 206-304-2400Instagram: @AmyMcKennaHomesLinkedIn: https://www.linkedin.com/in/amymckennahomes/  Ruby GrynbergWebsite: https://salmonbaylending.com/Email: ruby@salmonbaylending.com Phone: 206-214-5575Instagram: https://www.instagram.com/salmonbaylending/?hl=enFacebook: https://www.facebook.com/salmonbaylending/Support the showBe part of the conversation by sharing your thoughts about this episode, what you may have learned, how the conversation affected you. You can reach Raquel and Jennifer on IG @madnesscafepodcast or by email at madnesscafepodcast@gmail.com.Share the episode with a friend and have your own conversation. And don't forget to rate and review the show wherever you listen!Thanks!

Thinking of buying property in Israel? Get ready for a wild ride. From off-plan pricing surprises to second-hand sticker shock, the Israeli housing market is anything but predictable, especially if you're trying to manage it from abroad. Doug Goldstein teams up with Debbie Goldfischer, Founder and CEO of Buyitinisrael.com and host of the popular podcast On The House, to break it all down. This episode is packed with smart tips, clear explanations, and the critical info every cross-border buyer should hear before making a move. If you're making Aliya, eyeing an investment, or just trying to figure out where to hang your hat long-term, this conversation will help you steer clear of stress and financial setbacks. Key takeaways:
 Get clear on the trade-offs between off-plan and second-hand properties
Learn how the construction index could blow up your budget if you're not prepared
Know when working with an agent is a must and when to go it alone Want help figuring out your next move? Schedule a free Cross-Border Financial Evaluation to see how we can help you buy smart and invest wisely in Israel.

When Father Dennis Lewis was assigned to St. Michael’s parish in Milwaukee, he discovered a growing number of Hmong and Laotians seeking refuge from the Vietnam War. Many were subjected to a terrible slumlord and so Father decided to start a homebuying ministry that helped coach them through the process. 33 years later, Acts Housing has helped 4,000 low-income families purchase homes!Support the show: https://www.normalfolks.us/premiumSee omnystudio.com/listener for privacy information.

When Father Dennis Lewis was assigned to St. Michael’s parish in Milwaukee, he discovered a growing number of Hmong and Laotians seeking refuge from the Vietnam War. Many were subjected to a terrible slumlord and so Father decided to start a homebuying ministry that helped coach them through the process. 33 years later, Acts Housing has helped 4,000 low-income families purchase homes!Support the show: https://www.normalfolks.us/premiumSee omnystudio.com/listener for privacy information.

Study asks is it cheaper to build or buy a home in Utah, and why -- High number of homeschooler reimbursement requests complicate Utah voucher program payouts

In this episode, I explore the financial decision of buying a home versus renting and investing the equivalent home deposit in Bitcoin, based on Australian housing and rental data as of May 31, 2025. The analysis assumes a 20% deposit for a median-priced home in Australia's capital cities ($1,025,742), equating to $205,148.40, with the alternative being renting and investing that deposit in Bitcoin.Core Assumptions:Housing Market: Median house price in capital cities is $1,025,742 (Cotality, May 2025), with a 5% annual home price growth rate and a 5.5% mortgage interest rate.Rental Market: Median weekly rents vary (e.g., Sydney: $775/house, Melbourne: $580/house, Brisbane: $625/house, based on 2024–2025 data). Rent is paid without dipping into savings.Bitcoin Investment: The $205,148.40 deposit is invested in Bitcoin with assumed compound annual growth rates (CAGR) of 30% (conservative) or 40% (optimistic).Time Horizons: 5 and 10 years.Costs: Homeownership includes purchase and maintenance costs, reducing net capital value.Comparison:5 Years:Buying: Net capital value $913,122.03 property equity after costs.Renting + Bitcoin: $934,246.74 gains minus rent.Difference: Renting + Bitcoin outperforms by ~$21,124.71 assuming Bitcoin achieves 40% CAGR.10 Years:Buying: Net capital value $947,668.53 Renting + Bitcoin: $5,596,364.28 • • Difference: Renting + Bitcoin outperforms by ~$4,648,695.75, driven by Bitcoin's high CAGR.Key Takeaways: Renting and investing in Bitcoin could yield higher returns than homeownership, especially over 10 years, if Bitcoin achieves a 30–40% CAGR. However, Bitcoin's volatility contrasts with the stability of property, and the decision depends on risk tolerance, market conditions, and lifestyle preferences. The episode highlights the potential for significant wealth creation through Bitcoin but cautions against ignoring housing's tangible benefits.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

It's apparently a hot new trend in home buying. Gen Z brothers and sisters going in together on purchasing a house and living there together. What could go wrong, what you should and should not do when buying a home with a sibling? We'll let you know, this afternoon on the Jon Sanchez Show at 3pm.

Tip Tuesday, 2-6 Min Real Estate TipsStill think you need a huge down payment to buy a house? That's old news! This week, we're busting the 20% down myth and revealing how Arizona buyers are getting the keys with as little as 3% down—sometimes with zero out-of-pocket. From local grants that never need to be paid back to flexible bank programs with no income limits, we're breaking down what's available, how they work, and what it really costs. Don't let outdated info keep you from your next move—let's get you home faster and smarter!#downpaymentassistance #firsttimehomebuyer #arizonarealestate #househunting #homebuyingtips #mortgageminute #realestatemythbusting Have questions about buying a home or want to know more about the process?  Text ConnectWithDana to 480-508-9828 Text ConnectWithRyan to 480-508-9828 Want to browse Phoenix area homes? Text GetPhoenixDeals to 480-508-9828 to see our current "good deals" page. #HomeBuyingTips #PhoenixRealEstate #TipTuesday #TeamEvoAZ #YourBestMortgage Disclaimer: The information provided in this video is for educational purposes only and not financial or legal advice. Always consult a licensed lender, real estate agent, or wealth manager for guidance specific to your situation.

Bruce and Matt Salmon discuss housing affordability in the Valley compared to the rest of the country.

"About 9 out of 10 millennials say they want to be homeowners... but buying a home the right way isn't so simple." In this episode, Jaspreet Singh flips the script on the American Dream and lays out 5 clear reasons why you should NOT buy a home, at least not yet: You don't have enough savings for emergencies You can't afford a real 20% down payment Your monthly mortgage would eat up your whole paycheck You're buying a home to "get rich" instead of to live in You're simply not ready to be a homeowner This isn't about hating homeownership, it's about doing it smart. Jaspreet shares personal real estate stories, money traps to avoid, and why buying too soon could cost you more than just money. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

When newlyweds Chantal and Travis Lisback started searching for their dream home in Seattle, they weren't entirely on the same page. Chantal was eager to settle down as soon as possible, while Travis was more comfortable waiting a few years. As the search dragged on, what began as a shared dream started to feel more like a standoff. This week, a story about how a big life decision can bring to light the money and communication issues you didn't know were there. Plus, later in the episode, Chantal and Travis sit down with financial therapist Aja Evans to unpack what's happening beneath the surface, and how to approach money fights with more care and intention. If you liked this episode, share it with a friend!

When newlyweds Chantal and Travis Lisback started searching for their dream home in Seattle, they weren't entirely on the same page. Chantal was eager to settle down as soon as possible, while Travis was more comfortable waiting a few years. As the search dragged on, what began as a shared dream started to feel more like a standoff. This week, a story about how a big life decision can bring to light the money and communication issues you didn't know were there. Plus, later in the episode, Chantal and Travis sit down with financial therapist Aja Evans to unpack what's happening beneath the surface, and how to approach money fights with more care and intention. If you liked this episode, share it with a friend!

Eoin McGee, Personal Finance Expert

Everyone wants to get into their forever home, but the rising home prices in Utah means buyers may have to start looking outside of Utah to obtain this dream. A new survey from WalletHub breaks down the most affordable cities for homeowners… and SLC is a way down on the list. KSL NewsRadio Producer, Caitlyn Johnston shares what prices she found when researching different cities. We speak to Chip Lupo, Writer and Analyst from WalletHub, about what homeowners should consider before buying their first home.  

Cedar City bans parking vehicles for sale on public roads Last minute memorial day plans? Utah camping and hotel reservation tips Will President Trump's Big Beautiful Bill reach real fiscal reform? Wyoming college poaching Utah students by removing out of state tuition New KSL Podcast: Uinta Triangle + solo hiking tips Signs and symptoms of Prostate Cancer

How long did you take looking round your home before you put an offer in for it? The average prospective buyer spends just 43 minutes.  Surprise, surprise, research suggests that it pays to take your time. This is week, Georgie Frost, Simon Lambert and Lee Boyce talk about what should be on your checklist before you take the plunge and buy a property. Should you go by vibes alone, or do you really need to kick the tyres?  And when you do buy, what happens if the seller leaves junk like a mouldy fridge, grimy washing machine and a stained sofa? We reveal all. Buy-to-let has taken a battering in recent years – but there are still pockets of Britain where investors are finding a decent yield.  Cash Isas are back in the spotlight with a review likely to come in July – how likely is it that they will be tinkered with?  And with news defunct furniture brand MFI will return after 20 years, what stores would you like to see make a comeback? 

On this episode of The Table with Anthony ONeal, we're doing something special..we're answering YOUR questions! That's right! We're launching a powerful new segment where members of our E3 family call in to ask their real-life money questions, and get practical, real-time answers. If you're navigating debt, budgeting, or building wealth, these conversations are designed to not only help the caller, but also empower you with guidance that applies to your own financial journey. So don't just watch...call in, get your questions answered, and let's grow together on this wealth-building journey!☎️ Ask AO: (771)-224-8131(leave a 60 sec. voice message)▶️ Watch the full episode here: https://youtu.be/LMsfhk1s8wsMentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Struggling with student loans, self-employment, or just not knowing where to start? JT shares the top three things he wishes he'd done sooner to get closer to buying a home. This episode is hosted by JT, the Creative Director of How to Buy a Home—and an aspiring buyer himself. After editing over 100 episodes, he realized there were a few major steps he should've started years ago. Whether you're a renter with debt, inconsistent income, or no idea where to begin, JT walks you through how credit repair, savings automation, and practicing your payment can completely reshape your timeline.This is the perfect episode for anyone who's not quite ready to buy—but knows they want to be. JT's honesty and step-by-step reflection will resonate especially with:• Freelancers or self-employed buyers• Renters with debt or uneven income• Anyone overwhelmed by where to startIt's a deeply personal, no-fluff solo episode that captures the real mindset of a buyer-in-progress—offering both relatable struggles and practical next steps.Quote:“I didn't think this podcast was for someone like me. And after hundreds of episodes, I finally realized—maybe I can do this.” — JT, Episode 342Highlights:What's holding you back—credit score, debt, income type, or all three?How becoming an authorized user can boost your credit fastWhy automating savings—even in small amounts—creates long-term peace of mindHow “practicing your mortgage payment” builds confidence and creates optionsWhy starting these habits 6–12 months before you're “ready” changes everythingHow JT turned podcast lessons into an actual plan for future homeownershipReferenced Episodes:Episode 274 – JT's earlier homebuying mindsetEpisodes 301–310 – Starter Kit SeriesEpisode 303 – Credit, Debt & Financial PrepEpisodes 339–340 – Lender Strategy with Kelly CortEpisode 337 & 338 – How to Avoid Moving ScamsConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Is owning a home still a good investment? What are the 5 most important topics to cover when meeting with someone for financial guidance? Wes and Christa cut through the noise to explore these issues and answer listener questions, including: • Explore the pros and cons of that homeownership question, housing as a long-term investment, and why it still matters. Learn why housing may serve as forced savings, inflation protection, and a path to mortgage-free retirement. • Analyze the impact of housing market volatility and interest rates. Understand current trends in housing prices and mortgage rates, and what they could mean for your financial decisions. • Decode the use of leverage in real estate to help build wealth. Discover how a modest down payment on a home might lead to a significant long-term return compared to methods constricted by contribution limits. • Evaluate the 4% Rule of thumb. Is it still relevant? How can folks adjust withdrawal rates based on their retirement horizon? Get clarity on how long your money may last if your retirement timeline is 20 or 25 years instead of 30. • Unpack static vs. inflation-adjusted retirement withdrawals. Hear Wes explain the real-world math behind lower-risk withdrawal strategies in retirement. • Contrast investing in ETFs vs. individual stocks in a brokerage account. Weigh the pros and cons regarding diversification, tax-loss harvesting, and ease of rebalancing. • Where can you keep your down payment more protected until you're ready to buy? Learn some productive options for short-term savings, including money market funds vs. CDs, and the risks of flying too close to the sun. • What are the 5 questions you must ask any financial planner when meeting with them? Discover Wes's Five P's Framework: Planning, Portfolio, Protection, Passing It On, and Paying Yourself (and your taxes). • Why are core pursuits essential for a happy retirement? Understand how personal passions contribute to a fulfilling life after work—and how to fund them. • Is it worth moving funds from a 457(b) plan to an IRA? Explore the trade-offs between investment flexibility and creditor protection in retirement plans. • Should you sell your home before moving overseas in retirement? Delve into guidance for retirees considering international living. • Examine the most effective S&P 500 funds for your goals. Understand cost differences, tax structures, and platform integration for index fund investing. • Why do convenience, safety, and cost matter when picking a financial platform? Break down final thoughts on choosing where to house your investments and manage charitable giving.

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

When is the right time to buy a home? For many, it's when they feel ready—personally and financially. But even then, timing the market, understanding future price direction, and interpreting shifting economic signals can complicate the decision. In this episode, we break down everything you need to know to make a confident, informed choice about buying a home in 2025.First, we examine the all-powerful & predominant force of interest rates. The Bank of Canada held steady in April, but with two more rate cuts expected in June and September, we could see the overnight rate drop to 2.25% by year-end. Variable-rate holders may feel relief by the fall, while fixed rates have remained mostly unchanged—making the 3.99% offers available now historically attractive, even if there's potential for further dips.But rates don't act alone. Sentiment plays a massive role. Despite consumer confidence hitting all-time lows, April brought a slight rebound—too soon to call it a trend. However, business sentiment continues to deteriorate, dragging down the Real Estate Outlook Index at its fastest pace since the 2022 rate shock. Sales volumes remain sluggish, and we don't expect a sharp bounce anytime soon.Real estate moves in cycles, and Vancouver's decades-long climb may be entering a slower phase. We revisit Toronto's 1989 peak, when prices fell 27% over seven years and took 22 years to recover in inflation-adjusted dollars. Could Vancouver follow a similar path after peaking in 2022? If so, prices may not reach those highs again until 2028 or later. Buying today means thinking long-term—and accepting that appreciation might not arrive on your timeline.Meanwhile, first-time buyers are getting older. In Canada, the average is now 33—up from 32 in the early '80s—while in Ontario it's hit 40. Surprisingly, Americans, with cheaper homes but more student debt, wait even longer (age 38 on average). What's driving Canadians to buy sooner? But supply is failing to keep up. March housing starts missed expectations by 14%, and condo construction is in freefall—down 45% from last year. Remove purpose-built rentals, and we're at 15-year lows. Ontario and BC, the provinces with the greatest need, are down 38% and 30% year-over-year. CMHC says we need 3.1 million more homes by 2030. At this rate, that's a pipe dream.On top of that, inventory levels are rising, especially in the pre-sale market. Vancouver could hit 3,500 unsold new condos by year-end—a 60% surge. With investor demand almost vanished (down from 50%, then 25% and now 7%!), developers are cancelling projects, and hundreds of homes won't break ground. Even with record immigration—Toronto just became North America's fastest-growing city—new supply is evaporating.We close with a mini-market update: May sales in Vancouver are trending at a six-year low (outside of COVID lockdowns), while inventory is at an 11-year high. Median prices are up slightly, but average prices are slipping. Could this be the inflection point?So… is now the right time to buy? That depends on your goals, your timeline, and your outlook. This episode delivers the data, trends, and insights to help you decide—with eyes wide open.Are you prepared to buy with the long-term in mind, even if prices don't rise during your ownership? Let's chat about it. _________________________________ Contact Us To Book Your Private Consultation:

Learn what rising delinquencies mean for your finances, plus how to decide if you're truly ready to buy your first home. What happens if you fall behind on your loan or credit card payments? How much do you actually need to buy a house? Hosts Sean Pyles and Elizabeth Ayoola discuss rising debt delinquencies and first-time homebuying realities to help you protect your credit and avoid costly financial missteps. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of climbing delinquency rates across student loans, credit cards, auto loans, and government-backed mortgages, with tips and tricks on how to spot trouble early, prioritize which bills to pay first, and avoid risky quick-fix debt solutions. Then, mortgage Nerd Abby Badach Doyle joins Sean and Elizabeth to discuss what it takes to buy a home for the first time. They discuss how much you actually need for a down payment, what to expect with closing costs, and smart alternatives to tapping your 401(k). You'll also hear the pros and cons of renting versus buying, why assembling a strong homebuying “squad” matters, and how to find down payment assistance that could make homeownership more realistic — even in today's high-cost housing market. Use NerdWallet's free home affordability calculator to see how far your homebuying budget could take you: https://www.nerdwallet.com/calculator/how-much-house-can-i-afford  Learn how a first-time home buyer class can help you find grants, down payment assistance and a lower monthly payment: https://www.nerdwallet.com/article/mortgages/first-time-home-buyer-class  In their conversation, the Nerds discuss: debt delinquencies, student loan default, FHA loan delinquency, auto loan delinquency, mortgage delinquencies, government loans vs conventional loans, student loan wage garnishment, rising credit card debt, prioritizing debt payments, what is PMI, down payment assistance programs, 401k loan for house, using IRA to buy home, renting vs buying a home, how much to put down on a house, closing costs explained, first time homebuyer loans, home affordability calculator, 28/36 rule mortgage, credit score for mortgage, PMI removal, VA loans, FHA loan requirements, USDA mortgage, best mortgage for first-time buyer, first-time homebuyer class, home buying on tight budget, mortgage broker vs lender, emotional readiness to buy a house, how to get rid of PMI, renting benefits, first-time homebuyer grants, how to avoid default, homebuying myths, home equity, and down payment myths. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Mike Price and Brianna Keehan of Keller Williams discusses the state of the housing market and if it is a good time to buy or sell.

Trump's endless tariff policies will likely hit just about every corner of the American economy, but the US housing industry is poised to take a devastating blow.Join the Patreon here: https://www.patreon.com/PeterZeihanFull Newsletter: https://mailchi.mp/zeihan/i-hope-you-didnt-want-to-buy-a-home

On this episode of The Table with Anthony O'Neal, we're excited to welcome back the real estate pros from Coalition Properties Group! These experts consistently bring the heat, showing how everyday people can build generational wealth through real estate. This time, they're breaking down real, actionable strategies to help buyers secure homes today—with little to no closing costs. They're also debunking common housing market myths and proving why now is still a smart time to buy. Whether you're purchasing your first home or growing your investment portfolio, this legacy-shifting conversation will give you the tools you need to win. So grab your notebook, take action, and let's get to work!Mentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether a final walk through is necessary when you buy a home.

ARE YOU STRUGGLING WITH CREDIT? DO YOU FEEL LOST WHEN IT COMES TO YOUR FINANCIAL FUTURE?If credit scores, budgeting, or managing finances overwhelm you, this episode is for you! Our expert guest, Ryan Alexander from 'I Teach Credit,' breaks it all down—so tune in now!In this episode of Moving Sucks, we welcome Ryan Alexander from 'I Teach Credit' to break down credit management and financial literacy. He shares why financial basics matter and introduces his '90 Day Credit Challenge'—a practical guide to improving credit, managing debt, and building better habits. Whether you're starting fresh or refining your approach, this episode is packed with insights to help you take control of your finances.Key Topics Covered:00:00 - Why Financial Literacy Matters00:53 - Meet Ryan Alexander from I Teach Credit01:13 - Common Credit Misconceptions03:00 - The 90 Day Credit Challenge05:48 - Budgeting Basics08:15 - Understanding Credit Utilization12:11 - Strategies to Boost Your Credit Score14:48 - Using Credit Karma & Other Tools16:45 - Avoiding Credit Card Debt18:10 - Budgeting Tools & Planning20:28 - Weekly Financial Checkups22:17 - Overcoming Financial Fear27:52 - Setting Financial Goals29:31 - Finding the Right Support32:27 - Ryan's Final Advice

Buying a home might seem out of reach, but are you closer than you think? In this episode, David Sidoni breaks down the five biggest questions every renter should ask before deciding if they're ready to stop renting and start building wealth. Most first-time buyers wait longer than they need to simply because they don't know where to start. David tackles the biggest myths about credit, savings, and affordability—plus, the simple mindset shift that could put homeownership in reach much sooner than expected.Quote:“Buying a home isn't something you do after years of renting. It's an option you should consider every time you move—because for thousands of first-time buyers, it's been way more doable than they ever imagined.” – David SidoniHighlights: 1. Am I even ready to buy? Why homeownership might be closer than you think. 2. What's the absolute minimum I need to qualify? (Credit, income, and debt-to-income ratio). 3. How much house can I afford? Why online calculators might be lying to you. 4. Are there programs that can help? Free money for first-time buyers. 5. How long does the homebuying process actually take? (Hint: It's probably shorter than you expect).Referenced Episodes: • Episode 301-310 – The 10-Step First-Time Homebuyer Starter Series. • Episode 239 – Isaiah's story: Buying a home for less than his rent.General Notes:Most renters don't know they're ready—until they take the first step. Even if you think you're years away, this episode helps you get real answers, not guesses, so you can take control of your future.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Joining Bobby to look at the property market is Liz O'Kane.

This week, guest John Ingram helps explain various ways you can buy a home even when your income may be low. They also discuss the latest in the Nevada Film Studio news and the latest numbers coming out of Las Vegas real estate. #Income #HomeBuying #Loans #Mortgage #SelfEmployed #FilmStudio #MarketNews #RadioShow #LasVegas #LasVegasRealEstateRadio #RealEstate #LVrealestate Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

A new rule would allow buyers to use rental income to qualify for a home. Russel Faucette, Owner of the Stern Team of Omada Real Estate joins the show to discuss the reality of this rule.

Are you tired of feeling stuck when it comes to buying a home? Frustrated with the way men hesitate, overthink, or let fear hold them back from making a move? If so, this episode is for you!In this episode of Moving Sucks, we're talking directly to the men out there. And ladies, if you're listening, you're going to love this too—whether you want to understand your partner better or send this episode to the man in your life.The housing market is tough right now, but a lot of men are making it even tougher on themselves. We're diving into the mindset hurdles that keep men from taking action, buying homes, and securing their family's future. We'll also break down three core ways men get in their own way and how to overcome them.Don't let hesitation hold you back—take the next step today!In This Episode, We Cover:✔️ Why men try to “do it all” alone and how it holds them back✔️ The three biggest mindset blocks preventing action✔️ How fear-based media creates a victim mentality✔️ Why men hesitate to buy a home—even when they can afford it✔️ How ego and fear of failure impact financial decisions✔️ Why communication is key for couples in today's market✔️ How women can help break through mental roadblocksJoin the Conversation!

Is the window of opportunity for first-time homebuyers finally here? David Sidoni reveals why February 2025 presents a unique moment in the market, with increased inventory and less competition than seen in the past five years.Quote:"According to Zillow and their market Heat index, home buyers had more leverage than they've ever had in the past five years."Highlights:Is the "lock-in effect" finally breaking as homeowners abandon their 3% mortgages?Could less competition be creating your perfect moment, with listings up but sales down?What if you're actually ready to buy 8-20 months sooner than you think?How did nearly half of 2024's buyers secure rates under 5%?Are cities like Harrisburg and Rochester the hidden gems for first-time buyers in 2025?Referenced Episodes: FED RATE CUT 4- PART SERIESEpisode 266 - EMERGENCY - Surprise Fed Rate Cuts Change Everything! - Part 1Episode 267 - FED RATE CUT - Part 2Episode 268 - Post-Fed Rate Cut Reality & What Comes Next -Part 3Episode 269 - The Time is Now! 2024-25 Homebuying Interest Rate Forecast - Part 4Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

With the Trump administration's overhaul of the federal workforce, a lot of people in the area are understandably wondering what all of this chaos means for DC's housing market. Business Journal's Michael Neibauer is here to explain what all the uncertainty means for real estate in DC.  Want some more DC news? Then make sure to sign up for our morning newsletter Hey DC. You can also become a member, with ad-free listening, for as little as $8 a month. Learn more about the sponsors of this February 18th episode: National Landing BID Gala Theatre Babbel - Get up to 60% off at Babbel.com/CITYCAST Interested in advertising with City Cast? Find more info HERE. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of Great Points, Matt addresses a common question: does it make sense to help an adult child to purchase a home?  With Real Estate prices significantly outpacing inflation over the past few decades, gifting may be one pathway to help your child afford a home.  However, it's worth asking whether you can reasonably afford to help and--maybe more importantly--if you should.  Matt walks through some of the considerations to make the right choice for you.

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Should you buy a home in California or rent? Consider these factors. The Good, The Bad, and the Downright Weird. Airbnb Host Horrified as Guest Leaves Him With $3,000 Worth of Damage. A practical guide to every type of Super Bowl ad you'll see on Sunday!

Hi there! Today, I'm sharing 7 tips to help you prepare and start thinking about purchasing your first home this year. You'll hear an example of the difference between a conventional loan and an FHA loan, how to scope out neighborhoods, buyer assistance programs, and a few other tips to start preparing now. Cheers to achieving your real estate dreams this year! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help

Despite efforts to increase housing stock, as the Las Vegas Valley expands its borders and lawmakers push to open more federal land for development, buying a house in this city is still more expensive than ever. While homeownership may seem unachievable in this economy, Nia Girma from the Nevada Housing Division offers a different perspective. She sits down with co-host and new homeowner Sarah Lohman to break down what makes homeownership in Las Vegas more affordable than you might think. Learn more about the sponsors of this February 4th episode: Aroma Retail Makers and Finders Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about your ad choices. Visit megaphone.fm/adchoices

Phantom Electric Ghost With David Sidoni: How to Buy a Home podcast First-time home buyers David Sidoni has been helping first-time home buyers since 2006. After over a decade of seeing first-hand how the real estate industry was screwing first-timers, he decided to create an educational platform to empower and educate the people who need guidance most. Since 2019, now with over 1.67 million downloads, the How to Buy a Home podcast is the #1 place for renters to find the answers they are looking for. Link: https://howtobuyahome.com/ Donate to support PEG free artist interviews: Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests: https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

If you had the money to buy a home outright, would you still take a mortgage at our current rates? This week's episode dives into the pros and cons of whether it makes sense to borrow money or invest based on the current landscape.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

Our dream is to live in Spain part-time once we retire in about six years. Given our current finances, can we pull it off?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.