POPULARITY
Categories
57 episodes with cheaper
68 episodes with cheaper
45 episodes with cheaper
27 episodes with cheaper
16 episodes with cheaper
15 episodes with cheaper
10 episodes with cheaper
8 episodes with cheaper
15 episodes with cheaper
16 episodes with cheaper
15 episodes with cheaper
17 episodes with cheaper
15 episodes with cheaper
7 episodes with cheaper
8 episodes with cheaper
7 episodes with cheaper
12 episodes with cheaper
7 episodes with cheaper
6 episodes with cheaper
10 episodes with cheaper
10 episodes with cheaper
10 episodes with cheaper
10 episodes with cheaper
13 episodes with cheaper
9 episodes with cheaper
7 episodes with cheaper
6 episodes with cheaper
9 episodes with cheaper
11 episodes with cheaper
3 episodes with cheaper
14 episodes with cheaper
3 episodes with cheaper
4 episodes with cheaper
6 episodes with cheaper
6 episodes with cheaper
10 episodes with cheaper
3 episodes with cheaper
4 episodes with cheaper
8 episodes with cheaper
6 episodes with cheaper
4 episodes with cheaper
7 episodes with cheaper
5 episodes with cheaper
4 episodes with cheaper
5 episodes with cheaper
6 episodes with cheaper
4 episodes with cheaper
4 episodes with cheaper
3 episodes with cheaper
2 episodes with cheaper
8 episodes with cheaper
3 episodes with cheaper
4 episodes with cheaper
5 episodes with cheaper
2 episodes with cheaper
5 episodes with cheaper
3 episodes with cheaper
3 episodes with cheaper
3 episodes with cheaper
9 episodes with cheaper
3 episodes with cheaper
4 episodes with cheaper
5 episodes with cheaper
4 episodes with cheaper
3 episodes with cheaper
3 episodes with cheaper
5 episodes with cheaper
5 episodes with cheaper
4 episodes with cheaper
2 episodes with cheaper
2 episodes with cheaper
5 episodes with cheaper
4 episodes with cheaper
3 episodes with cheaper
3 episodes with cheaper
2 episodes with cheaper
4 episodes with cheaper
4 episodes with cheaper
6 episodes with cheaper
2 episodes with cheaper
2 episodes with cheaper
Daniel Mahncke and Shawn O'Malley take a deep dive into Palantir (NASDAQ: PLTR), the data and AI platform behind everything from battlefield targeting systems to Airbus's A350 production line, with customers including the U.S. Army, the NHS, Ferrari, and Airbus. Palantir is growing revenue at over 90%, with net dollar retention at 157% and adjusted operating margins above 60% — a Rule of 40 score of 155%, roughly double what the best software companies in the world achieve. It also trades at around 60 times sales, which is why The Economist called it possibly the most overvalued firm of all time. Daniel and Shawn discuss whether the ontology layer is a sustainable moat now that Microsoft and Google have launched competing products, what Alex Karp and Peter Thiel's politics mean for a company selling to Western governments, and why twenty years of losses turned into the fastest-accelerating software business on the market. In the end, Daniel values the business and decides whether PLTR deserves a spot in The Intrinsic Value Portfolio. IN THIS EPISODE YOU'LL LEARN: (00:00:00) Intro (00:02:29) How Palantir's Ontology actually works (00:16:26) How AI turned around Palantir's business (00:20:59) Why Palantir has the best margins in the industry (00:34:22) Why no one seems to be able to copy Palantir's Ontology (00:38:01) How Palantir grows its customer base (01:07:36) Palantir's valuation discussion (01:11:37) How much Palantir stock is actually worth (01:12:52) Whether PLTR will be added to The Intrinsic Value Portfolio Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive The Intrinsic Value Mastermind Community. Track The Intrinsic Value Portfolio. Learn more about how to join us in NYC for our Intrinsic Value Conference. Portfolio Review Submit Tool. Satish Terala's AI Masterclass. Future Investing's Interview with a Palantir FDE. Check out our previous Intrinsic Value breakdowns: Constellation Software, Dell, Alphabet, Constellation Software Spinoffs. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses through The Intrinsic Value Newsletter. Check out The Investor's Podcast Starter Packs. Follow our official social media accounts: X | LinkedIn | Facebook. Try our tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Scribe Plus500 Netsuite Plaud References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Bryan Murphy, CEO of Smartling, confronts a $40 billion industry stuck in the slow lane—the world of translation. Most companies still handle translations like it's 1999: manual, expensive, and painfully slow. Bryan saw AI as the game changer that could rewrite the rules, but integrating it wasn't a walk in the park. He shares how Smartling harnessed AI to not just cut costs and speed up translation but to finally boost quality close to human-level precision without losing control over brand voice or nuance. Yet, making this leap meant upheaval: reorganizing teams, hiring AI experts, and establishing ruthless R&D discipline to separate winning ideas from distractions. Bryan also shares: - Why a $40 billion translation industry was ripe for disruption - How AI helped Smartling move from faster and cheaper to dramatically better - What it took to bring AI into a traditional business without sacrificing quality or brand voice - Why hiring the right AI talent was critical to making the shift - How ruthless R&D discipline helps separate breakthrough ideas from distractions - Why every AI initiative needs a clear connection to customer outcomes Chapters 00:00 - Introduction to Bryan Murphy and Defining the Translation Challenge 02:30 - The Hidden $40B Translation Market and Its Untapped Potential 06:00 - Early AI in Translation: Faster and Cheaper, But Not Yet Better 09:20 - Human-in-the-Loop AI: Boosting Translator Productivity Tenfold 13:00 - Unlocking Market Expansion Through Improved SEO and Digital Footprint 15:00 - The Moment of Truth: Recognizing GPT's Impact and Rolling Out Rapid Innovation 18:00 - Overcoming Organizational Challenges: From Excitement to Structured Execution 22:00 - The Discipline of "Customer-First" in AI Development and Roadmapping 24:00 - Leadership Lessons: Listening Without Losing Vision Amidst Painful Change 26:00 - Winning Customer Trust: Betting On Proofs of Concept Against Skeptics 28:00 - Personal Insights: Favorite Leadership Books and the Role of Intellectual Curiosity 33:00 - Wrap-up and Invitation to Follow Smartling's AI-Empowered Evolution Try Smartling: smartling.com
My guest today is Neil Movva, founder of Sail. Sail is building what Neil calls a token factory, an inference company designed for a specific kind of future, one where AI agents run in the background for hours or days at a time rather than answering a human in real time. In that world, latency matters less and cost matters more, and Neil has built the whole company around driving the cost of a token as low as it can possibly go. What makes this conversation special is that it is one of the most detailed tours I have ever done through the full stack of intelligence, the software, the chips, and the power, and how all three connect. Along the way we cover the trade-off between speed and cost that lives inside every GPU, his scavenger strategy for buying the chips and power nobody else wants, his contrarian view on Nvidia, and why the premium the frontier labs charge for being three to six months ahead may not last. Please enjoy my conversation with Neil Movva. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at colossus.com/subscribe. ----- Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, Vanta continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Invest Like the Best listeners get a special offer of $1,000 off Vanta when you go to vanta.com/invest. ----- WorkOS is the infrastructure B2B and AI-native companies use to sell to enterprise. It covers everything enterprise security requires: SSO, SCIM, RBAC, Audit Logs, AI governance, and more. Trusted by 2,000+ fast-growing companies, including OpenAI, Anthropic, Cursor, and Vercel. ----- Rogo is the AI platform for finance. They're building agents for Wall Street that are trained to understand how bankers and investors actually do work: from diligence and modeling, to turning analysis into deliverables. To learn more, visit rogo.ai/invest. ----- Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit ridgeline.ai. ----- Editing and post-production work for this episode was provided by The Podcast Consultant. Timestamps: (00:00:00) Welcome to Invest Like The Best (00:02:20) Neil Movva (00:03:22) Building a Token Factory (00:05:32) The Rise of Long-Running Agents (00:08:47) Deep Research and Cybersecurity (00:15:12) The Full Stack of Intelligence (00:20:03) Throughput Versus Latency (00:24:58) The Future of AI Chips (00:33:19) Why Transformers Work (00:36:43) The Future of Data (00:44:05) The Market for AI Chips (00:47:56) Is the AI Boom Different? (00:51:08) Reinventing the Data Center (00:56:43) Scavenging Power (01:01:04) Where Compute Is Most Inefficient (01:07:02) Open Versus Closed Models (01:10:37) A Trillion Tokens a Day (01:12:42) The Contrarian Case on NVIDIA (01:14:38) Advice for AI Hardware Founders
────────────────────────────────────────[00:00:49]Trump Stabbed Cattlemen in the Back — Imports 300,000 Metric Tons of Tariff-Free Beef 74 Days Before MidtermsCattle herd at lowest since 1956; frozen imports won't fix grocery store prices; damages domestic ranchers for a temporary election-season sugar high.────────────────────────────────────────[00:02:34]Trump Just Admitted His Tariffs Raise Prices — He's Exempting Beef Because They DoNow explicitly acknowledging what we always knew: tariffs are taxes on consumers; MAGA influencers who promised tariffs would replace the income tax are silent.────────────────────────────────────────[00:20:19]Trent Loos: This Is the Biggest Land Grab Since the Indian Wars — and We're Not Fighting BackWorking with WEF's Larry Fink to push people off the land; three Nebraska congressmen who support data centers also applauded the beef import move.────────────────────────────────────────[01:03:37]Ray Dalio: Sell Bonds, Buy Gold — a US Debt Crisis Could Arrive in Three YearsReduce the deficit from 6% to 3% of GDP; countries always solve this by printing money, devaluing the currency, and creating artificially low interest rates.────────────────────────────────────────[01:06:34]Bessent Is George Soros's Former Right-Hand Man — MAGA Said Nothing When Trump Appointed HimAny Democrat with Soros connections gets destroyed; when Bessent comes in, crickets; cult of personality; all economic sense and rule of law thrown out.────────────────────────────────────────[01:09:16]Bessent's Plan to Buy Long-Term Bonds With Short-Term Debt Is Quantitative Easing by Another NameCan set short-term T-bill rates but not long-term yields; a gimmick that can't be sustained — money printing with a different label.────────────────────────────────────────[01:12:39]Trump Added 30% of All US Debt Accumulated in 250 Years — Then Said We'll Grow Our Way Out of ItHis growth is a malignant tumor — debt growing faster than the economy; can't grow out of debt compounding faster than GDP; making American debtors again.────────────────────────────────────────[01:26:04]Thomas Kaplan: Gold Is Headed 10 Times Higher — Silver Is the Thoughtful Person's BitcoinCleared his decks before the 2007 crisis; sees today rhyming with then; average down if you're underwater; get something outside the digital world that can't be blocked.────────────────────────────────────────[01:32:28]Darlene Graham Was a Branch Covidian in 2020 — Pushed Masks, Social Distancing, and Diversity CommitteesCan't find Taiwan on a map; hedging on abortion; was a COVID true believer; Tim Scott says she's qualified; Trump says she's totally for the military.────────────────────────────────────────[01:35:22]Darth Vader Supports Flock at Data Center Protest — The Emperor Must Follow the Rebel Scum From Playground to PlaygroundThe COVID mask regime and the surveillance state are run by the same people; a whole civilization will die if we don't stop this. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
────────────────────────────────────────[00:00:49]Trump Stabbed Cattlemen in the Back — Imports 300,000 Metric Tons of Tariff-Free Beef 74 Days Before MidtermsCattle herd at lowest since 1956; frozen imports won't fix grocery store prices; damages domestic ranchers for a temporary election-season sugar high.────────────────────────────────────────[00:02:34]Trump Just Admitted His Tariffs Raise Prices — He's Exempting Beef Because They DoNow explicitly acknowledging what we always knew: tariffs are taxes on consumers; MAGA influencers who promised tariffs would replace the income tax are silent.────────────────────────────────────────[00:20:19]Trent Loos: This Is the Biggest Land Grab Since the Indian Wars — and We're Not Fighting BackWorking with WEF's Larry Fink to push people off the land; three Nebraska congressmen who support data centers also applauded the beef import move.────────────────────────────────────────[01:03:37]Ray Dalio: Sell Bonds, Buy Gold — a US Debt Crisis Could Arrive in Three YearsReduce the deficit from 6% to 3% of GDP; countries always solve this by printing money, devaluing the currency, and creating artificially low interest rates.────────────────────────────────────────[01:06:34]Bessent Is George Soros's Former Right-Hand Man — MAGA Said Nothing When Trump Appointed HimAny Democrat with Soros connections gets destroyed; when Bessent comes in, crickets; cult of personality; all economic sense and rule of law thrown out.────────────────────────────────────────[01:09:16]Bessent's Plan to Buy Long-Term Bonds With Short-Term Debt Is Quantitative Easing by Another NameCan set short-term T-bill rates but not long-term yields; a gimmick that can't be sustained — money printing with a different label.────────────────────────────────────────[01:12:39]Trump Added 30% of All US Debt Accumulated in 250 Years — Then Said We'll Grow Our Way Out of ItHis growth is a malignant tumor — debt growing faster than the economy; can't grow out of debt compounding faster than GDP; making American debtors again.────────────────────────────────────────[01:26:04]Thomas Kaplan: Gold Is Headed 10 Times Higher — Silver Is the Thoughtful Person's BitcoinCleared his decks before the 2007 crisis; sees today rhyming with then; average down if you're underwater; get something outside the digital world that can't be blocked.────────────────────────────────────────[01:32:28]Darlene Graham Was a Branch Covidian in 2020 — Pushed Masks, Social Distancing, and Diversity CommitteesCan't find Taiwan on a map; hedging on abortion; was a COVID true believer; Tim Scott says she's qualified; Trump says she's totally for the military.────────────────────────────────────────[01:35:22]Darth Vader Supports Flock at Data Center Protest — The Emperor Must Follow the Rebel Scum From Playground to PlaygroundThe COVID mask regime and the surveillance state are run by the same people; a whole civilization will die if we don't stop this. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
A new study from the University of Wisconsin-Madison shows that hospitals in Wisconsin are charging much more for inpatient services than in Illinois. A newly-created state board meets to consider Wisconsin's first commutations in decades. And, hear about Milwaukee County's public beer gardens.
HOUR 3 (08/20) - Gary & Shannon cover the day’s biggest stories in #WhatsHappening, including a sharp market drop, Walmart feeling the pullback in consumer spending, Lindsay Clancy supporters gathering outside court and Malibu’s new speed-camera enforcement.Then #SwampWatch turns to the latest phase of the Iran conflict and new polling. Plus, chicken prices are finally falling, GLP-1 drugs continue reshaping the food industry and Queen Elizabeth II offers a posthumous take on Harry and Meghan.See omnystudio.com/listener for privacy information.
In May, the SEC proposed two of the most significant changes to public company reporting in decades: a full restructuring of the filer status framework and an optional off-ramp from quarterly reporting. Adam Olsen and Nicole Harger break down what's actually in both proposals and what finance leaders should be doing while the comment window is still open.In this episode:How the filer status framework drifted over 20 years, and why the SEC is collapsing five categories down to two: large accelerated filer and non-accelerated filerThe new $2 billion threshold (up from $700 million) and the two-year measurement lock that gives companies near the line real visibility before a status change hitsWhat non-accelerated filer status actually means: the 404(b) audit attestation exemption, scaled-back executive compensation disclosure, and the new opt-up flexibility to voluntarily keep stricter requirementsThe five-year mandatory on-ramp for newly public companies, and how it changes IPO readiness planning and S-1 financial statement requirementsThe companion semi-annual reporting proposal: the new Form 10-S, what stays the same (8-Ks, earnings releases), and why market practice may not shift even if the rule doesPractical complications to watch: credit agreement covenants, underwriter comfort with older financials, exchange listing requirements, and the audit committee conversation around what fills the gap if 404(b) goes away
Can today's power grid handle the explosive growth of AI data centers? Tesla Alum Drew Baglino, now founder & CEO of Heron Power, doesn't think so.In this episode, he joins Lukas Biewald to talk about why scaling compute requires a fundamental overhaul of grid-to-chip infrastructure, not just bigger power plants.They cover how Heron Power raised $140M to cut power losses in half, shrink massive oil-filled transformers by 100x, and unlock 35MW of extra compute for every gigawatt data center, and what that means for the future of AI energy efficiency.Connect with us here:Drew BaglinoHeron PowerLukas BiewaldWeights and Biases
See omnystudio.com/listener for privacy information.
It's A Monday Morning Show -- Ken gets ready for his week, looks back on his past week, and we all try to figure it out together.Get Ken's Comedy Album IN MY DAYPurchase Ken's book Why We Love Stars: The Great Moments That Built A Galaxy Far, Far Away.Enjoy The Moonagerskennapzok.comGet Ken's Comedy Album IN MY DAY
The mates sit down with Ramez Naam to discuss the state of energy, the grid's struggle to keep pace with AI, breakthroughs in sodium batteries and fusion, and whether wave-powered data centers could unlock a new era of energy abundance. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of Open ExO, a GP at Exponential Venture Capital/The Organizational Singularity Fund and a sought after global speaker and thought leader. Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified Ramez Naam is a computer scientist, clean energy futurist, award-winning author, and founder and managing partner of Planetary VC. A former Microsoft executive, he now invests in climate and energy startups and is a leading voice on disruptive technologies shaping the future of energy. – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Get the blueprint for generative media https://goo.gle/startupgenmedia Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: https://www.fountainlife.com/peter _ Connect with Peter: X Instagram Substack Website Xprize A360 Connect with Dave: Web X LinkedIn Instagram TikTok Connect with Salim: LinkedIn X Join Salim's 10X Shift Subscribe to Salim's YouTube channel Exponential Venture Capital Connect with Alex Website LinkedIn X Email Substack Spotify Threads Connect with Ramez Ramez's Investment Firm, PlanetaryVC Website X Listen to MOONSHOTS: Apple YouTube Follow MOONSHOTS: Instagram TikTok X Threads – *Recorded on August 4th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
If you're holding off on stem cell therapy because you're waiting for FDA approval to bring the price down, this is the reality check you need.Dr. Joy Kong, a triple board certified physician and stem cell specialist at Chara Health, breaks down what FDA approved stem cell products actually cost. Cord blood transplants like Omidacel and AlloCord run $450,000 to $1.2 million. Ryoncil, used for pediatric graft versus host disease, totals $1.55 million. By comparison, current stem cell therapy provided as a legal tissue transplant, the same model used in organ transplants, costs $7,000 to $25,000 per infusion.Dr. Joy explains why that gap exists, and what it means if you're counting on insurance to make this treatment affordable.✨ Learn more about how to live a long and pain-free life: https://joykongmd.com/Dr. Joy talks about:0:21 Why FDA Approval Doesn't Lower Cost2:26 Cost Of FDA-Approved Stem Cell Products3:40 Why Legal Stem Cell Therapy Is CheaperAdditional ResourcesVisit My Clinic: Chara Health
The Tim Conway Jr Show Hour 3 (8.11) The Conway show continues with all the latest SoCal stories. A new bill aims to fix wild ticket prices on sites like Ticketmaster. And a new study is out on how sports affects our minds. Tim says it’s too negative! And he swears gambling keeps people alive! Anecdotally speaking at least. Fast food drama – Dominos is introducing a rectangular individual style pizza to provide a cheaper option for customers. McDonald’s tries a similar strategy. Will this bring customers back to fast food? And Jackie the eagle’s death continues to resonate among Californians. Schoolchildren are paying tribute to Jackie with crafts and Tim begins to watch for a new eagle to take Jackie’s nest. Will Shadow find a new suitor? Rick Caruso has been hard at work in the Palisades reopening his Palisades Village with the help of the city – so he claims. Tim calls BS. Keep an ear on the Conway show to hear the latest and greatest takes from Tim! See omnystudio.com/listener for privacy information.
5 Steps to Faster, Cheaper Leads with Facebook Ads (Plus a Priority Lesson for Marketers) Patrick Allmond shares a Wednesday livestream with a personal lesson on priorities and calendar management, arguing that if you don't set your own priorities, you'll end up working on someone else's. He explains a repeating digital marketing cycle where new platforms grow on organic reach, then shift to ads and paid features, and says effective lead gen should feel organic even when it's paid. He offers a PDF, "The Playmaker's Guide to Faster and Cheaper Leads," outlining five steps: use a CRM as a system of record, record and caption five short vertical hook/explain/CTA videos, launch a simple Meta ad campaign, set up automated multi-channel follow-up (not SMS alone), and focus on booking calls to increase closes. He closes by encouraging viewers to embrace fear as a constant and take action. 00:00 Welcome and Subscribe 00:50 Using AI for Content 02:31 Priorities and Calendars 05:03 Digital Marketing Cycle 07:24 Lead Gen Steps Overview 08:17 Step One CRM Setup 09:13 Step Two Video Hooks 13:42 Step Three Launch Meta Ads 17:16 Step Four Automated Follow Up 22:16 Step Five Book Calls 25:09 Fear and Final Wrap
Most "people problems" are structural problems wearing a human face mask.Product Manager Brian and Enterprise Business Agility Leader Om dissect Molly Graham's Waterline Model! Listen or watch as we debate whether this framework is the most actionable restatement of systems thinking in decades or just Deming in a wetsuit. Stick around to the end and you'll know exactly where your org skips diagnosis and jumps straight to blame.Other issues discussed are:Why leaders default to firing individuals instead of fixing broken role definitionsThe four-level diagnostic (structure, dynamics, interpersonal, individual) most managers ignoreHow overlapping ownership and conflicting goals manufacture "personality clashes"Why changing what you reward is harder than writing new process documentationThe coaching judgment no framework can teach you: when to stop snorkeling and diveA practical test: ask three people their goals and see if any answers matchFor product managers, agile coaches, and tech leaders tired of watching teams churn through good people.#SystemsThinking #Leadership #TeamDysfunctionMolly Graham, Lenny's Newsletter, W Edwards Deming, National Outdoor Leadership School (NOLS), The Waterline ModelLINKSYouTube: https://www.youtube.com/@arguingagileSpotify: https://open.spotify.com/show/362QvYORmtZRKAeTAE57v3Apple: https://podcasts.apple.com/us/podcast/agile-podcast/id1568557596INTRO MUSICToronto Is My BeatBy Whitewolf (Source: https://ccmixter.org/files/whitewolf225/60181)CC BY 4.0 DEED (https://creativecommons.org/licenses/by/4.0/deed.en)
More households in low-income countries own a mobile phone than have electricity or clean water. So why is education one of the last places it has been put to work?Jenny Aker (Cornell) and Noam Angrist (Oxford) are the academic leads on a J-PAL Policy Insight that reviews 30 studies of mobile phone programmes in education. They tell Tim Phillips that the cheapest option, blasting out SMS messages, is usually the one that fails. But put a real person on the other end of the line, and that's an effective and inexpensive way to improve education. The phone is a platform, Angrist points out, not a pedagogy.The research behind this episode:Abdul Latif Jameel Poverty Action Lab (J-PAL). 2026. "Leveraging Mobile Phones for Learning." J-PAL Policy Insight. Academic leads Jenny Aker and Noam Angrist; insight authors Jessica Williams and Demitria Wack.To cite this episode:Phillips, Tim, Jenny Aker, and Noam Angrist. 2026. "Using mobile phones to support teachers, parents, and students." VoxDev Talks (podcast).About the guestsJenny Aker is the Daniel G. Sisler Professor of Development Economics at Cornell University. She is also a non-resident fellow at the Center for Global Development and co-chair of the Digital Identification and Finance Initiative at J-PAL Africa. Her research spans mobile technology and agricultural markets, adult literacy and numeracy, financial inclusion, and the design of cash transfers and social protection in Africa.Noam Angrist is Academic Director of the What Works Hub for Global Education and Senior Research Fellow at the University of Oxford, and co-founder of Youth Impact, one of the largest NGOs scaling health and education programmes backed by randomised trial evidence. His research spans distance education, the measurement of implementation, and how programmes that work in a trial can be made to work at national scale.Research and concepts cited in this episodeOne Laptop per Child. The plan to put a cheap laptop in the hands of every child in the developing world, launched in 2005 and abandoned as evidence of its effect on learning failed to appear. Angrist raises it as the cautionary tale for anyone introducing a device: the schools could not absorb it, the software was an afterthought, and nobody planned for charging or breakage. Phones avoid that problem because they are already there, so the marginal cost of adding good pedagogy is low. A long-term follow up from rural Peru found no positive effect on educational outcomes.Mobile coverage. GSMA. 2025. "The State of Mobile Internet Connectivity 2025." Around 95% of the world's population now lives within range of a broadband network. In sub-Saharan Africa coverage is about 80% and adoption about 60%, and what people mostly hold is a simple handset rather than a smartphone.Phone tutoring in emergencies. Angrist, Noam, Micheal Ainomugisha, Sai Pramod Bathena, Peter Bergman, Colin Crossley, Claire Cullen, Thato Letsomo, Moitshepi Matsheng, Rene Marlon Panti, Shwetlena Sabarwal, and Tim Sullivan. 2023. "Building Resilient Education Systems: Evidence from Large-Scale Randomized Trials in Five Countries." NBER Working Paper 31208, revised 2025. Weekly maths texts combined with live tutoring calls raised test scores by 0.30 to 0.35 standard deviations at an average cost of US$11 per child. SMS on its own moved the needle only where access to learning was already very low.Scaling up without the drop. The first Botswana phone tutoring trial produced an effect of about 0.12 standard deviations; by the fifth replication, in Uganda, Angrist says the effect was over 0.8, and implementation fidelity data improved in step with the order of the studies. He sets this against the voltage drop described by John List in The Voltage Effect (2022), the tendency of programmes to lose their punch as they scale. Common, Angrist argues, but not inevitable.A/B testing the tutoring call. Angrist, Noam, Claire Cullen, and Janica Magat. 2025. "Cheaper (and More Effective) by the Dozen: Evidence from 12 Randomised A/B Tests Optimising Tutoring for Scale." What Works Hub for Global Education Working Paper 2025/001. Roughly half the cost of a tutoring programme goes on scheduling rather than teaching. One call of 40 minutes every fortnight, instead of 20 minutes every week, delivered the same dosage for less. Handing the call to a parent partway through doubled to tripled the effect; motivational nudges to parents did nothing.Monitoring teachers by phone. Aker, Jenny C., and Christopher Ksoll. 2019. "Call Me Educated: Evidence from a Mobile Phone Experiment in Niger." Economics of Education Review 72: 239 to 257. Weekly calls to the teacher, the village chief and two students raised maths and reading scores. The counter-example comes from Côte d'Ivoire, where nudging parents and teachers at the same time left the most motivated teachers turning up less; too much scrutiny, the authors suggest, corroded the motivation the programme depended on.Platform and pedagogy. Angrist's phrase for the distinction the review keeps returning to. The phone carries an intervention; it is not the intervention. Targeted instruction and early childhood stimulation both travel down the line, but somebody still has to decide how often to call, who picks up, and what happens on the call. The same traffic makes the phone a good instrument for research, since the data is traceable and the units of randomisation are well powered.Education Cannot Wait. The United Nations fund for education in emergencies and protracted crises. Its 2022 global estimate put 222 million crisis-affected children and adolescents in need of urgent education support, up from about 75 million in 2016. Angrist uses the same figure in the five-country paper, and cites it here to make the point that the humanitarian structures for education in emergencies exist while the evidence base underneath them barely does.More VoxDev Talks episodesHow AI can put 20 years of development evidence to work. Iqbal Dhaliwal on why One Laptop per Child failed, and what that failure should teach anyone now betting on AI in development.Why we need to invest in foundational learning. Benjamin Piper on the gap between getting children into school and getting them to read, which is the gap most of these phone programmes are trying to close.Related reading on VoxDev.orgHow simple technologies can improve learning: Evidence from Niger, in which Jenny Aker and Christopher Ksoll show that a weekly call to teachers and students almost doubled the effect of an adult education programme.Educating children in emergencies: Global evidence from five randomised trials, the five-country evidence on cheap phone tutoring that runs through much of this conversation.How AI tutors improved learning in Nigeria, on a six-week after-school programme in Edo State that produced large gains in English, and on the guardrails that made it work.
F1's electric future looks dead.Climb the ladder with me on Patreon: https://patreon.com/lawvsFormula 1's already moving the other way. Their lead in communications has declared it so...that in a decade at most the sport won't only be de-electrified...but V8s would return. Cheaper engines and greater independence from major suppliers. Meanwhile Formula E's becoming faster and more capable of owning the electric side of single-seater racing.With that in mind, I certainly feel like this could be a huge boost for Formula One...and if the manufacturers don't like it, they can either like it or lump it!#f1 #formula1 #f1news #formulae #fia #f12026 #f1teams #f1drivers #f1cars #f1engines #motorsport #formulaone #f1analysis #f1drama #f1news #f1updates #f1latest Hosted on Acast. See acast.com/privacy for more information.
Tim Carney is back for round two, and this conversation goes even deeper into his book Family Unfriendly: How Our Culture Made Raising Kids Much Harder Than It Needs to Be. Tim is a senior fellow at the American Enterprise Institute, where he researches civil society, family, localism, religion in America, and economic policy. He's also a husband and father of six seven — and a recent speaker at the Forge Conference. Picking up where they left off last week, Joe and Tim work through the back half of the book chapter by chapter: Walkability & the "Cheaper by the Dozen" Reality Tim's hot take: "If you want fecundity in the sheets, you need walkability in the streets." Cities built around cars — not sidewalks and playgrounds — make raising kids exhausting. Tim also makes the case that hand-me-downs, shared bedrooms, and one-income households aren't sacrifices to dread but genuine advantages for kids learning to live outside themselves. It Takes a Village (Even If Hillary Said It First) The nuclear family is necessary but not sufficient. Grandparents, parishes, neighbors, and little leagues all play an irreplaceable role — and the decline of church attendance and community involvement is one of the biggest threats to family life today. Policy, Israel, and What Actually Moves the Needle Tim unpacks proposals like a "baby bonus" for new parents, and explains why Israel — not the wealthiest or most educated nation — has the highest birth rate among developed countries. His answer: culture and religion, not economics, are the real drivers. Screens, Social Media, and Protecting Your Kids A stark warning: unrestricted phone and social media access does more damage to a child's formation than anything imaginable a generation ago. Tim calls it what it is — an invasive species in the garden of your home. The Case for Stay-at-Home Moms Tim makes a data-backed, non-judgmental case for why society benefits when more moms can stay home — and why the "universal daycare" solution politicians push misses what many families actually want. Ending on Hope Tim closes with a powerful reframe: children are both a sign of hope and a cause of it. The more kids we have, the more hope we have — and the more hope we have, the more kids we're willing to welcome.
Kyle Robert and Brian Twining get you set for the Iowa Corn 350 as NASCAR battles the corn fields of Iowa. The guys run through every driver on DraftKings to break down their favorite targets and fades for this weeks NASCAR DFS slate! Then they build THREE GPP lineups for the race. But first the guys talk through the updated Iowa Corn 350 outright betting board. Who stands out with Ryan Blaney becoming the overwhelming favorite? Is there value? How should YOU build your betting card with so many unknowns? We break it all down!For more of our favorite bets and the full card make sure you are subscribed to the completely FREE Newsletter! It can be found at aoppodcast.substack.comAs a reminder, check out our friends over at @WINTHERACEP1 for an amazing selection of tools, games and discord. Their 200K simulations are among the best in market.00:00 Intro05:50 Iowa Corn 350 Updated Betting Odds28:02 Iowa Corn 350 High priced options36:35 Iowa Corn 350 Mid pack options40:37 Iowa Corn 350 Cheaper options41:58 Iowa Corn 350 GPP lineups
Sadbh O'Neill, Irish Times contributor and Liz Sheehan, Business Development Manager for An Oige
Mutual aid societies once were an important part of the US social landscape. Africans can benefit from the same movements—provided their governments get out of the way.Original article: https://mises.org/mises-wire/when-death-cheaper-care-mutual-aid-developing-world
've had two political themes this year. This version of the Democrat Party is the most dangerous yet –
Mutual aid societies once were an important part of the US social landscape. Africans can benefit from the same movements—provided their governments get out of the way.Original article: https://mises.org/mises-wire/when-death-cheaper-care-mutual-aid-developing-world
This week on the 5 Bytes Podcast, Anthropic claims its AI models also managed to break out of isolated test environments and launch real-world attacks, while Google says AI helped it fix more than 1,000 Chrome security flaws across just two releases. We also look at DeepSeek continuing to drive down AI costs, OpenAI responding with major price cuts, Microsoft introducing internal AI token budgets, and Nutanix announcing layoffs. Plus, Coca-Cola confirms a data breach, Microsoft promises improvements to Windows 11 performance and quality, a new Print Management app is on the way, and we look at new data on ConfigMgr and Intune adoption. Reference Links: https://www.rorymon.com/blog/ai-gets-smarter-cheaper-and-harder-to-contain/
Get Your Ticket For The $10k/Mo Creator Workshop - www.creativrise.com/workshopYou've got the portfolio. You've got the reviews. So why does it feel like pulling teeth to get someone to say yes to your biggest package?
Direct air capture technology has the potential to meaningfully reduce atmospheric CO2, but high costs and energy demands have kept it from scaling. In this episode, Cory Sanderson, founder and CEO of Sustaera, explains how his Durham-based climate tech company is taking a fundamentally different approach. Sustaera's conductive structured sorbent technology uses resistive electrical heating instead of thermal regeneration, making it three to four times more energy-efficient than competing direct air capture systems and far simpler to deploy at scale. Cory also gets into the realities of building a climate tech hardware company in the current funding environment, why patient capital and mission-aligned investors matter more than traditional VC timelines, and how the Research Triangle ecosystem has been a genuine asset on the fundraising trail. Attorney Josh Hayes of Hutchison PLLC joins the conversation to add perspective on the unique legal and structural challenges facing clean tech founders. Hosted by Trevor Schmidt.
the exact dream life task i used to plan my life 4 years agoThe 90 day savage challenge (my training, nutrition & testosterone protocol) - https://the90daysavage.com/The exact blueprint I used to create my brand. (apply here to work with me) -http://iconblueprint.com/m068FREE weekly self improvement audio tapes - https://open.spotify.com/show/33lFOq1XUKLdOeIM549qQ6?si=OTmEw-iHRiusyWYM-hp71gMy Instagram - https://www.instagram.com/itsjackhopkins?igsh=aGhqMm1iNHg2eXg5&utm_source=qr Learn more about your ad choices. Visit megaphone.fm/adchoices
Patrick Bet-David and the Home Team break down Palmer Luckey's plan to turn auto factories into missile plants as Anduril targets a $100 billion valuation. Can the Oculus founder build weapons faster and cheaper than defense giants, deter China, and solve America's dangerous interceptor shortage now?
AI is changing tax and accounting software faster than most firms realize—but what does that actually mean for your practice? In this episode, Eric Green sits down with Liscio founder Chris Farrell to discuss why the next generation of technology will be better, faster, and cheaper. They explore how AI is driving down software costs, why many traditional accounting platforms are facing unprecedented competition, and what tax professionals should be looking for before renewing expensive software contracts.Chris explains why the future isn't just artificial intelligence—it's smarter, deterministic technology that automates repetitive work while leaving strategic tax planning and client relationships where they belong: with trusted advisors. They also discuss private equity's push into accounting, the evolution of document management into “file intelligence,” and why firms that embrace these changes will gain a significant competitive advantage.Whether you're evaluating practice management software, AI tools, or simply wondering where the profession is headed, this conversation offers practical insights into how tax professionals can build a more efficient, more profitable practice in the years ahead.
Senator Chang hosted Professors Justin Tyndall and Limin Fang from UHERO for a data-driven discussion on Hawaiʻi's housing supply challenges and policy solutions.Professors Tyndall and Fang's working paper, “The Downmarket Impact of New Multifamily Housing: Evidence from a Honolulu Condo Tower,” highlighted the importance of building new multifamily housing. Their research shows that when new housing is developed, it creates vacancies that open up opportunities for families and individuals seeking more affordable options. In short, increasing housing supply expands opportunities for local residents to rent or purchase both new and existing homes. Link to study: https://uhero.hawaii.edu/the-downmarket-impact-of-new-multifamily-housing-evidence-from-a-honolulu-condo-tower/
PODCAST IS ANDY BURNHAM TAKING US FOR MUGS? WHERE'S THE BEEF?! #AndyBurnham #JonGaunt #JonGauntTV #UKPolitics #PrimeMinister #Labour #SocialCare #BusFares #WheresTheBeef Andy Burnham has unveiled another raft of expensive promises. I actually agree with many of them—but where are the costings? Tonight we'll separate the headlines from the hard numbers. Andy Burnham wants Britain to believe he has the answers. More money for social care. Cheaper bus fares. More apprenticeships. Help for Britain's struggling pubs. Here's the thing... I actually support much of that. Who wouldn't want a properly funded social care system? Who wouldn't like cheaper public transport? Who doesn't want to see pubs survive or more young people given real opportunities through apprenticeships? But ambition isn't enough. Where's the beef? Where are the costings? Where is the economic plan? How much will these promises actually cost? Will taxes go up? Will borrowing rise? What public spending will be cut to pay for it all? Or are we simply expected to applaud the headlines without ever seeing the bill? There's another question that deserves a proper answer too. How was Burnham able to secure and finance his "Number 10 North" headquarters before he had even been elected as an MP, let alone become Prime Minister? Who funded it? Who organised it? If there are straightforward answers, then the public deserves to hear them. This isn't about opposing every policy because it comes from Andy Burnham. It's about asking the questions every Prime Minister should expect to answer. If you're asking the British people to trust you with the country's finances, you should also be prepared to show them the numbers. Tonight we'll go through Burnham's latest announcements line by line, separate the headlines from the hard facts, and ask one simple question: Is Andy Burnham taking Britain for mugs... or does he have a credible plan that he's yet to reveal? Have your say in the comments.
Noah Schochet is the co-founder and CEO of TerraFirma, a construction technology company rethinking how infrastructure gets built. Founded by two former SpaceX engineers, TerraFirma combines robotics, remote operations, and software into a construction business that performs projects directly rather than selling technology. By vertically integrating its tools with field operations, the company aims to make construction dramatically faster, safer, and more affordable while addressing labor shortages and enabling the next generation of infrastructure. In this episode, Noah shares how his experience building Starship at SpaceX inspired TerraFirma, why he believes construction—not autonomy—is the real bottleneck to civilization-scale progress, and why robotics companies should focus more on delivering outcomes instead of products. He also explains TerraFirma's remote-operated construction model, its approach to rapid iteration, and why the future of construction still depends on people empowered by better technology. Episode recorded on June 25, 2026 (Published on July 28, 2026). In this episode, we cover: (0:00) An overview of TerraFirma (1:04) How SpaceX inspired the creation of TerraFirma (4:47) Why construction has fallen behind other industries (9:33) The structural reasons construction is slow to modernize (12:33) Why the goal isn't autonomy—it's better construction (14:25) TerraFirma's construction-first business model (17:11) Why customers buy outcomes, not robots (20:54) How TerraFirma's retrofit robotics and software platform works (25:53) Operating multiple construction machines from a mission control center (29:01) How robotics could reshape construction jobs instead of replacing them (32:02) Early customer adoption across data centers, housing, and hazardous environments (34:20) Winning projects by building faster, cheaper, and safer (36:13) The biggest challenge to transforming construction (38:32) Hiring builders with extreme ownership and mission alignment (42:55) TerraFirma's $100 million Series A and plans to scale Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant
Jill and Tom open the show by wishing Chicago radio friend and legend Steve King a happy birthday. Steve shares his birthday with none other than Mick Jagger. Tom shares details--what few there are--regarding a new Range Rover model due in U.S. showrooms within the next 36 months. The Range Rover GT is a sedan-like midsize/large crossover that will debut as an EV, and be made available later as a gasoline/hybrid model. Given its low profile, Tom questions the extent to which the GT will be a true off-road performer, like other Range Rover models. The hosts talk about the planned hiatus of the Honda Ridgeline midsize pickup truck. The truck is schedule to disappear from Honda showrooms after the 2026 model year, reappearing for the 2028 or 2029 model year. The new Ridgeline will be completely redesigned, and is said to feature a hybrid V6 powertrain. Still in the first segment, Jill and Tom review the new Lucid Gravity electric midsize crossover. The high-design EV mostly impresses, but a few software glitches left the hosts scratching their heads. In the second segment Jill and Tom welcome industry analyst Jamie Butters to the program. Jamie shares news regarding his new radio show, and walks the hosts through a number of big stories that broke this past week, including Ford opening a factory in Spain to Chinese-car production. In the last segment, Jill is subjected to Tom's "Which is Cheaper?" quiz, and the duo chat with producer Margaret about the team's group visit to Chicago's legendary Superdawg Drive-in. Listen in to hear what Tom, a vegetarian, orders at the Midwest's most-popular Drive-in. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The conventional wisdom says union contractors cost taxpayers more on public projects. A peer-reviewed study of 128 Sacramento County public works projects completed between 2018 and 2022 found the opposite: union contractors were associated with 5 to 6 percent lower costs and 14 to 22 percent faster completion times than non-union contractors. On today's trades day episode of America's Work Force Union Podcast, NorCal CIC Policy and Research Analyst Dr. Larissa Petrucci walks through how the study was built using California's publicly available certified payroll data and hundreds of public records requests, why the statistical methodology ensures the findings are genuinely about union contractor status rather than other variables and what building trades councils in other states can do right now to push for the data transparency that made this research possible. Visit norcalcic.org for more.
A heavy recovery can look “easy” right up until physics, ground conditions, and rushed decision-making cash the check. We walk through a real incident shared by Kentucky tow operator Josh Payne where a low-price plan, light cribbing, mismatched rigging, and zero willingness to reset led to a 60-ton wrecker tipping onto its side during a lift in unstable sand. Nobody was hurt, but the lesson is the kind you only want to learn from someone else: capacity is not the same as stability, and “possible” is not the same as “safe.”Josh also brings a sharp business perspective from running multiple divisions, including towing, transport, exporting, and a smart after-hours fleet maintenance service that helps customers reduce vehicle downtime. We dig into why off-hours work can be a win for fleets, a win for employee earning, and a win for operational planning when your busiest towing window is daytime. If you care about towing business growth, heavy recovery planning, rigging standards, and professional service, you'll get practical ideas you can apply immediately.We close with towing news that reinforces just how dangerous roadside work can be: a sentencing in a repo driver killing, a tow operator injured when drivers fail to move over, and the real-world cost of impaired driving. We also highlight the Move Over and Slow Down initiative and spell out what motorists should do when they see flashing lights, whether it's a trooper, a tow truck, or a stranded driver. Subscribe, share this with someone who drives for a living, and leave a review so more people hear the safety message.
In this episode, Alex Jung, cofounder and CPO of Unikraft, joins us at Heavybit DevGuild. Alex explains how Unikraft went from an academic unikernel project to a cloud platform for running highly efficient workloads. We talk about why unikernels can make applications faster, cheaper, and more secure, how AI agents are driving demand for sandboxed compute, and why the next wave of software generation may require a much more efficient cloud infrastructure layer.Links:• Alex Jung's LinkedIn• Alex Jung on X • Unikraft• Unikraft on GitHub • Unikraft open source project
U.S. earnings remain exceptionally strong. But Natalie Gill, Senior Portfolio Strategist at the BlackRock Investment Institute, explains why the bigger question is whether AI-driven profits can prove durable.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0726-5783067-EXP0727
Kyle Robert and Brian Twining get you set for the Brickyard 400 as NASCAR tackles Indianapolis Motor Speedway for a crown jewel race. The guys run through every driver on DraftKings to break down their favorite targets and fades for this weeks NASCAR DFS slate! Then they build THREE GPP lineups for the race. But first the guys talk through the updated Brickyard 400 outright betting board. Who stands out? Is there value? How should YOU build your betting card with so many unknowns? We break it all down!For more of our favorite bets and the full card make sure you are subscribed to the completely FREE Newsletter! It can be found at aoppodcast.substack.comAs a reminder, check out our friends over at @WINTHERACEP1 for an amazing selection of tools, games and discord. Their 200K simulations are among the best in market.00:00 Intro12:40 Brickyard 400 Updated Betting Odds35:45 Brickyard 400 High priced options42:07 Brickyard 400 Mid pack options45:15 Brickyard 400 Cheaper options47:44 Brickyard 400 GPP lineups
Director and producer Shawn Levy joins David and Christine to look back on an incredible career... from Night at the Museum and Cheaper by the Dozen to Stranger Things, Free Guy, and Deadpool & Wolverine. Hear behind-the-scenes stories, career highlights, and what it takes to bring some of Hollywood's most beloved movies and shows to life.We would love your feedback... If you enjoyed this episode, tell us why! Leave us a review and make sure you subscribe on your favorite podcast platform.Executive Producers are Riley Peleuses + Ian McNeny for YEA Media GroupIf you are interested in advertising on this podcast or having Christine and David as guests on your Podcast, Radio Show, or TV Show, reach out to podcast@yeamediagroup.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss Tesla shareholders potentially starting to wake up, Xpeng targeting the European market, VW going cheaper with its EVs, and more.
Parents and daycare providers have been sounding the alarm that childcare in Denver is expensive, hard to find, or hard to provide. This week, City Council took a small step to hopefully alleviate some of the struggle. Denver Post city government reporter Elliott Wenzler joins host Bree Davies to discuss this regulatory shift in childcare, plus City Council's other recent debate that could overhaul Denver's nightlife scene. They also dig into the recent unionization efforts by local sound engineers at a string of independently owned venues and what it all means for concert-goers. For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. We're doing our annual survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey—it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card–and City Cast Denver swag. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member! What do you think about the proposed 4 a.m. closing time for nightclubs? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this July 16th episode: Denver Film Denver Health Colfax Ave BID Colorado Lottery Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise
July 15, 2026: Andreessen Horowitz's argues that AI is not simply replacing workers, it is turning every worker into a manager of agents. Then I get into Bank of America's claim that AI is already showing ROI in its earnings, and why I'm skeptical of how much of that efficiency gain can really be attributed to AI. Finally, I look at OpenAI's first physical device, a screen-free AI companion reportedly designed to feel alive, and why that matters for the future of work.
If you run a premium fitness business, discounting is not a sales tool. It is a confidence problem with a price tag on it. In this episode, Rick Mayo and Matt Helland break down the psychology behind why fitness business owners discount, and why it almost never has anything to do with what the customer actually needs. They cover the five reasons people drop their prices, from lack of conviction and fear of rejection to short-term revenue pressure and discounting as a substitute for actual sales skill, and explain why every single one of them costs you more than the discount ever saved. Rick also shares the math: a 20% presale discount held across 100 members for a year is $120,000 in straight profit you gave away for free. To people who would have paid full price anyway. If you are in a premium category, this one is worth your time. Listen in to find out why holding your price is one of the best things you can do for your business and your members. Key Takeaways: 00:00 The Foot on the Gas Is Not Your Price 00:38 Back in the Beats Lab 01:28 Why Premium Pricing Belongs at the Top of Boutique Fitness 02:38 Higher Prices Attract Better Members 03:46 The Motorcycle Jacket That Proves the Psychology 06:26 Suzanne Paid $700 a Month in 1994 09:18 Why Discounting Is Never a Consumer Problem 10:00 The Five Reasons Owners Discount 10:12 Reason 1: Lack of Conviction 15:44 Reason 2: Fear of Rejection 20:04 Reason 3: Desire for Approval 21:54 Reason 4: Short-Term Revenue Pressure 27:22 Reason 5: Discounting as a Substitute for Sales Skill 31:20 The $120,000 You Gave Away for Free 34:48 Four Questions to Ask Before You Ever Drop Your Price Additional Resources: - Alloy Personal Training - Learn About The Alloy Franchise Opportunity --------- You can find the podcast on Apple, Google, Spotify, Stitcher, or wherever you listen to podcasts. If you haven't already, please rate and review the podcast on Apple Podcasts! To learn more about the Alloy Personal Training Franchise Opportunity, visit
Bob Zimmerman — China successfully recovered a reusable rocket stage, joining SpaceX and Blue Origin in the race for cheaper launches; on the ISS, a private company successfully manufactured human kidney and liver tissues, and SpaceX continues to break records, with boosters flying up to 36 times, significantly reducing satellite launch costs. (15)e
Adam Levitan returns for Market Monday with his takes on the biggest risers and fallers across the best ball market over the past week. He provides context on the latest movers and delivers his approach in drafts to this new information.In this episode, we discuss:Jordan Mason on the riseThird-year breakout for Pearsall?Can we trust Jaydon Blue?Patrick Mahomes' outlookExpectations for Travis EtienneLinks mentioned in the episode:Market Monday: July 132026 Rookies To KnowThorman: 2026 Pace PreviewWant ETR on your team this season? Our 2026 NFL Best Ball product has you covered with:Real-Time RankingsResearch & Analysis ArticlesDraft Strategy ContentDraft LivestreamsDiscord CommunityQ&As with ETR TeamSubscribe now at https://subscribe.establishtherun.com/nflbestball/DraftKings Best Ball: Draft One, Get OneEnter DraftKings' $20M Best Ball contest for $25 and you'll receive a bonus ticket to play a second Best Ball draft for free. Available to all DraftKings customers.Sign Up Now! https://dkng.co/ETRBestBallGambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit [ccpg.org](http://ccpg.org) (CT).18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per customer. Must enter a lineup into the NFL Best Ball $20M Headliner Contest. $25 entry fee. Bonus issued as 1 ticket to NFL Best Ball $20M Headliner Contest. Ticket reward is site credit valid for use only on NFL Best Ball $20M Headliner Contest. Ticket reward is single-use and expires at contest lock on 9/9/26. See terms at https://www.draftkings.com/promotions. Ends 9/9/26 at contest lock. Sponsored by DraftKings.FREE NEWSLETTER: Tired of attention-seeking hot takes? Get the highest-quality fantasy football analysis in your inbox, FREE: https://establishtherun.kit.com/emailDFS OPTIMIZER: Sign up for THE SOLVER for access to the software we think fantasy players need to win: https://thesolver.com/?ref=etrSPORTSBOOK OFFERS: We've partnered with several major sportsbook outlets to help supply you with the best offers in the industry and ensure you're maximizing your bankroll from the start: https://establishtherun.com/offers/FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: https://linktr.ee/establishtherun
Cheaper obesity medicines could unlock broader demand, while supply-chain bottlenecks and premium-drug innovation may also shape how the market evolves. Our analysts Terence Flynn and Thibault Boutherin break down the investor implications.Read more insights from Morgan Stanley.----- Transcript -----Terence Flynn: Welcome to Thoughts on the Market. I'm Terence Flynn, Morgan Stanley's U.S. Pharma and Biotech Analyst. Thibault Boutherin: And I'm Thibault Boutherin, Morgan Stanley's Europe Pharmaceuticals Analyst. Terence Flynn: Today, how cheaper GLP-1 obesity medicines could reshape access, pricing, and supply chains; and what the first generic markets may signal for Europe and the U.S. It's Monday, July 13th at 10am in New York. Thibault Boutherin: And it's 3 pm in London. Terence Flynn: Around one billion people live with obesity worldwide, including over a 100 million in the U.S. Right now, the introduction of the first lower cost generics of semaglutide, a GLP-1 medicine, in some international markets, could have consequences on affordability and demand. Thibault, what are the first countries seeing the introduction of sema generics? What are the current dynamics, and why should global investors pay attention? Thibault Boutherin: Sure. So, so far generics are being introduced this year in three countries: in India, Canada and Brazil. And if we look at India, this is the first market where the generics are being introduced. The patent for semaglutide expired in March 2026, and 13 companies have launched 26 generics across different formulations: autoinjectors, vials, and pills, which price is lower than the branded drug. And because the India market was quite under-penetrated for GLP-1, we are seeing affordability driving volume expansion. In Canada, two generics have been launched so far. Four other generics are waiting for approval, and more are being filed. And finally, in Brazil, one generic was approved last month, and we are expecting these generics to be launched in Brazil in July. And 17 other generics are in different stage of regulatory review in Brazil, and we would expect more to enter the market by the end of this year. And the reason why we focus on these markets is because we believe they could provide a blueprint for what could happen later in the U.S. and in Europe; in particular for Canada, which shares some characteristics with Europe and the U.S. And the patent for semaglutide will expire in Europe in 2031 and in the U.S. from 2032. Terence Flynn: Great. Maybe on the India front, I know that's at the leading edge. What happened with patient demand when price came down? Thibault Boutherin: Sure. So, what we saw in India is a surge in volume when generics were launched, and the volume in April 2026 were already six times higher than the volume in February. And that expansion has been driven mostly by these generics launch, which captured 80 percent of semaglutide volume in April. And our India team expect that the GLP-1 market in India will actually expand in value from $125 million in [20]25 to more than $1 billion by 2030, despite lower prices as we see better, you know, greater volume and greater adoption of GLP-1s in India. Terence Flynn: The other thing, you know, you and I have discussed is the supply chain, and one of the questions is the ability of some of the generic manufacturers to scale semaglutide. So, maybe talk to us about the current capabilities. And could we see bottlenecks in the supply chain formation here? Thibault Boutherin: Yeah, sure. So, there are three key elements to watch on the supply chain. The first is the active pharmaceutical ingredient or API, and that's the semaglutide molecule itself. The second element is the device and the device components, and the third element is the fill and finish, which is basically putting all of these things together. On the API side, so semaglutide molecule, we believe there will be no bottleneck in supplying for generics as we see a handful of large Chinese companies, out of China, building multi-ton capacity for semaglutide. So, we believe there will be no shortage of API to supply the generic supply chain for injectables. On the device, these are the same device companies that are supplying the branded version of semaglutide, and other GLP-1s for the device that are also supplying the generic makers. And we are seeing meaningful investments being made, so we don't believe there will be a bottleneck here. Where we could see a bottleneck emerging is on the fill and finish side. Fill and finish requires highly controlled clean room space to minimize contamination. It requires regulatory approval, and it takes up to three years to build fill and finish capacity. And so, that's where if there is not more investment being made over the next few years, there could potentially [be] a bottleneck emerging for the generic companies. Terence, while semaglutide generics will definitely represent a challenge for the existing branded version of this GLP-1, there are some insights in these emerging dynamics that suggest that tirzepatide, the other GLP-1, could be less at risk. Can you touch a bit on some of these dynamics? Terence Flynn: Absolutely. So, just to remind listeners that semaglutide targets a pathway called GLP-1. Tirzepatide actually targets two pathways. The first is GLP-1, and the second is GIP. And there are some data comparing these molecules, both in Type 2 diabetes and obesity. And tirzepatide gives not only better efficacy but also improved tolerability. And so, what you're seeing in some of the ex-U.S. markets is segmentation, where there are some consumers that are willing to pay a premium price for tirzepatide. Our team in Brazil has done a lot of work on this front looking at this dynamic and, you know, we expect that to play out in many geographies. So, despite the entry of lower-cost generic versions, we think you will still see segmentation of the market between differentiated brand and the lower-cost generics. And that as a result, you will continue to see branded growth.In the U.S. right now, market share is about 60 percent in favor of tirzepatide. And so again, you're seeing a differentiation between these two molecules. Thibault Boutherin: And beyond the introduction of generics GLP-1s, there are other dynamics in the industry that are driving this market. And the introduction of oral drugs this year has been a big topic. Terence, what are your views on the role that orals could play on the market? Terence Flynn: Yes, as a lot of people are probably aware, the many of the existing GLP-1 medicines are injectable. And so those are delivered once a week with a needle. But there are now additional oral options of these GLP-1 medicines. They started off first for Type 2 diabetes, but they have now broadened into obesity as well, following some recent FDA approvals. And what we're seeing is that the introduction in the U.S. so far is expanding the market. So, the majority of people that are taking the oral versions of these medicines are new users to GLP-1s. So again, you're getting market expansion. When you think about the orals as well, one of the other questions is capacity. I know, Thibault, you were talking about the supply chain. There are similar questions for these oral medicines because not all of the oral medicines are the same. Some are easier to manufacture than others, and as a result, that's another variable to consider. So, some of these are what's called peptide-based orals, and some of these are non-peptide-based orals. And the non-peptide-based orals are much easier to scale, for a larger global market. And so that's definitely another variable that we're monitoring and that I think investors need to consider. Thibault Boutherin: And beyond the pill versions of these GLP-1s, we are seeing more innovation in the drug pipeline of the industry, which could be a key driver of differentiation against the competition from the generics. So, what are we seeing emerging today from diabetes and obesity pipelines, which could be exciting for the future of the category? Terence Flynn: So, as we see time and time again in pharmaceutical markets, the key players continue to innovate to try to improve profiles of the existing medications. So, there are, you know, kind of two areas. One would be efficacy; another would be safety tolerability. And so, there are a number of players that are working first to develop longer acting medication. So, as I mentioned, the existing injectable drugs are dosed once weekly. But there are a number of companies that are working to develop potentially monthly or less frequent injections. So, that's one area that we're monitoring closely. And then the second, and again, this plays into what I discussed on tirzepatide, is additional pathways that are involved here in diabetes and obesity, and a number of players are working to target additional pathways beyond GLP-1 and GIP. And so, some of the leading pathways that are being studied are something called amylin and glucagon, and there are a number of medications that are in the late-stage pipeline that are coming along, which have some pretty interesting data. And so that's another area that we're watching. And again, the goal there would be to either improve efficacy and/or improve tolerability versus the existing medications. Thibault Boutherin: Great. And maybe we can also take this opportunity to talk about some of the short-term drivers in the market that are not facing generic today, like the U.S. So, what could be, you know, the key drivers for growth of GLP-1s and the overall obesity and diabetes category over the next five years? Terence Flynn: Yeah, obviously the key one is seeing additional uptake of these medicines. I think right now we estimate, again, obesity in particular, there's about low double-digit percent uptake. And so obviously seeing increasing uptake of these medicines. The orals, as I mentioned, are already driving market expansion. And then the third is access. So obviously in any market, that's very important. In the U.S., I think about 50 percent of employers cover these medications right now. We expect that to increase in the years ahead as the data continues to build. But then this year starting very shortly, the patients in the Medicare program in the U.S., so those people over the age of 65, will be able to access these medicines for $50 per month. And so, we think that is another driver of growth – is this will broaden access to about an additional 18 million people, starting this summer. So, the next phase of the diabesity market comes down to execution, lower cost and scaled supply in the mass market, and innovation and differentiation to compete in the premium segment. Thibault, thanks so much for taking the time to talk. Thibault Boutherin: Great speaking with you, Terence. Terence Flynn: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
In January 1986, the Challenger Space Shuttle was poised to make history, carrying seven astronauts, including Christa McAuliffe, the first teacher and civilian selected for space travel. The launch was part of a decade-long effort by NASA to make flights cheaper and more frequent with the use of a reusable space shuttle. But years of budget cuts and risky design choices set the stage for disaster. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Will limiting how much students can borrow force schools to lower their prices? The Department of Education thinks so. It has a new plan to bring down tuition costs. Starting today, July 1st, it's going to cap how much it's willing to loan to graduate students. You read that right. To reduce the burden of school…the plan is to give students less money to pay for school. This plan is, in part, based on an idea that's been floating around higher education circles for decades: The Bennett Hypothesis, which claims there's a direct relationship between student borrowing and tuition prices. And therefore, if the Department of Education — the biggest student loan provider in the country — limits how much students can take out, then schools will have no choice but to charge students less. This hypothesis was floated roughly 40 years ago...without evidence. But now, as the Trump administration rolls out their Bennettian plan, we have decades of data to see how true this hypothesis is.Today on the show: NPR Education Correspondent Cory Turner explains this theory, and what the new plan influenced by it will mean for borrowers this fall.Other notes:Bill Bennett: “Our Greedy Colleges”Cory Turner: "July 1 brings big student loan changes. Here's what you need to know"The Indicator: "What you should know about your student loans" Support:Planet Money+Read: Our book: Planet Money: A Guide to the Economic Forces That Shape Your Life Our weekly longform Planet Money newsletterOur weekly Indicator round-up newsletterFollow: InstagramTikTokYouTubeFacebookThis episode was hosted by Cory Turner and Kenny Malone. It was produced by Willa Rubin and edited by Marianne McCune. It was fact-checked by Charlotte Isidore and engineered by Robert Rodriguez. Alex Goldmark is our executive producer.Music: NPR Source Audio - “Morning Chorus,” “Belle Mar,” and “The Sky Was Orange.” See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
My guests today are Gavin Uberti and Rob Wachen, the founders of Etched. A few years ago, when they set out to build a better AI chip than the largest companies in the world, almost everyone I called told me it could not be done. They have since done it, taping out a working chip on their first attempt and becoming the first hardware company founded after ChatGPT to do so. They already have more than a billion dollars of customer demand for their first product, and have raised eight hundred million dollars to build it. Etched builds chips and systems designed to run AI models faster and at lower cost. They started the company in 2023, and that product is a complete rack for inference, the chip along with the boards, the power delivery, the interconnects, and the manufacturing to produce it all. We talk about the technical bets behind their architecture, how they hired industry legends and paired them with elite 22 year-olds, and why they believe inference will become one of the largest markets in the world. I think you will find the story of what they have built hard to forget. Please enjoy my conversation with Gavin and Rob. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at colossus.com/subscribe. ----- Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, Vanta continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Invest Like the Best listeners get a special offer of $1,000 off Vanta when you go to vanta.com/invest. ----- WorkOS is the infrastructure B2B and AI-native companies use to sell to enterprise. It covers everything enterprise security requires: SSO, SCIM, RBAC, Audit Logs, AI governance, and more. Trusted by 2,000+ fast-growing companies, including OpenAI, Anthropic, Cursor, and Vercel. ----- Rogo is the AI platform for finance. They're building agents for Wall Street that are trained to understand how bankers and investors actually do work: from diligence and modeling, to turning analysis into deliverables. To learn more, visit rogo.ai/invest. ----- Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit ridgelineapps.com. ----- Editing and post-production work for this episode was provided by The Podcast Consultant. Timestamps: (00:00:00) Welcome to Invest Like The Best (00:02:07) Gavin Uberti and Rob Wachen (00:03:54) Two 21-Year-Olds Taking on NVIDIA (00:07:52) The Two Technical Bets Behind Their Architecture (00:14:15) Why Inference Becomes the Biggest Market (00:20:23) Rob and Gavin's Origins Stories (00:28:38) How They Recruit Industry Legends (00:36:30) Moving a Dozen Engineers to Bangalore for Six Months (00:38:01) Speed Wins (00:43:58) Getting More Concurrency Out of Every Megawatt (00:52:44) Vertical Integration (00:57:43) Hardest Obstacles to Overcome (01:01:09) Raising The Largest AI Chip Series A Ever (01:06:29) TSMC (01:13:20) Designing Gen 2 for Gigawatt-Scale Production (01:16:42) Why Machines Don't Think Like People (01:20:03) A Year of Compute Compressed Into a Month (01:23:44) The Trillion-Dollar Data Center (01:26:19) The Kindest Thing
© 2020-2026 Ivy Podcast Discovery LLC
