POPULARITY
Categories
Get Our Help: https://nomadcapitalist.com/apply/ Join Our Email List and be the First to Hear about Breaking News and Exciting Offers https://nomadcapitalist.com/email Get on the waiting list and join us for the next Nomad Capitalist Live: www.nomadcapitalist.com/live/ US Real Estate Market Plunges by Almost Half while other markets offer you the best deals. In this video, Andrew shares what's going on with the USA real estate market and where to invest money. The Nomad Capitalist is the world's most sought-after expert on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best." Work with Us: https://nomadcapitalist.com/apply/ Nomad Capitalist has created and implemented plans for 1000+ clients and helped them to go offshore, keep more of their wealth, and enjoy an unprecedented level of global freedom. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. We've built our team around our holistic approach to serving the needs of globally-minded entrepreneurs and investors. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort. About Andrew: https://nomadcapitalist.com/about/ Our Website: http://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's Book: https://nomadcapitalist.com/book/ DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.
How is NAR doing at mid-year? Also, get Rob's undivided attention as he reacts to the latest real estate headlines. It's a special special Hahn solo episode of Industry Relations, as Rob breaks down everything you need to know about the recent NAR mid-year and even reveals his tax free proposal to combat housing issues. Don't miss out on all of the news and insights surrounding real estate — tune in for this can't-miss episode! Listen to the Industry Relations Podcast across all podcast platforms! Listen to the podcast on Apple Listen to the podcast on Stitcher Connect with Rob and Greg: Rob's Website Greg's Website Our Sponsors: Cloud MLX Notorious VIP This podcast is produced by Two Brothers Creative 2023.
Two real estate markets still look like they've got room to grow in 2023, even as home prices face downward pressure for high mortgage rates and days on market begin to creep up. Markets like these two exploded in 2020-2022 and are still seeing strong demographic signs that more growth could be on the way. But, as two markets that have witnessed some of the most dramatic price appreciation in history, is now a worthwhile time to invest? In this episode, we're doing a market deep dive into two hot housing markets, Tampa, Florida, and Dallas, Texas. These two metro areas saw population booms like never before, shooting their home prices high and keeping competition hot, even as rates rise. But are these two markets starting to see a slowdown in 2023, or are there surefire signs that another wave of buyer activity is about to take place? With so many Americans moving to Texas and Florida, could this be the appreciation play of a lifetime? We're joined by Kim Meredith-Hampton and Victor Steffen, realtors in the Tampa and Dallas areas, respectively, to talk with David Greene and Dave Meyer about the potential of these two property markets. They'll touch on how to find cash flow even with high home prices, the strategies they're using today to lock in wealth-building buys for their clients, and why the days of bidding wars and buyer ferocity may be far from over. In This Episode We Cover: Updates on the Tampa and Dallas markets and whether or not there are still opportunities to buy Florida cash flow and whether or not the sunshine state has been tapped out of passive income The Texas “BEAF” strategy wealthy investors are using to buy better properties Short-term rental risk and regulations and what to do if your BnB gets banned Out-of-state investing and which investors should put money into these property markets Mortgage rate impacts and what high home costs have done to buyer competition And So Much More! Links from the Show Find an Agent Find a Lender BiggerPockets Youtube Channel BiggerPockets Forums BiggerPockets Pro Membership BiggerPockets Bookstore BiggerPockets Bootcamps BiggerPockets Podcast BiggerPockets Merch BPCON2023 Listen to All Your Favorite BiggerPockets Podcasts in One Place Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts Get More Deals Done with The BiggerPockets Investing Tools Find a BiggerPockets Real Estate Meetup in Your Area Hear Dave on the “On the Market” Podcast Subscribe to the “On The Market” YouTube Channel David's BiggerPockets Profile David's Instagram David's YouTube Channel Work with David Dave's BiggerPockets Profile Dave's Instagram Catch Up on The BiggerPockets Blog Articles Check Out Dave's Dallas and Tampa Articles: Dallas Tampa Books Mentioned in the Show: Real Estate by Numbers by Dave Meyer Connect with Kim and Victor: Kim's BiggerPockets Profile Kim's Email Victor's BiggerPockets Profile Victor's Website Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-766 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jason recently spoke at the Rebel Capitalist Live event in Orlando, Florida. He was joined by a number of great speakers, including Simon Black, Robert Kiyasaki, Mike Maloney, Peter Schiff and George Gammon. He shared some of his presentation and also mentioned the Collective Mastermind group he runs with Ken Mcelroy, Robert Kiyasaki and George Gammon. The group is meeting in Nashville in a few days and they've decided to allow people to attend just one event as a sample. Jason is also offering a one-time discount of one fourth of the membership fee for those interested in joining. He is also offering a Zoom meeting to discuss their very special 4.7, 5% financing for investment properties, including the option of 100% financing. This low rate, as well as the 100% financing, is a great option for those who want to take advantage of inflation and step destruction as a wealth-building strategy. He then discusses the current market, noting that most of the market has become brand new builder homes in terms of buying investment properties, instead of buying renovated properties from fix and flippers. This is due to the fact that people don't want to sell their properties as they have ultra low mortgage rates. He also mentions that new builds come with a premium on the price, but most people prefer them anyway. In conclusion, the market is locked up and it is difficult to buy a renovated property from a fix and flipper. He also discusses the real estate market and how resilient it is. He makes the point that with mortgage payments having increased by almost 70%, prices have still held up. He also mentions that the supply of properties is very low, as people are unwilling to sell due to their low rate mortgages. He then talks about a headline from Housing Wire which states that home prices are inching up, despite difficult affordability. He also mentions a headline from Guild Mortgage, which states that they faced a $37 million loss in the first quarter due to high mortgage rates and low inventory levels. He finishes by saying that mortgage companies feel that rates are high and it is hard to get people to qualify for loans. Key Takeaways: 01:23 A Recap of Rebel Capitalist Live with Jason Hartman 02:31 The Collective Mastermind and Low-Interest Financing Options for Investment Properties 05:30 Benefits of Investing in New Build Properties 09:02 Real Estate Market Resilience and Mortgage Business Challenges 12:03 The Impact of Low Inventory on the Housing Market 16:03 The Relationship Between Housing Affordability and Rental Market Booms 18:03 Analysis of Rental Market During and After the Great Recession 19:40 Analysis of Short-Term Rental Market and its Impact on Housing Prices 21:29 The Impact of Non-Primary Beds on the Housing Market 24:13 Discussion on Adjusting Expectations in Real Estate Markets 28:31 Understanding the Power of Investment Property Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Real Estate Realities With Robert "The RebelBroker" Whitelaw
The headlines today sure do seem to be sending out a positive message relating to real estate. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really? In todays show we will take a closer look and see if we should be optimistic or not. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/
Prepare to be captivated by this exhilarating, pulse-quickening episode of the Epic Real Estate Investing Podcast! Venture with us into the uncharted territories of the 2023 Real Estate Market, where we'll uncover the unexpected and bizarre predictions made by industry experts. Navigate the twists and turns of this enigmatic landscape as we unveil the secrets to conquering the roller coaster that awaits. Are you ready to embark on this heart-stopping journey? There's no turning back now! Fear not, as Captain Casharoo swoops in to save the day amidst the brewing storm of Recession 2023! With a simplified, Explain-it-to-me-like-I'm-5 approach, we'll demystify the complexities of recession and provide invaluable strategies for thriving during turbulent times. Discover how to protect yourself and seize opportunities amid the chaos. But wait, the excitement doesn't end there! We present the Deal of the Week, an exquisite property in Kansas City, Missouri, that offers a rare and enticing opportunity for discerning investors. Don't miss your chance to capitalize on this incredible find! We also bring you the uplifting GOOD NEWS you've been yearning for, celebrating the victories, achievements, and heartwarming moments that make life truly extraordinary. Allow your spirits to soar as we embark on this inspiring journey together. And finally, strap in for a mind-bending rocket ride through the ever-evolving cosmos of cryptocurrency. Stay on the cutting edge of digital finance and explore the exciting developments in this rapidly changing world. Don't miss a single electrifying moment of this spellbinding episode of the Epic Real Estate Investing Podcast. Push play and ignite your senses as we dive headfirst into this thrilling adventure! P.S. Whenever you're ready... here are 3 ways I can help you become the healthy, wealthy, beast of an investor God designed you to be: 1. Become an Epic community member at “Epic Real Estate Investing.” One of Mercedes' and my favorite things to do is share with investors real estate trends, interesting guests, and housing market news. We do it every week, and you can listen in by subscribing to Epic Real Estate Investing on Apple Podcasts - Click Here. Or WATCH HERE on YouTube. 1. Become an Epic partner (I'll pay you) If you want to go deeper and further as a real estate investor, looking into my partner program to help you get your first deal might be the move... take the first step here for free. 1. Work with me One-on-One If you'd like to work directly with me on your business... meet me here, answer some short questions, and we'll hop on the phone to brainstorm some cool ideas for you and your market. Also...check these out :) FreeEntity.com (Need an LLC? Get one for almost FREE) DealEngineer (Most powerful data for finding motivated sellers) TrueProfit.net (Less stress and greater profits for your real estate business) Learn more about your ad choices. Visit megaphone.fm/adchoices
Brad Bald is back to talk all things Commercial Real Estate, as well as the current status of the market. JOIN US!!!IG:https://www.instagram.com/want_it_tall/https://www.instagram.com/brad_bald/YouTube:https://www.youtube.com/@wantittall/videosSupport the show
It's real estate armageddon! Ok, maybe not. But is it close? In this episode, Rob and Greg discuss the recent commission lawsuits that have been plaguing the real estate industry. In the Moehrl vs. the National Association of Realtors, et al. case, the plaintiffs are pursuing over $13 billion in damages as they claim that they had to incur a cost that ideally should have been paid by the homebuyers themselves in a fair and competitive market, which is the buyer's agent commission. Rob and Greg explore the potential implications of these lawsuits and what they could mean for buyers, sellers, and the real estate industry as a whole. We also discuss possible scenarios for how the market could evolve and what real estate professionals can do to prepare themselves for the armageddon ahead; oops, I mean changes ahead. Listen to the Industry Relations Podcast across all podcast platforms! Listen to the podcast on Apple Listen to the podcast on Stitcher Connect with Rob and Greg: Rob's Website Greg's Website Our Sponsors: Cloud MLX Notorious VIP This podcast is produced by Two Brothers Creative 2023.
The takeover of First Republic by JPMorgan Chase adds another complication to a local real estate market already hampered by high interest rates, difficulties in financing and low occupancy.And for Bay Area real estate professionals, the San Francisco-based lender's collapse also means the loss of a trusted partner that was critical in helping get deals done, putting mortgages within reach for residents and lending funds at attractive rates to affordable housing programs. First Republic knew the local business assets of the Bay Area “better than anyone else,” said Bora Ozturk, a principal of March Capital Management, a San Francisco-based real estate investment and development firm.Ozturk recalled approaching more than a dozen banks to try and finance the acquisition of a small commercial property and turn it into a specialty food store. First Republic was the institution that made the deal possible, he said. “They are not a good part of the ecosystem; they were the ecosystem,” Ozturk said. “There was very specialized lending they understood, like the exact business of a local coffee shop in San Francisco.”Support the showSign Up For Exclusive Episodes At: https://reasonabletv.com/LIKE & SUBSCRIBE for new videos every day. https://www.youtube.com/c/NewsForReasonablePeople
Before we can determine whether or not a real estate investment will be a successful one we need to first look at the bigger picture. We need to know and understand the demographics and fundamentals driving each market. Once we know what real estate markets are ripe for investment it drastically helps to narrow down our options. With a market decided, we can go hunting. But it's not always easy to determine what makes a “good” market for investment. This comes with practice, education, and experience. So when I'm doing my market research I turn to advice from some of the industry's leading experts. This week we had the luxury of interviewing someone who's education has been a big influence in my life. Education that has saved me from putting my money in real estate markets that were too risky (and that's evident now as prices fall). I've gone to several of his conferences in person and been listening to his podcast for years soaking up all of the knowledge that he shares so freely and wisely. He is, arguably, one of the industry's most recognized and respected thought leaders in real estate; Jason Hartman. Jason is the host of the popular “Creating Wealth Real Estate Investing” Podcast. With almost 2000 episodes and years of experience under his belt, Jason brings a ton of value. Stay tuned as we dive in deep to: Why money is still “cheap” What makes a market risky Examples of risky markets where you don't want to invest Which markets are ripe for investment and why What it means to live a “Rich” life You can find out more about everything Jason has to offer by visiting his website here. Need help managing your short term rental and you don't want to go it alone? Shoot us a message here and we'll see if we can help. Are you enjoying the podcast? Please subscribe, leave a rating and a review, and share it! This helps us reach others that may find the info helpful as well. Get a copy of my 12 proven house rules to protect your property from almost every negative situation (highly recommended) You can find all of our links here including our website, recommended resources, upcoming live events, short-term rental playbook, Instagram, and more!
Looking to become a wicked smart real estate investor? Look no further than the latest episode of the Purpose-Driven Wealth podcast, where Mo Bina sits down with real estate expert and bestselling author Chris Prefontaine. Chris is the CEO of Smart Real Estate Coach and has been in the real estate space since 1991. In this episode, he shares his journey and expertise on creative financing and buying properties on lease purchase or owner financing. Chris emphasizes the importance of managing expectations and fixing the need for a deal before entering the Wicked Smart Community. Here's what you will expect in this episode… Chris Prefontaine's Real Estate Journey and Strategies The Benefits of Joining the Wicked Smart Community for Real Estate Investing Understanding the Volatility of the Real Estate Market and How to Pivot Creative Financing: A Key Strategy for Real Estate Investors Hard Work and Perseverance: Essential Elements for Success in Real Estate Investing And so much more! About Chris Prefontaine: Chris Prefontaine is a successful real estate expert, author, and CEO of Smart Real Estate Coach. With over 31 years of experience in the industry, Chris has built a successful career in constructing new homes, owning a Realty Executive Franchise, running his own investments, and coaching clients throughout North America. After the 2008 market crash, he reengineered his business to weather all economic cycles and now helps students navigate the constantly changing real estate industry. Through his own creative financing business and coaching, Chris and his team help students across North America achieve financial freedom by doing real estate deals. Connect on Chris Prefontaine: http://wickedsmartbooks.com/purpose/ https://wickedsmartacademy.com/mastersclass https://smartrealestatecoach.com/family/#chris-pre LinkedIn: https://www.linkedin.com/in/chrisprefontaine/ Connect with Mo Bina on… Website: https://www.high-risecapital.com/ Medium: https://mobina.medium.com/ YouTube: https://www.youtube.com/channel/UC5ISsEKBHlkX7lk9b68SKLA/featured Instagram: https://www.instagram.com/highrisecapital/ For more information on passive investing in commercial real estate, please check out our free eBook — More Doors, More Profits — by clicking here: https://www.high-risecapital.com/resources-index
Kevin Fees is a real estate agent for the Wentworth group and is one of our closest friends. We discuss the current state of the real estate market, what he has learned over his first year in the market, and some failures he has had along the way.In addition, Kevin talks about a new project he started with a condo on top of his dual plexus he has been house hacking this past year.It's always a pleasure to have Kev on, and we appreciate his insight and personality on the show. All Love, Check Out our Youtube Page- https://www.youtube.com/channel/UCoqz3s_B_VYHuQtuVIDxpiQ Tik Tok - https://www.tiktok.com/@therealoshow?is_from_webapp=1&sender_device=pcTweet @zacharyowings2 with what you thought about the podcast or what you want us to discuss in future shows. Music by Leno Tk- Greatness (Streaming All Platforms)
Today, Dave Knight highlights how he exited his local market in Canada and took a total pivot to invest in Airbnb and short-term rentals within the US real estate market. Get ready to discover how he found exciting cash-flowing investment opportunities, plus his invaluable tips for you to equip and maximize!Key takeaways to listen forWhat makes the US real estate market advantageous for investorsLearned lessons from the real estate market volatility in the pastStrategies to start as a real estate investor with less capitalA reason to invest in a regulated market and ways to do itHow can you support a joint venture as an active partnerResources mentioned in this episodeAirbnbThe 7 Habits of Highly Effective People by Stephen R. Covey | Kindle, Paperback, and HardcoverPriceLabsAirDNA™ MashvisorPink Wall DesignsSam ZellWarren BuffettMark your calendars for May 16, 2023, at 4 PM MDT because TD Bank's Investing & Trading Webinars for Everyone is bringing you an exhilarating opportunity! Join Cody as he shares his personal approach to trading options . Register now through this link: https://www.td.com/ca/en/investing/direct-investing/webinars Gain clarity on real estate investing basics and take the first step towards success with First Responders Wealth Network's Real Estate Bootcamp. Sign up now using the promo code "YEH" to get a thrilling 50% discount. Register now through the link: https://www.911wealthsystem.com/darren-11623342835691 About Dave KnightDave is a full-time police officer with a decade of experience who founded the First Responders Wealth Network. He's used active and passive investing strategies to succeed in various types of property investment. Dave's mission is to help first responders build wealth, take control of their time and financial future, and create additional income. He provides clarity and guidance for active and passive investment through his podcast and online training boot camp program.Connect with DaveWebsite: 911 Wealth NetworkPodcast: The First Responders Wealth NetworkInstagram: @daveknighterTo sign up for our monthly newsletter, visit our website at www.hiefire.com and connect with us through the social media accounts below!Facebook Page: High Income Earners FIREFacebook Group: High Income Earners F.I.R.E.
After the recent issues at regional banks, concerns about commercial real estate have grown. Is this market “the next shoe to drop”? The headwinds have been well-publicized, but challenges create opportunities. Invesco Real Estate's Bert Crouch joined the podcast to discuss the shorter-term and longer-term opportunities he sees in the market. (Invesco Distributors, Inc.)From: Invesco. Hosts: Brian Levitt and Jodi Phillips. Guest: Bert Crouch. Recorded April 18, 2023.
“My bias would be we're headed into a recession and that's likely to be an earnings contraction in corporate America and that is going to happen in commercial real estate as well.” - Ted Greene Today I am interviewing Ted Greene. He is the Investor Relations Manager at Spartan Investment Group who focuses on acquiring commercial real estate assets. Ted transitioned from equities to real estate after working in the field as a Fiduciary and Investment Advisor. I spoke with Ted at the Best Ever Conference and knew right then that I wanted him to join me on the podcast. I have in the past interviewed Scott Lewis, the CEO & Founder of Spartan a well as the President CIO & Co Founder Ryan Gibson who presented at FIBI Pasadena. Ted Greene: Started in the financial industry right out of college with Merrill & Lynch and after 24 years in the industry he ended that part of his career as a portfolio manager chief compliance officer. TOPICS COVERED IN THE EPISODE What is an equity investment Follow the economy How do large banks become at risk The story of Robert Citron The yield curve is inverted, what does this mean What happened with Silicon Valley Bank How low tenancy is affecting businesses and banking When do the Fed rate increases take full effect What is the treasury doing Recession trends Why the US government is lowering credit quality Understand the risk The mature investor vs the young investor and what they focus on The real question is how badly can I get hurt What is a PE ratio and how does it apply to earnings Is there a contraction in commercial real estate Are they trying to control hyperinflation What happened between 1977 and 1982 Equities vs real estate, which is the better investment vehicle What are the asset types that benefit from turmoil Internal rate of return and equity multiple, look this up The chain of payouts, who gets paid first What are the counter cyclical investments that perform well Why are bonds not a safe haven The Conference Board Listen now and find out how Ted found his Real Estate Breakthrough! The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here. Find out more about Ted here: Website Spartan-Investors.com LinkedIn Ted Greene Email Ted@spartan-investors.com
Episode 2715: The Failure Of The Real Estate Market; Polls Continue To Fall In Favor Of Trump
In this episode of The Very Real Estate Podcast, Axel welcomes back Terrie Schauer, a podcaster, real estate investor, property manager, coach, and author of "Mindful Landlord." Together, they delve into the potential 30% rent increase in the Montreal region over the next two years and how it affects the real estate market. Terrie and Axel discuss how the increase impacts investors, the benefits of having investors in today's economic environment, tips for new investors, the potential rise of both new and existing real estate investors in Quebec, and the importance of making a sound purchase decision while taking risks into account. Listen in to learn about the supply pressure on rental housing due to immigration, the potential impact of the 30% rent increase on the real estate market, the advantage of having investors in the current economic climate, and more valuable insights from two experienced real estate professionals. SUPPORT US ON PATREON! patreon.com/realestateeffect and become a part of our real estate family! You'll get access to exclusive content, monthly virtual meetings [Ask me anything!], special events and more! And please subscribe to the show, share it with a friend and send us feedback. Visit www.realestateeffect.ca and follow me on IG @monsaxe Connect withTerrie Schauer: Linkedin - https://ca.linkedin.com/in/terrieschauer Instagram - https://www.instagram.com/terrieschauer/?hl=en Facebook - https://www.facebook.com/TerrieSchauerInc/ Twitter - https://twitter.com/terrieschauer?lang=en Web - https://terrieschauer.com/about/ Connect with Axel Monsaingeon: Linkedin Real Estate Effect Web Facebook Instagram Youtube
Want to master your real estate market fast? Listen to today's podcast with Geoff Zahler and learn how to become a well-rounded Realtor in record time. Geoff also shares a stat that every real estate agent should know, what clients really care about, and how to make sales without selling. Don't miss it!
What's it like being a technology company in the world of real estate and MLS? And why does it seem like there needs to be some "separation of church and state." in real estate? Join Rob and Greg in this episode of Industry Relations as they chat with Stuart White, CEO at Realtracs. They delve into the tech side of real estate and why Realtracs is paving the way in treating MLS members. To see how Stuart and his team are leading real estate tech visit them at Realtracs. Listen to the podcast on Apple https://podcasts.apple.com/us/podcast/industry-relations/id1204450450 Listen to the podcast on Stitcher https://www.stitcher.com/show/industry-relations Connect with Rob and Greg: Rob's Website https://notoriousrob.com/ Greg's Website https://www.vendoralley.com/ This podcast is produced by Two Brothers Creative 2023.
In this clip, Ahmed Seirafi talks about analyzing and understanding real estate markets to identify profitable opportunities and maximize financial gain. Link To Full Episode Here: The Mogul Marathon Commercial Real Estate Podcast: EP #3: The Keys To Building Over $100M+ In Real Estate Development The Right Way With Ahmed Serafi
Greetings from the Galapagos island where the birds are chirping and the sea lions are... off limits to human touch! Find out why. Today Jason shares the Chart: How does your state rank on individual income taxes? The numbers may surprise you! But not surprising is the Wall Street Journal admitting that a housing crash is not imminent; at least not yet. And based on the housing sales last March, it truly doesn't seem likely! The real estate market is always a hot topic for investors, but with recent fluctuations and uncertainty, many are wondering if a crash is imminent. In this video, we dive into the current state of the market and provide valuable insights and tips for anyone considering investing in real estate. From analyzing housing market trends to understanding the impact of inflation and interest rates, we cover everything you need to know to make informed investment decisions. Don't miss this crucial information before making your next move in the real estate market. Key Takeaways: Jason's editorial 1:22 Follow me on Instagram "JasonHartman1" 2:55 Chart: How does your state rank on individual income taxes? 5:15 WSJ: Housing crash is not happening- at least not yet 7:29 A +9.6% increase in Single family homes sales in March 7:41 Old and new proformas of some of our properties and special financing opportunities 10:56 A little video of the Galapagos Island I'm on Jason's interview with Jasper Ribbers 11:33 Sales volume and sales price 13:48 Inflation rate versus the cost of money, living in a managed economy 19:52 Why I love inflation: Inflation Induced Debt Destruction 23:34 Is it still a good idea to invest in income property 26:22 Different ways to slice the market, a multi-dimensional asset class 31:52 The most important chart in real estate 38:38 Mortgages that are in some degree of foreclosure 41:01 Altos research: total inventory homes for sale- US Single family 45:26 Build to rent Mentioned: Debt: the First 5,000 years by David Graber Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Topics and Questions You'll Uncover During this Episode:Which outdoor kitchen trends are driving luxury home sales in 2023?What outdoor features do luxury buyers want the most?What does selling a lifestyle really mean?Is it possible to maximize outdoor space in an urban area?Resources Mentioned within Episode:The Institute for Luxury Home Marketing
Inventory's up for a second week in a row and some push back in Washington on the LLPA. ➡️ We've got two amazing pieces of news coming out of the housing market this week after what seemed like a nonstop roller coaster of up and down overanalyzing data and market reaction. We've seen almost 17,000 new listings come to the market in total nationally and more importantly locally in the Greater Philadelphia area, we saw just over 800 new homes come to the market over the past seven days, ending on Friday of last week.
If you think inventory is just “low” you would be just slightly accurate. It is historically low and it is an inventory crisis that we have on our hands. How do I know? Listen to what is going on in New York and you will understand why. --- Support this podcast: https://podcasters.spotify.com/pod/show/mark-salib4/support
This week, Chris and Jeff talk to Glen Bralley of the American Financial Network. Glen speaks with us about the recent banks that have collapsed, how it has effected the real estate market, and what we should expect going forward with more banks potentially having the same fate.RESOURCES:
Long time investor and Warren Buffet partner Charlie Munger predicts serious trouble for parts of the commercial real estate industry. --- Support this podcast: https://podcasters.spotify.com/pod/show/mark-salib4/support
In this week's episode, Mayu and Austin talk about their own investments and how they have performed in the volatile real estate market of 2022/2023. In addition the lending market, the psychology of home buyers, the current FOMO, investing strategies that others are doing and how to go about deal hunting in today's market - were all discussed this week. They are also inviting their listeners to join their Networking event in May 2023. Follow Mayu on Instagram at: https://www.instagram.com/mayu.thava/ Follow Austin on Instagram at: https://www.instagram.com/austinyeh6/ Follow the RISE Network Facebook at: https://www.facebook.com/groups/risenetworkevent Follow the RISE Network Instagram at: https://www.instagram.com/risenetworkevent/ RISE Real Estate Wholesaling 101 Course: https://rise-network-course.teachable.com/p/real-estate-wholesaling-masterclass-101 RISE Network Real Estate Investing Essentials Bundle: https://rise-network-course.teachable.com/p/rise-network-real-estate-investing-essentials If you or anyone you know is looking to sell their house, visit: www.fastontariohomebuyer.ca
Kaiya Dowtin is an experienced industry expert and an award-winning multi-million-dollar producer. Before venturing into real estate, Kaiya worked as a healthcare executive for more than 20 years. This background equipped her with a vast wealth of experience in business operations and strategy and allowed her to refine her negotiation and people-relations skills. Connect with Kaiya Facebook - https://www.facebook.com/kaiya.dowtin/ LinkedIn - https://www.linkedin.com/in/kaiya-dowtin17 Website - https://dowtinrealtyco.com/ Instagram - https://www.instagram.com/kaiyadowtin_therealtor/ Connect with David UPCOMING EVENTMay 2-3 | Marketing Execution Workshop - davids10xevents.com Free Webinar - https://event.webinarjam.com/register/4/klx1gsv Real Estate University - www.realestateuniversity.club Real Estate University 7-Day Trial - https://try.realestateu.club Health Mastery - www.healthmastery.club Website- http://davidihill.com Facebook- https://www.facebook.com/davidihill/ YouTube- https://www.youtube.com/davidhillcoach LinkedIn- https://www.linkedin.com/in/davidihill Book: https://www.amazon.com/Sales-Playbook-Simple-Strategies-Close/dp/1628652861 Free 30-minute Coaching Call: https:///schedule.pathtomastery.net David's Monthly Article – http://www.davidihill.com/5mistakes/ FREE GIFT - https://callreluctance.pathtomastery.net FACEBOOK COMMUNITY Please follow and join my Group- https://www.facebook.com/groups/ptmastery/ OUR LEAD PROVIDER SPONSORS VULCAN7 https://www.vulcan7.com/pathtomastery
Check Out More Free Resources, Free Training, Coaching & More Below
*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU
*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU
In this episode of Rethink Real Estate, host Ben Brady sits down with one of the top Real Estate Brokers and Team Leaders in New York City, David Rosen, as they delve into the unique and complex real estate market of the Big Apple. With over 1,000 transactions completed and $1 Billion worth of properties sold, David is an expert in navigating the intricacies of one of the toughest real estate markets in the world. David shares his insights on building a successful real estate team in New York, how to navigate the unique challenges of the city's real estate market, and the strategies he uses to provide exceptional service to his clients. Tune in as David shares his insights on navigating the complex and challenging real estate market in New York City, one of the toughest and most unique in the world. Learn how he has been able to accomplish great things and thrive in this hyper-competitive environment. Whether you're a real estate agent in New York or any other market, you won't want to miss this episode filled with practical takeaways and advice on how to succeed in one of the toughest markets in the world. Connect with David Rosen and The Rosen Team: ↪️ https://www.youtube.com/ @theDavidRosen ↪️ https://www.thedavidrosen.com ↪️ https://www.facebook.com/davidrosenteam/ Connect with Ben Brady: ↪️ https://www.instagram.com/_benbrady ↪️ https://www.linkedin.com/in/ben-brady-0b223517/ ↪️ https://www.facebook.com/Benbradyharcourts Connect with Harcourts Auctions: ↪️ https://www.harcourtsauctions.com ↪️ https://www.instagram.com/harcourtsauctions/ ↪️ https://www.facebook.com/HarcourtsAuctions ⚡️ Non Distressed Real Estate Auction Platform with a 90.3% successful sale rate helping agents and homeowners ensure they get the most money out of every marketplace: https://www.harcourtsauctions.com ⚡️FREE BUSINESS PLANNING TOOL: Download free 2023 real estate business planning tool here: https://info.harcourtsauctions.com/2023-real-estate-business-planning-tool ⚡️FREE AI ASSISTANT: Artificial Intelligence assistant designed with ChatGPT specifically to help real estate agents write property descriptions, social posts, and so much more: https://www.instantreassistant.com Subscribe to Rethink Real Estate & Harcourts Auctions Here: https://www.youtube.com/@harcourtsauctions LIKE, FOLLOW, and SHARE to help us continue to provide wonderful real estate insights and tips to our amazing community. New episodes of Rethink Real Estate Podcast are live every Monday and Friday with special bonus episodes on select Wednesdays. Thank you so much for listening and being apart of this amazing real estate industry!
Today's Flash Back Friday Episode is from Episode #279, which originally aired on June 24, 2020. Adam is the founder of Gower Crowd, published author, and host of The Real Estate Crowdfunding Show. He has more than 30 years of real estate development and finance experience and has held senior management positions at some of the largest public and private companies and institutions in the world. Additionally, Adam is a highly sought-after expert in crowdfunding investment and finance, providing advisory services to sponsors raising capital and access to exclusive opportunities to a private syndicate of investors. He is founder of the National Real Estate Forum where he hosts the only internationally syndicated podcast series focused on the crowdfund real estate industry. Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team. Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com. Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast. Learn more about Kevin's investment company and opportunities for Lifetime Cashflow at sunrisecapitalinvestors.com.
In this episode, hosts Bill Condon and Matt McGregor look at what has happened to Frederickson over the years, including its “connection” to Sumner, what has brought giants like Amazon, IKEA, and Best Buy to the area, the #1 issue tenants have today, and what the future of Frederickson may hold. Matt explains that Frederickson became what Sumner was with the difference that, while Sumner took 20 years to absorb, Frederickson is going to take about 7. Frederickson wasn't even a market… but then the Best Buy deal happened, and it was followed by a ton of corporate tenants – which now make the area a phenomenal market. Labor may not necessarily be the first thing that comes to mind, but it's the biggest issue tenants face today. Bill goes over the key reasons that have led corporations to get a location in Frederickson, making it what it is today. All the developers wanted to be down the I-5 corridor but being in Frederickson developers and corporate tenants have a labor situation that isn't as sticky as that of other areas closeby. Bill touches upon what may be in store for Frederickson in years to come. Mentioned in this episode: IndustrialAdvisors.com Davis Property & Investments - davispropertiesllc.com Panattoni.com BestBuy.com FloorAndDecor.com Amazon.com IKEA.com
✅Get your tickets for Rebel Capitalist Live!! Speakers include Peter Schiff, Mike Maloney, Lyn Alden and many more. https://rebelcapitalistlive.com ✅Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com
Need more help? Visit www.chriscostantini.com Send me an email for consulting info: chris@adelfiainsurance.com Follow me on Instagram for more behind the scenes! @christheinsuranceguy @adelfiainsurance
Get ready for a deep dive into the world of real estate and data analytics with our latest episode of the Online Hustlers Podcast! In this episode, Juan Sokoloff, Vice President of Data Analytics and Pricing at a cutting-edge real estate company in Colombia, joins Esteban. With a background in economics and urban planning, Juan has been working hard to create a more transparent and efficient real estate market in Latin America. Tune in as he shares his company's innovative strategies for addressing the pricing issue, building trust with customers, and navigating the complex home-buying process in the region. And here's what to look forward to in today's episode: Juan's background and experience in economics and urban planning. The company's efforts to create a more transparent real estate market in Colombia using data. Strategies for addressing pricing issues and developing monetizing products. Challenges and opportunities in the Latin American real estate market, including difficulties in converting property into cash and building trust. Juan's thoughts on prop tech companies in Spanish-speaking countries And much more! About Juan Sokoloff: Juan is an economist and the Vice-President of Data Analytics and Pricing at Habi.co. He is passionate about using data to transform and improve cities, and he has a master's degree in applied data science from NYU. Juan's company aims to become the multiple listing service (MLS) of Colombia by providing accurate pricing information and developing monetizing products. The company's initial business model was as an iBuyer, which required them to develop five strategies to gather data, including deploying people on the streets, developing scrapers, and building alliances with institutions that had siloed data. You can find Juan Sokoloffon... Website: https://linktr.ee/habi.co LinkedIn: https://www.linkedin.com/in/juan-sokoloff-548a7210b/? Facebook: https://www.facebook.com/juan.sokoloff Instagram: https://www.instagram.com/habi.co_/ Connect with Esteban Andrade! Website: https://www.heselmedia.com/ Connect with me: https://estebanandrade.com/ LinkedIn: https://www.linkedin.com/in/estenick/ Instagram: https://www.instagram.com/estenick --- Send in a voice message: https://podcasters.spotify.com/pod/show/estebanandrade/message
Dominique Moerenhout, the CEO of EPRA, the association that represents the European public real estate sector, joins the editor of Institutional Real Estate Europe, Marek Handzel, to discuss whether the European listed property market is on the road to recovery and how it could develop over the medium- to long-term.
*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU
Spring is often considered the best time to sell a home. With the holidays over and the weather warming up, homebuyers have more motivation to be out looking at homes. When selling a home, there are 3 things every seller wants: to sell it for the most money they can, to do it in a certain amount of time, and to do all of that with the fewest hassles. This season may be the best time to accomplish all three! If you're wondering whether now is really an ideal time to list your home and you want to accomplish these goals, be sure to tune into this weeks episode and connect with one of the ladies of Real Talk Atlanta to understand the steps you need to take to successfully sell your home this spring. ________This episode is brought to you by BetterHelp Therapy. BetterHelp has connected over 3 million people with licensed therapists. It's convenient and accessible anywhere — 100% online. Learn more and save 10% off your first month at BetterHelp.com/REALTALKATL_______F O L L O W O U R S O C I A L S !◦ Instagram: https://www.instagram.com/realtalkatl...◦ SUBMIT QUESTIONS : realtalkatlpod@gmail.com◦ Ashley: https://www.instagram.com/ashley__larae/◦ River: https://www.instagram.com/rivertherea...◦ Tiesha: https://www.instagram.com/thereal_tie...◦ Neika: https://www.instagram.com/neikaw.real...Produced by Adode Media; a full-service podcast production agency.Produced by Adode Media; a full-service podcast production agency.
Do you fear the current state of the housing market? In this episode, Rob and Greg dive into the current market conditions and why it's important to approach the situation with a balanced perspective. While optimism is certainly warranted, it's crucial to acknowledge the reality of the situation and understand potential pitfalls that may arise. Tune in to this episode where Rob and Greg talk about why we need to temper optimism with reality. Listen to the Industry Relations Podcast across all podcast platforms! Listen to the podcast on Apple Listen to the podcast on Stitcher Connect with Rob and Greg: Rob's Website Greg's Website Our Sponsors: Cloud MLX Notorious VIP This podcast is produced by Two Brothers Creative 2023
How is the housing market really doing in the US? Dr Skylar Olsen, chief economist at Zillow, joins Liz to speak about recent data that looks at key factors like housing prices, demand, and why some primary homeowners are holding onto their homes. She also chats about whether inflation will go down soon (and affect housing prices) and whether home buying interest has actually softened. For more, read Liz's weekly column every Thursday on SoFi's blog at https://www.sofi.com/blog/category/investment-strategy/ or follow her on Twitter @LizYoungStrat
On today's episode, Editor in Chief Sarah Wheeler talks with John Rogers, head of research and development at CoreLogic, and Christina Pappas, vice president of the Keyes Company, to talk about how climate risk is playing out in one of the hottest real estate markets in the country: Miami.Related to this episode:Connect with John on LinkedInConnect with Christina on LinkedInCoreLogicWhy it's time for the housing industry to get serious about climate riskHousingWire's YouTube ChannelEnjoy the episode!Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 2023's Gathering of Eagles is at Omni Barton Creek Resort in the rolling hill country of Austin, Texas from June 18-21. Click here to learn more and register your spot!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.
✅Get your tickets for Rebel Capitalist Live!! Speakers include Peter Schiff, Mike Maloney, Lyn Alden and many more. https://rebelcapitalistlive.com ✅Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com
BlackMarriedDebtFree.com
BlackMarriedDebtFree.com
Right now, almost no one can argue that we are in a volatile real estate market. You've heard all the buzzwords: inflation, interest rates, a lack of inventory, a dozen offers on the one listing in town… Times are rough, my friends. But as someone who has been in this business through the extremely brutal real estate market of 2006-2008 and led agents to continue to scale through it, I know that there are four golden rules for these times. On this episode of the podcast, I'm joined by one of the greatest agents in the game, Tom Toole, to talk about the Four Rules of Winning in a Volatile Real Estate Market. Even if the market continues to turn downwards, the agents who live by these rules are the ones that will continue to shoot upward. Make sure to watch or listen, now.
Keith Weinhold answers listener questions about real estate investing. He advises listeners on how many properties they need to own to become a millionaire, how to invest $40,000 to reach a $100,000 down payment for a rental property, and how to find the best future real estate markets. Keith emphasizes the importance of positive cash flow, avoiding over-leveraging, and owning properties in multiple job growth markets and states. He also discusses the potential for hyperinflation and the benefits of owning real assets to combat inflation. Keith encourages listeners to leave a rating and review for the podcast and consult with professionals for individualized advice. **Taylor's question [00:01:07]** How many properties must I own to become a millionaire? Keith explains that it depends on the profitability of the properties, how much they go up in value, and how much rent is charged. **Mitrel's question [00:05:04]** Should I invest my $40,000 in the stock market to reach my $100,000 down payment goal for a rental property? Keith advises on risk tolerance and suggests alternative options such as I bonds. **Kevin's question [00:09:08]** What are the forward-looking indicators to find the best future real estate markets? Keith talks about the prospect of hyperinflation and provides insights on finding the best real estate markets. **Forward Looking Indicators for Real Estate Markets [00:09:16]** Keith answers Kevin's question about selecting MSAs with forward-looking indicators, including population growth, employment, and upcoming government infrastructure projects. **Sponsor Ads [00:15:45]** Keith thanks Ridge Lending Group, JWB Real Estate Capital, and Mid-South Home Buyers for sponsoring the show. **House Hacking in Southern California [00:18:03]** Keith advises Connor on whether to invest in an out-of-state rental or house hack in Southern California, considering high real estate prices, tax rates, and tenant protection laws. **Real Estate Financing Options [00:19:03]** Keith discusses financing options for single-family homes and fourplexes, including FHA and VA loans, and the advantages and disadvantages of house hacking in Southern California versus investing out-of-state. **Hyperinflation and the US Economy [00:21:40]** Keith addresses a listener's question about the possibility of hyperinflation in the US economy, defining hyperinflation and discussing the factors that contribute to it, including a nation's debt and foreign demand for its currency. **Leverage in Real Estate Investing [00:25:00]** Keith answers a listener's question about being over-leveraged in real estate investing, explaining the risks of taking on too much debt and emphasizing the importance of buying properties that are cash flow positive. **Real Estate Investing Strategies [00:28:00]** Keith explains how to avoid over-leveraging and how to project positive cash flow from day one. **Benefits of High Leverage [00:29:09]** Keith explains how high leverage can help you build wealth faster and why it's best to finance your properties. **Encouragement to Leave a Podcast Review [00:30:07]** Keith encourages listeners to leave a podcast review and explains how it helps the show reach more people. **Disclaimer [00:31:32]** A disclaimer is given that nothing on the show should be considered specific personal or professional advice. Resources mentioned: Show Notes: www.GetRichEducation.com/445 I-Bonds: https://www.treasurydirect.gov/savings-bonds/i-bonds/ Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free—text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Welcome to GRE! I'm your host, Keith Weinhold. I answer your listener questions today. A 12-year-old listener asks, how many properties must I own to become a millionaire? Another asks, “Should my first property be a house hack or an out-of-state rental”? One question is about the imminent prospect of HYPERinflation. Also, “What are FORWARD-looking indicators to find the best future RE markets?” Those questions and more questions all answered, today, on Get Rich Education! ___________ Hey, welcome in to GRE. I'm your host and Founder, in fact, of this very show… and all Get Rich Education platforms, a 20-year REI and Active Member of the Forbes Real Estate Council. My name is Keith Weinhold. Ya probably know that by now. This is Episode 445 of Get Rich Education. When I do these listener question episodes, I generally begin with some of the more basic questions. Today's first question comes from Taylor in Wooster, Ohio. Taylor is age 12 and he simply asks: How many properties must I own to become a millionaire? Well, thanks for that, Taylor. I don't often get questions from a 12-year-old. I love that you're listening and the fact that you ARE greatly increases the chances of you building wealth when you're an adult, yet young enough to enjoy it. Like a lot of questions in real estate, the answer to how many properties you must own to become a millionaire “depends”. It depends on how profitable your properties are - how much they go up in value and how much you're getting from the rents that you charge the tenants, how long you do a good job of keeping them as tenants, as well as how capable you are of controlling your property's expenses. So, you could own as little as just ONE property and be a millionaire, Taylor. Owning MORE properties is better than owning fewer properties. That way, if you have one that isn't profitable, you'll have profits from your others. And you can own more properties when you can use part of your OWN money & part the bank's money… in owning the property. Now, Taylor, if you have one million dollars, say, you had a million bucks in stacks stuffed in your closet, you need to understand that that is not enough. You're 12 years old now. You might live another 80 years. Then you'd need that million to last you 80 years. Even a 50-year-old with a million dollar stack of dollars bills in their closet would not have enough money to live on for the rest of their life. You might need closer to 10 million dollars. That's called a decamillionaire. So think about setting your net worth target higher. Think, “How can I be a decamillionaire?” But actually, you don't just want to think about the height of your stack of dollar bills reaching any certain number of millions ONLY. It matters. But what matters more is how fast your stacks are GROWING. That's called cash flow. If your stacks are growing at a rate every year that exceeds all of your expenses, you are financially-free. That's why it beats being debt-free. Another thing, Taylor, I know that your hometown of Wooster, Ohio is between Columbus and Akron so - though I'm not familiar with Wooster - but I do know its the county seat of Wayne County - …you do tend to have markets nearby that can create CF really well - that's that ability to GROW your cash stacks, hopefully to a height of 10 million someday. Thanks for your question, Taylor. You know, it warms my heart to know that kids listen to the show. I remember shortly after launching the show in 2014 that a Dad & son from New Jersey wrote in and told us that they look forward to listening to the show together every week. I like to do that family-friendly show, from Day 1. A clean lyrics show since inception. I like to keep it classy. I like to make that show that would make my late Grandma Weinhold proud - though I don't think she ever knew how to listen to this show. That's part of my brand… and it warms my heart to see children in the audience. ______________ The next question comes from Mitrel. I don't know where Mitrel is from, because some questions come in on our YouTube Channel, but he says… I have a good job and $40,000 in savings, expect an upcoming BOOM in real estate and need $100,000 for a down payment. Does it make sense to gamble my $40K in the high risk stock market to get up to the $100K sooner and capitalize on the RE purchase? If I lose the $40K, I'll recover it in time with my job anyway over time. If I win & get it to $100K, I'll have my income property and be off to the races with leverage and Real Estate Pays 5 Ways. If I simply tried to preserve the $40K in a savings account, I'd lose to inflation anyway. That's his question. Alright, Mitrel. You've got $40K, want to get to $100K for your down payment on some rental property. Now, we have properties at GRE Marketplace where $30 or $35K is enough to get started… but with your $100K down payment goal, I sense that you might have a specific purchase in mind. Of course, it's about getting a 20-25% down payment + 4% CCs - as a percent of your purchase price - and you'll want to hold some reserves. Well, to get your cash stash from $40K up to $100K, it has to do with your risk tolerance. It sounds like you're open to risk with putting it in the stock market short-term to try to reach your goal faster. So, yeah. You would probably want to do that OUTSIDE of a retirement account since they generally have early withdrawal penalties. In a savings account, yes, you're aware that with true inflation, that would just debase your savings' purchasing power. If you're open to risk, I guess one could get in & out of crypto at just the right time - if you do that, I'd choose bitcoin. But you know, whether you go with risky stocks or risky bitcoin, the problem with that is that you have to get your timing right twice. Ideally, whether it's a Russell 2000 Index Fund or Apple Stock or Ethereum, you want to buy close to a near-term low and then sell close to a near-term high. That is more difficult to do than it sounds, and it's just one reason that stock, ETF, and mutual fund investors don't build wealth. One other thing I'll mention as you're trying to patch together your first RE down payment is I-bonds. They currently pay a guaranteed 7%. The way they work is that the interest rate they pay you is the CPI Inflation rate plus a fixed rate on top of that. You can get I-bonds at TreasuryDirect.gov But there is a $10,000 annual limit that you can put into I-bonds. Another disadvantage is that I bonds can't be purchased and held in a traditional or Roth IRA, Mitrel. The I- bonds have to be held in a taxable account. But that might work for you in this case, Mitrel, since it's a shorter-term hold, hopefully it's shorter-term anyway, until you've built up your $100K cash to get your RE and get off to the races, hopefully getting paid 5 ways. Another disadvantage of I bonds is there is an interest penalty if they're redeemed for cash in the first five years. They knock off 3 months of your earned interest. I hope that you found at last one insight on those options that helps you out, Mitrel. ________________ The next question comes from Kevin. He asked this one quite a while ago. [Listener question played] 3) What are the forward-looking indicators to select MSAs? He typically looks at population growth and employment. That is a rather astute question, Kevin. Yes, you're looking at some of the right measures for the tide that floats a RE market up. First, we want to think about landlord-friendly states. Yes, the MW & South has a preponderance of them. But there are some outliers. You'll also find pretty favorable eviction processes for LLs in PA, TX and AZ. When it comes to forward-looking RE indicators and their sources, first, let me give you two resources that most everyone knows about, then we'll drill deeper. The NAR publishes forecasts for home sales, prices, and other market trends. Their reports give you future RE market insight at both the national and local level. Zillow offers forecasts too on the housing market, including home values, rents, and other market indicators. Now, one indicator and one place that a lot of people don't know where to look, Kevin, is your ability to discover upcoming government infrastructure programs. Think about learning where the next new highway intersection or highway interchange will be built. Or perhaps it's a new seaport expansion project or a new bridge that is going to be built in 5 years. There are a lot of places where you can find out that information ahead of time, and unlike stock investing, it's completely legal - totally alright - to learn about this ahead of time. Get a heads up on where the next bridge is going to be built and how that can make nearby property values rise - that's not considered illegal insider information. You can check the websites of government agencies responsible for upcoming infrastructure development in your target state or region. That area's, say, Department Of Transportation makes this public so that contractors can engage in the bidding process for major infrastructure projects. These are known as government PROCUREMENT websites. For example, in Illinois, that's under an Illinois.gov website. Those sources can be kinda wonky & dry, but putting in the work over there can help you see the future. Now, major news outlets, and just regular, old school, legacy media television channels like good ol' WPHL in Philadelphia or KMSP Minneapolis or anywhere, they often report on upcoming projects and government initiatives, like an airport expansion. Now, if you happen to LIVE in an investor-advantaged area, Kevin, well and you do, Dayton, Ohio. Joining an “in real life” industry association that focuses on infrastructure development can really give you direction & foresight and you'll grow your network too. That'll give you access to upcoming projects - as will attending public meetings like town hall meetings. And then finally, the US Census Bureau and other sources make all kinds of population projections. That helps you see the future. And hey, you might as well use the Census' resources since your tax dollars are paying for it. And those industry associations and public meetings often use & apply those population projections to upcoming major projects. So, there's more, but that's a good bit there. I hope that helps you, Kevin. Today, I am bringing you the show from Anchorage, Alaska. Next week, it'll be from Las Vegas, Nevada. And in two weeks, I'll be bringing you the show from Phoenix, Arizona. So, Anchorage, Las Vegas, and Phoenix. That is the largest city in the 49th, 36th, and 48th states admitted to the union respectively. Only a remorseless geography nerd like me would break it down that way, wouldn't I? Yes, we'll be constructing makeshift, mobile GRE recording studios coming up. If you've got a question that you'd like me to answer, go to GetRichEducation.com/Contact. That's where you can either write a message, or leave a voice message listener question - like Kevin did. I answer more of your listener questions next. I'm KW. You're listening to Episode 445 of Get Rich Education. ____________ Welcome back to Get Rich Education. I'm your host, Keith Weinhold, grateful to have you here. Before we return to your listener questions… thanks to this week's sponsors. They support us so, please, consider supporting them. That is Ridge Lending Group. Consider YOUR next mortgage loan for income property there and see the difference that a lender that works specifically with investors like you… can make. They serve almost all 50 states. That's President Caeli Ridge & all the good-looking people over there at RidgeLendingGroup.com Then there's JWB Real Estate Capital. Income property specialists that provide you with the actual investor-advantaged real estate that you can buy in bustling, fast-growing Jacksonville. That's all-around good guy Gregg Cohen & the team at JWB. They always have good hair days over there. They really make it easy for you. Find your next cash flow property at JWBRealEstate.com/GRE Finally, there's Mid South Home Buyers, providing you some of the best rent ratios in the entire South in Memphis and Little Rock. They've got the service that you've been raving about for years now. That's Terry Kerr, Liz Brody and all the fine peeps over there at MidSouth that shake your hand, look you in the eye, have a symmetrical smile, and even regularly recite your first name mid-sentence for ya. (Ha!) Get started at MidSouthHomeBuyers.com I have been inside the physical offices of all 3 of those sponsors that I just mentioned. If your company is interested in advertising on GRE, let us know. We'd like to check you out first. Just like listener questions, you can also indicate that on the same page. Let us know at GetRichEducation.com/Contact You'll see the “Advertising Inquiry” area there. Conner asked me a question. “Keith, absolutely love your videos. I live in expensive Southern California (Orange County). Would you recommend my first property be a primary that I house hack or invest in an out-of-state rental?” Thanks, Connor. OK, Connor. Well, there's a lot to consider. Let's look at the Socal househack. As you're surely already aware, real estate prices and tax rates are both very high in California. California also has a Tenant Protection Act enacted in 2019 that puts strict eviction laws into place. You might have rent control there too. Now, as a SoCal househacker, that could, of course, take the form of buying one big SFH where you live in one of the rooms and rent out the other rooms. The younger you are, the more likely it is that you're tolerant of living with roommates. If you want to stay alone or with your spouse or whatever & want privacy, then you'll househack a duplex, triplex, or fourplex. Any one of those, SFH up to 4-plex, you can use an FHA loan on and pay just 3.5% down, or VA loan if you have VA benefits and pay 0% down. With either of those low down payment programs, you must live ON-SITE, usually for at least a year. FHA recently approved 40-year mortgage loans and they will roll out next month. Yes! In Orange County, CA, with really high prices, it might take a fixer-upper type home to make it affordable. If you aren't handy, that's a disadvantage on the house hack. Socal is simply one of the most DISadvantaged places in the nation for long-term rental property, though there are still ways to make it work. Then, if you go out of state, you can make it really passive. It won't be a more active business like it would there for ya in Orange County. Now, the downside of buying an out-of-state rental, like through GRE Marketplace, is that it's going to take a 20 to 25% down payment. But you can still find respectable properties in safe neighborhoods, in say, Memphis for as little as $100K to $120K. That means you might not have to come out of pocket for much more than you would a SoCal rental with it's lower PERCENT down payment. And, of course, the big advantages of the out-of-state rental are low purchase prices, high rents, advantageous LL-tenant law, your property is already renovated or brand new, and it is turnkey PMed if you so choose. That's exactly why a lot of people are choosing out-of-state properties at GREMarketplace. Those are some of the major trade-offs, Connor. Thanks for the question. The next question comes from Jesse in Reno, Nevada. “With high inflation for two years and cyclical trends entrenched, more nations making foreign trade deals outside of the dollar, and the Treasury printing dollars like mad, I cannot believe the price for a shopping cart full of groceries at Safeway any more. Are we headed for a hyperinflationary period within the next decade?” Well, that's an interesting question, Jesse. Inflation is an awful malady that disproportionately affects the lower classes more than the upper classes. But do I believe that there's any significant chance of hyperinflation in the next decade, Jesse? Let me answer that. Now, first of all, a lot of people - not necessarily you, Jesse - but a lot of people throw around the term “hyperinflation” without really knowing what it means at all. A consensus of economists define HYPERinflation as an inflation rate of 50% or more every month. Yes, month. With compounding, that would be inflation of more than 600% per year, not the… closer to 6% CPI inflation that we've had lately. We could very well have longer-term waves of RECURRING inflation. In America, our debt-to-GDP ratio is high. It's about 120% right now. Back in 1990, it was just 55%. Now our debt-to-GDP ratio also hit 120% back in the 1940s, but that was as a result of us having to pay for WWII. And the productivity of the 1950s quickly brought the ratio down. Here's the problem. Today's 120% is not due to war; it's due to all these politicians' various accumulated promises over time. That includes CONTINUOUS military spending. And you know, historically, every fiat currency ends with the END of that currency. Every single one goes to die. The British pound is the world's OLDEST currency in use today. But to get hyperinflation, it generally takes two key factors: First, a nation needs to have debts denominated in a currency that that nation can't print. Now, for emerging markets, its often dollar-based debt that they have and those nations can't print dollars. 100 years ago, Weimar Germany had gold-based war reparations. That was their problem. You cannot print gold, so they printed MASSIVE amounts of their currency. In more modern times, Venezuela and Zimbabwe experienced hyperinflation. The second key reason hyperinflation occurs is when there's no foreign demand for your currency… so you hyperinflate it. So, to create hyperinflation, it takes a tremendous amount of printing… plus no demand for that currency. The US still has foreign demand for our dollar and there's a lot of debt denominated in the dollar globally. That represents demand for it. Since the US can print its own currency, we're not very likely to default on our total of $32T debt at all. We're motivated to let inflation keep running, at whatever fluctuating rate, Jesse. So to answer your question, Jesse, no. No hyperinflation in the US in the next decade. And as far as the prolonged elevated inflation that we're having, as a listener, I think you know how to beat that by now. Own real assets. If you own a house, have a 30-year mortgage. Don't have it “paid off”. You need a mortgage to benefit most. Thanks for the question, Jesse. Our last question comes from Zack in Claremore, Oklahoma. Zack asks: Keith, is there such a thing as being “OVER leveraged?” Would you finance everything you can as long as you can create arbitrage? Great question, Zack. The short answer is, “Yes, I would. I would finance everything up as much as I could without being overleveraged.” Now, what “overleveraged” means IN GENERAL - out in the larger business world is that you've borrowed too much money in relation to your ability to pay it back. In real estate, being overleveraged means that you take on so much debt that you can't make your monthly payments on your principal, interest, and operating expenses. As long as my properties are cash flow positive, even by a little margin, I have found no limit as to how much I would finance, Zack. Let me use an example. Say that you buy a rental duplex with $4,000 of monthly rent income. Your mortgage and all of your long-term operating expenses are $5,000, leaving you with a NEGATIVE cash flow hole of $1,000 every month. A $1,000 per month hole is a $12,000 each year hole that you've dug. If you're financially precarious elsewhere, that can be a difficult hole to fill in and you could descend into delinquency when you miss your first payment, then deeper into foreclosure when you're several months behind, then the bank takes over your property. You lose your property, lose your credit score, and lose the ability to get new loans for years. You were overleveraged. You've borrowed too much money in relation to your ability to pay it back since your rent income was $4,000 and expenses were $5,000. Well, when you buy right, that's not likely to happen. First of all, your mortgage loan underwriter is going to check that you have enough income and enough reserves to meet their qualification standards before you can get the mortgage in the first place. That's a check against becoming overleveraged, yet things could still go wrong. For one thing, with FHA loans, your debt-to-income ratio can be an eye-popping maximum of 57% and you can still qualify for the loan. But you're usually going to be buying your out-of-state rental property with a CONVENTIONAL loan. Now, INSTEAD of becoming overleveraged, you would buy in the opposite scenario, projecting positive cash flow from day one. On your duplex instead, if you had just $4,200 of rent income and $4,000 of expenses, you've got just $200 of cash flow, but that is a cushion. And like I've described on previous episodes, historically your rent income rises faster than your expenses since your mortgage P & I payment stays fixed. That's why, over time, you often widen that delta from +$200 cash flow so that it just keeps widening to a greater & greater cushion. So, to review, you're unlikely to find yourself overleveraged if your income exceeds your expenses on day 1, when you have predominantly FIXED RATE LOANS… … and then another measure of protection is when you own properties in multiple job growth markets - in multiple STATES even - you're better protected against any changes in the law or regulations or changes in that region's economy or even any detrimental disruption to your PM in each of your chosen investment areas. I dislike overleverage. But I do like HIGH leverage. Because leverage makes compound interest feel really slow. It is best to FINANCE your properties, even though mortgage rates aren't as low as they were two years ago. Look at it this way. With 20% down, you could buy five financed properties instead of one all-cash. Over time, five properties appreciating will build you more wealth than one appreciating. If the properties don't cash flow with 20% down, then get three with 33% down on each. That'll accelerate your wealth-building & help you control the mortgage. Then… if rates go down, you can still refinance. If rates don't go down, you'll be glad that you bought multiple properties instead of one. Thanks for the question, Zack. I hope you enjoyed listener questions today. I hadn't done them for a while. If you did, please, go ahead and tell a friend about the show. Also, if you've ever wanted to tell me what you think about the show… there's a great way for you to do that & I will see it and read it myself. You know, I recently learned that in Apple Podcasts Germany, we only have 3 podcast reviews in that entire nation on that platform. And that prompted me to ask you - whatever nation you're in, to please, you don't have to, but if you'd be so kind, leave a podcast review. When you do that, it not only helps our show reach more people, but, I do actually read your review of the show, so I get that feedback. So if you like what I'm doing here, I'd be grateful if you went ahead, and whatever your podcast platform is… …Google “how to leave an Apple podcasts review” or “how to leave a Spotify review” and go ahead an do that - leave a rating & review for the Get Rich Education podcast and I'd be grateful. I hope you found one or more listener questions today that really relate to you or your interests, or YOUR unlimited wealth-building potential. Thanks in advance for telling a friend about the show, and for your rating & review. Until next week, I'm your host, Keith Weinhold. Don't Quit Your Daydream.